Podcasts about frugal living

Subscribe to Simplify My Money:https://www.debtfreedad.com/newsletters/simplify-my-money  In this episode of Debt Free Dad, Brad Nelson and co-hosts Amber Taylor and Ryan Nelson explore the nuances between being frugal and being cheap. They discuss personal experiences and societal perceptions surrounding financial decisions, such as bringing your own snacks to events, using coupons, tipping, and choosing between generic or name-brand products. The conversation highlights the importance of aligning spending with personal values and intentional living. They also touch on DIY projects and the ethics of tipping, challenging listeners to reconsider their money habits and mindset. Support the showThe Totally Awesome Debt Freedom Planner https://www.debtfreedad.com/planner Connect With Brad Website- https://www.debtfreedad.com Facebook - https://www.facebook.com/thedebtfreedad Private Facebook Group - https://www.facebook.com/groups/debtfreedad Instagram - https://www.instagram.com/debtfreedad/ TikTok - https://www.tiktok.com/@debt_free_dad YouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featured Thanks For Listening Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!

I tell a story about making bugger all money but feeling filthy rich, before being joined by the incredible Linda Cockburn (pronounced “Co'burn” cos it's Scottish) who explains why Capitalism is a death cult, and ways to crowd it out with reciprocity. Ample brain fodder and fiery inspiration here, folks! We cover:

Frugality is not a dirty F-word that so many people associate it with. In this episode, we are chatting about the heart of what frugality means to us (our “frugal manifesto” if you will!). We're flipping the script on frugality and ditching the idea that it’s all about restriction. Instead, we’re talking about how being intentional with our money, time, energy, and space can actually lead to a fuller, more satisfying life.

In this timely episode of Ready Your Future, we dive deep into the realities of economic uncertainty facing many Americans today. Drawing from historical perspectives and current insights, Todd explores why economic fears are surging and what practical steps you can take to protect your family’s financial future. The episode examines proven strategies for building resilience during economic stress, including financial preparedness techniques that worked during previous downturns and might serve you well in today’s challenging economic landscape. Visit the Episode Page on Ready Your Future. Of Interest Check Out RYF on YouTube For more about Todd and RYF Join the Exclusive Email Group' Join TPA The Christian Prepper Podcast Buy Me a Coffee: https://www.buymeacoffee.com/prepperwebsiteSee omnystudio.com/listener for privacy information.

THE HUSTLER'S MINDSET! There are no excuses, you have to put the work in every single day. The hustler does not waste time. They know how to prioritize and lock in on what matters. — Learn More about this episode Premium Episode Released Weekly See Episode Description for details — Enjoy the full experience by upgrading your subscription on your platform of choice. Medium ($4.99 / month) - sign up here Substack ($2.92 / month) - sign up here Weykglobal.org ($2.99 / month) - sign up here — MORE FROM THE WEYK GLOBAL MEDIA NETWORK

What if a little financial discomfort today could buy you freedom tomorrow? Host Julie Rose talks with Shang Saavedra—founder of Save My Cents and author of Wealth is a Mindset—about how extreme frugality, mindset shifts, and some seriously uncomfortable choices helped her reach financial independence by age 31. Whether you're buried in money stress or just looking for more freedom, this episode is for you. Learn more: https://savemycents.com/ Wealth is a Mindset, available now: https://savemycents.com/book/ Follow Shang: https://www.instagram.com/savemycents/ Share your Uncomfy story: uncomfy@byu.edu Uncomfy is a BYUradio podcast hosted by Julie Rose. Also check out our sister show, Top of Mind with Julie Rose - https://lnkfi.re/TopofMind CHAPTERS: 00:00 Introduction: 00:47 Meet Shang Saavedra: Financial Freedom Journey 01:04 Early Financial Struggles and Realizations 02:53 Extreme Frugality: Living on One Income 05:26 Challenges and Mishaps of Frugal Living 12:29 Shang's Turning Point: Toxic Work Environment 13:27 Achieving Financial Independence 14:39 Shang's Message: Financial Security for All 18:13 Faith and Wealth: A Christian Perspective 19:32 Final Thoughts and Resources

Afternoon headlines: Peter Dutton’s speech interrupted by protesters, employment figures show despite thousands losing work unemployment rate holds steady and Australia’s rich list has been released Deep dive: A two-tier economy is emerging in Australia, with some splashing cash around while others struggle to pay their mortgage and bills. With cost of living set to be the number one issue as we approach our federal election, a growing number of people have given up on the Aussie dream of owning a home – and are now using their disposable income to enjoy life. In this episode of The Briefing Natarsha Belling is joined by Scott Phillips, The Motley Fool's Chief Investment Officer, to explain why we need a complete overhaul of managing interest rates, inflation and the property market. Follow The Briefing: TikTok: @listnrnewsroom Instagram: @listnrnewsroom @thebriefingpodcast YouTube: @LiSTNRnewsroom Facebook: @LiSTNR Newsroom See omnystudio.com/listener for privacy information.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3076: Cutting back on small luxuries can help, but real financial freedom often requires big, bold changes. Cynthia Meyer shares how she tackled overwhelming debt by downsizing her living space, rethinking entertainment expenses, and even giving up her car, saving over $1,200 per month in the process. Her story proves that by making intentional sacrifices, you can accelerate debt repayment and reclaim your financial future. Read along with the original article(s) here: https://www.financialfinesse.com/2017/07/03/would-you-go-this-far-to-pay-off-your-debt/ Quotes to ponder: "That's when I decided that only making drastic changes would get the outsized results I was seeking." "Consider making some big changes to climb that debt mountain faster. Trust me, you'll feel great when you get to the top and look around at how far you've come." "There is a secret financial power in home cooking!" Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3076: Cutting back on small luxuries can help, but real financial freedom often requires big, bold changes. Cynthia Meyer shares how she tackled overwhelming debt by downsizing her living space, rethinking entertainment expenses, and even giving up her car, saving over $1,200 per month in the process. Her story proves that by making intentional sacrifices, you can accelerate debt repayment and reclaim your financial future. Read along with the original article(s) here: https://www.financialfinesse.com/2017/07/03/would-you-go-this-far-to-pay-off-your-debt/ Quotes to ponder: "That's when I decided that only making drastic changes would get the outsized results I was seeking." "Consider making some big changes to climb that debt mountain faster. Trust me, you'll feel great when you get to the top and look around at how far you've come." "There is a secret financial power in home cooking!" Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3076: Cutting back on small luxuries can help, but real financial freedom often requires big, bold changes. Cynthia Meyer shares how she tackled overwhelming debt by downsizing her living space, rethinking entertainment expenses, and even giving up her car, saving over $1,200 per month in the process. Her story proves that by making intentional sacrifices, you can accelerate debt repayment and reclaim your financial future. Read along with the original article(s) here: https://www.financialfinesse.com/2017/07/03/would-you-go-this-far-to-pay-off-your-debt/ Quotes to ponder: "That's when I decided that only making drastic changes would get the outsized results I was seeking." "Consider making some big changes to climb that debt mountain faster. Trust me, you'll feel great when you get to the top and look around at how far you've come." "There is a secret financial power in home cooking!" Learn more about your ad choices. Visit megaphone.fm/adchoices

Who better to talk about the benefits of frugal living than your Frugal Friends? If you are interested in frugal living and are interested to know if you are one, this episode is for you. In this episode, Jen and Jill share why they love this lifestyle—and why you just might love it too!

Send us a textJoshua tries out 'Deep Seek', the latest AI tool, to ask it to share some facts on financial independence in the UK. Is it accurate? Referral CodesBe sure to check out this Google Doc which has a whole host of referral codes.https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNgTEsdnu4_sGp3O_mM/edit?tab=t.0#heading=h.l3zwfjlrqlns

Send us a textWhat does it mean to reach LEAN F.I.R.E., and what do you do once you're there? In this episode, Joshua talks about some of the challenges that crop up during this phase and how he plans to navigate to the next stage.Referral Codes (including Top Cashback)Be sure to check out this Google Doc which has a whole host of referral codes.https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNgTEsdnu4_sGp3O_mM/edit?tab=t.0#heading=h.l3zwfjlrqlns4o

In this 247th Episode of the Small Scale Life Podcast, Tom and Adam discuss origins, tips and guidelines for the February No-Spend Challenge (or Frugal February Challenge) on Small Scale Life. Can you survive the No-Spend Challenge for 28 days? Unfortunately, this is the season....to pay the piper. December is usually expensive and gets us in trouble. The holidays bring us expenses with presents, gatherings, parties, events and vacations. January brings us the cold hard reality: we have bills to pay and usually don't have enough money to cover the rest of the month. It can be stressful: there were times where Jules and I had $50 in the account to get us through the month! Fortunately, February isn't usually as cold as January. We have an opportunity to catch our breath and dig ourselves out of a financial hole (provided that we don't blow it all out on Valentine's Day). We can literally thaw the deep freeze on our wallets and bank accounts if we take control of our budgets and cut spending. How is your bank account looking right now? Maybe it is a pocket full of sunshine and you are smiling. Maybe it is empty as the grasslands of South Dakota and has tumbleweeds blowing across it. Whatever situation you might be in right now, events and decisions in far off places are going to hurt our accounts. The fact is that tariffs on goods and energy are going to hurt the American consumer. We need to acknowledge that fact and prepare accordingly, so even if you have a fat wallet and happy bank account, we need to prepare for what is coming at the stores and at the pump.  It doesn't matter what you believe politically, there will be repercussions from policy decisions and actions in the far off Heart of the American Empire.  Failing to prepare is preparing to fail.  This is a hard reality, and I hope you understand that as we move forward and prepare accordingly. If you are struggling financially, there are a few ways to get out of it. One way is to make more money (side hustles, extra jobs, etc.). Another way is to dramatically cut back on expenses, especially the ones that are not necessary.  We are going to focus on cutting expenses dramatically in No-Spend Challenge or Frugal February. Remember: February is the shortest month of the year. You can do this; we can help! Learn, do, grow and be a little better everyday! For more resources including tips, guidelines and budgeting tools, check out the post at Small Scale Life! (https://smallscalelife.com) Special Guest: Adam Rick.

Grant RR shares his inspiring journey from working low-paying jobs to owning 48 single-family rentals. Riding along with David, Grant dives into the strategies that helped him scale his portfolio, including frugal living, finding off-market deals, and leveraging partnerships. Tune in to discover how Grant turned his drive for financial freedom into a thriving real estate portfolio. KEY TALKING POINTS:0:00 - How David Started In Real Estate & What Led To Creating DealMachine2:01 - Why He Never Does Multi-Family3:59 - Grant's Real Estate Journey & His Goals4:33 - What Grant Was Doing For Work6:09 - How He's Acquired His 48 Rentals9:41 - Outro LINKS:Instagram: Grant RRhttps://www.instagram.com/granttheinvestor/ Website: Grant RRhttps://linktr.ee/grantrr Instagram: David Leckohttps://www.instagram.com/dlecko Website: DealMachinehttps://www.dealmachine.com/pod Instagram: Ryan Haywoodhttps://www.instagram.com/heritage_home_investments Website: Heritage Home Investmentshttps://www.heritagehomeinvestments.com/

Text us your financial questions!Henssler Money Talks — January 18, 2025  Season 39, Episode 3  This week on "Money Talks," Director of Research Nick Antonucci, CVA, CEPA, is joined by Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, to examine the week's market performance, looking at inflation indicators, the Producer Price and Consumer Price indices. The team analyzed interest rates and how it has affected the evolution of the starter home, and how the homes that once served as a gateway for Americans to enter the real estate market are vanishing. In this week's case study, the financial experts debated the Financial Independence, Retire Early movement, a lifestyle approach focused on aggressive saving, investing, and frugality to achieve financial independence and retire significantly earlier than traditional retirement age. The team wrapped up the show with personal predictions on the themes that might shape 2025.Timestamps and Chapters00:00: Market Roundup: Jan. 13 – Jan. 17, 202512:08: The Evolution of the Starter Home24:44: Case Study:  Financial Independence, Retire Early 39:36: What Might Shape 2025Follow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup  “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Do you carry a redundant card in your wallet? Why? And how might you change your direct deposit to help you manage money more frugally? 00:00 – Intro 00:36 – Why We Carry a Debit Card We Don't Use 05:57 – How to Hack Your Direct Deposit and Cash Flow In the story today, Jay explains why he and his wife carry an extra debit card in their wallet that they never use. Have you ever been in a position where you couldn't access your money? What did you do about it? Let us know in the comments. The main topic is inspired by a conversation with Chris White from Wichita, KS - a financial advisor who utilizes Currents to improve client savings rates. Chris inspired Jay to share the unique strategy that flips direct deposit convention on its head. This process is a simple on that you can implement to better your financial life on you own in 2025. Would restructuring your direct deposit help you with your money habits and savings rate? If you would like to meet Chris to discuss the process or Currents, here is his booking link: https://outlook.office.com/bookwithme/user/d498e83b34d846fdb2c8ea85ad48f1a8@sfcinc.net?anonymous&ep=pcard&isanonymous=true As we close out the year, we will also be taking a break from weekly HopeFilled Financial Podcast episodes. Our goal will be to program an amazing 2025 season for you and to get ahead on our recording. We will be back! Please follow us on Facebook and X to make sure you don't miss when we come back. https://www.facebook.com/hopefilledfinancial.com https://x.com/HopeFilledCoach Please don't forget to like, share, and subscribe! Doing so helps us grow and share HopeFilled financial wisdom. We release a new full episode every Tuesday! Disclaimer: This podcast serves as educational entertainment only. Any and all opinions relating to real estate, law, taxes, insurance, and/or securities investing that may be contained within this podcast should not be interpreted or implemented as recommendations nor advice. The  opinions related to these topics – especially those regulated by state and/or federal entities – should never be taken as replacement for advice from a competent, licensed professional. HopeFilled Financial Coaching is not liable for any individual acting on any understanding of topics directly or indirectly related to real estate, legal practice, taxes, insurance, or investing even if an individual in question changed their understanding after listening to this podcast. All listeners are entirely responsible for seeking advice from licensed professionals before taking any action of their own. Our Website: HopeFilledFinancial.com Music: "Take Me Higher" by Jahzzar Music Copyright License: This music is licensed under the Creative Commons Attribution-ShareAlike 4.0 International License. To view a copy of this license, visit http://creativecommons.org/licenses/b... or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA.

Join Brad, Jen, and Jill as they navigate the intricate balance between frugality and financial independence. Explore creative alternatives for spending less, and the importance of aligning your finances with your core values. Key Topics Discussed Introduction to Frugality (00:00:00) Overview of the tension between overspending and frugality. Importance of values in financial decisions. The Extremes of Spending (00:02:00) The trend of swinging between extremes in spending and income earning. Finding a "radical middle." 30-Day No Spend Challenge (00:08:20) Definition and benefits of a no spend challenge. Reducing decision fatigue and promoting creativity. Understanding Dopamine (00:11:00) How dopamine affects spending habits. The link between dopamine and impulse purchases. The Four F's of Fulfilling Life (00:35:14) Family, friends, faith, and fulfilling work as guiding values. Prioritizing financial decisions around these values. Actionable Takeaways (00:49:30) Practical steps to begin applying the concepts discussed in the episode. Key Takeaways Embrace Life as an Experiment: Life is a series of experiments; learn from each experience and evaluate your spending habits. Conduct a 90-Day Transaction Inventory (00:25:41): Review your last 90 days of spending to identify patterns and impulsive behaviors. Start a 30-Day No Spend Challenge (00:10:13): Focus on understanding your desires and needs without spending money on non-essential items. Define Your Four F's (00:35:14): Identify and prioritize family, friends, faith, and fulfilling work in your financial planning. Engage in Creative Alternatives to Shopping: Find different activities that fulfill emotional needs without spending money. Quotes "Hold the tension between frugality and income earning to find your radical middle." (00:05:13) "It's about wanting different, not less." (00:34:21) "Life is a series of experiments—learn about yourself with each one." (00:56:06) "Happiness is an internal journey—not dictated by our environment." (00:48:59) "Connect your finances to your core values for meaningful spending." (00:37:14) Action Items Commit to a 30-day no spend challenge starting next month. Create a list of your four F's to guide spending decisions. Conduct a 90-day transaction inventory to understand impulse spending triggers. Related Resources Buy What You Love Without Going Broke (00:56:12) Dopamine Nation by Anne Lemke (00:11:00) Adam Sandler SNL Skit (00:48:59) Chapters 00:00:00 - Introduction to Frugality 00:02:00 - The Extremes of Spending 00:08:20 - 30-Day No Spend Challenge 00:11:00 - Understanding Dopamine 00:35:14 - The Four F's of Fulfilling Life

What does the goal of your financial journey look like?? What would you do if you didn't need to work for money? 00:00 – Intro 00:39 – Alton Brown Cuddled Me On Stage!? 09:05 – HopeFilled FootStep #8 - Live and Give the Dream In today's story Jay explains how he ended up being cuddled by Alton Brown on stage! What does this have to do with finance?? We promise there is a connection. Listen to find out. Also, share your favorite Good Eats episodes in thr comments. The main topic describes HopeFilled Financial FootStep #8 - Live and Give the Dream! Jay wants you to have a vision for yourself at this step before you even start your HopeFilled Financial FootSteps. What is your goal, your dream, your passion, what you would do if money were no obstacle? How would you live and give? Share your goals in the comments to inspire other listeners. And Merry Christmas! Please don't forget to like, share, and subscribe! Doing so helps us grow and share HopeFilled financial wisdom. We release a new full episode every Tuesday! Disclaimer: This podcast serves as educational entertainment only. Any and all opinions relating to real estate, law, taxes, insurance, and/or securities investing that may be contained within this podcast should not be interpreted or implemented as recommendations nor advice. The opinions related to these topics – especially those regulated by state and/or federal entities – should never be taken as replacement for advice from a competent, licensed professional. HopeFilled Financial Coaching is not liable for any individual acting on any understanding of topics directly or indirectly related to real estate, legal practice, taxes, insurance, or investing even if an individual in question changed their understanding after listening to this podcast. All listeners are entirely responsible for seeking advice from licensed professionals before taking any action of their own. Our Website: HopeFilledFinancial.com Music: "Take Me Higher" by Jahzzar Music Copyright License: This music is licensed under the Creative Commons Attribution-ShareAlike 4.0 International License. To view a copy of this license, visit http://creativecommons.org/licenses/b... or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA.

Do you know what effects the Secure Act 2.0 will have on your financial planning? Find out in today's episode. 00:00 – Intro 00:53 – The Most FRUSTRATING Financial Move I've Made 08:30 – Changes from the Secure Act 2.0 10:15 – 1) Educational Investments 14:32 – 2) Retirement Contributions 18:06 – 3) Retirement Matching 20:40 – 4) Retirement Distributions 24:56 – 5) Other Miscellaneous Changes 27:55 – 6) Seldom Mentioned Changes Today's story describes one of the most painfully frustrating financial moves we have ever made. And it ALL could have been avoided if we had known about the changes to the Secure Act 2.0! What was the most frustrating financial move that you have made? The main topic goes over 6 broad categories of changes that the Secure Act 2.0 has caused in the financial world. These changes could be VERY important for your financial journey. Let us know what you think in the comments!  Please don't forget to like, share, and subscribe! Doing so helps us grow and share HopeFilled financial wisdom. We release a new full episode every Tuesday! Disclaimer: This podcast serves as educational entertainment only. Any and all opinions relating to real estate, law, taxes, insurance, and/or securities investing that may be contained within this podcast should not be interpreted or implemented as recommendations nor advice. The opinions related to these topics – especially those regulated by state and/or federal entities – should never be taken as replacement for advice from a competent, licensed professional. HopeFilled Financial Coaching is not liable for any individual acting on any understanding of topics directly or indirectly related to real estate, legal practice, taxes, insurance, or investing even if an individual in question changed their understanding after listening to this podcast. All listeners are entirely responsible for seeking advice from licensed professionals before taking any action of their own.  Our Website: HopeFilledFinancial.com Music: "Take Me Higher" by Jahzzar Music Copyright License: This music is licensed under the Creative Commons Attribution-ShareAlike 4.0 International License. To view a copy of this license, visit http://creativecommons.org/licenses/b... or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA.

How do you teach your kids to give? 00:00 – Intro 00:29 – Housekeeping Items 00:47 – Three Things to Do With Money 01:24 – How My Parents Taught Me to Give 02:43 – How I'm Teaching My Kids to Give 04:29 – The "Talk" About Santa (Spoiler Alert!) 07:14 – A Few More Announcements Today's short episode covers how to inspire your children to give. Jay describes how he was taught as a kid and how he will teach his kids. He also dives into the spirit of giving as Santa, and you may not want your kids to hear this episode just yet. Please share the ways that you teach kids to give. We love seeing your comments! Please don't forget to like, share, and subscribe! Doing so helps us grow and share HopeFilled financial wisdom. We release a new full episode every Tuesday! Disclaimer: This podcast serves as educational entertainment only. Any and all opinions relating to real estate, law, taxes, insurance, and/or securities investing that may be contained within this podcast should not be interpreted or implemented as recommendations nor advice. The opinions related to these topics – especially those regulated by state and/or federal entities – should never be taken as replacement for advice from a competent, licensed professional. HopeFilled Financial Coaching is not liable for any individual acting on any understanding of topics directly or indirectly related to real estate, legal practice, taxes, insurance, or investing even if an individual in question changed their understanding after listening to this podcast. All listeners are entirely responsible for seeking advice from licensed professionals before taking any action of their own.  Our Website: HopeFilledFinancial.com Music: "Take Me Higher" by Jahzzar Music Copyright License: This music is licensed under the Creative Commons Attribution-ShareAlike 4.0 International License. To view a copy of this license, visit http://creativecommons.org/licenses/b... or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA.

What kinds of things should you buy used? 00:00 – Intro 00:36 – How I Furnished My House for $1000 07:43 – 10 Things You Should Buy Used Today's story describes how Jay planned well in order to buy living room furniture and a standing desk all in one trip for only $1000! What are some of your money saving tips? The main topic is an article review from lifehacker.com titled "10 Things You Should Almost Always Buy Used." https://lifehacker.com/10-things-you-should-almost-always-buy-used-1850627371. What other items would you add to the list? Please don't forget to like, share, and subscribe! Doing so helps us grow and share HopeFilled financial wisdom. We release a new full episode every Tuesday! Disclaimer: This podcast serves as educational entertainment only. Any and all opinions relating to real estate, law, taxes, insurance, and/or securities investing that may be contained within this podcast should not be interpreted or implemented as recommendations nor advice. The opinions related to these topics – especially those regulated by state and/or federal entities – should never be taken as replacement for advice from a competent, licensed professional. HopeFilled Financial Coaching is not liable for any individual acting on any understanding of topics directly or indirectly related to real estate, legal practice, taxes, insurance, or investing even if an individual in question changed their understanding after listening to this podcast. All listeners are entirely responsible for seeking advice from licensed professionals before taking any action of their own. Our Website: HopeFilledFinancial.com Music: "Take Me Higher" by Jahzzar Music Copyright License: This music is licensed under the Creative Commons Attribution-ShareAlike 4.0 International License. To view a copy of this license, visit http://creativecommons.org/licenses/b... or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA.

Have you been curious to try buying an iPhone from Amazon Renewed? Jay's 4 purchases bring insight that will help you make a frugal choice. 00:00 – Intro 00:40 – Topic First: Price Comparing iPhones 09:38 – Main Story: How and Why I Bought 4 iPhones from Amazon Renewed Today's main topic is a price comparison study between various ways to buy an iPhone to make the most frugal purchase. The study uses price per year and takes into account planned obsolescence. We have a main story today instead which gives you all the details from Jay's 4 purchases of iPhones from Amazon Renewed. You will learn some very helpful tips if you ever want to buy a renewed phone from Amazon. Let us know what your experiences have been with Amazon Renewed in the comments. Please don't forget to like, share, and subscribe! Doing so helps us grow and share HopeFilled financial wisdom. We release a new full episode every Tuesday! Disclaimer: This podcast serves as educational entertainment only. Any and all opinions relating to real estate, law, taxes, insurance, and/or securities investing that may be contained within this podcast should not be interpreted or implemented as recommendations nor advice. The opinions related to these topics – especially those regulated by state and/or federal entities – should never be taken as replacement for advice from a competent, licensed professional. HopeFilled Financial Coaching is not liable for any individual acting on any understanding of topics directly or indirectly related to real estate, legal practice, taxes, insurance, or investing even if an individual in question changed their understanding after listening to this podcast. All listeners are entirely responsible for seeking advice from licensed professionals before taking any action of their own. Our Website: HopeFilledFinancial.com Music: "Take Me Higher" by Jahzzar Music Copyright License: This music is licensed under the Creative Commons Attribution-ShareAlike 4.0 International License. To view a copy of this license, visit http://creativecommons.org/licenses/b... or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA.

Send us a textJoshua retells some recent stories from his life, covering topics on frugality, when is too frugal too frugal, and how sometimes you need to learn to splurge a little bit.Stop Using Filler Words: The Ultimate Guide For Leaders EBookThe cost is £7 for Podcast listeners when using the code 'moneyandcommunication'.For your copy, email info@leadershipjoshua.comPayment can be sent here: https://wise.com/pay/me/joshuam48Referral CodesBe sure to check out this Google Doc which has a whole host of referral codes.4o

How does speeding hurt your budget? 00:00 – Intro 00:33 – How I Discovered the 5mph Fuel-Saving Secret 03:51 – My 5mph Fuel-Saving Secret Today's Story shares how doing my brother a favor and his little mishap led to my discovery of a fuel economy hack. In the Main Topic today, Jay explains how you can save up to 10% on your fuel economy by just driving 5mph slower. Catch some other money-saving driving tips, too! Please don't forget to like, share, and subscribe! Doing so helps us grow and share HopeFilled financial wisdom. We release a new full episode every Tuesday! Disclaimer: This podcast serves as educational entertainment only. Any and all opinions relating to real estate, law, taxes, insurance, and/or securities investing that may be contained within this podcast should not be interpreted or implemented as recommendations nor advice. The opinions related to these topics – especially those regulated by state and/or federal entities – should never be taken as replacement for advice from a competent, licensed professional. HopeFilled Financial Coaching is not liable for any individual acting on any understanding of topics directly or indirectly related to real estate, legal practice, taxes, insurance, or investing even if an individual in question changed their understanding after listening to this podcast. All listeners are entirely responsible for seeking advice from licensed professionals before taking any action of their own. Our Website: HopeFilledFinancial.com Music: "Take Me Higher" by Jahzzar Music Copyright License: This music is licensed under the Creative Commons Attribution-ShareAlike 4.0 International License. To view a copy of this license, visit http://creativecommons.org/licenses/b... or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA.

Trey Sellers is VP of Enterprise Sales at Unchained, the market leader for bitcoin-integrated financial services. He has an extensive sales, finance, banking, technology, and consulting background. Trey is a Banker turned Bitcoiner who achieved financial independence in 5 years and now writes about the FIRE movement and Bitcoin in his newsletter. › Follow Trey: https://x.com/ts_hodl › Trey's newsletter ‘FIRE BTC': https://firebtc.substack.com SPONSOR

Grocery stores used to actually care if you could afford what you were putting in your cart! 00:00 – Intro  00:31 – Why Grocery Clickers Fell Out of Fashion  08:11 – Testing the Grocery Clicker in the Store Today's Story shares a bit of 1950s history that you may not know about - the grocery store clicker. Add-O-Matic, Handy Counter, and other brands were common-place calculators that people brought to the grocery store to keep track of their spending. Why do you think people stopped using them? In the Main Topic today, Jay and Amanda go to the grocery store to test out the grocery clicker and see if they could predict what the total of their grocery list would be - like the Price is Right! Do you think the grocery clicker would help you spend less at the grocery store? Please don't forget to like, share, and subscribe! Doing so helps us grow and share HopeFilled financial wisdom. We release a new full episode every Tuesday!  Disclaimer: This podcast serves as educational entertainment only. Any and all opinions relating to real estate, law, taxes, insurance, and/or securities investing that may be contained within this podcast should not be interpreted or implemented as recommendations nor advice. The opinions related to these topics – especially those regulated by state and/or federal entities – should never be taken as replacement for advice from a competent, licensed professional. HopeFilled Financial Coaching is not liable for any individual acting on any understanding of topics directly or indirectly related to real estate, legal practice, taxes, insurance, or investing even if an individual in question changed their understanding after listening to this podcast. All listeners are entirely responsible for seeking advice from licensed professionals before taking any action of their own. Our Website: HopeFilledFinancial.com Music: "Take Me Higher" by Jahzzar Music Copyright License: This music is licensed under the Creative Commons Attribution-ShareAlike 4.0 International License. To view a copy of this license, visit http://creativecommons.org/licenses/b... or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA.

Welcome back to another episode of The Ready Your Future podcast!  This episodes covers articles on ways to save money on food and groceries, phone apps that would benefit anyone in preparedness and busts a huge water myth that really needed to be busted! But before Todd gets into the articles, he shares a little about the most recent Presidential election. In all of the articles, Todd shares commentary and insights from his experience in preparedness. Visit the Episode Page on Ready Your Future. Of Interest For more about Todd and RYF   Join the Exclusive Email Group  Buy Me a Coffee: https://www.buymeacoffee.com/prepperwebsiteSee omnystudio.com/listener for privacy information.

Hey friend!   When you are first working to reduce spending, it can be an overwhelming task to know where to start. If you can relate, then I'm here to help!   In this episode, I am giving you a simple hack that will help you easily and quickly figure out where to start and how to make a BIG impact!   Blessings to your family, Mandy P.S. Join our awesome FREE Facebook community! https://www.facebook.com/groups/frugallivingforfamilies Become a Frugal Living for Families Insider! Sign up at: subscribepage.io/FrugalLivingforFamilies/ for more tips on saving money, getting out of debt, becoming a stay-at-home mom, living on a single income, first access to my offerings and more! Thank you for helping this show rank in the top 2% globally! I appreciate you so much!

Does the cost of hosting Thanksgiving intimidate you? Here are some helpful tips to host Thanksgiving without breaking the bank. 00:00 – Intro 00:33 – Our Dishwasher Breaks EVERY Year! 03:12 – 10 Ways to Save Money on Thanksgiving Today's Story laments the struggles of a dishwasher that breaks every Thanksgiving! Do you have similar stories? We would love to hear them! In the Main Topic today, Jay reviews an article titled, "10 Ways to Save Money on Thanksgiving" from Simply Holistic Wellness: https://www.simplyholisticwc.com/blog/budget-friendly-thanksgiving-ideas The article gives great ideas for saving money on Thanksgiving this year. What else might you have included? Please don't forget to like, share, and subscribe! Doing so helps us grow and share HopeFilled financial wisdom. We release a new full episode every Tuesday! Disclaimer: This podcast serves as educational entertainment only. Any and all opinions relating to real estate, law, taxes, insurance, and/or securities investing that may be contained within this podcast should not be interpreted or implemented as recommendations nor advice. The opinions related to these topics – especially those regulated by state and/or federal entities – should never be taken as replacement for advice from a competent, licensed professional. HopeFilled Financial Coaching is not liable for any individual acting on any understanding of topics directly or indirectly related to real estate, legal practice, taxes, insurance, or investing even if an individual in question changed their understanding after listening to this podcast. All listeners are entirely responsible for seeking advice from licensed professionals before taking any action of their own. Our Website: HopeFilledFinancial.com Music: "Take Me Higher" by Jahzzar Music Copyright License: This music is licensed under the Creative Commons Attribution-ShareAlike 4.0 International License. To view a copy of this license, visit http://creativecommons.org/licenses/b... or send a letter to Creative Commons, PO Box 1866, Mountain View, CA 94042, USA.

Hey friend!   With all of the natural (and man-made) disasters going on in our world, we can never be prepared enough to help our families through an emergency situation.   In today's episode, I am covering the top food items to stockpile in case of an emergency. These are items that will last a long time and are easier to consume if you lose power for any length of time.  And a BONUS, I also go over a short list of some non-food items you can start acquiring on the cheap so you will be ready if your family ever faces any kind of disaster (let's hope you never have to use these items for an emergency!)   Blessings to your family, Mandy P.S. Join our awesome FREE Facebook community! https://www.facebook.com/groups/frugallivingforfamilies Become a Frugal Living for Families Insider! Sign up at: subscribepage.io/FrugalLivingforFamilies/ for more tips on saving money, getting out of debt, becoming a stay-at-home mom, living on a single income, first access to my offerings and more! Thank you for helping this show rank in the top 2% globally! I appreciate you so much!

Hey friend!   If you buy stocking stuffers for Christmas, then you know just how much they can add up!  In this episode, I'm giving you several tips for finding great stocking stuffer ideas for much less money, and sometimes even FREE! So, Merry Christmas and get saving!   Blessings to your family, Mandy P.S. Join our awesome FREE Facebook community! https://www.facebook.com/groups/frugallivingforfamilies Become a Frugal Living for Families Insider! Sign up at: subscribepage.io/FrugalLivingforFamilies/ for more tips on saving money, getting out of debt, becoming a stay-at-home mom, living on a single income, first access to my offerings and more! Thank you for helping this show rank in the top 2% globally! I appreciate you so much!

Hey friend! Lifestyle inflations affects so many families! Is yours one of them? Do you have an idea of what lifestyle inflation is?   In this episode, I'm explaining what it is, signs that your family has been impacted by it, and how you can remedy (or prevent) it in the future!   Blessings to your family, Mandy P.S. Join our awesome FREE Facebook community! https://www.facebook.com/groups/frugallivingforfamilies Become a Frugal Living for Families Insider! Sign up at: subscribepage.io/FrugalLivingforFamilies/ for more tips on saving money, getting out of debt, becoming a stay-at-home mom, living on a single income, first access to my offerings and more! Thank you for helping this show rank in the top 2% globally! I appreciate you so much!

Hey friend,   Have you ever wondered when the best time of the year was to get the lowest prices on your grocery staples? Well, look no further! In this episode, I'm going through each month of the year and telling you what is usually on sale for some of the lowest prices all year! This will help your family stock up when the prices are the lowest, so you can avoid buying items when the prices have gone up. You will end up saving hundreds and even thousands throughout the year with this one strategy! Blessings to your family, Mandy P.S. Join our awesome FREE Facebook community! https://www.facebook.com/groups/frugallivingforfamilies Become a Frugal Living for Families Insider! Sign up at: subscribepage.io/FrugalLivingforFamilies/ for more tips on saving money, getting out of debt, becoming a stay-at-home mom, living on a single income, first access to my offerings and more! Thank you for helping this show rank in the top 2% globally! I appreciate you so much!

Hey friend! If you have any debt you are working to pay off, make sure to check out this episode! These are the main areas you should be looking at periodically to not only make sure you are on track, but to actually speed up the time it takes to eliminate debt altogether. And, that would be FREEDOM! FREE Debt Repayment Calculator (Scroll down to the green Excel sheet image): https://www.vertex42.com/Calculators/debt-reduction-calculator.html Blessings to your family, Mandy P.S. Join our awesome FREE Facebook community! https://www.facebook.com/groups/frugallivingforfamilies Become a Frugal Living for Families Insider! Sign up at: subscribepage.io/FrugalLivingforFamilies/ for more tips on saving money, getting out of debt, becoming a stay-at-home mom, living on a single income, first access to my offerings and more! Thank you for helping this show rank in the top 2% globally! I appreciate you so much!

Hey friend! Can you believe it? It's my one-year podcast anniversary! THANK YOU so much for all your support and listening to my episodes over the last year. In this episode, I am going over some pretty amazing milestones I never thought I would reach, as well as some fun and less common money hacks that help you move your finanial goals further, FASTER! And, as promised in the episode, here is a list of every country that has listened to the show over the past year. I am so grateful, and here's to many more! Algeria Argentina Armenia Australia Austria Barbados Belgium Bermuda Brazil Canada Chile China Colombia Costa Rica Croatia Czech Republic Denmark El Salvador Estonia Fiji Finland France Germany Gibraltar Greece Guam Guatemala Guernsey Hong Kong Hungary India Indonesia Iran Iraq Ireland Israel Italy Jamaica Japan Jersey Jordan Kazakhstan Kenya Kuwait Liberia Luxembourg Malaysia Malta Mexico Morocco Namibia Netherlands New Zealand Nigeria Norway Papua New Guinea Philippines Poland Portugal Puerto Rico Romania Russia Saudi Arabia Singapore Slovakia South Africa South Korea Spain Sweden Switzerland Taiwan Thailand Tunisia Turkey Uganda United Arab Emirates United Kingdom United States Uruguay Uzbekistan Vietnam Zambia Zimbabwe Blessings to your family, Mandy P.S. Join our awesome FREE Facebook community! https://www.facebook.com/groups/frugallivingforfamilies Become a Frugal Living for Families Insider! Sign up at: subscribepage.io/FrugalLivingforFamilies/ for more tips on saving money, getting out of debt, becoming a stay-at-home mom, living on a single income, first access to my offerings and more! Thank you for helping this show rank in the top 2% globally! I appreciate you so much!

Hey friend, Yes, you read that right, only 100 days until Christmas!! Did you just get butterflies?    If you do not feel prepared at all to pay for Christmas this year, never fear! In today's episode, I am giving you several easy ways to start NOW to help you build up your Christmas fund.   There are a lot of juicy nuggets, so go grab whatever you need to take notes! Blessings to your family, Mandy P.S. Join our awesome FREE Facebook community! https://www.facebook.com/groups/frugallivingforfamilies Become a Frugal Living for Families Insider! Sign up at: subscribepage.io/FrugalLivingforFamilies/ for more tips on saving money, getting out of debt, becoming a stay-at-home mom, living on a single income, first access to my offerings and more! Thank you for helping this show rank in the top 2% globally! I appreciate you so much!

Hey friend! Can you feel fall getting close? I know I can! If your family needs some fun ideas on ways you can spend those rainy fall days, I've got you covered! In this episode, I give you 31 activities you can do as a family this fall that don't cost much or anything at all.  Let's go have some fun! Blessings to your family, Mandy P.S. Join our awesome FREE Facebook community! https://www.facebook.com/groups/frugallivingforfamilies Become a Frugal Living for Families Insider! Sign up at: subscribepage.io/FrugalLivingforFamilies/ for more tips on saving money, getting out of debt, becoming a stay-at-home mom, living on a single income, first access to my offerings and more! Thank you for helping this show rank in the top 2% globally! I appreciate you so much!

Hey friend! In this episode we're diving into one of the most essential aspects of back-to-school budgeting—lunches! Feeding your kids healthy meals without breaking the bank can be a challenge, but with these tips, it's entirely possible.  I hope these ideas will help you stretch your dollars while keeping your kids happy and healthy as they enjoy the school year! Blessings to your family, Mandy P.S. Join our awesome FREE Facebook community! https://www.facebook.com/groups/frugallivingforfamilies Become a Frugal Living for Families Insider! Sign up at: subscribepage.io/FrugalLivingforFamilies/ for more tips on saving money, getting out of debt, becoming a stay-at-home mom, living on a single income, first access to my offerings and more! Thank you for helping this show rank in the top 2% globally! I appreciate you so much!

Hey friend!   Do you struggle with too much impulse shopping? Do you find yourself turning to those unplanned purchases too often, and you want to stop? Are your extra expenditures preventing you from hitting your financial goals, causing you guilt or stress, or even worst...more debt?? I've got your back friend! In today's episode, I'm giving you my top tips for helping you tackle this issue once and for all. Let's get your family back on track crushing debt, piling up the savings, or getting that big dream you've been saving up for. Blessings to your family, Mandy P.S. Join our awesome FREE Facebook community! https://www.facebook.com/groups/frugallivingforfamilies Become a Frugal Living for Families Insider! Sign up at: subscribepage.io/FrugalLivingforFamilies/ for more tips on saving money, getting out of debt, becoming a stay-at-home mom, living on a single income, first access to my offerings and more! Thank you for helping this show rank in the top 2% globally! I appreciate you so much!  

Hey friend! I've had multiple listeners reach out to ask me what my favorite rewards apps are. So, in today's episode, I discuss my four favorite apps and the details you need to know about each one. If you would like to get any of these apps, and you use my referral links here, you and I both get bonus points (um, YES Please!). Fetch: https://referral.fetch.com/vvv3/referralemail?code=CK4VU Ibotta: https://ibotta.onelink.me/iUfE/1005cd3f?friend_code=jqwtkku  Receipt Hog: https://app.receipthog.com/r/spek2206 Receipt Jar Referral code: MANDL9J82 Blessings to your family,   Mandy   P.S.   Join our awesome FREE Facebook community! https://www.facebook.com/groups/frugallivingforfamilies   Become a Frugal Living for Families Insider! Sign up at: subscribepage.io/FrugalLivingforFamilies/ for more tips on saving money, getting out of debt, becoming a stay-at-home mom, living on a single income, first access to my offerings and more!   Thank you for helping this show rank in the top 2% globally! I appreciate you so much!

Hey friend! Are your kids' extracurricular activities like paying an extra car payment each month (sports fees, am I right??). Are you considering pulling your children from the programs they love so much, because you just can't afford to pay the high fees? Have you had to tell your kids no when they ask to take gymnastics or ballet or...?   Well, this episode can help your kids continue with the activities they love while you save some serious cash. That is what I can a win-win!  BTW: Would you mind taking a minute to leave me a review? I hope I've provided some value to your family, and this would bless me back so much. Thank you!   Blessings to your family,   Mandy   P.S.   Join our awesome FREE Facebook community! https://www.facebook.com/groups/frugallivingforfamilies   Become a Frugal Living for Families Insider! Sign up at: subscribepage.io/FrugalLivingforFamilies/ for more tips on saving money, getting out of debt, becoming a stay-at-home mom, living on a single income, first access to my offerings and more!   Thank you for helping this show rank in the top 2% globally! I appreciate you so much!

Send us a Text Message.In this episode of the Second Act Success Career Podcast, host Shannon Russell dives deep into financial empowerment with Sara Conklin, the founder of Frozen Pennies. Sara shares her inspiring journey from being an English major and preschool teacher to becoming a financial coach and YouTube content creator. Discover actionable tips on how to save money, get out of debt, and build a profitable online business. Sara's expertise in frugal living, combined with her practical approach to money management, will help you take control of your finances and prepare for a successful career change. Tune in to learn how to make smarter financial decisions, monetize your passion, and create a sustainable income stream, all while enjoying the freedom of entrepreneurship. Don't miss this episode packed with valuable insights for women in midlife looking to achieve financial independence and career success.SHOW NOTES:https://secondactsuccess.co/158Connect with Sara Conklin:frozenpennies.comyoutube.com/@saraconklinfrozenpennies------------- You belong in the Career Clarity Collective! Figuring out what you want in your career often feels like a full time job, BUT you don't have to do it alone! If you feel miserable at work and need a change, join like-minded women in this membership. You'll get access to group coaching, masterclasses, and community. https://secondactsuccess.co/membershipReady To Quit Your Job?Ready to quit your job and start a business? Unboss yourself and take the QUIZ! https://secondactsuccess.co/quizGet the FREE Career Change Planner to help you plan your next career move!https://secondactsuccess.co/plannerBook a FREE Discovery Call with host/career coach Shannon Russell - https://www.calendly.com/second-act-success/coaching-strategyLET'S CONNECT!Instagram - https://instagram.com/secondactsuccessFacebook - https://www.facebook.com/secondactsuccess.coTikTok - https://www.tiktok.com/@secondactsuccessAll the latest - https://secondactsuccess.co/linksFREE Resources - https://secondactsuccess.co/resources REVIEW & SUBSCRIBE THE PODCAST!

Hey friend! Is it really almost time for the kiddos to go back to school?? Where is summer going? If you are dreading spending ALL THE MONEY on school supplies, clothes, shoes, coats, etc. then this episode is for you!  I'm giving you 30 tips to help you save the most money possible this school season. Use this list to stay on budget while still getting everything your kids need! Blessings to your family,   Mandy   P.S.   Join our awesome FREE Facebook community! https://www.facebook.com/groups/frugallivingforfamilies   Become a Frugal Living for Families Insider! Sign up at: subscribepage.io/FrugalLivingforFamilies/ for more tips on saving money, getting out of debt, becoming a stay-at-home mom, living on a single income, first access to my offerings and more!   Thank you for helping this show rank in the top 2% globally! I appreciate you so much!

In this episode, host Jeff Foley, CFP, and co-host Tony Shore discuss how frugal living can be a path to financial independence and early retirement. Listen to stories and strategies from those who have achieved financial freedom through disciplined saving and spending.

Hey friend!   Today we are continuing our 5-week series talking about this one simple skill you can learn that will save your family so much money on groceries over and over and over and...   I'm also going over some price comparisons so you can really learn how easy it is to SAVE BIG! In case you missed the first three episodes in our series, here they are: Ep. 44: SAVE BIG on GROCERIES Part 1: Best Times to Stock Up for Huge Savings! https://podcasts.apple.com/us/podcast/44-save-big-on-groceries-part-1-best-times-to-stock/id1707711637?i=1000660794365   Ep. 45: A Simple Hack to Save Hundreds on Your Monthly Food Costs! https://podcasts.apple.com/us/podcast/45-a-simple-hack-to-save-hundreds-on-your-monthly-food-costs/id1707711637?i=1000661540434 Ep. 46: Easy Hacks to Make a Week of Dinners Without Buying Any Groceries! https://podcasts.apple.com/us/podcast/46-easy-hacks-to-make-a-week-of-dinners-without/id1707711637?i=1000662294214 Blessings to your family,   Mandy   P.S.   Join our awesome FREE Facebook community! https://www.facebook.com/groups/frugallivingforfamilies   Become a Frugal Living for Families Insider! Sign up at: subscribepage.io/FrugalLivingforFamilies/ for more tips on saving money, getting out of debt, becoming a stay-at-home mom, living on a single income, first access to my offerings and more!   Thank you for helping this show rank in the top 2% globally! I appreciate you so much!

Hey friend! In week three of our 5-week series on saving hundreds on your monthly food and grocery costs, I'm giving you several tips to help you create an entire week's dinners without spending any money!  Are you up to the challenge? If so, give it a listen and start your meal planning!   If you missed week 1, check that out here: https://podcasts.apple.com/us/podcast/44-save-big-on-groceries-part-1-best-times-to-stock/id1707711637?i=1000660794365. Blessings to your family,   Mandy   P.S.   Join our awesome FREE Facebook community! https://www.facebook.com/groups/frugallivingforfamilies   Become a Frugal Living for Families Insider! Sign up at: subscribepage.io/FrugalLivingforFamilies/ for more tips on saving money, getting out of debt, becoming a stay-at-home mom, living on a single income, first access to my offerings and more!   Thank you for helping this show rank in the top 2% globally! I appreciate you so much!  

Hey friend! In week 2 of our 5-week series on lowering your monthly grocery and food costs, I am teaching you an easy and quick hack you can use to reduce your monthly food spending by thousands of dollars each year!   If you missed week 1, check that out here: https://podcasts.apple.com/us/podcast/44-save-big-on-groceries-part-1-best-times-to-stock/id1707711637?i=1000660794365. Blessings to your family,   Mandy   P.S.   Join our awesome FREE Facebook community! https://www.facebook.com/groups/frugallivingforfamilies   Become a Frugal Living for Families Insider! Sign up at: subscribepage.io/FrugalLivingforFamilies/ for more tips on saving money, getting out of debt, becoming a stay-at-home mom, living on a single income, first access to my offerings and more!   Thank you for helping this show rank in the top 2% globally! I appreciate you so much!

Hey friend! Groceries and food is almost always one of the top 3 monthly expenses for families! So, this episode is the first of a FIVE-EPISODE SERIES all about helping you lower your monthly grocery spending to make a huge difference in your finances! (Make sure you are subscribed to be notified of the rest of the series!) Today's topic is discussing the best times of the year to stock up at the lowest prices on every category of groceries! By following these tips, you will learn how you can save literally THOUSANDS OF DOLLARS throughout the year by only buying at the cheapest possible times.  Are you ready to start saving HUGE money right away? Then let's go! Blessings to your family,   Mandy   P.S.   Join our awesome FREE Facebook community! https://www.facebook.com/groups/frugallivingforfamilies   Become a Frugal Living for Families Insider! Sign up at: subscribepage.io/FrugalLivingforFamilies/ for more tips on saving money, getting out of debt, becoming a stay-at-home mom, living on a single income, first access to my offerings and more!   For my latest coaching options, email me at FrugalLivingforFamilies@gmail.com.   Thank you for helping this show rank in the top 5% globally! I appreciate you so much!

Financial independence by the age of twenty-five?! Today's guest started working and saving money at a very early age, which allowed him to buy the time and freedom to do the things he values most. Whether you're twenty-five or fifty-five, applying some of these simple principles to your own life can propel you toward financial freedom! Welcome back to the BiggerPockets Money podcast! Today, we're chatting with Gabe Bult, a YouTuber, serial entrepreneur, and real estate investor who reached financial independence before his twenty-fifth birthday—all by subscribing to financial minimalism and frugal living. The only thing stopping him from retiring early? Sheer boredom! Instead, Gabe's day typically involves precious time with his daughter, a few hours making YouTube videos, and an afternoon spent enjoying his favorite hobbies and interests. YOU can have this life, too, but not without a little sacrifice, education, and discipline. Fortunately, it only takes a few years of ferocious frugality to get ahead, save for the future, and become “set for life.” And in this episode, Gabe will show you how to do just that! You'll learn how to save your first $25,000 (and what to do with it), live for free with the house hacking strategy, and start a business that allows you to earn more and work less! In This Episode We Cover How Gabe reached financial independence by the age of twenty-five “Financial minimalism” explained (and why it's MUCH easier than you think!) How a few years of frugal living can fast-track your journey to FI Living for FREE with the house hacking investing strategy Starting a business that allows you to earn more and work less And So Much More! Links from the Show BiggerPockets Money Facebook Group Network with Other Investors on The Path to FIRE Through the BiggerPockets Forums Finance Review Guest Onboarding Join BiggerPockets for FREE Mindy on BiggerPockets Scott on BiggePockets Listen to All Your Favorite BiggerPockets Podcasts in One Place Apply to Be a Guest on The Money Show Podcast Talent Search! Find an Investor-Friendly Agent in Your Area Find Investor-Friendly Lenders Property Manager Finder BiggerPockets Money 468 - ‘Bar Rescue' Host Jon Taffer on the “Secret Recipe” for a Successful Business Connect with Gabe on BiggerPockets 00:00 Intro 01:34 What Is Financial Minimalism? 04:38 A Day in the Life with FI 07:30 Gabe's Money Journey 13:06 The Art of Entrepreneurship 16:30 House Hacking 101 24:34 Education & EXTREME Discipline 35:41 Connect with Gabe! 36:01 Become a Financial Minimalist! Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/money-529 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices