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Berna is back to bring us some knowledge on a topic that makes everyone a little tense: saving. She is joined by Chris Browning, creator and host of the Popcorn Finance Podcast to unpack the idea that you're bad at saving money. They also get into what to look out for when opening a new savings account and some tips to make sure your savings keep growing and growing. We close out the show with the Public Forum, brought to you by Public.com, featuring listener-submitted questions all about saving. Be sure to follow us @whenshappyhr to send in your questions! Thanks to our presenting sponsor Public.com! Visit public.com/betches to sign up and get started today.
Bill Handel is joined by financial analyst and host of the Popcorn Finance Podcast, Chris Browning. The two talk about product shortages that're continuing to hamper shoppers, ranging from Christmas trees to kids' lunches. Additionally, Costco, Nike and FedEx are warning that there's more inflation set to hit consumers as the holidays approach. And is talking about your salary with your coworkers a good idea? It's time to buck the stigma.
Chris Browning, the financial analyst and host of the Popcorn Finance Podcast, joins Handel to talk about the economy!And, is Amazon Prime Day really about the deals?
Chris Browning, the host of the Popcorn Finance Podcast, joins the show to talk about California heading for an economic boom!And, meme stocks could spark more heat this week!
In today’s episode, we hear from Jen who is saving money so that she can retire early one day. She has shared her financial goals with her friends and now they think she has a lot of money and can pay for drinks, dinner, and even clothes for them! We offer Jen advice on how to handle this awkward money situation without losing the friendships that are important to her. ======= Sponsors Budgeting Basics Email Course - It’s FREE to sign up and you’ll get over 20 printables absolutely free! https://inspiredbudget.lpages.co/budgeting-basics-email-course Popcorn Finance Podcast https:PopcornFinance.com/Listen ======= What I’m Loving: Allison - Chris was recognized for being a top African American financial guru to follow! Chris - Allison’s New Podcasting Microphone & My New TV! ======= Have an awkward money situation? If so, we want to hear from you! Feel free to call in, leave us a voicemail, and we will play it on the show. You can either share your name or remain completely anonymous. The number to call is 707-200-8259. ======= Connect with us on Instagram! Chris - @popcornfinancepodcast Allison - @inspiredbudget
New data shows that the majority of people who already have credit card debt expect to go deeper with their deficit spending on holiday gifts this year. Bobbi and Popcorn Finance Podcast host Chris Browning explain what's driving the spending, and share surprising reactions to the news from our money friends audience polls.
Have you ever thought about living Tiny? Bethany and Ellie have a great time at Ellie's kitchen table talking about the Latte Factor. They crunch numbers when it comes to tiny expenditures and what it would look like to invest that instead. Chris Browning joins the conversation to talk about Tiny Homes and a recent series he did on his podcast, Popcorn Finance. He discusses the reasons why people move into tiny spaces and some of the hidden expenses when it comes to owning it. Resources: Latte Factor Calculator Emperor Investments The Popcorn Finance on Instagram Popcorn Finance Podcast
Household Repair Woes Two years ago, our dryer started to make a strange sound. The repetitive squeak that began as a soft, distant sound, suddenly became a constant nuisance. We knew something was amiss, and began to research just how much a modern washer/dryer set cost these days. We were astounded by the number of choices, and the accompanying price tags. I began to think a little deeper. I googled it. The completed google search described the sound and included the dryer model number. After sorting through the responses and forums, we realized what the problem might be. It turns out that the drum that spins within the dryer component has a belt that was likely loose or broken. The part cost around $30 with shipping, the cost of a repairman was $90/hr and the cost of a new dryer ranged from $349 - $1129. We ordered the part. We figured we would order the part and attempt the repair ourselves, using the YouTube videos we found. If the repair proved itself to be too difficult, we planned to call the repairman. The last and final option was a new or used dryer for the family! It took two people, but in the end, we were able to fix our dryer for $30. We are still using Old Odin (dryer’s name) to this day. DIY to FI In this episode we talked to Tinian Crawford of the blog DIY To FI. This DIYer and electrician spends his time installing and repair electrical wires, but he began flexing his DIY muscles while learning carpentry with his dad starting at a very young age. Tinian found the FIRE community a couple of years ago, but he has also recognized the huge cost savings that can be had when you are able to use even basic tools to DIY your projects. Captain DIY, as he calls himself, is on a hero sized mission to teach others within the FI community the powers one can garner from learning to do for themselves. DIY knowledge, according to Captain DIY, is a Pillar of FI. Visit his website to learn tools, tips and tricks that can help you learn the skills and growth mindset needed to build DIY confidence! Health’s Financial Impact Good health is a blessing. From the common cold, to major life altering surgery, the impact of sickness and health on our day to day lives is well known to many. For most, we can recover our health after normal healing and rest. But learn how a dangerous slip on the ice threatened to unravel Tinian’s financial world. Did he find opportunity within the adversity? Financial Makeover Living in a home with a frugal wife meant that Tinian was on a good path prior to finding FI, but when his wife took a nasty fall he realized how much more he could do to protect his family. When the time came to expand their family, Tinian’s wife set a huge savings goal for the baby’s nest egg. This was to mitigate the expensive costs of daycare, diapers, food, and to start the growing family out on the right footing. How much do you think is enough to save before having a baby? Listen in to find out what Mrs. Captain DIY chose as an amount. The Truth About Trade School We were able to talk about all the trade school topics you could think of. Here are some of the topics: Do you have to be young to attend trade school? What ages were the people in Tinian’s graduating class of Electrician School? What’s the highest paid trade? What affects how much you can make when you open your own trade based service business or side hustle? What are some of the trades that a person could pursue if they are looking to make a career change? Why is there a shortage of Tradespeople right now? A Starting Point for DIY The more time you spend with a tool in your hand, the more comfortable you will become at using them. Then you can begin to stack your skills! After years of talent stacking, Tinian was able to work on a truly complex and memorable DIY project with his dad. It is an experience he will never forget. But starting with the basic skills outlined in his blog posts is the best way to start building up to these types of memorable projects. Projects that can pass through generations, creating a legacy item for a family. Good Projects to Start With: Light fixture Painting Rooms Simple and small flooring projects Hanging pictures YouTube is your best friend for tackling new projects. Home Depot also has workshops that can teach basic skills. Taking Care of Your Body as a Tradesperson With the repetitive use of the body in each of The Trades, it’s important to plan for and combat potential health challenges. For instance, with electricians, some complain of hip problems because of the impact of the heavy tool belts. For nurses back sprains can be an issue. For hair stylists wrist and foot issues can happen. A good health and exercise routine is important in combating these issues. Captain DIY on the Final Questions: Captain DIY has opened a bank of mom and dad in order to teach his kids more about money at a younger age. Money as an intermediary - money represents choice. You can buy cool stuff with it or you can buy freedom. Appreciate the level of privilege from whence you came. We are much better off than we might realize - we have no needs that go unmet. Daycare is a HUGE expense for those working 9-5 jobs, especially when you have two kids. Utilize dependent care assistance program - tax free bucket for daycare. What is the best way for people to find you? If you have any questions about entering the trades, contact Captain DIY at his blog DIY2FI. If you are looking for some extra reading, check out his old blog lifeoutsidethebox.me Stay Tuned For Our Next Episode… Join us in the next episode when we talk to Chris Browning of the Popcorn Finance Podcast. Chris Browning has a background in Finance, but recognizes the difference between his Finance training and the field of Personal Finance. Listen in with us as we talk to him about his debt payoff story, and the actions he must continue to take to stay on track with his budget. What DIY project will you tackle after hearing from Captain DIY today? Let us know in the comment section below or continue the discussion in Our Facebook Group! Please take a moment to subscribe to the podcast via iTunes or Stitcher so you don’t miss the next episode! While you’re at it, give us a 5-star rating and share the podcast to your friends. If you’d like to be a guest on the show, please contact us on HouseOfFi.com
Check out the full show notes on our website at www.frugalfriendspodcast.com Sponsors: CookSmarts: Not an official sponsor, but we like them! It’s a meal planning service that provides recipes, instructions, weekend prep options, and a shopping list for 4 meals per week, with dietary adjustments to meet your needs. They are offering 3 free weeks of meal plans if you sign up at frugalfriendspodcast.com/cs Coconut Oil: One of the few products you can use to stir fry your veggies AND moisturize your face. What the Internet has to say: This article from Money Crashers lists 10 beauty products that are a waste of money, along with ideas for natural alternatives. For anyone who wants to whiten their teeth, but doesn't want to erode enamel or break the bank - this the article for you! What Jen and Jen have to say: We appreciate the frugal AND chemical free perspective - and we agree with all 10 products listed! Natural and inexpensive alternatives for perfume = jojoba oil is $10 essential oils We always like to save in some places so we can spend more where it counts. Regarding natural make-up, these are some great alternatives to convenience store products: Sun Cat Naturals foundation $16 for 20g All Natural Cosmetics foundation = apx. $18-$30 For cellulite and anti aging; try dry skin brushing - we learned something new!! More from the Internet: This article from Frugal Beautiful provides 10 tips and tricks for saving money on skin care and make-up. From what to invest in and where to skip out, we were not disappointed in the advice given here! More from Jen and Jill: We agree with the tip about monitoring the amount of product you’re using - this not only allows you to track how long ingredients last for budgeting purposes, but also may alert you to ways you can limit consumption Reusable containers for travel - this is just obvious, but in case you were unaware - travel products are a rip off! Try to DIY your products by checking the ingredients list and making it yourself (i.e. dry shampoo) Use one product for multiple things (i.e. coconut oil) Keep makeup and dry products out of the bathroom for longevity AND stay organized! BILL OF THE WEEK - If you want to submit your bill of the week visit frugalfriendspodcast.com/bill to leave us a bill Thanks so much Chris from the Popcorn Finance Podcast! You have shared a great cautionary tale about not ever wasting money on a pancake maker! Our Experience and Tips: Jill: EXFOLIATION!! DIY face masks/scrubs - favorite includes apple cider vinegar, honey, cinnamon Castor oil on lashes for thickness and growth DIY dry shampoo recipes here: https://www.luxyhair.com/blogs/hair-blog/diy-dry-shampoo Use an old sock instead of cotton balls with nail polish remover Add a few drops of nail polish remover to dying polish to extend the life Check out Clinique 'bonus buys' - wait for this sale to get big ticket item and then get extras for free! Don't discount yard sales and thrift stores for some products - I'm not too good to buy lotion and nail polish from these places :) Use Vit E oil for moisture overnight Drink water!! Jen: Sephora freebies: free events, free mini makeovers, free gift for your birthday, go in and ask and they’ll give you a sample of just about anything they carry. Same with Lush, staff are trained to give samples. Check it out here Swaps - add unused hair and cosmetic products to clothing swaps for more variety! Frugal Friends Book Club We are reading “Your Money or Your Life” by Vicki Robin & Joe Dominguez in the month of October - Head over to our Frugal Friends Community to join the discussion! We are still giving away 1 book for every 5 reviews we get this month! You can get a free copy of November's book: The More of Less by Joshua Becker! To enter; leave us a review on your podcast listening device (not just Itunes), screenshot the review, and email it to frugalfriendspodcast@gmail.com We’ll select the winners for this book at the end of the day October 31st. Thank you so much for hanging out with us today! Hit the subscribe button wherever you’re listening to this episode and we’ll come at you every Friday with more frugal goodness. Until next week!
This week, we're joined by Chris from the Popcorn Finance Podcast. On this episode, we discuss an interesting article about a minimalist's approach to personal finance and investing and then dive into some of the basics of investing. Investing can be an intimidating topic, but it doesn't have to be overly complex. Chris shares how he approaches investing and we break down some tips for others looking to get their feet wet with investing. Of course, we also share this week's tweet of the week and another interesting story (football focused) for the 'Everyday People Give Back' Segment. Enjoy!
Visit PopcornFinance.com/BlackFriday for the show notes & how to enter. No purchase necessary. I hate Black Friday. I hate it because I used to work in retail when I was in college. I would have to wake up between 2 and 3 am the next morning after enjoying my thanksgiving dinner to go to work. I would be there for at least 12 hours. It would be a very, very long day. So, because of the trauma that I suffered on this day I will be doing a special giveaway. I will be giving away a 1 (one) month subscription to Netflix to incentivize people to stay home. You can just stay at home all day on black Friday and watch all the stuff that is on there. This giveaway will run from 11/21/17 through 11/23/17 at 12pm pst. There will be two ways for you to enter in to this giveaway. -First if you are not already subscribed to the Popcorn Finance Podcast, subscribe via your podcast player of choice. Send a screenshot showing that you subscribed to contest@popcornfinance.com. -If you are already a subscriber, leave a review for the Popcorn Finance Podcast in the Apple podcast app or wherever you listen. Send a screenshot of your review to contest@popcornfinance.com. -For either submission please put Black Friday Giveaway or Netflix Giveaway in the subject line. I will do a random drawing of all submissions and notify the winner by 11pm pst on 11/23/17. This giveaway is completely free. No purchase necessary. Just subscribe to the free Popcorn Finance Podcast or leave a review for the Popcorn Finance Podcast. However, you must promise that if you win this you will not go out shopping on Black Friday. That is part of the deal (No, not really). But it would be great if you didn’t harass those people that are just trying to do their job.
Nick True joins me on the latest episode on the Popcorn Finance Podcast. Nick is the Social Media Manager for FinCon and the founder of MappedOutMoney.com. I met Nick at FinCon (a conference for financial professionals, bloggers, & podcasters) while he was giving the new attendee orientation. In this episode Nick discusses how he started working for FinCon and how he & his wife handle their finances while living a non-traditional lifestyle traveling across the US. This episode will be especially helpful for this of you trying to figure out how to budget with an income the fluctuates. Find show notes at PopcornFinance.com/030 Find out more about Nick True at: Instagram - NickDTrue Youtube - Mapped Out Money Connect with me Instagram -@PopcornFinancePodcast Twitter - @PopcornFinance Facebook - Popcorn Finance