Your Life, Your Money

Follow Your Life, Your Money
Share on
Copy link to clipboard

Featured in Wealth Professional Canada’s 2019 “Top 50 Advisors”, Kelvin Rampersad has been a respected and valued member of the financial industry for the past 30 years. Kelvin started his career in 1988 dedicating himself to making sure his client’s financial health was well looked after. Over the…

640 Toronto


    • Mar 23, 2025 LATEST EPISODE
    • every other week NEW EPISODES
    • 42m AVG DURATION
    • 162 EPISODES


    More podcasts from 640 Toronto

    Search for episodes from Your Life, Your Money with a specific topic:

    Latest episodes from Your Life, Your Money

    Chaos Always Presents Opportunities.!

    Play Episode Listen Later Mar 23, 2025 43:31


    Prepare your finances as Kelvin shares essential tips to help you budget wisely, avoid unnecessary debt, and make the most of your money. https://askkelvin.ca/

    Money Management

    Play Episode Listen Later Mar 9, 2025 42:38


    Prepare your finances as Kelvin shares essential tips to help you budget wisely, avoid unnecessary debt, and make the most of your money. https://askkelvin.ca/

    RSP"s ! What you Should Know

    Play Episode Listen Later Feb 21, 2025 42:47


    Prepare your finances as Kelvin shares essential tips to help you budget wisely, avoid holiday debt, and make the most of your money. https://askkelvin.ca/

    Always Invest For The Long Term!

    Play Episode Listen Later Jan 26, 2025 43:15


    Prepare your finances for the upcoming holiday season and life in general! Kelvin shares essential tips to help you budget wisely, avoid holiday debt, and make the most of your money. https://askkelvin.ca/

    How to Make A Plan For 2025

    Play Episode Listen Later Jan 12, 2025 42:25


    Prepare your finances for the upcoming holiday season and life in general! Kelvin shares essential tips to help you budget wisely, avoid holiday debt, and make the most of your money. https://askkelvin.ca/

    Keep the 50-30-20 Rule in mind, and life will be much simpler!

    Play Episode Listen Later Dec 15, 2024 42:54


    Prepare your finances for the upcoming holiday season and life in general! Kelvin shares essential tips to help you budget wisely, avoid holiday debt, and make the most of your money. https://askkelvin.ca/

    Tips To Find The Best Financial Advisor For Yourself

    Play Episode Listen Later Dec 1, 2024 41:54


    Prepare your finances for the upcoming holiday season and life in general! Kelvin shares essential tips to help you budget wisely, avoid holiday debt, and make the most of your money. https://askkelvin.ca/

    Reverse Mortgage, What Is It?

    Play Episode Listen Later Nov 17, 2024 44:03


    Today Darlene Vila, Independent Mortgage Broker at the Mortgage Center, joins the show to talk about reverse mortgages and how it could help you. https://askkelvin.ca/

    The Holidays Are Close: Is Your Pocket Ready?

    Play Episode Listen Later Nov 3, 2024 40:59


    Prepare your finances for the upcoming holiday season and life in general! Kelvin shares essential tips to help you budget wisely, avoid holiday debt, and make the most of your money. https://askkelvin.ca/

    The Seven Myths of Money

    Play Episode Listen Later Oct 20, 2024 44:03


    With the holidays approaching, finance anxiety is soon to come. Is there anyway to stomp the fear and enjoy life to the fullest? Well, Kelvin the Money Guy might have the solution for you! The Seven Myths of Money can help plan for the future WHILE enjoying the season. https://askkelvin.ca/

    Millennials Money

    Play Episode Listen Later Oct 6, 2024 44:13


    It's easier now then ever to fall into a spending spree, with a few clicks your small online order can turn into a mountain of instant gratification and debut. Is there a way to stop this bad habit or will you forever be doomed in consumer H-E-double-hockey-sticks? Luckily, special guest, Brittney the Money Girl has a trick up her sleeve; Millennial Money! Think like a Millennial; buy with cash, save before you spend, invest, and more! https://askkelvin.ca/

    Why does it feel like we don't have any money?

    Play Episode Listen Later Sep 22, 2024 43:00


    Lately, when talking with relatives or friends, you might feel like there isn't enough money. You work harder than before—perhaps even taking on a second job—but still feel as though you have less money. Tune in to Kelvin The Money Guy for the essential advice you need to take control of your finances today! https://askkelvin.ca/

    Comfortable Retirement

    Play Episode Listen Later Sep 8, 2024 44:01


    On this episode of Your Life, Your Money, host Chris Chreston talks about retirement math. How do you know if you saved enough? Who should you go to, to calculate it? Will I retire comfortably? Find out your answers here.

    Challenges in Financial Planning and Their Remedies

    Play Episode Listen Later Aug 25, 2024 43:21


    On this episode of Your Life, Your Money, host Chris Chreston and Brittney the money girl explore strategies for overcoming financial planning challenges in today's economy.

    Notable Week In THe Market

    Play Episode Listen Later Aug 16, 2024 42:04


    There were a few lost in jeopardy markets, and cases of recession in the past week as the stock market went down. Despite that, it is still important to follow this financial information, helping you understand each time when the market changes, or if the value us growing or falling.

    Financial Fitness

    Play Episode Listen Later Aug 11, 2024 42:04


    To be an Olympic champion requires discipline. Becoming financially fit too! Listen to Kelvin as he gives you tips and advise to achieve your goals. Like the athletes, you need training. Contact us! Questions for next week's show or if you'd like to reach out to Kelvin, please visit... https://askkelvin.ca/

    Critical Illness: The Do's & The Don'ts

    Play Episode Listen Later Aug 4, 2024 43:00


    This week Kelvin talks about mortgage rates decreasing as the market begins to recover, as well as touching the topic of critical illness and how to afford it aside from the pros and cons. Questions for next week's show or if you'd like to reach out to Kelvin, please visit... https://askkelvin.ca/

    The New Wave

    Play Episode Listen Later Jul 28, 2024 44:03


    This week Kelvin talks about money and youth, and who's better to talk about it then Brittney the money girl! Long time listeners will remember Brittney from previous episodes but today she'll explain how millennials spend money, and their relationship with it. Do the new wave of adults see money like us? Questions for next week's show or if you'd like to reach out to Kelvin, please visit... https://askkelvin.ca/

    5 Costly Mistakes People Make Before They Retire

    Play Episode Listen Later Jul 14, 2024 42:36


    Are you ready for retirement but worried you don't have enough in the back? Well, Kelvin has your back! Learn the basics of retirement so you can prepare now and relax later. Questions for next week's show or if you'd like to reach out to Kelvin, please visit... https://askkelvin.ca/

    Join Your Money With Your Honey

    Play Episode Listen Later Jul 7, 2024 43:06


    Having joint accounts in a marriage is very useful for couples, and can become very resourceful in the future of the relationship. Are you deciding as a couple to join together and save your money in a joint account. ? You'll get a lot of helpful tips and information in this episode this week. Questions for next week's show or if you'd like to reach out to Kelvin, please visit... https://askkelvin.ca/

    Money with your honey

    Play Episode Listen Later Jun 30, 2024 44:08


    Are you unsure if merging back accounts with your partner is the right idea? Let Kelvin help you, learn the benefits of merged and separate bank accounts to see which one is right for you. Questions for next week's show or if you'd like to reach out to Kelvin, please visit... https://askkelvin.ca/

    Retirement, Savings, and Legacy

    Play Episode Listen Later Jun 16, 2024 41:41


    This weekend is Father's Day, and we can't mention Father's Day without recognizing that a next generation of kids will grow, and there must be some sort of wealth left back to them. How can we do it, while focusing on saving, and retirement ? Kelvin has the answers. Questions for next week's show or if you'd like to reach out to Kelvin, please visit... https://askkelvin.ca/

    Is Golfing the New Accounting?

    Play Episode Listen Later Jun 2, 2024 44:00


    This week Kelvin explains how golfing is very similar to investing and saving. Just like how every golfer needs a caddie, everyone needs a financial adviser. Questions for next week's show or if you'd like to reach out to Kelvin, please visit... https://askkelvin.ca/

    Retirement 101

    Play Episode Listen Later May 19, 2024 44:03


    Are you ready for retirement but worried you don't have enough in the back? Well, Kelvin has your back! Learn the basics of retirement so you can prepare now and relax later. Questions for next week's show or if you'd like to reach out to Kelvin, please visit... https://askkelvin.ca/

    50/30/20 Rule

    Play Episode Listen Later May 5, 2024 43:58


    We hear this saving trick everywhere, but do you know what it means? Kelvin breaks down this handy little rule to help you save money and live a stress free life. If you have any questions for next week's show or if you'd like to reach out to Kelvin, please visit... https://askkelvin.ca/

    Tax Tax Tax!

    Play Episode Listen Later Apr 21, 2024 44:01


    Taxes come from everywhere; income, gas, carbon, and more! It seems like no matter what you'll be taxed for something. But, is that a bad thing? Kelvin explains the benefits that comes from taxes, like tax returns, and how to sail smoothly through the tax season. If you have any questions for next week's show or if you'd like to reach out to Kelvin, please visit... https://askkelvin.ca/

    It's Now That Millennials Need To Find Help Managing Their Money

    Play Episode Listen Later Apr 7, 2024 42:36


    As most of the millennials enter their 30's, its the right time to start managing your money so that you are in a much better place when the need arises in the future. Kelvin is the perfect person to discuss your goals and help you make a plan to achieve them. If you have any questions for next week's show or if you'd like to reach out to Kelvin, please visit... https://askkelvin.ca/

    Building Your Financial Fitness

    Play Episode Listen Later Mar 24, 2024 43:07


    On this episode of Your Life, Your Money, host Chris Chreston and Kelvin the money guy discuss, how to build your financial fitness in Today's economy

    Prepare yourself for unforseen circumstances

    Play Episode Listen Later Mar 10, 2024 45:01


    On this episode of Your Life, Your Money, host Chris Chreston and Kelvin the money guy discuss, Life insurance as the best possible hedge for and your loved ones in the event of unforeseen life circumstances such as illness or death.

    The Boomers Are Retiring - What Does This Mean?

    Play Episode Listen Later Feb 25, 2024 42:58


    On this episode of Your Life, Your Money, host Chris Chreston and Kelvin the money guy discuss way for you to maximize your money and have a safe retirement. Listen and find out if having a RRSP is a good idea

    Is an RSP right for you? find out the options that are avaiable to you in as you approach retirement

    Play Episode Listen Later Feb 11, 2024 42:29


    On this episode of Your Life, Your Money, host Chris Chreston and Kelvin the money guy discuss the savings options that are available to you as you approach retirement . Find out if an RSP or a TFSA is right for you.

    Boomers Battle Inflation

    Play Episode Listen Later Jan 28, 2024 44:04


    If you have any questions for next week's show or if you'd like to reach out to Kelvin, please visit... https://askkelvin.ca/

    Nest Egg

    Play Episode Listen Later Jan 14, 2024 43:45


    If you have any questions for next week's show or if you'd like to reach out to Kelvin, please visit... https://askkelvin.ca/

    2024, What Now

    Play Episode Listen Later Jan 7, 2024 44:03


    If you have any questions for next week's show or if you'd like to reach out to Kelvin, please visit... https://askkelvin.ca/

    What retirement age could look like

    Play Episode Listen Later Dec 31, 2023 43:07


    This Week Chris Chreston and Kelvin talk all things annuity If you have any questions for next week's show or if you'd like to reach out to Kelvin, please visit... https://askkelvin.ca/

    Retirement Mistakes

    Play Episode Listen Later Dec 17, 2023 41:15


    This Week Chris Chreston and Kelvin talk all things estate planning If you have any questions for next week's show or if you'd like to reach out to Kelvin, please visit... https://askkelvin.ca/

    What's Your Retirement Plan?

    Play Episode Listen Later Dec 3, 2023 44:02


    This Week Chris Chreston and Kelvin talk all things estate planning If you have any questions for next week's show or if you'd like to reach out to Kelvin, please visit... https://askkelvin.ca/

    Estate Planning 101

    Play Episode Listen Later Nov 19, 2023 44:02


    This Week Chris Chreston and Kelvin talk all things Reverse Mortgages with Darlene Velas If you have any questions for next week's show or if you'd like to reach out to Kelvin, please visit... https://askkelvin.ca/

    How to Manage a reverse mortage

    Play Episode Listen Later Nov 12, 2023 44:56


    This Week Chris Chreston and Kelvin talk all things Reverse Mortgages with Darlene Velas If you have any questions for next week's show or if you'd like to reach out to Kelvin, please visit... https://askkelvin.ca/

    Everything you need to know about Reverse Mortgages

    Play Episode Listen Later Nov 5, 2023 44:56


    This Week Chris Chreston and Kelvin talk all things Reverse Mortgages with Darlene Velas If you have any questions for next week's show or if you'd like to reach out to Kelvin, please visit... https://askkelvin.ca/

    Preparing for your financial future in retirement

    Play Episode Listen Later Oct 29, 2023 43:07


    This Week Chris Chreston and Kelvin talk all things annuity If you have any questions for next week's show or if you'd like to reach out to Kelvin, please visit... https://askkelvin.ca/

    Annuities in Retirement Age

    Play Episode Listen Later Oct 22, 2023 43:07


    This Week Chris Chreston and Kelvin talk all things annuity If you have any questions for next week's show or if you'd like to reach out to Kelvin, please visit... https://askkelvin.ca/

    Family Knows Best, Kelvin Knows Better

    Play Episode Listen Later Oct 8, 2023 44:02


    This Thanksgiving weekend think twice about taking your families financial advice, times have changed have they? If you have any questions for next week's show or if you'd like to reach out to Kelvin, please visit... https://askkelvin.ca/

    Buying Your First Home? Here Is How

    Play Episode Listen Later Sep 24, 2023 44:12


    Kelvin breaks down all the options you have to finance your first home, to make sure you get the best deal without losing money. If you have any questions for next week's show or if you'd like to reach out to Kelvin, please visit... https://askkelvin.ca/

    Claim Your Life, Your Money

    In order to claim this podcast we'll send an email to with a verification link. Simply click the link and you will be able to edit tags, request a refresh, and other features to take control of your podcast page!

    Claim Cancel