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Maria Degaine and Joshua Santana are the Co-Founders of Cerboni Financial Services, based in Houston, TX. Cerboni is an all-in-one financial solution for restaurants. Maria's background is in hospitality and owning restaurants, while Joshua's background is in finance and tech. Together they formed Cerboni Services in 2017 to help independent restaurant manage their financials and lower costs through performance based metrics. Today, Cerboni helps around 800 restaurants nationwide.  Join RULibrary: www.restaurantunstoppable.com/RULibrary Join RULive: www.restaurantunstoppable.com/live Set Up your RUEvolve 1:1: www.restaurantunstoppable.com/evolve Subscribe on YouTube: https://youtube.com/restaurantunstoppable Subscribe to our email newsletter: https://www.restaurantunstoppable.com/ Today's sponsors: Cerboni - Cerboni is an all-in-one financial solution for restaurants. Reliable tax preparation & Business incorporation. Seamless Payroll and compliance report. Strategic CFO Services That Drive Business Growth. Detailed, custom reporting for complete financial clarity. Dedicated support for restaurants & Multi-location businesses. End-to-end financial management under one roof.   Meez: Are you a chef, owner, operator, or manage recipes in professional kitchens? meez is built just for you. Organize, share, prep, and scale recipes like never before. Plus, engineer your menu in real-time and get accurate food costs. Sign up for free today and get 2 FREE months of invoice processing as a listener of the Restaurant Unstoppable Podcast. Visit getmeez.com/unstoppable to learn more.   US Foods®. Make running your foodservice operation easier and more efficient with solutions from US Foods®. Utilize a suite of digital tools, like the all-in-one foodservice app MOXē®, and enjoy exclusive access to quality Exclusive Brands products. Learn how partnering with US Foods helps you get more out of your business by visiting www.usfoods.com/expectmore   Restaurant Systems Pro - Beginning January 5th, Restaurant Systems Pro will be launching its 30-day Restaurant Mastery Program. You'll get in-depth, step-by-step proven systems to get the money you deserve and create freedom in your life.  Here are the systems they'll cover: Scheduling Menu Engineering Purchasing Inventory  AI Invoice Processing Bookkeeping Restaurant Budgeting  Digital Checklists Recipe Costing POS Integrations This 30-day restaurant mastery program is valued at nearly $4,000, but restaurant unstoppable listeners can get it for only $97 by going to go.restaurantsystemspro.net/profits You could join the Restaurant Unstoppable Community…and it's on us. That's right. You get the 30-day mastery program for absolutely free.  Let's make 2026 the year your restaurant thrives. Guest contact info:  For a free 30 minute consultation, call 281-888-2413 and mention "Restaurant Unstoppable" to get 20% off your first month of services. Thanks for listening! Rate the podcast, subscribe, and share! 

What does true victory look like in life's darkest moments? Through the inspiring story of a young Israeli boy who survived a terrorist bombing, Pastor Cal reveals how God transforms victims into victors. Drawing from Psalm 46, he shares five keys to unshakeable trust: Turn to the Lord, Refuse fear, Utilize the Spirit's power, Survey God's works, and Take others with you. Whether facing personal crisis or global chaos, discover how God's faithful presence and the support of His people bring hope that endures. Experience this transformative message today. Speaker: Cal Rychener

Today we jump back 15 years to the Dec. 1, 2010 episode of the PWTorch Livecast featuring PWTorch editor Wade Keller and PWTorch columnist Pat McNeill, they talked more about the Jerry Lawler WWE Title shot on Monday, whether an entertaining heel is good or bad for business, season four of NXT and who is included and excluded and perhaps why, the McNeill Event Center segment, and in the VIP Aftershow a discussion on how to best push Daniel Bryan, among other subjects.Become a supporter of this podcast: https://www.spreaker.com/podcast/wade-keller-pro-wrestling-podcast--3076978/support.

Recently my son accidentally ruined an entire freezer full of meat. In today's episode I use this event and my response to it to explain five steps that anyone can use to change their lives. Episode 324 is live. Don't forget to subscribe and share.

Ready to transform your dental practice? Save $100 on any online course using code START26 and gain 24/7 access to cutting-edge veterinary dental training: https://internationalveterinarydentistryinstitute.org/veterinary-dental-online-webinars-courses-discount/?utm_source=podcast&utm_medium=podcastlink&utm_campaign=start26  —------------------------------------------------------------------- Host: Dr. Brett Beckman, DVM, FAVD, DAVDC, DAAPM In this episode of The Vet Dental Show, Dr. Victoria Lukasik, DVM, DACVAA, discusses essential anesthetic planning strategies for veterinary dentistry, emphasizing balanced protocols, patient assessment, and the importance of acting on pre-anesthetic laboratory values. Learn how to create a complete anesthetic plan to provide seamless and optimal care for each patient. What You'll Learn:  ✅ Master balanced anesthetic protocols for dental procedures.  ✅ Understand the importance of pre-anesthetic patient assessment.  ✅ Discover how to interpret and act on pre-anesthetic lab results.  ✅ Simplify fasting guidelines for dogs and cats.  ✅ Apply gastric protection strategies to prevent reflux.  ✅ Recognize the impact of patient temperament on drug selection. Key Takeaways:  ✅ Implement updated fasting guidelines to stabilize blood glucose and reduce reflux risk.  ✅ Utilize proton pump inhibitors and SYP pride to minimize gastroesophageal reflux during anesthesia.  ✅ Tailor drug doses based on patient physical status, comorbidities, and temperament.  ✅ Prioritize thorough patient assessment, including lab work and physical exams, to inform anesthetic choices.  ✅ Scale drug doses appropriately for fragile or geriatric patients to avoid overdosing.

Cincinnatians are using online apps to build community in person.

  Get ready for an episode that feels like a warm hug, a pep talk, and a behind the scenes masterclass all rolled into one. Today we sit down with the wildly talented husband and wife duo Jay and Mack of Jay and Mack Films, the storytellers known for their cinematic, documentary style wedding films that make you feel every last emotion. We talk about how they evolved from directing every moment to capturing the raw beauty of real life, how a chaotic surf session became their superhero origin story, and how mic'ing up couples throughout the entire wedding day unlocked the heartfelt and hilarious soundbites their films are loved for. They share what it really takes to give couples an elevated experience, why communication and calming energy matter so much on a wedding day, and how they navigate the dance between marketing and ethical storytelling when posting viral content online. We also dive into TikTok strategies, vertical versus landscape filming, the pressures of social media, and the creative slump that so many wedding vendors are feeling right now. If you are a creative, a wedding professional, or someone craving a dose of honesty, inspiration, and belly laughs, this conversation is your new comfort listen. Check Out Jay & Mack Films: https://jayandmackfilms.com/ - Instagram: https://www.instagram.com/jayandmack --------------------------------- Niche Down freebie: https://theheartuniversity.com/niche --------------------------------- Website Templates: www.theheartuniversity.com/website-templates --------------------------------- Check Out Our Course Library: https://theheartuniversity.com/courses --------------------------------- Watch on YouTube: https://youtube.com/@theheartuniversitychannel?si=33lzxpBA9UxKlgTE --------------------------------- If you want to connect with us and other listeners in the Heart and Hustle community join our Facebook group here. --------------------------------- "PODCAST10" for 10% off anything from The Shop! www.theheartuniversity.com/shop --------------------------------- Follow along: www.instagram.com/mrslindseyroman www.instagram.com/evierupp www.instagram.com/theheartuniversity  

Jim Hallers is owner/co-owner of 8 bars and restaurants in the Magnolia/Woodlands Texas area of Texas. He opened his first restaurant, Tailgators, in 2009 at the age of 46 after a long and successful career in Information Technology. Today, his portfolio includes Citizens Grill, The Republic Grille, Good Charlie's Oyster Bar and Kitchen, 2 distinct dive bars and 4 Tailgators. His 8 restaurants bring in 23 millions dollars in revenue. Join RULibrary: www.restaurantunstoppable.com/RULibrary Join RULive: www.restaurantunstoppable.com/live Set Up your RUEvolve 1:1: www.restaurantunstoppable.com/evolve Subscribe on YouTube: https://youtube.com/restaurantunstoppable Subscribe to our email newsletter: https://www.restaurantunstoppable.com/ Today's sponsors: Cerboni - Cerboni is an all-in-one financial solution for restaurants. Reliable tax preparation & Business incorporation. Seamless Payroll and compliance report. Strategic CFO Services That Drive Business Growth. Detailed, custom reporting for complete financial clarity. Dedicated support for restaurants & Multi-location businesses. End-to-end financial management under one roof.   Meez: Are you a chef, owner, operator, or manage recipes in professional kitchens? meez is built just for you. Organize, share, prep, and scale recipes like never before. Plus, engineer your menu in real-time and get accurate food costs. Sign up for free today and get 2 FREE months of invoice processing as a listener of the Restaurant Unstoppable Podcast. Visit getmeez.com/unstoppable to learn more.   US Foods®. Make running your foodservice operation easier and more efficient with solutions from US Foods®. Utilize a suite of digital tools, like the all-in-one foodservice app MOXē®, and enjoy exclusive access to quality Exclusive Brands products. Learn how partnering with US Foods helps you get more out of your business by visiting www.usfoods.com/expectmore Restaurant Systems Pro - Lower your prime cost by $1,000, and get paid $1,000 with the Restaurant Systems Pro 30-Day Prime Cost Challenge. If you successfully improve your prime cost by $1,000 or more compared to the same 30-day period last year, Restaurant Systems Pro will pay you $1,000. It's a "reverse guarantee."  Let's make 2026 the year your restaurant thrives. Today's guest recommends: 7Shifts Guest contact info:  LinkedIn: https://www.linkedin.com/in/hallers/ Thanks for listening! Rate the podcast, subscribe, and share! 

Event Objectives:Assess and stratify the immediate risk for self-harm or harm to others in adolescents presenting with suicidal ideation (SI), guiding appropriate triage decisions (e.g., home, EMPS, ER).Utilize effective in-office de-escalation strategies and immediately establish core safety measures for pediatric patients experiencing an acute psychological crisis.Integrate knowledge of adolescent confidentiality laws and high-risk factors (trauma, LGBTQ+ status) to structure challenging patient encounters and determine appropriate parental involvement.Claim CME Credit Here!

In this episode of the Learn to Swing Trade the Stock Market podcast, host Brian Montes discusses identifying trade opportunities and emphasizes the importance of sector analysis. He uses Ralph Lauren as a case study to illustrate how to identify stocks gaining momentum in a choppy market. The conversation covers the significance of volume, the top-down trading strategy, and the necessity of being selective in trade choices. Brian also highlights the importance of maintaining a favorable risk-reward ratio in trading.Look for opportunities outside of common stocks.Sector analysis is crucial for swing trading.Not every trade will be a winner; patience is key.Winning trades should outpace losing trades in percentages.Utilize sector ETFs to guide trading decisions.Ralph Lauren serves as a strong example of a trade opportunity.Volume is a critical factor in confirming trade setups.Be selective in a choppy market to find viable trades.The holiday season typically boosts retail sector performance.Use the Discipline Trader Academy's checklist to improve your trading outcomes.If you found the episode valuable, please subscribe to the podcast and leave a review! Have a question? Email Brian at brian.montes@icloud.comNeed the DTA A+ Swing Trade Set-Up Checklist? Download it for free -> https://bit.ly/3Z0gWe9

Early episode drop this week due to the holiday!Put simply, bookstore co-op is a tool publishers can use to incentivize bookstores for ordering and featuring their books, or hosting events with their authors. Is co-op right for your publisher? How do you best use it?Jane Friedman of The Bottom Line is back to chat with Joe and Elly about co-op, Microcosm's experience with it, and how to communicate with buyers and reps about it.Check out The Bottom Line here: https://janefriedman.com/the-bottom-line-janes-publishing-industry-newsletter/************Thank you for catching the People's Guide to Publishing vlogcast!  We post new episodes every Thursday about publishing, authors, and the book industry. You can also listen via your preferred podcast app, or by visiting linktree.com/microcosmGet the book: https://microcosmpublishing.com/catalog/books/3663Get the workbook: https://microcosmpublishing.com/catalog/zines/10031More from Microcosm: http://microcosmpublishing.comMore by Joe Biel: http://joebiel.netMore by Elly Blue: http://takingthelane.comSubscribe to our monthly email newsletter: http://eepurl.com/gIXT6vFind us on social media:Facebook: http://facebook.com/microcosmpublishingBlueSky: https://bsky.app/profile/microcosm.bsky.socialInstagram: http://instagram.com/microcosm_pub************

In this episode, Matt sits down with South Plains College head coach Cinco Boone for a real, behind-the-scenes conversation on what it's really like to build a program from the ground up again. They talk about film sessions right after jamborees, the frustration of early-season sloppiness, and how to balance honesty and encouragement with your players.You'll hear Coach Boone open up about: • Why he brings the team in the same night after a jamboree to watch film and correct habits • The difference between playing hard and actually being physical, finishing possessions, and winning 50/50 balls • How to teach players that they can't “hero ball” their way to wins and why they really do need a system • Using film to explain the “why” behind turnovers, bad shots, and poor decisions • The power of the word “yet” in culture building and player development • How to protect your own confidence as a coach when things don't look like you hoped • Why becoming a dad completely changed how he sees parents, players, and empathy • The danger of comparing your team to others on social media and what he does to avoid that trap • How assistants can add huge value by taking things off the head coach's plate • Giving players ownership with meaningful either/or choices that still fit your standards • What he learned from working for coaches like Greg Young and Chris Beard—and why trying to be someone else doesn't work • Building a junior college roster from almost scratch and staying patient with the processIf you're a coach who: • Feels behind in October or November • Is taking over a new program and wondering if you're “on track” • Struggles with self-doubt and overthinking after tough practices or scrimmages • Wants practical ideas for film, culture, and daily habitsKey themes in this episode: • Culture over schemes • Habits before Xs and Os • Trust, roles, and minutes • Owning your personality as a coach • Balancing accountability with belief • Using assistants and social media the right way

As 2025 comes to a close, we're here to help you make the most of year-end tax planning. I'm explaining seven actionable strategies to help you minimize your tax liability and optimize your retirement savings before the New Year.  From maximizing retirement plan contributions and exploring Roth conversion opportunities to using donor-advised funds for charitable giving and getting the most from your health savings accounts, this episode is packed with practical advice. The insights I'm sharing in this episode will guide you through the essential moves you need to consider before December 31st.  You will want to hear this episode if you are interested in... [00:00] Year-end retirement contribution tips. [04:07] Mega Backdoor Roth IRA strategy. [08:51] Maximizing charitable tax benefits. [12:19] Year-end tax savings key insights. [16:24] Maximize HSA contributions strategically. 7 Essential Year-End Tax Planning Strategies for 2025 When the end of the year approaches, savvy savers and future retirees know it's prime time to make smart financial moves. Here are my top seven actionable steps you can take before December 31st, and even a few after, to set yourself up for retirement success and optimize your tax situation.  1. Max Out Your Retirement Contributions For 2025, the maximum contribution is $23,500 if you're under 50 and $31,000 if you're over 50 (including a $7,500 catch-up). Contributing up to these limits reduces your taxable income for the year and boosts your nest egg for retirement, especially important if you're at your career's earnings peak. But don't wait! Corporate payroll deadlines mean these contributions typically need to be made by year's end. Self-employed individuals might have a little longer, but now is the best time to act. Setting yourself up for the new, higher 2026 limits can also help you keep your savings momentum going. 2. Utilize the Mega Backdoor Roth IRA High earners who make too much for direct Roth IRA contributions aren't out of options. The "Mega Backdoor Roth" strategy lets you contribute after-tax dollars beyond the standard 401(k) limits, then convert those funds into a Roth IRA or a Roth 401(k). For 2025, total contribution limits (including after-tax) can be as high as $77,500 if you're over 50. This powerful move can supercharge your retirement savings with the potential for decades of tax-free growth. However, not all employer plans allow in-plan conversions, so check with your HR department to explore your options. 3. Consider Roth Conversions A Roth conversion involves moving pre-tax money from a traditional IRA or 401(k) into a Roth account. You'll owe taxes on the conversion, but if you're in a low tax bracket this year, or expect to be in a higher one later, converting now could pay off substantially in future tax savings. Even small conversions ($10,000 - $20,000) can be beneficial if kept in lower tax brackets.  4. Maximize Charitable Contributions Using Donor-Advised Funds Charitable giving is generous, but it's also an opportunity to optimize taxes. Since the standard deduction now exceeds what many typically give, "bunching" several years' worth of donations into a single year using a donor-advised fund can allow you to itemize and increase your deduction. For example, funding three years of donations at once could push your deductions over the standard threshold, providing a greater tax benefit. 5. Review Stock Options for Tax Efficiency If you have stock options, especially non-qualified stock options or incentive stock options (ISOs), year-end is an ideal time to review their tax impact. Exercising during a low-income year can mean paying less tax on gains. ISOs, when held beyond the required periods, can qualify for long-term capital gains tax rates. Each type of stock option has distinct rules and opportunities for savings, so analyze your position before acting. 6. Use Flexible Spending Accounts (FSAs) Before They Expire FSAs allow you to pay for medical expenses with pre-tax dollars, saving you the equivalent of your combined federal and state tax rates (often ~30%). For 2025, you can contribute up to $3,300. Remember: FSAs are "use it or lose it," so spend down your balance, or you risk forfeiting unspent dollars, with only a limited carryover allowed. Also consider dependent care FSAs if you have eligible expenses. 7. Maximize Your Health Savings Account (HSA) HSAs are financial powerhouses, offering triple tax benefits: contributions are deductible, growth is tax-free, and withdrawals for qualified medical expenses are untaxed. The 2025 limits are $4,300 for singles and $8,550 for families, plus an extra $1,000 catch-up if you're over 55. Make sure employer contributions are factored into your personal limit, and if both spouses are eligible, consider separate accounts for maximum catch-up savings. Year-end tax planning is your chance to make meaningful progress toward retirement readiness and tax efficiency. Whether you're maximizing workplace plans, exploring Roth opportunities, leveraging charitable strategies, or optimizing account contributions, each move can compound into significant long-term benefits.  Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE  Charles Schwab Fidelity Vanguard Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact   Subscribe to Retire With Ryan

In this episode of Stewardship Leader, the third in a three-part series, Dr. Russell James joins Leo Sabo to discuss practical ways to apply biblical principles to fundraising. Drawing on insights from his book, "The Biblical Fundraiser In Modern Practice: Helping Christians Enjoy Their Wealth," Dr. James provides guidance on engaging donors, designing meaningful giving opportunities, and helping supporters see their wealth as a tool for kingdom impact. He emphasizes the importance of enjoying wealth through good works and generosity, rather than hoarding it. The conversation also covers the distinction between income and wealth, and how ministries can better handle non-cash gifts.Key TakeawaysEmphasize reaching out to wealth holders as a unique ministry.Overcome barriers by learning about wealth management and tax laws.Utilize donor-advised funds for managing complex non-cash gifts.Encourage impact investing to align wealth with good works.Use technology wisely to foster genuine ministry relationships.Cultivate a culture of joyful giving rather than obligation.Empower donors to feel like active participants in good works.Focus on building long-term advising relationships with donors.Avoid leadership ego to enhance donor involvement and impact.Apply biblical teachings to fundraising for greater effectiveness.ResourcesDr. Russell James' website - https://encouragegenerosity.com/Joyful Wealth Management with Dr. Russell James and Dr. Eddie Thompson - PodcastBooks by Dr. Russell James:The Biblical Fundraiser in Modern Practice: Helping Christians Enjoy Their Wealth The Biblical Fundraiser in Ancient Words: The Historical Ministry of Major Gift FundraisingJoyful Wealth Management: A Bible Study Discussion Guide

David: Hi, and welcome to the podcast. In today's episode, co-host Jay McFarland and I will continue our discussion about the AI Approach to Multiply Your Sales. This is episode three in our series, and it's about upselling, sales funnels, and your CRM. David: Welcome back, Jay. Jay: Thank you, David. This has been fascinating for me as I look at what AI recommends. And even just apply some of those basics to my own business but also realizing that these are kind of general, and figuring out how to apply them to everybody's individual circumstances is no easy feat. David: Exactly. And one of the things that I've really liked about this series is having the opportunity to talk about the "how" of a lot of this stuff, because as business owners, as salespeople, we've heard these recommendations forever. But the question is always, "well, how do you go about doing it?" And so what I've been trying to do in this series is to say, okay, here's the general what you ought to do, but then there's the, how do you go about doing it? And this is exactly what we help our clients with. So it's been really fun for me to be able to go through these and say, okay, there are probably lots of ways to do these things, but this is how we do it. Because our goal is to simplify it for our clients. So you don't have to say, Oh, well, should I do this? Should I do that? Should I do this? It's like, okay. Implement this, gauge the results, see how it goes, report back, if we need to tweak it, if we need to do something different, we can, but you have an instant starting point, and that allows you to get actions taken, get results back quickly, and then be able to adapt as you go. Jay: Yeah, I love that, that you're able to kind of cut through all of the noise out there because there's so much noise, and help them identify for their individual situation what they need because they may have asked AI and we have some of those lists here and items from AI, but again, it's just a starting point. David: Exactly. So let's take a look at the things that we already discussed in the previous episodes. And once again, what we're doing here is we asked AI, what are the things that will allow us to multiply our sales? It came back with number one, define your target audience. Number two, develop a compelling value proposition. Number three, optimize your marketing channels. We covered that in previous episodes. Number four was enhance your customer experience. Number five was implement a referral program. Number six was leverage and the power of content marketing. So now in this episode, we're going to tackle numbers seven, eight, and nine, which is upselling, sales funnels, and your CRM. So let's get to number seven. 7. Utilize upselling and cross selling strategies: Offer complementary products or services to increase the average transactional value and maximize customer value. What do you think? Jay: Yeah. I mean, it makes a lot of sense. I will tell you this was much easier to grasp in my mind when I was in the restaurant business, right? It's like, you want fries with that? You know, let's make it a value meal. Let's make it a, you know, a combo, whatever. I will tell you, we've spent a lot of time in my current business identifying what are the other things, other products that we can offer that our customers will want, not things that we can shove down their throat, but what other things can we add that they may be looking for because they came to us? David: Yes, exactly. And I think people hear about upselling and cross selling and they're like, Oh yeah, that sounds like a good idea. Most people are familiar with the restaurant, the McDonald's example, "want fries with that." So it makes sense, but it's like, okay, how do I apply that to my business? And one of the ways that we help our clients do that is to identify, okay, well, what does this mean? What is upselling versus cross selling and all that sort of thing? And in a nutshell, the way that I view it, upselling is when you're selling them a better version of the thing that they're considering buying or a more expensive version of the thing that they're considering buying. Cross selling is the idea of "want fries with that." It's okay. You're already getting this. This goes with it. Would you like to do that as well? In the promotional products industry, where I do a lot of my work, cross selling is, "ah, you're buying t shirts, want sweatshirts with that." Or if you're buying sweatshirts, want sweatpants with that, right? Want caps with that. Shirts and caps go together, that type of thing. So, It's pretty simple when we boil it down, and it's even better and it's even easier when we turn it into a process so that everybody knows the words you say when someone is ordering a particular type of product. Jay: Yeah. So I think that there's two steps, right? Identifying what those things are based upon your industry. And I think the key to that, honestly, for me is just listening. Right? I'm on the phone with these people every single day and over time I'm starting to sense, wait a minute, there's an opportunity here that we can fill. But then there is the implementation of that process, right? If you don't make it a process, if you don't identify it, define it, implement it, and track it, then it's probably not going to happen, or it's not going to be as successful as you would hope. David: Absolutely. I think that a lot of people know that they need to be doing these things, but once again, they're not quite sure exactly how, they don't get a system in place, and as a result, it doesn't happen. And that's going to really apply to all the different points that we're talking about here. Jay: Yeah, I totally agree with you. David: So the next one... 8. Analyze and Optimize Your Sales Funnel: Continuously monitor and analyze your sales funnel to identify areas for improvement and optimize the conversion rates at each stage. That sounds a little complicated. I don't know how you could possibly get more buzzwords into one sentence than that.. Jay: That's what AI likes to do. They like to cram all these big words in there, and you kind of sit back and roll your eyes like, okay, how David: You're really smart. I don't know what you just said, but you sound really, really smart. Jay: Yeah, and how on earth am I going to do that? I will tell you, we've spent almost a year on this, and I don't think we're even close, David. I don't think we're even scratching the surface on this. David: Yeah, and I think you're really not alone. Most people, when they think in terms of optimizing their sales funnel, they immediately think in terms of the tech. Right? What does the tech need to do? What do I need to have the tech do? And, once again, we're all about simplifying things. So when I'm doing work with clients, we first look at, okay, what needs to happen from a human standpoint? What words need to be said to which people at which times? At which intervals? And once you've identified that and you get something in place, you can test it out and see how it works. It's not like you put something in place and it's immediately perfect. But I'll go back to one of the mantras that I say over and over again to prospects and clients all the time. Done is better than perfect. You are far better off getting something reasonably good in place today than something perfect six months from now. Because that's six months worth of missed opportunities and so many people do that and don't even realize they're doing it. Jay: Yeah, I love that. Done is better than perfect because there are perfectionists out there. I also think that people need to recognize that, yeah, it may seem daunting, but if you get it done, and you get it at least defined to some degree, you're gonna save time over the next months and years because it's just gonna become automatic. And if you bring in new people, you're like, this is our system. And so, you know, a lot of that kind of haphazard nature will go away. And you'll have more time, not less time. David: Exactly. Another thing that we do in our approach, I look at a statement like that, analyze and optimize your sales funnel. And I just think of it in terms of the things that have to happen. If you send out a hundred emails, how many people reply? And of the people who reply, how many of them are ready to buy now? How many have specific dates in mind? How many are generally receptive? How many are rude, obnoxious, belligerent, disqualified? And how many don't reply at all? Because then it becomes process of elimination. If I send out a hundred emails and I hear back from seven people, that means that there's a hundred minus seven people that so far have been unresponsive. So the next message that I send to them can be designed to pull them in. It can reference the previous message and we can get more juice out of the fruit. Jay: Yeah, I love that. More juice, but also, that seven that you've spoken to, maybe you made customers out of two. What about the other five? What is your continuing message to those people? How do you stay in touch? You know, you've got to identify each group and how they're going to be handled going forward. And once you've maximized that, I've found it really starts to feed itself. And then it's kind of fun, right? Because I'm dealing with the leads that I got this month, but all of a sudden I get people who call me up and they're like, yeah, we talked three or four months ago, or yeah, we talked two weeks ago. I got your email, and you're like, you know, I didn't have to do anything, because I set up a system to handle that for me. David: Yes, and we have tracking sheets that we use, that we give to our clients to use, so that they can say, alright, I sent out 100 emails, that goes in the one column,

Dan Weinberger is the Founder of Weinberger's Deli located in Grapevine, Texas. Dan's parents opened and operated 5 deli's in Chicago from 1952 until 2000. Dan worked in his parent's stores growing up and eventually went to culinary school and opened his own deli, Weinberger's Deli, in 2002 in Grapevine, TX. Weinberger's Deli is still going strong today with plans to expand the current location's footprint.  Join RULibrary: www.restaurantunstoppable.com/RULibrary Join RULive: www.restaurantunstoppable.com/live Set Up your RUEvolve 1:1: www.restaurantunstoppable.com/evolve Subscribe on YouTube: https://youtube.com/restaurantunstoppable Subscribe to our email newsletter: https://www.restaurantunstoppable.com/ Today's sponsors: Cerboni - Cerboni is an all-in-one financial solution for restaurants. Reliable tax preparation & Business incorporation. Seamless Payroll and compliance report. Strategic CFO Services That Drive Business Growth. Detailed, custom reporting for complete financial clarity. Dedicated support for restaurants & Multi-location businesses. End-to-end financial management under one roof.   Meez: Are you a chef, owner, operator, or manage recipes in professional kitchens? meez is built just for you. Organize, share, prep, and scale recipes like never before. Plus, engineer your menu in real-time and get accurate food costs. Sign up for free today and get 2 FREE months of invoice processing as a listener of the Restaurant Unstoppable Podcast. Visit getmeez.com/unstoppable to learn more.   US Foods®. Make running your foodservice operation easier and more efficient with solutions from US Foods®. Utilize a suite of digital tools, like the all-in-one foodservice app MOXē®, and enjoy exclusive access to quality Exclusive Brands products. Learn how partnering with US Foods helps you get more out of your business by visiting www.usfoods.com/expectmore Restaurant Systems Pro - Lower your prime cost by $1,000, and get paid $1,000 with the Restaurant Systems Pro 30-Day Prime Cost Challenge. If you successfully improve your prime cost by $1,000 or more compared to the same 30-day period last year, Restaurant Systems Pro will pay you $1,000. It's a "reverse guarantee."  Let's make 2026 the year your restaurant thrives. Today's guest recommends: Cerboni Popmenu Square Guest contact info:  Website: https://www.weinbergersdeli.com Thanks for listening! Rate the podcast, subscribe, and share! 

In this episode of Inside the GMAT, GMAC Zach sits down with Ashwini Deshpande, a former fashion designer turned MBA candidate whose two-month GMAT sprint transformed her entire career trajectory. Ashwini shares how she went from designing digital fashion at Meta to scoring a 750 on the exam (roughly a 715 on today's scale), earning admission—and a scholarship—to the Kellogg School of Management at Northwestern University. She walks through her unconventional path, why she approached GMAT prep like a creative challenge, how the right prep tools accelerated her progress, and why non-traditional applicants should see their backgrounds as an advantage, not a barrier. Ashwini also explains how her GMAT skills still show up in the classroom and in consulting recruiting—and how confidence, mindset, and self-reflection powered every step of her journey. You can follow Ashwini's MBA adventures on Instagram, offering a behind-the-scenes look at classes, campus life, and what it's really like to be a business student with a fashion-tech edge. Explore GMAT Prep: https://www.mba.com/gmat-exam-prep Register for the GMAT: https://www.mba.com/exams/gmat-exam/register Watch on YouTube: https://www.youtube.com/@GMATbyGMAC Takeaways: Creativity can lead to a successful MBA journey and prep plan. Self-reflection is key in GMAT preparation. Non-traditional backgrounds can be advantageous in applications. Choosing the right business school is crucial for fit. A strong GMAT score can open doors to not just top schools, but scholarship opportunities. Start preparing early to avoid last-minute stress. Utilize resources that match your learning style. Confidence is essential for non-traditional candidates. Success is achievable with dedication and the right mindset. Chapters: 00:00 Introduction to Ashwini's Journey 05:03 The GMAT Experience: Preparation and Strategy 10:23 Choosing the Right Business School 15:32 Leveraging a Unique Background in Applications 21:06 Advice for Non-Traditional MBA Candidates 25:59 Conclusion and Key Takeaways

Addie and Dustin Teague are the owners of Relish Restaurant and Bar located in Houston, TX. The pair are married and are both from Houston originally. Dustin worked in restaurants in Las Vegas and New York before returning to Houston. Addie attended culinary school and worked in places as revered as Eleven Madison Park in NYC, and also returned to Houston. In 2011, Addie opened Relish as a market and hired Dustin as her chef. The market version of Relish closed in 2015 and was reopened in 2016 as Relish Restaurant and Bar. In 2024, the second location opened. Join RULibrary: www.restaurantunstoppable.com/RULibrary Join RULive: www.restaurantunstoppable.com/live Set Up your RUEvolve 1:1: www.restaurantunstoppable.com/evolve Subscribe on YouTube: https://youtube.com/restaurantunstoppable Subscribe to our email newsletter: https://www.restaurantunstoppable.com/ Today's sponsors: Cerboni - Cerboni is an all-in-one financial solution for restaurants. Reliable tax preparation & Business incorporation. Seamless Payroll and compliance report. Strategic CFO Services That Drive Business Growth. Detailed, custom reporting for complete financial clarity. Dedicated support for restaurants & Multi-location businesses. End-to-end financial management under one roof.   US Foods®. Make running your foodservice operation easier and more efficient with solutions from US Foods®. Utilize a suite of digital tools, like the all-in-one foodservice app MOXē®, and enjoy exclusive access to quality Exclusive Brands products. Learn how partnering with US Foods helps you get more out of your business by visiting www.usfoods.com/expectmore   Restaurant Systems Pro - Lower your prime cost by $1,000, and get paid $1,000 with the Restaurant Systems Pro 30-Day Prime Cost Challenge. If you successfully improve your prime cost by $1,000 or more compared to the same 30-day period last year, Restaurant Systems Pro will pay you $1,000. It's a "reverse guarantee."  Let's make 2026 the year your restaurant thrives. Today's guest recommends: Cerboni Guest contact info:  Instagram: @relishrestaurantandbar Website: https://www.relishhouston.com Thanks for listening! Rate the podcast, subscribe, and share! 

Richard Gould went from a high school dropout to the founder of a blue collar franchise with over 20 locations. After buying a business from his mentor and quadrupling sales, he took a massive risk: selling everything to move to a new state with no connections. There, he rebuilt his empire from scratch, proving his system works anywhere.In this episode, Richard breaks down exactly how to start a painting business with less than $1,000. He explains why simple marketing like door hangers and low-ticket offers like pressure washing are the best ways to secure high-paying jobs. Richard also reveals the critical financial metrics—specifically labor efficiency and material costs—that you must track to ensure a healthy 30% net profit margin.Join host Ryan Atkinson as he sits down with Richard to uncover the secrets of scaling a home service business from a side hustle to a national brand. They discuss strategies for generating Google reviews, transitioning from working in the business to on it, and why you should be a "tugboat" rather than a "showboat" when reinvesting profits. This interview provides the actionable blueprint you need to build wealth through service.Takeaways:- Discover the exact step-by-step process to launch a fully operational painting business with less than $1,000 in upfront capital.- Implement the "Trojan Horse" strategy of offering low-ticket pressure washing services to get your foot in the door and upsell homeowners on high-ticket exterior painting contracts.- Utilize specific door hanger marketing with a clear "20% off" call-to-action to secure your first customers without spending money on digital ads.- Learn how to acquire an established small business without a bank loan by negotiating seller financing with manageable monthly payments.- Track the "golden metric" of $2,500 in weekly revenue per employee to ensure your labor costs never eat into your company's bottom line.- Maintain a strict 10% cap on material costs relative to sales to guarantee a healthy 30% net profit margin on every project.- Master the persistence method for collecting 5-star Google Reviews immediately after job completion to dominate local search rankings.- Avoid the "Showboat Trap" of buying brand-new work vans too early and instead prioritize reinvesting profits into better equipment and skilled labor.- Simplify your sales offers to remove customer confusion, which increases your closing rate on residential bids significantly.- Transition from working "in" the business to working "on" the business by building systems that allow you to scale from a single crew to a national franchise.Tags: Home Services, Service & Consulting, Side Hustle, Low Cost Startup, Blue Collar, Business ScalingResources:Grow your business today: https://links.upflip.com/the-business-startup-and-growth-blueprint-podcast Connect with Richard: https://www.linkedin.com/in/richard-gould-b838b157/

Would your P&C agency benefit from nearshore or offshore back-office solutions? Find out more in this episode of Insurance Shoptalk! In this episode, host Eric Stein is joined by guests Mark Stetson and Henderson Watkins from Solvo Global. They share more about Solvo Global and their many services for P&C agencies, like processing certificates, scrubbing accords, forwarding policy information, and handling reinstatements and cancellations. Eric, Mark, and Henderson also delve into the differences between offshore and nearshore service, and how they differ in cost savings, productivity benefits, and more. To learn more about Solvo Global, find them online at www.solvoglobal.com About Insurance Shoptalk Join host Eric Stein on a journey through the dynamic world of commercial property and casualty insurance. With over 25 years of experience in the industry, Eric brings a wealth of knowledge and insights to every episode. Insurance Shoptalk is your premier destination for in-depth discussions on the latest industry trends, technology impacts, interviews with leading experts, and much more. If you enjoyed this episode of Insurance Shoptalk, follow us on our social media pages to learn the latest on commercial insurance industry.

In the latest installment of GMAC Zach's EA prep journey, Zach is joined by test prep expert Stacey Koprince for another candid conversation about tacking the exam. Fresh off completing the Foundations of Math book, Zach shares what surprised him, what clicked, and what still feels intimidating — from story problems that suddenly felt accessible to "age problems" that he hopes never appear on test day. Stacey breaks down the science of curiosity-driven learning, reveals which math topics appear more or less frequently on the EA, and offers practical strategies for prioritizing prep when time is short. The episode dives into one of Zach's biggest hurdles: memorizing fraction–decimal–percent conversions. Stacey walks him through how to derive conversions logically rather than rote-memorize long tables, giving Zach (and listeners) a more intuitive path forward. They also discuss leveraging AI carefully, using Foundations of Math as a reference tool, and maximizing the last few days before Zach's section practice exam — especially in Integrated Reasoning. About Stacey: Stacey Koprince is one of the most recognized names in test prep, with over 15 years of experience teaching the GMAT, EA, GRE, and LSAT. As Manhattan Prep's Director of Content & Curriculum, she has written countless articles, guides, and video explanations that thousands of students rely on. A former management consultant, Stacey now spends her days helping future business leaders master tricky concepts and find confidence in their prep—something she's passionate about seeing "click" for every student. Helpful links: Register for the EA: https://www.mba.com/exams/executive-assessment/register Purchase EA Official Prep: https://www.mba.com/exams/executive-assessment/prepare GMAC Free EA Prep: https://www.mba.com/exams/executive-assessment/prepare/free-prep-resources Manhattan Prep EA Resources: https://www.kaptest.com/gmat/courses/executive-assessment-test-prep Takeaways: Curiosity enhances learning and retention. Practice tests help identify areas for improvement. Memorization of key math concepts is beneficial. Organization is crucial for solving complex problems. Focus on strengths rather than weaknesses before tests. Engaging with material through discussion aids understanding. Utilize study materials as references even after completion. Seek advice from test prep experts for common topics. Don't let external pressures affect test performance. Learning is a journey, and progress should be acknowledged. Chapters: 00:00 Introduction and Study Progress 03:02 Reflections on Learning and Curiosity 05:54 Challenges with Word Problems 08:35 Understanding Common Test Topics 09:52 Memorization Techniques for Math 17:49 Utilizing Study Materials Effectively 24:20 Final Thoughts and Future Plans

Chef David Denis was born and raised in France with a grandmother and mother who both owned restaurants and cafes. David became a chef and ended up in Houston for a private chef gig and stayed. He opened his first restaurant in Houston in 2001, then opened his second restaurant 7 years later. He later became a consultant and finally in 2020 he bought Bistro Five-5-Five with his partners. This year he became the sole owner of the restaurant and will rename it Bistro Mistral. He plans to open at least 4 more restaurants in Houston. Join RULibrary: www.restaurantunstoppable.com/RULibrary Join RULive: www.restaurantunstoppable.com/live Set Up your RUEvolve 1:1: www.restaurantunstoppable.com/evolve Subscribe on YouTube: https://youtube.com/restaurantunstoppable Subscribe to our email newsletter: https://www.restaurantunstoppable.com/ Today's sponsors: Cerboni - Cerboni is an all-in-one financial solution for restaurants. Reliable tax preparation & Business incorporation. Seamless Payroll and compliance report. Strategic CFO Services That Drive Business Growth. Detailed, custom reporting for complete financial clarity. Dedicated support for restaurants & Multi-location businesses. End-to-end financial management under one roof.   US Foods®. Make running your foodservice operation easier and more efficient with solutions from US Foods®. Utilize a suite of digital tools, like the all-in-one foodservice app MOXē®, and enjoy exclusive access to quality Exclusive Brands products. Learn how partnering with US Foods helps you get more out of your business by visiting www.usfoods.com/expectmore   Restaurant Systems Pro - Lower your prime cost by $1,000, and get paid $1,000 with the Restaurant Systems Pro 30-Day Prime Cost Challenge. If you successfully improve your prime cost by $1,000 or more compared to the same 30-day period last year, Restaurant Systems Pro will pay you $1,000. It's a "reverse guarantee."  Let's make 2026 the year your restaurant thrives. Today's guest recommends: Cerboni Square Pop Menu Restaurant365 Guest contact info:  Instagram: @chefdaviddenis Thanks for listening! Rate the podcast, subscribe, and share! 

Summary Struggling to stand out on Etsy? Discover how Nancy Badillo, a digital marketing expert with over 15 years of experience, turned her setbacks into a thriving Etsy business. In this episode, Nancy breaks down the exact market research and keyword strategies that help sellers find profitable niches, boost visibility, and increase their average order value. Learn how to create irresistible digital products, enhance user experience, and use personalization and bundles to drive more sales. If you want to master Etsy trends and grow your shop with proven techniques, this episode is your roadmap to success.

In this episode, Mark Raffler and Bridget Rieth connect with longtime Kent ISD mentor & author, Ellin Oliver Keene.  Ellin's book, research, and leadership around student engagement inform the topic of today's podcast.  Engaging Children addresses the ongoing challenges and payoffs of centering student engagement as a foundational priority in classrooms and schools. Regardless of grade level or curriculum, students who connect to classroom experiences in meaningful ways are more likely to retain and reapply their learning. Engaged students want to show up and want to learn. They have a greater sense of belonging in the school community and are more able to connect their learning to the outside world in which they live.Ellin Keene discusses defining and teaching engagement, student-centered practices and ownership, and measuring, discussing, and prioritizing engagement within required curriculum.Here are some highlights from our conversation: Engagement is Essential for Retention and Reapplication: The data on learning loss without engagement is "shocking," showing that only between 15% and 20% of kids will carry learning forward if they are not engaged. Educators must prioritize engagement because it directly determines whether students retain and reapply knowledge across time intervals.Distinguish Between Teacher Motivation and Student Ownership: Motivation is often perceived as something adults do to children, while engagement is something students own, work on, and reconnect themselves with. Teachers need to move away from being constant promoters and instead teach students how to be metacognitive about their engagement, enabling them to recognize when they are disengaged and take action to re-engage.Utilize the Four Pillars of Engagement: The four pillars-Intellectual Urgency, Emotional Resonance, the Aesthetic World, and Perspective Bending-provide educators and students with a common, shared language for discussing true engagement. Educators should talk about engagement spontaneously and in a planned way, literally naming the type of engagement when it emerges in the classroom to help students wield it as a powerful learning tool.Student Choice and Ownership is Critical: Choice serves as a hallmark of a student-centered classroom that yields better results. Without choice throughout their day, students are unlikely to remember and reapply what they are taught, which creates tension when teachers must adhere closely to required scripts. Utilizing materials that students love and aesthetically respond to is a powerful way to foster engagement and ownership.Prioritize Fidelity to the Standard Over Materials: Educators are critical thinkers who should use their artistry to make discerning decisions, supplementing or replacing required tasks, like repetitive graphic organizers, that cause student disengagement. Teachers should also focus on skills grounded in research and adjust instruction accordingly.Concluding with our normal podcast protocol, we ask for resources for educators to learn more about Engaging Children, Igniting a Drive for Deeper Learning. Check out our podcast resource page for all the links!We wrap up this episode by asking listeners to share your thoughts on podcast topics - your voice matters!  Please visit bit.ly/LLCNtopics to tell us what you want future podcasts to focus on in relation to literacy.  All resources in this LLCN Brief (and future podcasts) can be found at:  bit.ly/LLCNresources2526 Subscribe to the Literacy Leadership and Coaches Network podcasts here: https://podcasters.spotify.com/pod/show/llcnbrief or your favorite podcast platform.Please note the audio used as an introduction and in transitions in this podcast is under the Creative Common License and attribution is given as follows:Medicine by WinnieTheMoogLink: https://filmmusic.io/song/6256-medicineLicense: http://creativecommons.org/licenses/by/4.0/

 OverviewIn this episode of the RockSolid Families podcast, hosts Linda and Merrill Hutchinson discuss the complexities and dangers of toxic relationships, expanding from previous discussions on gaslighting to encompass various forms of toxic interactions. They emphasize the importance of recognizing unhealthy dynamics in relationships, be it with spouses, family members, coworkers, or friends.Key Points Understanding Toxic Relationships   - Toxic relationships are characterized by patterns of behavior that diminish or harm individuals' well-being.   - Common forms include controlling behavior, chronic criticism, lack of empathy, gaslighting, and emotional manipulation.   - Relationships can be toxic even if they don't involve overt aggression; subtle behaviors can be equally damaging over time. Signs of Toxicity   - Controlling Behavior: Patterns where one person dictates actions and decisions.   - Critical Language:Constant criticism and public humiliation undermine self-esteem.   - Lack of Empathy: Inability to understand or validate the other person's feelings.   - Emotional Manipulation: Gaslighting tactics that twist reality to confuse the victim.   - Ignoring Needs: A lack of mutual understanding and support between parties.   - No Change Over Time: Repeated promises of change without any real action signify deeper issues. Steps to Address Toxic Relationships   - Bring Issues to Light: Encourage open discussions about concerns to combat the secrecy and shame surrounding toxic behavior.   - Set Healthy Boundaries: Clearly define what behaviors are unacceptable and what will no longer be tolerated in the relationship.   - Seek Professional Support: Engage with counselors or support groups to navigate through toxic dynamics safely. 4. Recommendations for Action   - Encourage individuals to seek help if they recognize toxic patterns in their relationships.   - Share experiences and insights to help others who may be suffering in silence.   - Utilize resources like books on boundaries and emotionally destructive relationships for guidance. 5. ConclusionLinda and Merrill close the episode by highlighting the need for courage in addressing toxic relationships and seeking healing. They invite listeners to share the podcast widely to help others identify and confront unhealthy dynamics in their own lives.Call to ActionListeners are encouraged to reach out to RockSolid Families for support, visit their website for resources, and consider donations to help continue their work in promoting healthy family dynamics.By summarizing these key points, business professionals can glean insights into the importance of healthy relationships both personally and within teams, while also recognizing signs of toxicity that may impact workplace culture.U.S. National Domestic Violence HotlineCall: 1-800-799-SAFE (7233)Text: “START” to 88788Chat: thehotline.orgrocksolidfamilies.orgSupport the show#Rocksolidfamilies, #familytherapy, #marriagecounseling, #parenting, #faithbasedcounseling, #counseling, #Strongdads, #coaching, #lifecoach, #lifecoaching, #marriagecoaching, #marriageandfamily, #control, #security, #respect, #affection, #love, #purpose, #faith, #affairs, #infidelity

Eric has a conversation with Todd Zimmerman discussing Kress, a company focused on electrification and robotization in the landscaping industry, particularly through the use of artificial intelligence (AI). Kress offers two main product lines: professional-grade 60-volt battery-powered tools for commercial landscapers and a pro-grade homeowner line, both utilizing advanced battery technology for power and cost savings. The core of the discussion centers on their autonomous robotic mowers, including the homeowner-focused iPilot and the commercial-grade Voyager, which use a combination of RTK, stereo camera, and VSLAM technology for precise, pattern-based mowing and obstacle avoidance. Zimmerman highlights how these robotic mowers can transform the least profitable part of a landscaper's business into the most profitable by drastically reducing operating costs associated with labor, gas, and maintenance, while also addressing friction points and labor shortages in the industry. Key Takeaways: Embrace artificial intelligence tools to potentially help save both time and money in personal and professional applications. Landscapers should transition from gas-powered equipment to cordless products to realize significant annual operational savings per employee. Consider utilizing autonomous robotic mowers, which use virtual boundaries and object recognition, to handle lawn care even on steep slopes up to 39 degrees. Commercial operators can leverage autonomous mowing technology to convert the typically least profitable aspect of their business into the most profitable. Utilize management views and productivity reports in commercial apps to track crew efficiency, optimize travel routes, and accurately quote property jobs.

This week, Morgan and Andrea flip the script and want you to SUCK at divorce. Yep, you read that right. Learn how to Set aside your feelings, Utilize experts, Calm your nervous system, and Know the facts: a game-changing framework that'll help you make better decisions (and fewer expensive mistakes) during your divorce.From cortisol spikes to co-parenting apps, nervous-system hacks, and even Amazon finds that actually don't suck, the girls cover it all ...with the perfect blend of legal insight, emotional honesty, and wine-soaked humor you've come to expect.

Al Kushner is the visionary founder of LinkedVantage.com, a firm dedicated to transforming LinkedIn profiles into high-performing assets for B2B growth. With decades of experience, Al has mastered the art of turning digital presence into measurable business opportunities through strategic positioning and impactful connections. Tune in as he shares actionable insights on profile optimization, content strategy, and building meaningful professional networks that convert.Please learn more about Al Kushner at www.LinkedVantage.comIn this special anniversary episode of Mr. Biz Radio, host Ken “Mr. Biz” Wentworth marks nearly nine years on air by exploring LinkedIn's remarkable comeback as a premier platform for business growth. He is joined by LinkedIn strategist and LinkedVantage.com founder, Al Kushner, who shares his entrepreneurial journey and expertise in transforming LinkedIn profiles into profit-generating assets. Together, they uncover how the platform's evolution continues to empower professionals to build credibility, nurture meaningful connections, and drive high-ROI results.The conversation is packed with actionable insights for entrepreneurs and executives looking to elevate their digital presence. Al underscores the importance of polished visuals, credible endorsements, and authentic engagement as key elements of a winning LinkedIn strategy. From avoiding the notorious “pitch slap” to mastering educational content and group interaction, this episode delivers a blueprint for leveraging LinkedIn as a modern engine of influence and opportunity.Key Takeaways:-Professional headshots, updated backgrounds, and strong third-party endorsements are crucial for making a compelling first impression.-Personalize approach rather than overwhelming new connections with immediate sales pitches, which often deter genuine engagement.-Utilize short, educational videos and engage actively in LinkedIn groups to enhance visibility and connect with key audiences.-Acts as a powerful tool for entrepreneurs, enabling targeted connections by showing active users and recent promotions within LinkedIn.-Videos between 30 and 90 seconds are particularly favored by LinkedIn's algorithm, promoting more substantial engagement over traditional text posts.

Eric sat down with Mr. Producer, a seasoned podcast producer and former radio professional, to discuss his career journey and the evolution of audio communication. Mr. Producer shares how a chance encounter at age fifteen led him to a job in radio, detailing his practice of cultivating a powerful voice for the airwaves. A significant portion of the conversation focuses on the shift from traditional radio to the rise of podcasting, highlighting how the fragmented media landscape has replaced the communal listening experience of the past. Mr. Producer also recounts his involvement as an "early adopter" of podcasting technology around 2004 and explains how he eventually retired from radio to help others launch and maintain their own successful podcasts, underscoring the importance of authenticity and finding one's niche in the current media environment. Key Takeaways: Define your personal "why" or purpose before embarking on a new project to ensure your efforts are meaningful to you. Embrace the fact that your initial attempts at a new endeavor will be your worst, and expect continuous improvement as you proceed. Work diligently to cultivate desired skills, such as reading aloud to practice pronunciation, projection, and tonality. Stick with your long-term goals and persevere beyond early discouragement, as consistency is key to reaping lasting benefits. Utilize new platforms like podcasting or content creation to document your journey, build credibility, and sharpen your communication skills.

Russia's New Glide Bombs and Ukraine's Battlefield Crisis at Kurakhove. John Hardie and Bill Roggio discuss how Russia has introduced new, longer-range guided glide bombs (like the UMPK and Grom-E1) that utilize cheap kits or purpose-built designs, offering a cost-effective, more survivable standoff weapon to attack critical infrastructure deep inside Ukraine. Meanwhile, the situation in the key logistics hub of Kurakhove is deteriorating, with Russian infantry infiltrating the city, disrupting crucial drone and mortar positions, and threatening to encircle remaining Ukrainian forces. Russia continues to maintain maximalist peace demands, including a ban on Ukraine joining NATO and demilitarization, resulting in the cancellation of proposed peace talks. 1852

Russia's New Glide Bombs and Ukraine's Battlefield Crisis at Kurakhove. John Hardie and Bill Roggio discuss how Russia has introduced new, longer-range guided glide bombs (like the UMPK and Grom-E1) that utilize cheap kits or purpose-built designs, offering a cost-effective, more survivable standoff weapon to attack critical infrastructure deep inside Ukraine. Meanwhile, the situation in the key logistics hub of Kurakhove is deteriorating, with Russian infantry infiltrating the city, disrupting crucial drone and mortar positions, and threatening to encircle remaining Ukrainian forces. Russia continues to maintain maximalist peace demands, including a ban on Ukraine joining NATO and demilitarization, resulting in the cancellation of proposed peace talks. 1917 PETER

Brian Reece and Steve Crowley are the co-founders of Service Physics. Service Physics is a multi-unit restaurant service consultant company based in NYC. The company was organically recommended by Haven Hot Chicken for franchising. Brian and Steve are hosting a live Q&A in the Restaurant Unstoppable Network on December 9th, 2025. Go to Restaurantunstoppable.com/servicephysics to get a link to join that conversation!  Join RULibrary: www.restaurantunstoppable.com/RULibrary Join RULive: www.restaurantunstoppable.com/live Set Up your RUEvolve 1:1: www.restaurantunstoppable.com/evolve Subscribe on YouTube: https://youtube.com/restaurantunstoppable Subscribe to our email newsletter: https://www.restaurantunstoppable.com/ Today's sponsors: Meez: Are you a chef, owner, operator, or manage recipes in professional kitchens? meez is built just for you. Organize, share, prep, and scale recipes like never before. Plus, engineer your menu in real-time and get accurate food costs. Sign up for free today and get 2 FREE months of invoice processing as a listener of the Restaurant Unstoppable Podcast. Visit getmeez.com/unstoppable to learn more. Cerboni - Cerboni is an all-in-one financial solution for restaurants. Reliable tax preparation & Business incorporation. Seamless Payroll and compliance report. Strategic CFO Services That Drive Business Growth. Detailed, custom reporting for complete financial clarity. Dedicated support for restaurants & Multi-location businesses. End-to-end financial management under one roof.   US Foods®. Make running your foodservice operation easier and more efficient with solutions from US Foods®. Utilize a suite of digital tools, like the all-in-one foodservice app MOXē®, and enjoy exclusive access to quality Exclusive Brands products. Learn how partnering with US Foods helps you get more out of your business by visiting www.usfoods.com/expectmore   Restaurant Systems Pro - Lower your prime cost by $1,000, and get paid $1,000 with the Restaurant Systems Pro 30-Day Prime Cost Challenge. If you successfully improve your prime cost by $1,000 or more compared to the same 30-day period last year, Restaurant Systems Pro will pay you $1,000. It's a "reverse guarantee."  Let's make 2026 the year your restaurant thrives. Guest contact info:  Get in touch right here! Thanks for listening! Rate the podcast, subscribe, and share! 

Mike Johnson, Beau Morgan, and Ali Mac continue to let callers give their take on the Atlanta Falcons 24-23 loss to the Patriots, let you hear Falcons quarterback Michael Penix Jr. talk about how the team kept fighting but it wasn't enough to get the win, react to what Penix Jr. had to say, and explain why they think the Falcons offense must utilize quarterback Michael Penix Jr.'s mobility more.

Kevin StClergy is a distinguished breakthrough specialist, keynote speaker, and author recognized for his impactful work in leadership development and entrepreneurship. Formerly an audiologist, Kevin transitioned into the business world, where he built a thriving coaching and digital marketing enterprise that has served more than 450 clients across the country. Through his website, blindblaming.com, and his active presence on social media, Kevin continues to inspire growth, accountability, and transformation in leaders and entrepreneurs nationwide.Please learn more about Kevin StClergy at www.BlindBlaming.comIn this episode of Mr. Biz Radio, host Ken “Mr. Biz” Wentworth sits down with Kevin StClergy, a thought leader dedicated to transforming blame-based mindsets into self-aware, empowered approaches. The conversation opens with the concept of “blind blaming,” where people instinctively assign fault—either to others or themselves—without addressing the true underlying issues. Kevin shares personal stories, including a memorable childhood baseball experience, to illustrate how blame can limit growth and obscure genuine understanding.As the discussion unfolds, Kevin introduces his Root Cause Discovery (RCD) method—a practical framework built on Reflection, Connection, and Decision-Making—to help uncover what truly drives challenges beneath the surface. Through engaging stories and relatable business examples, he reveals how identifying unseen obstacles can foster clarity, accountability, and transformation. This episode challenges cognitive biases that often distort problem-solving and underscores the importance of seeking deeper insight, including support from coaches and trusted advisors, to achieve lasting progress.Key Takeaways:-Recognize instances of blaming others or oneself for issues without discovering the root problem.-Engage in reflection, seeking external perspective and making decisive actions to tackle real constraints.-Understand biases such as availability and confirmation biases which can thwart problem-solving efforts.-Utilize professional guidance to escape the 'blame loop' and achieve higher levels of success.-Embrace full responsibility by eliminating blaming, complaining, and excuses for personal growth and improved outcomes.

In the final hour, Leila Rahimi and Marshall Harris discussed how the Bears will utilize newly signed defensive back C.J. Gardner-Johnson. After that, Score reporter/host Mark Grote joined the show to share a Bears report live from Halas Hall.

Geetha Panchapakesan, the founder and CEO of Tesser, joins the show. In this episode: Geetha's background in payments and how she arrived in stablecoins Major shifts across payments over Geetha's career Building a one-stop shop solution for financial institutions, PSPs and MSBs Where FIs are today as it relates to engaging to stablecoins Regulatory tailwinds post-GENIUS See more at tesser.xyz

BYU defensive ends coach and special teams coordinator Kelly Poppinga joined DJ & PK to talk BYU football amidst their bye week and their 8-0 start to the season.

E345: Surviving Sugar Season - Proactive Immune Support for Sickness & Health | The Prime Podcast Welcome to "Sugar Season"! That time from Halloween through the holidays when sugar intake often skyrockets, coinciding perfectly with cold and flu season. In Episode 345 of The Prime Podcast, Dr. Skip Wyss and Dr. Julie Wyss discuss how this sugar overload impacts your immune system and what proactive steps you can take to stay healthy "in sickness and in health." Learn why excess sugar feeds bacteria and viruses, potentially suppressing your immune response. This episode provides essential strategies for bolstering your family's defenses naturally. Discover the importance of getting outside for fresh air, Vitamin D, and beneficial micro-exposures. Understand the critical role of gut health and how to support it with ferments like kombucha and proper fiber. Explore natural immune boosters like Elderberry Syrup ("nature's cough syrup"), propolis found in raw honey, and targeted, high-quality supplements like Vitamin D, Zinc, Congaplex, and the benefits of Colostrum. Plus, find out why you should never skip your chiropractic adjustment when you're feeling under the weather – it actually helps your immune response! Stop being reactive to sickness; learn how to be proactive this Sugar Season. KEY TAKEAWAYS: Sugar Season (Halloween-New Year) coincides with cold/flu season partly because excess sugar suppresses the immune system. Sugar feeds bacteria and viruses, potentially prolonging sickness. Moderation with sugar is crucial, but proactive immune support is key. Prioritize getting outside for fresh air, Vitamin D, and beneficial micro-exposures. Support gut health with ferments (kombucha) and appropriate fiber. Utilize natural immune enhancers like Elderberry Syrup, propolis (raw honey), high-quality Vitamin D, and Zinc. Targeted supplements like Congaplex can help manage symptoms like congestion. Colostrum offers significant immune benefits. NEVER skip your chiropractic adjustment when feeling sick – it helps boost your immune response! Take proactive steps this Sugar Season to support your family's immune health. If you have questions or want personalized recommendations, connect with us at info@primefamilycenters.com (mention the podcast!). Please share this episode to help other families stay healthy.

In this engaging episode of the Stronger Sales Teams podcast, host Ben Wright highlights the vital role of well-structured training programs in driving sales team success. He underscores that even the most seasoned sales leaders benefit from revisiting the fundamentals, reinforcing the need for ongoing training until performance targets are consistently achieved. Ben presents a practical framework encompassing sales, technical, and business competencies, offering actionable guidance on designing impactful programs, leveraging feedback, and aligning learning initiatives with shifting market trends.Key Takeaways:• Sales training remains vital, and even experienced sales leaders can benefit from revisiting the basics regularly.• Organize training into sales skills, technical skills, and business skills to optimize engagement and learning.• Regularly update training programs to reflect evolving market trends and emerging technologies, like AI.• Encourage feedback and idea generation during training sessions to identify business improvement opportunities.• Utilize training to build team culture, ensuring sessions are interactive, engaging, and a platform for cross-functional learning.Time Stamps:0:00 Intro1:42 Blast from the Past3:38 Recap7:18 6 Reasons Why Training it Important11:13 How to Build a Training Program: 3 Areas to Cover17:41 Implementing the Training Program23:15 Outcome of a Training Program24:17 The Challenge for Today26:30 Health and Wellbeing Tip27:28 OutroRate, Review, & Follow If you're liking what you're hearing, make sure you ‘follow' the show wherever you listen to your podcasts…so you never miss an episode! I'd also love to hear what you think, so drop us a review after you close that next deal…tell me what you're liking, and what you want more of so I can look to cover it in a future episode.

We' have talked so much about AI. Next week, let's dive deepmore into utilizing AI for content strategy, and Sales and Marketing! Join this engaging conversation on Marketing with Russ…aka #RussSelfie, Episode 563October 27, Monday, 8am PacificFeaturing Scott Aaron Help me welcome Scott, co-founder of The Expert Content Society, creating strategic, high-impact LinkedIn content that gets you seen, heard, and hired, without the guesswork. Utilize his AI-powered content prompts, done-for-you playbook, live workshops, and a supportive community! Aaron is also a Best Selling Author : The LinkedIn Book For Sales and Marketing 1st Edition” available on Amazon. Connect with Scott:LinkedIn: linkedin.com/in/scottaaroncoachWebsite: scottaaron.net ; thetimetogrow.com Connect with Me:Website: https://www.russhedge.com #Sales #Marketing #AI #contentcreation #inspiration #connection #InspirationalSpeaker  NOTE: THE MUSIC BY CONNOR HEDGE (PRODUSENT), IS USED WITH PERMISSION.

Protect your family with our 1-minute free parent quiz https://www.smartsocial.com/newsletterJoin our next weekly live parent events:  https://smartsocial.com/eventsEpisode Summary:In this episode of the SmartSocial.com Podcast, host Josh Ochs interviews Dr. Dennis Willingham, Superintendent of the Walker County Schools, and Patrick Gann, District Technology Director. They discuss the integration of AI in education and strategies to ensure digital safety for students. Topics covered include the benefits of AI for learning, trends in social media challenges, the impact of new legislation on student screen time, and the importance of parent engagement in monitoring online activities. Key insights are shared on how educators can use AI to enhance learning without replacing teachers and the effectiveness of Alabama's Focus Act in limiting device use during school hours. The episode also provides practical advice for parents to support their children's digital safety and emphasizes the significance of communication between parents, students, and schools.Become a Smart Social VIP (Very Informed Parents) Member: https://SmartSocial.com/vipDistrict Leaders: Schedule a free phone consultation to get ideas on how to protect your students in your community https://smartsocial.com/partnerDownload the free Smart Social app: https://www.smartsocial.com/appdownloadLearn about the top 190+ popular teen apps: https://smartsocial.com/app-guide-parents-teachers/View the top parental control software: https://smartsocial.com/parental-control-software/The SmartSocial.com Podcast helps parents and educators to keep their kids safe on social media, so they can Shine Online™

Triplett uses a baseball analogy to explain small, tactical changes in business communication. Eric, emphasizes that subtle adjustments, like a change in base-running strategy or the use of specific words in a sales interaction, can lead to dramatic improvements and success, much like winning the World Series. Participants in the discussion share their personal experiences with adopting new communication techniques, such as replacing "sales pitch" with "sales process" or "consultation," to reduce customer resistance and build trust. The overall theme is the importance of attention to finite details and continuous improvement in business practices, stressing that simple changes can yield powerful results. Key Takeaways: Watch the finite details in your activities because small deviations can compound into massive errors over time. Update your vocabulary by replacing "sales pitch" with "sales process" or "sales journey" to boost your mindset. Utilize positive language like "consultation" or "retainer" to reduce sales resistance associated with "charge" or "fee." Implement small, simple changes, such as modifying a single word, to drastically improve your business communication. Become a better listener and focus on making many small, cumulative changes to ensure consistent victories in your endeavors.

In this episode, we examine new polling on tax policy and the debate over taxing the rich, analyzing how effective tax rates and government spending affect deficit reduction. We discuss a breakthrough in medical innovation that has helped restore sight to patients with macular degeneration, and highlight the growing problem of political crassness in this week's foolishness. We address a listener question on state pension reform and the inefficiencies of public bureaucracy, and explore how economic incentives influence behavior in areas such as conservation, resource management, and everyday decision-making. 00:00 Introduction and Overview 00:25 Taxing the Rich to Reduce Federal Debt 09:06 The Problem with Corporate Taxes 11:22 The Only Solution to the Spending Problem 12:33 A Cure for Blindness 15:25 Karoline Leavitt's “Your Mom” Joke 18:03 Trump's No Kings Protest AI Video 19:57 Municipal Workers Held Captive by State Pension Systems 23:16 Perverse Incentives Sustain Bureaucratic Systems 29:33 The Human Drive to Utilize vs. Cultivate Resources 35:38 The Consequences and Dangers of Internet Dependence 38:57 The Fragility of Internet Infrastructure 41:20 Conclusion Learn more about your ad choices. Visit podcastchoices.com/adchoices

Greetings! Today's is another in this series of "lost" Tools Chats recorded with my friend and colleague Andrew Moss . It's about an important tool on my journey that I still find extremely helpful even today.This was done as a LinkedIn live back in Spring 2025, so the production and sound quality is a little different than what you're used to… But we hope that this will be a super helpful episode regardless.Enjoy!* Would you like to be part of our final Tools Chat coming up in November 2025? Email me here and we'll get you in the room!* Consider subscribing to this newsletter so that it shows up in your inbox, instead of you having to go search for it :)About this Series…It's really a podcast within a podcast!In these “Waking Up: The Tools” conversations Andrew and I discuss the essential tools we developed that helped me grow into the person who hiked all by myself across northern England in 2023… After needing a wheelchair to go more than a few steps in 2011.We've called this series Waking up: The Tools because they're featured in my award-winning memoir, Waking Up. We're featuring these tools here on ACWB in this latter part of 2025, collecting them all together for your listening pleasure.See you soon! Thank you for being along on the journey.With Love,KayKay Lock Kolp M.Ed. - Coaching | Art | Writing | Shows: https://kaylockkolp.comThe quote I live by: “Till this moment I never knew myself.” - Jane AustenArt Creativity & Wellbeing is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit kaylockkolp.substack.com/subscribe

Hannah Selinger is a James Beard-nominated lifestyle writer and journalist based in Massachusetts. Hannah attended the French Culinary Institute and started working in the restaurants around 2002 in NYC. She worked for some very big names, such as David Chang. In addition to promoting her new book, a memoir titled Cellar Rat: My Life in the Restaurant Underbelly, she is also promoting restaurant workers' rights in the modern age.  Hannah asked that you use this link to purchase her book. Come hang with Hannah and me on 10/20/25 at 11 AM EST: https://zoom.us/j/6508205412 Join RULibrary: www.restaurantunstoppable.com/RULibrary Join RULive: www.restaurantunstoppable.com/live Set Up your RUEvolve 1:1: www.restaurantunstoppable.com/evolve Subscribe on YouTube: https://youtube.com/restaurantunstoppable Subscribe to our email newsletter: https://www.restaurantunstoppable.com/ Today's sponsors: US Foods®. Make running your foodservice operation easier and more efficient with solutions from US Foods®. Utilize a suite of digital tools, like the all-in-one foodservice app MOXē®, and enjoy exclusive access to quality Exclusive Brands products. Learn how partnering with US Foods helps you get more out of your business by visiting www.usfoods.com/expectmore   Restaurant Systems Pro - Join the 60-day Restaurant Systems Pro FREE TRAINING. This is something that has never been done before. This 60-day event is at no cost to you, but it is not for everyone. Fred Langley, CEO of Restaurant Systems Pro, will lead a group of restaurateurs through the Restaurant Systems Pro software and set up the systems for your restaurant. During the 60 days, Fred will walk you through the Restaurant Systems Pro Process and help you crush the following goals: Recipe Costing Cards; Guidance in your books for accounting; Cash controls; Sales Forecasting(With Accuracy); Checklists; Budgeting for the entire year; Scheduling for profit; More butts in seats and more… Click Here to learn more.  Let's make 2025 the year your restaurant thrives. Guest contact info:  Website: https://www.hannahselinger.net/ Get her book here! Thanks for listening! Rate the podcast, subscribe, and share! 

Sean Willard has two decades of hospitality experience. He started in the business in his teens in a steakhouse and quickly moved through nearly all positions (FOH and BOH) until he landed at menu engineering. He then attended Cornell University's School of hotel Administration where he was taught by Stephani Robson (past guest many times over!). You can find Sean these days at https://www.menuengineers.com/ Join RULibrary: www.restaurantunstoppable.com/RULibrary Join RULive: www.restaurantunstoppable.com/live Set Up your RUEvolve 1:1: www.restaurantunstoppable.com/evolve Subscribe on YouTube: https://youtube.com/restaurantunstoppable Subscribe to our email newsletter: https://www.restaurantunstoppable.com/ Today's sponsors: Meez: Are you a chef, owner, operator, or manage recipes in professional kitchens? meez is built just for you. Organize, share, prep, and scale recipes like never before. Plus, engineer your menu in real-time and get accurate food costs. Sign up for free today and get 2 FREE months of invoice processing as a listener of the Restaurant Unstoppable Podcast. Visit getmeez.com/unstoppable to learn more. US Foods®. Make running your foodservice operation easier and more efficient with solutions from US Foods®. Utilize a suite of digital tools, like the all-in-one foodservice app MOXē®, and enjoy exclusive access to quality Exclusive Brands products. Learn how partnering with US Foods helps you get more out of your business by visiting www.usfoods.com/expectmore   Restaurant Systems Pro - Join the 60-day Restaurant Systems Pro FREE TRAINING. This is something that has never been done before. This 60-day event is at no cost to you, but it is not for everyone. Fred Langley, CEO of Restaurant Systems Pro, will lead a group of restaurateurs through the Restaurant Systems Pro software and set up the systems for your restaurant. During the 60 days, Fred will walk you through the Restaurant Systems Pro Process and help you crush the following goals: Recipe Costing Cards; Guidance in your books for accounting; Cash controls; Sales Forecasting(With Accuracy); Checklists; Budgeting for the entire year; Scheduling for profit; More butts in seats and more… Click Here to learn more.  Let's make 2025 the year your restaurant thrives. Guest contact info:  Website: https://www.menuengineers.com/ Thanks for listening! Rate the podcast, subscribe, and share! 

Voice of the Bruins Judd Sirott joins the show to discuss the hot start to the season and the goalie rotation for the B's. We hear today's Hillnotes and find out who's dead weight in the sports world this week.

Less than 2 weeks ago, AJ Maestas and Charles Rolston broke down the news of a looming $2B deal for the Big Ten to take a massive infusion of cash from private capital.   A lot has happened since then, with the news that the conference will be closing a deal with an investment fund of the University of California pension system and establishing Big Ten Enterprises with the goal of optimizing conference-wide revenue.   What does this mean for schools, athletes, and fans? What are the low-hanging fruit assets that this new venture will look to monetize? Hear AJ's thoughts, or go back and listen to the full episode: https://nvgt.com/podcast?ppplayer=1e977ebc536a4f7840f232ca6e253547&ppepisode=53bbf14fbeabdd0f3890e0eb8b8c083f   For more insights, visit our LinkedIn page or learn more about Navigate at https://nvgt.com/.

Antonio Gutierrez of Vivid Creative Aquatics joins Eric discussing the Random Flow Generator (RFG) nozzle, a product designed to create non-laminar, turbulent, and natural water flow in enclosed systems like aquariums and ponds. The conversation highlights the counterintuitive nature of the product's function, often leading to user disbelief until they see it in action, which is facilitated by its unique, non-mechanical internal design. Gutierrez explains that the RFG works by generating pressure imbalances that result in randomized directional pulses of water, unlike traditional directional nozzles, and notes that the product, which is manufactured using 3D printing, can effectively replace multiple traditional powerheads in a reef tank. The discussion also touches on the potential applications of the technology in different environments, such as ponds and specialized reptile enclosures, where natural circulation is beneficial for the health of fish and other organisms. Key Takeaways: Prioritize creating natural, turbulent water movement in your aquatic systems to mimic ocean or river environments. Focus on providing random, varied flow to encourage fish to swim and forage naturally, instead of hiding in calm areas. Utilize randomized flow patterns to keep debris suspended, reducing the frequency of cleaning needed in tanks or ponds. Understand that achieving proper water circulation can be more critical to coral and aquatic life health than maximizing light intensity alone. Choose advanced flow devices that operate without internal moving mechanical parts to prevent equipment failure and rust.

Brad Barrett hosts Cody Garrett and Sean Mullaney, co-authors of Tax Planning To and Through Early Retirement, exploring essential tax strategies for the FI community. They address misconceptions about retirement taxes, the drawdown process, and effective tax rates, emphasizing the importance of informed planning to navigate financial independence smoothly. Key Takeaways: Understanding the complexities of drawdown strategies is essential for early retirement planning. Fear surrounding retirement taxes can often be mitigated through knowledge and strategic planning. Most retirees benefit from significant tax reductions due to lower effective tax rates during retirement. The podcast discusses common misconceptions about Required Minimum Distributions (RMDs) and their actual impact on retirees. Timestamps: 00:01:38 - Overview of Tax Planning To and Through Early Retirement 00:02:33 - Understanding the complicated drawdown process 00:07:22 - Eliminating fear from tax planning 00:10:06 - Long-term capital gains taxation and early retirement 00:28:39 - Tax optimization strategies 00:39:01 - Strategic tax planning leading to zero tax liability 00:58:47 - Discussion on RMDs and tax implications in retirement Key Insights: The drawdown process is often misunderstood but vital for financial planning. (00:02:33) Fear of taxes can hinder retirement planning; proper understanding can lead to rational decisions. (00:07:22) Most retirees can pay lower taxes than perceived and often face less tax liability. (00:28:15) Effective tax strategies can enable some retirees to pay zero taxes during retirement. (00:39:01) Misconceptions exist surrounding RMDs; they may not be as detrimental as commonly feared. (01:00:14) Actionable Takeaways: Consider early Roth conversions to maximize tax credits, particularly if you anticipate low income post-retirement. (00:44:07) Utilize long-term capital gains to minimize taxable income effectively in retirement. (00:10:06) Aim to reduce ordinary income during retirement to take advantage of favorable tax environments. (00:41:37) Discussion Questions: What are some strategies that can minimize tax burdens in early retirement? (00:28:39) How do RMDs impact retirement planning, and should retirees be concerned about them? (01:00:14) What are the implications of long-term capital gains on retirement income? (00:10:06) Resources Mentioned: Tax Planning To and Through Early Retirement - Paperback Tax Planning To and Through Early Retirement - Kindle Edition Related Episodes: Episode 557: Health Insurance Planning for Early Retirees   Disclaimer: Sean's discussions on the ChooseFI podcast and articles and messages published on ChooseFI.com are intended for general educational purposes and are not tax, legal, or investment advice for any individual. The ChooseFI podcast and its owners, employees, and agents do not endorse Sean Mullaney, Mullaney Financial & Tax, Inc., or their services.