Podcasts about Smart

The Royal Court discusses Episode 7 of Beast Games Season 2 Strong Vs. Smart! #BeastGames #MrBeast #BeastGames2Back Jeff Allen's Cause: https://creatineinfo.org/Join our Patreon for the exclusive TEA: https://www.patreon.com/cw/TheRealityKingdomUse this Link to cast your VOTE for what show you want us to cover next for our Reality Rewind! Maybe it'll make the list!: https://www.therealitykingdom.com/survey/reality-rewind-season-5/Join our Discord Here!: https://discord.gg/fsNhjTn9GSJOIN OUR #REALITYREWIND COMMUNITY HERE!: https://twitter.com/i/communities/1864154372973973632Subscribe to The Scripted Kingdom Here!: https://www.youtube.com/@TheScriptedKingdomThank you so much for watching! We love creating this content for you, so please comment with what you'd like to hear from us!If you would rather listen, here's a link to the podcast version of our videos:Spotify: https://open.spotify.com/show/1m9Kzqe...Apple Podcasts: https://t.co/k5unAtBLn7?amp=1Follow Us:https://linktr.ee/TheRealityKingdomSupport the show

(SPOILERS)Tess Higgins, content creator and @realityscholar on IG and TikTok, joins me to discuss last night's episode 8 of the "Traitors." Did Candiace seal her own fate by voting for Rob at the roundtable last week? Smart decision murdering Colton? How did the editing throw off the roundtable discussion? What about the choice to recruit - right one? And is the ultimatum silly? That and much, much more today. Music written by Jimmer Podrasky (B'Jingo Songs/Machia Music/Bug Music BMI) Ads: Tonal⁠ - $200 off your tonal purchase at ⁠https://tonal.com⁠ Promo Code:  RealitySteve Learn more about your ad choices. Visit megaphone.fm/adchoices

Two HUGE moves were made last night and Tamra and Dolores have some thoughts… Was the murder as shocking as the banishment? Did Candiace’s behavior on social media give it all away?! Plus, no man should be as smart as Rob Rausch is! As fellow Housewives, are they angry with his gameplay or are they his #1 fans?See omnystudio.com/listener for privacy information.

Commercial real estate veteran Ben Reinberg shares how he uses hard assets and smart debt to strengthen his investing portfolio. He shares his journey from starting in his early 20s to building a national hard-asset portfolio across industrial, office, retail, multifamily, and medical real estate. We talk the importance of the "ability to hold" assets through cycles by avoiding over-leverage, maintaining reserves, and structuring smart debt. Ben outlines where commercial real estate sits in the current cycle, highlighting looming debt maturities, distressed opportunities, and the potential for attractive buying conditions over the next few years. We discuss... Ben Reinberg explains how he built wealth starting in his early 20s by focusing on hard assets, particularly commercial real estate, as a long-term strategy for cash flow and financial control. He emphasizes the importance of becoming a true expert in a specific asset class rather than spreading focus too broadly. He shares lessons from his first industrial deal, including managing tenant loss, repositioning assets, and creating value through active ownership. A central theme was the "ability to hold," meaning structuring investments to survive any market cycle without being forced to sell. He stressed using smart debt, avoiding over-leverage (generally keeping loan-to-value around 65%), and maintaining ample reserves. The discussion highlighted why medical office real estate is recession- and pandemic-resilient, with high tenant renewal rates and stable cash flow. Reinberg explained how inflation, tariffs, and rising costs affect tenants and property operations across different real estate sectors. The episode explored how real estate acts as an inflation hedge through rent growth, escalators, and long-term asset appreciation. They discussed the current commercial real estate downturn, driven by higher rates, falling values, and large amounts of debt coming due. Reinberg argued that the next few years may present some of the best commercial real estate buying opportunities in decades. He warned investors to be cautious, underwrite deals conservatively, and focus on tenant quality and market fundamentals. We have an optimistic outlook for 2026–2028, expecting lower rates, increased liquidity, more transactions, and improving economic stability. Today's Panelists: Kirk Chisholm | Innovative Wealth Barbara Friedberg | Barbara Friedberg Personal Finance Douglas Heagren | Mergent College Advisors Follow on Facebook: https://www.facebook.com/moneytreepodcast Follow LinkedIn: https://www.linkedin.com/showcase/money-tree-investing-podcast Follow on Twitter/X: https://x.com/MTIPodcast For more information, visit the show notes at https://moneytreepodcast.com/hard-assets-and-smart-debt-ben-reinberg-788 

Reposted from Wax Episodic, which you can find at: https://podcastica.com/podcast/wax-episodic — Okie dokey, that's it for Fallout season 2! We thought it was a great season finale, packed to the rads with answers (the Enclave is behind it all, and the President is one of them), more questions (have Hank and Steph been a thing for 200 years or what?), and as f$%ked up and funny as ever.  Thanks from all three of us to everyone for joining us for this series! What a freaking blast it is, right? It was so much fun to cover, and we especially appreciate those of you who wrote and called in (but we love all of ya).  I (Jason) hope you guys all stick around as Karen and I start with Apple TV's Severance next week. We're going back to the beginning and the plan is to cover the whole series, episode-by-episode, spoiler free. What is Severance, you ask? It's a trippy workplace sci-fi thriller where employees surgically split their work and personal memories, creating two separate versions of themselves. It starts as a clever corporate experiment and develops into an unsettling mystery about identity, control, and rebellion. Smart, stylish, funny, and quietly disturbing, with an incredible cast — Adam Scott, Zach Cherry (!), Britt Lower, John Turturro, Christopher Walken, and Patricia Arquette. Hosted by Jason and Karen. And if you're looking for something else to dig into, highly recommend checking out any of the other shows this podcast covers. They are… Pluribus (Apple TV): Everyone is transformed into a pleasant hive mind — except for Carol (Rhea Seehorn), the most miserable woman on the planet, who must save the world from happiness. It's sounds weird, and it is… in the best way. Created by the great Vince Gilligan, of Breaking Bad and Better Call Saul. Hosted by Jason and Karen! IT: Welcome to Derry (HBO): A fun, scary, and surprisingly great prequel to the 2016 and 2019 IT movies, Pennywise stalks the children of 1962 Derry. A mix of heart, mystery, charm, and some shockingly disturbing Nightmare on Elme Street-esque horror. Cohosted by Shawn of Strange Indeed. Alien: Earth (FX): From the brilliant Noah Hawley (Fargo, Legion), this one really scratches that sci-fi itch. A greedy corporate tech overlord transfers the consciousness of a group of terminally ill children into highly performant synth bodies. And the Xenomorph is in it, too. Also, Tim Olyphant! Hosted by Jason, Kara, and Randy. Come join our Discord and chat with hosts and other listeners:  Don't know what Discord is? It's kind of like a chat forum, our own little private Podcastica space to talk about Fallout, Welcome to Derry, Alien: Earth, other shows, and whatever else we want. It's free, and it's fun. Invitation link: https://discord.gg/6WUMt3m3qe  Or check out our Podcastica Facebook group, where we put up comment posts for each episode, at facebook.com/groups/podcastica. Check out other podcasts on our network at podcastica.com.  Show support and get ad-free episodes and a bunch of other cool stuff: patreon.com/jasoncabassi  Or go to buymeacoffee.com/cabassi for a one-time donation. Digging our podcast? A quick, free, and easy way to show support and help bump us up in the charts is to give us a rating or a review: On Apple Podcasts: https://podcasts.apple.com/us/podcast/wax-episodic-alien-earth/id1824392797 On Spotify: https://open.spotify.com/show/7sA66ySwVRIsdzBBdriEGV?si=87f36cd30cc54dc5  Or just search for “Wax Episodic” wherever you get podcasts.  Thank you! Learn more about your ad choices. Visit megaphone.fm/adchoices

Television has shaped American culture for more than 70 years—but which shows truly defined each decade? Michael is joined by legendary TV critic Alan Sepinwall (The Wall Street Journal; "The Sopranos Sessions" author) to break down the most influential TV series from the 1950s to today, from I Love Lucy and The Twilight Zone to Seinfeld, The Sopranos, RuPaul's Drag Race, and Stranger Things. Then, TC joins Michael to preview this week's episode of The TC After Dark Podcast—covering Dry (or Damp) January, the Costco rotisserie chicken controversy, viral headlines, and whether “Josh” is the new “Karen.” Smart, funny, and culture-packed—this is TV history, media insight, and modern life all in one episode. Original air date 6 Febuary 2026 Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Alison and Amanda talk about wearing their wedding dresses, texting versus subtexting, Smart thinking in serious situations, and acting ambitions.  Sis & Tell, an award-winning weekly comedic podcast, is hosted by southern Jewish sisters the Emmy-nominated Alison Goldstein Lebovitz from PBS' The A List and Time Magazine's 2006 Person of the Year, Comedian Amanda Goldstein Marks.

In this episode of the Real Estate Pros podcast, host Michelle Kesil speaks with Rebeka Shadpour, a private lender and consultant for real estate investors. Rebeka shares her journey into real estate, her expertise in navigating complex transactions, and the common misconceptions investors have about construction. She emphasizes the importance of understanding financial strategies and offers valuable advice for investors looking to maximize their returns. The conversation concludes with information on how to connect with Rebeka for further insights and assistance in real estate investments.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Tomorrow.io has raised $175M to accelerate the deployment of DeepSky AI-native weather satellite constellation. Voyager Technologies and Max Space have announced a strategic partnership to advance expandable space exploration technology. TrustPoint has been awarded a contract to adapt and upgrade the company's commercial C-band positioning navigation and timing (PNT) payload, and more. Remember to leave us a 5-star rating and review in your favorite podcast app. Be sure to follow T-Minus on LinkedIn and Instagram. T-Minus Guest Elysia Segal brings us the Space Traffic Report from NASASpaceflight.com. Selected Reading Tomorrow.io Announces $175M Financing to Deploy DeepSky, The World's First AI-Native Weather Satellite Constellation Voyager and Max Space to Accelerate Deep-Space Human Exploration TrustPoint Accelerates Defense-Grade, GPS-Independent PNT with Fifth Phase II SBIR Award in 18 Months UK Space Agency investment helps launch cutting-edge electric propulsion lab - GOV.UK China sets new speed record on space-ground laser communication - CGTN Pentagon asked to probe SpaceX for potential Chinese ownership- Reuters NASA will finally allow astronauts to bring their iPhones to space - Ars Technica Share your feedback. What do you think about T-Minus Space Daily? Please take a few minutes to share your thoughts with us by completing our brief listener survey. Thank you for helping us continue to improve our show.  Want to hear your company in the show? You too can reach the most influential leaders and operators in the industry. Here's our media kit. Contact us at space@n2k.com to request more info. Want to join us for an interview? Please send your pitch to space-editor@n2k.com and include your name, affiliation, and topic proposal. T-Minus is a production of N2K Networks, your source for strategic workforce intelligence. © N2K Networks, Inc. Learn more about your ad choices. Visit megaphone.fm/adchoices

Lifting heavier, training to exhaustion, and pushing through pain are often labeled as discipline, yet they are some of the fastest ways to stall progress and get injured. The real problem is misunderstanding how intensity and reps actually drive results over time. In this Fitness Friday episode we get into why pushing past your limits is not discipline, what rep ranges actually drive results, and how fitness is increasingly shaping behavior, consistency, and social connection. Liron Kayvan founded BFLA in 2019. He's a NASM Certified Group Fitness Instructor, Personal Trainer, and Transformative Life Coach. Liron has competed in Amateur MMA, Brazilian Jiu Jitsu, and Rugby and has been a Fitness Coach for over 10 years. What's Discussed (00:52) Why mastering bodyweight movements should come before lifting (02:56) How machines allow higher intensity and safety without perfect form (04:36) Why workout intensity matters more than how heavy you lift (06:02) The rep ranges that actually support strength and muscle growth (13:40) How group fitness creates consistency through structure and accountability (15:00) Why fitness spaces are replacing bars as social connection hubs (17:56) How padel and running clubs blend movement, community, and lifestyle (22:07) Why pickleball and other “low-impact” sports carry unexpected injury risk Thank you to our sponsors: Rho Nutrition: Try Rho Nutrition today and experience the difference of Liposomal Technology. Use code JEN20for 20% OFF everything at https://rhonutrition.com/discount/jen20. Prolon: Get 30% off sitewide plus a $40 bonus gift when you subscribe to their 5-Day Program! Just visit https://prolonlife.com/JENNIFERCOHEN and use code JENNIFERCOHEN to claim your discount and your bonus gift. Therasage: Head over to therasage.com and use code Be Bold for 15% off  Air Doctor: Go to airdoctorpro.com and use promo code HUSTLE40 for up to $300 off and a 3-year warranty on air purifiers. Magic Mind: Head over to www.magicmind.com/jen and use code Jen at checkout. Momentous: Shop this link and use code Jen for 20% off  Manna Vitality: Visit mannavitality.com and use code JENNIFER20 for 20% off your order  Amp fit is the perfect balance of tech and training, designed for people who do it all and still want to feel strong doing it. Check it out at joinamp.com/jen  Find more from Jen:  Website: https://jennifercohen.com Instagram: http://instagram.com/therealjencohen   Books: https://jennifercohen.com/books Speaking: https://jennifercohen.com/speaking-engagement Find more from Liron Kayvan: Website: http://beyondfitnessla.com  Instagram: http://instagram.com/beyondfitnessla

It's been way too long since Jackie Akerberg (@jackfruitfulkitchen) was on the podcast, and this episode is a true catch-up in every sense of the word. Jackie is a plant-based cook, creator, and community builder who brings joy, honesty, and seriously good food into everything she does.In this conversation, we talk about how Jackie went plant-based and never looked back, how her health completely transformed, and how she's grown an incredibly engaged online community by keeping things real—both in the kitchen and in life. We also get into big life changes, moving across the country, navigating relationships with people who don't eat the same way you do, and why perfection is overrated when it comes to healthy livingAnd of course, we talk food. Squash season. Tofu done right. Tempeh that actually tastes amazing. Smart kitchen shortcuts (yes, including the microwave). If you love cooking—or want to love it more—this episode is packed with practical, doable ideas you'll actually use.This one's about eating well, living well, and meeting yourself where you are.Episode WebpageWatch the Episode on YouTubeLearn More About our 2026 Live PLANTSTRONG Events: https://plantstrong.com/pages/events Apply for a Scholarship to our April 2026 Retreat in Black Mountain, NC: https://forms.gle/wt4rPyKMEDht6HKG7 Let Us Help Your PLANTSTRONG JourneyLearn More About Our Corporate Wellness Program: https://liveplantstrong.com/corporate-wellness/ COMPLEMENT: Use code PLANTSTRONG for 30% off at https://lovecomplement.com/pages/plantstrong-special-offer Follow PLANTSTRONG and Rip Esselstynhttps://plantstrong.com/ https://www.facebook.com/GoPlantstrong https://www.instagram.com/goplantstrong/https://www.instagram.com/ripesselstyn/ Follow the PLANTSTRONG Podcast and Give the Show a 5-star RatingApple PodcastsSpotify

If you have been affected by any of the themes in this episode, please consider visiting the following resources: The Samaritans helpline: 116 123 Refuge domestic abuse helpline: 0808 2000 247 (live chat is also available at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.nationaldahelpline.org.uk/Contact-us⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ *times apply) Safeline domestic abuse helpline: 01926 402 498 Safeline national male survivor helpline: 0808 800 5005 Rape Crisis Helpline: 0808 802 9999 (help is also available at live chat at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://rapecrisis.org.uk/get-help/live-chat-helpline/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ *times apply) Sexual Assault Support Line: 01708 765200 To advertise on the show, contact sales@advertisecast.com or visit https://advertising.libsyn.com/thecriminalmakeup. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Financial mistakes kill farm dreams fast. In this episode, Diego talks about why avoiding debt in your first farming year is essential for long-term success and how smart financial decisions create the foundation for a thriving business.   Subscribe for more content on sustainable farming, market farming tips, and business insights!   Get market farming tools, seeds, and supplies at Modern Grower. Follow Modern Grower:  Instagram  Instagram Listen to other podcasts on the Modern Grower Podcast Network:  Carrot Cashflow  Farm Small Farm Smart  Farm Small Farm Smart Daily  The Growing Microgreens Podcast  The Urban Farmer Podcast  The Rookie Farmer Podcast  In Search of Soil Podcast Check out Diego's books:  Sell Everything You Grow on Amazon   Ready Farmer One on Amazon **** Modern Grower and Diego Footer participate in the Amazon Services LLC. Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

In this episode, your host Kati Whitledge challenges salon and spa owners to rethink how they make decisions in a world full of distractions, pressure, and decision fatigue. She breaks down what "smart decisions" really mean—choices that align with your purpose, passion, and business objectives, and why every decision may not deserve your energy. You'll learn how to slow down impulsive reactions, focus on what truly moves the business forward, and empower your leaders to own decisions in their areas of responsibility. Kati shares a simple but powerful four-question framework you can use for everything from hiring to new services and product offerings. If you want clearer thinking, better leadership, and more confident decisions that actually drive results, this episode is for you. WATCH ON YOUTUBE: https://youtu.be/bi20OMbLgaU   GET MY BOOK! From First Date to Forever; How to Market Like A Matchmaker: https://joinmya.com/from-first-date-to-forever-book    POWERED BY:  JOIN mya! joinmya.com   LET'S CONNECT! BTT Instagram: https://www.instagram.com/beyondthetechnique MYA Instagram: https://www.instagram.com/join_mya/    FOLLOW KATI WHITLEDGE Instagram: https://www.instagram.com/katiwhitledge/ Get my favorite bio-hacking products: CLICK HERE   SPONSORS Join the PBA: https://www.probeauty.org/

The Hume Health Body Pod is the smart health scale Nurse Doza uses daily — at home, in the clinic, and everywhere in between. With 8 multi-frequency sensors and accuracy within 2% of a DEXA scan, it measures 45+ health metrics including muscle mass, visceral fat, bone density, heart rate, and metabolic age in just 3-5 seconds. As discussed in this episode, putting real body composition data in your hands is the key to becoming your own health advocate.

Agile Is Not a Process. It's How Smart Teams Think.Most people think agile is Jira boards, sprints, standups, and sticky notes.Here's the thing.Those are just tools.Agile is a mindset about how work *should* move in a world that refuses to stay predictable.If you've ever worked on a project where requirements changed, deadlines shifted, or priorities flipped overnight, you already know why traditional project management struggles.How to connect with AgileDad:- [website] ⁠https://www.agiledad.com/⁠- [instagram] ⁠https://www.instagram.com/agile_coach/⁠- [facebook] ⁠https://www.facebook.com/RealAgileDad/⁠- [Linkedin] ⁠https://www.linkedin.com/in/leehenson/

In this conversation, Dylan Silver interviews Dean Zuleger, an investor specializing in multifamily housing, particularly workforce housing. They discuss the current trends in the multifamily housing market, the impact of economic factors, and the importance of employer partnerships in determining the viability of housing investments. Dean shares insights on market dynamics, investment strategies, and emerging trends in industrial and tech real estate, emphasizing the need for adaptability in a changing investment landscape.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode of the Real Estate Pros podcast, host Micah Johnson interviews Jeffrey Winick, a seasoned real estate financier with 25 years of experience. They discuss the intricacies of financing for real estate investors, including the importance of understanding both debt and equity, the value of persistence in securing loans, and the common misconceptions that keep potential investors on the sidelines. Jeffrey shares insights on how to navigate the financing landscape, the significance of building relationships, and the necessity of having a solid plan when approaching real estate investments.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Wanna work with us? Schedule a call here: https://go.oncehub.com/bookacall This Is How We Enter a New Lending Market (Steps 1 to 4) - #324 In this episode of the Private Lenders Podcast, Jason and Chris break down exactly how they enter a new lending market, sharing the first 4 proven steps they've used to successfully expand into new metro areas and add millions in loan volume. If you're a private lender or hard money lender thinking about geographic expansion, this episode walks through the marketing, lead flow, and relationship strategies that actually move the needle—before underwriting a single deal.

The Final Furlong Podcast Weekend Betting Guide is back after landing winners at 14/1, 10/1, 7/1 and 5/2 last week. Emmet Kennedy is joined by Andy Newton, George Gorman and Peter Michael to preview every key race from Newbury Racecourse and Warwick Racecourse, with their strongest bets, disagreements and big-price angles across a stacked Saturday card on ITV Racing, Sky Sports Racing and Racing TV. If you're betting this weekend, this is your full roadmap. Feature races covered William Hill Hurdle (Premier Handicap) Can Let It Rain give the Skeltons another big Saturday winner? The team assess the market and the main dangers including All In You, Un Sens A La Vie and Tutti Quanti. Epic Boosts Novices' Hurdle Sober Glory is considered NAP material by two of the panel, with Kadastral and Fantasy World the threats. Kingmaker Novices' Chase (G2) Unbeaten Mambonumberfive steps up in class after an impressive Wayward Lad win. But Steel Ally, smooth-jumping and proven on soft, could make this tactical. Denman Chase (G2) Can L'Homme Presse end Venetia Williams' cold spell? Or does Haiti Couleurs follow the path of Native River and stamp himself a staying chaser to follow? Game Spirit Chase (G2) A key Arkle prep.Lulamba is odds-on and unbeaten over fences. Is he the real deal? Plus Handicap hurdles, veterans' chases and multiple double-figure selections the market may have missed. This week's bets • Multiple NAPs • Strong handicap angles • Big-price plays • Confident opinions across all seven races

Just like cooking, you can have good intentions and still ruin the meal if you skip steps or ignore the recipe. This series unpacks God's design for relationships and warns what happens when we rush, substitute, or take control ourselves.When you don't follow God's plan for dating and marriage, you're cooked

Have you ever been offered financial help that sounds generous… but you're worried if it comes with strings attached. This week’s Friday Drinks dives into one of those emotionally loaded money decisions: whether to let your parents go guarantor so you can get into the property market sooner, when you’re already worried about boundaries and control. We unpack what a guarantor loan really means (and what it doesn’t), why the 20% deposit rule isn’t as rigid as people think, and how to weigh financial opportunity against mental health. Then we answer a dilemma from a community member that needs surgery that needs to be privately funded, so we put all her options on the table from taking the money out of super to upping her private health and even whether it's something you can get a loan for.... with the pros and cons to consider for each of course. Add in money wins, broke tips, and a very honest chat about how we actually manage work life balance, and this ep is the perfect mis clarity, validation, and plenty of Friday chaos. Need the team’s take on your money dilemma? Send us a voicemail here.Or if it's more of a spicy money drama and you want the communities verdict? Slide into our DMs here.NEW HERE?: Take our Money Personality Quiz and we will send you free resources based on how YOU actually manage money here. Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here. Join our 400K+ She's on the Money community in our Facebook Group and on Instagram. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.

What happens when you get everything you thought would finally make you feel okay… and it doesn't?Anthony Spark grew up in chaos, learned independence early, and chased financial freedom with relentless focus. He did what so many people are told will fix everything: worked harder, made more money, built businesses, climbed the mountain. And then he discovered something he didn't expect. Success doesn't save you from yourself.As a child, Anthony witnessed the challenges of a single-parent household and the consequences of generational dysfunction. From his mother, he learned independence and personal responsibility. She made it clear that actions have consequences. You handle your own stuff. You clean up your own messes. That foundation taught him self-reliance early and shaped his drive to stand on his own two feet rather than wait to be rescued.His father struggled with addiction, incarceration, and emotional instability. But even through that, Anthony heard a consistent message: you'll be better than me.As Anthony set out on his own path to financial independence, He achieved great success but also discovered that winning the so-called “game” didn't fill the void he felt inside. He felt so much tension between striving for success and accepting oneself as “enough.” When his business became his mistress, he almost lost his marriage.Through counseling, he learned true success requires presence, vulnerability, and emotional intimacy. And that genuine happiness is cultivated through loving relationships, inner peace, and staying committed to personal values, even as you pursue ambitious goals.This was his reckoning. Then came his reinvention.If you're leading a team that looks productive on the surface but feels fractured, exhausted, or misaligned underneath, this conversation will hit close to home. It's for leaders who know that performance problems are rarely about strategy alone and are ready to address the human dynamics that drive trust, clarity, and momentum.HYPE SONG:Anthony's Playlist https://open.spotify.com/playlist/37i9dQZF1EptZxSk8ZSptt?RESOURCES:Anthony's websites: https://sparkachangecoaching.com/https://extraordinaryexcellence.com/https://phoenixevolution.co/LinkedIn: https://www.linkedin.com/in/anthonykspark/Facebook: https://www.facebook.com/mr.anthony.sparkInstagram: https://www.instagram.com/a_spark_is_born/Invitation from Lori:This episode is sponsored by Zen Rabbit. Smart leaders know trust is the backbone of a thriving workplace, and in today's hybrid whirlwind, it doesn't grow from quarterly updates or

Entrepreneurship gets lonely fast when you try to do it by yourself. I've watched it happen over and over. Smart, capable people stall out not because they're bad at business, but because they're carrying everything alone. In this episode, Lori and I talk about why growth requires accountability, shared standards, and people who won't let you drift. We break down how being in the right room accelerates decisions, sharpens execution, and keeps you in the game when things get hard. Get ready to rethink how much further you could go with the right people around you.   HIGHLIGHTS The 3 things every high-performing business owner needs to succeed. The surprising stats behind goal completion when you don't go it alone. What pickleball taught me about accelerated learning and business growth. The difference between a business owner and being "the service". How mentors, peers, and masterminds raise your standards automatically. Why isolation isn't neutral and the 26% risk you don't know about.   RESOURCES Apply for the Elite Entrepreneur Mastermind HERE! Join the most supportive mastermind on the internet - the Mentor Collective Mastermind! Make More Sales in the next 90 days - GET THE BLUEPRINT HERE! Check out upcoming events + Masterminds: chrisharder.me Text DAILY to 310-421-0416 to get daily Money Mantras to boost your day.   FOLLOW Chris: @chriswharder Lori: @loriharder Frello: @frello_app

In this episode of the Healthy, Wealthy and Smart podcast, Dr. Karen Litzy interviews Dr. Aisha Akpabio D.D.S., a Detroit-based dentist and entrepreneur. They discuss the challenges and triumphs of being a female healthcare provider while running a business. Dr. Akpabio shares her journey from employee to owner of her own dental practice, the importance of design in healthcare, and the significance of representation in the field. They also address the balance between delivering high-quality care and managing business aspects, as well as the importance of self-care for longevity in the profession.   Takeaways   ·      It takes courage to bring people together in healthcare. ·      Transitioning from employee to entrepreneur requires a mindset shift. ·      Business education in dental school is minimal. ·      Delivering exceptional care justifies pricing. ·      Patients appreciate a personal touch over corporate practices. ·      Design can significantly impact patient experience. ·      Representation in healthcare matters for community trust. ·      Self-care is essential for longevity in the profession. ·      Balancing work and personal life is crucial. ·      Living in the moment is important for personal growth.   Chapters   ·      00:00 Introduction to Female Healthcare Entrepreneurship ·      02:58 Dr. Aisha Akpabio's Journey and Practice ·      05:51 Transitioning from Dentist to Entrepreneur ·      08:41 Navigating Healthcare Pricing and Value ·      12:05 Competing with Corporate Dental Practices ·      12:57 The Importance of Design in Healthcare ·      16:49 Legacy and Representation in Dentistry ·      20:02 Self-Care and Longevity in Dentistry   More About Dr. Akpabio:  Dr. Aisha Akpabio D.D.S. is a Detroit-based dentist, entrepreneur, and community advocate dedicated to smiles and systems of care. As the founder of Diamond Smiles Dentistry, she is redefining what it means to build a thriving dental practice rooted in wellness, accessibility, and neighborhood revitalization. A graduate of the Goldman Sachs 10,000 Small Business program, she leads with vision and heart, creating opportunities for growth in underserved communities while mentoring the next generation of healthcare professionals. Beyond dentistry, she is passionate about wellness, motherhood, and empowering others to build healthy, wealthy, and purpose-driven lives.   Resources from this Episode: Diamond Smiles Dentistry Website Instagram- Diamond Smiles Dentistry Facebook - Diamond Smiles Dentistry   Jane Sponsorship Information: Book a one-on-one demo here Mention the code LITZY1MO for a free month   Follow Dr. Karen Litzy on Social Media: Karen's Instagram Karen's LinkedIn   Subscribe to Healthy, Wealthy & Smart: YouTube Website Apple Podcast Spotify SoundCloud Stitcher iHeart Radio

This episode reveals the major CPA shortage happening right now and why it matters for business owners. You'll learn why so many CPAs are retiring, why new graduates are leaving the profession, and how this creates real problems for anyone who relies on basic tax prep. We talk about the difference between compliance and tax planning, and why tax savings come from strategy—not old-school accounting. You'll hear real stories of business owners who saved tens of thousands once they stopped relying on outdated firms. This episode shows you what to look for in a tax partner and why getting help now can protect your business and your money. Listen to learn how to keep more of what you earn before it's too late.   Next Steps:

Ready to churn less and win more?

Smart wins, again.    To advertise on our podcast, please reach out to sales@advertisecast.com or visit https://www.advertisecast.com/TheJeffWardShow

Is modern quarterback development actually hurting college football? In this episode of The Player & The Fan, we dig into how year-round QB camps, seven-on-seven culture, and highlight-driven high school systems are producing quarterbacks who look polished early—but struggle when the game speeds up in college.We also tackle why Chris isn't panicking about Michigan football's tough 2026 schedule. From roster construction to culture, we break down why adversity might actually be the point—and why real programs don't duck smoke.And yes… we have to talk about Michigan basketball. The close games. The blown leads. The emotional whiplash. The shared PTSD of being all-in every possession and never fully comfortable. If you've ever loved Michigan hoops, you already know.Smart debate. Real perspective. Player insight meets fan emotion. That's The Player & The Fan.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The New York Jets have hired Frank Reich as their new Offensive Coordinator, and the debate is ON. Is this the veteran presence the Jets offense desperately needs—or another recycled hire that won't move the needle? On today's episode of Gang's All Here, we break down: Why the Jets chose Frank Reich What his offense could look like in New York How this impacts Aaron Rodgers and the rest of the offense Whether this move signals stability—or desperation Jets fans, sound off in the comments. Is Frank Reich the right hire, or are the Jets stuck in the same old cycle? Timecodes*** 0:00 Intro 2:00 Frank Reich Hired as Jets OC 8:22 Reich picking the new QB? 12:00 Wink Martindale & Darren Mougey Rumors 18:00 Woody Johnson's Influence 21:00 Kirk Cousins Connection 26:20 Reich Likes the Jets Offense 31:00 Kyler Murray to the Jets? 39:00 Filling out the Rest of Offensive Staff 42:30 Super Bowl & Sam Darnold

In this episode of the Real Estate Pros podcast, host Micah Johnson interviews Spencer Hilligoss, who shares his journey from a tech career to becoming a successful real estate investor. Spencer discusses the importance of intentionality in real estate, the significance of understanding market cycles, and the necessity of vetting sponsors through a structured framework. He emphasizes the role of communication and values in real estate partnerships and highlights the importance of long-term thinking and problem-solving in navigating challenges in the industry.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Emmet Kennedy is joined by Jaime Wrenn and leading bloodstock agent Tom Malone to unpack an epic Dublin Racing Festival and, more importantly, what it means for Cheltenham Festival. Gold Cup division Fact To File produces a monster performance in the Irish Gold Cup, leading home a Willie Mullins 1-2-3. Now the big question:

In this episode, I speak with Michael Thorne, award-winning Canadian real estate innovator and AI educator, about how agents should really be using AI. Michael explains why AI should streamline low-value tasks, elevate expertise, and push agents closer to their clients rather than replacing human connection. The conversation covers digital departments, custom instructions, NotebookLM, Perplexity, and practical ways agents can reclaim time, improve creativity, and future-proof their businesses. Resources Mentioned ChatGPT - Used for custom instructions, projects, digital departments, brainstorming, and voice-based market insights. NotebookLM - Referenced extensively for organizing HOA documents, market data, blogs, and turning knowledge into podcasts, mind maps, and summaries. Perplexity - Used as a research-first alternative to Google for fast, source-based answers. Custom Instructions and Projects - Used to create digital departments such as marketing, content creation, data analysis, and client care, each with its own "digital employee." Advanced Voice Mode in ChatGPT - Used to capture spoken expertise, interview the agent as a market expert, and convert conversations into blogs and marketing content. Books Mentioned Creativity Inc. by Ed Catmull - Recommended for developing creative thinking as a core business skill. Growing Up Lillooet by Terry Thorne - Personal recommendation reflecting values, perspective, and creativity. Guest: Michael Thorne Website - https://www.tmbrealestate.com/ourteam?wmTabs=michael   Host: Rajeev Sajja Website: http://www.realestateaiflash.com Facebook: https://www.facebook.com/rsajja  Instagram: http://www.instagram.com/rajeev_sajja LinkedIn: http://www.linkedIn.com/in/rsajja Resources:  AI Playbook - http://www.realestateaiflash.com  Join our Instagram Real Estate AI Insiders Channel - https://ig.me/j/AbZCJG37DqBPPtxi/ Subscribe to our weekly AI Newsletter: https://realestateai-flash.beehiiv.com/subscribe   

Slava Rubin and Adam Katz discuss their predictions for 2026 in private markets, covering pre-IPO startups, art & collectibles, crypto, and real estate. They discuss the potential resurgence of IPOs, the rebound in the art market, the volatility expected in the crypto landscape, and why 2026 will be a good year for real estate investing. The conversation highlights key investment strategies and trends to watch in the coming year across the four asset classes.

This episode features a pre-recorded live webinar from SDC.com, the leading global platform for ethically non-monogamous dating and education. In Date Smart, Play Safe: Boundaries That Turn You On, Eve Hall breaks down how to communicate desires, boundaries, and safer-sex practices with confidence, respect, and sexual ease. Created for individuals and couples in the lifestyle, this interactive session reframes safety as sexy, consent as arousal, and communication as foreplay, offering practical tools for trust, connection, and better sex. Clear communication of yeses and nos without killing desire Making boundaries feel confident, sexy, and empowering Handling rejection respectfully in dating and lifestyle spaces STI education, including oral transmission risks Why consent, clarity, and curiosity increase attraction Discussing fantasies, kinks, and porn without pressure Safer sex strategies for ethically non-monogamous relationships Topics Covered Sexual boundaries and consent Safer sex vs. “safe sex” STI awareness and testing Ethical non-monogamy communication Fantasies, kinks, and desire-based conversations Rejection, respect, and community culture Body confidence and sexual empowerment Episode MentionedMen's Sexual Health, Nocturnal Erections & Heart Health Guest: Dr. Elliot Justin Eve speaks with Dr. Elliot Justin about the link between erectile function and cardiovascular health, introducing smart ring technology that tracks nocturnal erections, a key indicator of overall health. Fewer than three nightly erections may signal increased cardiovascular risk. How to Connect with Eve & Please Me Websitehttps://pleaseme.online Social Media & Contacthttps://pleaseme.online/contacts Substack Newsletterhttps://pleaseme.substack.com Patreon – Ad-Free Episodes & Bonus Contenthttps://patreon.com/PleaseMePodcast Be a Guest on Please Mehttps://www.podmatch.com/hostdetailpreview/beaguestonpleasemepodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

Smart strategies can reduce schedule clutterSee omnystudio.com/listener for privacy information.

The New York Giants officially land on Matt Nagy as their next offensive coordinator, and the reaction is exactly what you would expect. After Todd Monken heads to Cleveland, John Harbaugh pivots to Plan B, bypassing names like Kliff Kingsbury and Charlie Weis Jr. and choosing experience over mystery. The crew breaks down why Giants fans are already uneasy, where the criticism of Nagy actually comes from, and why the surface-level stats do not tell the full story of his time in Kansas City or Chicago. Is this really a boring hire, or just a familiar one for a fanbase conditioned to expect disappointment? The conversation then swings to Florham Park, where the New York Jets continue their own coordinator search. Frank Reich, Greg Roman, and Darrell Bevell are on the board, and the guys rank the candidates while unpacking what Aaron Glenn actually needs right now. Giants optimism, Jets uncertainty, and a reminder that sometimes the loudest reactions come from the least informed places.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2891: Reid Peterson offers a compassionate take on why traditional SMART goals often fall short during the grieving process. Instead of pushing for progress, he encourages a more intuitive approach, like creating a personal sanctuary, to allow emotions to be safely processed without pressure or timelines. Read along with the original article(s) here: https://griefrefuge.medium.com/how-goals-and-intentions-help-with-grief-81abeafd805d Quotes to ponder: "Most people impacted by grief say that Smart goals don't work so well. They feel so much pressure to move on too quickly." "Your grief process is unique and the last thing you want to do is put more pressure on yourself, feel overwhelmed, and then feel stuck in your grief." "Essentially, you're dosing your grief. It's a focused time to grieve and mourn. It's also limited."

Revenue doesn't grow by accident — it grows by intention. In this clip from The Abundance Mindset, Vinney Chopra breaks down why his businesses succeed where others stall. After building and operating over 30 businesses across real estate and hospitality, Vinney explains that success comes from treating assets like businesses — not trophies. Gualter Amarelo highlights how small revenue levers, when executed consistently, compound into massive results. From charging for underused parking to pricing based on experience, the lesson is simple: if you don't design revenue, you don't get it. And culture plays a major role — because how your team communicates value matters just as much as what you charge.

In this episode of the IoT For All Podcast, David Stanton, CEO and co-founder of Reelables, joins Ryan Chacon to discuss how smart labels are transforming the supply chain. The conversation covers the current state of the supply chain industry, the challenges of data quality, why data still flows across supply chains by email, how smart labels compare to barcodes, computer vision, and drones for tracking assets, passive vs active smart labels, cargo tracking, and the future of the supply chain.David Stanton is the CEO and co-founder of Reelables. Under his leadership, Reelables has pioneered mass production of flexible, battery-powered smart labels. In 2025, David guided the company to raise a $10.4 million Series A round, fueling expansion of its manufacturing capabilities and scale-up plans targeting the production of up to 100 million smart labels per year. Prior to Reelables, David was CTO of Nattr and held senior technology roles at AND Digital and Drayson Technologies.Reelables brings a manufacturing process for producing smart labels at scale, enabling large-scale deployment of IoT technologies and enhancing supply chain visibility. Reelables makes the first and only printable smart label for tracking cargo and inventory. It is the first company to achieve mass production of a brand-new category of thin film, wireless smart labels with coated batteries that are flexible enough to be printed on in off-the-shelf barcode printers and fully disposable after use.Offering both paper-thin Bluetooth and 5G smart labels, Reelables automates supply chain and logistics visibility at scale for logistics providers, retailers, and manufacturers, providing exact shipment location and inventory counts for each item without the need to manually scan barcodes or read RFIDs. Its ability to track shipments and inventory at the item level helps companies reduce theft and loss and increase accountability.Discover more about IoT and supply chain at https://www.iotforall.comFind IoT solutions: https://marketplace.iotforall.comMore about Reelables: https://reelables.comConnect with David: https://www.linkedin.com/in/david-l-stanton/Subscribe on YouTube: https://bit.ly/2NlcEwmJoin Our Newsletter: https://newsletter.iotforall.comFollow Us on Social: https://linktr.ee/iot4all

Coaches are consuming more content than ever—books, podcasts, trainings—and yet many still freeze on calls, overthink what to say next, or default to advice-giving when clients get emotional or stuck. In this episode of The Art and Skill of Coaching, I name the skill gap most coaches feel but can't articulate: the gap between knowing coaching concepts and being able to execute them cleanly in real time. I'm joined by Cat—ASC graduate, peer coach, and collaborator inside The Art & Skill of Coaching—who helps break down why content consumption doesn't create mastery, and what actually makes coaching skills stick. We discuss: Why freezing on calls isn't a confidence or motivation problem—it's a training problem The difference between understanding coaching theory and being able to coach live Why mastery is an embodied skill (and how therapists and elite performers are actually trained) Inside the new ASC Intervention Library and how it teaches coaches how to coach, not just what to know If you've ever thought, "I know this… why can't I do it on a call?"—this episode will make it click.   Learn more about The Art & Skill of Coaching certification: https://www.jessicademarchis.com/the-art-skill-of-coaching   ASC Waitlist:  https://purple-lion-72607.myflodesk.com/ascwaitlist    Stay in Touch: www.jessicademarchis.com IG @jess_demarchis_coaching   The Coach Skill Audit: https://purple-lion-72607.myflodesk.com/coachskillaudit    Coach Question of the Week: https://purple-lion-72607.myflodesk.com/agcj1mr1y3    Catherine's IG: @cat_farrell_lifecoach   Why Intuition Isn't Coaching: How to Spot and Stop Projection in Sessions (Episode 181): https://podcasts.apple.com/us/podcast/the-art-skill-of-coaching/id1612960277?i=1000719596313  

Send us a textNo guest tonight which means we have a bunch of things to catch up on. We will chat about the current happenings of the day, playing some relevant sound bites and taking your calls later in the show. Call in 248-238-8155.SUPPORTBuy Me A Coffee http://buymeacoffee.com/DangerousinfopodcastSubscribeStar http://bit.ly/42Y0qM8Super Chat Tip https://bit.ly/42W7iZHBuzzsprout https://bit.ly/3m50hFTPaypal http://bit.ly/3Gv3ZjpPatreon http://bit.ly/3G3Visit our affiliate, GrubTerra to get 20% off your next order of pet treats: https://bit.ly/436YLVZSupport the show using Buy Me A Coffee: https://buymeacoffee.com/dangerousinfopodcast SMART is the acronym that was created by technocrats that have setup the "internet of things" that will eventually enslave humanity to their needs. Support the showLeave Voicemail: https://www.speakpipe.com/DangerousInfoWebsite https://www.dangerousinfopodcast.com/Discord chatroom: https://discord.gg/8feGHQQmwgEmail the show dangerousinfopodcast@protonmail.comJoin mailing list http://bit.ly/3Kku5Yt GrubTerra Pet Treats https://bit.ly/436YLVZ Watch LiveYouTube https://www.youtube.com/@DANGEROUSINFOPODCASTRumble https://bit.ly/4q1Mg7Z Twitch https://www.twitch.tv/dangerousinfopodcastPilled.net https://pilled.net/profile/144176BitChute: https://www.bitchute.com/channel/egnticQyZgxD Instagram https://www.instagram.com/dangerousinfo/TwitterX https://twitter.com/jaymz_jesseYouTube https://bit.ly/436VExnFacebook https://bit.ly/4gZbjVa Send stuff: Jesse Jaymz, PO Box 541, Clarkston, MI 48347

A snowstorm shuts down a city, a systems failure brings operations to a halt, or a major campaign gift suddenly falls apart. Moments like these reveal how strong a nonprofit's donor relationships really are.In this episode of All About Capital Campaigns, host Amy Eisenstein is joined by Capital Campaign Pro co founder Andrea Kihlstedt to explore how nonprofit leaders can engage donors as true partners during moments of uncertainty, urgency, and high stakes decision making. Drawing from real world examples ranging from weather emergencies to immigration enforcement disruptions to internal system failures, Amy and Andrea share practical guidance on how leaders can communicate clearly, think strategically, and strengthen donor trust when circumstances change fast.The conversation begins with external crises that affect entire communities, such as severe weather events or sudden policy actions that disrupt daily life. Amy and Andrea discuss how these moments create natural opportunities to reach out to major donors with care, transparency, and purpose. They explain why timely phone calls often matter more than broad email messages, and how early communication helps donors feel informed, valued, and connected to the organization's thinking.Listeners will hear how involving donors does not always mean asking for advice. Sometimes it means sharing decisions before they become public. Sometimes it means checking in personally to see how a donor is doing. Other times it means inviting a small group of trusted supporters to help think through options, risks, and tradeoffs. Amy and Andrea emphasize that discernment matters, since every donor plays a different role.The episode then turns to internal crises, including technology failures, data disruptions, leadership challenges, and reputational threats. Amy and Andrea speak candidly about their own experience when Capital Campaign Pro faced a complete systems outage, and how that experience highlighted the value of contingency planning and donor expertise. They explain why transparency builds confidence over time and how reaching out to donors with relevant experience can lead to stronger solutions and better preparedness.The discussion also connects these ideas directly to capital campaigns. Amy and Andrea walk through scenarios that campaign leaders fear most, including a lead gift that collapses late in the process or a project that suddenly becomes unviable. They outline how early communication, scenario planning, and thoughtful donor engagement can help organizations respond with clarity rather than panic.Throughout the episode, the message remains consistent. Donors want to feel like partners, especially during moments that matter. When nonprofit leaders communicate early, think ahead, and invite the right people into the conversation, crises often become turning points that deepen relationships and strengthen campaigns.This episode offers nonprofit executives, development professionals, and campaign leaders practical insight into building donor relationships that hold steady when plans change and decisions carry real weight.

Send us a textThis episode closes out the Attributes Series with the one that ties everything together: problem solving. Aaron and Peaches break down what instructors are actually evaluating when they give you impossible tasks, incomplete information, and artificial stress. You're not expected to find perfect answers—you're expected to make a decision, communicate it, accept risk, and move. From paralysis by analysis to five-breath resets, triage thinking, and real-world examples from combat, medicine, and selection, this is a practical blueprint for building a decision-making algorithm you can rely on when things are chaotic. Smart doesn't win. Decisive does.⏱️ Timestamps: 00:00 Ones Ready intro and why problem solving matters 02:05 Attributes-based selection and raw materials 04:20 Why you're set up to fail on purpose 07:00 Paralysis by analysis explained 09:30 80% solutions and accepting risk 12:10 Five-breath reset and emotional control 15:00 Platoon leader course decision drills 18:20 Triage thinking and prioritization 21:30 Communication, stress, and fitness interplay 25:00 Algorithms beat improvisation 28:40 Jiu-jitsu, reps, and problem solving under pressure 32:30 Final charge: decide and drive on

Keith shares how a recent trip to Colorado Springs and a changing commission landscape reveal what really matters for real estate investors now From there, the show dives into the three levers investors truly control—leverage, operations, and relationships—before welcoming lender Caeli Ridge to break down the major mortgage options for investors. You'll hear how different loan types fit different strategies: from your first conventional "golden ticket" loans, to DSCR loans based on property income, to short-term fix-and-flip and bridge loans that prioritize speed and flexibility.  The episode then moves into how more advanced investors can scale beyond 10 doors, navigate debt-to-income and tax strategy, and even approach financing for short-term rentals—all while highlighting why having the right lending partner and long-term plan can make a big difference to your results. Episode Page: GetRichEducation.com/591 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold with new ways to think about your life through goals momentum in the real estate market. Then learn about various mortgage loan types, conventional DSCR, fix and flip, bridge loans, short term rental loans and more. Knowing which loans to use can save you millions and learn the fatal mortgage mistakes you must avoid today on get rich education.   Corey Coates  0:29   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads and 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Speaker 1  1:14   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:30   Welcome to GRE from Winnebago, Minnesota to Winnipeg, Manitoba, and across 188 nations worldwide. I'm Keith Weinhold, and you're listening to get rich education, the voice of real estate investing since 2014 before we get into the mortgage discussion, where we'll discuss five or 10 different investor loan types and their various pros and cons, which could save you millions over the course of your life. I shared with you that I traveled to Colorado A couple weeks ago, for a goals retreat hosted by the real estate guys, top notch event, I spent extra time there in Colorado Springs, because I find it really livable, and I spent five hours with a local realtor there, one day out and about visiting properties in the area I'm potentially looking for a home or a second home. And by the way, how is this for a price range? The realtor wanted to know what my Buy Box is, and since I'm just learning the Colorado Springs market, I told him I'm willing to spend between 400k and 1.2 million on the property, yeah, pretty wide range, a mile wide. Fortunately, my other Buy Box criteria are more narrow and specific, and I have got to say, I'm surprised at how low the area's home prices are. I thought they'd be higher. Interestingly, before touring homes, my buyer agent wanted me to sign a six month exclusive representation agreement. Fair enough, that's standard stuff. It was on the agreement, though, that I as the buyer pay a 3% commission up on the purchase, and the seller would presumably pay the other 3% to make up that total 6% commission for the agent compensation. Well, historically, the seller paid the entire 6% and this, of course, goes back to the NAR settlement, and that ruling that became effective in August of 2024 you probably remember this, and I talked about it on the show back then, and how it's not really that big of a deal, especially to investors like us, because at GRE marketplace and with our GRE investment coaching, it's a direct model. There's zero commission on either side, and then you, in turn, get some of those savings, but out in the larger world and in the owner occupant world. Well, that rule change that started a year and a half ago. It means that sellers are no longer required to pay the buyer's agent. Instead, the fee is now negotiable between buyers and their agent. The other change is that property listings no longer display the buyer agent's commission offer. But here's what's interesting in practice, and what really ends up happening in the end, in most cases, is that the seller still pays the full commission and compensates both agents that full 6% sometimes it's 5% instead of six buyers and buyer agents, they still operate under the seller pays. And that's largely because that has just been the norm. It's what's seemingly always been done. It's what buyers are used to. And the reason that that often persists. Is because the seller is the party in the transaction that has that thick equity in the property, deep equity, and buyers are the ones often just trying to scrape together whatever they can for a down payment and closing costs. Buyers are not going to be able to come up with another 15k for an agent commission when they're buying a 500k property, that's 3% especially today, this is true because American homeowners the seller then still have record equity positions of about 300k an all time high. Nearly half of mortgaged homes are considered equity rich. What does equity rich mean? It means that the loan balance is less than half of the home's value, yeah, the seller has the means to pay the full commission. So the point is, in practice, the seller, yeah, still pays that full five to 6% commission in the overwhelming majority of cases, and the buyer pays nothing. And if that does change, it's going to take a long time. You know, a lot of these evanescent real estate stories that people think are going to have some seismic impact. It rarely does, like this erstwhile NAR ruling or the 50 year mortgage proposal or banning big institutions for buying more single family rentals. You know, this stuff is like one little baseball sized asteroid striking an entire planet. I mean, it's like a barely discernible impact. Real estate is anchored in one place like Jabba the Hut. It is solid. These stories are interesting, but they're not impactful.   Keith Weinhold  6:52   Instead, I've mentioned it before. What are three things you control in real estate that really matter. And these are evergreen things. First, it's, how many dollars are you leveraging? That's where your wealth is going to come from. In fact, we're going to discuss that today with mortgage loan types. Second, what's the efficiency of operations on your existing properties? And thirdly, what is the quality of your relationships? And actually, we're addressing the third one today too, talking to a lender that you could make part of your team. You can control these three things. They're unyielding, they're evergreen, they're long term, and they all have gratitas and impact those three things, leverage operations and relationships. Now my agent drops me off and picks me up from my hotel here at the Broadmoor in Colorado Springs. This was also the event hotel for the goals retreat. I just extended my stay to hang out in the area. Look at real estate, do some climbing on Pikes Peak. Pro tip for you on hotel room rates, talk to a human being before I booked my stay, I called the front desk and asked them if they could extend the attractive event room rate to more nights on my extended stay. And they agreed. You might have heard of the Broadmoor. It is well known. It's been here for more than 100 years, and it is such a fine place to stay. Let me tell you about this special piece of real estate. In fact, I've thought it through, and I will now hereby proclaim that it is the finest us hotel experience that I've ever had in my life. I say us because I stayed at an amazing place in Dubai. But what makes the Broadmoor stand alone? It's the details and the service. A lot of hotels are nice, but this is on a different level. And I don't say this to brag, and this is because you probably can afford to stay here, yeah, like I have. You might have paid more elsewhere in your life for a lesser hotel, although I am here in the low seasons. Okay, now, sure, you've got views of the Rockies and a man made lake and waterfall and even a beautiful chandelier in my hotel room. The thing that sets it apart, though, is you have this service that feels old world and not corporate. That's what makes the difference. The Broadmoor is horse themed, since horses are a symbol of the American West. There are about 800 rooms here. It's kind of like a self contained adult Disneyland championship golf courses, a world class spa, even an outdoor lap swimming pool like that has lanes that I swam in one morning for. Fine dining, casual dining, access to hiking, fly fishing, even falconry, zip lines, tennis, pickleball pools. Take the cog railway to the Pikes Peak, Summit. Okay. Now, other nice hotels have attractions that are sort of like that, but when I rave about the service, it's the little things they are knocking on my door before 10am to come in and clean the room. And you know how so commonly, when you first check into your hotel room and you look in the closet, there are not enough clothing hangers, and they're all like stupidly mismatched. These all match. They're all nice wood, and there are plenty of them. So I'm talking about these details. I'm telling you. I had dinner at one of the broadmoor's restaurants the other night. I just happened to take a close look at the tag on the napkin. Sure enough, it is made in Italy. I mean, jeez, no detail is overlooked at this stellar place. In fact, here's what I'll do. You know, I'll just completely stop my Colorado Springs home search right now. Instead, I'm going to stop down by the Broadmoor front desk, tell him to give me some moving boxes, because I'm moving into the Broadmoor and I'll be here for the next decade. Start forwarding my mail here and everything. And hey, at least I was courteous enough to give them notice. I can't stay here too long, or my standards will be rising faster than my net worth. Yeah, yeah. Can't go to sleep with a mint on your pillow every night, I suppose.    Keith Weinhold  11:38   Now, the reason I came here now is to attend that aforementioned goals retreat, and let me take all the time and all the resources that I put into being here and distill them into just a few of the most salient takeaways for you. Goals should be smart, strategic, measurable, actionable, relevant and time based, they must be written down. Now, how would you describe yourself to somebody else that didn't know who you were? Write that down next. What do you think your reputation is? How would others describe you? Write that down now that you can see how you describe yourself and how others describe you, you can see that there's a gap there. That gap is what you need to work on. I learned that goal should be written in the present tense, not the future tense. I did not know that before. For example, say it is January 1, 2035, and I own $5 million in rental property. That's an example of how you would do that. So take future events and write them in the present tense. Other questions at the goals retreat that got really introspective are, what are you really going to do with your life? And write down that answer. Sheesh, that is tough. And if you think that's a hard question for you to ask of yourself, the next one is even harder. It's simply why? Why is that where you're going with your life? And then write that down? I mean, would you answer questions like this for yourself? And you really think about it, that can occupy a new segment of your entire headspace. It is a big cognitive load, and a last one to leave you with is to dream not just big, but gigantic. Get it out there, write down a dream that interests you, but it's so grandiose that you're actually embarrassed to tell someone about this stretch dream, for example, for me, it's the first person to walk on another planet. No human has ever done that, and this would most likely happen on Mars. See, this is so grand that is sort of embarrassing for me to even share that with you. It almost makes you sound Loony, like I would have to learn so many new skills to travel to and walk on Mars. But you should write down a bunch of other goals too. You're sort of brainstorming on goals, attainable goals. Recall that is the A in the SMART goals acronym, you want to write down a bunch of attainable ones, not just that stretch one. So for attainable ones, one of them is for me to become the highest man on earth. To give you an example. And I attempted that goal two years ago, and I failed. I told you about that at that time. But see now, compared to my embarrassing stretch goal of walking on Mars, the highest man on earth feels attainable, I know what it takes to achieve it, and it's worth doing, ah, but it's a grind to get there, yet it would be worth it. Those are some quick take. Ways from the real estate guys goals retreat while on stage the event host Robert helms he took a minute respite from the goals material, and he recognized the fact that, as he calls it, the four OG real estate podcasters are all in the same room. One of them is helms himself, and now I feel like the other three are all older and doing it longer than me. I was one of the four that he mentioned. But you know, there is only one podcast that was mentioned from stage, and that is that Robert helms told the audience that they should be listening to the get rich education podcast. That was a nice thing to say, and he is always a gracious giver.   Keith Weinhold  15:45   Next, we're talking about four major loan types, conventional DSCR, fix and flip and then bridge loans. When we discuss the first two parts of it could sound repetitive, but you'll see why we do this, because then you'll be able to compare it to nichey loan types that we discuss, for example, the speed of a bridge loan, where you can get funded in just one week, compared to a slower conventional loan. The mortgage landscape changes. I still remember how in 2012 we had still somewhat freshly emerged from the global financial crisis, and back then, you could only get four conventional loans, four rental properties, not 10 like you can today, 20 married. So get your loans while you can, you probably won't always be able to get 10 loans. We'll start with loan types that are more for beginners, and then we'll get to advanced material. Let's welcome back one of our favorite recurring guests.   Keith Weinhold  16:54   You can make millions more throughout your life by understanding mortgage loans. This is key, and today it's the return of the woman that's created more financial freedom through real estate than any other lender in the entire nation, because she's the president of ridge lender group. Hey, it's time for a big welcome back to the incomparable, yet somehow still so approachable Chaley Ridge   Caeli Ridge  17:16   my Keith, thank you for having me. I love being here. I love what you're doing. It's my pleasure, sir.   Keith Weinhold  17:23   And our followers, our listeners, have been approaching you since 2015 you're one of the longest running guests, truly one of the OGS around here at GRE and now Caeli, before we discuss loan types. You know, we don't really talk politics on this show rather policies, and we're in the midst of a presidential administration that often, in the name of the word affordability, is trying to supremely shake things up in the housing market. Help us dissect what matters and what won't.   Caeli Ridge  17:58   I have found that at least as it relates to current administration, whoever that might be, I wait for the buzzwords or the taglines to become the actual policy. Like you said, That's a good point in this case. You know, you've got things floating around, like the 50 year mortgage cutting off the hedge fund guys and that kind of thing. Whether or not, those things come to fruition. I'm happy to give my opinion on them. I do not think that it's going to move the needle much for the people that you and I serve with regard to I mean, just taking them one at a time, I don't think that the 50 year is going to come to fruition. Just first and foremost, if it did do, I think it would be a good idea for a homeowner, probably not, but for an investor, maybe if there's some way that we can keep our payment lower, given the maturity date of a mortgage for an investment property is usually about five years. I mean, I know that this is a 30 year fixed mortgage, but statistically speaking, the average shelf life of a non owner occupied mortgage is about five years. So getting a 50 year amortization, if that were going to reduce the payment, I don't think is a bad thing for an investor, however, and this may get a little bit technical for the listeners, so I apologize in advance if we were to go to a 50 Year am the adjustments, something called, and you and I have talked about this before, something called an llpa, that stands for loan level price adjustment, I think would be such that it could end up defeating the purpose of having the longer term amortization, because I think the interest rates would be higher and I think they may offset so that was a long way to say. One, I don't think it's going to happen. I don't think it's actually going to get to its final resting place. And two, would it be a good idea for investors, yeah, I think it would be worth considering if it kept the payment lower. Okay, that's that as the other piece to cutting off the hedge funds, the big, you know, BlackRock, some of the big players, and giving them access to the residential housing and first right of infusion or etc, because they've got such deep pockets. You. It's such a small amount to what our individual investors are going to have access to that I don't think that that moves the needle either. So I don't know if I'm answering the question, except to say anything that they're going to tout, I would wait for it to actually become written in stone and pass by the rest of the powers that be before I would get excited about or concerned about any of it.   Keith Weinhold  20:21   This is pretty parallel with what I've been telling our listeners. All these things seem to make splashy news, but I haven't seen anything that's going to make a deep impact yet, whether it's the 50 year mortgage, which probably won't even come to fruition, or if it's doing these mortgage bond buy downs in order to bring more liquidity into the market and bring rates down, or if it sees any of these other things being discussed with these institutional investors, since they already own such a smaller proportion of the housing market than a lot of people think, we'll discuss seasoned real estate investors and their loans shortly, but first for newer real estate investors, you Know, chili, I kind of think of four or more loan types that a beginner should be familiar with. I think of conventional loans, dscrs, fix and flips and then bridge loans, the first one with conventional loans. What are the basics that someone should know?   Caeli Ridge  21:17   So first of all, you should know that there are 10 of these. We call them the golden tickets. I'm pretty sure I coined this, okay, 100 years ago, the golden ticket. We call the conventional aka Fannie Freddie, aka agency. They go by different names, but they all mean the same thing. We call them the golden tickets because it's the highest leverage and typically at the lowest interest rate you can find. Now I do have a hook in our conversation today about that. I'll get we'll get to it. There are 10 of these per qualified individual. So one of the first things that I would tell somebody is, is that if they are a partnership or a husband and wife team, you want to make sure to keep the debt obligation separate, because if you want to maximize these golden tickets, let's just say it's a husband and wife team. You each have, per qualification access to 10, and that includes a primary residence. In fact, let me just take a quick second and define what counts in the 10, because some people get this wrong. So the 10 golden tickets are counted by any residential property, single family, up to four Plex that has a loan on it, where the loan is in the individual name or personally guaranteed by the individual. That's where people get tied up. So if they went out and got a kind of more of a commercial type loan, that was in an LLC name, for example, but they signed a personal guarantee, per Fannie Freddie guidelines, that particular mortgage is going to count against the 10. So those would be some of the first pieces of news or detail I would give them about conventional    Keith Weinhold  22:40   for married couples, don't take ownership in both the husband and wife's name, either the husband or the wife. That way, you can get to 20 rather than 10. And yes, you do have to be mindful that your primary residence does count in that 10 or 20, whatever it might be. Anything else quickly with conventional loans, LTVs so on,    Caeli Ridge  23:01   yeah, LTV can go to 85% loan to value. So you get a little bit extra than you're going to get in some of the other loan product types. It will have PMI, private mortgage insurance, anything over 80% LTV will always have PMI on a more conforming, conventional basis. So keep that in mind. But the factor is pretty low. I would encourage people that are looking to stretch the almighty dollar. Do the math. Look at the 85 with PMI against, say, an 80% and see what are you giving up versus what you're getting. And then qualification stuff, you guys, my dumb joke, it's Keith's favorite. I'm sure vials of blood and DNA samples are sort of required for the Fannie Freddie loans. So just be prepared to supply or submit us the tax returns and pay stubs and bank statements and and all that stuff,   Keith Weinhold  23:44   you'll feel like you're getting fingerprinted almost for a conventional loan qualification. And the second one that I brought up DSCR loans, that's short for debt service coverage ratio. And these mortgages are pretty standard for rental properties. They're underwritten based on a property's income potential. So you know, the way I think of dscrs Chaley from the lender's perspective, is that sustainable cash flow is what matters. The rent has got to support the property's monthly mortgage payments. So we talked to us more about dscrs.    Caeli Ridge  24:15   Yeah, I love this product, and this is for somebody that either can't fit into the conventional Fannie Freddie box, or maybe they've exhausted their golden tickets and they're graduating and moving on. This is a great option that will reduce the amount of vials of blood and DNA samples that you're going to have to submit. It still provides for a 30 year fixed mortgage. The leverage is roughly the same, 80% in most cases, on a purchase. And to your point, the gross income divided by the principal, interest, taxes, insurance and Hoa, if it's applicable, is the simple formula, the easy method I'll give people, just to kind of solidify that math, is that if the gross rents were $1,000 a month, and if the PI TI was $1,000 a month, when you divide that, your debt service is 1.0 Now you can go as low, believe it or not, as low as a point seven, five, DSCR, they have those available be ready for the interest rate to get a little hair on it. Okay, it's going to be higher than what the 1.0 and above is going to be. But you can go as low as point seven, five, those are going to be for the investors that have found a property, maybe in distress, and they cannot show the current market value rent, perhaps, and it's on the low end. So you can still get that done at point seven, five, just be ready for a higher interest rate.   Keith Weinhold  25:30   So the DSCR loan an alternative for you, which might be especially useful, like Chaley touched on, if you've already exhausted your 10 golden ticket. Fannie Freddie loans, a DSCR of 1.2 for example, means that your rent income needs to exceed your principal, interest, taxes and insurance payment by 20% or more. That's what we're talking about here. And then Chile, those were more of loans for the buy and hold type of investor. Tell us about fix and flip loans.    Caeli Ridge  26:03   Yeah. So these are shorter term loan that will allow you to include not just the purchase of the property, but also some renovation or rehab money if you need that. And we're going to be looking at an ARV after repair value. So you've got a purchase price, you've got your renovation or scope of work budget. And then we're looking for an ARV with the ARV to be somewhere around 75% so what that means, if you've not heard of this before, you're going to take, let's say, $100,000 value. And if we want the ARV to be at 75% we're going to lend 75,000 is kind of the mix there. Those are quicker loans. You're going to be paying much higher rates on those. You know, between nine and 13% depending on the deal. The points are also going to be a little bit higher, but a great option for that quick turn and burn where you know your deal has enough skin in it and you can recapture all your capital and make a good tidy profit on it.   Keith Weinhold  26:53   We're talking about basically fixer upper loans here with Chaley Ridge, the president of ridge lending group, yes, these are jalopies that rarely qualify for traditional bank financing. And oftentimes, when I think about these fix and flip loans, I'm thinking that often there is interest only flexibility with regard to those higher interest rates that you need to pay. And I think of it as, you know, a shorter term loan that you've got during your renovation period, oftentimes 12 to 18 months. Does that sound about right?   Caeli Ridge  27:24   Yeah, 6,18, even 24 months. And to your point, yes, all of these are going to be interest only. And one of the cool things is about these loans is, is that, if there's enough room in the deal, right, based on what you need to borrow and what we think the ARV is expected to be, you don't even actually have to be making those interest payments. You can build it into the final payout when we go to refinance you out of this short term loan, or you simply sell the property and pay off that loan. So for example, let's say that your interest only payment is $1,000 a month, okay? And the value of the property is going to be $200,000 and you only took 120 okay, we're going to be well within that 75% ARV. You can build in that $1,000 say, for 12 months, there's $12,000 and just add it to the outstanding balance that you started by owing, and not have to be making those payments on an ongoing basis. It's not rented, right? So it might be nice to be able to factor that in to the actual payoff when you go to refinance that if it's a fix and hold versus go to sell it on a fix and flip.   Keith Weinhold  28:31   Now, long term, we know that the big gains for real estate investors really come from that leveraged appreciation getting that loan. But sometimes there are situations where we might want to act as a cash buyer. And that brings up this fourth of four loan types that I brought up, the bridge loan, short term loans that can temporarily finance a property purchase while you're waiting for a longer term loan to come through. The bridge loan, so I think of it as a pretty speedy loan, if you sort of want to act like you're an all cash buyer.   Caeli Ridge  29:04   Yeah, I like this, and in many ways it's similar to a fix and flip interest only. Obviously the term is going to be shorter, six months, 12 months, up to 24 months, and based on largely relationship, the bridge loan for the purpose that you described, really comes into play for an investor that we know and we're comfortable with, we can fund those inside a week, for somebody that we've done several of these loans for. So for those that need that really quick turn, once you've established yourself as a seasoned, experienced investor in that space, those are pretty slick and easy to get through.   Keith Weinhold  29:39   Why would someone use a bridge loan, rather than a fix and flip loan.   Caeli Ridge  29:43   So if they're in a very competitive market, that might be another option, because those are going to be faster. The bridge loan is going to be faster where they need to say that they're an all cash buyer and they only need seven days to close, or whatever it is. It depends on the municipality in the state. But what if you're at the courthouse steps? And you need cash quickly. Sometimes it needs to be immediate. So that might not be applicable in this case, but if you put the bid in, and you win the bid, and you've got, you know, three days to perform, usually we can get those done. So it's circumstantial. Those would be two variables or two scenarios that that would apply to   Keith Weinhold  30:17   the bridge loan gives you the advantage of speed, but that speed can come at a cost.   Caeli Ridge  30:22   Oh yeah, yeah, you're going to be paying probably three points, maybe four points, and it's short term interest, 13, 14%   Keith Weinhold  30:30   so with these four loan types that we've discussed, conventional DSCR, fix and flip and bridge loans, you can kind of see that there is a loan for most every investment scenario, and there's no reason to rely on only one type, a flipper. Might start with a short term fix and flip loan or a bridge loan and then later refinance to a DSCR or a conventional loan. So consider mixing and matching based on your needs. You're listening to get rich education. We're talking with Ridge leninger, President Taylor Ridge, more when we come back, including steps for more advanced investors, I'm your host. Keith Weinhold   Keith Weinhold  31:06   mid south homebuyers with over two decades as the nation's highest rated turnkey provider, their empathetic property managers use your return on investment as their North Star. It's no wonder smart investors line up to get their completely renovated income properties like it's the newest iPhone, headquartered in Memphis, with their globally attractive cash flows, mid south has an A plus rating with a better business bureau and 4000 houses renovated. There is zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate with an industry leading three and a half year average renter term. Every home they offer you will have brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter in an astounding price range, 100 to 150k GET TO KNOW Mid South. Enjoy cash flow from day one at mid southhomebuyers.com that's mid southhomebuyers.com    Keith Weinhold  32:08   you know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds. Don't keep up when true inflation eats six or 7% of your wealth. Every single year I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest, start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre or GRE, or send a text now it's 1-937-795-8989, yep, text their freedom coach, directly again. 1-937-795-8989,   Keith Weinhold  33:19   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage, start your pre qual and even chat with President chailey Ridge personally, while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Blair Singer  33:53   this is Rich Dad, sales advisor, Blair singer. Listen to get rich education with Keith Weinhold. And above all, don't quit your Daydream.    Keith Weinhold  34:09   Welcome back to get rich education chili when we go beyond this beginner stage that we've been discussing, how about for an investor just trying to scale to 10 doors worth of one to four unit properties. Now, are there any strategies there or more of a loan order that you would recommend in getting up to your first 10 you know   Caeli Ridge  34:29   I think the strategy starts with calling your lender, ideally Ridge lending group, and having that deep strategy call that, that discovery call, so that we can really understand and plant some seeds that say, Okay, Mr. Jones, these are your qualifications today. This is where you want to be in a year or 10 years. These are the steps that are going to be important that we are mindful of and we take to accomplish and reach those milestones. It's really important to have that baseline understanding of what is your debt to income ratio on day one, what are your assets? Sets. What is your credit? Where do you want to be in a year or 10 years? Right? Do you want 10 properties in a year's time? It's going to be a very different conversation than if you're going to slow roll this and want to establish 10 purchases or 10 investment properties over 10 years. So identifying those details is going to be part one, and then next, in terms of order, I would say, largely the higher price point properties, typically, I would say, put those in one through six. And the reason that I'm saying that is is that the underwriting guidelines under conventional financing, they will change based on how many finance properties you have. So of all of the inner working guidelines and things that go into securing a conventional mortgage loan, the three top most heavily weighted are going to be debt to income ratio, credit score and assets. Okay? And within each one of those, the marker or the qualification guideline changes as you evolve and acquire more property. So the higher up the ring you go, or the rung that you go to 10, the more restrictive the guidelines are going to be. So I would typically say, get the higher price point properties go into maybe one to four, one to six, if that's part of your strategy and your diversification of portfolio ownership. Then after you've established having two or three or four properties and that higher price point it as it gets harder to qualify, potentially, if your debt to income ratio is a little bit tight, you've got the smaller loan sizes that might be less impactful in debt to income ratio. All of this is very subjective to the individual's qualifications and needs, of course, but that might be one rule of thumb that I would take   Keith Weinhold  36:39   gosh, this This is absolute gold in helping you structure the architecture of a growing income property portfolio. And we're coming up on this Super Bowl, and whatever mortgage lender advertises for the Super Bowl or has some big, splashy campaign nationally, you know they are not the ones that are going to have conversations like this for you, they might be fine for buying a primary residence, but this is why you want to have a long term strategy and work with a lender that's aligned with you on exactly that sort of thing. And Chaley, is there a specific way in which one can avoid hitting the Fannie Freddie loan ceilings too early if you haven't already touched on it.    Caeli Ridge  37:22   Yeah, very good question. You know, I think that this is going to come down to a debt to income ratio conversation. It's easy enough to ensure that we contain assets and credit. Those are easier conversations. The debt to income ratio is the piece that's more complicated and can get away from an investor without them even knowing it. You don't know what you don't know, right? So I would say that debt to income ratio and making sure that your lender again, hopefully Ridge lending, because we know this like we know our own faces, making sure they know how to structure and provide feedback and consult on that schedule E, part of the beauty of real estate investing is the tax deductions. Right? Many people get into real estate investing, not for the cash flow, not even for the appreciation, but for that tax strategy, because they're high wage earners, or whatever it may be, and they're sick of paying x in taxes. So the debt to income ratio is key in scaling and making sure you can continue to qualify for those loans. The conversations that we have with our clients really go deep about where we can maximize our deductions to ensure that we get the tax benefit without precluding our qualification on a conventional underwriting basis in the DTI category.   Keith Weinhold  38:35   Now, during my growth as an investor, when I got above 10 doors, one gets above 20 doors. When one gets to 216 doors, I began where I needed to qualify more on a DSCR basis, where the lender is looking at the properties qualification, more so than me. So are there any other thoughts with regard to how one can set themselves up for success in really going big and well beyond 10 doors   Caeli Ridge  39:03   absolutely so once we've exhausted the Fannie Freddie, and I think one of the real value adds about Ridge is that we are not a one size fits all, and we are extremely holistic versus transactional. So having that first conversation and understanding what those goals are, so that we can pivot as we need to maximize the golden tickets, whether that be 10 to 20, right? If you're in a marriage or a partnership or whatever, and then setting up for the DSCR loans when the time comes, and taking advantage of those, there is no limit to how many DSCR loans we can get for one individual. We have yet to file an individual that we've had to say no, and we've done quite a few of the high, high acquisition investors, so I don't expect that to be an issue, but yeah, I think it's about planning, planting those seeds, creating roadmaps together and have those smart discovery conversations.   Keith Weinhold  39:50   Now, as you grow, one way you might diversify is to have perhaps at least a part of your portfolio in short term rentals. So what I. Comes to getting loans for sort of Airbnb or VRBO type properties. What does one look for there? How much does the landscape change versus the longer term rentals that we've mostly been talking about here?    Caeli Ridge  40:10   Yeah, I think that the differences are going to be about purchase versus refinance. If we're just talking about purchases, let's kind of try to keep it in one lane. If we're talking about purchasing a short term rental, you may be limited on leverage. You might lose a little bit of leverage, 5% let's say you could get to 75% and maybe on a short term they're going to back it off to 70% LTV, so there may be reduction in that loan to value. And the way in which we're going to quantify the income is absolutely important to share with your listeners on a purchase transaction, we have access to things like an appraisal. An appraisal is going to give us some median rental income, whether it be long term or short term, that we will use to offset a new mortgage payment if that's needed for the individual's debt to income ratio qualification. Now, if they don't need the rental income to qualify, then it's a non issue. But if they do, like most of us, need that rental income to absorb this new mortgage payment that we are securing for them, how that's going to quantify is important. So if it's not in a short term rental area, let's just say it's kind of off the beaten path, and there may not be enough data points to support the income that you need. It's important to know that up front versus way down the rabbit hole, when you paid for appraisals and you're all the way through the transaction and earnest money might be off the table if you had to cancel that kind of thing. So really important to understand the numbers in advance, I would say, when we talk about short term rentals and how the income is going to be quantified from an underwriting perspective,   Keith Weinhold  41:43   why does a borrower often need to make a higher down payment on a short term rental than they do a long term rental?   Caeli Ridge  41:49    You know, I think that in secondary markets, as we talk about mortgage backed securities and things like that, it's looked at as a higher risk. A short term rental is going to be a higher risk than just the stable long term, long burn tenant is going to be there and they've got their lease for a year, two years or whatever, at a time, the short term rental is more volatile and it's seasonal. It can be I mean, there's all those different factors, so higher risk means more skin in the game for the investor.   Keith Weinhold  42:13   That makes a lot of sense. Does that higher risk also translate into a higher mortgage rate for short term rentals than long term rentals?   Caeli Ridge  42:18    Fannie Freddie versus DSCR The answer is no. On the Fannie Freddie side, the interest rate's not going to change on a DSCR loan. Yes, it can be slightly higher, usually about about a quarter of a percentage point on a short term versus a long term.   Keith Weinhold  42:33   Now, are there any particular markets that lenders want to avoid with short term rental loans?   Caeli Ridge  42:39   No, as long as the property is habitable, and all the other metrics fit Qualifications and Credit and assets and all that stuff. No, there isn't a market that we're going to have any issues with now. We do get the notifications for natural disaster areas, and as that relates to the appraisal and things like that, if it's in a natural disaster area or zone, we may have to hold funding until after the disaster is over, and then we can go and take more pictures and make sure it's still standing and there's no major issues. But otherwise, aside from that, as long as it's habitable, no, there is no market restriction.   Keith Weinhold  43:12   Yes, with that variability of income for short term rentals, you can understand how a lender would be more careful in making a loan, and would want you, the borrower, to put more skin in the game for a short term rental. Well, Caeli, overall, what should an investor do in the next 24 hours to make themselves more lendable before contacting someone like you?   Caeli Ridge  43:36   I would say the answer is sticky, but call rich lending group. That's how you're going to make yourself more lendable. And the reason that I can say that is is that everybody's qualifications and needs and goals are inherently different. So calling someone that understands this landscape and can navigate the battleship in the creek like I like to say, that's the visual aid for those of you that need the visual is the first key. And with that conversation, we're going to be able to identify for you specifically what you would need to do to become more lendable. And it may be nothing   Keith Weinhold  44:07   well over there, Chaley, you're growing. You do loans in almost all 50 states. The GRE podcast has more than 5.8 million listener downloads, and you have helped countless GRE listeners acquire smart investor loans for fully a decade now. Just amazing. So talk to us about all of the loan types that you offer investors there at ridge.   Caeli Ridge  44:30   My gosh. Okay, so I think one of the real value adds for us is that we have such a diverse menu of loan products. We touched on a few of them already. So we've got the conventional Fannie Mae Freddie, Mac stuff. We've got our DSCR loans. We have bank statement loans, asset depletion loans. I can touch on those if you want. Keith, we have our short term bridge fix and flip. We have our All In One my favorite, first lien, HELOC we have second lien HELOCs. We have commercial loan products, and commercial can apply to residential and commercial property. A cross collateralization, commercial for residential properties. That just means, if you're putting 10 single families into one blanket loan, that would be cross collateralization, or if you're buying a storage unit that's straight commercial, and probably even more than that, ground up construction, there's really not a limit to the loan products that we offer, specifically for investors. The only thing we don't have, I would say in our arsenal is bare land loans. Those are hard to come by   Keith Weinhold  45:24   It sounds like you recommend a call in order to get some of that back and forth, to learn how you can best help that investor. But tell us about all the ways that someone   Caeli Ridge  45:32   can get a hold of you. Yes, there's a few ways. Of course, our website, ridgeline group.com, you can call us toll free at 855-747434385, 747-434-3855, 74, Ridge. Or feel free to email us info at Ridge lending group.com   Keith Weinhold  45:49   and you might get lucky. Hey, spin the wheel. Chaele does get on the phone and talk to individual investors herself too. So Chaley, it's been valuable as always to cover all these different loan types for beginners, and then what one does when they advance beyond that. It's been great having you back on the show.    Caeli Ridge  46:09   Thank you, Keith. I appreciate you.   Keith Weinhold  46:16   Oh yeah, a lot to learn from Chaley today. You've got mortgage rates three quarters to 1% lower than they were a year ago. At this time, in fact, last month, they ticked below 6% for the first time in years, and their lowest level in over three years. But when you introduce geopolitical uncertainty, well, that tends to make rates tick up again. Now, just what does happen when you have a lower overall rate trend like we have? Well, in this cycle, it's already spurred an increase in housing sales volume. It surged to 4.3 5 million in the latest reporting month, and that is the hottest annualized pace in nearly three years. Some of the same people who said, wait until rates fall, they're about to realize that prices didn't wait. Demand comes back fast. Inventory doesn't if mortgage rates take another leg lower, we could see quite a refinance wave in balanced markets or in supply constrained markets, bidding wars could follow. Now I've shared with you before that I totally do not predict interest rates. I don't know if anyone should. It is a great way to be fantastically wrong and supremely waste a lot of people's time. Instead, I think it's more efficacious for you to be able to interpret the signs that can trigger a further rate drop. Those signs are a weak jobs report that tends to bring lower rates because the labor market needs the help. So does softening wage growth, GDP below expectations, inflation continuing to cool, or a pickup in US Treasury demand. These are all signs that can lead to even lower rates. In fact, right now, with already lower rates and higher wages, real estate is more affordable than it's been in about three years, but overall, longer term, yeah, income properties still feel somewhat less affordable. It's less affordable than it was in pre pandemic times. That's for real for US investors, though, affordability is less about the price of the property, it's about whether the property pays for itself and grows your net worth while inflation does the heavy lifting for you, that's why it still works for us as investors. Higher prices don't kill investors inaction during inflation does you're not so much buying a say, 350k property. You're controlling it with 70k while your tenant and inflation do the rest. We don't rely on hope or appreciation. We start with inflation, tax benefits and debt pay down, and then appreciation typically happens too. A lot of times, the question for us goes beyond whether or not a property is affordable. The question is whether owning an investment property is better than inflation compounding against us, which is an investor mindset for this era, Ridge landing gear. President Chaley Ridge is a regular guest here because the mortgage space is so dynamic and things change a lot. For that reason, we expect to have her with us every few months this year, I'll see you next week. I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 2  50:01   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively   Keith Weinhold  50:30   The preceding program was brought to you by your home for wealth building, getricheducation.com   

In this episode of HomeKit Insider, Andrew teams up with shortcut expert Matthew Cassinelli to delve into the world of smart home automation. They explore the evolution of shortcuts from Workflow to Apple Shortcuts, offering insights into personal and home automations within Apple HomeKit. Listeners will learn how to enhance their home setups with advanced logic, integrate APIs for custom solutions, and troubleshoot common issues. The episode also highlights future smart home interfaces, real-world automation examples, and the potential of AI in home automation. Perfect for tech enthusiasts eager to elevate their smart home experience.Send us your HomeKit questions and recommendations with the hashtag homekitinsider. Tweet and follow our hosts at:@andrew_osu on Twitter@andrewohara941 on ThreadsEmail me hereSponsored by:Shopify: Sign up for a one-dollar-per-month trial period at: shopify.com/homekitIncogni: Take your personal data back with Incogni! Get 60% off an annual plan at https://incogni.com/homekit and use code HOMEKIT at checkout.HomeKit Insider YouTube ChannelSubscribe to the HomeKit Insider YouTube Channel and watch our episodes every week! Click here to subscribe.Links from the showMatthew Cassinelli on TwitterMatthew Cassinelli consultingSonos Amp MultiAirTag 2 detailsAqara U400 Deluxe Kit at AppleThose interested in sponsoring the show can reach out to us at: andrew@appleinsider.com

Tired of doing “everything right” and still feeling inflamed, foggy, and out of sync with your body? We dig into a clear, faith-forward plan to restore energy, steady hormones, and heal the gut using targeted, physician-grade supplements and practical daily habits. No fads. No hype. Just clean science, smart dosing, and tools you can actually stick with.We start by reframing the problem: modern food and stress deplete minerals, overwhelm the liver, and skew our fat balance. That's why stacked support works best. We unpack Hormone Tame as a five-in-one: activated B vitamins for methylation, mitochondrial nutrients for energy, and polyphenols that help metabolize estrogen so periods calm and mood steadies. Then we tackle the omega equation—why seed oils drive inflammation and how a high-purity omega-3, plus magnesium, can flip the script on aches, sleep, and resilience.From there, we build your gut plan. A medical-food style protein with L-glutamine soothes IBS and feeds the lining. Digestive Lift adds enzymes, gentle acid, and ox bile to prevent bloat and help you handle healthy fats. For microbiome balance, Biome Lift stabilizes daily while Spore Lift acts like a bouncer when SIBO or post-travel trouble hits. We also introduce a fiber you won't fear: a diverse prebiotic blend that increases short-chain fatty acids, nudges Akkermansia for metabolic health, and naturally boosts GLP-1 to curb cravings.Detox gets a reset with a true 3-2-1 approach—opening phase 3 and 2 before phase 1 so toxins exit rather than recirculate. Expect less bloat, brighter skin, and steadier energy when you rotate this seasonally and keep daily support with Slim Lift. If you're stepping down from GLP-1 meds or want a stimulant-free metabolism boost, MetaboLift pairs GLP-1 support with AMPK activation to quiet “food noise” and raise your burn without wrecking appetite or sleep.This is how faith, functional medicine, and simple choices meet: whole foods, better fats, prayer, rest, and supplements that respect how the body actually works. Subscribe, share with a friend who needs hope, and leave a review to help more women find real healing.✨ Join the EMPOWERED BY FAITH: 5 Days To A Lighter You Challenge!

In this episode of the podcast, we're tackling a question many female real estate investors face: Should you invest in real estate if you have credit card debt? We share how tools like 0% APR cards can be used strategically for renovations—when you have the cash and discipline to pay them off—while explaining why it's nearly impossible to out-invest 20–30% credit card interest. We break down key red flags, including making only minimum payments, having no emergency reserves, and relying on rental cash flow to cover interest with no plan to eliminate principal.We walk through a few cases where investing while carrying debt might make sense, such as a conservative flip or a house hack that significantly reduces your housing costs, allowing you to attack debt faster. Lastly, we discuss using reserves, selling, or refinancing properties to pay off high-interest credit cards, and the mindset shift from avoidance to taking small, quick-win steps forward.  Resources:Simplify how you manage your rentals with TurboTenantGet in touch with Envy Investment GroupFind out more about how to work with Grace's sister, Malia Gudenkauf, by visiting her websiteMake sure your name is on the list to secure your spot in The WIIRE Community Leave us a review on Apple PodcastsLeave us a review on SpotifyJoin our private Facebook CommunityConnect with us on Instagram

In this episode of More Than Commas, SFG President Cory Shepherd sits down with CEO of Trail CPA, Trent Trailov, to break down the Qualified Business Income (QBI) deduction and how business owners can strategically use it to reduce taxes. If you earn non-W2 income, own a business, or operate as a consultant, financial professional, or service-based business owner, this conversation walks through who qualifies, income thresholds to watch, and real strategies to maximize tax savings. You'll also hear practical examples showing how the right planning decisions, like business expenses, charitable giving, and retirement contributions, can unlock tens of thousands of dollars in tax savings. -- Timestamps: 03:10 – What Is the Qualified Business Income (QBI) Deduction? 06:15 – QBI Income Phaseouts Explained (Single vs. Married Filers) 08:20 – Real Example: Using Business Expenses to Qualify for QBI 10:55 – Which Businesses Need to Be Careful? (SSTB Rules) 14:05 – Business Expenses vs. Charitable Contributions 16:45 – Additional Strategies to Get Below the QBI Threshold 20:40 – Final Takeaways & What to Watch Going Into 2026    -- This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation, or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Sound Financial Inc. dba Sound Financial Group is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Insurance products and services are offered and sold through Sound Financial Inc. dba Sound Financial Group and individually licensed and appointed agents in all appropriate jurisdictions. This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Sound Financial Inc. dba Sound Financial Group unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results.

In this episode of The New Warehouse, David Stanton, CEO and Co-Founder of Reelables, explores how smart labels are changing how companies track cargo and improve supply chain visibility. Reelables develops printable, low-cost smart labels that function as active tracking devices, giving logistics teams real-time insight into where goods are, how they move, and where issues occur. What began as an experiment in consumer tracking quickly evolved into a supply chain solution as COVID exposed visibility gaps across logistics networks. Stanton explains how smart labels now help organizations reduce loss, improve accountability, and gain clarity across warehouses, transportation networks, and global operations.Learn more about Sonaria here. Follow us on LinkedIn and YouTube.Support the show