Two Sides of a Dime

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On Two Sides of a Dime, hosts Chite and Eduek share their journey on how they got into over 65K of debt and the steps they are taking to pay off 100% of this debt. They share their different perspectives on how they handle money and all the highs and lows of their debt free journey. They also share…

Chite and Eduek


    • Feb 17, 2020 LATEST EPISODE
    • infrequent NEW EPISODES
    • 40m AVG DURATION
    • 20 EPISODES


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    Latest episodes from Two Sides of a Dime

    Bible principles on money

    Play Episode Listen Later Feb 17, 2020 65:02


    In this episode, Chite and Eduek dive into the Bible for foundational discussion on what the Bible tells us about money

    Debt Myths

    Play Episode Listen Later Feb 3, 2020 58:40


    In this episode Chite and Eduek discuss some of the popular myths surrounding debt one being the myths around credit card rewards/cash back programs.

    Sinking Funds vs Emergency Funds

    Play Episode Listen Later Jan 13, 2020 44:54


    In this episode, Chite and Eduek discuss sinking funds and emergency funds, their purposes, differences and recommended amounts to save for each of them as well as how they use these in their personal journey

    Vision 2020

    Play Episode Listen Later Jan 7, 2020 27:03


    In this episode, Chite and Eduek discuss their goals for 2020 both financial and personal.

    2019 Year in review

    Play Episode Listen Later Dec 31, 2019 51:32


    In this episode, Chite and Eduek talk about their debt progress, how much they have paid this year, a summary of their budget and how they did, the highs, the lows and lessons learnt in 2019.

    Should I save/invest instead of paying off debt?

    Play Episode Listen Later Dec 31, 2019 52:22


    In this episode, Chite and Eduek discuss the reasons why saving and investing while having debt isn't such a great idea.

    Should I get a consolidated loan?

    Play Episode Listen Later Dec 16, 2019 37:38


    In this episode, Chite and Eduek discuss the pros and cons of getting a consolidated loan, when is it a good time to take one and when should you pass on them.   For questions send us an email at twosidesofadime@gmail.com Follow our journey on @twosidesofadime on Instagram , Facebook 

    $100 vs $30 Grocery Budget

    Play Episode Listen Later Dec 9, 2019 62:28


    In this episode, Chite and Eduek compare their grocery budgets. They talk about different ways you can save on groceries and stay under budget. If you're looking for tips on  how to reduce your grocery budget, this episode is for you.   For questions send us an email at twosidesofadime@gmail.com Follow our journey on @twosidesofadime on Instagram , Facebook 

    25+ tips to stay debt free during the Christmas season

    Play Episode Listen Later Dec 2, 2019 55:24


    In this episode, Chite and Eduek discuss over 25 ways to shop during the Christmas season without incurring any debt. They talk about fun, cheap ways to spend and have fun at Christmas   For questions send us an email at twosidesofadime@gmail.com Follow our journey on @twosidesofadime on Instagram , Facebook 

    Keeping track to help you stay on track

    Play Episode Listen Later Nov 18, 2019 34:30


    In the last episode of season 1, Chite and Eduek discuss the importance of keeping track of every little progress made on a debt free journey and some of the many creative ways they have been tracking their progress. For questions send us an email at twosidesofadime@gmail.com Follow our journey on @twosidesofadime on Instagram , Facebook to see our debt free charts

    Don't let setbacks set you back

    Play Episode Listen Later Nov 11, 2019 26:49


    In this episode, Chite and Eduek discuss some of they setbacks they have encountered during their debt free journey and how they overcame them and kept pushing. For questions send us an email at twosidesofadime@gmail.com Follow our journey on @twosidesofadime on Instagram , Facebook 

    Credit Card Monsters

    Play Episode Listen Later Nov 4, 2019 40:26


    In this episode, Chite and Eduek discuss some of the ways to set boundaries to help stay on track with debt payments.    For questions send us an email at twosidesofadime@gmail.com Follow our journey on @twosidesofadime on Instagram , Facebook 

    Should you tithe while paying off debt?

    Play Episode Listen Later Oct 28, 2019 40:11


    In this episode, Chite and Eduek discuss the importance of tithing and giving as Christians and their personal reasons why they tithe.   For questions send us an email at twosidesofadime@gmail.com Follow our journey on @twosidesofadime on Instagram , Facebook

    Debt Snowball, Avalanche ,Tornado and Emergencies

    Play Episode Listen Later Oct 22, 2019 20:50


    In this episode, Chite and Eduek talk about the different methods used in paying off debt and go into detail about the contrasting methods they are currently using to pay off debt. They also talk about the importance of Baby Step 1 - Having an emergency fund.    For questions send us an email at twosidesofadime@gmail.com Follow our journey on @twosidesofadime on Instagram , Facebook 

    When your side hustle has a side hustle

    Play Episode Listen Later Oct 14, 2019 45:49


    In this episode, Chite and Eduek talk about all the different crazy jobs they have had and some ways they are making extra money to fast track their debt free journey. You would learn about a few side hustles you may never have thought of.   For questions send us an email at twosidesofadime@gmail.com Follow our journey on @twosidesofadime on Instagram , Facebook 

    Do you really need Gucci tomatoes?

    Play Episode Listen Later Oct 7, 2019 41:29


    One of the important steps on a debt free journey is making life style changes. In this episode, Chite and Eduek talk about some of the life style changes they have made from giving up shoe fetishes, Netflix addictions, expensive vacations and dinners and much more.    For questions send us an email at twosidesofadime@gmail.com Follow our journey on @twosidesofadime on Instagram , Facebook 

    Smarty goals and budgets

    Play Episode Listen Later Sep 30, 2019 49:29


    In this episode, Chite and Eduek talk about how they set realistic goals to pay off their 65K debt and their target dates to be debt free. They also discuss the different ways they create their budgets and what goes into their budgets. For questions send us an email at twosidesofadime@gmail.com Follow our journey on @twosidesofadime on Instagram , Facebook 

    Is debt a normal part of life?

    Play Episode Listen Later Sep 23, 2019 23:24


    In this episode, Chite and Eduek talk about the right mindset we need to get out of debt. Having the right mindset gives you the tenacity you need to tackle debt.   For questions send us an email at twosidesofadime@gmail.com Follow our journey on @twosidesofadime on Instagram , Facebook 

    The Frugal vs The Spender both rack up debt

    Play Episode Listen Later Sep 16, 2019 32:31


    In this Episode, Chite and Eduek take a hard look at some of their past habits or mistakes that lead them into accumulating over 65k of debt.  They both discuss the importance of understanding the things that trigger us into spending more than we should, because they believe that understanding how they first got into debt is one of the keys that would help them in their journey to being debt free and staying debt free.   For questions send us an email at twosidesofadime@gmail.com Follow our journey on @twosidesofadime on Instagram , Facebook 

    Meet the Two Sides

    Play Episode Listen Later Sep 10, 2019 8:02


    In this Introductory Episode, Chite and Eduek tell us about who they are, their different personalities and their different money habits.

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