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Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Miko Branch. Here is a clear, structured summary of the Miko Branch interview with Rushion McDonald, along with its purpose, key takeaways, and notable quotes, drawn directly from the transcript you provided.All information cites the uploaded file. SUMMARY OF THE INTERVIEW In this Money Making Conversations Masterclass episode, Rushion McDonald interviews Miko Branch, co‑founder and CEO of Miss Jessie’s, a pioneering hair‑care brand serving people with textured, curly, kinky, and wavy hair. Miko recounts how she and her late sister, Titi Branch, built Miss Jessie’s from their kitchen table in their Brooklyn brownstone, developing products designed to genuinely work for people with textured hair. She highlights the brand’s deeply personal roots—named after their grandmother Jessie Mae Branch, the first “CEO” they ever observed in action. Throughout the interview, Miko explains how Miss Jessie’s expanded from grassroots marketing, word‑of‑mouth, and early internet chat rooms to becoming a national brand found in Walgreens, CVS, Target, and more. She stresses the brand’s emphasis on education, authenticity, and providing solutions for all textured hair types. Miko also discusses signature product lines (Curly Pudding, Pillow Soft Curls, Daily Soft Curls, sulfate‑free shampoo) and how Miss Jessie’s became a leader in the natural hair movement—well before it became a mainstream trend. PURPOSE OF THE INTERVIEW 1. To showcase Miss Jessie’s origin story and entrepreneurial journey McDonald highlights how Miko built a multimillion‑dollar brand from her kitchen table. 2. To inspire current and aspiring entrepreneurs Miko demonstrates how authentic problem‑solving creates brand loyalty and long-term success. 3. To educate listeners about textured hair and the natural hair care industry The interview reinforces that natural hair is not a trend—it's an identity and lifestyle. 4. To highlight the importance of cultural heritage and family influence Miko shares how her grandmother, her sister, and her Brooklyn salon shaped Miss Jessie’s values and innovation. KEY TAKEAWAYS 1. Miss Jessie’s was built on authenticity and real consumer needs The brand emerged from real hairstyling challenges Miko and Titi solved for themselves and their salon clients.. 2. Education is central to the brand’s success Miss Jessie’s teaches customers how to understand and care for their curl types—wavy, curly, kinky, multicultural, or transitioning.McDonald says the site offers more information than any hair‑care brand he has interviewed. 3. Family legacy guides the company Their grandmother Jessie Mae’s leadership, work ethic, and kitchen‑table lessons inspired their business approach. 4. The natural hair movement is here to stay People increasingly embrace their God‑given texture; straightening is no longer the dominant norm. 5. Social media amplified—did not create—their success Word‑of‑mouth began long before social media; platforms today simply extend their reach. 6. Miss Jessie’s serves everyone with texture—not just Black women Men, boys, Latinas, mixed‑race individuals—anyone with curls or waves—can find a solution. 7. Product innovation drove their growth Curly Pudding, Pillow Soft Curls, Daily Soft Curls, and sulfate‑free shampoos transformed textured hair care. 8. Their Brooklyn salon doubled as R&D It allowed the sisters to test products directly on customers and ensure real‑world performance. NOTABLE QUOTES (from transcript) On the company’s beginnings “We started our business in our brownstone right at our kitchen table.” “Curly Pudding was the groundbreaker—the game changer.” On the brand’s philosophy “The bottom line is being able to create products that are helpful.” “Information and communication is key to success.” On inclusivity “Anyone who has texture… we have something for you.” On natural hair “Natural hair, curly hair is preferred… it’s how people want to express themselves.” “Natural hair is not a trend—it’s here to stay.” On social media and growth “We were going viral before ‘going viral’ was a word.”. On legacy “Our grandmother Jessie was the first female CEO we’d ever seen.”. #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.
Join Chris Hughes and Adam Mufich at the 7th Annual HVAC/R Training Symposium as they interview building scientist Tessa Murray. In this eye-opening conversation about what your house is really trying to tell you. Discover why HVAC techs need to understand building science fundamentals to truly master their craft. What You'll Learn: The critical connection between HVAC systems and building science How to identify hidden moisture problems in walls and attics Combustion safety testing that could save lives Understanding dew points and thermal bridging Proper ventilation strategies for different climate zones Why duct leakage testing is just the beginning Key Topics Covered: Transition from cold climate (Minnesota) to hot/humid (Florida) building science Ice dams, ghosting, and crying houses explained The house as a system approach for HVAC professionals Blower door testing and pressure diagnostics Indoor air quality concerns and solutions Natural draft appliance safety considerations Wall assembly moisture management Occupant behavior impacts on building performance Purchase your tickets or learn more about the 7th Annual HVACR Training Symposium at https://hvacrschool.com/symposium. Subscribe to our podcast on your iPhone or Android. Subscribe to our YouTube channel. Check out our handy calculators here or on the HVAC School Mobile App for Apple and Android.
Joe's Premium Subscription: www.standardgrain.comGrain Markets and Other Stuff Links —Apple PodcastsSpotifyTikTokYouTubeFutures and options trading involves risk of loss and is not suitable for everyone.The war in Iran poses risks to global fertilizer production and supply chains
Escape into a fully immersive 10-hour remastered nature soundscape designed for deep sleep, relaxation, focus, and stress relief. This high-quality ambient recording delivers soothing natural white noise to help you fall asleep faster, stay asleep longer, improve concentration, meditate more deeply, reduce anxiety, and block distracting background noise. Whether you're listening to calming rain, ocean waves, forest streams, birds, wind, thunderstorms, waterfalls, or peaceful nighttime ambience, each extended uninterrupted episode creates a tranquil atmosphere perfect for insomnia relief, studying, mindfulness, yoga, work, or simply unwinding after a long day. Press play, relax your mind, and let the steady rhythm of nature guide you into restorative sleep and calm focus.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Miko Branch. Here is a clear, structured summary of the Miko Branch interview with Rushion McDonald, along with its purpose, key takeaways, and notable quotes, drawn directly from the transcript you provided.All information cites the uploaded file. SUMMARY OF THE INTERVIEW In this Money Making Conversations Masterclass episode, Rushion McDonald interviews Miko Branch, co‑founder and CEO of Miss Jessie’s, a pioneering hair‑care brand serving people with textured, curly, kinky, and wavy hair. Miko recounts how she and her late sister, Titi Branch, built Miss Jessie’s from their kitchen table in their Brooklyn brownstone, developing products designed to genuinely work for people with textured hair. She highlights the brand’s deeply personal roots—named after their grandmother Jessie Mae Branch, the first “CEO” they ever observed in action. Throughout the interview, Miko explains how Miss Jessie’s expanded from grassroots marketing, word‑of‑mouth, and early internet chat rooms to becoming a national brand found in Walgreens, CVS, Target, and more. She stresses the brand’s emphasis on education, authenticity, and providing solutions for all textured hair types. Miko also discusses signature product lines (Curly Pudding, Pillow Soft Curls, Daily Soft Curls, sulfate‑free shampoo) and how Miss Jessie’s became a leader in the natural hair movement—well before it became a mainstream trend. PURPOSE OF THE INTERVIEW 1. To showcase Miss Jessie’s origin story and entrepreneurial journey McDonald highlights how Miko built a multimillion‑dollar brand from her kitchen table. 2. To inspire current and aspiring entrepreneurs Miko demonstrates how authentic problem‑solving creates brand loyalty and long-term success. 3. To educate listeners about textured hair and the natural hair care industry The interview reinforces that natural hair is not a trend—it's an identity and lifestyle. 4. To highlight the importance of cultural heritage and family influence Miko shares how her grandmother, her sister, and her Brooklyn salon shaped Miss Jessie’s values and innovation. KEY TAKEAWAYS 1. Miss Jessie’s was built on authenticity and real consumer needs The brand emerged from real hairstyling challenges Miko and Titi solved for themselves and their salon clients.. 2. Education is central to the brand’s success Miss Jessie’s teaches customers how to understand and care for their curl types—wavy, curly, kinky, multicultural, or transitioning.McDonald says the site offers more information than any hair‑care brand he has interviewed. 3. Family legacy guides the company Their grandmother Jessie Mae’s leadership, work ethic, and kitchen‑table lessons inspired their business approach. 4. The natural hair movement is here to stay People increasingly embrace their God‑given texture; straightening is no longer the dominant norm. 5. Social media amplified—did not create—their success Word‑of‑mouth began long before social media; platforms today simply extend their reach. 6. Miss Jessie’s serves everyone with texture—not just Black women Men, boys, Latinas, mixed‑race individuals—anyone with curls or waves—can find a solution. 7. Product innovation drove their growth Curly Pudding, Pillow Soft Curls, Daily Soft Curls, and sulfate‑free shampoos transformed textured hair care. 8. Their Brooklyn salon doubled as R&D It allowed the sisters to test products directly on customers and ensure real‑world performance. NOTABLE QUOTES (from transcript) On the company’s beginnings “We started our business in our brownstone right at our kitchen table.” “Curly Pudding was the groundbreaker—the game changer.” On the brand’s philosophy “The bottom line is being able to create products that are helpful.” “Information and communication is key to success.” On inclusivity “Anyone who has texture… we have something for you.” On natural hair “Natural hair, curly hair is preferred… it’s how people want to express themselves.” “Natural hair is not a trend—it’s here to stay.” On social media and growth “We were going viral before ‘going viral’ was a word.”. On legacy “Our grandmother Jessie was the first female CEO we’d ever seen.”. #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
Laura Brown shares with our study group about her book Not the Price of Admission.Our website is HERE: System Speak Podcast.You can submit an email to the podcast HERE.You can JOIN THE COMMUNITY HERE. Once you are in, you can use a non-Apple device or non-safari browser to join groups HERE. Once you are set up, then the website and app work on any device just fine. We have peer support check-in groups, an art group, movie groups, social events, and classes. Additional zoom groups are optional, but only available by joining the groups. Join us!Content Note: Content on this website and in the podcasts is assumed to be trauma and/or dissociative related due to the nature of what is being shared here in general. Content descriptors are generally given in each episode. Specific trigger warnings are not given due to research reporting this makes triggers worse. Please use appropriate self-care and your own safety plan while exploring this website and during your listening experience. Natural pauses due to dissociation have not been edited out of the podcast, and have been left for authenticity. While some professional material may be referenced for educational purposes, Emma and her system are not your therapist nor offering professional advice. Any informational material shared or referenced is simply part of our own learning process, and not guaranteed to be the latest research or best method for you. Please contact your therapist or nearest emergency room in case of any emergency. This website does not provide any medical, mental health, or social support services. ★ Support this podcast on Patreon ★
Keith breaks down where the U.S. housing market appears to be headed and which regions and states are quietly winning or losing in the population shuffle since 2020—and what that could mean for real estate investors. You'll also hear about an intriguing cash-flow play in single-family rentals in select Southern markets. Then, Keith is joined by financial strategist and comedian Garrett Gunderson, who challenges the usual "scrimp and save" advice. Together, they explore how to build real wealth without sacrificing your life today, how high-net-worth individuals often get money wrong, and a different way to think about financial independence, freedom, and investing in yourself. Resources: Get Garrett Gunderson's Killing Sacred Cows audiobook free: DM @GarrettBGunderson on Instagram with the words "Keith Cows." Episode Page: GetRichEducation.com/595 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text 1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review" For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold 0:01 Keith, welcome to GRE. I'm your host. Keith Weinhold, is the future direction of the housing market trending up or trending down? Which states have seen the most population growth? Then powerful wealth mindset tactics with a financial comedian today on get rich education Speaker 1 0:20 since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads and 188 world nations. He has a list show guests and keep top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com Keith Weinhold 1:04 the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally. While it's on your mind, start at Ridge lending group.com that's Ridge lending group.com Speaker 2 1:38 You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. Keith Weinhold 1:54 Welcome to GRE from Mount Rainier to Mount Rushmore and across 188 nations worldwide. I'm Keith Weinhold, and this is get rich education. I am not a Lambo driving influencer that will take any brand deal just to shill a gambling platform instead. Our core strategy at GRE is aging. Well, I've spoken with a lot of LP investors with capital calls and deals that lost all their money. Well, we approach wealth building with discipline and consistency. It doesn't sound dazzling, but it really shines when things go wrong elsewhere, because at least for the core of our portfolios, we get long term fixed rate debt for income property get paid five ways and win the inflation triple crown, and we do it all with a high degree of passivity. Right before I took the mic today, I got a two sentence email from a property manager that said an air conditioning unit's air handler board had to be replaced for $420 I don't even know what an air handler board really is. Now, the manager sent some photos in a written estimate. I quickly checked chat GPT, and I saw that the price was about right, and replied to my manager to go ahead and have that done. That's it an example of relative passivity. US residential real estate has nominally appreciated over every single 10 year period in modern history, despite some occasional short term downturns, even those are not common. Well, we recently had a guest mention that it's 20 years at the longest like 20 years or less is the period of time between which real estate never goes down. He was right. But you actually can't find any 10 year period where home values fell. What about the 2008 global financial crisis, I think that's the first place that the mind goes. Well back then, home values bottomed out at 208k in 2009 before they started growing again. And 10 years before that, the median price it was 157k in 1999 so even when home values hit their GFC low at that point, they were still up 32% from the previous 10 years. So you can confidently say then that over any 10 year period, home prices are up nationally. Now, how about the future? Well, for the future, there is more evidence of rising home prices. Building permits for new homes have fallen to their lowest level since 2019 that's according to the census bureau. So fewer single family homes are being built. Now we plan to discuss that more on. Next week show when we dive deep on does America really have a housing shortage? But this week, more reasons for future home price bullishness is that the labor market now, it's not doing that great. It sure isn't white hot, but unemployment, which was already low, that recently dropped a touch lower to just 4.3% inflation has fallen to 2.4% and wages are rising faster than that. In fact, our own Fed Chair recently remarked at how he's surprised at the strength of the economy. The property market analytics firm kotality, they now expect home prices to appreciate another four and a half percent this year. They and other firms continue to believe that the Midwest will be the hottest area of home price growth even more than that four and a half percent in that region. That is because not only is the Midwest underbuilt, it's that the prices are so affordable that it's attracting young people. The other factor is that mortgage rates recently dipped just below six into the high fives again, and that can release this pent up housing demand, and think about where we've come from. In late 2023 mortgage rates were about 8% and now lower mortgage rates also reduce the lock in effect, so it can create both more sellers and more buyers. The thing to remember is that 70% to 80% of home sellers are also home buyers because they've got to live somewhere. And first time homebuyers, of course, they buy only, they don't sell anything. In fact, former GRE guest in housing wire lead analyst Logan modeshami and Barry Habib were just positing on this at housing wire's latest summit on how the volume of home sales has been depressed for so long that lower rates could very well trigger a rush of buyers, these kind of people that have been delaying purchasing for years, this pent up housing demand being released if indeed rates go lower. People think they know the future, but we don't really know that that's going to happen for sure. But a lot of optimism about this phase of the housing market supported by not great, but decent economic conditions. Of course, that new housing demand is going to manifest unevenly across the nation. So let's talk about the places that have seen the most population growth from 2020 to today, basically the states that support that housing demand. Well, between 2020 and today, the US has grown by about 10 million people. That's over 3% nearly every state grew. But the bigger story is where that growth is happening. And really, here's the jaw dropper as a region, the South, gained more people than all of the other regions combined, about 7.6 million new residents in the south since 2020 the South's population is up 6% the West's almost 2% the Midwest population is up more than 1% and The Northeast up seven tenths of 1% again, this is not per year. This is total population growth from 2020 to today, Florida and Texas, they led the nation among the big states, both up almost 9% sprinting like they just found out that income tax is optional. The Carolinas in Tennessee are big southern growers too. People clearly keep moving toward warmer weather, a lower cost of living, lower taxes and job markets. Nothing new there. California in New York are the biggest losers in absolute numbers, California losing half of 1% of population in New York, a full 1% people keep moving away from these traditionally expensive, high tax coastal states like a buffet when the crab legs run out, people just getting up and leaving. That's not any sort of news story there, either. These trends help cash flow residential real estate investors like us, because the south aligns with that favorable landlord tenant law and those high ratios of rent income to purchase price. Luckily for us, that's where people are moving too. The Midwest has those phenomena as well, although their growth has been slower. Keith Weinhold 9:39 Now a few Midwest highlights for you. Since 2020 the population of Indiana is up 2.8% quietly benefiting from Illinois. Escape Velocity, Missouri up almost 2% and that's growing mostly in Kansas City and St Louis suburbs. Ohio at almost 1% that's pretty modest growth overall, but Columbus up 5% that is flexing like it just landed a semiconductor plant there in Columbus, the intermountain west has bicep bulging growth, but it rarely works for us, because rents are only a little higher, but property prices are way higher. Yes, those pretty Rocky Mountain states, great Instagram, tough cash flow now Louisiana, it is a state that confounds people. It's a warm place, and it has a low cost of living, you would think Louisiana would be attracting people in droves for those reasons. Well, then why is its population following Louisiana down nine tenths of 1% since 2020 Well, you've got bleak job prospects that make Louisianans leave its tax competitiveness ranks 31st property insurance costs are high thanks to environmental risk. Louisiana has more swamps than beaches. Even the NFL saints were six and 11, and if they had made the playoffs, that wouldn't have made people move back. And hey, no personal shade here, I enjoy going to the New Orleans investment conference in Cajun culture, in Airboat Tours through the alligator filled Bayou, fun stuff, but for income producing property, you got to seek out different characteristics than just vacation Glee or how Good the gumbo tastes keep emotion separate from investing, Hawaii is America's biggest percentage loser. Its population is down one and a half percent since 2020 its cost of living is stratospherically high, with a median home value of just a little over a million dollars. That results in net outmigration to the mainland parts of the Aloha state now experience natural decrease. That means that deaths exceed births. Natural decrease. That's mostly a phenomenon on the Big Island. That's not where Honolulu is. That's where you have Kona and Hilo when young people can't afford to stay demographic gravity kicks in population loss. Hawaii is also highly dependent on tourism, meaning more volatility in recessions. It has contractor availability issues and higher repair costs, partly due to shipping materials to the remote islands. What about the upsides of Hawaiian real estate? Well, you're just going to have this inherent, strong, long term land scarcity and lifestyle desirability overall. Hawaii isn't bad. It's just hard. And I like Hawaii as a place to vacation, so the best times in my life were in Hawaii. Now, with all this said, These are broad generalities about states which are big places themselves right now. There are certainly Missouri real estate investors listening to me that are actually losing, and Hawaii real estate investors that are winning, and even cash flow positive. I'm talking general trends here, and this is with respect to long term rentals, not short term rentals. If your rent to price ratio is as low as point three or point four, like it often is near the coasts, well then you are speculating on appreciation. That's what that means. All 50 states have opportunity. All 50 states have no go zones. People keep moving south. That's a trend that the pandemic accelerated six years ago. More opportunity is concentrated there. That's got nothing to do with vacation excitement. That is population math, and I'm talking about swimming with the tide here in our Don't quit your Daydream newsletter I recently sent you that colorful population change map that I was describing some of there. More recently, I also emailed you that great and rare map of landlord friendly versus tenant friendly states mapped out and a lot of other great stuff. Keith Weinhold 14:17 Before we bring in our firebrand guest, Garrett Gunderson, I just learned about a really strong opportunity for a provider of single family rentals and duplexes in Memphis and Little Rock. They're providing a locked in 5% interest rate and 5% property management for five years. Yeah, that's not a throwback to 2020 it's what mid south homebuyers calls their triple five program. They are the oldest and most trusted, maybe turnkey investment provider in the country, operating since 2002 and what they do is they offer these fully renovated, occupied rental properties in Memphis and Little Rock, two of the strongest cash flow markets in the South. With financing and management and rates that make the math work like it hasn't in years. So again, 5% interest, 5% property management fees for a full five years. You know those markets, they already had these investor advantage numbers with rent to price ratios mere point eight in Memphis and Little Rock. But yeah, that low 5% mortgage rate, even for renovated properties, not just new build. That's the kind of spread that turns a good deal into a great one. So to give you an idea, if you get a 30 year fixed rate mortgage loan amount of 125k with a 7% mortgage rate, your principal and interest payment is 832, at a 5% rate, it's just 671, so that's $160 more cash flow right there, and it's made a tad sweetener than that with just a 5% Property Management rate. And I don't know how long that offer is going to last, but it is available now and for the next little while, you can ask about it. When you visit mid southhomebuyers.com that's mid southhomebuyers.com and you can ask them about their triple five program. More next. I'm Keith Weinhold. You're listening to Episode 595, of get rich education. Keith Weinhold 16:19 Flock homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio, through a 721 exchange, deferring your capital gains tax and depreciation recapture, it's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721, the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash GRE, that's F, l, O, C, K, homes.com/gre. You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text. Now it's 1-937-795-8989 Yep. Text their freedom coach directly. Again, 1-937-795-8989, Dani-Lynn Robison 18:08 this is freedom family investments. Co founder, Danny Lynn Robinson, listen to get rich education with Keith Weinhold, and don't quit your Daydream. You Brenda. Keith Weinhold 18:24 Today's guest is someone that America knows as the long haired, bearded money guy in the past, he's drawn physical appearance comparisons to Jesus Christ. He's a prominent financial strategist. Founded an eight figure company, hit the Inc 500 he's both a New York Times and Wall Street Journal bestselling author. He is just an electric speaker, including appearances in front of dozens of billionaires. And he's just got this great way of speaking to financial freedom that hits you differently. He even has a comedy special that's great to welcome back to the show. Garrett Gunderson, Garrett Gunderson 19:02 that's good to be back. Man. Is really good. Love your energy. Has a nice intro. Keith Weinhold 19:07 Well, you give a lot of like, nice guidance to people that's somewhat different than they're used to hearing. You know, Garrett, I think a lot of the conventional guidance is, you know, it's not very far above Elementary School advice like, put your credit card in the freezer so you don't use it too often, but a lot of times you speak to either business owners or people that have already had some success, and I think a lot of your underlying mantra is, hey, you better live your best life now Garrett Gunderson 19:35 I kind of feel like you are your greatest asset, and if you starve out that asset because you don't feed it with knowledge, or you don't invest in yourself, or you don't gain the skills that really matter because you're so addicted to scrimping and sacrificing and building your balance sheet right, trying to build savings accounts and retirement plans and doing all you can to pay off that mortgage. Yeah, you could become a millionaire on paper. But will you live like one? Will you enjoy your. Life. What about all the memories that you miss along the way? What about having quality of life today and creating a life you don't want to retire from? The wealthy people, they didn't get that way because they shrunk their way there. They didn't get that way because they were amazing budgeters. They built businesses. They created value. They learned how to, you know, sell or speak or market or have business acumen that grow business or to hire people, and having those systems that actually impact more people or more deeply impact the people that they serve, because it's about value creation and their value creators. And I think this notion of just thinking, Oh, I could just trade time for money and set money aside. Man, that's a really painful way to get to a million dollars, but Northwestern Mutual, they just put out an article that said, 32 or 34% of millionaires don't feel wealthy, because if you have money tied up in an account that isn't kicking off cash flow, it doesn't feel like wealth. You can't spend that net worth. It's just a statement if you don't learn how to create cash flow. And I love financial independence, where people have cash flow from assets to cover their expenses now their lifestyle is covered from that cash flow. Now they can reinvest every active dollar into themselves and their quality of life, into more cash flowing assets, into taking trips along the way, not just waiting until they're too old to enjoy it. Keith Weinhold 21:13 You work with business owners all the time, and you've even worked with some ultra high net worth people that still seemed to scrimp and save. Do you think really, what is that the function of? Is it more of the wrong mindset or the wrong tactics when someone acts that way? Garrett Gunderson 21:32 It's a mindset that's really kind of handed down to them? Yeah, maybe from their parents or grandparents or from a different era, like there's people that were, you know, in the Great Depression, that then tells stories to their family about how tough it was, and you never know when that money could go away. So you got to hold tight, and it's a scarcity mindset. So one of the wealthiest clients I ever had, I mean, this was a guy who he was worth a lot of money, but you would never know it. I saw him on TV one day. I was like, Dude, he needs new clothes, and we found a strategy to save him a bunch of money. He was just buying his inventory with cash or like, let's buy it on a plum card, and you'll get cash back. I just said, Just take 10% of that cash back, which was over $100,000 a month, and spend it on yourself. He's like, Well, I wouldn't know to spend it on I'm like, Well, how about some new clothes to start with? He's like, Okay. And then the next month, he bought a nest system for his house. The next month he bought a sound system. Eventually, saved up enough money to buy a Tesla, which he really wanted, like it was money that was there for him, but it changed his entire paradigm, because now he had a quality of life. He was very philanthropic and donated money. He built massive businesses, but he never treated himself well. He'd never felt like it was okay to spend that money because of his upbringing, because the way that his parents viewed money and the way that their parents viewed money, and it was always something that felt scarce. So it felt like, okay, will this go away? And the reality was, we just found money in your couch cushions, essentially. So why not enjoy it along the way? He eventually bought a home that he loved on the water, that he loves the garden. I mean, it was like a total transformation with that one simple thing to help him heal his relationship with money, overcome scarcity, because he was already highly productive. He just had to break free from this budgetary mindset. Keith Weinhold 23:09 That's great. It was almost like, Dude, I can see it in you. Before we even talk. You got that code off the rack at Burlington. I swear you can do better than this. Come on, now Garrett Gunderson 23:17 30 years ago, 30 years ago too. You know, it doesn't even fit anymore. Keith Weinhold 23:23 Well, you know, I recently dedicated a complete episode Garrett to the way I put it is that the risk of delayed gratification is denied gratification. Now, there are some good things to be said for delayed gratification, I think, especially when you're younger, or you're just starting out in the working world, and you just tried to cover rent for your apartment and you don't have much else. Delaying some gratification is good. You need to form capital. You need to get liquid. I try to avoid saying stacking savings, because that gets people in the mindset of becoming super savers sometimes, and they miss out on returns. But what I mean about the risk of delayed gratification, being denied gratification, if it's taken too great of an extent, is, you know, I'm talking about the guy where, when he was 24 he used to say, Oh, I'm going to visit the Galapagos Islands someday. That's what I want to do. But you can just tell by the time you talk to the dude, when he's 48 he begins to use the past tense for things he wanted to do, for example, then he might start saying, Oh, well, I guess I never did visit the Galapagos Islands. You know, you can tell with people when they use the past tense, and that's when you know that their future is not bigger than their past, and a lot of that is the reflection of their financial status. Garrett Gunderson 24:40 I got married at age 23 and the first two years, well, it was really like the first year and a half, maybe I was just such a miser. I gave my wife a $400 a month budget for an apartment, and we found out that there's places you don't want to live in Utah. I didn't know it, but she's like, is this what you want? And I was like, This doesn't feel like a safe neighborhood. And then you. Know, I was like, All right, maybe $600 I was still kind of really scarce. And my parents were like, Why don't you just live in our basement, rent free, and my wife's like, sex free. If you think that's where we're living, I'm gonna live in my parents basement, you know? Because I just thought money was something to save. So I saved me over 50% of my income. And a lot of people were like, that's amazing. Congratulations. Great job. And so I felt really good about it, and then I realized that my business wasn't growing as fast as this other person my age. I met him at an event, and a year later, he was doing better. And I was like, Dude, what's going on? I could hear it in your voice. I could hear like, you're just a different person. He goes, Oh, I'm doing two things. One, I just hired this guy, Steve D'Annunzio, and he changed my entire life. And I was like, I need to meet him. He's like, he happens to be here in Vegas. He's from Rochester. Introduced me. I hired him as my coach right away. I'm hearing all these people talk about strategic coach at the same event, and they had a booth. So I signed up for Strategic Coach, which meant I had to part with some of my money. Think it was $7,500 I hired Steve as a one on one mentor, and all of a sudden I was investing in myself, yeah. And I broke free from those chains of like, reduction and restriction into the game of production. And then I even had a situation where a woman called me out at the same event. This was a life changing event where she's like, I wonder what it's like living in a financial prison you built for your wife. It's like, Oh, see, that's what happened. I thought I was responsible, and building that responsibility that's actually building walls. And when I came home for that event, my wife and I started looking for our home. Within a few months, we found one. I bought a home. It was very easily within my means. I basically made as much as I paid for this house that we loved. We lived there for nine years. We built so many memories. You know, we had our two kids while we were there, I started host study groups, and that year, I grew my income by $170,000 with the coaching of strategic coach, Steve dnunzio And this woman, Nancy, calling me out. The next year, it grew by even more because the skills started to compound. I decided from that moment forward, I would spend at least $40,000 a year, which I might be able to reach for some people, but at least $40,000 a year on mentors. Is a guy named Alan. He writes my meal plans and my workouts, and I'm at 10% body fat because he knows exactly what they do. I do what he says. It was worth this $10,000 investment, because now I pay attention what I pay for, and I look at like if I'm my greatest asset, how can I create more energy? How can I create more value? How can I feel better about myself? How can I show up the very best version of I am, so I can deliver the most to the other people. And so I've always just been in amazing groups. I just got back from two different events in Beverly Hills around amazing people, learning incredible things that allow me to grow. I haven't spent a huge amount of money on a mentor last year to figure out something that I hadn't been able to figure out to this point. It's the same thing I did to become a speaker, to become a writer or even learn how to sell or market, you've got to invest in the skill, not just in the savings account. You grow yourself first, and then you grow your money. If you starve yourself out because you're in that miserly mindset, you're going to stunt your growth and never be fully fulfilled. Keith Weinhold 27:56 You're your own best investment. And yes, this stuff is the varying definition of investing in yourself. Don't live below your means. Grow your means and all of that. Garrett Gunderson 28:05 Grow your means and be more efficient within your means. I mean, the best way I know how to save is not overpay on tax, which 98% of business owners are doing that today. You know, don't overpay on interest, because you either restructure your loans, renegotiate your interest rates, reallocate underpouring funds to pay it off, or you remove investment drag. A lot of people have unnecessary fees and hidden commissions that drag on their investments. Or just design your insurance properly so it's more efficient. Those four i's, IRS, interest, investments and insurance show you how to keep more of what you make, take some of that money, build up your foundation so you have a peace of mind fund, so you have staying power, at least six months of liquidity and then invest more into yourself or learn how to create cash flow. This is the game the wealthy play. But the poor middle class, they think it's about paying off a mortgage and funding the retirement plan, and they will argue about it until it's too late, when they get there and now their homes paid off, but the property taxes are higher than their mortgage was 20 years ago, you know. Or they have home maintenance they have to take care of, or inflation has destroyed the value. Like if someone were to put away 100 grand and they wait for 30 years if they got 10% which the market did the last 30 years, if you reinvest dividends, they're going to have right around $1.7 million but if they have to pay 2% in fees, fiduciary fees, 12 b1 fees, which are marketing fees for the fund expense ratio, you know, the fees of maybe a retirement plan, and they now have 2% fees. It only goes to 1.1 million. Huge difference. And that 1.1 million if we account for inflation, even if we said inflation was low, like 2.7% over that 30 years. Well, by the time we pay for inflation and tax, guess what? The purchasing power value is like, 300 grand $300,000 that's a problem, and it's because they didn't learn to create cash flow. It's because they didn't learn to invest in themselves. It's because they relied completely on a market they don't control. I'm not saying the market is completely something to avoid. I'm saying we go in sequence. How do you grow your income for. First, then how do you keep more of the income you make with? You know, financial savvy and plugging leaks. Then learn to grow your money, but maybe growing your money. For some I like to think of like three dimensional assets, like real estate's three dimensional. It can grow in equity, it can create cash flow, and it has tax advantages. But my business is three dimensional, the more my business creates cash flow, without me, the more equity it has, and that business has major tax advantages. So most people are one dimensional, pay off a loan, put a money in retirement account. That's the poor, middle class. Wealthy people build a system where they've got three dimensional assets, equity, cash flow and tax savings. And that is a complete game changer, because then they can employ the buy borrowed I strategy, if you have assets like, you know, an individual stock, or if you have assets, like a piece of real estate or a business, you could borrow against it. There's no tax on that five for life, right? You keep refinancing. Or you can even do charitable trust to avoid the taxes upon the sell of those paying no tax when there's gains. Or you can pass it on to the next generation with a step up in basis, which means they get it at the full value and not have to pay the difference. And if you have life insurance, the life insurance will pay back the loan that tax free as well. So buy, borrow, die. I mean, it's a completely different thought process of defer taxes. If you defer taxes, I get it. You could do a Roth IRA or Roth 401. K Sure, that'll let you put after tax money in and grow it. But where's the cash flow? What's the underlying investment? How does it help you create financial independence? How does it help you does it help you grow your skills to become a better investor? We've been taught to be lazy, not that people are lazy. We've just been taught to be lazy with our money. We've been fed a narrative. I don't have the time, I don't have the skill, I don't have the interest, but I want to have it, so I just hand it over. And who do we hand it over to Keith Wall Street. Wall would you trust Wall Street? Like you flew to Frankfurt not long ago. Would you get on Wall Street airlines where they're like, hey, sometimes our planes go up, sometimes they go down. That would brand, and he'd feel inspired, right? Would you go to Wall Street, you know, hospital? Or like, hey, he lost one of your kidneys, and by loss, we stole it and resold it. You know, like, Wall Street doesn't have a brand. That's good. It's boiler room. It's Wolf of Wall Street. It's the movie Wall Street with Michael Douglas. You know, greed is good like yet that's what people put their money into. And you can go to any downtown and any major city, and guess who has the biggest buildings, insurance companies, banks and Wall Street investment companies. So you're taking the size of your home and shrinking it to build up their building and put money in their pocket. And their story is, it's because they're Ivy League, they're smart. They try to make it complicated, but you don't have to know most of the things you think you need to know about finance. The foundational things are important, how to protect your assets, how to design insurance, to transfer risk, how to have some liquidity, how to automate your savings. And then you focus like Warren Buffett would teach. He said, You know how people would become a better investor if they only had 20 investments they could make over their lifetime? He says, I don't diversify because I'm in the know. He's like, I'm a good businessman, therefore I'm a good investor and I'm a good investor because I'm a good businessman. I don't separate the two. Yeah, most people think he's a stock market investor. No, he buys out the companies in the stock market. Rarely does he have minority stakes in it. He does have some of that, maybe with Coca Cola and apple, but he bought a lot of companies outright, whether it was Geico, whether it was See's Candies, whether it was like he buys these companies, he's so far outperformed the stock market by billions of dollars from an index fund like what he has, versus someone that put the same money in an index fund, Warren has billions more from his investments than the person that put all their money in the index fund, even if it was the same amount. It's completely about strategy, not about luck. Keith Weinhold 33:30 Yeah, it's the Andrew Carnegie, put all your eggs in one basket and then watch your basket. Yeah? Watch that basket like a hawk. Totally. Yeah. I mean, stacks mutual funds, they have what I call those five simultaneous drags. If you think you're getting a 10% long term return over time, subtract out inflation, emotion, taxes, fees and volatility. What do you have left? Not much. But there's no friction there. It is just the easiest thing to do ever since decades ago, 401 K contributions begin to become automated throughout your paycheck, sometimes even automatically, automated Garrett Gunderson 34:04 values your permission opt out. It's easy. You have to opt out, right? It's Big Brother. You don't know what's best for you. And by the way, how crazy are four one K's. Part of the reason the market has gone up in value is because people consistently fund for one case, whether the market's going up or down, they're told $8 cost average. So that's artificially fueling the market. When we see the numbers, there's a buffet index, and it's like 2.9 times higher than what he's comfortable with, with the stock market, because of how overinflated the market is, partially due to inflation, partially because people put money in. But let's remember, why did 401, K's even come about? Because pensions failed. And by the way, these pensions failed and they had world class money managers managing these multi billion dollar pensions, but they didn't know about something called disinvesting, or didn't know enough about it. When the market goes down and pension money is owed, they still have to pull money out of the pension to pay the employee which disinvests, which pulls more money out of the account. So now instead of just being 10% down, they might be 17% down. And so even if the market comes back 10% it's 10% of only 83% of the money. So not even back to square one. And if it goes down a second year in a row, they're in real trouble. It starts to chip away at the principal, and they can't recover. And that happened to pensions, and they said, Oh, here, we can't handle these. We're going bankrupt. We're going to get rid of pensions. You take care of it. Well, guess what? Vanguard says, the average balance in a 401, k right now is $148,000 how someone's supposed to live on $148,000 even if you could get 10% that's $14,800 a year taxable, that's not going to do it. Even if you have a million dollars, where are you going to put the million dollars to get the return without risking it going down? Maybe you're going to be in treasuries at 5% that's $50,000 taxable per year. You're a millionaire on paper, but living poorly. That's why I'm here to call these things out. I think that my book Killing Sacred Cows, which was my original New York Times bestseller, which is probably how we met. Yeah, I rewrote it. I rewrote it, rereleased it in 2024 and I'll give people the audiobook. They just have to DM me on Instagram. Garrett B Gunderson and DM the word cows with Keith's name, cows and Keith or Keith and cows. I'll hook you up with the book for free, so you can learn about the nine financial myths. We're talking about some of them here, but there's also some comedy in there, so they can laugh after each chapter. I threw some comedy in there. You know, if you like my comedy, I'm not the funniest comedian. I'm just the funniest money comedian. That's the reality. Keith Weinhold 36:33 When we had the very inventor of the 401 k plan, Ted benna, come onto the show, he revealed to us that when 401 K plans rolled out, they were first called salary reduction plans. They had to scrap that name in order to foster participation. But reducing your salary is still principally what it does to you. You got to think about it that way and blow up some of these myths. But Garrett, you've already given a lot of great technical information about what someone can do, how someone can think differently. Bigger pictures, we're sort of winding down here. You know, when I'm thinking about this whole delayed versus denied gratification thing, how do you meter it out right throughout your life? I mean, what's your earmark your family legacy? How do you meter it out, right so you don't have too much or too little at the end of your life? Garrett Gunderson 37:15 I like to see this strategy of, like, what would the rockfellers do that I wrote about is, you know, the beginning before that strategy is you pay yourself first, which has always been around Richest Man in Babylon. Tons of books talk about it. My argument is you want to pay yourself at least 15% of your personal income, off the top, to a separate account. Once you get six months in that account, now you start to invest that money, but you build your stability with that peace of mind. And we want 15% because the luxury once enjoyed becomes a necessity. So you want more money in the future, not the future, not less propensity to you know, there's also, just like planned obsolescence, things break down. You have to repair them. Technological change, we're buying new technology that doesn't even exist. I have now subscriptions to a bunch of AI things that help me out, right? But I'm spending more money. There's also taxes, those could go up in the future, or 38 trillion in debt as we film this, which is a crazy number. And there's also inflation. If we give 3% to each of those five factors, that's 15% now again, use the four i's, IRS, interest, investments and insurance to find that money, not just budgeting. But then here's the magic. At least 3% of your income should go to a separate account called the Living wealthy account. That's your guilt free spending, value based spending account, so you enjoy some money along the way. These are the things that are the finer things in life that people might say are wasteful. You know, there's a book called unreasonable hospitality that talks about this, 11 Madison Avenue was the number one rated restaurant in the world. And, you know, will who wrote the book talked about they had 3% of their budget to just go wild on their customers dream making money, right? So to create the special experience in the restaurant, and even the bear, I think was season three, showed some of that process of how they do that. So I highly recommend taking a certain percentage. You get to enjoy along the way. It could be higher than 3% but start there, and you're going to feel better, you're going to have different energy, you're going to show up in a different way. And then from there, I just believe in having trust, so that your money's outside of your estate, and protecting financial predators so you own nothing but control everything. And I personally use life insurance. I use just standard over, you know, like basically properly structured, optimally funded whole life, so that death benefit will come in after I die. It allows me to spend more of my money and then have it replenished so I can enjoy more of my money along the way, because I know that death benefit will be there for my wife or even for my family trust after I'm gone, so I don't disinherit the people that I love. Keith Weinhold 39:31 Garrett Gunderson, he can take you through these steps, which he calls financially fit, to financially independent, and then finally to financially free. Tell us a little more about that going through those steps. Garrett Gunderson 39:44 So financial fitness means your financial house is in order. You've got everything handled properly, car insurance, homeowners, liability, disability, medical life insurance, your corporate structures as a business owner, how you pay yourself, your taxes the last three years and move. Moving forward your investments. It's like, you know what it's going on. You've improved your cash flow, and you're dialed in. You're as safe as you could possibly be. Then financial independence is, how can we create income, especially from a business that comes in when you don't, that's people, that's processes, that's technology, so that you can be involved, but you don't have to be involved. This is the part most people miss, yeah, and I think it's crazy. A lot of people have this notion they're just going to work so hard so they can sell their business one day, I'm like, What about just creating a business that you love so much you don't want to sell it? What about giving up the things that are burning you out and have the employees that can take care of that so you do the things that you love and then just enjoy life along the way, take some little trips, take some time off and come back in. The business grows up when you're away, they learn how to do things without you, and then you can still create value into that business. I sold the business in 2021 and really regretted it, because I kind of was so removed from the business. I kind of felt like it lost its soul and I didn't feel connected to it. So this time around, I started a business in July of 2024 I'm like, I'm only going to work with the P with the people I love, building things that I love, and I'm not going to let myself get burned out by doing too much. We're going to take two weeks in Hawaii coming up here in April, just enjoy some time together as a family. We do quarterly family retreats with my wife and kids. We do traditions with my family up at my cabin, like I want to have this great life where it's blurs the lines between work and play. I have a little quote from someone else that talks about that art of life is blurring the lines between work and play, but also just having complete play sometimes that there is no work. So I come back refreshed, relaxed, rejuvenated and ready to create. And so really, that financial independence gives you permission to swing for the fences and what you do, knowing your foundation is handled, knowing that your lifestyle is covered, from assets to create cash flow gives you work optional freedom. But instead of retiring, think, what could your biggest impact be like? Create the life you don't want to retire from. Create a vision so compelling you can dedicate your life to it and find that the win is actually in the work, not just the outcome. I think that is the elegance of we win when we play, and when we have more play in our life. We don't try to escape from something. And when you start something, you might have to do things you hate, but you can eventually delegate it, and then life becomes great. I mean, one of my early coaches, Dan Sullivan, who I mentioned, a strategic coach. He's in his 80s, still behemoth of creating value in the in the market. To listen to him, you know, he's phenomenal. He's made such a huge difference in my life, and he has no intent of retiring. He just gets smarter every year, adds more value, builds more infrastructure, and he's the one that taught me the merit of free days, just taking time off, taking time away. So, yeah, that's financial independence. Is cash flow, and then financial freedom is a state of mind. It's when money is no longer the primary reason or excuse you would do or not do something. It's a consideration, but it's no longer the consideration means that you have a healthy relationship with money. Money is an asset and an ally, not an enemy. You don't come from a place of scarcity. You come from a place of abundance. You can be more present with your family and doing what you do without feeling distracted. I think wealth is our ability to be present, not necessarily how much money we have in a bank account. I think we have a good amount of money in a bank account, and we can be present. That is like true wealth. Keith Weinhold 43:12 It harkens back to the John D Rockefeller, he who works all day has no time to make money. Rockefeller would have said, you can architect a wealth plan if your head is down on the assembly line, that means gradually move your offer. It's from trading your time for dollars over to owning assets that pay you to own them. Garrett's comedy special is called the American Ream. There's no D in that word, R, E, A, M. You can look that up, Garrett. It's been enlightening as always. Thanks so much for coming back onto the show. Garrett Gunderson 43:43 Hey man, good to be back. Keith Weinhold 43:51 Always. A lively conversation with Garrett, besides some great mindset perspective, he's really good at saving you tax and setting you up with asset protection. Though he's not as real estateish as me, he's pretty savvy. For example, He's aligned on the fact that, for example, say you have an 80k debt. Well, it doesn't necessarily mean that it makes sense for you to pay that off sometimes it does, but what happens to your net worth anytime you pay off an 80k debt, well, let's see. You've reduced your asset side by 80k and you've reduced your debt side by 80k so your net worth is the same, and retiring the debt means that you might have lost leverage, lost cash flow and lost tax advantages, all at the same time on Instagram, send a DM with the two words, Keith Cows to Garrett B Gunderson, and he'll hook you up with his book for free next week on the show, we go deep on does America really have a housing shortage with an expert analyst. Until then, I'm your host. Keith Weinhold, don't quit your Daydream. Speaker 4 45:01 Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively Keith Weinhold 45:29 The preceding program was brought to you by your home for wealth. Building, get richeducation.com
Federico entrevista al exministro del Interior que acaba de publicar su nuevo libro llamado Una verdad incómoda.
The Iran conflict enters its third day, and President Trump leaves the door open for American boots on the ground. Natural gas prices soar after the worlds largest producer, Qatar Energy, halts production. Plus, JPMorgan Chase CEO Jamie Dimon on geopolitical risks, the cracks in credit, and deregulation. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
In Buddhism, we are guided by the ideal of a Buddha, or awakened being. One of the characteristics of a Buddha is unconditional and selfless generosity, and when your generosity is blocked, you can be sure that some part of you still needs understanding, healing or liberation. On the other hand, when you're able to set aside your self-doubt and imagine yourself as a Buddha, when you look on other beings as if they were your children, you may find your generosity flows more naturally.
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Most people think protecting their skin starts with something you put on it.The truth is, the foods you choose every day can influence how your skin responds to sunlight, how well it repairs itself, and how quickly it shows signs of aging.In this episode, I'm sharing how nutrition plays a major role in building healthier, more resilient skin from the inside out.We'll explore the nutrients that help support your body's natural defenses, why modern diets often leave skin underprotected, and the simple dietary shifts that can help you maintain a healthy glow while supporting overall wellness.On this episode, you'll learn: One powerful nutrient that helps protect your skin like a natural sunscreen (0:05)Which foods deliver the best sources of omega-3s to support smoother, healthier-looking skin from the inside out (1:20)How vitamin C supports collagen and skin resilience — plus my simple trick to help your body absorb more of it (2:30)The most effective way to raise your vitamin D levels safely and support healthy, glowing skin year-round (5:00)Thank you to our sponsors! Check them out: Get convenient, high-quality, and affordable groceries delivered with Thrive Market. Get $80 in free groceries at thrivemarket.com/gundrypodcast.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Emma has big plans for Harriet, and these plans require a backstory, which Emma is more than happy to concoct. This episode we unpack the meaning of the expression "natural daughter" and discuss the social context of illegitimacy in Austen's time. You can find us online at https://www.thethingaboutausten.com and follow us on Instagram @TheThingAboutAusten. You can email us at TheThingAboutAusten@gmail.com and head over to https://www.redbubble.com/people/aboutausten/shop to check out our podcast related merch.
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In affidavit filed before HC, state flags statutory limitations its forest officers face in conducting effective probe of organised wildlife crime, adding it has taken matter to Centre.
Metals and oil dominated the market narrative in the last few weeks. Natural gas, however, has also been dynamic, having gone through its own period of volatility at the end of January due to cold sprees in the US and Europe. In this episode, we discuss the European gas market, our updated price forecast and the range of new infrastructure projects that are coming online. Speakers: Natasha Kaneva, Head of Global Commodities Research Otar Dgebuadze, Global Natural Gas Research This podcast was recorded on February 27, 2026. This communication is provided for information purposes only. Institutional clients can view the related report at https://www.jpmm.com/research/content/GPS-5218621-0 for more information; please visit www.jpmm.com/research/disclosures for important disclosures. © 2026 JPMorgan Chase & Co. All rights reserved. This material or any portion hereof may not be reprinted, sold or redistributed without the written consent of J.P. Morgan. It is strictly prohibited to use or share without prior written consent from J.P. Morgan any research material received from J.P. Morgan or an authorized third-party (“J.P. Morgan Data”) in any third-party artificial intelligence (“AI”) systems or models when such J.P. Morgan Data is accessible by a third-party.
Each week on Patriot Power Hour, Ben ‘The Breaker of Banksters' and Future Dan explore the latest Liberty, Security, Economic & Natural news, providing the situational awareness needed to execute your preparedness plans. Questions, Feedback, News Tips, or want to be a Guest? Reach out!Ben “The Breaker of Banksters” @BanksterBreaker on XFuture Dan@FutureDanger6 on XBecome a supporter of this podcast: https://www.spreaker.com/podcast/prepper-broadcasting-network--3295097/support.BECOME A SUPPORTER FOR AD FREE PODCASTS, EARLY ACCESS & TONS OF MEMBERS ONLY CONTENT!Red Beacon Ready OUR PREPAREDNESS SHOPThe Prepper's Medical Handbook Build Your Medical Cache – Welcome PBN FamilySupport PBN with a Donation Join the Prepper Broadcasting Network for expert insights on #Survival, #Prepping, #SelfReliance, #OffGridLiving, #Homesteading, #Homestead building, #SelfSufficiency, #Permaculture, #OffGrid solutions, and #SHTF preparedness. With diverse hosts and shows, get practical tips to thrive independently – subscribe now!Newsletter – Welcome PBN FamilyGet Your Free Copy of 50 MUST READ BOOKS TO SURVIVE DOOMSDAY
Hey Heal Squad! This was actually a past Patreon bonus… but it paired way too perfectly with our recent episodes with Shelly Marshall on lymphatic drainage not to bring it back for this week's Throwback! Gaby Piccirilli, holistic health professional and reflexology expert, walks us through how to give yourself a natural facelift at home. No injections. Just your hands, simple oils, and knowing where to work. She breaks down why lines, puffiness, and sagging aren't random… how stress, digestion, your nervous system, and even tension at the base of your skull show up on your face… and why working through the hairline changes everything. She shares exactly how to use Gua Sha, cupping, scalp massage, and pressure points to lift and bring your glow back. You're going to want to try this immediately! HEAL SQUAD SOCIALS IG: https://www.instagram.com/healsquad/ TikTok: https://www.tiktok.com/@healsquadxmaria HEAL SQUAD RESOURCES: Heal Squad Website:https://www.healsquad.com/ Heal Squad x Patreon: https://www.patreon.com/HealSquad/membership Maria Menounos Website: https://www.mariamenounos.com My Curated Macy's Page: Shop My Macy's Storefront EMR-Tek Red Light: https://emr-tek.com/discount/Maria30 for 30% off Airbnb: https://www.airbnb.com/host AUDIBLE: https://audible.com/healsquad AG1: https://drinkag1.com/healsquad EPISODE RESOURCES: Gaby's Instagram: https://www.instagram.com/gabypiccirilli/ The RPT Method: https://www.rpt.health/ ABOUT MARIA MENOUNOS: Emmy Award-winning journalist, TV personality, actress, 2x NYT best-selling author, former pro-wrestler and brain tumor survivor, Maria Menounos' passion is to see others heal and to get better in all areas of life. ABOUT HEAL SQUAD x MARIA MENOUNOS: A daily digital talk-show that brings you the world's leading healers, experts, and celebrities to share groundbreaking secrets and tips to getting better in all areas of life. DISCLAIMER: This Podcast and all related content (published or distributed by or on behalf of Maria Menounos or http://Mariamenounos.com and http://healsquad.com) is for informational purposes only and may include information that is general in nature and that is not specific to you. Any information or opinions provided by guest experts or hosts featured within website or on Company's Podcast are their own; not those of Maria Menounos or the Company. Accordingly, Maria Menounos and the Company cannot be responsible for any results or consequences or actions you may take based on such information or opinions. This podcast is presented for exploratory purposes only. Published content is not intended to be used for preventing, diagnosing, or treating a specific illness. If you have, or suspect you may have, a health-care emergency, please contact a qualified health care professional for treatment.
System Speak: Dissociative Identity Disorder ( Multiple Personality Disorder )
We read and respond to chapter 7 of Not the Price of Admission by Laura Brown.Our website is HERE: System Speak Podcast.You can submit an email to the podcast HERE.You can JOIN THE COMMUNITY HERE. Once you are in, you can use a non-Apple device or non-safari browser to join groups HERE. Once you are set up, then the website and app work on any device just fine. We have peer support check-in groups, an art group, movie groups, social events, and classes. Additional zoom groups are optional, but only available by joining the groups. Join us!Content Note: Content on this website and in the podcasts is assumed to be trauma and/or dissociative related due to the nature of what is being shared here in general. Content descriptors are generally given in each episode. Specific trigger warnings are not given due to research reporting this makes triggers worse. Please use appropriate self-care and your own safety plan while exploring this website and during your listening experience. Natural pauses due to dissociation have not been edited out of the podcast, and have been left for authenticity. While some professional material may be referenced for educational purposes, Emma and her system are not your therapist nor offering professional advice. Any informational material shared or referenced is simply part of our own learning process, and not guaranteed to be the latest research or best method for you. Please contact your therapist or nearest emergency room in case of any emergency. This website does not provide any medical, mental health, or social support services. ★ Support this podcast on Patreon ★
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Pool Pros text questions hereWayne goes full soapbox after watching an HGTV/Magnolia renovation show that builds a commercial-style pool using “biofilters” as a chemical-free solution—without ever addressing sanitation, oxidation, or code-required disinfectant residuals. Steve backs him up with real-world field logic: filtration doesn't equal disinfection, and “natural” systems can turn into expensive science projects fast.Then the episode shifts into the Insurance Interlude with Pat Grignon (California Pool Association), digging into warranty claims, liability, how insurance carriers investigate faults, and why documentation (photos/video/notes) protects your business for years.Segment 1 — Wayne's HGTV rant: Biofilters, “natural pools,” and reality TV chemistry (00:00–25:14)Key takeawaysFiltration is not sanitation. Even DE filtration doesn't catch bacteria/viruses reliably because pathogens are below typical filter micron ratings.Biofilters often rely on nitrifying bacteria (Wayne names Nitrosomonas and Nitrobacter) that convert:ammonia → nitrites → nitratesWayne's red flag: nitrates feed algae, and there's no easy chemical “undo” once nitrates climb—drain and replace is often the only practical correction.Real-world reality check: if bathers are involved, ammonia shows up (sweat/urine), and you still need an actual sanitizer system.The pool “looked great” on reveal day… but nobody wanted to get in (which Steve jokes is basically the fate of many pools anyway).Wayne predicts the biofilter setup becomes a regret purchase—$15,000 spent before eventually converting to conventional filtration + sanitation.Quoteable moments“Natural pool” = Wayne's eyes bug out.“People want to swim in water, not chemicals… but safe water takes chemistry.”Steve's “pimp my ride but for houses” comparison for the show's projects.Segment 2 — Insurance Interlude w/ Pat Grignon: Warranty work, liability, and documenting the mess (25:14–40:18)What's coveredSteve explains the reality of warranty service: no urgency unless someone becomes the “pain in the ass” pushing it forward.Pat outlines how manufacturers protect themselves:Warranty/service stations often required to carry high insurance limits and endorsements that shield the manufacturer.Waiver of subrogation explained:Normally, your insurer pays then may subrogate (recover) from a manufacturer if a defect caused the loss.Waiver blocks that upstream recovery—so your policy can get stuck holding the bag even when the part was defective.Notable mentionsHGTV / Magnolia Network renovation show: “Building Outside the Lines”Movie drop: True Romance (Hans Zimmer soundtrack, Tarantino script)Brands mentioned in discussion/examples: Hayward, Jandy (AquaLink), Pentair, plus references to warranty stations and commercial systems.Call to action (from the hosts)Got a technical question or topic idea? Email: TalkingPools at gmail.com Wayne says if your question makes it onto the show, he'll send a small thank-you gift. Support the showThank you so much for listening! You can find us on social media: Facebook Instagram Tik Tok Email us: talkingpools@gmail.com
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What if the reason you cannot lose weight, think clearly, or stop craving sugar after dinner has nothing to do with discipline and everything to do with your hormones, your gut, and what you are eating at breakfast? These are the questions your doctor might not be asking or answering, but Jenn is.On this episode of Salad With a Side of Fries, Jenn Trepeck pulls back the curtain on the powerful Happy Healthy Hub community by sharing this Q&A from inside the hub. Covering hormonal weight gain, natural cholesterol remedies, healing leaky gut, taming food noise, boosting morning energy, and why protein intake early in the day is the most underrated tool for controlling sugar cravings and stubborn weight loss, it's likely your questions are included too! If you have ever felt like your body is working against you, this episode will help you understand why and what to do about it. For more Q & A, and answers to your personal questions, become a member of the Happy Healthy Hub here: https://asaladwithasideoffries.com/membership/What You Will Learn in This Episode:✅ Why hormonal weight gain and metabolic health are always the root cause of stubborn weight struggles and how willpower is never to blame, plus what actually depletes and replenishes this finite resource throughout your day.✅ How to naturally support cholesterol management through omega-3 supplements, soluble fiber, and reducing sugar and refined grains, and why coenzyme Q10 is essential for anyone currently taking a statin.✅ The key markers of gut health recovery, including zonulin testing and secretory IgA, and how repeated insults like antibiotics and artificial sweeteners compromise intestinal permeability over time.✅ How increasing protein intake earlier in the day dramatically reduces food noise, nighttime eating, and sugar cravings, and why satiety hormones like leptin and ghrelin are the real drivers behind your appetite.The Salad With a Side of Fries podcast, hosted by Jenn Trepeck, explores real-life wellness and weight-loss topics, debunking myths, misinformation, and flawed science surrounding nutrition and the food industry. Let's dive into wellness and weight loss for real life, including drinking, eating out, and skipping the grocery store.TIMESTAMPS: 00:00 Intro: You don't lack willpower, you're just spending your finite resources elsewhere throughout the day03:26 Natural cholesterol remedies using omega-3 supplements, soluble fiber, and reducing sugar/grain/starch intake07:13 Why coenzyme Q10 is critical for anyone on a statin and the disconnect between statin use and heart health outcomes09:47 Healing leaky gut: how to recognize recovery, what causes gut lining breakdown, and whether gut health and intestinal permeability damage can fully reverse15:34 Understanding food noise: how restriction, undereating, and low protein intake amplify cravings throughout the day and why low protein intake early in the day leads to nighttime eating20:46 Hormonal weight gain vs. metabolism: the roles of insulin, leptin, ghrelin, and satiety hormones in body weight24:50 How to stop sugar cravings after dinner by switching habits, increasing protein intake, and creating new meal-end rituals27:19 Warm water with lemon as a bedtime ritual: supporting digestion, gallbladder health, and signaling the end of meals naturally30:17 What is the easiest area to change first: nutrition, exercise, or health, and discussion of habits34:04 Jenn's go-to-tips for meal prep, cooking and takeout, favorite fitness activity and wellness habit that made the biggest difference42:00 Looking at health and wellness on social media and how it is tied to economics and the top wellness trends for 2026KEY TAKEAWAYS:
Soooo many women are being sold a bunch of baloney when it comes to hormonal balancing....Whatever route you choose - HRT, Natural, Herbal...you MUST work with a qualified practitioner who knows the ins and outs of REAL hormonal work!I'm sharing some important points from our recent video conference call with women from all over, sharing the stage with Kelly Nolan (BSc, Avita Health) to offer clarity and confidence, to help women live strong, balanced and healthy in this 3rd season we are in.And if you're a health expert that wants to support your women and help build and widen your fitness or nutritional support offerings and better serve your 40+, women, consider the partnership. It's helped me take my services and boosted our client results in all ways!Here's the link to the quick and free hormone quiz to see where you're at!karenmccoy.avitaintegrativehealth.ca Book a complimentary Body Breakthrough strategy call with Karen and move into YOUR Best Body and Life beyond 40! www.warriorwomanfitness.com/apply
The Gardening with Joey & Holly radio show Podcast/Garden talk radio show (heard across the country)
#gardening #podcast #gardentalk #vegetablegarden #radio #influencer #gardentip #gardentalkradio #backyardgarden Email your questions to Gardentalkradio@gmail.com Or call 1-800-927-SHOW Segment 2: plant support options Sponsors of the show for 2026Beetlegone of https://beetlegone.com/Pomona pectin of https://pomonapectin.com/Dripworks of https://www.dripworks.com/Natural green products of https://www.natgreenproducts.com/ use promo code freeship4meany size No More Bugs!Rescue of https://rescue.com/Jung Seeds of https://www.jungseed.com/category/talk-gardening use code 15GT26 to save 15% off ordersWind River Chimes of https://windriverchimes.com/Wisconsin Greenhouse Company of https://wisconsingreenhousecompany.com/Summit Chemical of https://summitchemical.com/Iv organics of https://ivorganics.com/ Use radio10 to save 10% off your orderSoilmoist.com of https://www.soilmoist.com/products/soil-moist.phpDavid J Frank of https://davidjfrank.com/ Timber Pro Coatings of https://timberprocoatingsusa.com/products/internal-wood-stabilizer/Azure Standard of https://www.azurestandard.com/ Use code Use Promo Code: JOEYANDHOLLY15 applied at checkout to get 15% off for new customers who open an account for the first time and place a minimum order of $100 or more, shipped to a drop location of their choice.Durable green bed https://durablegreenbed.com/Corba head hand tools https://www.cobrahead.com/ use code soil for 10% your order at checkout valid once per customer Soil Savvy https://www.mysoilsavvy.com/Weed Wrench https://www.weed-wrench.com/home us code JOEYat check out to save $10.00 on your order MYRootmaker of https://myrootmaker.com/ Us coupon code Radio26 at checkout and save 10% of your orderHarney & Sons Fine Teas of https://www.harney.com/Soil Diva of https://soildiva.net/ use code Use code radio15 to toget 15% off your order Scrusher of https://www.scrusher.com/ Use code nomoredirt5 to 5% off + Free Shipping at checkoutScrubby soap of www.scrubbysoap.com Get 10% off your order by using code SOAP at check outJanco green house of https://jancogreenhouse.com/index.htmlFleximounts of fleximounts.com Use code “C730” to get $30 on C7MAX chair Use code "YTE730" for $30 off E7 Pro deckDigzs of https://www.digzgardening.com/Neptunes harvest of https://www.neptunesharvest.com/Rubio Monocoat USA of https://www.rubiomonocoatusa.com/ Get 10% OFF DuroGrit when using code JOEY at checkout The Green Gro of https://thegreengro.com/Brome of https://store.bromebirdcare.com/Mrs. wages of https://www.mrswages.com/Mantis of https://mantis.com/products/tillers/Milkweed balm of https://milkweedbalm.com/ use code Gardening at checkout and get 20% off your order Biogents of https://us-shop.biogents.com mosquito trap systemsAmazon #Influencer page with products we use and trust from gardening to camping, household goods and even cat stuff. Over 500 items list https://www.amazon.com/shop/thewisconsinvegetablegardener?ref=ac_inf_hm_vp
Healthy skin isn't just about what you put on your body — it's about what you feed it from the inside out.After decades of research, I've learned that your skin is often one of the first places your body shows signs of inflammation, imbalance, or nutritional gaps.And the good news? The right foods can help support smoother, clearer, more resilient skin at any age.In this episode, I reveal which everyday ingredients can help support collagen, hydration, and cellular repair.If you want healthier, more vibrant skin without complicated routines, this conversation will change the way you think about what goes on your plate.On this episode, you'll learn: How your skin often reveals what's really happening inside your gut (1:38)Why even “dead” bacteria can work wonders for your health — and the everyday foods that deliver them (2:33)The fiber mistake that many people are making (4:45)Which overlooked oil has been studied for its ability to help suppress breast cancer cell growth (5:59)My simple kitchen trick for transforming slimy okra into a crispy, crave-worthy snack (9:37)Where to find silica-rich foods that help support that natural “glow” from the inside out (11:23)The powerful spice I rely on to help defend against fine lines and wrinkles (15:00)Thank you to our sponsors! Check them out: Visit Juvent.com/GUNDRY and use code GUNDRY at checkout to get an extra $300 off your Juvent Micro-Impact Platform.Get convenient, high-quality, and affordable groceries delivered with Thrive Market. Get $80 in free groceries at thrivemarket.com/gundrypodcast.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Today, I'm joined by Erin Ryan, my producer and long-time collaborator, for a special Q&A episode powered entirely by your questions. After our bioregulator deep dive with Dr. Bill Lawrence, the response was overwhelming—so many of you reached out with insightful queries about bioregulators, peptides, and the nuances between natural and synthetic options. Erin and I decided to tackle the most common themes, unpacking everything from organ versus system signaling to how bioregulators actually survive digestion. Nat's favorite Bioregulators: Nature's Marvels Bioregulators and use code NAT15 for 15% off your first order. The Bioregulator Company and use code NAT10 for 10% off. Nanopep and click "shop" and use code NAT for 10% off. Episode Timestamps: Episode introduction and Q&A format ... 00:00:00 Natural vs. synthetic bioregulators ... 00:08:24 Peptide signaling and digestion ... 00:11:35 Brand reliability and BPC-157 oral benefits ... 00:20:18 Organ/system signaling basics ... 00:25:42 Bioregulator priorities and cycle protocols ... 00:29:51 Healthy, preventative, and age-related use ... 00:38:44 Are organ meats enough? Food vs. supplements ... 00:41:46 Clinical evidence and biggest impact ... 00:47:57 Resilience, wrap-up, and sourcing info ... 00:52:09 Our Amazing Sponsors: Ozlo - use smart sound engineering and sleep detection to help you stay in deeper, more stable sleep all night. Create your ideal sleep environment anywhere: go to ozlosleep.com/nat and use code NAT to get $75 off. Vitali - combines pharmaceutical-grade copper peptides with zero-age exosomes to support clearer cellular signaling and long-term skin resilience, working with your biology instead of forcing change. Visit VitaliSkincare.com and use code NAT20 for 20% off. O₃RACLE by Wizard Sciences — A daily ozonated oil capsule designed to support immune balance, cellular communication, and antioxidant production without clinics, machines, or complicated routines; learn more at wizardsciences.com and use code NAT15 for 15% off. Nat's Links: YouTube Channel Join My Membership Community Sign up for My Newsletter Instagram Dr. Bill Lawrence Episode
One of my college roommates is heading to Canton.That sentence still feels surreal.When I first met Larry Fitzgerald on his visit to the University of Pittsburgh, I had no idea I was meeting a future Hall of Famer. I just knew he had presence. Not hype. Not ego. Presence.When he arrived at training camp, the coaches quietly pulled me aside and asked me to help him learn the offense. What I didn't fully grasp at the time was what they already knew: he wasn't just there to compete. He was there to take over.And it took about two weeks.But here's what most people miss about Larry's story. Yes, he could high-point a football like nobody I've seen in 25 years around major college football. Yes, he tracked the deep ball with the instincts of a center fielder tracking a line drive into the gap. Yes, he could manipulate defensive backs, adjust stride length mid-route, and finish through contact with late, violent hands.But that's not what made him an All American at Pitt.It was how he saw the game — and his life — from the beginning.So in the latest Y-Option podcast, fueled by our founding partner 76, keeping you on the GO GO GO so you never miss a beat it's just me, celebrating him.My 1st lesson from him.During the first game of his freshman year he, like the rest of us at Pitt, wore a suit and tie to the game. That was the rule our head coach, Walt Harris, mandated. I think we all liked it as it felt like a business trip. But postgame everyone was changing into warm-ups to leave the stadium.I noticed that Larry started to put his suit back on.I quickly told him that he doesn't have to. He looked at me and said, at least this is how I remember it, “Yogi, they're going to know what I'm about from the jump.”That wasn't bravado. It was clarity.He came to college with a vision. Not just to be great at Pitt. Not just to make the league. But to be a pro — in habits, discipline, preparation, relationships. Small things, All things as the phrase goes.Larry grew up around it. His father, Larry Fitzgerald Sr., covered sports in Minnesota. As a kid, Larry was a ball boy around legends and he saw how pros moved, trained and most importantly how they treated everyone around them. By the time he arrived on campus, Larry Fitzgerald wasn't dreaming. He was executing.Talent Is Everywhere. Discipline Is Rare.I've been around Elite 11 quarterbacks for nearly two decades. I've been a broadcaster for 19 years and a coach for 4. Point being — I've seen first-round talent up close. Natural ability is not rare at that level.What's rare is clarity.Larry didn't drink. Didn't party. Had a tight circle. Was early to bed. Lived in the film room. Lived in the weight room. And that playlist was on repeat daily.I remember visiting him during the season when he was with the Arizona Cardinals. It was 8:00 PM and he said, “You can hang out, I'm going to bed.”Why?“I'm trying to be my best.”That's it. No drama. No speech. Just alignment between what he dreamt of and how he lived.When he decided to leave Pitt early for the NFL, I asked him if he'd considered coming back. He reframed it in a way that's stayed with me forever: if a surgeon is offered his dream job early, he goes. If a musician gets the gig of a lifetime, she goes. He was a wide receiver being offered his dream.He wasn't chasing status. He was honoring preparation.Playing Through LossDuring spring practice after his freshman season practice stopped and Larry left. News spread that his mom had passed away.I didn't know then what that kind of loss felt like. I do now.What I remember most wasn't just the grief — it was how he channeled it. He played for her. He carried her smile. He allowed the pain to sharpen his focus, not shrink his world. Or so it seemed. I know there was a lot of pain and I imagine that playing with his teammates allowed him to navigate through it. At least all of us hoped that we helped him out in the smallest of ways. After all, that's what teammates do. And our roster was extremely close.Looking back he taught me a powerful lesson that season: that there's a difference between playing for applause and playing with purpose. After he lost his Mom, it felt like Larry was playing for something deeper that just touchdowns and wins.And it showed.The Infinite GameRecently, I watched him receive his Hall of Fame invitation and greet Randy Moss — another all-time great. There was a knowing smile between them. A shared understanding of what it takes to get there.But when I think of Larry, I don't first think of Pro Bowl's or a Super Bowl run. I think of the freshman who chose the suit. The teammate who made everyone feel seen. The competitor who handed, or threw, the ball to officials after touchdowns like it was part of his joy.He played an infinite game.Not just to win on Saturdays.Not just to dominate on Sundays.But to become.He became one of the greatest wide receivers of all time.He became the greatest teammate I ever had.He became a father whose eldest son is now headed to University of Notre Dame to chase his own dream.And in a few months he officially becomes a Hall of Famer.I've never been to Canton before.This summer, I'll go.Not just to celebrate a gold jacket.But to honor the habits.The discipline.The clarity.The compassion.Larry Fitzgerald didn't just achieve greatness.He decided on it — early — and then lived accordingly.And if there's one lesson in his story for any young athlete, entrepreneur, artist, or dreamer reading this, it's simple:* Be clear about what you're about. * Be truly confident around what Matters Most* Then let your daily discipline make it undeniable.Much love and stay steady,YogiY-Option: College Football with Yogi Roth is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.y-option.com/subscribe
System Speak: Dissociative Identity Disorder ( Multiple Personality Disorder )
We read and respond to chapter 7 of Not the Price of Admission by Laura Brown.Our website is HERE: System Speak Podcast.You can submit an email to the podcast HERE.You can JOIN THE COMMUNITY HERE. Once you are in, you can use a non-Apple device or non-safari browser to join groups HERE. Once you are set up, then the website and app work on any device just fine. We have peer support check-in groups, an art group, movie groups, social events, and classes. Additional zoom groups are optional, but only available by joining the groups. Join us!Content Note: Content on this website and in the podcasts is assumed to be trauma and/or dissociative related due to the nature of what is being shared here in general. Content descriptors are generally given in each episode. Specific trigger warnings are not given due to research reporting this makes triggers worse. Please use appropriate self-care and your own safety plan while exploring this website and during your listening experience. Natural pauses due to dissociation have not been edited out of the podcast, and have been left for authenticity. While some professional material may be referenced for educational purposes, Emma and her system are not your therapist nor offering professional advice. Any informational material shared or referenced is simply part of our own learning process, and not guaranteed to be the latest research or best method for you. Please contact your therapist or nearest emergency room in case of any emergency. This website does not provide any medical, mental health, or social support services. ★ Support this podcast on Patreon ★
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What if poor vision isn't permanent and glasses aren't the only solution? In Episode 160 of NHA Today, guest host Eileen Kopsaftis sits down with Mila Casey, a Russian-trained ophthalmologist turned holistic vision educator, to explore the science and philosophy behind natural vision improvement. After experiencing her own vision decline during a stressful life transition, Mila discovered the Bates Method and improved her eyesight enough to stop wearing progressive lenses. She now teaches others how stress, muscle tension, and vision habits may contribute to refractive errors and how simple daily practices can support healthier eyesight. This episode challenges conventional eye care and offers practical steps listeners can try today. In this episode, you'll learn: The difference between conventional eye care and natural vision improvement Why stress and muscle tension may affect eyesight How blinking and palming support eye relaxation The role of nutrition in macular health and cataracts Why constant sunglasses use may impact eye muscle function What eye conditions may respond to lifestyle-based vision practices NHA Today is the official podcast of the National Health Association, dedicated to evidence-based, healthful living. Guest Information Website milaswellnessvision.com Social Media: Facebook Group YouTube: @milacasey5591 Book Mentioned: Optimal Eyesight by Esther Joy van der Werf Links & Resources
Claire Sand, Ph.D. is a global packaging leader with 40 years of experience in food science and packaging. As founder of Packaging Technology and Research LLC, her mission is to enable a more sustainable food system by advancing innovations that extend food shelf life and reduce waste. Dr. Sand specializes in leading cross-functional teams, developing technology strategies, and creating implementation roadmaps for complex packaging challenges across the value chain. With over 150 publications to her credit, she is a regular contributor to leading food science and packaging publications and has held adjunct faculty positions at Michigan State University and California Polytechnic State University. Her industry recognition includes Institute of Food Technologists (IFT) Fellow status and the Riester-Davis-Brody Lifetime Achievement Award in Food Packaging. She serves on numerous editorial boards, authored The Packaging Value Chain, and co-chairs PACfoodwaste, a collaborative initiative addressing food waste through packaging innovation. Dr. Sand's career spans leadership roles at General Mills, Kraft Heinz, Nestlé, Safeway, and Total Quality Marketing, with international experience in Germany, Colombia, and Thailand across R&D, market research, and commercialization. She holds a Ph.D. in Food Science and Nutrition from the University of Minnesota and both M.S. and B.S. degrees in Packaging from Michigan State University. In this episode of Food Safety Matters, we speak with Dr. Claire Sand [19:45] about: Her background in packaging science, early research on migration standards in the EU, and career-long focus on food packaging and chemicals of concern How she defines "clean packaging" and the importance of using only essential, safe substances in food-contact materials Why per- and polyfluoroalkyl substances (PFAS) present unique challenges compared with Bisphenol A (BPA) and phthalates Why the origin of PFAS (i.e., intentionally vs. non-intentionally added) is becoming less relevant, and how this shift affects regulatory approaches and industry compliance Reasons why chemicals of concern (CoCs) are still used in direct food-contact packaging How varying regulations internationally and among U.S. states impact global brands and packaging suppliers, and why many companies choose to align with the strictest standards Key challenges in eliminating PFAS and other CoCs How CoCs intersect with state Extended Producer Responsibility (EPR) laws, and why cleaner recyclate is crucial to maximizing end-use value across markets Concerns with compostable or biodegradable packaging related to chemical contamination, sustainability, and regulations The potential for circular economy goals and CoC-free packaging to be synergistic, and the decisions industry may face about recycled content in direct food-contact applications Actions companies can take to ensure packaging is free of CoC, particularly when dealing with supply chain disruptions or supplier substitutions. News and Resources News FDA Allows Foods with 'Natural' Food Dyes to Claim 'No Artificial Colors' [5:16] FDA Begins Post-Market Safety Reassessment for BHA [6:40] Boar's Head Reopens Production Facility Behind Fatal Listeriosis Outbreak [9:41] FDA Petitioned to Stop Protecting Identity of Companies Involved in Foodborne Illness Outbreaks [13:35] EU Sets Provisional Safe Level for CBD as Novel Food [16:44] Resources "Promising Practices are Being Used to Tackle PFAS in Food Packaging," by Dr. Clare Sand for the December '23/January '24 issue of Food Safety Magazine "In Pursuit of Clean Packaging with No Chemicals of Concern," by Dr. Clare Sand for the December '22/January '23 issue of Food Safety Magazine We Want to Hear from You! Please send us your questions and suggestions to podcast@food-safety.com
Branding doesn't have to feel like putting on a costume. In this episode of Cowgirls with Cameras, we talk about how to build a brand that feels natural instead of forced and why the most magnetic marketing is often the simplest: showing up as a real human with clear values.Kim breaks down the marketing language you actually need (brand, niche, target market, income streams) so you can make smarter choices without getting trapped by “expert” rules.Cara dives into the idea that you are the brand and why people are choosing humans over perfectly polished businesses. We talk about what it means to be personal without oversharing, how boundaries create trust, and why being “not for everyone” is a feature, not a failure.Phyllis brings the power of diversification, how a brand can expand without losing identity, and why multiple income streams can create creative and financial stability.Also: a little Groundhog Day chaos and some very honest talk about rebranding, AI, and staying recognizable in a noisy world.➡️ Learn about upcoming events + workshops: CowgirlsWithCameras.com➡️ Join the private community: CowgirlsWithCameras.community➡️ Follow us on Instagram, TikTok, and Facebook: @CowgirlsWithCameras
Connie Bennett is a former carb addict, and bestselling author, who is determined to help you yank back your power over wily junk foods. She is a self-mocking, former sugar and carbs addict, clean eater, TEDx speaker, journalist, and author of the bestselling books Sugar Shock! (Berkley Books), Beyond Sugar Shock (Hay House), and I Blew My Diet! Now What? Connie is a certified health coach, and frequent media contributor (CBS News Sunday Morning, Woman's World, Forbes Health, Newsweek, etc.) Contact: Website: www.connieb.comFacebook: ConnieBennettInstagram: ConnieBennettAuthorTwitter (X): SmartHabitsGirlLinkedIn: in/conniebennett/
In today's case a similar situation to the one we covered in Episode 224 arose in central Florida in the Spring of 2011, but this time with a 21st century twist. The teens exhibited the same type of behavior we saw in 1965 in Tucson but this time social media was present to fan the flames of an all too familiar fire caused by jealous, and hierarchical, high-conformity behavior…and just like last time someone would lose their life. Join me as I tell John the case of Seath Jackson. SponsorsFactor Mealsfactormeals.com/truecrimecouple50off and use code truecrimecouple50off to get 50 percent off and free breakfast for a yearNOCDGo to NOCD.com to schedule a free 15-minute call with their team and find out more about how they can help.Sources:https://pmc.ncbi.nlm.nih.gov/articles/PMC1557636/#:~:text=Rather%20than%20a%20sense%20of,Steinberg%20&%20Silverberg%2C%201986).https://psychcentral.com/lib/click-or-clique-positive-and-negative-teen-social-groups#:~:text=Members%20are%20discouraged%20from%20being,are%20valued%20for%20their%20individuality.&text=Natural%20leaders%20may%20emerge%20but,t%20find%20mutually%20trusting%20relationships.https://www.marionschools.net/parents__students__and_community/parents/Student_Enrollment/your_zoned_schoolhttps://www.circuit5.org/wp-content/uploads/2017/10/soto-sentencing-5-30-12.pdfhttps://www.ocala.com/story/news/crime/2012/09/05/man-charged-as-accessory-in-seath-murder-case-ruled-incompetent/64312725007/https://pubapps.fdc.myflorida.com/offenderSearch/detail.aspx?Page=Detail&DCNumber=U46099&TypeSearch=AIhttps://www.ocala.com/story/news/crime/2018/03/20/guilty-plea-to-accessory-in-murder-of-seath-jackson/12948232007/https://www.ocala.com/story/news/crime/2020/06/17/charlie-ely-wins-freedom/42153993/https://www.gainesville.com/story/news/2011/04/21/facebook-posts-show-troubled-relationship-before-murder/64298523007/https://www.gainesville.com/story/news/state/2016/02/23/amber-wright-sentenced-to-life-in-prison-a-second-time-for-summerfield-murder/31892000007/https://caselaw.findlaw.com/court/fl-supreme-court/1866390.html#footnote_ref_2"Seath Jackson - Sleeping With a Killer (Season 1, Episode 12)". Apple TV. 2021. Retrieved February, 2026.
Learn to do AFTER the attraction phase to keep the girl here: https://www.winggirlmethod.com/beyond_attraction_skills In this episode, Marni reveals 3 scientific reason why SIZE doesn't matter to women. It is a false belief that so many guys have that the bigger you are, the better you are in bed BUT that is 100% not true. This video shows you the truth about size and how to use what you got so you can be an amazing in the bedroom with women ;) MORE TIPS, ADVICE & SECRETS ABOUT WOMEN: http://www.winggirlmethod.com Top dating advice for men coming directly from a woman! Marni is now your personal Wing Girl and she's going to tell you how to attract women, date women, seduce women and get any woman you want. She's helped 100's of thousands of men around the world be more confident with women so they can make women want them. Now she'll do the same for you! Youtube video version of this podcast: https://www.youtube.com/watch?v=yAA104g1ZVA Learn more about your ad choices. Visit megaphone.fm/adchoices
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Oren Harman tells us about his latest book, "Metamorphosis: A Natural and Human History. ," where Harman traces a path from Aristotle to Darwin to cutting-edge science today, to explore this miraculous yet violent process of transformation and metaphor for identity, reinvention, and survival.
Mark Lynn from Eden Renewable Innovations explains how sheep's wool insulation is made, outlines the pros and cons, and suggests how it is best specified and installed. He also shares some common traits of natural fibre insulation as a category. Check out the show notes for more information.
How to Master Your Mindset and Stop Self-Sabotage (ft. Jay McHale)Stop living on autopilot and reclaim your focus. In this episode of The Vibe With Ky Podcast, Ky explores how to break the cycle of self-sabotage.This season is sponsored by Sucreabeille. Check out our collaboration scent, "Why Did I Walk Into This Room?", right here: https://sucreabeille.com/products/why-did-i-walk-into-this-roomMany of us confuse moving fast with being productive, leading to intense burnout and executive dysfunction. Former investment banker Jay McHale shares his story of surviving a near-fatal accident that forced him to confront his mental loops. Listeners will learn how to use neuroplasticity and mindfulness to step out of their own way and build intentional habits.The science behind why 80 percent of people operate on autopilot.How to create a gap between emotional triggers and your reactions.Natural methods to slow down mental chatter without stimulants.Guest Website: https://www.flowveda.com/Guest Socials:https://x.com/mchale_in_flowhttps://www.facebook.com/FlowVeda/Join The Vibe With Ky: https://thevibewithky.comMental Health Hub: https://thevibewithky.com/mental-health-resources-hubInstagram: https://instagram.com/thevibewithkyPatreon: https://www.patreon.com/thevibewithkyFacebook Subscriber Hub: https://www.facebook.com/thevibewithky/subscribe/Disclaimer: I am not a licensed mental health professional. Please seek professional help if needed.
What kind of faith gets Heaven’s attention? In Luke 7, Jesus was amazed by a Roman centurion’s faith—not a religious leader, but a soldier who understood authority and believed Jesus could heal his servant with just a word... Notes The Roman soldier’s amazing faith got Heaven’s attention. Weak or strong, everyone has a form of faith. Read Luke 7:1–10 Luke 7:9When Jesus heard this, He was amazed. Turning to the crowd that was following Him, He said, "I tell you, I haven't seen faith like this in all Israel!" Everything about Jesus was amazing. Matthew 8:27They were amazed and said, "What kind of Man is this? Even the winds and the waves obey Him!" Luke 7:9When Jesus heard this, He was amazed. Roman centurions were significant people. This centurion somehow knew Jesus could heal his beloved servant. Sometimes non-believers have more faith than believers. The two disciples on the Emmaus Road summed it up, “We had hoped He was the One.” The non-believers remembered what Jesus said would happen after He died. Matthew 27:63We remember that while He was still alive that deceiver said, 'After three days I will rise again.' Where does sickness come from? Sickness and death were not part of God’s original plan for us. Romans 5:12Therefore, just as sin entered the world through one man, and death through sin, and in this way death came to all men, because all sinned. Satan brought the afflictions in Job's life. God will, on occasion, allow sickness in our lives to keep us humble, to teach us lessons, and to prepare us for the future. #1 Natural healing is what God built into the human body. #2 There is supernatural healing too. There is a promise of healing in the book of Isaiah.(Isaiah 53:4–5) 1 Peter 2:24"He himself bore our sins" in His body on the tree, so that we might die to sins and live for righteousness; "by His wounds you have been healed." Lay hold of this promise when you need His healing touch. Why are some of us still sick?One reason is simply a lack of asking.(James. 4:2) Mark 6:5–6And because of their unbelief, he couldn't do any miracles among them except to place his hands on a few sick people and heal them. And he was amazed at their unbelief. The people who knew Jesus best couldn’t see Him for who He really was. Hebrews 11:1Now faith is the substance of things hoped for, the evidence of things not seen. The safest place to put your faith is in God. Faith is belief plus action. Faith does things. Amazing faith is to be used, applied, and put through its paces. The Christian life is lived by and through faith. Faith can make the difference between something happening and not happening. God is the One who works.But He chooses to work through humans living by faith. Even death is not the end. Jesus said, “I am the living One. I died, but look—I am alive forever and ever!I hold the keys of death and the grave.” The powerful centurion had rank, influence, and resources.The widow had nothing. The centurion reached out to Jesus.But Jesus reached out to the woman. Read Luke 7:11–17 Luke 7:13When the Lord saw her, His heart overflowed with compassion. "Don't cry!" He said. Jesus was deeply moved by the widow’s plight. Jonah knew the nature of God was to forgive. Jesus feels sorrow and compassion for those who have lost loved ones. We will see our loved ones who died in faith again. Paul uses the word “harpazō”, translated as “caught up.”(1 Thessalonians 4:16–17) The centurion demonstrated amazing faith. For the people of Nazareth, their familiarity bred contempt. The church is a dangerous place. Every time you hear the gospel and do not respond, your heart gets harder. — Become a Harvest Partner today and join us in knowing God and making Him known through media and large-scale evangelism, our mission of over 30 years. Explore more resources from Pastor Greg Laurie, including daily devotionals and blogs, designed to answer your spiritual questions and equip you to walk closely with Christ.Support the show: https://bit.ly/anbsupportSee omnystudio.com/listener for privacy information.
What kind of faith gets Heaven’s attention? In Luke 7, Jesus was amazed by a Roman centurion’s faith—not a religious leader, but a soldier who understood authority and believed Jesus could heal his servant with just a word... Notes The Roman soldier’s amazing faith got Heaven’s attention. Weak or strong, everyone has a form of faith. Read Luke 7:1–10 Luke 7:9When Jesus heard this, He was amazed. Turning to the crowd that was following Him, He said, "I tell you, I haven't seen faith like this in all Israel!" Everything about Jesus was amazing. Matthew 8:27They were amazed and said, "What kind of Man is this? Even the winds and the waves obey Him!" Luke 7:9When Jesus heard this, He was amazed. Roman centurions were significant people. This centurion somehow knew Jesus could heal his beloved servant. Sometimes non-believers have more faith than believers. The two disciples on the Emmaus Road summed it up, “We had hoped He was the One.” The non-believers remembered what Jesus said would happen after He died. Matthew 27:63We remember that while He was still alive that deceiver said, 'After three days I will rise again.' Where does sickness come from? Sickness and death were not part of God’s original plan for us. Romans 5:12Therefore, just as sin entered the world through one man, and death through sin, and in this way death came to all men, because all sinned. Satan brought the afflictions in Job's life. God will, on occasion, allow sickness in our lives to keep us humble, to teach us lessons, and to prepare us for the future. #1 Natural healing is what God built into the human body. #2 There is supernatural healing too. There is a promise of healing in the book of Isaiah.(Isaiah 53:4–5) 1 Peter 2:24"He himself bore our sins" in His body on the tree, so that we might die to sins and live for righteousness; "by His wounds you have been healed." Lay hold of this promise when you need His healing touch. Why are some of us still sick?One reason is simply a lack of asking.(James. 4:2) Mark 6:5–6And because of their unbelief, he couldn't do any miracles among them except to place his hands on a few sick people and heal them. And he was amazed at their unbelief. The people who knew Jesus best couldn’t see Him for who He really was. Hebrews 11:1Now faith is the substance of things hoped for, the evidence of things not seen. The safest place to put your faith is in God. Faith is belief plus action. Faith does things. Amazing faith is to be used, applied, and put through its paces. The Christian life is lived by and through faith. Faith can make the difference between something happening and not happening. God is the One who works.But He chooses to work through humans living by faith. Even death is not the end. Jesus said, “I am the living One. I died, but look—I am alive forever and ever!I hold the keys of death and the grave.” The powerful centurion had rank, influence, and resources.The widow had nothing. The centurion reached out to Jesus.But Jesus reached out to the woman. Read Luke 7:11–17 Luke 7:13When the Lord saw her, His heart overflowed with compassion. "Don't cry!" He said. Jesus was deeply moved by the widow’s plight. Jonah knew the nature of God was to forgive. Jesus feels sorrow and compassion for those who have lost loved ones. We will see our loved ones who died in faith again. Paul uses the word “harpazō”, translated as “caught up.”(1 Thessalonians 4:16–17) The centurion demonstrated amazing faith. For the people of Nazareth, their familiarity bred contempt. The church is a dangerous place. Every time you hear the gospel and do not respond, your heart gets harder. — Become a Harvest Partner today and join us in knowing God and making Him known through media and large-scale evangelism, our mission of over 30 years. Explore more resources from Pastor Greg Laurie, including daily devotionals and blogs, designed to answer your spiritual questions and equip you to walk closely with Christ.Support the show: https://bit.ly/anbsupportSee omnystudio.com/listener for privacy information.
In this episode we break down the simplest and most effective natural growing methods that anyone can use — no fancy gear or complicated systems needed! Whether you're a beginner or have been growing for years, we share practical tips, proven strategies, and insights that make growing easier and more successful.Support the show
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Today on The Natural Birth Podcast we have Dyshni.Dyshni is a social worker, holistic therapist, and girl mom. Her work is rooted in helping women, especially daughters of immigrants, heal cycles of survival and reconnect with their bodies, intuition, and sense of safety. Becoming a mother deepened that work for her, and her natural birth experiences became a powerful reminder of what's possible when we feel informed, supported, and connected to ourselves.Today she shares about her first birth center birth and then hospital birth. Both were positive, magical, and beautiful experiences and her hope is to inspire as many women as possible that you can love your birth story! Want to work with Anna or join The Sacred Birth Worker Mentorship?|Find Anna's Website, about her Mentorship & How to Work with Her, as well as all Links & Resources she mentions in the episode here:www.sacredbirthinternational.com/links-podcast
Starting this month, ID The Future listeners will get to enjoy a new episode each month (as well as a bingecast archive episode) from our sister podcast Mind Matters News, a production of the Discovery Institute's Walter Bradley Center for Natural and Artificial Intelligence. The Mind Matters News podcast brings you interviews and insight from computer scientists, engineers, inventors, neurosurgeons, and other experts who bring sanity to the conversation about natural and artificial intelligence, going beyond the hype to explore the undercurrents of these important ideas. And although the Mind Matters News podcast will not often explicitly discuss intelligent design, it regularly explores the nature of intelligence, the origin of information, and the things that make us uniquely human, concepts that are central to the theory of intelligent design. On this archive "bingecast" episode, hosts Robert J. Marks and Angus Menuge welcome Dr. Mihretu Guta to discuss his contribution to the book Minding the Brain. Dr. Guta discusses the nature of consciousness and the challenges in understanding it from a philosophical perspective. He argues that consciousness is a unique property that is deeply subjective and personal, making it difficult to study scientifically. Guta contrasts first-order and second-order approaches to understanding consciousness, emphasizing the need to go beyond just the empirical observation of mental phenomena and examine the underlying metaphysical and ontological questions. The discussion covers a number of relevant topics, highlighting the profound and puzzling nature of consciousness and the importance of philosophical inquiry in grappling with this fundamental aspect of human experience. Source
From a $12 first paycheck to quitting a six-figure corporate job. Clint from Tool Review Zone shares the raw, unfiltered truth about building a nearly 400K subscriber YouTube channel in the tool niche. We dig into how he accidentally started his channel through Amazon and Home Depot reviews, why he refuses brand deals he doesn't believe in, the real revenue breakdown of a product review channel, and why YouTube Shorts might actually be hurting your long-form content. About Clint: My name is Clint and I started the Tool Review Zone Channel around six years ago, and now do this full time as a career Connect With Clint: YouTube Channel What We Offer Creators Join Creator Communities. A place to gather with other creators every single day. This provides access to Our Private Discord Server, Monthly Mastermind Group, and MORE! Hire Dusty To Be Your YouTube Coach YouTube Channel Reviews (Audit): Get a 7-10 minute personalized video review of your YouTube channel with honest, actionable feedback for just $50. Subscribe to our weekly newsletter: Each week I document what I'm doing in my business and creative journey, share new things I've discovered, mistakes I've made, and much more! All Tools Mentioned On The Show: The Ultimate Entrepreneurs Resource. This is the spreadsheet where I keep all of the tools mentioned by all the guests on the podcast. Follow The Show: Facebook /// X /// YouTube /// Instagram Timestamps: 0:00 — Clint's $12 First YouTube Paycheck (Cold Open) 0:25 — Welcome & Intro to Clint from Tool Review Zone 1:17 — The Accidental Origin Story: Amazon Reviews to YouTube 3:50 — The Moment He Knew YouTube Could Be Something More 4:47 — Quitting a Six-Figure Corporate Job for YouTube 5:45 — Niching Down: Why Sticking to Your Lane Matters 7:00 — The Tribalism Problem in Niche Content 8:20 — His Honest Take on YouTube Shorts (He Hates Them) 9:50 — How Shorts Subscribers Hurt Long-Form Performance 10:38 — SEO Strategy: Why He Stopped Playing the SEO Game 12:40 — Thumbnail & Packaging Evolution: Keep It Mysterious 14:44 — Full Monetization Breakdown: Ad Revenue & Affiliates 16:44 — YouTube Shopping Affiliate: The Revenue Stream Creators Are Sleeping On 18:07 — Mid-Roll Ad Break: Creator Hub Services 18:30 — External Links vs. YouTube Shopping Cart 19:15 — Off-Platform Strategy: TikTok, Instagram & Facebook 20:18 — What He'd Do Differently If Starting YouTube Today 21:45 — What's Next for Tool Review Zone 23:28 — He Does Everything Himself (No Team, No Editor) 24:17 — On-Camera Confidence: From Hyperventilating to Natural 25:50 — Parting Words: Don't Listen to Haters, Make a Creator Friend 29:10 — Outro & How to Connect