Podcasts about Smarty

Living longer changes almost every assumption behind traditional retirement planning. As more Americans reach retirement age and potentially spend decades in retirement, planning must extend well beyond simply building a large enough portfolio. Richard Rosso and Jonathan "Smarty" McCarty examine the financial realities of longevity, including the fear of running out of money, identifying reliable retirement income sources, withdrawal and tax strategies, long-term care and hybrid insurance policies, estate planning, charitable giving, inheritances, housing decisions, and determining which risks you can absorb versus those you should mitigate. Plus, they discuss the lack of credentials among some financial influencers, alternative ways to measure inflation and healthcare costs, the state of workplace financial and retirement-planning benefits, and the provocative question of whether advances in artificial intelligence represent another major societal turning point. Living to 100 may sound like a blessing, but financially preparing for it requires a very different retirement plan. 0:00 - - Finfluencers (financial influencers) Lack Credentials - Tracking Inflation w Multiple Metrics - Healthcare Cost Index - State of the Workplace - Financial Benefits & Retirement Planning Assistance - AI is self-aware: The Fifth Turning - Planning for Longevity - Estate Planning in Longevity Planning - The Silver Tsunami - American's Turning 65 & Living Longer - American's Working Longer - Longevity Coaching deficit - The Longevity Checklist - Living to 100 - The Fear of Running Out of Money - Know the Reliability of Income Sources - Withdrawal Strategies and Taxes in Old Age - Gifting and Charitable Intent - Home Renovation Planning - Longterm Care Insurance - Hybrid policies - Living Will Directives & Inheritances - Rockefeller's Donor Farm - Understanding Risks to Absorb vs Risks to Mitigate Hosted by RIA Advisors' Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Jonathan McCarty, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/360YB_NdPwA -------- Watch our previous show, "What the Fed Said" https://youtube.com/live/ZB0_e_Oi86w?feature=share ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next in-person Retirement Income Workshop, tomorrow, September 19, 2026: https://tracking.realinvestmentadvice.com/l/1052953/2026-06-17/2kkcz --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #RetirementPlanning #LongevityPlanning #RetirementIncome #EstatePlanning #FinancialPlanning

Bonus Smarting! Trusty answers questions sent in by SmartyPants! Email your SmartyQs to - Whosmarted@whosmarted.com

6. eSzínház Fesztivál – Vörösmarty Színház – Woyzeck előadása

Bonus Smarting! Trusty answers questions sent in by SmartyPants! Email your SmartyQs to - Whosmarted@whosmarted.com

The Financial Independence, Retire Early movement promises something many people want: save aggressively, live below your means, build wealth, and gain the freedom to leave work early. But does the FIRE movement really work when retirement could last 40, 50, or even 60 years? Richard Rosso & Jonathan McCarty examine the different approaches to FIRE, including Fat FIRE, Lean FIRE, Barista FIRE, and Coast FIRE, and discuss where retirement calculations can go wrong. We also look at why stocks should not simply be treated as predictable compounding assets, the risks of quitting your job too soon, inflation and the “pink tax,” Trump Accounts for children, and why financial independence remains such an attractive goal. Plus, what the arrival of humanoid robots could mean for work and retirement planning, why financial gimmicks deserve skepticism, and why a sound retirement plan should prepare for the worst while hoping for the best. The program also marks the 25th anniversary of September 11, 2001, with a remembrance of “The Falling Man” and those whose lives were forever changed that day. 0:00 INTRO 0:19 - Preview: Getting People to Save More & the F.I.R.E. Movement 1:34 - 25th Anniversary of 9/11 - The Falling Man 9:05 - Financial Independence Retire Early movement 12:01 - Fat FIRE, Lean FIRE, Barrista FIRE 13:59 - Stocks Are Not Compounding Assets 16:38 - Coast FIRE (Walletburst.com): Why the Calculations Don't Work 19:23 - How to Blow up Your Retirement Plan (Don't Quit Your Job) 30:56 - Humanoid Robot Attack (KTLA) 32:44 - Why the FIRE Movement is Attractive 34:00 - Where's the Risk? 35:42 - Where Are They Now? 37:13 - The Appeal of Financial Independence 39:40 - The Coming of the Robots 41:21 - Beware the Gimmicks 42:16 - Plan for the Worst, Hope for the Best 44:46 - Here Comes Baby McCarty #2 47:53 - Big Life Events vs FIRE 49:25 - The Pink Tax is a Thing Hosted by RIA Advisors' Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Jonathan "Smarty" McCarty, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://www.youtube.com/live/HummvRArByg?si=EZBAImkZqNESj9uh -------- Watch our previous show, "What Will Inflation Data Do for the Fed?" https://youtube.com/live/y1GoUw9wURw?feature=share ------- Articles mentioned in this report: "How to Achieve Financial Independence and Retire Early (FIRE)" https://realinvestmentadvice.com/resources/blog/fire-retirement-strategy/ --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next in-person Retirement Income Workshop, "Saturday, September 19, 2026: https://tracking.realinvestmentadvice.com/l/1052953/2026-06-17/2kkcz --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #FIREMovement #FinancialIndependence #RetireEarly #RetirementPlanning #PersonalFinance

Bonus Smarting! Trusty answers questions sent in by SmartyPants! Email your SmartyQs to - Whosmarted@whosmarted.com

Bonus Smarting! Trusty answers questions sent in by SmartyPants! Email your SmartyQs to - Whosmarted@whosmarted.com

6. eSzínház Fesztivál - Vörösmarty Mihály Gimnázium - Hiánybetegség című előadás

Bonus Smarting! Trusty answers questions sent in by SmartyPants! Email your SmartyQs to - Whosmarted@whosmarted.com

Bonus Smarting! Trusty answers questions sent in by SmartyPants! Email your SmartyQs to - Whosmarted@whosmarted.com

Bonus Smarting! Trusty answers questions sent in by SmartyPants! Email your SmartyQs to - Whosmarted@whosmarted.com

Gilly hosts Luke and Smarty in this weeks main podcast episode Hosted on Acast. See acast.com/privacy for more information.

Bonus Smarting! Trusty answers questions sent in by SmartyPants! Email your SmartyQs to - Whosmarted@whosmarted.com

Smarty hosts Karl and Newbie-Lu in this weeks main podcast Hosted on Acast. See acast.com/privacy for more information.

Bonus Smarting! Trusty answers questions sent in by SmartyPants! Email your SmartyQs to - Whosmarted@whosmarted.com

Bonus Smarting! Trusty answers questions sent in by SmartyPants! Email your SmartyQs to - Whosmarted@whosmarted.com

Bonus Smarting! Trusty answers questions sent in by SmartyPants! Email your SmartyQs to - Whosmarted@whosmarted.com

Bonus Smarting! Trusty answers questions sent in by SmartyPants! Email your SmartyQs to - Whosmarted@whosmarted.com

Bonus Smarting! Trusty answers questions sent in by SmartyPants! Email your SmartyQs to - Whosmarted@whosmarted.com

Bonus Smarting! Trusty answers questions sent in by SmartyPants! Email your SmartyQs to - Whosmarted@whosmarted.com

Bonus Smarting! Trusty answers questions sent in by SmartyPants! Email your SmartyQs to - Whosmarted@whosmarted.com

Bonus Smarting! Trusty answers questions sent in by SmartyPants! Email your SmartyQs to - Whosmarted@whosmarted.com

Bonus Smarting! Trusty answers questions sent in by SmartyPants! Email your SmartyQs to - Whosmarted@whosmarted.com

Bonus Smarting! Trusty answers questions sent in by SmartyPants! Email your SmartyQs to - Whosmarted@whosmarted.com

Bonus Smarting! Trusty answers questions sent in by SmartyPants! Email your SmartyQs to - Whosmarted@whosmarted.com

Bonus Smarting! Trusty answers questions sent in by SmartyPants! Email your SmartyQs to - Whosmarted@whosmarted.com

Ecoutez Le Cave' réveil avec Philippe Caverivière du 01 juillet 2026.Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

Ecoutez Le Cave' réveil avec Philippe Caverivière du 01 juillet 2026.Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

Bonus Smarting! Trusty answers questions sent in by SmartyPants! Email your SmartyQs to - Whosmarted@whosmarted.com

Bonus Smarting! Trusty answers questions sent in by SmartyPants! Email your SmartyQs to - Whosmarted@whosmarted.com

Bonus Smarting! Trusty answers questions sent in by SmartyPants! Email your SmartyQs to - Whosmarted@whosmarted.com

Bonus Smarting! Trusty answers questions sent in by SmartyPants! Email your SmartyQs to - Whosmarted@whosmarted.com

Bonus Smarting! Trusty answers questions sent in by SmartyPants! Email your SmartyQs to - Whosmarted@whosmarted.com

Bonus Smarting! Trusty answers questions sent in by SmartyPants! Email your SmartyQs to - Whosmarted@whosmarted.com

Episode 189 is on the scene and we review the Kenny Minter Classic SMART Modified Tour race from Franklin County Speedway. The Dark Knight came out on top in front of the huge crowd in Callaway, Virginia. Jake Crum passed Brandon Ward in the race's second half and ended up getting the win and grabbing the SMARTY trophy for the first time in his career. Hear from Crum and Ward themselves after the race as they give DLN exclusive comments. Connor Hall returned to his hometown track at Langley Speedway on Saturday for his first CARS Tour start of 2026. He made it a big one as he claimed the win on Saturday which was his third win in a tour race at the speedway. We discuss the event at Langley in full detail.Landon Pembelton swept the Hitachi Late Model division races at South Boston on Saturday. He calls into the show this week fresh from his golf game. He reveals if he should stick to racing instead of chasing the little white ball. We also discuss the streak he is on and what has been the reason for the uptick in his program over the last three races. He also talks about him and Peyton Sellers budding rivalry and more.We breakdown all the action from South Boston, Franklin County, Pulaski County Motorsports Park and the Whelen Modified Tour event from Riverhead.You want Dubs? We got them as we discuss some of the other short track winners from around the region and get you geared up for what's coming up this weekend in short track spotlight.Denny Hamlin jumped the initial start at Nashville on Sunday and would face a long night coming back from this if he were to win. He ended up winning a thriller over his teammates Christopher Bell and Chase Briscoe to take his second win of the season. We discuss the weekend in full in Music City and get you geared up for Michigan.All of this and much more on another episode of DLNSpecial Thanks to our sponsorsALARS Inc. Agent Tyler Hash: Virginia Farm Bureau 

Bonus Smarting! Trusty answers questions sent in by SmartyPants! Email your SmartyQs to - Whosmarted@whosmarted.com

Bonus Smarting! Trusty answers questions sent in by SmartyPants! Email your SmartyQs to - Whosmarted@whosmarted.com

Jamie goes One on One with legendary racing writer Steve Haskin for an intimate, story-filled ride from Brooklyn street kid to Hall of Fame journalist, sharing how a chance break, a supportive family, and a filly named Mandy's Grace led all the way to the Kentucky Derby. Along the way, he opens up with unforgettable behind-the-scenes tales of Secretariat, Seattle Slew, Cigar, Afleet Alex, Rachel Alexandra, and Zenyatta that every racing fan will love. Listen in....HORSES IN THE MORNING Episode 3951 – Show Notes and Links:Hosts: Jamie Jennings of Flyover Farm & Glenn the GeekJamie and Glenn's Amazon StoreTitle Sponsor: Kentucky Performance ProductsPicture Credit: Steve HaskinGuest: Steve Haskin | Secretariat.com | Facebook | PhotographyAdditional support for this podcast provided by: Equine Network and Listeners Like YouTimestamps:01:49 - Steve Haskin introduction02:26 - Joan, Mandy & family life07:12 - From Wall Street to racing12:31 - Morning Telegraph break15:30 - Father's influence & “right place”17:00 - Mucho Macho Man & Reeves18:35 - Fighting for Smarty's Hall spot21:21 - Mandy's Grace & Pavlovian25:47 - Betting philosophy & gut feelings33:25 - Horse rapid-fire setup33:36 - Secretariat & the famous photo40:00 - Seattle Slew, Afleet Alex, Cigar, Rachel & Zenyatta55:34 - Closing plugs & sign-off

Jamie goes One on One with legendary racing writer Steve Haskin for an intimate, story-filled ride from Brooklyn street kid to Hall of Fame journalist, sharing how a chance break, a supportive family, and a filly named Mandy's Grace led all the way to the Kentucky Derby. Along the way, he opens up with unforgettable behind-the-scenes tales of Secretariat, Seattle Slew, Cigar, Afleet Alex, Rachel Alexandra, and Zenyatta that every racing fan will love. Listen in....HORSES IN THE MORNING Episode 3951 – Show Notes and Links:Hosts: Jamie Jennings of Flyover Farm & Glenn the GeekJamie and Glenn's Amazon StoreTitle Sponsor: Kentucky Performance ProductsPicture Credit: Steve HaskinGuest: Steve Haskin | Secretariat.com | Facebook | PhotographyAdditional support for this podcast provided by: Equine Network and Listeners Like YouTimestamps:01:49 - Steve Haskin introduction02:26 - Joan, Mandy & family life07:12 - From Wall Street to racing12:31 - Morning Telegraph break15:30 - Father's influence & “right place”17:00 - Mucho Macho Man & Reeves18:35 - Fighting for Smarty's Hall spot21:21 - Mandy's Grace & Pavlovian25:47 - Betting philosophy & gut feelings33:25 - Horse rapid-fire setup33:36 - Secretariat & the famous photo40:00 - Seattle Slew, Afleet Alex, Cigar, Rachel & Zenyatta55:34 - Closing plugs & sign-off

Bonus Smarting! Trusty answers questions sent in by SmartyPants! Email your SmartyQs to - Whosmarted@whosmarted.com

Are annuities only for retirees, or can they play a role in building long-term financial security at any age? Richard Rosso & Jonathan "Smarty" McCarty break down the myths, costs, benefits, and risks of annuities, and how guaranteed income fits into a retirement strategy. We discuss how annuities can serve as bond substitutes, why fees vary so widely, how sales structures impact costs, and how to determine whether an annuity fits your personal retirement goals. Most importantly, we explore how to create a rules-based approach to guaranteed income that matches your lifestyle, risk tolerance, and future needs. Key topics include: 0:00 - INTRO 0:19 - Living Vicariously thru Clients' Experiences 4:05 - Why Annuities Get a Bad Rap - Liquidity & Life 7:09 - Insuring Late-life Consumption 9:30 - Behavioral Mechanisms - Mental Accounting & Loss Aversion 11:48 - The Cap'n Crunch Diversion 12:58 - Benefits of Delaying Social Security 14:26 - Everybody "knows" when they're going to die 16:42 - Framing Delay as a Longevity Bet 17:23 - Women are Better Investors 19:43 - Spousal Protection Consideration 20:18 - Annuities Get Sold, Not Planned 23:17 - Secrets of Return Risk 25:51 - Study: Fixed Income Annuities vs Bonds 29:42 - Annuities We Don't Like 30:18 - Annuities Riders You May Not Need 33:34 - RIA Snuggies, Immediate Annuities,, and Early Retirement 36:22 - Getting a Second Opinion -What Problem is Annuity Solving? 42:50 - Immediate vs Variable Annuities 45:30 - How Much of an Annuity Do You Need? 47:36 - Passing Along Assets & Annuities 50:59 - Candid Coffee Tease Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Jonathan McCarty, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/bIrBY3SVfbQ ------- Watch today's "Before the Bell" feature, "How Markets Ignore the Fear" here: https://youtu.be/1BrnxwNgzeY ------- Watch our previous show, "Semiconductors: Bubble or Bust?" https://youtube.com/live/X0moIzRXOHg ------- * REGISTER for our next Candid Coffee, Saturday, May 16: "Financial Organization Made Simple:" https://streamyard.com/watch/SA6aj2aMdMhf -------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #Annuities #RetirementPlanning #GuaranteedIncome #FinancialPlanning #RetirementIncome

Bonus Smarting! Trusty answers questions sent in by SmartyPants! Email your SmartyQs to - Whosmarted@whosmarted.com

Bonus Smarting! Trusty answers questions sent in by SmartyPants! Email your SmartyQs to - Whosmarted@whosmarted.com

Bonus Smarting! Trusty answers questions sent in by SmartyPants! Email your SmartyQs to - Whosmarted@whosmarted.com

Bonus Smarting! Trusty answers questions sent in by SmartyPants! Email your SmartyQs to - Whosmarted@whosmarted.com

Bonus Smarting! Trusty answers questions sent in by SmartyPants! Email your SmartyQs to - Whosmarted@whosmarted.com

Bonus Smarting! Trusty answers questions sent in by SmartyPants! Email your SmartyQs to - Whosmarted@whosmarted.com

Bonus Smarting! Trusty answers questions sent in by SmartyPants! Email your SmartyQs to - Whosmarted@whosmarted.com

Bonus Smarting! Trusty answers questions sent in by SmartyPants! Email your SmartyQs to - Whosmarted@whosmarted.com

Bonus Smarting! Trusty answers questions sent in by SmartyPants! Email your SmartyQs to - Whosmarted@whosmarted.com