Podcasts about Smart

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    Latest podcast episodes about Smart

    The Daily Motivation
    Why Being "Too Smart To Fail" Guarantees You Will | Dave Ramsey

    The Daily Motivation

    Play Episode Listen Later Dec 27, 2025 7:37


    Leave an Amazon Rating or Review for my New York Times Bestselling book, Make Money Easy!Check out the full episode: https://greatness.lnk.to/1415"Generous is not an action. Generous is a character quality. And like integrity, it's a character quality that you choose. You're not born with it. You have to say, I am a generous person." - Dave RamseyDave Ramsey calls his 26-year-old self an "arrogant little twerp," and he means it. With 24 years of real estate experience and a college degree backing him, he genuinely believed the rules didn't apply to him. The debt that crushed other people? He was too smart for that. The pride before the fall? That was for regular folks. He would have been the guy trashing himself today, convinced that slow wealth building was for people who just didn't get it. Then his nothing-down real estate empire collapsed, and the guy who thought he was untouchable learned the hardest lesson of his life. What makes this conversation so gripping is watching Dave recognize exactly who he was, that person you feel like you need to shower after being around, the one so focused on me, me, me, me, me that he couldn't see the cliff ahead.But here's what shifted everything. Dave made a decision that generosity wasn't going to be about actions anymore. It was going to be his character, like integrity, something he chose to become rather than something he occasionally did. He started leaving outlandish tips, picking up bills for people in military fatigues, opening doors, tithing 10% to his church. Not because he had to, but because generous people are highly attractive, seldom depressed, and operate from abundance instead of scarcity. When you're drowning in financial stress, you become a navel gazer, turning inward, obsessing over protecting what little you have. Dave's saying the way out isn't to grip tighter. It's to open your hand and choose to be someone different, regardless of what's in your bank account. That decision to shift from selfish to selfless changes how you show up, how people experience you, and ultimately, how wealth flows into your life.Sign up for the Greatness newsletter: http://www.greatness.com/newsletter Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    The Places Where We Go Podcast
    What Smart Travelers Learned This Month - December 2025 Travel News Roundup

    The Places Where We Go Podcast

    Play Episode Listen Later Dec 27, 2025 19:41


    Episode 150 of The Places Where We Go Podcast rounds up the most important travel news stories from December 2025, helping travelers stay informed, prepared, and inspired. We're covering some of the biggest shifts shaping global travel right now, including rising travel costs, new government requirements, updated airline features, airport and security news, museum openings, national park updates, and major developments such as Disney deals, Route 66 centennial celebrations, and expanded global flight access. You'll also hear key updates from around the world, including new taxes and entry fees in Europe and Asia, TSA's backup REAL ID solution, big upgrades from American Airlines and United, new must-visit cultural attractions, World Cup travel demand surging, Eurostar's snow service returning, Jamaica welcoming travelers, and exciting new opportunities like visa-free travel to Uzbekistan. If staying travel-smart matters to you, this episode delivers everything you need to know in one place—plus a reminder to subscribe to our weekly travel newsletter for ongoing updates, inspiration, and travel tips. ❤️ Support the Show If this episode helped you stay travel-smart, please leave us a review—it helps more travelers discover the show! The Places Where We Go Resources PODCAST: Released every other week in your favorite podcast app WEBSITE & BLOG www.theplaceswherewego.com

    The Smart 7
    The Standout 7 - The Biggest Stories from May and June 2025

    The Smart 7

    Play Episode Listen Later Dec 27, 2025 27:53


    The Smart 7 is an award winning daily podcast that gives you everything you need to know in 7 minutes, at 7am, 7 days a week…With over 19 million downloads and consistently charting, including as No. 1 News Podcast on Spotify, we're a trusted source for people every day and we've won Gold at the Signal International Podcast awardsIf you're enjoying it, please follow, share, or even post a review, it all helps... Today's episode includes the following: https://x.com/i/status/1917538425743499477 https://x.com/i/status/1917540202806968663https://www.bbc.com/news/live/c39jedewxp8t#playerhttps://x.com/i/status/1918172933496713268 https://x.com/i/status/1918190721523175769 https://x.com/i/status/1918177132666143208https://x.com/i/status/1921848678802747629 https://x.com/i/status/1921887923361693991 https://x.com/i/status/1929477553250586760 https://x.com/i/status/1929463972324913465https://x.com/i/status/1932766124233327099 https://x.com/i/status/1932762653941747863https://x.com/i/status/1934625949326168364https://x.com/i/status/1917242873633788046 https://x.com/i/status/1917287767555396015 https://x.com/i/status/1919789076212809950 https://x.com/i/status/1922328789750563208 https://x.com/i/status/1922656875734077473https://x.com/i/status/1931914095382683742 https://x.com/i/status/1932120283076276650https://x.com/i/status/1921388540203798712 https://x.com/i/status/1921515510111330630 https://x.com/i/status/1922299574451904751 https://x.com/i/status/1922951994513220036 https://x.com/i/status/1929273356425248853https://x.com/i/status/1935657002136653860 https://x.com/i/status/1919677198971060394 https://x.com/i/status/1924434870694183413 https://x.com/i/status/1924845307210199540 https://x.com/i/status/1924843823743590724 https://x.com/i/status/1932436025365713270 https://x.com/i/status/1933616949256134966 https://x.com/i/status/1936607712680321037https://x.com/i/status/1936791141757735277https://x.com/i/status/1916551123734761712 https://x.com/i/status/1924426650109800757 https://x.com/i/status/1927067268908806402 https://x.com/i/status/1927332708339892603 https://x.com/i/status/1921641746464690192 https://www.rte.ie/news/2025/0623/1519929-edge-u2-citizenship/ Contact us over @TheSmart7pod or visit www.thesmart7.comVoiced by Ciara Revins, written by Liam Thompson, researched by Lucie Lewis and produced by Daft Doris. Hosted on Acast. See acast.com/privacy for more information.

    Breakfast Leadership
    Deep Dive: Culture-First Startup Growth: Why Culture Can't Wait

    Breakfast Leadership

    Play Episode Listen Later Dec 26, 2025 14:16


    Overview: In this episode, we unpack key takeaways from Workplace Culture, a resource designed for startup founders, early-stage leaders, and forward-thinking HR professionals who recognize that scaling rapidly without a solid cultural foundation is a recipe for disaster. The message is clear: Culture is not a line item to revisit after funding, it's the operating system that determines whether your startup survives, thrives, or crashes from the inside out. As I always say, growth without culture fails. If you're tired of watching talent burn out or team energy fizzle after every sprint, this briefing is your wake-up call. Key Themes and Insights: Why Startups Get Culture Wrong (and Fast): Speed. Funding. Product. That's the holy trinity for most founders, but in chasing those, culture often gets left behind. When culture isn't intentional from day one, toxic behaviors like overwork, communication breakdowns, and "hero" leadership creep in and calcify. Big Insight: Culture is defined by what you tolerate, not by what you write on a wall. It's what happens when you're not watching. That's the truth every founder needs to confront. The 5 Culture-First Non-Negotiables: Values You Can Actually Live By: Your values should drive who you hire, promote, and let go, not just what's printed on the About page. They need to guide daily decisions. Leadership That Walks the Talk: Culture starts at the top. If your leadership team doesn't model integrity, ownership, and vulnerability, don't expect your team to either. Psychological Safety = Speed: When failure isn't punished, learning accelerates. Teams move quicker when they don't fear retribution for mistakes. Sustainable Pace Over Hustle: Growth doesn't have to mean burnout. Smart startups build in systems for clarity, rest, and reflection, so momentum doesn't cost mental health. Rituals That Reinforce Culture: Culture isn't just what's said in all-hands meetings. It's embedded in daily rhythms, standups, weekly wins, story-based onboarding,that scale better than a mission statement. Culture Health Check – Ask Yourself: What gets celebrated on your team and why? What behaviors are you tolerating that go against your values? What emotional experience does a new hire have in their first week? If your answers are vague, your culture is likely running on autopilot and that's dangerous when growth accelerates. Final Takeaway: Culture isn't the “soft stuff.” It's your infrastructure. If you're scaling, it'll either be your engine or your anchor. Make it your engine. Call to Action: Want to embed culture-first practices today? Download the Workplace Culture Blueprint for just $7, built to give you immediate traction. And for deeper support, join our monthly culture-first community where growth-minded leaders come to share, learn, and lead better.

    ReddX Neckbeards and Nerd Cringe
    r/JustNeckbeardThings | "IM A HUMAN-BRAIN DOCTOR! FOR REALS" THESE NECKBEARDS AREN'T VERY SMART LOL!

    ReddX Neckbeards and Nerd Cringe

    Play Episode Listen Later Dec 26, 2025 61:04 Transcription Available


    Need more r/justneckbeardthings? https://www.youtube.com/playli... In this episode we jump into r/JustNeckbeardThings. It's been a long time coming but it's obvious why I've delaying hopping into just neckbeard things. I went ham with an hour of content and STILL packed in the neckbeard cringe like always. Let me know what you think about these funny r/JustNeckbeardThings memes and top posts. It doesn't matter what your background is, you always need to treat people like people and not use them simply to get off. Neckbeards seem to learn this lesson particularly slow and it really does make my blood boil... So we must bring it to light so others don't suffer alone. For your fill of neckbeard stories we've got you covered with the freshest weeaboo, niceguy, and neckbeard happenings on reddit. Stick with ReddX for your daily dose of cringe with a side-dish of relatability. You might even feel good for dessert... But who can say? ------------------------------------------------------------ #reddit #neckbeard #meme Join me on Discord dude: https://discord.gg/Sju7YckUWu One-time PayPal donation: https://www.paypal.me/daytondo... Support this channel on Patreon: http://patreon.com/daytondoes Stalk me on the Twitter! http://www.twitter.com/daytond... Visit me over on Facebook: https://www.facebook.com/ReddX... Got a story? I got a subreddit: https://www.reddit.com/r/ReddX... Here's an Amazon link to my microphone: https://amzn.to/3lInsRR Wanna rock the ReddX merch? https://teespring.com/stores/r... Character animations are by: https://twitter.com/DarkleyStu... Check out my other channel: https://www.youtube.com/dayton... Wifey's channel is right over here: https://www.youtube.com/channe... ------------------------------------------------------------ Did I mention that we have playlists??: Full neckbeard story compilations: https://www.youtube.com/playli... All of our neckbeard stories: https://www.youtube.com/playli... All of our legbeard stories: https://www.youtube.com/playli... All of our RPG Horror Stories: https://www.youtube.com/playli... All of our weeaboo tales: https://www.youtube.com/playli... ------------------------------------------------------------ Podcasts can provide some ReddX on the go! Check it out! Spotify: https://open.spotify.com/show/... Soundcloud: https://soundcloud.com/reddxy iTunes: https://podcasts.apple.com/us/... Google Podcast: https://podcasts.google.com/fe... Spreaker: https://www.spreaker.com/show/... Podchaser: https://www.podchaser.com/podc... Deezer: https://www.deezer.com/us/show... Podcast Addict: https://podcastaddict.com/podc... JioSaavn: https://www.jiosaavn.com/shows... Have you ever met a neckbeard or a nice guy? They are frustrating to deal with, but luckily you aren't alone! These r/neckbeardstories from Reddit are among the top posts of all time and include some of the funniest Reddit stories ever posted on the neckbeard stories subreddit! rSlash NeckbeardStories have all kinds of funny neckbeards in them, but especially the nice guy. And the weeaboo. There is a wide spectrum of neckbeards, and this is but a small slice of it. Listening to ReddX's neckbeard stories playlist is a great experience! These neckbeard stories Top Posts of All Time from Reddit are made for you to enjoy any time you feel like it, so be sure to save my rSlash neckbeard stories playlist to your favorites! While there are many rslash channels that read r/neckbeard stories and r/prorevenge from reddit Some of the top rSlash entitled parents channels I recommend checking out are the original rSlash, Redditor, fresh, r/Bumfries, VoiceyHere, Mr Reddit, Storytime and Darkfluff. These Reddit story channels inspired me to start my own Reddit story channel, with a focus on Entitled Parents stories and at times going into the r/pettyrevenge and r/choosingbeggars subreddit as well. Because most of my audience prefers Entitled Parents stories of Reddit, I tend to just stick with reading the r/EntitleParents Top Posts of All Time. But I also enjoy getting up close and personal with neckbeards and weeaboos from time to time. Subscribe to ReddX for the freshest daily Reddit content. I post relatable readings of Reddit posts and Reddit stories every single day! Journey with me as I relate these amazing Reddit stories to my personal life journey. I'm greatly inspired by the top reddit posts of all time videos and reddit stories on YouTube. YouTube: https://www.youtube.com/channe... Discord: https://discord.gg/Sju7YckUWu Twitch: https://www.twitch.tv/daytondo... PayPal: https://www.paypal.me/daytondo... Patreon: http://patreon.com/daytondoes Twitter: http://www.twitter.com/daytond... Facebook: https://www.facebook.com/ReddX... Merch: https://reddx-shop.fourthwall....

    The Smart 7
    The Standout 7 - The Biggest Stories from March and April 2025

    The Smart 7

    Play Episode Listen Later Dec 26, 2025 25:27


    The Smart 7 is an award winning daily podcast, in association with METRO, that gives you everything you need to know in 7 minutes, at 7am, 7 days a week…With over 19 million downloads and consistently charting, including as No. 1 News Podcast on Spotify, we're a trusted source for people every day and we've won Gold at the Signal International Podcast awardsIf you're enjoying it, please follow, share, or even post a review, it all helps... Today's episode includes the following: https://x.com/i/status/1895576427094761606 https://x.com/i/status/1896082559097819573 https://x.com/i/status/1896138846611406869 https://x.com/i/status/1896958682438525191 https://x.com/i/status/1897122283686388081 https://x.com/i/status/1902098641977782639https://x.com/i/status/1903801203894386692https://x.com/i/status/1904339564648358208 https://x.com/i/status/1904317359319622012https://x.com/i/status/1904548382942585190https://x.com/i/status/1904548382942585190https://x.com/i/status/1903759019472519318https://x.com/i/status/1904191046856097850https://x.com/i/status/1904594131927916819https://x.com/i/status/1904879883693465798https://x.com/i/status/1904917455778058725 https://x.com/i/status/1907757166116614643 https://x.com/i/status/1908800976238104770https://x.com/i/status/1909498724696408457 https://x.com/i/status/1896169786096160868 https://x.com/i/status/1896604914316673111 https://x.com/i/status/1902066897379574126https://x.com/i/broadcasts/1MnxnwzDedeKO https://x.com/i/status/1911587506383954280 https://x.com/i/status/1895980979778719859 https://x.com/i/status/1896403787440337238 https://x.com/i/status/1909968852563132664 https://x.com/i/status/1914269982277378072https://www.rte.ie/news/world/2025/0422/1508789-pope-francis-death/Contact us over @TheSmart7pod or visit www.thesmart7.com or find out more at www.metro.co.uk Voiced by Trish Laverty, written by Liam Thompson, researched by Lucie Lewis and produced by Daft Doris. Hosted on Acast. See acast.com/privacy for more information.

    Maintenant, vous savez
    Qu'est-ce que le syndrome des faux souvenirs, qui nous touche tous ?

    Maintenant, vous savez

    Play Episode Listen Later Dec 26, 2025 4:51


    On a tous déjà vécu ce moment où l'on raconte un souvenir avec certitude, avant qu'un proche nous corrige avec un "Non, ça ne s'est pas passé comme ça". Ces distorsions sont appelées "faux souvenirs", et rassurez-vous, ça ne fait pas de vous un menteur. Concrètement, ce sont des souvenirs qui présentent des incohérences et des interprétations par rapport à l'événement vraiment vécu. Il touche la mémoire épisodique, celle qui enregistre nos véritables expériences passées. Mais pourquoi notre mémoire nous trompe-t-elle ? Peut-on vraiment se fier à nos souvenirs ? Ecoutez la suite de cet épisode de "Maintenant vous savez" Un podcast Bababam Originals, écrit et réalisé par Joanne Bourdin. Première diffusion : mai 2025 À écouter ensuite : ⁠Pourquoi les jeunes ont-ils de plus en plus de cancers ?⁠ ⁠Qu'est-ce que la méthode SMART, pour combattre le stress ?⁠ ⁠Comment utiliser le brassage cognitif pour s'endormir plus vite ?⁠ Retrouvez tous les épisodes de ⁠"Maintenant vous savez".⁠ Suivez Bababam sur ⁠Instagram⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

    Entrepreneurs on Fire
    From Books to Breakthroughs: How AI is Rewriting the Rules for Small Business with Tim McConnehey

    Entrepreneurs on Fire

    Play Episode Listen Later Dec 25, 2025 24:07


    Tim McConnehey is the Founder and CEO of Izzard Inc., one of the fastest-growing publishing firms in America. A Harvard-trained AI strategist and alum of the Goldman Sachs 10,000 Small Businesses Program, he helps entrepreneurs scale smarter through AI-powered creative and operational transformation. Top 3 Value Bombs 1. AI elevates human creativity by enhancing and not replacing the emotional, structural, and strategic sides of storytelling. 2. Process clarity is the secret weapon of small business owners who want AI to meaningfully improve profit and performance. 3. Smart experimentation beats perfectionism every time; test, tweak, improve, repeat. Check out Tim's website to explore AI-powered publishing services, manuscript assessments, and author support - Izzard Ink Publishing Sponsors HighLevel - The ultimate all-in-one platform for entrepreneurs, marketers, coaches, and agencies. Learn more at HighLevelFire.com. Freedom Circle - A powerful community of entrepreneurs led by JLD. Are you ready to go from idea to income in 90-days? Visit Freedom-Circle.com to learn more.

    Teen Mom Trash Talk
    Ep 393. Smart Pills

    Teen Mom Trash Talk

    Play Episode Listen Later Dec 25, 2025 22:22


    Teen Mom SEASON 2 EPISODE 6 TikTok @trashtalkpodcasts YOUTUBE: www.youtube.com/c/TrashTalkPodcasts Bonus Patreon.com/TrashTalkPodcast Traceycarnazzo.com Tracey Carnazzo @trixietuzzini Noelle Winters @noeygirl_ IG @TeenMomTrashTalk Twitter @TeenMomPodcast forhers.com/teenmom

    The Alli Worthington Show
    The Best of Life Hacks: Smart, Simple, and Actually Doable

    The Alli Worthington Show

    Play Episode Listen Later Dec 25, 2025 16:15


    Sign up for FREE COACHING with Alli – https://alliworthington.com/freecoaching    Merry Christmas! We're continuing our Best-Of Series. Today, we're digging into life hacks that truly make a difference—not fluffy tips, but strategic shifts that change how you think, connect, and live with purpose and clarity.   Feeling stretched thin? This episode helps you tune out distractions, refocus, and build meaningful habits. Kendra Adachi shares how to prioritize what matters and why small steps create a life you love.   Then we'll dive into practical, research-backed wisdom from Eric Barker on how to cultivate deeper, more meaningful relationships instead of staying stuck in surface-level connections. And Mark Batterson closes us out with the power of a daily gratitude habit—why it rewires your mind for more peace, joy, and resilience than you ever imagined.   This episode is packed with practical wisdom you can use right away. I can't wait for you to hear it.   Timestamps: (01:15) -  Choosing What Matters and Being a Genius About That (04:15) - Starting Small (08:25) - Practical Steps to Invest in More Meaningful Relationships (11:11) -  Using a Gratitude Journal or Having a Daily Gratitude Habit WATCH ALLI  ON YOUTUBE   Links to great things we discussed:    Catalyst Mastermind The Uplift app is here! Try it free for 30 days. Sign up for FREE COACHING with Alli – https://alliworthington.com/freecoaching    I hope you loved this episode!

    The Real Estate Investing Club
    Why Smart Investors Are Buying Bank Notes Right Now

    The Real Estate Investing Club

    Play Episode Listen Later Dec 25, 2025 43:18


    HOW TO SCALE FROM RESIDENTIAL TO COMMERCIAL REAL ESTATE

    The Smart 7
    The Standout 7 - The Biggest Stories from January and February 2025

    The Smart 7

    Play Episode Listen Later Dec 25, 2025 28:26


    The Smart 7 is an award winning daily podcast, in association with METRO, that gives you everything you need to know in 7 minutes, at 7am, 7 days a week…With over 19 million downloads and consistently charting, including as No. 1 News Podcast on Spotify, we're a trusted source for people every day and we've won Gold at the Signal International Podcast awardsIf you're enjoying it, please follow, share, or even post a review, it all helps... Today's episode includes the following: https://x.com/i/status/1876354820761620623 https://x.com/i/status/1877748529768075680 https://x.com/i/status/1880087421804769544 https://x.com/i/status/1881390140347584775https://x.com/i/status/1881397103089340878https://x.com/i/status/1895186801486164374https://x.com/i/status/1895185284385415452https://x.com/i/status/1879899111534575721 https://x.com/i/status/1884201034429415810https://x.com/i/status/1879122190890684556 https://x.com/i/status/1881366627834573287 https://x.com/i/status/1889704813870391521 https://x.com/i/status/1879603153600921863 https://x.com/i/status/1879845675778588691https://x.com/i/status/1876944361868411090 https://x.com/i/status/1877168935180841158 https://x.com/i/status/1876300273783611704https://x.com/i/status/1887083652498039075 https://x.com/i/status/1876094971675017532 https://x.com/i/status/1886270488625971506https://x.com/i/status/1891219341632266411Contact us over @TheSmart7pod or visit www.thesmart7.com or find out more at www.metro.co.uk Voiced by Jamie East, using AI, written by Liam Thompson, researched by Lucie Lewis and produced by Daft Doris. Hosted on Acast. See acast.com/privacy for more information.

    ExplicitNovels
    Quaranteam - Dave In Dallas: Part 4

    ExplicitNovels

    Play Episode Listen Later Dec 25, 2025


    Quaranteam - Dave In Dallas: Part 4 Shenanigans: Fun times at House Belsus. Based on a post by RonanJWilkerson, in 12 parts. Listen to the Podcast at Explicit Novels. Let's review the list of characters: David Belsus – 46, physics & astronomy professor at Eastfield college, a community college in the Dallas area. Prepper, survivalist, has a greenhouse in his backyard and lives in an outer ring suburb. Six foot, fit, short cropped hair. Lupie Ramos – 32, former financial advisor, Dave's neighbor, got caught out of state when the lockdowns started. She spent two frantic weeks trying to get back to her daughter. Lupie has been in love with Dave for over a year. Long, dark brown hair, medium build, and a lovely smile. Esme – 9, daughter of Lupie, prone to the occasional snarky comment. Adores Dave. Becca; 18, Lupie's babysitter, was watching Esme when lockdowns occurred. Her refusal to abandon Esme, as her mother insisted, likely saved Becca's life, since her extended family ignored precautions and died of Duo. Esme, Lupie, and Dave are all Becca has left in the world. Short, medium build, small tits, with short blond hair and a smile that is shy with strangers and beams with family and friends. Janice Wheeler; 33, Dave's first partner to arrive, a librarian at Cedar Valley, another community college member of DCCCD. Slender build and medium height, Janice is 3/4 Korean, her paternal grandfather is Anglo. Medium length black hair often pulled back in a bun for work or ponytail at home. Shawna Cooper; 36, senior meteorologist at WFAA, Master's degree in meteorology from O U, worked at NSSL and spent time as a storm chaser. Whole hog sci-fi nut, beginning with Start Trek TNG. 5' 10", large tits, medium brown skin, dark brown eyes, shoulder length black hair styled like a frizzy weeping willow. Olivia Tyler (Liv); 21, senior studying horticulture at Tarleton State University, near Dallas. Daughter of Carter and Janelle, Dave's best friends since college. Had a well-known crush on Dave throughout her teen years. Since her dad was former SF and a survivalist, Liv is skilled with several firearms as well as bladed weapons. Never failed to take a deer any season she's hunted. 5'10" long, dark brown hair, large tits, lightly tanned, brown eyes, and a wide smile. Melanie Ustanich; 22, graduate student in IT at Tarleton, Liv's roommate, recently found a passion for cooking. Spent most of her life in foster homes, Liv's parents accepted her like family the first time she went with Liv on Thanksgiving Break. 5'8" medium length auburn hair, green eyes, small mouth with a ready, mischievous smile. During the interlude, Dave took some time to look over Melanie. He knew less about her than the others, but more than he'd known about Jan or Shawna when they'd shown up on his doorstep. He knew from a glance that she dressed more stylishly than Olivia, though he'd be hard pressed to describe why. He thought both looked great, even if he could tell a difference instinctively. He was always a fan of variety. Silver studs in her ears support three short silver chains each, drawing the eye tantalizingly into the chasm of her russet mane. The verdant green of Mel's satiny top provided the perfect counterpoint to the auburn tones of her hair. The cinched belt securing the crossing panels of her blouse held it together well, yet giving tantalizing views of her medium sized tits. The black slacks clung closely to her well-shaped thighs and calves without the 'painted on' look. "Dave, could you make me one of your 'ginger ales' please?" "Sure, Liv. Anyone else want something?" "Can you make me one of those drinks you made that first time?" Becca asked. "Yeah, that's what Livy is asking for. Seven-Up and Captain Morgan mixed to look like ginger ale." "Oh, okay, then one of those please." "You got it." Dave got to mixing drinks. Jan asked if anyone else wanted wine. All the others voiced their interest, Jan pulled two bottles of blush from the pantry and brought them to the living room. Lupie grabbed wine glasses for each of them and handed them out as Jan poured. Dave watched Becca's first sip carefully. He'd mixed this one normal strength, not the light pour he'd given her last time. Eyes flared, she took a smaller sip than usual, but nodded before setting it on the side table. "Olivia, dear," Lupie asked softly, "I hesitate to ask, but can you tell us about your parents? Should we contact them that you are here, or, are they; ?" "Dad died six weeks ago. Mom passed a week later." Olivia took another sip. Melanie hugged her loosely. Olivia's voice took on a husky note. "She called me, near the end. She told me Dad had died. That she was very ill and wasn't; wasn't, ah,; She knew she wouldn't make it." One hot tear dallied along the top curve of her cheek before coursing downward. Dave took her hand. "She said I should pursue my dreams. All of them." Livy looked Dave dead in the eyes. "She said she'd known for a long time it was more than a crush, that she was sorry she'd belittled it by calling it that. And then ;” Olivia sucked in a breath. Mel hugged Olivia again. "We're all here for you. Let it out at your own pace." Lupie encouraged softly. "She said 'Love him. Love him like I never did. Love him like he deserves.' And then she closed the call." A hard sob shook through Olivia as more tears fell. Dave and Mel hugged her, one from each side. Dave did so while looking at the ceiling with a distant gaze. After several minutes of silence, Jan got up for a second plate. Dave stood to join her. "My mind still doesn't want to eat, but my stomach got a taste of that bruschetta and wants more. Of that, and everything else." Jan smiled and gave him a quick kiss, which he returned. "Can you tell us something about Eddie?" Shawna asked after Dave sat back down. Dave thought for a minute. Slowly, a proud smile spread across his face. "His Eagle project." Olivia smiled and nodded. "Eddie was an Eagle Scout?" Jan asked. "Yes, he was. Got his Arrow of Light as a Webelo too." Livy provided. "Eddie and I were just beginning to reconnect when he began working on his Eagle rank. For his project, he decided to build a foot bridge across the stream in the park." "Armadillo park? The bridge on the south end?" Becca asked. Dave smiled broadly. "That's the one. Before that bridge, anyone walking the path and crossing the bridge at the north end would have to turn around when they hit the ends of the u-shaped path. For some folks, that was more walking than they could handle, so they wound up getting less exercise, or taking their walks in the few areas with sidewalks or walk along the side of the road. Either way they got very little 'green time'. He found a bridge design appropriate for the location, one that would last with little maintenance and convinced a local construction company to donate materials. He met with the city manager and then spoke before the city council to arrange an agreement for maintenance." "The foreman of the construction company and his best concrete specialist offered their services to supervise the volunteer workers and ensure the quality of the work. I think Eddie had a hand in that." Dave's pride in his son couldn't have been any louder on his face. "The kicker was, he vetted the design to make sure the angle of the curve was suitable for someone in a wheelchair. So at the ribbon cutting, the young lady that cut the ribbon, and the first to cross was in Eddie's class. I think she wound up the class Salutatorian. Anyway, she was paraplegic, lost the use of her legs in an accident during her eighth grade year." Dave paused. "I think she and Eddie started dating not long after." Olivia snorted. "They were already dating. I think that night was the first time she gave him the goods though." "Go Eddie." Shawna said huskily. "Seriously?" Dave asked Olivia. "Pretty sure. Not 100%. I mean, I know they did it. Like a lot. Once they opened up that part of the relationship they were like bunnies. I'm not absolutely sure that night was the first night though." "Hell, I was nineteen before my first time. He was always better with people than I ever was." Dave's looked wistfully into the distance, like he was seeing through the walls at something beyond. Then he swallowed hard. He took a steadying breath and blew it out slowly. Becca rubbed his shoulder lightly before giving it a soft kiss. Dave smiled at her, then leaned in to deliver a light peck on her cheek. He looked outward again, scanning across the room. "Thank you all for putting up with this. I'm sorry for acting like such a p--" Becca pressed a finger firmly to Dave's lips. "If that word crosses your lips, you'd better be talking about our body parts. The man that I've watched, relied on, and come to trust implicitly sure as hell isn't one of those. And he deserves better than that." The fire in her red-rimmed eyes put the punctuation to her statement. Dave just nodded in concession to his young lover's demand. With an impish grin she added, "And for the record, anytime we're getting frisky, or flirting, I'm perfectly happy with you calling it: or me: a pussy." She grabbed his hand and shoved it between her shorts-clad legs for emphasis. Becca's addendum broke the somber mood of the room. Everyone got a good laugh. A brief quiet descended as everyone ate a few bites or stared into their drink. Dave looked up to see Jan and Lupie gazing at him, concern and sympathy clearly written across both of their faces. "Well, Becca, since you have some history with our man, tell me something to catch me up with all of you." Shawna requested. "Oh, tell her about the cupcake exchange." Jan suggested. "Dave told me about it while the two of you were getting vaxxed." "Oh that one she told me already. Good story." "Okay, so something new." Becca paused, then blushed. She bit her lip and looked sideways at Dave and cringed. Then she flicked her eyes to Lupie. Lupie caught the look and rolled her eyes. "Go ahead." She said with a sigh. Then she turned her face away. "So, um, you know how Dave runs a couple times a week, and works out with his staff in the backyard about as often?" Shawna nodded at Becca's narrative, then turned to give Dave an appreciative leer. "Ahem, well, it's cooler now, so he does he work outs in a t-shirt and shorts." Shawna nodded again, then stared at Dave's torso like she was imaging him bare chested and sweating. Well, she'd seen him shirtless often enough. Melanie's breathing became slightly deeper and slower as she sized him up as well. "Well, remember we used to live next door. And Lupie's second story windows are high enough to see over Dave's fence." Mel, Shawna, and Jan all looked at each other. "Oh." They said in unison. "You lucky bitches." Jan added. Dave's mind was working at a slower pace and caught up a moment later. He closed his eyes and shook his head. With a small grin. "Well, that's not all of it. See, I made no pretense about watching him work out. I mean, mid-August, heat pounding down? Ten minutes into his work out his whole torso is covered in sweat, with rivulets running down his front and back." Shawna looked transfixed. Jan had her eyes closed. Mel tightly gripped her thighs, staring intently. "Usually I watched from one of the back windows, and just put up with the oblique angle. One day, a few months back, I realize it's very quiet in the house, and I seem to be the only one on the second floor. I decided to move over to Lupie's room, which is at the back corner, with two windows looking out over the backyard, one on each side of the corner." Lupie blushed hard and brought her hands up to cover her face. "So, there was a small space between the curtain panels and I was staring at Dave through the gap as I walked up. I walked as quietly as I could so Lupie and Esme wouldn't hear my footsteps from downstairs. I pulled back the curtain to get a better view. Lupie was hiding in the curtains, eyes fixed on Dave. We both screamed, and Lupie's hand flapped backwards hitting the window frame." "That's how you bruised your hand?!" Dave exclaimed, trying to suppress his laughter. "You flap your hands around when you're surprised?" "No. Just, um, I, uh ;” Lupie's muffled response trailed off. "She took care to wash her hands thoroughly before she let me bind it." Becca interjected. "Initially we thought she'd hurt her wrist, so I stabilized it. But, I recognized later what I had smelled while we were leaving the room." Lupie peeked between her fingers at Becca, pleading. "Okay, never mind." Becca conceded. "I've said too much already." The others looked confused at the abrupt ending until Melanie burst out laughing. When they looked at her questioningly, she said, "I know what I would be doing standing there watching him work out shirtless." And flopped back into the couch giggling furiously. The others started cackling and Jan, chortling, reached over to pull Lupie into her for a hug. "Not like we all don't do it." Dave sat there open mouthed, shocked, and feeling like he'd won something undefinable. He moved to kneel in front of Lupie. He took her hands in his own, pulling them away from her face. He pulled her into a hug. Into her ear he whispered, "I love you." Her hug on him tightened. "And if I hadn't been so dense I would have been in that room to take care of you properly. Or at least, lick your fingers clean." He punctuated his comment with a light nibble of her earlobe. Lupie swatted him on the back as she released him. Her face was still flushed to the tips of her ears. The tight, prim smile and her laughing eyes testified to her approval of the idea, and her mortification it was said out loud. Even at a whisper. Dave got up and refreshed his drink, and Olivia's as well. Becca sipped hers more slowly, and still had more than half a glass. Jan topped off her wine glass, along with Mel's and Shawna's. Lupie got up and made a fresh plate, then headed for the stairs. "I'm going to take a plate to Esme, just in case she didn't get enough earlier. Besides, if I tell her Dave likes the bruschetta, she might try it." Lupie said with a knowing mom smile. Shawna came to Dave once he was seated. She gave him a soft kiss and held him to her. She spoke no words, but conveyed clearly her heart ache for him, and her availability should he need something. When Lupie returned, she took her seat and looked to Olivia asking "Can you tell me something about your father?" Livy squirmed for a moment, then nodded. She took a breath. "He was a security consultant. Worked for a firm that advised companies on the weak points in their physical and cybersecurity. Dad was on the physical side. He'd been a Green Beret before going to college, where he met Mom and Dave." "Oh, wow. So your dad was a badass?" Becca asked. "Carter was so badass he was chill," Dave interjected. "He had that confidence of the guy that knows he'll win if things get physical. Smart too, though." "Yeah, Dad made supervisor pretty fast. He and his team would walk the grounds of a company and show them where a person could slip in or out without detection. Then the cyber guys would do the same for the company's networks. Sometimes, Dad would have to prove the point. He loved that. He and a couple of his team would don tactical gear and break in. Dad always left a fake tarantula with the company logo on its back on the boss' desk, or somewhere critical." Olivia chuckled. "One time, this one CEO was particularly resistant. Dad had to go in a second time. The first time he left a tarantula on the main server station, and one in the research lab; that by law was required to be restricted access. To drive his point home, Dad went to the CEO's office and installed this box on the ceiling, where most don't look. It had some kind of trigger because once the guy sat down, this tarantula drops on a thread from the box, right on the guy's paperwork." Several smiles broke out. Dave laughed soundlessly, his mouth closed so it didn't become a cry. The tears in his eyes were tattle-tale enough. He absently played with Olivia's dark locks. Olivia turned to look at him, eyes soft and happy. She leaned against his hand. Dave realized what he was doing, got self-conscious and pulled back. With downcast eyes, Liv turned back to the room and took in the other faces. A couple of looks exchanged suggested that most had caught what had just passed. Dave tried to process what just happened by staring off through a blank spot on the wall. It wasn't terribly helpful, once he recalled the picture that hung there just a few weeks before. Then Lupie cleared her throat. Dave fixed his eyes on her. He was never particularly perceptive of the looks on people's faces, but this time it seemed pretty clear. She stared at him with a stern look, then shifted her eyes to Liv and back to him. He looked to Jan, who just nodded. "Maybe someone else can share a family background story." Dave temporized. A few pensive looks passed. A tight smile grew on Jan's face. "My aunt Carolyn." She paused for a second. "My dad's sister. They were half-Korean, half European. Aunt Carolyn took more after the European side of the heritage, especially in the kitchen. She made an awesome meatloaf." She chuckled and looked over at Dave and Becca. "She would have loved that meatloaf cupcake." Her eyes watered at the bottom edge. "Visiting her was a way to encounter the white half of my ancestry. She had prints from famous artists. Classic books. If I was there on a Saturday night, she'd serve cheese and crackers, sometimes with a little sausage. As I got older, she'd let me have a small glass of wine as well." Jan took a light breath. "She played some classical music, but mostly it was Michael Bolton and Kenny G. Maybe some Cranberries and Matchbox Twenty when she felt wild. I haven't heard from her in over a month. And she has asthma." Jan trailed off into silence and the room observed it with her. Lupie reached out a hand to Jan's shoulder. She in turn, put her own hand on top of Lupie's. She turned her head and smiled. With a small nod, she turned away again, staring at the floor. Both hands dropped away. After a reasonable silence, Becca spoke. "When I was thirteen, my cousin Kimberly, who was sixteen, offered to pierce my ears for me." Half the women groaned. Dave sat silently, suspecting this wouldn't end well. "She got a large sewing needle, a bottle of rum, a small bowl, and a pair of my mom's stud earrings." "Rum?" Jan asked. Becca rolled her eyes. "Yeah," she said with a sigh, "she said she had to soak the needle in alcohol before using it." A variety of gasps, groans and sighs walked around the room. Dave's sympathetic grimace did less than his hand patting her knee to communicate his support. "Oh, but it gets worse. Wrong kind of alcohol at too low concentration, plus lots of sugar are only enablers. She cleaned my earlobes thoroughly with antimicrobial soap, so maybe that was the one thing she did almost right. But she didn't clean her own hands. And when she stuck the needle through; which hurt like hell; she stabbed her finger." Multiple hands struck foreheads or mouths. "Oh yeah. So we're both bleeding like stuck pigs, and crying. She's freaking out because 'the blood is mixing'. I never figured out what that meant. We bandage each other up the best we could, hide all the stuff from our parents and then hide ourselves. Three days later I have a raging infection in one earlobe and have to go to the doctor AND admit to my mom what happened." Becca paused, shaking her head. "Chewed my ass out. The doctor said because of the infection, I had to wait at least six months to get piercings. Mom added another six as punishment. She did take me to get professional piercings one year to the day after the doctor's visit though." Becca's eyes watered. Dave leaned over and kissed her cheek as a single tear slid down her face. Dave noticed Melanie getting increasingly fidgety. He thought he first noticed something during Becca's tale about his workouts. Maybe when the stories ran out, he'd have his head right. It wasn't fair to her to make her wait too long for imprinting. Or Liv. God, he really needed to get his head around this. He loved Olivia, he truly did. He was just so used to it being a non-sexual, non-romantic relationship. He'd looked on her as nearly a daughter for, well, for her whole life. But she wasn't his daughter. And she loved him. That was so clear in her eyes, every time she looked at him. Not just today, but thinking back over the years. It's crazy to think he could hurt this person he cared so deeply for, by not having sex with her. Fuck, it was Kim Dawson all over again. Shawna sat placidly, attentive as others told their stories. As the room lay silent again for a time, she took her turn. "I once caught my brother coming out of the shower with his girlfriend." Grins and giggles passed around the room. "Mind you, this is after my mother had chewed me out for getting frisky with, um, my best friend in my room." "Oh" several said in unison. "We were experimenting," she said, shrugging her shoulders. "It was my first Thanksgiving Break home from college. We were just friends, with nothing going on physical, since sixth grade. We were both single at the time, but we'd each had boyfriends, and each had sex before. We just thought we'd try out the other flavor. Who better to try that with than your ride or die?" She grinned. "Mom walked in when we had our shirts loose and hands inside each other's bras. Mom got all pissy about it and made some comment along the lines of 'Darian would never disrespect me by having sex under my roof.' Yeah sure Mom." Shawna rolled her eyes. "The bathroom smelled of" she looked straight at Becca, "pussy, so they'd been going at it in there. Mom wasn't home, so the obvious sounds of continuing humping came from his room almost immediately." "Hell of it is, she was this tiny little thing. Barely five foot tall and a nothing waist. And since I'd seen Darian stumbling around out of the bathroom when we both had midnight potty urges, well, he wasn't great at covering up when he's drowsy, and in his case, the stereotype is true. I don't know how he'd didn't break her in half." "After she left, I confronted him with Mom's comment. Now Darian ain't scared of shit; not a machismo thing, he uses his brain; but Momma. She's a foot shorter and at least a hundred pounds less muscle but that boy will cringe and genuflect if Momma is mad. He starts bargaining with me. Of course, he can't offer money since he's just getting his feet under him. He had plans, and he did eventually move out, but he was scrimping and saving so paying me money to shut up would have crippled him." We all hung there, waiting. "Well, Darian had been incredibly protective of me growing up. He over did it, by a lot. So my price for silence was for him to set me up with a friend of his that I had always wanted to date, but Darian kept getting in the way." She paused for a minute. "You know how you really want something, and imagine what it would be like to get it? And then you do, and ugh. Darian meant to protect me against a guy getting handsy. In this case he was protecting me from getting bored. The guy was about as much fun as a wet paper towel. I gave him a handshake at my door when he dropped me off." All the ladies shook their heads in commiseration. Dave closed his eyes and kept his mouth shut. Becca however, didn't. "Dave, how many of your dates ended in handshakes?" "None, from now on," he said flatly. "You got that right." Shawna said. Jan just shrugged and nodded. Becca and Liv hugged him tightly. Mel rubbed a hand against his back. Lupie sat still with an enigmatic grin. Dave knew there were thoughts churning behind those dark chocolate eyes. While he wondered what those thoughts were, he had a thought of his own. Maybe it was what she was thinking, maybe not. Here he was, sleeping with four women, two more about to be added to their ranks, and he hadn't taken a single one of them on so much as one date. That couldn't stand. Granted, movies and restaurant dinners were out. But they had two backyards to have a picnic meal in. The parks were open too. Maybe the Botanical gardens? He'd need to talk with each one, find out what they wanted, and find a way to make it happen. "Well Becca already told a story for me," Lupie said, breaking the silence. Becca blushed and chuckled. "So Melanie, what can you share with the family?" "I was orphaned so early, I don't really remember my parents. Just a few fuzzy images. I bounced from one foster home to another. One time I got to stay in the same place for two years. Usually it was more like eight to ten months. The social workers tried to at least let me stay in one school for a full year. Some of them anyway." "I don't have any horror stories about it. Other kids I fostered with told me about other homes they've been in, and some of those were bad. So I don't want to suggest it doesn't happen, it just never happened to me. The worst for me was not being connected to anyone for long. Honestly, living with Olivia is the longest I've shared a place with anyone. And she brought me home on holidays." Her face darkened. "Carter and Janelle were nice to me." Then she laughed. "I think Carter suspected I was Liv's lesbian lover though." "Oh my god." Liv rolled her eyes and brought a hand to her forehead, covering her eyes. Only Dave noticed Jan wincing at the hated phrase. Then Mel's face went blank, trying to hold back the intense emotions. "You're the closest I've ever had to a sister." The two college girls hugged. After a brief pause, Dave chimed in. "Now that is a tough life, having Olivia as your sister." Melanie laughed. Olivia turned and punched him in the shoulder, with a tight smile on her face. Laughing and rolling with the punch, Dave couldn't help but notice the way her large tits jiggled with the turn and the force of her punch. When she leaned against him, he found himself wishing her neckline was cut lower. The thought was surprising, and conducive to future events, but still slightly disconcerting. Before he could get too lost in his head, Jan spoke up. "So, how about a story about young Olivia?" she asked. Liv groaned. Dave grinned. "Okay, so we've mentioned before she hunts, hikes, does all kinds of outdoors She-Ra stuff." Liv glared up at him. She adjusted her head so the backs of her round silver stud earrings wouldn't poke her head. Mel rubbed Liv's back reassuringly. "You may have noticed that fishing was not mentioned in that list." "Oh God, no." Liv covered her face with her hands. The grins on every face in the room showed realization dawning in each of the other minds present. "So, Carter and I took Eddie and Liv fishing. Carter preferred drift catfishing, so we'd get out on the lake very early, usually by three am, four if we were running late. We had a small casting net we'd use in the shallows to catch bait fish. Then Carter would take the boat to a point up current from where he suspected the cats would be, and we'd drift across with our hooks in the water. Well, the bait fish had to be cut into two or three pieces to be useful. Olivia objected. But not to cutting the fish. To holding them. She squealed every time we put one in her hands. She loved casting the net and hauling it in. she liked fighting the fish on the rod, put touch one with her hands? Oh, no, not happening." Olivia buried her head in his chest and glared upward. "Oh, did I mention her fishing rod and tackle box were Barbie themed?" A series of giggles followed that assertion. "Don't talk about that!" "But you were cute!" "Shit like that is why you keep seeing me as a little girl for you to protect and raise instead of a woman you could sleep with." Olivia humphed. "Beginning to think the only way to change your mind is to sit here topless. I wait like that long enough and your cock might start taking charge." She accented her words by puffing out her generous chest and turning partially towards Dave. "You go girl," Shawna laughed. "How about some big titty solidarity?" She unbuttoned two buttons on her blouse. Jan joined in the laughter while Lupie shook her head, smiling. Becca stared a chant of 'Do it!' quickly joined by Mel. They both shook their chests in time with the chant. "No." Dave said, staring at Liv with no hint of a smile. He swatted Becca on the knee. "Hmm, what do I need to do to get a spanking Daddy?" Melanie purred. "Do not start that shit." Dave tried to be stern this time but didn't quite manage it. "Speaking of getting something started, I'm getting kinda itchy here. I don't know if either of you are in the mood yet, but this serum is starting to eat at me." Liv and Mel exchanged looks. "I don't want to jump the line on banging your dream guy, but please girl, let's get this started. If you don't go, I will." "Sexier words were never spoken," Dave noted dryly. That got Liv laughing. Dave stood. "Do you two want to do this one at a time, or side-by-side?" "One at a time," Mel stated emphatically. "After walking in on you masturbating once, I don't need to see that pussy again." Liv groaned and turned her head to the ceiling. Then Mel turned to Lupie "hashtag justiceforLupie." She grinned. Lupie just rolled her eyes while Becca laughed. Jan laughed, but reached out a hand to Lupie's shoulder. Dave took Olivia's hand and turned to the stairs. She interlocked her fingers with his and walked beside him with her head against his shoulder. They stayed like that until they reached the bed. Dave turned to face Olivia, placing his hands on her shoulders. She looked into his eyes, hungry, pleading. Dave took a deep, shuddering breath and pushed aside the thoughts of the little girl that kissed him on the check at bedtime as he tucked her into bed. He stared into Olivia's eyes, focusing on the woman in front of him, as she is now, wanting to be with him. She loved him. had for a long time. She had been dedicated to the idea of being with him for life, for longer than, well, any woman in his past or present. The reality of that finally washed over him. His love for her did not need to end or change, merely grow. He had always been hers. Dave pulled Olivia into him and kissed her with passion. Olivia moaned into the kiss. Dave felt her hot tears as their cheeks brushed. He pulled back, their faces parted but close. "I love you Olivia Barnes, always and forever." A heart-rending sob burst from her as her dearest dream manifested. She jumped into his arms, wrapping her legs around his waist, and kissing him fiercely, their tongues dancing. Dave slowly walked them to the edge of the bed and sat her down. Mostly. Olivia was not letting go. Dave tugged at the bottom of her blouse and lifted. Olivia broke the kiss and raised her arms, her legs still clutching him tightly. Dave paused removing her shirt when her lips were exposed, but her eyes still covered. He moved in for a kiss. He felt her grin as their lips moved in unison. Olivia then grabbed Dave's shirt as he finished removing hers. Dave moved to her jeans and quickly removed those as She reached for his waist band. Olivia grasped his pants and boxers as one and removed them. Dave, standing, naked and half-erect. Olivia, seated on the edge of the bed, in a lacy white bra and matching panties. They drank each other in. She looked up at him. "Well, part of you is getting interested," she smirked. "You get all of me, Olivia, just as you always have. I'll show you my love every day. It will just manifest in a few new ways from now on." Olivia scooted up the bed as Dave crawled up, aligning himself over her, kissing as they moved. Dave's hands wandered along her thighs and sides. Olivia's fingers coursed lazily along his back. "Just one request." She gave him an impish look. "When you go get Mel to bring her up here, leave my legs spread so the first thing she sees when she walks in is my pussy." "You're rotten ya know that? I have to live with her too ya know." "She'll laugh. It's just roommate hijinks." Dave returned to kissing Olivia. He moved his lips lower, down her neck, to her collarbone, and then the slopes of her tits. He slipped his hands underneath her, unclasping her bra. Gingerly, he removed it. Olivia's large tits, no longer supported by a bra, formed two delicious lumps on her chest, that looked like they were about to slide off her chest. Olivia's eyes glistened, radiating joy as Dave took her tits in his hands and began kissing them. She moaned as he ministered to her bosom with his mouth. When he took one nipple in his mouth and suckled, she gasped. "Oh, David, Yes!" Pleasure and unbridled joy left her breathing ragged, her mind awash in bliss. His hands remained at her tit, massaging gently, easing her higher with delicate caresses. His mouth proceed lower, kissing her ribs. Her abdomen. Kissing and licking her belly button. She giggled and twisted her torso. Dave brought his hands down to Olivia's hips. He grasped her panties and pulled them down to her ankles, raising himself and her legs up. He tossed them aside and brought his face to kiss the crease of her pelvis and her hip. She shuddered. Her arousal scented the room. Her lovely light brown vulva filled his vision as he breathed softly across her bare essence. The hairs of the small landing strip on her mons tousled in the artificial breeze. She lifted her head to look at him. "David;” she pleaded. He grinned. He locked eyes with her and closed his mouth around her lower lips and began to suckle. Her body arched and she sucked in a breath. His tongue played across her sopping wet slit. He tasted her juices. He nibbled her flowering inner lips. He slipped his tongue into her entrance. "Oh God David Yes! Oh please put it in me." Olivia whimpered. "Darling, you've wanted this night for a long time. I intend to make it worthwhile." "You are enough David, that's al; Ah" she cried out as he took her clitoris in his mouth and suckled. He slid one finger gently inside, massaging her tunnel. Every stroke drew her natural lubricant in greater volume than the last. He inserted as second finger and she moaned, writhing, hips bucking. He released her button and withdrew his fingers. She eased her motions. Dave crawled up her body, a victorious and hungry grin on his face. She beamed, breathing heavily. He caressed and kissed her tits briefly as he moved up. Finally hovering over her, face to face, bodies aligned, his erection resting between them, Dave kissed her once again. She clutched him and returned the kiss. Dave maneuvered his member with his hips, aligning with her fully relaxed and open entrance. He pushed in gently, a small distance just to lodge the tip of his helmet in her. The precum coating his cockhead set off a body-rocking orgasm that stole her breath. When her eyes re-opened, Dave drove himself into her, full length, in one smooth stroke. Her eyes glowed with joy. He began moving himself in and out of her. Slowly at first. Always firmly, gently. Staring into her eyes as he worked them both to ecstasy. He picked up his pace. She began rocking her hips with his. Soon they were pounding into each other, breathing raggedly, eyes still locked, her hands braced behind his shoulders until their passion pushed him over the brink, firing rope after rope of hot cum into her waiting vagina. The effect on Olivia was immediate. A primal scream of pleasure burst from her lips as her body convulsed like a marionette in the hands of an angry child. And then she fell to the bed, limp. "Imprinting,; imprinting,; imprinting, ;” Dave kissed her forehead and extracted himself from her body. He crawled off the bed and left to clean himself in the bathroom. He returned with a damp washcloth to clean her. After dressing in loose shorts and a shirt, he arranged her as she'd requested and left the room shaking his head. Melanie met him at the bottom of the stairs with a passionate kiss and a tight hug. "You need a minute or two?" "Yeah, let me get a drink and I should be fine." He returned the kiss, then slipped from her arms to search out some juice from the fridge. "Oh, I thought you meant you needed a little something to steel yourself for doing me." "Please." Dave guzzled half the glass. "One, you are hot. Two," he blushed a bit, "I have a thing for redheads." Melanie smiled. "Oh yeah?" "Hell, if you had freckles, I'd kiss each one of them." That made her blush. After Dave finished off a second glass of juice, he and Melanie headed upstairs, pursued by catcalls and wolf whistles. Esme, who'd been invited into the living room after Dave and Olivia had gone upstairs, just laughed at the shenanigans. Opening the door, Melanie exclaimed, "Oh my god, you left; " she pursed her lips. "No, she put you up to this didn't she?" Dave chuckled and grabbed a light blanket. "No," Melanie said, "save that to cover us both when you finish with me." She cupped her hand under one of Liv's shapely thighs and brought the leg over the other, giving her friend a bit of modesty she hadn't asked for. Dave noticed that her hand seemed to linger just a bit on Liv's thigh. It certainly looked like Mel gave her rump a light squeeze. Maybe he just imagined it. She turned to face him. "Reading between the lines, from everything Liv's told me, you don't think you deserve any of us, do you?" Dave swallowed hard, trying not to react. "I'm going to tell you something harsh and reassuring. You don't. And you know something else? We don't deserve your love either. I learned bouncing around those homes that love isn't earned. It's too valuable to be earned. No one is ever worthy of someone else's love. Body, heart, or mind. Love is a gift. We each give our love to you, by our choice. And you give us your love by your choice. I barely know you and I'm more comfortable being here with you than I've ever been with any man." She paused to let that sink in. "David, just accept that you are a damn good man, and we are all happy to be here with you. Enjoy what we give you. Let us enjoy what you give in return." Dave felt like this beautiful young woman that barely knew him was staring straight into his heart, laying it bare and spearing it with the cruelest weapon; hope. He stretched out his hand tentatively, reaching for the sash holding her blouse closed. She looked down briefly, seeing his hand. She immediately looked into his eyes and gave the smallest nod, and a smile. Dave pulled slowly on the loose tail of the cinch and dropped it. The belt ends fell to her sides and the halves of her blouse hung loosely, exposing the center of her chest and abdomen. Melanie had a belly button piercing. A small chain with two small clear crystals near the top and at the bottom, a butterfly done mostly in silver metal clasping tiny crystals, except for a soft pink pearl serving as the body of the faux insect. "You like? Your profile said you weren't a fan of body modification, but I was hoping you would be ok with this." "It's cute and sexy and innocent and naughty all at once." Dave smiled. He stepped up to her, sliding his hands into her blouse and around her back. He pulled her into a soft, slow kiss. They explored each other that way for a few minutes. Dave brought his hands up to her tits, cupping them and kneading them through her black satin bra. Melanie sucked in a breath and hummed. She broke the kiss and drew his attention with her eyes. "The others told me how you like to take your time, maximize a woman's pleasure. I am super fucking horny right know. You can take me to the heights later, we have forever for that. Right now I just need to pound your stake into me and lay claim to my body." "What about your heart?" She grinned "Just like they said you would. It's getting there, just takes a bit more time." She shrugged her blouse off and shucked her pants. The panties were also black and satiny. "Come on Davey, fuck my brains out and make me yours." She tossed her bra and panties aside quickly and crawled up the bed, turn over on her back once she was alongside her friend. Dave stripped of his shirt and shorts rapidly and joined her on the bed, pressing his body lightly against hers. His erection sandwiched between their torsos, her medium sized tit and their pointy nipples pressed against his chest. He kissed her again and she hummed. She worked her hips against his and together that got him lodged in her. A few strokes inside her passage caused him to leak out the first drips of precum and she exploded in a howling convulsion, her eyes rolling back, one hand flailing and bashing the insensate Olivia. "Fuck that was good. Give it to me David, give your woman what she needs. Seal your claim." She kissed him fiercely and they both rocked their hips savagely. No sensuality, just raw primal fucking of two hungry bodies. Despite his recent bout with Liv, this carnal frenzy brought Dave to the pinnacle faster than he anticipated and he crashed through, erupting a geyser of cum inside her depths. As the hot load filled her cavity, Melanie wailed in ecstasy, her mind shattered by the biochemical overload. Then she flopped to the bed, repeating the new world's chant of family harmony and togetherness. Chapter 6 – Shenanigans. October 4, 2020. David Belsus awoke to three beautiful young ladies lying beside him, all nude. As yet, none of his partners had elected to sleep in another room. Last night they all emphatically wanted to be near him. No one piled over anyone else. Lupie came to bed in a rich blue camisole with matching high cut panties. Shawna clad herself in a soft pink camisole and pink boy shorts. Jan wore one of Dave's sweatshirts as a baggy night gown, no panties underneath. He'd checked by way slipping his hands under the hem of the shirt to dance along her skin. Finding paradise exposed, he impishly fingered her to heaven as she begged for his cock. She beamed when he finished. She kissed him deeply after he sucked all her juices off his digits. None of the three were in bed at the moment. Shawna was likely on her way to work already. Which meant Jan and Lupie had gotten up with her to talk and share breakfast, or at least coffee. They had developed a morning routine rather quickly. That left Liv and Melanie nude, side by side on his left, and Becca, nude, curled tightly under his right arm, his hand resting just above her hip. She slumbered peacefully, unperturbed by the small motions he made as he took in the morning tableau. Becca's insecurities stemming from the near-abduction at the vax center had faded quickly with the reassurance of imprinting on Dave. What followed in its wake was the desire to be close to the person she'd just started sleeping with, magnified by this being the only person she'd ever slept with, further multiplied by the vaccine-clad certainty this was her person for life. Becca wasn't pushy about it. She knew enough to leave some space for the others to get their 'Dave time' too. In and out of bed. And the others, having experienced a similar phase in life, and happy that, for her, it really would be for a lifetime, accommodated her wherever possible. And then Dave's mind recalled a text conversation. "; Oh god, I just had this thrill run through me at the idea of waking up with you already in me, on top of me." Dave stroked her hip softly, slowly easing his fingers toward the crease where her leg met her pelvis. After several minutes of this, he brought his left hand up to cup her tit, massaging lightly, avoiding the nipple. He wanted to slowly raise her towards wakefulness, and ignite her libido, but he didn't want her awake until after he'd penetrated her. Just as she'd asked. Dave carefully eased himself out of her arms, rotating himself until he was kneeling on the bed, behind her knees and 'under' her butt as Becca lay curled on her left side. Dave leaned in and began kissing along Becca's outer thigh of her top leg while gently stroking the inner thigh of her bottom leg with his right hand. His left hand stroked softly along her side. A quick brush of her lower lips indicated her unconscious arousal, or the serum effects. Either way, Dave rubbed his half-hard cock between her thighs, rubbing against her labia, to get them both ready. He kept kissing her hand and arm while softly playing with her tit. "David?!" Came the scandalized whisper. Lupie and Jan stood, frozen, in the doorway, not believing what they were seeing. "She expressly asked for this, you can even check my text messages." Both ladies looked concerned, but said no more. A few more minutes of play time had Dave fully hard, regaining what he briefly lost with the interruption. Becca was ready as well. Dave seated himself at her entrance and pushed slowly, steadily forward. He was half inside her, leaning over her when Becca's eyes flew open. Wide-eyed, mouth agape, she turned her head and moaned. She writhed against David and clutched his upright arms. When her breath returned, she kissed him hard. She pulled away, winking as she deliberately flexed the muscles of her inner passage. Dave took that as a signal to continue. He steadily worked himself in her. Becca grinned madly, moaning and encouraging him. In a few minutes, both were racing to a peak they reached in tandem. Becca fell limp against the mattress, gasping. Dave steadied himself by resting his ass on his heels. Both dismounted the bed and began searching for clothes. Lupie gave Dave a quick kiss on the cheek and hugged Becca before heading downstairs. Jan stayed to change clothes. Jan viewed Becca with a grin. "Get your jollies little freak?" Becca beamed and blushed. "Umm hmm." "Just razzing you, ya know." "I know. I'm still learning what I like, and that is one of them. You know, the way you get off when a guy has a big; book collection." Her eyes twinkled. She squealed and caught the pillow Jan threw as she joined the laughter. "Oh my god, a naked pillow fight. I knew they were real!" Dave laughed and ducked as both partners chucked pillows at him. Dark brown irises set in almond eyes gazed at Dave from Becca's laptop resting on the folding table Becca had set up in one of the unused bedrooms. Raven black hair framed an oval face of chocolate brown before cascading over shoulders set with remembered power, but a hint of sag. The plain white scoop necked t-shirt stretched into small ripples between her tits. The shirt was mostly opaque, yielding evidence of a white bra of exactly the same tone as the shirt, but nonetheless unable to disguise two ripe, thick nipples making their presence known. As the call began, her small, tight mouth had appeared balanced between the promise of lighting up the room with a smile, or unleashing a verbal tirade that would leave all within earshot cringing. Dave's skeptical, reserved approach was pushing her more towards desperation. "Yes, I have been; unkind to people through all of high school. I thought I was better than a lot of people. I had a group that I hung out with, and we deemed ourselves 'the betters' of everyone else. Becca knows some of what I did, more from hearing about it or seeing it than experiencing it directed at her. I; held back since she helped me study." Reena swallowed before continuing. "I've had all these months to think about life and people and a lot of stuff okay? I'm not proud of my behavior. I was a bitch." Her eyes began to water at the lower edge. "Being isolated, knowing people are dying, finding out from a few friends they only have another day or hour left; " her voice caught. A few tears coursed down her apple cheeks, but she batted them aside quickly. "Do you know what it's like to stop hearing from someone that you thought you'd invite to your wedding, or have your kids play together?" Becca inhaled, about to speak, but Dave stayed her with a gentle touch. It wouldn't do to interrupt when Reena was clearly pouring her heart out. The words she spoke over the next several minutes could be the ones he really needed to hear to make a good decision. "The kids in grades below us stopped answering a long time ago. There's an internet rumor that this thing takes more men than women, and everyone under eighteen, but even the ones over eighteen are hard to find someone that answers, boy or girl." Reena's 'queen of the school' composure was cracking. While that allowed a glimpse at the person behind the mask, it wouldn't do to let her fall apart. Time to say something reassuring, but realistic. "Reena, just tell me about why you want to be here." "Honestly, Becca may be the only friend I have left I the world. And I was never a very good friend to her before. I; I want to do better. I've been thinking a lot about what I should change. Specific things I should stop saying or doing. Remembering to say 'please' when I ask for something instead of expecting compliance because of 'who I am.' Or saying 'thank you' when someone else does something for me. Doing something for someone else just because they need it, even if they never asked." Shaking, Reena paused to collect herself. "Becca has told me about you. I'm not smart like you and her, but I would like to study something past high school. Please, please choose me. I'll; I'll do anything you want." Her voice lowered and her eyes dropped at the last sentence. "There's a lot I still don't know about sex, but I'll learn. I'll be your little; " "Hold up. Kareena, I'm not out to push you to be some kind of play toy. If we are compatible in other ways, we'll figure out the sex part. Why don't you tell me about your hobbies, things you do just because they're fun? May be things you did even if your friends weren't into them." "Well, I do like to read; even though I joined in with the others when we made fun of 'bookworms'." Her eyes were downcast for the end of that sentence but came back up. "Becca mentioned you're a big book lover. But; I don't read; like nonfiction, or high class stuff. I mean, I have red Lord of the Rings, but that took forever. I could only get through like the first three pages of Moby Dick and Tale of Two Cities before passing out though." She still looked scared, so Dave gave her some reassurance. "Yeah, I think I maxed out after the first chapter of each of those. Some people love that style, but for me, it was a snooze fest too. The last two I mean. I love Lord of the Rings. So tell me, what do you like to read?" "Well, there's this series about this guy that keeps monsters in check in the San Francisco area." "Monsters?" Dave tried not to sound dubious. "Well, magical creatures. Fairies, unicorns, vampires, stuff like that. Oh, the author's name is Blake Conrad. It's a lot of fun if you like magic stuff. I have the full collection. Everything that's out so far. The next book was due out already, but the pandemic hit and who knows when they'll publish it now. For all I know, the one that's waiting is the last one. Chances are the author caught this thing and died months ago." Her face darkened again. "Well, if this does work out," Dave said, "You're welcome to bring your complete; Blake Conrad collection with you, and we'll look for similar books, similar titles. I know Terry Pratchett, Neil Gaiman and Ursula K. Le Guin use a lot of magic themes in their works. Sounds like they might be right up your alley." Hearing Dave endorse her reading interest perked Reena up. "You know, I could help the other girls too. I like doing nails. I'm pretty good at it too. I can free hand designs and stuff." "I could see where that could come in handy. So to speak." Dave grimaced at his unintended pun. Becca laughed. Reena just shook her head. "Anyway, I'm sure some of the ladies would appreciate that. I'll stick with natural myself," Dave said with a wink. That got a chuckle out of her. "Look, I'm not expecting you to have everything planned out. You're eighteen. There's still a lot to decide. And speaking of decisions, I'd like you to meet virtually with the other ladies of the house and we'll talk as a family after." "Also, take some time yourself to think this through completely. I know you want to be here so you can be close to someone familiar, but bear in mind, that means being sexually bonded to me, a forty-six year old man, more than twice your age. By the time you were born, I'd finished grad school, got married, had a kid, and divorced." Reena looked pensive but nodded. Dave left her to talk with Becca more. He caught Jan in the library with a notepad, apparently noting possible additions. On his suggestion, she left to join Becca. In the dining room, he found Olivia munching a bowl of cereal. Lupie sat with her. The two were sharing an easy conversation which halted when Dave walked in. He'd seen Lupie's bible on an end table in the living room when he passed through. Liv must have come down to get breakfast while Lupie was conducting a bible study on her own. Not like it was safe yet to go to a church. Especially when so many church goers around here seemed to buy into the 'just a hoax' nonsense. Dave shook his head. Christian Nationalism seem purpose built to destroy conservatism and faith in one fell swoop. Sure had a good shot at it with this damn plague. Dave shook out thoughts of things he couldn't control. Here, now, was one woman that had been interested in him for a few years as she lived next door, and another that had pined for him for; a decade? And both were happy to be bound to him by this weird vaccine, even though it meant sharing him with other women. This world was wonderful and terrifying in the same breath. "Morning, Hermosa," Dave said before kissing Lupie on the lips. She hummed into the brief contact. "Morning, love bug," he said as he greeted Olivia in the same manner. As he pulled away, she slugged his shoulder, smiling scowl pulling her lips tight. Lupie shook her head. "David, I'm with Olivia on this one. Terms of endearment you used when she was a child are not conducive to her feeling she's being accepted as a woman." "I meant it as continuity. She has a lot of love to give. Always has. And I appreciate that." Olivia's scowl relaxed but did not become a smile. Well, not immediately. Lupie raised an eyebrow at him with a gentle smile. Dave realized what he needed was a change of subject. "Becca is upstairs Zooming with a friend of hers from high school. She; would like to join us here." Both ladies smirked. Dave sighed and rolled his eyes. He brought a hand up to his face and rubbed his eyes before leaning into the hand, the elbow of the same arm resting on the table. "Look, it's not like I'm seeking women out. I'm not out pursuing young girls." Olivia shifted in her seat. "I mean; " "I get it Dave. Don't apologize." Her voice was soft, with a hint of iron. "I talked with her for a while. She's apparently been talking with Becca since before the two of you got vaxxed in the first place." He said, looking at Lupie. "And it seems Becca has been telling Reena all about us, especially about vaxxed life with me." "Kareena Agrawal? The one Becca calls 'the Indian Karen'?" Olivia barely managed to contain the mouthful of cereal and milk at Lupie's interjection. Dave held back a laugh. "She seems genuinely heartbroken and lost, Lupie. And she has taken time in isolation to examine her past behavior." Dave paused, looking each of them in the eye. "I'm reserving judgement for now. I think it would be a good idea if each of you took time to talk with her, probably with Becca as host. I ran into Jan already, she's probably up there with her now. All I'm asking is that you get with Becca sometime today to find a time you can Zoom with her and form your own opinion. I may be 'the man of the house'; " Dave bowed his arms out from his sides, leaning side to side with a faux stern look on his face; "but this is too big not to get ya'lls take on it as well." Both women giggled at the display. "Okay, okay, I'll seek Becca out in a few minutes. I'll give Reena a fair hearing, just understand, I've heard enough of her exploits to be a bit wary." "Wouldn't have it any other way, cielo." The warmth of the smile Lupie gave him was enough to power an entire town. It was a few hours past noon when Dave heard voices in the bedroom. He left his office to see if that meant Melanie was up. She'd been out for eighteen hours. Opening the door, he found Becca and Liv sitting on the bed, talking. Mel was nowhere to be seen. "Mel up I take it?" "Yup, been awake for a few minutes. She needed to use the bathroom," Becca informed him. "She'll probably be in there a while." Liv chimed in, just as Mel emerged. She had a huge smile on her face. "Wow, usually a night like last night would leave you crying on the toilet for an hour. And I needed a hazmat suit to go in there afterwards." Mel smirked. She strode over to Dave and gave him a big hug. He recognized the t-shirt she wore, black with a white line drawing of Einstein sticking out his tongue. Recognized, because it was probably the one from his closet. "Looks like I unlocked the special bonus. They did say sometimes a healing process happens during imprinting. How long was I out anyway?" "About eighteen hours," said Liv. "Longest of any of my partners. What's the healing you're talking about?" "I have; had; I B S. I tend to be careful about what I eat, or go ahead and indulge once in a while, knowing I'm going to pay the price in the morning." She turned to face Liv, with her hands on her hips. "And for your information missy, I was somewhat careful last night. The wine was dry, and I only ate a little bit of cheese. And I didn't have any deviled eggs." She grumbled that last sentence. Liv looked at Dave. "She loves deviled eggs, especially made with dill relish instead of sweet, which I've told her was the way you do it. Not that you made last night's, but that does mean the only relish in the house is dill. Problem is, the protein in the whites plus the fat in the yolk and mayo is an issue for her. If it weren't for that, she'd gobble deviled eggs like she's trying to set a world record." Dave chuckled. "As a deviled egg lover, I can testify that that much deviled egg will cause intestinal issues that oughta be against the Geneva Convention, without any medical conditions." The trio giggled. Becca sat bolt upright for a minute. "Hey, weren't there deviled eggs leftover in the fridge?" Mel was already up and moving. "Clear square sandwich container with the see through blue lid!" Mel's happy cackle faded as she sprinted down the stairs. To be continued in part 5, Based on a post by RonanJWilkerson, in 12 parts, for Literotica.

    The Smart Passive Income Online Business and Blogging Podcast
    SPI 907: Six Steps to Make 2026 Your Best Year Yet

    The Smart Passive Income Online Business and Blogging Podcast

    Play Episode Listen Later Dec 24, 2025 25:05


    #907 What do you want to achieve? Figuring this out in exact terms is part one of this six-step goal design session. If you follow me through this powerful exercise, you'll have a clear roadmap on how to double your success in 2026. I'm not just talking about your business targets, either. From entrepreneurship to physical health, you can leverage today's episode to crush any goal and have your best year ever! I'll especially want you to uncover and go deep on your top three goals using the SMART system. You'll zero in on your first steps and the triggers that will support you in taking real action. And if you've been keeping an eye on my Lean Learning content this year, you know that's all you need to get moving. You don't have to have everything figured out on day one to win big! So listen in to create your blueprint for a successful 2026! Show notes and more at SmartPassiveIncome.com/session907.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    Living Off Rentals
    #306 - Saving Historic Buildings and Creating Value Through Smart Redevelopment - Kevin Kreger

    Living Off Rentals

    Play Episode Listen Later Dec 24, 2025 35:28


    Joining us for today's episode of Living Off Rentals is someone who specializes in historic preservation projects that many investors overlook, but can be transformed into high-performing rental assets. Kevin Kreger is Kirby Atwell's longtime friend and a construction expert. He is the founder of On Point Construction and Fiddle Leaf Development. He breaks down how he transitioned into design-build work and eventually into restoring historic downtown buildings with serious cash-flow potential. Listen as they dive deep into why historic properties aren't as intimidating as they seem, how to uncover hidden square footage, and why cities are often willing to offer grants and incentives to make these projects pencil. This episode will completely change how you see opportunity. Enjoy the show!   Key Takeaways: [00:00] Introducing Kevin Kreger and his background [03:22] From high school football to entrepreneurship [05:18] Starting On Point Construction in 2016 and how it evolved from management into full design-build work [08:55] How early exposure to historic homes sparked Kevin's interest in preservation [10:17] How to make a historic property profitable? [13:14] Ways to identify grants, incentives, and funding that a city is offering [15:30] How reimbursement-based grants and TIF-style programs work [18:32] Why walking downtown and looking up is one of the best deal-finding strategies [20:07] Managing higher construction costs in older buildings [23:34] A real-world breakdown of Kevin's Frankfurt redevelopment project [25:52] Combining retail tenants with short-term rentals for stability and upside [28:10] Real numbers: acquisition costs, rehab budgets, and performance [34:00] Connect with Kevin Kreger   Guest Links: Website: https://www.fiddleleafdevelopment.com/   Show Links: Living Off Rentals YouTube Channel – youtube.com/c/LivingOffRentals Living Off Rentals YouTube Podcast Channel - youtube.com/c/LivingOffRentalsPodcast Living Off Rentals Facebook Group – facebook.com/groups/livingoffrentals Living Off Rentals Website – https://www.livingoffrentals.com/ Living Off Rentals Instagram – instagram.com/livingoffrentals Living Off Rentals TikTok – tiktok.com/@livingoffrentals

    Buying Online Businesses Podcast
    How to Build a Portfolio of Online Businesses with Smart Financing & Systems with Glenn Giro

    Buying Online Businesses Podcast

    Play Episode Listen Later Dec 24, 2025 39:46


    How far can $100,000 really take you in business acquisitions? One deal?A small portfolio?Or a scalable acquisition machine? In this episode, Jaryd Krause sits down with SBA Business Development Officer Glenn Giro to break down the real math behind buying businesses with SBA financing, and why there’s technically no cap on how many businesses you can acquire, as long as you understand the rules that actually stop most buyers. They unpack how entrepreneurs are using up to 90% SBA financing, long 10-year terms, and no prepayment penalties to build portfolios most people assume are out of reach. You’ll discover: How $100,000 in cash can unlock a $1M+ acquisition The $5M SBA cap per NAICS code and how it impacts serial buyers Why banks love SBA loans (and why that matters to you) The real fees lenders don’t explain upfront How cash flow and debt service coverage are actually calculated What changes when you go from your first deal to your second, third, or fifth When 100% financing is possible and when it’s not Why do some high-multiple digital businesses get rejected The timeline lenders expect before approving your next acquisition If you’re serious about buying your first digital business or turning one deal into a portfolio of cash-flowing assets, this episode will completely reframe how you think about capital, leverage, and scale. Watch the full video to see the numbers, strategies, and acquisition pathways most buyers never learn about. Episode Highlights 02:55 – Why a “simple” 10% down payment can still kill your SBA deal if you don’t understand total project costs. 05:08 – The harsh truth: why $100K is often not enough to safely buy a $1M business. 10:52 – How SBA’s 75% loan guarantee unlocks 90% financing—and why banks are eager to lend. 12:57 – The hidden cost most buyers miss: $20K–$30K in SBA fees on a $1M acquisition. 15:16 – The real reason most buyers can’t buy a second business right after their first. 23:59 – The quiet rule that caps portfolios at $5M per NAICS code—and how it blocks long-term scaling. Key Takeaways ➥ SBA financing allows buyers to acquire businesses with as little as 10% down, but cash reserves and liquidity matter more than purchase price alone. ➥ The SBA’s 75% government guarantee reduces bank risk and unlocks long-term, high-leverage financing for profitable online businesses. ➥ Seller financing can help bridge equity gaps, but new rules requiring 10-year standby make it rare in competitive acquisitions. ➥ Most buyers need 6–12 months of successful operations before qualifying for a second SBA-backed acquisition—proof of execution accelerates approvals. ➥ Each business must support its own debt service; strong cash flow in one acquisition won’t compensate for a weak second deal. ➥ NAICS code limits quietly shape acquisition strategy—buyers who plan ahead can scale portfolios faster and avoid unexpected financing caps. About Glenn Giro Glenn Giro is a seasoned SBA business development officer and acquisition financing expert who helps entrepreneurs buy and grow businesses using strategic SBA-backed loans. He hosts “SBA University,” a training series for business owners and aspiring acquirers, and regularly speaks about acquisition financing and business ownership strategies. Connect with Glenn Giro ➥ https://www.linkedin.com/in/glenn-giro/➥ https://www.youtube.com/@SBAUniversity Resource Links ➥ Connect with Jaryd here - https://www.linkedin.com/in/jarydkrause➥ Buying Online Businesses Website - https://buyingonlinebusinesses.com ➥ Download the Due Diligence Framework - https://buyingonlinebusinesses.com/freeresources/➥ Sell your business to us here - https://buyingonlinebusinesses.com/sell-your-business/ ➥ Google Ads Service - https://buyingonlinebusinesses.com/ads-services/ Buy & Sell Online Businesses Here (Top Website Brokers We Use)

    Jack Westin MCAT Podcast
    MCAT Holiday Study Guide: How to Rest, Avoid Burnout & Still Improve Your Score

    Jack Westin MCAT Podcast

    Play Episode Listen Later Dec 24, 2025 19:59


    You can enjoy the holidays and still make real progress on your MCAT prep. This episode walks through how to balance family time, rest, and intentional studying so you don't burn out or lose momentum.We talk about:

    The Jon Sanchez Show
    Airbnb Real Estate: Financing, Cash Flow, and Smart Strategy

    The Jon Sanchez Show

    Play Episode Listen Later Dec 24, 2025 34:35


    In this episode of the Jon Sanchez Show, Jon Sanchez, Dwight Millard and Cory Edge discuss the current state of the Airbnb market, exploring its viability as an investment opportunity. They delve into the challenges and regulations surrounding short-term rentals, the importance of understanding local laws, and the financial aspects of managing such properties. The conversation also touches on the stock and commodity markets, providing insights into current trends and performance. The hosts emphasize the need for careful planning and management in the Airbnb business, highlighting common pitfalls and the necessity of budgeting for expenses.Chapters00:00 Introduction and Holiday Cheer02:41 Exploring the Airbnb Market05:13 Personal Experiences with Airbnb07:56 Stock Market Overview10:57 Interest Rates and Economic Insights11:33 Real Estate and Mortgage Trends12:34 Future Predictions for Interest Rates15:11 Wrap-Up and Key Takeaways20:45 The Viability of Airbnb in 202428:55 Navigating Local Regulations and Financing29:58 Management Strategies for Airbnb Success33:39 Disclaimer

    Inspiring Human Potential
    60 journal prompts the holiday season & beyond if you love to be yourself the SMART way - 5D mystic

    Inspiring Human Potential

    Play Episode Listen Later Dec 24, 2025 11:51


    The Smart 7
    The Government makes an unexpected Christmas U Turn for Farmers, Epstein revelations hint at Royal connection, Arsenal head to Carabao Cup Semi Finals

    The Smart 7

    Play Episode Listen Later Dec 24, 2025 7:25


    The Smart 7 is an award winning daily podcast, in association with METRO, that gives you everything you need to know in 7 minutes, at 7am, 7 days a week…With over 19 million downloads and consistently charting, including as No. 1 News Podcast on Spotify, we're a trusted source for people every day and we've won Gold at the Signal International Podcast awardsIf you're enjoying it, please follow, share, or even post a review, it all helps... Today's episode includes the following:https://x.com/i/status/2003464447860559991https://x.com/i/status/2003466496203456823 https://x.com/i/status/2003448705463283853 https://x.com/i/status/2003485527127838982 https://x.com/i/status/2003437157038342389 https://x.com/i/status/2003406036242153739 https://x.com/i/status/2003599076202332198 https://x.com/i/status/2003480716722524229 https://youtu.be/8BvUmU1I7Sk Contact us over @TheSmart7pod or visit www.thesmart7.com or find out more at www.metro.co.uk Voiced by Jamie East, using AI, written by Liam Thompson, researched by Lucie Lewis and produced by Daft Doris. Hosted on Acast. See acast.com/privacy for more information.

    Talkin Shop with ShopSabre
    Why Financing CNC Equipment Wins Now | Ep 230

    Talkin Shop with ShopSabre

    Play Episode Listen Later Dec 24, 2025 42:14


    If you own a CNC shop and are unsure about financing new equipment because of changing interest rates, this episode of Talkin' Shop with ShopSabre is for you. Hosts Brandon Bombardo and Nick Peters explain why now is a smart time to finance your next CNC machine, thanks to recent Federal Reserve rate cuts that make lending more favorable for business growth. Find out how low interest rates can make equipment financing a smart way to grow your business instead of a burden. Brandon and Nick clear up common misunderstandings, showing that a 0.25% rate change usually means only about $6 more per month on a $60,000 machine, while waiting to buy can cost you much more in lost revenue and productivity. They share practical tips, like keeping cash available for payroll and new opportunities, using tax breaks such as Section 179 deductions, and boosting your return on investment with faster production, shorter lead times, and new contracts. The episode also features real customer stories, including a sign shop that won big contracts after financing and a cabinetmaker who increased profits by buying materials wisely. It proves that financing is often a better choice than holding onto cash. If you are considering a ShopSabre CNC router, plasma, or laser to automate your work, lower labor costs, or stay ahead of competitors, financing can help you grow in 2026 without using up your savings. Don't miss out on bigger gains by focusing only on small savings. Smart borrowing can drive long-term success in manufacturing, woodworking, metal fabrication, and more. Timestamps: [00:00] - Intro to Talkin' Shop with Brandon Bombardo [00:37] - Why Financing Equipment Makes Sense Today [01:14] - Fun Banter: Introducing the Lego Connoisseur [03:31] - Overcoming Past Pricing Mindsets for Growth [05:20] - Viewer Q&A: Aggregates, Knife Control & Phase Converters [09:48] - Deep Dive: Financing as a Growth Tool, Not Debt [11:00] - Rate Cuts Explained: Real Impact on Payments [15:33] - Why Growth Always Beats Cash Hoarding [17:59] - Customer Stories: Machines Paying Themselves Off Fast [20:55] - Sign Shop Success: Landing Big Contracts Via Financing [22:55] - Cabinet Shop Win: Higher Margins Through Cash Preservation [25:30] - When Financing Makes Strategic Sense [29:55] - Tips: Work with Trusted Lenders Like Geneva Capital [32:23] - Final Thoughts: Use Financing Wisely for 2026 Success [36:07] - Motivational Quote & Hockey Life Lessons [40:31] - Holiday Wrap-Up & Merry Christmas #CNCFinancing #ShopSabre #CNCEquipment #BusinessGrowth #ManufacturingTips #CNCRouter #CNCPlasma #WoodworkingBusiness #MetalFabrication #ShopOwner #EquipmentFinancing #Section179 #GrowYourShop #Automation #ProductivityBoost Get a Quote Today: https://www.shopsabre.com/ Check out all of our equipment at https://www.shopsabre.com/ Follow us for daily CNC content Facebook:  https://www.facebook.com/shopsabre Instagram:  https://www.instagram.com/shopsabre Twitter/X: https://x.com/ShopSabreCNC TikTok: https://www.tiktok.com/@shopsabre LinkedIn: https://www.linkedin.com/company/shopsabre-cnc/ Like and Subscribe to our YouTube channel for more CNC router and CNC plasma cutting machine tutorials, DIY project builds, and more. We feature cutting in different materials such as wood, plastic, aluminum, and other various steels. For over 20 years, ShopSabre CNC has provided businesses and hobbyists with the best CNC machines at the best value. By focusing on unbeatable customer service and high-quality products built in the USA, we've grown from a single machine built at home to one of the most trusted CNC machine manufacturers in the country. Since building our first machine two decades ago, we now have over 10,000 CNC routers, plasma, and laser engraving machines in a wide variety of industries in over 40 countries. Our success is a result of our commitment to developing a better way to build CNC machines and support our customers. ShopSabre CNC  www.ShopSabre.com 21673 Cedar Ave, Lakeville, MN 55044 800-493-6021

    Midwest Moxie
    Smart sponges that absorb toxic gases

    Midwest Moxie

    Play Episode Listen Later Dec 24, 2025 15:40


    Omar Farha discovered in graduate school at UCLA that he was wowed by Metal-Organic Frameworks – MOFs as they're called by chemists. MOFs were like sponges that could soak up toxic gases and other health hazards -- one of the most exciting and oft cited areas of chemistry.  So when Omar arrived at Northwestern University in 2007 it took him just four years to find two like-minded co-founders and start NuMat. The Chicago company designs custom MOFs that provide chemical protection, safe storage of toxic gases, and carbon reduction in energy intensive processes. NuMat has three facilities -- in Illinois, Wisconsin and South Korea -- employs about 80 people and has raised $78 million.Midwest Moxie's executive producer is Audrey Nowakowski. She produced this episode. Subscribe to Midwest Moxie wherever you get your podcasts. And if you love Midwest Moxie as much as we do, help us out by posting a review.

    The Detroit Lions Podcast
    Daily DLP: Trenches Exposed in Steelers Loss - Detroit Lions Podcast

    The Detroit Lions Podcast

    Play Episode Listen Later Dec 23, 2025 26:50


    Trenches Tell the Story Two Days Before Christmas The Detroit Lions walked out of Sunday with a scar. The loss to the Pittsburgh Steelers came from the line of scrimmage. Film study backed it up. So did the grades. In the NFL, you cannot live in the low 40s up front and expect to win. The Detroit Lions Podcast broke it down with clear eyes and a steady pulse. The last two weeks produced the worst graded run blocking of the season. The last two games also produced the worst run defense grades. Tackling fell off a cliff. The base scoring mark sits at 60. Detroit lived below 50. That is losing football. Detroit's pass rush showed signs of life with stunts and loops, but the run fits and block shedding were not good enough. A veteran like Aaron Rodgers gets the ball out fast. One underthrown moonball turned into a fluke touchdown, and it stung more because no one finished the play. No whistle. No touch. Six points anyway. Center Spotlight and a Veteran Reality Kingsley Eguacan gave the Lions something to build on. Thrown into center against a well coached Pittsburgh front, he held up acceptably. Not perfect. Good enough to see again. He has guard experience from Florida. He has two years in the system. That matters. The evaluation window should stay open these last two weeks to see if he can be a low cost backup in 2026. Graham Glasgow is a pro's pro. Tough. Smart. Trusted by Jared Goff and the staff. He also represents the present more than the future. That balance defines where this offensive line sits. Detroit needs answers now, but it must also cultivate depth that sticks. Eguacan earned another look. Front Seven Accountability Detroit's defensive line investment is real. DJ Reader. Tylik Williams. Alim McNeill. The return has lagged in the run game. Blocks are sticking too easily. Aidan Hutchinson included. Shedding has to improve. The drills exist, but the mindset and urgency must rise. Think less. Strike more. Finish tackles. McNeill's arc is a reminder of time lost. He looked great in his first game back. Since then he has not been very good. A couple of late run stops showed up, but consistency is missing after nine to ten months without football. He knows it. The unit feels it. The Lions need their middle to anchor again. The Steelers' lucky strike exposed another cardinal rule. Play to the whistle. Alex Anzalone went head over heels. Others had to clean it up. No one did. That is fixable with focus. What Must Change Now The Detroit Lions must reclaim the line of scrimmage. Better run fits. Cleaner tackling. Faster block shedding. Keep the pass rush games that worked. Keep evaluating interior depth on offense. Trust your eyes before the grades, but let the numbers confirm the urgency. December demands clarity. Detroit has to find it in the trenches. https://www.youtube.com/watch?v=JiJwlH7f5YM #detroitlions #lions #detroitlionspodcast #offensiveline #runblocking #rundefensegrades #tackling #passrushstunts #runfits #blockshedding #kingsleyeguacan #grahamglasgow #djreader Learn more about your ad choices. Visit megaphone.fm/adchoices

    App Masters - App Marketing & App Store Optimization with Steve P. Young
    Copy Headway's $100M+ Web2App Funnel Strategy (That Converts Like Crazy)

    App Masters - App Marketing & App Store Optimization with Steve P. Young

    Play Episode Listen Later Dec 23, 2025 41:17


    Headway is one of the biggest spenders in mobile marketing, generating hundreds of millions in revenue through its insanely effective Web2App funnel.In this breakdown, Steve P. Young and Igor Lyubimov, CEO, web2wave, reveal the exact flow Headway uses to turn cold traffic into paying users — and how you can model it for your app.You'll discover:✅ The psychology behind high-converting Web2App funnels✅ How Headway turns quiz-takers into subscribers✅ The “winback” email sequence that drives extra revenue✅ Smart upsells & pricing tricks that boost LTV✅ Why longer funnels sometimes convert betterIf you're spending money on Meta, TikTok, or influencer ads, this strategy could completely change your ROAS.Try web2wave: https://web2wave.comSpecial App Masters Offer: Get the lowest plan for $199/month + concierge service to help you build your funnel — mention 'App Masters' on your call with the web2wave team or in chat after creating your account

    All Jupiter Broadcasting Shows
    The Few Times We Sounded Smart | The Launch

    All Jupiter Broadcasting Shows

    Play Episode Listen Later Dec 23, 2025


    For the holidays, we're cracking open the vault with never-before-heard clips and a special twist, and even a few rare moments we actually sounded smart. Festive, surprising, and just self-aware enough. CALL 1-774-462-5667 Boost This Episode: Grab Sats with River!⚡ Strike Makes it Quick it Grab Sats in 100s of Countries Boost with FountainMusic:My Man Hates Christmas By: M & The 501s

    The Infinite Wealth Podcast
    Dividend Season Is Here: How Smart IBC Users Read the Numbers

    The Infinite Wealth Podcast

    Play Episode Listen Later Dec 23, 2025 24:03


    Is your money working as hard as it could? In this episode, Cameron Christiansen and Anthony Faso discuss the critical topic of dividends and their role in infinite banking (IBC). Dividends aren't just industry news—they directly impact the cash value of IBC policies, loan repayment flexibility, and the potential to redeploy capital into passive income opportunities. While most investors view dividends as a general industry trend, IBC users understand their deeper importance. Cameron and Anthony explain the difference between a dividend and the dividend interest rate (DIR), why understanding these metrics matters for IBC, and how companies such as Penn Mutual, Lafayette Life, and MassMutual have shown steady dividend growth year after year. You will learn why you shouldn't focus solely on the dividend rate, but also pay attention to your insurance company's overall financial health.  Tune in for insights on how smart IBC users leverage dividends to build more flexibility, control, and growth. In This Episode: - Definition of dividends and the dividend interest rates - Why dividends matter for IBC users - Penn Mutual, Lafayette Life, and MassMutual's dividend performance - Why some companies don't declare their dividend interest rates - Why you shouldn't focus solely on the dividend rate - What do dividends mean for people practicing infinite banking? - How dividends impact cash value and loan repayment flexibility - Why looking at the dividends and dividend rates matters   Resources: 

    NetWorth Radio
    Be Smart!

    NetWorth Radio

    Play Episode Listen Later Dec 23, 2025 47:55


    Smart Humans with Slava Rubin
    Smart Humans: Pre-IPO Briefing on Polymarket and Kalshi w/ Sacra's Jan-Erik Asplund

    Smart Humans with Slava Rubin

    Play Episode Listen Later Dec 23, 2025 45:08


    Recorded 11/18/25Vincent co-founder Slava Rubin and Sacra's Jan-Erik Asplund discuss the rise of prediction markets, focusing on Kalshi and Polymarket. They explore the mechanics of prediction markets, their regulatory landscape, and the competitive dynamics between these platforms. The discussion also touches on the future of prediction markets, their integration into existing trading platforms, and the potential for new market entrants.

    Online People Talking with Jen Barkan

    Jen Barkan is joined by Melissa Fort to talk all things end of year goal setting! Jen and Melissa share a rock-solid framework to help Online Sales Specialists improve performance, mindset, and strategies for success in the new year. This is your chance to pause and reflect on all the good from this year and all the goals worth pursuing in 2026.HousekeepingOSA and OSAL are here! These one-of-a-kind training opportunities are your game changer. Don't start 2026 without signing up. Holiday voicemail - set it to set expectations.TITO ShoutoutOur Shout-out this week goes to all the fabulous Nationals' Silver Award Winning OSCs for 2025 - congratulations on this outstanding achievement!Jen & Melissa's Framework Includes:Take a Victory Lap - Don't leave your best work in the past unexamined and unappreciated. Celebrate before you accelerate. Here I Grow Again… - Focus on the metrics that matter and assess how you measured up.Secret Shops and Self Audits - Take an objective look at your program.You reap what you SOW - Think in terms of Self, Others, Work.Skills CheckFollow the framework: victory lap, skills assessment, SWOT, consider the shop, SMART goals, meet with your manager, SOW goals. Re-evaluate every quarter. 

    Air Traffic Out Of Control
    ATOOC: Smart Plane

    Air Traffic Out Of Control

    Play Episode Listen Later Dec 23, 2025 6:31


    In this episode,  A King Air experiences an emergency requiring an auto-landing. Air traffic control guides the aircraft through a series of maneuvers. The plane's automated systems take over, initiating an emergency landing sequence. Let's listen in. Follow Amy Tango Charlie on X/Twitter: https://twitter.com/atoocpodcast  

    APNow
    Smart Invoice Management: What to Verify before Paying

    APNow

    Play Episode Listen Later Dec 23, 2025 9:24


    Anyone who thinks that all you have to do with an invoice is pay it, is in for a rude awakening. We've got a list of 9 things that need to be verified before the payment is made. Plus, I want to go over the one piece of information that folks often think they can take directly from the invoice – but they shouldn't. But first, let's go over the stuff they must verify. #accounting #accountspayable #invoice Link to Three-Way Match https://www.youtube.com/playlist?list=PLtL6rWSXZ-HemLUV6hG8rDbeElk9kaPjm Subscribe for more tips and insights like this: https://www.youtube.com/APNow?sub_confirmation=1 Looking for more of the most current business intelligence about + Best practices around your payment and accounts payable function + Current and new fraud protection protocols + The newest technology impacting your accounting, accounts payable, and payment functions + Career advancement +And much more!! +++++++++++++++++++++++ See most recent videos at: https://www.youtube.com/@APNow/videos See all short tips at: https://www.youtube.com/playlist?list=PLtL6rWSXZ-He5ELp9TP3wqQdHIbfIcFAB Learn more about AP Best Practices; Playlist at: https://www.youtube.com/playlist?list=PLtL6rWSXZ-HcvMSJTdNs0BCQJ0Ivb4l9V

    The VOHeroes Podcast
    13263: What's More Valuable: Being Smart Or Being Reliable?

    The VOHeroes Podcast

    Play Episode Listen Later Dec 23, 2025 4:17


    Hey there, hero!There's a lot of value in having workable expertise, value in having expertise that's exceptional, and it's something I think most of us strive to acquire.There's also a lot of value in being dependable, being reliable, being a rock to others in your life…to show up, hit your mark and do the work.If you had to choose one or the other (I'm sure we'd all like to strive for both, but…), which would you prefer?I'd like to know your answer to the question posed in the title of this episode, and I'd love to know from two perspectives if you would (in the comments below):1) Which do you value in others? What would you choose in your peers if you had to make a choice?2) Which do you strive for in yourself? What would you choose to be more proficient in (knowledge or reliability) if you had to make a choice?Let me know in the comments below.REQUEST: Please join this video's conversation and see the full episode on VOHeroes, where the comments are moderated and civil, at https://voheroes.com/whats-more-valuable-being-smart-or-being-reliable/Want to be a better VO talent, actor or author? Here's how I can help you......become a VO talent (or a more successful one): https://voheroes.com/start ...become an audiobook narrator on ACX (if you're an actor or VO talent): https://acxmasterclass.com/ ...narrate your own book (if you're an author): https://narrateyourownbook.com/ ...have the most effective pop filter (especially for VO talent): https://mikesock.com/ ...be off-book faster for on-camera auditions and work (memorize your lines): https://rehearsal.pro/...master beautiful audiobook and podcast audio in one drag and drop move on your Mac: https://audiocupcake.com/ The VOHeroes Podcast is heroically built with: BuddyBoss | LearnDash | DreamHost | SamCart | TextExpander | BuzzSprout ...

    Your Best Move EVER
    Ep 142 – Top 3 Fire Safety Tips This Christmas

    Your Best Move EVER

    Play Episode Listen Later Dec 23, 2025 5:33


    Home fires take their toll in lost lives, injuries and destroyed property.  During Christmas, house fires can be avoided or prevented. Make sure you take the time for precautions.  In this episode we will review the Top 3 ways to prevent fire in your home during the Holidays. These tips are good for everyone. Whether you own your home or you are renting. Feel free to share this episode with your friends and loved ones.   HELP US SPREAD THE WORD!!  If you loved this episode, kindly leave us a Review - FOLLOW this show and Share it on Social !  It would mean the world  

    Manager Tools
    How to Set Annual Goals - HOF 2025

    Manager Tools

    Play Episode Listen Later Dec 22, 2025


    Our Hall Of Fame guidance on how to start setting annual goals, and why we do not like "SMART" goals.

    Free Talk Live
    FTL2025-12-20

    Free Talk Live

    Play Episode Listen Later Dec 22, 2025 146:08


    Both the US presidents, Trump and Netanyahu, have a a meeting about war with Iran :: Forever wars :: Bombing Mexico :: Creating our own enemies in war :: Celebrating America's birthday with drugs :: Trump doing a 180 on his own supporters :: Silent Hill 2 Coming out :: Smart contracts and other trustless tech could be the answer if someone is smart enough to figure it out :: The lengths David from San Francisco and other dems will go to to avoid perceived racism :: AI slop pushing people into the real world :: Randy Travis using AI since he tragically lost his voice :: Sarah wants bigger bicycle paths :: Buy better to get back at the corporations :: 2025-12-20 Bonnie, Angelo,

    HomeKit Insider
    Resideo & Honeywell Home Catch-Up with Scott Harkins, Plus New Smart Plugs & Thread Milestone

    HomeKit Insider

    Play Episode Listen Later Dec 22, 2025 53:36


    In this episode of HomeKit Insider, host Andrew welcomes Scott Harkins, SVP of Sales at Resideo, to discuss the latest in smart home technology. As they gear up for CES, they delve into the advancements of Honeywell Home's new smart thermostat and the growing adoption of Thread technology. Scott shares insights on Resideo's journey, the impact of Matter on smart home integration, and the future of connected home devices. Tune in for an engaging conversation on the evolution of smart home solutions and what lies ahead.Send us your HomeKit questions and recommendations with the hashtag homekitinsider. Tweet and follow our hosts at:@andrew_osu on Twitter@andrewohara941 on ThreadsEmail me hereSponsored by:Function Health: Learn more and join using my link. Visit www.functionhealth.com/HOMEKIT or use code HOMEKIT25 for a $25 credit towards your membership.Shopify: Sign up for a one-dollar-per-month trial period at: shopify.com/homekitCleanMyMac:  Get Tidy Today! Try 7 days free and use my code HOMEKIT for 20% off at clnmy.com/HOMEKITINSIDERHomeKit Insider YouTube ChannelSubscribe to the HomeKit Insider YouTube Channel and watch our episodes every week! Click here to subscribe.Links from the showThread milestoneMikrotik haP Be3 MediaAnnouncement video for haP be3Homey Self-Hosted ServerAqara Smart Outlet H2Honeywell Home X8SThose interested in sponsoring the show can reach out to us at: andrew@appleinsider.com

    Sales Maven
    The Truth About Concessions: How Smart Sellers Adjust Pricing in Values-Aligned Ways Without Feeling Taken Advantage Of

    Sales Maven

    Play Episode Listen Later Dec 22, 2025 33:41


    What if smart sellers stopped following rigid pricing rules and started making decisions that actually align with their values, their clients, and the kind of business they want to build. In this episode of the Sales Maven Show, Nikki Rausch challenges some of the loudest advice in the sales and entrepreneurial space, especially the idea that you should never make concessions or that "charging your worth" looks the same for everyone. Instead, Nikki invites you into a more thoughtful and empowered way of leading your business, one rooted in clarity, discernment, and long term relationships. Nikki shares her personal philosophy around concessions and why flexibility, when done intentionally, can strengthen trust rather than weaken your position. She explains that smart sellers understand the difference between discounting out of fear and making a strategic choice based on shared values and mutual respect. Drawing from her own experiences, Nikki walks through the criteria she uses when deciding whether to offer a concession, including a client's level of investment, participation, appreciation, and commitment to the work. These are not emotional decisions made in the moment. They are conscious choices grounded in leadership and self trust. Throughout the episode, Nikki breaks down why blanket advice from business gurus often falls short. What works for one entrepreneur may not work for another, and blindly following rules can leave you feeling boxed in or resentful. Nikki emphasizes the privilege and responsibility of being the CEO of your own business. You get to decide what feels right, what aligns with your values, and how you want to show up for your clients. That also means setting boundaries, communicating expectations clearly, and making sure concessions are never one sided. Listeners will also hear Nikki reflect on lessons learned from times when concessions did not work out as planned. She explains how these moments became opportunities to refine her criteria, strengthen her communication, and recommit to relationships that feel mutually beneficial. The focus is not on short term wins, but on lifetime client value and partnerships built on respect and transparency. This episode is a powerful reminder that smart sellers do not sell from fear or rigidity. They sell from confidence, intention, and clarity. If you have ever questioned whether you are doing sales the "right" way, this conversation will give you permission to trust yourself, lead with integrity, and create a business that works for you and your clients. Nikki invites you to join the Sales Maven Society. Take advantage of this opportunity to work together with you and Nikki. Bring your questions, concerns, and sales situations; she provides answers and guidance. Join the Sales Maven Society here, click Join Today, and then checkout and use coupon code 47trial to get your first month for $47.00! For more actionable sales tips, download the FREE Closing The Sale Ebook. Find Nikki: Nikki Rausch nikki@yoursalesmaven.com Facebook | Twitter | LinkedIn | Instagram Sales Maven Society https://calendly.com/salesmaven/work-with-nikki-discussion

    War of the Roses - To Catch a Cheater - The Jubal Show
    Tatiana & Matt - The Smart Fridge That Accidentally Exposed Everything

    War of the Roses - To Catch a Cheater - The Jubal Show

    Play Episode Listen Later Dec 22, 2025 9:54 Transcription Available


    In this jaw-dropping episode of To Catch a Cheater, a Christmas gift meant to smooth things over may have done the exact opposite. After years of ups and downs, Tatiana starts to suspect her boyfriend Matt isn’t being faithful—but it’s a piece of smart home tech that delivers the clue she can’t ignore. When a mysterious message appears where it absolutely shouldn’t, the Jubal Show steps in to uncover the truth. What follows is a tense phone call, a shocking reveal, and emotions that spiral fast once the flowers are sent. Was it all a misunderstanding… or the proof Tatiana’s been waiting for? Listen to find out how this confrontation unfolds, who Matt really chooses, and why technology might be the most dangerous third wheel in modern relationships. Think your partner might be up to something shady? The Jubal Show has you covered. In this explosive segment, The Jubal Show helps suspicious lovers uncover the truth by setting up the ultimate loyalty test. We call their significant other, posing as a grocery store’s floral department offering a free bouquet. You know.. a War of the Roses. The catch? Who they choose to send the flowers to—and what they write on the card—could reveal everything. Will it be a romantic gesture for their partner or a shocking betrayal? Get ready for twists, surprises, and jaw-dropping confrontations as we help our listeners get the answers they deserve. Subscribe to The Jubal Show's To Catch A Cheater / War of the Roses.➡︎ Get on The Jubal Show with your story - https://thejubalshow.com This is just a tiny piece of The Jubal Show. You can find every podcast we have, including the full show every weekday right here…➡︎ https://thejubalshow.com/podcasts The Jubal Show is everywhere, and also these places: Website ➡︎ https://thejubalshow.com Instagram ➡︎ https://instagram.com/thejubalshow X/Twitter ➡︎ https://twitter.com/thejubalshow Tiktok ➡︎ https://www.tiktok.com/@the.jubal.show Facebook ➡︎ https://facebook.com/thejubalshow YouTube ➡︎ https://www.youtube.com/@JubalFresh Support the show: https://the-jubal-show.beehiiv.com/subscribeSee omnystudio.com/listener for privacy information.

    Overtired
    440: Universal Serial Bitching

    Overtired

    Play Episode Listen Later Dec 22, 2025 53:33


    Brett and Christina host an OG episode. Christina talks about her upcoming spinal surgery and navigating insurance hassles. Brett talks about his sleep issues, project progress, and coding routines. They dive into the complexities of USB-C cables, from volts to data rates. And TV’s just ‘okay’ now, except for some softcore gay porn. Kagi search saves the day. Happy holidays — and get some sleep. Sponsor Copilot Money can help you take control of your finances. Get a fresh start with your money for 2026 with 26% off when you visit try.copilot.money/overtired and use code OVERTIRED. Shopify is the commerce platform behind 10% of all eCommerce in the US, from household names like Mattel and Gymshark, to brands just getting started. Get started today at shopify.com/overtired. Show Links CaberQu BLE cable tester Umami Analytics Plausible Analytics Kagi The Comfortable Problem of Mid TV – The New York Times Fallout Heated Rivalry (TV Series 2025– ) – IMDb Chapters 00:00 Introduction and Greetings 00:40 Christina’s Health Update 05:05 Brett’s Sleep and Work Routine 12:19 USB-C Cable Confusion 22:03 Sponsor Break: Shopify 24:26 Sponsor Break: Copilot Money 26:57 Exploring Rocket Money and Web Interfaces 27:21 Discovering Umami Analytics 28:06 Nostalgia for Mint and Fever 28:44 The Decline of RSS and Google Reader 31:45 Switching to Kagi Search Engine 32:33 The Rise of AI-Generated Content 40:46 TV Shows: Is TV Just Okay Now? 47:24 The Cultural Phenomenon of Heated Rivalry 52:50 Wrapping Up and Holiday Wishes Join the Conversation Merch Come chat on Discord! Twitter/ovrtrd Instagram/ovrtrd Youtube Get the Newsletter Thanks! You’re downloading today’s show from CacheFly’s network BackBeat Media Podcast Network Check out more episodes at overtiredpod.com and subscribe on Apple Podcasts, Spotify, or your favorite podcast app. Find Brett as @ttscoff, Christina as @film_girl, Jeff as @jsguntzel, and follow Overtired at @ovrtrd on Twitter. Transcript Universal Serial Bitching Introduction and Greetings [00:00:00] Brett: Hey, you’re listening to Overtired. I am Brett Terpstra, and it’s just me and Christina Warren this morning. How you doing, Christina? Christina: Doing pretty good. Doing pretty good. Yeah. This is the, this is the OG Overtired configuration. Brett: right back to basics. Um, Christina: We do miss you Jeff, though. Ho, ho, ho. Hope that Jeff is having a great holiday with his family. Brett: we’ll have to have some, uh, gratuitous Wiki K hole that you go down just to, to commemorate the olden days. Um, so yeah, let’s, uh, let’s, let’s do a quick check-in. Christina’s Health Update Brett: Um, I’m curious about your health and all of the wildness that’s going on with your spine and whatnot. Christina: Yeah. Yeah. Um, same. I wanna hear about you too. Um, so, uh, Christina’s cervical spine update, as it were. Um, I am [00:01:00] still waiting to, as we’re recording this, which is like. Uh, three days before Christmas, uh, I’m still waiting to hear from the, uh, hospital to see if I can, when I can get scheduled. Um, insurance has sort of been a pain in the ass, so when I talked to them last week, they were like, we sent them some paperwork. We’re still waiting for some things back then. I called the insurance company and the, the, uh, like my insurance is like, has like an intermediary service that is supposed to contact the insurance company on your behalf and that person, but like, I can’t contact them directly. And then that person was like, oh, you don’t need pre-authorization. Go ahead and schedule the surgery. And I’m like, this doesn’t feel right. Um, so, but, but we, we went ahead and we called back the, you know, the, the surgeon, um, his office and they were very nice and we were like. They say that we can get on the books. So I don’t know when that will be. I’m hoping that it will be, you know, like the first week of January, um, or, or, or thereabouts. Um, but I don’t know. Um, [00:02:00] so I am still kind of in this like limbo stage where I don’t know exactly when I’m gonna have the surgery, except hopefully soon. And, um, and, and for anyone who hasn’t caught up, I, uh, I have a bulging disc on C seven on my cervical spine, and I’m going to get a, um, artificial disc replacement. Um, so they’re gonna take out the, you know, bulging bone and all that and put in, uh, some synthetic piece and then hopefully that will immediately relieve the, the pain that has been primarily through the left side of, uh, my arm and my shoulder, um, uh, down through my fingers. But it’s been on my right side a little bit too. So hopefully when that is done, it’ll be a relatively short recovery. Um, I’ll have an early scar and um, I will be, you know, not. Uh, the pain right now, like the levels aren’t terrible, but I’m pretty numb, uh, on my, my, my left arm, my, my right arm, um, uh, or right fingers I guess too, but, but really it’s, it’s, uh, the, the, the left side [00:03:00] that’s the worst. And traveling. Um, I’m, I’m in Atlanta with my family right now and, you know, kind of doing other things is just not, it’s not great. So, um, hopefully I’ll be getting surgery sooner rather than later. But obviously all that stuff does impact your mental health too, when you’re in pain and, and you, you know, are freaked out too about, you know, like, even though like they do, you know, it, it’s not an uncommon surgery and, and it, and it should be fine, but you know, there’s always these things in the back of your mind. You’re like, okay, well what if something goes wrong or whatever. So I’m just, I’m looking forward to, um, you know, light at the end of the tunnel, but um, still kind of in a holding pattern with that. So Brett: Wow. So that scar’s, that scar’s gonna be on your throat. Christina: Yeah, Brett: Wow. Christina: yeah. Like probably like. No, not really. I’m, I mean, I’m hoping that it’ll be, uh, like no, it really won’t be at all. Brett: I, I, I would like to have it. I can understand why you wouldn’t. Christina: yeah, I mean, you know, I will obviously, you know, uh, hopefully it’ll be like low enough to be [00:04:00] primarily covered by shirts or other things, although, who knows? ’cause I do like to wear like, lower cut things sometimes. I don’t know. It, it’ll hopefully, you Brett: I heard chokers are coming back. Christina: Yeah, I don’t, unfortunately. I think it’s gonna be too, uh, low for that. Brett: Okay. Christina: uh, like, it, it’s gonna be, I think like it might hit against my laryn is, is what they say. That’s the other thing too. I might have, you know, some hoarseness after, won’t we permanent? Um, you know, knock on wood. Um, Brett: go on Etsy, you can get, um, they’re for BDSM, they’re like neck, uh, they hold your chin up. They’re like posture enhancers. Uh, but they sell them within leather with like corset straps. ’cause they’re like A-B-D-S-M accessory. That would work. Christina: No, no. Not even once. Uh, not even once. I mean, look, a good group of people who wanna do that, uh, I I will not be wearing a collar of any sort of that sort of thing. Uh, I, I, I don’t, I don’t really wanna, wanna be part [00:05:00] of, uh, one of that, those types of, you know, uh, Harlequin romance novels. , Brett’s Sleep and Work Routine Brett: All right, well, I will go ahead and check in. Um, I, I’m sleeping really well for like two days at a time, and then I’ll have. A string of like five or six hours of sleep, which isn’t nothing. Um, but it’s not quite enough for me to not feel tired all the time. And two nights of sleep is not enough for me to catch up on sleep. And, um, so I’m kind of, this has been going on for like a year though, so it’s, I’m just kind of, I’m used to it and I’ve learned to operate pretty well on six or seven hours of sleep, even though historically like I need eight and a half. Um, but I’m doing okay and I get up about four every morning and I start coding and I usually code from like four to noon, so an eight [00:06:00] hour workday, uh, with a breakfast somewhere in there. And, um, I’ve made really good progress. Marked is, as far as I can tell, ready to go wide with the beta. Um. I think I’ve solved every bug that’s been reported so far. I only have about a hundred testers right now, um, but I’m gonna open it up, uh, try to get maybe a thousand testers for a couple weeks and then go for a live release. The biggest thing that I’m running into is problems with getting the, like free trial and the purchase mechanisms working, which is the exact same thing that’s holding up NV Ultra right now. Um, so if I can figure it out for Mark, I can port it to NV Ultra. I can have two apps out there making money, hopefully never have to get a job again. Um, I’m teamed up right now with Dan Peterson, formerly of One Password. Um, and we’re [00:07:00] working on some iOS apps and. And, uh, apex. My, my, all my Universal markdown processor is, it’s coming along really well. I’ve, I’ve put it out there. Um, I’ve talked to John Gruber a little bit about it. He’s gonna give it more of a workout and get back to me. Um, but I think, I think it’s getting to a point where I would be comfortable integrating it into Mark and even talking to some other, uh, apps about using it as their default processor, um, and kind of alleviating some of the issues people run into with, uh, differences in syntax. Um, I. I, I, I talked to Devon, think, uh, Eric from Devon think about using it. ’cause they use multi markdown right now, uh, which has a lot of cool features, but is not [00:08:00] really in sync with what most of the web is using these days. Um, so I talked to them about it and they’re like, oh, we had the exact same idea and we’re almost done with our own universal processor. Um, and theirs is gonna output like RTF and things that I don’t need apex to do. ’cause you can just pipe apex into panoc and do everything you need. So anyway, I’m, I’m tired. I’m, I’m in good spirits. I. I’m dealing fine with winter. My, I’m alone on Christmas, which is gonna be weird. Um, my family’s outta town. Elle is house sitting I’ll, I’ll go visit Elle, but most of the day I’m gonna be like by myself on Christmas and I don’t drink anymore. And I, I don’t, I don’t know how that’s gonna go yet. Um, initially I thought, oh, that’s fine. I like being alone. But then, [00:09:00] then the idea of like, not having anyone to talk to you on Christmas day started to feel a little depressing. Christina: Yeah. Yeah. Um, but, um, hopefully, um, when, when will, uh, when will I’ll be back from, from house sitting. How long is, uh, are, are they going to be Brett: I think. I think the people, the, the house owners come back Thursday or Friday. Christina: Okay. Brett: Then we’re gonna take off and go up to Minneapolis to hang out with her family for a weekend. So, I don’t know. It’ll, it’s gonna be fine. It’s gonna be fine. We’re gonna like cook on Christmas Eve and, and have leftovers on Christmas day. It’ll be fine. Christina: Yeah, yeah. Well, but, but it, but, but that is weird. Like, I’m sure like to be, you know, not, not, not, not with like your usual crew, but, um, [00:10:00] especially without the alcohol there. But that’s probably a good thing too. Brett: Yeah, I guess. Um, I will have all the cats. I’ll be fine. I have to take care of the dog too. Christina: Have, have you heard any updates, like, um, I guess, um, about when you were, you know, you were in the hospital a few times over the last year with, with various things. Did you ever get any definitive update on what that was? Brett: On which one? I have so many symptoms. Which one are we talking about? Christina: Well, I guess I, I guess when you, you know, you’ve had to be like hospitalized or Brett: The pancreatitis. Christina: had the pancreatitis. Brett: the, the fact that it hasn’t happened again since I stopped drinking, um, really does indicate that it was entirely alcohol that was causing the problem. Um, so yeah, I’m just, I’m never gonna drink again. That’s fine. It’s, it’s all fine. Um, I did, I did get approved to get back on Medicaid. Um, so [00:11:00] yeah, I haven’t gotten the paperwork in the mail yet. Uh, but my old card should just start working and I’ll be able to, my, my new doctor wants a whole bunch more tests, including an MRI of my pituitary gland. Um. Like testosterone tests and stuff that I guess is more specific to what she thinks might be going on with me. Um, but now I can, I can actually get those tests That would’ve been just a huge out-of-pocket expense over the last couple months. So I’m excited. I’m excited to be back on Medicaid. I wish everyone could have Medicaid. Christina: Yeah, that would be really nice. That would be really nice if, if, if we had systems like that available, um, for everyone. Um, but. Instead, you know, if they’re, like, if you have really great health, I mean, you, you pointed those out. Like you have really great health insurance if you [00:12:00] can prove that you, you know, make absolutely no money. Um, but, but that opens up so many other, you know, issues that most people aren’t lucky enough to be able Brett: right. Yeah, totally. Christina: right. Brett: All right, well do you, okay, first topic. USB-C Cable Confusion Brett: How much do you know about USBC cables and the various specs? Christina: Uh, Brett: you know a shit ton. Christina: I do, unfortunately, I know a lot. Brett: So I, I had been operating under the assumption that there were basically, you had like data USBC cables, you had, uh, thunderbolt USBC cables and you had like, power only USPC cables. It turns out there’s like 18 different varieties of different, uh, like vol, uh, voltage, uh, amperage, uh, levels, like total wattage basically. And, um, and transfer speeds. And, [00:13:00] um, and there’s like maximum links for different types of cable. And it, it, I started to understand why like. One device would charge with one cable and another device would not charge with the same cable, even though they all have the same connector. Christina: Yeah. Yeah. I mean, I think this is, this is why, um, some of us have been really like eye rolly at the EU for their pronouncements about certain things, because simply mandating a connector type doesn’t actually solve the problem. Brett: No, it actually confuses it a little bit Christina: I think Yeah, I was going to say exactly. I think in some cases it makes it worse. Right? And, and then you have different, like, and, and then getting SB four into it, uh, uh, versus like, like, like, like various Thunderbolt versions. Like that adds complications too, because technically SB four and Thunderbolt four should basically be the same, but they’re not really, there are a couple of things that Thunderbolt might have that [00:14:00] USB four doesn’t necessarily have to have, although for all intents and purposes they might be the same. And then of course, thunderbolts five is its own thing too. So like I bought off of Kickstarter, I got like this, you know, like a cable charger, basically like, like a connector thing. It was like $120. For this, this, this thing that basically you can plug a cable into and you can see its voltage and um, or not voltage, I guess it’s uh, you know, amperage or whatever. And you can see like, it, it, it’s transfer speed and you can basically like check that on like a little display, which is useful, but the fact that like, you have to buy that sometimes. So like figure out, well, okay, well which cable is this? Right? And then, uh, to your point about lengths, right? So like, okay, so you want something that’s going to be fast charging but also high speed data transfer. Alright, well that means that you, the cable’s gonna have to be stiff. It’s not gonna be able to be something that’s really bendable. Um, which of course is what most people are going to want. So like you can get a fast charge, like a 240 wat or a hundred and, you know, 20 wat or, or [00:15:00] whatever, um, like a USB 2.0 transfer speed cable. But if you want one that’s, uh, going to be, you know, fast charging and. Fast data transfer, then like that’s a different type. And they have like limited lengths, which again, can also be associated with like Thunderbolt or Thunderbolt. You know, cables are much more expensive. Um, and, uh, uh, you know, the, the, the, but their, their lengths are limited. Um, yeah. Uh, it’s very confusing. Brett: Did you know that in rare circumstances there are even devices that will only charge with an A to C cable. Christina: Yes, Brett: That’s so insane. Christina: yeah, no, I’ve run into that myself and then that’s a weird thing and I don’t even know how that should work. ’cause it’s, it’s, it’s a bizarre thing. You’re like, okay, well I thought this was just like a, you know, maybe like a dumb end, but it’s like, no, there’s like, you know, basically a microchip Brett: Like a two pin to two pin. Christina: at this point. Brett: Like two pen to two pen, no pd like you would think that would work with C to C, [00:16:00] but somehow it has to be A to c. I am getting one of those cable testers. I asked for one for Christmas so I could figure out this pile of cables I have and like my Sonos Ace headphones are very particular about which cables and what, um, charging hub I hooked them up to Christina: Right. Oh, yeah, hubs. I was gonna say, hubs introduce a whole other complication into this too, because depending on what hub you’re using, if you’re using a USB hub, it may or may not have certain things versus a Thunderbolt hub versus something else, versus just like, um, you know, a power brick. Like, yeah. Brett: Yeah. It’s fun stuff you. Christina: Yeah. No, it’s annoying. And, um, like, and what, what’s frustrating about this is like some of the cables that they’re better, like you can look at the, you know, the bottoms of them and you can see like they will have like the USB like four, or they might have 3.2, or they might have, you know, like the thunderbolt, you know, um, uh, icon [00:17:00] with, with, with its version. So you can figure out is this 20 gigabits, is this 40, is this 80? Um, but um. That’s not a guaranteed thing, and that also doesn’t guarantee authenticity of stuff, right? So a lot of the cables, you know, you buy off the internet can be, you know, and they might be, or even at stores, right? Like you’re, you’re not buying something from, even if you get things from Belkin or whoever, like, those things can have issues too. Um, although they at least tend to have better warranties. I bought a Balkan, um. Uh, like a, a, a PD cable, like a two 40 cable that I think it was like, you know, uh, 10 feet longer something. It was supposed to have some sort of long warranty and, and because the, the, you know, um, faster transfer ones, um, are, even though it was braided, you know, it stiff and it, it broke, like there was, uh, the, like the, you know, the connect with the part of the, the, the cable near the, the end, um, did that thing that typically apple cables do, where like, it, it sort of [00:18:00] fraying and you started like seeing the exposed wires and then like, you start to like, feel like, you know, like an electric charge, like Brett: A little tingle. Christina: you’re Yeah. And you’re like, okay, this isn’t good. Um, and so I at least had my Amazon receipt, so I was able to like. Get them to mail me a new one relatively easily. And like Anchor has an okay warranty too. But it’s one of those things you’re like, okay, when did I buy this? I was like, I didn’t even buy this a year ago, and this thing already crapped out. Um, versus, you know, you can get some really nice braided cables that are flexible, but they’re just gonna be 2.0 speeds. Um, and, and then if you buy, you know, you just buy like some random cable, you know, like at the airport or whatever. You’re like, all right, well, I don’t even know Brett: Great. Christina: anything about this. Uh, yeah, Brett: I have heard good things. I’ve heard good things about the company. Cable Matters. Christina: Yeah. Yeah. They make good stuff. They make good stuff. But again, at least the cables matters, cables that I have have been primarily stiffer cables because they tend to be like the, the higher transfer [00:19:00] speeds. So, um, like I have a cable, cable matters Thunderbolt cable, and I have like a USB four cable, I think. Um, but like, these are cables that like. I don’t, I mean, I, I have one that I, I kind of travel with, but I don’t, um, either keeping it as little cable matters, uh, uh, plastic, um. Like, so they come in like these, these case, uh, not these cases. Uh, they come in like these, uh, almost like Ziploc bag type of things. Um, which is a great way to ship cables honestly, you know, rather than using a box and, and like I, and I might toss one of those in a suitcase or a backpack, um, rather than having like the cable just out there loose. But I do that primarily because again, like they’re stiff and they’re not the sorts of things that I necessarily want, like in the bottom of my bag, you know, potentially getting broken and, and, and, and twisted and all of that. Um, they are overpriced for what they are and they are definitely not like, they’re not a high transfer cable, but if you can find ’em on sale, the beats, cables, the, the, the, the, the, the branded Beats cables, I actually like them better [00:20:00] than the apple cables that are the same thing, because they are, they’re longer, uh, by, you know, um, a, a few inches than, um, the, the Apple ones. But they’re still braided and they’re nice. And I was able to get, I dunno, this was a, this was not even Black Friday, but this was. Um, you know, sometime in like early November, I think, um, or maybe it was like late October. It might’ve been a Prime Day thing, I don’t know, but they were like eight or $9 a piece, and so I bought like five or six of them. Um, and they are, you know, uh, uh, PD and like, like, like fast charging peoples, they might not be 240, but I think they’re, they’re, they were like a hundred and you know, like 20 watts or whatever. But, um, you know, not high transfer speeds, but if you’re wanting to just quickly charge something and have it, you know, be a, a decent length and be like flexible. Those I don’t, those I don’t hate. Um, anchor makes pretty good cables. You green seems to be the company that’s sponsoring everyone now for various things. [00:21:00] But, um, I don’t know. I’ve started using MagSafe more and more, uh, like wireless charging when I can for some things, at least for phones, Brett: yeah. I actually have some U green wireless charging solutions that are really good. Christina: Yeah. Yeah. I just got one of their, uh, their 10,000 million pair battery fast charging battery things because now the MagSafe, uh, can be like up to, you know, 30 watts or whatever, or 25 watts or, or, or, or whatever it is. Like it’s, um, a lot more, um, usable than, you know, when it was like 10 or, or, or even 15. You’re like, okay, this, this is actually not going to be like the, the slowest, you know, charging thing known to man. But of course, obviously it’s like you can use it with your phone and with your AirPods, but the rest of the things out there don’t, don’t all support shi too, so, Brett: Right. Christina: yeah. Brett: All right. So, um, I want to talk about TV a little bit. Christina: Yeah. I think before we do that though, we should probably Brett: oh, we should, we [00:22:00] have two sponsors to fit in Jesus. I should get on that. Sponsor Break: Shopify Brett: Um, let’s start with, uh, let’s start with Shopify. This episode is brought to you by Shopify. Have you been dreaming of owning your own business? In addition to having something to sell, you’ll need a website, a payment system, a logo, a way to advertise to new customers, et cetera, et cetera. It can all be overwhelming and confusing, but that’s where today’s sponsor, Shopify comes in. Shopify is the commerce platform behind millions of businesses around the world, and 10% of all e-commerce in the us From household names like Mattel and Gym Shark to brands. Just getting started, get started with your own design studio with hundreds of ready to use templates. Shopify helps you build beautiful online store to match your brand style, accelerate your content creation. Shopify is packed with helpful AI tools that write product descriptions, page headlines, and even enhance your product photography.[00:23:00] Get the word out like you have a marketing team behind you. Easily create email and social media campaigns wherever your customers are scrolling or strolling. And best yet, Shopify is your commerce expert with world-class expertise and everything from managing inventory to international shipping, to processing returns and beyond. If you’re ready to sell, you’re ready for Shopify. Turn your big business idea into with Shopify on your side. Sign up for your $1 per month trial and start selling today@shopify.com slash Overtired. Go to shopify.com/ Overtired. That is shopify.com/ Overtired. Thanks Shopify. Christina: Thank you Shopify. Brett: It’ll be, it’ll be just tight as hell by the time people hear it. But that was rough. I, that, that, that, that read, you just heard I [00:24:00] edited like six places. ’cause I kept, I, I don’t know. I’m tired. I’ve been up since, I’ve been up since two today. Christina: Yeah. Shit, man. That’s, yeah, you again, like you’ve been having like sleep issues. It’s, it’s, Brett: Maybe, maybe I shouldn’t be doing sponsor reads. Christina: No, no, no, no, no. Uh, no. We definitely wanna talk about tv. Do you wanna do, do we wanna do our second, um, uh, uh, ad break Brett: let’s do a block. Let’s make it a Christina: Let’s do it. Block. Alright, fantastic. Sponsor Break: Copilot Money Christina: Alright, well, since we are about to go into 2026, this is a great time to, uh, think about your finances. So are you ready to take control of your finances? Well meet copilot money. This is the personal finance app that makes your money feel clear and calm with a beautiful design. Smart automation copilot money brings all of your spending, saving and investment accounts into one place. It’s available on iOS, Mac, iPad, and now on the web, which is really great, uh, because I know, uh, for me anyway, that’s one of my one kind of things [00:25:00] about some of these like tools like this is that there’s not a web app. I’m really bothered by it. This is, you know, it’s a frustration that like the Apple card, for a long time, you know, you couldn’t really access things on, on the web. Even now it’s still kind of messy, like being able to handle things on the web. But as we enter 2026, it is time for a fresh start. And so with the, uh, mint shutdown and rising financial uncertainty, consumers are seeking clarity and control. And this is where copilot money comes in. So copilot money can help you track your budgets, your savings goals, and your net worth seamlessly. Plus, with the the new, um, web launch, you can enjoy a sudden experience on any device, which is really good. And guess what? For a limited time, you can get 26% off your first year when you sign up through the web app. New Year’s only don’t miss out on the chance to start the new year with confidence. There are features like automatic subscription tracking, so you’ll never miss upcoming charges again. Copilot money’s privacy first approach ensures that your data is secure and their team is dedicated to helping you stress less [00:26:00] about money. So whether you’re a finance pro or just starting out, copilot money is there to help you make better decisions. Visit, try dot copilot money slash Overtired and use the code Overtired to sign up for your one month free trial and embrace financial clarity. That’s try.copilot.money/ Overtired. Use the coupon Overtired. And again, that is 26% off for your first year. So thank you copilot money for, uh, sponsoring this week’s, uh, uh, episode. Oh, one other note about copilot money. They were, um, an apple, uh, design award finalist. So it’s a really well designed app and, um, we love to see, um, apps like this available on, on the web as well as iOS and, and MAC os. Brett: I have started using it very much because of the web version, and it is, it is really good. Christina: yeah, yeah. No, yeah. For, yeah, for me, that is like a, an actual like. Concrete requirement. Exploring Rocket Money and Web Interfaces Christina: Any money Brett: Like I’ve, I’ve [00:27:00] paid, I have about eight months left. I paid for a year of, of Rocket Money or whatever it’s called now. Um, and I’ve always loved that app, but yeah, it does not have a web interface. And once I started trying copilot out, I realized how much I really did want a web interface for that stuff, you know? What else have you seen? Discovering Umami Analytics Brett: Umami the analytics platform. Christina: Yes. Brett: It is so good. And it’s, it’s open source and you can self-host. And it is like, I, I’ve been using Fathom Analytics for a long time and I like Fathom, but Umami is, it has like all of the, uh, advanced stuff you would get with Google Analytics, but with like way more privacy focus and you’re not giving information to Google for one. Um, and the interface is beautiful. I love that. It’s so good. Christina: Yeah. Um, umami is really good. I think, uh, there’s another one, I’m [00:28:00] trying to think of what it was called. There are a number of these various, um, analytics, uh, hosted things, but no, umami is definitely a really good one. Nostalgia for Mint and Fever Christina: And I like, um, it reminds me, um, it was, what was it? It was Mint. It was Mint, Sean Edmond’s Mint. Which Brett: I was just gonna ask you if you remembered that. Christina: yeah, which was, which was one of the, uh, plausible analytics. It’s another one too. Um, which is also like, um, they, they have a hosted version, but you can also self-host. Um, and then that’s also a, a, a, another, uh, good one. But yeah. Um, was like my, my all time favorites, uh, you know, app. I, I, I loved that. Brett: Um, what was his RSS one? Uh, fever? Fever. Christina: was, was the best fever, was the best. The Decline of RSS and Google Reader Christina: And it was funny, like I, I think I’ve talked about this before, I was more insulated and like less upset than some people by the, the Google reader death because I had a, a, I’d been using Fever for so long, and then obviously, you know, stuff being updated and doesn’t really work [00:29:00] super well with like, the latest versions of PHP and things like that. But, you know, a lot of people were really, understandably and, and still more than a decade on, you know, very upset by the death of, um, Google reader. But I think because I, I had paid for and used, you know, my own, um, self-hosted fever installation, and then there were apps that people used for, you know, APIs and whatnot to build, you know, Macs or iOS apps or, or whatever. Like, I, I was obviously upset about Google Reader being shut down, but I was like, okay, you know, I, I can just, you know, move on to something else. And, um, and I’ve used, uh, feeder, um, not, not, not feeder, um, Brett: Reader Christina: is. No, no. Maybe, uh, it’s, uh, not Feed Demon. Um, that was like the OG one. Um, it’ll come to me, um, because I, I, yes. Thank you. Feed Ben. Thank you, thank you. One of the ones that’s still around, uh, from like the, of the, you know, various Google reader alternatives, like many of them. You know, closed up shop.[00:30:00] Brett: Yeah. Christina: if they kind of realized, you know, by Google reader, like this is the, unfortunately a niche market. Um, now that didn’t help the fact that like, you know, when people, when web browsers Safari, I think started at first and then Firefox did, and then, you know, uh, Chrome was, was fairly early too. Like when all the web browsers took away like RSS buttons to make it easy to subscribe to feeds or to auto discover feeds, and you had to like install like a, an extension or whatever to do that. Like, that all helped with the, the demise of RSS in a lot of ways. And of course, people moving everything into closed platforms and, and social networks and stuff that, you Brett: In, in the tech world though. So I have, my blog gets about 20,000 visits a week, but it gets 30,000 RSS downloads, like, uh, like daily, 30,000 readers are, are, are pulling my site. Um, so RSS is far from dead in the tech world. Christina: Right. Well, [00:31:00] well, I think, I think in a certain demographic, right? I think if you were to ask like a new, like college grads, I don’t think that any of them are using RSS at least not actively, right? Like, I mean, you might have a few, but like it’s, it’s just not gonna be like a thing where they’re gonna be, act like they might be using some apps that do similar types of things and might even pull in feed sources maybe. But it, it’s, it’s just not like a, like when, when I was graduating from college or in college, like everybody had, you know, RSS clients and that was just kind of a, a known thing. Brett: Yeah. So speaking of traffic, um, I don’t, did I mention that I got delisted on Bing and Christina: You did, Brett: I am, I’m back Christina: figure that out? You’re back now. Okay. Brett: I’m back now. Switching to Kagi Search Engine Brett: And, um, I have switched to using Kaji, um, as my primary search engine and they replicate all of duck duck go’s bang searches. Christina: Yes. Brett: So I Christina: one of the things I love about them. [00:32:00] Yes. Brett: I was pleased to see there’s a Bang Turp search on Kaji. Um, I actually use Christina: or is it kgi? Because I think I’ve always called it kgi. Yeah, it’s KA, it’s K, it’s KAGI. For anybody who’s who’s, uh, I don’t know how to, how, how, if it’s kgi, kgi, um, uh, you know, Kaji, whatever, Brett: It’ll be in the show notes. What the fuck ever, we’ll just call it KGI. Um, and yeah, so like I was super happy ’cause I used the Bang Turp to search my own site. I just got used to doing that. The Rise of AI-Generated Content Brett: Um, and, but it is like you can, the reason I switched to said web, uh, search engine is um, because you can report sites that are just AI slop and they will verify those reports and remove or flag slop sites in your search results. ’cause I was getting sick, even with DuckDuckGo, like five out [00:33:00] of 10 results were always, I’d get in, I’d get there, I’d get one, maybe two paragraphs into, uh, an article and realize, oh, someone just typed in my search term into chat GPT and then Christina: Oh yeah. Brett: automated it. Christina: Oh, I was gonna say there, there it is. Automated at this point. And, and like, to be clear, like a lot of search results, even before like the rise of like genre of AI were a variant of this, where you would see like people like buying older domain names that expired. Well, yeah, but even before that happened mean that, that obviously when, when, when the Christina Warren and Brett Terpstra and then they, they changed your name. Um, I Brett: know, like Jason Turra or Christina: Or something like that. Yeah, it was, it was, it was, it was weird. Um, I mean, you know, um, does that site, did, did have they given up the ghost on that? I’m curious. Um, yeah. Wow. Okay. They are still, well, no, they haven’t published anything since November 30th. So something has happened where they, uh, are [00:34:00] they, they’re definitely cutting down on, on various things. Um, oh no. Paul Terpstra. Oh my God. Paul Terpstra. You are still, Brett: Yeah. Christina: you were like the one author there that I see on this website. Um, now what was, what was messed up about, about this? Um, although no. Okay. Their homepage, the last one they say is like, OCT is like, uh, November, um, uh, 30th. But if you click on the, the Paul trips to handle, then like you see, um, December 22nd, uh, which is, which is today as we’re recording this, Brett: Wow, I didn’t even realize. Christina: Yeah. So, alright. So that is still, somehow that grift is still going on. But yeah, I mean, even before the rise of those things, you would see, you know, sites that would either buy up dead domains and then like, have like very similar looking content, but slightly different maybe, you know, like, uh, you know, injected with a bunch of, you know. Links or whatever, or you would see people who would, you know, do very clearly SEO written and, and probably, you know, [00:35:00] like, again, pre generative ai, but, you know, assisted slop content. But yeah, now it’s, it’s just, it’s crazy. Like, and it doesn’t help that, like the AI summaries, which can be useful, but, um, and they’re getting better, which is good only because they’re so prominent. Like, I’m not a fan of them. But if you’re not using an alternative search engine, like, you know, you see these AI summaries and like if they’re bad and sometimes they are then. Brett: Often Christina: You know, well, they’re, they’ve gotten better, uh, is the only thing I would say. I, I still wouldn’t rely on them, but I’ve, I’ve noticed a, like, I’ve noticed a, a genuine, like uptick in like, improvements and in like, how awful they are probably in like the last six weeks, which is damning with faint praise. I’m not at all saying it’s good. I am simply saying, it’s like, I’m primarily thinking for like, people who are like, like less tech savvy relatives who are going to just go to, you know, bing.com or, or google.com and then see those sorts of things. Right. Um, and, uh, you know, we’re not gonna be able to convince them to go to a, a, a third [00:36:00] party search engine. Um, although, you know, some people, like, I think my mom was using Duck to Go for a while as like her default on her iPhone, um, which I was, I was like proud of her about, but I was also kind of like, uh, that’s got its own issues. But no, I, I like ka a lot. Um, I, I’ve Brett: Well, and it’s so keyboard driven, like DuckDuckGo has good keyboard shortcuts. KAGY slash Kaji has even better keyboard shortcuts. Like you can navigate and control everything with, uh, like Gmail style, single key keyboard shortcuts, which I really like. Christina: Yeah. Yeah, I like that too. And then they, they, of course, they make like a, a web kit, um, like a browser, um, that, that has, they’ve back ported, um, you know, a lot of chrome extensions too. I personally don’t see the point in that. Um, I, I think that if you’re going to be like that committed to, like, using like the, you know, the web extension format and like using like more popular extensions, you might as well [00:37:00] just use a Chrome fork if you don’t wanna use Chrome, which is fine, but like, you could use a browser like Helium, which, which we talked about last show, which has, um, the, the, the hash bangs kind of integrated in, or you could use, you know, if you wanted to use, um, um, you know, the, the, the, the Brett: o is Orion, is Orion the one you’re talking about that? Yeah. Christina: that, that, yeah, that, that, that, that, that, that’s Katy’s thing. And that was actually originally how I heard about them was because it was like, oh, this is interesting. Um, you know, this is a kind of an interesting, you know, kind of alternative browser. And then it turned out that that was just kind of a, in some ways, kind of a front to promote the, the search engine, which is the real, you know, thing. Um, which is fine, right? I mean, that, that was Google’s model. Um, Brett: Well, and we should mention for anyone who hasn’t tried it, it is a paid service. Um, and you are getting search results with no ads and, and spam, uh, ai, slot protection and all of the benefits you would expect from a paid service. So [00:38:00] I think, like for me, five bucks a month gets me, I think 300 searches, which is. Plenty for me, like, I guess I, I’m still waiting to see, I’ve never counted how many searches I do a month, Christina: Yeah, Brett: you know, like three searches a day, uh, would come out to like 90 searches a month and I have 300 available, so I think I’ll be fine. Christina: yeah, yeah. I mean, yeah, basically being able to get to do 10 a day, which in most cases is fine. What I’ve done is I’m on, like, they have a, a, a family plan, um, and they don’t care. They even, I think in their documentation, or at least they did, they do not care if you are like actually in a family with the people that you are on or not. So if you, you know, find some folks that you wanna kind of sync up with, you can like, you know, be on a family plan together and you can save money, um, on, uh, whatever their, uh, um, their pricing [00:39:00] stuff is. So, um, so me, me and Justin Williams are, uh, in a, uh, Brett: Justin Williams, I haven’t heard that name in forever. Christina: Yeah. Yeah. We went to C Oasis together. We went both nights in Los Angeles, um, in August. Yeah. Um, or September rather. Um, yeah, so, okay, so this is how this works. They have, their starter plan is, is $5 a month, which includes, and they do have an AI assistant too. So it was funny, they had the AI slot protection, but they also have like an AI assistant that you can use and like an AI summarizer and whatnot. Um, that’s $5 a month. And then there’s the professional plan, which is, so that’s for 300 searches a month for the standard AI for starter $5 a month. The professional plan is unlimited searches and standard ai, that’s $10 a month. And then the ultimate is, um. Uh, everything in professional plus you get like premium model access, which, okay, but the family plan, um, is, is the, so you can do one of two things. You have a duo [00:40:00] plan, which is two professional accounts for a couple, which is $14 a month plus sales tax. So it’s, uh, you know, average of $7 per person, which I think is what Justin and I are on. And then there’s a family plan with up to six family members. And again, they don’t care if you are actually in a family or not, and that’s $20 a month. So the real thing to do if you’re wanting to like, you know, save on this is like find five friends, Brett: Yeah. Christina: get on the $20 a month, you know, family plan thing. Spread the, spread the cost, and that way you can get the, you know, professional plan for, for, for less. But to your Brett: All right. Christina: most people, it’s probably $300, 300 searches a month is probably plenty. And if you search a lot like we do, I, I think it is worth paying for. Brett: yeah, yeah. All right. TV Shows: Is TV Just Okay Now? Christina: anyway, but we wanted to talk about tv, so let’s Brett: Well do, we’re, we’re at 50 minutes already, so I think we need to choose whether we do TV or gratitude. What Christina: do you have a [00:41:00] gude, like a good one? Brett: I, I, no, I have a, I have a throwaway one. Christina: Okay. Brett: I, it was one of those, like, I looked at my doc and I was like, oh, I don’t think I’ve talked about that even though I probably have, um, yeah, let’s just talk about tv. So I, I have been noting, and my question in the show notes was, is TV just okay now? Because I’ve been watching, I watched Stranger Things, pluribus Down, cemetery Road, platonic, and all of it was, it was entertaining, but it wasn’t like, must watch tv. None of it was like, none of it was as good as like Modern Family. Modern Family was fucking good. Tv, like family friendly and just like I’ve, I’ve been through that series so many times and it’s always fun and it’s always better than like pluribus. I like the, I like the concept kind of, it’s not. not all that, um, engaging, I guess.[00:42:00] Christina: I like it. But, Brett: Yeah. I don’t hate it like I do, I do like it, but it’s not like, I don’t, I don’t count the days until the next episode comes out and I miss, I miss things being really good. So you had a couple responses to that though. Christina: Well, I mean, I tend to agree with you. So first of all, there, I put in the, in the show notes, um, there’s a link to a thing that, uh, that James and Pozak wrote for the, the New York Times, uh, God a year and a half ago now called, um, the Comfortable Problem of Mid tv. And he said it, it, it’s got a great cast, it looks cinematic, it’s, um, fine and is everywhere. And kind of talking about like, you know, we went from like the era of like peak TV to now being, um. You know what, what he’s dubbed like mid tv and I think that there’s, there’s some truth to that. Um, and, and, and he even says at the beginning, let me say up front, this is not an essay about how bad TV is today, just the opposite. There’s, um, little truly bad high profile television made anymore, um, is it’s more talking about, um, like [00:43:00] what we have instead Today is something less awful, but in a way more sad, the willingness to retreat, to settle to trade, the ambitious for the defendable. And I think that there’s some truth to that. Um, I think that we see this movies now too, and with movies it’s actually much more of a problem. Like there’s some really high highs. Um, but because the movie industry is in such a bad place, um, it, it’s that much more notable when like, you don’t have like a big strong slate of, of things. And so, you know, it, it, it’s more of a problem. TV for, for better or worse, has become the dominant entertainment form. And yeah, I think that it, it, it’s fine. Uh, but there are very few things that I’m like, oh, wow, yeah, that, that’s like, you know, the wire. Um, not that anything is, but you know what I mean? But is, but even like, you know, pluribus, which I really like. I actually think that’s, um, my, my favorite show of, of, um, 2025, um, at least new show. Um, well, maybe the studio. The studio. I might have, I, I, I might put, Brett: That was pretty Christina: above that. But, but, but, but [00:44:00] like, it’s one of those things where I’m like, okay, you know, um, it’s not breaking bad, right? Like, if we’re gonna be comparing Vince Gilligan shows, and maybe that’s unfair, but, you know, it just, but, but still, like, you know, you’re gonna be compared to your last hit. And, and, and, and that is what it is. Um, I will say though, like, I haven’t watched Stranger Things in years, and I don’t, I don’t, I don’t think I can force myself to like, care about that again, but I’ve heard kind of mixed Brett: That’s where L is too, L doesn’t care. And, and then there’s the whole like two cast members being Zionists kind of turned a whole bunch of people off and Christina: Well, and well, David Harbor, David Harbor’s whole Lily Allen thing. Are you, are you, are you familiar with this floor at all? Brett: No. Christina: Okay. You know who Lily Allen is? Brett: Yes. Christina: Okay. So she and David Harbor were married and, um, she wrote an album called, uh, uh, west End Girl that, that came out, uh, like in November, which is actually a really good album, [00:45:00] which is like White Girl Lemonade, where she just basically reads him to filth for being an absolute piece of shit. Like, apparently like, you know, they were together, they were married or whatever. She goes off to London to perform in a play and he’s like. Oh, we’re gonna be away for months. I, I wanna sleep with other people. And so they kind of like, she kind of accepts getting into an open relationship with him, even though she didn’t really want to be, which look that her, that’s her bad, whatever. But then he proceeds to like, do things that was not what they’d agreed upon on, upon the parameters of their, of their relationship. And then she’s just like brutally honest about the entire thing. And so as you’re listening to this album, you’re just learning more and more about like, David Harbor’s like sex life and, um, and stuff. And, and like, it’s just on blast. It’s incredible. Um, but, uh, yeah, so there’s, there’s some of that stuff. There’s, I, I don’t know, like I don’t, I don’t really follow the rest of the cast stuff except that, uh, the girl who plays, um, 11 like. Frequently want to smack because just the most annoying [00:46:00] celebrity in on the planet. But like, putting that aside, um, I just, I stopped caring. It took them too long between seasons and the, and, and, and the budget for that show was also so insane. I’m like, you, you cost more than strain than thinking of Thrones. Game of Thrones is, was even at its worst, was a better show than Stranger Things. So like it, yeah. But but that goes to your point. Like, it’s like, it’s okay. Brett: Yeah. Yeah, Christina: Um, I will say the new season of Fallout just, um, premiered and so far I I’m still really enjoying that. Um, Brett: yet to see it. Christina: you should, you should definitely watch the Brett: What is it on? Christina: uh, Amazon Brett: Okay. Christina: and, uh, and it’s, and it’s really, really good. Um. And this year they are doing the episodic, um, not episodic, the weekly drop, right. Rather than the binge thing. So the first season, uh, they dropped it all at once and um, and I was a little bit worried. I was like, fuck, does that mean they don’t [00:47:00] believe in this? What are they going to do? Wound up being like Amazon’s biggest hit after their Lord of the Rings, um, you know, thing. And so it was immediately kind of picked up for a second season and it was picked up for a third season before the second season even, uh, premiered. Um, and uh, and that might be the final one. Um, they’re saying, but, but, but, but who knows? But, but so far anyway, like they’ve only, there’s only been one episode, but it’s, it’s been good so far. The Cultural Phenomenon of Heated Rivalry Christina: Um, but, but what I was gonna talk to you about is the gay hockey show. Brett: Which is. Christina: It’s called Heated rivalry. It’s on HBO Max. It was originally just supposed to be on, uh, a Canadian streamer called Crave. And um, then at the, like, the, the like 11th hour, HBO Max picked it up and was like, okay, we’ll play this in, um, some of our territories and other things. And I wanna be very clear, this is not high art at all. This is like, no way. Like this actually in some ways it, it personifies [00:48:00] the TV is just okay now thing, but in other ways it’s actually a little bit more interesting just because the cultural phenomenon that has happened around it in like the last, like, like it hasn’t even been out a month and it’s only six episodes, although they are also going to be getting a second season. Um, it’s sort of wild how, like I went from, I’d seen a trailer for it and I was like, okay, whatever. And like it came out, I think like right after Thanksgiving. Then like within like two or three weeks, like literally I wasn’t following anything around it, but my Instagram, my TikTok, Twitter, everything that I was seeing was just all about the discourse around the show. And it’s like a bunch of us all seem to have to have discovered it. Like one weekend where we were like, okay, we’re gonna actually sit down and watch the gay hockey show. Um, and this is exactly what it is. It is a gay hockey show. So it is based on, there was a series of books that this, uh, female, uh, writer Rachel Reed wrote, um, uh, about like, uh, I think like they were like eBooks, types of thing. Um, uh, I think although there, there is now I [00:49:00] think like a, a hard cover release because they’ve been so popular and they’re just, it’s just ero, it’s just smut, right? It’s basically fanfic dressed up in something else. And the idea was like, okay, you have like these, you know, male like hockey players who are closeted and kind of have like this, this romance that, that starts from like 2008, um, through like, I dunno, like, like 2017 or 2018. And there are a number of different. Books or stories in the universe. But the one that people liked the most was the, the second book, which is called Heed Rivalry. You don’t really need to know any about that. The big thing about the show is that it is essentially like soft core gay porn. Um, but yet it’s like weirdly compelling in a way. Like, it, it is very, like, there’s, there’s some sweet aspects to it. Like you were before the, the show, you were saying, oh, it’s kinda like Heart Stopper could not be further from Heart Stopper. ’cause Heart Stopper is very sweet and twee and kind of like loving and like whatnot. This is like. You know, like guys in their twenties with amazing asses, [00:50:00] you know, like doing things to one another kind of an in secret. And, and the, the thing is, there’s not a whole lot of plot. Like the plot is the porn. Because, because the whole thing is, is that like they don’t spend, they don’t have a time to spend a lot of time together because they’re, they’re closeted and their rivals. Oh, that’s the whole conceit. It’s like they’re these two great hockey players and they, they, they, um, you know, um, play for opposing teams and they’re like, each other’s biggest rivals, but like, they’re, they’re fucking, um, and uh, it, it’s, uh, again, it’s not high art at all, but Brett: the target audience for this? Christina: And here’s the interesting thing. So the books are almost entirely read by women, um, and which, which makes sense. There’s, there’s a lot of like, you know, like, male, male, like, um, like the history of slash fiction goes back to like, like Fanfic in general, like goes back to like women writing, like Spock and, and, uh, um, what’s the space together? Kirk Together. Yeah. Um, and so the books are almost entirely, uh, consumed by, by women and probably straight women, although probably some queer women too. Um, but the [00:51:00] show seems to be a mix of gay men, straight women, all, although I’ve seen a lot of lesbians. As well. Um, yeah, yeah, because again, like the discourse is just kind of ridiculous and, and the memes are fun. Um, the guy who created it, he’s gay or created the, the, the television adaptation. He’s gay and, uh, I think he’s done a, a, a pretty good job with it. The, the leads are the thing that’s like incredible, like the, especially the guy who plays the, the Russian character, Ilya, uh, that actor is really, really good and he’s Texan, and yet he does like a great Russian accent and, um. And, and he’s very attractive. And like I, I, I can see like why a lot of people are into it, but it’s funny ’cause like New York Magazine, like they weren’t even covering the show, which, why would you, it was like some Canadian kind of, you know, you know, thing that barely gets picked by HBO. Then it takes off and now like they’re covering it. The, the last time I remember New York Magazine covering a show like this, like Vociferously was Gossip Girl, like 18 years ago. Um, [00:52:00] and it kind of reminds me of that, where like everybody woke up one day when they’re like, oh, this is like a cultural moment now. So again, not good television, probably not gonna necessarily be for everyone, but, but it’s a moment. And like, I kept seeing edits, I kept seeing Mo, I kept seeing edits on TikTok and stuff and I was like, okay, do I have to watch the gay hockey show? All right, I have to watch the gay hockey show so that it’s, we might be at the point where like TV is just okay, but at least there are some good like moments about, whereas the culture, we can all like agree. Okay, we’re all gonna be talking about this one thing. Brett: That sounds like what I’ll be doing on Christmas Day. Christina: Oh my God. Actually that would be a great thing to watch on Christmas. And I think that the final episode is gonna come out like the day after Christmas, so there you go. Brett: Done Deal. Cool. Wrapping Up and Holiday Wishes Brett: All right, well thanks for, we’re recording this the same morning. The show’s supposed to come out, so I gotta do some editing, but uh, but [00:53:00] thanks for showing up while you’re in Atlanta and yeah, this has been a classic, a fun classic Overtired. Christina: absolutely. Well, um, get some sleep, uh, take care of yourself. Um, happy holidays. Um, uh, hope that a, a Christmas isn’t too weird for you. And, um, and happy New Year. Brett: you too. Get some sleep.

    War of the Roses - The Jubal Show
    Tatiana & Matt - The Smart Fridge That Accidentally Exposed Everything

    War of the Roses - The Jubal Show

    Play Episode Listen Later Dec 22, 2025 9:54 Transcription Available


    In this jaw-dropping episode of To Catch a Cheater, a Christmas gift meant to smooth things over may have done the exact opposite. After years of ups and downs, Tatiana starts to suspect her boyfriend Matt isn’t being faithful—but it’s a piece of smart home tech that delivers the clue she can’t ignore. When a mysterious message appears where it absolutely shouldn’t, the Jubal Show steps in to uncover the truth. What follows is a tense phone call, a shocking reveal, and emotions that spiral fast once the flowers are sent. Was it all a misunderstanding… or the proof Tatiana’s been waiting for? Listen to find out how this confrontation unfolds, who Matt really chooses, and why technology might be the most dangerous third wheel in modern relationships. Think your partner might be up to something shady? The Jubal Show has you covered. In this explosive segment, The Jubal Show helps suspicious lovers uncover the truth by setting up the ultimate loyalty test. We call their significant other, posing as a grocery store’s floral department offering a free bouquet. You know.. a War of the Roses. The catch? Who they choose to send the flowers to—and what they write on the card—could reveal everything. Will it be a romantic gesture for their partner or a shocking betrayal? Get ready for twists, surprises, and jaw-dropping confrontations as we help our listeners get the answers they deserve. Subscribe to The Jubal Show's To Catch A Cheater / War of the Roses.➡︎ Get on The Jubal Show with your story - https://thejubalshow.com This is just a tiny piece of The Jubal Show. You can find every podcast we have, including the full show every weekday right here…➡︎ https://thejubalshow.com/podcasts The Jubal Show is everywhere, and also these places: Website ➡︎ https://thejubalshow.com Instagram ➡︎ https://instagram.com/thejubalshow X/Twitter ➡︎ https://twitter.com/thejubalshow Tiktok ➡︎ https://www.tiktok.com/@the.jubal.show Facebook ➡︎ https://facebook.com/thejubalshow YouTube ➡︎ https://www.youtube.com/@JubalFresh Support the show: https://the-jubal-show.beehiiv.com/subscribeSee omnystudio.com/listener for privacy information.

    The Final Furlong Podcast
    Christmas Betting Guide Special: Festive Grade 1s, Handicaps, 14/1 NAP & the Team's Best Bets

    The Final Furlong Podcast

    Play Episode Listen Later Dec 22, 2025 102:31


    Welcome to the first of our Christmas Betting Guide Specials on The Final Furlong Podcast. Emmet Kennedy is joined by former Grade 1-winning jockeys Lizzie Kelly and Daryl Jacob, alongside racing analyst Jamie Wrenn, for a deep, opinionated, price-led preview of the biggest races of the festive period. Grade 1 clashes, major handicaps, bold views, and four Christmas NAPs — this is essential listening if you're betting over Christmas.

    Pilates Business Podcast
    Stop Surviving January: How Smart Studio Owners Turn the New Year Rush into Predictable Revenue

    Pilates Business Podcast

    Play Episode Listen Later Dec 22, 2025 32:00 Transcription Available


    In this episode of The Pilates Business Podcast, host Seran Glanfield breaks down the mindset shift that helps boutique fitness studio owners transform the chaotic January rush into calm, predictable, profitable growth.Instead of hustling harder, discounting deeper, or adding more to your already full plate, Seran reveals the “January Machine Mindset” — the mental model high-performing studio owners use to conserve energy, lead with confidence, and turn new-year interest into long-term retention. If you're tired of starting the year feeling overwhelmed, reactive, and burnt out, this conversation will show you how to simplify, streamline, and step into your CEO role with clarity and purpose.Got a question for Seran? Add it here

    The Boostly Podcast
    2026 STR Predictions: What Smart Hosts Need to Prepare for Now

    The Boostly Podcast

    Play Episode Listen Later Dec 22, 2025 21:44


    In this episode of the Boostly Podcast, I'm joined by voices from across the industry to break down what's coming next and what hosts and property managers need to prepare for now.Drawing on insights from operators, tech leaders, consultants, and founders, we cover the biggest shifts already happening beneath the surface, including:• AI moving from hype to table stakes• Direct bookings becoming a survival strategy, not a nice-to-have• Automation reshaping guest communication, marketing, and operations• Rising guest expectations and the return of high-touch experiences• Consolidation across software and management companies• Regulation, tourist taxes, and what they could mean for supply• Longer stays, digital nomads, and stronger shoulder seasons• Why revenue management and marketing are finally mergingI also share my own prediction for 2026 and why I believe this is the year the industry fully crosses into a new operating model.If you're a host or property manager who wants to stay profitable, future-proof your business, and reduce reliance on OTAs like Airbnb and Booking.com, this episode will help you see what's coming before it hits.Listen now and decide which side of the change you want to be on.

    The Jubal Show
    To Catch A Cheater - Tatiana & Matt - The Smart Fridge That Accidentally Exposed Everything

    The Jubal Show

    Play Episode Listen Later Dec 22, 2025 9:54 Transcription Available


    In this jaw-dropping episode of To Catch a Cheater, a Christmas gift meant to smooth things over may have done the exact opposite. After years of ups and downs, Tatiana starts to suspect her boyfriend Matt isn’t being faithful—but it’s a piece of smart home tech that delivers the clue she can’t ignore. When a mysterious message appears where it absolutely shouldn’t, the Jubal Show steps in to uncover the truth. What follows is a tense phone call, a shocking reveal, and emotions that spiral fast once the flowers are sent. Was it all a misunderstanding… or the proof Tatiana’s been waiting for? Listen to find out how this confrontation unfolds, who Matt really chooses, and why technology might be the most dangerous third wheel in modern relationships. Think your partner might be up to something shady? The Jubal Show has you covered. In this explosive segment, The Jubal Show helps suspicious lovers uncover the truth by setting up the ultimate loyalty test. We call their significant other, posing as a grocery store’s floral department offering a free bouquet. You know.. a War of the Roses. The catch? Who they choose to send the flowers to—and what they write on the card—could reveal everything. Will it be a romantic gesture for their partner or a shocking betrayal? Get ready for twists, surprises, and jaw-dropping confrontations as we help our listeners get the answers they deserve. Subscribe to The Jubal Show's To Catch A Cheater / War of the Roses.➡︎ Get on The Jubal Show with your story - https://thejubalshow.com This is just a tiny piece of The Jubal Show. You can find every podcast we have, including the full show every weekday right here…➡︎ https://thejubalshow.com/podcasts The Jubal Show is everywhere, and also these places: Website ➡︎ https://thejubalshow.com Instagram ➡︎ https://instagram.com/thejubalshow X/Twitter ➡︎ https://twitter.com/thejubalshow Tiktok ➡︎ https://www.tiktok.com/@the.jubal.show Facebook ➡︎ https://facebook.com/thejubalshow YouTube ➡︎ https://www.youtube.com/@JubalFresh Support the show: https://the-jubal-show.beehiiv.com/subscribeSee omnystudio.com/listener for privacy information.

    Believe in Dog
    REPLAY: You Don't Have to Train Everything: How Smart Management Can Change Your Dog's Behavior Today with Juliana DeWillems

    Believe in Dog

    Play Episode Listen Later Dec 22, 2025 51:19


    REPLAY:   What If you could solve your dog's biggest behavior challenge TODAY? Dog trainer Juliana DeWillems says that while immediate results usually aren't possible in dog training – they can be when we use management techniques.  In her new book Manage It! Hacks for Improving Your Dog's Behavior, Juliana shares how us Pet Parents can easily solve many of our dog's behavior challenges by changing our environment.   Juliana explains different approaches to managing our dog's behavior when greeting holiday visitors at your home as well as dealing with reactive dogs.  Her book even includes charts, worksheets, photos and videos (via QR code) to help you find the best hacks for your unique home, life and challenges. We'll discuss the difference between training and management – and when to use each one (or both!).   Juliana & I also share some of our favorite management tools and techniques that we use with our own dogs. Find Links & Show Notes at: https://believeindogpodcast.com/episodes-1/episode109 Did you get the Pet Parent "Gut Check" yet? Get your Free Checklist: 12 Changes in Your Dog to Never Ignore (even if they seem small)   Support this podcast with a review: on Apple Podcasts or Podchaser.

    The Everyday Millionaire Show
    How Smart Investors Thrive When Markets Tighten (ft. Ryan Studner)

    The Everyday Millionaire Show

    Play Episode Listen Later Dec 22, 2025 48:20 Transcription Available


    Real estate looks glamorous from the outside. Up close, the winners treat it like a craft and a job. We bring lender Ryan Studner into the studio at dawn to pressure‑test the strategies serious investors use right now: why new construction can beat heavy flips, how to keep capital moving while permits crawl, and what clean books reveal about “profits” that never existed.Ryan opens the lender's playbook—credit, liquidity, and experience—and shows how disciplined underwriting protects both borrowers and the broader private credit market. If you want a practical, lender‑tested way to build and hold through uncertainty—avoiding hidden losses, appraisal traps, and timeline drift—this conversation lays out the moves. Subscribe, share with a friend who's scaling, and leave a quick review with your biggest takeaway so we can dive deeper next time.

    Bench Mob
    Did Caleb Williams Change the Narrative? | NBA & NFL Christmas Day Picks, and more! | EP 433

    Bench Mob

    Play Episode Listen Later Dec 22, 2025 82:49


    Tone and Greg Miles link up for a wide-ranging football and hoops conversation, breaking down the teams, players, and moments shaping the season.The episode opens with a deep dive into which top NFL teams are built for prolonged success, looking beyond this season and evaluating roster construction, coaching stability, and long-term outlook. From there, they debate whether the Jacksonville Jaguars should be taken seriously as AFC contenders, and if the latest game has changed perceptions of Caleb Williams and the Chicago Bears.The college football conversation heats up with playoff quarterfinal breakdowns and championship predictions, before the guys shift into holiday mode by sharing their favorite Christmas Day game memories across the NBA and NFL.They close the episode by locking in their NBA and NFL Christmas Day game picks, highlighting the matchups fans shouldn't miss.Smart analysis, real debate, and holiday-season sports energy — all in one episode.SUBSCRIBE ➡️ https://youtube.com/@benchmobent?si=F20sWqAa9DeFHGuLWATCH MORE ➡️ https://youtube.com/playlist?list=PLILkbD3xiDnFM8aXaG9J33LwhikNXrbQd&si=tZDtC5xG9gB3L1EKFollow BENCH MOB ENT:Youtube: ➡️ https://www.youtube.com/channel/UC1yoy4SgKopXul_KiI5t36Q?sub_confirmation=1Threads: ➡️ https://www.threads.net/@bme.podcastInstagram:➡️ https://instagram.com/bme.podcast?igshid=OGQ5ZDc2ODk2ZA==TikTok: ➡️ https://www.tiktok.com/@benchmob.entpod?_t=8gARltSB8od&_r=1FOLLOW AND RATE 5 STARSApple Podcasts: ➡️ https://podcasts.apple.com/us/podcast/bench-mob-ent/id1499713580Spotify: ➡️ https://podcasts.apple.com/us/podcast/bench-mob-ent/id1499713580

    Optimal Health Daily
    3230: Do You Need a Financial Advisor by Darrow Kirkpatrick of Can I Retire Yet on Choosing Financial Help

    Optimal Health Daily

    Play Episode Listen Later Dec 21, 2025 9:37


    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3230: Darrow Kirkpatrick breaks down the real value, and limitations, of hiring a financial advisor when planning for retirement. With a strong case for the do-it-yourself path, he urges readers to weigh the costs, conflicts of interest, and unpredictability of financial markets before outsourcing their future. Read along with the original article(s) here: https://www.caniretireyet.com/book-excerpt-need-financial-advisor/ Quotes to ponder: "Smart people and resourceful organizations develop clever models that help them market themselves as having an edge over the competition. But guess what? They don't know the future any better than you do." "Nobody can predict the future or outperform the market over the long haul." "Financial planning should be more about equipping yourself with the analysis tools and mindset for a safe and enjoyable journey, than about trying to predict and control your exact route and arrival time!" Episode references: Garrett Planning Network: https://www.garrettplanningnetwork.com/ Vanguard: https://investor.vanguard.com/ USAA: https://www.usaa.com/ NAPFA: https://www.napfa.org/ Learn more about your ad choices. Visit megaphone.fm/adchoices

    Angel and Z Podcast
    Ep.229- MARTY SMART Crew

    Angel and Z Podcast

    Play Episode Listen Later Dec 21, 2025 61:20


    MARTY for Living Proof Radio. Full podcast episode now on the Living Proof patreon. https://www.patreon.com/livingproofnewyorkMARTY is a graffiti writer from Brooklyn whose name in New York became synonymous with SMART Crew, a collective of graffiti writers, artists & friends whose approach to getting up served as a beacon of ingenuity in the city's graffiti landscape. Alongside his peers, MARTY's approach, spot selection and letters had him stand out in an era of graffiti that was rife with talent. He speaks on his time spent heavily involved with writing graffiti, avoiding taxes, Riker's Island, SMART Crew & more.

    Phil in the Blanks
    This Isn't An Immigration System- It's Chaos

    Phil in the Blanks

    Play Episode Listen Later Dec 19, 2025 35:51


    Ten-year waits. Cold War laws. And a system that trains the world's smartest people… then tells them to leave. Immigration attorney Deron Smallcomb explains why America isn't losing the talent race, we're sabotaging it.Secure borders. Fair asylum. Smart immigration.We can have all three once we put common sense above politics.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.