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FoodServiceIQ is based in Austin, Texas and helps specifically independant restaurants reduce food costs by an average of 5-7% on a 100% performance basis. To use their services, please email Eric at eric@restaurantunstoppable.com to get the best deal! Also, we get a commission this way, which greatly helps the mission and the podcast thrive into the future! Join RULibrary: www.restaurantunstoppable.com/RULibrary Join RULive: www.restaurantunstoppable.com/live Set Up your RUEvolve 1:1: www.restaurantunstoppable.com/evolve Subscribe on YouTube: https://youtube.com/restaurantunstoppable Subscribe to our email newsletter: https://www.restaurantunstoppable.com/ Today's sponsors: Meez: Are you a chef, owner, operator, or manage recipes in professional kitchens? meez is built just for you. Organize, share, prep, and scale recipes like never before. Plus, engineer your menu in real-time and get accurate food costs. Sign up for free today and get 2 FREE months of invoice processing as a listener of the Restaurant Unstoppable Podcast. Visit getmeez.com/unstoppable to learn more. - Cerboni - Cerboni is an all-in-one financial solution for restaurants. Reliable tax preparation & Business incorporation. Seamless Payroll and compliance report. Strategic CFO Services That Drive Business Growth. Detailed, custom reporting for complete financial clarity. Dedicated support for restaurants & Multi-location businesses. End-to-end financial management under one roof.   -   US Foods®. Make running your foodservice operation easier and more efficient with solutions from US Foods®. Utilize a suite of digital tools, like the all-in-one foodservice app MOXē®, and enjoy exclusive access to quality Exclusive Brands products. Learn how partnering with US Foods helps you get more out of your business by visiting www.usfoods.com/expectmore   - Restaurant Systems Pro - Lower your prime cost by $1,000, and get paid $1,000 with the Restaurant Systems Pro 30-Day Prime Cost Challenge. If you successfully improve your prime cost by $1,000 or more compared to the same 30-day period last year, Restaurant Systems Pro will pay you $1,000. It's a "reverse guarantee."  Let's make 2026 the year your restaurant thrives. Guest contact info:  Email Eric at eric@restaurantunstoppable.com to ensure RU gets recognition! Check out their website: https://www.foodserviceiq.com Thanks for listening! Rate the podcast, subscribe, and share! 

The holiday season brings many fun traditions, like going to see the lights, opening Advent calendars, baking, or shopping for the perfect gift. Since the holidays also signal the end of the year, it can be a time to think about taxes, too. Nate Reineke and Chelsea Jones break down some of the tax breaks doctors like you can try to catch at the last second, like maxing out contributions. We also look at some tax breaks that take a bit more planning, like charitable donations, that you could plan for in 2026. We also answer your colleagues' questions. An Anesthesiologist in Iowa says, “I want to help my son with a home purchase - what is the best way for me to do this?” An Oncologist in Colorado asks, “Do you think a really early retirement is worth pursuing?” A Family Medicine Doc in Texas says, “I've heard about this opportunity from a few colleagues to buy into this cash flow business (storage units). The projected return seems really appealing (20-30% over 3 years). What do you think?” Merry Christmas and Happy Holidays! Are you ready to turn worries about taxes and investing into all the money you need for college and retirement? It's time to make a plan and get on track. To find out if we're a match visit physicianfamily.com and click get started or, you can ask a question of your own by emailing podcast@physicianfamily.com. See marketing disclosures at physicianfamily.com/disclosures

Imagine your work day starting off like any other only to find you've been laid off. What would you do next? Dave Stevens lived this reality a couple of years ago and joins us this week in episode 354 to share the lessons from that experience. We'll take you through how Dave processed the news of being laid off, the warning signs he missed, when he knew it was time to begin searching for a new role, how he thought about what to do next, and the critical importance of his personal and professional network throughout this process. Regardless of your age or the size of your professional network, Dave shares actionable suggestions for building professional connections that we all may be overlooking. Original Recording Date: 10-28-2025 Topics – Background and the Impact of a Layoff Event, Initial Forward Progress and Reliance on a Professional Network, Skills Gaps and Unexpected Positives, Elements of the Personal and Professional Network, Reaching Closure and Reflecting Back on the Lessons 2:27 – Background and the Impact of a Layoff Event Dave Stevens is a Field Solutions Architect at Pure Storage. In this role, Dave is a technical overlay for pre-sales technical personnel at Pure across North America. This is the role Dave took after he was impacted by a layoff. What was Dave's role before he was impacted by a layoff event? For context, the layoff event we discuss in this episode took place around 2.5 years before this recording. Dave was classified as a systems engineer or pre-sales technical resource at his employer supporting multiple account reps. It was more of a solutions architect type of role, and Dave highlights his entry into this organization and role was via acquisition. Was there an element of technical marketing to the role? Nick mentions that Dave often had to attend trade shows in this role. Dave had a virtualization background and went to a lot of events to discuss how his company's products integrated with those different technology ecosystems. The day Dave was laid off started as a normal day at his home office. His boss was based in Europe, so most 1-1 calls were usually late in the day his boss's time (early afternoon for Dave). A meeting popped up that was earlier than usual, but Dave didn't think anything of it. Right after Dave joined the remote session for the meeting, someone from HR joined followed by Dave's boss. Dave wasn't quite sure what to expect and didn't know what was happening. He didn't know if it was a layoff coming or some other kind of situation happening at his company. When Dave was laid off, they told him it was not for performance reasons, but there weren't really any other details provided on why he was being laid off. “So, at that point it was just like, ‘what do I do?'” – Dave Stevens, on receiving layoff news After receiving the news, Dave's access to company systems like e-mail was quickly cut off. He went downstairs and spent the rest of his day relaxing. Dave did not want to talk about what happened any further that first day. Did Dave struggle with separating his identity from his employer or the job he held at all when this happened? Dave says he did, at least a little bit. Dave wanted to be successful in whatever role he found himself, and the reason he was in the systems engineering role at the time of the layoff event is a result of his drive to be successful in the years leading up to that role. “I also wanted to make sure that…the people that I worked with that I enjoyed working with. If I didn't enjoy working with them, then there was no reason to continue staying there. So that's part of my identity on how I interact with work.” – Dave Stevens In the early days of Twitter (now X), Dave defined an identity there. He also created a personal blog. Dave says his identity was often tied to where he worked. “Once this all happened, I just kind of cut that off. And I needed some time to really digest what I just went through that day.” – Dave Stevens Is there something Dave wishes people had done for him when this first happened? Dave says he wishes he would have listened to his wife. Before experiencing the layoff event, a number of colleagues who had entered the company through acquisition like Dave were either leaving or had been laid off (including his boss being laid off). At the time, Dave didn't think much about these events. Dave's wife had encouraged him to look for other jobs before the layoff happened, and he feels he should have listened. “It's much easier finding a job when you have a job. There's not as much pressure on you. You can take your time and really find the job that you want. That's the one thing that kind of took me by surprise….” – Dave Stevens Did Dave's wife also point him in a direction or provide feedback on the type of work he should pursue? We've spoken to previous guests who had spouses that provided insight into the type of work that made them happy. Dave feels like there has been an element of this in place since he and his wife got married. When Dave got a job opportunity to relocate to the New Hampshire area, his wife had some interesting feedback. “It's great that you're going to make more than you're making at the job you are currently, but I don't want you to take a job just because of money. I want you to take a job because it's something you're interested in doing and you're going to be happy at. So, I've always kept that in the back of my mind every time I go and look for a job….” – Dave Stevens, quoting his wife's advice Dave considered this same advice when pursuing his current role at Pure. Because he enjoyed meeting and speaking with people during the interview process, the decision to accept the role was easy. Liking the people he would be working with was more important than a pay increase. 10:53 – Initial Forward Progress and Reliance on a Professional Network How long did Dave need to process before taking the first actions toward a new role? For the first 3 weeks or so, Dave relaxed a little bit. There were a number of projects at home that he needed to do and some that he wanted to do. Working on the projects helped take his mind off what had happened. Dave mentions he was given a severance for about 3 months and wanted to find a new role within that time period if possible. But if he could not find something in that time period, it would not be the end of the world. Dave tells us it was easier to find work when he was laid off than it is currently. Close to the time of this recording, AWS announced job cuts for up to 30,000 people. He made the conscious decision after those first few weeks to spend the first part of the day searching for new jobs and then continued working on different projects in the afternoons. How did Dave know who to reach out to first? Nick argues that most of us likely don't have a list of who we would call if something like this happened. When Dave came to the New England area, he started working for Dell in tech marketing. Through his work, Dave built a tight bond with many of his co-workers. Dave remembers sending a text message to many of his former co-workers (none of which were still at Dell) asking if they knew of any open opportunities. Dave wanted to understand what former colleagues were working on now and what the culture of their company was like. He started by seeking out people he already enjoyed working with and analyzed whether it made sense to go and work with them again. Was Dave open to different types of roles in his job search, or did that not matter? It had to be interesting work and involve people he wanted to work with or enjoyed working with. Dave says as long as it was something in the tech field, it didn't matter too much. Dave began his career in systems administration and tech support and had experience in the storage industry, with backups, and with Active Directory to name a few areas. He had also done technical marketing and was open to returning to it. Dave also looked at pre-sales systems engineering or solution architect roles. What about taking roles that moved him deeper into a business unit like product management? Dave says product management is interesting work, but depending on the company, the work may not always have the technical aspects he likes. Many of the product managers at Pure are quite technical, but most of the product management roles he observed at other companies were not as technical as he would like. “It just didn't interest me. It wasn't technical enough in nature for me.” – Dave Stevens, on moving into product management It sounds like Dave had done a good job of keeping in touch with people in his professional network over time. “I have always made sure to have a small group of folks that I can just reach out to at any time and…chat about anything…. I've always made sure to have that…. I didn't talk to them all the time, but we all interacted in some way, shape, or form whether it was an e-mail or text messaging…even some stuff on LinkedIn. We all kind of kept in touch…. I had people that I could fall back on and reach out to and get advice from if I needed to. This is the time where I really needed some advice on where to go to next.” – Dave Stevens Dave says he was lucky enough to find a new job before the end of his 3 months of severance pay. Dave's wife commented that she wasn't too worried about him. She knew he had a strong professional network. Did anyone in Dave's professional network ask him what he wanted to do next, or did they just start making recommendations based on what they knew about him? Dave says it was a little bit of both. Some people pointed Dave to specific open roles in the same group where they worked (still in tech, of course), while others directed him to the company job site and offered to act as a referral for him. Dave tells us he's very willing to give others a referral. “I want to make sure that people that I know and I like to work with come to work with me.” – Dave Stevens Dave says he also turned on the Open to Work banner on LinkedIn. While this did result in many recruiters reaching out to Dave, many of the opportunities they contacted him about were not interesting. Dave is hearing from many in our industry that bots are reaching out to people and trying to take advantage of them. His advice is that we need to be guarded in our interactions on LinkedIn as a result to avoid scams. 19:10 – Skills Gaps and Unexpected Positives What kinds of skills gaps did Dave see when seeking new opportunities? For context, this was roughly 2.5 years ago. Dave says at that time, AI wasn't as helpful as it is today and was not something that was interesting to him. Dave tells us he uses AI heavily today compared to back then. Dave felt confident in the knowledge and skillset he had built through years of industry experience. Ideally, he would land a new role that overlapped those areas, but if a new role required coming up to speed quickly, he would do what was needed. Dave started looking at public cloud and certifications related to Azure and AWS. “Although it was interesting, it wasn't really what I wanted to do.” – Dave Stevens, on public cloud technologies compared to the technologies with which he was familiar What were some of the unexpected positive outcomes of getting laid off even though it was difficult in the beginning? One positive, according to Dave, is the amount of people in his network he was able to reach out to on LinkedIn. So many people were open to helping. The only negative Dave thinks is maybe not acting quickly enough in starting his job search. “It's really about building not only your personal network but your professional network. And my professional network really came to my rescue and helped me understand that…it's not the end of the world. You're going to make it. You're going to do fine. But let me know if there's any way that I can help you in that journey that you're on right now.” – Dave Stevens Were there any things Dave and his wife had done (conscious or unconscious) to prepare for the layoff event based on market trends? Dave says his wife is very good at managing their home budget, and since they got married, they intentionally build a financial nest egg they could lean on in the event Dave was out of a job. 22:27 – Elements of the Personal and Professional Network What are some of the things Dave is even more intentional about now with his professional network than he was in the past? Dave received some great advice from a co-worker to reach out to one person in his professional network each week. Many times, Dave will do this on LinkedIn or even via text if he has the person's number. “Keep that personal connection going. As much as AI is taking over, as much as we do a lot of things on Zoom, I've learned over my years of working in the industry that there's nothing better than the face-to-face interaction…. It's so much more fun and relaxing to just get out of the office or home office…and just sit down with people and keep that personal connection going.” – Dave Stevens Dave mentions he likes to get together with co-workers in the area every now and then, even if they have the same conversation in person that they would have had on Zoom. It's different and more relaxing. How can younger listeners who may be trying to break into the industry build a professional network when they might not have a deep contact list or large network like someone in the industry for a long time? Nick and Dave talked about this before hitting record and thought it could be helpful to share during our discussion. Dave has a newfound perspective on this from being around his nephews and nieces. The job market is very different today than when Dave first began his career. “Nowadays, resumes just go into a black hole, and you don't necessarily know if you're still in the mix for a current job.” – Dave Stevens Dave has encouraged his nephews and nieces to leverage their personal network to build a professional network. He may know someone who knows someone in the field they want to pursue, for example. “There's no shame or harm in utilizing all your resources…. Utilize your personal network because you don't have the professional network built up yet to help you get that foot in the door.” – Dave Stevens Young people could even use their parents as a way to broaden their own network. It's an opportunity to get introduced to others. Dave uses the example of a chance meeting at a concert that could result in a new connection for someone. Nick would encourage younger listeners to get out to in-person meetup groups on any interesting topic. Go ask people what they are learning, why they work where they work, how they got there, and see if they have advice for you. Dave agrees and has leveraged both local professional groups and meetup groups in the New Hampshire area to meet new people. This is expanding your local professional network as Dave calls it (not to be confused with your global professional network) and is a great thing to do when you move to a new place. You never know when a conversation at a local meetup might help you get a warm lead on a job that will be posted soon. Did the layoff come up in interviews at all? How did Dave handle that? Dave says some people brought it up. In other cases, he brought it up in conversation, wanting people to know he was not let go for doing something wrong. 28:22 – Reaching Closure and Reflecting Back on the Lessons How did Dave know he had reached closure on the layoff situation? Dave thinks he was motivated to take action toward finding a job due to a fear of boredom. He had been working on various projects but knew he would run out of them at some point. Dave had enough time to adjust to not having a job, and he was ready to begin doing some kind of work again. “I didn't want to get bored. I hate being bored. I hate being bored at work. I hate being bored in general. That's really what the impetus was for me to go out and start looking…that fear of relaxing for too long and being bored.” – Dave Stevens At this point Dave reached further into his professional network beyond that first group of friends and former colleagues he mentioned earlier. Does taking action in a direction mean we're ready to move on from what happened? Is it when we have to discuss what happened in an interview, or is it something else? How do we measure this? Dave says it was easier to accept and felt mostly behind him when he was actively looking for a new position. He knew only he could take the actions to move forward. The feeling of what happened before went completely away when Dave accepted a new job at Pure. Dave feels he was very lucky to find a role. Lining up multiple interviews gave Dave momentum and a feeling of positivity. “I feel that people understand that I have the skills for these jobs. Otherwise, I wouldn't have gotten 5 job interviews as quickly after I really started taking action to look for a job. So, I got lucky.” – Dave Stevens If Dave had to do it all again, what would he do differently? Dave feels he has about 10 more years left working in the tech industry. For now, Dave enjoys the job he has, wants to excel doing it, and wants to continue growing. Dave currently works for the best boss he's had to date. “He not only pushes me, but he pushes our entire team to just get better….” – Dave Stevens, on his current manager Dave tells us he does not want to be a people manager or a product manager. “I want to continue to excel and expand my depth of knowledge across the virtualization industry and the storage industry.” – Dave Stevens The work at Pure is very interesting to Dave, which is also motivating him to continue learning and excelling. Part of this is using more AI-focused tooling as it becomes available to use. What does Dave think the role of AI tools is in helping with one's job search? There are a number of tools out there we can leverage to analyze our resume. Dave suggests keeping track of which tool we've used to analyze our resume because that could be used to train a model. In addition to this, use AI to research companies. Use them to help you understand what companies are like and what their culture is like. Many people in a sales role within Pure, for example, use an AI tool of some kind to learn more about their customers. Nick reiterates the nuances of acquisitions. Dave worked for a company that was acquired by another company. Over time there was a pattern of people from the company which was acquired being laid off. Perhaps this is a sign we should watch for and prepare. Dave says we need to be looking at and listening for the signs coming toward us. He listens to his wife more intently when she makes a suggestion. Dave continues to check in with people in his professional network and offers advice when they need it. Dave would encourage all of us to use our personal and professional network if we end up in the situation he was in (experiencing a layoff). “Not everybody is going to be able to help you or is willing to reach out and help you, but when someone does…don't just brush it aside as they want something out of this. They probably genuinely want to help you. So, take advantage….” – Dave Stevens If you want to follow up with Dave on this conversation, Connect with Dave on LinkedIn Check out Dave's blog site Mentioned in the Outro The three week period Dave took to work on projects may have been what gave him the clarity on the type of work he did and did not want to do once he began his search. Dave mentions getting some great advice from his wife and her emphasis on him pursuing roles that would make him happy and be enjoyable work. This echoes something similar to what Brad Christian shared in Episode 264 – Back to Basics: Technology Bets and Industry Relationships with Brad Christian (2/2) when it came to choosing what to do next after a layoff. If you enjoyed this format and want to hear other stories of people recounting their layoff experience, check out these episodes featuring Jason Gass. He talks about the lost art of supporting others in episode 343, which aligns very well with Dave's advice on building our personal and professional network. Episode 342 – Planting Seeds: Networking and Maneuvering Unexpected Job Loss with Jason Gass (1/2) Episode 343 – The Lost Art: Marketplace Heartbeat and Finding Closure after a Layoff with Jason Gass (2/2) Contact the Hosts The hosts of Nerd Journey are John White and Nick Korte. E-mail: nerdjourneypodcast@gmail.com DM us on Twitter/X @NerdJourney Connect with John on LinkedIn or DM him on Twitter/X @vJourneyman Connect with Nick on LinkedIn or DM him on Twitter/X @NetworkNerd_ Leave a Comment on Your Favorite Episode on YouTube If you've been impacted by a layoff or need advice, check out our Layoff Resources Page. If uncertainty is getting to you, check out or Career Uncertainty Action Guide with a checklist of actions to take control during uncertain periods and AI prompts to help you think through topics like navigating a recent layoff, financial planning, or managing your mindset and being overwhelmed.

Willet Feng and Diane Wu Feng are the Co-Owners of burger-chan, a "mom and pop burger shop" founded in 2016 and located in Houston, Texas. Chef Ryan Stewart of Silver Linings Hospitality recently partnered with them and has taken over the major operations of burger-chan so that Willet can focus on is next concept, the still young Borrowed Goods.   Join RULibrary: www.restaurantunstoppable.com/RULibrary Join RULive: www.restaurantunstoppable.com/live Set Up your RUEvolve 1:1: www.restaurantunstoppable.com/evolve Subscribe on YouTube: https://youtube.com/restaurantunstoppable Subscribe to our email newsletter: https://www.restaurantunstoppable.com/ Today's sponsors: Meez: Are you a chef, owner, operator, or manage recipes in professional kitchens? meez is built just for you. Organize, share, prep, and scale recipes like never before. Plus, engineer your menu in real-time and get accurate food costs. Sign up for free today and get 2 FREE months of invoice processing as a listener of the Restaurant Unstoppable Podcast. Visit getmeez.com/unstoppable to learn more. Cerboni - Cerboni is an all-in-one financial solution for restaurants. Reliable tax preparation & Business incorporation. Seamless Payroll and compliance report. Strategic CFO Services That Drive Business Growth. Detailed, custom reporting for complete financial clarity. Dedicated support for restaurants & Multi-location businesses. End-to-end financial management under one roof.     US Foods®. Make running your foodservice operation easier and more efficient with solutions from US Foods®. Utilize a suite of digital tools, like the all-in-one foodservice app MOXē®, and enjoy exclusive access to quality Exclusive Brands products. Learn how partnering with US Foods helps you get more out of your business by visiting www.usfoods.com/expectmore   Restaurant Systems Pro - Lower your prime cost by $1,000, and get paid $1,000 with the Restaurant Systems Pro 30-Day Prime Cost Challenge. If you successfully improve your prime cost by $1,000 or more compared to the same 30-day period last year, Restaurant Systems Pro will pay you $1,000. It's a "reverse guarantee."  Let's make 2026 the year your restaurant thrives. Guest contact info:  burger-chan on Instagram: @burgerchanhtx Borrowed Goods on Instagram: @borrowedgoodshtx Willet on Instagram: @willetcooks Diane on Instagram: @dianewfeng Thanks for listening! Rate the podcast, subscribe, and share! 

Mike Johnson, Beau Morgan, and Ali Mac let listeners call in and give their take on the Atlanta Falcons 26-19 win over the Arizona Cardinals in Arizona in the Wake Up Call, and explain why they think the Falcons should utilize the quarterback sneak more with quarterbacks Kirk Cousins and Michael Penix Jr. when he is healthy and playing again.

Hey, Notre Dame!  Listen-up, Vandy fans.  You, too, BYU! How about getting behind today’s idea which would have placed your favorite large division (FBS) college football team into a new 24-team College Football Playoff system? The latest and greatest 12-team College Football Playoff format began last year in the 2024 football season.  The howling has continued about which teams make the 12-team field and which teams don’t. Last year, it was Alabama’s fans crying about being left out.  A few weeks ago, it was Notre Dame’s fans and administrators yelling the loudest about being left out of the 12-team field. Why don’t we hear similar complaints coming schools in the smaller division FCS? The FCS (comprised of 129 teams) has a smoothly-working playoff system which includes its top 24 teams. That’s right!  They begin with twice as many playoff teams as the major college FBS group (which had 136 teams this season). This year’s FCS playoffs began with eight first-round games played on the Saturday following Thanksgiving. After the first three rounds of elimination games, the two FCS semifinal games will be played this coming Saturday.  Surprising Illinois State visits Villanova and Montana State will host intrastate rival Montana. The FCS title game will be played on Monday, January 5, 2026 at 6:30PM CST in Nashville, Tennessee on ESPN. Contrast that with the FBS and its cantankerous 12-team College Football Playoff system The larger schools haven’t even played one first round playoff game yet. Friday night will have Alabama traveling to play Oklahoma (a rematch from November 15 in Tuscaloosa won by OU 23-21).  Three more opening round games will be played this Saturday. One of Saturday’s games features yet another rematch as Tulane visits Ole Miss for the second time this year. The larger schools’ College Football Playoffs will not crown a champion until Monday, January 19, 2026! Think about this. If #1 seed Indiana should reach the championship game, the Hoosiers’ spring semester would have been underway for a full week prior to the championship game involving last fall semester’s athlete/students. That is absurd! It is a consequence when major college football conferences and universities become hooked on television money.  The networks now dictate how, where, and when their games are played. How many total games are played in the FCS playoffs vs. the major College Football Playoffs? From start to finish, the small college FCS playoffs include 24 teams. The top eight seeds receive a first round bye.  The remaining 16 teams play eight first round games to trim the field to 16.  Another eight games are played in the second round, four in the quarterfinals, two in the semifinals, and finally the national championship. That makes a total of 23 playoff opportunities for television.  The FCS winner and runner-up may end-up playing five post-season games by January 5. Meanwhile, the 12-team major College Football Playoffs have 12 teams playing “4+4+2+1” for a total of 11 games.  The winner and runner-up will play no less than three but as many as four post-season games ending on January 19. Would anyone really care if we lost the major conference championship games? To emulate the small college playoff system, the major college (FBS) current 12-game regular season would not provide for an extra week to play those made-for-TV conference championship games. Eliminating conference championship games would end the complaining from the losers of those title games. For example, look at the SEC. Why should 11-1 Ole Miss and 11-1 Texas A&M receive a week to heal-up at home after “losing” the SEC’s four-team tiebreaker for first place?  Were 11-1 Georgia and 10-2 Alabama privileged – or penalized – by participating in the SEC Conference Championship earlier this month? This season, there were nine different conference championship games being played on the weekend of Saturday, December 6. The television partners carrying those conference title games (primarily Disney’s ESPN/ABC group) can fight over who will carry our new format’s eight first-round match-ups. Raise your hand if you would really miss losing six bowl games under this new 24-team plan! Adding the 12 additional playoff teams would eliminate six annual bowl games.  Before grabbing your box of Kleenex, please remember that 26 bowl games still remain for the 52 remaining teams which finish with at least a 6-6 record. ESPN’s massive bowl-a-rama of post-season games would receive an overdue trim.  The television ratings for any first round playoff game will easily eclipse Tuesday night’s “Salute to the Military” Bowl (won 17-13 by Jacksonville State over Troy). Who would be playing in a 24-team major College Football Playoff scenario? Let’s utilize the current FCS (small college) selection and its playoff format.  I will also use the major College Football Playoff rankings to determine this year’s 24-team playoff field. Part 1 – Select the nine conference champions and 15 at-large teams based on the CFP rankings Nine conference champions – The following nine teams receive an automatic bid: American – CFP #20 Tulane (11-2) Atlantic Coast (ACC) – unranked Duke (8-5) Big 12 – Texas Tech CFP #4 (12-1) Big Ten – Indiana CFP #1 (13-0) Conference USA – unranked Kennesaw State (10-3) Mid-American – unranked Western Michigan (9-4) Mountain West – unranked Boise State (9-4) Southeastern (SEC) – Georgia CFP #3 (12-1) Sunbelt – CFP #24 James Madison (12-1) 15 At-large teams – These participants are selected from the CFP’s highest ranked remaining teams. They would have been: #2 Ohio State (12-1) – Big Ten #5 Oregon (11-1) – Big Ten #6 Ole Miss (11-1) – SEC #7 Texas A&M (11-1) – SEC #8 Oklahoma (10-2) – SEC #9 Alabama (9-3) – SEC #10 Miami (FL) (10-2) – ACC #11 Notre Dame (10-2) – Independent #12 BYU (11-2) – Big 12 #13 Texas (9-3) – SEC #14 Vanderbilt (10-2) – SEC #15 Utah (10-2) – Big 12 #16 USC (9-3) – Big Ten #17 Arizona (9-3) – Big 12 #18 Michigan (9-3) – Big Ten Part 2 – Determine the top eight overall seeds by utilizing the CFP Final rankings These teams would receive a “bye” in Round 1 and host a playoff game on their campus during Round 2 the following weekend. #1 – Indiana (13-0) #2 – Ohio State (12-1) #3 – Georgia (12-1) #4 – Texas Tech (12-1) #5 – Oregon (11-1) #6 – Ole Miss (11-1) #7 – Texas A&M (11-1) #8 – Oklahoma (12-1) Part 3 – The next eight seeds (#9-16) will host a first round playoff game on their campus This year’s first round home games would go to: #9 Alabama (9-3) #10 Miami (FL) (10-2) #11 Notre Dame (10-2) #12 BYU (11-2) #13 Texas (9-3) #14 Vanderbilt (10-2) #15 Utah (10-2) #16 USC (9-3) Part 4 – The final eight teams in the playoff field do not receive a seeding Those final eight teams (according to the College Football Playoff rankings) would be: Arizona, Michigan, Tulane, James Madison, Duke, Kennesaw State, Western Michigan, and Boise State. Like the FCS small college playoffs, first round match-ups would be based on geographic proximity and the avoidance of conference rematches from the regular season. Let’s do a little first round matchmaking.  Grab your ancient Rand McNally maps and let’s go! #9 Alabama vs. Kennesaw State (202 miles) #10 Miami (FL) vs. James Madison (1,026 miles) #11 Notre Dame vs. Western Michigan (85 miles) #12 BYU vs. Boise State (390 miles) #13 Texas vs. Tulane (534 miles) #14 Vanderbilt vs. Duke (527 miles) #15 Utah vs. Michigan (1,621 miles) #16 USC vs. Arizona (491 miles) Part 5 – The eight first round winners hit the road in Round 2 to play at Seeds #1 – 8 in the second round. Since this is the first game for the top seeded teams, match-ups would consider geographic proximity and the avoidance of replaying a conference opponent. Part 6 – The highest seeded teams would continue to host games during the quarterfinals. At this point, the top seeds will simply host any unseeded teams or any remaining team with the highest seed number (for example, #1 vs. an unranked team or #16 or #15, etc.). Rematches between two regular season opponents are permitted at this point. Part 7 – The semifinal round will be played on New Year’s Day The “Final Four” would play a semifinal game at two of the former “big” New Year’s Day bowl game sites (Cotton, Rose, Sugar, and Orange). Part 8 – The national championship game would be played one week later and rotated at one of the former “big” New Year’s Day bowl sites (not being utilized in the semifinal round) Let’s summarize these changes if major college football should adopt the small college FCS 24-team playoff concept: No more conference championship games As a result, no more squabbling about the losing teams in conference title games 12 additional playoff teams More home playoff games Generating more television interest Six fewer lower-tier bowl games What are we waiting for? The post The FBS should utilize the FCS 24-team playoff model! appeared first on SwampSwamiSports.com.

Join host Dane Groeneveld as he welcomes Kasim Aslam, Co-founder of Pareto Talent and author of the groundbreaking book Hire. Kasim, who successfully exited his world-leading Google Ads agency for an eight-figure sum, now manages a dynamic portfolio of 17 entities.This episode delves deep into the “talent code,” which Kasim argues is the single most crucial skill for any business leader. They explore the intense shift in identity and purpose that follows a significant exit or retirement, touching on the concept of being part of multiple teams.The core discussion centers on Kasim's revolutionary approach to talent acquisition, detailing his "fly trap" methodology, which systematically filters for top performers by moving beyond outdated resumes and interviews. Learn why paying 10% more than the high watermark can lead to five, ten, or even 100 times the output. This conversation and Kasim's seven steps is a must-listen for executives and entrepreneurs seeking to build elite, high-trust, and high-performing teams in the modern economy.

Charles Clark is the owner of Clark Concepts, based in Houston, TX. Charles was on the show for episode 666 back in 2019 and quite a lot has changed since then. In 2019, he had 6 concepts and a partner. He and his partner recently split amicably so that Charles could solely focus on Brasserie 19. In addition to improving Brasserie 19, Charles is currently looking for a location for his next solo concept.  Join RULibrary: www.restaurantunstoppable.com/RULibrary Join RULive: www.restaurantunstoppable.com/live Set Up your RUEvolve 1:1: www.restaurantunstoppable.com/evolve Subscribe on YouTube: https://youtube.com/restaurantunstoppable Subscribe to our email newsletter: https://www.restaurantunstoppable.com/ Today's sponsors: Cerboni - Cerboni is an all-in-one financial solution for restaurants. Reliable tax preparation & Business incorporation. Seamless Payroll and compliance report. Strategic CFO Services That Drive Business Growth. Detailed, custom reporting for complete financial clarity. Dedicated support for restaurants & Multi-location businesses. End-to-end financial management under one roof.   For a free 30 minute consultation, call 281-888-2413 and mention "Restaurant Unstoppable" to get 20% off your first month of services.   Meez: Are you a chef, owner, operator, or manage recipes in professional kitchens? meez is built just for you. Organize, share, prep, and scale recipes like never before. Plus, engineer your menu in real-time and get accurate food costs. Sign up for free today and get 2 FREE months of invoice processing as a listener of the Restaurant Unstoppable Podcast. Visit getmeez.com/unstoppable to learn more.   US Foods®. Make running your foodservice operation easier and more efficient with solutions from US Foods®. Utilize a suite of digital tools, like the all-in-one foodservice app MOXē®, and enjoy exclusive access to quality Exclusive Brands products. Learn how partnering with US Foods helps you get more out of your business by visiting www.usfoods.com/expectmore   Restaurant Systems Pro - Beginning January 5th, Restaurant Systems Pro will be launching its 30-day Restaurant Mastery Program. You'll get in-depth, step-by-step proven systems to get the money you deserve and create freedom in your life.  Here are the systems they'll cover: Scheduling Menu Engineering Purchasing Inventory  AI Invoice Processing Bookkeeping Restaurant Budgeting  Digital Checklists Recipe Costing POS Integrations This 30-day restaurant mastery program is valued at nearly $4,000, but restaurant unstoppable listeners can get it for only $97 by going to go.restaurantsystemspro.net/profits You could join the Restaurant Unstoppable Community…and it's on us. That's right. You get the 30-day mastery program for absolutely free.  Let's make 2026 the year your restaurant thrives. Today's guest recommends: OpenTable Guest contact info:  Email: cclark7980@concast.net Thanks for listening! Rate the podcast, subscribe, and share! 

Eric is joined by guests Tyson and Slayer in an episode conducted in a rapid-fire Q&A format. The discussion focuses on personal and professional experiences within the contracting and construction trades, covering topics such as favorite tools, regrettable purchasing decisions, scary job site moments, difficult phone calls, and times they felt "stuck" in their careers. They also share advice for their younger selves and discuss hypothetical actions if they won the lottery, with the overall aim of offering industry insights and personal anecdotes to entrepreneurs and pond professionals. Key Takeaways: Always invest in quality tools and equipment instead of choosing cheaper options. Be vigilant and avoid rushing when performing dangerous or critical work tasks. Begin each workday with a positive attitude and strive to be present for others. Utilize time blocking and detailed scheduling to focus on important long-term vision projects. Start saving a set amount of money regularly from an early age for a secure future.

The conversation features R. Kenner French interviewing Jim MacLennan, a seasoned product strategist, consultant, and venture capital professional. The discussion centers on helping entrepreneurs and business owners put money in their pockets by improving how they communicate their ideas, especially when pitching to investors, partners, or customers. Jim emphasizes that many founders fail not because of bad ideas, but because they tell their story the wrong way—often leading with the least compelling part of their business instead of what truly creates value.Drawing from his background in corporate IT, consulting, venture capital, and product strategy, Jim explains that one of the biggest mistakes founders make is falling in love with their product rather than validating it with customers. He stresses the importance of understanding the customer's real needs and confirming that the product will actually sell before aggressively seeking funding. Instead, Jim advocates for focused, incremental growth—such as hiring one salesperson and proving traction before scaling.The conversation then shifts to operating businesses and solopreneurs looking to take their companies to the next level. Jim highlights that growth requires different conversations depending on the audience—investors, partners, or distribution channels all care about different things. Entrepreneurs must tailor their message to match the “currency” of their audience, whether that is scalability, revenue potential, or strategic fit. Successful growth depends on understanding who you're talking to and aligning your story with their priorities rather than leading with your own agenda.Jim also shares the personal motivation behind launching his own purpose-driven community and venture initiative, Talking Tree Ventures. Inspired by his desire to make a better world for his grandchildren, he chose to focus on forestry, forest restoration, and fire management—an underfunded but impactful niche within sustainability. By combining his digital technology and business expertise with environmental impact, Jim aims to build a community of entrepreneurs and investors and eventually launch a venture fund focused on direct impact investments in this space.Finally, Jim introduces an upcoming offering called the Impact Planner, a structured financial and strategic framework designed to help founders clearly articulate their business story through a realistic three-to-five-year P&L projection. The process not only strengthens investor pitches but also improves internal clarity around growth, costs, and execution. The episode concludes with contact details and a reminder that strong storytelling, focused strategy, and aligned purpose are key drivers of entrepreneurial success.Takeaways• Storytelling is crucial for effective pitches.• Understanding your customer is key to success.• Avoid leading with your product; focus on the audience's needs.• Building a community can provide purpose and direction.• Leverage technology and AI to enhance business operations.• Niche down your focus for greater impact.• Utilize platforms like LinkedIn for community building.• Feedback is essential for refining new tools and strategies.• Engagement with investors requires clear communication of value.Sound Bites• It's all about storytelling.• It's all tip of the pencil.• AI is force multiplying.• Free is a good word.Listen & Subscribe for More:

By Ernest Grier - If we are not yielding to and utilizing the spirit of God dwelling in us, then we are putting ourselves in a dangerous place. The last thing we want to do is resist the holy spirit.

Listening to Invisible Guidance I've been thinking a lot about how guidance shows up. Not in big dramatic flashes, but in the tiny whispers. The quiet nudges you feel before anything becomes a full blown lesson. And honestly, the more I look back on my own life, the more I see how often I missed the first whisper. When the Whisper Becomes a Shove I cannot tell you how many times I've thought, oh, I already learned this. Except I didn't. Because the message comes back. And when I still don't listen, it comes back again, a little louder each time. It's not punishment. It's just the universe repeating the message until I stop running past it. The whisper is always the first gift. The shove only shows up when we ignore it. Asking for Support Clearly One thing I've learned is that guidance doesn't bulldoze its way in. You have to invite it. A simple phrase helps me so much. Show me the next right step. Not the whole plan. Not perfection. Just the next right step. It shifts you out of panic and into partnership with your soul and the universe. It's amazing how much calmer things feel when you're not trying to get ahead of yourself. When Doubt Gets Loud Doubt is very dramatic. It loves to tell you stories. It loves to feel urgent. Truth is quieter. Steadier. Consistent. I think of it like tuning an old radio. At first, all you hear is static. Then, when you slow down and adjust, the signal comes through. Your inner guidance works the same way. Faith is the muscle you use to believe in what you cannot see yet. Following the Breadcrumbs Guidance doesn't always arrive through mystical lightning bolts. Most of the time it comes through everyday things. A person who shows up at the right moment. A line you read that hits differently. A coincidence that nudges you to pay attention. Life leaves you breadcrumbs. But you have to stay awake enough to follow them. Growth Isn't Designed to Be Comfortable Guidance is here to grow you, not to keep you cozy. Growth feels stretchy. Sometimes it even hurts a little. That doesn't mean you're on the wrong path. Often, the parts of your life that feel like they're falling apart are actually clearing the way for what you're asking for. I've seen that again and again in my own work. A Thought I'm Sitting With When something feels uncomfortable, I'm trying to pause and ask myself: What is this trying to grow in me? Where am I being nudged? What am I resisting because it feels unfamiliar? That pause alone usually brings the whisper back into focus. Go Deeper with This Work If this episode resonated with you, I created a one hour class called Listening to Invisible Guidance. You'll learn how to recognize the nudges, ask for clarity, work with synchronicity, and strengthen your ability to hear your own inner signals. It also includes journal prompts to help you integrate the work. Purchase the class here

Maria Degaine and Joshua Santana are the Co-Founders of Cerboni Financial Services, based in Houston, TX. Cerboni is an all-in-one financial solution for restaurants. Maria's background is in hospitality and owning restaurants, while Joshua's background is in finance and tech. Together they formed Cerboni Services in 2017 to help independent restaurant manage their financials and lower costs through performance based metrics. Today, Cerboni helps around 800 restaurants nationwide.  Join RULibrary: www.restaurantunstoppable.com/RULibrary Join RULive: www.restaurantunstoppable.com/live Set Up your RUEvolve 1:1: www.restaurantunstoppable.com/evolve Subscribe on YouTube: https://youtube.com/restaurantunstoppable Subscribe to our email newsletter: https://www.restaurantunstoppable.com/ Today's sponsors: Cerboni - Cerboni is an all-in-one financial solution for restaurants. Reliable tax preparation & Business incorporation. Seamless Payroll and compliance report. Strategic CFO Services That Drive Business Growth. Detailed, custom reporting for complete financial clarity. Dedicated support for restaurants & Multi-location businesses. End-to-end financial management under one roof.   Meez: Are you a chef, owner, operator, or manage recipes in professional kitchens? meez is built just for you. Organize, share, prep, and scale recipes like never before. Plus, engineer your menu in real-time and get accurate food costs. Sign up for free today and get 2 FREE months of invoice processing as a listener of the Restaurant Unstoppable Podcast. Visit getmeez.com/unstoppable to learn more.   US Foods®. Make running your foodservice operation easier and more efficient with solutions from US Foods®. Utilize a suite of digital tools, like the all-in-one foodservice app MOXē®, and enjoy exclusive access to quality Exclusive Brands products. Learn how partnering with US Foods helps you get more out of your business by visiting www.usfoods.com/expectmore   Restaurant Systems Pro - Beginning January 5th, Restaurant Systems Pro will be launching its 30-day Restaurant Mastery Program. You'll get in-depth, step-by-step proven systems to get the money you deserve and create freedom in your life.  Here are the systems they'll cover: Scheduling Menu Engineering Purchasing Inventory  AI Invoice Processing Bookkeeping Restaurant Budgeting  Digital Checklists Recipe Costing POS Integrations This 30-day restaurant mastery program is valued at nearly $4,000, but restaurant unstoppable listeners can get it for only $97 by going to go.restaurantsystemspro.net/profits You could join the Restaurant Unstoppable Community…and it's on us. That's right. You get the 30-day mastery program for absolutely free.  Let's make 2026 the year your restaurant thrives. Guest contact info:  For a free 30 minute consultation, call 281-888-2413 and mention "Restaurant Unstoppable" to get 20% off your first month of services. Thanks for listening! Rate the podcast, subscribe, and share! 

What does true victory look like in life's darkest moments? Through the inspiring story of a young Israeli boy who survived a terrorist bombing, Pastor Cal reveals how God transforms victims into victors. Drawing from Psalm 46, he shares five keys to unshakeable trust: Turn to the Lord, Refuse fear, Utilize the Spirit's power, Survey God's works, and Take others with you. Whether facing personal crisis or global chaos, discover how God's faithful presence and the support of His people bring hope that endures. Experience this transformative message today. Speaker: Cal Rychener

Today we jump back 15 years to the Dec. 1, 2010 episode of the PWTorch Livecast featuring PWTorch editor Wade Keller and PWTorch columnist Pat McNeill, they talked more about the Jerry Lawler WWE Title shot on Monday, whether an entertaining heel is good or bad for business, season four of NXT and who is included and excluded and perhaps why, the McNeill Event Center segment, and in the VIP Aftershow a discussion on how to best push Daniel Bryan, among other subjects.Become a supporter of this podcast: https://www.spreaker.com/podcast/wade-keller-pro-wrestling-podcast--3076978/support.

Recently my son accidentally ruined an entire freezer full of meat. In today's episode I use this event and my response to it to explain five steps that anyone can use to change their lives. Episode 324 is live. Don't forget to subscribe and share.

Ready to transform your dental practice? Save $100 on any online course using code START26 and gain 24/7 access to cutting-edge veterinary dental training: https://internationalveterinarydentistryinstitute.org/veterinary-dental-online-webinars-courses-discount/?utm_source=podcast&utm_medium=podcastlink&utm_campaign=start26  —------------------------------------------------------------------- Host: Dr. Brett Beckman, DVM, FAVD, DAVDC, DAAPM In this episode of The Vet Dental Show, Dr. Victoria Lukasik, DVM, DACVAA, discusses essential anesthetic planning strategies for veterinary dentistry, emphasizing balanced protocols, patient assessment, and the importance of acting on pre-anesthetic laboratory values. Learn how to create a complete anesthetic plan to provide seamless and optimal care for each patient. What You'll Learn:  ✅ Master balanced anesthetic protocols for dental procedures.  ✅ Understand the importance of pre-anesthetic patient assessment.  ✅ Discover how to interpret and act on pre-anesthetic lab results.  ✅ Simplify fasting guidelines for dogs and cats.  ✅ Apply gastric protection strategies to prevent reflux.  ✅ Recognize the impact of patient temperament on drug selection. Key Takeaways:  ✅ Implement updated fasting guidelines to stabilize blood glucose and reduce reflux risk.  ✅ Utilize proton pump inhibitors and SYP pride to minimize gastroesophageal reflux during anesthesia.  ✅ Tailor drug doses based on patient physical status, comorbidities, and temperament.  ✅ Prioritize thorough patient assessment, including lab work and physical exams, to inform anesthetic choices.  ✅ Scale drug doses appropriately for fragile or geriatric patients to avoid overdosing.

Cincinnatians are using online apps to build community in person.

LG-IR-NMIBC Treatment Landscape Host: Mark L. Gonzalgo, MD, PhD, MBA Guest: Chad R. Ritch, MD, MBA, FACS CME Available: auau.auanet.org/node/44036 ACKNOWLEDGEMENTS: Support provided by independent educational grants from: AstraZeneca Johnson & Johnson LEARNING OBJECTIVES: At the conclusion of this activity, participants will be able to: 1. Differentiate between traditional and emerging intravesical therapies for LG-IR-NMIBC, considering mechanism of action, administration schedules, and patient eligibility to support individualized treatment planning. 2. Incorporate into practice shared decision-making strategies that align clinical recommendations with patient values, preferences, and quality-of-life considerations in the management of LG-IR-NMIBC. 3. Utilize practical approaches for integrating intravesical therapy into routine clinical workflows, including coordination among multidisciplinary teams, patient education, and follow-up to optimize adherence and outcomes.

  Get ready for an episode that feels like a warm hug, a pep talk, and a behind the scenes masterclass all rolled into one. Today we sit down with the wildly talented husband and wife duo Jay and Mack of Jay and Mack Films, the storytellers known for their cinematic, documentary style wedding films that make you feel every last emotion. We talk about how they evolved from directing every moment to capturing the raw beauty of real life, how a chaotic surf session became their superhero origin story, and how mic'ing up couples throughout the entire wedding day unlocked the heartfelt and hilarious soundbites their films are loved for. They share what it really takes to give couples an elevated experience, why communication and calming energy matter so much on a wedding day, and how they navigate the dance between marketing and ethical storytelling when posting viral content online. We also dive into TikTok strategies, vertical versus landscape filming, the pressures of social media, and the creative slump that so many wedding vendors are feeling right now. If you are a creative, a wedding professional, or someone craving a dose of honesty, inspiration, and belly laughs, this conversation is your new comfort listen. Check Out Jay & Mack Films: https://jayandmackfilms.com/ - Instagram: https://www.instagram.com/jayandmack --------------------------------- Niche Down freebie: https://theheartuniversity.com/niche --------------------------------- Website Templates: www.theheartuniversity.com/website-templates --------------------------------- Check Out Our Course Library: https://theheartuniversity.com/courses --------------------------------- Watch on YouTube: https://youtube.com/@theheartuniversitychannel?si=33lzxpBA9UxKlgTE --------------------------------- If you want to connect with us and other listeners in the Heart and Hustle community join our Facebook group here. --------------------------------- "PODCAST10" for 10% off anything from The Shop! www.theheartuniversity.com/shop --------------------------------- Follow along: www.instagram.com/mrslindseyroman www.instagram.com/evierupp www.instagram.com/theheartuniversity  

Jim Hallers is owner/co-owner of 8 bars and restaurants in the Magnolia/Woodlands Texas area of Texas. He opened his first restaurant, Tailgators, in 2009 at the age of 46 after a long and successful career in Information Technology. Today, his portfolio includes Citizens Grill, The Republic Grille, Good Charlie's Oyster Bar and Kitchen, 2 distinct dive bars and 4 Tailgators. His 8 restaurants bring in 23 millions dollars in revenue. Join RULibrary: www.restaurantunstoppable.com/RULibrary Join RULive: www.restaurantunstoppable.com/live Set Up your RUEvolve 1:1: www.restaurantunstoppable.com/evolve Subscribe on YouTube: https://youtube.com/restaurantunstoppable Subscribe to our email newsletter: https://www.restaurantunstoppable.com/ Today's sponsors: Cerboni - Cerboni is an all-in-one financial solution for restaurants. Reliable tax preparation & Business incorporation. Seamless Payroll and compliance report. Strategic CFO Services That Drive Business Growth. Detailed, custom reporting for complete financial clarity. Dedicated support for restaurants & Multi-location businesses. End-to-end financial management under one roof.   Meez: Are you a chef, owner, operator, or manage recipes in professional kitchens? meez is built just for you. Organize, share, prep, and scale recipes like never before. Plus, engineer your menu in real-time and get accurate food costs. Sign up for free today and get 2 FREE months of invoice processing as a listener of the Restaurant Unstoppable Podcast. Visit getmeez.com/unstoppable to learn more.   US Foods®. Make running your foodservice operation easier and more efficient with solutions from US Foods®. Utilize a suite of digital tools, like the all-in-one foodservice app MOXē®, and enjoy exclusive access to quality Exclusive Brands products. Learn how partnering with US Foods helps you get more out of your business by visiting www.usfoods.com/expectmore Restaurant Systems Pro - Lower your prime cost by $1,000, and get paid $1,000 with the Restaurant Systems Pro 30-Day Prime Cost Challenge. If you successfully improve your prime cost by $1,000 or more compared to the same 30-day period last year, Restaurant Systems Pro will pay you $1,000. It's a "reverse guarantee."  Let's make 2026 the year your restaurant thrives. Today's guest recommends: 7Shifts Guest contact info:  LinkedIn: https://www.linkedin.com/in/hallers/ Thanks for listening! Rate the podcast, subscribe, and share! 

Event Objectives:Assess and stratify the immediate risk for self-harm or harm to others in adolescents presenting with suicidal ideation (SI), guiding appropriate triage decisions (e.g., home, EMPS, ER).Utilize effective in-office de-escalation strategies and immediately establish core safety measures for pediatric patients experiencing an acute psychological crisis.Integrate knowledge of adolescent confidentiality laws and high-risk factors (trauma, LGBTQ+ status) to structure challenging patient encounters and determine appropriate parental involvement.Claim CME Credit Here!

In this episode of the Learn to Swing Trade the Stock Market podcast, host Brian Montes discusses identifying trade opportunities and emphasizes the importance of sector analysis. He uses Ralph Lauren as a case study to illustrate how to identify stocks gaining momentum in a choppy market. The conversation covers the significance of volume, the top-down trading strategy, and the necessity of being selective in trade choices. Brian also highlights the importance of maintaining a favorable risk-reward ratio in trading.Look for opportunities outside of common stocks.Sector analysis is crucial for swing trading.Not every trade will be a winner; patience is key.Winning trades should outpace losing trades in percentages.Utilize sector ETFs to guide trading decisions.Ralph Lauren serves as a strong example of a trade opportunity.Volume is a critical factor in confirming trade setups.Be selective in a choppy market to find viable trades.The holiday season typically boosts retail sector performance.Use the Discipline Trader Academy's checklist to improve your trading outcomes.If you found the episode valuable, please subscribe to the podcast and leave a review! Have a question? Email Brian at brian.montes@icloud.comNeed the DTA A+ Swing Trade Set-Up Checklist? Download it for free -> https://bit.ly/3Z0gWe9

Early episode drop this week due to the holiday!Put simply, bookstore co-op is a tool publishers can use to incentivize bookstores for ordering and featuring their books, or hosting events with their authors. Is co-op right for your publisher? How do you best use it?Jane Friedman of The Bottom Line is back to chat with Joe and Elly about co-op, Microcosm's experience with it, and how to communicate with buyers and reps about it.Check out The Bottom Line here: https://janefriedman.com/the-bottom-line-janes-publishing-industry-newsletter/************Thank you for catching the People's Guide to Publishing vlogcast!  We post new episodes every Thursday about publishing, authors, and the book industry. You can also listen via your preferred podcast app, or by visiting linktree.com/microcosmGet the book: https://microcosmpublishing.com/catalog/books/3663Get the workbook: https://microcosmpublishing.com/catalog/zines/10031More from Microcosm: http://microcosmpublishing.comMore by Joe Biel: http://joebiel.netMore by Elly Blue: http://takingthelane.comSubscribe to our monthly email newsletter: http://eepurl.com/gIXT6vFind us on social media:Facebook: http://facebook.com/microcosmpublishingBlueSky: https://bsky.app/profile/microcosm.bsky.socialInstagram: http://instagram.com/microcosm_pub************

In this episode, Matt sits down with South Plains College head coach Cinco Boone for a real, behind-the-scenes conversation on what it's really like to build a program from the ground up again. They talk about film sessions right after jamborees, the frustration of early-season sloppiness, and how to balance honesty and encouragement with your players.You'll hear Coach Boone open up about: • Why he brings the team in the same night after a jamboree to watch film and correct habits • The difference between playing hard and actually being physical, finishing possessions, and winning 50/50 balls • How to teach players that they can't “hero ball” their way to wins and why they really do need a system • Using film to explain the “why” behind turnovers, bad shots, and poor decisions • The power of the word “yet” in culture building and player development • How to protect your own confidence as a coach when things don't look like you hoped • Why becoming a dad completely changed how he sees parents, players, and empathy • The danger of comparing your team to others on social media and what he does to avoid that trap • How assistants can add huge value by taking things off the head coach's plate • Giving players ownership with meaningful either/or choices that still fit your standards • What he learned from working for coaches like Greg Young and Chris Beard—and why trying to be someone else doesn't work • Building a junior college roster from almost scratch and staying patient with the processIf you're a coach who: • Feels behind in October or November • Is taking over a new program and wondering if you're “on track” • Struggles with self-doubt and overthinking after tough practices or scrimmages • Wants practical ideas for film, culture, and daily habitsKey themes in this episode: • Culture over schemes • Habits before Xs and Os • Trust, roles, and minutes • Owning your personality as a coach • Balancing accountability with belief • Using assistants and social media the right way

As 2025 comes to a close, we're here to help you make the most of year-end tax planning. I'm explaining seven actionable strategies to help you minimize your tax liability and optimize your retirement savings before the New Year.  From maximizing retirement plan contributions and exploring Roth conversion opportunities to using donor-advised funds for charitable giving and getting the most from your health savings accounts, this episode is packed with practical advice. The insights I'm sharing in this episode will guide you through the essential moves you need to consider before December 31st.  You will want to hear this episode if you are interested in... [00:00] Year-end retirement contribution tips. [04:07] Mega Backdoor Roth IRA strategy. [08:51] Maximizing charitable tax benefits. [12:19] Year-end tax savings key insights. [16:24] Maximize HSA contributions strategically. 7 Essential Year-End Tax Planning Strategies for 2025 When the end of the year approaches, savvy savers and future retirees know it's prime time to make smart financial moves. Here are my top seven actionable steps you can take before December 31st, and even a few after, to set yourself up for retirement success and optimize your tax situation.  1. Max Out Your Retirement Contributions For 2025, the maximum contribution is $23,500 if you're under 50 and $31,000 if you're over 50 (including a $7,500 catch-up). Contributing up to these limits reduces your taxable income for the year and boosts your nest egg for retirement, especially important if you're at your career's earnings peak. But don't wait! Corporate payroll deadlines mean these contributions typically need to be made by year's end. Self-employed individuals might have a little longer, but now is the best time to act. Setting yourself up for the new, higher 2026 limits can also help you keep your savings momentum going. 2. Utilize the Mega Backdoor Roth IRA High earners who make too much for direct Roth IRA contributions aren't out of options. The "Mega Backdoor Roth" strategy lets you contribute after-tax dollars beyond the standard 401(k) limits, then convert those funds into a Roth IRA or a Roth 401(k). For 2025, total contribution limits (including after-tax) can be as high as $77,500 if you're over 50. This powerful move can supercharge your retirement savings with the potential for decades of tax-free growth. However, not all employer plans allow in-plan conversions, so check with your HR department to explore your options. 3. Consider Roth Conversions A Roth conversion involves moving pre-tax money from a traditional IRA or 401(k) into a Roth account. You'll owe taxes on the conversion, but if you're in a low tax bracket this year, or expect to be in a higher one later, converting now could pay off substantially in future tax savings. Even small conversions ($10,000 - $20,000) can be beneficial if kept in lower tax brackets.  4. Maximize Charitable Contributions Using Donor-Advised Funds Charitable giving is generous, but it's also an opportunity to optimize taxes. Since the standard deduction now exceeds what many typically give, "bunching" several years' worth of donations into a single year using a donor-advised fund can allow you to itemize and increase your deduction. For example, funding three years of donations at once could push your deductions over the standard threshold, providing a greater tax benefit. 5. Review Stock Options for Tax Efficiency If you have stock options, especially non-qualified stock options or incentive stock options (ISOs), year-end is an ideal time to review their tax impact. Exercising during a low-income year can mean paying less tax on gains. ISOs, when held beyond the required periods, can qualify for long-term capital gains tax rates. Each type of stock option has distinct rules and opportunities for savings, so analyze your position before acting. 6. Use Flexible Spending Accounts (FSAs) Before They Expire FSAs allow you to pay for medical expenses with pre-tax dollars, saving you the equivalent of your combined federal and state tax rates (often ~30%). For 2025, you can contribute up to $3,300. Remember: FSAs are "use it or lose it," so spend down your balance, or you risk forfeiting unspent dollars, with only a limited carryover allowed. Also consider dependent care FSAs if you have eligible expenses. 7. Maximize Your Health Savings Account (HSA) HSAs are financial powerhouses, offering triple tax benefits: contributions are deductible, growth is tax-free, and withdrawals for qualified medical expenses are untaxed. The 2025 limits are $4,300 for singles and $8,550 for families, plus an extra $1,000 catch-up if you're over 55. Make sure employer contributions are factored into your personal limit, and if both spouses are eligible, consider separate accounts for maximum catch-up savings. Year-end tax planning is your chance to make meaningful progress toward retirement readiness and tax efficiency. Whether you're maximizing workplace plans, exploring Roth opportunities, leveraging charitable strategies, or optimizing account contributions, each move can compound into significant long-term benefits.  Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE  Charles Schwab Fidelity Vanguard Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact   Subscribe to Retire With Ryan

In this episode of Stewardship Leader, the third in a three-part series, Dr. Russell James joins Leo Sabo to discuss practical ways to apply biblical principles to fundraising. Drawing on insights from his book, "The Biblical Fundraiser In Modern Practice: Helping Christians Enjoy Their Wealth," Dr. James provides guidance on engaging donors, designing meaningful giving opportunities, and helping supporters see their wealth as a tool for kingdom impact. He emphasizes the importance of enjoying wealth through good works and generosity, rather than hoarding it. The conversation also covers the distinction between income and wealth, and how ministries can better handle non-cash gifts.Key TakeawaysEmphasize reaching out to wealth holders as a unique ministry.Overcome barriers by learning about wealth management and tax laws.Utilize donor-advised funds for managing complex non-cash gifts.Encourage impact investing to align wealth with good works.Use technology wisely to foster genuine ministry relationships.Cultivate a culture of joyful giving rather than obligation.Empower donors to feel like active participants in good works.Focus on building long-term advising relationships with donors.Avoid leadership ego to enhance donor involvement and impact.Apply biblical teachings to fundraising for greater effectiveness.ResourcesDr. Russell James' website - https://encouragegenerosity.com/Joyful Wealth Management with Dr. Russell James and Dr. Eddie Thompson - PodcastBooks by Dr. Russell James:The Biblical Fundraiser in Modern Practice: Helping Christians Enjoy Their Wealth The Biblical Fundraiser in Ancient Words: The Historical Ministry of Major Gift FundraisingJoyful Wealth Management: A Bible Study Discussion Guide

David: Hi, and welcome to the podcast. In today's episode, co-host Jay McFarland and I will continue our discussion about the AI Approach to Multiply Your Sales. This is episode three in our series, and it's about upselling, sales funnels, and your CRM. David: Welcome back, Jay. Jay: Thank you, David. This has been fascinating for me as I look at what AI recommends. And even just apply some of those basics to my own business but also realizing that these are kind of general, and figuring out how to apply them to everybody's individual circumstances is no easy feat. David: Exactly. And one of the things that I've really liked about this series is having the opportunity to talk about the "how" of a lot of this stuff, because as business owners, as salespeople, we've heard these recommendations forever. But the question is always, "well, how do you go about doing it?" And so what I've been trying to do in this series is to say, okay, here's the general what you ought to do, but then there's the, how do you go about doing it? And this is exactly what we help our clients with. So it's been really fun for me to be able to go through these and say, okay, there are probably lots of ways to do these things, but this is how we do it. Because our goal is to simplify it for our clients. So you don't have to say, Oh, well, should I do this? Should I do that? Should I do this? It's like, okay. Implement this, gauge the results, see how it goes, report back, if we need to tweak it, if we need to do something different, we can, but you have an instant starting point, and that allows you to get actions taken, get results back quickly, and then be able to adapt as you go. Jay: Yeah, I love that, that you're able to kind of cut through all of the noise out there because there's so much noise, and help them identify for their individual situation what they need because they may have asked AI and we have some of those lists here and items from AI, but again, it's just a starting point. David: Exactly. So let's take a look at the things that we already discussed in the previous episodes. And once again, what we're doing here is we asked AI, what are the things that will allow us to multiply our sales? It came back with number one, define your target audience. Number two, develop a compelling value proposition. Number three, optimize your marketing channels. We covered that in previous episodes. Number four was enhance your customer experience. Number five was implement a referral program. Number six was leverage and the power of content marketing. So now in this episode, we're going to tackle numbers seven, eight, and nine, which is upselling, sales funnels, and your CRM. So let's get to number seven. 7. Utilize upselling and cross selling strategies: Offer complementary products or services to increase the average transactional value and maximize customer value. What do you think? Jay: Yeah. I mean, it makes a lot of sense. I will tell you this was much easier to grasp in my mind when I was in the restaurant business, right? It's like, you want fries with that? You know, let's make it a value meal. Let's make it a, you know, a combo, whatever. I will tell you, we've spent a lot of time in my current business identifying what are the other things, other products that we can offer that our customers will want, not things that we can shove down their throat, but what other things can we add that they may be looking for because they came to us? David: Yes, exactly. And I think people hear about upselling and cross selling and they're like, Oh yeah, that sounds like a good idea. Most people are familiar with the restaurant, the McDonald's example, "want fries with that." So it makes sense, but it's like, okay, how do I apply that to my business? And one of the ways that we help our clients do that is to identify, okay, well, what does this mean? What is upselling versus cross selling and all that sort of thing? And in a nutshell, the way that I view it, upselling is when you're selling them a better version of the thing that they're considering buying or a more expensive version of the thing that they're considering buying. Cross selling is the idea of "want fries with that." It's okay. You're already getting this. This goes with it. Would you like to do that as well? In the promotional products industry, where I do a lot of my work, cross selling is, "ah, you're buying t shirts, want sweatshirts with that." Or if you're buying sweatshirts, want sweatpants with that, right? Want caps with that. Shirts and caps go together, that type of thing. So, It's pretty simple when we boil it down, and it's even better and it's even easier when we turn it into a process so that everybody knows the words you say when someone is ordering a particular type of product. Jay: Yeah. So I think that there's two steps, right? Identifying what those things are based upon your industry. And I think the key to that, honestly, for me is just listening. Right? I'm on the phone with these people every single day and over time I'm starting to sense, wait a minute, there's an opportunity here that we can fill. But then there is the implementation of that process, right? If you don't make it a process, if you don't identify it, define it, implement it, and track it, then it's probably not going to happen, or it's not going to be as successful as you would hope. David: Absolutely. I think that a lot of people know that they need to be doing these things, but once again, they're not quite sure exactly how, they don't get a system in place, and as a result, it doesn't happen. And that's going to really apply to all the different points that we're talking about here. Jay: Yeah, I totally agree with you. David: So the next one... 8. Analyze and Optimize Your Sales Funnel: Continuously monitor and analyze your sales funnel to identify areas for improvement and optimize the conversion rates at each stage. That sounds a little complicated. I don't know how you could possibly get more buzzwords into one sentence than that.. Jay: That's what AI likes to do. They like to cram all these big words in there, and you kind of sit back and roll your eyes like, okay, how David: You're really smart. I don't know what you just said, but you sound really, really smart. Jay: Yeah, and how on earth am I going to do that? I will tell you, we've spent almost a year on this, and I don't think we're even close, David. I don't think we're even scratching the surface on this. David: Yeah, and I think you're really not alone. Most people, when they think in terms of optimizing their sales funnel, they immediately think in terms of the tech. Right? What does the tech need to do? What do I need to have the tech do? And, once again, we're all about simplifying things. So when I'm doing work with clients, we first look at, okay, what needs to happen from a human standpoint? What words need to be said to which people at which times? At which intervals? And once you've identified that and you get something in place, you can test it out and see how it works. It's not like you put something in place and it's immediately perfect. But I'll go back to one of the mantras that I say over and over again to prospects and clients all the time. Done is better than perfect. You are far better off getting something reasonably good in place today than something perfect six months from now. Because that's six months worth of missed opportunities and so many people do that and don't even realize they're doing it. Jay: Yeah, I love that. Done is better than perfect because there are perfectionists out there. I also think that people need to recognize that, yeah, it may seem daunting, but if you get it done, and you get it at least defined to some degree, you're gonna save time over the next months and years because it's just gonna become automatic. And if you bring in new people, you're like, this is our system. And so, you know, a lot of that kind of haphazard nature will go away. And you'll have more time, not less time. David: Exactly. Another thing that we do in our approach, I look at a statement like that, analyze and optimize your sales funnel. And I just think of it in terms of the things that have to happen. If you send out a hundred emails, how many people reply? And of the people who reply, how many of them are ready to buy now? How many have specific dates in mind? How many are generally receptive? How many are rude, obnoxious, belligerent, disqualified? And how many don't reply at all? Because then it becomes process of elimination. If I send out a hundred emails and I hear back from seven people, that means that there's a hundred minus seven people that so far have been unresponsive. So the next message that I send to them can be designed to pull them in. It can reference the previous message and we can get more juice out of the fruit. Jay: Yeah, I love that. More juice, but also, that seven that you've spoken to, maybe you made customers out of two. What about the other five? What is your continuing message to those people? How do you stay in touch? You know, you've got to identify each group and how they're going to be handled going forward. And once you've maximized that, I've found it really starts to feed itself. And then it's kind of fun, right? Because I'm dealing with the leads that I got this month, but all of a sudden I get people who call me up and they're like, yeah, we talked three or four months ago, or yeah, we talked two weeks ago. I got your email, and you're like, you know, I didn't have to do anything, because I set up a system to handle that for me. David: Yes, and we have tracking sheets that we use, that we give to our clients to use, so that they can say, alright, I sent out 100 emails, that goes in the one column,

Dan Weinberger is the Founder of Weinberger's Deli located in Grapevine, Texas. Dan's parents opened and operated 5 deli's in Chicago from 1952 until 2000. Dan worked in his parent's stores growing up and eventually went to culinary school and opened his own deli, Weinberger's Deli, in 2002 in Grapevine, TX. Weinberger's Deli is still going strong today with plans to expand the current location's footprint.  Join RULibrary: www.restaurantunstoppable.com/RULibrary Join RULive: www.restaurantunstoppable.com/live Set Up your RUEvolve 1:1: www.restaurantunstoppable.com/evolve Subscribe on YouTube: https://youtube.com/restaurantunstoppable Subscribe to our email newsletter: https://www.restaurantunstoppable.com/ Today's sponsors: Cerboni - Cerboni is an all-in-one financial solution for restaurants. Reliable tax preparation & Business incorporation. Seamless Payroll and compliance report. Strategic CFO Services That Drive Business Growth. Detailed, custom reporting for complete financial clarity. Dedicated support for restaurants & Multi-location businesses. End-to-end financial management under one roof.   Meez: Are you a chef, owner, operator, or manage recipes in professional kitchens? meez is built just for you. Organize, share, prep, and scale recipes like never before. Plus, engineer your menu in real-time and get accurate food costs. Sign up for free today and get 2 FREE months of invoice processing as a listener of the Restaurant Unstoppable Podcast. Visit getmeez.com/unstoppable to learn more.   US Foods®. Make running your foodservice operation easier and more efficient with solutions from US Foods®. Utilize a suite of digital tools, like the all-in-one foodservice app MOXē®, and enjoy exclusive access to quality Exclusive Brands products. Learn how partnering with US Foods helps you get more out of your business by visiting www.usfoods.com/expectmore Restaurant Systems Pro - Lower your prime cost by $1,000, and get paid $1,000 with the Restaurant Systems Pro 30-Day Prime Cost Challenge. If you successfully improve your prime cost by $1,000 or more compared to the same 30-day period last year, Restaurant Systems Pro will pay you $1,000. It's a "reverse guarantee."  Let's make 2026 the year your restaurant thrives. Today's guest recommends: Cerboni Popmenu Square Guest contact info:  Website: https://www.weinbergersdeli.com Thanks for listening! Rate the podcast, subscribe, and share! 

In this episode of Inside the GMAT, GMAC Zach sits down with Ashwini Deshpande, a former fashion designer turned MBA candidate whose two-month GMAT sprint transformed her entire career trajectory. Ashwini shares how she went from designing digital fashion at Meta to scoring a 750 on the exam (roughly a 715 on today's scale), earning admission—and a scholarship—to the Kellogg School of Management at Northwestern University. She walks through her unconventional path, why she approached GMAT prep like a creative challenge, how the right prep tools accelerated her progress, and why non-traditional applicants should see their backgrounds as an advantage, not a barrier. Ashwini also explains how her GMAT skills still show up in the classroom and in consulting recruiting—and how confidence, mindset, and self-reflection powered every step of her journey. You can follow Ashwini's MBA adventures on Instagram, offering a behind-the-scenes look at classes, campus life, and what it's really like to be a business student with a fashion-tech edge. Explore GMAT Prep: https://www.mba.com/gmat-exam-prep Register for the GMAT: https://www.mba.com/exams/gmat-exam/register Watch on YouTube: https://www.youtube.com/@GMATbyGMAC Takeaways: Creativity can lead to a successful MBA journey and prep plan. Self-reflection is key in GMAT preparation. Non-traditional backgrounds can be advantageous in applications. Choosing the right business school is crucial for fit. A strong GMAT score can open doors to not just top schools, but scholarship opportunities. Start preparing early to avoid last-minute stress. Utilize resources that match your learning style. Confidence is essential for non-traditional candidates. Success is achievable with dedication and the right mindset. Chapters: 00:00 Introduction to Ashwini's Journey 05:03 The GMAT Experience: Preparation and Strategy 10:23 Choosing the Right Business School 15:32 Leveraging a Unique Background in Applications 21:06 Advice for Non-Traditional MBA Candidates 25:59 Conclusion and Key Takeaways

Addie and Dustin Teague are the owners of Relish Restaurant and Bar located in Houston, TX. The pair are married and are both from Houston originally. Dustin worked in restaurants in Las Vegas and New York before returning to Houston. Addie attended culinary school and worked in places as revered as Eleven Madison Park in NYC, and also returned to Houston. In 2011, Addie opened Relish as a market and hired Dustin as her chef. The market version of Relish closed in 2015 and was reopened in 2016 as Relish Restaurant and Bar. In 2024, the second location opened. Join RULibrary: www.restaurantunstoppable.com/RULibrary Join RULive: www.restaurantunstoppable.com/live Set Up your RUEvolve 1:1: www.restaurantunstoppable.com/evolve Subscribe on YouTube: https://youtube.com/restaurantunstoppable Subscribe to our email newsletter: https://www.restaurantunstoppable.com/ Today's sponsors: Cerboni - Cerboni is an all-in-one financial solution for restaurants. Reliable tax preparation & Business incorporation. Seamless Payroll and compliance report. Strategic CFO Services That Drive Business Growth. Detailed, custom reporting for complete financial clarity. Dedicated support for restaurants & Multi-location businesses. End-to-end financial management under one roof.   US Foods®. Make running your foodservice operation easier and more efficient with solutions from US Foods®. Utilize a suite of digital tools, like the all-in-one foodservice app MOXē®, and enjoy exclusive access to quality Exclusive Brands products. Learn how partnering with US Foods helps you get more out of your business by visiting www.usfoods.com/expectmore   Restaurant Systems Pro - Lower your prime cost by $1,000, and get paid $1,000 with the Restaurant Systems Pro 30-Day Prime Cost Challenge. If you successfully improve your prime cost by $1,000 or more compared to the same 30-day period last year, Restaurant Systems Pro will pay you $1,000. It's a "reverse guarantee."  Let's make 2026 the year your restaurant thrives. Today's guest recommends: Cerboni Guest contact info:  Instagram: @relishrestaurantandbar Website: https://www.relishhouston.com Thanks for listening! Rate the podcast, subscribe, and share! 

Richard Gould went from a high school dropout to the founder of a blue collar franchise with over 20 locations. After buying a business from his mentor and quadrupling sales, he took a massive risk: selling everything to move to a new state with no connections. There, he rebuilt his empire from scratch, proving his system works anywhere.In this episode, Richard breaks down exactly how to start a painting business with less than $1,000. He explains why simple marketing like door hangers and low-ticket offers like pressure washing are the best ways to secure high-paying jobs. Richard also reveals the critical financial metrics—specifically labor efficiency and material costs—that you must track to ensure a healthy 30% net profit margin.Join host Ryan Atkinson as he sits down with Richard to uncover the secrets of scaling a home service business from a side hustle to a national brand. They discuss strategies for generating Google reviews, transitioning from working in the business to on it, and why you should be a "tugboat" rather than a "showboat" when reinvesting profits. This interview provides the actionable blueprint you need to build wealth through service.Takeaways:- Discover the exact step-by-step process to launch a fully operational painting business with less than $1,000 in upfront capital.- Implement the "Trojan Horse" strategy of offering low-ticket pressure washing services to get your foot in the door and upsell homeowners on high-ticket exterior painting contracts.- Utilize specific door hanger marketing with a clear "20% off" call-to-action to secure your first customers without spending money on digital ads.- Learn how to acquire an established small business without a bank loan by negotiating seller financing with manageable monthly payments.- Track the "golden metric" of $2,500 in weekly revenue per employee to ensure your labor costs never eat into your company's bottom line.- Maintain a strict 10% cap on material costs relative to sales to guarantee a healthy 30% net profit margin on every project.- Master the persistence method for collecting 5-star Google Reviews immediately after job completion to dominate local search rankings.- Avoid the "Showboat Trap" of buying brand-new work vans too early and instead prioritize reinvesting profits into better equipment and skilled labor.- Simplify your sales offers to remove customer confusion, which increases your closing rate on residential bids significantly.- Transition from working "in" the business to working "on" the business by building systems that allow you to scale from a single crew to a national franchise.Tags: Home Services, Service & Consulting, Side Hustle, Low Cost Startup, Blue Collar, Business ScalingResources:Grow your business today: https://links.upflip.com/the-business-startup-and-growth-blueprint-podcast Connect with Richard: https://www.linkedin.com/in/richard-gould-b838b157/

Would your P&C agency benefit from nearshore or offshore back-office solutions? Find out more in this episode of Insurance Shoptalk! In this episode, host Eric Stein is joined by guests Mark Stetson and Henderson Watkins from Solvo Global. They share more about Solvo Global and their many services for P&C agencies, like processing certificates, scrubbing accords, forwarding policy information, and handling reinstatements and cancellations. Eric, Mark, and Henderson also delve into the differences between offshore and nearshore service, and how they differ in cost savings, productivity benefits, and more. To learn more about Solvo Global, find them online at www.solvoglobal.com About Insurance Shoptalk Join host Eric Stein on a journey through the dynamic world of commercial property and casualty insurance. With over 25 years of experience in the industry, Eric brings a wealth of knowledge and insights to every episode. Insurance Shoptalk is your premier destination for in-depth discussions on the latest industry trends, technology impacts, interviews with leading experts, and much more. If you enjoyed this episode of Insurance Shoptalk, follow us on our social media pages to learn the latest on commercial insurance industry.

Chef David Denis was born and raised in France with a grandmother and mother who both owned restaurants and cafes. David became a chef and ended up in Houston for a private chef gig and stayed. He opened his first restaurant in Houston in 2001, then opened his second restaurant 7 years later. He later became a consultant and finally in 2020 he bought Bistro Five-5-Five with his partners. This year he became the sole owner of the restaurant and will rename it Bistro Mistral. He plans to open at least 4 more restaurants in Houston. Join RULibrary: www.restaurantunstoppable.com/RULibrary Join RULive: www.restaurantunstoppable.com/live Set Up your RUEvolve 1:1: www.restaurantunstoppable.com/evolve Subscribe on YouTube: https://youtube.com/restaurantunstoppable Subscribe to our email newsletter: https://www.restaurantunstoppable.com/ Today's sponsors: Cerboni - Cerboni is an all-in-one financial solution for restaurants. Reliable tax preparation & Business incorporation. Seamless Payroll and compliance report. Strategic CFO Services That Drive Business Growth. Detailed, custom reporting for complete financial clarity. Dedicated support for restaurants & Multi-location businesses. End-to-end financial management under one roof.   US Foods®. Make running your foodservice operation easier and more efficient with solutions from US Foods®. Utilize a suite of digital tools, like the all-in-one foodservice app MOXē®, and enjoy exclusive access to quality Exclusive Brands products. Learn how partnering with US Foods helps you get more out of your business by visiting www.usfoods.com/expectmore   Restaurant Systems Pro - Lower your prime cost by $1,000, and get paid $1,000 with the Restaurant Systems Pro 30-Day Prime Cost Challenge. If you successfully improve your prime cost by $1,000 or more compared to the same 30-day period last year, Restaurant Systems Pro will pay you $1,000. It's a "reverse guarantee."  Let's make 2026 the year your restaurant thrives. Today's guest recommends: Cerboni Square Pop Menu Restaurant365 Guest contact info:  Instagram: @chefdaviddenis Thanks for listening! Rate the podcast, subscribe, and share! 

Summary Struggling to stand out on Etsy? Discover how Nancy Badillo, a digital marketing expert with over 15 years of experience, turned her setbacks into a thriving Etsy business. In this episode, Nancy breaks down the exact market research and keyword strategies that help sellers find profitable niches, boost visibility, and increase their average order value. Learn how to create irresistible digital products, enhance user experience, and use personalization and bundles to drive more sales. If you want to master Etsy trends and grow your shop with proven techniques, this episode is your roadmap to success.

 OverviewIn this episode of the RockSolid Families podcast, hosts Linda and Merrill Hutchinson discuss the complexities and dangers of toxic relationships, expanding from previous discussions on gaslighting to encompass various forms of toxic interactions. They emphasize the importance of recognizing unhealthy dynamics in relationships, be it with spouses, family members, coworkers, or friends.Key Points Understanding Toxic Relationships   - Toxic relationships are characterized by patterns of behavior that diminish or harm individuals' well-being.   - Common forms include controlling behavior, chronic criticism, lack of empathy, gaslighting, and emotional manipulation.   - Relationships can be toxic even if they don't involve overt aggression; subtle behaviors can be equally damaging over time. Signs of Toxicity   - Controlling Behavior: Patterns where one person dictates actions and decisions.   - Critical Language:Constant criticism and public humiliation undermine self-esteem.   - Lack of Empathy: Inability to understand or validate the other person's feelings.   - Emotional Manipulation: Gaslighting tactics that twist reality to confuse the victim.   - Ignoring Needs: A lack of mutual understanding and support between parties.   - No Change Over Time: Repeated promises of change without any real action signify deeper issues. Steps to Address Toxic Relationships   - Bring Issues to Light: Encourage open discussions about concerns to combat the secrecy and shame surrounding toxic behavior.   - Set Healthy Boundaries: Clearly define what behaviors are unacceptable and what will no longer be tolerated in the relationship.   - Seek Professional Support: Engage with counselors or support groups to navigate through toxic dynamics safely. 4. Recommendations for Action   - Encourage individuals to seek help if they recognize toxic patterns in their relationships.   - Share experiences and insights to help others who may be suffering in silence.   - Utilize resources like books on boundaries and emotionally destructive relationships for guidance. 5. ConclusionLinda and Merrill close the episode by highlighting the need for courage in addressing toxic relationships and seeking healing. They invite listeners to share the podcast widely to help others identify and confront unhealthy dynamics in their own lives.Call to ActionListeners are encouraged to reach out to RockSolid Families for support, visit their website for resources, and consider donations to help continue their work in promoting healthy family dynamics.By summarizing these key points, business professionals can glean insights into the importance of healthy relationships both personally and within teams, while also recognizing signs of toxicity that may impact workplace culture.U.S. National Domestic Violence HotlineCall: 1-800-799-SAFE (7233)Text: “START” to 88788Chat: thehotline.orgrocksolidfamilies.orgSupport the show#Rocksolidfamilies, #familytherapy, #marriagecounseling, #parenting, #faithbasedcounseling, #counseling, #Strongdads, #coaching, #lifecoach, #lifecoaching, #marriagecoaching, #marriageandfamily, #control, #security, #respect, #affection, #love, #purpose, #faith, #affairs, #infidelity

Eric has a conversation with Todd Zimmerman discussing Kress, a company focused on electrification and robotization in the landscaping industry, particularly through the use of artificial intelligence (AI). Kress offers two main product lines: professional-grade 60-volt battery-powered tools for commercial landscapers and a pro-grade homeowner line, both utilizing advanced battery technology for power and cost savings. The core of the discussion centers on their autonomous robotic mowers, including the homeowner-focused iPilot and the commercial-grade Voyager, which use a combination of RTK, stereo camera, and VSLAM technology for precise, pattern-based mowing and obstacle avoidance. Zimmerman highlights how these robotic mowers can transform the least profitable part of a landscaper's business into the most profitable by drastically reducing operating costs associated with labor, gas, and maintenance, while also addressing friction points and labor shortages in the industry. Key Takeaways: Embrace artificial intelligence tools to potentially help save both time and money in personal and professional applications. Landscapers should transition from gas-powered equipment to cordless products to realize significant annual operational savings per employee. Consider utilizing autonomous robotic mowers, which use virtual boundaries and object recognition, to handle lawn care even on steep slopes up to 39 degrees. Commercial operators can leverage autonomous mowing technology to convert the typically least profitable aspect of their business into the most profitable. Utilize management views and productivity reports in commercial apps to track crew efficiency, optimize travel routes, and accurately quote property jobs.

This week, Morgan and Andrea flip the script and want you to SUCK at divorce. Yep, you read that right. Learn how to Set aside your feelings, Utilize experts, Calm your nervous system, and Know the facts: a game-changing framework that'll help you make better decisions (and fewer expensive mistakes) during your divorce.From cortisol spikes to co-parenting apps, nervous-system hacks, and even Amazon finds that actually don't suck, the girls cover it all ...with the perfect blend of legal insight, emotional honesty, and wine-soaked humor you've come to expect.

Al Kushner is the visionary founder of LinkedVantage.com, a firm dedicated to transforming LinkedIn profiles into high-performing assets for B2B growth. With decades of experience, Al has mastered the art of turning digital presence into measurable business opportunities through strategic positioning and impactful connections. Tune in as he shares actionable insights on profile optimization, content strategy, and building meaningful professional networks that convert.Please learn more about Al Kushner at www.LinkedVantage.comIn this special anniversary episode of Mr. Biz Radio, host Ken “Mr. Biz” Wentworth marks nearly nine years on air by exploring LinkedIn's remarkable comeback as a premier platform for business growth. He is joined by LinkedIn strategist and LinkedVantage.com founder, Al Kushner, who shares his entrepreneurial journey and expertise in transforming LinkedIn profiles into profit-generating assets. Together, they uncover how the platform's evolution continues to empower professionals to build credibility, nurture meaningful connections, and drive high-ROI results.The conversation is packed with actionable insights for entrepreneurs and executives looking to elevate their digital presence. Al underscores the importance of polished visuals, credible endorsements, and authentic engagement as key elements of a winning LinkedIn strategy. From avoiding the notorious “pitch slap” to mastering educational content and group interaction, this episode delivers a blueprint for leveraging LinkedIn as a modern engine of influence and opportunity.Key Takeaways:-Professional headshots, updated backgrounds, and strong third-party endorsements are crucial for making a compelling first impression.-Personalize approach rather than overwhelming new connections with immediate sales pitches, which often deter genuine engagement.-Utilize short, educational videos and engage actively in LinkedIn groups to enhance visibility and connect with key audiences.-Acts as a powerful tool for entrepreneurs, enabling targeted connections by showing active users and recent promotions within LinkedIn.-Videos between 30 and 90 seconds are particularly favored by LinkedIn's algorithm, promoting more substantial engagement over traditional text posts.

Eric sat down with Mr. Producer, a seasoned podcast producer and former radio professional, to discuss his career journey and the evolution of audio communication. Mr. Producer shares how a chance encounter at age fifteen led him to a job in radio, detailing his practice of cultivating a powerful voice for the airwaves. A significant portion of the conversation focuses on the shift from traditional radio to the rise of podcasting, highlighting how the fragmented media landscape has replaced the communal listening experience of the past. Mr. Producer also recounts his involvement as an "early adopter" of podcasting technology around 2004 and explains how he eventually retired from radio to help others launch and maintain their own successful podcasts, underscoring the importance of authenticity and finding one's niche in the current media environment. Key Takeaways: Define your personal "why" or purpose before embarking on a new project to ensure your efforts are meaningful to you. Embrace the fact that your initial attempts at a new endeavor will be your worst, and expect continuous improvement as you proceed. Work diligently to cultivate desired skills, such as reading aloud to practice pronunciation, projection, and tonality. Stick with your long-term goals and persevere beyond early discouragement, as consistency is key to reaping lasting benefits. Utilize new platforms like podcasting or content creation to document your journey, build credibility, and sharpen your communication skills.

Russia's New Glide Bombs and Ukraine's Battlefield Crisis at Kurakhove. John Hardie and Bill Roggio discuss how Russia has introduced new, longer-range guided glide bombs (like the UMPK and Grom-E1) that utilize cheap kits or purpose-built designs, offering a cost-effective, more survivable standoff weapon to attack critical infrastructure deep inside Ukraine. Meanwhile, the situation in the key logistics hub of Kurakhove is deteriorating, with Russian infantry infiltrating the city, disrupting crucial drone and mortar positions, and threatening to encircle remaining Ukrainian forces. Russia continues to maintain maximalist peace demands, including a ban on Ukraine joining NATO and demilitarization, resulting in the cancellation of proposed peace talks. 1852

Russia's New Glide Bombs and Ukraine's Battlefield Crisis at Kurakhove. John Hardie and Bill Roggio discuss how Russia has introduced new, longer-range guided glide bombs (like the UMPK and Grom-E1) that utilize cheap kits or purpose-built designs, offering a cost-effective, more survivable standoff weapon to attack critical infrastructure deep inside Ukraine. Meanwhile, the situation in the key logistics hub of Kurakhove is deteriorating, with Russian infantry infiltrating the city, disrupting crucial drone and mortar positions, and threatening to encircle remaining Ukrainian forces. Russia continues to maintain maximalist peace demands, including a ban on Ukraine joining NATO and demilitarization, resulting in the cancellation of proposed peace talks. 1917 PETER

Brian Reece and Steve Crowley are the co-founders of Service Physics. Service Physics is a multi-unit restaurant service consultant company based in NYC. The company was organically recommended by Haven Hot Chicken for franchising. Brian and Steve are hosting a live Q&A in the Restaurant Unstoppable Network on December 9th, 2025. Go to Restaurantunstoppable.com/servicephysics to get a link to join that conversation!  Join RULibrary: www.restaurantunstoppable.com/RULibrary Join RULive: www.restaurantunstoppable.com/live Set Up your RUEvolve 1:1: www.restaurantunstoppable.com/evolve Subscribe on YouTube: https://youtube.com/restaurantunstoppable Subscribe to our email newsletter: https://www.restaurantunstoppable.com/ Today's sponsors: Meez: Are you a chef, owner, operator, or manage recipes in professional kitchens? meez is built just for you. Organize, share, prep, and scale recipes like never before. Plus, engineer your menu in real-time and get accurate food costs. Sign up for free today and get 2 FREE months of invoice processing as a listener of the Restaurant Unstoppable Podcast. Visit getmeez.com/unstoppable to learn more. Cerboni - Cerboni is an all-in-one financial solution for restaurants. Reliable tax preparation & Business incorporation. Seamless Payroll and compliance report. Strategic CFO Services That Drive Business Growth. Detailed, custom reporting for complete financial clarity. Dedicated support for restaurants & Multi-location businesses. End-to-end financial management under one roof.   US Foods®. Make running your foodservice operation easier and more efficient with solutions from US Foods®. Utilize a suite of digital tools, like the all-in-one foodservice app MOXē®, and enjoy exclusive access to quality Exclusive Brands products. Learn how partnering with US Foods helps you get more out of your business by visiting www.usfoods.com/expectmore   Restaurant Systems Pro - Lower your prime cost by $1,000, and get paid $1,000 with the Restaurant Systems Pro 30-Day Prime Cost Challenge. If you successfully improve your prime cost by $1,000 or more compared to the same 30-day period last year, Restaurant Systems Pro will pay you $1,000. It's a "reverse guarantee."  Let's make 2026 the year your restaurant thrives. Guest contact info:  Get in touch right here! Thanks for listening! Rate the podcast, subscribe, and share! 

Kevin StClergy is a distinguished breakthrough specialist, keynote speaker, and author recognized for his impactful work in leadership development and entrepreneurship. Formerly an audiologist, Kevin transitioned into the business world, where he built a thriving coaching and digital marketing enterprise that has served more than 450 clients across the country. Through his website, blindblaming.com, and his active presence on social media, Kevin continues to inspire growth, accountability, and transformation in leaders and entrepreneurs nationwide.Please learn more about Kevin StClergy at www.BlindBlaming.comIn this episode of Mr. Biz Radio, host Ken “Mr. Biz” Wentworth sits down with Kevin StClergy, a thought leader dedicated to transforming blame-based mindsets into self-aware, empowered approaches. The conversation opens with the concept of “blind blaming,” where people instinctively assign fault—either to others or themselves—without addressing the true underlying issues. Kevin shares personal stories, including a memorable childhood baseball experience, to illustrate how blame can limit growth and obscure genuine understanding.As the discussion unfolds, Kevin introduces his Root Cause Discovery (RCD) method—a practical framework built on Reflection, Connection, and Decision-Making—to help uncover what truly drives challenges beneath the surface. Through engaging stories and relatable business examples, he reveals how identifying unseen obstacles can foster clarity, accountability, and transformation. This episode challenges cognitive biases that often distort problem-solving and underscores the importance of seeking deeper insight, including support from coaches and trusted advisors, to achieve lasting progress.Key Takeaways:-Recognize instances of blaming others or oneself for issues without discovering the root problem.-Engage in reflection, seeking external perspective and making decisive actions to tackle real constraints.-Understand biases such as availability and confirmation biases which can thwart problem-solving efforts.-Utilize professional guidance to escape the 'blame loop' and achieve higher levels of success.-Embrace full responsibility by eliminating blaming, complaining, and excuses for personal growth and improved outcomes.

In the final hour, Leila Rahimi and Marshall Harris discussed how the Bears will utilize newly signed defensive back C.J. Gardner-Johnson. After that, Score reporter/host Mark Grote joined the show to share a Bears report live from Halas Hall.

Geetha Panchapakesan, the founder and CEO of Tesser, joins the show. In this episode: Geetha's background in payments and how she arrived in stablecoins Major shifts across payments over Geetha's career Building a one-stop shop solution for financial institutions, PSPs and MSBs Where FIs are today as it relates to engaging to stablecoins Regulatory tailwinds post-GENIUS See more at tesser.xyz

Protect your family with our 1-minute free parent quiz https://www.smartsocial.com/newsletterJoin our next weekly live parent events:  https://smartsocial.com/eventsEpisode Summary:In this episode of the SmartSocial.com Podcast, host Josh Ochs interviews Dr. Dennis Willingham, Superintendent of the Walker County Schools, and Patrick Gann, District Technology Director. They discuss the integration of AI in education and strategies to ensure digital safety for students. Topics covered include the benefits of AI for learning, trends in social media challenges, the impact of new legislation on student screen time, and the importance of parent engagement in monitoring online activities. Key insights are shared on how educators can use AI to enhance learning without replacing teachers and the effectiveness of Alabama's Focus Act in limiting device use during school hours. The episode also provides practical advice for parents to support their children's digital safety and emphasizes the significance of communication between parents, students, and schools.Become a Smart Social VIP (Very Informed Parents) Member: https://SmartSocial.com/vipDistrict Leaders: Schedule a free phone consultation to get ideas on how to protect your students in your community https://smartsocial.com/partnerDownload the free Smart Social app: https://www.smartsocial.com/appdownloadLearn about the top 190+ popular teen apps: https://smartsocial.com/app-guide-parents-teachers/View the top parental control software: https://smartsocial.com/parental-control-software/The SmartSocial.com Podcast helps parents and educators to keep their kids safe on social media, so they can Shine Online™

Triplett uses a baseball analogy to explain small, tactical changes in business communication. Eric, emphasizes that subtle adjustments, like a change in base-running strategy or the use of specific words in a sales interaction, can lead to dramatic improvements and success, much like winning the World Series. Participants in the discussion share their personal experiences with adopting new communication techniques, such as replacing "sales pitch" with "sales process" or "consultation," to reduce customer resistance and build trust. The overall theme is the importance of attention to finite details and continuous improvement in business practices, stressing that simple changes can yield powerful results. Key Takeaways: Watch the finite details in your activities because small deviations can compound into massive errors over time. Update your vocabulary by replacing "sales pitch" with "sales process" or "sales journey" to boost your mindset. Utilize positive language like "consultation" or "retainer" to reduce sales resistance associated with "charge" or "fee." Implement small, simple changes, such as modifying a single word, to drastically improve your business communication. Become a better listener and focus on making many small, cumulative changes to ensure consistent victories in your endeavors.

In this episode, we examine new polling on tax policy and the debate over taxing the rich, analyzing how effective tax rates and government spending affect deficit reduction. We discuss a breakthrough in medical innovation that has helped restore sight to patients with macular degeneration, and highlight the growing problem of political crassness in this week's foolishness. We address a listener question on state pension reform and the inefficiencies of public bureaucracy, and explore how economic incentives influence behavior in areas such as conservation, resource management, and everyday decision-making. 00:00 Introduction and Overview 00:25 Taxing the Rich to Reduce Federal Debt 09:06 The Problem with Corporate Taxes 11:22 The Only Solution to the Spending Problem 12:33 A Cure for Blindness 15:25 Karoline Leavitt's “Your Mom” Joke 18:03 Trump's No Kings Protest AI Video 19:57 Municipal Workers Held Captive by State Pension Systems 23:16 Perverse Incentives Sustain Bureaucratic Systems 29:33 The Human Drive to Utilize vs. Cultivate Resources 35:38 The Consequences and Dangers of Internet Dependence 38:57 The Fragility of Internet Infrastructure 41:20 Conclusion Learn more about your ad choices. Visit podcastchoices.com/adchoices

Hannah Selinger is a James Beard-nominated lifestyle writer and journalist based in Massachusetts. Hannah attended the French Culinary Institute and started working in the restaurants around 2002 in NYC. She worked for some very big names, such as David Chang. In addition to promoting her new book, a memoir titled Cellar Rat: My Life in the Restaurant Underbelly, she is also promoting restaurant workers' rights in the modern age.  Hannah asked that you use this link to purchase her book. Come hang with Hannah and me on 10/20/25 at 11 AM EST: https://zoom.us/j/6508205412 Join RULibrary: www.restaurantunstoppable.com/RULibrary Join RULive: www.restaurantunstoppable.com/live Set Up your RUEvolve 1:1: www.restaurantunstoppable.com/evolve Subscribe on YouTube: https://youtube.com/restaurantunstoppable Subscribe to our email newsletter: https://www.restaurantunstoppable.com/ Today's sponsors: US Foods®. Make running your foodservice operation easier and more efficient with solutions from US Foods®. Utilize a suite of digital tools, like the all-in-one foodservice app MOXē®, and enjoy exclusive access to quality Exclusive Brands products. Learn how partnering with US Foods helps you get more out of your business by visiting www.usfoods.com/expectmore   Restaurant Systems Pro - Join the 60-day Restaurant Systems Pro FREE TRAINING. This is something that has never been done before. This 60-day event is at no cost to you, but it is not for everyone. Fred Langley, CEO of Restaurant Systems Pro, will lead a group of restaurateurs through the Restaurant Systems Pro software and set up the systems for your restaurant. During the 60 days, Fred will walk you through the Restaurant Systems Pro Process and help you crush the following goals: Recipe Costing Cards; Guidance in your books for accounting; Cash controls; Sales Forecasting(With Accuracy); Checklists; Budgeting for the entire year; Scheduling for profit; More butts in seats and more… Click Here to learn more.  Let's make 2025 the year your restaurant thrives. Guest contact info:  Website: https://www.hannahselinger.net/ Get her book here! Thanks for listening! Rate the podcast, subscribe, and share!