Podcasts about natural

The Februrary consumer price index report is out, and it's got some new data points that can tell us what's going on in the broader economy — even though plenty has changed since last month. In this episode: Natural gas prices were rising before war began in the Middle East, egg prices recover from avian flu while other grocery staples grow more expensive, and other CPI nuggets. Plus, President Trump's tariffs may have a deflationary effect on the U.S. economy, but with a catch.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.

The Februrary consumer price index report is out, and it's got some new data points that can tell us what's going on in the broader economy — even though plenty has changed since last month. In this episode: Natural gas prices were rising before war began in the Middle East, egg prices recover from avian flu while other grocery staples grow more expensive, and other CPI nuggets. Plus, President Trump's tariffs may have a deflationary effect on the U.S. economy, but with a catch.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.

In this week's Outspoken Review I've finally found the ultimate natural deoderant that smells delightful and really works.I'm also talking about a great Barrier cream, an eye cream recommended by my favourite aesthetician and more.

Escape into a fully immersive 10-hour remastered nature soundscape designed for deep sleep, relaxation, focus, and stress relief. This high-quality ambient recording delivers soothing natural white noise to help you fall asleep faster, stay asleep longer, improve concentration, meditate more deeply, reduce anxiety, and block distracting background noise. Whether you're listening to calming rain, ocean waves, forest streams, birds, wind, thunderstorms, waterfalls, or peaceful nighttime ambience, each extended uninterrupted episode creates a tranquil atmosphere perfect for insomnia relief, studying, mindfulness, yoga, work, or simply unwinding after a long day. Press play, relax your mind, and let the steady rhythm of nature guide you into restorative sleep and calm focus.

We give a therapy update with some recovery support.Our website is HERE:  System Speak Podcast.You can submit an email to the podcast HERE.You can JOIN THE COMMUNITY HERE.  Once you are in, you can use a non-Apple device or non-safari browser to join groups HERE. Once you are set up, then the website and app work on any device just fine.  We have peer support check-in groups, an art group, movie groups, social events, and classes.  Additional zoom groups are optional, but only available by joining the groups. Join us!Content Note: Content on this website and in the podcasts is assumed to be trauma and/or dissociative related due to the nature of what is being shared here in general.  Content descriptors are generally given in each episode.  Specific trigger warnings are not given due to research reporting this makes triggers worse.  Please use appropriate self-care and your own safety plan while exploring this website and during your listening experience.  Natural pauses due to dissociation have not been edited out of the podcast, and have been left for authenticity.  While some professional material may be referenced for educational purposes, Emma and her system are not your therapist nor offering professional advice.  Any informational material shared or referenced is simply part of our own learning process, and not guaranteed to be the latest research or best method for you.  Please contact your therapist or nearest emergency room in case of any emergency.  This website does not provide any medical, mental health, or social support services. ★ Support this podcast on Patreon ★

Co-founded in 2012 by Ryan Emmons, his cousin Alex Preston, a Hawaiian artist and game designer, and friend Matt Meyer, Waiākea Hawaiian Volcanic Beverages is a premium beverage company from Hilo, Hawai‘i, offering volcanic water, sparkling water, and coffee, crafted with deep respect for the land, its people, and the responsibility that comes with both.  Rooted in sustainability, Waiākea is setting a new standard for CPG, blending exceptional taste with conscious practices. From their certified B Corp status and proprietary 100% post-consumer recycled plastic, OceanPlast®, to their community-driven Kōkua Initiative nonprofit, Waiākea is changing the way we hydrate. Inspired by the founders' long-standing work with clean water and education non-profits, the concept for Waiākea was to move away from singular profit and towards a triple bottom line model (circular packaging, sustainable sourcing, and commitment to the community).  Their water embodies that mission with an experience that's natural alkaline pH, 100% BPA & PFA Free, packed with electrolytes & minerals, light, crisp, and refreshingly clean. In This Conversation We Discuss: [00:00] Intro [01:25] Turning sustainability into an advantage [03:28] Starting without industry experience [05:49] Sponsor: Electric Eye [07:00] Building a business from a class project [09:45] Self-distributing to reach early customers [11:57] Sponsor: Klaviyo [13:56] Building trust through consignment [15:12] Scaling distributions with good relationships [17:06] Callouts [17:16] Adjusting strategy based on performance [20:47] Sponsor: Intelligems [22:47] Managing supply chains for heavy goods [25:01] Balancing risk with growth opportunities Resources: Subscribe to Honest Ecommerce on Youtube Alkaline Hawaiian Volcanic Water waiakea.com/ Follow Ryan Emmons linkedin.com/in/ryan-emmons-8709871b/ Book a demo today at intelligems.io/ Migrate and grow more klaviyo.com/honest    Schedule an intro call with one of our experts electriceye.io/connect If you're enjoying the show, we'd love it if you left Honest Ecommerce a review on Apple Podcasts. It makes a huge impact on the success of the podcast, and we love reading every one of your reviews!

In this episode, I sit down with Ryan Malphrus, a licensed clinical social worker and therapist in private practice who works with adolescents and adults — particularly boys and men. Ryan spent 15 years working in level-five special education schools before transitioning to private practice, and he brings a grounded, refreshingly honest perspective on the struggles facing young men today.We dive into how boys communicate through behavior and aggression, and why the instinct to shut those impulses down often backfires. Ryan shares his own experience of internalizing societal messages that told him his natural masculine traits — his drive, his assertiveness, his sexuality — were problems to be managed rather than understood. We explore the red pill pipeline and "looksmaxxing" culture, and why young men are turning to these communities when therapy and education fail to speak to their actual needs.We also discuss the crisis of purpose facing men in modern society, why schools are not boy-friendly, the vital role of physical play and risk-taking in healthy development, and how parents — especially single moms — can learn to step back and let their sons work through conflict. We close with a conversation about differentiation: that psychological maturity that allows us to have feelings without being controlled by them, and how adults modeling that capacity gives children the room to develop it themselves.Ryan Malphrus is a Licensed Clinical Social Worker in Maryland and Connecticut providing individual psychotherapy to adolescents and adults. With over 10 years of experience, Ryan specializes in working with men and boys, offering a space to explore identity without judgment. His primary orientation is psychodynamic, and he is a board-certified clinical supervisor. Learn more at ryanmalphrus.com or follow him on X @VirgilMSW.[00:00:00] Start[00:05:25] Interpreting Kids' Behavior as Communication[00:09:35] Natural, Logical, and Punitive Consequences[00:12:35] Boys Hiding From Masculinity[00:17:10] Red Pill Culture and Looks Maxing[00:23:25] Societal Shame Around Male Nature[00:28:25] Online Identity and Social Media's Impact[00:33:55] The Crisis of Male Purpose[00:39:15] Trades and Alternative Paths to Manhood[00:47:20] Are Schools Boy Friendly?[00:51:35] Physical Play and Male Bonding[00:56:50] Thoughts vs. Actions With Angry Kids[01:05:15] Giving Adolescents Progressive Freedom[01:13:05] Differentiation and Emotional MaturityROGD REPAIR Course + Community gives concerned parents instant access to over 120 lessons providing the psychological insights and communication tools you need to get through to your kid. Now featuring 24/7 personalized AI support implementing the tools with RepairBot! Use code SOMETHERAPIST2026 to take 50% off your first month.PODCOURSES: use code SOMETHERAPIST at LisaMustard.com/PodCoursesTALK TO ME: book a meeting.PRODUCTION: Looking for your own podcast producer? Visit PodsByNick.com and mention my podcast for 20% off your initial services.SUPPORT THE SHOW: subscribe, like, comment, & share or donate.Watch NO WAY BACK: The Reality of Gender-Affirming Care. Use code SOMETHERAPIST to take 20% off your order.MUSIC: Thanks to Joey Pecoraro for our song, “Half Awake,” used with gratitude & permission. ALL OTHER LINKS HERE. To support this show, please leave a rating & review on Apple, Spotify, or wherever you get your podcasts. Subscribe, like, comment & share via my YouTube channel. Or recommend this to a friend!Learn more about Do No Harm.Take $200 off your EightSleep Pod Pro Cover with code SOMETHERAPIST at EightSleep.com.Take 20% off all superfood beverages with code SOMETHERAPIST at Organifi.Check out my shop for book recommendations + wellness products.Show notes & transcript provided with the help of SwellAI.Special thanks to Joey Pecoraro for our theme song, “Half Awake,” used with gratitude and permission.Watch NO WAY BACK: The Reality of Gender-Affirming Care (our medical ethics documentary, formerly known as Affirmation Generation). Stream the film or purchase a DVD. Use code SOMETHERAPIST to take 20% off your order. Follow us on X @2022affirmation or Instagram at @affirmationgeneration.Have a question for me? Looking to go deeper and discuss these ideas with other listeners? Join my Locals community! Members get to ask questions I will respond to in exclusive, members-only livestreams, post questions for upcoming guests to answer, plus other perks TBD. ★ Support this podcast on Patreon ★

Professor Ian Sheldon says the conflict in Iran and the shutting of the strait has the potential to be very costly! Natural gas is one of the main reasons

Julie visits with Mary Sigro from the Native Plant Society of Texas and Julie Shaddox from Texas Parks & Wildlife Foundation to learn about a new gardening app dedicated to native plants--Wild Thumb

Spring planting season is here! If you didn't start tomatoes in January, but still want to--try micro tomatoes and micro-dwarf tomatoes!  

Julie got some new birds which segued into the new Texas Right to Farm constitutional amendment, which ensures residential property agricultural pursuits.  

Escape into a fully immersive 10-hour remastered nature soundscape designed for deep sleep, relaxation, focus, and stress relief. This high-quality ambient recording delivers soothing natural white noise to help you fall asleep faster, stay asleep longer, improve concentration, meditate more deeply, reduce anxiety, and block distracting background noise. Whether you're listening to calming rain, ocean waves, forest streams, birds, wind, thunderstorms, waterfalls, or peaceful nighttime ambience, each extended uninterrupted episode creates a tranquil atmosphere perfect for insomnia relief, studying, mindfulness, yoga, work, or simply unwinding after a long day. Press play, relax your mind, and let the steady rhythm of nature guide you into restorative sleep and calm focus.

In Shelley's words:We welcome researcher and author Mark Devlin, who takes us deep into the intersections of popular music, social engineering, and occult symbolism—from 1960s Laurel Canyon revelations to modern celebrity influence and predictive programming.We discuss artists who toe the industry line, those who resist, and how bloodlines, handlers and mind control allegedly shape the entertainment landscape. Mark also previews his latest books, including Musical Truth Volume 4: No One's Dad's a Plumber, and his truth-fiction trilogy. It's a thought‑provoking conversation about media literacy, critical thinking, and reclaiming personal sovereignty—peppered with sunshine, great tunes, and plenty of laughs along the way.Shelley's Rumble channel is here:https://rumble.com/user/shelleytasker*If you have found value in my work and would like to support its continuation, please consider becoming one of my Patreon supporters which gets you access to exclusive content that I don't post elsewhere. You can join up here:https://www.patreon.com/user?u=113137448To support my output through Buy Me A Coffee:https://buymeacoffee.com/markdevlinTo support me via Paypal.com donation, find me at paypal.com under the e-mail address markdevlinuk@gmail.comI've partnered as an affiliate with Above Phone. This lot are a conscious technology company that makes devices like de-Googled phones, laptops and tablets. The emphasis is always on avoiding the Big Tech tracking, surveillance and advertising targeting that comes with conventional suppliers. They also offer VPNs, private file sharing and video conferencing options.If you order any of their products through the following link you'll get a $25-off coupon by entering the code DJMARK, plus you'll be helping to support the continuation of my work in the process:abovephone.com/djmarkObtaining privacy in a world of surveillance and data gathering gone mad has become a revolutionary act!Real gold bullion available from this source. (Tax-Free (CGT, VAT), Allocated and Segregated Storage (London/Zurich), Pension (SIPP) Gold, Buy Back Guarantee:https://goldbullionpartners.co.uk/download-our-complimentary-guide-m-devlin/Natural/ organic health solutions from Clive De Carle:https://clivedecarle.ositracker.com/170240/11489

Listen Ad Free https://www.solgoodmedia.com - Listen to hundreds of audiobooks, thousands of short stories, and ambient sounds all ad free!

Episode Summary In this episode of the Jabot Podcast, host Kathryn Rubino speaks with economist and criminal justice expert Jennifer Doleac, author of The Science of Second Chances: A Revolution in Criminal Justice and Executive Vice President of Criminal Justice at Arnold Ventures. Drawing from economic research and real-world policy analysis, Doleac explains how data — not ideology — should guide criminal justice reform. The conversation explores how incentives shape behavior, why increasing the certainty of consequences works better than harsher punishment, and how evidence challenges many widely accepted assumptions about crime policy. From probation reform and recidivism research to hiring discrimination and unintended policy consequences, Doleac argues that solving complex justice problems requires experimentation, humility, and rigorous testing. The episode ultimately reframes criminal justice reform as a question of incentives, systems design, and evidence-based decision-making rather than political narratives. Links & Resources Home Jennifer Doleac (@jenniferdoleac) on X Arnold Ventures | Jennifer Doleac https://www.linkedin.com/in/jdoleac/ Keywords Criminal justice reform Second chances Jennifer Doleac Evidence-based policy Economics of crime Recidivism research Deterrence theory Probation reform Ban the Box policy Employment discrimination Second chance hiring Policy experimentation Data-driven justice Natural experiments Incentives and behavior Public policy evaluation Mass incarceration solutions Economic analysis of crime Criminal records employment Justice system innovation Episode Highlights 00:04–00:50 - Jennifer Doleac's path from economics to criminal justice research 00:50–02:15 - Using economic tools to measure real-world policy impact 02:15–03:28 - Bridging human justice issues with economic analysis 03:28–05:37 - The three ways economists contribute to criminal justice reform 05:37–06:50 - Shifting policy culture from certainty to experimentation 06:50–08:21 - Why certainty of consequences deters crime more than harsh punishment 08:21–09:43 - Structural challenges of implementing reform across states and jurisdictions 09:43–12:19 - Surprising findings: leniency for first-time defendants reduces recidivism 12:19–15:02 - Probation reform and why more supervision can worsen outcomes 15:02–17:03 - Myths about public safety versus data-driven realities 17:03–19:14 - Employment barriers faced by people with criminal records 19:14–21:11 - How Ban the Box policies produced unintended racial disparities 21:11–22:49 - Rethinking incentives to improve second-chance hiring 22:49–24:24 - Insurance models and market solutions for employer risk concerns 24:24–25:25 - Why experimentation and hypothesis testing must guide reform  

The salient point of this podcast episode revolves around the critical communications community gathering at IWCE 2026, a paramount event taking place in Las Vegas from March 16 to 19. During this episode, we emphasize the importance of this conference for professionals responsible for communications in life-or-death situations and the infrastructure that supports them. We invite listeners to engage with us at the event, highlighting the array of exhibitors and the innovative advancements in communications technology, such as next-generation LTE and AI tools. Additionally, we provide pertinent updates on recent significant events, including a notable earthquake in Louisiana and various boil water advisories across multiple states. Our aim is to keep our audience informed and prepared for the challenges that lie ahead in the realm of emergency management.Takeaways:* The IWCE 2026 conference in Las Vegas is essential for communications professionals.* Attendees should prepare for significant developments in critical communications and technology.* Various emergency advisories and public safety updates were discussed throughout the episode.* The recent earthquake in Louisiana indicates heightened awareness for emergency management professionals.* The podcast highlights the importance of timely information for those in emergency response roles.* Significant incidents and advisories across multiple states emphasize the need for preparedness.SponsorIWCE - https://go.emnmedia.com/IWCE2026SourcesDHS / NTAS, DHS NTAS status (no current advisories shown)USGS Earthquakes, USGS Earthquake Hazards Program — Significant Earthquakes (lists 4.9 Red River Parish, LA with timestamp/MMI/PAGER)FAA / Airspace, FAA NAS Status (current NAS constraints; updated Mar 6, 2026 3:00 AM PST)NRC / Radiological, NRC Event Notification Report for March 06, 2026 (covers 03/05–03/06; includes FL gauge incident update)Florida, Hillsborough County — Extends emergency ban on open burning (issued March 5, 2026)Idaho, City of Albion, ID — Boil Water Advisory Notice (PDF, issued 03/05/2026)Louisiana, City of Shreveport Water & Sewerage — Citywide voluntary boil advisory / system repair updatesPennsylvania, PA PEMA — Daily Incident Report (PDF, 03/05/2026)South Carolina, Clarendon County, SC — Repeal boil water advisory (Mar 05, 2026)Texas, City of Killeen, TX — Boil Water Notice (Conder Street) (Mar 5, 2026) This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit emnetwork.substack.com/subscribe

Clean Made Simple: Natural Toxin-Free Living with guest Beth Newberry, Advocate and Platinum Ambassador, Pure Haven Some of the most heavily-marketed and highly-recognized name brand consumer products today are formulated with toxic chemical ingredients. When these pollutants find their way into the air and water around us, they harm healthy ecosystems? How can we make non-toxic consumer product choices that are more earth-friendly? My guest, Beth Newberry, will help answer these questions and give practical tips for reading ingredient labels. Newberry is a Platinum Ambassador for Pure Haven. She started her foray into non-toxic living 16 years ago when her middle son, Liam was diagnosed with Tourette Syndrome. She began reading labels on her products and researching the ingredients and realized that many conventional products contain neurotoxins. This drove her passion to educate others on the same topic, and she began supporting more families with switching out to non-toxic alternatives. In addition to her work at Pure Haven, Newberry also chairs the Groundwater Protection Committee in her town of North Smithfield, Rhode Island. Consumers are making healthier choices with regards to food. Making healthier choices with respect to household cleaning and personal care product choices is a natural next step.   INFORMATION RESOURCES Shop Pure Haven products through Wendy's portal to support the Story Walking Radio Hour https://purehavennontox.com/collections/body-care?share=wendyfachon Pure Haven bug off spray is a safe, non toxic insect-repelling spray. 4 fl oz. https://purehavennontox.com/products/bug-off-spray?share=wendyfachon Pure Haven body sunscreen lotion is reef-safe with non-nanoparticle zinc oxide, a physical sunblock that provides broad spectrum protection against UVA and UVB rays. 3 oz https://purehavennontox.com/products/body-sunscreen-lotion?share=wendyfachon Pure Haven boo boo stick is made with organic neem seed oil and organic tea tree essential oil for healing, pain-relief and antimicrobial treatment of cuts, scrapes and skin irritations. 0.5 oz https://purehavennontox.com/products/boo-boo-stick?share=wendyfachon Learn more from Beth Newberry on instagram https://www.instagram.com/clean_made_simple/   RELATED EPISODE Download Wendy's 2021 episode with guest Beth Newberry, Non-toxic Personal Care Choices for Clean Water https://dreamvisions7radio.com/non-toxic-personal-care Subscribe to Wendy's substack to receive notifications of new podcast and product releases -https://storywalkerwendy.substack.com/ Purchase Wendy's book, The Angel Heart - https://www.amazon.com/Angel-Heart-Wendy-Nadherny-Fachon/dp/1967270279/ref=sr_1_1 Read about DIPG: Eternal Hope Versus Terminal Corruption by Dean Fachon begin to uncover the truth about cancer - https://dipgbook.com/ Learn more at https://netwalkri.com email storywalkerwendy@gmail.com or call 401 529-6830. Connect with Wendy to order copies of Fiddlesticks, The Angel Heart or Storywalker Wild Plant Magic Cards. Subscribe to Wendy's blog Writing with Wendy at www.wendyfachon.blog. Join Wendy on facebook at www.facebook.com/groups/StoryWalkingRadio

Each week on Patriot Power Hour, Ben ‘The Breaker of Banksters' and Future Dan explore the latest Liberty, Security, Economic & Natural news, providing the situational awareness needed to execute your preparedness plans. Questions, Feedback, News Tips, or want to be a Guest? Reach out!Ben “The Breaker of Banksters” @BanksterBreaker on XFuture Dan@FutureDanger6 on XBecome a supporter of this podcast: https://www.spreaker.com/podcast/prepper-broadcasting-network--3295097/support.BECOME A SUPPORTER FOR AD FREE PODCASTS, EARLY ACCESS & TONS OF MEMBERS ONLY CONTENT!Red Beacon Ready OUR PREPAREDNESS SHOPThe Prepper's Medical Handbook Build Your Medical Cache – Welcome PBN FamilySupport PBN with a Donation Join the Prepper Broadcasting Network for expert insights on #Survival, #Prepping, #SelfReliance, #OffGridLiving, #Homesteading, #Homestead building, #SelfSufficiency, #Permaculture, #OffGrid solutions, and #SHTF preparedness. With diverse hosts and shows, get practical tips to thrive independently – subscribe now!Newsletter – Welcome PBN FamilyGet Your Free Copy of 50 MUST READ BOOKS TO SURVIVE DOOMSDAY

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Join Gary and Jamie as they talk about how to design space with windows! Everything from natural lighting to window placement and orientation, elevated design, and energy efficiency!

For decades, traditional dentistry has treated dental cavities through strategies like placing fillings to replace the damaged tooth structure. But today, thanks to the advent of functional dentistry, science shows that early-stage cavities can be reversed through lifestyle, hygiene, and remineralization strategies. Today, you're going to learn about proven strategies for stopping and reversing tooth decay.   Today's guest, Dr. Staci Whitman is a board-certified dentist and the founder of the first Functional Pediatric Dental Practice in the United States. She is passionate about using root-cause principles to help patients of all ages prevent and treat dental issues. On this episode, Dr. Whitman is sharing the science behind the oral microbiome and real, science-backed strategies for reversing cavities.  In this conversation, you're going to learn about the relationship between dental health and metabolic health, what your oral microbiome needs to thrive, and how your diet affects the health of your teeth and gums. You're also going to learn about healing cavities, how to improve the look of your smile, and so much more. Dr. Whitman is a true expert and pioneer in the field of functional dentistry, and I know you're going to love hearing her insights on this episode of The Model Health Show!   In this episode you'll discover:  What the most common chronic disease is. (3:05)  Why there is a separation between dentistry and medicine. (4:07)  What cavities actually are and how they occur. (6:44)  The main enemy of preventable dental diseases. (9:32)  Why cavities are a metabolic disease. (13:21)  How your breathing impacts your dental health. (17:14)  Realistic strategies for preventing cavities in children. (30:42)  The role your saliva plays in remineralizing your teeth. (35:52)  What hydroxyapatite is. (38:20)  The importance of flossing for cavity prevention. (39:52)  How Dr. Whitman's stance on fluoride has evolved over her career. (44:08)  What gum inflammation can tell you about your overall health. (58:36)   The importance of having strong, resilient gums. (1:03:41)  Natural strategies for whitening your teeth. (1:09:41)  Items mentioned in this episode include:  Organifi.com/Model - Use the coupon code MODEL for 20% off + free shipping!  Piquelife.com/model - Get exclusive savings on bundles & subscriptions!   Breath by James Nestor - Learn how your breathing impacts your health!  The Institute for Functional Dentistry - Learn more about functional dentistry!   Connect with Dr. Staci Whitman Website / Newsletter / Instagram     Be sure you are subscribed to this podcast to automatically receive your episodes:   Apple Podcasts  Spotify  Soundcloud  Pandora  YouTube     This episode of The Model Health Show is brought to you by Organifi and Pique.   Organifi makes nutrition easy and delicious for everyone. Take 20% off your order with the code MODEL at organifi.com/model.  Go to Piquelife.com/model for exclusive savings on bundles & subscriptions on cutting-edge solutions for your head-to-toe health and beauty transformation.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Miko Branch. Here is a clear, structured summary of the Miko Branch interview with Rushion McDonald, along with its purpose, key takeaways, and notable quotes, drawn directly from the transcript you provided.All information cites the uploaded file. SUMMARY OF THE INTERVIEW In this Money Making Conversations Masterclass episode, Rushion McDonald interviews Miko Branch, co‑founder and CEO of Miss Jessie’s, a pioneering hair‑care brand serving people with textured, curly, kinky, and wavy hair. Miko recounts how she and her late sister, Titi Branch, built Miss Jessie’s from their kitchen table in their Brooklyn brownstone, developing products designed to genuinely work for people with textured hair. She highlights the brand’s deeply personal roots—named after their grandmother Jessie Mae Branch, the first “CEO” they ever observed in action. Throughout the interview, Miko explains how Miss Jessie’s expanded from grassroots marketing, word‑of‑mouth, and early internet chat rooms to becoming a national brand found in Walgreens, CVS, Target, and more. She stresses the brand’s emphasis on education, authenticity, and providing solutions for all textured hair types. Miko also discusses signature product lines (Curly Pudding, Pillow Soft Curls, Daily Soft Curls, sulfate‑free shampoo) and how Miss Jessie’s became a leader in the natural hair movement—well before it became a mainstream trend. PURPOSE OF THE INTERVIEW 1. To showcase Miss Jessie’s origin story and entrepreneurial journey McDonald highlights how Miko built a multimillion‑dollar brand from her kitchen table. 2. To inspire current and aspiring entrepreneurs Miko demonstrates how authentic problem‑solving creates brand loyalty and long-term success. 3. To educate listeners about textured hair and the natural hair care industry The interview reinforces that natural hair is not a trend—it's an identity and lifestyle. 4. To highlight the importance of cultural heritage and family influence Miko shares how her grandmother, her sister, and her Brooklyn salon shaped Miss Jessie’s values and innovation. KEY TAKEAWAYS 1. Miss Jessie’s was built on authenticity and real consumer needs The brand emerged from real hairstyling challenges Miko and Titi solved for themselves and their salon clients.. 2. Education is central to the brand’s success Miss Jessie’s teaches customers how to understand and care for their curl types—wavy, curly, kinky, multicultural, or transitioning.McDonald says the site offers more information than any hair‑care brand he has interviewed. 3. Family legacy guides the company Their grandmother Jessie Mae’s leadership, work ethic, and kitchen‑table lessons inspired their business approach. 4. The natural hair movement is here to stay People increasingly embrace their God‑given texture; straightening is no longer the dominant norm. 5. Social media amplified—did not create—their success Word‑of‑mouth began long before social media; platforms today simply extend their reach. 6. Miss Jessie’s serves everyone with texture—not just Black women Men, boys, Latinas, mixed‑race individuals—anyone with curls or waves—can find a solution. 7. Product innovation drove their growth Curly Pudding, Pillow Soft Curls, Daily Soft Curls, and sulfate‑free shampoos transformed textured hair care. 8. Their Brooklyn salon doubled as R&D It allowed the sisters to test products directly on customers and ensure real‑world performance. NOTABLE QUOTES (from transcript) On the company’s beginnings “We started our business in our brownstone right at our kitchen table.” “Curly Pudding was the groundbreaker—the game changer.” On the brand’s philosophy “The bottom line is being able to create products that are helpful.” “Information and communication is key to success.” On inclusivity “Anyone who has texture… we have something for you.” On natural hair “Natural hair, curly hair is preferred… it’s how people want to express themselves.” “Natural hair is not a trend—it’s here to stay.” On social media and growth “We were going viral before ‘going viral’ was a word.”. On legacy “Our grandmother Jessie was the first female CEO we’d ever seen.”. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Escape into a fully immersive 10-hour remastered nature soundscape designed for deep sleep, relaxation, focus, and stress relief. This high-quality ambient recording delivers soothing natural white noise to help you fall asleep faster, stay asleep longer, improve concentration, meditate more deeply, reduce anxiety, and block distracting background noise. Whether you're listening to calming rain, ocean waves, forest streams, birds, wind, thunderstorms, waterfalls, or peaceful nighttime ambience, each extended uninterrupted episode creates a tranquil atmosphere perfect for insomnia relief, studying, mindfulness, yoga, work, or simply unwinding after a long day. Press play, relax your mind, and let the steady rhythm of nature guide you into restorative sleep and calm focus.

Are environmental toxins silently disrupting your hormones, mood, and metabolism? In this powerful conversation, Dr. Anna Cabeca sits down with functional medicine dietitian Ali Miller to reveal how everyday exposures—from microplastics to processed foods—may be driving anxiety, hormonal imbalance, and chronic disease. More importantly, they share how to fight back using targeted nutrition and practical lifestyle strategies. Ali Miller, RD, CDE, brings over a decade of clinical experience using food-as-medicine protocols to restore neurotransmitter balance, support detox pathways, and optimize metabolic and mental health. Together, she and Dr. Anna explore the profound connection between protein intake, gut health, neurotransmitters, and resilience in today's toxic world. As Ali explains, "Going backwards to whole real foods is one of the most powerful ways to support detoxification and resilience in our industrialized world." You'll walk away with simple, empowering tools to protect your body, nourish your brain, and reclaim your metabolic and emotional strength.     You Will Learn: How environmental toxins like microplastics disrupt hormones and increase inflammation Why protein is essential for neurotransmitter production, mood stability, and anxiety prevention The powerful role of probiotics and phytonutrients in detoxification and cellular protection Specific foods that naturally increase dopamine, serotonin, and calm your nervous system Why glycine-rich foods like bone broth help reduce stress and support gut repair Practical swaps to reduce toxin exposure in your kitchen, clothing, and daily routines How breathwork, vagus nerve activation, and nutrition work together to reduce anxiety     Key Timestamps: 00:00 – Post-pandemic health changes and rising anxiety 05:00 – Protein's role in neurotransmitters and mental health 15:00 – Microplastics and endocrine disruption explained 22:00 – Natural tools to calm anxiety and support detox 26:30 – Best foods for dopamine, serotonin, and nervous system balance 34:00 – Family meals, rituals, and stress resilience 43:00 – Fermented foods and gut healing strategies 46:00 – Top supplements for anxiety and toxin protection     Memorable Quotes: "Protein provides the amino acid building blocks for neurotransmitters that regulate mood, cravings, and mental health." "Microplastics can disrupt hormone pathways and increase inflammation—but nutrition can help offset that damage." "Going backwards is often the answer—returning to whole real foods is how we build resilience."     Connect With Guest: Website: https://www.alimillerRD.comInstagram: https://www.instagram.com/alimillerRD Facebook: https://www.facebook.com/alimillerRD Podcast: Naturally Nourished Podcast YouTube: Naturally Nourished Channel     Connect With Dr. Anna: Website: https://dranna.com Instagram: https://www.instagram.com/thegirlfrienddoctor/ YouTube: https://www.youtube.com/@thegirlfrienddoctor TikTok: https://www.tiktok.com/@drannacabeca Facebook: https://www.facebook.com/thegirlfrienddoctor     Listener Call-to-Action: If this episode inspired you, share it with a friend who needs support in navigating toxins, anxiety, or hormone health. Subscribe to The Girlfriend Doctor Podcast and tag @thegirlfrienddoctor to share your biggest takeaway. Remember: your body was designed to heal when you give it the right tools.  

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Have you stopped taking a sleeping pill — and now feel like your natural sleep drive is gone? Whether you were taking a benzodiazepine, a Z-drug, or another medication for sleep, it can be alarming to stop and suddenly feel wide awake… night after night. If you're new here and curious to learn more, our FREE video course, The Festival of Understanding, is the perfect place to start. Head over to https://www.thesleepcoachschool.com and click the link at the very top of the page to begin your journey. If you're ready to leave insomnia for good, check out our coaching options. Head over to www.thesleepcoachschool.com and click on GET SLEEP in the menu. The Insomnia Immunity program is perfect if you like learning through video and want to join a group on your journey towards sleeping well. BedTyme is ideal if you like to learn via text and have a sleep coach in your pocket. The 1:1 Zoom based program is for you if you like to connect one on one with someone who has been where you are now.  Do you like learning by reading? If so, here are two books that offer breakthroughs! T ales of Courage by Daniel Erichsen https://www.amazon.com/Tales-Courage-Twenty-six-accounts-insomnia/dp/B09YDKJ3KX Set it & Forget it by Daniel Erichsen https://www.amazon.com/Set-Forget-ready-transform-sleep/dp/B08BW8KWDJ  Would you like to become a Sleep Hero by supporting the Natto movement on Patreon? If so, that's incredibly nice of you

Episode #207 of the PricePlow Podcast brings together Keely Johnson, VP of Sales and Marketing at Arjuna Natural, and Dr. Jessie Cavanaugh of Nutraceuticals Research Institute for a deep dive into cortisol science and ashwagandha research methodology. Jessie, a Harvard Medical School Clinical Scholars Training Program alumna, just completed what she describes as the first botanical study ever to use timestamped cortisol awakening response (CAR) measurements. The subject: Shoden ashwagandha at 60mg, in a three-arm trial with Shoden, Shoden-R, and placebo. Also joining for her podcast debut is Victoria Johnson, registered nurse and familiar face from the PricePlow Instagram channel, who brings a hands-on clinical angle to the conversation. The episode covers what separates quality nutraceutical research from noise, why cortisol balance matters far more than cortisol suppression, and where Shoden is headed: into beverages, pre-workouts, and potentially women’s multivitamins. If you caught Keely on Episode #171 covering the Shoden revolution, this is the scientific sequel. Before diving in, subscribe to the PricePlow Podcast on your favorite platform and sign up for Arjuna Natural news alerts on PricePlow so you’ll know the moment the CAR study publishes. https://blog.priceplow.com/podcast/cortisol-awakening-response-shoden-207 Video: Shoden Cortisol Awakening Response Research with Jessie Cavanaugh https://www.youtube.com/watch?v=vEDJdOv4B14 Detailed Show Notes: Keely Johnson, Jessie Cavanaugh, and Victoria Johnson on Cortisol, Stress, and Shoden (0:00) – Introductions (1:45) – Jessie Cavanaugh’s Background (3:00) – What Makes Good Nutraceutical Research (5:30) – Recruiting the Right Study Population (7:00) – Acute vs. Chronic Stress (11:15) – Cortisol: Beyond “The Stress Hormone” (13:45) – The Cortisol Awakening Response (18:00) – Study Protocol & Lifestyle Controls (20:00) – The Three-Arm Shoden Study (23:30) – Decentralized Studies & Participant Compliance (27:15) – Study Outcomes & the Blunted Cortisol Surge (31:00) – Formulating with Shoden: Beyond Calm (34:00) – Shoden-R in Functional Beverages (37:00) – Cortisol Balance, Testosterone & Consistency (40:30) – Sleep Hygiene, Shift Work & Daily Habits (44:30) – What’s Next: Menopause Research, Publication & The Book Where to Follow and Learn More Connect with the Guests LinkedIn: Keely Johnson – VP of Sales and Marketing, Arjuna Natural LinkedIn: Jessie Cavanaugh – Founder, Nutraceuticals Research Institute Instagram: @primovictoria_rn – Victoria Johnson, RN and PricePlow Instagram team Arjuna Natural Nutraceuticals Research Institute PricePlow Resources …… Read more on the PricePlow Blog

Exciting news! Greenberg Traurig's E2 Law Podcast has relaunched! In this Energy Horizon series episode, host Bill Garner, co-chair of the firm's Global Energy Practice, delves into the emerging world of natural (geologic) hydrogen exploration and production in the United States. The episode highlights key regions for potential development, the startups leading exploration efforts, and the potential for natural hydrogen to be a game-changer in clean energy—alongside valuable byproducts like helium. Tune in for insights on how natural hydrogen could shape America's energy future.

#gardening  #podcast #gardentalk #vegetablegarden  #radio #influencer #gardentip #gardentalkradio #backyardgarden Email your questions to Gardentalkradio@gmail.com Or call 1-800-927-SHOW Segment 3: Garden questions & answers   Sponsors of the show for 2026Beetlegone of https://beetlegone.com/Pomona pectin of https://pomonapectin.com/Dripworks of https://www.dripworks.com/Natural green products of https://www.natgreenproducts.com/ use promo code freeship4meany size No More Bugs!Rescue of https://rescue.com/Jung Seeds of https://www.jungseed.com/category/talk-gardening use code 15GT26 to save 15% off ordersWind River Chimes of https://windriverchimes.com/Wisconsin Greenhouse Company of https://wisconsingreenhousecompany.com/Summit Chemical of https://summitchemical.com/Iv organics of https://ivorganics.com/  Use radio10 to save 10% off your orderSoilmoist.com of https://www.soilmoist.com/products/soil-moist.phpDavid J Frank of https://davidjfrank.com/ Timber Pro Coatings of https://timberprocoatingsusa.com/products/internal-wood-stabilizer/Azure Standard of  https://www.azurestandard.com/  Use code Use Promo Code: JOEYANDHOLLY15 applied at checkout to get 15% off for new customers who open an account for the first time and place a minimum order of $100 or more, shipped to a drop location of their choice.Durable green bed https://durablegreenbed.com/Corba head hand tools https://www.cobrahead.com/ use code soil for 10% your order at checkout valid once per customer Soil Savvy https://www.mysoilsavvy.com/Weed Wrench  https://www.weed-wrench.com/home us code JOEYat check out to save $10.00 on your order MYRootmaker of https://myrootmaker.com/  Us coupon code Radio26 at checkout and save 10% of your orderHarney & Sons Fine Teas of https://www.harney.com/Soil Diva of https://soildiva.net/ use code Use code radio15 to toget 15% off your order Scrusher of https://www.scrusher.com/ Use code nomoredirt5 to  5% off + Free Shipping at checkoutScrubby soap  of www.scrubbysoap.com Get 10% off your order by using code SOAP at check  outJanco green house of  https://jancogreenhouse.com/index.htmlFleximounts of fleximounts.com Use code “C730” to get $30 on C7MAX chair  Use code "YTE730" for $30 off E7 Pro deckDigzs of https://www.digzgardening.com/Neptunes harvest of https://www.neptunesharvest.com/Rubio Monocoat USA of https://www.rubiomonocoatusa.com/  Get 10% OFF DuroGrit when using code JOEY at checkout The Green Gro of https://thegreengro.com/Brome of https://store.bromebirdcare.com/Mrs. wages of https://www.mrswages.com/Mantis of https://mantis.com/products/tillers/Milkweed balm of https://milkweedbalm.com/ use code Gardening at checkout and get 20% off your order Biogents of https://us-shop.biogents.com mosquito trap systemsAmazon #Influencer page with products we use and trust from gardening to camping, household goods and even cat stuff. Over 500 items list  https://www.amazon.com/shop/thewisconsinvegetablegardener?ref=ac_inf_hm_vp

Now, ID The Future listeners will get to enjoy a new episode each month (as well as a bingecast archive episode) from our sister podcast Mind Matters News, a production of the Discovery Institute's Walter Bradley Center for Natural and Artificial Intelligence. The Mind Matters News podcast brings you interviews and insight from computer scientists, engineers, inventors, neurosurgeons, and other experts who bring sanity to the conversation about natural and artificial intelligence, going beyond the hype to explore the undercurrents of these important ideas. And although the Mind Matters News podcast will not often explicitly discuss intelligent design, it regularly explores the nature of intelligence, the origin of information, and the things that make us uniquely human, concepts that are central to the theory of intelligent design. On this episode, host Robert J. Marks sits down with Dr. Giorgios Mappouras for a deep dive into the philosophical and technical boundaries that define the gap between human minds and silicon machines. The pair look at why the classic Turing Test is no longer a sufficient measure of machine intelligence in the age of large language models. While modern AI can convincingly imitate human conversation, Mappouras argues that true intelligence requires the ability to do more than just mimic data; it must reach what he calls a General Intelligence Threshold. In this episode, they explore Giorgio's proposal for a Turing Test 2.0, a more rigorous framework that evaluates whether an AI can actually extract new, applicable knowledge—what Mappouras calls "functional information"—from the raw data it is given. Source

Are your hormones out of balance? Many women over 35 experience weight gain, belly fat, fatigue, sleep issues, and mood swings—even when they are eating healthy and exercising. In this episode of The Well Podcast, Kari Davis breaks down why hormone imbalance happens for women in their late 30s and 40s+, including the role of cortisol, stress, metabolism changes, and lifestyle factors. You'll learn why your body may feel different than it did in your 20s and what you can begin doing naturally to support hormone balance. Kari also invites listeners to an upcoming Hormone Balance Masterclass for women 35–55, where she will teach deeper strategies for nutrition, exercise, cortisol reduction, and essential oil support.  REGISTER HERE:    

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Federico y Beatriz de la Torre hablan de este producto de Mundo Natural.

In Sentientism episode 244, philosopher John Sanbonmatsu (https://sentientism.info/sentientist-...) discusses his powerful new book The Omnivore's Deception (https://uk.bookshop.org/a/15422/97814.... It's a radical, hard-hitting critique of the stories we tell ourselves and each other to justify violence and oppression.We explore why the exploitation of nonhuman animals is not a trivial issue, but the defining ethical crisis of our time. John argues there is no such thing as “ethical” animal agriculture, challenging narratives from figures like Michael Pollan, Temple Grandin and Barbara Kingsolver.Topics include:The hidden violence of factory farming and so-called “humane” farming“Bad faith” and why people avoid uncomfortable truths (via Jean-Paul Sartre)Meat, masculinity, populism, misogyny, fascism and figures like Joe Rogan, Jordan Peterson, Andrew Tate and Robert Kennedy JrThe femivore women who look for meaning in doing violence against animalsThe myth of “ethical” or “sustainable” animal farmingCapitalism, disinformation, and self-deceptionWhy welfarist or incremental reforms and utilitarianism risk obscuring or distracting us from the real problem.This is a bold, uncompromising conversation about truth, ethics, and our relationship with other sentient beings.In Sentientist Conversations we talk about the most important questions: “what's real?”, “who matters?” and "how can we make a better world?"Sentientism answers those questions with "evidence, reason & compassion for all sentient beings." The video of our conversation is ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here on YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.00:00 Clips“What I conclude in the book is that our violence against animals, the way we treat animals, the meat question, the food question, these are not trivial matters.”“What I argue is that this is the most important issue of our time. We kill about 80 billion land animals every year in agriculture and up to almost 3 trillion marine animals in the oceans.”“Industries intentionally don't show us the violence and suffering and filth that goes into the production. You're only going to see the commodity in its processed form.”“My message is simply that we have to show a kind of courage and resilience in the face of what's happening. And we just can't give up. We do the work because it matters and it's the right thing to do.”01:11 WelcomeJohn on Sentientism episode 171    • "We've made a civilizational error" - Phil...  03:06 John's Intro06:34 Deceptions11:27 Bad Faith13:43 Michael Pollan, Temple Grandin, Barbara Kingsolver19:50 Andrew Tate, Joe Rogan, Jordan Peterson, Carnivore Dieters and Fascism25:22 The Femivores33:45 Wellness, #Conspirituality, New Age and #MAHA 39:10 It's Natural!40:50 Our Civilisational Error51:28 Fixing the Error01:09:44 Closing MessagesSentientism is “Evidence, reason & compassion for all sentient beings.” More at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sentientism.info⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Join our⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠"I'm a Sentientist" wall⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ via⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ this simple form⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.Everyone, Sentientist or not, is welcome in our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠groups⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. The biggest so far is ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here on FaceBook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Come join us there!

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Miko Branch. Here is a clear, structured summary of the Miko Branch interview with Rushion McDonald, along with its purpose, key takeaways, and notable quotes, drawn directly from the transcript you provided.All information cites the uploaded file. SUMMARY OF THE INTERVIEW In this Money Making Conversations Masterclass episode, Rushion McDonald interviews Miko Branch, co‑founder and CEO of Miss Jessie’s, a pioneering hair‑care brand serving people with textured, curly, kinky, and wavy hair. Miko recounts how she and her late sister, Titi Branch, built Miss Jessie’s from their kitchen table in their Brooklyn brownstone, developing products designed to genuinely work for people with textured hair. She highlights the brand’s deeply personal roots—named after their grandmother Jessie Mae Branch, the first “CEO” they ever observed in action. Throughout the interview, Miko explains how Miss Jessie’s expanded from grassroots marketing, word‑of‑mouth, and early internet chat rooms to becoming a national brand found in Walgreens, CVS, Target, and more. She stresses the brand’s emphasis on education, authenticity, and providing solutions for all textured hair types. Miko also discusses signature product lines (Curly Pudding, Pillow Soft Curls, Daily Soft Curls, sulfate‑free shampoo) and how Miss Jessie’s became a leader in the natural hair movement—well before it became a mainstream trend. PURPOSE OF THE INTERVIEW 1. To showcase Miss Jessie’s origin story and entrepreneurial journey McDonald highlights how Miko built a multimillion‑dollar brand from her kitchen table. 2. To inspire current and aspiring entrepreneurs Miko demonstrates how authentic problem‑solving creates brand loyalty and long-term success. 3. To educate listeners about textured hair and the natural hair care industry The interview reinforces that natural hair is not a trend—it's an identity and lifestyle. 4. To highlight the importance of cultural heritage and family influence Miko shares how her grandmother, her sister, and her Brooklyn salon shaped Miss Jessie’s values and innovation. KEY TAKEAWAYS 1. Miss Jessie’s was built on authenticity and real consumer needs The brand emerged from real hairstyling challenges Miko and Titi solved for themselves and their salon clients.. 2. Education is central to the brand’s success Miss Jessie’s teaches customers how to understand and care for their curl types—wavy, curly, kinky, multicultural, or transitioning.McDonald says the site offers more information than any hair‑care brand he has interviewed. 3. Family legacy guides the company Their grandmother Jessie Mae’s leadership, work ethic, and kitchen‑table lessons inspired their business approach. 4. The natural hair movement is here to stay People increasingly embrace their God‑given texture; straightening is no longer the dominant norm. 5. Social media amplified—did not create—their success Word‑of‑mouth began long before social media; platforms today simply extend their reach. 6. Miss Jessie’s serves everyone with texture—not just Black women Men, boys, Latinas, mixed‑race individuals—anyone with curls or waves—can find a solution. 7. Product innovation drove their growth Curly Pudding, Pillow Soft Curls, Daily Soft Curls, and sulfate‑free shampoos transformed textured hair care. 8. Their Brooklyn salon doubled as R&D It allowed the sisters to test products directly on customers and ensure real‑world performance. NOTABLE QUOTES (from transcript) On the company’s beginnings “We started our business in our brownstone right at our kitchen table.” “Curly Pudding was the groundbreaker—the game changer.” On the brand’s philosophy “The bottom line is being able to create products that are helpful.” “Information and communication is key to success.” On inclusivity “Anyone who has texture… we have something for you.” On natural hair “Natural hair, curly hair is preferred… it’s how people want to express themselves.” “Natural hair is not a trend—it’s here to stay.” On social media and growth “We were going viral before ‘going viral’ was a word.”. On legacy “Our grandmother Jessie was the first female CEO we’d ever seen.”. #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

Join Chris Hughes and Adam Mufich at the 7th Annual HVAC/R Training Symposium as they interview building scientist Tessa Murray. In this eye-opening conversation about what your house is really trying to tell you. Discover why HVAC techs need to understand building science fundamentals to truly master their craft. What You'll Learn: The critical connection between HVAC systems and building science How to identify hidden moisture problems in walls and attics Combustion safety testing that could save lives Understanding dew points and thermal bridging Proper ventilation strategies for different climate zones Why duct leakage testing is just the beginning Key Topics Covered: Transition from cold climate (Minnesota) to hot/humid (Florida) building science Ice dams, ghosting, and crying houses explained The house as a system approach for HVAC professionals Blower door testing and pressure diagnostics Indoor air quality concerns and solutions Natural draft appliance safety considerations Wall assembly moisture management Occupant behavior impacts on building performance   Purchase your tickets or learn more about the 7th Annual HVACR Training Symposium at https://hvacrschool.com/symposium. Subscribe to our podcast on your iPhone or Android. Subscribe to our YouTube channel. Check out our handy calculators here or on the HVAC School Mobile App for Apple and Android.

Joe's Premium Subscription: www.standardgrain.comGrain Markets and Other Stuff Links —Apple PodcastsSpotifyTikTokYouTubeFutures and options trading involves risk of loss and is not suitable for everyone.The war in Iran poses risks to global fertilizer production and supply chains

Escape into a fully immersive 10-hour remastered nature soundscape designed for deep sleep, relaxation, focus, and stress relief. This high-quality ambient recording delivers soothing natural white noise to help you fall asleep faster, stay asleep longer, improve concentration, meditate more deeply, reduce anxiety, and block distracting background noise. Whether you're listening to calming rain, ocean waves, forest streams, birds, wind, thunderstorms, waterfalls, or peaceful nighttime ambience, each extended uninterrupted episode creates a tranquil atmosphere perfect for insomnia relief, studying, mindfulness, yoga, work, or simply unwinding after a long day. Press play, relax your mind, and let the steady rhythm of nature guide you into restorative sleep and calm focus.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Miko Branch. Here is a clear, structured summary of the Miko Branch interview with Rushion McDonald, along with its purpose, key takeaways, and notable quotes, drawn directly from the transcript you provided.All information cites the uploaded file. SUMMARY OF THE INTERVIEW In this Money Making Conversations Masterclass episode, Rushion McDonald interviews Miko Branch, co‑founder and CEO of Miss Jessie’s, a pioneering hair‑care brand serving people with textured, curly, kinky, and wavy hair. Miko recounts how she and her late sister, Titi Branch, built Miss Jessie’s from their kitchen table in their Brooklyn brownstone, developing products designed to genuinely work for people with textured hair. She highlights the brand’s deeply personal roots—named after their grandmother Jessie Mae Branch, the first “CEO” they ever observed in action. Throughout the interview, Miko explains how Miss Jessie’s expanded from grassroots marketing, word‑of‑mouth, and early internet chat rooms to becoming a national brand found in Walgreens, CVS, Target, and more. She stresses the brand’s emphasis on education, authenticity, and providing solutions for all textured hair types. Miko also discusses signature product lines (Curly Pudding, Pillow Soft Curls, Daily Soft Curls, sulfate‑free shampoo) and how Miss Jessie’s became a leader in the natural hair movement—well before it became a mainstream trend. PURPOSE OF THE INTERVIEW 1. To showcase Miss Jessie’s origin story and entrepreneurial journey McDonald highlights how Miko built a multimillion‑dollar brand from her kitchen table. 2. To inspire current and aspiring entrepreneurs Miko demonstrates how authentic problem‑solving creates brand loyalty and long-term success. 3. To educate listeners about textured hair and the natural hair care industry The interview reinforces that natural hair is not a trend—it's an identity and lifestyle. 4. To highlight the importance of cultural heritage and family influence Miko shares how her grandmother, her sister, and her Brooklyn salon shaped Miss Jessie’s values and innovation. KEY TAKEAWAYS 1. Miss Jessie’s was built on authenticity and real consumer needs The brand emerged from real hairstyling challenges Miko and Titi solved for themselves and their salon clients.. 2. Education is central to the brand’s success Miss Jessie’s teaches customers how to understand and care for their curl types—wavy, curly, kinky, multicultural, or transitioning.McDonald says the site offers more information than any hair‑care brand he has interviewed. 3. Family legacy guides the company Their grandmother Jessie Mae’s leadership, work ethic, and kitchen‑table lessons inspired their business approach. 4. The natural hair movement is here to stay People increasingly embrace their God‑given texture; straightening is no longer the dominant norm. 5. Social media amplified—did not create—their success Word‑of‑mouth began long before social media; platforms today simply extend their reach. 6. Miss Jessie’s serves everyone with texture—not just Black women Men, boys, Latinas, mixed‑race individuals—anyone with curls or waves—can find a solution. 7. Product innovation drove their growth Curly Pudding, Pillow Soft Curls, Daily Soft Curls, and sulfate‑free shampoos transformed textured hair care. 8. Their Brooklyn salon doubled as R&D It allowed the sisters to test products directly on customers and ensure real‑world performance. NOTABLE QUOTES (from transcript) On the company’s beginnings “We started our business in our brownstone right at our kitchen table.” “Curly Pudding was the groundbreaker—the game changer.” On the brand’s philosophy “The bottom line is being able to create products that are helpful.” “Information and communication is key to success.” On inclusivity “Anyone who has texture… we have something for you.” On natural hair “Natural hair, curly hair is preferred… it’s how people want to express themselves.” “Natural hair is not a trend—it’s here to stay.” On social media and growth “We were going viral before ‘going viral’ was a word.”. On legacy “Our grandmother Jessie was the first female CEO we’d ever seen.”. #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Laura Brown shares with our study group about her book Not the Price of Admission.Our website is HERE:  System Speak Podcast.You can submit an email to the podcast HERE.You can JOIN THE COMMUNITY HERE.  Once you are in, you can use a non-Apple device or non-safari browser to join groups HERE. Once you are set up, then the website and app work on any device just fine.  We have peer support check-in groups, an art group, movie groups, social events, and classes.  Additional zoom groups are optional, but only available by joining the groups. Join us!Content Note: Content on this website and in the podcasts is assumed to be trauma and/or dissociative related due to the nature of what is being shared here in general.  Content descriptors are generally given in each episode.  Specific trigger warnings are not given due to research reporting this makes triggers worse.  Please use appropriate self-care and your own safety plan while exploring this website and during your listening experience.  Natural pauses due to dissociation have not been edited out of the podcast, and have been left for authenticity.  While some professional material may be referenced for educational purposes, Emma and her system are not your therapist nor offering professional advice.  Any informational material shared or referenced is simply part of our own learning process, and not guaranteed to be the latest research or best method for you.  Please contact your therapist or nearest emergency room in case of any emergency.  This website does not provide any medical, mental health, or social support services. ★ Support this podcast on Patreon ★

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Natural gas prices spike in Europe after Qatar closes its LNG base. Meanwhile the Strait of Hormuz closure sends crude oil higher and its importance in the shipment of fertiliser ingredients could have major effects on global crop production this year, the boss of Yara says

Are your short-term rental photos quietly costing you thousands in lost revenue? Most hosts lock in their listing photos and hope for the best, but what if a single, data-backed tweak could drive a double-digit leap in bookings? In this eye-opening solo episode, Kenny Bedwell pulls back the curtain on a simple yet game-changing hack designed to bump your STR revenue by 15% (or more). Forget the tired advice about marketing and pricing. Kenny gets razor-specific about leveraging seasonality, booking lead time, and the psychology of Airbnb's search algorithm so you can outshine saturated competition and start ranking higher, faster.Don't miss this episode if you're done losing bookings to “average” listings or fighting the algorithm blind. Tune in now or risk staying buried while others claim the cash flow you deserve. This is an exclusive, numbers-driven tactic you won't find in the usual STR playbooks!Timestamped Highlights[00:00] The #1 mistake hosts make that kills their revenue potential[00:00:45] Why seasonality crushes static listing photos every time[00:01:34] Booking lead time: the underrated, live metric that changes everything[00:02:41] Natural disasters, “anomaly events,” and their surprising aftermath in STR bookings[00:06:07] Want more bookings? Here's how your photos can attract the right demand, fast[00:07:49] The wrong photo at the wrong time: Are your snow pics scaring off summer travelers?[00:11:01] What amenities to spotlight for instant desire in every season[00:12:56] Christmas magic on Airbnb: the tiny photo tweak most hosts overlook[00:14:56] How the Airbnb algorithm picks winners (and why early bookings are your lifeline)[00:17:17] Are you overthinking seasonal photos? Kenny's zero-fluff take on what “enough” really meansMentioned ResourcesAirbnb search algorithm strategies (in-episode explanation)Watkins Glen property case studyBooking lead time analysisImportant LinksWant us to find the deals for you? https://strinsights.com Get Top Markers for STRs (2025) - https://rebrand.ly/28b1df Instagram – @kenny_bedwellYouTube – Cash Flow PositiveLinkedIn – Kenneth BedwellCash Flow Positive is an original podcast hosted by Kenny Bedwell. Brought to you by STR Insights. Production and editing by Podcast Your Brand.

Is kratom safe – or is it quietly becoming the next opioid crisis?In this quick-hit episode, Zac sits down with recurring medical contributor Dr. Michael McCormick, Chief Medical Officer at Release Recovery, to clear the air on one of the most polarizing substances in America right now: kratom.Marketed as a natural herbal supplement and sold openly at gas stations and smoke shops, kratom is used by millions for energy, focus, pain relief – and even to help curb opioid withdrawal.But inside treatment centers, doctors are seeing something very different.In this episode, we break down:What kratom actually is (and how it works in the brain)Why low doses act like a stimulant — and high doses act like an opioidWhether kratom withdrawal requires medical detoxWhy it's showing up more and more in addiction treatmentThe truth about “legal” substances and who is most at riskWhy some experts believe it should not be sold over the counterWe're not here to attack people who use it responsibly. We're here to speak to the 10–15% of people predisposed to substance use disorder – the ones who may not know the risk until it's too late.If you or someone you love is using kratom, this conversation could change how you think about it.Connect with Zachttps://www.instagram.com/zwclark/https://www.linkedin.com/in/zac-c-746b96254/https://www.tiktok.com/@zacwclarkhttps://www.strava.com/athletes/55697553https://twitter.com/zacwclarkIf you or anyone you know is struggling, please do not hesitate to contact Release Recovery:(914) 588-6564http://releaserecovery.com@‌releaserecovery

Keith breaks down where the U.S. housing market appears to be headed and which regions and states are quietly winning or losing in the population shuffle since 2020—and what that could mean for real estate investors.  You'll also hear about an intriguing cash-flow play in single-family rentals in select Southern markets. Then, Keith is joined by financial strategist and comedian Garrett Gunderson, who challenges the usual "scrimp and save" advice. Together, they explore how to build real wealth without sacrificing your life today, how high-net-worth individuals often get money wrong, and a different way to think about financial independence, freedom, and investing in yourself. Resources: Get Garrett Gunderson's Killing Sacred Cows audiobook free: DM @GarrettBGunderson on Instagram with the words "Keith Cows." Episode Page: GetRichEducation.com/595 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Keith, welcome to GRE. I'm your host. Keith Weinhold, is the future direction of the housing market trending up or trending down? Which states have seen the most population growth? Then powerful wealth mindset tactics with a financial comedian today on get rich education   Speaker 1  0:20   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads and 188 world nations. He has a list show guests and keep top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Keith Weinhold  1:04   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally. While it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Speaker 2  1:38   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:54   Welcome to GRE from Mount Rainier to Mount Rushmore and across 188 nations worldwide. I'm Keith Weinhold, and this is get rich education. I am not a Lambo driving influencer that will take any brand deal just to shill a gambling platform instead. Our core strategy at GRE is aging. Well, I've spoken with a lot of LP investors with capital calls and deals that lost all their money. Well, we approach wealth building with discipline and consistency. It doesn't sound dazzling, but it really shines when things go wrong elsewhere, because at least for the core of our portfolios, we get long term fixed rate debt for income property get paid five ways and win the inflation triple crown, and we do it all with a high degree of passivity. Right before I took the mic today, I got a two sentence email from a property manager that said an air conditioning unit's air handler board had to be replaced for $420 I don't even know what an air handler board really is. Now, the manager sent some photos in a written estimate. I quickly checked chat GPT, and I saw that the price was about right, and replied to my manager to go ahead and have that done. That's it an example of relative passivity. US residential real estate has nominally appreciated over every single 10 year period in modern history, despite some occasional short term downturns, even those are not common. Well, we recently had a guest mention that it's 20 years at the longest like 20 years or less is the period of time between which real estate never goes down. He was right. But you actually can't find any 10 year period where home values fell. What about the 2008 global financial crisis, I think that's the first place that the mind goes. Well back then, home values bottomed out at 208k in 2009 before they started growing again. And 10 years before that, the median price it was 157k in 1999 so even when home values hit their GFC low at that point, they were still up 32% from the previous 10 years. So you can confidently say then that over any 10 year period, home prices are up nationally. Now, how about the future? Well, for the future, there is more evidence of rising home prices. Building permits for new homes have fallen to their lowest level since 2019 that's according to the census bureau. So fewer single family homes are being built. Now we plan to discuss that more on. Next week show when we dive deep on does America really have a housing shortage? But this week, more reasons for future home price bullishness is that the labor market now, it's not doing that great. It sure isn't white hot, but unemployment, which was already low, that recently dropped a touch lower to just 4.3% inflation has fallen to 2.4% and wages are rising faster than that. In fact, our own Fed Chair recently remarked at how he's surprised at the strength of the economy. The property market analytics firm kotality, they now expect home prices to appreciate another four and a half percent this year. They and other firms continue to believe that the Midwest will be the hottest area of home price growth even more than that four and a half percent in that region. That is because not only is the Midwest underbuilt, it's that the prices are so affordable that it's attracting young people. The other factor is that mortgage rates recently dipped just below six into the high fives again, and that can release this pent up housing demand, and think about where we've come from. In late 2023 mortgage rates were about 8% and now lower mortgage rates also reduce the lock in effect, so it can create both more sellers and more buyers. The thing to remember is that 70% to 80% of home sellers are also home buyers because they've got to live somewhere. And first time homebuyers, of course, they buy only, they don't sell anything. In fact, former GRE guest in housing wire lead analyst Logan modeshami and Barry Habib were just positing on this at housing wire's latest summit on how the volume of home sales has been depressed for so long that lower rates could very well trigger a rush of buyers, these kind of people that have been delaying purchasing for years, this pent up housing demand being released if indeed rates go lower. People think they know the future, but we don't really know that that's going to happen for sure. But a lot of optimism about this phase of the housing market supported by not great, but decent economic conditions. Of course, that new housing demand is going to manifest unevenly across the nation. So let's talk about the places that have seen the most population growth from 2020 to today, basically the states that support that housing demand. Well, between 2020 and today, the US has grown by about 10 million people. That's over 3% nearly every state grew. But the bigger story is where that growth is happening. And really, here's the jaw dropper as a region, the South, gained more people than all of the other regions combined, about 7.6 million new residents in the south since 2020 the South's population is up 6% the West's almost 2% the Midwest population is up more than 1% and The Northeast up seven tenths of 1% again, this is not per year. This is total population growth from 2020 to today, Florida and Texas, they led the nation among the big states, both up almost 9% sprinting like they just found out that income tax is optional. The Carolinas in Tennessee are big southern growers too. People clearly keep moving toward warmer weather, a lower cost of living, lower taxes and job markets. Nothing new there. California in New York are the biggest losers in absolute numbers, California losing half of 1% of population in New York, a full 1% people keep moving away from these traditionally expensive, high tax coastal states like a buffet when the crab legs run out, people just getting up and leaving. That's not any sort of news story there, either. These trends help cash flow residential real estate investors like us, because the south aligns with that favorable landlord tenant law and those high ratios of rent income to purchase price. Luckily for us, that's where people are moving too. The Midwest has those phenomena as well, although their growth has been slower.    Keith Weinhold  9:39   Now a few Midwest highlights for you. Since 2020 the population of Indiana is up 2.8% quietly benefiting from Illinois. Escape Velocity, Missouri up almost 2% and that's growing mostly in Kansas City and St Louis suburbs. Ohio at almost 1% that's pretty modest growth overall, but Columbus up 5% that is flexing like it just landed a semiconductor plant there in Columbus, the intermountain west has bicep bulging growth, but it rarely works for us, because rents are only a little higher, but property prices are way higher. Yes, those pretty Rocky Mountain states, great Instagram, tough cash flow now Louisiana, it is a state that confounds people. It's a warm place, and it has a low cost of living, you would think Louisiana would be attracting people in droves for those reasons. Well, then why is its population following Louisiana down nine tenths of 1% since 2020 Well, you've got bleak job prospects that make Louisianans leave its tax competitiveness ranks 31st property insurance costs are high thanks to environmental risk. Louisiana has more swamps than beaches. Even the NFL saints were six and 11, and if they had made the playoffs, that wouldn't have made people move back. And hey, no personal shade here, I enjoy going to the New Orleans investment conference in Cajun culture, in Airboat Tours through the alligator filled Bayou, fun stuff, but for income producing property, you got to seek out different characteristics than just vacation Glee or how Good the gumbo tastes keep emotion separate from investing, Hawaii is America's biggest percentage loser. Its population is down one and a half percent since 2020 its cost of living is stratospherically high, with a median home value of just a little over a million dollars. That results in net outmigration to the mainland parts of the Aloha state now experience natural decrease. That means that deaths exceed births. Natural decrease. That's mostly a phenomenon on the Big Island. That's not where Honolulu is. That's where you have Kona and Hilo when young people can't afford to stay demographic gravity kicks in population loss. Hawaii is also highly dependent on tourism, meaning more volatility in recessions. It has contractor availability issues and higher repair costs, partly due to shipping materials to the remote islands. What about the upsides of Hawaiian real estate? Well, you're just going to have this inherent, strong, long term land scarcity and lifestyle desirability overall. Hawaii isn't bad. It's just hard. And I like Hawaii as a place to vacation, so the best times in my life were in Hawaii. Now, with all this said, These are broad generalities about states which are big places themselves right now. There are certainly Missouri real estate investors listening to me that are actually losing, and Hawaii real estate investors that are winning, and even cash flow positive. I'm talking general trends here, and this is with respect to long term rentals, not short term rentals. If your rent to price ratio is as low as point three or point four, like it often is near the coasts, well then you are speculating on appreciation. That's what that means. All 50 states have opportunity. All 50 states have no go zones. People keep moving south. That's a trend that the pandemic accelerated six years ago. More opportunity is concentrated there. That's got nothing to do with vacation excitement. That is population math, and I'm talking about swimming with the tide here in our Don't quit your Daydream newsletter I recently sent you that colorful population change map that I was describing some of there. More recently, I also emailed you that great and rare map of landlord friendly versus tenant friendly states mapped out and a lot of other great stuff.    Keith Weinhold  14:17   Before we bring in our firebrand guest, Garrett Gunderson, I just learned about a really strong opportunity for a provider of single family rentals and duplexes in Memphis and Little Rock. They're providing a locked in 5% interest rate and 5% property management for five years. Yeah, that's not a throwback to 2020 it's what mid south homebuyers calls their triple five program. They are the oldest and most trusted, maybe turnkey investment provider in the country, operating since 2002 and what they do is they offer these fully renovated, occupied rental properties in Memphis and Little Rock, two of the strongest cash flow markets in the South. With financing and management and rates that make the math work like it hasn't in years. So again, 5% interest, 5% property management fees for a full five years. You know those markets, they already had these investor advantage numbers with rent to price ratios mere point eight in Memphis and Little Rock. But yeah, that low 5% mortgage rate, even for renovated properties, not just new build. That's the kind of spread that turns a good deal into a great one. So to give you an idea, if you get a 30 year fixed rate mortgage loan amount of 125k with a 7% mortgage rate, your principal and interest payment is 832, at a 5% rate, it's just 671, so that's $160 more cash flow right there, and it's made a tad sweetener than that with just a 5% Property Management rate. And I don't know how long that offer is going to last, but it is available now and for the next little while, you can ask about it. When you visit mid southhomebuyers.com that's mid southhomebuyers.com and you can ask them about their triple five program. More next. I'm Keith Weinhold. You're listening to Episode 595, of get rich education.    Keith Weinhold  16:19   Flock homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio, through a 721 exchange, deferring your capital gains tax and depreciation recapture, it's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721, the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash GRE, that's F, l, O, C, K, homes.com/gre. You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text. Now it's 1-937-795-8989 Yep. Text their freedom coach directly. Again, 1-937-795-8989,   Dani-Lynn Robison  18:08   this is freedom family investments. Co founder, Danny Lynn Robinson, listen to get rich education with Keith Weinhold, and don't quit your Daydream. You Brenda.   Keith Weinhold  18:24   Today's guest is someone that America knows as the long haired, bearded money guy in the past, he's drawn physical appearance comparisons to Jesus Christ. He's a prominent financial strategist. Founded an eight figure company, hit the Inc 500 he's both a New York Times and Wall Street Journal bestselling author. He is just an electric speaker, including appearances in front of dozens of billionaires. And he's just got this great way of speaking to financial freedom that hits you differently. He even has a comedy special that's great to welcome back to the show. Garrett Gunderson,   Garrett Gunderson  19:02   that's good to be back. Man. Is really good. Love your energy. Has a nice intro.   Keith Weinhold  19:07   Well, you give a lot of like, nice guidance to people that's somewhat different than they're used to hearing. You know, Garrett, I think a lot of the conventional guidance is, you know, it's not very far above Elementary School advice like, put your credit card in the freezer so you don't use it too often, but a lot of times you speak to either business owners or people that have already had some success, and I think a lot of your underlying mantra is, hey, you better live your best life now   Garrett Gunderson  19:35   I kind of feel like you are your greatest asset, and if you starve out that asset because you don't feed it with knowledge, or you don't invest in yourself, or you don't gain the skills that really matter because you're so addicted to scrimping and sacrificing and building your balance sheet right, trying to build savings accounts and retirement plans and doing all you can to pay off that mortgage. Yeah, you could become a millionaire on paper. But will you live like one? Will you enjoy your. Life. What about all the memories that you miss along the way? What about having quality of life today and creating a life you don't want to retire from? The wealthy people, they didn't get that way because they shrunk their way there. They didn't get that way because they were amazing budgeters. They built businesses. They created value. They learned how to, you know, sell or speak or market or have business acumen that grow business or to hire people, and having those systems that actually impact more people or more deeply impact the people that they serve, because it's about value creation and their value creators. And I think this notion of just thinking, Oh, I could just trade time for money and set money aside. Man, that's a really painful way to get to a million dollars, but Northwestern Mutual, they just put out an article that said, 32 or 34% of millionaires don't feel wealthy, because if you have money tied up in an account that isn't kicking off cash flow, it doesn't feel like wealth. You can't spend that net worth. It's just a statement if you don't learn how to create cash flow. And I love financial independence, where people have cash flow from assets to cover their expenses now their lifestyle is covered from that cash flow. Now they can reinvest every active dollar into themselves and their quality of life, into more cash flowing assets, into taking trips along the way, not just waiting until they're too old to enjoy it.   Keith Weinhold  21:13   You work with business owners all the time, and you've even worked with some ultra high net worth people that still seemed to scrimp and save. Do you think really, what is that the function of? Is it more of the wrong mindset or the wrong tactics when someone acts that way?   Garrett Gunderson  21:32   It's a mindset that's really kind of handed down to them? Yeah, maybe from their parents or grandparents or from a different era, like there's people that were, you know, in the Great Depression, that then tells stories to their family about how tough it was, and you never know when that money could go away. So you got to hold tight, and it's a scarcity mindset. So one of the wealthiest clients I ever had, I mean, this was a guy who he was worth a lot of money, but you would never know it. I saw him on TV one day. I was like, Dude, he needs new clothes, and we found a strategy to save him a bunch of money. He was just buying his inventory with cash or like, let's buy it on a plum card, and you'll get cash back. I just said, Just take 10% of that cash back, which was over $100,000 a month, and spend it on yourself. He's like, Well, I wouldn't know to spend it on I'm like, Well, how about some new clothes to start with? He's like, Okay. And then the next month, he bought a nest system for his house. The next month he bought a sound system. Eventually, saved up enough money to buy a Tesla, which he really wanted, like it was money that was there for him, but it changed his entire paradigm, because now he had a quality of life. He was very philanthropic and donated money. He built massive businesses, but he never treated himself well. He'd never felt like it was okay to spend that money because of his upbringing, because the way that his parents viewed money and the way that their parents viewed money, and it was always something that felt scarce. So it felt like, okay, will this go away? And the reality was, we just found money in your couch cushions, essentially. So why not enjoy it along the way? He eventually bought a home that he loved on the water, that he loves the garden. I mean, it was like a total transformation with that one simple thing to help him heal his relationship with money, overcome scarcity, because he was already highly productive. He just had to break free from this budgetary mindset.   Keith Weinhold  23:09   That's great. It was almost like, Dude, I can see it in you. Before we even talk. You got that code off the rack at Burlington. I swear you can do better than this. Come on, now   Garrett Gunderson  23:17    30 years ago, 30 years ago too. You know, it doesn't even fit anymore.   Keith Weinhold  23:23   Well, you know, I recently dedicated a complete episode Garrett to the way I put it is that the risk of delayed gratification is denied gratification. Now, there are some good things to be said for delayed gratification, I think, especially when you're younger, or you're just starting out in the working world, and you just tried to cover rent for your apartment and you don't have much else. Delaying some gratification is good. You need to form capital. You need to get liquid. I try to avoid saying stacking savings, because that gets people in the mindset of becoming super savers sometimes, and they miss out on returns. But what I mean about the risk of delayed gratification, being denied gratification, if it's taken too great of an extent, is, you know, I'm talking about the guy where, when he was 24 he used to say, Oh, I'm going to visit the Galapagos Islands someday. That's what I want to do. But you can just tell by the time you talk to the dude, when he's 48 he begins to use the past tense for things he wanted to do, for example, then he might start saying, Oh, well, I guess I never did visit the Galapagos Islands. You know, you can tell with people when they use the past tense, and that's when you know that their future is not bigger than their past, and a lot of that is the reflection of their financial status.   Garrett Gunderson  24:40   I got married at age 23 and the first two years, well, it was really like the first year and a half, maybe I was just such a miser. I gave my wife a $400 a month budget for an apartment, and we found out that there's places you don't want to live in Utah. I didn't know it, but she's like, is this what you want? And I was like, This doesn't feel like a safe neighborhood. And then you. Know, I was like, All right, maybe $600 I was still kind of really scarce. And my parents were like, Why don't you just live in our basement, rent free, and my wife's like, sex free. If you think that's where we're living, I'm gonna live in my parents basement, you know? Because I just thought money was something to save. So I saved me over 50% of my income. And a lot of people were like, that's amazing. Congratulations. Great job. And so I felt really good about it, and then I realized that my business wasn't growing as fast as this other person my age. I met him at an event, and a year later, he was doing better. And I was like, Dude, what's going on? I could hear it in your voice. I could hear like, you're just a different person. He goes, Oh, I'm doing two things. One, I just hired this guy, Steve D'Annunzio, and he changed my entire life. And I was like, I need to meet him. He's like, he happens to be here in Vegas. He's from Rochester. Introduced me. I hired him as my coach right away. I'm hearing all these people talk about strategic coach at the same event, and they had a booth. So I signed up for Strategic Coach, which meant I had to part with some of my money. Think it was $7,500 I hired Steve as a one on one mentor, and all of a sudden I was investing in myself, yeah. And I broke free from those chains of like, reduction and restriction into the game of production. And then I even had a situation where a woman called me out at the same event. This was a life changing event where she's like, I wonder what it's like living in a financial prison you built for your wife. It's like, Oh, see, that's what happened. I thought I was responsible, and building that responsibility that's actually building walls. And when I came home for that event, my wife and I started looking for our home. Within a few months, we found one. I bought a home. It was very easily within my means. I basically made as much as I paid for this house that we loved. We lived there for nine years. We built so many memories. You know, we had our two kids while we were there, I started host study groups, and that year, I grew my income by $170,000 with the coaching of strategic coach, Steve dnunzio And this woman, Nancy, calling me out. The next year, it grew by even more because the skills started to compound. I decided from that moment forward, I would spend at least $40,000 a year, which I might be able to reach for some people, but at least $40,000 a year on mentors. Is a guy named Alan. He writes my meal plans and my workouts, and I'm at 10% body fat because he knows exactly what they do. I do what he says. It was worth this $10,000 investment, because now I pay attention what I pay for, and I look at like if I'm my greatest asset, how can I create more energy? How can I create more value? How can I feel better about myself? How can I show up the very best version of I am, so I can deliver the most to the other people. And so I've always just been in amazing groups. I just got back from two different events in Beverly Hills around amazing people, learning incredible things that allow me to grow. I haven't spent a huge amount of money on a mentor last year to figure out something that I hadn't been able to figure out to this point. It's the same thing I did to become a speaker, to become a writer or even learn how to sell or market, you've got to invest in the skill, not just in the savings account. You grow yourself first, and then you grow your money. If you starve yourself out because you're in that miserly mindset, you're going to stunt your growth and never be fully fulfilled.   Keith Weinhold  27:56   You're your own best investment. And yes, this stuff is the varying definition of investing in yourself. Don't live below your means. Grow your means and all of that.   Garrett Gunderson  28:05   Grow your means and be more efficient within your means. I mean, the best way I know how to save is not overpay on tax, which 98% of business owners are doing that today. You know, don't overpay on interest, because you either restructure your loans, renegotiate your interest rates, reallocate underpouring funds to pay it off, or you remove investment drag. A lot of people have unnecessary fees and hidden commissions that drag on their investments. Or just design your insurance properly so it's more efficient. Those four i's, IRS, interest, investments and insurance show you how to keep more of what you make, take some of that money, build up your foundation so you have a peace of mind fund, so you have staying power, at least six months of liquidity and then invest more into yourself or learn how to create cash flow. This is the game the wealthy play. But the poor middle class, they think it's about paying off a mortgage and funding the retirement plan, and they will argue about it until it's too late, when they get there and now their homes paid off, but the property taxes are higher than their mortgage was 20 years ago, you know. Or they have home maintenance they have to take care of, or inflation has destroyed the value. Like if someone were to put away 100 grand and they wait for 30 years if they got 10% which the market did the last 30 years, if you reinvest dividends, they're going to have right around $1.7 million but if they have to pay 2% in fees, fiduciary fees, 12 b1 fees, which are marketing fees for the fund expense ratio, you know, the fees of maybe a retirement plan, and they now have 2% fees. It only goes to 1.1 million. Huge difference. And that 1.1 million if we account for inflation, even if we said inflation was low, like 2.7% over that 30 years. Well, by the time we pay for inflation and tax, guess what? The purchasing power value is like, 300 grand $300,000 that's a problem, and it's because they didn't learn to create cash flow. It's because they didn't learn to invest in themselves. It's because they relied completely on a market they don't control. I'm not saying the market is completely something to avoid. I'm saying we go in sequence. How do you grow your income for. First, then how do you keep more of the income you make with? You know, financial savvy and plugging leaks. Then learn to grow your money, but maybe growing your money. For some I like to think of like three dimensional assets, like real estate's three dimensional. It can grow in equity, it can create cash flow, and it has tax advantages. But my business is three dimensional, the more my business creates cash flow, without me, the more equity it has, and that business has major tax advantages. So most people are one dimensional, pay off a loan, put a money in retirement account. That's the poor, middle class. Wealthy people build a system where they've got three dimensional assets, equity, cash flow and tax savings. And that is a complete game changer, because then they can employ the buy borrowed I strategy, if you have assets like, you know, an individual stock, or if you have assets, like a piece of real estate or a business, you could borrow against it. There's no tax on that five for life, right? You keep refinancing. Or you can even do charitable trust to avoid the taxes upon the sell of those paying no tax when there's gains. Or you can pass it on to the next generation with a step up in basis, which means they get it at the full value and not have to pay the difference. And if you have life insurance, the life insurance will pay back the loan that tax free as well. So buy, borrow, die. I mean, it's a completely different thought process of defer taxes. If you defer taxes, I get it. You could do a Roth IRA or Roth 401. K Sure, that'll let you put after tax money in and grow it. But where's the cash flow? What's the underlying investment? How does it help you create financial independence? How does it help you does it help you grow your skills to become a better investor? We've been taught to be lazy, not that people are lazy. We've just been taught to be lazy with our money. We've been fed a narrative. I don't have the time, I don't have the skill, I don't have the interest, but I want to have it, so I just hand it over. And who do we hand it over to Keith Wall Street. Wall would you trust Wall Street? Like you flew to Frankfurt not long ago. Would you get on Wall Street airlines where they're like, hey, sometimes our planes go up, sometimes they go down. That would brand, and he'd feel inspired, right? Would you go to Wall Street, you know, hospital? Or like, hey, he lost one of your kidneys, and by loss, we stole it and resold it. You know, like, Wall Street doesn't have a brand. That's good. It's boiler room. It's Wolf of Wall Street. It's the movie Wall Street with Michael Douglas. You know, greed is good like yet that's what people put their money into. And you can go to any downtown and any major city, and guess who has the biggest buildings, insurance companies, banks and Wall Street investment companies. So you're taking the size of your home and shrinking it to build up their building and put money in their pocket. And their story is, it's because they're Ivy League, they're smart. They try to make it complicated, but you don't have to know most of the things you think you need to know about finance. The foundational things are important, how to protect your assets, how to design insurance, to transfer risk, how to have some liquidity, how to automate your savings. And then you focus like Warren Buffett would teach. He said, You know how people would become a better investor if they only had 20 investments they could make over their lifetime? He says, I don't diversify because I'm in the know. He's like, I'm a good businessman, therefore I'm a good investor and I'm a good investor because I'm a good businessman. I don't separate the two. Yeah, most people think he's a stock market investor. No, he buys out the companies in the stock market. Rarely does he have minority stakes in it. He does have some of that, maybe with Coca Cola and apple, but he bought a lot of companies outright, whether it was Geico, whether it was See's Candies, whether it was like he buys these companies, he's so far outperformed the stock market by billions of dollars from an index fund like what he has, versus someone that put the same money in an index fund, Warren has billions more from his investments than the person that put all their money in the index fund, even if it was the same amount. It's completely about strategy, not about luck.   Keith Weinhold  33:30   Yeah, it's the Andrew Carnegie, put all your eggs in one basket and then watch your basket. Yeah? Watch that basket like a hawk. Totally. Yeah. I mean, stacks mutual funds, they have what I call those five simultaneous drags. If you think you're getting a 10% long term return over time, subtract out inflation, emotion, taxes, fees and volatility. What do you have left? Not much. But there's no friction there. It is just the easiest thing to do ever since decades ago, 401 K contributions begin to become automated throughout your paycheck, sometimes even automatically, automated   Garrett Gunderson  34:04   values your permission opt out. It's easy. You have to opt out, right? It's Big Brother. You don't know what's best for you. And by the way, how crazy are four one K's. Part of the reason the market has gone up in value is because people consistently fund for one case, whether the market's going up or down, they're told $8 cost average. So that's artificially fueling the market. When we see the numbers, there's a buffet index, and it's like 2.9 times higher than what he's comfortable with, with the stock market, because of how overinflated the market is, partially due to inflation, partially because people put money in. But let's remember, why did 401, K's even come about? Because pensions failed. And by the way, these pensions failed and they had world class money managers managing these multi billion dollar pensions, but they didn't know about something called disinvesting, or didn't know enough about it. When the market goes down and pension money is owed, they still have to pull money out of the pension to pay the employee which disinvests, which pulls more money out of the account. So now instead of just being 10% down, they might be 17% down. And so even if the market comes back 10% it's 10% of only 83% of the money. So not even back to square one. And if it goes down a second year in a row, they're in real trouble. It starts to chip away at the principal, and they can't recover. And that happened to pensions, and they said, Oh, here, we can't handle these. We're going bankrupt. We're going to get rid of pensions. You take care of it. Well, guess what? Vanguard says, the average balance in a 401, k right now is $148,000 how someone's supposed to live on $148,000 even if you could get 10% that's $14,800 a year taxable, that's not going to do it. Even if you have a million dollars, where are you going to put the million dollars to get the return without risking it going down? Maybe you're going to be in treasuries at 5% that's $50,000 taxable per year. You're a millionaire on paper, but living poorly. That's why I'm here to call these things out. I think that my book Killing Sacred Cows, which was my original New York Times bestseller, which is probably how we met. Yeah, I rewrote it. I rewrote it, rereleased it in 2024 and I'll give people the audiobook. They just have to DM me on Instagram. Garrett B Gunderson and DM the word cows with Keith's name, cows and Keith or Keith and cows. I'll hook you up with the book for free, so you can learn about the nine financial myths. We're talking about some of them here, but there's also some comedy in there, so they can laugh after each chapter. I threw some comedy in there. You know, if you like my comedy, I'm not the funniest comedian. I'm just the funniest money comedian. That's the reality.   Keith Weinhold  36:33   When we had the very inventor of the 401 k plan, Ted benna, come onto the show, he revealed to us that when 401 K plans rolled out, they were first called salary reduction plans. They had to scrap that name in order to foster participation. But reducing your salary is still principally what it does to you. You got to think about it that way and blow up some of these myths. But Garrett, you've already given a lot of great technical information about what someone can do, how someone can think differently. Bigger pictures, we're sort of winding down here. You know, when I'm thinking about this whole delayed versus denied gratification thing, how do you meter it out right throughout your life? I mean, what's your earmark your family legacy? How do you meter it out, right so you don't have too much or too little at the end of your life?   Garrett Gunderson  37:15   I like to see this strategy of, like, what would the rockfellers do that I wrote about is, you know, the beginning before that strategy is you pay yourself first, which has always been around Richest Man in Babylon. Tons of books talk about it. My argument is you want to pay yourself at least 15% of your personal income, off the top, to a separate account. Once you get six months in that account, now you start to invest that money, but you build your stability with that peace of mind. And we want 15% because the luxury once enjoyed becomes a necessity. So you want more money in the future, not the future, not less propensity to you know, there's also, just like planned obsolescence, things break down. You have to repair them. Technological change, we're buying new technology that doesn't even exist. I have now subscriptions to a bunch of AI things that help me out, right? But I'm spending more money. There's also taxes, those could go up in the future, or 38 trillion in debt as we film this, which is a crazy number. And there's also inflation. If we give 3% to each of those five factors, that's 15% now again, use the four i's, IRS, interest, investments and insurance to find that money, not just budgeting. But then here's the magic. At least 3% of your income should go to a separate account called the Living wealthy account. That's your guilt free spending, value based spending account, so you enjoy some money along the way. These are the things that are the finer things in life that people might say are wasteful. You know, there's a book called unreasonable hospitality that talks about this, 11 Madison Avenue was the number one rated restaurant in the world. And, you know, will who wrote the book talked about they had 3% of their budget to just go wild on their customers dream making money, right? So to create the special experience in the restaurant, and even the bear, I think was season three, showed some of that process of how they do that. So I highly recommend taking a certain percentage. You get to enjoy along the way. It could be higher than 3% but start there, and you're going to feel better, you're going to have different energy, you're going to show up in a different way. And then from there, I just believe in having trust, so that your money's outside of your estate, and protecting financial predators so you own nothing but control everything. And I personally use life insurance. I use just standard over, you know, like basically properly structured, optimally funded whole life, so that death benefit will come in after I die. It allows me to spend more of my money and then have it replenished so I can enjoy more of my money along the way, because I know that death benefit will be there for my wife or even for my family trust after I'm gone, so I don't disinherit the people that I love.   Keith Weinhold  39:31   Garrett Gunderson, he can take you through these steps, which he calls financially fit, to financially independent, and then finally to financially free. Tell us a little more about that going through those steps.   Garrett Gunderson  39:44   So financial fitness means your financial house is in order. You've got everything handled properly, car insurance, homeowners, liability, disability, medical life insurance, your corporate structures as a business owner, how you pay yourself, your taxes the last three years and move. Moving forward your investments. It's like, you know what it's going on. You've improved your cash flow, and you're dialed in. You're as safe as you could possibly be. Then financial independence is, how can we create income, especially from a business that comes in when you don't, that's people, that's processes, that's technology, so that you can be involved, but you don't have to be involved. This is the part most people miss, yeah, and I think it's crazy. A lot of people have this notion they're just going to work so hard so they can sell their business one day, I'm like, What about just creating a business that you love so much you don't want to sell it? What about giving up the things that are burning you out and have the employees that can take care of that so you do the things that you love and then just enjoy life along the way, take some little trips, take some time off and come back in. The business grows up when you're away, they learn how to do things without you, and then you can still create value into that business. I sold the business in 2021 and really regretted it, because I kind of was so removed from the business. I kind of felt like it lost its soul and I didn't feel connected to it. So this time around, I started a business in July of 2024 I'm like, I'm only going to work with the P with the people I love, building things that I love, and I'm not going to let myself get burned out by doing too much. We're going to take two weeks in Hawaii coming up here in April, just enjoy some time together as a family. We do quarterly family retreats with my wife and kids. We do traditions with my family up at my cabin, like I want to have this great life where it's blurs the lines between work and play. I have a little quote from someone else that talks about that art of life is blurring the lines between work and play, but also just having complete play sometimes that there is no work. So I come back refreshed, relaxed, rejuvenated and ready to create. And so really, that financial independence gives you permission to swing for the fences and what you do, knowing your foundation is handled, knowing that your lifestyle is covered, from assets to create cash flow gives you work optional freedom. But instead of retiring, think, what could your biggest impact be like? Create the life you don't want to retire from. Create a vision so compelling you can dedicate your life to it and find that the win is actually in the work, not just the outcome. I think that is the elegance of we win when we play, and when we have more play in our life. We don't try to escape from something. And when you start something, you might have to do things you hate, but you can eventually delegate it, and then life becomes great. I mean, one of my early coaches, Dan Sullivan, who I mentioned, a strategic coach. He's in his 80s, still behemoth of creating value in the in the market. To listen to him, you know, he's phenomenal. He's made such a huge difference in my life, and he has no intent of retiring. He just gets smarter every year, adds more value, builds more infrastructure, and he's the one that taught me the merit of free days, just taking time off, taking time away. So, yeah, that's financial independence. Is cash flow, and then financial freedom is a state of mind. It's when money is no longer the primary reason or excuse you would do or not do something. It's a consideration, but it's no longer the consideration means that you have a healthy relationship with money. Money is an asset and an ally, not an enemy. You don't come from a place of scarcity. You come from a place of abundance. You can be more present with your family and doing what you do without feeling distracted. I think wealth is our ability to be present, not necessarily how much money we have in a bank account. I think we have a good amount of money in a bank account, and we can be present. That is like true wealth.   Keith Weinhold  43:12   It harkens back to the John D Rockefeller, he who works all day has no time to make money. Rockefeller would have said, you can architect a wealth plan if your head is down on the assembly line, that means gradually move your offer. It's from trading your time for dollars over to owning assets that pay you to own them. Garrett's comedy special is called the American Ream. There's no D in that word, R, E, A, M. You can look that up, Garrett. It's been enlightening as always. Thanks so much for coming back onto the show.   Garrett Gunderson  43:43   Hey man, good to be back.   Keith Weinhold  43:51   Always. A lively conversation with Garrett, besides some great mindset perspective, he's really good at saving you tax and setting you up with asset protection. Though he's not as real estateish as me, he's pretty savvy. For example, He's aligned on the fact that, for example, say you have an 80k debt. Well, it doesn't necessarily mean that it makes sense for you to pay that off sometimes it does, but what happens to your net worth anytime you pay off an 80k debt, well, let's see. You've reduced your asset side by 80k and you've reduced your debt side by 80k so your net worth is the same, and retiring the debt means that you might have lost leverage, lost cash flow and lost tax advantages, all at the same time on Instagram, send a DM with the two words, Keith Cows to Garrett B Gunderson, and he'll hook you up with his book for free next week on the show, we go deep on does America really have a housing shortage with an expert analyst. Until then, I'm your host. Keith Weinhold, don't quit your Daydream.    Speaker 4  45:01   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively   Keith Weinhold  45:29   The preceding program was brought to you by your home for wealth. Building, get richeducation.com  

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Federico entrevista al exministro del Interior que acaba de publicar su nuevo libro llamado Una verdad incómoda.

The Iran conflict enters its third day, and President Trump leaves the door open for American boots on the ground. Natural gas prices soar after the worlds largest producer, Qatar Energy, halts production. Plus, JPMorgan Chase CEO Jamie Dimon on geopolitical risks, the cracks in credit, and deregulation. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In Buddhism, we are guided by the ideal of a Buddha, or awakened being. One of the characteristics of a Buddha is unconditional and selfless generosity, and when your generosity is blocked, you can be sure that some part of you still needs understanding, healing or liberation. On the other hand, when you're able to set aside your self-doubt and imagine yourself as a Buddha, when you look on other beings as if they were your children, you may find your generosity flows more naturally.