Podcasts about Cheap

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    Best podcasts about Cheap

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    Latest podcast episodes about Cheap

    IF YOU DON'T LIKE THAT WITH GRANT NAPEAR
    Grant's Rant: On The Cheap

    IF YOU DON'T LIKE THAT WITH GRANT NAPEAR

    Play Episode Listen Later Jul 23, 2026 3:27


    Learn more about your ad choices. Visit megaphone.fm/adchoices

    Thoughtful Money with Adam Taggart
    Rick Rule: Oil Is Going Higher In Coming Years, Making Oil Stocks CHEAP Right Now

    Thoughtful Money with Adam Taggart

    Play Episode Listen Later Jul 23, 2026 64:31


    BUY THE REPLAY OF RICK'S RECENT CONFERENCE at https://www.thoughtfulmoney.com/rulesymposiumOil stocks are CHEAP right now.So says natural resource investor Rick Rule, because he sees the price of oil marching higher as we approach 2030.Forget the Iran war's impact on oil prices. It's the lack of exploration the world did not invest in over the past several decades that is going to create real shortages -- and much higher prices -- in coming years.To learn which oil companies Rick likes most, watch this video.#oilprice #iranwar #commodities _____________________________________________ Thoughtful Money LLC is a Registered Investment Advisor Promoter.We produce educational content geared for the individual investor. It's important to note that this content is NOT investment advice, individual or otherwise, nor should be construed as such.We recommend that most investors, especially if inexperienced, should consider benefiting from the direction and guidance of a qualified financial advisor registered with the U.S. Securities and Exchange Commission (SEC) or state securities regulators who can develop & implement a personalized financial plan based on a customer's unique goals, needs & risk tolerance.All the details on Thoughtful Money's relationship with the financial advisors it endorses, many of whom regularly appear on this program, can be found in the following documents. We highly recommend you review these documents as they cover the terms that will apply should you choose to work with one of these firms at any time after watching this video.Thoughtful Money Disclosure Document: https://thoughtfulmoney.com/disclosureThoughtful Money Agreement: https://thoughtfulmoney.com/agreementIMPORTANT NOTE: There are risks associated with investing in securities.Investing in stocks, bonds, exchange traded funds, mutual funds, money market funds, and other types of securities involve risk of loss. Loss of principal is possible. Some high risk investments may use leverage, which will accentuate gains & losses. Foreign investing involves special risks, including a greater volatility and political, economic and currency risks and differences in accounting methods.A security's or a firm's past investment performance is not a guarantee or predictor of future investment performance.Thoughtful Money and the Thoughtful Money logo are trademarks of Thoughtful Money LLC.Copyright © 2026 Thoughtful Money LLC. All rights reserved.

    Business Daily
    Power Players: Turbulent times for budget airlines

    Business Daily

    Play Episode Listen Later Jul 22, 2026 23:04


    Cheap flights transformed the way we travel, helping millions of people fly more often and opening up destinations that were once out of reach. But rising fuel costs, changing passenger habits and growing pressure on the low-cost airline model are forcing budget carriers to adapt. Rahul Tandon and Will Bain explore what's driving the turbulence and what it could mean for fares, competition and the future of air travel.Producer: Rebecca SmyllieYou can email the team: businessdaily@bbc.co.uk(Picture: easyJet aircraft at Berlin Brandenburg Airport, April 21, 2026. Credit: REUTERS/Lisi Niesner)

    Opie Radio
    Howard Stern's Cheap Severance Screw-Job & Tom Brady Looks Like a Total Idiot

    Opie Radio

    Play Episode Listen Later Jul 21, 2026 87:32 Transcription Available


    Opie rolls in hot from the beach, already revving up because his Long Island cable is freezing again even though they said they "FIXED IT". Then he unloads on Howard Stern cutting his people's severance in half while the King of All Media phones it in from one show a week. Ron chimes in, gems rain down (whatever the hell those are), Shakira's hips get Opie banned, Tom Brady looks dumb slapping Logan Paul, and somehow we end up talking explosive lettuce, aliens, and why nobody's answering Opie's DMs anymore. Classic Opie & Ron chaos. Enjoy the freeze-frames.

    PIMCO Pod
    The Credit Market Lens: Rich Spreads, Cheap Treasuries, and an Incomplete Explanation

    PIMCO Pod

    Play Episode Listen Later Jul 21, 2026 6:09


    In this episode, we discuss how Cheap U.S. Treasury valuations may explain part of the optics behind today's tight credit spreads, but fundamental and technical factors remain the primary drivers for market moves. The discussion and content provided within this podcast is intended for informational purposes only and may not be appropriate for all investors. Reliance upon information provided in a podcast is at the sole responsibility of the listener. The information included herein is not based on any particularized financial situation, or need, and is not intended to be, and should not be construed as, a forecast, research, investment advice or a recommendation for any specific PIMCO or other security, strategy, product or service. Past performance is not a guarantee of future results. All investments contain risk and may lose value. Investors should speak to their financial advisors regarding the investment mix that may be right for them based on their financial situation and investment objective. Podcasts may involve discussions with non-PIMCO personnel and such content contain the current opinions of the speaker but not necessarily those of PIMCO. Other podcasts may consist of audio recording of an existing PIMCO article and such material contains the current opinions of the manager. The opinions expressed in all podcasts are subject to change without notice. Information contained herein has been obtained from sources believed to be reliable, but not guaranteed. PIMCO as a general matter provides services to qualified institutions, financial intermediaries and institutional investors. This is not an offer to any person in any jurisdiction where unlawful or unauthorized. For additional important information go to CMR2026-0521-5513952-T

    The Real Marriage Podcast
    Don't Be Cheap

    The Real Marriage Podcast

    Play Episode Listen Later Jul 20, 2026 29:12


    What does it look like to drift into complacency without even realizing it? Does cheap Christianity satisfy? In this episode of The Real Marriage Podcast, we have an honest conversation about the danger of lukewarm Christianity and God's desire for our hearts to be fully devoted to Him. It's easy to become comfortable with routines, attend church, and say the right things while slowly losing our passion for Christ. Together, we explore what Scripture says about spiritual complacency, the warning Jesus gives to the lukewarm church, and the hope that God lovingly calls us to repentance and renewed devotion. If you've ever felt your faith growing stagnant or simply want to reignite your love for Jesus, we pray this episode encourages you to pursue Him wholeheartedly and live a life marked by genuine passion, obedience, and dependence on Him every day.

    Cheap Astronomy Podcasts
    379. Dear Cheap Astronomy - Episode 148 - 20 July 2026

    Cheap Astronomy Podcasts

    Play Episode Listen Later Jul 20, 2026


    Astronomy without borders.

    Talkin' Slayer: A Metal Podcast and Half-@ssed Audiobook
    Season 4, Episode 14 (no. 144): Live Undead... the Shows, the Album, and the Art

    Talkin' Slayer: A Metal Podcast and Half-@ssed Audiobook

    Play Episode Listen Later Jul 20, 2026 47:22


    Today's topic is Live Undead... the shows around it, the album, and the cover art.After episode 9, only Patreon supporters get every weekly episode and bonus shows & content. Free listeners will only get an episode every OTHER week, and they'll miss half the story. Learn more at ⁠⁠⁠⁠⁠⁠Patreon.com/SlayerBook⁠⁠⁠⁠⁠⁠. Packages start around $1 an episode. You can do that, right?DEEZ NOTES: Things referenced in this episode...The official mini-documentary Fans Rule: https://www.youtube.com/watch?v=W5pn8m5csXA&t=7s Slayer live at the Rio Theater, Halloween 1984: https://youtu.be/IclFZZach0c?si=GMbRFsSVPXrm_bUzDennis Dread's “The Occult Roots Of Metal Iconography,” which shows some of the direct inspiration for the Live Undead cover art (4 May 2011). http://dennisdread.blogspot.com/2011/05/occult-roots-of-metal-iconography_896.htmlTALKIN' SLAYER & Ferris on the Instagram: ⁠⁠⁠⁠⁠⁠⁠Instagram.com/Slayerbooks⁠⁠⁠⁠⁠⁠⁠Ferris' TWO books about Slayer here... the other one is about Reign in Blood: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SlayerBooks.com⁠⁠⁠⁠⁠⁠⁠For the next year or so, every week, TALKIN' SLAYER subscribers will get a chapter or two of "Slayer 66 2/3: A Metal Band Biography... Or, How F*kin' Slayer Kicked Fkin' @ss," REBORN: The Updated, Revised& Massively Expanded 4th EditionTalkin' Slayer Season IV presents the chronological history of Slayer, as seen / heard in the book.The previous edition of the book ran around 350 pages. The new REBORN Edition runs 639. We added a lot. And you can hear it all here, one week at a time, piece by piece.You've never heard it like this before... unless you have the audiobook. The run time is 1.4 DAYS. That's a lot. It's available CHEAP at⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SlayerBook.Bandcamp.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.Mostly, in Season 4, what you will get every week or so is a chapter from the book... plus some cool bonus stuff, like original interviews with people you WILL want to hear from.The book was updated after the reunion, massively expanded, thoroughly overhauled, and rewritten so it's easier to read — both in format and writing style. Check it out at...⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠SlayerBooks.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠and / or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ajna Offensive⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠MASSIVE GRATITUDE for listening.

    AVWeek - MP3 Edition
    Keeping AV Safe & Secure (Literally) | AVWeek 778

    AVWeek - MP3 Edition

    Play Episode Listen Later Jul 20, 2026 23:03


    "Cheap gear is only cheap until it fails." Safety failures remind us what really matters, PoE is putting the amplifier under pressure, and consumer AV keeps promising professional results. But is the industry solving problems... or creating new ones?The video version of this podcast can be found here.Host Patrick Norton leads another engaging AVWeek conversation with industry experts as they tackle three debates shaping the future of commercial AV. From safety on live events to the future of audio infrastructure and the ongoing consumer-versus-pro equipment discussion, this episode asks the tough questions and challenges conventional thinking. Host: Patrick NortonGuests:George Tucker – Corporate AVBC Hatchett – Vanderbilt UniversityRoundtable Topics:AV Magazine – Stage Collapse in Italy, No InjuriesAVNation – AV Technology vs. Consumer ElectronicsInavate – Audio-Technica's Dante-Enabled Ceiling SpeakerSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    That Don‘t Sound Right
    Should You Store Cheap Fuel? Slip Tanks, Diesel Storage & Fuel Prep Explained

    That Don‘t Sound Right

    Play Episode Listen Later Jul 18, 2026 20:31 Transcription Available


    That Don't Sound Right is a podcast about talking—the way we did before the internet, when you couldn't instantly prove anyone right or wrong and all the expertise lived in the people around the conversation. We hope you enjoy our conversations, and if you find yourself silently saying, That Don't Sound Right, send us a comment. You're one of us. What if you could save money by buying fuel when prices are low and storing it for later? Is investing in a slip tank actually a smart idea—or just another project that sounds better in theory than in practice? In this episode, Peter and Cecil fuel up for a conversation about slip tanks, pickup transfer tanks, farm fuel storage, and even the massive milk tankers and fuel trailers that spark every tinker's imagination. They crunch the numbers on whether stockpiling gasoline or diesel really saves money, discuss the challenges of ethanol-blended gasoline, fuel stabilizers, shelf life, and why diesel often makes more sense for long-term storage. The discussion also wanders into auction finds, preparedness, maintaining older engines, neighborhood regulations, and the practical—and sometimes hilarious—realities of parking a giant fuel tank in your backyard. Along the way, Peter and Cecil share stories from years of tinkering, hauling equipment, and always looking for the next interesting project. Whether you're a gearhead, homesteader, prepper, truck enthusiast, or just someone who keeps an eye on gas prices, this episode is full of practical insights, back-of-the-shop wisdom, and plenty of laughs. Because owning your own fuel depot might sound like a great idea... until the neighbors start asking questions. That Don't Sound Right. #tdsrpodcast #ThatDontSoundRight #SlipTank #FuelStorage #Diesel #GasPrices #TransferTank #Prepper #Homestead #OldTrucks #TruckLife #SmallEngine #DieselLife #FuelEconomy #GarageTalk #FarmLife #Equipment #Mechanical #DIY Connect with us:

    Malcom Reed's HowToBBQRight Podcast
    Underrated BBQ Cuts, CHEAP Briskets & Homemade Chicago Dog Recipe

    Malcom Reed's HowToBBQRight Podcast

    Play Episode Listen Later Jul 17, 2026 66:12


    This week on the HowToBBQRight Podcast, looking for the perfect tea to serve at your next cookout? Luzianne Tea has you covered (00:00). We're gearing up for a brand-new giveaway in the Let's Get To Cookin' Community, and we want to know: what's the most underrated cut of meat? (00:45) The Fourth of July National Hot Dog Eating Contest has come and gone, and Joey Chestnut has once again cemented his status as the GOAT of competitive hot dog eating (05:30). We cooked an INSANE amount of food for the Fourth of July, and it was absolutely worth it (08:40)! Malcom whipped up his "Rub 'Em and Run 'Em" ribs, and they might just be our new favorite way to cook ribs (13:37). I share my cheeseburger sliders recipe that's sure to give White Castle a run for its money, especially with some Blue Plate on em' (19:01). The day after the Fourth of July, Malcom cooked up some picanha steaks, and they practically melted in your mouth (21:40). We shared our Sun Tea recipe, and boy, did we catch some flak for it (27:06). Pork steaks might just be the BEST bang for your buck when it comes to buying meat at the grocery store (31:25). Looking for a new favorite appetizer? Give these Boursin cheese bites a try (34:00)! The big UFC fight happened this past week, and boy, was it a letdown (37:00). We found some chuck eye steaks in the freezer, so y'all KNOW we had to whip up some killer beef sliders (39:06). Malcom shares his new favorite technique for making jalapeño poppers (42:01). If you've ever bought take-and-bake cookies and thought they were too small, here's how to turn them into giant cookies that everyone will be asking you to make again (44:24). Looking for new rib flavor ideas? Here are some combinations that are SURE to bring big flavor to your next cookout (48:16). If you're looking to watch your figure, here's how to cook pork loin so it tastes just like pork butt (51:08). Malcom tried his hand at homemade Chicago-style hot dogs, and he knocked them CLEAN out of the park (53:00)!  

    The LA Report
    Who's taking more paid family leave, Jeopardy champ from SoCal, Cheap Fast Eats guide: Artesia edition— Afternoon Edition

    The LA Report

    Play Episode Listen Later Jul 17, 2026 4:59


    Why new dads are taking more paid family leave than moms. We'll tell you about the latest Jeopardy super champion and their SoCal roots. And the cheap food options that will make you want visit Artesia. Support The L.A. Report by donating at LAist.com/join and by visiting https://laist.comSupport the show: https://laist.com

    RNZ: Saturday Morning
    Cheap warming winter meals

    RNZ: Saturday Morning

    Play Episode Listen Later Jul 17, 2026 16:21


    Chef and food waste expert Del Holland is back to share her tips on getting savvy in the kitchen, without compromising on taste.

    Access Louisville
    Downtown building sells for cheap

    Access Louisville

    Play Episode Listen Later Jul 17, 2026 22:27 Transcription Available


    Our next live podcast: Residential real estate trends are redefining Louisville's growth and neighborhoods. Join us for a live Access Louisville recording as we dive into the latest market insights. The event includes networking, breakfast and a spirited discussion of the latest news in our area. Our panel includes: Stacy Durbin, Semonin Realtors; Jakeeva Lee, Greater Louisville Association of Realtors; and Jon Mand, Lenihan Sotheby's. Tickets and registration are available here.The Starks Building project, which aims to add residential housing at the corner of 4th Street and Muhammad Ali, could be huge for Downtown Louisville. We go over the latest with the long-delayed effort on this week's Access Louisville podcast.Senior Reporter Joel Stinnett is on the podcast this week to tell us about the recent sale of 315 W. Muhammad Ali Blvd., which is next door to the Starks, and how it could fit into the project. A group of investors including developer Jeff Underhill (who's behind the Starks project) just bought the building for $300,000. Amazingly, that purchase price is down from $2.5 million just a year or so ago.  Stinnett notes that the developers have yet to secure financing for the Starks redo. But Underhill said the purchase of 315 W. Muhammad Ali adds several advantages to the project, if and when it gets off the ground. For one, the inclusion of 315 W. Muhammad Ali in the project creates the potential for a rooftop bar or recreation area on the fifth floor roof, something Underhill said would be unfeasible on the taller Starks Building. More detail on that story here.Also on the show we also talk about a new entrepreneurial space in NuLu, the latest with the Highlands "moist" vote and a new burrito joint heading to St. Matthews.Access Louisville, sponsored by Baird, is a weekly podcast from Louisville Business First. You can also follow it on popular podcast services including Apple Podcasts and Spotify. 

    UBC News World
    Cheap vs Premium Bamboo Work Socks - What's The Real Difference?

    UBC News World

    Play Episode Listen Later Jul 17, 2026 8:17


    What separates a $12 bamboo work sock from a $27 premium pair? We unpack material composition, moisture-wicking performance, durability claims, and why the bamboo percentage alone doesn't tell the whole story. Your feet deserve the truth. Mason Workwear City: United States Address: 5830 E 2nd St Casper WY 82609 Website: https://masonclothing.com/ Phone: +1 (760) 286-4266 Email: support@masonclothing.com

    Karson & Kennedy
    K&K Full Show - Cheap or Choice and The Couples Match Game 07-16-26

    Karson & Kennedy

    Play Episode Listen Later Jul 16, 2026 64:29


    K&K Full Show - Cheap or Choice and The Couples Match Game 07-16-26 full 3869 Thu, 16 Jul 2026 14:23:30 +0000 iWPHONLD8HDxmJFCRsTnHUKBYCXlbrK4 society & culture Karson & Kennedy society & culture K&K Full Show - Cheap or Choice and The Couples Match Game 07-16-26 Karson & Kennedy are honest and open about the most intimate details of their personal lives. The show is fast paced and will have you laughing until it hurts one minute and then wiping tears away from your eyes the next. Some of K&K’s most popular features are Can’t Beat Kennedy, What Did Barrett Say, and The Dirty on the 30! 2024 © 2021 Audacy, Inc. Society & Culture https://player.amperwavepod

    Karson & Kennedy
    Cheap or Choice - Part 2

    Karson & Kennedy

    Play Episode Listen Later Jul 16, 2026 5:21


    Cheap or Choice - Part 2 full 321 Thu, 16 Jul 2026 12:44:38 +0000 xYyib7x8KJ0sMcPOTus4J8cUwyr60kc1 latest,wbmx,society & culture Karson & Kennedy latest,wbmx,society & culture Cheap or Choice - Part 2 Karson & Kennedy are honest and open about the most intimate details of their personal lives. The show is fast paced and will have you laughing until it hurts one minute and then wiping tears away from your eyes the next. Some of K&K’s most popular features are Can’t Beat Kennedy, What Did Barrett Say, and The Dirty on the 30! 2024 © 2021 Audacy, Inc. Society & Culture https://player.amperwavepodcasting.com?feed-link=https%3A%2F%2Frss.amp

    Karson & Kennedy
    Cheap or Choice - Part 1

    Karson & Kennedy

    Play Episode Listen Later Jul 16, 2026 4:21


    Cheap or Choice - Part 1 full 261 Thu, 16 Jul 2026 12:43:57 +0000 5mdXEluGYkH9MosYOiqBi8hvLU8RjWTg latest,wbmx,society & culture Karson & Kennedy latest,wbmx,society & culture Cheap or Choice - Part 1 Karson & Kennedy are honest and open about the most intimate details of their personal lives. The show is fast paced and will have you laughing until it hurts one minute and then wiping tears away from your eyes the next. Some of K&K’s most popular features are Can’t Beat Kennedy, What Did Barrett Say, and The Dirty on the 30! 2024 © 2021 Audacy, Inc. Society & Culture https://player.amperwavepodcasting.com?feed-link=https%3A%2F%2Frss.amp

    Hacker Public Radio
    HPR4684: Sim Racing on the cheap!

    Hacker Public Radio

    Play Episode Listen Later Jul 16, 2026


    This show has been flagged as Clean by the host. Thrustmaster TMX Force Feedback Pro Black Xbox One / Xbox Series X/S / PC https://www.ebay.com/itm/157554569422 Dayton Audio DAEX25 Audio Exciter Pair - Sound Exciter Pair Audio Transducer - 5 Watts RMS, 8 Ohms Impedance - 2 Pack - Turn Any Surface into a Speaker System https://www.amazon.com/dp/B001EYEM8C https://www.simhubdash.com/ https://www.accsetupcomparator.com/ https://www.iracing.com/ ( they have buy 2 years get discount during holiday but still can't afford it .. ) https://forza.net/horizon DiRT Rally 2.0 GOTY https://k4g.com/store?distribution[]=3&q=DiRT%20Rally%202.0%20GOTY&sort=price CrewChiefV4 https://thecrewchief.org/ https://app.tracktitan.io/sessions/3ebbf63b-93de-4309-9a42-9311a745209d/20241228052252 SUMMARY. User discusses sim racing challenges, costs, and setup tips. IDEAS. Sim racing requires time and investment. I Racing is expensive with annual costs. Set of Courses offers one-time payment. Proper setup enhances sim racing experience. Cable connections can complicate setup. Upgrading hardware improves performance. Arcade games like Forza offer casual play. Realistic sim racing demands dedication. License requirements vary between platforms. Remote gaming systems save space. Steering wheel upgrades improve smoothness. Dedicated spaces optimize sim racing. Balancing fun and realism is key. Multi-launchers manage gaming platforms. Hacked accounts may cause issues. Monitoring hardware wear is important. Shifting mechanisms enhance control. Curved monitors improve immersion. Time constraints affect sim racing participation. Exploring multiple games adds variety. RECOMMENDATIONS. Consider Set of Courses for a one-time payment. Invest in a proper setup for serious sim racing. Use a multi-launcher for managing games. Upgrade hardware for smoother performance. Buy specific tracks and cars to avoid costs. Opt for a dedicated space for sim racing. Check for license requirements before purchasing. Remote into gaming systems to save space. Replace plastic parts with bearings for smoother operation. Use a 7-speed shifter for better control. Avoid hacked accounts for reliability. Purchase multiple accounts for different players. Focus on arcade games for casual play. Prioritize a curved monitor for immersion. Use a standing desk for accessibility. Monitor cable connections to prevent setup issues. Upgrade steering wheel components for better experience. Balance fun and realism based on personal preference. Consider time investment for sim racing. Explore different racing games for variety. Provide feedback on this episode.

    Voices of Misery Podcast
    Woman attacks and bites cop, cheap woman calls Lil Ceasars racist, and a message for an old friend.

    Voices of Misery Podcast

    Play Episode Listen Later Jul 15, 2026 54:35


    Woman bites cop during arrest, employee dumps water on man in a wheelchair for loitering, Ga man impregnates teen twice, woman says little ceasars is racist when she can't afford the food, a man gets catfished, Nerd has a message for an old friend and more!   Check out our amazing sponsors! Twitter/Mewe/Parler/Gettr/Rumble/tiktok: @voicesofmisery Gmail: voicesofmiserypodcast@gmail.com https://tinyurl.com/VoMPodcastTees Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Terminal Value
    When Cheap Money Breaks Markets: Rethinking Capital, Innovation, and Risk

    Terminal Value

    Play Episode Listen Later Jul 15, 2026 36:44


    Nick Darragh joins the conversation to explore how today's financial landscape has been shaped by years of cheap capital—and why the consequences are only now becoming impossible to ignore.The discussion examines how prolonged low interest rates fueled massive investment into technology companies, encouraged unsustainable business models, and created an environment where growth often mattered more than profitability.Nick explains how easy access to capital distorted markets, allowing companies to prioritize rapid expansion over long-term value. As interest rates rose, many of those same businesses were forced to confront the realities of sustainable operations, exposing weaknesses that had been hidden during years of inexpensive financing.The conversation also explores risk management, capital allocation, and why healthy markets require cycles of correction rather than endless intervention.Most importantly, it's a reminder that strong businesses aren't built on cheap money.They're built on disciplined decision-making.TL;DRCheap capital can fuel innovation—but it can also create unhealthy markets.Long periods of low interest rates encouraged unsustainable business models.Businesses eventually have to prove they can create real value, not just attract investment.Risk management should focus on long-term resilience rather than short-term growth.Healthy economies need correction cycles that allow stronger businesses to emerge.Great leaders constantly evaluate both opportunities and potential risks before making decisions.Memorable Lines“Cheap money changes how businesses behave.”“Growth without sustainability eventually catches up.”“Risk isn't something you avoid—it's something you manage.”“Healthy markets need room to correct themselves.”“Think about the vision, but never ignore the pitfalls.”“Long-term value always outlasts short-term hype.”GuestNick DarraghCFO at Protocol, where he helps oversee financial strategy, risk management, and operational decision-making. His background in finance and risk management gives him a practical perspective on capital allocation, market cycles, and building businesses that remain resilient through changing economic conditions.Why This MattersFor years, inexpensive capital allowed companies to prioritize growth over sustainability.Many succeeded.Others survived only because money was easy to access.As economic conditions change, businesses are being forced to answer a much harder question:Can you create lasting value without relying on unlimited capital?The organizations that thrive won't necessarily be the fastest-growing.They'll be the ones with disciplined leadership, thoughtful risk management, and business models designed to succeed even when the market changes. Get full access to Second Life Leader at www.dougutberg.com/subscribe

    Not A Diving Podcast with Scuba
    #51: Is the John Summit vs Pete Tong beef real?

    Not A Diving Podcast with Scuba

    Play Episode Listen Later Jul 15, 2026 31:25


    Even if it's not just a very effective bit of marketing, John Summit should definitely turn heel. On this episode we also discuss other notable examples of music industry creative stunts including Chuck D vs Flava Flav, Fifty Cent vs Kanye, Green Day vs The Network, and The KLF vs a million pounds. --NEW MERCH STORE: Support the podcast with a purchase from our new line of awesome merch. Tees, hoodies, water bottles... etc! Cheap worldwide shipping!Visit the store here: hotflushrecordings.com/shop--Listen to the Not A Diving Club radio show: https://soundcloud.com/scubaofficial/sets/not-a-diving-clubYou can now discuss the show on Reddit: https://www.reddit.com/r/MusicNotDiving/If you're into what we're doing here on the pod then you can support the show on Patreon! There are two tiers - "Solidarity" for $4 a month, which features the show without ads, regular bonus podcasts, and extra content. And "Musicality" which for a mere $10 a month gets you all the music we release on Hotflush and affiliate labels AND other music too, some of which never comes out anywhere else.You can also make a one-off donation to the podcast using a card, with Paypal, or your Ethereum wallet! Head over to scubaofficial.io/support.Plus there's also a private area for Patreon supporters in the Hotflush Discord Server... but anyone can join the conversation in the public channels.Listen to the music discussed on the show via the Music Not Diving Podcast Spotify playlist00:00 Intro02:41 John Summit vs Pete Tong10:00 Chuck D vs Flava Flav15:12 Green Day vs The Network20:06 Fifty Cent vs Kanye West23:05 Joaquin Phoenix 25:24 The KLF vs a million pounds30:12 Conclusions Hosted on Acast. See acast.com/privacy for more information.

    The Kick it Forward Podcast
    ROT | Schemes: Cheap Petrol & HUGE Discounts At The Nike Store, The Worst Prank Calls In History, Ice Skating Dogs, & WHO Is Count Bin Face?

    The Kick it Forward Podcast

    Play Episode Listen Later Jul 15, 2026 43:22


    NEW MERCH AVAILABLE NOW⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ROT: Harry & Giorgio attempt the most hectic prank calls of all time. Josh introduces us to Count Bin Face. Why can't a dog go ice skating? Yappers: Harry's past self checks in with his future self. Making a million bucks a month isn't that much (according to Janard). Plane news takes a wild turn. Schemes: Geo hacking for cheap petrol & save thousands at the Nike store. Josh International beer debt. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠JOIN OUR PATREON FOR HEAPS OF BONUS STUFF⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

    Early Break
    – Today is the MLB All-Star Game, and superstar Bryce Harper is in the news for non-related baseball reasons / Shut Up Sipple (sponsored by Bagels & Joe)

    Early Break

    Play Episode Listen Later Jul 14, 2026 16:51


    -A video was unveiled this weekend that was originally posted in November 2024 by Bryce Harper, who was doing a Cameo request fora person named Terry who was going through some rough times and the video was purchased (for $900) wishing Thompson a happyThanksgiving-What wasn't known by Harper is that this was a video going to a FanDuel VIP bettor who was having a rough to---to the tune of beingdown $1.52 million (!) on the platform—and this was sent to him on behalf of the FanDuel marketing team. Cheap deal to getsomething personal from Bryce Harper!Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

    The Answer Is Transaction Costs
    When Mass Outrage is Cheap: TC Origins of Cancel Culture

    The Answer Is Transaction Costs

    Play Episode Listen Later Jul 14, 2026 26:58 Transcription Available


    Send us Fan MailWe trace a straight line from a 1697 blasphemy execution to modern cancel culture by focusing on one variable: the cost of turning speech into coordinated punishment. We break down how social media creates common knowledge at near-zero cost, making outrage faster, bigger, and harder to control. • Thomas Aikenhead's case as a story about information and enforcement costs • Transaction costs as the hidden limiter on persecution and social punishment • The First Amendment limiting state coercion while leaving private sanctions intact • Social media as a collapse in the cost of broadcasting accusations • Common knowledge as the trigger for coordinated action by strangers • Justine Sacco as the early template for modern cancellation dynamics • Brendan Eich, Emmanuel Cafferty, James Damore, and PyCon “donglegate” as repeating patterns • John Cleese on offense and the urge to control others' behavior • Listener letters on healthcare markets, consolidation, and transaction costs • Certificate of need laws and price systems that shape competitionAmy Poehler's super bowl ad (Dongle!):John Cleese on cancel cultureLetters:Dr. Anthony Digiorgio, UCSF, Graphic Novel Claim Denied, Off Label IdeasSurgery Center of OklahomaBook-o-da-week:Steven Pinker's When Everyone Knows That Everyone Knows . . .: Common Knowledge and the Mysteries of Money, Power, and Everyday Life  Scribner, 2025. If you have questions or comments, or want to suggest a future topic, email the show at taitc.email@gmail.com !You can follow Mike Munger on Twitter at @mungowitz 

    Dirt & Sprague
    How do you like your sports omelette...free parking or cheap concessions...and is the MAX safe?

    Dirt & Sprague

    Play Episode Listen Later Jul 14, 2026 41:18


    We throw a little Yang Hansen, some Moda Center news...Joe Burrow detractors and more into the Sports Omelette...would you rather have free parking or cheap concessions with your ticket and how safe is the MAX/

    Sit Down Marks!
    Cheap Pops w/ Primo - Forgotten Wrestler's Movie Roles!

    Sit Down Marks!

    Play Episode Listen Later Jul 14, 2026 18:10


    Slam this button to send us a message! All wrestling opinions welcome!Some wrestlers become Hollywood megastars. Others pop up in movies that make you stop and think, "Wait... was that Triple H?"In this episode of Cheap Pops, Primo takes a trip down memory lane and revisits some of his favorite forgotten wrestler movie roles. From Stone Cold Steve Austin leading The Condemned to Triple H in Blade: Trinity, the unforgettable WWE squad in MacGruber, and the stacked WCW roster in Ready to Rumble, Primo looks back at the movie appearances that have stuck with him over the years.He also runs through a rapid fire list of memorable roles from wrestlers like Roddy Piper, Randy Savage, Kane, Edge, Kevin Nash, Goldberg, CM Punk, and more.Did Primo leave out one of your favorites? Let us know in the comments. Maybe this topic gets revisited someday. Then again... the card is always subject to change, pal.Subscribe at www.SitDownMarks.com Insta: SitDownMarksPodcastFB: Sit Down MarksSportzWire Radio Hall of Fame Podcast!!Want to Advertise or Market Your Product or Service to our Fanbase? Email dbonthemic@yahoo.com or Follow @SitDownMarks on Social Media and Message us there!#SpreadTheGoodWordofWrestling

    The Wild Photographer
    UV Filters Explained: Worth It, Overrated, or Essential Lens Protection?

    The Wild Photographer

    Play Episode Listen Later Jul 14, 2026 14:40 Transcription Available


    UV filters are one of those deceptively simple pieces of camera gear that somehow manage to spark wildly passionate opinions.Some photographers swear by them. Others won't let them anywhere near their expensive glass. And somewhere in the middle are a whole lot of people wondering, “Wait… do I actually need one of these things?”In this episode of The Wild Photographer, we're taking a practical, field-tested look at UV filters: what they are, why they exist, why they mattered more in the film era, and why many photographers still use them today even though digital cameras don't really need UV filtration in the same way.The big shift is this: for most modern photographers, UV filters are no longer about filtering UV light. They're about protection.A good UV filter acts like a clear, protective layer in front of your lens. It can help shield your front element from scratches, smudges, dust, rain, mud, salt spray, and the occasional “oops, that branch was closer than I thought” moment. And for photographers who travel, guide, shoot in rough conditions, or frequently clean their gear in the field, that extra layer can provide a lot of peace of mind.But there are trade-offs. Cheap filters can potentially degrade image quality, stacking filters can cause issues like vignetting or optical weirdness, and if you're using extremely high-end prime lenses, there's a very reasonable argument that you may not want to place a lower-quality piece of glass in front of a truly elite lens.So this episode is less about declaring UV filters “good” or “bad,” and more about understanding when they make sense, when they don't, and how to shop for one if you decide to use them.UV Filter Product Links MentionedHere are the UV filter brands and shopping resources mentioned in the episode:PolarPro QuartzLine UV Filters — a higher-end UV filter option with quartz glass, anti-reflection coatings, scratch protection, and no exposure adjustment needed.Hoya UV Filters at B&H Photo — Hoya offers a wide range of UV and protective filters, including multi-coated and higher-end HD options.Hoya HD3 UV Filter — a premium Hoya UV filter with nano multicoating, scratch resistance, water and oil repellency, and no exposure change.B+W UV-Haze MRC MASTER Filter — a high-quality UV protection filter with MRC nano coating and low reflective qualities.B+W Clear Protection Filter — a clear protective filter option designed to protect against dust, fingerprints, splashing water, and other field hazards.B&H Photo Protective and UV Filters — a useful place to compare UV, haze, and protective filters by size, brand, price, and coating type.Lensrentals — a place where photographers can research or rent gear, including filters depending on availability.Final TakeawayUV filters are not magic. They will not transform your photos, make your colors explode, or really much of anything when it comes to look.But a good UV filter can protect your lens, make cleaning easier, reduce stress in rugged field conditions, and help preserve resale value. For most lenses, especially everyday travel, wildlife, and landscape lenses, I think they're a very smart investment.The key is to buy a good one. Look for reputable brands, multi-coated glass, and a price point that matches the quality of the lens you're protecting.And when you're stacking filters, working with ultra-premium glass, or chasing the absolute highest optical quality possible, that may be the time to take the UV filter off and let the lens do its thing.Court's WebsitesCheck out my photo portfolio here: shop.courtwhelan.comSign up for my photo and conservation blog at www.courtwhelan.comFollow me on YouTube (@courtwhelan) for more photography tipsView my camera kit and recommended camera gearSponsors and Promo Codes:MPB.com - Buy, Sell, or Trade Camera GearArtStorefronts.com - Mention this podcast for free photo website designBayPhoto.com - 25% off your first order (code: TWP25) ArtHelper.com - a photo community to learn, share and be inspiredArthelper.Ai - Smart tools to promo and showcase your art.LensRentals.com - WildPhoto15 for 15% off

    The Contractor Fight with Tom Reber
    The First Fight is Always with Yourself

    The Contractor Fight with Tom Reber

    Play Episode Listen Later Jul 13, 2026 20:44


    The First Fight is Always with YourselfReady to grow your life & business? http://bit.ly/4fbjCgoMost contractors think the fight is with the economy.Cheap competitors. Bad employees. Price shoppers. They're wrong.The first fight is always with yourself.In this video, Tom Reber shares the philosophy behind The Contractor Fight and the journey every contractor must take to become the leader, business owner, spouse, parent, and person they were created to be.This isn't about tactics. It's about identity. You'll learn why every transformation begins with the mirror, why your future is won in everyday moments, and how pursuing truth leads to the confidence and freedom you've been chasing. If you've been feeling stuck in your business or your life, this may be the most important video you've watched all year.Chapters00:00 The First Fight Is With Yourself00:22 What The Contractor Fight Really Means01:01 The Mirror Never Lies02:14 The Story That Changed My Life04:38 Knowledge Isn't Enough—You Must Choose07:10 The Three Choices We All Make08:01 Your Life Is Won in the Moments10:38 How Fighters Are Forged11:29 Running Into the Punch14:17 Lethal Confidence Is Earned15:19 What It Really Means to Be a Fighter17:54 When the Fight Stops Being About You18:47 The Legacy Worth Fighting ForIf you're ready to stop settling and become the contractor, leader, spouse, parent, and person you were meant to become, subscribe to The Contractor Fight.New videos every week on business, sales, leadership, mindset, and building a profitable contracting business that gives you freedom.Tom Reber is an entrepreneur, business coach, podcaster, leader of The Contractor Fight, creator of Contractor Fight TV and HGTV host. Tom's content has helped hundreds of thousands of home improvement contractors improve their lives and businesses. The Contractor Fight is the ultimate sales training resource for contractors!Pick a fight with mediocrity. Live Unafraid.

    price cheap hgtv first fight what it really means tom reber contractor fight
    The Affluent Creative
    199: Fan Favorite - The One Word That's Sabotaging Your Interior Design Profits

    The Affluent Creative

    Play Episode Listen Later Jul 13, 2026 42:21


    In this fan favorite episode of Design Business Freedom, I'm sharing one of the most powerful shifts interior designers can make to increase their profits, attract affluent clients, and elevate the perceived value of their work. You'll learn how one simple word choice can sabotage your interior design business profitability and how to replace limiting language with the language of luxury. The core lesson in this episode is that words define your worth and your world. By shifting from words like "expensive," "budget," "cost," and "free" to language rooted in investment, value, exclusivity, and transformation, you can change how clients experience your recommendations, your fees, and the long-term ROI of interior design. In This Episode You Will Learn: How to identify the one word that may be sabotaging your interior design profits Why affluent clients respond better to "investment" than "cost," "spend," or "budget" How to use the language of luxury to increase client confidence and project value Why Design Business Freedom listeners need to shift pricing language personally and professionally How to position interior design as a short-term investment with long-term ROI While one word can truly grow your profits, mastering more will lead to a full business and personal transformation. Get them all in my book "The Language of Success: 35 Words to Boost Your Worth and Wealth". You'll be pleasantly surprised at the effectiveness of these word swaps and the increased confidence you'll feel in business and life.  Timestamps: (00:00) Welcome to this Design Business Freedom fan favorite (01:27) Introducing the language of luxury and worth (02:59) Why changing word choices can feel difficult (04:46) How language reflects possibility, potential, and affluence (06:26) Words to eliminate from client conversations (07:31) Why "expensive" creates a limiting belief (08:44) The framing story that erased "expensive" (12:29) Cheap, affordable, and other limiting labels (14:04) Why "budget" is the dreaded B word (16:25) Replacing spend and cost with investment language (20:14) How to respond when clients say expensive (23:39) Why free has less value than complimentary (25:01) Luxury words every designer should adopt (29:23) Expanding your vendor comfort zone strategically (34:44) Positioning design as long-term ROI and transformation Key Takeaways: The word "expensive" labels value negatively before the client can fully understand it. Interior designers can increase profitability by replacing limiting pricing language with investment language. Affluent clients want to understand ROI, value, uniqueness, and transformation before they invest. The language you use in your interior design business shapes your confidence, client experience, and bottom line. About Melissa Galt: Melissa Galt is an award-winning business coach, marketing consultant, speaker, and interior designer with more than 30 years of experience helping interior designers build profitable, scalable, and sustainable businesses. Through Design Business Freedom, Melissa shares proven Interior Design Business strategies, Interior Design Marketing insights, leadership training, pricing expertise, and growth systems designed to help designers attract better clients, increase profitability, and create lasting success. Connect with Melissa Instagram Facebook Linkedin Website  

    Cheap Astronomy Podcasts
    378.1 Goldilocks Zones and the Cosmic Shoreline - 13 July 2026

    Cheap Astronomy Podcasts

    Play Episode Listen Later Jul 13, 2026


    You have to draw a line somewhere.

    Gun Talk
    Cheap Guns; Light Guns For Bad Backs; Home Gunsmith Woes

    Gun Talk

    Play Episode Listen Later Jul 12, 2026 23:05 Transcription Available


    In This Hour:-- How much is too much to pay for a gun?--  Carrying a heavy pistol can be hard on the back.  Many carry guns today are lightweight and much more comfortable.--  Gunsmiths have stories about a bag of parts being brought in.Gun Talk 07.12.26 After ShowBecome a supporter of this podcast: https://www.spreaker.com/podcast/gun-talk--6185159/support.

    Optimal Finance Daily
    3625: 6 Ways Being Cheap Can Cost You Money by Michelle Schroeder-Gardner of Making Sense of Cents

    Optimal Finance Daily

    Play Episode Listen Later Jul 11, 2026 7:55


    Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: ⁠https://oldpodcast.eo.page/join⁠ Discover all of the podcasts in our network, search for specific episodes and learn more at:⁠ OLDPodcast.com⁠. Episode 3625: Michelle Schroeder-Gardner shares six common ways that trying to save a few dollars can actually lead to bigger expenses, from buying low-quality clothing to skipping insurance and routine maintenance. Her examples reveal how focusing only on short-term savings can cost you time, money, and peace of mind, while encouraging smarter, long-term financial decisions. Read along with the original article(s) here: https://www.makingsenseofcents.com/2014/10/6-ways-being-cheap-can-cost-you-money.html Quotes to ponder: "DIY will not always save you money." "You do not want to skip maintenance and have to pay more money later because a major problem could have been prevented, or do a shoddy maintenance job and find out the whole thing needs to be completely redone." "Many people each and every single day make the mistake of trying to save money, yet end up wasting money in the end." Episode references: Groupon: https://www.groupon.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

    money discover cost diy cheap making sense cents groupon michelle schroeder gardner oldpodcast
    Optimal Finance Daily - ARCHIVE 1 - Episodes 1-300 ONLY
    3625: 6 Ways Being Cheap Can Cost You Money by Michelle Schroeder-Gardner of Making Sense of Cents

    Optimal Finance Daily - ARCHIVE 1 - Episodes 1-300 ONLY

    Play Episode Listen Later Jul 11, 2026 7:55


    Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: ⁠https://oldpodcast.eo.page/join⁠ Discover all of the podcasts in our network, search for specific episodes and learn more at:⁠ OLDPodcast.com⁠. Episode 3625: Michelle Schroeder-Gardner shares six common ways that trying to save a few dollars can actually lead to bigger expenses, from buying low-quality clothing to skipping insurance and routine maintenance. Her examples reveal how focusing only on short-term savings can cost you time, money, and peace of mind, while encouraging smarter, long-term financial decisions. Read along with the original article(s) here: https://www.makingsenseofcents.com/2014/10/6-ways-being-cheap-can-cost-you-money.html Quotes to ponder: "DIY will not always save you money." "You do not want to skip maintenance and have to pay more money later because a major problem could have been prevented, or do a shoddy maintenance job and find out the whole thing needs to be completely redone." "Many people each and every single day make the mistake of trying to save money, yet end up wasting money in the end." Episode references: Groupon: https://www.groupon.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

    money discover cost diy cheap making sense cents groupon michelle schroeder gardner oldpodcast
    The Annie Frey Show Podcast
    Jeff Monosso on Cheap Gas, Road Trips, and the Headaches of Flying

    The Annie Frey Show Podcast

    Play Episode Listen Later Jul 10, 2026 9:46


    Heidi Harris fills in for Annie Frey and talks with Jeff Monosso about what's behind the cheaper gas at "Freedom Fuel" stations, why gas stations really make their money inside the store, and the latest on gas prices. They also get into why so many people are hitting the road instead of flying this summer, the frustrations of air travel today, and how airlines are increasingly catering to their highest-paying customers.

    RISE Podcast
    Escaping the "Prisoner of Success": The Midlife Reckoning with John Garvin

    RISE Podcast

    Play Episode Listen Later Jul 10, 2026 74:07


    In this episode of the Creator Method Podcast, Gary Lipovetsky sits down with John Garvin, a former corporate executive and creator who completely reinvented his life at 50 and built an audience of more than 70,000 followers by documenting the transformation. After spending 27 years in corporate America, John walked away from his career, stopped drinking alcohol, lost 30 pounds, moved to Miami, and committed to becoming what he calls the 100% version of himself. He shares how he went from living a comfortable and successful life at 70% of his potential to rebuilding his health, identity, relationships, environment, and purpose. This conversation goes far beyond physical transformation. Gary and John unpack why successful men can still feel overstimulated and underfulfilled, how discipline is built through daily promises, and why men often abandon themselves as the pressures of work, marriage, and family increase. They also discuss male loneliness, outgrowing old friendships, creating a community for men, and turning an authentic personal transformation into a sustainable creator business. Follow Creator Method: Instagram: https://www.instagram.com/creatormethod TikTok: https://www.tiktok.com/@creatormethod YouTube: https://www.youtube.com/@CreatorMethod Follow John on Instagram: https://www.instagram.com/johnjgarvin Follow Gary on Instagram: https://www.instagram.com/garylipovetsky?igsh=MWVoMXUycmhtMDZ5eg== Timestamps: 00:00 From 800 followers to building a viral personal brand 02:00 Who John was before Instagram 03:00 The danger of living at 70% of your potential 04:00 Giving up alcohol and leaving corporate America 05:00 Losing 30 pounds and transforming his health 06:00 Building discipline through daily promises 08:00 How John's first talking-head video went viral 09:00 How Gary and John met through Instagram 11:00 Starting over as a creator at 50 12:00 How John's wife supported his transformation 14:00 Becoming the man your partner deserves 16:00 Taking the leap away from a secure career 18:00 Why transformation starts with your body 19:00 Why men connect with John's story 20:00 Choosing reinvention before hitting rock bottom 21:00 Why moving to Miami changed John's life 23:00 Miami's culture of momentum and collaboration 27:00 Why male friendships disappear with age 28:00 Cheap dopamine, loneliness, and abandoning yourself 30:00 What men should be doing together 32:00 Outgrowing friendships that no longer serve you 34:00 Bringing your friends along as you evolve 35:00 Raising your standards in every area of life 36:00 Monetizing a fast-growing personal brand 38:00 How creators can attract brand partnerships 39:00 Why community is more powerful than a course 40:00 Building a community around male transformation 43:00 Reaching four million people through authentic content 46:00 Building trust before monetizing your audience 50:00 Creating content from your real life 55:00 Why a brand bible is more powerful than a niche 57:00 Helping successful but underfulfilled men 58:00 Feeling like a prisoner of your own success 01:00:00 Building a practical system for transformation 01:06:00 Corporate experience as a creator advantage 01:07:00 What younger people misunderstand about aging 01:08:00 Ambition, relationships, and life after 50 Learn more about your ad choices. Visit megaphone.fm/adchoices

    The Dom Giordano Program
    Would You Buy Cheap Gas?

    The Dom Giordano Program

    Play Episode Listen Later Jul 9, 2026 41:20


    1 - Rabbi of Congregation Beth Hamedrosh, Yonah Gross is here today. Do Jews actually support Mamdani? What about the ones who aren't practicing Jews? Are there people who are simply anti-Trump or pro-socialist that don't see or care about anti-Semitism? Does he talk about Iran during his service? What's his side question answer? 120 - The Mexican President is pursuing justice against America over an ICE agent shooting a Mexican citizen dead? Is the Trump administration being slow to bring numbers down? Would you buy the cheap gas from the Trump admin? Your calls. 135 - Mamdani also left Harlem out of the culturally relevant immigrant neighborhoods! 140 - More calls. 150 - Who will replace Graham Platner? More calls to finish the hour.

    Seattle's Morning News with Dave Ross
    The "Freedom Fuel Network" and Cheap Gas Prices

    Seattle's Morning News with Dave Ross

    Play Episode Listen Later Jul 9, 2026 33:44


    Peter Charalambous on the "Freedom Fuel Network" and cheap gas prices // Anna Kooiman on the diminishing middle age in the US // Brad Garrett on cyber criminals extorting young men for thousands of dollars // Charlie Harger Commentary on the chances of an income tax repeal initiative being voted through in November // Gee Scott on SPOG's response to Seattle Mayor Katie Wilson's deactivation of CCTV cameras in the Stadium District // James Lynch with a "Cold Case Project": Looking into the murder of a young girl, not 17 years after her death

    The AI Breakdown: Daily Artificial Intelligence News and Discussions
    AI Costs Are Surging and the Cheap Model Fix Might Not Last

    The AI Breakdown: Daily Artificial Intelligence News and Discussions

    Play Episode Listen Later Jul 8, 2026 26:49


    Today on The AI Daily Brief, NLW explores what happens if businesses can no longer count on cheap open-weight models as the answer to surging AI token costs. As China considers tighter controls on overseas access to its leading models, the episode looks at why token efficiency, model routing, fine-tuning, and Western open-model alternatives may suddenly become much more important. In the headlines: GPT 5.6 early impressions, Grok 4.5's rollout, Fable 5's extended access, and Meta's Muse Image.Brought to you by:KPMG – Research from KPMG and the University of Texas at Austin shows the highest-impact AI users treat AI like a reasoning partner — and those skills can be taught at scale. Learn more at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠kpmg.com/us/Sophisticated⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Hyperagent - Hire a fleet of always-on agents. New users get $1,000 in inference. ⁠⁠⁠⁠⁠⁠hyperagent.com/aidailybrief⁠⁠⁠⁠⁠⁠Retool - Secure your vibecoded apps. New enterprise customers get up to $10,000 in AI credits per year. ⁠⁠retool.com/aidaily ⁠⁠Rackspace Technology- One accountable partner to build, operate and run your full enterprise AI stack ⁠⁠⁠⁠⁠⁠https://www.rackspace.com/⁠⁠⁠⁠⁠⁠Section - Section turns AI investment into workforce transformation and ROI - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.sectionai.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Scrunch - The AI customer experience platform - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://scrunch.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Blitzy - Want to accelerate enterprise software development velocity by 5x? ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://blitzy.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠AssemblyAI - The best way to build Voice AI apps - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.assemblyai.com/brief⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Robots & Pencils - Cloud-native AI solutions that power results ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://robotsandpencils.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The AI Daily Brief helps you understand the most important news and discussions in AI. Subscribe to the podcast version of The AI Daily Brief wherever you listen: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://pod.link/1680633614⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Our Newsletter is BACK: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://aidailybrief.beehiiv.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Interested in sponsoring the show? sponsors@aidailybrief.ai

    City Cast Denver
    What Cheap Parking Downtown Really Costs. Plus, Can BRT Be ‘Better' on Colorado Boulevard?

    City Cast Denver

    Play Episode Listen Later Jul 7, 2026 38:45


    Is the city's new $5 downtown parking program worth it to Denverites? After Mayor Mike Johnston came on the show last week to talk up his grand new plan to get people downtown, our dear listeners had a lot of thoughts and feelings about it. Jill Locantore, executive director of the Denver Streets Partnership, took particular issue with Johnston's approach to the topic of drinking and driving – she joins host Bree Davies to share her perspective on the mayor's new parking plan and some big ideas to fix Denver's problems with car storage. Jill and Bree also discuss the Glendale City Council's “no build” vote on bus rapid transit on Colorado Boulevard, the state of the Denver Deserves Sidewalks initiative, and more. Bree mentioned Jill's last appearance on the pod, when they discussed the idea of establishing parking benefits districts. Jill mentioned Families for Safe Streets' recent recommendation for regulations on autonomous vehicles. Bree also talked about the ballot measure Denverites passed to create funding to fix, build, and replace sidewalks on a recent episode of Your City Could Be Better, City Cast's national podcast! For even more news from around the city, subscribe to our morning newsletter at denver.citycast.fm. Follow us on Instagram: @citycastdenver Chat with other listeners on reddit: r/CityCastDenver Support City Cast Denver by becoming a member! What do you think about BRT along Colorado Boulevard? Text or leave us a voicemail with your name and neighborhood, and you might hear it on the show: 720-500-5418 If you enjoyed today's interview with Tess Rowser, the Marketing Manager of the Water Lantern Festival, learn more here. Learn more about the sponsors of this July 7th episode: Denver Art Museum Blue Sky Regional Air Quality Council Denver Botanic Gardens Energy Outreach Colorado Cozy Earth - Use code COZYDENVER for up to 20% off Looking to advertise on City Cast Denver? Check out our options for podcast and newsletter ads at citycast.fm/advertise

    families costs cheap downtown johnston parking marketing managers brt safe streets denverites city cast denver bree davies colorado boulevard
    Wholesale Hotline
    2026 Wholesaling Lead Guide: Getting Premium Sellers For Cheap | Brent Daniels Show

    Wholesale Hotline

    Play Episode Listen Later Jul 6, 2026 45:36


    This is the Wholesale Hotline Podcast (Brent Daniels Live Show Edition), the best 120 minutes in wholesaling education -- live with Brent Daniels.Show notes -- in this episode we'll cover:Brent answers your questions live.Knowledge from Brent and some of the best wholesalers in the industry.The most important news affecting the wholesaling industry.Your weekly dose of wholesaling motivation.Interviews with industry experts and successful wholesaler.Please give us a rating and let us know how we are doing!➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖☎️ Welcome to Wholesale Hotline & TTP Breakout

    Hunters Advantage Podcast
    332. How Average Guys Draw Sheep Tags for Cheap | (Step by Step) w/ Wild Sheep Foundation CEO - Gray Thornton

    Hunters Advantage Podcast

    Play Episode Listen Later Jul 6, 2026 63:56


    In today's episode, we sit down with Gray Thornton, CEO of The Wild Sheep Foundation. We discuss the biggest threats to wild sheep populations, how Aoudad are competing for Bighorn sheep habitat in West Texas, and how you, the average guy, can plan to hunt a sheep in their lifetime. The Wild Sheep Foundation has raised over 70 million dollars over the last decade for wild sheep conservation. Wild Sheep are some of North America's most desired big game animals, with lottery tags often selling for $1,000,000+ dollars. Their populations in the early 1800s were well over a million sheep, with today's numbers sitting around 150,000. Please leave a rating and review if you enjoyed the episode. - Get Tactacam Cameras for 15% off use code HA152026 - https://www.tactacam.com/- Get 20% Off Pnuma Outdoors Gear here: https://pnumaoutdoors.com/?rfsn=8534842.ba528a- Use code HNTA15 for 15% off Out On A Limb MFG products! https://outonalimbmfg.com/ - Use code HA10 for 10% VPA Broadheads: vparchery.com - Check out Alberta Professional Outfitters Society for Hunting Alberta: https://www.apos.ab.ca/ -Follow our socials: TikTok: https://www.tiktok.com/@huntersadvantage Instagram: https://www.instagram.com/hunters_advantage Facebook: https://www.facebook.com/Thehuntersadvantage Gmail: thehuntersadvantage@gmail.com

    Off Topic Podcast
    Off Topic Podcast ep 234 “MEXICO & BEING TOO CHEAP”

    Off Topic Podcast

    Play Episode Listen Later Jul 6, 2026 58:11


    Koba and h discuss where being careful with money becomes gross England vs Mexico prediction (we were wrong) Treating yourself Follow us on ig offtopicpodcast34

    MPR News with Angela Davis
    Cheap Week: How to spend less on buying stuff

    MPR News with Angela Davis

    Play Episode Listen Later Jul 6, 2026 47:12


    How can we spend less without giving up the stuff we need? Maybe you're furnishing your first apartment, replacing a broken toaster, looking for clothes for a growing child or trying to put together a professional wardrobe for a new job.MPR News host Angela Davis wraps up her “Cheap Week” series with ideas for saving money on the clothes we wear and the things that fill our homes. She and her guests talk about how to stretch your dollar by shopping secondhand at thrift stores, consignment shops and online resale sites, and how to get and give away things for free through neighborhood “Buy Nothing” groups. Guests: Roxanne Sanchez is co-owner of Nine Lives thrift store in St. Paul, which opened in 2024. She's also an administrator of her neighborhood “Buy Nothing” Facebook group and had a previous career as a costumer for television and movies.Anna Thompson is a Minneapolis mom and digital marketing strategist who loves to shop at thrift stores and online resale sites. She runs the sustainable fashion Instagram account @annazzon and previously worked as a personal stylist for Arc's Value Village thrift stores.

    The Money Advantage Podcast
    IUL vs. Whole Life Insurance: Who Carries the Risk?

    The Money Advantage Podcast

    Play Episode Listen Later Jul 6, 2026 61:09


    Someone put an IUL illustration in front of you. Maybe it was pitched as "market upside with no downside." Maybe as a "Roth IRA on steroids." Maybe as a way to "be your own bank." And now you're trying to figure out whether any of that holds up, or whether whole life, term, or a Roth IRA actually makes more sense. There's one question that organizes all of it: who carries the risk? With whole life, the insurance company carries it. With an IUL, the risk shifts to you. Everything else in this comparison follows from that single distinction: cost structure, cash value reliability, policy loans, and retirement income. https://youtu.be/JxJqweiyXwU This article covers IUL vs. whole life, IUL vs. term life, IUL vs. a Roth IRA, and the narrow case where an IUL is actually the right call. The goal isn't to tell you IUL is bad. It's to help you see clearly what you're choosing and what job you're asking it to do. Key TakeawaysWhere Does the Risk Live?What's guaranteed vs. what's projectedIUL vs. Whole Life: The Core ComparisonThe cost-of-insurance problemThe 0% floor misunderstandingCaps, participation rates, and spreadsEndowmentLapse ratesIUL vs. Term Life: Two Very Different JobsIUL vs. Roth IRA: The "Tax-Free Income" Pitch, ExaminedWhy IUL Falls Short for Infinite BankingThe double-dip problemLoans on an unstable baseSimplicity vs. active managementWhen an IUL Actually Makes SenseThe Right Tool for the Job You Actually HaveFrequently Asked QuestionsWhat is the main difference between IUL and whole life insurance?Is IUL better than whole life for Infinite Banking?Is an IUL better than term life insurance?Is an IUL a good alternative to a Roth IRA?Can you lose money in an IUL even with the 0% floor? Key Takeaways Whole life offers three contractual guarantees: guaranteed death benefit, guaranteed cash value, and guaranteed premiums that will never increase. An IUL uses flexible premiums, a variable cost of insurance, and index-linked crediting subject to caps, participation rates, and spreads the insurer can adjust annually. The "zero is your hero" floor only protects against negative index crediting. It doesn't protect against cash value declining due to rising internal costs. IUL is structurally incompatible with Infinite Banking, which requires guarantees. The risk you're trying to move off your shoulders needs to land somewhere solid. IUL can make sense for a narrow, specific purpose, but that purpose is not banking. Where Does the Risk Live? Both products are permanent life insurance. Both build cash value. Both offer tax advantages. That's exactly why people assume they're interchangeable, and exactly why the distinction matters so much. With whole life insurance, the risk of delivering on the policy's promises sits inside the insurance company. You pay your premium. They handle everything else. With an IUL, that risk shifts to you, through index performance, variable costs, and a contract the insurer can adjust every year. Here's a quick test: look at the contract length. A whole life contract is often 50 to 80 percent shorter than a universal life contract. The extra pages are disclosures explaining all the ways the insurer is not responsible, because that responsibility has moved to the index and to you.  On whole life, only you can make changes within the contract's provisions. The insurer can't touch your maximum premium, your guaranteed death benefit, or your guaranteed cash value.  On an IUL, the insurer can change cap rates, participation rates, spreads, and required premiums at each anniversary date. That's not a loophole. It's in the contract. What's guaranteed vs. what's projected Whole LifeIULDeath benefitGuaranteedConditional on continued fundingCash valueGuaranteed minimum dollar amountProjected, not guaranteedPremiumsFixed, will never increaseFlexible; insurer can require moreGrowthGuaranteed rate + non-guaranteed dividendsIndex-linked crediting, subject to caps and adjustable annuallyWho manages itThe insurerYouWho carries the riskThe insurance companyMore risk shifted to the policyholder Nelson Nash, the founder of the Infinite Banking Concept, was direct about this: never use a universal life product to take the banking function into your life. A bank runs on guarantees. The insurance product acting as your bank should too. IUL vs. Whole Life: The Core Comparison Whole life is built on guarantees. An IUL is built on a projection. That's the practical difference between knowing your cash value five years from now and running an illustration that depends on index performance, rising costs, and terms the insurer can revise annually. The cost-of-insurance problem Whole life spreads the mortality cost evenly across the life of the policy. It endows at age 120 or 121, so the math is known, the premium is level, and it's fixed from day one. An IUL uses annual renewable term costs that increase every year. Cheap early, expensive later. As you age, that rising cost eats into cash value faster. If the index underperforms, the insurer can require more premium to keep the policy alive, or it lapses. The 0% floor misunderstanding "Zero is your hero" implies you can't lose money. What it actually means is that index crediting won't go negative. But the policy's internal costs still come out: rising cost of insurance, fees, and charges. In a flat year, your cash value can decline even though the index "didn't lose." A floor on crediting is not a floor on cash value. Caps, participation rates, and spreads When the index performs well, you don't capture all of it. A cap sets a ceiling on credited gains. A participation rate credits only a percentage of the gain. A spread withholds credit on the first portion. Some contracts use one mechanism, some use all three. All of them can change every anniversary date. The upside story in the illustration isn't what you're guaranteed to keep. Endowment Whole life endows at age 120 or 121, meaning cash value and death benefit meet at that point, and a living insured is paid the full value out. The policy has a known end point, so the company can calculate and guarantee your cash value at every step. An IUL doesn't endow. There's no guaranteed future cash value figure at all. That's the number a banking strategy depends on knowing. Lapse rates Research from 2021 by Gottlieb and Smetters, published in the American Economic Review, found that 88% of all universal life policies never pay a death benefit. LIMRA's extrapolated data suggests whole life lapses at roughly 60% (Research published in the American Economic Review). The data involves extrapolation, but the direction is consistent: universal life lapses significantly more often, and rising costs over time are a major reason why. For a real-world example of what can go wrong, see our post on the Kyle Busch IUL lawsuit. IUL vs. Term Life: Two Very Different Jobs Term life is pure death-benefit protection. No cash value, lower cost, and it expires. For many families covering a defined window, a mortgage, kids at home, and years to retirement, that simplicity is a feature. Term does exactly what it says it does. An IUL is permanent insurance with a cash value component. But the cost of insurance inside an IUL behaves like an annual renewable term that increases every year. You're paying rising-cost term coverage embedded inside a more expensive, more complex wrapper. That reframes a common pitch: the IUL sold as "term you can get back." Once you understand the internal cost engine, that framing looks very different. When a term policy lapses, it usually means the coverage window was intentional. That's a plan working as designed. When an IUL lapses, something failed. The thing that promised to be permanent didn't make it, and it usually happens at exactly the wrong time. If the job is affordable protection for a defined period, term does it more honestly and more cheaply. Don't buy an IUL believing it's simply a better version of term. IUL vs. Roth IRA: The "Tax-Free Income" Pitch, Examined IULs are frequently sold as a Roth alternative: "tax-free retirement income with no contribution limits." It's worth looking at that honestly. A Roth IRA offers genuinely tax-free growth and qualified withdrawals. Full market participation, no cost-of-insurance drag, no lapse risk. The tradeoff is annual contribution limits and income phase-outs that exclude higher earners. An IUL offers fewerIRS contribution limits, tax-advantaged access through policy loans, and a death benefit. In exchange, you take on capped and adjustable upside, layered fees, a rising cost of insurance, lapse risk, and ongoing management requirements. The mechanism that matters most: the "tax-free income" from an IUL comes from borrowing against non-guaranteed cash value. If the policy lapses while loans are outstanding, the gain can become taxable at the worst possible moment, in retirement, when income options are most constrained. An IUL might add value for a high earner who wants an additional tax-advantaged bucket and a death benefit, and can fund it aggressively for 15 or more years. Even then, it's a complement, not a replacement. Roth IRAIULContribution limitsYes (IRS limits)NoUpsideFull market participationCapped and annually adjustableFeesLower FeesLayered (COI, admin, charges)AccessQualified withdrawals tax-freePolicy loans against non-guaranteed valueRiskMarket riskMarket-linked + COI + lapse riskComplexityModerateHighDeath benefitNoYes Why IUL Falls Short for Infinite Banking To use a policy for banking, you need to know what your future cash value will be. That's the whole point of the Wealth Creator's Cash Flow System: deploy capital, borrow against a foundation you can plan around, repay, and repeat. That only works if the numbers are certain. Infinite Banking isn't about maximizing return inside

    CSG Podcast
    CSG #950: On Peyton Watson, contracts and the Nuggets sending signals they aren't cheap

    CSG Podcast

    Play Episode Listen Later Jul 6, 2026 28:45


    On the latest Mortcast, Jeff talks about Peyton Watson's contract as opposed to Christian Braun's. The decision that was made and how just because you want something doesn't mean you'll get it. In the second half Jeff discusses the LeBron stuff and how the Nuggets really don't want the league to think they're cheap Enjoy the show! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Gun Talk
    Becoming A Gunfighter; Changing Times For Gun Rights; Cheap Guns Are Great

    Gun Talk

    Play Episode Listen Later Jul 5, 2026 44:01 Transcription Available


    In This Hour:-- Gun rights are rising with Trump in office and the Supreme Court poised to stop bans on AR-15 rifles.--  Should you become a gunfighter? How would you do that?--  Today's guns are so much improved that you don't have to spend a fortune to get a good one.Gun Talk 07.05.26 Hour 3Become a supporter of this podcast: https://www.spreaker.com/podcast/gun-talk--6185159/support.

    The John Batchelor Show
    S8 Ep1081: Anne Stevenson-Yang describes the collapse of China's real estate market, where half-empty apartment towers in ghost cities now offer cheap rent to young workers. Municipalities are burdened with massive debt from failed development projects,

    The John Batchelor Show

    Play Episode Listen Later Jul 2, 2026 10:50


    Anne Stevenson-Yang describes the collapse of China's real estate market, where half-empty apartment towers in ghost cities now offer cheap rent to young workers. Municipalities are burdened with massive debt from failed development projects, and building maintenance is deteriorating as developers walk away. (15)19116

    Jeep Talk Show, A Jeep podcast!
    I Spent $500 vs $5000 on Jeep Lift Kits: Here's What Happened

    Jeep Talk Show, A Jeep podcast!

    Play Episode Listen Later Jul 2, 2026 64:19


    **Cheap vs Expensive Jeep Lift Kits: Is the Extra Money Worth It? | Jeep Talk Show** In this episode, Tony and returning co-host Josh dive deep into one of the biggest decisions every Jeep owner faces — **lift kits**. Should you go cheap and upgrade later, or invest in a quality kit from the start? We break down the pros, cons, and real-world lessons from budget builds to full custom setups. Join us for a lively roundtable discussion with fellow Jeepers sharing their experiences: - **Steve** – 2019 JLU Rubicon with Mopar lift - **Dan** – 2012 JKU Sahara with Teraflex 2.5" Street-Trail - **Ralph** – 2020 Gladiator Mojave with Teraflex Alpine IR - **Roger** – 2017 Rubicon Recon with MetalCloak 3.5" Game Changer (heavily modified) - **Rick** – 2004 TJ "Micro Jeep" with full custom 3-link fabrication build running 38s We also talk about common pitfalls (vibes, geometry issues, driveshaft angles, weak links), what "no modification goes unpunished" really means, and how your goals can change once the Jeep bug bites. Plus: - Josh is back! Hear why he stepped away and why he's returning - Classic "You, You" road rage segment - Hilarious man-cave bathroom invention ideas - Nikki G's 10-Minute Off-Road Podcast joke break Whether you're thinking about your first 2" budget boost or planning a serious rock crawler build, this episode is packed with honest advice from real Jeepers. **Drop a comment:** What lift kit are you running (or dreaming about)? Cheap or premium — and would you do it differently? --- **Timestamps:** 00:00:00 Intro: Considering Lift Kits on Any Vehicle 00:00:29 The $5 Billion Lift Kit Industry 00:01:39 Navigating Lift Kit Confusion and Costs 00:03:16 Are Expensive Lift Kits Worth It? 00:04:06 Building a Lift Kit on a Budget 00:05:25 Defining Lift Goals: Appearance vs Capability 00:06:22 Saving Money with Used Parts and DIY Assembly 00:07:51 Entry‑Level Lift Kit Experience and Limits 00:08:47 Lift Kit Stages: From Small to Large 00:15:56 Host Spotlight: Josh's Return and Chemistry 00:19:33 Summarizing Lift Kit Choices: Cheap vs Expensive 00:21:34 Steve O's Mopar Lift: Installation and Review 00:25:04 Dan's Teraflex Lift: DIY Build Insights 00:29:22 Ralph's Gladiator Lift Overview 00:31:29 Roger's Metal Cloak Lift and Custom Build 00:34:08 Roger's Reflections on Possible Adjustments 00:35:00 Rick's TJ Evolution: From Stock to Extreme 00:40:37 Ensuring Build Quality: Checks and Safety 00:46:16 Rick's Future Projects and Plans 00:46:47 Toy Jeep vs Daily Driver and Man Cave 00:48:36 Star Wars Man Cave and Bathroom Humor 00:51:34 Audience Demographics and Listener Commentary 00:52:41 Road Rage: Dealing with Slow Drivers 00:59:26 Nikki G Segment: Jokes and Off‑Road Banter 01:01:22 Episode Wrap‑Up and Call to Action --- **Links:** - Submit your video voicemail: https://jeeptalkshow.com/voicemail - Website: https://jeeptalkshow.com - Follow us on X / Facebook / Instagram @jeeptalkshow If you enjoy the show, please **Like, Subscribe, and hit the bell** so you never miss an episode. Your support keeps the Jeep Talk Show going strong! #Jeep #LiftKit #JeepLife #OffRoad #JeepTalkShow #Wrangler #Gladiator #XJ #JK #JL #4x4 #Overlanding --- Visit our website: https://jeeptalkshow.com/ Watch/Listen on Spotify https://jeeptalkshow.com/spotify Join our Discord Server: https://jeeptalkshow.com/discord Subscribe to our newsletter: https://jeeptalkshow.com/newsletter Help Support the show via Patreon: https://jeeptalkshow.com/patreon

    The Jason Rantz Show
    Hour 1: Jamie Pedersen primary challenge, guest Shannon Bream, cheap World Cup tix

    The Jason Rantz Show

    Play Episode Listen Later Jun 30, 2026 47:03


    Washington Senate Majority Leader Jamie Pedersen is getting a primary challenge of from someone even further left than he is. Activists are targeting former SPOG President and Pierce County Council candidate Mike Solan. A teen was shot at the a south Seattle community center. // Guest: Fox’s Shannon Bream breaks down today’s Supreme Court decisions. // World Cup tickets aren’t crazy expensive on Wednesday. An LA reporter was forced to issue an apology for remarks she made about the Bosnian World Cup team.