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Dear Dave, My husband wants to leave his job next year. He wants to go back to school full-time and finish his degree. It wouldn't take him long to complete his studies, and we've both agreed it's the best thing to do for our family. The only drawback is once he begins school, our yearly income will fall from 0,000 to about ,000. The good news is we'll have his veteran's stipend and tuition assistance from my job to help pay for things. During all this, once we complete Baby Step 3, should we move on the Baby Step 4,...Article Link
It's just me, MJ, on the mic today. I wanted to take a moment to share where life has taken us lately. From how this podcast started — telling our love story and all the funny, messy, beautiful moments — to where things are now as we take baby steps into something new. I talk about what this change has been like, how Shams is doing, and how we're framing it all as a new beginning. It's honest, a little emotional, but filled with hope. Thanks for being here and growing with us. Learn more about your ad choices. Visit megaphone.fm/adchoices
✍️ Help us make the show better! Take this 6-question survey. George Kamel and Rachel Cruze answer your questions and discuss: "My parents want me to use my savings to buy them a house" "I'm $65,000 in debt and I feel completely overwhelmed" "My father has a $1.3 million net worth and none of it is invested. How do I help him grow his wealth?" "Should I stop investing in Baby Step 2 and lose out on my employer match?" "I lost everything in my divorce and I don't know how I am going to pay rent this month" "How do I save up for our wedding while I am in Baby Step 2?". Next Steps: ✔️ Help us make the show better. Please take this short survey.
Dear Dave, My wife and I recently learned she's pregnant. She's about to begin her second trimester, and we're both really excited. There is a bit of concern, though. During a detailed ultrasound, the doctor found an issue that might mean our baby could need minor surgery soon after delivery. Financially, we're in Baby Step 2 of your plan. With the extra bills after the baby's born, should we save money in a sinking fund for the added expenses while we continue paying off debt? Jared Dear Jared, Congratulations on the new baby! I know you're both probably on an...Article Link
Feeling fragmented? This episode guides you through small, practical steps to restore internal wholeness. Learn how to identify misalignments, start keeping promises to yourself, and rebuild self-trust — one intentional choice at a time.You Got This, Ryan
In this episode of The Career Flipper, host Jenny Dempsey sits down with sisters Wendy and Elizabeth Pochop of Baltimore, Maryland, co-founders of Untethered Voyages, a side hustle turned passion project that creates cruise-based retreats for leaders, communities, and organizations.We connected through Support Driven, a global community for customer support professionals, and what started as a conversation about side hustles turned into an inspiring look at building something new from burnout, curiosity, and passion for travel.What You'll Hear in This Episode:How Wendy's burnout in customer success led to a sabbatical, curiosity, and eventually a pivot toward travel and hospitality.The family cruise that sparked the idea for Untethered Voyages and how it evolved from “workations at sea” into curated community-building retreats.The unique way Wendy and Elizabeth balance their strengths, vision and execution, while building a business together as sisters, roommates, and travel buddies.Why structure, accountability, and small sacrifices are key to making side hustles work alongside full-time jobs.Practical advice for anyone feeling stuck in their career: start small, find joy outside of work, and solve a problem you've already faced for others.Their big vision: living and working full-time from cruise ships while helping groups create unforgettable experiences. Connect with Untethered VoyagesJoin their Alaska adventure next summer www.untetheredvoyages.com/alaska.BONUS: They will waive the planning fee for Career Flipper Podcast listeners, if you go on the trip, use code "Career Flipper"!Connect on Instagram: https://www.instagram.com/untetheredvoyagesvacations/Connect on LinkedIn: https://www.linkedin.com/company/untethered-voyagesBook your own group retreat at sea: untetheredvoyages.com Thanks for tuning in to The Career Flipper!If this episode made you think, laugh, or feel a little braver about your own flip, do me a favor:
We've reached the final baby step in this preparedness journey. The earlier steps were about plugging the biggest holes — building a small emergency fund, getting some basic supplies, and starting your food and water storage. But this step is about making sure you're secure for the long haul. It's where short-term fixes evolve into lasting stability.
We've reached the final baby step in this preparedness journey. The earlier steps were about plugging the biggest holes — building a small emergency fund, getting some basic supplies, and starting your food and water storage. But this step is about making sure you're secure for the long haul. It's where short-term fixes evolve into lasting stability. "The Last Baby Step: Locking In Long-Term Security | Episode 478" The post The Last Baby Step: Locking In Long-Term Security | Episode 478 appeared first on Survivalpunk.
Dave Ramsey's Baby Steps have helped countless people get out of debt and start saving, but are they still the best way to build long-term wealth? We explore each Baby Step by highlighting where we agree, where we diverge, and why we believe the Financial Order of Operations (FOO) provides a clearer, more effective roadmap to financial success. We'll cover everything from emergency funds and debt repayment to saving rates, investment order, college planning, and beyond. Whether you're starting from scratch or optimizing an already-strong plan, this episode helps you understand what to do with your next dollar. Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube for early access and go beyond the podcast Connect with us on social media for more content Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. NordVPN.com/MONEYGUY Learn more about your ad choices. Visit megaphone.fm/adchoices