Podcast appearances and mentions of joe dominguez

US President Donald Trump has signed a series of executive orders titled Reinvigorating the Nuclear Industrial Base, Reforming Nuclear Reactor Testing at the Department of Energy and Ordering the Reform of the Nuclear Regulatory Commission with the goal of "re-establishing the United States as the global leader in nuclear energy".The aim is to increase US nuclear energy capacity from 100GW to 400GW by 2050, including the Department of Energy (DOE) prioritising work "with the nuclear energy industry to facilitate 5 gigawatt of power uprates to existing nuclear reactors and have 10 new large reactors with complete designs under construction by 2030".Explanations of each of the executive orders was given as they were presented to the president to add his signature in the Oval Office. In this episode we play pretty much the whole of that event. As well as the US President, you'll hear from Secretary of the Interior Doug Burgum, who is also Chairman of the National Energy Dominance Council, Secretary of Defense Pete Hegseth, Joe Dominguez, CEO of Constellation Energy, Maria Korsnick, CEO of the Nuclear energy Institute, Jacob DeWitte, founder and CEO of Oklo and Scott Nolan of uranium enrichment company General Matter.World Nuclear News's Claire Maden drills into more of the detail of the announcements, and Jonathan Cobb, senior programme lead, climate, at World Nuclear Association then assesses the broader implications of the US adopting the goal of quadrupling its nuclear energy capacity.Key links to find out more:World Nuclear NewsReinvigorating the Nuclear Industrial BaseNuclear Reactor Testing at the Department of Energy Ordering the Reform of the Nuclear Regulatory CommissionEmail newsletter:Sign up to the World Nuclear News daily or weekly news round-upsContact info:alex.hunt@world-nuclear.orgEpisode credit:  Presenter Alex Hunt. Co-produced and mixed by Pixelkisser Production

Constellation Energy CEO Joe Dominguez discusses tariffs impact on energy and cost construction with Bloomberg's Alix Steel.See omnystudio.com/listener for privacy information.

Dans ce 114e épisode, je fais la synthèse du livre « Votre vie ou votre argent? » de Joe Dominguez et Vicki Robin publié en 1997 à partir de cinq éléments clés à retenir : 1. Ta roadmap financière 2. Le passé et le présent 3. Trois questions à te poser 4. Valorise ton énergie vitale 5. Ton point de basculement   Abonne-toi pour soutenir mon travail et obtenir un épisode supplémentaire chaque mois : https://podcasters.spotify.com/pod/show/financesfondamentales/subscribe   Je t'invite aussi à suivre la page Facebook « Finances Fondamentales - éducation et investissement » pour avoir accès à l'image synthèse de l'épisode et pour me poser tes questions. Page Facebook : ⁠⁠⁠⁠https://www.facebook.com/profile.php?id=100088196588852⁠⁠⁠⁠  Tu pourras également y consulter l'analyse fondamentale des compagnies de la semaine.   Page Instagram du podcast : https://www.instagram.com/finances.fondamentales/?hl=fr   Pour rejoindre Xavier de ZeroFraisDeGestion : Site web - ZeroFraisDeGestion Instagram Facebook   Chaque matin, le balado InfoBref résume l'actualité en 5 minutes: https://spoti.fi/3SiIdme L'infolettre qui donne l'essentiel des nouvelles en 5 minutes: https://infobref.com/ff   Gmail: ⁠⁠⁠⁠Financesfondamentales@gmail.com⁠⁠⁠⁠   Clause de non-responsabilité Investir comporte des risques de perte. Ce podcast est uniquement à des fins d'information et ne doit pas être considéré comme un conseil en investissement personnalisé ou être utilisé pour prendre des décisions d'investissement. L'animateur du podcast peut détenir des positions dans les titres discutés. L'animateur du podcast reçoit des paiements de diverses entités pour des publicités. L'inclusion de telles publicités ne constitue ni n'implique une approbation, un parrainage ou une recommandation de ceux-ci, ou toute affiliation avec ceux-ci. Les investissements dans des titres comportent des risques de perte. Toute mention d'un titre particulier et des données de performance associées ne constitue pas une recommandation d'acheter ou de vendre ce titre. Les informations fournies sur le podcast ne sont pas destinées à un investisseur ou à une catégorie d'investisseurs spécifiques et sont fournies uniquement à titre d'information générale. Évidemment, rien sur ce podcast ne doit être considéré comme un conseil financier personnalisé ou une sollicitation d'achat ou de vente de titres. Pour tout conseil spécifique, veuillez consulter un professionnel. L'animateur du podcast ne peut être tenu responsable de vos décisions financières.

In this episode: surpriseFI, minimalism, frugality, emotional and psychological aspects of FI, and alternative lifestyles. We often get a lot of great ideas and questions from the FI community, and what better way to answer some as well as inspire than bring in one of our own to discuss their journey! In this special Friday episode, Ginger is joined by member of the FI community, Kim, to discuss how she found herself on her “surpriseFI” journey. Together, the pair talks about balancing frugality and minimalism, the importance of designing the life you want, as well as share some resources and recommendations that helped her on her journey!

Jim talks with Malcolm and Simone Collins about declining worldwide fertility rates and pronatalism. They discuss when fertility started declining, the pre-World-War-I fertility catastrophe, the countries entering fertility freefall, a population-based pyramid scheme, different cultural frameworks' resistances to fertility collapse, the urban monoculture, the rise of an anti-natalist mindset, preparing for a consistent economic decline, the UN's misleading statistic, the debt overhang, whether the downsides are overstated, why this is not a wealthy person problem, guillotines, how the urban monoculture affects the gene pool, equality vs removal of in-the-moment pain, oversensitivity to negative stimuli, causes of the current fertility collapse, declining sperm rates, endocrine disruptors, decrease in sex drive among gen alpha, forgetting of ancestral traditions, tradwives, raising kids as if they were retired billionaires, sumptuary laws as solutions to multipolar traps, fixing cultural norms over fixing real estate prices, valorizing austerity, the correlation between fertility crashes & embracing the Enlightenment, responses to the temptation of infinite pleasure whenever you want it, building pro-natalism as a cohesive movement, the religion of Techno-Puritanism, the Future Police Holiday, becoming gods through intergenerational martyrdom, taking the anti-mystic route, a positive correlation between consequentialism & fertility rates, cultivars, mystery cults vs theological evolution, and much more. Episode Transcript The Pragmatist's Guides to Life Based Camp (Podcast) JRS EP 213 - Robin Hanson on Declining Fertility Rates Pronatalist.org The Infant Development and Environment Study (TIDES) "Reclaiming Our Cognitive Sovereignty," by Jim Rutt Your Money or Your Life, by Joe Dominguez and Vicki Robin JRS EP 143 - John Vervaeke Part 1: Awakening from the Meaning Crisis The Rise of Christianity, by Rodney Stark Malcolm and Simone Collins are international pronatalist advocates and authors. They are co-writers of The Pragmatist's Guides to Life, a series on relationships, sexuality, governance, and crafting religion. They also co-host a podcast, Based Camp. Their core area of focus is on cultural evolution and predicting the future. Publicly they are generally known as "the elite couple breeding to save mankind."

Vicki Robin is a prolific social innovator, writer, and speaker. She is the co-author with Joe Dominguez of the international best-seller and classic, Your Money or Your Life: Transforming Your Relationship With Money and Achieving Financial Independence, and author of Blessing the Hands That Feed Us: Lessons from a 10-Mile Diet. She is the co-founder of Conversation Cafes and of the 10-Day Local Food Challenge, and hosts the podcast/YouTube interview series, What Could Possibly Go Right?, inviting cultural scouts to shine a light on what's emerging as the pandemic, climate, the economy, and polarization unravel the old normal. Currently, she blogs on aging on her Coming of Aging Substack.In this episode, I talk with Vicki Robin, a renowned social innovator, writer, and speaker. Vicki discusses her journey with frugality, consciousness in spending, and applying the concept of “enoughness” to financial independence. We explore Vicki's life experiences, from growing up in Long Island to her time in various roles, including her innovative efforts in promoting sustainable living. Vicki shares her insights on the current economic system, the importance of sufficiency over constant growth, and the evolving cultural awareness surrounding financial independence. We also discuss Vicki's reflections on aging, sustainability, and her efforts to adapt her home to address affordable housing challenges.In this episode:(00:00) - Intro(01:01) - Meet Vicki Robin(02:12) - Vicki's early life and lessons on money(04:29) - The journey to writing Your Money or Your Life(09:20) - Cultural shifts and financial independence(15:32) - Reflections on social change and aging(23:52) - Embracing serenity and acceptance(26:44) - Resilience and adaptation in times of collapse(28:43) - Affordable housing solutions(33:50) - Rethinking retirement and work(38:42) - Personal reflections and impact of travelGet full show notes and links at https://mindful.money. Watch the episode on YouTube: https://www.youtube.com/@MindfulMoney. This podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy

Ever feel like you're working harder but not getting ahead? You're not alone. Today, we're diving into a game-changing calculation that could revolutionize how you think about your job and your time.  In this episode, we uncover: The shocking truth about your "real" hourly wage (spoiler: it's probably WAY lower than you think) How a 10-minute exercise could save you thousands of dollars and countless hours The secret expenses that are quietly eating away at your paycheck Why that "golden handcuffs" job might not be as valuable as you think  We break down the revolutionary ideas from "Your Money or Your Life" by Vicki Robin and Joe Dominguez, showing you how to apply them in today's world. Whether you're dreaming of early retirement, considering staying home with the kids, or just want to make smarter career moves, this episode is your roadmap to financial clarity.  

In this episode: Mindfulness, Financial Independence, Painting Murals, Aligning Money with Values, Living in Integrity with FinancesEpisode SummaryIn this episode, Adam interviews Morgan Bricca, a professional mural artist, about her journey to financial independence and how she aligns her money with her values. Morgan shares her story of saving and investing early in life, and how her passion for painting murals led to a successful career. She emphasizes the importance of living in integrity with your finances and finding joy in the present while working towards financial independence.Guest Morgan Bricca• Website: morganmurals.comGuest BioMorgan Bricca is a renowned mural artist who has created beautiful murals, including the one at the Google Community Space in San Francisco. With a background in financial independence and a passion for mindfulness, Morgan combines her artistic talent with her knowledge of personal finance to inspire and empower others.Resources & Books Mentioned• "Your Money or Your Life" by Vicki Robin and Joe Dominguez• "The Millionaire Mind" by T. Harv EkerKey TakeawaysFinancial independence is not just about retiring early, but also about aligning your money with your values and finding joy in the present.Living in integrity with your finances means being intentional about how you spend your money and aligning it with your values.Setting percentage goals can help you allocate your money wisely and prioritize what matters most to you.Donating a portion of your income can bring a sense of purpose and fulfillment to your financial journey.Mindfulness plays a crucial role in finding joy and abundance in the present moment, even while working towards financial independence.Balancing frugality with enjoying life is a personal journey, and it's important to find the right balance that aligns with your values and brings you happiness.Whenever you are ready, here are 2 ways I can help you: 1. Download my free One-Page Envisioning Exercise to think BIGGER about your life and what's possible for you.2. If you're at or nearing FI, but feel stuck and unable to move forward to your next chapter, let's chat. My 8-week small group coaching program started May 17th. The first group is SOLD OUT but you can JOIN THE WAITLIST. By the end of the 8 week small group program, you will: Have a clear and exciting vision for the next chapter of your life Be able to point to specific and tangible ways you're already living that vision If you're ready to finally start living the next chapter of your life, let's chat. Book a no-pressure curiosity call

Vicki Robin has been breaking ground throughout her career—now she's challenging how we think about aging with her Coming of Aging writings. We talk about the possibilities and paradoxes of aging. She challenged the stories of our times in 1992 with her seminal book written with Joe Dominguez, Your Money or Your Life, a book that challenged our obsessions with acquiring things rather than creating the time we need to live a rich life. She challenged us again with her book about eating locally with her book Blessing the Hands that Feed Us; Lessons from a 10-mile diet. She's a true social innovator, and has been active supporting her community on Whidbey Island, Washington.  

Bill Perkins showed up at the New York Mercantile Exchange every day until he got a job as an assistant peon. He started with a salary below $16,000 per year and drove a limo in the evenings to make ends meet. Yet, he dedicated his nights to reading books on trading, the oil market, and options. Through unwavering determination, he became a millionaire by 30. Today, he is one of the world's most successful hedge fund managers and entrepreneurs. In this episode, Bill shares his wisdom about making money and how to spend it. He also explains why your goal should be to die with zero dollars in the bank instead of as a millionaire. Bill Perkins is a hedge fund manager, film producer, and high-stakes poker player. He trained on Wall Street before finding success as an energy trader in Houston, TX. He's the author of Die With Zero, which advocates prioritizing experiences over wealth accumulation for retirement. In this episode, Hala and Bill will discuss: - Bill's foray into finance - His advice for aspiring millionaires - What commodities hedge funds do - His approach to taking calculated risks - Why he prioritizes experiences over possessions - Money as a tool to drive fulfillment  - The balance between work and play  - The pitfalls of saving yourself out of a life - The peak utility of your money - The fear of dying broke vs. not living life to the fullest - Planning for optimal fulfillment with time bucketing - And other topics… Bill Perkins is a hedge fund manager, film producer, author, and high-stakes poker player. After studying engineering, he trained on Wall Street and later moved to Houston, TX, where he made a fortune as an energy trader. During the 2007-2008 financial crisis, he profited $1.25 million in one week trading Goldman Sachs stock. His fund saw gains of over 100% in 2021 and 208% in 2022 by betting on rising natural gas prices ahead of Russia's invasion of Ukraine. His book, Die With Zero, advocates prioritizing memorable experiences over wealth accumulation. Bill views his career as an engine for personal growth and spends his time exploring the world, savoring his relationships, and taking in all that life has to offer.  Resources Mentioned: Bill's Website: https://www.diewithzerobook.com/welcome  Bill's LinkedIn: https://www.linkedin.com/in/bill-perkins-dwz/   Bill's Twitter: https://twitter.com/bp22   Bill's Instagram: https://www.instagram.com/billperkins/  Bill's Facebook: https://www.facebook.com/diewithzero/  Bill's Book, Die with Zero: Getting All You Can from Your Money and Your Life: https://www.amazon.com/Die-Zero-Getting-Your-Money/dp/0358099765   Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence by Vicki Robin and Joe Dominguez: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766  LinkedIn Secrets Masterclass, Have Job Security For Life: Use code ‘podcast' for 30% off at yapmedia.io/course.    Sponsored By: Shopify - Sign up for a one-dollar-per-month trial period at youngandprofiting.co/shopify Indeed - Get a $75 job credit at indeed.com/profiting. Rakuten - Get 15% Cash Back during Rakuten's Big Give Week from May 6th to May 13th, and join for free to score an extra 10% boost at rakuten.com! Yahoo Finance - For comprehensive financial news and analysis, visit YahooFinance.com Kajabi - Get a free 30-day trial to start your business at Kajabi.com/PROFITING. LinkedIn Marketing Solutions - Get a $100 credit on your next campaign at LinkedIn.com/YAP.    More About Young and Profiting Download Transcripts - youngandprofiting.com Get Sponsorship Deals - youngandprofiting.com/sponsorships Leave a Review - ratethispodcast.com/yap Watch Videos - youtube.com/c/YoungandProfiting   Follow Hala Taha LinkedIn - linkedin.com/in/htaha/ Instagram - instagram.com/yapwithhala/ TikTok - tiktok.com/@yapwithhala Twitter - twitter.com/yapwithhala   Learn more about YAP Media's Services - yapmedia.io/

In this episode, I dig into the FIRE movement. Unless you live under a rock you likely know what FIRE is. FIRE stands for Financial Independence, Retire Early. It's a movement that started back in 1992 when authors Vicki Robin and Joe Dominguez used the term in their book, Your Money or Your Life. Their book asks readers to question how they think about their money and their values. I dig into the massive boom of FIRE writers, blogs, and resources. What FIRE gets right. What FIRE misses. What's happening to impact the idea of FIRE. Why bitcoin helps solve for the FIRE errors. Our Sponsors GuardianVets (be sure if you reach out to mention us for 50% off your first month) OfferFirst (use code "VSP" for 20% off) Shepherd Veterinary Software Granite Peak Associates

We delve into the world of Financial Independence (FI) with a pioneer -- Vicki Robin, the co-author of Your Money or Your Life. In the 1970s, Vicki Robin and Joe Dominguez, from vastly different backgrounds, came together over a shared vision: FI as a life philosophy, not just a savings strategy. Their book, "Your Money or Your Life," which sold more than one million copies, outlined a three-dimensional approach to FI: Financial Intelligence: Thinking clearly and objectively about money. Financial Integrity: Aligning your spending and earning with your values. Financial Independence: Breaking free from paycheck dependence and limiting beliefs about money. In this podcast episode, Vicki will discuss a new dimension she's added: Financial Interdependence: Recognizing the importance of giving and receiving within our communities and the world. Vicki and I discuss how to move beyond "just the money" during the quest for financial freedom. This episode originally aired in 2018. We're sharing this as part of GREATEST HITS WEEK, a 5-day series in which we're sharing 5 episodes, across 5 days, that we produced during the earliest years of the Afford Anything podcast. You may have missed it then; enjoy it now. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Profit First by Mike Michalowicz tackles a common blindspot in businesses: financial clarity with a focus on making profit a priority from day one. By allocating funds for profit upfront, businesses ensure financial stability and sustainable growth, debunking the myth that profit is a dirty word. Bri introduces the five foundational accounts recommended by the book: income, profit, owner's pay, taxes, and operating expenses. These accounts provide a clear framework for financial management, empowering entrepreneurs to thrive without compromising profitability.Join Dr. Jay and Bri as they unravel the secrets to building a successful business while keeping profit at the forefront. Join next month for a review of Your Money or Your Life by Vicki Robin & Joe Dominguez.Resources:+ Profit First by Mike Michalowicz+ Your Money or Your Life by Vicki Robin & Joe Dominguez​​The Childfree Wealth Podcast, hosted by Bri Conn and Dr. Jay Zigmont, CFP®, is a financial and lifestyle podcast that explores the unique perspectives and concerns of childfree individuals and couples.Like the show? Leave us a rating & review. If you want to join the conversation, email us at podcast@childfreewealth.com, follow Childfree Wealth® on social media, or visit our website www.childfreewealth.com!Stay up to date with Childfree Wealth® by signing up for our newsletter here! Want to meet with a Childfree Wealth Specialist®? Schedule a consultation call here!Instagram | Facebook | LinkedInDisclaimer: This podcast is for educational & entertainment purposes. Please consult your advisor before implementing any ideas heard on this podcast.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3086: Angel Chernoff of MarcAndAngel.com offers transformative advice in "4 Ways to LIVE Today, and Not Merely Exist," urging readers to embrace the present, author their own journeys, practice their beliefs, and courageously venture into the unknown. This insightful piece encourages personal growth, action over contemplation, and the precious utilization of time to foster happiness and success. Read along with the original article(s) here: https://www.marcandangel.com/2014/02/26/4-ways-to-live-today-and-not-merely-exist/ Quotes to ponder: "Your ability to grow to your highest potential is directly related to your willingness to act in the face of imperfection." Episode references: Books by Marc & Angel: https://www.marcandangel.com/book/ Your Money or Your Life by Vicki Robin and Joe Dominguez: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3086: Angel Chernoff of MarcAndAngel.com offers transformative advice in "4 Ways to LIVE Today, and Not Merely Exist," urging readers to embrace the present, author their own journeys, practice their beliefs, and courageously venture into the unknown. This insightful piece encourages personal growth, action over contemplation, and the precious utilization of time to foster happiness and success. Read along with the original article(s) here: https://www.marcandangel.com/2014/02/26/4-ways-to-live-today-and-not-merely-exist/ Quotes to ponder: "Your ability to grow to your highest potential is directly related to your willingness to act in the face of imperfection." Episode references: Books by Marc & Angel: https://www.marcandangel.com/book/ Your Money or Your Life by Vicki Robin and Joe Dominguez: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3086: Angel Chernoff of MarcAndAngel.com offers transformative advice in "4 Ways to LIVE Today, and Not Merely Exist," urging readers to embrace the present, author their own journeys, practice their beliefs, and courageously venture into the unknown. This insightful piece encourages personal growth, action over contemplation, and the precious utilization of time to foster happiness and success. Read along with the original article(s) here: https://www.marcandangel.com/2014/02/26/4-ways-to-live-today-and-not-merely-exist/ Quotes to ponder: "Your ability to grow to your highest potential is directly related to your willingness to act in the face of imperfection." Episode references: Books by Marc & Angel: https://www.marcandangel.com/book/ Your Money or Your Life by Vicki Robin and Joe Dominguez: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766 Learn more about your ad choices. Visit megaphone.fm/adchoices

How do you grow your wealth, meet your money goals AND buy whatever you want?Meet your Inner Savvy Spender! A “Savvy Spender” is someone who intentionally embodies consciousness with strategic planning when it comes to their finances. The savvy spender knows that spending money is not bad, and never subscribes to quick no-spend fixes as tactics involving repression of spending will also repress our growth. The Savvy Spender strives to strike a balance between spending and saving, as they understand that both over-saving and overspending can create negative implications on their life. This is a definition taken from my upcoming workshop, Become a Savvy Spender which is happening next week on Jan 8, 2024. Anyone can force themselves to restrict their spending, but just like going on a hardcore diet, you will find yourself crashing. Hardcore saving is not a long-term solution. Learning how to embody savvy spending will naturally make you a better saver. In this episode, I share the detailed steps of my process that helped me save a lot of money while also allowing me to enjoy life. We will also go into our subconscious spending personalities, and talk about the one thing that can create quantum leaps with wealth and abundance!Here are some journaling prompts to go along with it:1- Reflect on your spending habits without judgment. Have you ever had moments where you felt like you just couldn't help but spend money?2- If you answered yes, describe these instances and try to understand the emotions or triggers behind them. How did you feel before, during, and after making those purchases?3- Consider the various phases you've experienced in life. Have there been moments when spending was essential for personal growth, like investing in education, starting a business, or making a major life shift? Share these stages and how spending matched your goals during such times.Mentioned in this episode:Join How to Become A Savvy Spender on January 8 at 1:30 pm PST. The recording will be available if you can't attend live.  Click here to join.Join my 6-month Money Healing Adventure, Create Fulfilling Abundance. Learn more here.The concept of money as life energy came to me from the book Your Money or Your Life, by Vicki Robin and Joe Dominguez.If this podcast is a helpful resource for you, please share it with your friends, on social media, and leave a 5-star rating and review.Create Fulfilling Abundance is now open for 2024 enrolment! ~Learn more and apply to join CFA here!Join us for our monthly Money Healing Workshops: Click here to learn more and join!

每天早晨8:30 讓我們一起解讀財經時事 參加財經皓角會員 : https://yutinghao.finance 主持人：游庭皓（經濟日報專欄作家、小一輩財經人話翻譯機） 音頻收聽請在Podcast或Soundcloud搜尋『游庭皓的財經皓角』 Telegram: https://t.me/yu_finance 我的粉絲專頁:https://reurl.cc/n563rd 網站參加會員手冊 https://reurl.cc/WG7vd7 歡迎來信給小編幫您處理 jackieyutw@gmail.com """"" 打賞網址 ：https://p.ecpay.com.tw/B83478D """"" 書名：跟錢好好相處 作者： 薇琪．魯賓, 喬．杜明桂 原文作者： Vicki Robin , Joe Dominguez 譯者： 王之杰 出版社：商業周刊 出版日期：2023/08/03 https://reurl.cc/DoYlNO (YT抽書的朋友要公開訂閱我們財經皓角頻道唷♥️) (FB抽書的朋友要公開分享直播影片+您想要抽書留言♥️) 《早晨財經速解讀》是游庭皓的個人知識節目，針對財經時事做最新解讀，開播於2019年7月15日，每日開盤前半小時準時直播。議題從總體經濟、產業動態到投資哲學，信息量飽滿，為你顛覆直覺，清理投資誤區，用更寬廣的角度帶你一窺投資的奧秘。 免責聲明：《游庭皓的財經皓角》頻道為學習型頻道，僅用於教育與娛樂目的，無任何證券之買賣建議。任何形式的投資皆涉及風險，投資者需進行自己的研究，持盈保泰。

Nuclear power has had a controversial history. Today, however, it is often considered an essential energy source for a lower carbon future. In a continuation of our NOW series on the energy transition, Erika Pagel sits down with Joe Dominguez, CEO of Constellation, the leading operator of nuclear power plants in the US. Joe and Erika discuss progress in shifting to a lower carbon economy, where nuclear fits in, promising innovations, and what it will take to get to net zero by 2050. ---The views and opinions expressed in this podcast are those of the speaker(s) and do not necessarily reflect those of Brown Advisory. These views are not intended to be and should not be relied upon as investment advice and are not intended to be a forecast of future events or a guarantee of future results. The information provided in this podcast is not intended to be and should not be considered a recommendation or suggestion to engage in or refrain from a particular course of action or to make or hold a particular investment or pursue a particular investment strategy, including whether or not to buy, sell, or hold any of the securities mentioned. It should not be assumed that investments in such securities have been or will be profitable. There is a risk that some or all of the capital invested in any such securities may be lost. This piece is intended solely for our clients and prospective clients, is for informational purposes only, and is not individually tailored for or directed to any particular client or prospective client.ESG considerations are one of multiple informational inputs into the investment process, alongside data on traditional financial factors, and so are not the sole driver of decision-making. ESG analysis may not be performed for every holding in every strategy. ESG considerations that are material will vary by investment style, sector/industry, market trends and client objectives. Certain strategies seek to identify issuers that they believe may have desirable ESG outcomes, but investors may differ in their views of what constitutes positive or negative ESG outcomes. As a result, certain strategies may invest in issuers that do not reflect the beliefs and values of any particular investor. Certain strategies may also invest in companies that would otherwise be screened out of other ESG oriented portfolios. Security selection will be impacted by the combined focus on ESG assessments and forecasts of return and risk.

In this episode: designing your life, real estate investing, pain points, working backward, and finding your sweet spot. This week we are rejoined by friend of the podcast Chad Carson to discuss his new book "The Small and Mighty Real Estate Investor: How to Reach Financial Freedom with Fewer Rental Properties," as well as cover some strategies he's picked up during his real estate investing journey. While investing in real estate can be a full time job, for many listeners it can also be seen as a way to generate additional income. Although getting started can seem a little daunting, Chad offers excellent insights on how to confidently begin real estate investing and stay motivated towards having your investments align with your personal goals and desired life! Chad Carson: Get 10% off Chad's book coming out on July 20th, "The Small and Mighty Real Estate Investor: How to Reach Financial Freedom with Fewer Rental Properties," with the promo-code "choosefi" Timestamps: 1:02 - Introduction 4:34 - Designing Your Life 14:36 - Walkability and Location 23:39 - Buying Around Pain Points 28:08 - Working Backwards for Solutions 34:55 - Transition From Buying to Paying Off 43:52 - Working In Your Sweet Spot 52:02 - What You Can't Outsource 57:10 - Conclusion Resources Mentioned In Today's Episode: "The 4-Hour Workweek: Escape 9-5, Live Anywhere, and Join the New Rich" By Timothy Ferriss Strong Towns Of Dollars and Data "Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence" by Vicki Robin, Joe Dominguez, and Mr. Money Moustache Subscribe to The FI Weekly! More Helpful Links and Resources: Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Keep learning or start a new side hustle with one of our educational courses Commission-Free Investing with M1 Finance  

On this episode of Great Points, Matt and Brandon discuss some books they've recently read that you can take to the beach or wherever you do your reading.  They discuss a couple lighter options, and also a few for those who want to go deeper on their financial learning.  "Psychology of Money" by Morgan Housel"Your Money and Your Brain" by Jason Zweig"Your Money or Your Life" by Vicky Robin and Joe Dominguez"Financial Intelligence" by Doug Lennick"Think and Grow Rich" by Napoleon Hill

Have you heard about the FIRE movement? It's an acronym for Financial Independence Retire Early. While many people interpret it literally, there's more to this movement than meets the eye. In this episode, we delve into what FIRE truly means, dispel some common misconceptions, and explore the different aspects of achieving financial independence (or FI) and retiring early. Contrary to popular belief, the FIRE movement is not a cult or a race to become a millionaire overnight. FIRE is also not about living close to the poverty line so that you can save every penny possible – in the process depriving your family of positive life experiences such as holidays. FIRE is about gaining control over your financial life and having the freedom to choose how you spend your time without worrying about money. Many attribute the beginnings of the FIRE movement to Vicki Robin and Joe Dominguez's 1992 book, ‘Your Money or Your Life'. This episode breaks down FIRE into its key components: financial independence, retiring ‘early', and what retirement means in this context. Read more and comment on LinkedIn: https://www.linkedin.com/pulse/whats-fire-movement-ultimate-guide-financial-retire-heather Ask me a question: https://www.katsonga.com/coach.html Support the podcast: In $: https://www.buymeacoffee.com/TheMoneySpot In £: https://www.patreon.com/TheMoneySpot Your way: https://www.paypal.me/katsonga

In this episode: money against mindset, fear setting, FI events, gap years, slow travel, and living intentionally. Everyone's relationship with money is different, just as everyones path to FI looks different, but how do you unlearn behaviors that could be holding you back? This week we are joined by Amy Minkley to discuss how finding FI changed her life while abroad, as well as the the importance of unlearning and breaking free of internalized stress when it comes to money. A large part of the FI journey is implementing new habits and the lessons you pick up along the way. However, an even larger and sometimes harder part of this journey requires you to be introspective and take an honest look at your relationship with money. While you can't go back and change the past, the beauty of FI is that you learn to make changes to ensure the future you want! No matter what your background, the path to FI is one that benefits everyone, because it not only gives you control of your life, but allows for independence to create the future you desire. So while it may feel comfortable to approach this journey by thinking of all the ways things can go wrong, remember to think of all the ways things can go right!  Amy Minkley: Website: fifreedomretreats.com Mailing List: Get In Touch With Amy Here! Timestamps: 1:01 - Introduction 4:29 - How Amy Found FI 8:47 - Money Against Mindset 16:24 - Making The Tough But Right Choices For You 22:18 - International Teaching 27:43 - Fear Setting 36:20 - Living Intentionally 42:25 - FI Events 46:56 - Gap Years And Slow Travel 52:19 - Conclusion Resources Mentioned In Today's Episode: EconoME Conference CampFI Exploring International Teaching Opportunities | Scott & Rob | ChooseFI Ep. 109 "Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence" by Vicki Robin, Joe Dominguez, and Mr Money Mustache The Milestones Of FI | ChooseFI Ep. 32 Camp Mustache Subscribe to The FI Weekly! More Helpful Links and Resources: Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Keep learning or start a new side hustle with one of our educational courses Commission-Free Investing with M1 Finance

Welcome to the second episode of the Win-Win podcast! In this episode, I sit down with the incredible Bill Perkins to discuss the ups and downs of trading and Wall Street, crazy prop betting, power dynamics, poker, and how to optimize your life and money for maximum fun and fulfillment. Here's a bit more about Bill… Bill Perkins is Founder and Head Trader for Skylar Capital. He has more than two decades of experience in the energy trading industry. Bill is also the founder and president of Small Ventures USA, LP, a private equity and venture capital firm based in Houston, Texas, and founded in 1997. He is also the President and Founder of SkyFi, a democratizing satellite technology, data and access company removing barriers to capturing satellite images. He released his first book in 2020 titled “Die with Zero” which gives strategic advice on how to live your best life no matter your income.   CHAPTERS: 00:00 Introduction 01:36 Formative Games 06:23 Societal Programming 13:26 Power Dynamics between Men and Women 20:45 Texas Culture vs New York Competitive Culture 32:37 Market Trading 45:31 Market Manipulation and Meme Stocks 51:30 Bank Bailouts 59.33 Poker 01:10:41 Balancing Life and Competitiveness 01:16:49 Victim Stories & Accountability 01:29:56 Prop Bets & Mental Blocks 01:41:35 Die With Zero 01:54:29 Living Win-Win   RELEVANT LINKS: Die with Zero by Bill Perkins  Your Money or Your Life by Joe Dominguez and Vicki Robin Choice Emotional Intelligence Class   CREDITS: Hosted by: Liv Boeree Produced & Edited by: Raymond Wei Audio Mix by: Keir Schmidt

Patrick Donley sits down with Dave from Side Hustle Houses on real estate Twitter, to talk about his journey to early retirement through building out his real estate portfolio. Learn the steps Dave has taken to grow his portfolio from an initial house hack to five rentals on an educator's salary, and more. IN THIS EPISODE, YOU'LL LEARN: 00:00 - Intro02:10 - How Dave first got turned on to the concept of financial independence.07:52 - What resources he turned toward to learn about investing and real estate.12:50 - How he got his start with a house hacking investment.17:59 - How he has built his portfolio on an educator's salary.19:08 - How he is self-managing the properties and his philosophy of being a great landlord.42:48 - What the impact Twitter has played on his growth and learning.44:26 - What his ultimate goals are for his portfolio and what he needs to retire.49:55 - What his five golden value boosters he does to any property.01:03:36 - How he is planning to spend his time once he hits FI.And much, much more!*Disclaimer: Slight timestamp discrepancies may occur due to podcast platform differences. BOOKS AND RESOURCESRobert's book The Everything Guide to House Hacking.Your Money or Your Life by Vicki Robin and Joe Dominguez.Losing My Virginity by Richard Branson.Rich Dad Poor Dad by Robert Kiyosaki.Richer, Wiser, Happier by William Green. NEW TO THE SHOW?Check out our Real Estate 101 Starter Packs.Browse through all our episodes (complete with transcripts) here.Try our tool for picking stock winners and managing our portfolios: TIP Finance Tool.Enjoy exclusive perks from our favorite Apps and Services.Stay up-to-date on financial markets and investing strategies through our daily newsletter, We Study Markets.Keep up with the latest news and strategies on real estate investing with the best real estate podcasts.P.S The Investor's Podcast Network is excited to launch a subreddit devoted to our fans in discussing financial markets, stock picks, questions for our hosts, and much more! Join our subreddit r/TheInvestorsPodcast today!SPONSORSGet a FREE audiobook from Audible.Talk to your clients about Desjardins Responsible Investment today and support what's right for society and what's good for business.Let an expert do your taxes from start to finish so you can relax with TurboTax.Get the professional support you need to prepare for your future career with UBC Sauder School of Business.Universal life insurance can offer protection and long-term tax-advantaged savings for your future goals & milestones. Get a universal life policy today through a simple, easy, and 100% digital purchase journey with Everly.Set, track, and manage your financial goals as your life evolves with Scotia Smart Investor.Support our free podcast by supporting our sponsors.Connect with Patrick (@jpatrickdonley): TwitterConnect with Dave: TwitterSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

You probably think you know how much you earn per hour, but almost everyone is wrong. In this episode, we are walking through a simple exercise that'll show you what your REAL hourly wage is and I'll bet it is nowhere close to what you think it is. Armed with this info, you might just find that it'd be cheaper to stay home with the kids than it is to send them to daycare, or maybe you can retire sooner than you thought, or any number of other things. This was originally recorded as a video so you might find it more helpful to watch the video here: https://youtu.be/Votlrg_fcSU Links Mentioned: Your Money or Your Life by Joe Dominguez and Vicki Robin - https://amzn.to/3WmjFeh How to save money on car depreciation - seedtime.com/save-money-on-car-depreciation/ These are a few of the topics we cover: How much time do you spend "working" without pay, outside of working hours? How much does it cost you to work (i.e. your car, gasoline expenses, wardrobe, etc.)? Are there expenses that you are paying others to do, that if you had more time, you would perform yourself? Are there foods you buy because you are too tired to cook dinner? Do you have escape entertainment or vacations you take part in that you wouldn't if you didn't have a stressful job? Are there childcare expenses that could be avoided without your job? What are the benefits and perks of staying at your job? Where is God leading you when it comes to where to work?   You can watch the recording of this episode on our SeedTime Money Podcast YouTube channel

The world is suffering due to a collective feeling of scarcity, which leads to greed, mindless consumption, exploitation of humans and resources, which creates a system where profit comes first and foremost, and as a result of this, we are hurting. And our lack of fulfillment is creating an insatiable need to fill a void which creates Our financial behaviors are driven by a need to fill the void. Driven by fear and scarcity… This episode is dedicated to all you rebels, soul seekers and creatives who want to make a difference and a contribution to the world!This is for you if:You are tired of thinking about money from a financial context only and agree that a radical transformation is required. You know that a budget won't solve the world's problems with scarcity, greed and the perpetuation of fear. You are a spiritual and a creative who is ready to shake things up and make waves to amplify your impact.You are ready to be part of the change. In this episode, you will see:Why light workers, healers, artists, creatives and people driven by our Life's Purpose, healing our relationship with money can become an act of rebellionHow money can become your healer and spiritual teacher.How understanding the energetics and mechanics of money can fuel your creativity rather than be the obstacle in your way.How healing our money wounds is actually about our authentic and empowered self expression, which goes far beyond financial gains and building wealth!References:Your Money or Your Life- Vicki Robins and Joe Dominguez- 2018 edition. Jay Shetty's episode on money: 3 Daily Practices of Succesful People and 2 Ways to Improve Your Relationship with MoneyIf this podcast is a helpful resource for you, please share it with your friends, on social media, and leave a 5-star rating and review.Create Fulfilling Abundance is now open for 2024 enrolment! ~Learn more and apply to join CFA here!Join us for our monthly Money Healing Workshops: Click here to learn more and join!

It's time to become more intentional about managing your finances. Tune in to find out more.   Episode Introduction:  In this week's episode of Law Chat with Girija, our guest Katie Scott joins us to talk about tons of practical tips to manage our money more efficiently. She talks about tangible methods as well as mindset shifts that would help us improve our relationship with money.   Episode Summary:  Katie Scott walks us through her journey from being a mainstream accountant to pivoting into her current role of being a money management advocate. She shares golden nuggets about financial wellness that she's curated over the years and leaves us with multiple tips to help us do better with our own money.   Main Takeaways: Proactive Money Management refers to understanding and managing your finances before they land on the profit-and-loss statement. How to determine where your money is spent: Make a plan for each dollar that you currently have. Organize your money into separate buckets as suggested by the Profit First Model. Track your money and understand your spending patterns. Creating sub-categories within your bank account can help you stay organized with tracking your expenses. When sorting through your finances, remember to stick to the “why” behind it. Looking at the bigger picture will help you deal with your money more efficiently. Practical tips to be better with your money: Check your balance regularly. Be mindful while making spending decisions. Come up with a money management system that works for you.   Fun Facts About Katie Scott: She's currently watching A Handmaid's Tale.   Resources:    Free CFO Starter Kit: https://cfokit.morewithmoney.com/ YNAB: https://ynab.com/ Profit First by Mike Michalowicz. Your Money or Your Life by Vicki Robin, Joe Dominguez, and Mr. Money Mustache.   Find Katie Scott: Website: https://morewithmoney.com/ Instagram: https://www.instagram.com/katie.morewithmoney/ Get the visual experience, watch the videocast for the episode here: https://youtu.be/LjkQCtFVgug   Connect With Girija: Website: https://www.gbplaw.com/ Instagram: https://www.instagram.com/gbplaw/ Facebook: https://www.facebook.com/GBPLaw/   Help us mentor other entrepreneurs through the power of storytelling by rating us and leaving a positive review on Apple Podcast: https://podcasts.apple.com/us/podcast/law-chat-with-girija/id1528580730   Get the FREE Five Day Legal Audit: https://yourcontractbuddy.com/5-day-free-legal-audit-challenge/   Join Law Chat for Entrepreneurs Free Facebook Community: ​​https://www.facebook.com/groups/lawchat   Get Ready To Use Contract Templates At: https://yourcontractbuddy.com/   Tags: EP 116. Money Management & Budgeting Tips to Improve Your Business' Financial Health with Katie Scott, Rules to Improve Your Financial Health, Tips to improve your financial health, Money Management Tips to Improve Your Finances, Tips for Managing Small Business Finances, Personal budgeting strategies to improve your financial health, Ways to Improve Your Financial Health, More with Money, How To Manage Your Money, how I manage my money, Money management in your 20s, GBP Law

Hi y'all! Welcome back to another episode of the podcast. I am so thrilled and grateful to be here and to have you here. In today's episode, I reflect on a few more money-related questions in "Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence" by Vicki Robin and Joe Dominguez. These questions reflect on topics such as how much money we need to be happy, motivations to save, and comparing earnings between oneself and others. I had a great time thinking through these questions and answering them in this episode. I hope you enjoy listening. Don't forget to subscribe, rate, and share. Thank you. You can follow the podcast on Instagram at @wyp_podcast and my personal instagram at @__debbajayi. I am also now on TikTok @__debbajayi. I will be thrilled to chat with you! :) You can also find me on YouTube at Deborah Ajayi (if you'd like to put a face to the voice) https://www.youtube.com/channel/UCR3zLPQjbv3gTcAyhOMUzYg.

Dr. Kevin Mailo welcomes Dr. Nour Khatib, emergency physician and speaker, to the show to talk about her journey through finance and medicine. Dr. Khatib explains why he introduces her as a “Med School dropout” and shares how both her career backgrounds are valuable to her.Dr. Nour Khatib divulges that in her first year of medicine at McGill she experienced burnout and spoke to administration who gave her a year off. During that year she enrolled in business school and ended up with a financial job at Pratt and Whitney. However, she returned to McGill several years later despite enjoying her financial job and she explains why to Dr. Mailo.In this episode, Dr. Kevin Mailo and guest Dr. Nour Khatib discuss why learning something other than medicine can be a very powerful personal growth experience, the importance of the advice to “pay yourself first”, and why self care and personal wellness are such key components of a successful career as a physician, alongside financial literacy. Dr Khatib's story and advice very much align with Dr. Wing Lam's CBE (Continuous Business Education) theory and this episode helps to explain why it's important practice.About Dr. Nour Khatib:Dr. Nour Khatib MD CM, MBA is an enthusiastic and dynamic emergency physician and financial professional with keen interest in Quality Improvement, Patient Education and Global Health. She completed her family medicine training at Sunnybrook Health Sciences Center and did further training in emergency medicine at the University of Ottawa (CCFP-EM). With extensive experience and a professional record as a financial and business analyst, Dr. Khatib has excelled in both international and local firms with determination, hard work, and resourcefulness. Utilizing a broad acumen in healthcare, finance and business practices, she aims to solve issues regarding the quality of healthcare and the patient experience.Resources discussed in this episode:“Millionaire Teacher” by Andrew Hallam“Your Money or Your Life” by Joe Dominguez and Vicki Robin“Beat the Bank” by Larry BatesDalai Lama XIV quoteDr. GlaucomfleckenTakotsubo CardiomyopathyCEGEP—Physician Empowerment: website | facebook | linkedinDr. Nour Khatib MD CM, MBA: Emergency Physician and Speaker: linkedin Transcript:Kevin Mailo  00:00Hi, I'm Dr. Kevin Mailo, and you're listening to the Physician Empowerment Podcast. At Physician Empowerment, we're focused on transforming the lives of Canadian physicians through education and finance, practice transformation, wellness, and leadership. After you've listened to today's episode, I encourage you to visit us at physempowerment.ca. That's P H Y S empowerment.ca to learn more about the many resources we have to help you make that change in your own life, practice, and personal finances. Now on to today's episode. Kevin Mailo  00:34Hi, everyone. I'm Dr. Kevin Mailo, one of the cofounders of Physician Empowerment, and one of the cohosts of the Physician Empowerment Podcast. And tonight, I am very, very excited to introduce to you Dr. Nour Khatib. And Dr. Nour Khatib is a Med School dropout. And she has had a very exciting journey. And we are very happy to have her as part of our team here, speaking at our webinar, and hopefully speaking at some of our future events as well, because she's just so incredible, not only in her medical career, but also in the sphere of teaching and public speaking. And I don't know that I can introduce you properly, Nour. I think it's probably better if I just let you go. And tell us a little bit about your story. And why I introduce you as a Med School dropout. Dr. Nour Khatib  01:24Sure thing. Absolutely. Nice to meet everyone. Thanks for joining tonight. So yeah, Kevin's right. I am a Med School dropout. But I'm currently an emergency physician so how does that work? So what happened with me is I studied in Quebec, I studied in Quebec and I went to CEGEP and that's when you do, you can get into Med School two ways: do an undergrad, or go through quote/unquote the fast track where you can get into pre-med and you've got a guaranteed position into getting into Med School. So I thought, I was studying at Marianopolis College, which was one of the CEGEPs, there and I thought everybody was applying to Med School, maybe I should apply too. I didn't know what I wanted to, I was 18. But I did apply to Med School and I got in and I started. And within two months, I was like this linear path is scary. I don't know if I want to take this linear path. It felt like that's it, my entire life for the next 10 to 15 years is already laid out. And the path is not going to be changed. And I felt all I will know is medicine. And that, in addition to the worries of medical school, was frightening to me. I come from a family of, previously were refugees. We didn't, no one in my family had an undergraduate degree. In fact, they were all working in business or working as entrepreneurs, and just trying to make things happen, not medicine-related not science-related. So I thought to myself, 'What am I doing going into medical school?' Two months in I decided I'm completely burnt out, especially with all that overthinking and overwhelm at the age of 17 or 18, which I still think is too young to be committing to any of this. But that's a different story. And I went to the - it was McGill - so I went to the administration office and I spoke to them, I told them how I was feeling. And they're like, yep, we recognize this. It's called burnout. You're experiencing it, and now we have a solution to your burnout, you're going to take a year off. Doesn't work like that. A solution to burnout is not just a year off. But that's what they said, I was 18 and they gave me a year off. So I decided to take it. In that year off - really within two weeks - I thought to myself, I can't take a year off, that's, you know, Type A personalities, we're not going to take time off. I ended up enrolling in business school. I ended up enrolling at the John Wilson School of Business, doing some finance courses, and absolutely loving it. And thinking to myself, 'Hey, I fit in'. You know? I fit in here. It makes sense to me. It's so exciting, there's presentations, no one's lives are at stake, it's great. And there's no linear path. That part was great because I didn't have to do another degree after or post grad or decide on what specialty. That's it. I can start there, continue, and literally the world is my oyster, I can work in finance or business in any field I want. A year later, McGill gives me a call and they're like, 'Well, you haven't been responding to our emails. So do you want your spot because it's kind of a guaranteed spot, something that's super coveted'. I was like, 'Oh, thank you so much. I actually am in finance now, I switched careers, please give my spot to someone else'. And of course, they've got tons of people to give the spot to and they went ahead and did that. So I worked in finance. I worked in finance and I did co-op and I ended up at graduation, had already worked for three companies after doing some co-op, and the third company basically offered me a contract. And it was Pratt and Whitney Canada. It's an airplane engine manufacturer. And I loved working there. I can't tell you that I loved the job itself. But working there, being in a team, having projects together with engineers, financial analysts, all sorts, I was thriving in that environment. But come and ask me if I liked what I was doing on an Excel spreadsheet? Excel is dear to my heart this very day, but no, not for the rest of my life. I can't imagine myself doing that for the rest of my life. But I loved being in that company. And had I not left, I would have been there forever. Kevin Mailo  05:41Wow. So okay, so you're, you're at this great company? How did you un-drop out of Med School? Nour, tell us how you un-dropped out of Med School? Dr. Nour Khatib  05:52Sure. So the way it works is, really it just goes to show you that sometimes just stars align and, you know, I never used to be a believer of that, but really, like, there was an opportunity, and I kind of went for it. That year, my prerequisites were going to be expired, that like eight years out-- Kevin Mailo  06:15-- yeah, Med School prerequisites, yeah. Dr. Nour Khatib  06:18And then I heard from a friend of a friend that McGill are removing their  MCATS. And I never thought about going back to Med School. Why would I? Pat and Whitney was paying for my MBA, I had already gotten promoted twice, I'm in the middle of the recession in 2008, and I had a job and life was good. There's no reason for me to think of leaving. But someone, there was a seed that was planted that, hey, McGill has removed their MCATs, now it's easier for you to apply. So I decided to look into it. Because there's no way I would have studied for the MCATs, there's no way I would have like been wanting it enough. I decided to, you know what, I'm going to apply, and I'm going to see what happens. And I ended up going for it. I spoke to my manager at work, and the VP Finance of the company, and we were close, like we were, you know, and I told them about what I was thinking. And what they told me is, they're like, 'You know what, you're gonna get bored here. You like it now but you're gonna get bored, you're gonna get promoted, and you're gonna not enjoy the job at some point. You like who you're working with, but they could change. You need to love your career.' And that's, and they told me, they're like, we will write you your reference letters, just go for it. And I decided to go for it. And it felt like I had nothing to lose, I didn't have the pressures of the first time or the pressures that my colleagues had. And that's something that I've told a lot of my friends who, or a lot of people, friends' kids who are trying to get into Med School, I tell them learn something else first. Learn something else, find something else. And don't let it be a one path, a linear path, to the finish line. Because you're living throughout this journey. It's still life, you're not, you don't start living when you graduate, you're living throughout it. Kevin Mailo  08:17You know it, that's very powerful. That's very powerful. I like that a lot. So you got in. Dr. Nour Khatib  08:24And the thing is, though, all throughout this, whether it's the finance degree or the MBA, I can tell you for certain, none of the personal finance knowledge that I know today came from that. It was all theoretical. It was all, you know, project based, case based for certain companies, and theoretical. Just because I have a finance degree and an MBA does not make me better at personal finance than Kevin. Absolutely not. It's really when I started to make money after residency, and I sat back and I said, 'Oh, okay, so now I'm making money. Now I'm paying off debts. What do I do now with this?' What is there to do? Like, do I go to a financial advisor and just say, here, you do everything? Or do I take care of it myself? So that was hard. The first year out of residency is always difficult. Whether it's, you know, you're doubting yourself, your competence, you're just trying to learn the ropes, you've taken over a practice, which in itself is entrepreneurial and business-minded to begin with. And the first year out, I did a lot of working of course, and learning medicine and building that confidence in medicine, in the first few years out. But what I tried to carve out is a little bit of time every week to look into and learn about personal finance. Kevin Mailo  09:50Can I stop you there? Wing came up with a great term for this, and it's not just about personal finance, but it's also about practice management. And he calls it C B E. And that is Continuous Business Education. Just like we constantly invest in our knowledge and skills as physicians, we need to constantly invest in our knowledge and skills as investors and practice managers, or, you know, those that run our practices. So I'll let you continue, though. Keep going. Dr. Nour Khatib  10:19Oh, no worries. I mean, what did that involve? First of all, I felt defeated right from the start. Because I was like, hold on a second, you were in finance, and you worked in the field, and you don't know what you're doing with your money? Like, that's embarrassing. First of all, I told myself don't admit it to anyone, but here I am. Which is totally fine. It really goes to show you that you do not need to have a degree, these things that you're learning are for yourself and through other people's mistakes. And the quicker you learn them, doesn't matter how far out you're in, but the quicker you decide, and take the initiative to learn from other people's mistakes, the more likely you're going to succeed. And the more freeing it is, once I decided that I am going to be taking care of my own finances, doing my own budgeting, realizing that number one is I pay myself first. And I break down what I earn and from where and I actually know where things are coming from. And in the beginning, in the first few months, I wasn't sure where my money was coming from. I was like, from here, from here, from there, what am I spending it on? Oh, probably like, you know, food and rent and before, you know, before owning anything, what? No, that's probably where it went. But the truth is, I needed to break it down and really study and analyze where things are coming from. Kevin Mailo  11:40Can I stop you there? Talk about paying yourself first. This one's thrown around in finance all the time, it's a very old term. Just share with our audience of what it means, because there's going to be some out there that don't know, or you know, don't think about it expansively enough. Dr. Nour Khatib  11:55Sure. I'll just give you an example of, like, what I do first. So what I do is - and when they say pay yourself first, the underlying meaning is really live within your means, and know the measures of what you're dealing with in terms of your money - but here's what I do. Every 15th of every month, right? Like between the first and the 15th, you pretty much make, everything starts coming in from whatever sources that you're working, right? And then towards the 20th of the month or so I decide, okay - and I'm incorporated, so this example kind of goes to those who are incorporated, but it doesn't matter it'll fit both - I first give myself a salary, and pay my taxes on that salary, and I'm living within that salary means. Everything else goes to savings. Kevin Mailo  12:44Wonderful. Dr. Nour Khatib  12:46So let's keep numbers simple. Let's say I pay myself $10,000, and everything else goes into the corporation, or goes into wherever you decide to put it if you're not incorporated. But let's say that $10,000 I think to myself, okay, what am I going to do with this $10,000? What do I, how much do I need? And I'm just giving you a round number. Let's say I just need $3000 or $4,000 just to live that month, whether it's a mortgage, food, gas, whatever it is, that's aside. And now, what am I doing with the rest? Well, I'm putting some in my TFSA. I am putting a few in my savings accounts. And my savings accounts are funny looking. So I've got like six. Why do I have six? I have one emergency fund. I have one car fund for when my car breaks down six, seven years from now. And I have a vacation fund. And what else? I'm interested in flight school. So I have one for flight school. Kevin Mailo  13:39Wow. Of course you do, Nour, of course you're gonna be flying airplanes. Honestly, it's amazing. It speaks to dreams. And you're one of those people that obviously lives your dreams. I admire it and respect it immensely. Keep going, keep going. Sorry. Dr. Nour Khatib  13:55Once I put enough money in the vacation fund, I know I can take a vacation. So that's every month, that's how I divide things up. And that feels in itself super empowering. Just the fact that you've laid out your dreams, you've laid out what you want to spend your money on, you've already paid yourself. And you know, you can't go over that. Kevin Mailo  14:17Well and it gives you space to really enjoy things. Right? You know what I mean? If you have a budget, and you're like, okay, we're going out for a great dinner tonight. And this is something we budgeted for and there's money for it, we're gonna drop 200 bucks on great food and great wine and not feel one ounce of guilt for it because we saved and, you know, planned for it. It's such a powerful thing, right? It's more than just money. More than money, it's more than dollars and cents. It's really about building a better life and being happier and more at peace with your finances, which are a big part of our everyday existences. Can I go a little bit further on paying yourself first, right? Because we talked about like month to month budgeting, but the notion of paying yourself first is you can go past that as well and you can look to the future. And really, you know, that paying yourself first means that you are setting aside money that you're investing every month, every year, for a time in your life years or decades from now, when you are older, and need to be taken care of, right? And it's not just, you know, those frail years, you know, in the final decade or two of our lives, but it can actually be much sooner. And I think many of us who work in medicine are reminded of that on a daily basis, people who become sick or disabled at tragically young ages. And I don't want to be all doom and gloom, but there's this idea that as we age, we have to create more space for our well being. And I'll just share my own personal story. I remember graduating less than 10 years ago, I graduated in practice in 2013. And I remember loving the night shifts, and you're an ER doctor, right Nour, you know, you understand it. I loved the night shifts, I was working, I was fast. I was, you know, I felt great. I would go to the gym after, you know, a night shift and then go to sleep, wake up, go do it again. Of course I did, right? Dr. Nour Khatib  16:09After a night shift? Kevin Mailo  16:11And then, you know, because I mean, because I'm an ER doctor, I should have gone for a bike ride as well, right? Dr. Nour Khatib  16:15With your Patagonia. Kevin Mailo  16:16Yeah, exactly. Like Dr. Glaucomflecken which, by the way, I should send that link out, it's great. Or he's got a number of those skits. But you know, the bottom line is that for myself, within five years of doing that, and working at that pace, I was already feeling tired. And that's when I realized things need to change. And I was shocked at how quick that came. You know what I mean? Like, I was like, oh, well, I'll get tired in 20 years. No, I got tired within five years. You know, four young kids, you know, careers in the household. There was a lot going on. And so, you know, I downshifted and one of the reasons why I was able to downshift is during that time, thankfully, that first five years, I was doing a lot of paying myself first. I was investing in a lot of real estate, not doing it perfectly, not necessarily doing it with a really clear plan, but I was doing it. And I got to a point where I could actually pause and say, 'You know what, I don't need to work these night shifts anymore'. And so I moved off them within five years of practice. So that's just my own little piece. My own little story. Yeah. So it's this idea that there's going to come a time in our lives, there really does come a time in our lives, when we just want to be doing something else. Right, whether it's focusing on family, passions, hobbies, you know, even just our personal well being, even just sleeping more, you know? I had a doctor told me she has not slept since residency, right? You know what I mean? These things happen all the time in our lives. And so just creating that space to live a better life. And, you know, practice how we want to practice is so important. And a cornerstone to that is paying ourselves first, is, you know, putting away money, learning to invest it, and growing that nest egg, so that we take that pressure off to earn. So sorry, I'll let you continue, and hopefully not have any more interruptions from my busy... Dr. Nour Khatib  18:07Oh, no, please, please. Kevin Mailo  18:09It's really cute. Dr. Nour Khatib  18:10You and your daughter are totally welcome. One thing you mentioned, you mentioned, you know, we don't want to be doing this all our lives, we want to move on to other things and hobbies and whatnot. What I learned early on, and I'm so glad I learned it early on - and even for you, Kevin, it looks like you've learned the importance of all of this early on, and I'm thankful for that - is don't wait for these hobbies. Don't wait for the things you want to do. Don't let it be a linear path. I did not want medicine to be a linear path. I promised myself, had I returned the second time, that it like, if I were to continue-- Kevin Mailo  18:51-- I love how you, I gotta interrupt, I love that you say 'return the second time'. To Med School. I don't meet a lot of people who say that sort of thing. Okay keep going. Dr. Nour Khatib  18:59I thought to myself, if I was going to return, I was going to take this as a life experience. I am not going to be a person in, like with my head in the books all the time. I was, because trust me, you go from finance, when you go from finance to try to learn physiology, you're, you know, like, yeah no, it was a disaster. And of course my head was in the books all the time trying to catch up, really. But the truth is, I told myself, this is not just going to be me, it's not going to be the linear path. Because if it is, I will burn out right away. And I realized that one year out, is that I had colleagues doing 20 shifts a month. And you know what? They're doing it, but really, is that longevity? Is that sustainable? Probably not. I don't do that much. I don't do that many shifts a month. I work probably every day a month, but not necessarily in emergency medicine. Kevin Mailo  19:50Well, and this is exactly it. And this was the advice that, you know, I'd gotten years ago in residency and that is a career in medicine is not a sprint. It is a marathon. And by creating that financial space to have a more balanced life, to sleep, to exercise, to eat right, to all the things you need to be doing that you would tell your own patient, means that you are going to be able to really enjoy your career for the long haul and really do your best medicine. You know, my patients are so much happier since I slowed down. If I can be perfectly honest. And it's wonderful. I just I love love being there. Dr. Nour Khatib  20:26You probably miss it, too, if you haven't gone in a few days. You miss it. Kevin Mailo  20:30A little bit, a little bit. This unbeatable summer weather. I don't know about that right now. But yeah, like, and it's just wonderful to share in it. You know, I picked up a Takotsubo cardiomyopathy, there are gonna be some people that are just rolling their eyes, like what does that mean? You know, because they sat there and talked to an elderly gentleman who said he was really experiencing childhood trauma. Right? Yeah. And I would never, like, you know, I just had that time because I wasn't in that big rush. You know, just enjoying my job more. And so anyhow, I mean I love this, Nour. I love what you're sharing. Keep going. We've got a little bit more time. Tell us a little bit more about your journey. Dr. Nour Khatib  21:07And so where was I? So let's say a year out. A year out, I decided I'm going to teach myself personal finance. How did I do it? Whether it's reading blogs, reading certain books that have helped others? A couple of books that have helped me are... Kevin Mailo  21:22What are your favorites, what are your favorites? Dr. Nour Khatib  21:23"Millionaire Teacher" was my favorite because it just hit all the points. Yeah, it just hit all the points. And it was very basic. It wasn't too complex. And it was one of my favorite recommendations. "Beat the Bank" is a pretty good one, too. Thing is, once you start reading these, they all say the same thing in the end. And one that I'm currently reading, and I know I will be rereading, is "Your Money or Your Life?" Kevin Mailo  21:45Oh, I like that. Dr. Nour Khatib  21:46And the whole concept of that one - and it was written, I believe in the 70s or 80s, but then it was revamped in 2018 for nowadays - "Your Money or Your Life", the concept is, if someone were to put a gun to your back and say 'your money or your life', obviously, you know, you'd say, here take all my money. Kevin Mailo  22:04Absolutely. Dr. Nour Khatib  22:05But the truth is, our rat race towards money is costing us our life. And just because it's not as dramatic as a gun to your back, it's prolonged. You are losing life, because we are chasing money in a way that is a poor relationship with money. We are working more and exhausting ourselves to make more, rather than trying to work smarter or work and be happier in our job. Kevin Mailo  22:33So I'm going to interrupt you there. And I'm just pulling up the quote right now. But there's this great quote from the Dalai Lama when he was asked about what surprised him the most in humanity, and he said, "Man himself, because he sacrifices his health in order to make money. Then he sacrifices his money to recuperate his health." You know, and he is so anxious, what does it say here? Sorry, I'm just, I'm going off, but it's so anxious about the future, he doesn't enjoy the present, right? And it's so true, Nour. It's so true, what you're sharing, that we just get caught up in this rat race of earning, thinking, oh, I'll live next year, or I'll be happier next year. I'll be healthier next year, but we really shouldn't be living like that. Dr. Nour Khatib  23:16100% 100%. And it's, you know,what, not every day is perfect. The last few weeks for me have been rough, I have to say. I worked, I ended up, I would say the first year out was rough. A few years after that, trying to, you know, get things along was great. And then you start getting, you go through this burnout phase of the whole profession is collapsing on itself, unfortunately. And you really just have to step back and realize these are systemic problems. That your job is to take it one patient at a time, and take care of whoever's in front of you right now. And just do the best you can with the intentions and with the resources that you can. And just be, every day ends and a shift ends. Right? At the end of it, it's over and you've tried your best, and that's all you can say to yourself is that you've done everything you can at that time. And then you can move on to helping others. The problem is in our profession, is there's all this cumulative PTSD from the horrible cases that have gone wrong. And that that takes a toll on us. And I honestly do think every doctor needs a therapist. Every doctor needs a therapist, every person needs a therapist. But whether it's in the good times or the bad. Kevin Mailo  24:32I think that's incredibly powerful, incredibly powerful. Dr. Nour Khatib  24:36Let the therapist see your good times, hearing your good times in order for you to be able to go through your bad times. Kevin Mailo  24:41I look at it like going to the gym or eating right. It's something you should make a part of your life. Not something you just do here and there or when things get bad. That is exactly my view as well. Everyone should have one. Everyone should have one. We deal with a lot of sadness and trauma and heartbreak in this job. And we don't necessarily internalize that, because we're so highly trained. But the truth is we deal with a lot, across all specialties, across all specialties. And there's a lot of stress associated with it. We deal with a lot of risk, right? We don't necessarily internalize that either, how much risk we deal with when we discharge patients, you know, your psychiatrists, you decide not to form that patient, there's a risk they could go out and harm themselves, right? Like there's risk to everything we do, even as a radiologist. Is it a thing? Or is it not a thing? Right, but it's true. It's true. You know, that's a very beautiful observation, though. About he importance of ongoing mental and emotional health. Dr. Nour Khatib  25:45100% 100%. Kevin Mailo  25:49Yeah. I love it. Dr. Nour Khatib  25:51And so like I mentioned, I don't do as many emergency shifts as, let's say, the typical emergency doctor. But I still consider myself as I am an emergency physician. It is my profession. I might be doing surgical assist, cardiac stress test clinic, event doctoring, I do speaking on the side to corporations. Kevin Mailo  26:14Of course you do, Nour. Of course you do. Okay, keep going, Dr. Nour Khatib  26:17I teach people about personal finance. And I, you know, I enjoy doing all these different things. One thing that I  - remember earlier, I was saying, don't wait for your hobbies, don't wait to do your hobbies later, try to pick them up and do them now, whatever it is that you enjoy it just make it part of your life, just like how you schedule a shift - so I do Muay Thai kickboxing. I'm a voiceover artists that does work on the side for commercials just for fun. It doesn't pay much, but I enjoy it. So if you ,like, I've done a few commercials on the radio and one for Hershey's as well. And it's just something I enjoy doing. And it's something that I think everyone needs to find what it is they like, whether it pays or doesn't pay, just make sure that it's part of your life. Kevin Mailo  27:00You know, I really, really love that. So we're kind of coming up on 30 minutes. I'm shocked at how quickly it's flown by. And then we obviously have to get you back on another webinar and on to like a formal podcast episode as well. Because there's just so much wisdom here, right? I mean, one of my reflections on this financial journey for myself in talking to physicians coast to coast about money, is that the world is full of knowledge, facts and information. I mean, go on YouTube, you learn about real estate, you buy crypto, you learn about buying crypto, you can learn about day trading, learn about all these things, but that that wisdom, what you're sharing today, Nour, is in such short supply in our world in many respects. And, you know, a lot of us are chasing money or, you know, trying to earn or trying to invest. But not asking ourselves what do I really want in life? You know, and does my financial plan align with my life's goals? But I just, I love what you shared. And I just want to recap that notion of paying yourself first, right? Setting a budget, living within the budget, enjoying the budget, celebrating it right? Like if you've got 10 grand for that vacation, go and blow that 10 grand on a vacation and really enjoy yourself. And do it knowing that you've already paid yourself, then you've already filled up your investment accounts, and you've already made that move in real estate or done whatever. So that you have space to live right now. Knowing that also that future version of yourself that is older, sicker, tired, doesn't want to work those night shifts, doesn't want to do that call, that person is also taken care of. And I think that's so, so important. So I gotta wrap it up. But I'd love to hear any final thoughts you have, anything else you want to share about yourself, about your journey. Dr. Nour Khatib  28:49It's really been about learning, making mistakes, ups and downs. And that's what life is no matter what. The quicker you realize that what your business here is called, physician empowerment, is about feeling empowered with regards to your finances and your life. And don't let medicine win. You are in control of medicine. You are the captain of this ship, and you're going to be steering it. Do not let medicine take over your life. It is a tool we use to help people, but physician heal thyself first. Kevin Mailo  29:29Wow. Wow. That was incredible. And so true. So I think we're gonna, I think we're gonna wrap up there. I'm so, so glad and so, so grateful to have you on tonight like this. Thank you so much, Nour. Kevin Mailo  29:47Thank you so much for listening to the Physician Empowerment Podcast. If you're ready to take those next steps in transforming your practice, finances, or personal wellbeing, then come and join us at physempowerment.ca - P H Y S empowerment.ca - to learn more about how we can help. If today's episode resonated with you, I'd really appreciate it if you would share our podcast with a colleague or friend, and head over to Apple podcasts to give us a five star rating and review. If you've got feedback, questions or suggestions for future episode topics, we'd love to hear from you. If you want to join us and be interviewed and share some of your story, we'd absolutely love that as well. Please send me an email at KMailo@physempowerment.ca. Thank you again for listening. Bye.

A huge thank you to HSBC for powering this week's episode. Whether you're at the very beginning of your wealth creation phase and taking your first steps in investing or you're starting to think about passing your wealth and values to the next generation - HSBC can connect you to global opportunities at every stage of your wealth journey. Click here to find out more! Hello hello, welcome back lovelies. We're bringing back book reviews baby! This week we chat about Your Money or Your Life by Vicki Robin & Joe Dominguez. For more Girls That Invest: Instagram TikTok Twitter Facebook Till next week team, Sim & Sonya xo

Vicki Robins, the co-author of “Your Money or Your Life” has been one of the most influential visionaries of the Financial Independence movement. In the late 1960's, with the advice of the late Joe Dominguez, Vicki reached Financial Independence and together they began to teach their revolutionary methods all over the nation. Their workshops featured the famous 9 steps to reach Financial Independence and eventually, Vicki and Joe were approached to turn their teachings into the book that we know today, "Your Money or Your Life". The book went on to be wildly popular, encouraging people to fight against the weight of consumerism and become a New York Times bestseller. Vicki also made two appearances on the Oprah Show with Oprah declaring that the book "would change your life". More than 25 years later, Vicki has written an updated version of the book for a new generation of people on the path to Financial Independence. I'm so honored to have Vicki on the show to discuss: How Vicki met the late co-author Joe Dominguez and how they worked to create the Financial Independence movement How their book “Your Money or Your Life” came to fruition and became popular. Why Vicki set out to create an updated version of the book The importance of relationships and how they create community wealth Why “freeing your mind” is the cornerstone of Financial Independence The definition of the “Enough Point” How to calculate your life energy and true hourly wage What Vicki believes to be the most transformational steps of the 9 steps from the book How Vicki believes the new version of “Your Money or Your Life” will impact the world in this new age The bigger picture of systemic barriers in the United States that make achieving Financial Independence more difficult Other related blog posts/links mentioned in this episode: Life Energy Calculator How We Saved $169,000 in 2 Years With the Help of This Budgeting System Buy Your Money or Your Life  Check out my new personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Vicki on: VickiRobin.com YourMoneyOrYourLife.com Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch

In this episode: Unlocking Freedom, The Optimized Path, Skilling Up, The Perpetual Money-Making Machine, and a New Era of ChooseFI. It is truly the end of an era at ChooseFI. After six years, over 400 episodes, and all the laughs shared along the way, Jonathan is taking a step away from show to explore a new chapter in his life. On his way out, he and Brad hopped on the microphones as co-hosts one last time to discuss the lessons they have learned making this podcast, some key points of consideration for your FI journey, and the absolutely amazing community that has been built around this podcast. This audience truly embodies the word crowd in the word crowdsourced. Best of luck to Jonathan on all his new endeavors, and be sure to tune in next week as Brad carries the podcast into its new era! Timestamps 0:57 - The End of an Era 5:00 - The Last 5 Years and The Evolution of FI 12:12 - Unlocking Freedom 15:57 - Math, Hope, and Time 19:47 - The Optimized Path 25:21 - The Perpetual Money Making Machine 34:16 - Skilling Up and Education 38:58 - The Value of Being Crowdsourced 46:36 - Reach Out To Us! 48:07 - Conclusion Resources Mentioned In Today's Episode Choose FI: Your Blueprint to Financial Independence Alan Donegan Coach Carson Scott Trench How Real Estate Investors Make it Work in High Interest Environments | Coach Carson | Ep 387 Mr. Money Mustache Side Hustle Nation Join ChooseFI's Facebook Group Book your custom student loan plan with Student Loan Planner Your Money or Your Life by Joe Dominguez, Vicki Robin, and Mr Money Mustache Find Your Local ChooseFI Group! Leave Us a Voicemail Subscribe to The FI Weekly! If You Want To Support ChooseFI: Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Keep learning or start a new side hustle with one of our educational courses Slash your cell phone bill without sacrificing service with Mint Mobile

Sylvia accrued six-figures of debt from law school and her life was greatly impacted by Hurricane Katrina while living in Louisiana. With discipline, determination, and the help of financial books such as Your Money or Your Life, Sylvia made the decision to take control of her personal finances. She took on a side-gig as a pizza delivery driver to bring in an extra $2,000 a month and adopted a frugal lifestyle to aggressively tackle her debt. Today, Sylvia has paid down a majority of her student loan debt, owns her own law firm, and is about 3 years away from Financial Independence. In this episode we discuss: Sylvia's story of how she accrued six-figures in debt How she used a side-gig and a plan to pay off her student loans How she managed her finances and saved without an actual budget Why she continued to invest with a significant amount of debt Her big move to Seattle Her plans after retirement Her current investments The difference between a Real Estate Investment Trust (REIT) and actual real estate investment How her family has affected her decisions on the journey to financial independence Other related blog posts/links mentioned in this episode: Bigger Pockets Your Money or Your Life by Vicki Robin and Joe Dominguez  My interview with Vicki Robin, the co-author of Your Money or Your Life Automatic Millionaire by David Bach The Money Book for the Young, Fabulous, and Broke by Suze Orman Check out my new personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with me: Journey To Launch Instagram Journey To Launch Twitter Journey To Launch Facebook Page Join the private Facebook Group

Vicki Robin and Joe Dominguez write, "Your Money or Your Life" in an attempt to change your relationship with money in 9 steps.

From this week's show, Constellation Energy's Joe Dominguez explains the basics of how the power industry works at Constellation.

From this week's episode, Joe Dominguez on how many in the power industry are internalizing the external cost of pollution. 

From this week's episode, Joe Dominguez says a price signal is the best way long term to answer our climate and environmental challenges.

Show Summary:  On this episode, we meet with social innovator, writer, and speaker, Vicki Robin. Robin unpacks how the machine of community begins. How does being vulnerable, sharing, and being obligated to others create a system that allows everyone to contribute?  Why do we need to learn to begin asking for help? Further, Robin shares how we can begin to take steps toward food resiliency. Robin shares the story of how she only ate food that was produced within a 10-mile radius of her home for 30 days, and how we should all begin to think and act locally. About Vicki Robin: Vicki Robin is a prolific social innovator, writer and speaker. She is coauthor with Joe Dominguez of the international best-seller, Your Money or Your Life: Transforming Your Relationship With Money and Achieving Financial Independence (Viking Penguin, 1992, 1998, 2008, 2018). It was an instant NY Times best seller in 1992 and steadily appeared on the Business Week Best Seller list from 1992-1997. It is available now in twelve languages. Blessing the Hands that Feed Us; Lessons from a 10-mile diet (Viking/Penguin 2014) recounts her adventures in hyper-local eating and what she learned about food and farming as well as belonging and hope.

Summary: In this episode, I share various insights from a book I recently read titled “Your Money or Your Life” by Vicki Robin and Joe Dominguez. Including why it's so important to understand how we're spending our valuable life energy and on what. Links: Link to resource page: https://yourmoneyoryourlife.com/book-summary/ Support the show: https://www.buymeacoffee.com/timjp Subscribe to my Youtube Channel: https://youtube.com/timjpcollins?sub_confirmation=1 To get my Toolkit to Overcome Anxiety go to - http://timjpcollins.com/free Please click here to leave a review -http://getpodcast.reviews/id/1031117023

Joe Dominguez is the President and CEO of Constellation, one of the leading clean energy producers in the country and joins host Chelsea Henderson on this week's episode! Joe touches on their shift from central station power plants to more renewable-based plants to better serve their customers and help in the fight against climate change. He also talks about the continuing role of natural gas, many utilities across the country passing the price of carbon onto the customer and how Constellation is working to 100% net zero air pollution by 2040.Hear it all on the latest "EcoRight Speaks!" and make sure to follow/subscribe on Apple Podcasts, Spotify, Google, etc.!!

The Dow went up 31 points after yesterday's sell-off, and Jim Cramer's guiding investors through the market. Next, Palo Alto Networks CEO Nikesh Arora joins Cramer to discuss earnings, the current cybersecurity threat landscape and the company's outlook going forward. Then, Constellation Energy's President and CEO Joe Dominguez talks to Cramer about climbing energy prices, government support and more. Plus, Cramer revisits the defense industry by taking a look at four stocks and giving you his picks.

In this week's episode, Brad and Jonathan discuss different ways to retain a sense of control along the path to retirement during times of uncertainty. While low points in the economy tend to cause worry, focusing on steps that can be taken to continue forward progress is what helps set the FI community apart! Join the guys as they discuss information that could help you navigate the murky waters ahead and continue along with your FI journey! Timestamps 1:02 - Disney and Travel Rewards 9:52 - Age of Uncertainty 17:41 - Controlling What You Can 20:35 - Returns and Inflation 26:09 - The Glide Path 27:49 - Series I Bonds 39:18 - Controlling Income and Expenses 48:10 - When The Market Turns... 52:47 - Conclusion Resources Mentioned In Today's Conversation Step-By-Step Guide To A Free Disney World Vacation Early Retirement Now The Retirement Manifesto Your Money Or Your Life By Vicki Robin, Joe Dominguez, and Mr Money Mustache Drawdown Strategy | The Retirement Manifesto | ChooseFI Ep 43 What Does Inflation Mean For Investors With Big ERN | ChooseFI Ep 331 Subscribe to The FI Weekly! If You Want To Support ChooseFI: Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Compare, buy, and save big on insurance with Policygenius Keep learning or start a new sidehustle with one of our educational courses Slash your cellphone bill without sacrificing service with Mint Mobile

The FIRE Movement is a lifestyle that revolves around understanding what is really important to you about money. FIRE stands for financial independence retire early.It is a movement of living your life on your own terms rather getting swallowed up on the idea that purchasing more stuff is going to make you a happier person. The book mentioned in the podcast is Your Money Or Your Life by Vicki Robin & Joe Dominguez. 

Today we've got Dan Sheeks on the show. Dan is a high school teacher, real estate investor, and author of a booked called “First To $1 million: A Teenager's Guide to Achieving Early Financial Independence” Dan is a leader with the FIRE community which stands for “Financial Independence Retire Early”.  We dive into the core principles of how to achieve financial independence. We cover a number of great topics at a high level such as generating passive income, good vs. bad debt, index investing and more. I read his book cover to cover and I truly believe his book can be life changing for anyone who is looking to get started in creating financial freedom. If you enjoyed  this episode please share it with your friends, rate & review with your favorite part to help us reach more people .To learn more about the concepts discussed podcast go to https://www.brianbeers.com and sign up for Brian's free weekly newsletter delivering content directly to your inbox Connect with Brian you can follow him on Instagram and facebook, connect on LinkedIn or email brian@beerspodcast.comLinks:SheeksFreaks Community: https://bit.ly/sheeksfreaks120www.sheeksfreaks.com/Biggerpockets.com Book Links :First to a Million: A Teenager's Guide to Achieving Early Financial IndependenceThe Richest Man in BabylonProfit First: Transform Your Business from a Cash-Eating Monster to a Money-Making Machine - Mike Michalowicz Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence - by Vicki Robin, Joe Dominguez, Mr. Money MustacheSet for Life: Dominate Life, Money, and the American Dream - Scott Trench The House Hacking Strategy: How to Use Your Home to Achieve Financial Freedom - Craig CurelopVivid Vision: A Remarkable Tool for Aligning Your Business Around a Shared Vision of the Future -  Cameron HeroldThe ONE Thing: The Surprisingly Simple Truth Behind Extraordinary Results - Gary Keller, Jay Papasan 

The Teacher Wellbeing Podcast is turning 4! In celebration of this milestone, I'm sharing a replay of S05 E04 from 2019. This is my absolute favourite episode of the last 4 years, and it's also the episode I've had the most feedback from listeners about. This really resonated with you then, and I think it will resonate with you now too.The School Wellbeing Champions meetup is on again, on the 10th and 13th of March 2021. Head to selfcareforteachers.com.au/wellbeingchampion to find out more!Despite the jokes that teaching is 9 - 3 with 12 weeks holiday a year, we know it to be otherwise. We know that the work starts well before 9am, finishes well after 3pm and that large parts of those holidays are usually spent working too. We also know that workload has been increasing over the last 10-20 years. The introduction of new improvement measures such as Professional Standards for Teachers and the national curriculum, as well as the impact of NAPLAN and the My School Website have resulted in more administrative work, much of which arguably has little to do with the actual running of a classroom day to day.There is a vast invisible workload required of teachers today, much of which isn't only invisible to the general public but it's also going unnoticed and unacknowledged by us too. As well as the administrative requirements of the job, the mental load of running a classroom and the emotional labour inherent in the role are increasing too.This episode is about that invisible work, and while there are no quick fixes, I offer some steps to take to help survive and practise self-care in the process.The Teachers Thriving list of Employee Assistance ServicesMental load cartoon by French Cartoonist Emma, in the GuardianMental load ABC article by Leah RuppannahBBC Emotional labour articleToggl AppThe work hours tracking sheet on the Self-Care for Teachers Freebies LibraryBooks mentioned: “The Wife Drought” by Annabelle Crabb and “Your Money or Your Life” by Vicki Robin and Joe Dominguez

#96 - Most people are afraid to talk about money.If I had to guess the reason I'd say it is because they are truly embarrassed about where they are financially. They would rather flaunt flashy cars or homes the debt they owe a bank actually owns then discuss the deeper going ons of their savings for retirement or their net worth.“But Caleb, what does this have to do with creativity, using cameras, and making videos?”Everything.You can't do your work, make your art, or run your business if you can't get your money right.I think money shouldn't be something you're ashamed of or hide from, no matter where you are at financially. There will always be someone further in debt or with a larger net worth than you.And instead of hiding where you're at, coming face to face to your reality of not being where you wish you were with money might be the wake up call you need.So as my wife and I just hit a financial milestone we're proud of, I wanted to record a podcast episode about my financial journey from getting out of debt two different times in completely different ways. The first time by being frugal and cheap, the second by building businesses to help me earn more (while spending to live the life I want to live).I also discuss what I'm calling the "money ladder". It describes the stages of getting out of debt and saving for the future that you should work your way up, one rung at a time.If money has been something you've been afraid to deal with yourself or talk about with the people close to you, I hope this episode will help to feel more comfortable being open and honest about it so you can work toward financially healthy.Chapters / Timestamps00:00 - Why We're Talking About Money03:34 - Balance Sheet Rich vs Income Statement Rich05:52 - My Debt Story18:12 - Climbing the Financial LadderItems MentionedThe Millionaire Mind by Thomas J. Stanley Ph.DI Will Teach You To Be Rich by Ramit SethiYour Money or Your Life by Joe Dominguez and Vicki RobinGet Rich SlowlyThe Simple Dollar

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Despite the jokes that teaching is 9 - 3 with 12 weeks holiday a year, we know it to be otherwise. We know that the work starts well before 9am, finishes well after 3pm and that large parts of those holidays are usually spent working too. We also know that workload has been increasing over the last 10-20 years. The introduction of new improvement measures such as Professional Standards for Teachers and the national curriculum, as well as the impact of NAPLAN and the My School Website have resulted in more administrative work, much of which arguably has little to do with the actual running of a classroom day to day.There is a vast invisible workload required of teachers today, much of which isn't only invisible to the general public but it's also going unnoticed and unacknowledged by us too. As well as the administrative requirements of the job, the mental load of running a classroom and the emotional labour inherent in the role are increasing too.This episode is about that invisible work, and while there are no quick fixes, I offer some steps to take to help survive and practise self-care in the process.The Teachers Thriving list of Employee Assistance ServicesMental load cartoon by French Cartoonist Emma, in the GuardianMental load ABC article by Leah RuppannahBBC Emotional labour articleToggl AppThe work hours tracking sheet on the Self-Care for Teachers Freebies LibraryBooks mentioned: “The Wife Drought” by Annabelle Crabb and “Your Money or Your Life” by Vicki Robin and Joe Dominguez

Jake's guide to the best books on pursuing financial independence. Some of the books are must-reads, whereas others are suggested for specific purposes or additional information only. No country-specific books are included, so the list is relevant regardless of where you live. Listen to the episode to find out why I recommend each book and what you can expect from them. Show Notes: Job Free by Jake Desyllas Financial Independence Series: Part 1, Part 2, Part 3 and Part 4 The Millionaire Next Door by Thomas Stanley Stop Acting Rich by Thomas Stanley  Rich Dad, Poor Dad by Robert Kiyosaki  Your Money or Your Life by Joe Dominguez and Vicky Rubin Fail Safe Investing by Harry Browne (TVL Review) Why the Best-Laid Investment Plans Usually Go Wrong by Harry Browne  The Permanent Portfolio by Craig Rowland and J.M. Lawson  A Random Walk Down Wall Street by Burton Malkiel (TVL Review) The Little Book of Common Sense Investing by John Bogle Guide to Investing In Gold and Silver by Michael Maloney Where Are the Customers' Yachts? by Fred Schwed  The 4% Rule and Safe Withdrawal Rates In Retirement  by Todd Tressider The Global Expatriate's Guide to Investing by Andrew Hallam  What Has Government Done to Our Money by Murray Rothbard