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Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teri Williams. President & COO (and owner) of OneUnited Bank, from Money Making Conversations Masterclass: Purpose of the Interview The interview aimed to: Showcase OneUnited Bank’s role as the largest Black-owned bank and its commitment to financial empowerment. Educate listeners on digital banking solutions, financial literacy, and generational wealth strategies. Promote OneUnited Bank’s services and initiatives, including its youth financial literacy contest and “One Transaction” wealth-building concept. Key Takeaways Origins & Growth of OneUnited Bank Started as a community bank in Boston, later acquired four Black-owned banks (Miami, LA, Boston) and merged into OneUnited. Became the first Black-owned digital bank and now serves customers nationwide. Digital Banking & Accessibility Customers can open accounts online in minutes. Features include: Mobile check deposit (take a photo of your check). Direct deposit with early pay (up to 2 days early, no fees). Largest surcharge-free ATM network (100,000 ATMs, including Walgreens, 7-Eleven, Chase, Citibank). Combatting Financial Deserts Addresses lack of brick-and-mortar banks in Black communities and reliance on predatory check-cashing services. Emphasizes that check-cashing services never improve credit scores and often harm financial health. Financial Literacy & Wealth Building Advocates automatic savings as a key wealth-building habit. Introduced WiseOne, a tool that aggregates financial data to: Track net worth, income, expenses. Identify duplicate charges and suggest savings. Provide debt-reduction strategies. Youth Financial Literacy Initiative “I Got Bank” Contest for ages 8–12: Read a financial literacy book (free download available). Submit an essay or artwork on what they learned. 10 winners receive $1,000 savings accounts. One Transaction Concept Six key transactions to build generational wealth: Homeownership (OneUnited offers $25K–$50K down payment assistance). Life Insurance (affordable way to transfer wealth). Investments (automatic contributions). Profitable Business (entrepreneurship or side gigs). Credit Score Improvement. Savings (automatic transfers). Focus on one transaction at a time for sustainable progress. Economic Advice for Uncertain Times Anticipates stagflation (inflation + rising unemployment). Recommendations: Hold on to your job (avoid unnecessary job changes). Save more, spend less. Notable Quotes “We were the first Black-owned digital bank—and now the largest Black-owned bank in the country.” “Check cashers only report to credit bureaus when you don’t pay them. That’s crazy.” “If it goes in your pocket, you’re more likely to spend it. Wealthy people automate savings.” “One transaction can make the difference between being wealthy or not.” “We have the largest surcharge-free ATM network in the country—100,000 ATMs.” “Hold on to your job. Start saving more and spending less.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teri Williams. President & COO (and owner) of OneUnited Bank, from Money Making Conversations Masterclass: Purpose of the Interview The interview aimed to: Showcase OneUnited Bank’s role as the largest Black-owned bank and its commitment to financial empowerment. Educate listeners on digital banking solutions, financial literacy, and generational wealth strategies. Promote OneUnited Bank’s services and initiatives, including its youth financial literacy contest and “One Transaction” wealth-building concept. Key Takeaways Origins & Growth of OneUnited Bank Started as a community bank in Boston, later acquired four Black-owned banks (Miami, LA, Boston) and merged into OneUnited. Became the first Black-owned digital bank and now serves customers nationwide. Digital Banking & Accessibility Customers can open accounts online in minutes. Features include: Mobile check deposit (take a photo of your check). Direct deposit with early pay (up to 2 days early, no fees). Largest surcharge-free ATM network (100,000 ATMs, including Walgreens, 7-Eleven, Chase, Citibank). Combatting Financial Deserts Addresses lack of brick-and-mortar banks in Black communities and reliance on predatory check-cashing services. Emphasizes that check-cashing services never improve credit scores and often harm financial health. Financial Literacy & Wealth Building Advocates automatic savings as a key wealth-building habit. Introduced WiseOne, a tool that aggregates financial data to: Track net worth, income, expenses. Identify duplicate charges and suggest savings. Provide debt-reduction strategies. Youth Financial Literacy Initiative “I Got Bank” Contest for ages 8–12: Read a financial literacy book (free download available). Submit an essay or artwork on what they learned. 10 winners receive $1,000 savings accounts. One Transaction Concept Six key transactions to build generational wealth: Homeownership (OneUnited offers $25K–$50K down payment assistance). Life Insurance (affordable way to transfer wealth). Investments (automatic contributions). Profitable Business (entrepreneurship or side gigs). Credit Score Improvement. Savings (automatic transfers). Focus on one transaction at a time for sustainable progress. Economic Advice for Uncertain Times Anticipates stagflation (inflation + rising unemployment). Recommendations: Hold on to your job (avoid unnecessary job changes). Save more, spend less. Notable Quotes “We were the first Black-owned digital bank—and now the largest Black-owned bank in the country.” “Check cashers only report to credit bureaus when you don’t pay them. That’s crazy.” “If it goes in your pocket, you’re more likely to spend it. Wealthy people automate savings.” “One transaction can make the difference between being wealthy or not.” “We have the largest surcharge-free ATM network in the country—100,000 ATMs.” “Hold on to your job. Start saving more and spending less.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teri Williams. President & COO (and owner) of OneUnited Bank, from Money Making Conversations Masterclass: Purpose of the Interview The interview aimed to: Showcase OneUnited Bank’s role as the largest Black-owned bank and its commitment to financial empowerment. Educate listeners on digital banking solutions, financial literacy, and generational wealth strategies. Promote OneUnited Bank’s services and initiatives, including its youth financial literacy contest and “One Transaction” wealth-building concept. Key Takeaways Origins & Growth of OneUnited Bank Started as a community bank in Boston, later acquired four Black-owned banks (Miami, LA, Boston) and merged into OneUnited. Became the first Black-owned digital bank and now serves customers nationwide. Digital Banking & Accessibility Customers can open accounts online in minutes. Features include: Mobile check deposit (take a photo of your check). Direct deposit with early pay (up to 2 days early, no fees). Largest surcharge-free ATM network (100,000 ATMs, including Walgreens, 7-Eleven, Chase, Citibank). Combatting Financial Deserts Addresses lack of brick-and-mortar banks in Black communities and reliance on predatory check-cashing services. Emphasizes that check-cashing services never improve credit scores and often harm financial health. Financial Literacy & Wealth Building Advocates automatic savings as a key wealth-building habit. Introduced WiseOne, a tool that aggregates financial data to: Track net worth, income, expenses. Identify duplicate charges and suggest savings. Provide debt-reduction strategies. Youth Financial Literacy Initiative “I Got Bank” Contest for ages 8–12: Read a financial literacy book (free download available). Submit an essay or artwork on what they learned. 10 winners receive $1,000 savings accounts. One Transaction Concept Six key transactions to build generational wealth: Homeownership (OneUnited offers $25K–$50K down payment assistance). Life Insurance (affordable way to transfer wealth). Investments (automatic contributions). Profitable Business (entrepreneurship or side gigs). Credit Score Improvement. Savings (automatic transfers). Focus on one transaction at a time for sustainable progress. Economic Advice for Uncertain Times Anticipates stagflation (inflation + rising unemployment). Recommendations: Hold on to your job (avoid unnecessary job changes). Save more, spend less. Notable Quotes “We were the first Black-owned digital bank—and now the largest Black-owned bank in the country.” “Check cashers only report to credit bureaus when you don’t pay them. That’s crazy.” “If it goes in your pocket, you’re more likely to spend it. Wealthy people automate savings.” “One transaction can make the difference between being wealthy or not.” “We have the largest surcharge-free ATM network in the country—100,000 ATMs.” “Hold on to your job. Start saving more and spending less.” #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

How to Use Google + Meta Ads to Grow Your Local Studio with Paid Ads Expert Ashley BrockWelcome back to another episode of Female emPOWERED — and Happy New Year, friends! We're kicking off 2026 with an episode that every Pilates, PT, yoga, or boutique wellness studio owner needs to hear.Today, I'm joined by the brilliant Ashley Brock, founder of the Paid Ads Academy, bestselling author of How to Win with Paid Ads, and a strategist who has managed over $200 million in ad spend. She built a nearly 8-figure company in under three years, has had million-dollar days, and leads an incredible team supporting entrepreneurs in becoming findable, profitable, and known for more.I'm also a client inside her mastermind — and I can confidently say it's one of the few programs that truly delivers on what it promises.If you've ever wondered which ads to run, where to spend your marketing dollars, or why your Google or Meta ads aren't working, this episode breaks it all down.What We Cover in This Episode✔ Why Google Ads should be the FIRST step for local brick-and-mortar studiosAshley shares why Google captures “problem aware” and “solution aware” clients — the people already searching for Pilates near me, yoga studio nearby, physical therapist Miami, etc. These are high-intent leads ready to buy today.✔ The two-part strategy all local service businesses needAshley explains why you must pair:Prospecting with Google → be findableRetargeting with Meta (Facebook + Instagram) → stay top of mindThis combo creates the “everywhere effect” that keeps you in front of potential clients until they convert.✔ The most common Google Ads mistakes business owners (and agencies!) makeIncluding:Using broad match keywords that send your ads to the wrong peopleTargeting entire states or countries by accidentOptimizing for low-intent conversions (like contact page views)Not understanding the difference between manual bidding and smart biddingFocusing on the wrong metricsAshley simplifies this so you know exactly what matters.✔ The ONLY 3 Google metrics Ashley cares aboutIf you're running ads for a local studio, these are your north stars:LeadsCost per leadClick-through rate (CTR) — ideally 5–10% or moreShe opens up about:Leaving her job in 2022Investing in high-level coaching (including a $50K program while pregnant!)Her first six-figure dayScaling from a team of 2 → a thriving team of 12+How investing in herself and her team multiplied her resultsHer story is a powerful reminder that skills stack, courage compounds, and clarity accelerates growth.Both Ashley and I share candid insights about:Setting boundaries as a female founderManaging rapid team growthAvoiding people-pleasing in businessSaying “no” more often to protect your energy and impactJoin Ashley's Win With Paid Ads ChallengeThis is exactly how I found Ashley — and let me tell you, I had zero intention of joining her mastermind at first. But her 5-day challenge blew me away. I learned something new every day and instantly knew I wanted to work with her.Ig Handle: https://www.instagram.com/ads.with.ashley/Join the Win with Paid Ads Challenge: https://www.paidadscoaching.com/a/2148041125/Nq5sPzDb 

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Join the Discord and Partner with us via Patreon: https://www.patreon.com/purehustlepodcast Sign Up with MY RESLLER GENIE with 15% off your first month for the best bookkeeping geared for resellers by using the link below and USE OUR CODE “PUREHUSTLE” all in caps: https://www.myresellergenie.com/?ref=purehustle Dive into Episode 481 of Pure Hustle Podcast where hosts Mike and Orlando react to viral reselling clips, share game-changing tips, and celebrate massive hustles from the community. From debunking anti-reseller myths to uncovering hidden gems like vintage jeans worth thousands and high-end shoe bolos, this episode is packed with motivation for eBay sellers, thrift flippers, and side hustlers. Whether you're sourcing at garage sales, optimizing your eBay store, or hunting for trends like distressed Carhartt, we've got the insights to level up your reselling game in 2026. Don't miss the epic stories of $50K+ profits from single hauls and practical advice on taxes and inventory management. Hit play for real talk on turning thrift finds into serious cash! Timestamps: 0:00 - Intro to Pure Hustle Podcast Episode 481: Reaction Video Kickoff 1:27 - Episode Overview & Call to Subscribe 2:11 - Reacting to "Normalize Not Buying to Resell" - Debunking Anti-Reseller Myths 4:24 - Why Resellers Provide a Valuable Service & Greater Good Impact 6:20 - Reselling Changes Lives: Stories of Transformation 8:47 - Thrift Stores, Charities, and the Real Benefits of Reselling 9:45 - Final Thoughts on Reseller Critics 11:18 - eBay Tip from Aylan Flips: Turning Off Checkout Notes to Avoid Demands 13:34 - Common Buyer Requests & Why This Hack Saves Time and Headaches 15:17 - Minimizing Negative Feedback Risks on eBay 16:24 - Promo: MyResellerGenie for Easy Reselling Bookkeeping & Taxes (Use Code PureHustle for 15% Off) 20:25 - Reacting to Vintage Jeans Falling from Ceiling: $15K-$20K Bolo Alert 22:03 - Motivation: Hidden Treasures Still Out There (Babe Ruth Cards, Superman Comics) 22:54 - Hustle of the Week: Adam's $58K Profit from Ralph Lauren Hoard 26:36 - More Epic Hustles: John's $72K from Coffee Cans & $5K License Plate Flip 32:11 - Mike's Hustle: Parting Out Camera Gear for Big Profits 34:29 - Orlando's Hustle: Vintage Hot Wheels Score & Connecting Buyers to Gems 36:55 - eBay Tips & Trends: Would Tips for Sellers Work? 38:45 - Shoe Bolo Breakdown: Alden, John Lobb, Crockett & Jones, and More High-End Brands 43:13 - John Lobb Shoes: $3K+ Retail Gems to Flip 45:02 - Reacting to Carhartt Trends: From Workwear to Fashion Gold (Distressed Jackets Sell Big) 46:37 - Thrifting Insights: Gen Z Trends Driving Resale Value 48:39 - Closing Thoughts: Stay Motivated & Keep Hustling     Get a free $15 on Whatnot by using the link below: https://whatnot.com/invite/purehustlepodcast Get that Skullshaver using the link below and our code "Hustle": https://skullshaver.com/discount/Hustle?rfsn=6980222.2cfe107&utm_source=refersion&utm_medium=affiliate&utm_campaign=6980222.2cfe107 Purchase bubble wrap from the best deal available ANYWHERE: https://www.americanbubbleboy.com?sca_ref=650095.KTEipe5MI4&sca_source=YouTube

What does it actually take to go from barely getting sales to running a near 7-figure ecommerce brand?In this episode, Josh sits down with Kylie Bodiya, founder of The Quirky Mouse, to break down the real systems behind her growth. Not theory. Not hype. The actual decisions, pivots, and frameworks that moved the needle.You'll hear how Kylie:Went from under $50K/year to nearly $1M by focusing on product launches instead of constant discountsUsed Meta ads as a validation tool, not a guessing gameBuilt a brand by niching into deep-cut buyers instead of chasing mass appealIncreased margins by expanding beyond apparel into higher-leverage productsFinally leaned into email and SMS without fear of “over-emailing”Removed herself from fulfillment by outsourcing without hurting conversionThis conversation is a masterclass in operator thinking: questioning sacred cows, letting data drive decisions, and building systems that scale without burnout.If you're stuck, plateaued, or trying to break through to the next revenue tier, this episode will give you clarity on what actually matters and what you can safely stop overcomplicating.-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-► Visit Our Website For Training and Resources ► Leave Us An Honest Rating, Email An Image Of Your Rating To team@theecommercealley.com, We'll Send You A $10 Amazon Gift Card As An Appreciation Gift!► Learn About Our Mentorship Program For Ecom Brands Making Over $10k/month ► Checkout Our Upcoming Software, Breezeway - Never Second-Guess Your Meta Ads Again ► Follow Josh on social media: YouTube | Instagram | Facebook | TikTok |

Do you plan to hit your sales goals, or just hope you will? You set goals in January. By March, they are forgotten. It's because most salespeople confuse wanting something with planning for it.  “I want to close more deals this year.” That is not a goal. That is a wish. “I want to be better at prospecting.” Still not a goal. Just a vague intention that leads nowhere. Real sales goals require a system. Not motivation. Not inspiration. A repeatable process that turns big numbers into daily actions you can actually execute. This four-step sales goal planning system turns annual quotas into weekly, executable actions that salespeople can control and measure. Why Most Sales Goals Fail Before February Most salespeople treat goal-setting like a New Year's resolution. They write something down, feel good about it for a week, then watch it disappear under the weight of quota pressure and full calendars. Three things kill sales goals before they have a chance: Lack of specificity. Your brain cannot attach to something vague. There is no finish line, no way to measure progress, and no emotional connection to the outcome. No breakdown. Big numbers paralyze you. Looking at an annual quota feels impossible. Your brain shuts down. You don't know where to start, so you don't start at all. Zero accountability. Goals that live only in your head are easy to abandon. There is no consequence for missing them because nobody, including you, is really tracking them. Research consistently shows that people who write down specific, challenging goals and track them perform significantly better than those who rely on vague intentions or hope. The difference between hitting your number and missing it is having a systematic approach to sales goal planning and the discipline to execute it. Step 1: Identify Your Major Milestones Big goals overwhelm you. When you stare at “close $1.5 million this year,” your brain checks out. It feels too big, too far away, and too abstract. The first step in effective sales goal planning is breaking that number into key checkpoints. These milestones tell you whether you are on track or falling behind. For a $1.5 million annual goal: Q1: $375K Q2: $375K Q3: $375K Q4: $375K Now you are not chasing $1.5 million. You are chasing $375K this quarter. Still significant, but manageable. Take it further. What does $375K mean for your pipeline? If your average deal size is $50K, you need eight closed deals per quarter. If your close rate is 25 percent, you need 32 qualified opportunities in your pipeline each quarter to close those eight deals. Suddenly, that intimidating annual number becomes a concrete monthly target of roughly 11 qualified opportunities. You cannot control whether a deal closes, but you can control how many qualified opportunities you put in your pipeline. That is the number you chase. Step 2: List Your Specific Tasks Milestones tell you where you need to be. Tasks tell you how to get there. These numbers will vary based on your market, deal size, and conversion rates. The point is forcing your goal all the way down to weekly actions you can control. This step requires brutal honesty about the activities that actually generate results in your sales process. If you need 11 qualified opportunities per month and your prospecting-to-opportunity conversion rate is 10 percent, you need 110 prospecting conversations monthly. What does that look like in weekly tasks? 30 outbound calls 15 LinkedIn connection requests with personalized messages 10 follow-up emails to lukewarm prospects 3 referral conversations Assign realistic timeframes to each task. Making 30 calls doesn't require four hours. It requires 45 minutes of focused effort. Block the time, make the calls, move on. The more specific you get, the less room there is for excuses. You either completed the tasks or you did not. You are either on pace or you are behind. If you cannot list the specific weekly tasks required to hit your goal, you do not have a sales goal. You have a hope. Step 3: Consider Obstacles and Resources Every goal has obstacles waiting to derail it. Ignoring them does not make them disappear. Identify what will try to stop you, then plan around it. The biggest time killers in sales are rarely mysterious. Meetings that don't move deals forward. Prospects who will never buy but keep you engaged. Administrative tasks that someone else should handle. Reorganizing your CRM instead of filling it with opportunities. Here is how to expose them. Track your time for one week. Write down every activity in 30-minute blocks. No editing. No judgment. Just honest data. At the end of the week, categorize everything: Income-producing activities like prospecting, discovery, and closing Income-supporting activities like proposals, follow-up, and research Waste, which is everything else Most salespeople discover they spend less than 30 percent of their time on income-producing activities. If that is you, you just found out why you are not hitting your goals. Once you know where your time actually goes, you can protect the activities that matter. Block prospecting time before meetings start. Batch administrative work. Decline meetings where your presence adds no value. Now identify resource gaps. What do you need that you don't have? Skills you need to develop. Tools that would improve your results. Support from leadership to open doors with key accounts. Find these gaps early. Discovering you lack a critical skill in November is too late. Step 4: Stay Flexible Without Lowering the Goal Sales goal planning requires flexibility in tactics, not flexibility in commitment. Markets shift. Buyers change. Your original plan may need adjustment. That does not mean the destination changes. Review your goals monthly and let the data guide you. Ask three questions: Am I on track What's working What's not working If something is working, do more of it. If something isn't working, adjust your approach. For example, your data might show inconsistent execution, poor list quality, or weak follow-up. The answer is not abandoning foundational activities like cold calling. The answer is tightening your process, improving targeting, or reinforcing outreach with disciplined follow-up. Flexibility means adjusting how you execute, not lowering the standard because the work is harder than expected. Salespeople who hit ambitious goals stay flexible in their methods and uncompromising about the outcome. Monthly reviews keep you honest. They prevent you from wasting months on ineffective activity before realizing you are off track. Execute Your Sales Goal Planning System Take one goal right now. Write it down with a specific number and a deadline. Break it into three to five milestones. List the weekly tasks required. Identify your two biggest obstacles and the resources you need to overcome them. Then execute. Review weekly. Adjust monthly. Never stop driving toward the outcome. This system works because it eliminates ambiguity. You know what needs to happen this week. Obstacles don't blindside you because you planned for them. You aren't following a broken plan for six months because you built in regular reviews. While other salespeople hope for a good year, you will be executing a plan. While they react to whatever fires pop up, you will be proactively driving toward measurable outcomes. The difference between salespeople who hit their goals and those who do not is not talent or luck. It is having a systematic process for turning big goals into daily actions and the discipline to follow through when motivation fades. Sales goals don't fail because you lack desire—they fail because the plan isn't specific enough to execute. Download the FREE Goal Planning Guide to turn your sales goals into results. 

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We are kicking off 2026 with GENEROSITY and giving away $50,000 in Scholarships to our Mentorship for Fitness Coaches to grow their online businesses.   In today's conversation we discussed why we are doing this, how to apply, and how you can create a scholarship campaign for your coaching business.    Make sure you have your note pads or apps out and listen to the full episode.   Keep taking action, pursuing personal excellence, and impacting lives!     In This Episode, we discuss: Why we are giving away $50K in Scholarship Money Simple steps on how you can create a Scholarship for your coaching business    How to apply for this Scholarship Opportunity: 1.   Text the word "Scholarship" to 213-319-6702 and we will send the details or you can 2.    DM the word "Scholarship" to our Instagram   Follow Us: Instagram: https://www.instagram.com/chrisandericmartinez/ YouTube: https://www.youtube.com/user/Dynamicduotraining   Attention Nutrition & Fitness Coaches: "Enrollment is Open for our Accelerator Mentorship to build a 6-Figure Online Fitness Coaching Business"  See HERE   *Free Online Training: Discover How Nutrition and Fitness Coaches Install a Proven System That Adds Six Figures to Their Business   Without posting endless organic content, sending 100's of cold DM's, and charging low ticket priced programs   Watch Here   See the full Show Notes to this episode here: https://www.liveadynamiclifestyle.com/podcast/we-are-giving-away-50k-in-scholarships-for-fitness-coaches/  

Tuesday, December 30th, 2025Today, Border Czar and $50K dollar Cava bag bribe recipient Tom Homan didn't receive a normal background check; the retired policeman that was jailed in Tennessee for posting a Trump meme on facebook is suing; a newly unsealed order in the Abrego case includes emails proving Todd Blanche's office had a hand in charging him; Jeanine Pirro indicted alleged pipe bomber Brian Cole last night using a local grand jury in superior court; the Social Security Administration is facing record backlogs under Trump; more artists are cancelling their Kennedy Center performances since Trump added his name to the building; and Allison and Dana deliver your Good News. Guest: Jordan WoodDemocrat Running for Congress to represent Maine's 2nd DistrictJordan Wood for Mainehttps://bsky.app/profile/jordanwood.bsky.socialhttps://www.instagram.com/jordanwoodmaine/https://www.facebook.com/jordanwoodmainehttps://substack.com/@jordanwoodmaineFBI Sources BLOW WHISTLE on Trump LIES about THE FILES - YouTubeStories:Border czar Tom Homan didn't receive normal background check during bribery probe | MS NOWHow Social Security has gotten worse under Trump | The Washington PostA retired policeman was jailed over an anti-Trump meme. Now he's suing. | The Washington PostMore musicians cancel Kennedy Center concerts after Trump's name added to building | NBC News Good TroubleYou all are amazing! Pathways to Citizenship link to MATCH Allison's Donationhttps://crm.bloomerang.co/HostedDonation?ApiKey=pub_86ff5236-dd26-11ec-b5ee-066e3d38bc77&WidgetId=6388736Allison is donating $20K to It Gets Better and inviting you to help match her donations. Your support makes this work possible, Daily Beans fam.Donate to It Gets Better / The Daily Beans FundraiserJoin Dana and The Daily Beans and support on Giving Tuesday with a MATCHED Donationhttp://onecau.se/_ekes71From The Good Newshttps://www.biminisharklab.comThe Martin Sheen PodcastPatrons Sponsoring Patrons - The Daily Beans→Go To DailyBeansPod.com Click on ‘Good News and Good Trouble' to Share YoursSubscribe to the MSW YouTube Channel - MSW Media - YouTubeOur Donation Links|Pathways to Citizenship link to MATCH Allison's Donationhttps://crm.bloomerang.co/HostedDonation?ApiKey=pub_86ff5236-dd26-11ec-b5ee-066e3d38bc77&WidgetId=6388736Allison is donating $20K to It Gets Better and inviting you to help match her donations. Your support makes this work possible, Daily Beans fam.Donate to It Gets Better / The Daily Beans FundraiserJoin Dana and The Daily Beans and support on Giving Tuesday with a MATCHED Donationhttp://onecau.se/_ekes71More Donation LinksNational Security Counselors - Donate

From walking away from e-commerce to building a $50K-per-month profitable brand. This episode shows what happens when you stop quitting and fix the real problem.In today's episode of High Voltage Business Builders, Neil sits down with Jared Jones, a Voltage client who originally dismissed e-commerce entirely. After acquiring a struggling Amazon business, Jared identified a single product issue holding everything back. Fixing that one problem changed the trajectory of the entire brand.This conversation breaks down what real business ownership looks like, why most people quit too early, and how process, patience, and reinvestment turn chaos into a scalable asset.In This Episode, We Cover:✅ Why Jared originally ignored e-commerce and what changed his mindset✅ The difference between being an operator and being an owner✅ How a failing product almost killed the business and why fixing it mattered✅ What it takes to relaunch a broken Amazon brand✅ How reinvesting profits fuels compounding growth✅ Why Amazon alone is not a complete business✅ Building an omnichannel brand with a 3-5 year exit in mind

This episode is brought to you by Villa Carina Apartments in beautiful Bonaire. In this episode we connect with fellow Canadian waterman Michael Pisarczyk—a dedicated foiler based in Sarnia, Ontario, right on the shores of Lake Huron. Recorded as fall conditions ramp up on the Great Lakes, these two passionate riders share stories from the water, celebrating the world-class (yet underrated) foiling potential hidden in these massive inland seas.Episode Overview:Michael's backyard access to Lake Huron—convenient home sessions, epic downwind runs (30-50K along the coast or on the mini-Hood River-like St. Clair River), and why almost any wind direction works hereHis multi-discipline journey: from youth sailing and windsurfing, to high-school kiting obsession, strapless surfboarding, and how foiling (wing, prone, pump, downwind) reignited the stoke with lower-wind windows and endless glidePair winging progression: starting rough, unlocking upwind tacks against river current, and the unique freedom (and challenges) of no lines or booms—just pure hand-held power on small sinker boardsThat unforgettable first committed prone downwind run: full-send on the industrial-lined river, no falls allowed, pure focus on older square boards with paddle startsBuilding the "Great Lakes Waterman" channels to showcase lake potential—inspiring more locals (and globals) with stunning drone footage, while growing a small but frothing communityFamily foiling fun: gently introducing his 9- and 7-year-old kids to e-foils (knees-first mastery turning to stand-up runs) and side-by-side cruising sessionsE-foiling's role in scratching the itch on flat days, keeping skills sharp with endless turns, and the exciting growth of competitive tours like the Surf Foil Tour (SFT)Why the Great Lakes are tailor-made for modern foiling—long fetch for rolling swell in lighter winds, massive playgrounds, and those rare but magical "world-class" bangers that make the chase worthwhileFrom cold-water commitment to uniting disciplines and dreaming of Canadian SFT events, this chat is a love letter to Great Lakes foiling—and a call to get more people out experiencing the magic.If you've ever chased lake swell, battled commitment points in downwinders, or wondered why these massive freshwater oceans deserve way more foiling love… this is it.Follow Michael Pisarczyk → @great.lakes.waterman (YouTube/Instagram) | https://www.greatlakeswaterman.com

Most side hustles fade fast. A few turn into real businesses.Rich Somers sits down with Nick Fowler to break down how he went from $0 to $50K per month using TikTok Shop, and why this model may be one of the most overlooked opportunities heading into 2026. Instead of chasing virality, Nick explains the systems, discipline, and repetition required to make TikTok Shop work consistently—not just once.The conversation dives into what actually drives conversions on the platform, why most people fail after early traction, and how Nick approached product selection, content volume, and iteration without relying on hype or shortcuts. He shares the mistakes beginners make, the mindset shift required to scale, and why treating this like a real business—not a quick win—is the difference maker.Rich and Nick also unpack where TikTok Shop fits into the broader creator and ecommerce landscape, who this model is not for, and why execution beats creativity every time. From testing and reps to staying focused when results are uneven, this episode breaks down what it really takes to build durable income in a noisy space.This is a clear, practical conversation for anyone curious about modern side hustles—and serious about turning attention into predictable revenue.Join our investor waitlist and stay in the know about our next investor opportunity with Somers Capital: www.somerscapital.com/invest. Want to join our Boutique Hotel Mastermind Community? Book a free strategy call with our team: www.hotelinvesting.com. If you're committed to scaling your personal brand and achieving 7-figure success, it's time to level up with the 7 Figure Creator Mastermind Community. Book your exclusive intro call today at www.the7figurecreator.com and gain access to the strategies that will accelerate your growth.

Can you turn a single $50,000 investment into a $1 Million ANNUAL income? Most investors think they need a massive windfall or a "once-in-a-lifetime" deal to reach seven-figure cash flow. In this episode of The Investor Guys Podcast, Bill Barnett and Kevin Mills pull back the curtain on the Math of Wealth.We aren't talking about high-risk speculation. We are talking about Forensic Real Estate Velocity.The Premise:If you can achieve a consistent 40% annual ROI—a benchmark we've hit repeatedly using the Heritage Framework—and in a disciplined manner, reinvest those profits back into your portfolio, the results are mathematically inevitable.Inside this episode, you'll discover:The 40% Velocity Rule: Why ROI matters more than deal size in the early years.The Reinvestment Engine: How to leverage equity and cash flow to snowball your portfolio without adding new capital.The 12-Year Horizon: A year-by-year breakdown of how $50K scales into a massive equity position and $1M in annual passive cash flow.Institutional Discipline: Why "just 12 years" is the hardest part for most investors, and how to maintain the mindset of a Titan.Why 40% ROI?We show you exactly where those 40% returns are hiding in the 2026 market.

When Dan Henry was building his online business, he struggled with inconsistent sales and needed to quickly figure out how to turn prospects into paying clients. That challenge pushed him to study the psychology behind why people buy and develop sales frameworks that now generate millions in revenue and enable him to close $25K to $50K deals over text alone. In this episode, Dan breaks down his proven sales scripts, objection-handling techniques, and persuasion strategies for closing high-ticket deals and converting cold prospects into loyal buyers. In this episode, Hala and Dan will discuss: (00:00) Introduction (02:13) Building Rapport on Cold Sales Calls (07:41) Storytelling Frameworks That Boost Sales (12:15) Strategic Questioning to Uncover Buyer Intent (18:56) Objection Handling Strategies for Conversion (28:35) Identifying Buyer Motives on Sales Calls (33:29) Connecting With Audiences at Scale (37:54) Finding Fulfillment Beyond Business Success Dan Henry is an entrepreneur, bestselling author, and founder of GetClients.com. He has built multiple high-revenue online businesses by helping entrepreneurs craft compelling personal brands, structure high-converting presentations, and scale through proven sales strategies. As a business coach, Dan's frameworks have helped thousands of business owners generate millions. Sponsored By: Indeed - Get a $75 sponsored job credit to boost your job's visibility at Indeed.com/PROFITING  Shopify - Start your $1/month trial at Shopify.com/profiting.  Revolve - Head to REVOLVE.com/PROFITING and take 15% off your first order with code PROFITING  DeleteMe - Remove your personal data online. Get 20% off DeleteMe consumer plans at to joindeleteme.com/profiting  Spectrum Business - Visit Spectrum.com/FreeForLife to learn how you can get Business Internet Free Forever. Airbnb - Find yourself a cohost at airbnb.com/host  Northwest Registered Agent - Build your brand and get your complete business identity in just 10 clicks and 10 minutes at northwestregisteredagent.com/paidyap Framer - Publish beautiful and production-ready websites. Go to Framer.com/design and use code PROFITING Intuit QuickBooks - Bring your money and your books together in one platform at QuickBooks.com/money  Resources Mentioned: Dan's Website: getclients.com Dan's YouTube: youtube.com/danhenry  Dan's Instagram: instagram.com/danhenry Dan's Bali Personal Branding Talk: getclients.com/yap  Active Deals - youngandprofiting.com/deals  Key YAP Links Reviews - ratethispodcast.com/yap YouTube - youtube.com/c/YoungandProfiting Newsletter - youngandprofiting.co/newsletter  LinkedIn - linkedin.com/in/htaha/ Instagram - instagram.com/yapwithhala/ Social + Podcast Services: yapmedia.com Transcripts - youngandprofiting.com/episodes-new  Entrepreneurship, Entrepreneurship Podcast, Business, Business Podcast, Self Improvement, Self-Improvement, Personal Development, Starting a Business, Strategy, Investing, Sales, Selling, Psychology, Productivity, Entrepreneurs, AI, Artificial Intelligence, Technology, Marketing, Negotiation, Money, Finance, Side Hustle, Startup, Mental Health, Career, Leadership, Mindset, Health, Growth Mindset, Online Selling, Economics, E-commerce, Ecommerce, Prospecting, Inbound, Value Selling, Account Management, Scaling, Sales Podcast

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In this episode, host Travis Chappell and producer Eric swap stories about the strangest, most unconventional ways people are making real money—from TikTok shops to doodle detanglers—and how “weird” ideas can turn into serious income. Travis also opens up about his own nontraditional paths to getting paid, from door-to-door sales to a short-lived modeling side quest. On this episode we talk about: Creators making $40–50K/month purely from TikTok Shop affiliate commissions with no physical products How an eight-figure landscaper turned his experience into “Uber for lawn care” with the GreenPal app Flea market and Facebook Marketplace flippers who drive around, buy underpriced items, and resell them on eBay for five-figure profits on single deals A niche e‑commerce brand built around a single problem: detangling doodle dog hair and scaling it to seven figures Remote “job stacking” and how one guest runs three work‑from‑home jobs for a combined multiple six‑figure salary Travis' own unconventional income streams: podcast sponsorships, coaching days, Facebook Reels payouts, and even a paid modeling gig in college Top 3 Takeaways Weird often wins. The money is frequently in ultra-specific problems—like doodle hair detanglers or lawn-mowing logistics—rather than trendy, crowded ideas. Distribution is a cheat code. Platforms like TikTok Shop, Facebook Reels, and niche apps can turn other people's products and systems into meaningful cash flow if you understand how to drive attention. “Unconventional” is the new normal. Door-to-door sales, stacked remote jobs, arbitrage flipping, and content monetization show there are many viable ways to earn beyond a traditional 9–5. Notable Quotes “He doesn't even have products—it's all affiliate. He just cranks out videos and commissions.” “You can build a seven‑figure business solving one really specific problem… even if it is just tangled doodle hair.” “Almost everything I've done to make money has been the nontraditional route.” ✖️✖️✖️✖️

We don't have to make money on our feet. We can make money in our sleep.In this episode of @InsideTheVault, @IamAshCash sits down with Boston-raised, Atlanta-paid digital wealth architect Darius Benders and this one is pure leverage, blueprint, and execution.Darius breaks down why most entrepreneurs don't have a “money problem”They've got a speed problem.You'll learn the exact framework behind:Building funding the right way (without fumbling the bag)The real difference between good debt vs bad debtHow to strategically stack credit cards based on what bureaus banks pullThe first moves to make with your first $50K so it multipliesWhy “visibility beats ability” and how to build authority fastThe webinar habit that can change your life in 12 monthsHow to deploy money into marketing using other people's audiencesWhy mentorship collapses time and turns decades into daysIf you're trying to fund your business, build digital income, and stop guessing your way into success, this episode is a must-watch.✅ Subscribe to @InsideTheVault✅ Share this with a friend who's serious about building✅ Drop a comment: “VAULT” if you want more episodes like thisSign up for Darius's 3-Day Challenge: https://getthebagflipthebag.com/3-day-challenge⏱️ Chapters & Timestamps 00:00 Make money in your sleep (the mindset shift)01:00 Text “MY BOOK” and monetize your story CTA moment01:56 “This will change your life” episode intro02:43 Meet Darius Benders: $4M+ digital products and funding mentor06:09 Biggest misconception about other people's money07:17 Good debt vs bad debt (and investing in YOU)08:53 The 3 things you need to get approved for funding10:43 Credit bureaus + stacking strategy (how people get to $100K)12:19 The smartest way to deploy your first $50K13:23 Marketing the right way: OPA, podcasts, clips, and ads18:43 The weekly webinar “cheat code” to build confidence + cash20:08 Funding mistakes that kill approvals (relationship stacking)22:01 Big banks vs credit unions (double dip + comparable limits)23:44 Using leverage with a 9-to-5 (build before you quit)25:40 Pandemic pivot: nightlife to digital income35:31 The offer model that changed everything: virtual events36:29 Why digital products fail: no sales mechanism + no data38:01 $10K vs $100K months: spending + scaling with numbers41:43 What to unlearn to make real money (cost vs value)49:10 One habit to scale fast: delegate and let go53:55 Final gem: hyper-intention and cutting distractions55:03 Outro + tap in for Darius' free 3-day mastermindAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Virtue is not a theory. It is something you practice. In the moments where you could overreact. In the moments where quitting would be easier. In the moments where doing the right thing costs you something.In this episode, Ryan explores the four Stoic virtues through conversations with people who actually live them. You'll hear from a fighter pilot who shows courage under pressure, a marathon runner disciplined in daily practice, a historian who reframes justice as action, and Ryan himself on treating wisdom as a lifelong pursuit.

Think an audit is something to fear for your nonprofit? I get it! But what if it's actually a powerful tool for growth? In this episode, I sit down with nonprofit auditor Hannah Hugen from Abdo to unpack what an audit really is and why it's not nearly as scary as it sounds. Real Listener Question: "We filed the 1023-EZ and said we'd stay under $50K… but now a funding opportunity would push us past that. Will the IRS audit us? Should we say no to the money?" Hannah and I dig into what an audit actually involves, what the IRS does (and doesn't) care about, and how nonprofits can prepare for growth without panicking. We also talk through the "scary myths" that float around new organizations and the real steps you can take now to avoid future chaos. If you've ever wondered what auditors look for, how to document properly, or what GAAP even means, this conversation breaks it down in plain English. What You'll Learn: What a nonprofit audit actually is When the IRS might look at your organization and why it's not as dramatic as rumors imply How to show good-faith financial projections from your 1023-EZ Why documentation habits will save your future self The difference between cash and accrual accounting Practical steps to get audit-ready even if you're small Bottom line: You don't need to fear audits — you just need systems, clarity, and good habits. Your nonprofit deserves room to grow, and the right preparation makes that growth possible without being overwhelmed. Resources from this Episode Understanding Cash vs. Accrual Accounting: https://youtu.be/5tSI1IPBVWk Internal Controls 101: https://birkenlaw.com/blog/internal-controls-101/ Connect with Hannah on LinkedIn: https://www.linkedin.com/in/hannah-hugen-b0045a1b5/ Learn about Abdo: https://abdosolutions.com/ Previous Episode: How to Fix the Culture of Overwork at Your Nonprofit with Rachel Platt https://birkenlaw.com/charity-therapy-podcast/ct153/ Episode Transcript: https://birkenlaw.com/wp-content/uploads/2025/12/CT154HH_Transcript.pdf Connect with Us Jess Birken: https://www.linkedin.com/in/jessbirken/ Listen & Engage Listen on Apple Podcasts | Spotify | YouTube | Amazon Music Rate & Review on Apple Podcasts: Click "Ratings and Reviews" then "Write a Review" Send us your nonprofit questions: https://birkenlaw.com/podcast/#podcast-st Stay Connected Sign up for the Birken Law Email list: https://birkenlaw.com/signup/   Follow us on Facebory  ook, Instagram, Twitter

In this episode, the hosts explore a pet cremation franchise for sale in Miami, unpacking a franchise model with big claims, low margins, and a morbidly niche market.Welcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.

Shoot us a Text.Episode #1226: We're talking rising auto prices and longer-term debt in the U.S., Kazakhstan's record-setting manufacturing momentum, and Simon Sinek's take on why Gen Z might be the most rational workforce yet.As new car prices have climbed 33% since 2020, affordability is slipping out of reach for many. Buyers are stretching loan terms to eight, nine, even ten years—trading short-term relief for long-term debt.Average new vehicle price broke $50K this fall, up from under $38K in early 2020.Monthly payments now average $760; rising prices and high interest rates are fueling defaults.One-third of buyers now take loans of at least 72 months; some exceed 100 months, especially on pickups.Automakers are lowering prices and leaning into base trims—Ford's Maverick jumped 76% in November sales.Kazakhstan's automotive sector is on a record-breaking run. Through the first 11 months of 2025, vehicle production has already topped the full-year total from 2024, signaling both rising demand and growing sophistication in local manufacturing. With nearly $4 billion in output, the industry is becoming a major economic engine.From January to November, Kazakhstan built 146,163 vehicles valued at $3.9B—a 15.7% jump from 2024.November alone set a monthly record with 22,580 units produced worth $601M, up 25.5% year-over-year.Auto manufacturing now makes up 41.7% of the country's entire machine-building sector, up from 2024.Growth was led by Allur (79K+ units) in Kostanay and Hyundai plants in Almaty and Shymkent (up 26.7%), including those operated by our friends at Astana MotorsSimon Sinek and Garry Ridge are taking aim at the "lazy Gen Z" stereotype. In a recent podcast conversation, the leadership thinkers argue that Gen Z's workplace demands are less about entitlement—and more about a rational response to broken corporate trust.On A Bit of Optimism, Sinek says Gen Z's need for upfront value stems from growing up in a world with "no loyalty from the company."Ridge, former WD-40 CEO, agrees: leaders must build trust and ditch outdated performance models.Both advocate for regular coaching check-ins over once-a-year reviews.Gen Z doesn't want delayed recognition—they want feedback, growth, and transparency now.“I don't want to wait 364 days for you to tell me what I should've done better,” said RidgeThank you to today's sponsor, Mia. Capture more revenue, protect CSI, and never miss a call or connection again with 24/7 phone coverage and texting (SMS) follow-up for sales, service, and reception. Learn more at https://www.mia.inc/0:00 Intro with Paul J Daly and Kyle Mountsier4:21 Average Monthly Payments arJoin Paul J Daly and Kyle Mountsier every morning for the Automotive State of the Union podcast as they connect the dots across car dealerships, retail trends, emerging tech like AI, and cultural shifts—bringing clarity, speed, and people-first insight to automotive leaders navigating a rapidly changing industry.Get the Daily Push Back email at https://www.asotu.com/ JOIN the conversation on LinkedIn at: https://www.linkedin.com/company/asotu/

In this episode, the hosts explore a pet cremation franchise for sale in Miami, unpacking a franchise model with big claims, low margins, and a morbidly niche market.Welcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.

Kilian Korth - professional ultrarunner who made history by winning the Triple Crown of 200s, a series of three grueling 200-mile races: Tahoe 200, Bigfoot 200, and Moab 240. Kilian swept all three outright and set a new cumulative time record of approximately 156 hours, surpassing the previous mark set in 2019. Join us for a conversation about what it takes to win a triple crown in 200 mile ultramarathons, how Kilian went from a full time job to full time athlete, and how his childhood and schooling made him who he is today. Follow along: Instagram: https://www.instagram.com/cameronrhanes  Twitter: https://twitter.com/cameronhanes  Facebook: https://www.facebook.com/camhanes/  Website: https://www.cameronhanes.com  Follow Killian: https://www.instagram.com/runtoughmindset/  Timestamps: 00:00:00 – Forged in Failure (Upcoming Documentary) & Kilian's First 200 Mile Races 00:09:47 – Mental Struggles While Faces Failures 00:15:17 – A Race for First: Racing Against Other Runners 00:19:43 – Forged in Failure Trailer 00:23:01 – Blisters from Ultra Races & Mental Games of Pacing Races 00:34:01 – What Kilian Changed: Efficiency in Being More Fit, Overtraining, & Fuel 00:45:54 – Advantages of Going Professional & Being Rewarded for Talent 00:51:25 – Aid Stations, Dirt Naps, & Babies 00:55:30 – Kilian's Childhood & Growing up on a Military Base 01:03:12 – Kilian's First Marathons & Facing the Elements with Humility 01:07:43 – Facing Near-Death in Alaska 01:17:33 – A Love for Philosophy: Going to School to be a Politician 01:22:17 – Physicalist, Stoicism, and a Path to Enlightenment 01:28:42 – Who Inspires Kilian in Ultra Running 01:32:14 – Grand Ideas, Goals in Running, & Support from Kilian's Sponsors and Wife 01:41:09 – Getting Past Self Doubts 01:43:32 – Using Experience and Failures to Train Better Runners 01:52:05 – Warrior in a Garden Mindset: Strength & Endurance 01:56:46 – Being Honest with Your Goals 02:04:23 – The Road to Nowhere is Long 02:06:42 – QA: F**k, Marry, Kill: Moab, Tahoe, Bigfoot 02:10:49 – QA: Is a 50K an Ultramarathon? 02:16:51 – QA: Who Kilian Would Swap Minds with for a Race? 02:20:08 – Final Thoughts Thank you to our sponsors: Montana Knife Company: https://www.montanaknifecompany.com/ Use code CAM for 10% off  Black Rifle Coffee: https://www.blackriflecoffee.com/ Use code KEEPHAMMERING for 20% your first order Sig Sauer: https://www.sigsauer.com/ use code CAM10 for 10% off optics Hoyt: http://bit.ly/3Zdamyv use code CAM for 10% off MTN OPS Supplements: https://mtnops.com/ Use code KEEPHAMMERING for 20% off and Free Shipping Grizzly Coolers: https://www.grizzlycoolers.com/ use code KEEPHAMMERING for 20% off

As CEO of The Atlantic, father of three boys, and age group record holder for the 50K, Nick Thompson has a lot on his plate. That includes writing a new book, The Running Ground, one of our most favorite running books in recent memory. Part memoir and part love letter to the sport, it explores the ups and downs of life and the thread of running through it all. Robbe talks to him about all of that and more in this episode of The Drop.Pick up The Running Ground: https://www.penguinrandomhouse.com/books/678434/the-running-ground-by-nicholas-thompson/

In this installment of our little experiment in imaginary radio, something that we like to call the Tens and Aces Podcast, we sit down with an advantage player who goes simply by “X” — a former athlete turned blackjack assassin whose journey from lacrosse fields to casino felt is anything but ordinary. What starts as a girlfriend‑sparked nudge (“you need direction”) turns into a full‑blown descent into the rabbit hole of Blackjack, Card Counting, and Advantage Play.X breaks down his obsessive year‑long training regimen — three to four hours a day with nothing but notebooks, fake bankrolls, and rage‑inducing variance — before ever stepping foot back into a casino. From a $2,200 starting bankroll to nearly 700 hours and over $50K in earnings, he recounts the highs, the brutal lows, and the psychological warfare of staying sane while the math does whatever the hell it wants.The conversation hits everything: emotional tilt, ploppy chaos, surrender stigma, insurance debates, back‑offs, sweaty shops, graveyard shifts, networking, traveling play, and the bizarre cast of characters who populate casino life — including rappers, degenerates, and the occasional rent‑money hero.It's raw, funny, honest, and packed with real‑world insight into what it actually takes to grind out an edge in a casino ecosystem designed to chew you up. If you love stories from the trenches of Blackjack, Casino culture, and Advantage Play, listen up, because we're about to give you some T&A! Key Topics Covered• X's “superhero origin story” in Blackjack• Transition from athlete to Advantage Player• Training for card counting without software• Building a bankroll from $2,200• Emotional control, tilt, and mental toughness• Understanding variance and staying below EV• First back‑offs and navigating sweaty casinos• Playing graveyard vs. day shifts• Networking through BJA, regional chats, and AP communities• Using cover, table selection, and shift rotation• Ploppy behavior: insurance myths, surrender stigma, “bus card” drama• Stories from Vegas, rent‑money gamblers, and celebrity encounters• The importance of scouting, penetration, and dealer speed• Why promotions and side plays matter• Long‑term goals: hitting $100K and expanding beyond counting Highlights & Quotes• “I wasn't stepping foot in a casino unless I was a threat.”• “Losing fake money in my bedroom pissed me off more than it should have.”• “Ploppies keep the lights on — but man, they make it hard.”• “My girlfriend made me a $10K trophy. Then I lost $17K in two weeks.”• “First rule of Fight Club: don't yell ‘Mike AP!' at the table.”Key Words:Blackjack, Card Counting, Casino Advantage Play, AP Blackjack, Counting Cards, Blackjack Apprenticeship, Back‑offs, Casino Stories, Blackjack Podcast, Advantage Player Lifestyle, EV, Variance, Penetration, Double Deck, Shoe Game, Blackjack Strategy

I spent two years scaling the wrong business and one conversation with Alex Hormozi's Chief Strategy Officer reframed everything. Here's what happened: I'd built a consulting business to $50K/month doing sales audits and fractional management, but I thought "this isn't scalable." So I pivoted—created courses, built a community, started teaching people how to turn expertise into income. I ended up in a sea of competition selling to the wrong audience at the wrong price point. His CSO said: "Dude, you solved the wrong problem. The problem wasn't 'this isn't scalable.' The problem was 'you didn't know how to scale it yet.'" He showed me around their 20,000 square foot building with 400 people and said, "We don't use the word 'scalable' here. Some things are just way harder to scale than others. That's why Alex and Leila own 50 companies." This episode breaks down what happened next: I killed the community, threw the courses on YouTube, and said "I don't teach this shit, I do this shit." We launched MSP Sales Partners doing fractional sales management—the thing I was actually great at—and spent a year refining the product before stepping on the gas. Learn why I'm intentionally running net neutral right now to build a moat nobody else will, why being picky with hiring and delaying profits creates competitive advantage, and how that subtle twist of words—"you didn't know how to scale it" versus "it isn't scalable"—changes everything.//Welcome to Repeatable Revenue, hosted by strategic growth advisor , Ray J. Green.About Ray:→ Former Managing Director of National Small & Midsize Business at the U.S. Chamber of Commerce, where he doubled revenue per sale in fundraising, led the first increase in SMB membership, co-built a national Mid-Market sales channel, and more.→ Former CEO operator for several investor groups where he led turnarounds of recently acquired small businesses.→ Current founder of MSP Sales Partners, where we currently help IT companies scale sales: www.MSPSalesPartners.com→ Current Sales & Sales Management Expert in Residence at the world's largest IT business mastermind.→ Current Managing Partner of Repeatable Revenue Ventures, where we scale B2B companies we have equity in: www.RayJGreen.com//Follow Ray on:YouTube | LinkedIn | Facebook | Twitter | Instagram

A shocking convergence of stories exposes what critics call a system in collapse—from a sprawling Medicaid fraud scandal measured in the billions, to a chilling campus shooting case spanning Brown University and MIT. As investigators uncover shell companies, alleged political protection, and a whistleblower trail that went ignored, a separate manhunt ends with a homeless tipster cracking a case authorities said couldn't be solved. This episode asks a hard question: Is this negligence, or something far more deliberate?

For the first time in weeks, Trump sounded like Trump — focused, disciplined, and deadly clear. In this episode, Tara breaks down the speech that finally connected the dots for everyday Americans: inflation + housing costs + illegal immigration + corruption — all tied together in one message. From affordability and interest rates to housing shortages, welfare incentives, crushed wages, and massive fraud, this was the explanation millions of Americans have been waiting to hear — especially those who don't live on talk radio.

For the first time in weeks, Trump sounded like Trump again — and Tara breaks down why this speech mattered. What was billed as an economic address quickly became something much bigger: a clear, forceful explanation of how inflation, housing costs, wages, and illegal immigration are all tied together. From exploding rents and crushed wages to welfare incentives and job displacement, this episode explains how we got here, who paid the price, and why Trump says this is America's last chance to fix it.

Hosted by holistic business coach, Katy Stuart, The Soulful CEO podcast is your home for all things business strategy, deep spiritual work, and everything in between. This podcast features solo episodes packed with insight and value, as well as expert guest interviews with some of Katy's favorite names in the industry. The Soulful CEO is designed to empower and educate driven, soul-led women with real stories, honest truths, tried-and-true biz strategy, and everything you need to know to create a life and business better than your wildest dreams.In this guest episode, I am talking with the incredible Aubrianna Kay. A former client, absolute powerhouse and someone I admire greatly.  Aubrianna is a business and sales coach who blends energetics, identity work, and simple high level strategy to help women scale with soul. Her work centers on expanding a clients capacity to receive while building offers, systems, and leadership that hold $20K to $50K months.To access any of the links we mentioned in the show you can navigate using the links below:Aubrianna's insta hereAubrianna's free telegram community here Hope you love this episode as much as we loved recording it! 

Michael Wardian breaks down what discipline really looks like. He talks through the daily work that carried him 3332 miles across the country, the failed record attempts he turned into wins, and the mindset that comes from long hours of suffering.   He shows why simple reps like 100 burpees build accountability and why purpose matters more than motivation. This episode is a reminder that when you choose hard over comfort and keep moving forward, you build real mental toughness.   THREE KEY LEARNINGS Daily discipline builds mental toughness faster than motivation. Purpose keeps you locked in when everything hurts. Do hard things every day. That's how endurance and identity grow. TIMESTAMPS 00:00 Meet Michael Wardian 00:50 Senior Olympics and competing at 51 03:43 How Michael met Joe at a Spartan Race 04:30 The first treadmill 50K world record attempt 07:21 The second attempt and breaking the record 09:07 Running 3332 miles across the United States 12:01 What long endurance does to your body 14:07 The 100 burpees for 100 days challenge 18:10 The mental trick that gets you started 20:02 How to choose a meaningful goal 22:09 Why purpose drives discipline 23:12 Helping athletes with disabilities 23:56 Toughest race Wardian has ever done 25:50 Keeping energy levels high 27:11 Nutrition and eating enough 27:50 Where to follow Wardian   TOOLS / FRAMEWORKS MENTIONED • 100 Burpees for 100 Days protocol • The "do 5 first" resistance-breaker • Goal-setting through meaningful purpose • Accountability model: daily video, send to friends • Service-based motivation through pacing athletes • Long-duration endurance adaptation model (first 2–3 weeks body rejection, then lock-in)   CLOSING INSIGHT + CTA Discipline comes from choosing the hard way every day. Set a purpose, stay accountable, and build the reps that move you forward.   What's your hard? If this story moved you, sign up, show up, and do something about it. Spartan.com. No more excuses.

Everyone says you can sell more stuff with AI. But if you've actually tried to use it, you probably found out that it writes stuff that isn't any good. Or you have to spend all day typing perfect prompts. That's a pain and it takes forever. (And it still totally sounds like AI wrote it.) So, today I'm going to show you how to write an entire marketing campaign that sounds like you (but better)... without even typing. By "campaign", I mean everything. All of the copy for the offer, the emails, the follow up, the social content... the whole thing. This is the stuff an agency would charge you $10,000 to $50,000 for. But we'll do it in about 22 minutes. HERE'S EXACTLY WHAT WE'RE BUILDING IN THIS VIDEO: The Quick-Shot Email & The Followup Campaign: I start small with one email, then show you how to build a full scarcity follow up sequence in seconds. The "Winning Hook": We're building this campaign for a random "Hangover Cure" product I found. (I figured it would be cool to use a real product instead of something hypothetical.) Instead of guessing what the best hook or angle should be, we use AI to do all the research and find the one "Big Idea" that will actually make people buy. The Proof: Then we PROVE it. You'll see how to use AI to find case studies, articles, and other credible research that proves the product can live up to the promise. The "Pre-Sell" Social Content: Then we use AI to read all that stuff, find the coolest parts, and turn what it learned into social content. You'll see how we get it to write us a full week's worth of content that attracts the perfect buyer. The "Pro-Level" Sales Letter: Next, we take the "Big Idea" and all the proof stuff and get a quick outline. Then, we use AI to turn that rough draft into a complete, long-form sales letter. It's just as good as what you'd pay a pro copywriter $10k - $25k for. (This might be the coolest part of the video). The Abandoned Cart Sequence: Finally, we get AI to write us a full "abandoned cart" email sequence for people who started to buy the product... but didn't. It sounds like a lot, but as you'll see... it's pretty easy if you use the right tools. And it saves you around $50K or so because that's what an agency would charge to do ALL of this stuff.

This episode covers a shocking weekend of violence, political hypocrisy, and conservative infighting. We break down the fatal Hanukkah celebration shooting in Australia, the disturbing rise in anti-Jewish attacks, and the media narratives surrounding gun control and immigration. As leaders respond, some messages land very wrong—including Chuck Schumer's tone-deaf statement in the middle of national grief.We also dive deep into the ongoing conservative civil war. Candace Owens goes after Allie Beth Stuckey, Megyn Kelly, Matt Walsh, and Erika Kirk—prompting pushback, fact-checks, and viral responses. Plus: TPUSA cancels a livestream, Trump reacts to the weekend's tragedies, AOC's luxury spending raises eyebrows, and viral TikToks mock the chaos unfolding online.00:00 Intro01:40 Rob Reiner killed by son04:05 ReadyWise ad04:25 Hanukkah celebration shooting at Bondi Beach08:00 Hero disarms gunman11:00 Quince ad13:25 Bondi shooter details16:55 Australian PM addresses the nation17:45 Brown University shooting21:50 Trump responds to weekend tragedies23:45 ChefIQ ad25:25 TPUSA cancels livestream26:00 Megyn Kelly calls out FBI info requests28:30 Allie Beth Stuckey/Candace spat32:20 Dave Rubin on Megyn unfollowing him36:05 Omaha ad37:35 Candace highlights Charlie Kirk's falling viewership42:20 Matt Walsh responds to Candace46:55 Erika Kirk town hall with Bari Weiss51:10 MASA ad53:10 Candace criticizes Erika's response59:30 TikToker's mock Candace01:01:55 Erika announces meeting with Candace01:05:30 Cabinet wives on Fox & Friends01:13:50 AOC spends $50K on hotels & Bad Bunny concert01:15:25 Nicki Minaj & JD Vance playful on X01:17:45 Rep. Tim Burchett's hilarious comments01:19:10 TikToksSUPPORT OUR SPONSORS TO SUPPORT OUR SHOW!Find gifts you'll want to keep with Quince—go to https://Quince.com/chicksfree for free shipping & 365-day returns, now in Canada! Savor perfectly cooked meals with Chef iQ Sense—use promo code CHICKS at https://ChefIQ.com for 30% off your holiday cooking.Sponsored by Omaha Steaks — Save big on gourmet gifts and holiday favorites at https://www.OmahaSteaks.com with code CHICKS for an extra $35 off checkout. Terms apply.Try Masa or Vandy chips and get 25% off your first order—just use code CHICKS at https://Masachips.com or https://Vandycrisps.comSubscribe and stay tuned for new episodes every weekday!Follow us here for more daily clips, updates, and commentary:YoutubeFacebookInstagramTikTokXLocalsMore Info

In today's episode of Backpacker Radio presented by The Trek, brought to you by LMNT, we are joined by Jessica Guo known on trail as Stitches. This year, Stitches became the first woman on record to connect both the Continental Divide Trail and Great Divide Trail northbound in one calendar year. We talk all about this logistically and physically impressive feat, hiking through the Sierra during a record snow year, how she earned her trail name the hard way, her unconventional relationship with pain, how 10 her day silent meditations better prepare her for thru-hiking and gives us a sample 2 minute meditation, what it was like becoming social media famous this year- going from less than 2K followers to 50K, and much more.   We wrap the show with a call for Trek Vloggers, a breakdown of how hard the Long Trail is as measured by Katie's steps per mile, apparently some people can smell ants, and the triple crown of peanut butter combinations. LMNT: Get a free sample pack with any order at drinklmnt.com/trek. Gossamer Gear: Check out the Type II collection at gossamergear.com.  Ka'Chava: Get 10% off at kachava.com/backpacker. [divider] Interview with Jessica "Stitches" Guo Stitches' Instagram Stitches' Trek Author Page Stitches' Substack Time stamps & Questions 00:05:00 - Reminders: Apply to VLOG for the Trek, subscribe to our Youtube channel, and listen to our episodes ad-free on Patreon! 00:11:47 - Introducing Stitches 00:14:15 - What is your background? 00:20:00 - Scenario: If Zach & Chaunce are fighting, how would you help them work through it? 00:22:25 - How did you get into the outdoors? 00:30:15 - Were you an athlete when you were younger? 00:31:35 - How did you like the Teton Crest Trail? 00:32:40 - Tell us about getting started on the PCT and your injury 00:40:20 - What did it feel like to walk on your injured leg after 8 days? 00:48:35 - What does your meditation practice look like? 00:55:50 - What does a silent meditation retreat look like? 00:58:05 - Are there purists in the meditation world? 01:03:00 - Stitches leads a guided meditation 01:08:20 - Tell us about your second injury on the PCT 01:20:55 - Was the Sierra Type 1 fun for you? 01:21:30 - Tell us your fun story from the Colorado Trail 01:26:20 - Where did the idea come from for the CDT + GDT? 01:32:50 - Why can it be nice to have a detailed itinerary and plan? 01:38:10 - If someone's interested in the GDT, what advice would you give? 01:40:20 - What were the differences between your three itineraries? 01:42:10 - Would a silent retreat be a good way to mentally train for a thru-hike? 01:44:15 - What are some standout moments from the CDT? 01:47:38 - What are you afraid of? 01:51:10 - How did your experience change when you got a ton of followers? 01:55:55 - Tell us more about making videos on trail 01:59:00 - Discussion about evidence of climate change on trail 02:00:05 - Tell us about how you interacted with your ethnicity on trail 02:08:22 - Tell us about your post on women in the outdoors 02:14:20 - Tell us about your friction video 02:16:00 - What were the highlights of the GDT? 02:19:00 - Did you have any practices for when you felt mentally low? 02:22:45 - Tell us about the birds you saw 02:27:15 - What are your Big 5 for gear? 02:34:15 - Stay Salty Question: What's your hottest take in the world of backpacking? 02:39:30 - Where can people go to keep up with you? Segments Trek Propaganda How Hard Is the Long Trail, and Is It Worth It? The Stats From My Thru-Hike Reveal the Answers by Katie Jackson Rescuers Say a Hiker Died on Mount Whitney Over the Weekend by Anna McKinney Smith QOTD:  Can you smell ants? Infection Thing of the Week Triple Crown of peanut butter combos Mail Bag  5 Star Review [divider] Check out our sound guy @my_boy_pauly/ and his coffee. Sign up for the Trek's newsletter Leave us a voicemail! Subscribe to this podcast on iTunes (and please leave us a review)!  Find us on Spotify, Stitcher, and Google Play. Support us on Patreon to get bonus content. Advertise on Backpacker Radio Follow The Trek, Chaunce, Badger, and Trail Correspondents on Instagram. Follow Backpacker Radio, The Trek and Chaunce on YouTube. Follow Backpacker Radio on Tik Tok.  Our theme song is Walking Slow by Animal Years. A super big thank you to our Chuck Norris Award winner(s) from Patreon: Alex and Misty with NavigatorsCrafting, Alex Kindle, Andrew, Austen McDaniel, Bill Jensen, Brad & Blair Thirteen Adventures, Bret Mullins aka Cruizy, Bryan Alsop, Carl Lobstah Houde, Christopher Marshburn, Clint Sitler, Coach from Marion Outdoors, Eric Casper, Erik Hofmann, Ethan Harwell, Gillian Daniels, Greg Knight, Greg Martin, Griffin Haywood, Hailey Buckingham, Jason Kiser, Krystyn Bell, Matt from Gilbert, AZ, Patrick Cianciolo, Randy Sutherland, Rebecca Brave, Rural Juror, Sawyer Products, SPAM, The Saint Louis Shaman, Timothy Hahn, Tracy 'Trigger' Fawns A big thank you to our Cinnamon Connection Champions from Patreon: Bells, Benjy Lowry, Bonnie Ackerman, Brett Vandiver, Chris Pyle, David, David Neal, Dcnerdlet, Denise Krekeler, Jack Greene, Jeanie, Jeanne Latshaw, Luke Netjes, Merle Watkins, Peter, Quenten Jones, Ruth S, Salt Stain, and Spencer Hinson.

Does more money make life easier, or does it just give you more expensive problems to solve? Most people assume that once they start earning more, their financial life will finally calm down and organize itself. Then they get the raise or the promotion or the business success, and somehow things feel just as chaotic as before, just with bigger numbers involved. Joe Saul-Sehy is joined by Paula Pant (Afford Anything), Jesse Cramer (Personal Finance for Long-Term Investors), and OG to explore why "more" isn't always "simpler." The crew digs into early money mistakes they'd all like to forget, the weird psychological traps that show up as income grows, and why your brain doesn't automatically upgrade its money management skills just because your paycheck did. The conversation gets real about the hidden mental challenges that come with wealth growth. Decision fatigue gets worse, not better. Lifestyle creep sneaks in wearing a very convincing disguise. And suddenly you're agonizing over choices that used to be simple, because now you can afford multiple options and none of them feel obviously right. If you've ever wondered why your financial life didn't magically self-organize the moment you started earning more, this roundtable has your answers. The crew also tackles listener questions about building budgeting habits that actually stick, finding genuine financial confidence, and creating systems that scale with your life instead of working against it. Because the goal isn't just to make more money. It's to build a life that feels manageable and intentional at whatever income level you're at. Plus, Doug delivers a trivia showdown featuring fierce competition, questionable strategy, and what might be the most overthought trophy dilemma in basement history. What You'll Walk Away With: • Why more income doesn't automatically reduce financial stress and often creates new complications • The hidden mental traps people fall into as their wealth grows and how to spot them early • How Paula, Jesse, OG, and Joe think about building lasting financial confidence at any income level • Practical budgeting strategies that work whether you're making $50K or $500K • Why simple pleasures matter more (not less) as your money grows • The surprising ways earning more actually complicates everyday decisions • Listener Q&A on habits, organization, and creating systems that smooth out financial chaos • Permission to admit that making more money didn't solve everything like you thought it would This Episode Is For You If: • You're earning more than you used to but somehow don't feel more in control • You assumed financial stress would decrease with income but it just shifted to different problems • You're stuck between multiple good options and can't figure out why that's so paralyzing • You want to hear successful people admit that more money created complications they didn't expect • You're building wealth but want to make sure you're also building a life that feels good Before You Hit Play, Think About This: What's one financial decision that got harder (not easier) as you started earning more money? Drop your answer in the comments because this roundtable proves you're definitely not the only one experiencing this paradox. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Learn how to close more high-ticket sales without the endless follow-ups and objections The gateway strategy is the secret weapon that's allowing businesses across every industry to turn cold leads into $50K+ buyers – and if you're still trying to sell high-ticket offers on the first call, you're leaving serious money on the table. In this episode, I break down exactly why 90% of high-ticket sales fail and reveal the proven gateway method that's generated over $100 million in revenue for our clients. Think of it like the Panda Express sample strategy – give people a taste of what you can do with a smaller, low-risk engagement, and they'll naturally want the full meal. I'm joined by my co-founder and head of coaching, Stephanie Vaughan, who brings over $100 million in organizational impact through her coaching expertise. As the former president of coaching for Tony Robbins' Business Breakthroughs International and developer of 150 coaches worldwide, Stephanie knows exactly what it takes to scale high-ticket sales systems that actually work. KEY TAKEAWAYS: High-ticket sales fail because most entrepreneurs try to make the sale too fast without building sufficient trust and relationship first. The gateway strategy uses smaller, paid low-risk engagements that lead prospects naturally toward your premium offers. Gateway offers work like food court samples – they give prospects an initial win and taste of your results before asking for bigger commitments. High-ticket sales cycles require multiple calls, meetings, and touchpoints with a team of people to build confidence in the decision. Your super consumer is based on real data from your best clients, not theoretical ideal client profiles you created when starting out. Know your super consumer by identifying clients who pay the most, get the best results, send referrals, and are easiest to work with. Gateway strategies work across any industry – from custom coding to consulting to physical products. The key is creating an irresistible gateway offer that provides immediate value while demonstrating your capability to deliver on larger promises. Growing your business is hard, but it doesn't have to be. In this podcast, we will be discussing top level strategies for both growing and expanding your business beyond seven figures. The show will feature a mix of pure content and expert interviews to present key concepts and fundamental topics in a variety of different formats. We believe that this format will enable our listeners to learn the most from the show, implement more in their businesses, and get real value out of the podcast. Enjoy the show. Please remember to rate, review and subscribe to the podcast so you don't miss any future episodes. Your support and reviews are important and help us to grow and improve the show. Follow Charles Gaudet and Predictable Profits on Social Media: Facebook: facebook.com/PredictableProfits Instagram: instagram.com/predictableprofits Twitter: twitter.com/charlesgaudet LinkedIn: linkedin.com/in/charlesgaudet Visit Charles Gaudet's Wesbites:  www.PredictableProfits.com www.predictableprofits.com/community https://start.predictableprofits.com/community  

Craig Bolanos, Co-Founder and Wealth Advisor at VestGen Wealth Partners, joins John to talk about the possibility of the Dow reaching 50K, his concern over the labor market in 2026, why people should be excited about their 401(k) prospects in 2026, how many rate cuts does he see in the next year, why he’s watching AI closely, what […]

Craig Bolanos, Co-Founder and Wealth Advisor at VestGen Wealth Partners, joins John to talk about the possibility of the Dow reaching 50K, his concern over the labor market in 2026, why people should be excited about their 401(k) prospects in 2026, how many rate cuts does he see in the next year, why he’s watching AI closely, what […]

I had the incredible opportunity to bring together some of the brightest minds in the creator economy for an evening of candid conversation about where this industry is headed. From ad tech innovations to creator authenticity, we covered the full spectrum of what it takes to turn creator content into scalable, revenue-generating partnerships. Conor McKenna from Luma and Zoe Soon from the IAB kicked things off with a macro view of the space, discussing how fragmented media is creating massive opportunities for technology to step in. We explored why brands are shifting budgets at unprecedented rates, with Unilever committing 50% of marketing spend to creator-related initiatives.The evening featured deep dives into brand integration strategies with Ali Parish from Blue Hour Studios and Jeremy Stewart from VuePlanner, followed by an eye-opening discussion with Arthur Leopolod from Agentio about how AI and automation are revolutionizing creator advertising. Perhaps most compelling was hearing directly from Sydney Jo, the creator behind the viral Group Chat series, and her manager Haley Friedman from Made By All about the reality of building a creator business. From navigating brand negotiations to maintaining creative authenticity, this conversation revealed both the opportunities and challenges facing the next generation of digital storytellers._______________________________________________Key Highlights

Think you need a studio to charge premium prices? Think again. If you've been eyeing a lease but feeling the financial pressure, this episode might just change everything. Sarah Petty breaks down the powerful (and profitable) truth behind the no-studio model. From her own $50K backyard session to students earning six figures as "stay-at-home photographers," Sarah reveals how ditching the overhead can elevate your business—and your life. ● The hidden costs and stress that come with studio ownership ● How serving clients in their homes creates deeper impact (and bigger orders) ● A step-by-step walkthrough of Sarah's no-studio sales process If you've been craving freedom, profit, and proof that less really can be more—this one's for you. RESOURCES:  Photography Business Tools to Get Started 37 CLIENTS WHO CAN HIRE YOU TODAY https://info.photographybusinessinstitute.com/37-clients-optin   INSTAGRAM – DM me "Conversation Starters" for some genuine ways to strike up a conversation about your photography business wherever you are. https://www.instagram.com/sarah.petty   FREE COPY: NEW YORK TIMES BEST SELLING BOOK FOR PHOTOGRAPHERS www.photographybusinessinstitute.com/freebook    BOUTIQUE BREAKTHROUGH – 8-WEEK WORKSHOP www.photographybusinessinstitute.com/boutiquebreakthrough   FREE FACEBOOK GROUP: Join and get my free mini-class: How I earned $1,500 per client working 16 hours a week by becoming a boutique photographer. https://www.facebook.com/groups/ditchthedigitals    YOUTUBE: Check out my latest how to videos:  https://www.youtube.com/photographybusinessinstitute   LOVE THE SHOW? Subscribe & Review on Apple Podcasts https://podcasts.apple.com/us/podcast/worth-every-penny-joycast/id1513676756

Marriage, kids, and money — three things that can make life beautiful and stressful at the exact same time. But how do you build wealth and still have time for your family? Finance coach Andy Hill faced this exact question, and his answer was a step-by-step approach that feels doable and actually creates time freedom. In this episode, he shares how he and his wife went from a negative $50K net worth to building generational wealth for their family. You'll walk away with ideas to teach your kids money habits early and make giving fun! Topics discussed: Introduction (00:00) Andy's path to becoming a finance coach (00:59) Mission of the Marriage, Kids, and Money podcast (04:19) What it means to "create your own pension" today (06:43) Lessons in talking money and working with your spouse (09:15) How becoming a parent changed his view on money (12:21) Why he brings his kids on the podcast (16:08) Tips for parents to teach their kids good money habits (19:15) The 60/40 generational wealth plan for kids (21:11) Fintech tools that make teach money habits easier (22:18) The power of giving and how to make it fun for kids (23:26) Key takeaways from his book, Own Your Time (27:56) What brought you JOY today? (30:41) Resources: Sending your child to college will always be emotional but are you financially ready? Take the College Readiness Quiz for Parents: https://www.mitlinfinancial.com/college-readiness-quiz/ Doing your taxes might not be enJOYable but being more organized can make the process less painful. Get Your Gathering Your Tax Documents Checklist: https://www.mitlinfinancial.com/wp-content/uploads/2024/06/Mitlin_ChecklistForGatheringYourTaxDocuments_Form_062424_v2.pdf Will you be able to enJOY the Retirement you envision? Take the Retirement Ready Quiz: https://www.mitlinfinancial.com/retirement-planning-quiz/ Connect with Larry Sprung: LinkedIn: https://www.linkedin.com/in/lawrencesprung/ Instagram: https://www.instagram.com/larry_sprung/ Facebook: https://www.facebook.com/LawrenceDSprung/ X (Twitter): https://x.com/Lawrence_Sprung Connect with Andy Hill: LinkedIn: https://www.linkedin.com/in/andyhillmkm/ Instagram: https://www.instagram.com/marriagekidsandmoney/ YouTube: https://www.youtube.com/MarriageKidsandMoney Facebook: https://facebook.com/marriagekidsandmoney Website: https://marriagekidsandmoney.com/ About Our Guest: Andy Hill, AFC®️is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping families build wealth and happiness.  Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger's Personal Finance and NBC News. With over 10 million podcast downloads and video views, Andy's message of family financial empowerment has resonated with listeners, readers and viewers across the world.  His debut book, "Own Your Time:  10 Financial Steps to Put Your Family First and Escape the Corporate Grind", will be released in January 2026. When he's not "talking money", Andy enjoys being a Soccer Dad, singing karaoke with his wife and relaxing on his hammock. Disclosure: Guests on the Mitlin Money Mindset are not affiliated with CWM, LLC, and opinions expressed herein may not be representative of CWM, LLC. CWM, LLC is not responsible for the guest's content linked on this site. This episode was produced by Podcast Boutique https://www.podcastboutique.com

In this episode we talk a lot about running. But I want to expand it to all of you who spend a good amount of time outside in the elements. This isn't a discussion to should on anyone, but just to share the value we've found in going outside, year around, braving the elements and the discomforts of our own bodies. What we gain, what we learn. So if you ride a bike, hike, swim, even walk, I think you'll resonate with this discussion and possibly expand your joy in getting outside. My guest is Nicholas Thompson, well known as CEO of The Atlantic, an American magazine founded in 1857, which earned the top honor for magazines, General Excellence, at the National Magazine Awards in both 2022 and 2023. I've had multiple writers for The Atlantic on this podcast, such as Arthur Brooks and Charles Duhigg, both of whom have appeared here twice. Before joining The Atlantic, Nick was the editor-in-chief of Wired magazine and a contributor for CBS News. Nick has long been a competitive runner and in 2021, he set the American record for men 45+ in the 50K race. Nick just came out with a new book, The Running Ground: A Father, a Son, and the Simplest of Sports. In it, Nick shares his relationship with running, pushing himself, overcoming a challenging father, the death of his father, his own bout with cancer, dealing with obsessions, and why in the hiring process he looks for people's ability to suffer for an end goal. I took the opportunity to commiserate with Nicholas on the joys of our devotion to going outside pretty much every day, to exert ourselves, and how the effort gives us a different experience of life. I think more so in today's culture than ever where we tend to both stay inside more, and avoid any discomforts more. Again, I think those of you who do such things will find this talk confirming, and for those of you who don't, I hope it will give more breadth to your thoughts about getting out and getting your heart rate up. Sign up for your $1/month trial period at shopify.com/kevin Go to shipstation.com and use code KEVIN to start your free trial. Learn more about your ad choices. Visit megaphone.fm/adchoices

Think you need $50K to buy a home? Think again — this episode shows the truth they're not telling you.First-time homebuyer numbers just hit record lows, but the real cause isn't high prices — it's bad guidance. In this episode, David reveals the proven, low-down-payment strategy that's been hidden from buyers for years. It's not new, and it's not complicated — it's just not profitable for the industry. You'll learn how to build a custom plan based on your budget, not their sales pitch.“Millions of perfectly capable first-time homebuyers are left in the dark. That sucks.” HIGHLIGHTSThe #1 reason first-time buyer rates are collapsing in 2025How the system profits from keeping you in the darkRent replacement math: your secret weapon to plan smartWhy “affordability” myths stop people who could be buying right nowREFERENCED EPISODES400: Introduction: How to Buy a Home Starter Series (START HERE)180: Online Mortgage Calculators Are GARBAGE – Here's Why300: Final Episode Transcript370: The Truth About Tax Breaks for First-Time Buyers – INTERVIEW355: Real Answers Pt 4: Should I Rent or Buy in 2025?Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

(00:00-12:57) Brick by brick, Doug. People saw Tim at the SLU game but were too nervous to say hi. Do you have to report it if someone gives you $50K? Beak wetting. Can't be spilling on the floor when you're in court side seats. People were texting Chairman to tell him they saw Tim at the SLU game. Tim is the St. Louis Rihanna. Dog N Suds.(13:05-19:52) According to ESPN's Heather Dinich, Notre Dame's omission could have ripple effects on the CFP format. 24 Team Playoff on the horizon? Audio from The Dan Patrick Show with the Notre Dame AD talking about the confusion and frustration with the process. Irreparable damage done in the Notre Dame/ACC relationship.(20:02-23:58) E-Mail of the DaySee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

It's that time of year again — when everyone online suddenly becomes a color-coded-notion-board-wielding planning expert. But before you map out your entire 2026 vision board, we need to do something way more important: figure out what you actually want.In today's episode, I'm walking you through the exact reflection + annual planning exercise I do every single year — the one that helps me make decisions based on how I want to feel, not what the latest marketing trend says I “should” be doing. This episode pairs with last week's 2025 reflection episode, so if you haven't listened to that one yet, go queue it up next.PLUS — I'm trying something new today. I pulled a random question from the “More, Tell Me More” connection cards I won at a mastermind retreat (yes, I was voted Best Strategy at my table and the whole room — no biggie). I answered it… and I want you to answer it too. If you love this segment, email me or DM me and tell me to keep it!And before you dive in, don't forget: I created a free 2026 Annual Planning Guide that includes every question I ask in this episode and space for you to jot down your reflections and goals. Grab it in the show notes!In this episode, you'll hear…The connection-card question I pulled — and the unforgettable story about the stranger who changed how I think about human connectionWhy planning for 2026 means starting with how you want to feel (not arbitrary goals like “50K followers”)How to imagine your ideal day next year so you can reverse-engineer what needs to changeWhy so many entrepreneurs felt unstable in 2025 — and how to honor what actually happened before planning aheadThe questions I use every year to figure out what I truly need in my business and personal lifeA guided reflection to set aligned, realistic, energizing goals for 2026Click here to find the full show notes and transcript for this episode.RESOURCES:Get Sam's free weekly newsletter, Sam's SidebarGet Sam's book "When I Start My Business, I'll Be Happy"Listen to the How to Grow Your Email List Series PlaylistSubscribe to Sam's Substack Beyond BusinessDownload Sam's Annual Planning GuideClick here to be notified when new episodes of On Your Terms® come outClick here to watch the free workshop so you can get legally protected right now!CONNECT:Sam on InstagramSam on FacebookOn Your Terms® on Instagram