Podcasts about new retirement

I'm 50, changing jobs, and have to choose between a pension or a 401(k). Which should I go with? Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money LIVE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to ⁠⁠⁠⁠⁠⁠Jill on Money Newsletter⁠⁠⁠⁠⁠⁠ YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ "Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

This week on Success in the New Retirement, Damon Roberts and Matt Deaton discuss the importance of trust in financial advisory, the evolving concerns of retirees, effective income strategies for retirement, and the critical role of tax planning. They emphasize the need for comprehensive financial education and the value of personalized retirement plans that address individual needs and concerns. For more information or to schedule a consultation, call 480-680-6868 or visit www.successinthenewretirement.com! Follow us on social media: Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Helen Dennis is a nationally recognized leader on issues of aging and the new retirement. She has received numerous awards for her university teaching at USC's Davis School of Gerontology and for her contributions to the field of aging, the community and literary arts. As one of the nation's leading experts on preparing for the non-economic aspects of retirement, she has worked with over 25,000 employees at corporations and universities to do just that. As a syndicated columnist on “Successful Aging” for the Southern California News Group, Helen has published over 1,000 columns reaching 1.2 million readers weekly. Additionally, Helen has served as an expert witness for large class action age discrimination cases. She is co-founder of Renewment and co-author of the Los Angeles Times bestseller, "Project Renewment®: The First Retirement Model for Career Women" (Scribner) and has been recognized by PBS Next Avenue as one of the 50 influencers in aging. I promise that you will be inspired on so many levels! Do yourself a favor and listen to the very end! Website: www.HelenMdennis.com  

Get FREE Access To Our Webinar Replay! https://bit.ly/4du3uoN In this video, we challenge the common belief that working longer equals security and purpose. Mark and Jody share personal stories, including their unforgettable focus group with a man who planned to “die at his desk,” and unpack why delaying retirement can quietly erode your health, happiness, and identity. This isn't just about leaving your job...it's about claiming the years between 55 and 75 as your discovery years. You'll learn how to recognize the subtle signs of retirement drift, build meaning beyond your career, and redefine success on your own terms. If you're still working, thinking about what's next, or feeling stuck in the waiting game, this message will help you start living more boldly now. #retirementcouple #retirement#retirement_transformed BUY MARK'S BOOK! The Evolving Man: Life Virtues Men Don't Talk About USEFUL FINANCIAL TOOLS https://geni.us/new_retirement Use this link for a FREE 14 Day Trial! [Get the FREE Downsizing Guide] How to prepare to downsize your home CONNECT: Engage in our Free Facebook Community ✔️ Facebook: https://www.facebook.com/retirementtransformed ✔️ Instagram: https://www.instagram.com/retirementtransformed ✔️ LinkedIn: https://www.linkedin.com/company/retirementtransformed ✔️ Amazon Shop: https://www.amazon.com/shop/retirementtransformed ABOUT RETIREMENT TRANSFORMED Husband and wife duo, Mark & Jody Rollins, inspire and serve as personal guides to meaningful, transformational journeys for individuals who are planning for, going through or are living in retirement. This is everything in retirement beyond your financial plan. We are not financial advisors or medical experts. Any advice we give is our own and should not be taken as professional advice. This video is for informational and entertainment purposes only. Please seek professional assistance before making any financial decisions or changes that can affect your physical or mental health. FTC: Some links mentioned above may be affiliate links, which means we earn a small commission if you buy a product from the specific link. This video is not sponsored. All Content and video segments are the copyright and owned by ©Retirement Transformed and cannot be used without permission.

A lot of Gen Xers are facing an existential crisis, feeling stuck, burned out, unemployed, and just unsure about the future. This was supposed to be the time when we start to wind down so why does it feel like we're on a highway to hell? This doesn't mean we're doomed; it just means we need a reset on how we think about retirement. In my first-ever Substack Live over on my newsletter Small Talk, I had a live conversation with Brian Clark—entrepreneur, writer, and founder of Further—about what this next chapter actually looks like for Gen X. And how we can stop chasing old myths and start building something more sustainable and sane. For more content like this, follow me over @ jonsmalltalk.subtack.com Get a discount on AG1 @ drinkag1/writeaboutnow.com

In this episode, Joe sits down with Dr. Corinne Auman, a developmental psychologist who specializes in adulthood and aging, to talk about how our perspectives on aging and retirement are evolving. She explores common myths about getting older, how to find purpose after retirement, and the power of staying socially connected. Dr. Auman also shares advice for business owners on how to support older workers and build age-friendly workplaces. Plus, they discuss how to prepare for caregiving roles and why honest family conversations about aging are so important. Check out the show notes for EP 139 HERE.  

The old model was simple: work 40 years, retire, live off savings. But in today's world, career longevity is the new retirement strategy. And that doesn't mean grinding away at a job into your 70s. It means owning things that let you work smarter, with freedom and purpose, for as long as you choose. If you're a content creator, this is actually great news. You already have the tools to build real leverage. Here's how: 1. Stop selling your time. Time-for-money income is a trap. Instead, own assets: a blog, podcast, email list, product, or community. These things can scale without more hours. 2. Build a personal media company. One platform. One audience. One mission. When you create consistent content and control the relationship (hint: email), you're building something durable. 3. Specialize until you're unforgettable. Be the best in a narrow category, not “pretty good” in a broad one. That makes you harder to ignore—and impossible to replace. 4. Think like an investor. Great investors look for compounding returns. Same for creators. Invest in skills, ideas, and platforms that grow over time. Don't just work—build. 5. Play the long game. This is a career that doesn't have to end. Think about systems, succession, and maybe even an exit someday. A true content business outlives its creator. And maybe most important… 6. Stay healthy. Career longevity only matters if your brain and body are still firing. Protect your energy. Sleep. Move. Create with purpose. ------- Like this episode? SUBSCRIBE on Apple, Spotify or Google. See all Content Inc episodes at the Content Inc. podcast home. Get my personal newsletter today and receive my free goal-setting guide today.  

#ThisMorning on #BRN #Retirement #2051 | #New Retirement #Bills Floated in #Congress | David Levine, Groom Law Group | #Tunein: broadcastretirementnetwork.com #Aging, #Finance, #Lifestyle, #Privacy, #Retirement, #Wellness and #More - #Everyday

Joanna Maxwell has been the director of the age discrimination team at the Human Rights Commission and is the author of many books including The New Retirement. A passionate advocate for embracing old age she tells us that happiness peaks at the age of 80.See omnystudio.com/listener for privacy information.

This week on Success in the New Retirement, hosts Damon Roberts and Matt Deaton discuss the prevalence of scams targeting the older generation, the importance of understanding hidden fees in investment portfolios, and the necessity of tailoring retirement strategies based on age. They emphasize the significance of diversification and proper planning to ensure financial security in retirement. For more information or to schedule a consultation, call 480-680-6868 or visit www.successinthenewretirement.com! Follow us on social media: Facebook | LinkedInSee omnystudio.com/listener for privacy information.

In this episode of Success in the New Retirement, hosts Damon Roberts and Matt Deaton discuss the influence of financial gurus, the impact of market volatility on retirement planning, and the importance of managing emotions in investment decisions. They emphasize the need for tactical management strategies tailored to individual retirement goals, especially for those nearing retirement age. The conversation highlights the challenges posed by market fluctuations and the necessity of having a solid plan to navigate these uncertainties effectively. For more information or to schedule a consultation, call 480-680-6868 or visit www.successinthenewretirement.com! Follow us on social media: Facebook | LinkedInSee omnystudio.com/listener for privacy information.

What if your retirement lasted longer than your career? With rising life expectancy and changing family dynamics, the traditional idea of retirement—saving till 60 and resting after—no longer holds up.In this episode we speak to experts across finance, health, and longevity to understand how aging is evolving in India. We explore:Why most retirees run out of money within 15 years?The financial and emotional risks of living longerHow to plan for 30-40 years of retirement, not just 10 or 15Why extending your working years might be the smartest move?The growing need to invest in health, not just wealthWatch full conversation with Jitendra Chouksey: https://youtu.be/e0sRTsRWxDM?si=fmG9hcQRSK_MZuciWatch full conversation with Upasana Koul: https://youtu.be/v684N5MLajA?si=J-MmppnUqhPrvMwV*Disclaimer: Investments in the securities market are subject to market risks. Read all the related documents carefully before investing.Registration granted by SEBI, membership of BASL and certification from National Institute of Securities Markets (NISM) in no way guarantee performance of the intermediary or provide any assurance of returns to investors.Quotes or authorisations in this podcast are provided solely for educational purposes and relate to third-party products.

This week, Damon Roberts & Matt Deaton explore the complexities of retirement planning, emphasizing the importance of understanding how long savings will last, the need for tailored investment strategies, and the critical role of financial planning in ensuring a comfortable retirement. Damon & Matt discuss the evolving landscape of retirement, the necessity of maximizing social security benefits, and the importance of having a clear plan to manage retirement income effectively. For more information or to schedule a consultation, call 480-680-6868 or visit www.successinthenewretirement.com! Follow us on social media: Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Joe speaks with journalist and economist Chris Farrell to challenge traditional retirement thinking. They examine working in retirement, the purpose and paycheque balance, and why staying engaged later in life is about more than just financial security. Chris shares insights from his books, including how entrepreneurship after 50 is thriving, how employers are adapting to an aging workforce, and the myths about retirement and happiness. Whether you're considering part-time work, consulting, or a second act career, this episode explores how retirees can create a fulfilling, financially secure future.  Read the full show notes and find more information here: EP 132 Show Notes

Ted Benna, the creator of the 401(k), reveals why the traditional retirement plan is failing millions of Americans and introduces a new, employer-funded alternative designed to be more accessible, flexible, and beneficial for middle and lower-income workers. Joined by Kyle Bagley, co-founder of the Radish Plan, they break down how this innovative system could revolutionize employee compensation, retention, and financial security.Learn More About The Radish Plan: https://www.radishplan.com/Connect with BetterWealth:Email BetterWealth: https://bttr.ly/infoWEBSITE: https://betterwealth.comDISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.Affiliate Disclosure: Some of the links on this channel and in video descriptions are affiliate links. At no additional cost to you, we receive a commission if a purchase is made after clicking the link.

In this episode of Success in the New Retirement, Damon Roberts and Matt Deaton discuss common mistakes individuals make as they approach retirement, the importance of seeking financial advice, and the need for a comprehensive retirement plan. They emphasize the significance of understanding one's financial situation, the risks involved in DIY investing, and the necessity of tailored strategies for income and tax planning as retirement approaches. For more information or to schedule a consultation, call 480-680-6868 or visit www.successinthenewretirement.com! Follow us on social media: Facebook | LinkedInSee omnystudio.com/listener for privacy information.

A recent article on Fortune highlights a growing trend among baby boomers: continuing to work well into their 60s and 70s, not out of necessity, but for the mental stimulation, social connections, and fulfillment that work provides. With nearly 20% of Americans over 65 still employed, this shift is challenging traditional views of retirement and sparking important conversations about what it means to truly retire. Join Ryan as we discuss the reasons behind this phenomenon, from the desire for social interaction to the fulfillment of staying engaged in meaningful work. Here's what we discuss in this episode: 0:00 – Intro 3:29 – Finding fulfillment 5:48 – Financial impact in retirement 8:06 – How it changes long-term planning 9:55 – Are younger generations different? Read the Fortune story here: https://fortune.com/article/the-new-retirement-is-no-retirement-baby-boomers-are-keeping-jobs-well-into-their-sixties-and-seventies-because-they-like-going-to-work/   Visit us online: https://blackoakam.com/ Phone: (470) 508-0508 Get in touch with the Black Oak team: https://blackoakam.com/contact-us/ Schedule a call with Ryan: https://speakwithryan.com/ Get your tax-free retirement toolkit: https://bit.ly/3PMjKqc Get more financial education on our YouTube Channel: https://bit.ly/45kJlwI

This week on Success in the New Retirement, hosts Damon Roberts and Matt Deaton discuss their experiences at the WM Phoenix Open, touching on the thrill and pressure of playing golf in front of a large crowd. They then transition into a critical discussion about hidden fees in retirement planning, emphasizing the importance of understanding what you're paying for in investment vehicles like variable annuities and mutual funds. The conversation wraps up with a warning about the dangers of cashing out 401(k)s when changing jobs, highlighting the potential tax implications and the risk of losing retirement savings. For more information or to schedule a consultation, call 480-680-6868 or visit www.successinthenewretirement.com! Follow us on social media: Facebook | LinkedInSee omnystudio.com/listener for privacy information.

A recent article on Fortune highlights a growing trend among baby boomers: continuing to work well into their 60s and 70s. Surprisingly, this not out of necessity, but for the mental stimulation, social connections, and fulfillment that work provides. With nearly 20% of Americans over 65 still employed, this shift is challenging traditional views of retirement and sparking important conversations about what it means to truly retire. Join us as we explore this growing trend on today's show.  Trent and Brandon have seen firsthand how important it is to have a plan for how you'll spend your time in retirement. Could staying in the workforce be the right choice for you? Here's some of what we discuss in this episode: The importance of knowing what you're retiring to The loss of purpose and loneliness that some retirees can feel Some considerations to keep in mind if you're planning to work part-time or as a contractor The shifting attitudes toward work and retirement in younger generations Contact: Website: http://bradshawfp.com  Email: office@bradshawfp.com Call: 704-216-2260

In this episode of Success in the New Retirement, Damon Roberts and Matt Deaton discuss the evolving landscape of retirement planning. They explore the importance of understanding individual income needs, debunk the myth of a universal retirement savings number, and introduce the concept of micro-retirement as a strategy for younger generations. The conversation emphasizes the necessity of personalized financial planning and the benefits of proactive retirement strategies. For more information or to schedule a consultation, call 480-680-6868 or visit www.successinthenewretirement.com!See omnystudio.com/listener for privacy information.

A recent article on Fortune highlights a growing trend among baby boomers: continuing to work well into their 60s and 70s. Surprisingly, this is not out of necessity, but for the mental stimulation, social connections, and fulfillment that work provides. With nearly 20% of Americans over 65 still employed, this shift is challenging traditional views of retirement and sparking important conversations about what it means to truly retire. Here's some of what we discuss in this episode: 0:00 – Intro 2:20 – Loneliness and loss of purpose 4:53 – The impact of working in retirement on financial plans 8:09 – Generational differences toward work and retirement 11:21 – Technology and remote work in retirement 12:44 – Takeaways The article that inspired this week's show: https://fortune.com/article/the-new-retirement-is-no-retirement-baby-boomers-are-keeping-jobs-well-into-their-sixties-and-seventies-because-they-like-going-to-work/   For more, visit us online: http://philstaxhacks.com Watch the video podcast on YouTube: https://bit.ly/3WdDG96

A recent article on Fortune highlights a growing trend among baby boomers: continuing to work well into their 60s and 70s. Surprisingly, this is not out of necessity, but for the mental stimulation, social connections, and fulfillment that work provides. With nearly 20% of Americans over 65 still employed, this shift is challenging traditional views of retirement and sparking important conversations about what it means to truly retire. Join us as we explore this growing trend on today's show. Lee has witnessed firsthand how retirement goals have shifted in recent years and is having more frequent conversations with clients about the evolving landscape of retirement. Is staying in the workforce the right choice for you? Here's what we discuss in today's show: How Lee is seeing this trend in his own practice Lee's advice for those struggling with a loss of purpose or loneliness after leaving the workforce Financial considerations for those thinking about part-time or contracting work How working longer impacts the financial planning process The shifting attitude toward work and retirement in younger generations Want to set up a meeting with us? Visit us here: http://talkwithjp.com Get more financial education at http://myretirementclarity.com

This week on Success in the New Retirement, Matt Deaton discusses the current financial landscape as the new year begins. He explores the importance of tax strategies, market trends, and the necessity of having a solid financial plan. The conversation emphasizes the challenges of timing the market, the impact of losses on investments, and the need for risk management, especially for retirees. For more information or to schedule a consultation, call 480-680-6868 or visit www.successinthenewretirement.com!See omnystudio.com/listener for privacy information.

When Congress enacted the SECURE 2.0 ACT a couple of years ago, it put into motion certain retirement planning changes that are continuing into 2025 and our next guest says that these changes will affect a lot of people.

In this episode of Financial Clarity for Doctors, our hosts Rachelle Vanderzanden and Corey Janoff chat through some upcoming changes to retirement savings rules. A handful of adjustments happen every year, but there are also some new updates coming up because of the Secure Act and the Secure Act 2.0. Updates include: Details on increases to contribution limits. New 401k/403b catch up rules for folks aged 60-63. New Roth rules for catch up contributions starting in 2026. Updated limits on social security wage limits and covered compensation for workplace retirement plans. How to set aside as much as possible into your tax-advantaged accounts whether you are a W-2 employee or self-employed. For most people, retirement plans are one of the best ways to save on taxes.  Make sure you are using them to your advantage as much as possible!  To hear more, listen to the full episode. For more financial planning tips from Corey and Rachelle, find them on social media! LinkedIn: @CoreyJanoff and @RachelleVanderzanden; Instagram: @CoreyJanoff and @VanderzandenRachelle; and Twitter: @CoreyJanoffCFP and @RachelleFinance  Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. Finity Group, LLC and Cambridge are not affiliated. Cambridge does not offer tax or legal advice.

A notable economist recently shared some surprising advice for retirement. That suggestion was to never retire. Many people work longer because they love what they do, but others may feel trapped in their career due to financial pressure or uncertainty. Chris Hoffman shares how proper planning can help create the right exit strategy.Visit UnleashYourMoney.com and sign up for your complimentary Portfolio X-Ray. Call 404-341-6767 to schedule your time to speak with the Hoffman Financial Group.

In this episode of Success in the New Retirement, hosts Damon Roberts and Matt Deaton discuss the importance of year-end financial planning and setting goals for the upcoming year. They emphasize the need for a solid financial plan, especially as individuals approach retirement. The conversation covers investment strategies, the significance of understanding one's portfolio, and the benefits of seeking a second opinion on financial plans. For more information or to schedule a consultation, call 480-680-6868 or visit www.successinthenewretirement.com!See omnystudio.com/listener for privacy information.

In this episode, Wade and Alex welcome Jason Fichtner to discuss the evolving landscape of retirement income. They explore consumer perspectives on retirement, the importance of protected income strategies, and the generational shifts affecting retirement planning. Their conversation also delves into the decline of traditional pensions, insights on Social Security and Medicare, and the need for better communication regarding claiming strategies. The conversation also focuses on the evolving landscape of retirement income, focusing on the importance of annuities and social security as protected income sources. Listen now to learn more!   Takeaways The concept of retirement is evolving beyond traditional norms. Protected income is essential for financial security in retirement. Generational shifts are leading to different retirement challenges. The decline of pensions necessitates new income solutions. Social Security is not sufficient for most retirees' needs. Effective communication about claiming benefits is crucial. The retirement planning industry must adapt to changing demographics. Education on retirement income strategies is vital for future generations. Delaying Social Security can enhance spousal benefits. The traditional three-legged stool of retirement income is changing. Innovative annuity options can help bridge income gaps in retirement. Behavioral framing can influence retirement income expectations. Protected income can increase retirees' spending confidence. Barriers to annuitization need to be addressed for better adoption. The retirement security industry has a significant role to play. Research and common language are essential for effective communication. Chapters 00:00 Introduction to Retirement Income Challenges 02:13 Consumer Perspectives on Retirement 05:01 The Importance of Protected Income 08:12 Generational Shifts in Retirement Planning 10:41 The Decline of Traditional Pensions 12:05 Social Security and Medicare Insights 15:20 Reframing Social Security Claiming Strategies 19:00 Understanding Annuities and Social Security 21:59 The Shift from Defined Benefit to Defined Contribution 24:55 Innovations in Retirement Income Solutions 28:58 The Future of Retirement Security 32:02 Research and Education in Retirement Planning   Links The Retirement Planning Guidebook: 2nd Edition has just been updated for 2024! Visit your preferred book retailer or simply click here to order your copy today: https://www.wadepfau.com/books/  This episode is sponsored by McLean Asset Management. Visit https://www.mcleanam.com/retirement-income-planning-llm/ to download McLean's free eBook, “Retirement Income Planning”

I've been using Pralana Online over the past month. It's a retirement planning tool that, for a long time, was available as a spreadsheet. It's now available as an online app.In this video, I take a high-level look at Pralana and compare it to Boldin, formerly New Retirement.Pralana: https://go.robberger.com/pralana/yt-p...Boldin: https://go.robberger.com/new-retireme...Join the Newsletter. It's Free:https://robberger.com/newsletter/?utm...

This week on Success in the New Retirement, Damon Roberts and Matt Deaton discuss the evolving landscape of retirement planning, focusing on the decline of pensions and the rise of 401(k) plans. They explore various strategies for generating retirement income, the impact of political changes on financial planning, and the importance of proactive end-of-year financial strategies, including Roth conversions. The conversation emphasizes the need for individuals to take control of their retirement planning amidst changing economic conditions. For more information or to schedule a consultation, call 480-680-6868 or visit www.successinthenewretirement.comSee omnystudio.com/listener for privacy information.

In this episode of Success in the New Retirement, Damon Roberts and Matt Deaton discuss the implications of recent elections on the financial markets, the influence of media and celebrity endorsements, and the importance of having a solid retirement plan that is not overly reliant on political outcomes. They emphasize the need for education in financial planning and the significance of understanding tax implications in retirement. The conversation also touches on the effectiveness of campaign spending and the emotional nature of political decisions affecting financial strategies. For more information or to schedule a consultation, call 480-680-6868 or visit www.successinthenewretirement.comSee omnystudio.com/listener for privacy information.

In this week's episode of Success in the New Retirement, Damon Roberts and Matt Deaton discuss the critical importance of financial planning, particularly for women who may outlive their spouses or face divorce. They emphasize the need for both partners to be involved in financial decisions to ensure security and peace of mind. The conversation also highlights the significance of understanding hidden fees in financial portfolios and the benefits of a thorough portfolio analysis to identify risks and improve tax efficiency. For more information or to schedule a consultation, call 480-680-6868 or visit www.successinthenewretirement.comSee omnystudio.com/listener for privacy information.

Speak with Daniel: https://calendar.danielrondberg.comDaniel's YouTube: https://www.youtube.com/c/DanielRondberg Want a Life Insurance Policy? Go Here: https://www.betterwealth.com/clickhere-life-insuranceWant Whole Life Insurance Education? Go Here: https://bttr.ly/vault 00:00 - 02:32: Introduction and Unique Opportunity in Retirement Planning02:32 - 04:52: Importance of Thinking Outside the Box for Fixed Income Savers04:52 - 07:16: Impact of Interest Rate Changes on Retirement Planning07:16 - 09:35: Real-Life Example of Boosting Retirement Cash Flow09:35 - 11:56: The Power of Combining Annuities and Life Insurance11:56 - 14:21: Addressing Liquidity Trade-Offs and Maximizing Legacy14:21 - 16:45: Exploring Alternative Scenarios and Customization Options16:45 - 19:02: Creating Options Through Permanent Life Insurance19:02 - 28:24: Real-Life Stories: Impact of Creative Retirement Strategies28:24 - 39:56: Encouragement to Explore Creative Financial Solutions______________________________________________ ✉️ Email BetterWealth: https://bttr.ly/infoWEBSITE: https://betterwealth.com====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Does the 4% Rule apply in the same way to tax-deferred, tax-free, and taxable accounts? And how should one consider the different tax treatments of these accounts when coming up with a safe spending plan in retirement? I'll cover these questions in today's video.Bengen's 1996 Paper: https://www.financialplanningassociat...Bengen's 1997 Paper: https://www.financialplanningassociat...New Retirement: https://go.robberger.com/new-retireme...Join the Newsletter. It's Free:https://robberger.com/newsletter/?utm...

In this video, we'll discuss how to optimize the tax efficiency of your retirement withdrawals. New Retirement: https://go.robberger.com/new-retireme...Many retirees have up to three account types: taxable, tax-deferred (e.g., traditional IRA), and tax-free (Roth IRA or HSA). The conventional wisdom tells us to spend the taxable accounts first, then the tax-deferred, and finally the tax-free. It turns out that this approach is rarely optimal.By making a few adjustments to the conventional approach, particularly in early retirement, we can increase our after-tax spending and the longevity of our portfolio.Join the Newsletter. It's Free:https://robberger.com/newsletter/?utm...

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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2880: Steve Chen explores how reverse mortgages can serve as a financial "spare tire" for retirees facing unexpected challenges. By tapping into home equity, retirees can maintain their lifestyle during downturns or emergencies, though it's crucial to understand the complexities and potential risks before making this significant decision. Read along with the original article(s) here: https://www.newretirement.com/retirement/reverse-mortgage-as-back-up-plan/ Quotes to ponder: "A reverse mortgage allows homeowners aged 62 and older to convert a portion of their home equity into funds that they may use at their own discretion." "For many retirees, their home is a valuable source of net worth." "The HECM line of credit has a growth feature, which means that the unused loan balance grows over time." Episode references: National Reverse Mortgage Lenders Association: https://www.nrmlaonline.org/ The Reality of the Retirement Crisis: https://www.americanprogress.org/article/the-reality-of-the-retirement-crisis/ Learn more about your ad choices. Visit megaphone.fm/adchoices

While stock market returns get most of the attention when it comes to retirement portfolios, we should be equally concerned with inflation. In this video, I walk through how to incorporate inflation assumptions into a retirement plan using New Retirement planning software.Join the Newsletter. It's Free:https://robberger.com/newsletter/?utm...

In this eye-opening episode, we tackle the shocking reality that the new retirement age could soon be 75. What does this mean for your future, your financial plans, and your dreams of retirement? It's time to face the hard truth! Links & Resources Follow us on social media for updates: ⁠Instagram⁠ | ⁠YouTube⁠ Check out our recommended tool: ⁠Prop Stream⁠ Thank you for tuning in! If you enjoyed this episode, please rate, follow, and review our podcast. Don't forget to share it with friends who might find it valuable. Stay connected for more insights in our next episode!

New Retirement (Boldin): https://robberger.com/new-retirementNew Retirement, which just changed its name to Boldin, has launched a new feature that makes it easy to customize the order of accounts you use to fund your retirement. In this video, we'll look at the new feature and some advanced strategies on how to use it. Join the Newsletter. It's Free:https://robberger.com/newsletter/?utm...

In this episode of Success in the New Retirement, hosts Damon Roberts and Matt Deaton discuss the importance of financial planning for retirement, addressing common regrets people have about not saving enough. They emphasize the need for a comprehensive financial plan that allows individuals to replace their paycheck and manage risks effectively. The conversation also highlights the value of education in making informed decisions about retirement finances. For more information or to schedule a consultation, call 480-680-6868 or visit www.successinthenewretirement.comSee omnystudio.com/listener for privacy information.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2866: Making friends as you age can be challenging, especially in retirement when the social structures of work and family life are no longer as prominent. Kathleen Coxwell highlights the importance of forging new connections, emphasizing that a lack of social interaction can lead to loneliness, which has significant health risks. She offers practical tips for making friends in retirement, such as pursuing hobbies, volunteering, and using friendship apps, all while reminding us that investing time and being a good friend are key to building meaningful relationships. Read along with the original article(s) here: https://www.newretirement.com/retirement/making-friends-after-retirement/ Quotes to ponder: "Researchers have found mounting evidence linking loneliness to physical illness and to functional and cognitive decline." "Friendships feel organic and magical, but when you boil it down, they actually take investments of time." Episode references: Bumble BFF: https://bumble.com/bff Nextdoor: https://nextdoor.com Meetup: https://www.meetup.com Learn more about your ad choices. Visit megaphone.fm/adchoices

This week, Damon Roberts and Matt Deaton discuss various topics related to retirement, college football, taxes, and financial planning. They touch on the impact of NIL deals on college athletes, the importance of financial advice for young athletes, and the need for tax strategies in retirement. They also highlight the opportunity for Roth conversions and IRA spend downs to minimize taxes. For more information or to schedule a consultation, call 480-680-6868 or visit www.successinthenewretirement.comSee omnystudio.com/listener for privacy information.

Today, choosing the right phone plan could save you up to $1500 a year. Clark introduces our new Phone Plan Finder tool to help you cut through the confusion and make that choice much easier. Then Clark discusses a great new retirement savings option for part-time and self-employed workers. Also - It's vital to understand your liability risks and insure accordingly, which for many, includes umbrella insurance. New Roth Options: Segment 1 Ask Clark: Segment 2 Liability Insurance: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Phone Plan Finder – Find the Best Plan For You - Clark.com Changes in Retirement Savings Rules to Know Before Year's End - WSJ 6% of Your Paycheck Is Becoming the New Standard for 401(k) Saving The 3 Biggest Mistakes You Can Make With Your 401(k) The 401(k) Rollover Mistake That Costs Retirement Savers Billions - WSJ 401(k) Rollover: How To Roll Over a 401(k) (Clark.com) What Is a SEP IRA and Who Is Eligible? What Is a SIMPLE IRA and How Does It Work? Certificate of Deposit (CD): What Is It, Best Places To Open One What Is a Roth 401(k) and How Does It Work? Rollovers From a 529 Plan to Roth IRA: What to Know Umbrella Insurance Covers Worst-Case Scenarios. There Are Now More of Them. - WSJ What Is Umbrella Insurance and Do You Need It? (Clark.com) 6 Things To Know Before Contacting the National Foundation for Credit Counseling Why Clark Says You Should ‘Ignore' Paze as Trendy New Payment Option Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1412: Kathleen Coxwell outlines strategies for finding a fulfilling job after 50, emphasizing the benefits of staying active and engaged in the workforce. She provides practical tips for overcoming age-related employment challenges, maintaining a positive mindset, and leveraging modern job search tools to land the right position. Read along with the original article(s) here: https://www.newretirement.com/retirement/jobs-for-seniors-how-to-find-them/ Quotes to ponder: "Working keeps you young, happy and healthy." "Aging is not lost youth but a new stage of opportunity and strength." "Learning new ways of doing things is arguably the best way to keep your brain young." Episode references: Retired Brains: https://retiredbrains.com Retirement Jobs.com: https://retirementjobs.com FlexJobs.com: https://flexjobs.com Work Force 50: https://workforce50.com Learn more about your ad choices. Visit megaphone.fm/adchoices

It can be scary for retirees to invest in the stock market. At the same time, investing in just fixed income can expose us to the risk of running out of money. So in this episode I walk through 8 things to consider if you are nervous about investing in stocks.New Retirement: https://go.robberger.com/new-retireme...Join the Newsletter. It's Free:https://robberger.com/newsletter/?utm...

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2800: Kathleen Coxwell from NewRetirement.com outlines essential retirement strategies to avoid the most common financial mistakes, ensuring a secure and sustainable retirement. Learn how to maximize your savings, manage debt, and plan effectively to maintain your desired lifestyle throughout your retirement years. Read along with the original article(s) here: https://www.newretirement.com/retirement/retirement-solutions-for-financial-mistakes/ Quotes to ponder: "The earlier you start planning and saving for retirement, the more successful you're going to be." "That is a large expense that can more rapidly drain your nest egg. Ideally you want to be debt free before you retire." "Conventional wisdom is that you should only withdraw about 4% of your nest egg to live." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2776: Working with a financial planner can significantly enhance your financial security and retirement happiness. Kathleen Coxwell discusses the key benefits, such as turning aspirations into achievable goals, creating strategic plans, and staying on track. Whether you're just starting or already managing your investments, professional advice or alternative tools can help optimize your financial future. Read along with the original article(s) here: https://www.newretirement.com/retirement/when-to-start-working-with-a-financial-planner-if-ever/ Quotes to ponder: "Turning your retirement aspirations into solid goals that you can achieve is easier said than done." "A financial planner can help you feel about two times more secure about your finances compared to those who go it alone." "Retirement calculators can be a very effective way of establishing a retirement plan." Episode references: Safeguard Investment Advisory Group LLC: https://safeguardinvestment.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2751: Discover effective strategies to transform financial stress into a proactive force in "7 Ways to Tame Financial Stress for a Wealthier Future" by Kathleen Coxwell. Learn how understanding stress responses, changing perceptions, and engaging in strategic financial planning can empower you to secure a more prosperous future. Read along with the original article(s) here: https://www.newretirement.com/retirement/retirement-stress-2/ Quotes to ponder: "Understand that Avoidance is an Evolutionary Reaction to Threats, but Not Effective for Financial Stress." "Your mindset can actually impact how stress impacts you." "When you choose to connect with others under stress, you can create resilience." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2728: Explore how to safeguard your retirement against uncertainties with Kathleen Coxwell's insights on NewRetirement.com. Discover why a robust Plan B, possibly your own home equity, could be the key to a worry-free retirement. Learn from financial experts about effective fallback strategies, including reverse mortgages, to ensure financial stability no matter what life throws your way. Read along with the original article(s) here: https://www.newretirement.com/retirement/does-your-retirement-need-a-plan-b/ Quotes to ponder: "A good retirement plan involves sufficient savings, strategies for spending, drawing from IRAs, taxation and health care. But there also needs to be a contingency plan, just in case the initial plan you set forth goes awry." "Having a Plan B is all about securing an income stream to sustain you in retirement. And while payments through Social Security, pensions or products like annuities can offer guaranteed protection, so can tapping home equity." "It's a good thing to have that reverse mortgage line of credit open. It's there if you need it, and it makes a lot of sense to have that credit line open for emergencies as a Plan B that's waiting in the wings." Learn more about your ad choices. Visit megaphone.fm/adchoices