Podcasts about states

Keith discusses the new power shift in the housing market, where buyers now have more power in the Northeast and Midwest.  Ken McElroy joins us to discuss the current state of the real estate market, highlighting a significant decline in apartment building values and a predicted further drop in home ownership rates, potentially below 60%. They note that while some states, like Arizona, have surpassed pre-pandemic housing supply levels, others, like the Northeast and Midwest, still face shortages. Ken emphasizes the importance of affordability and the shift towards renting, predicting a significant increase in renters. He also shares insights on strategic property investments and the benefits of buying at current market lows. Resources: Use the discount code "KEN10" to get a discount on the Limitless Expo event. Show Notes: GetRichEducation.com/559 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai  Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, apartment building values have crashed about 30% in the past few years. Well, it's the opinion of today's qualified guest that it's going to get even worse from here. We'll also discuss why rents in the Phoenix area are declining, and a bold prediction on a collapse in the home ownership rate and the hordes of renters that that will create all today on get rich education.   Mid south home buyers, I mean, they're total pros, with over two decades as the nation's highest rated turnkey provider, their empathetic property managers use your ROI as their North Star. So it's no wonder that smart investors just keep lining up to get their completely renovated income properties like it's the newest iPhone. They're headquartered in Memphis and have globally attractive cash flows and A plus rating with a better business bureau and now over 5000 houses renovated. There's zero mark up on maintenance. Let that sink in, and they average a 98.9% occupancy rate, while their average renter stays more than three and a half years. Every home they offer has brand new components, a bumper to bumper, one year warranty, new 30 year roofs, and wait for it, a high quality renter. Remember that part and in an astounding price range, 100 to 180k I've personally toured their office and their properties in person in Memphis, get to know Mid South. Enjoy cash flow from day one. Start yourself right now at mid southhomebuyers.com that's mid south homebuyers.com   Speaker 1  1:59   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  2:15   Welcome to GRE from the Tigris to the Euphrates to the Mississippi and across 188 nations worldwide. I'm Keith Weinhold GRE founder Forbes real estate council member, Best Selling Author, look for my work in the USA today as well, and you are back inside for another wealth building week of get rich education. What's all that really mean? Ah, I'm just another slack jawed mouth breather with a mic here. Before we get to today's guest, Ken McElroy, let me tell you about housing's new power shift and where we're at today. Three to five years ago, sellers held all the power in virtually every market because the housing supply was so miserably low everywhere. So you had more one tours of real estate and few that were willing to sell. That is still mostly true on a national level, but the new power shift is about the fact that the Northeast and Midwest are replete with home buyers. Queues of buyers are lining up for the few available properties like I've touched on before, and look low available housing supply in these areas, the Midwest and Northeast, that's not a symptom of mass in migration. Hordes of people are not stampeding into Buffalo for the nightlife. It's all due to chronic under building, partly from strict regulation, especially in the Northeast. A big part of the power shift, though, is that we now have fully 10 states that are above pre pandemic supply levels, and you'll notice that none of these are in the Midwest and Northeast. The 10 states are Arizona, which we'll talk about more today, Colorado, Florida, Idaho, Hawaii, Oregon, Tennessee, Texas, Utah and Washington. Here in these places, is where the tables have turned, because supply is catching up with demand in those 10 states. So that's where we're seeing softer home price growth and where buyers have the power, these are some of the states where you can find better deals. Motivated sellers and builders in these places will often buy down your mortgage rate, give you closing cost credits or reward you with incentives, like a free year of property management. In fact, our GRE investment coaches guide you for free to exact property addresses where builders will buy down your mortgage rate to 5% today, one of them will even give you a $9,800 post close credit instead, if you so choose. Often do. Those like that are in those 10 states. They're elsewhere too. You can get started at GRE investment coach.com, conversely, 40 states have less for sale housing inventory than they did as compared to pre pandemic times. This is where sellers still have the power some of the most competitive markets in the nation are buffalo, Hartford, Providence and Boston, where more than 10 active home buyers vie for every single listing. That's per Zillow. That's sort of the real estate equivalent of a Taylor Swift or Beyonce ticket queue. At the other end of the spectrum, shoppers have an easier time in Miami with only 2.6 shoppers per listing, followed by Houston at 3.4 New Orleans at 3.5 and San Antonio at 4.3 nationally active listings are up 31% over last year. That's quite a bit, but we're still 12% below pre pandemic, 2019 inventory levels. And is all this good news or bad news? It totally depends on who you are. If you're holding property in the Northeast and Midwest, you're pretty happy about this strong appreciation in the single family space, but in the southeast, appreciation is non existent. There's even mild depreciation, especially in parts of Florida. If you're looking to own more property in the nation's southeast quadrant, you're now enjoying less buyer competition. In fact, sellers are competing for you, and let's avoid being too assuming. Here I've been talking about things on the state level. States are not monoliths. Philadelphia is not Pittsburgh, Seattle is not Yakima. Cities have different supply situations. Even within one city, the scenario varies, of course, really the bottom line here is that today's recovery from 2022 national supply abyss has been an uneven recovery, where builders are frozen, appreciation soars, where builders hustle, buyers win. So if you're looking for deals, find that short queue.    Today's guest is a familiar one to GRE listeners. He's based in Scottsdale, Arizona, which is the Phoenix Metro. Arizona, though it's fast growing, is still just the 14th most populous state, but Arizona is an interesting market, because we're going to get to see what happens when you have an overbuilt condition, like we do there. We'll discuss that market and the national market as well. Get a key gage on the direction of rents, occupancy and prices, first in the single family space, and then we'll talk about apartments. Anyone that's paid attention to real estate that past few years. Knows that when mortgage rates spiked in 2022 single family values have held up, apartment values plummeted due to their interest rate resets. We'll get insight on if the beleaguered apartment space has bottomed out price wise, or if apartment values still have further to fall.    I'd like to welcome in frequent GRE guest, and he was also one of our earliest back in 2015 Ken McElroy. Ken authored a bunch of successful books, both within and outside of the rich dad series. He's also a well known, successful apartment syndicator with over 10,000 units across several states, and he's also in other parts of the commercial real estate sector, including billboards and self storage. So it's really great to have back on the show. Ken McElroy   Ken McElroy  8:57   good to be here, Keith, thank you. It's been 10 years, man, since we've been doing   Keith Weinhold  9:01   this? Yes, 10 years back in episode 25 since you were first here, more than a decade of this. So we know each other's work really well, and it's such an interesting time in the apartment space. I want to get to that later in our conversation today and really find out if you think that the apartment space has bottomed out. But before we do that, let's talk about the single family space. The audience should know that you can meet both Ken and I in person, as we're both faculty members on the spectacular real estate guys Investor Summit C, which is actually underway now. We're recording this just before the summit. So let's discuss the direction of rents and occupancy. We'll get to price later and Ken although most states still have a housing shortage statewide, Arizona's active housing inventory for sale is 24% above pre pandemic levels. That's what realtor.com tells us, and this. Deeply due to a lot of building, a lot of building usually does not bode well for price growth or rent growth. So tell us about rent, direction and occupancy in the single family space in the Phoenix Metro.   Ken McElroy  10:15   There's a bunch of things happening in the Arizona market. First of all, one is we've had a lot of people move here right in the last 4,5,6, years. Yeah, post pre pandemic, post pandemic, all of that. We are a pretty small state. You got Phoenix, got Tucson, you got Flagstaff, a bunch of other small cities that kind of surround some of those. But it's not like a Texas or a Washington or a lot of these California, like a lot of states, and have a lot of cities to draw from. If people move to Phoenix, that's pretty much where they're they start a lot of times, not every time, but and so it's really interesting. When we have net in migration into Arizona, it really moves the needle for most of these cities. Is kind of the point. And so we're always going to be affordable, we're always going to have great weather, it's safe. We got pretty normal politics, I should say, as compared to some of the others, we really do have a growing population. And so what happened? We had a nice run on the real estate. As you do, you know, we had a nice run on the apartments. We had a nice run on the single family that tapered off when the interest rates went up, essentially, right? You know, we actually built too much. We built too many apartments. We built too many houses. When interest rates went up, people kind of pulled back. That's what you're seeing now. So right now, it's a great time to be a home buyer. It's a great time to be a renter in most of those cities in Arizona specifically. And why would that be? It's because they have a lot of choices. So on the single family side, the listings have gone up, and therefore some of the prices have you know, people are starting to negotiate a little bit more. Now here's the interesting thing, Keith, if you measure it on last year or the year before, it has huge numbers, like you just quoted, you know, 24% but what's happening is things are on the market like 40 days, you know, you know what I mean, like from a week or two, it's doubled or tripled, as you know, that's still not a very realistic market. The market is still, in my opinion, pretty healthy. It's not unbalanced, and before it was a seller's market, and so it's just normalizing. And normalizing, to me, if you go over year, over year, over year, is I think MLS says four to six months of inventory, right? I think things are just normalizing. But if you've been through the run, this is like the end of the world, right? But it's not. It's just things are settling down, and it's the greatest time because they're supposed to be a little bit of friction between the seller and the buyer. I believe there should be just about right. It's never just right, as you know, it's usually pulls on one harder on one side or the other. But we just went through an incredible time where the sellers pretty much got whatever they wanted and the landlords pretty much got whatever they wanted, and so this is just pulling back, you know, the tide's going back out. There's no cause for concern, at least in my world at all. It's supposed to be this way, and we need affordability. We need people to be able to buy homes. We need people to be able to rent. Yeah, I'm in the landlord business, but I don't want rents to run. There needs to be a balance there, even though it's good for me, if it does, but it's not good, because what happens is, then the government gets involved, and what they need to get involved in is adding supply, right? And not capping the rents. You know, what they need to do is just work with developers. And you know, because we're growing here in Arizona right now, we're seeing a pullback, but I think it's needed. There's nothing wrong with this. It weeds out a lot of, you know, realtors that weren't doing much, that just got their license, were hanging around, say, with mortgage folks and title people and lazy contractors and all that stuff. So whenever there's a pullback, the professionals win.   Keith Weinhold  14:01   Well, this is some really good perspective here. We're all victims of the recency bias, and, yeah, you're talking largely about market normalization. What sure wasn't normal or healthy, in a lot of ways, was back in 2021 when you might have had 50 offers for one available property, and people had to bid 50k over the asking price, and they might have waived their inspection, which is typically not a good idea when we talk about rents in the direction of rents, especially there in the Phoenix metro with single family homes, which I know your wife, Daniil, is pretty intimately involved with. Typically, this new supply increases competition. It increases the competition for landlords competing for more of those tenants, which is something that typically is not good for rents. Have we seen declining rents in the local market there in Phoenix?   Ken McElroy  14:54   Of course, yeah. And I'll tell you, there's a bunch of factors. So there's always cross currents. People want one. Answer, but there's not right, like, so let's just pick on a whole bunch of things that went wrong at the tail end of all of this. It was Airbnb. Like, Phoenix and Scottsdale are a huge Airbnb market. I've rented Airbnbs there. Sure. It's incredible, right? And so what happened was a lot of people said, oh, I can buy this house, throw some furniture in it. And, you know, I can get 10,15, 20 grand a month in rent out of these things. And they were right. And then what happened was, there just was too many, so became oversaturated. So you're definitely seeing those back on the market. And so interesting fact, Heath, all you got to do is look at the pictures. And if you see bunk beds. You know, it used to be an Airbnb like, you know what I mean? So that was the one, but two, let's don't forget this run that we just had put a lot of people into the rental market for the first time on the single family side too. So we never really had this many landlords on the single family side as well. And so there's all these mistakes that people made. They bought incorrectly. They had capex work. They bought with floating rate debt. And when rates went up, they weren't cash flowing. They wouldn't know how to manage them. So So there's all this stuff that was kind of going on behind the scenes, on the apartment side of the equation, which is where I hang out. Mostly, I watch all this. And because my class A buildings are competing for single family. They have single family typically wins because it has a yard, has a garage. Nonetheless, I gotta pay attention to it. So it's been interesting to watch. At one point you could not find a home in the Scottsdale area under 500 grand period like nothing. And now, of course, those are starting to come down a little bit more, and there's some softness in the rent, so the renters are have more choices. Now, why is that? There's a couple reasons. If you're a renter and you're looking for a place, you know, I'm sure you're considering a house, but not everybody wants a house, especially if you're single or maybe it's just you and somebody else, and maybe you don't have a pet. There's a lot of reasons that people just don't want to have to a home. So you've got condos and you've got apartments and you've got homes, and then you have school districts. So people definitely want to be in certain school districts based on their children. So you have all these cross currents going on, on where people want to be. And so what does all that mean? What that means is there are certain markets, from a rental standpoint, that are doing extremely well, still, both on apartments, on condos and houses. And then there are other markets that absolutely are not just depends on the concentration of all those things and all those factors that are going on. The one thing that's actually disrupting a market more than anything is apartments and condos. Because, for example, Danielle just had a condo that she owned, and the condo was worth, let's say, 300 grand, but it's probably 25 years old now, yeah, and there's apartments going up, you know, a block from there, right? So her renter is said, you know, I'd rather go over here. Brand new amenities, nine foot ceilings, brand new fitness center, all this stuff. So apartments really do reach into that rental market a little bit. And so there is some spillover between that. But primarily what's going on in Phoenix is there's a lot of new construction. And not just Phoenix. This is Tucson and Greater Phoenix. There's a lot of new construction that was started when rates were low. They were started in 2122 and you know, like, because I'm a builder, it could be a year to 18 months when we're opening a project from the time we put our the shovel in the dirt, we're not even open for a good 18 months. So there's a lag period. And those started opening in 23,24 and certainly 25 and these big projects, two, 300 unit projects, which I have several going right now, they're one to two year lease ups, so you could be looking at two or three year lag on some of the housing that's being provided. So that's all here now that is been good for renters. There's a couple horror stories going on, and I'll just explain. So downtown Phoenix, there was a whole bunch of apartment projects and condo projects that were built trying to attract people to live in downtown Phoenix? Well, there's challenges for downtown Phoenix too, and we won't have to get into that. I don't particularly think that there was ever the real demand for the amount of housing. So what you've done is people build a lot of housing in concentrated areas around the stadium in West Phoenix, near the Cardinal Stadium downtown Phoenix, you know, right in the heart of the business district. So if you were to rent something today, it would be four months free on a 12 month lease.   Keith Weinhold  19:48   Wow, that's about the steepest concession I've ever heard of in my life.   Ken McElroy  19:54   Yes, that's today. So all you gotta do is Google it and you'll see. And the only reason that happened, Keith, is. Is because there was too many units delivered at at a short period of time, and there was the demand, wasn't there? Gosh, now go 10 miles up to Tempe, go to Chandler, go to Scottsdale. No concessions, right? So again, you know, when you look at a market, you're going to see that it typically a lot of these concentrate in certain areas. And so there's a lot of areas in Phoenix where the consumer or the renter has an upper hand a lot. And so they're driving their choices based on their monthly rent. All of that plays into this thing, but the there's areas that are rock solid. And you know that would be Scottsdale, Tempe, Chandler, Gilbert, and there's areas that are over built that would be the west side, downtown Phoenix, the south side, there's areas that there's pockets that you know are in disruption you can kind of pick your poison, right? Like, if you're a landlord, there are areas that you want to buy in areas that you don't want to buy in. And as a renter, you have the same kind of choices. So when you blend it all together, you guys get the national news. But really it's pretty pocketed, just like it can be in any market.   Keith Weinhold  21:12   Well, you bring up so many good points there. Some of these markets that have done more building than usual are in this situation where there is landlord competition for tenants. Now, nationally, we're still under built, so it's interesting to talk about one of these overbuilt conditions in that competition for tenants, like we've been talking about, in general, a tenant prefers a single family home, and it's privacy for sure. They can't always afford that, but the apartment market and the single family rental market are somewhat interrelated, because if there's so much new apartment supply, it's got the appeal of being brand new, and there might even be concessions given, like you've mentioned there Ken and that can make it very attractive for a potentially wannabe single family home renter to go ahead and rent an apartment instead. So this glut of new apartment supply actually can affect the single family rental market somewhat, and competition is really interesting. I mean, certainly in my real estate investment career, I've experienced that. The first time I ever experienced that was that I owned several doors, and they were about 25 years old, and they had garages, each one of them a new apartment complex was built close to those so brand new, and you had to drive by this new apartment complex. Everything nice, shiny new, painted new parking lot, everything a prospective tenant had to drive by that in order to get over to look to my units. That softened my rent somewhat. The one thing that saved me a bit is that my running units were in Anchorage, Alaska, I had the garages with my units. The new apartment building didn't. They only had carports, so I did have a differentiator to help soften the blow in a rental market that became more competitive. Tell us more about the competition for tenants there in Phoenix, whether that's on the single family side or the apartment side can with concessions. And does that mean that you're altering the length of leases there in the local market? Or tell us more about how you're doing that competition?   Ken McElroy  23:10   It's a great question, yeah. So I would say generally, a home is going to be about 1000 bucks more on the average, like if you were just to put a number on it, three bedroom, Rambler type home with a garage in a yard. It's going to be maybe three grand. That apartment, the equivalent was is going to be maybe two grand. So roughly, those are kind of the numbers. But what happens if you're going to rent a house, you're definitely going to pay more money, that's for sure. And of course, depending on the area, depends on the on the rent. Now what's happening in a lot of these markets, like West Phoenix, for example, where you have 1000s of units being added at once, and you get this one month, two month, three month, and the extreme, of course, being four months free, if you're a renter and your rent is two grand, but you get three months free, let's say or four, you're going to take that deal, right? Because your your your average rent is, what 12,13, $1,400 a month, not 2000 so all of a sudden, it's going to impact those single families. So what's happening right now is the apartments that got delivered in in a lot of these geographic areas, these sub markets are definitely impacting the single family rental market. Now, if you're a family and you've got kids and you got pets and you want to be in a school district, you're not even looking you're basically just trying to find the best deal on a home. I get that. But if you have a choice, the rents are about the same, you're going to take the house, sure period I would, you would. So now what's happening is there's, there's such a difference between the rental price of a home versus the rental price of a brand new apartment that people are going to gravitate to the apartments, because those landlords trying to fill those things up are scrambling and marketing to anybody. And everybody and cutting whatever deals they can, because they're just trying to get out of those construction loans. It's a weird market right now. And of course, there are areas Keith that this does not exist at all, right, like you go into like Tempe, and you're not going to have because it doesn't have the available land, you know, which is around Arizona state for example, the Arizona State University. You go into North Scottsdale, you're not going to find this because North Scottsdale doesn't like apartments. And, you know, the homes are a million bucks and up, but there are definitely pockets where this is happening. So if you're a renter and you have choices, this is a great time for you and and to be honest, it's about time, because it was a seller's market and a landlord's market for a long time, and so it's just reverting back to the mean.   Keith Weinhold  25:46   Let's wrap up the discussion about rents and occupancy with what's happening nationally. Ken, since in apartment buildings, you invest in multiple states there, we know, for example, that the home ownership rate recently fell from 65.7% down to 65.1% fewer homeowners means more renters. But that doesn't necessarily mean that they're all going to be absorbed immediately, either. So talk to us about that.    Ken McElroy  26:13   There's an affordability problem, right? We haven't seen a massive adjustment with house prices now you have in areas, of course, I saw your recent podcast on Florida. You know how right the price of a house is, is less than a car today? Yeah, you're right, like so, but what's happening is there are markets that are pulling back, right. There are markets that had a bigger bubble than others, and they're pulling back. And so there's great deals in those markets. A lot of areas in Florida being one of those markets, there are other markets where you don't have that. So we are definitely seeing the same thing. And so we're having, in my opinion, it's the greatest time, because you have people that are, I think, should be able to buy a home. But interest rates seem to be holding at Six 7% and the pricing, albeit, hasn't run like it has, but it's certainly not pulling back like crazy either. It's still over 400 on the average, you know. So if you look at the delta between what it costs to buy a home just mortgage only, and you look at what it costs to rent, it's never been bigger. So the difference between your rent, the rent and a mortgage, has never been bigger. And the other thing Keith, that doesn't get talked a lot about are everything non interest rate and everything non mortgage. So let's start talking about insurance. Let's talk about property tax. Let's talk about, you know, capex. So there's a really good survey that bankrate.com did that said that right now, the average cost to own a home, not mortgage, is 1500 a month. So now that's average. I'm sure there's some that's less. I'm sure it's some that higher. So when you take 1500 a month to own it, plus the mortgage you're talking about quite a bit. It's a heck of a financial commitment when you can just rent for 12, 1314, 1500 and call it a day, you're going to move the needle twice as fast, and you're going to be able to get out of whatever financial situation you're in twice as fast when you don't have all those other costs. So what's really going on now? And the reason why you're starting to see this home ownership rate go down, and I actually make a prediction, gonna do it right now on your show, I think it's gonna go down below 60. I think for the first time in our history, we're gonna see home ownership in the 5050 nines, which is a massive statement. But if you take a look at under Obama got up to 69 and then it was, first of all, it was Clinton, and before that, and then kind of ran, but then it kind of got pulled back under the Bush, and then Obama kind of took the brunt of it. You know, when all that stuff was falling out, but it's been falling, and it's falling. Why it's falling? Because people can't afford a home, and they need to be able to afford a home. So we can't build affordably. The single family market is not affordable, and inflation surpassing wage growth, so you have this massive shift of people, in my opinion, moving from home ownership to the rental side. And there was a time where 1% shift Keith was 1 million people,   Keith Weinhold  29:27   1 million new renters, with every 1% drop in the home ownership rate   Ken McElroy  29:32   was 1 million people. So imagine that it doesn't sound like much when you go 65.7 to 65.1 right? That's a lot of people. When you got about 142 million people in the US, or a billion, right? 340   Keith Weinhold  29:46   350 million in 300 Yeah, about 145 million houses,   Ken McElroy  29:51   45 million, yeah, something like that. So you start to take a look at these numbers. They're massive. So these little 1% movement. It is a lot of people. I think we're going to continue to see it. People need to put their stake in the ground here and get on the landlord side of this, because we're going to see a massive shift of people because they can't afford they're going to be permanent renters, renters for life. And it's not good. I'm not advocating, but it just is what it is, with wage destruction, with inflation, with the affordability, the way it is, people are going to be forced into the rental side of the equation, whereas before, we were always kind of working on the fluctuations of the interest rates and the policies of the President, let's say, or whatever it was, to try to get people to be homeowners, or whatever it might be. Now, we might be in some kind of a permanent state unless something really changes, because we're four or 5 million houses short in the US as a result of the last 20 years. As you know,   Keith Weinhold  30:54   I recently saw a media article that was titled The hidden cost of home ownership, and they were talking about hidden costs as things like maintenance, property taxes, property insurance, utilities. I don't know how in the heck those costs are hidden. Any prospective homeowner needs to be aware of those costs, and inflation impacts those costs, where inflation cannot impact your fixed rate, principal and interest payment. There we have it a brazen prediction from Ken that the home ownership rate will drop below 60% in this cycle and the hordes of renters that that's going to release, we're talking about the direction of rents and occupancy in both Phoenix and the nation at large. We're going to come back after the break and talk about the direction of real estate prices. You're listening to get rich education. Our guest is Ken McElroy. I'm your host. Keith Weinhold.   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. 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So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family to 66866. To learn about freedom. Family investments, liquidity fund again. Text family to 66866   Naresh Vissa  33:25   this is GRE real estate investment coach. Naresh Vissa listen to get rich education with Keith Weinhold, and don't quit your Daydream.    Keith Weinhold  33:32   Welcome back to get worse education. We're talking with seasoned investor Ken McElroy, and he's also been one of the most recurrent guests here on the show. He's just consistently got some of the very best perspectives in the entire nation on the real estate market. And Ken the Fred data, which pulls their numbers from Kay Shiller, it shows that the value of a mid tier single family home in Phoenix, Metro wide, has basically been flat for the last year and a half. I know your wife, Daniil, deals with single family rentals there in Phoenix. Can you corroborate Is that what you're seeing as far as values go there on the ground, or is it different in the sub markets    Ken McElroy  34:20   it's definitely different in the sub markets, but I would definitely concur that it is flat, Keith, it's a very interesting time. People are used to selling things fast. Oh, I'm going to sell this and it trades, and then they're moving it right to something else. They're not used to the markets that you and I grew up in, right which is, you remember the old days where we would list something and it might be on the market for three or four or five months. These people, these kids, these let's last 10 years, they have never seen anything like that. So for me, I think we're just moving back to what I would consider to be normal. I don't see a problem with flat at all. In fact, I think homes are unaffordable and. And flat isn't necessarily bad. That means that both sides are kind of doing deals. That means the seller doesn't hold the cards, and it means the buyer doesn't hold the cards, and so right now is a great time to buy because if a seller is sitting on something for even a couple months, they're not used to it. There's deals to be had right now. And it's, I think, if you have the dry powder and you have the ability to move, is a great time to buy.   Keith Weinhold  35:26   You had mentioned, when we were talking outside this show, that your wife, Danielle has made some interesting moves in her single Yeah, yeah, tell us about that.   Ken McElroy  35:36   It's a fantastic move. I mean, one of the greatest, obviously, I'm doing these big apartment deals, she can't relate, and she's doing these small houses, which she loves. She doesn't like debt. She likes to pay them off, and she manages them all herself. And so she bought this condo years ago, and it's worth about 300 grand, and she paid like 164 years ago, and the rents have dropped. You know, per our last conversation, they were used to be around 1900 now they're around 1700 but the same time, rents have dropped. And why would rents drop? Because there's more competition. There's new apartment buildings being built around the area. The tenants have more choices. Again. There's, you know, rents came down a little bit. So she lost couple 100 bucks a month there, and the HOA hit her with costs. Our insurance went up, our landscaping went up, so all of a sudden their HOA fees started going up. So the rents came down, and the HOA costs went up, squeezes on, yeah, so all sudden she's got this squeeze and so she's looking at it. And I said, you really ought to take a look at your what we call imputed equity. In other words, she has no debt on this thing, so she literally has another way to say it is she has 300,000 sitting in a condo, an asset. What does it matter? What it is and she gets maybe, what does she make it 500 a month, maybe $6,000 okay? Net Cash Flow a year, right? Nothing. So you take your 6000 you divide it by your 300 and it's not a very good return. Yeah, eight. Okay, so she's looking at what we call imputed equity. What's your return on the equity you have? Okay, so she said, I'm going to start looking at these homes that have, like you said, the garages and the yards, because again, we know that should be able to get closer to $3,000 a month on those so she started scouring, and she found one, and it was about 450 grand. So she had to come up with another 150 grand. And so what she did was she sold the unit, the condo she had that had rising HOA and lowering rents for 300 she did a 1031 exchange into the $450,000 house, and then she had to come up with another 150 but her rent now is three grand, and she was able to increase her cash flow By almost $1,000 for a month. So that extra 150 generated about $12,000 of net cash flow gain. And so again, she just purely looked at the math on one and did a 1031 moved it into another one. And now she's super happy it's in a home. And as you know, in a lot of these homes, not always, but you tend to have people that don't move as much. So this the guy that moved in has his son. He has him in a local school. He's young. He's probably going to be there for years, so she's probably not going to have the turnover that she would in a condo project. That's really more like an apartment building. That's what she just did. And so don't forget, when prices are high, you're exiting high and buying high. When prices are in flux, a little bit like they are flat, you're going to be able to find deals. So it's a really good time to take a look at imputed equity and what's your real, true return, and is there a better asset class for you to be able to move that money into? Because this is truly about managing money and maximizing your return on your own dollars. And that's a move that she just made, and she's going to be on the cruise. She'll see you, and I'm encouraging her to actually do a talk on it, because there's a lot more detail to how she pulled it off. But it only took her, like, four or five months to do it, and it worked perfectly.   Keith Weinhold  39:22   Yeah. Well, congratulations there. I'm a fan of debt around here, as you know, on the summit, Daniel and I'll have to have a chat, and I'll talk about why financially free beats debt free and all of that. But I would love to hear her reply. She probably has some really good, sound reasoning for that can nationally apartment values have followed perhaps an astounding 30% because the way I see it is that three or four years ago, there were tons of new apartment starts with those freakishly low mortgage rates like you touched on. Start to completion of an apartment building can be as long as two years. So those starts have now become completion. Dollars, and they need to be leased up. So that's the glut, and that's why apartment vacancies are common in a lot of American markets today, with higher mortgage rates now, we have fewer starts and with less new future apartment supply coming onto the market, which would have been completed in 2025 to 2027 I mean, that's something that could portend well for the future, but the current apartment glut still needs to get absorbed by tenants. So talk to us about that.   Ken McElroy  40:29   That's a great, great tee up for me. Okay, so I'm going to do seven transactions this year. Now, that's all 200 plus units. So I bought 360 unit building and brand new in Las Vegas. We just closed on a 282 unit in north Scottsdale. We bought 152 unit in Phoenix. And on and on and on and on and on. We're really, really, really busy right now, because, to your point, why would we be doing that now? Here's why apartments are valued based on how they're operating period. So high vacancy, high concession, flat rents, high expenses. That's all bad if you own it, it's really good if you buy it. So you want to buy at today's numbers, and that's what we're doing. We're buying at today's numbers, and we think that there's a little window that we've got through 26 to be able to acquire a bunch of apartments at these low values. To your point, they've definitely dropped. There's another case as to why, because the next piece is when the mortgage rate's high, cash flow is less. So when your mortgage payment is higher, all things being equal, your cash flow is less. So when rates went up, then people could pay less, and that drove values down. So if we could lock in today with all this disruption, so that's what we've been focused on. And it's been a very exciting year for our company. And in addition to that, to your point, but you and I have never spoken about, we just broke ground on another deal, and we're just leasing up on a deal down in Tucson that we're we're a 300 unit building that we're just finishing, and we just broke ground on a 312 unit, and we got a couple more slated because we're trying to break ground today. And why would we would break ground today because there's not a lot of subcontractors bidding on the stuff. So we're getting better pricing. The interest rates are high. This is true. That's not necessarily a positive, but we're breaking ground in anticipation of opening in two years, when all this stuff gets absorbed, we're going to be opening and so, you know, if we could time it today with 25 we break ground, we're going to open in 27 this stuff will be absorbed by then the blood will be in the streets in 25 and 26 and maybe early 27 and then it's going to shift again, Keith, and you know, people are slow to react. And so we think we're going to hit this little window at optimal time to be able to open up brand new product in two years.   Keith Weinhold  43:05   That's great. Ken we've been having these conversations for over a decade now, I know, and the way that I see it is that MC companies, your company, was built exactly for times like this. Is that to say that you think apartment values have reached their bottom,   Speaker 2  43:22   so I actually don't think they have yet. That's a funny comment, and here's why, because we also went through this extend and pretend time with lenders, right? So the lenders, whoever bought something, was trying to hold on to it forever. But now, with this new administration and the battle with the, you know, Powell still in office for another year. Who knows really, what's going to happen with rates? Maybe a quarter here, quarter there, whatever. But the reality is, there's no relief in sight. It doesn't appear. Because now we have this high vacancy, we have high expenses, and I don't think there's going to be a lot of interest rate relief. And so I think the lenders are going, you know what? We're gonna start listing these. So we're starting to see just in the last few months, brokers call. I got a call the other day from a broker out of San Antonio. He said a lender called me. They gave me nine deals. He said the keys, they gave me the keys on nine deals now and then I got another one in Dallas. It was 35% occupied, and the loan was 25 million, and the guy said they would take 14, so that's an $11 million haircut to the lender. So you're starting to see these. These are coming into my emails, right? Because they flooded. We are kind of deal. Yeah, it's so good. Now I've passed on everything so far because I think the knife is still falling a little bit, and so I think we're in the first few innings of seeing these kinds of deals, and there needs to be a lot of them, right? Like they need to be everywhere. And then when they're everywhere, everything's listed, and people are looking at them, and there's all this interest, then I think we're going to be at the bottom, but we're darn close. I mean, we're darn close, I would say. Right? We're probably by end of the year close. That's why, if a prudent investor, is getting their dry powder together, now they're meeting with their broker relationships, now they're meeting with their lender relationships, now they're putting together their LPs, and they're starting to go out and look at deals. Now, even if it's no no, no, no, no, no, no. This is the time for you to build relationships and be ready to strike when you start to see stuff this year, toward the end of the year, will will be the bottom and then I also think next year is going to be rocky for a lot of things. Then you're going to see a lot of lender write offs.    Keith Weinhold  45:37   This is really good guidance for what you the listener, can accidentally do if you are a prospective apartment building buyer. Great insight there. Ken. Ken, yes, you and I are about to be together on the real estate guys Investor Summit to see but there's another great event that begins at the end of next month that you put together.    Ken McElroy  45:59   Tell us about that. This is great. I have now we have about 4000 investors. So these are all high net worth people that invest with us. And you know, this is our 24th year in business. So when I meet with all of them, we used to do these investor summits, they would say, What about gold? What about silver? What about oil? What about water? What about timber? What about self storage? What about Office? What about retail? So I'm like, I'm going to create a conference where I can have everything in one spot, and we can invite high net worth, accredited people be able to come there and listen to the best of the best. So no professional speakers, just people that are really doing deals. You know, like we have guys that are building wellness spas and hospitality. Obviously, we have some single family. We got multi family. Got a retail guy, industrial guy, commercial guy, office guy. We got a gold panel. And then we got these economists, and you probably know some of the names. So we got George gammon coming. We got Jeff Snyder, who's unbelievable Euro dollar University. He's coming. We got Brent Johnson, who created what's called the milkshake theory. And just Google it, you'll see it's all about the central banks. We got Jim Rickards, who wrote currency wars and a new case for gold. And we got Lawrence Lepard, who just wrote this book called The Big print. All coming as speakers unpaid, and they're just going to try to deliver the best value they can to the people. Because I tell you what, Keith, I don't know about you, but it's confusing. I'm reading about tariffs, I'm reading about inflation. I'm reading about unemployment. I don't know where interest rates are going. I'm feeling it at the street level, at the main street level, with my apartment buildings, they're harder to manage. The expenses are going up. I try to create this environment to where people can show up and hear real real things, and they can make real decisions and course correct, right, and also take advantage of of some other things. We're also having a manufacturing panel, and I got a whole panel just on the Trump tax bill, because the opportunity zones, the bonus depreciation, all the stuff, these are things that you can do to be able to take action. So this is limitless expo.com. Since we're on your show, they can do KEN10. KEN10, which is a discount, the prices do go up. Obviously they're the highest. They are in July, because that's when the event is but in June, they're still lower. So I would suggest that people go this year, especially with this new administration, and everybody's like, what is going on? Hopefully we can it's starting to clear up some of the confusion that we all have right now and try to figure things out.   Keith Weinhold  48:36   It seems like all we do know is that we don't know limitless ought to help clear some of that up. It is July 31 to August 2. Tell us where it's taking place.   Ken McElroy  48:47   Yeah, it's at the gaylord in Texas, in Dallas, Texas. It's called the Gaylord Texan. It's limitless expo.com. Now we did it last year. There'll be 2000 people. We have 50 speakers. We have five stages, 50 speakers. It's a really high end event. What I mean by that is these are real people doing real deals with real businesses, real investors. It's been fantastic. I haven't had to pay speakers because of the quality of the attendee. That says a lot. It's really been interesting and great. And by the way, I don't really think having big speakers to sell tickets is the way to go. I'd rather have a real quality event, and it's really interesting once you set your mind on something. Because my investors and other investors show up because they do more than invest in just what we do. Like real estate. Everybody wants a little piece of real estate, but they also want to know about Bitcoin. They also want to know about gold, you know. And these are things that I'm not that proficient in, you know. I want to hear from experts in those fields. So it's really been a great, great event.   Keith Weinhold  49:48   You kind of crowdsource the need. You listen to what your audience was asking about, and then you delivered it for them. Limitless expo.com, use the discount code KEN10 to get. Get a discount. Ken McElroy, it's been great chatting about the direction of rents and prices in the both single family space and apartment space. It's been great having you back on the show.   Ken McElroy  50:09   Yeah, for sure. Keith, always great. Man. Good seeing you.   Keith Weinhold  50:18   Yeah. Ken, decidedly bullish on buying real estate, even calling it a great time to buy. He basically believes that because buyers have more power than they did three and four years ago, and they have more options, an emphatic prediction that the home ownership rate will fall below 60% there is profundity here. I mean, the census figures on this go back to the 1960s and the lowest it's fallen in all that time was 63% by the way, homeownership peaked in 2004 at 69% apartment values have crashed about 30% and It's probably going to get worse. So the worst isn't over, but likely will be by about the end of this year. So in Ken's opinion, most of the worst is over. I'm reading in between the lines there on that one. Hey, I hope you've been enjoying this show lately. Next week, we're going to change things up somewhat here. Recently, we've had rather prominent guests on the show, like the father of Reaganomics, David Stockman, then Russell gray last week, this week, the owner of 10,000 running units, Ken McElroy. And you know their perspectives and experience and influence, they are terrific. And I trust that you've learned from them. Next week, we'll have two GRE listeners here on the show, regular listeners, perhaps people more like you, because you can probably relate well to their stories. Until then, I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 3  51:59   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  52:22   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access, and it's got paywalls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point, because even the word abbreviation is too long. My letter usually takes less than three minutes to read, and when you start the letter, you also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre 266, 866, while it's on your mind, take a moment to do it right now. Text GRE TO 66866   The preceding program was brought to you by your home for wealth building, get richeducation.com    

Hear from Lindsay de Sausmarez, Yvonne Burford, Tom Rylatt and Carl Meerveld as Matt Fallaize joins Tony Curr to look at where the top 10 at this election might fit into the new States and where things came unstuck for some of the big names to miss out. Hosted on Acast. See acast.com/privacy for more information.

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[01:11:09 – 01:16:00] — Constitutional Crisis: Legislative Nullification of Federal Power Discussion of Tennessee and Louisiana bills that would criminalize enforcement of federal laws like gun control and vaccine mandates, framing the actions as a peaceful constitutional counter to federal overreach.[01:17:08 – 01:20:37] — Weaponized Climate Fear and Legalized Geoengineering Critique of climate change panic as a tool of control, highlighting federal legalization of atmospheric geoengineering and environmental manipulation without public consent.[01:24:19 – 01:26:52] — Rebranding the Police State for the Right Warns that the police state is being rebranded to appeal to conservatives using the border crisis as a Trojan horse for total surveillance and military-style control.[01:27:47 – 01:30:34] — Theater of Impeachment and Manufactured Outrage Describes calls for Biden's impeachment as a scripted distraction with no real consequences, likening it to WWE politics where both parties serve the same agenda.[01:44:14 – 01:48:07] — Breaking Trump's Psychological Hold on the Right Analyzes how Trump's narrative control has become a psychological barrier preventing conservatives from opposing tyranny, even as he pushes policies like red flag laws and mass surveillance.[02:59:00 – 03:00:57] — Disillusionment with Trump's Broken Promises Expresses frustration over Trump's failure to deliver on anti-war and anti-surveillance promises, likening the betrayal to the recurring Charlie Brown football gag.[03:20:13 – 03:24:32] — 14th Amendment, Transgender Rulings, and Legal Consistency Discusses recent Supreme Court support for Tennessee's ban on child gender transitions, arguing the Equal Protection Clause requires applying child-protection laws equally, including to unborn children.[03:36:15 – 03:40:27] — Trump, Powell, and the Inflation Game Breaks down how Trump's push for lower interest rates is tied to refinancing government debt and trade optics, warning this would inflate the money supply and worsen economic instability.[03:42:02 – 03:45:19] — US-Backed Atrocities in Gaza Covers antiwar.com's report on dozens of Palestinians killed by Israeli airstrikes, including children, and emphasizes US complicity in the suffering through funding and military support.[03:47:44 – 03:52:11] — Trump's Immigration Enforcement and Constitutional Overreach Criticizes the Trump administration's immigration raids, calling them unconstitutional, coercive, and akin to quota-driven Soviet enforcement schemes.[03:56:12 – 03:58:48] — Constitutional Breakdown of Federal Immigration Power Explains Article 4, Section 4 of the Constitution to argue that the federal government has no authority to police immigration without explicit state invitations, and likens Trump's actions to George Washington's unconstitutional Whiskey Rebellion suppression. Follow the show on Kick and watch live every weekday 9:00am EST – 12:00pm EST https://kick.com/davidknightshow Money should have intrinsic value AND transactional privacy: Go to https://davidknight.gold/ for great deals on physical gold/silver For 10% off Gerald Celente's prescient Trends Journal, go to https://trendsjournal.com/ and enter the code KNIGHT Find out more about the show and where you can watch it at TheDavidKnightShow.comIf you would like to support the show and our family please consider subscribing monthly here: SubscribeStar https://www.subscribestar.com/the-david-knight-showOr you can send a donation throughMail: David Knight POB 994 Kodak, TN 37764Zelle: @DavidKnightShow@protonmail.comCash App at: $davidknightshowBTC to: bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7Become a supporter of this podcast: https://www.spreaker.com/podcast/the-david-knight-show--2653468/support.

[01:11:09 – 01:16:00] — Constitutional Crisis: Legislative Nullification of Federal Power Discussion of Tennessee and Louisiana bills that would criminalize enforcement of federal laws like gun control and vaccine mandates, framing the actions as a peaceful constitutional counter to federal overreach.[01:17:08 – 01:20:37] — Weaponized Climate Fear and Legalized Geoengineering Critique of climate change panic as a tool of control, highlighting federal legalization of atmospheric geoengineering and environmental manipulation without public consent.[01:24:19 – 01:26:52] — Rebranding the Police State for the Right Warns that the police state is being rebranded to appeal to conservatives using the border crisis as a Trojan horse for total surveillance and military-style control.[01:27:47 – 01:30:34] — Theater of Impeachment and Manufactured Outrage Describes calls for Biden's impeachment as a scripted distraction with no real consequences, likening it to WWE politics where both parties serve the same agenda.[01:44:14 – 01:48:07] — Breaking Trump's Psychological Hold on the Right Analyzes how Trump's narrative control has become a psychological barrier preventing conservatives from opposing tyranny, even as he pushes policies like red flag laws and mass surveillance.[02:59:00 – 03:00:57] — Disillusionment with Trump's Broken Promises Expresses frustration over Trump's failure to deliver on anti-war and anti-surveillance promises, likening the betrayal to the recurring Charlie Brown football gag.[03:20:13 – 03:24:32] — 14th Amendment, Transgender Rulings, and Legal Consistency Discusses recent Supreme Court support for Tennessee's ban on child gender transitions, arguing the Equal Protection Clause requires applying child-protection laws equally, including to unborn children.[03:36:15 – 03:40:27] — Trump, Powell, and the Inflation Game Breaks down how Trump's push for lower interest rates is tied to refinancing government debt and trade optics, warning this would inflate the money supply and worsen economic instability.[03:42:02 – 03:45:19] — US-Backed Atrocities in Gaza Covers antiwar.com's report on dozens of Palestinians killed by Israeli airstrikes, including children, and emphasizes US complicity in the suffering through funding and military support.[03:47:44 – 03:52:11] — Trump's Immigration Enforcement and Constitutional Overreach Criticizes the Trump administration's immigration raids, calling them unconstitutional, coercive, and akin to quota-driven Soviet enforcement schemes.[03:56:12 – 03:58:48] — Constitutional Breakdown of Federal Immigration Power Explains Article 4, Section 4 of the Constitution to argue that the federal government has no authority to police immigration without explicit state invitations, and likens Trump's actions to George Washington's unconstitutional Whiskey Rebellion suppression. Follow the show on Kick and watch live every weekday 9:00am EST – 12:00pm EST https://kick.com/davidknightshow Money should have intrinsic value AND transactional privacy: Go to https://davidknight.gold/ for great deals on physical gold/silver For 10% off Gerald Celente's prescient Trends Journal, go to https://trendsjournal.com/ and enter the code KNIGHT Find out more about the show and where you can watch it at TheDavidKnightShow.comIf you would like to support the show and our family please consider subscribing monthly here: SubscribeStar https://www.subscribestar.com/the-david-knight-showOr you can send a donation throughMail: David Knight POB 994 Kodak, TN 37764Zelle: @DavidKnightShow@protonmail.comCash App at: $davidknightshowBTC to: bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7Become a supporter of this podcast: https://www.spreaker.com/podcast/the-real-david-knight-show--5282736/support.

Episode Notes Did you know you can support my podcast for as little as $1 a month? You can do that by heading over to my Patreon HERE!!  This week I welcome back my buddy Carter Shilts to the podcast! He is currently the mandolin player in Chicken Wire Empire and they just released a fantastic new album called “Growing Pains”. They are headed overseas and then hitting it hard when they return to the States . To pick up a copy of the new album and to find out if and when they are playing near you, head HERE to their website! Songs featured in this episode: “Ocean Tiger” by Chicken wire Empire (Growing Pains)  “Say Goodbye” by Chicken Wire Empire (Growing Pains) “Fiddle and Song” by Chicken Wire Empire (Growing Pains) “Me and You” by Chicken Wire Empire (Growing Pains) “Anomie” by Chicken Wire Empire (Growing Pains) “Tis Sweet to be Remembered” by Frank Wakefield and Red Allen (Kitchen) NORTHFIELD GIVEAWAY HERE As Always a HUGE thank you to all of my sponsor's that make this podcast possible each week! Mandolin Cafe Peghead Nation promo code mandolinbeer Northfiled Mandolins Ear Trumpet Labs Ellis Mandolins Pava Mandolins Tone Slabs Elderly Instruments String Joy Strings promo code mandolinbeer Tone Traveller

In this FYF episode, Lesley Logan shares practical advocacy phrases to use during medical visits so you feel seen and heard. She also celebrates wins from Heather Ingram and Joanne Sutton, highlighting the strength in trusting your instincts and practicing gratitude. Plus, Lesley reflects on the joy of a solo weekend and embracing simple pleasures. Let this episode be your reminder that every small shift counts.If you have any questions about this episode or want to get some of the resources we mentioned, head over to LesleyLogan.co/podcast https://lesleylogan.co/podcast/. If you have any comments or questions about the Be It pod shoot us a message at beit@lesleylogan.co mailto:beit@lesleylogan.co. And as always, if you're enjoying the show please share it with someone who you think would enjoy it as well. It is your continued support that will help us continue to help others. Thank you so much! Never miss another show by subscribing at LesleyLogan.co/subscribe https://lesleylogan.co/podcast/#follow-subscribe-free.In this episode you will learn about:How to advocate for your health at doctor visits.Heather's bold move to change Pilates equipment and how her clients responded.Joanne's journaling practice that shifted her mindset around money.Lesley's solo weekend win and why personal time matters.Episode References/Links:Make Doctors Listen To You - https://beitpod.com/robynholdawayFemGevity Affiliate - https://beitpod.com/femgevityEp. 177 Lindsay Moore - https://beitpod.com/ep177Ep. 137 Jessica Valant - https://beitpod.com/ep137Move Free From Pain by Joanne Sutton - https://a.co/d/6nmJZHx If you enjoyed this episode, make sure and give us a five star rating and leave us a review on iTunes, Podcast Addict, Podchaser or Castbox. https://lovethepodcast.com/BITYSIDEALS! DEALS! DEALS! DEALS! https://onlinepilatesclasses.com/memberships/perks/#equipmentCheck out all our Preferred Vendors & Special Deals from Clair Sparrow, Sensate, Lyfefuel BeeKeeper's Naturals, Sauna Space, HigherDose, AG1 and ToeSox https://onlinepilatesclasses.com/memberships/perks/#equipmentBe in the know with all the workshops at OPC https://workshops.onlinepilatesclasses.com/lp-workshop-waitlistBe It Till You See It Podcast Survey https://pod.lesleylogan.co/be-it-podcasts-surveyBe a part of Lesley's Pilates Mentorship https://lesleylogan.co/elevate/FREE Ditching Busy Webinar https://ditchingbusy.com/ Resources:Watch the Be It Till You See It podcast on YouTube! https://www.youtube.com/channel/UCq08HES7xLMvVa3Fy5DR8-gLesley Logan website https://lesleylogan.co/Be It Till You See It Podcast https://lesleylogan.co/podcast/Online Pilates Classes by Lesley Logan https://onlinepilatesclasses.com/Online Pilates Classes by Lesley Logan on YouTube https://www.youtube.com/channel/UCjogqXLnfyhS5VlU4rdzlnQProfitable Pilates https://profitablepilates.com/about/ Follow Us on Social Media:Instagram https://www.instagram.com/lesley.logan/The Be It Till You See It Podcast YouTube channel https://www.youtube.com/channel/UCq08HES7xLMvVa3Fy5DR8-gFacebook https://www.facebook.com/llogan.pilatesLinkedIn https://www.linkedin.com/in/lesley-logan/The OPC YouTube Channel https://www.youtube.com/@OnlinePilatesClasses Episode Transcript:Lesley Logan 0:00  It's Fuck Yeah Friday. Brad Crowell 0:01  Fuck yeah. Lesley Logan 0:02  Get ready for some wins. Welcome to the Be It Till You See It podcast where we talk about taking messy action, knowing that perfect is boring. I'm Lesley Logan, Pilates instructor and fitness business coach. I've trained thousands of people around the world and the number one thing I see stopping people from achieving anything is self-doubt. My friends, action brings clarity and it's the antidote to fear. Each week, my guest will bring bold, executable, intrinsic and targeted steps that you can use to put yourself first and Be It Till You See It. It's a practice, not a perfect. Let's get started. Lesley Logan 0:47  Hi, Be It babe. How are you? Are you doing great? Happy Friday. I'm so glad you're here. I really am. I'm really glad that you're here. I hope you know that, like, as I sit here, picking what's gonna be the inspirational message for you today, picking the wins I'm going to share with you, reading your wins, because I have, like, a collection of wins. Some of them, if you notice, like when I read them, they're like from months ago is because there's so many that I want to share, and I wish I could share them all every single week, but know that I really do, can't wait to get them out there. And I hope that when you re-hear your win that you shared from months ago, you remember like you did that. You fucking did that. So way to go. So we do an inspiration from the internet, because things can be inspiring out there, doesn't have to be all be crap. We do wins of yours. We do a win of mine, and then we do a mantra. Lesley Logan 1:28  And so this particular one is like, phrases to say when you're at the doctor. And I wanted to give this to you, because we want to talk about, like, how you need to be an advocate for yourself when you go to the doctor sometimes. So here they are. Specific phrases that will make doctors listen to you. One is, this is having a significant impact on my quality of life. The next one is, this is having a significant impact on my partner's life. Another is, it's keeping me from have, being able to do activities that I enjoy. I'm having to take off work because I'm experiencing symptoms. I've struggled to get appropriate care for this problem. Please, can you make a note why you're denying me this treatment? Could you please send a copy of my medical records to me after we're done? Other people have noticed the problems I'm having and have said to me that it may be an issue. My pain is significant enough that I cannot sleep or can't walk. If you are in a larger body then saying something like I have recently lost 10 to 15 pounds, and my symptoms have got worse. That can be a really quick cheat for doctors. They often say, like, you have to lose weight. And you can say, I've done that. And then another thing, if you have notes that you have psychiatric care to let them know that I've already talked about this with my psychiatric care doctors, and they agree that this issue has nothing to do with my psychiatric care, and my pain is very difficult to manage with other over the counter treatments here's what I'm experiencing to manage the situation. So like I, I wanted to share this with you, because I think sometimes we go to doctors and we tell them, like, oh, let's just see how it's going. Oh, you're in range, oh, this, oh that. And the problem is, is that you, by the time you got into the doctor is probably four to six months from when you wanted to and so it can be frustrating when they're like, let's just, let's just see how it's going. It's like it's been months, right? And I do hate when doctors are telling you to lose weight, because, as we know, most doctors had the least amount of training possible around nutrition, especially in the States. I don't, I can't speak for other places. So this particular account we'll link to in the show notes, these are people that are in the U.K. and these are phrases that they have noticed have worked for them, and then they have a whole bunch of comments in the section of other phrases have worked for other people. And I just wanted you to have it because, my goodness, your health should not be something that you, that is holding you back and keeping you from being it till you see it. And as you know, on the show, we've had multiple doctors on here before. We've had Lindsay Moore on here to talk about how to advocate for yourself. We've had Jessica Valant who talks about advocating for yourself. We've had the FemGevity people who work as telemedicine help for for women in multiple states in the U.S. So we, at this podcast, like, I really am trying, like, how do we get more doctors to you, to help you be till you see it? Because sometimes it's our health that's keeping us from these wins and from doing the thing we want to do, and holding us back. And then you get to the doctor, and they don't listen to you, that can be infuriating. So I hope those phrases help. I really, I had to advocate myself when I was having health issues, because I was like, let's just wait and see. Oh, it's not that bad. You probably just have IBS. And it's like, no, I don't have IBS. That's not a thing. I don't have that and so, but I would, but instead of, like, having a nice phrase to say, like, I have done all the things for IBS, and it has not, the symptoms have gotten worse, like that phrase would have gotten their attention, or, you know, things like that. So anyways, I hope, I hope that's helpful. I hope that helps you when on your next appointment, so you can be seen and taken care of, so you can go be the person you want to be. Lesley Logan 5:00  Okay, your wins. Okay. This is from Heather Ingram. She is an eLevate grad, Agency member, and just all around badass person. And she wrote FYF, one of my clients who comes one time a week, does homework three to four times a week. So she does her Pilates homework three to four times a week. She's loving my new Contrology apparatus since I switched from the Allegro Tower of Power the last three sessions, she is amazed at how much connection she feels, and that it feels so much harder, but in a good way. Today, she said running feels like a real running too. I was so nervous to make a big change from an Allegro to a Contrology for fear of resistance or client concern in my boutique home studio, another client commented how much safer she feels in rushing splits and tendon stretch, since she has to do all the work, but now rocks the Reformer teaser for the first time, I personally felt like Pilates so is now so much harder as fuck in my own body. But I'm loving all the curiosity and my own body and my clients. I'm glad I made the leap in my teaching journey. I just want to acknowledge, like, even if you guys don't even know what those words are Tower of Power or Contrology apparatus. Like, we've all had to, like, felt this urge to, like, make a change in our life, right? Like, maybe it's your schedule or it's your job, or it's where you're gonna live, or all these things, and we're like, oh my God, and you don't know how it's gonna be on the other side, you just feel like it could be better. And then, you know those concerns that, like, the negative person's gonna come in and, like, go, oh, I like the other thing better. And like, so you could, like, go, oh my God, did I make the right decision. You could doubt yourself. And so I love that Heather saw out these comments as wins, that she made the right decision. And I just wanna say, if you are someone who's making a switch or change in your life, seek out the compliments and try, because what will happen is your brain will actually be on the alert for the person who's going to say, this sucks. And you go, yeah, you're right. It does suck. And really and really know like that person just thinks everything sucks, right? So anyways, I just wanted to share that win, because I think we can all like we can all relate to that a bit, right? Lesley Logan 7:04  Okay, Joanne Sutton, she's from Agency. She's in Australia. She's amazing. She's got a great book out. We've had wins from her on her book. And she wrote, I was feeling down about my finances, so I have a few clients away for many weeks, and some large unexpected expenses. So I started worrying. I knew I needed to pull myself out of this dangerous worry state. So I wrote down all my financial wins for the year in a notebook. There were so many. The more I wrote down, the more grateful I felt, and I realized my situation was so much better than I thought it was. They included things like raising my rates, paying off my tax statement, plan early, getting a new client, selling Thera bands, etc. I'm no longer worrying and still feel I and still feeling grateful for everything I have and celebrating each new financial win as it comes along. I have a new client booked in for an initial assessment, as I mentioned above, she read my book a year ago, which she describes as a fascinating and signed up for my free book bonuses, which means she also gets my fortnightly newsletter. So after a year, she subscribed to my on demand videos and wants to have the initial assessment next month, which she has already paid for. She's in the U.K. and I'm in Sydney, Australia. My client journey really worked. I just like, I'm just obsessed with this, Joanne, because first of all, like, let's just go back to your first win, which is about, like, going, oh my god, I have all these bills. Oh my god, all this is happening. Oh my god, oh my god, oh my god. Like, ah, you know, I live in the States, and like, every thing on every time I open my phone the news widget is like, I got something financial for me to worry about. And it's so easy, as someone who's like, tendency to upper limit is by worry, to go in that worry zone. And I love that you went into the gratitude zone, and I love that you started to write down things that were financial gratitudes, and that allowed you to see, like, actually, like, what's going on right now for you sucks, but you have done all this, so look at how much you have done so you can handle this. You can totally handle this. And a year ago, you did something so scary, you published a book, and someone saw it, and we never get to determine how long it takes someone to sign up for something, but the fact that you were so consistent with your newsletters, even with everything that's going on in your life, so that she could when she was ready to make the decision, make the decision, contact you. You have to be so proud of yourself. Your consistency is what got her there, right? It's so amazing. Like there's always gonna be reasons why we don't do the thing, why we don't send the newsletter, why we don't do the post, there's always a reason, but the fact that you had consistency there allowed this person to feel safe and sign up and like, that's just going to fill those financial problems that are momentarily, momentarily happening. Yeah. So anyways, thank you, both ladies, for sharing these things so we can see, like, ah, gratitudes. Like, never underestimate them. Lesley Logan 9:38  Okay, my win. Okay. In May, I know this is June, but in May, I didn't get to celebrate with you guys, yet, my husband goes on a camping trip with his friends, and they always want me to go, like they always, they always want me to go. And I was going to go, and then they changed the date, so it was going to be difficult for me to go. And then they went the original dates, and then they changed dates. It was like a hard no, can't do it. I was leading the eLevate Cadillac weekend, which means it's like the halfway point, I would have about eight different people at the house from the two different groups, and so it was just gonna be a lot and I mean, not a lot. It was amazing. I love doing it. It's a lot, but it's really fun for me. However, I, I was like, oh, I can't go on this trip now, because this is happening, and my win is, I actually was like, okay, but what do I get to do? Because I don't get to go on this trip, but I also get to have a weekend doing whatever I want when I'm not teaching this group of people. Amazing. My husband took Bayon so I actually also had a weekend dog-free. So I was just like, I was like, a single girl for like, four days. I'm gonna tell you right now, I did all the things that I never get to do, and I'm like, I have to think about the dogs. Do I have to go back to this? Oh, does Brad want to come like I did everything, like a single woman would do it, and I fucking loved it, not that I but I'm not saying like I would love being single. I would never love that. I love my partner so much, and I love my dog so much, but like, I just took advantage of four days, and also, like that allowed me to be so much even more focused on the women who came to the house for the eLevate weekend. And then also for those who are on the Zoom, I could be so much more focused for them. So, a huge win. And just like, yeah, I took myself on a girls night. Fuck yeah, I did.Lesley Logan 11:17  You know, I ate at the places I wanted to eat. I had girl dinner, which for me is eggs and tater tots, sweet potato tater tots, sweet potato tater tots, to be specific. So, like I did all that, guilt free. So fun. And so you know, if you needed to hear that a girl's night is a freaking win, like a solo girls night is a win, or a girls night with your girlfriends is a win. It is. These are hard things to do. Should I, I could have cleaned out my closet, and if I had I could call that a win, but I really wanted to take the weekend and do like, whatever I wanted to do, and so I did. That's my win. I love it. Lesley Logan 11:48  Okay, let's get you a mantra, and then get you on your day. My heart is open to helpfulness for myself and others. My heart is open to helpfulness for myself and others. My heart is open to helpfulness for myself and others. You guys, are you receiving? Are you allowing it to be easy for people to give you things? Are you receiving? I hope you are. If you're not, repeat that mantra three more times. You guys, have an amazing day and until next time, Be It Till You See It. Lesley Logan 12:16  That's all I got for this episode of the Be It Till You See It Podcast. One thing that would help both myself and future listeners is for you to rate the show and leave a review and follow or subscribe for free wherever you listen to your podcast. Also, make sure to introduce yourself over at the Be It Pod on Instagram. I would love to know more about you. Share this episode with whoever you think needs to hear it. Help us and others Be It Till You See It. Have an awesome day. Be It Till You See It is a production of The Bloom Podcast Network. If you want to leave us a message or a question that we might read on another episode, you can text us at +1-310-905-5534 or send a DM on Instagram @BeItPod.Brad Crowell 12:58  It's written, filmed, and recorded by your host, Lesley Logan, and me, Brad Crowell.Lesley Logan 13:03  It is transcribed, produced and edited by the epic team at Disenyo.co.Brad Crowell 13:08  Our theme music is by Ali at Apex Production Music and our branding by designer and artist, Gianfranco Cioffi.Lesley Logan 13:15  Special thanks to Melissa Solomon for creating our visuals. Brad Crowell 13:18  Also to Angelina Herico for adding all of our content to our website. And finally to Meridith Root for keeping us all on point and on time.Support this podcast at — https://redcircle.com/be-it-till-you-see-it/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this episode of BTR News, Scotty Reid breaks down the history and propaganda behind the U.S. push for regime change in Iran. From the…

State lawmakers say Governor Andy Beshear has not spoken to them about the possibility of a special session to approve state funding for storm and tornado recovery, the Family Foundation and the ACLU of Kentucky respond to the U.S. Supreme Court's decision to uphold a law banning gender-affirming care for transgender minors, and the new Brent Spence bridge design is unveiled.

On this episode of "The Federalist Radio Hour," Illinois father Joe Abraham joins Federalist Senior Elections Correspondent Matt Kittle to discuss the preventable death of his daughter Katie Abraham, who died after an allegedly drunk illegal alien struck her vehicle with his car and then fled the scene. Abraham also explains why Democrat states' decisions to harbor foreign criminals under "sanctuary" policies hurt victims and their familiesRead more about Abraham's story here. If you care about combating the corrupt media that continue to inflict devastating damage, please give a gift to help The Federalist do the real journalism America needs.

On this episode of “The Federalist Radio Hour,” Illinois father Joe Abraham joins Federalist Senior Elections Correspondent Matt Kittle to discuss the preventable death of his daughter Katie Abraham, who died after an allegedly drunk illegal alien struck her vehicle with his car and then fled the scene. Abraham also explains why Democrat states' decisions […]

In a powerful 6-3 decision, the U.S. Supreme Court rules that states can ban gender transition procedures for minors—striking a decisive blow to forced compliance with radical gender ideology. This landmark ruling puts America on a path back to parental rights and free speech, as public support swings heavily against policies promoting gender transitions for children. The conversation exposes the origins of the movement, its spread from America to Europe, and how even European nations are now rejecting these treatments. Host commentary explores how the left's obsession with forced affirmation and speech codes was never just about gender—it was about power, control, and silencing dissent.

On this Juneteenth, Michael Smerconish explores a provocative mix of headlines: the deeper meaning of the holiday, the Supreme Court's major decision upholding Tennessee's ban on gender-affirming care for minors, and what it says about equal protection under the law. Plus, he dives into public opinion on U.S. action in Iran and shares listener voting patterns on the Smerconish.com daily poll question. Be sure to vote today on what he's asking: "Should states be able to ban puberty blockers and hormone therapy for minors seeking to transition to match their gender identity?" And, listen to this timely, thoughtful conversation on law, identity, and American values.

This week I'm joined by Australian musician Gareth Liddiard (Tropical Fuck Storm, The Drones) who chose to discuss one of the greatest concert films of all time,  EINSTÜRZENDE NEUBAUTEN:HALBER MENSCH.We talk about how Tropical Fuck Storm made their own film (Goody Goody Gumdrops) during the pandemic lockdown, Gareth playing shows with Neubauten, how TFS writes their brain-melting songs and how Neubauten's influence crept into their work, TFS having to leave Melbourne due to economics, making their music using equipment they didn't know how to use, how not to be too good at guitar, the influence of Greg Ginn, John Coltrane & Jimi Hendrix, Thrasher magazine, the current difficulties of touring the States, blowing things up in music videos, industrial high-school study music, Neubauten playing inside an actual freeway, how Neubauten are The Beatles of the industrial world in terms of charisma, how the film transcends pretension, Butoh dancers, Tarkovsky's Stalker, the microphoned shopping cart, Blixa's take on The Police, how the film is so well scripted and shot by filmmaker Gakuryū Ishii, how the legendary music producer Gareth Jones recorded one of the most expensive industrial records of all time and more. So let's set our instruments on fire and the music to stun on this week's episode of Revolutions Per Movie!TROPICAL FUCK STORM:https://usa.firerecords.com/products/tropical-f-storm-fairyland-codexhttps://tropicalfstorm.bandcamp.com/album/fairyland-codexREVOLUTIONS PER MOVIE:Host Chris Slusarenko (Eyelids, Guided By Voices, owner of Clinton Street Video rental store) is joined by actors, musicians, comedians, writers & directors who each week pick out their favorite music documentary, musical, music-themed fiction film or music videos to discuss. Fun, weird, and insightful, Revolutions Per Movie is your deep dive into our life-long obsessions where music and film collide.The show is also a completely independent affair, so the best way to support it is through our Patreon at patreon.com/revolutionspermovie. By joining, you can get weekly bonus episodes, physical goods such as Flexidiscs, and other exclusive goods.Revolutions Per Movies releases new episodes every Thursday on any podcast app, and additional, exclusive bonus episodes every Sunday on our Patreon. If you like the show, please consider subscribing, rating, and reviewing it on your favorite podcast app. Thanks!SOCIALS:@revolutionspermovieBlueSky: @revpermovieTHEME by Eyelids 'My Caved In Mind'www.musicofeyelids.bandcamp.com ARTWORK by Jeff T. Owenshttps://linktr.ee/mymetalhand Hosted on Acast. See acast.com/privacy for more information.

In State of Idaho v. Bryan C. Kohberger, Case No. CR01-24-31665, the defense submitted a reply challenging the State's opposition to its motion to continue the trial. Kohberger's legal team argues that the prosecution's objection ignores the complex and voluminous nature of discovery materials still being reviewed, which include thousands of pages of documents, hours of surveillance footage, and extensive forensic data. The defense emphasizes that proceeding without adequate time to evaluate this evidence would compromise Kohberger's constitutional right to a fair trial and effective assistance of counsel.Additionally, the reply underscores that this is a capital case with unique legal and investigative demands, requiring more preparation time than the prosecution acknowledges. The defense contends that rushing the proceedings would not serve justice and that the need for a continuance is both reasonable and necessary given the gravity of the charges and the scope of the case. They urge the court to grant the motion and reject the State's assertion that further delay is unwarranted.to contact me:bobbycapucci@protonmail.comsource:061625+Defendants+Reply+to+the+States+Opposition+to+Defendants+Motion+to+Continue.pdf

In State of Idaho v. Bryan C. Kohberger, Case No. CR01-24-31665, the defense submitted a reply challenging the State's opposition to its motion to continue the trial. Kohberger's legal team argues that the prosecution's objection ignores the complex and voluminous nature of discovery materials still being reviewed, which include thousands of pages of documents, hours of surveillance footage, and extensive forensic data. The defense emphasizes that proceeding without adequate time to evaluate this evidence would compromise Kohberger's constitutional right to a fair trial and effective assistance of counsel.Additionally, the reply underscores that this is a capital case with unique legal and investigative demands, requiring more preparation time than the prosecution acknowledges. The defense contends that rushing the proceedings would not serve justice and that the need for a continuance is both reasonable and necessary given the gravity of the charges and the scope of the case. They urge the court to grant the motion and reject the State's assertion that further delay is unwarranted.to contact me:bobbycapucci@protonmail.comsource:061625+Defendants+Reply+to+the+States+Opposition+to+Defendants+Motion+to+Continue.pdf

Arthur couldn't be with us as we recorded the episode, so he recorded his parts early and danged if it don't sound like he was there with us!  Arthur was starting on his first shift at McDonald's and was happy with his first day of work.  He mentions it in his corner.  Meanwhile Dad, Mom and Brenda discuss Delphine LaLaurie, her life and strangeness and how cruel she was to her slaves.  We also discuss the wider specter of slavery, suggest perhaps some reasons for her crueltties (not that she deserves our kindness) and try to sift out the truth from what has been so buried in folklore and tales for tourists when we get down to the nitty gritty in this tales for tourists be damned episode of the Family Plot Podcast!Become a supporter of this podcast: https://www.spreaker.com/podcast/family-plot--4670465/support.

Rich is joined by Brigitte Gabriel—national security analyst, bestselling author, and Chairman of ACTforAmerica.org—who lays out how President Trump is confronting the Iran threat without dragging America into another war. She explains how his foreign policy is aimed at stopping Iran's nuclear ambitions while restoring stability in the Middle East after years of global missteps. Then, Hans von Spakovsky, Senior Legal Fellow at The Heritage Foundation, breaks down a landmark Supreme Court decision that upholds Tennessee's ban on gender-affirming medical procedures for minors. He explains what this means for state sovereignty, parental rights, and the future legal direction of youth gender policies—and how Trump-appointed justices are shaping the Court's conservative trajectory. Finally, David Wheeler, author of Killing My Father: The Inside Story of the Biggest FBI Corruption Scandal in History, shares the chilling truth about how his father, tech millionaire Roger Wheeler, was murdered by a mob hit—and how deep FBI corruption enabled one of the darkest cover-ups in American law enforcement history. Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this month's episode, Mike Ruthenberg interviews COS Texas volunteer John van Compernolle. We will discuss his start with Convention of States, his book on Article V, as well as his participation in passing the clean COS Resolution in Texas.  We will discuss the life circumstances that could have derailed John but didn't. Mike is the Executive Grassroots Officer for Convention of States. Book Link: Article V Unleashed by John van Compernolle Take Action

This week, Matt and Tyler talk about Jesus being the firstborn of all creation and introduce a new silly series.

In State of Idaho v. Bryan C. Kohberger, Case No. CR01-24-31665, the defense submitted a reply challenging the State's opposition to its motion to continue the trial. Kohberger's legal team argues that the prosecution's objection ignores the complex and voluminous nature of discovery materials still being reviewed, which include thousands of pages of documents, hours of surveillance footage, and extensive forensic data. The defense emphasizes that proceeding without adequate time to evaluate this evidence would compromise Kohberger's constitutional right to a fair trial and effective assistance of counsel.Additionally, the reply underscores that this is a capital case with unique legal and investigative demands, requiring more preparation time than the prosecution acknowledges. The defense contends that rushing the proceedings would not serve justice and that the need for a continuance is both reasonable and necessary given the gravity of the charges and the scope of the case. They urge the court to grant the motion and reject the State's assertion that further delay is unwarranted.to contact me:bobbycapucci@protonmail.comsource:061625+Defendants+Reply+to+the+States+Opposition+to+Defendants+Motion+to+Continue.pdfBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-moscow-murders-and-more--5852883/support.

In State of Idaho v. Bryan C. Kohberger, Case No. CR01-24-31665, the defense submitted a reply challenging the State's opposition to its motion to continue the trial. Kohberger's legal team argues that the prosecution's objection ignores the complex and voluminous nature of discovery materials still being reviewed, which include thousands of pages of documents, hours of surveillance footage, and extensive forensic data. The defense emphasizes that proceeding without adequate time to evaluate this evidence would compromise Kohberger's constitutional right to a fair trial and effective assistance of counsel.Additionally, the reply underscores that this is a capital case with unique legal and investigative demands, requiring more preparation time than the prosecution acknowledges. The defense contends that rushing the proceedings would not serve justice and that the need for a continuance is both reasonable and necessary given the gravity of the charges and the scope of the case. They urge the court to grant the motion and reject the State's assertion that further delay is unwarranted.to contact me:bobbycapucci@protonmail.comsource:061625+Defendants+Reply+to+the+States+Opposition+to+Defendants+Motion+to+Continue.pdfBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-moscow-murders-and-more--5852883/support.

U.S. Citizenship Test Podcast: Learn, practice and test yourselves anywhere anytime. It's #39 Top Education Spotify Podcast in USA on February 17, 2025.Test Yourself at Try These Civics Tests?Practice 100 Civics Tests for 50 STATES in U.S.A.Practice 100 Civics Tests in RANDOMPractice Civics Test by CATEGORYPractice Civics Test by GROUPPractice Civics Test in ORDERPractice English Test: Reading & WritingPractice Form N-400 at Mock U.S. Citizenship Interview#uscitizenshiptest #uscitizenshipinterview #uscitizenshippodcast #uscitizenshipexam

A historic and national $7.4 billion dollar settlement has been reached with Purdue Pharma, the maker of the opioid OxyContin that spurred a major start of the opioid epidemic. A prior settlement had been struck down by the Supreme Court. NPR'S national addiction correspondent, Brian Mann, joins Lisa Desjardins with more. PBS News is supported by - https://www.pbs.org/newshour/about/funders

This morning,  the Supreme Court upheld Tennessee's ban on gender affirming care for transgender children.On Today's Show:Kate Shaw, professor at the University of Pennsylvania Carey Law School, co-host of the Supreme Court podcast Strict Scrutiny and a contributing opinion writer with the New York Times, discusses the latest news coming out of the Supreme Court, including the latest decision to uphold Tennessee's ban on gender affirming care for transgender children, the legal battle over the Trump administration's deployment of the National Guard in California — currently headed to a federal appeals court — and President Donald Trump's use of "the shadow docket," which has made it so SCOTUS often votes in his favor.

Flooding on a highway: Is it the states fault for bad drains? Or an act of God? Hour 4 6/18/2025 full 2109 Wed, 18 Jun 2025 22:00:00 +0000 2wSqb45YB1Tb74s3eaVjJHomPwTJXo7S news The Dana & Parks Podcast news Flooding on a highway: Is it the states fault for bad drains? Or an act of God? Hour 4 6/18/2025 You wanted it... Now here it is! Listen to each hour of the Dana & Parks Show whenever and wherever you want! © 2025 Audacy, Inc. News False

Is Oregon among them?

Movie production; Diddy's case; States that produce the most serial killers

Of all 50 states in America, which have the most crimes on an annual basis? On this episode, true petty crime expert, Amanda Rose, joins Nick Emel to reveal the Top 10 States in America With the Highest Crime Rates, according to the FBI. PLUS... what makes each state so likely to have high crime rates?, the safest states in America, proper state name pronunciation, lake culture, Nick's high school life of crime, and MUCH more. WATCH THE FULL VIDEO VERSION OF THIS EPISODE: https://youtu.be/__EfVNUqkoA ------------------------------------------- Hear more from Amanda on Live, Laugh, Larceny, a genre-bending comedy podcast that parodies true crime by telling real life petty crime stories like an over-the-top audio drama. Listen now at https://www.livelaughlarceny.com/listen Listen to Nick's recent appearance on Episode 188 of Live, Laugh, Larceny: https://www.livelaughlarceny.com/listen/episode/79bf8a05/ep-188-is-nick-cool-feat-nick-emel-of-10ish-podcast ------------------------------------------- Get the first look at future episode topics, Dr. Buster's monthly blog, and more in the free 10ish Podcast Newsletter! Take 10 seconds to sign up now at https://www.10ishpod.com/newsletter. ------------------------------------------- AD-FREE EPISODES: https://www.10ishpod.com/plus MERCH: https://www.10ishpod.com/merch TIKTOK: https://www.tiktok.com/@10ishpod X (Twitter): https://www.x.com/10ishpod INSTAGRAM: https://www.instagram.com/10ishpod ------------------------------------------- Ad Music (10ish Pod Newsletter): "Mesmerizing Galaxy Loop" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/  Learn more about your ad choices. Visit podcastchoices.com/adchoices

Emily Lee Joins The Great Battlefield podcast to talk about her career, her time at the Chinese Progressive Association and co-founding Seed the Vote, where they mobilize thousands of volunteers to door knock and phone bank with partners in swing states.

A historic and national $7.4 billion dollar settlement has been reached with Purdue Pharma, the maker of the opioid OxyContin that spurred a major start of the opioid epidemic. A prior settlement had been struck down by the Supreme Court. NPR'S national addiction correspondent, Brian Mann, joins Lisa Desjardins with more. PBS News is supported by - https://www.pbs.org/newshour/about/funders

“When you're in pain and stuck in anxiety, it blocks your ability to find flow" - Brandon DayToday on Actually, You Can:- The necessity of balancing challenge and skills to enter flow state- Principles of neuro training for relieving chronic pain and enhancing performance - Understanding how trauma manifests physically in the body- Using neuro flow methods to achieve peak performance- Practical steps to find flow in different aspects of life Resources:DOWNLOAD YOUR FREE 5-STEP ROADMAP TO CLARITY: https://myfgalloway.ck.page/d2943bd184 Links:Brandon's Links:Instagram: https://www.instagram.com/iambrandonday/Skool Community: https://www.skool.com/neuroflow-performance-lab/aboutFollow Myf:IG: @myfgalloway: https://www.instagram.com/myfgalloway/ Buy Myf's book ‘Actually, You Can' here: https://www.amazon.com.au/Actually-You-Can-Wheel-Favor/dp/0646858556Visit myfgalloway.com: https://www.myfgalloway.com/

U.S. Citizenship Test Podcast: Learn, practice and test yourselves anywhere anytime. It's #39 Top Education Spotify Podcast in USA on February 17, 2025.Test Yourself at Try These Civics Tests?Practice 100 Civics Tests for 50 STATES in U.S.A.Practice 100 Civics Tests in RANDOMPractice Civics Test by CATEGORYPractice Civics Test by GROUPPractice Civics Test in ORDERPractice English Test: Reading & WritingPractice Form N-400 at Mock U.S. Citizenship Interview#uscitizenshiptest #uscitizenshipinterview #uscitizenshippodcast #uscitizenshipexam

Fueled by Trumpian rhetoric, American "patriots" often invoke the name of God as they seek to prohibit others from serving in the armed forces. NOTE: Due to a technical oversight (my error), this week's audio is a bit overmodulated. It'll be corrected for next week.Become a supporter of this podcast: https://www.spreaker.com/podcast/thethinkingatheist--3270347/support.

Justin and Dan take a look at the previous school year for each of Auburn's varsity sports — with more time going to their areas of expertise — and project where the programs stand before the next campaign. Topics include:* Auburn's back-to-back top-five finishes in men's track and a pair of event national titles * Jackson Koivun's weekend at the U.S. Open and the continued success for Auburn golf* the work that Butch Thompson and Auburn baseball did to get back to contention* a solid debut season for the Malveauxs and Auburn softball* looking at Larry Vickers and the job ahead of him with women's basketball* the 2024-25 season and Johni Broome in the GOAT discussions for the men's basketball program* how Tahaad Pettiford's return feels like the biggest offseason win in a long time* why you should buy the potential of both gymnastics and volleyball next season* the new coach in charge of Auburn soccer and why it was a major hire* the backwards-ness of Auburn football's rebuild under Hugh Freeze so far* where the Tigers have to put it all together this fall on the gridiron* how Jackson Arnold stacks up to the rest of the transfer quarterbacks in this cycle* a Top Four of sports Justin and Dan would like to see Auburn add, including two that aren't Division I offerings… as of right now* a Top Four of comfort rewatch movies* M&M loreIf you're receiving this free podcast episode and would like to upgrade to a paid subscription that gives you access to all stories and premium podcast episodes, subscribe using the button below or clicking this link.Follow Dan (@dnpck) and Justin (@JFergusonAU) on Twitter. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.auburnobserver.com/subscribe

On the dual crisis of the world. Wolfgang Streeck, renowned economic sociologist, is back on to talk to us about the crisis of capitalist growth and of democracy. We focus on the solutions proposed in his brilliant new book, Taking Back Control? States and State Systems After Globalism. Then, Lee and Alex discuss three key themes emerging from the interview: federalism and small states; the national interest; and the redefinition of democracy. [For the full episode, subscribe at patreon.com/bungacast] With Streeck we discuss: Why is the revival of nation-state democracy "possible, although not very probable"? Have Europe's right-wing populists given up on restoring governance to the national level? Why are Europe's globalists turning towards a militarised bloc with securitised external economic relations? Why haven't left-wing populists been able to exploit the "dual crisis"? How has democracy been redefined to mean a set of discursive and moral principles rather than power struggle? Can we have an orderly de-globalisation? Links: Taking Back Control?: States and State Systems After Globalism, Wolfgang Streeck, Verso Notes on the political economy of war, Wolfgang Streeck, Review of Keynesian Economics /218/ Stability Über Alles ft. Wolfgang Streeck & /219/ Stability Über Alles pt. 2 ft. Wolfgang Streeck /160/ Enemies of the People (Large & Very Small) ft. Wolfgang Streeck /170/ Reading Club: Streeck's Critical Encounters

Donald Trump has left the G7 in Alberta, Canada, early as the situation between Israel and Iran in the Middle East intensifies. We look at how his early departure might impact discussions leaders were looking to have on tariffs.With western carmakers claiming that China's biggest car manufacturer, BYD, is only thriving due to government subsidies, we discuss whether it is playing fair. Elsewhere, Andrew Peach speaks to a business owner in Texas after new data reveals that spending at restaurants and bars across the States have seen their sharpest fall in more than two years. And why have songwriters been battling in court for a decade? The latest business and finance news from around the world, on the BBC.

Last night's Pacers game was rough to watch, Is the US about to go on a bombing run on Iran? Maneuvers in the Middle East, Is the US bringing the bunker buster with them? Trump smacking down Macron, It's a scam! Trump wants blue cities targeted for deportation first, IBJ calls for Hogsett's resignation. States agree to $7.4 billion settlement with Purdue Pharma in opioid litigation, Trump wants an end not a ceasefire, Get Your Happy Meal Purse, They should have done the deal. The Iranians need to topple the Ayatollah. IBJ calls for Hogsett resignation. Welcome to the party IBJ, Pharmaceutical company planning to relocate from California to Fishers, Le Peep rebrands to Maple, Nearly 1 million illegal immigrants have 'self deported' under Trump, Big Beautiful Bill riding on SALT, Rokita first state AG to threaten private colleges over DEI, echoing Trump with Harvard, Time to end the Ayatollah regime See omnystudio.com/listener for privacy information.

States agree to $7.4 billion settlement with Purdue Pharma in opioid litigation, Trump wants an end not a ceasefire, Get Your Happy Meal Purse, They should have done the deal. The Iranians need to topple the Ayatollah See omnystudio.com/listener for privacy information.

Mark Meckler, co-founder and president of Convention of States Action. DIY Nation – Forcing the Feds Back into the Constitutional Box. Trump Targets FEMA. A former FEMA leader told CNN that shuttering the agency amounts to an “abdication” of responsibility.

In a recent Breakdown from the American Legislative Exchange Council, Lars Dalseide sat down with ALEC Commerce, Insurance, and Economic Development (CIED) Task Force manager Alan Jernigan to discuss States That Work: A Labor Policy Roadmap Across America. The report, spearheaded by Jernigan, evaluates each state's labor policies based on ten model reforms developed by the CIED Task Force. Special Guest: Alan Jernigan.

*Notice* Podcasting will be on Monday And Tuesday From now on. I have to do what works for me. Thank you for understanding.Thank you for all for the blessings

Manchester City are back on the big stage this week, at the Club World Cup in the USA. And, with a revamped squad and no trophies to show from last season, can Pep Guardiola's side make a statement in the States?Host: Matt Davies-AdamsGuests: Adam Crafton, Jordan Campbell, Thom HarrisExecutive Producer: Adey MoorheadProducer: Jay Beale Hosted on Acast. See acast.com/privacy for more information.

Welcome to the final episode of Lee Smith series. In our last episode Lee took us through the details of various missions and how he and his unit gained recognition for their work. Lets jump back in to the final episode and hear of Lee's tour as it winds down and he rotates back the the States in late 1944.Support the show

States across the country are putting millions of dollars into programs, such as math coaches and upgrading benefits. Ohio is not one of those states.

It’s Monday in America, time for The World’s Greatest Political Podcast: THE LEFT SHOW! This week, J.M. Bell and Tiffany do their best to cover the Birthday Parade and the No Kings protests all over the States. GitMo is back, RFK begins a new attack on science, Tulsi delivers a Putin threat, WalMart’s MAGA problem, […]

The Ryan Express was rolling along in June of 1975 as Nolan Ryan had just thrown the 4th no-hitter of his career while pitching for the California Angels. The flame throwing righty was doing things nobody had ever seen before, and would continue to do until his bionic arm finally gave out while with the Rangers in 1993. 27 seasons, 5,714 strikeouts, and 7 no-hitters later, Ryan finally was put out to pasture where he continued to be a success in whatever he did… and people noticed. One such person was Leo Ullman who two years after Ryan threw the final pitch of his Hall-of-Fame career purchased 11 Nolan Ryan baseball cards at a $1 a piece… and so began the largest collection of Nolan Ryan memorabilia that has been assembled. Saddles, cleats, bats, balls, if it had Nolan Ryan's name attached to it, Ullman purchased it, eventually amassing close to 15,000 different items in a collection that now resides at Stockton University in New Jersey. Ullman wanted the entire collection to stay input, so instead of it going to the Hall of Fame where they might have picked over the items in the collection, he kept it intact at the campus in Galloway Township. A lawyer by trade, Ullman is also an author, having written a book about his collection titled, ‘Nolan Ryan, The Largest And Most Unique Collection Of All Things Nolan Ryan, The Greatest Power Pitcher Of All Time.” But that's not the only book Mr. Ullman wrote. ‘796 Days: Hiding as a child in occupied Amsterdam during WWII and then coming to America' is the story of Leo as a 3-year old when he was taken in by a couple and hidden in their attic for over 2 1/2 years during the Nazi occupation of Amsterdam. The Dutch resistance put his parents in a different house and it wasn't until the war was over that young Leo was reunited with his birthparents… who survived without knowing if their little Leo had as well. Leo comes on the Past Our Prime podcast and tells us the similarities between his life's story and that of Anne Frank's. He would later go on to become a Director and Chairman of the Anne Frank Center USA  and tells us that his war-parents brought him to stay with them knowing they could be executed if the Jewish boy was found for one reason… “It was the right thing to do.”  His parents would emigrate to the States and settle in Brooklyn and 8-year old Leo would fall in love with Jackie Robinson and the Dodgers. A few years later the team would break Leo's heart and leave for Los Angeles, but Leo's love for baseball never waned. At some point, his allegiance turned to the Mets and years later, when Mets owner Steve Cohen heard of Leo's story, he invited him to throw out the first pitch at a game…  Leo recalls how, much like a former Mets pitcher by the name of Nolan Ryan, he bounced the pitch in the dirt much to his chagrin. But he refused to let his time in that attic define him. Instead, he joyfully tells us how he spent time with the Mets in a fantasy camp years ago and still keeps in touch with his fellow Mets buddies… At age 86, Leo has gone from the nightmare of the Holocaust to a Mets Dream Week… and in between, put together the largest collection of Nolan Ryan collectibles of all-time. It's been quite the life for Leo and he tells us all about it on the Past Our Prime podcast… Give us a listen and drop us a review wherever you get your podcasts. Learn more about your ad choices. Visit megaphone.fm/adchoices

On March 20, President Trump signed E.O. 14242, Improving Education Outcomes by Empowering Parents, States, and Communities, which directs the Secretary of Education to take steps to “facilitate the closure of the Department of Education and return authority over education to the States and local communities while ensuring the effective and uninterrupted delivery of services, programs, and benefits on which Americans rely.” The subject of intense controversy, EO 14242 raises important questions about executive power, the role of Congress, and the future of federal education programs. Join us for a discussion about the legal implications of dismantling the Department of Education and the potential consequences for education policy. Featuring: Jonathan Butcher, Will Skillman Senior Research Fellow in Education Policy at the Heritage Foundation Michael J. Petrilli, President of the Thomas B. Fordham Institute David Randall, Director of Research at the National Association of Scholars Kent Talbert, Investigative Counsel, U.S. House Committee on Education and the Workforce; former General Counsel to the U.S. Department of Education Moderator: Robert S. Eitel, President and Co-Founder of the Defense for Freedom Institute; former Senior Counselor to the Secretary of Education from 2017-2020