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Eze 14:12-16:41, Heb 7:18-28, Ps 106:1-12, Pr 27:4-6

Eze 14:12-16:41, Heb 7:18-28, Ps 106:1-12, Pr 27:4-6

America Isn't Collapsing... It's Mutating. Michael Malice Watch this video at- https://youtu.be/ukOGFaOAKkQ?si=8oHaK77YdTDrkPpX Tom Bilyeu  and Michael Malice 228,207 views Oct 14, 2025 Full Interviews of Impact Theory Shortform: Try Shortform free and get 20% off your annual subscription at http://shortform.com/tombilyeu Shopify: Sign up for your one-dollar-per-month trial period at https://shopify.com/impact Check us out wherever you get your podcasts: Spotify: https://open.spotify.com/show/1nARKz2... Apple: https://podcasts.apple.com/us/podcast... Do you need my help? STARTING a business: join me here inside ZERO TO FOUNDER (https://tombilyeu.com/zero-to-founder) SCALING a business: click here to see if you qualify (https://tombilyeu.com/scale) Get the exact systems, mindset shifts, and principles that built a $1B brand delivered straight to your inbox every week. Subscribe for free (https://tombilyeu.com) Check out our Video game - Project Kyzen: (https://projectkyzen.io/) Catch Me Streaming on Twitch - (  / tombilyeu  ) Link to IT discord:   / discord   Tom's Favorite Things List: https://amzn.to/41Ftt7e On today's episode of Impact Theory, Tom Bilyeu sits down with author and provocateur Michael Malice for an unfiltered deep dive into America's current social and political turbulence. Are we living through an actual decline—or is that just a narrative fueled by polarization and economic anxiety? Tom and Michael clash over definitions, metrics, and the real-world symptoms of unrest, from “soft secession” among states to the creeping rise of populism and political violence. Together, they unpack the hidden costs of inflation, housing bubbles, and deficit spending, with Tom warning about a dangerous fork in the road ahead: revolution, civil war, or the quiet erosion into economic stagnation. Michael pushes back, claiming America is in “ascension” in some critical ways, but he doesn't shy away from calling out the breakdown in civic discourse and the silos fueling division. They dig into historical context, global comparisons, and the role of universities as modern indoctrination hubs. This conversation doesn't stop at politics—it veers into the future of AI, the meaning of tribalism, social credit scores, and how technological upheaval might drive us all into virtual worlds or leave millions behind. Buckle up for a wild ride through uncomfortable truths, dark humor, and some offbeat protein bar analogies—you're about to hear two radically different views not just of where America stands, but what could come next.   00:00 – Intro 00:34 – Michael Malice pushes back on “collapse” rhetoric 01:14 – America vs. the world: Perceptions of American power and value 04:16 – Political siloization and the shrinking space for dialogue 05:56 – Soft secession: State vs. federal power games 08:39 – Paths ahead: Civil War, Argentina, or revolution? 10:46 – Revolution mechanics: Is another 1860s-style war possible? 13:12 – Violence, political unrest, and expanding executive power 16:06 – Economic crushing of young people and the rise of populism 17:58 – Housing, inflation, and the struggle for the American Dream 20:08 – Currency as a store of value: Societal ruin and a lack of political will 23:10 – The Japan counterargument and the threshold for crisis 26:07 – What drives people to “blink” in political standoffs? 28:24 – Party priorities, empty rhetoric, and pivoting for power 32:00 – Economic disenfranchisement, the myth of moderate politics 36:56 – Populism vs. establishment: Energies within parties 39:03 – Political novelty, enthusiasm gaps, and voter turnout 41:38 – Global leftward drift: Authoritarianism in Canada, UK, and beyond 46:13 – “The time for talk is over”—what this actually means 47:27 – Universities as the “villains” and the creation of ruling elites 49:56 – Marxism, egalitarianism, and cultural bifurcation 52:02 – Cultural shifts, earnestness vs. revolution, and memory-holed leftism 54:00 – The dangers of social conformity and shifting the Overton window 56:29 – Can universities be reined in? 1:00:16 – Narrative control, new media chaos, and elite power after the Internet 1:06:49 – The politics of blame: Antisemitism, conspiracies, and populist rage 1:13:13 – Warning signs: Measuring society's health by its scapegoats 1:19:12 – Israel-Palestine, war, and the elusive search for peace 1:21:52 – The next stage: AI, algorithmic reality, and broken discourse 1:24:00 – Goal orientation, skills, and navigating “useful” beliefs 1:25:18 – Tribalism, isolation, and the dangers for moderates 1:26:46 – Alex Jones, Candace Owens, and why conspiracy theories persist 1:32:00 – First principles: How to actually challenge your beliefs 1:33:56 – A personal story: Sleep apnea, anxiety, and reclaiming clarity 1:37:21 – AI, automation, and the fate of surplus labor 1:40:08 – Brave New World, artificial difficulty, and the post-economic Matrix 1:48:56 – Hardwired for scarcity: The psychological cost of abundance 1:51:16 – Trade-offs, Thomas Sowell, and the “protein bar” thought experiment   --------------------------------------------------------------------  Check out our ACU Patreon page: https://www.patreon.com/ACUPodcast   HELP ACU SPREAD THE WORD!  Please go to Apple Podcasts and give ACU a 5 star rating. 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Our mission is to bring relief to the poorest of the poor in the countries where we serve. We strive to reflect God's unconditional love. It's a sacrificial love that embraces all people regardless of race or religion. We believe that we can show His love by serving the “least of these” on this earth as Christ challenged us to do in Matthew 25. We pray that by God's grace, and with your support, we can continue to bring relief to the suffering and hope to the hopeless.   Report on Food For the Poor by Charity Navigator https://www.charitynavigator.org/ein/592174510   -------------------------------------------------------- Disclaimer from ACU. We try to bring to our students and alumni the World's best Conservative thinkers. All views expressed belong solely to the author and not necessarily to ACU. In all issues and relations, we hope to follow the admonitions of Jesus Christ. 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On this week's Bonus Ep: Amber's fighting off a chest infection while Vogue's late again. The girls chat pet peeves (including people who queue too early at airports… and vegans?!), and whether putting your Christmas tree up on November 1st is acceptable behaviour.Plus, Amber reveals she's been moonlighting as an event host, there's chat about fillers, waxing, and two wild listener emails: one about late-night calls and coffee dates with a “friend,” and another that's guaranteed to ruin canned drinks forever.Remember, if you want to get involved you can:Watch us on Youtube! CLICK HERE! or search Vogue & AmberEmail us at vogueandamberpod@gmail.com OR find us on socials @voguewilliams @ambrerosolero and @vogueandamberListen and subscribe to Vogue & Amber on Global Player or wherever you get your podcasts.Please review Global's Privacy Policy: https://global.com/legal/privacy-policy/

Mark 13

Mark 13

President Trump and President Xi,  the two most powerful men in the world, met last week in Korea to try to, basically, calm things down.  China had just flexed its muscles, threatening to limit the export of key inputs like rare earth magnets and other critical minerals without which auto assembly plants in America could, within weeks, come to a standstill. America could inflict its own damage, by widening the net of sanctions on Chinese companies and individuals. Looking at the images on the TV screen, I began to wonder: In what areas are America and China still in agreement? Taiwan? No. South China Sea? No. Russia? No. Chips? No. Trade. A big no. That got me thinking about what lies ahead. To bring clarity and wisdom, I welcome Jorge Guajardo, former ambassador of Mexico to China to the show to ask him some fundamental questions: Since the US and China seem to have different values, different priorities and different regulations, can they ever see eye to eye? Who is decoupling more quickly, the United States or China. And how will Mexico play its cards as it finds itself squeezed between China and the United States with the car industry, investments and jobs looming large.

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Psalms 106:1-12

Psalms 106:1-12

Eze 14:12-16:41, Heb 7:18-28, Ps 106:1-12, Pr 27:4-6

Eze 14:12-16:41, Heb 7:18-28, Ps 106:1-12, Pr 27:4-6

Welcome back to the EUVC Podcast — where we go deep with the people shaping European venture.Today, David sits down with Kristaps Ronis, Partner at ION Pacific, a global secondaries investor (HQ in LA, presence in Europe & Asia) focused on Series B+ tech and a specialty that's getting hotter by the month: structured secondaries.Kristaps runs ION Pacific's European practice and has been with the firm since inception (2015). In this episode, he unpacks why DPI is king, why traditional “sell-the-shares” secondaries often fall short, and how structured deals can deliver liquidity without selling or signaling — all while preserving control and upside for GPs.Whether you're a GP under LP pressure, an LP looking for distributions, or a founder trying to understand what's happening around your cap table, this one's for you.Here's what's covered:00:55 – Who is ION Pacific? Global secondaries focused on B/C/D with a European practice led by Kristaps.02:36 – What they do: Liquidity for venture via structured & traditional secondaries.04:01 – Kristaps' path: Latvia → Peking University → Hong Kong banking → co-founding ION Pacific.06:05 – What are structured secondaries (in one line).07:35 – Three big learnings in venture: lack of financial innovation, complex cap tables = silent killer, DPI is king.10:48 – Early vs. later stage instruments — why complexity hits hard post-Series B.17:16 – Why secondaries now (esp. in Europe): DPI pressure, awareness, more dedicated players.21:09 – Continuation vehicles in Europe: “2025 is the year of the EU CV.”23:31 – Where structured deals fit: liquidity without selling, pricing gaps, zero market signaling.26:20 – “What's the catch?” Educating LPs on partial upfront + future upside.28:05 – Advice for GPs & LPs: how to open the liquidity conversation.29:53 – Solving the bid–ask spread: structure beats headline discounts.31:27 – Co-investing: where others join (and where they don't).32:26 – The market gap: too big for small PE secondaries, too small for mega funds — ION's sweet spot.35:55 – Timing: don't start in year 11 of a 10+2 fund; think 6–9 months ahead.36:58 – Seller mistakes: timing, portfolio prep, governance blockers, LP comms.40:23 – Good news for emerging managers: relationships can reopen info rights.43:37 – Kristaps' bookshelf: The One Thing, Getting to Neutral, Buy Back Your Time.45:23 – How to reach Kristaps: LinkedIn + email; open to being a sounding board.

Lenovo Global Industry Analyst Conference (GIAC) 2025 was held in October 2025 at the company's US Headquarters in Raleigh, North Carolina. It was a three-day event packed with Keynote Addresses, numerous panels, and breakout sessions discussing Lenovo's AI strategy and roadmap, while highlighting its market and technology leadership. There was a good amount of dialogue, Q&A, and exchange of ideas and views between the company's executives and analysts.   In this episode, Anurag Agrawal of Techaisle, Leonard Lee of Next Curve, and I recap and analyze the event, discussing how "One-Lenovo" and "Hybrid AI" strategies are moving from concept to reality, how the company is challenging itself to evolve the PC industry despite its >20 quarters of market leadership, how its Neptune warm water cooled system is leading the data center market, and how its solutions and services business binds all the pieces together and helping it become a solutions company. We also delve into the remarkable progress of Motorola Mobility and explore how its sponsorships with FIFA and Formula 1 are helping to elevate the company's stature, as well as showcase its technological prowess.        

In this episode of EisnerAmper's Engaging Alternatives Spotlight, Elana Margulies-Snyderman, Director, Publications, speaks with Elizabeth Alm, Portfolio Manager at Saturna Capital, a Washington State-based investment manager where she manages a sukuk fixed-income strategy. Elizabeth shares her outlook for sukuk fixed-income investing including the greatest opportunities and challenges. She also discusses her experience being a woman in the industry and more. ✨ What you'll learn:

Discover the spicy journey behind Kaatil, the “killer” hot condiments brand, making waves in India and beyond! In this episode of "The Brand Called You," host Ashutosh Garg sits down with Sagar Merchant, Founder of Kaatil (Smerc Foods & Beverages), to talk about the inspiration, challenges, and vision behind India's own chili-forward sauce brand.Sagar shares his early career lessons from Google and the food experience studio Studio Flavor Diaries, reflects on transitioning from tech to food entrepreneurship, and dives deep into what makes Kaatil unique: regional Indian chillies, cultural authenticity, and a modern take on hot sauces. He explains the importance of taste, tradition, and health in product development, how to build trust with Indian customers, and why consistency is crucial in the food business.Learn how Kaatil balances being both a global Indian brand and serving the global Indian consumer, get insights on research & development, and find out which Kaatil product Sagar recommends for newcomers!

The Seventh Summit of Space Sustainability: Europe's Vision for Space SecurityIn this episode of Space Café Radio, recorded live at the Ministry of Economics of France in Paris during the seventh Summit of Space Sustainability, host Torsten Kriening talks with Marjolijn van Deelen, the EU Special Envoy for Space of the European External Action Service (EEAS) Topics include the European Union's vision (Defence Readiness Roadmap) and strategy for space security, the importance of space as a strategic enabler, the preparedness union strategy, and the newly launched European Space Shield. We also discuss the intersection of space and defence communities, member states' roles, and the balance between national and pan-European initiatives. Join us for insights into Europe's defense readiness roadmap and its implications for the future.Useful Links:Defence Readiness Roadmap 2030 Space Café Radio brings you talks, interviews, and reports from the team of SpaceWatchers while out on the road. Each episode has a specific topic, unique content, and a personal touch. Enjoy the show, and let us know your thoughts at radio@spacewatch.globalWe love to hear from you. Send us your thought, comments, suggestions, love lettersYou can find us on: Spotify and Apple Podcast!Please visit us at SpaceWatch.Global, subscribe to our newsletters. Follow us on LinkedIn and X!

Eze 12:1-14:11, Heb 7:1-17, Ps 105:37-45, Pr 27:3

Satellite Tracking Reveals Increased Global Population Exposure to Floods (2000–2018). Professor Beth Tellman (Chief Science Officer and co-founder of Cloud to Street; Professor at the University of Arizona geography) discusses her peer-reviewed study, published in Nature magazine, using satellite imaging from NASA's Aqua and Terra satellites, equipped with the MODIS optical sensor, to track global flood events. This systematic mapping provides hard data of actual events, augmenting the global flood database, covering 913 observed flood events between 2000 and 2018. Her research identified an increase of up to 24% in the proportion of the population exposed to floods, indicating people are moving faster into flood plains than the general population growth rate. Limitations of the data include satellites being blocked by cloud cover and difficulty tracking sudden events like dam breaks or pluvial events. A significant concern is the underreporting bias of damaging floods in regions like sub-Saharan Africa. 1913 DAYTON

Concluding a two-part roundtable discussion, our global heads of Research, Thematic Research and Firmwide AI focus on the human impacts of AI adoption in the workplace.Read more insights from Morgan Stanley.----- Transcript -----Kathryn Huberty: Welcome to Thoughts in The Market, and to part two of our conversation on AI adoption. I'm Katy Huberty, Morgan Stanley's Global Head of Research. Once again, I'm joined by Stephen Byrd, Global Head of Thematic Research, and Jeff McMillan, Morgan Stanley's Head of Firm-wide AI. Today, let's focus on the human level. What this paradigm shift means for individual workers. It's Wednesday, November 5th at 10am in New York. Kathryn Huberty: Stephen, there's a lot of simultaneous fear and excitement around widespread AI adoption. There's obviously concern that AI could lead to massive job losses. But you seem optimistic about this paradigm shift. Why is that? Stephen Byrd: Yeah, as I mentioned in part one, this is the most popular discussion topic with my children. And I would say younger folks are quite concerned about this. There's a lot of angst among young folks thinking about what is that job market really going to look like for them. And admittedly, AI could be quite disruptive. So, we don't want to sugarcoat that. There's clearly going to be impacts across many jobs. Our work showed that around 90 percent of jobs will be impacted in some way. Oh, in the long term, I would guess nearly every job will be impacted in some way. The reason we are more optimistic is that what we see is a range of what we would think of as augmentation, where AI can essentially help you do something much better. It can help you expand your capabilities. And it will result in entirely new jobs. Now with any new technology, it's always hard to predict exactly what those new jobs are. But examples that I see in my world of energy would be smart grid analysis, predictive maintenance, managing systems in a much more efficient way. Systems that are so complicated that they're really beyond the capability of humans to manage very effectively. So, I'm quite excited there. I'm extremely excited in the life sciences where we could see entire new approaches to curing some of the worst diseases plaguing humankind. So, I am really very excited in terms of those new areas of job creation. In terms of job losses, one interesting analysis that a lot of investors are really focused on that we included in our Future of Work report was the ratio – within a job – of augmentation to automation. The lower the ratio, the higher the risk of job loss in the sense that that shows a sign that more of what AI is going to do, is going to replace that type of human work. Examples of that would be in professional services. As I mentioned, you know, one of my former professions, law would be an example of an area where you could see this. But essentially, tasks that don't require a lot of proprietary data, require less creativity. Those are the types of tasks that are more likely to be automated. Kathryn Huberty: One theme I hear both in Silicon Valley and in our industry is the value of domain expertise goes up. So, the lawyer that's very good in the courtroom or handling a really complicated situation because they have decades of experience, the value of that labor and talent goes up. And so, when my friends ask me what their kids should pursue in school and as a career, I tell them it's less about what job they pursue. Pick a passion and become a domain expert really quickly. Stephen Byrd: I think that's excellent advice. Kathryn Huberty: Jeff, how do you see AI changing the skills we'll need at Morgan Stanley and the way that people should think about their careers? Jeff McMillan: I think you have to break this down into three pieces – and Stephen sort of alluded to it. One, you have to look at the jobs that are likely to disappear. Two, you have to look at the jobs that are going to change. And then finally, you have to look at the new jobs that are going to actually emerge from this phenomena. You should be thinking right now about how you are going to prepare yourself with the right skills around learning how to prompt and learning how to move into those functions that are not going to be eliminated. In terms of jobs that are changing, they're going to require a far, far greater sense of collaboration, creativity. And again, prompting; prompt engineering is sort of the center of that. And I would highly encourage every single person who's listening to this to become the single best prompt engineer in their group, in their friend[s group], in their organization. And then in terms of the jobs that are being created, I'm actually pretty optimistic here. As we build agents, there's actually a bull case that we're going to create so much complexity in our environment that we're going to need more people to help manage that. But the skills are not going to be repetitive linear skills. They're going to require real time decision-making, leadership skills, collaboration skills. But again, I would go back to every single person: learn how to talk to the machine, learn how to be creative, and practice every day your engagement with this technology. Kathryn Huberty: So then how are companies balancing the re-skilling with the inevitable culture shifts that come with any new paradigm? Jeff McMillan: So, first of all, I think if you think about this as a tool, you've already lost the plot. I think that number one, you have to remind yourself what your strategy is; whatever that strategy is, this is an enabler of your strategy. The second point I'd make is that you have to go from both – the top down, in terms of leadership messaging that this change is here, it's important and it needs to be embraced. And then it's a bottoms-up because you have to empower people with the right tools and the technology to transform their own work. Because if you're trying to tell people that this is the path that they have to follow. You don't get the buy-in that you need. You really want to empower people to leverage these tools. And what excites me most is when people walk into my office and say, ‘Hey Jeff, let me show you what I built today.' And it could be some 22-year-old who; it's their first month on the job. And what's exciting about this technology is you do not need a technology background. You need to be smart; you need to be creative. And if you've got those skills, you can build things that are really innovative. And I think that's what's exciting. So, if you can combine the top down that this is important and the bottoms up with giving people the skills and the technology and the motivation – that's the secret sauce. Kathryn Huberty: Jeff, what's your advice for the next generation college students, recent college graduates as they're thinking about navigating the early parts of their career in this environment? Jeff McMillan: Well, Katy, I first of all, I'd agree with what you say. You know, everyone's like, ‘What should I study?' And the answer is – I don't actually know the answer to that question. But I would study what you care about. I would do something that you're passionate about. And the second point, and I hate to be a broken record on this. But I would be the single best user of GenerativeAI at your college. Volunteer with some nonprofit, build a use case with your friends. When you walk into your first job, impress in your interview that you are able to use this technology in really effective ways – because that will make a difference, in your first job. Kathryn Huberty: And I'm curious, are there areas where you think humans will always beat AI, whether it's in financial services or other industries? Jeff McMillan: I like to think that we are human and that gives us the ability to build trust and emotional relationships. And I think not only are we going to be better at that than machines are. But I think that's something that we as humans will always want. I think that there may be some individuals in the society that may feel differently. But I think as a general rule, the human-to-human relationship is something that's really important. And I like to think that it will be a differentiator for a long time to come. So, Katy, from where you sit as the Head of Global Research, how has GenAI changed the way research is being done? Kathryn Huberty: With the help of your team, Jeff, we have now embedded AI through the life cycle of investigating a hypothesis, doing the analysis, writing the research in a concise, effective way. Pushing that through our publishing process, developing digital content in our analysts' voice, in the local language of the client. And now we're working on a client engagement tool that helps direct our research team's time. And so, the impact here is it reduces the time to market to get a alpha generating idea to our clients and, you know, and it's freeing up time for our teams. Stephen Byrd: So, Katy, I want to build on that. Productivity is a big theme. And away from the research itself, from a management perspective, how are you and your team using AI? And what do you see as the benefits? And how are you spending the extra time that's freed up by AI? Kathryn Huberty: I like to say that the research AI strategy is less about the tools. I mean, those are critical and foundational. But it's more about how we're evolving workflow and how our teams are spending time. And so, the savings are being reinvested in actually your area – thematic research – which takes a lot more coordination, collaboration. A global cross-asset view, which just takes more time to develop, and test a hypothesis, and debate internally, and get those reports to market. But it's critical for our core strategy, which is to help our clients generate alpha. When you look at equity markets over the past 30 years, a very small number of stocks drive all of the alpha. And they tend to link to themes. And so, we're reinvesting time in identifying those themes earlier than the market to allow our clients to capture that alpha. And then the other piece is when we look at our analyst teams, they spend about a quarter of their time with clients because they have to meet with experts in the industry. They need to do the analysis, they have to build the financial forecast, manage their teams. You know, we have internal activities, build culture. And with the ability to leverage these tools to speed up some of those tasks, we think we can double the amount of time that our analysts are spending with clients. And if we're putting thought-provoking, you know, often thematic global collaborative content into the market, our clients want to spend more time with us. And so, that's the ultimate impact. On a personal level, and I think both of you can relate. I think a lot of the freed-up time right now is just following the fast pace of change in AI and keeping up with the latest technology, the latest vendors. But long term, my hope is that this frees up time for more human activities on a personal level. Learning the arts, staying active. So, this could be potentially very beneficial to society if we reinvest that time in both productive activities that have impact in business. But also productive, rewarding activities outside of the office.As we wrap up, it's clear that the influence of AI is expanding rapidly, not just in digital- and knowledge-based sectors, but increasingly in tangible real-world applications. As these innovations unfold, the way we interact with both technology and our environments will continue to evolve – both on the job and elsewhere in our lives. Jeff, Stephen, thank you both for sharing your insights. And to our listeners, thank you for joining us. If you enjoy the show, please leave us a review wherever you listen, and share Thoughts on the Market with a friend and colleague today.

What if the fastest way to scale your income wasn't by creating something new — but by translating what already works? That's exactly what Léa Jeanmougin did when she licensed an existing American program and brought it to a new spoken-language market. Within just three months of launching the beta offer, her monthly sales grew from $3K to $9K — all while navigating the nuances of a different culture. In this episode, Léa breaks down: How she structured a zero-upfront licensing deal that included mentorship from the original creator The cultural roadblocks she hit — and how she turned them into growth levers The process for adapting intellectual property across languages to build recurring, passive income streams If you've ever wondered how to turn your expertise — or someone else's — into a globally scalable business, this episode will change how you think about intellectual property and international expansion. Connect with Léa Jeanmougin: Book a 60 minute consultation with Léa: https://bit.ly/47wxldM https://profitrecurrent.com/ IG: @lea.jeanmougin Iconic business leaders all have their own unique genius. Take this quick 10 question quiz to uncover your specific CEO style advantage: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://cubicletoceo.co/quiz⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ If you enjoyed today's episode, please: Post a screenshot & key takeaway on your IG story and tag me ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@missellenyin⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ & ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@cubicletoceo⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ so we can repost you. Leave a positive review or rating at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.ratethispodcast.com/cubicletoceo⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠Subscribe for new episodes every Monday. Learn more about your ad choices. Visit megaphone.fm/adchoices

The surprising rise of Zohran Mamdani to become mayor-elect of New York City has captured global attention. Mamdani, a Muslim, was born in Uganda to parents of South Asian descent, and people from across both continents have been reacting to his win. Also, three Chinese astronauts are stuck on the Tiangong space station after it was damaged by space debris. And, new rules aim to keep skiers safe after a number of rising stars suffered fatal crashes on the slopes. Plus, light saber fencing allows people to feel like Jedi.Listen to today's Music Heard on Air. Learn about your ad choices: dovetail.prx.org/ad-choices

When it comes down to it, both Vogue & Joanne can be easily taken in... This week, Vogue is on a flat Earth buzz... Let's see how that develops. Back in London, Joanne explains what the 'loosey goosey' house was when she was a kid. Plus, an emailer who isn't sure whether to make the jump or not.Tickets for Joanne's tour Pinotphile are now LIVE: www.joannemcnally.comIf you'd like to get in touch, you can send an email to hello@MTGMpod.comPlease review Global's Privacy Policy: https://global.com/legal/privacy-policy/For merch, tour dates and more visit: www.mytherapistghostedme.comThis episode contains explicit language and adult themes that may not be suitable for all listeners.

In this Part II of our deep dive into the ESM European Grocery Report 2025, we unpack the fresh facts shaping the continent's supermarket retail landscape. From internal country politics, inflation, geopolitics and tariffs that impact consumer behavior and how they are making their purchasing decisions, host Juanita Gaglio brings you the highlights that define the state of the European grocery sector in 2025.First Class Sponsor: Peak of the Market: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://peakofthemarket.com/⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Premium Sponsor: Zag Technological Services, Inc.: https://www.zagtech.com/ Premium Sponsor: Avocados from Colombia: https://avocadoscolombia.com/ Premium Sponsor: The Fruit & Vegetable Dispute Resolution Corporation: https://fvdrc.com/ Premium Sponsor: USA Pears : https://www.usapears.org Premium Sponsor: AgroFresh: AgroFreshAgroFreshhttps://www.agrofresh.comGlobal Women Fresh: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://globalwomenfresh.com/⁠⁠⁠⁠⁠⁠⁠

Matthew 23, Luke 20-21

Global environment editor Jon Watts goes in search of answers to the question the journalist Dom Phillips was investigating when he was murdered: how to save the Amazon? In episode one of this miniseries from June 2025, Jon explores what's at stake if we fail to act in time. He hears about the crucial role of the rainforest for South America and the global climate, and asks how cattle ranching came to dominate and destroy huge swathes of the rainforest – pushing it to a dangerous tipping point today. Help support our independent journalism at theguardian.com/sciencepod

Single Cask Nation -- America's Original Independent Bottler -- is nearing on 15 years as an independent bottling company. Catch up with the Joshua, Jason, and Jess as they recount their very beginnings and talking about the growth of the company through the lens whisky, packaging changes, the addition of a US retail range, Global growth, and now a pending brand refresh. Lot's of stories here to tell and things we discuss that some of us completely forgot about (looking at you, Hatton!) ...as usual, have a seat, have a pour, and listen in. Unless you're driving. If you're driving, be smart and stay sober but be sure to listen into the conversation! Special thanks to: - Weigh Down for allowing us to use their song "Wooden Monsters" as our theme song - Moana McAuliffe for designing our Podcast Logo - RØDE for making *really* great microphones - Focusrite for making awesome USB receivers - Olympus and Tascam for making fine mobile recording devices - Joshua Hatton for producing and editing

In this episode of Supply Chain Now, hosts Scott Luton and Mary Kate Love celebrate Manufacturing Day 2025 with special guest Danny Gonzales, Founder and CEO of IndustrialSage and Optimum Productions. Together, they explore how manufacturing has evolved from being seen as dirty or outdated into a modern, tech-driven industry that fuels global economies and everyday life.Danny shares the vision behind American Makers, his new documentary series that spotlights the people and stories powering America's manufacturing future. He talks about how storytelling helps shift perceptions, inspire future talent, and show the impact of manufacturing on communities across the country. Together, they explore workforce challenges, reshoring trends, energy access, and how meaning and purpose can help address labor shortages.Jump into the conversation:(00:00) Intro(01:28) Celebrating Manufacturing Day 2025(03:23) Fun warmup question(06:52) Danny's journey into manufacturing(10:03) Mary Kate's manufacturing story(12:23) Current state of US manufacturing(17:54) Global manufacturing insights(21:38) Interesting manufacturing factoids(24:20) Semiconductors and nearshoring trends(25:17) Skepticism about significant investments(25:54) Foreign direct investment in Georgia(26:37) Industrial robot installations and economic contributions(28:04) Labor challenges in manufacturing(30:32) Factory floor of the future(32:39) Energy access and nuclear power(36:10) National Supply Chain Day(37:10) American Makers: celebrating industry storiesAdditional Links & ResourcesConnect with Danny Gonzales: https://www.linkedin.com/in/dannygonzales/ Learn more about Industrial Sage: https://www.industrialsage.com/Watch Industrial Sage on YouTube: https://www.youtube.com/@IndustrialSageConnect with Mary Kate Love: https://www.linkedin.com/in/marykatelove/Check out National Supply Chain Day: https://supplychainnow.com/nscd/Connect with Scott Luton: https://www.linkedin.com/in/scottwindonluton/Learn more about Supply Chain Now: https://supplychainnow.com Watch and listen to more Supply Chain Now episodes here: https://supplychainnow.com/program/supply-chain-now Subscribe to Supply Chain Now on your favorite platform: https://supplychainnow.com/join Work with us! Download Supply Chain Now's NEW Media Kit:

In this 54th edition of The World According to Irina Tsukerman, the bi-weekly geopolitical series on The KAJ Masterclass LIVE, Irina unpacks a fast-moving global landscape — from APEC diplomacy and U.S.–India defense pacts to Sudan's deepening war and Israel's internal unrest.She analyzes Trump's renewed foreign ambitions, shifting Middle East alliances, and the ripple effects of new energy and sanctions policies.Gain a sharp, strategic perspective on how global power is quietly being rewritten — and what it means for the world's next decade.About the guestIrina Tsukerman is a human rights and national security lawyer, geopolitical analyst, editor of The Washington Outsider, and president of Scarab Rising, Inc., a media and security and strategic advisory. Her writings and commentary have appeared in diverse US and international media and have been translated into over a dozen languages.Connect with Irina here:https://www.thewashingtonoutsider.com/https://www.linkedin.com/in/irina-tsukerman-4b04595/In The World According to Irina Tsukerman, we embark on a fortnightly journey into the heart of global politics. Join us as we explore the complex geopolitical landscape, delve into pressing international issues, and gain invaluable insights from Irina's expert perspective. Together, we'll empower you with the knowledge needed to navigate the intricate world of global politics. Tune in, subscribe, and embark on this enlightening journey with us.Catch up on earlier episodes in the playlist here:https://www.youtube.com/playlist?list=PLt7IEKOM1t1tKItNEVaStzsqSChTCGmp6Watch all our global politics content here:https://rumble.com/c/kajmasterclasshttps://www.youtube.com/@kajmasterclassPolitics=========================================

Tara breaks down the rapidly changing political and social landscape in America, from mass immigration and welfare dependency to election strategy and economic stagnation. This episode explores the alleged manipulation of immigration programs, the impact of foreign visa holders on American jobs, and how structural challenges like census fraud and gerrymandering affect policy outcomes. Tara also examines media manipulation, including misinformation from outlets like the BBC, and the global trend toward digital surveillance and censorship. From New York's shifting demographics to international threats to personal freedom, this episode paints a stark picture of the stakes facing the country. *From immigration policy to digital IDs, America's freedom is under siege—here's what you need to know.* Immigration, Welfare dependency, Illegal immigration, Asylum programs, Visa policy, Trump administration, Census fraud, Gerrymandering, Midterm elections, Jobs crisis, Federal spending, Inflation, Media bias, BBC misinformation, Digital surveillance, Free speech, Global trends, Political strategy, American identity, National security In this episode, Tara dissects the challenges facing America today, highlighting how mass immigration, welfare dependency, and foreign visa programs are reshaping cities like New York and straining domestic jobs. She critiques federal policies under both parties, citing alleged census manipulation, gerrymandering, and spending that sustain inflation and limit economic opportunity. Tara also addresses media bias, including misleading coverage from the BBC regarding January 6, and warns about global trends in digital surveillance, such as Australia's mandatory digital IDs, that threaten personal freedom. From immigration and welfare fraud to election strategy and international oversight, this episode underscores the high stakes for American democracy and freedom, emphasizing the urgent need for awareness and action.

Tara breaks down today's most pressing issues facing the United States, from mass immigration and welfare dependency to economic stagnation, job scarcity, and election strategy. She explores how federal programs, foreign visa policies, and urban demographics are reshaping cities like New York, while analyzing alleged media manipulation and global trends in censorship and digital surveillance. Through detailed analysis of policy, politics, and the economic landscape, Tara highlights what's at stake for American freedom, jobs, and democracy. *Immigration, media bias, and economic challenges—America's fight for its future starts here.* Immigration, Welfare dependency, Illegal immigration, Asylum programs, Visa policy, Trump administration, Census fraud, Gerrymandering, Midterm elections, Jobs crisis, Federal spending, Inflation, Media bias, BBC misinformation, Digital surveillance, Free speech, Global trends, Political strategy, American identity, National security, Social programs, Government shutdown, NYC demographics In today's episodes, Tara analyzes the convergence of political, economic, and social pressures shaping America. She examines immigration policy, alleging strategic welfare use, visa manipulation, and demographic engineering in major cities like New York. Tara critiques federal spending, inflation, and the limited creation of domestic jobs, highlighting the challenges posed by foreign visa holders and program mismanagement. She explores media manipulation, including misleading coverage by the BBC, and global trends in digital surveillance, like mandatory IDs in Australia. From election strategy, census fraud, and gerrymandering to social program oversight and threats to free speech, Tara offers a comprehensive overview of the challenges facing America today and what citizens must understand to protect their future.

Supreme Court hears a case brought by business owners challenging whether President Donald Trump had the power to declare national emergencies to implement global tariffs. Most news articles suggesting the answer is 'no', We will hear some of the oral argument and talk with The Hill's Legal Affairs reporter Zach Schonfeld (1); Transportation Secretary Sean Duffy announces a 10% reduction in scheduled airline flight capacity at the nation's top 40 high-traffic markets due to the federal government shutdown, now at a record Day 36, and strain on air traffic controllers not being paid although required to work. President Trump meets with Senate Republicans and again calls for the Senate filibuster rule to be abolished so that the Republicans can reopen the government and pass other legislation with a simple majority vote instead of the 60 votes needed, bypassing the objections and demands of Democrats; President and party leaders react to the sweeping election night victories by Democrats in the races for Virginia & New Jersey governors, New York City mayor, and in the California Congressional districting ballot initiative. We will also hear from the incoming officeholders. Sen. Mark Warner (D-VA), Intelligence Committee vice chair, speaks to reporters after a closed door briefing by the Secretaries of Defense & State on the Trump Administration's military strikes on suspected drug trafficking boats off the coast of Venezuela.. Learn more about your ad choices. Visit megaphone.fm/adchoices

Michael Jaco and Juan O'Savin return with a bold and revealing conversation exposing the unseen powers shaping global events and the spiritual battle unfolding beneath the surface. Together, they connect the dots between secret cults, elite networks, and the escalating war for election integrity in the United States and beyond. They begin by unpacking the political unrest in Brazil and how it mirrors Donald Trump's fight in America — revealing how the same globalist playbook is being deployed to destabilize sovereign nations and silence populist movements. The discussion intensifies with a detailed look into the Utah and Oregon election integrity lawsuits, uncovering how manipulated voter rolls and systemic corruption could trigger a national emergency declaration to restore lawful elections. From there, the conversation explores the occult symbolism behind Halloween, tracing its ancient origins and its modern use as a psychological tool of mass distraction and control. They connect these dark undercurrents to elite organizations and secret societies that feed off fear and division to maintain dominance. Juan and Michael also examine the global picture — from Venezuela's financial collapse and South Africa's rising chaos to coordinated efforts by Deep State actors and financial cartels to create global instability. Each example reveals how political corruption and spiritual decay are intertwined, driving the world toward both collapse and awakening. They close with a powerful reminder that the real war is not just political but spiritual — a battle for truth, sovereignty, and the awakening of humanity.

At the same time of Pooh's Magic Kingdom opening, he would be eyeing an international E-ticket ride in Tokyo and further global expansion to almost all of the Disney Parks!Watch us on YouTube: www.youtube.com/@makeitmagicalpodInstagram: @makeitmagicalpodSupport the show on Patreon: https://www.patreon.com/MakeitmagicalpodSupport the show and Buy Us a Coffee: https://buymeacoffee.com/makeitmagicalUse our code MAGICALPOD20 for 20% on your next order at Park Hop TeesUse our code MAGICAL10 for 10% off your next order at Crowned AthleticsUse our code MAGICAL15 for 15% off your next order at Magic Candle CompanyGrab some Disney books from our Amazon StorefrontEmail us anytime at:  makeitmagicalpod@gmail.com

Psalms 105:37-45

Psalms 105:37-45

Eze 12:1-14:11, Heb 7:1-17, Ps 105:37-45, Pr 27:3

Episode SummaryEver wandered through a European parking lot and thought, “Why don't we get cars like that in America?”In this episode of The Straight Shift, The Car Chick, dives into the sleek, smart, and downright sexy European cars that U.S. drivers can't buy — and all the bureaucratic, political, and marketing nonsense that keeps them off our roads.She covers everything from trade wars and tariffs to global platform sharing, brand confusion, and she reveals the legendary naming fail in automotive history.Key TakeawaysEuropean automakers build smaller, more stylish, and more driver-focused cars — and American drivers are missing out on some genuinely great vehicles because of it.The combination of differing safety standards, emissions regulations, and high startup costs makes it difficult for foreign brands to justify entering the U.S. market.The current trade and political environment is unpredictable, which makes expanding into new markets — especially the U.S. — too risky for many automakers.Global platform sharing allows manufacturers to design multiple models on the same architecture, meaning many cars are more closely related than consumers realize.Vehicle naming strategies often change by market due to language, marketing, and cultural factors — though occasionally they lead to some embarrassing translation fails.Resourceswww.TheCarChick.comwww.DrivingInTheUK.comhttps://www.youtube.com/@CarChickTVwww.CupraOfficial.comwww.Vauxhall.co.ukwww.Skoda-auto.comwww.dsautomobiles.comYou can view a full list of resources and episode transcripts here. Connect with LeeAnn: Website Instagram Facebook YouTube Work with LeeAnn: Course: The No BS Guide to Buying a Car Car Buying Service Copyright ©2024 Women's Automotive Solutions Inc., dba The Car Chick. All rights reserved.

Listen now to 137 Future Now Show We are currently in Maui, Hawaii, taking a quick vacation before the busy holiday season begins!  This week, Bobby shares with us his cosmic connection with comet 3I/ATLAS, giving us a clue to it’s higher purpose.  There is a slight delay in the com lines between us, so pardon the reverb.. Anais Peeiro in MauiAnd here in Maui we are delighted to present to you a new friend and global explorer of life, Anais Peeiro, whom I think you will enjoy hearing.  She followed her cues from the Universe with synchronicities around Maui, a place she had never heard of, and is now working with our long time global explorer, Paul Gotel, a UK native who just finished raising his family in Maui! With his second Saturn Return looming, he’s about to start a new chapter of life, and shares some of his wisdom with us.  We pack a lot in this segment and had a lot of fun making it. Enjoy! Paul Gotel in Maui  

Today on the Invest In Her podcast, host Catherine Gray talks with Kristin Thomas, founder of Marble Collective, an AI-powered global salon that deepens cross-sector relationships and amplifies the presence of women leaders through digital legacy and connection. In this episode, Kristin introduces the Marble Collective as a dynamic space for high-impact women to connect, align, and thrive across fields. She explains how the platform preserves and elevates women's voices using AI, and why creating intentional communities is crucial for long-term influence and innovation. Kristin also shares lessons from her 20-year career in real estate, her advisory roles, and her advocacy work supporting mental health, diverse founders, and inclusive leadership. Her commitment to visibility and connection offers an inspiring model for women looking to leave a lasting legacy. https://www.showherthemoneymovie.com www.sheangelinvestors.com    Follow Us On Social Facebook @sheangelinvestors Twitter (X) @sheangelsinvest Instagram @sheangelinvestors & @catherinegray_investinher LinkedIn @catherinelgray & @sheangels   #InvestInHer #FinancialWellness #WomenInFinance #FinancialEmpowerment #MoneyMindset #InclusiveFinance #FintechForGood #BehavioralEconomics #WealthBuilding #FinancialHealth #EmpowerWomen #MoneyMatters #SheAngelInvestors #InvestInYourself #FinancialFreedom  

Andrew McCaughan, Chief Development Officer at Shake Shack, joins Fast Casual Nation to discuss the iconic burger brand's ambitious journey from 3 locations to a goal of 1,500 U.S. restaurants. McCaughan shares insights on Shake Shack's evolution from urban high-profile locations to suburban expansion with multiple formats including drive-throughs, experiential flagships with full bars, and innovative digital ordering systems. Learn about their technology strategy, international growth across 20 countries, real estate challenges, culinary innovation including the viral Dubai Shake, and how they're maintaining Danny Meyer's hospitality values while scaling globally. Plus, hear about their new Atlanta innovation center and plans for Oklahoma City expansion.ShakeShack #FastCasualNation #RestaurantIndustry0:00 - Intro0:14 - Rising food costs & staffing challenges3:24 - Guest intro: Shake Shack's Chief Development Officer5:05 - Growth from 3 to 600+ global locations7:51 - Expanding into suburbs, drive-thrus & bar concepts11:35 - Tech & AI roadmap: kiosks, app, personalization14:35 - Scaling while preserving brand values & culture16:11 - Global expansion: 20+ countries & local menus21:14 - Maintaining warmth & New York credibility22:04 - Balancing digital orders with in-store hospitality24:23 - Atlanta innovation center & kitchen tech27:11 - Real estate shifts & development challenges28:52 - Next experiential store: Atlanta & Las Vegas31:00 - Reaching Gen Z & next-gen burger fans33:02 - Rapid fire: new markets, metrics, trends35:09 - Closing remarks & episode wrapGet Your Podcast Now! Are you a hospitality or restaurant industry leader looking to amplify your voice and establish yourself as a thought leader? Look no further than SavorFM, the premier podcast platform designed exclusively for hospitality visionaries like you. Take the next step in your industry leadership journey – visit https://www.savor.fm/Capital & Advisory: Are you a fast-casual restaurant startup or a technology innovator in the food service industry? Don't miss out on the opportunity to tap into decades of expertise. Reach out to Savor Capital & Advisory now to explore how their seasoned professionals can propel your business forward. Discover if you're eligible to leverage our unparalleled knowledge in food service branding and technology and take your venture to new heights.Don't wait – amplify your voice or supercharge your startup's growth today with Savor's ecosystem of industry-leading platforms and advisory services. Visit https://www.savor.fm/capital-advisory

Fresh out of the studio, Ralph Haupter, President & CRO, Small Medium Enterprises and Channels at Microsoft, joins us to explore how Microsoft is empowering 400 million small and medium businesses globally across 56 counties through a partner-first strategy that combines platform standardization with deep specialization. He shares his career journey spanning over 20 years at Microsoft, from running Europe to leading Greater China, building Asia's geographical operations in Singapore, and eventually taking on global SME strategy. Ralph explains that Microsoft's unique advantage lies in being a platform company at its finest, offering a complete technology stack from productivity to infrastructure, security, and applications—all with core AI integration—while relying on a specialized partner ecosystem to deliver local expertise and support. He highlights how partners are creating entirely new business models on agentic AI while emphasizing the four critical partnership moments from transaction to ongoing support that most companies neglect. Closing the conversation, Ralph shares what great looks like for Microsoft. “The partner program for us is a place where we want to have expertise for our customers. The only way to make that happen is to standardize on portfolio and standardize on offering.If you don't provide standardized offers — if the experience in Word, for example, is different in one country than in another — you can't build an ecosystem that helps partners scale with expertise. I call that a platform company at its finest.We have the full assortment — from the productivity world to infrastructure, security, and applications. And if you're a small or medium enterprise, the last thing you want is to have four meetings with four people, serving four different types of coffee to four different vendors, just to get a full-stack solution for your business.” - Ralph HaupterEpisode Highlights: [00:00] Quote of the Day by Ralph Haupter [00:54] Ralph's 20+ year Microsoft career journey from Europe to China to Global [02:19] Ralph's Experience in Microsoft Greater China [04:24] Giving space to local country leaders [06:16] Career advice: Get out of comfort zone [08:02] Microsoft's 400 million SME customer opportunity [11:00] AI accessibility for small business competitiveness [13:09] Satya's vision: Empower every organization globally [15:00] Microsoft as AI platform company strategy [17:24] Standardization enables partner ecosystem at scale [21:22] Security partners drive consultative innovation [25:15] Full stack portfolio simplifies SME technology [28:00] Training investment for partners and customers [32:00] Four critical partnership moments: Sales to support [35:00] Local partner presence matters by geography [40:36] Scale requires clarity, simplicity, and standards [42:36] Global Leadership Lessons: Learning from positive performance signal deviations [45:22] Customers should ask partners for expertise [47:34] What does Great Look Like for Microsoft SME & Channel Globally [48:00] ClosingProfile: Ralph Haupter, President and CRO, Small Medium Enterprises and Channel (SME&C), Microsoft LinkedIn: https://www.linkedin.com/in/ralphhaupter/Podcast Information: Bernard Leong hosts and produces the show. The proper credits for the intro and end music are "Energetic Sports Drive." G. Thomas Craig mixed and edited the episode in both video and audio format.

Eze 12:1-14:11, Heb 7:1-17, Ps 105:37-45, Pr 27:3

“Be a homie & let us know what you think”A beat can cross oceans faster than any plane ticket—this showcase proves it. We're celebrating Filipino producers from Manila to Sacramento with a curated trip through sample alchemy, razor-sharp cuts, and pulse-raising drum and bass. The goal is simple: connect you with artists worth following and give you a map to explore their catalogs, crews, and scenes.We open with a Filipino alchemist from Florida named Soy or Soyisreal then we feature a track with atmosphere and intent—Free The Robots sets a cinematic frame before HeruHeruHeru reminds us not to overthink a great loop. Elijah B raises the stakes with head-twisting arrangements, then Roboplex teams with Hendrik to merge live visuals culture with studio craft. KiNG HYSTERiA, Imaginary Other, Chewy, and IF1 light up the cipher, while D-Styles demonstrates why scratching remains composition, percussion, and storytelling all at once. The energy pivots into TKDPLL's drum and bass, a lane resonating deeply across Filipino circles, and lands on LUSTBASS and Filipino 1990 where feel meets message.From there, Six The NorthStar tightens the groove, Skeematic explores meditative texture, and 4B5ynth out of Marikina turns off-kilter rhythm into a hypnotic flip. Higher Ground's The PHARM brings collective firepower, Dpsht and Tenkousei.'s cool the room with downtempo warmth, and Skeptics and Ize pull dancers to the front with summer color and clever edits. We close with Loopin_iii's high-velocity DnB, then shout Wave Groove and tease that this is only part one of the all-Filipino spotlight.If something moves you, follow the links, grab a tee, buy a coffee, or send us a text directly from the description—we read every messag Support the showEdited, Mixed and Mastered by GldnmndPodcast Website Link: The Rec Show PodcastSubscribe to Our YouTube Channel: Press Here

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Here on PEP Talk, we often think about how each of us can share our faith, perhaps on our own or with our local church. But what about the big picture - the REALLY big picture? On a global scale, in this century, what is happening as Christians everywhere seek to fulfil the Great Commission? Today Simon and Gavin speak with the director of the "State of the Great Commission" report from the Lausanne Movement.You can access the full report here: https://lausanne.org/reportMatthew Niermann has served the Lausanne Movement since 2010 in a variety of roles including research and operations. He is currently serving as the director of the State of the Great Commission Report for Lausanne 4. In addition, he serves as a dean and professor of architectural design at California Baptist University, where his research partially focuses on the relationship between creativity and Christian witness.

Eze 10:1-11:25, Heb 6:1-20, Ps 105:16-36, Pr 27:1-2

Eze 10:1-11:25, Heb 6:1-20, Ps 105:16-36, Pr 27:1-2

On this week's episode of Economic Update, Professor Wolff delivers updates on the Italian dockworker unions refusing to load or unload Israeli cargo, the broadened national general strikes in Italy demanding the end of the Italian government's support for Israel because of Gaza, and a discussion of the return of socialism into U.S. politics after 80 years. The second half to the show features an interview with Balakrishnan Rajagopal, Professor at M.I.T. and United Nations Special Rapporteur on the Right to Adequate Housing.   The d@w Team Economic Update with Richard D. Wolff is a DemocracyatWork.info Inc. production. We make it a point to provide the show free of ads and rely on viewer support to continue doing so.  You can support our work by joining our Patreon community:  https://www.patreon.com/democracyatwork Or you can go to our website: https://www.democracyatwork.info/donate     Every donation counts and helps us provide a larger audience with the information they need to better understand the events around the world they can't get anywhere else.  We want to thank our devoted community of supporters who help make this show and others we produce possible each week. We kindly ask you to also support the work we do by encouraging others to subscribe to our YouTube channel and website: www.democracyatwork.info

In the first of a two-part roundtable discussion, our Global Head of Research joins our Global Head of Thematic Research and Head of Firmwide AI to discuss how the economic and labor impacts of AI adoption.Read more insights from Morgan Stanley.----- Transcript ----- Kathryn Huberty: Welcome to Thoughts on the Market. I'm Katy Huberty, Morgan Stanley's Global Head of Research, and I'm joined by Stephen Byrd, Global Head of Thematic Research, and Jeff McMillan, Morgan Stanley's Head of Firm-wide AI.Today and tomorrow, we have a special two-part episode on the number one question everyone is asking us: What does the future of work look like as we scale AI?It's Tuesday, November 4th at 10am in New York.I wanted to talk to you both because Stephen, your groundbreaking work provides a foundation for thinking through labor and economic impacts of implementing AI across industries. And Jeff, you're leading Morgan Stanley's efforts to implement AI across our more than 80,000 employee firm, requiring critical change management to unlock the full value of this technology.Let's start big picture and look at this from the industry level. And then tomorrow we'll dig into how AI is changing the nature of work for individuals.Stephen, one of the big questions in the news – and from investors – is the size of AI adoption opportunity in terms of earnings potential for S&P 500 companies and the economy as a whole. What's the headline takeaway from your analysis?Stephen Byrd: Yeah, this is the most popular topic with my children when we talk about the work that I do. And the impacts are so broad. So, let's start with the headline numbers. We did a deep dive into the S&P 500 in terms of AI adoption benefits. The net benefits based on where the technology is now, would be about little over $900 billion. And that can translate to well over 20 percent increased earnings power that could generate over $13 trillion of market cap upon adoption. And importantly, that's where the technology is now.So, what's so interesting to me is the technology is evolving very, very quickly. We've been writing a lot about the nonlinear rate of improvement of AI. And what's especially exciting right now is a number of the big American labs, the well-known companies developing these LLMs, are now gathering about 10 times the computational power to train their next model. If scaling laws hold that would result in models that are about twice as capable as they are today. So, I think 2026 is going to be a big year in terms of thinking about where we're headed in terms of adoption. So, it's frankly challenging to basically take a snapshot because the picture is moving so quickly.Kathryn Huberty: Stephen, you referenced just the fast pace of change and the daily news flow. What's the view of the timeline here? Are we measuring progress at the industry level in months, in years?Stephen Byrd: It's definitely in years. It's fast and slow. Slow in the sense that, you know, it's taken some companies a little while now and some over a year to really prepare. But now what we're seeing in our CIO survey is many companies are now moving into the first, I'd say, full fledged adoption of AI, when you can start to really see this in numbers.So, it sort of starts with a trickle, but then in 2026, it really turns into something much, much bigger. And then I go back to this point about non-linear improvement. So, what looks like, areas where AI cannot perform a task six months from now will look very different. And I think – I'm a former lawyer myself. In the field of law, for example, this has changed so quickly as to what AI can actually do. So, what I expect is it starts slow and then suddenly we look at a wide variety of tasks and AI is fairly suddenly able to do a lot more than we expect.Kathryn Huberty: Which industries are likely to be most impacted by the shift? And when you broke down the analysis to the industry and job level, what were some of the surprises?Stephen Byrd: I thought what we would see would be fairly high-tech oriented sectors – and including our own – would be top of the list. What I found was very different. So, think instead of sectors where there's fairly low profit per employee, often low margin businesses, very labor-intensive businesses. A number of areas in healthcare staples came to the top. A few real estate management businesses. So, very different than I expected.The very high-tech sectors actually had some of the lowest numbers, simply because those companies in high-tech tend to have extremely high profit per employee. So, the impact is a lot less. So that was surprising learning. A lot of clients have been digging into that.Kathryn Huberty: I could see why that would've surprised you. But let's focus on banking for a moment since we have the expert here. Jeff, what are some of the most exciting AI use cases in banking right now?Jeff McMillan: You know, I would start with software development, which was probably the first Gen AI use case out of the gate. And not only was it first, but it continues to be the most rapidly advancing. And that's probably; mostly a function of the software, you know, development community. I mean, these are developers that are constantly fiddling and making the technology better.But productivity continues to advance at a linear pace. You know, we have over 20,000 folks here at Morgan Stanley. That's 25 percent of our population. And, you know, the impact both in terms of the size of that population and the efficiencies are really, really significant.So, I would start there. And then, you know, once you start moving past that, it may not seem, you know, sexy. It's really powerful around things like document processing. Financial services firms move massive amounts of paper. We take paper in, whether it be an account opening, whether it be a contract. Somebody reads that information, they reason about it, and then they type that information into a system. AI is really purpose built for that.And then finally, just document generation. I mean, the number of presentations, portfolio reviews, you know, even in your world, Katy, research reports that we create. Once again, AI is really just – it's right down the middle in terms of its ability to generate just content and help people reduce the time and effort to do that.Kathryn Huberty: There's a lot of excitement around AI, but as Stephen mentioned, it's not a linear path. What are the biggest challenges, Jeff, to AI adoption for a big global enterprise like Morgan Stanley? What keeps you up at night?Jeff McMillan: I've often made the analogy that we own a Ferrari and we're driving around circles in a parking lot. And what I mean by that is that the technology has so far advanced beyond our own capacity to leverage it. And the biggest issue is – it's our own capacity and awareness and education.So, what keeps me up at night? it's the firm's understanding. It's each person's and each leader's ability to understand what this technology can do. Candidly, it's the basics of prompting. We spend a lot of time here at the firm just teaching people how to prompt, understanding how to speak to the machine because until you know how to do that, you don't really understand the art of the possible. I tell people, if you have $100 to spend, you should start spending [$]90, on educating your employee base. Because until you do that, you cannot effectively get the best out of the technology.Kathryn Huberty: And as we look out to 2026, what AI trends are you watching closely and how are we preparing the firm to take advantage of that?Jeff McMillan: You and I were just out in Silicon Valley a couple of weeks ago, and seemingly overnight, every firm has become an agentic one. While much of that is aspirational, I think it's actually going to be, in the long term, a true narrative, right? And I think that step where we are right now is really about experimentation, right? I think we have to learn which tools work, what new governance processes we need to put in place, where the lines are drawn. I think we're still in the early stage, but we're leaning in really hard.We've got about 20 use cases that we're experimenting with right now. As things settle down and the vendor landscape really starts to pan out, we'll be down position to fully take advantage of that.Kathryn Huberty: A key element of the agentic solutions is linking to the data, the tools, the application that we use every day in our workflow. And that ecosystem is developing, and it feels that we're now on the cusp of those agentic workflow applications taking hold.Stephen Byrd: So, Katy, I want to jump in here and ask you a question too. With your own background as an IT hardware analyst, how does the AI era compare to past tech or computing cycles? And what sort of lessons from those cycles shape your view of the opportunities and challenges ahead?Kathryn Huberty: The other big question in the market right now is whether an AI bubble is forming. You hear that in the press. It's one of the questions all three of us are hearing regularly from clients. And implicit in that question is a view that this doesn't look like past cycles, past trends. And I just don't believe that to be the case.We actually see the development of AI following a very similar path. If you go back to mainframe and then minicomputer, the PC, internet, mobile, cloud, and now AI. Each compute cycle is roughly 10 times larger in terms of the amount of installed compute.The reality is we've gone from millions to billions to trillions, and so it feels very different. But the reality is we have a trillion dollars of installed CPU compute, and that means we likely need $10 trillion of installed GPU compute. And so, we are following the same pattern. Yes, the numbers are bigger because we keep 10x-ing, but the pattern is the same. And so again, that tells us we're in the early innings. You know, we're still at the point of the semiconductor technology shipping out into infrastructure. The applications will come.The other pattern from past cycles is that exponential growth is really difficult for humans to model. So, I think back to the early days when Morgan Stanley's technology team was really bullish, laying the groundwork for the PC era, the internet era, the mobile era. When we go back and look at our forecasts, we always underestimated the potential. And so that would suggest that what we've seen with the upward earnings revisions for the AI enablers and soon the AI adopters is likely to continue.And so, I see many patterns, you know, that are thread across computing cycles, and I would just encourage investors to realize that AI so far is following similar patterns.Jeff McMillan: Katy, you make the point that much of the playbook is the same. But is there anything fundamentally different about the AI cycle that investors should be thinking about?Kathryn Huberty: The breadth of impact to industries and corporates, which speaks to Stephen's work. We have now four times over mapped the 3,700 companies globally that Morgan Stanley research covers to understand their role in this theme.Are they enabling AI? Are they adopting? Are they disrupted by it? How important is it to the thesis? Do they have pricing power? It's very valuable data to go and capture the alpha. But I was looking at that dataset recently and a third of those nearly 4,000 companies we cover, our analysts are saying that AI has an impact on the investment thesis. A third. And yet we're still in the early innings. And so, what may be different, and make the impact much bigger and broader is just the sheer number of corporations that will be impacted by the theme.Let's pause here and pick up tomorrow with more on workforce transformation and the impact on individual workers.Thank you to our listeners. Please join us tomorrow for part two of our conversation. 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