Net Wirth Financial Planning Podcast

A quick 20 minute summary of how the Coronavirus Aid, Relief, and Economic Security (CARES) Act will impact most individuals.   grady.wirth@hefren.com

Everything you need/want to know about 529 Education Savings Plans.   NetWirthPodcast@hefren.com

You pay 1.45% of every dollar you earn towards Medicare.  You might as well understand how this Federal health insurance works.  Whether you are approaching retirement, are retired, or know someone who wants to learn about Medicare then this episode is for you!  

In previous episodes Grady has talked about the importance of investing your money as soon as possible in order to take advantage of compounding interest.  Today he goes into detail about how you can actually get your money invested.  Also covered: account types, should you invest yourself, time horizon, portfolio diversification. 

Roth IRA? A lot of us have heard this term before but do we really understand what a Roth IRA is? In this episode, Grady discusses the ins and outs of Roth IRAs and give examples of when they might makes sense.

It is likely that at some point in your life (if you haven't already) you will need to consider purchasing life insurance.  But how do you know what type is best suited for your financial plan? How do you know how much you need? In this episode I guide you through understanding the ins and outs of life insurance and explain what you need to know in order to make an educated decision.

The Federal Reserve System. What and who exactly is it? How does it operate and what function does it play in our economic system? In this episode we look at The Fed so that you can answer the above questions!

Over the span of my career I have seen people make many costly financial mistakes.  Some are more common than others! In this episode I share with you 5 costly & common financial mistakes that I have seen time and time again.  It's not all bad news in this episode as I also share tips on how you can avoid them yourself!

Ever wonder what exactly makes up your credit score? Do you know what steps you can take to make that score go up? On todays episode we discuss exactly those things! Listen and learn how to improve your personal finances by getting control of bad credit.

Do you participate in an employer-sponsored retirement plan such as a 401(k)? Have you ever wondered how plans like these and IRAs function and what the benefits are to them? In this episode of the Net Wirth Financial Planning Podcast we explore different kinds of retirement plans, how they operate, and how you can get the most out of them!   

In this episode I explain what Albert Einstein coined "The 8th Wonder Of The World", Compounding Interest.  In addition, I go over some action items that will help you get your personal finances on track and I also provide a strategy for paying down student loan debt!  

In this Personal Finance Quick Education Episode: Understand what Exchange-Traded Funds (ETFs) are and how they work in just a few minutes!

In this weeks episode I ask you to dig deep and define what money and wealth mean to you.  In addition, I give some actionable tips that will help get your finances in order.

In this Personal Finance Quick Education Episode: Understand what mutual funds are and how they work in just 5 minutes! 

I wanted to give you all an opportunity to get to know a little bit about me, my professional life and what you can expect from this podcast.  A quick 10 minute introduction to the Net Wirth Financial Planning Podcast!

Today I give you the formula that I use with my clients when crafting their financial plans.  From gathering information to investment choices, I walk you through everything you need to consider when you are putting together your comprehensive financial plan.