Podcasts about 20k

82% of top-grossing apps now take payment outside the app store. Patrick Stuart-Constant's team at Sociaaal ships 4,000 video ads a month, scaling to 10,000. The shift to web-to-app monetization isn't coming. It already happened.Part 1 of a two-part panel from a FunnelFox webinar, with Rocketship HQ as partner. Shamanth Rao moderated the conversation with Jacob Rushfinn (CEO, Botsi), Andrey Shakhtin (CEO, FunnelFox), Patrick Stuart-Constant (CEO, Sociaaal), Mike Gadd (VP Customer Success, Singular), and Elise Zareie (Head of Paid Social, Lingokids) on how paid acquisition teams design the path after the click.Andrey Shakhtin on why off-store attribution beats SKAN on speed, and how 2-5% payment fees unlock room to iterate. Patrick Stuart-Constant on scaling ad volume as a search space problem, and why cheaper AI creative grew his team instead of shrinking it (Jevons paradox). Elise Zareie on why web funnels only work with dedicated ownership inside the UA team. Mike Gadd on why the first renewal is the metric most teams miss. Jacob Rushfinn on the $1M revenue threshold before web funnels pay off, and the 10K to 20K monthly loss to budget for the learning phase.Video Chapters:00:00 Introductions and format02:40 The one shift teams have not priced in07:50 Andrey on the 82% off-store payments finding09:52 Mike on measurement across web and app, platform hell11:45 Elise on creative: lift-and-shift vs TikTok-native15:54 Patrick on the search space, 4K to 10K ads a month18:07 Jevons paradox: cheaper ads, bigger creative team19:30 Elise on where AI helps and where taste is still human21:39 What separates web-funnel winners from teams that quit25:27 Andrey on iteration pace correlating with revenue27:00 Who should not try web funnels: payments complexity28:42 Jacob on the $1M threshold and the learning-phase budget29:36 Common learning phase mistakes and how to short-circuit them32:00 Part 2 drops next weekTopics covered:- The shift to web-to-app monetization and off-store payments- AI creative production at scale, 4,000 to 10,000 ads a month- Web funnels: dedicated ownership vs side project- The $1M revenue threshold for going off-store- Learning phase mistakes on acquisition, funnel, and paywall- Measurement complexity across web and appLearn more:- Original webinar recording: https://www.youtube.com/watch?v=OYPDZlwLhNA- FunnelFox (webinar host): https://funnelfox.com- Rocketship HQ (partner): https://rocketshiphq.com- Jacob Rushfinn (Botsi): https://www.linkedin.com/in/jacob-rushfinn/- Andrey Shakhtin (FunnelFox): https://www.linkedin.com/in/andrey-shakhtin/- Patrick Stuart-Constant (Sociaaal): https://www.linkedin.com/in/patrick-stuart-constant/- Mike Gadd (Singular): https://www.linkedin.com/in/mike-gadd-27a16427/- Elise Zareie (Lingokids): https://www.linkedin.com/in/elise-zareie/- Shamanth Rao (Rocketship HQ): https://www.linkedin.com/in/shamanthrao/

Key Outcomes:This podcast episode by Kyle Galaz (Poor to Pro Car Sales Training, Season 10, Episode 5) focuses on a critical leadership trap for sales managers: becoming too friendly with their sales team at the expense of accountability and results. The core message is that salespeople already have friends but lack strong leaders, and managers who prioritize being liked over being respected ultimately hurt their team's earnings and performance.Leadership over friendship: Managers must position themselves closer to the "serious/leader" side of the spectrum, not the middle.Respect is the primary goal; being liked is optional and secondary.To truly care for salespeople = make them more money, not be their buddy.Accountability dies when salespeople view their manager as a peer — they feel no consequence for goofing off or underperforming.Managers lose the ability to coach firmly after being overly friendly; switching to "boss mode" lacks credibility.Why managers fall into the trap:Miss the camaraderie after being promoted; leadership gets lonelier at higher levels.Lack of confidence in management skills — compensate by being likable.Fear of appearing "too corporate" after dealership buyouts.Overcorrecting against distant managers they experienced as salespeople.Stop joining gossip sessions — redirect energy toward calls, appointments, and productivity.Replace casual hangouts with structured one-on-ones: use downtime for walk-around practice, product knowledge, and closing drills.Create intentional distance from group hangouts; be visibly working from clock-in to clock-out.Set daily expectations, not micromanagement: assign goals (e.g., fresh ups logged, appointments set, social media updates), then check in mid-day.Hold everyone equally accountable — no favorites.Stronger culture: everyone understands their role and arrives ready to work.Higher standards: salespeople self-motivate to earn the manager's approval and recognition.Salespeople grow because someone finally holds them to a higher standard and targets (e.g., $20K/month)Manager gains more respect — not buddy-buddy texts, but genuine on-floor motivation to perform.Manager stops carrying the emotional weight of trying to be universally liked.How do managers navigate having a hard conversation with a close ally in the sales department who is underperforming without damaging the working relationship?Sales Managers: Reflect on whether friendship was chosen over leadership this month — identify 2–3 missed coaching moments.Sales Managers: Schedule structured one-on-ones during slow periods instead of defaulting to casual hangouts. 11Sales Managers: Set clear daily expectations for each salesperson and follow up mid-shift.Buy Kyle A Coffee☕️: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://buymeacoffee.com/poor2pro⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Most woodworkers who try to turn their hobby into a business don't make it past year one — and it's almost never because of their skill level. They're building beautiful pieces but ignoring the fundamentals that actually keep the doors open: pricing, lead generation, and knowing which customers to say no to. In this video, Zach breaks down the exact mistakes that kill woodworking businesses early and what the guys who survive do differently from day one.

Most woodworkers build a business around whatever walks through the door — custom tables, shelves, random one-offs. Travis did the opposite. He dialed in on one niche, built repeatable systems around it, and scaled to a point where most craftsmen would say "that's not even possible." In this interview, I sit down with Travis to break down exactly how he did it — the business model, the mindset shift, and why we decided to join forces on something brand new that we think is going to change the game for craftsmen everywhere.

Robert Howell turns $20K land deals into new manufactured homes for first-time buyers.Robert Howell runs a land home package business, buying raw land and putting brand new manufactured homes on it, structured to qualify for conventional HUD, VA, or USDA financing. He started with a $10,000 house in Memphis and no real estate background, and has grown to 50 deals last year with 100 planned this year. In this conversation, Robert breaks down how the land home model works, why he holds mobile home parks separately for long term, tax advantaged income through cost segregation, and how he thinks about profit and mission as the same goal rather than a trade-off.How land home packages generate $30K to $50K profit per dealHow mobile home parks and cost segregation build passive, tax sheltered incomeHow land pricing works in the $20K to $40K range, and what changes itThe two step process to find your first deal this weekWhy Robert believes profit and mission aren't in conflictGuest bio: Robert Howell is the founder of Howell and Sons and the Land Home League, focused on scaling affordable manufactured housing across the Carolinas, Georgia, and Tennessee.Links:Learn more about Robert's work at howellandsons.com#RealEstateInvesting #ManufacturedHousing #MobileHomeParks #AffordableHousing #LandInvesting #CostSegregation #PassiveIncome #RealDealChat #HUDFinancing #RealEstateInvestor #TaxStrategy #FirstTimeHomeownerWork With RealDealCrewIf you're already closing deals but your intake, follow-up, or visibility feels inconsistent, here are two ways to go deeper:Take the Deal Intake AssessmentSee how resilient your current operation actually is.→ https://assessment.realdealcrew.comBook a Fit CallIf you want to explore what a fully system-driven deal flow looks like, let's talk.→ https://realdealcrew.com/bookLIKE • SHARE • JOIN • REVIEWWebsiteApple PodcastsYouTubeYouTube MusicSpotifyAmazon MusicFacebookTwitterInstagram

The JBP opens episode 949 with their thoughts on The Game and YG Verzuz (32:17) before turning to the latest celebrities that have earned a star on the Hollywood Walk of Fame (1:21:08). Joe responds to lies surrounding his name (1:44:04), the internet reacts to Dr. Cheyenne Bryant's doing the Netflix documentary trend (2:00:57), and Joe shares his thoughts about Stephen Spielberg's 'Disclosure Day' (2:22:17). Also, Devin Haney has been ordered to pay $20K a month in child support (2:35:20), Mysonne's JAY-Z Freestyle (2:44:00), and much more.  Become a Patron of The Joe Budden Podcast for additional bonus episodes and visual content for all things JBP! Join our Patreon here: http://www.patreon.com/joebudden 

*Timestamps are approximate* TIME TOPIC 0:00 Podcast intro with Dave & Chuck "The Freak"0:01 - - - AD MARKER - - -0:01 Warning about A.I. generated ads0:17 Thins you don't eff with anymore due to an experience you had0:36 NEWS0:36 3 women drove off of an overpass, landed upside-down 0:40 Update on Cyclosporiasis outbreak0:45 Massage therapist busted for getting too handsy with a client0:48 Group of rafters got caught in a storm0:52 More troubles being caused by self-driving cars0:55 Bear spotted in a drive thru0:58 - - - AD MARKER - - -0:58 First pictures of the guy who was partially sucked out of an airplane1:02 CELEBRITY DIRT1:02 More numbers connected to the World Cup coming in 1:05 Jake Paul criticizes athletic ability of NFL players1:09 Dad and son on a mission to play catch every day over a year1:13 Full contents of a the Nancy Guthrie ransom note released for the first time1:16 Guy dressed as Spider-Man helped a man in a wheelchair cross the street1:20 Jason Sudeikis initially turned down season 4 of Ted Lasso/why he eventually agreed1:23 Video of Johnny Depp at Comicon dressed as Scrooge1:26 Bon Jovi having trouble singing on his tour1:36 - - - AD MARKER - - -1:36 FAST FOOD FREAKOUT1:36 One fast food worker threw pot of boiling water at a co-worker1:44 Pastor busted taking upskirts at the store1:51 Pastor accused of defrauding 2 churches to fund gambling and lavish lifestyle1:52 A naked guy busted trying to break into homes1:54 Guy was stabbed by samurai sword during an argument1:56 Woman stole vodka and bacon1:59 Guy found a guy hiding in his pickup truck when he got home2:03 Large iguana jumped out of package at a FedEx store2:09 Woman was charged for the entire minibar at a hotel2:14 Nude hairdresser 2:19 FLORIDA'S EFFED UP2:19 Sugar daddy date gone wrong with an old Villages resident2:22 - - - AD MARKER - - -2:22 Listener sent pic that looks like she is flashing Jason2:25 ASK DAVE & CHUCK THE FREAK2:25 EMAIL: Admitted to going to a rub & tug 3 years before meeting girlfriend, she is pissed2:33 EMAIL: Girlfriend tells him about sexually charged conversations with another guy2:40 EMAIL: How the show made him feel like a cuck during the birth of his child2:51 - - - AD MARKER - - -2:51 NEWS2:51 IDIOT CRIMINAL OF THE DAY2:51 Guy ordered a box of cocaine through the mail2:55 Mutant rats becoming a problem2:59 Bill to ban on phone audio without headphones on flights3:02 - - - AD MARKER - - -3:02 Guy tried to return $20K the IRS gave him by mistake, IRS now wants to take his farm3:05 The average drive-thru wait times3:09 Guy sets up his remote work office wherever he is3:13 - - - AD MARKER - - -3:13 WHAT'S UP WITH THE ASIANS?3:13 Refrigerators for humans END OF SHOWSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

If I had to start over from scratch in 2026 with no audience, no experience, and no money, this is the ONE opportunity I would go all in on. Not dropshipping. Not affiliate marketing. Not building a social media following and hoping to go viral.It's called UGC (User Generated Content), and it's quietly making regular, everyday people thousands of dollars a month from their phone. I've personally earned over $20K/month doing this, and I've watched my students build life-changing income in just a few months.✅ Want to learn exactly how it works? Free masterclass:https://ugcmasteryacademy.com/webinarsignup?funnel=Youtube&utm_source=youtube&utm_medium=organic&utm_campaign=sydney&utm_content=s10-best-online-opportunity-2026&utm_term=long-form

In the first official Multifamily Minute episode of the newly rebranded Multifamily Hour, Axel introduces a macro economic concept that he believes every active real estate investor should be factoring into their deal-making right now: the K-shaped economy. Rather than leaving it as an abstract economic talking point, Axel translates it directly into a tactical framework for choosing deal types, building renovation scopes, and pricing rental units in today's market.This episode is essential listening for any investor currently executing or planning a value-add business plan who wants a clear, economically grounded framework for how to position their product, scope their renovations, and price their units in the current environment.Join us as we dive into:What a K-shaped economy is, real-world k-shaped examples across consumer sectors.Why businesses and investors "serving the middle" are getting squeezed — and why the same dynamic is hitting multifamily operators who are trying to push C-class product into B-class rent territory.The tactical implication for C-class deals: compete on price, do functional renovations only (life safety, curb appeal, cleanliness), and price below market to drive volume and minimize vacancy.A real example from Aligned's own portfolio: why the team moved away from $20K renovation scopes targeting $1,575–$1,600 rents and toward $15K functional scopes priced at $1,475 — with far more applications and faster lease-up as a result.The A-class play: why investors buying in truly A-class locations should go all-out on renovations — quartz countertops, tiled bathrooms, in-unit washer/dryer, smart locks, package lockers, built-in storage — because the A-class tenant is not price-sensitive and rewards a premium product with premium rent and strong renewal behavior.The short-term rental parallel: why Airbnbs that succeed are either ultra-premium (every amenity, right on the water, top-of-market pricing) or ultra-budget (high occupancy, low price) — and why the middle is where operators go to lose money.Where B-class investors fit: lean into what the B product can offer, pull C-class residents up with modest amenities and competitive pricing, and avoid over-improving a building that A-class residents won't want to live in regardless.Are you looking to invest in real estate, but don't want to deal with the hassle of finding great deals, signing on debt, and managing tenants? Aligned Real Estate Partners provides investment opportunities to passive investors looking for the returns, stability, and tax benefits multifamily real estate offers, but without the work - join our investor club to be notified of future investment opportunities.Connect with Axel:Follow him on InstagramConnect with him on LinkedinSubscribe to our YouTube channelLearn more about Aligned Real Estate Partners

A foreign partner's payment has sat in a U.S. government account for nearly a year. The order still hasn't shipped. It's stuck in contracting. That kind of friction is exactly what Church Hutton, Chief Growth Officer at AV, has spent his career navigating: from Senate Armed Services and Appropriations staff, to Army Reserve officer, to leading growth at a company that just doubled in size by acquiring Blue Halo.Tyler and Church dig into:Why "cost per effect" is broken — the U.S. is shooting down $20K threats with million-dollar interceptorsWhy laser weapon systems are finally moving from prototype to production after decades of false startsThe historical parallel between the Army's interwar cavalry branch and today's Pentagon modernization fights__________Church Hutton has spent over two decades moving between Capitol Hill, uniformed service, and defense industry leadership, most recently steering growth at AV through its transformation into a full-spectrum autonomous systems company.Connect with ChurchLinkedIn: Church HuttonConnect with TylerLinkedIn: Tyler Sweatt

If you think you have to move to New York or LA to make it in fashion, this episode says otherwise.Jack Savoie joins us from Denver to talk about building a fashion career — and a viral following — without uprooting your life. We get into how a fake Manolo Blahnik callout on TikTok caught Bethenny Frankel's attention and took him from 20K to 67K followers overnight, why he still works full-time as a buyer at A.Line while creating content on the side, and how he broke the news that Sabrina Carpenter was wearing Dior at Coachella before Vogue's own exclusive dropped. We also talk about his path from Nordstrom shoe sales to designer buying, the "Shoes of the Past" series that turned fashion nostalgia into a cultural moment, and his advice for anyone trying to break into the industry without an internship or a big city zip code.In this episode, we get into:How Jack built a career in fashion while staying based in Denver, and why he doesn't think you need to live in New York or LA to make it in the industryThe story behind his viral Manolo Blahnik video — how he spotted a fake shoe in a Bethenny Frankel TikTok and grew from 20K to 67K followers in under 24 hoursHis path from selling shoes at Nordstrom to becoming a buyer at boutique retailer A.LineHow "Shoes of the Past," his series on discontinued cult shoes like the YSL Eiffel Tower cage boot and the Isabel Marant Beckett wedge, became his biggest content waveWhat it's actually like balancing a full-time buying job with a content career, and how he manages burnoutHow he broke the news that Sabrina Carpenter wore Dior at Coachella before Vogue's own exclusive was publishedHis biggest recent splurge — a surprise Birkin 30 in Rouge H from his longtime Hermès sales associate — and why he waits months before wearing new purchasesThe brands and designers he thinks are doing the best work right now, including Chanel, Dior, and KallmeyerHis current red carpet favorites, from Teyana Taylor and Margot Robbie to Sombr's fashion-forward run this yearHis advice for anyone trying to break into fashion without a traditional industry job or big-city moveJack SavoieInstagram: https://www.instagram.com/thesavoiedailyTikTok https://www.tiktok.com/@jack.savoieLet's Get DressedYouTube: www.youtube.com/@livvperezInstagram: www.instagram.com/letsgetdressedpodNewsletter: https://substack.com/@livvperezLiv Perez Instagram: www.instagram.com/livvperezTikTok: www.tiktok.com/livv.perezShopMy: https://shopmy.us/livvperezLet's Get DressedYouTube: https://www.youtube.com/@livvperezInstagram: https://www.instagram.com/letsgetdressedpod/Newsletter: https://substack.com/@livvperezLiv Perez Instagram: www.instagram.com/livvperezTikTok: www.tiktok.com/livv.perezShopMy: https://shopmy.us/livvperez Hosted on Acast. See acast.com/privacy for more information.

Learn Herbal Strategies for Stress — Just $20 If you'd like to dive deeper into herbal approaches for stress support, check out Katja Swift & Ryn Midura's Stress Management course from CommonWealth Holistic Herbalism. As a member of the HerbRally community, you can get the entire 13-hour course for just $20 by using coupon code HERBRALLY. LEARN MORE & REGISTER Where will the herbal community be in 10 years? In this clip, we dive into the shifting landscape of modern herbalism, reflecting on the post-COVID inflection point that brought a massive surge of public interest—along alongside an unfortunate rise in scams and "quackery." This clip comes from our nearly 4-hour "20 Questions for 20K" celebration Q&A. WATCH THE FULL Q&A ON YOUTUBE DISCLAIMER  The information shared in this episode is for educational purposes only and is not intended to diagnose, treat, cure, or prevent any disease. Always consult a qualified healthcare professional before making changes to your healthcare routine or beginning any new herbal regimen.

Learn Herbal Strategies for Stress — Just $20 If you'd like to dive deeper into herbal approaches for stress support, check out Katja Swift & Ryn Midura's Stress Management course from CommonWealth Holistic Herbalism. As a member of the HerbRally community, you can get the entire 13-hour course for just $20 by using coupon code HERBRALLY. LEARN MORE & REGISTER Feeling paralyzed by constant stressful news? In this clip, Katja & Ryn break down why trying to process every crisis causes emotional paralysis—and how to shift that frozen energy into meaningful action. This clip comes from our nearly 4-hour "20 Questions for 20K" celebration Q&A. WATCH THE FULL Q&A ON YOUTUBE DISCLAIMER  The information shared in this episode is for educational purposes only and is not intended to diagnose, treat, cure, or prevent any disease. Always consult a qualified healthcare professional before making changes to your healthcare routine or beginning any new herbal regimen.

Part 2 of a real novation deal I'm working right now in Greenwood Lake, NY. We had a buyer under contract, appraisal came back $50K over the purchase price — but their lender still wanted $20K in basement repairs or the deal was off. I walk through what happened, why I said no, and the real risks of novations that most people online don't talk about. If you're new to wholesaling or novations, this is the unfiltered side of the business.  

After I gave birth, something shifted.Not just in my life. In the way I saw everything I had been doing online.It was like a veil lifted. And suddenly I could see it so clearly — the performing, the posturing, the constant output, the launches, the polished version of myself I had been putting out into the world. And underneath all of it was this quiet, uncomfortable truth: I wasn't building from who I actually was. I was building from who I thought I was supposed to be.This episode is that conversation. The one I've been sitting with. The one I think a lot of moms in business need to hear — especially the ones who feel like the internet is a lie after they give birth, like everything they were doing before suddenly feels hollow.Because that feeling isn't a sign that you're broken. It's a sign that you've finally woken up.IN THIS EPISODE— Why so many moms feel like the internet is a lie after giving birth — and what that veil-lifting moment is actually telling you— How I realized I was putting on a show in my business and what I was really trying to avoid by staying busy— The difference between performing your life online and actually expressing it — and why one converts and one exhausts you— Why slowing down felt terrifying and what happened to my connection with my audience and my work when I did— What surrender, self-trust, and alignment actually look like in a real business — not the spiritual bypassing version— The question worth asking if your life doesn't feel right: what if the next step isn't doing more, but becoming more honest about who you are now?My views went down. My connection went up. And that trade was worth everything.

They fire a gun at exactly 12 hours. If you're not across the line by then, it doesn't matter how close you are, your race is over. That's Comrades, and this week we sit down with four-time finisher Steph Donaldson to unpack what actually gets you through 90km of South African road, from fuelling disasters to the strangers who talk you off the ledge in the final 20K. Then Rob Foster debriefs his first-ever triathlon at Challenge Roth in Germany, admitting exactly where his own prep let him down on the run. And Rob Jones brings us inside the Chamonix training camp, on why stripping the pace pressure out of a session makes people run better, not worse. It's a long one, but a good one. Three athletes, three very different days, and the same lesson underneath all of them: showing up matters more than the metrics.

Learn Herbal Strategies for Stress — Just $20 If you'd like to dive deeper into herbal approaches for stress support, check out Katja Swift & Ryn Midura's Stress Management course from CommonWealth Holistic Herbalism. As a member of the HerbRally community, you can get the entire 13-hour course for just $20 by using coupon code HERBRALLY. LEARN MORE & REGISTER In this clip, Katja Swift and Ryn Midura discuss why absolute certainty in clinical herbalism can actually be a red flag, and why every body is entirely unique. Just because a remedy like chamomile works well for one person doesn't mean it will have the same effect for someone else. This clip comes from our nearly 4-hour "20 Questions for 20K" celebration Q&A. WATCH THE FULL Q&A ON YOUTUBE DISCLAIMER  The information shared in this episode is for educational purposes only and is not intended to diagnose, treat, cure, or prevent any disease. Always consult a qualified healthcare professional before making changes to your healthcare routine or beginning any new herbal regimen.

$20K, one point, zero room for error — Nathan joins the pod fresh off winning the first-ever Paddletek One Point Challenge with Zane as his partner. We break down how they actually pulled it off, plus the chainsaw serve that almost got them DQ'd in the final. Also this week: the Shock swept the 5s at Beer City Open, Zane's prop bet died in front of everyone, and there's a new S-tier. Federico Staksrud's about to be the most valuable trade chip in the league — we rank who should go get him. Kate Fahey vs. Jorja Johnson gets heated. And Zane's got a real answer for how to stop teams from hunting Anna Leigh Waters all game. Then the actual news: Paddletek just bought PIKKL and signed the whole Johnson family — JW, Jorja, and Julie — plus Hurricane Tyra Black. Ron and Joe Saslow explain why that deal happened, why paddle brands keep eating each other, and whether Padel is about to eat pickleball's lunch. Oh, and there's a cereal draft.

BIG NEWS — after 10 years, $1M+ in business, and 350+ episodes, we're going Well Unbound.This podcast is officially becoming The Well Beyond Practice Podcast, and the business is becoming Well Unbound — because you were never meant to stay trapped in back-to-back sessions, trading every hour for income and missing your own life in the process.If you're a licensed wellness practitioner — physical therapist, yoga teacher, massage therapist, acupuncturist, chiropractor, or health coach — and your income stops the second you stop working, this episode is the doorway to what comes next.In this episode:Why I rebranded from Ignite to Well Unbound — and what the shift actually means for you and your practiceThe movement I'm building to help wellness practitioners hit $20K+ months without stacking more sessions onto the calendarProgram name updates and a first look at what's comingMy personal story: from burned-out, back-to-back clinician to running a multi-six-figure online business — and how I want to shorten that road for youIf you've ever felt capped by the session-based model — income tied to your hands, your table, your hours — this is your invitation to build beyond it.Follow The Well Beyond Practice Podcast so the next chapter lands in your feed, and if this hit home, send it to a practitioner who needs to hear it.

Liza Libes is defending literature like it's under siege, and after this conversation, you will understand why. Liza went to Columbia wanting to study Tolstoy and came out having read more Edward Said and Sartre she signed up for. We got into how her English degree turned into a theory degree overnight, why Anna Karenina isn't the feminist manifesto her professors taught it as, and why so much of what gets published now has had the backstory and the beauty edited right out of it by agents chasing a formula. Liza's family fled the Soviet Union, and her grandfather was imprisoned for being Jewish. Watching that same ideology resurface in new packaging on American campuses is terrifying. Find Liza at PensandPoison.org She also runs Advictus Prep and is shopping her first novel, which is basically a love letter to beauty written in spite of a literary world that's decided beauty is suspect. If you've been meaning to finally pick up that classic on your shelf, this is your sign! Memorable Quotes: "I don't think I met anyone in the English department who had the same reaction... A lot of people I think were actively trying to push this agenda because it had been sold to them." — Liza "Good fiction is inherently moral. That's not to say moral in one specific restricted sense, but good fiction should teach us something about the way to live our lives." — Liza "A lot of our art today is ironic, nihilistic, cynical, and just downright amoral." — Liza "If your response to [boredom in a marriage] is I'm just going to abandon this whole thing that gives everyone meaning, then that is going to lead you to a dark place." — Liza, on Anna Karenina "People will hold onto their identity more than the truth." — Polina, paraphrasing Chase Hughes "My family kind of went through horrific examples of antisemitism twice, just in our personal lives... and it's horrific that it's happening again." — Liza "If you're going to make one change in your life to lead a more full and fulfilling life, read classic literature." — Liza Follow us on Instagram  @thecuriousmiddlepod Our Website: https://curiousmiddlepod.com Email us: thecuriousmiddlepod@gmail.com Substack: https://curiousmiddle.substack.com Episode Time Stamps 04:32 — Arriving at Columbia expecting to study literature, getting Edward Said and postcolonial theory on Jane Austen instead 06:36 — Same pattern outside the English department — a philosophy class teaching Hegel through the lens of BLM, and why she eventually stepped back from academia 08:46 — How Pens and Poison started, and the slow, stuck-at-20K-followers climb before it took off 11:05 — The daily messages from silenced students and aspiring writers — and how the same ideological capture spread into publishing 13:15 — Columbia's Core Curriculum as a partial exception, and why STEM friends noticed the politicization more than English majors did 15:29 — Pausing to unpack just how deep this runs — you can't study literature today without studying Marx 17:39 — Edward Said and the "settler colonist" framing; Sartre's introduction to The Wretched of the Earth 19:57 — More on Sartre's radicalization, Simone de Beauvoir, and the ideas of theirs still taught as fact 22:10 — Derrida, deconstruction, and the postmodern claim that literature has no objective meaning 24:21 — Paulo Freire and how "social justice as the point of education" filtered into every subject, not just humanities 28:55 — Why you don't need to be a humanities major to benefit from literature — it as a stand-in for religious meaning 31:19 — Anna Karenina as a case study: Tolstoy's actual argument vs. balancing tradition with modern life 33:37 — T.S. Eliot's The Waste Land, the cost of losing ritual, and the case for reading fiction (not just nonfiction) 38:12 — My Year of Rest and Relaxation as an example of fiction that critiques without offering anything — the retreat from beauty and sincerity in "serious" art 40:14 — Does bleak fiction reflect a bleak culture or create one? Introducing her novel-in-progress, inspired by Mann's Doctor Faustus 44:44 — The same pattern in music, art, and publishing; does fiction need a moral lesson, or is beauty enough? 47:06 — Noticing beauty as the theme of her novel, and the one contemporary book she's excited to read — Theo of Golden, rejected by publishers, self-published, then sold millions 49:12 — Why contemporary fiction gets rejected or forced into a formula: word counts, no backstory, action on page one 51:37 — What's lost without backstory or physical description — fiction that never lets you rest with an idea 53:39 — Her own reading habits: rereading Dostoevsky in the original Russian, and why she's wary of new bestsellers 55:44 — Life-changing book #1: Mann's The Magic Mountain and how it reshaped her sense of time 58:06 — Life-changing book #2: Zweig's The World of Yesterday and the loss of creative freedom 1:00:29 — Why so many young people can't name their own values 1:02:41 — How literature classrooms swap out "morality" for ideology without saying so (Anna Karenina as "anti-feminism") 1:04:58 — Othello and The Merchant of Venice taught through one narrow lens instead of the whole picture 1:07:08 — Social justice as a stand-in religion, and the Columbia encampments 1:09:25 — Her family's history: fleeing the USSR on political asylum, her father imprisoned and her great-grandfather killed for being Jewish, and where to find her — Pens and Poison (pensandpoison.org)

How I went from $40K in debt to making $20,000/month filming videos on my iPhone — with zero creative experience and no following.✅ Join my free live masterclass:https://ugcmasteryacademy.com/webinarsignup?funnel=Podcast

We welcome you back to another episode of Upstairs Neighbors! This week Dom plans her $20K wedding, Maya introduces the Jenna Marbles effect and they both give their discourse on discourse culture. Enjoy! Offers:  Seat Geek: Use our code for 10% off your next SeatGeek order*: https://seatgeek.onelink.me/RrnK/UPSTAIRSNEIGHBORS10 Sponsored by SeatGeek. *Restrictions apply. Max $20 discount Squarespace: Head to Squarespace.com/UPSTAIRS for a free trial, and when you're ready to launch, use OFFER CODE: UPSTAIRS to save 10% off your first purchase of a website or domain. Talkiatry: Head to Talkiatry.com/UPSTAIRS to complete the short assessment and get matched with an in‑network psychiatrist in just a few minutes. Poshmark: Find what feels like you - shop and share your style on Poshmark today. Download the Poshmark app or go to Poshmark.com/UPSTAIRSPOD and use the invite code UPSTAIRSPOD when you sign up to get $10 off your first purchase.  Podcast Socials: IG: https://www.instagram.com/upstairsneighborspod/ Tiktok: https://www.tiktok.com/@upstairsneighborspod Follow our Hosts:  Maya IG: https://www.instagram.com/mayamoto_/ Maya TikTok: https://www.tiktok.com/@mayahasatiktok Dom IG: https://www.instagram.com/domrobxrts/ Dom TikTok: https://www.tiktok.com/@domnotateenmom Learn more about your ad choices. Visit megaphone.fm/adchoices

I don't want you to just be visible. I want you to be visible AND paid.Because a woman who shows up every day, creates content, builds an audience — and makes no money from it — is just invested in a very time consuming hobby.I'm not doing this to be popular. I'm doing this to make money. And I'm going to assume you're here for the same reason — whether you're trying to make money right now or you're figuring out how you're going to make money in the future.Most women who are posting will never make the money they're capable of making. Not because they're not talented. Not because they don't work hard. Because there's a gap between visibility and income that nobody ever shows you how to bridge.This episode is about that gap. The visibility trap. And the 3 bridges that actually get you out of it.IN THIS EPISODE— Why visibility and income are not the same thing — and the data that proves it (over 200 million creators, more than half earning under $15,000 a year)— The Thailand story: sold out events, posting three times a day, opportunities everywhere — and making absolutely no money— The relatability trap: why poetic, emotional, relatable content builds connection but doesn't build income— "Access creates participation. Structure creates income." — the Forbes line that explains everything— The 3 bridges between visibility and income: conversion content, a clear offer, and trust scaled from 1:1 to 1:many— Why the gap between the $15,000 creator and the $133,000 creator isn't talent — it's operating like a business— The model: personal brand → conversion content → one digital product. In that order. That's it.Visibility is not the goal. Income is the goal. Visibility is just the door — make sure you have something on the other side of it.

Send us Fan MailIn this episode, I'm breaking down the fine line between dreaming big and being downright unrealistic when it comes to manifesting. I'll share the exact shifts that helped me move from $2K months to $20K months in my business—faster than I ever expected—and how you can apply the same principles to your own growth.Join the Growth Lounge - https://www.brittneyceo.com/growthGet My 7 Figure Guide: https://brittney-ceo.mykajabi.com/offers/fbKnBwSM/checkoutGet my FREE weekly biz babe moves straight to your inboxhttps://view.flodesk.com/pages/624b64b2a15594c239cada7bJoin my Facebook Grouphttps://www.facebook.com/groups/131279237732613Follow me on Ig @brittneyceo for my daily life, hot biz tips, and morehttps://www.instagram.com/brittneyceo/

82% of top-grossing apps now take payment outside the app store. Patrick Stuart-Constant's team at Sociaaal ships 4,000 video ads a month, scaling to 10,000. The shift to web-to-app monetization isn't coming. It already happened.Part 1 of a two-part panel from a Funnelfox webinar, with Rocketship HQ as partner. Shamanth Rao moderated the conversation with Jacob Rushfinn (CEO, Botsi), Andrey Shakhtin (CEO, FunnelFox), Patrick Stuart-Constant (CEO, Sociaaal), Mike Gadd (VP Customer Success, Singular), and Elise Zareie (Head of Paid Social, Lingokids) on how paid acquisition teams design the path after the click.Andrey Shakhtin on why off-store attribution beats SKAN on speed, and how 2-5% payment fees unlock room to iterate. Patrick Stuart-Constant on scaling ad volume as a search space problem, and why cheaper AI creative grew his team instead of shrinking it (Jevons paradox). Elise Zareie on why web funnels only work with dedicated ownership inside the UA team. Mike Gadd on why the first renewal is the metric most teams miss. Jacob Rushfinn on the $1M revenue threshold before web funnels pay off, and the 10K to 20K monthly loss to budget for the learning phase.Video Chapters:00:00 Introductions and format02:40 The one shift teams have not priced in07:50 Andrey on the 82% off-store payments finding09:52 Mike on measurement across web and app, platform hell11:45 Elise on creative: lift-and-shift vs TikTok-native15:54 Patrick on the search space, 4K to 10K ads a month18:07 Jevons paradox: cheaper ads, bigger creative team19:30 Elise on where AI helps and where taste is still human21:39 What separates web-funnel winners from teams that quit25:27 Andrey on iteration pace correlating with revenue27:00 Who should not try web funnels: payments complexity28:42 Jacob on the $1M threshold and the learning-phase budget29:36 Common learning phase mistakes and how to short-circuit them32:00 Part 2 drops next weekTopics covered:- The shift to web-to-app monetization and off-store payments- AI creative production at scale, 4,000 to 10,000 ads a month- Web funnels: dedicated ownership vs side project- The $1M revenue threshold for going off-store- Learning phase mistakes on acquisition, funnel, and paywall- Measurement complexity across web and appLearn more:- Original webinar recording: https://www.youtube.com/watch?v=OYPDZlwLhNA- FunnelFox (webinar host): https://funnelfox.com- Rocketship HQ (partner): https://rocketshiphq.com- Jacob Rushfinn (Botsi): https://www.linkedin.com/in/jacob-rushfinn/- Andrey Shakhtin (FunnelFox): https://www.linkedin.com/in/andrey-shakhtin/- Patrick Stuart-Constant (Sociaaal): https://www.linkedin.com/in/patrick-stuart-constant/- Mike Gadd (Singular): https://www.linkedin.com/in/mike-gadd-27a16427/- Elise Zareie (Lingokids): https://www.linkedin.com/in/elise-zareie/- Shamanth Rao (Rocketship HQ): https://www.linkedin.com/in/shamanthrao/

What does it look like when a 35-year-old organization that has never fundraised decides to go all in on individual donors?In this special episode recorded live at GiveCon, I sit down with Penn Street, returning podcast guest, Development & Outreach Director at Aftersight, and host of The Blind Chick podcast. Penn walks us through Aftersight's transformation from a grant-only model to running successful sprint campaigns, including a $20K in 20 Days campaign that exceeded its goal and changed how the entire organization thinks about fundraising. We also dig into something most nonprofits completely overlook: accessibility as a revenue strategy. Penn makes the case that blind and low vision donors have money and want to give it to you, but your fundraising materials, events, and technology are making it impossible. Plus we talk about turning podcast audiences into email subscribers, using past guests as Social Street Team® members, and why your volunteer list might be the most underused donor pipeline in your organization.Topics:How Aftersight went from zero individual fundraising to exceeding its first $20K in 20 Days campaign goalWhy your podcast guests, volunteers, and past event attendees are untapped donor pipelinesUsing lead magnets to move podcast listeners into your email list, and why that matters for campaignsAccessibility as a revenue strategy: what nonprofit events and emails are missing and what it's costing themThe Social Street Team® method is applied to an organization with a national and international audienceLive Q&A: lapsed donor strategy, CRM migration, and alt text for inclusive email storytellingFor a full list of links and resources mentioned in this episode, click here.Bloomerang is the complete donor, volunteer, and fundraising management solution that helps thousands of nonprofits deliver a better giving experience and create sustainable, thriving organizations. Combining robust, easy-to-use technology with people-powered support and training, Bloomerang empowers nonprofits to work efficiently, improve supporter relationships, and grow their donor and volunteer bases. Learn more here. If you've listened to the show and found it valuable, would you leave a review?It helps more nonprofit leaders find the podcast, and I read every one.Thank you for being here for episode 200 and beyond.Resources:Easy Emails For Impact™: The $5K+ Fundraising Campaign SystemPurpose & Profit Club® Fundraising + Marketing Accelerator   The SPRINT Method™: Your shortcut to 10K fundraisers Instagram, LinkedIn, website , weekly newsletter  [FREE] The Brave Fundraiser's Guide: Stop getting ignored. Start raising more. May contain affiliate links

Everything breaks in a startup. Culture is what kicks in when it does.Leif Abraham and Jannick Malling are the co-founders and co-CEOs of Public, the agentic brokerage putting AI agents to work directly inside your portfolio. They started in late 2019 by bringing their two former teams back together, and have since watched every market cycle twice: from launch, to the GameStop chaos of January 2021, to the AI shift they're now building on top of.In this episode, they sit down with Jessica Neal and Peter Clarke to unpack how they actually run the company. They break down their 10 open-sourced operating principles ("Honesty kills bullshit," "Find a way," "Move fast through organised speeding"), why they treat culture as capitalistic tooling rather than fluffy values, and the moment Principle 10 drove a small engineering team to scale the trading system overnight when GameStop doubled their user base in a week, a decision that still compounds into Public's reputation for uptime today.They also make the case for the co-CEO model most investors say never works. The trick, they argue, is that they don't share a job, only a title: Jannick lives inside product and engineering, Leif runs growth, and they only converge on the 1% of existential decisions where more perspectives actually matter. It lets them stay deep in their craft and install one C-level hire at a time instead of scaling leadership in risky staircases.On hiring, they get pointed. Avoid the "badge hunters" who collect logos and optimise their LinkedIn, and instead find people who had to fight for their growth at companies you've never heard of. Be "truth-seeking to an uncomfortable degree" in interviews, because technical ability is table stakes, but motivation is the thing that actually predicts fit.Plus Jannick shares how he generates 20K a month selling covered calls, why AI agents are about to compress trading strategies into a single prompt, and how the pair are betting the next decade of investing will be about resourcing individuals, not just granting them access.00:00 Intro02:00 What Public is: the agentic brokerage06:00 Selling covered calls on autopilot11:00 Access vs resources: the next 10 years of investing16:00 Building culture from two merged teams20:00 Principle 1: Honesty kills bullshit27:00 Culture as the operating system, principles as the tools33:00 The GameStop scaling story and Principle 1039:00 Making the co-CEO model actually work48:00 Disagreement as a feature, not a bug53:00 Hiring: stay away from the badge hunters1:00:00 Truth-seeking in interviews1:05:00 Closing: problems, purpose, and health firstThis episode is not investment advice.#TruthWorks #Public #Investing #AgenticAI #Startups #Founders #CoCEO

The AI Recruiting Summit 2026 kicks off July 13th and runs through July 20th, and this episode is your preview of exactly what you will see there. Live sessions are free, so you can pop in and out around your desk. If you want the replays, grab the VIP option or join the Elite Recruiter Community, where every summit replay lives permanently. Register now at https://ai-recruiting-summit-2026.heysummit.com/ because 2026 is the year you draw your line in the sand. This episode is brought to you by Atlas, the AI first recruitment platform built to eliminate admin. Atlas captures every candidate conversation automatically and turns it into something you can use. With MagicSearch you can ask questions like who mentioned they are open to relocating next year, and it pulls answers instantly from real conversations across your entire database. Atlas customers have reported over 40 percent EBITDA growth and over 80 percent increase in monthly billings. Unlock your exclusive listener offer at https://recruitwithatlas.com/ Pulled straight from the Elite Recruiter Community library, this session is a taste of the summit format: a real recruiter walking through a real AI powered desk, screen level detail and all. Nick Poloni of Cascadia Search Group billed 1.3 million dollars last year, his first time crossing the million mark, with only about half a year on his current AI stack. This year he is already around 700K and climbing. And here is the part that should stop you mid scroll: he rates his own coding ability a one out of ten. He cannot write a line of code, and he still built his own recruiting bots, rebuilt his firm's entire website from scratch in Claude, and wired his ATS into Slack so a pipeline bot flags every stalled candidate before breakfast. Alongside Jake Price of PIN, Nick breaks down the full system. He records hiring manager intake calls, feeds the notes into Claude, and has AI write his AI sourcing prompts. His outreach is short, specific, and so personalized that candidates reply just to ask if he is real, at one point pulling around a 70 percent response rate across email and LinkedIn on over a thousand candidates. He has done zero traditional business development, no cold calls to HR, ever. Instead he gives away candidates, floats resumes for free, and lets value do the selling, a philosophy that landed him a 20K a month retainer and a 100 rep sales build. You will also hear how he sourced an entire salesforce in two and a half weeks, ran 500 to 800 interviews over three months without a single no show, and turned a Philippines based assistant into the chief of getting stuff done. If any of this feels out of reach, that is exactly why the summit exists. From July 13 through July 20 you will get walkthroughs, tools, and tech you can steal for your own desk. Nick's billing figures are his own account of his results, shared as he told them. Register for the AI Recruiting Summit 2026: https://ai-recruiting-summit-2026.heysummit.com/ Join the Elite Recruiter Community: https://elite-recruiters.circle.so/checkout/elite-recruiter-community Subscribe to the newsletter: https://eliterecruiterpodcast.beehiiv.com/subscribe Connect with Nick Poloni: https://www.linkedin.com/in/nickpoloni/ Connect with Jake Price: https://www.linkedin.com/in/jacob-price-05a6562b/ Listen on Apple Podcasts: Listen on Spotify: Watch on YouTube: This episode is sponsored by Atlas: https://recruitwithatlas.com/

You're not going to lose your job to AI. You'll lose it to somebody who understands it. Chris Sowa has been inside the boardrooms where the AI conversation is theater. Senior tech executive at Accenture, IBM, and Oracle. Co-founder of Redacture, an AI security startup. He's also a Wim Hof Method instructor who walks into the Atlantic Ocean before most men are awake. He's a father of two sons. He buried a daughter almost five years ago. In this conversation, Chris and Ted walk through the gap between how AI gets talked about publicly and what actually happens inside enterprise — why most executives are clueless, why 75% of AI tools are wide open to prompt injection, why most enterprise AI pilots are million-dollar resume builders that never scale, and why this is a golden window for the small-to-mid business owner that won't last.  Then it goes deeper — into the operating philosophy Chris carries from his ice swims and his loss: if you can't lead yourself under pressure, you won't lead anything else. If you're a man between 25 and 55 carrying a business, a family, and a quiet sense that you're about to get left behind — this one's for you.   Key insights from this episode: The gap between AI talk and AI reality inside enterprise Why 75% of AI tools are open to prompt injection (what Meta admitted) The $1M AI pilot to "save" two offshore employees earning $10K (and why it never scaled) Why 70% of medium-sized companies are still clueless about AI "You won't lose your job to AI. You'll lose it to someone who understands AI." The golden window: months, not years How Chris's daughter's death rewired his sense of urgency The Wim Hof method as leadership training Chapters: 00:00 You won't lose your job to AI  01:00 Welcome brother — Ted's intro  01:55 The ice swim and Wim Hof method  03:49 The gap between AI talk and enterprise reality  04:30 "Officially we don't" — what executives say vs. what employees do  05:55 The democratization of strategy intel  07:07 Two reactions to AI: dread vs. hog-wild  09:30 The 75% prompt injection stat  12:25 The $20 million data layer most companies don't need  13:24 Settings, deletion, and what to do about open Comet  16:13 One programmer doing the work of ten  18:20 Should employees use the same LLM? Frameworks vs. tools  20:50 Why Chris tells ChatGPT to be skeptical  23:12 Why less than 30% of enterprise AI initiatives scale  24:46 The $1M pilot to save $20K in offshore wages  27:04 The plumber analogy — fixing a clogged pipe before adding pressure  28:32 What leaders three levels away from the work don't see  30:50 "You won't lose your job to AI. You'll lose it to someone who understands AI."  32:01 The internet boom comparison  33:50 Why this is a golden window (and won't last)  35:55 Why the data center economics will change  39:29 The conversation Chris has with his sons about AI  42:46 Redacture and the AI safety play  46:27 Where to find Chris and Redacture  48:15 The day Chris's daughter died  49:40 Outro and Ted's recap   Sowa's Links: Website: https://www.redacture.com Instagram:  @so_wa_cold Email: chris.sowa@redacture.com  

#976 What does it really cost to become your own boss? In part 2 of this 2-part episode hosted by Brogan Williams, Hunter Schenewark gets candid about the messier side of entrepreneurship — from struggling to truly unplug on vacation, to figuring out how much trust (and training) to give new employees, to the night he accidentally sprayed an entire garage door with sealant on barely any sleep. Hunter opens up about his closest calls with quitting, why showing up looking the part can make or break a quote, and how a rusty truck once cost him a client's confidence despite a great price. He also breaks down the real startup costs of a striping or sealing business — as low as $3,000 — and shares the mindset shifts that helped him push through the hardest days instead of walking away! What we discuss with Hunter: + Why entrepreneurship is hard to "shut off" + Trust vs. training new employees + When and why they had to fire an employee + Startup costs: as low as $3,000 + Paint rollers vs. striping machines + Why presentation and trucks matter for quotes + The rusty truck that cost a $20K quote + The garage door sealant mishap + Closest moments to quitting + Mindset shifts that keep him going Thank you, Hunter! Check out Part 1 of this episode. Check out 417 Striping & Sealing at ⁠417Striping.com⁠. Follow Hunter on ⁠Twitter⁠. Watch the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠video podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ of this episode! To get access to our FREE Business Training course go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠MillionaireUniversity.com/training⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To get exclusive offers mentioned in this episode and to support the show, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠millionaireuniversity.com/sponsors⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

#975 What if the secret to your next business idea is sitting in your podcast feed right now? That's exactly what happened for Hunter Schenewark, who heard a single episode about line striping and turned it into 417 Striping & Sealing — an asphalt maintenance business now bringing in over $30K a month. In part 1 of this 2-part episode hosted by Brogan Williams, Hunter shares how he went from $200 jobs to landing contracts worth over $20K, why churches turned out to be his ideal customers, and the marketing tactics — from cold email to Google Business Profile — that keep his pipeline full. He also gets honest about the slow months, the big decision of whether to expand into full paving projects, and juggling a growing business with a baby on the way! What we discuss with Hunter: + How a podcast episode sparked the business idea + Hitting $50K revenue in the first two months + What sealcoating and striping actually involve + Why churches make ideal customers + Average job pricing today vs. early on + Landing a $26K job + Cold email vs. cold calling for leads + Impact of a Google Business Profile + Considering expansion into paving projects + Balancing business growth with a new baby Thank you, Hunter! Check out Part 2 of this episode. Check out 417 Striping & Sealing at 417Striping.com. Follow Hunter on Twitter. Watch the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠video podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ of this episode! To get access to our FREE Business Training course go to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠MillionaireUniversity.com/training⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ To get exclusive offers mentioned in this episode and to support the show, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠millionaireuniversity.com/sponsors⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

The federal government just changed the math on paying for college. Under the One Big Beautiful Bill Act, parents are now capped at $65,000 in total federal borrowing per student — and no more than $20,000 in any single year. In this episode, Andy and Pearl Lockwood walk through what that cap actually does to a four-year payment plan, and why so many families are about to get blindsided in their senior year. Then the good news: a wave of top schools rolling out income-based tuition. Yale, Harvard, MIT and Penn going tuition-free for families under $200,000. Plus how to write a Common App activities section that sells instead of bores — including the exact before-and-after that turns "I worked at a deli" into an entry admissions officers stop on. In this episode:- The $65K federal loan cap and the $20K-per-year limit- The schools going tuition-free for families under $200K- Why your application is a marketing document, not a report card- The cashiering before-and-after that actually gets noticed —————————————————————

Henrik Zeberg, head macro economist at SwissBlock and author of The Monetary House of Cards, returns for his quarterly update to argue that markets and the economy are telling two completely different stories. While equities keep melting up toward a likely blow-off top, his models show the "quiet hand" of the real economy — labor market deterioration, rising full-time job losses, record credit card delinquencies, and a struggling housing sector — already rolling over into what he calls a structural recession. He walks through his indicator framework, explains why he's not calling an imminent recession yet (two more liquidity and yield signals are needed), and lays out his "Zeberg Solomon Protocol" for when he'd fully rotate out of stocks into bonds. The conversation also covers his contrarian views on inflation (he thinks disinflation, not inflation, is coming), his skepticism on Bitcoin's long-term value despite expecting a short-term bounce, a near-term gold and dollar bounce followed by major dollar strength, and his boldest calls for a year from now — including a bursting AI bubble and Bitcoin below $20,000.Thank you to our sponsors: Kalshi - download the Kalshi app and use code JULIA to get $10 when you trade $10. http://kalshi.com/r/JULIA Monetary Metals - learn more at https://www.monetary-metals.com/julia/Links: X: https://x.com/HenrikZebergSubstack: https://henrikzeberg.substack.com/Book: https://buy.stripe.com/aFacN62DQdYFbZt9APaR201TEDx: https://youtu.be/DAmoawIOMbs?si=Infb0cLi8YPxdX4HTimestamps:00:00 – Intro: welcoming back Henrik Zeberg, head macroeconomist at SwissBlock01:05 – Recap: the rally he called last quarter played out as predicted01:36 – Stock market hasn't topped, but the real economy is quietly rolling over03:50 – The split between the "financial economy" and the "real economy"04:42 – His "structural recession call" — what it means and what's still missing05:25 – Kalshi's recession odds (10.4%) vs. what Henrik's model is showing06:25 – Why almost nobody sees a recession coming until it's already here07:06 – Breaking down GDP: why the consumer (70%) is the real signal to watch09:58 – Labor market red flags: falling participation, part-time vs. full-time jobs, long-term unemployment12:33 – The "avalanche" analogy — how a slow buildup becomes a sudden crisis14:59 – Credit card delinquencies now above 2009 recession levels16:04 – Why housing is the earliest domino to fall19:30 – Structural recession call, explained in full — and the two triggers he's waiting on24:45 – The market's "loud hand": no top yet, more melt-up ahead27:07 – Risk rotation theory — from mega-caps into small caps and speculative names29:16 – Why he thinks the inflation narrative is wrong (savings rate argument)32:57 – Stock vs. flow: the bathtub analogy for inflation vs. price levels33:28 – What could still push this "blow-off top" rally further34:32 – His own portfolio moves — how much cash vs. risk he's holding36:57 – The "Zeberg Solomon Protocol" — his signal for exiting stocks entirely into bonds39:37 – Bitcoin: why he's bullish on a short-term bounce but bearish long-term42:23 – Gold outlook tied to a weakening (then re-strengthening) dollar43:43 – Dollar forecast: DXY to 93–94 short term, then a run toward 120+44:56 – One-year-out contrarian calls: AI bubble bursting, Bitcoin under $20K, recession confirmed47:06 – Where to find Henrik's work47:25 – Parting thoughts: don't trust a crowded consensus trade

────────────────────────────────────────[00:03:54]Plane Hit Beijing's Tallest Building — It Didn't Collapse, and China Ordered All Footage DeletedPolice told Reuters to leave; bystanders ordered to delete footage; cleaned up within hours; Knight: steel skyscrapers don't collapse in their own footprint.────────────────────────────────────────[00:12:53]Flock Camera Network Builds a Biometric Profile of Your Car — Nationwide Pushback GrowingWSJ reports backlash against license plate surveillance; Knight: tie this to the data center fight — both funded by the same surveillance agenda.────────────────────────────────────────[00:38:17]Federal Blackmail Model: Build the Code, Fund the Governors, Control the StatesTrump gave Republican governors more than entire state budgets during the pandemic; same model now forces green building codes adding $14-20K per home.────────────────────────────────────────[00:39:43]Supreme Court Shields Monsanto From Roundup Cancer Warnings — Trump DOJ Argued Alongside Bayer7-2 ruling says EPA approval preempts state warnings; 65,000 lawsuits pending; Bayer spent $9.1M lobbying in 2025 and placed ex-lobbyists inside EPA and USDA.────────────────────────────────────────[00:49:56]Massey: Government Agencies Protect Corporations From Citizens, Not the ReverseMassey attended Roundup oral arguments; Trump DOJ stood alongside Monsanto; EPA was captured from day one and isn't a constitutional agency.────────────────────────────────────────[01:08:16]Trump Told Evangelical Crowd He'd Be the Greatest Communist — Knight: He Already Checked Every BoxAt Faith and Freedom Coalition, Trump said communists close churches and kill people; he did both in 2020, and the same crowd cheered him both times.────────────────────────────────────────[01:17:46]Trump's Religious Liberty Commission Kicked Off a Pastor for Criticizing Zionism — Knight: It's a Liberty OmissionKerry Baldwin was removed for distinguishing government from religious criticism; you can't freely worship Christ when Israel takes precedence.────────────────────────────────────────[01:38:43]Trump Administration Runs QAnon Memes to Promote Executive Orders — QAnon Is Now FuriousDOD tweeted "Where We Go One We Go Quantum"; QAnon figures say Trump blocked Epstein files, broke every promise, and is cynically co-opting their movement.────────────────────────────────────────[01:50:46]SIDS Falling as Vaccine Skepticism Rises — Washington Post Mocks the Unvaccinated Dating AppUnjected has 65,000 active users in cities with the strictest lockdowns; Knight: people calling them anti-science don't understand science, politics, or human nature.────────────────────────────────────────[01:56:56]Trump Is the Father of the Vaccine — MAGA Defenders Are Inoculating Him From the Accountability He DemandsTrump boasts about Warp Speed; Knight: if you know how bad the vaccine is and still protect him from criticism, you're doing what you accuse the left of doing ──────────────────────────────────────── Money should have intrinsic value AND transactional privacy: Go to https://davidknight.gold/ for great deals on physical gold/silver For 10% off Gerald Celente's prescient Trends Journal, go to https://trendsjournal.com/ and enter the code “KNIGHT” For high quality made in America products go to HomeSteadProducts.shop and use promo code “Knight” for 10% off your purchases Find out more about the show and where you can watch it at TheDavidKnightShow.com If you would like to support the show and our family please consider subscribing monthly here: SubscribeStar https://www.subscribestar.com/the-david-knight-show Or you can send a donation throughMail: David Knight POB 994 Kodak, TN 37764Zelle: @DavidKnightShow@protonmail.comCash App at: $davidknightshowBTC to: bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7Become a supporter of this podcast: https://www.spreaker.com/podcast/the-david-knight-show--2653468/support.

────────────────────────────────────────[00:03:54]Plane Hit Beijing's Tallest Building — It Didn't Collapse, and China Ordered All Footage DeletedPolice told Reuters to leave; bystanders ordered to delete footage; cleaned up within hours; Knight: steel skyscrapers don't collapse in their own footprint.────────────────────────────────────────[00:12:53]Flock Camera Network Builds a Biometric Profile of Your Car — Nationwide Pushback GrowingWSJ reports backlash against license plate surveillance; Knight: tie this to the data center fight — both funded by the same surveillance agenda.────────────────────────────────────────[00:38:17]Federal Blackmail Model: Build the Code, Fund the Governors, Control the StatesTrump gave Republican governors more than entire state budgets during the pandemic; same model now forces green building codes adding $14-20K per home.────────────────────────────────────────[00:39:43]Supreme Court Shields Monsanto From Roundup Cancer Warnings — Trump DOJ Argued Alongside Bayer7-2 ruling says EPA approval preempts state warnings; 65,000 lawsuits pending; Bayer spent $9.1M lobbying in 2025 and placed ex-lobbyists inside EPA and USDA.────────────────────────────────────────[00:49:56]Massey: Government Agencies Protect Corporations From Citizens, Not the ReverseMassey attended Roundup oral arguments; Trump DOJ stood alongside Monsanto; EPA was captured from day one and isn't a constitutional agency.────────────────────────────────────────[01:08:16]Trump Told Evangelical Crowd He'd Be the Greatest Communist — Knight: He Already Checked Every BoxAt Faith and Freedom Coalition, Trump said communists close churches and kill people; he did both in 2020, and the same crowd cheered him both times.────────────────────────────────────────[01:17:46]Trump's Religious Liberty Commission Kicked Off a Pastor for Criticizing Zionism — Knight: It's a Liberty OmissionKerry Baldwin was removed for distinguishing government from religious criticism; you can't freely worship Christ when Israel takes precedence.────────────────────────────────────────[01:38:43]Trump Administration Runs QAnon Memes to Promote Executive Orders — QAnon Is Now FuriousDOD tweeted "Where We Go One We Go Quantum"; QAnon figures say Trump blocked Epstein files, broke every promise, and is cynically co-opting their movement.────────────────────────────────────────[01:50:46]SIDS Falling as Vaccine Skepticism Rises — Washington Post Mocks the Unvaccinated Dating AppUnjected has 65,000 active users in cities with the strictest lockdowns; Knight: people calling them anti-science don't understand science, politics, or human nature.────────────────────────────────────────[01:56:56]Trump Is the Father of the Vaccine — MAGA Defenders Are Inoculating Him From the Accountability He DemandsTrump boasts about Warp Speed; Knight: if you know how bad the vaccine is and still protect him from criticism, you're doing what you accuse the left of doing ──────────────────────────────────────── Money should have intrinsic value AND transactional privacy: Go to https://davidknight.gold/ for great deals on physical gold/silver For 10% off Gerald Celente's prescient Trends Journal, go to https://trendsjournal.com/ and enter the code “KNIGHT” For high quality made in America products go to HomeSteadProducts.shop and use promo code “Knight” for 10% off your purchases Find out more about the show and where you can watch it at TheDavidKnightShow.com If you would like to support the show and our family please consider subscribing monthly here: SubscribeStar https://www.subscribestar.com/the-david-knight-show Or you can send a donation throughMail: David Knight POB 994 Kodak, TN 37764Zelle: @DavidKnightShow@protonmail.comCash App at: $davidknightshowBTC to: bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7Become a supporter of this podcast: https://www.spreaker.com/podcast/the-real-david-knight-show--5282736/support.

The Grant Mitt Podcast #167 Most people try to eliminate problems. Successful people expand their vision until those problems become insignificant. In this episode, I break down the psychology of thinking bigger, how to stop getting consumed by stress and anxiety, and a simple framework to shift your focus toward building a much bigger future. If you're an entrepreneur or someone looking to level up your life, this episode will help you think differently and perform at a higher level.

In this episode, I sit down with Sam and Ulli, co-founders of Brand Partners, a two-person Munich-focused recruitment business they built from £20K in savings while navigating a non-compete, a second child, and the blurred lines of working with your partner every day.From Ulli taking an interim TA role to keep the lights on, to hitting £298K in revenue with just £2K a month in overheads, this episode covers the real numbers, the deliberate choices, and the trade-offs that most husband and wife business owners never say out loud.We get into how they split roles, why they stay 90% contingent, how their community of 250 senior marketing leaders became a genuine BD engine, and what it actually takes to protect a marriage when your business is also your life.Connect with Sam and Ulli here: https://www.linkedin.com/in/sambrand11/https://www.linkedin.com/in/ulli-brand/-------------------------Watch the episode on YouTube: -------------------------Podcast Sponsors: Claim your exclusive savings from our partners with the links below:Sourcewhale - Check Out Sourcewhale & Claim Your Exclusive Offer Here.Atlas - Check Out Atlas & Claim Your Exclusive Offer HereRaise - Check Out Raise & Claim Your Exclusive Offer Here.-------------------------Want more content like this?The Wednesday Debrief is our free weekly newsletter for recruiters who take their craft seriously. Join 7,000+ subscribers here: https://newsletter.recruitmentmentors.com/-------------------------Get in touch with me:Linkedin: https://www.linkedin.com/in/hishemazzouz/-------------------------

Welcome to the brand new series on Discourse in Magic: Magicians and Margaritas! In this inaugural episode, host Jonah Babins sits down over a margarita with Mastermind member and stellar Australian magician, Cameron Leo.  Together, they pull back the curtain on Cameron’s massive business transformation. We unpack the exact trajectory that took Cameron from zero to $20K a year, and then explosive growth from $20K to over $150,000 a year doing magic full-time. If you want deep business insights, actionable scaling models, and real strategies you can steal for your own career, this episode is packed with invaluable nuggets.  Jonah also drops a major announcement regarding the future of the podcast and the community: Discourse in Magic is officially launching video content on YouTube! You can now watch full episodes (including this one) to see the action live, alongside exclusive strategy breakdowns to help you optimize your business systems. What You’ll Learn in This Episode: The $0 to $150k Blueprint: The foundational shifts and milestone strategies Cameron used to scale an international magic business. From Solo Effort to Systems: Why building a six-figure business relies less on raw working hours and more on creative system design. The Mastermind Effect: How collaborative, high-level accountability helps magicians break past the $20k plateau. Stealable Business Nuggets: Real-world advice on booking mechanics, pricing, and positioning your value. Key Pillars of the Discussion: Magicians and Margaritas: The concept behind this new series—casual, transparent, and unfiltered business breakdowns with magicians who are actively crushing their financial goals. Stepping Up Your Marketing Asset Management: Shifting your perspective from being just a performer to running an automated, high-converting booking machine. The 100K Plan & Beyond: A look into how modern tools and structured mastermind planning can help scale a magic business to six figures without requiring you to buy more tricks. Mentions & Links: The 100K Plan YouTube Video: Watch the full, detailed breakdown of how we help scale magicians to six figures and beyond.h The Discourse in Magic Mastermind: The premier community helping magicians scale their businesses through modern tech, collaborative strategy, and high-level innovation.

The Tim Conway Jr. Show Hour 1 (6.25) It's a packed, no-filler episode and we're not slowing down. We open heavy with the devastating twin earthquakes that flattened Caracas and La Guaira — the death toll has climbed past 235 and the rescue effort is racing the clock. Then a wild Conway throwback, because the man once drove Lionel Richie around as a limo driver (Loretta Swit, we're so sorry). Speaking of Lionel — the legend literally sat down mid-"Dancing on the Ceiling," went dizzy, and pulled the plug on his own tour opener with Earth, Wind & Fire, now with two shows postponed on doctor's orders. We've got the jaw-dropping play-by-play, the $200M net worth whip-around, plus the unhinged Richie-Conway saga: Buckley School, Nicole Richie, and a frankly absurd $20K thank-you gift basket. We close on a gut-punch — tennis icon Chris Evert revealing her ovarian cancer is back for a third time, just as her Netflix doc with Navratilova drops. Real news, real chaos, zero filler. Hit play. See omnystudio.com/listener for privacy information.

Brian O'Connor spent three years building a 40,000-person Twitter following, launched product after product into that audience, and made almost nothing. The turning point came when he stopped looking for clever ideas and started running a boring business where product market fit already exists. He wrote down everyone he knew, sent texts, and sold $20K of recruiting services off a single Google Doc in two weeks. Today he runs TalentHQ, a recruiting agency placing Latin American project managers into US businesses — built nomadically with a co-founder, now operating with a team of two plus AI. In this conversation: why reach and revenue have almost nothing to do with each other, how he turned a podcast into his primary acquisition channel, and what it actually looks like to build a service business from scratch in 2026. Guest: Brian O'Connor, Founder of Talent HQ Sponsor: wayfront.com/tmba Thanks to this week's sponsor Wayfront — the AI-ready operating system for productized agencies. One client portal. One team dashboard. All your data, AI-accessible. TMBA listeners get an extra free month on top of the trial at wayfront.com/tmba. Links: Business Resources Upcoming DC Events

Summary In this episode, host Talia Mashiach sits down with Bracha Banayan, family nurse practitioner and founder & CEO of IV Drips and Hello Dose, for a deep and inspiring conversation. They explore the science behind GLP-1 medications, why weight loss has never just been about willpower, and how hormonal health is transforming medicine and longevity. Bracha also opens up about her entrepreneurial journey — bootstrapping two companies from scratch — and shares candid reflections on dating, heartbreak, egg freezing, and learning to surrender to life's process. Timestamps 1:40 – Bracha introduces herself: nurse practitioner, entrepreneur, New York City 2:16 – The founding of IV Drips: on-demand IV infusions at home 3:46 – Bootstrapping with $20K, faking different voices, first hires 5:10 – Launching on Yom Kippur & breaking into the Jewish community 9:35 – Scaling during COVID: overnight demand surge 10:30 – Expanding to New Jersey, Florida, Louisiana & beyond 11:36 – Shifting to Hello Dose: the weight loss journey that changed everything 13:20 – Why weight loss is biology, not willpower 14:15 – How Ozempic changed the conversation around obesity & shame 16:15 – GLP-1 vs. tirzepatide vs. retatrutide — what's the difference? 19:03 – Ozempic for addiction, binge eating, alcohol & smoking 20:45 – The next drug: retatrutide & muscle loss concerns 23:19 – How GLP-1s rewire the brain's reward system 24:42 – Hormonal imbalance, PCOS, perimenopause & fertility 26:29 – Microdosing for longevity: why Bracha thinks everyone over 50 should be on GLP-1s 27:18 – The cardiometabolic & anti-inflammatory benefits beyond weight loss 28:40 – Removing the shame from Ozempic 32:14 – Side effects: when they happen and why they're user-dependent 35:33 – Microdosing forever as a longevity strategy 35:48 – GLP-1s and pregnancy: what you need to know 38:25 – Hello Dose today: 22 states, telehealth, holistic care 40:57 – Growing up in Monsey, family, and the road to medicine 42:00 – Dating journey, egg freezing, and going public about it 43:43 – Embracing challenges: caterpillar to butterfly 46:40 – Surrendering to reality vs. fighting life 50:34 – Comparison, confidence & the people you surround yourself with 53:03 – 10-year vision: sell both companies, impact metabolic health, start a family 59:26 – Fast Five Q&A 1:01:32 – Final advice: build muscle, hydrate, sleep, get on a GLP-1, live with curiosity About the Guest Bracha Banayan is a 36-year-old family nurse practitioner based in New York City with nearly a decade of clinical experience. She is the founder and CEO of IV Drips, a concierge IV infusion company operating across more than 20 U.S. cities, and Hello Dose, a telehealth platform helping patients optimize their metabolic health through GLP-1 medications, HRT, and peptide therapy. A passionate advocate for longevity medicine and precision care, Bracha is also a forthcoming author of a book on GLP-1 medications and debunking weight loss myths. Known for her sense of urgency, boldness, and deep belief that every challenge is a catalyst for growth, Bracha Banayan is on a mission to help people live longer, stronger, and healthier lives. This episode is brought to you by Roth&Co innovators in accounting and business advisory.

Making your first $20K in government contracting with no experience, no past performance, and no capital is not just possible  Eric Coffie has done it with complete beginners, including a kindergarten teacher who went on to earn six figures in the federal market. In this episode, Eric pulls a module directly out of GovCon Giants' consulting program and teaches it live, completely free, walking you through the exact five-step process he used to train Maria Martinez and his son Brandon to land their first govcon dollars. What you'll learn in this episode: The two-path approach to getting started: Whether you find the company first (like Maria) or the opportunity first (like Brandon), Eric breaks down both strategies and explains why there is no wrong answer as long as you reach the end result How to find and vet 8(a) certified companies: Eric reveals the SBA DSBS database method, the four criteria he uses to rank potential partners (administrative team, enthusiasm, management structure, and annual revenue), and why companies doing over $1M a year are the ones worth pursuing What to say when you call a company cold: Eric shares the exact conversation starter he uses to open doors — no pitch, no pressure, just a simple exploratory question about capacity and bandwidth that gets people talking How to structure roles, responsibilities, and fee agreements: From teaming arrangements and MOUs to percentage-based fee structures, Eric walks through what a first partner deal actually looks like and how to get commitments in writing before you touch a single proposal The bid submission checklist that saves you from losing on technicalities: Eric shares real IDIQ losses caused by missed documents and late submissions — and the exact pre-submission checklist he now uses to protect every bid from avoidable disqualification EPISODE CHAPTERS: 0:00 - Mindy AI and Encore Funding sponsor intro 0:44 - GovCon Giants welcome and host introduction 1:10 - Maria Martinez origin story and the $20K course reveal 2:25 - First 20K overview: the five-step process explained 4:42 - What you actually need to get started in govcon 5:30 - Step one: finding the right government opportunity 7:16 - How to choose your industry using the frequency rule 10:06 - Step two: finding and evaluating 8a companies to partner with 13:55 - How to reach out and start the conversation with potential partners 17:37 - Elle's referral networking approach and how to rank companies 21:03 - Setting up your first meeting: TML research, presentation tips, and discussing money 23:54 - Step three: presenting the opportunity and testing the relationship 27:15 - Step four: agreeing on roles, fees, and formal teaming agreements 29:03 - Submitting the bid and dotting your I's with the full submission checklist 32:44 - Step five: waiting for results, handling follow-ups, and post-award actions 34:14 - Best practices: sole source strategy, leveraging certifications, and next steps Mindy gives you the federal opportunities, agency signals, recompete intel, and pursuit briefs that tell you not just what contracts exist, but which ones to chase and how to win them. Sign up for free Daily Alerts and get opportunities delivered to your inbox before the day starts.

We are halfway through the year, and holy bananas, where did it go? If your stomach just dropped because you're nowhere near the goal you wrote down in December, stay with me.You do not toss out the plan you made. You check it.In this episode, Brandi walks you through the exact mid-year reset she just ran with her Strategist Society members, the one that stops the panic spiraling and replaces it with real data. You'll pull your numbers, find out where you're actually sitting in your business, do the gap math (it's smaller than you think), and walk away with three action steps for the next seven days.In this episode, you'll learn:Why service providers should plan in 90-day increments instead of 12-month chunksThe year-over-year growth number that tells the truth about your business (and why the average business only grows 5 to 10% a year)The car-seat gut check: are you in the driver's seat, passenger seat, back seat, or the trunk?How to close your revenue gap by spreading it over six months instead of panicking over the whole numberThe brain dump exercise that took Brandi from a $250K year to $1.2MWhy "I don't like it" is not a reason to skip what actually works (cold email, cold calling, Upwork, local networking)How to reconnect to your North Star and pick the two life areas to focus on nextMentioned in this episode:Strategist Society (scale to consistent $10K, $15K, $20K months): https://thestrategistsociety.comConversions for Clients (just getting started, no clients yet): https://conversionsforclients.comDM Brandi the word RESET on Instagram for the lightning version: https://instagram.com/brandimowlesReady to scale past $10K months?If you're sitting here thinking "this is exactly what I needed, but I'll talk myself out of doing it alone," that's exactly what Strategist Society is for. It's the room where we look at your real numbers with you, tell you where to raise your prices, help you brain dump your gap fill, and hold you to the three things you committed to. Built for service providers ready to scale to consistent $10K to $20K months on less than 25 hours a week. Head to https://thestrategistsociety.com.Loved this episode?Screenshot it, share it to your stories, and tag @brandimowles. It helps more service providers find the show and it makes my whole day.Now go do the dang thing.Follow the Podcast: https://podcasts.apple.com/us/podcast/serve-scale-soar/id1477998650Follow Brandi on Instagram: https://www.instagram.com/brandimowlesFollow Brandi on Facebook: https://www.facebook.com/Brandiandcompany

Same presentation. Same offer. Same you. $91,000 in sales. Two weeks later with a different audience? $4,000. In this solo episode of The Expert Edge, I break down the insight that separates six-figure coaches from seven-figure coaches: the price you charge is based less on what you do and more on who you serve. This isn't about changing your offer or tweaking your funnel. It's about understanding that a psychologist charging per hour makes $250-$350. The same person doing emotional release work with an upleveled avatar charges $50K per package. Same work. Different avatar. 100X different price. Most coaches obsess over their product. "How do I improve my course?" "What sales funnel works better?" They're focused on the wrong thing. The real leverage is identifying your upleveled avatar and understanding what problems they actually have. What you'll learn: → Price is determined by who you serve, not what you offer - Two people doing identical work charging 10X different prices based on avatar → Higher level avatars have higher level problems - Beginners ask "What's a lead magnet?" High-level clients ask "How do I own market leadership?" (premium problems = premium prices) → Beginners require volume, premium clients don't - One $50K client is easier to work with than ten $5K clients and takes action faster → Different avatars have different desires - Beginners want their first $10K. Upleveled avatars want market leadership and multi-six to seven-figure businesses → Why resourcefulness is the real differentiator - Beginners are less resourceful because they haven't developed the internal mechanisms to push through hard things Real insights from the episode: The $91K vs $4K story - same presentation, same offer, different audience, wildly different results Why beginners are "stuck" - they're still dealing with foundational problems (foundational problems don't pay premium prices) The woman in my Platinum group who left a "high-level" program because everyone was asking basic questions like "What's a lead magnet?" Why you shouldn't focus only on the lowest common denominator (beginners) The emotional release work example: $250-$350/hour as a psychologist vs $50K packages with upleveled avatar Higher level problems: team problems, profitability problems, scaling problems, system problems, market leadership The consistency difference: Beginners making $3K one month and $20K the next (chaos). Premium clients with stable recurring revenue Why premium clients are easier to work with - they're resourceful, know what they want, and take action How to identify what problems your upleveled avatar actually has Building specific products for different avatar levels (not everyone joins high-level programs) If you're running an established expert business doing $300K+ (or aiming there), Platinum is our highest-level mastermind. It's for people ready to build a highly profitable, 2-3 million dollar business with a small team, full lifestyle, and zero complexity. We focus on market leadership, scaling profitably, and building systems that work. Apply at colinboyd.co/platinum Short application. If it's a fit, we'll hop on a call. Join our next Speak to Convert Masterclass. In this live workshop, you'll discover how to build and launch a high converting presentation that gets you clients every time you present. https://colinboyd.co/speak Discover how to authentically connect with your audience & fill your programs with a Conversion Story - Version 2.0 (AI Edition) is now available. https://www.conversionstoryformula.com Hit the "Follow" button so you don't miss an episode! Love this podcast? Write a review and give it a 5-star rating!  For all the show notes and links: https://www.expertedgepodcast.com/blog/episode326 Connect with Colin on Instagram: https://www.instagram.com/colinboyd/  

The Guardian recently featured my plan for how I'm raising my toddler to become a millionaire and it got me fired up about something I've been sitting on for a while. Today I'm calling out the financial patterns that Latino parents normalize that are actually keeping our community from building real wealth. I'm not talking about our elders who came here with nothing and survived on grit. I'm talking to us — the millennial parents with smartphones, podcasts, and investing apps at our fingertips — who still aren't doing enough differently. We'll talk about why spending $20K on a quince but skipping the 529 is a problem, why your child is NOT your retirement plan, and the five mindset shifts that need to happen so we can stop breaking generational cycles and start building generational wealth.This is a tough love episode, mi gente, but I think you're ready for it.WE GET INTO:00:24 The Guardian feature + Jannese's toddler wealth plan02:53 Who this episode IS (and isn't) for04:18 Problem #1: Spending on appearances, skipping financial foundations06:03 Problem #2: Treating your children like a retirement plan08:01 Problem #3: Preaching education without a financial plan for it10:30 College vs. retirement — why you must always choose retirement14:07 Problem #4: Shaming kids for wanting more16:12 Problem #5: Dismissing financial tools as "too much" for kids18:30 When it's not that there's no money — it's that there's no mission19:20 Action steps for Latino parents (talk about money earlier, stop saying you don't know)20:32 Action step: Open the accounts — 529, brokerage, Roth IRA20:44 Action step: Redirect family gifts to the college fund21:50 Action step: Plan for your own retirement + money tools resource23:45 The $4 trillion spending power problem — and what we need to build instead24:49 The vision: celebrate AND invest26:44 Closing + how to get The Guardian article27:23 Outro — Stay PoderosaKEY TAKEAWAYS:Spending on appearances while skipping financial foundations isn't tradition — it's a decisionYour child is not your 401k, your emergency fund, or your exit strategyPreaching education without a financial plan for it is setting your kids up to drown in student loan debtIf you have to choose between saving for college or retirement, choose retirement — every single timeWanting more does not make you ungrateful. Sometimes it's how you honor where you came fromSilence is the most expensive thing you can give your children when it comes to moneyThe most generous gift you can give your child is a financially free parentRead: A finance podcaster plans to make her daughter a millionaire by 18 – here's how TAKE THE NEXT STEP:Download the FREE Dinero GuideRead my book, Financially Lit!Book a Call with JanneseThis episode of Yo Quiero Dinero was produced by Heart Centered Podcasting. Hosted on Acast. See acast.com/privacy for more information.

Overweighted S&P 500. Accidental landlords. Early retirement in Japan.