Podcasts about CPP

  • 540PODCASTS
  • 1,433EPISODES
  • 42mAVG DURATION
  • 5WEEKLY NEW EPISODES
  • Jun 11, 2026LATEST

POPULARITY

20192020202120222023202420252026

Categories



Best podcasts about CPP

Show all podcasts related to cpp

Latest podcast episodes about CPP

Your Retirement Planning Simplified
EP # 197 | The Honest Truth About One-Time Retirement Plans

Your Retirement Planning Simplified

Play Episode Listen Later Jun 11, 2026 11:42


In this episode of Your Retirement Planning Simplified, Joe Curry explains the real value of a one-time retirement plan and why retirement planning should never be viewed as a one-and-done exercise. Learn how retirement income planning, tax-efficient withdrawal strategies, CPP and OAS decisions, and ongoing financial guidance work together to help Canadians adapt to life's inevitable changes.   Thank you for listening! You can get a full breakdown of each episode on the Your Retirement Planning Simplified Blog Don't forget to like, comment, and subscribe for more simplified retirement planning insights!    Ready to take the next step?  Identify your retirement income style with the RISA Questionnaire   Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap. A step-by-step process to align your finances with your ideal retirement.  Learn more here: https://matthewsandassociates.ca/vsl/    About Joe Curry Joe Curry is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, Joe and his team are committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future.    About Retirement Planning Simplified Founded in 2022, it is our mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. YRPS wants everyone to have access to simple, reliable tools that reflect their values and priorities. This ultimately helps create True Wealth, defined by the freedom to do what you love with those you love. By simplifying retirement planning and aligning it with the retiree's purpose, YRPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: ●      LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ ●      Instagram: https://www.instagram.com/retirement_planning_simplified ●      Youtube: https://www.youtube.com/@retirementplanningsimplified       Disclaimer Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.  

The Association 100 Podcast
Pricing with Purpose: Rethinking Value, Membership, and Revenue in Associations

The Association 100 Podcast

Play Episode Listen Later Jun 9, 2026 38:37


In this episode of The Association Insights Podcast powered by OnWrd & UpWrd, host Colleen Gallagher sits down with Dr. Michael Carr-Tatonetti, CPP, CAE, Founder & CEO of Pricing for Associations, to explore one of the most powerful—and often misunderstood—tools available to association leaders: pricing.From membership dues and event registrations to sponsorships and education programs, pricing decisions influence far more than revenue. Michael shares why associations often underprice their value, overcomplicate their offerings, and allow fear of member backlash to hold them back from making strategic decisions.

PayTalk
Should AI Ever Run Payroll? The Industry's Newest Fault Line

PayTalk

Play Episode Listen Later Jun 4, 2026 26:10


In this special episode recorded at the 44th Annual Payroll Congress in Nashville, Tennessee, special guest host, Brent Skinner, with his HR.com podcast, "Future of Payroll and Workforce Management," discusses with PayrollOrg member, Karen Settembrino, CPP, one of payroll's most consequential emerging debates — artificial intelligence (AI) and payroll. AI may be advancing rapidly, but should payroll professionals trust it to calculate gross-to-net pay? While AI can already support auditing, reconciliation, employee self-service, and anomaly detection, this podcast argues that fully autonomous payroll calculations cross a dangerous line. Want even more insights? Don't forget to register for PayrollOrg's Virtual Congress!

Your Retirement Planning Simplified
EP # 196 | What Should You Do With Your Money at 60? The Canadian Retirement Plan I'd Use

Your Retirement Planning Simplified

Play Episode Listen Later Jun 4, 2026 15:12


What should Canadians do when they turn 60 and start thinking seriously about retirement? In this episode, Joe Curry walks through the exact retirement income planning framework he would use if he were turning 60 today, covering CPP timing, RRSP and RRIF withdrawal strategies, tax-efficient investing, and portfolio design. Learn how to use your 60s as a powerful planning decade to reduce lifetime taxes, maximize retirement income, and create more financial freedom throughout retirement.   Thank you for listening! You can get a full breakdown of each episode on the Your Retirement Planning Simplified Blog Don't forget to like, comment, and subscribe for more simplified retirement planning insights!   Ready to take the next step?  Identify your retirement income style with the RISA Questionnaire   Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap. A step-by-step process to align your finances with your ideal retirement.  Learn more here: https://matthewsandassociates.ca/vsl/    About Joe Curry Joe Curry is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, Joe and his team are committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future.    About Retirement Planning Simplified Founded in 2022, it is our mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. YRPS wants everyone to have access to simple, reliable tools that reflect their values and priorities. This ultimately helps create True Wealth, defined by the freedom to do what you love with those you love. By simplifying retirement planning and aligning it with the retiree's purpose, YRPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: ●      LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ ●      Instagram: https://www.instagram.com/retirement_planning_simplified ●      Youtube: https://www.youtube.com/@retirementplanningsimplified   Disclaimer Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.

The Rob Tetrault Show
CPP Timing: Why "Always Wait Until 70" Is a Red Flag

The Rob Tetrault Show

Play Episode Listen Later Jun 4, 2026 7:23


Master Your Retirement Plan in 45 Minutes Register now → https://bit.ly/2THZzNj

The Canadian Investor
5 Canadian Stocks to Buy and Forget + Are CPP's Returns Actually Bad?

The Canadian Investor

Play Episode Listen Later Jun 1, 2026 56:49


In this episode, we break down the latest CPP Investments annual report and why comparing CPP’s returns directly to the S&P 500 or TSX misses the mark. We discuss CPP’s 7.8% fiscal-year return, its heavy exposure to private equity, real assets and credit, and whether the high fees and complexity are justified over the long run. We also look at five Canadian stocks that could fit a “buy it, lock it away, and don’t touch it for 10 years” mindset. From railways and waste collection to royalty companies, grocers, and energy producers, we discuss which businesses may have the durability, moats, and cash flow profiles to survive and compound through different market environments. Tickers of Stock discussed: WCN.TO, FNV.TO, WPM.TO, CP.TO, CNR.TO, L.TO, CNQ.TO, ENB.TO, DOL.TO, RY.TO, BNS.TO, BAM.TO, BN.TO, CSU.TO, TRI.TO, META, NVDA, GOOGL, AAPL, MSFT, AMZN, TSM, AVGO, TSLA Subscribe to our Our New Youtube Channel! Check out our portfolio by going to Jointci.com Our Website Our New Youtube Channel! Canadian Investor Podcast Network Twitter: @cdn_investing Simon’s twitter: @Fiat_Iceberg Braden’s twitter: @BradoCapital Dan’s Twitter: @stocktrades_ca Want to learn more about Real Estate Investing? Check out the Canadian Real Estate Investor Podcast! Apple Podcast - The Canadian Real Estate Investor Spotify - The Canadian Real Estate Investor Web player - The Canadian Real Estate Investor Asset Allocation ETFs | BMO Global Asset Management Sign up for Fiscal.ai for free to get easy access to global stock coverage and powerful AI investing tools. Register for EQ Bank, the seamless digital banking experience with better rates and no nonsense.See omnystudio.com/listener for privacy information.

Security Management Highlights
World Cup Security: Keep Your Eye on the Ball

Security Management Highlights

Play Episode Listen Later Jun 1, 2026 41:00


Little can prepare security teams for the sheer noise, pyrotechnics, national pride, and fan enthusiasm around FIFA World Cup events, but in this episode of Security Management Highlights, we'll give it a shot. First, Anton Kalaydjian shares how his experience on close protection details for celebrities and VIPs at World Cup events translated to a broader career in soccer security. Then, Efrén Vera Torres, CPP, explains how fraudsters take advantage of the World Cup and what that means for banking and finance institutions. And finally, Mason Wilder, CFE, research director for the Association of Certified Fraud Examiners (ACFE) shares some of the findings from the association's latest occupational fraud report—not strictly about soccer, but a good reminder not to take your eye off the ball for insider threats. This episode is sponsored by public safety and security company SoundThinking. Gilbert Farrulla, director of customer success at SoundThinking, joins this episode to talk about growing tensions in security checkpoints. Additional Resources Learn more about this episode's sponsor, SoundThinking, here: https://www.soundthinking.com/ Read more about World Cup security in Security Management's content package here: https://www.asisonline.org/security-management-magazine/articles/2026/05/world-cup-security/ Focused on executive protection around World Cup matches and travel? Learn how to run an effective two-stage advance and build multiple contingency plans: https://www.asisonline.org/security-management-magazine/articles/2026/05/world-cup-security/executive-protection-advance/ Fan culture and rivalries in global football are core factors in World Cup security. Hospitality personnel can play a key intelligence role to detect signs of trouble early. https://www.asisonline.org/security-management-magazine/articles/2026/05/world-cup-security/hospitality-awareness/ The World Cup could drive upwards of $41 billion in GDP this year. Fraudsters are already taking advantage of the tournament's economic force to drive scams and counterfeit schemes. https://www.asisonline.org/security-management-magazine/articles/2026/05/world-cup-security/scam-economy/ ASIS members can join the Banking and Financial Services Community via ASIS Connects and view the recording of a May webinar about the potential impact of the World Cup on financial institutions: https://community.asisonline.org/viewdocument/workshop-fifa-world-cup-2026-the-potential-impact-on-financial-institutions?CommunityKey=4b4dfeed-1f93-4457-a265-ed282c53d03d&tab=librarydocuments Explore more findings from the ACFE Occupational Fraud 2026: A Report to the Nations in Security Management's coverage: https://www.asisonline.org/security-management-magazine/latest-news/today-in-security/2026/may/fraud-prevention-background-checks/ Read the full ACFE Occupational Fraud 2026: A Report to the Nations here: https://www.acfe.com/fraud-resources/report-to-the-nations Learn more about white collar crime in SM's content package from 2024: https://www.asisonline.org/security-management-magazine/articles/2024/11/white-collar/

Mind Pump: Raw Fitness Truth
2869: The Best Strategies for Getting a Crazy Pump (That Actually Work)

Mind Pump: Raw Fitness Truth

Play Episode Listen Later May 30, 2026 100:02


In this episode the guys break down the best exercises and strategies for getting a crazy pump — hydration with sodium, carb timing, full range of motion, optimal rep ranges, superset strategies, and flexing between sets. Then they coach live callers submitted through mplivecaller.com — Lindsay from Alberta on reverse dieting and building glutes on too few calories, Alex from Florida on weekend tracking inconsistency and a military fitness test, Brianna from North Carolina on chronic overtraining and learning to let go, and Avery from Michigan on fat intake while cutting and dialing in nutrition before her July wedding. MAPS 15 BOGO — https://maps15bogo.com Buy 1 get 1 FREE — limited time (all 7 MAPS 15 programs same price) SPONSORS Vita Bella / MP Hormones — https://mphormones.com Code: MINDPUMP365 — Free 10-min consultation + raffle entry Free consultation booking: https://calendly.com/vb-consultations/complimentary-consults?month=2026-05 Raffle: 3 free memberships + 10 free essential labs given away this month Dose for Your Liver — https://dosedaily.co/MINDPUMP Code: MINDPUMP — 25% off first month subscription Butcher Box — https://butcherbox.com/mindpump No code needed — Choose your free for life offer + $20 off: free sirloin tips for life, free chicken wings for life, or free ground beef for life Mind Pump Fitness Coaching — https://mindpumpfitnesscoaching.com 1.9 NASM CEUs 0:00 - Intro 2:26 - Best exercises and strategies for a crazy pump — the full breakdown 8:48 - Hydration with sodium & carbs — why supplements don't come close 13:20 - Full range of motion, 12–20 reps & superset strategies for maximum pump 16:46 - Flexing between sets & why chasing the pump can work against you 26:14 - Clow peptide stack — GHK, BPC-157, TB-500 & CPP for skin and recovery 38:01 - Why young trainers suck at training older people — the 5 reasons 45:13 - Breast milk, breastfeeding trends & Doug's 30-day cholesterol experiment with Dose 58:13 - Caller: Lindsay (Alberta) — building glutes on 1,600 calories, gets Muscle Mommy 1:04:16 - Caller: Alex (Florida) — military, weekend tracking inconsistency, crushing fatigue 1:13:29 - Caller: Brianna (North Carolina) — chronic overtraining, marathon mom, gets a Mind Pump coach 1:28:40 - Caller: Avery (Michigan) — fat intake while cutting, getting married in July  

Carnival Personnel
CPP EP 296 - Making Up For Lost Time

Carnival Personnel

Play Episode Listen Later May 19, 2026 103:34


Making up for last time (no regular episode of CPP in a few weeks … and still, sadly, no Biff) Joe and Jacques record this super long fun filled ADHD all over the map episode. We start with going deep into the CPP vault and playing a fan favorite Joe – Self Indulgent Theater (which really, it's not Joe being indulged ... but at Jacques demanding) … John Oliver doing the theme from Cheers. Start off talking the fun new Eddie Murphy doc (and the need for him to do a puppeteering special) … which led to talking Dolemite Is My Name bio-pic Murphy did  …  which led to us watching and talking Rudy Ray Moore (the real Dolemite's movie) The Human Tornado! Into the weekly, this is why Tony V is the greatest talk and how awesome the Kristin O'Brien Town and City Fest show was couple weeks ago,  Like to say thanks to Jim Gaffigan for I'm sure he'd say yes had we asked, uses of his clip on “Spring”! Dominik Lay on the School Committee in Lowell has become Jacques “Public Enemy Number Dumb” and has set Jacques down path of getting more involved in local government … but also Jacques and Management did met Ed Markey this week! Chat Managements amazing humanitarian trip to Ukraine last week to … driving a donated car from London to Lviv Ukraine and working at a dog sanctuary in Lviv. Chat VAR questionable call in Westham Arsenal game being THE most consequential call in VAR Premier League history — giving Arsenal the title (over City) AND relegating the Hammers! Chat the great Siskel and Ebert long run of shows of movie reviews, Dare Devil Reborn season 2, Maul – Shadow Lord and YES … squeezes in some Resident Evil 9 gaming talk. … And … a parenting tip? Opening Song: Gomer by Beyond Id (on Spotify on album “The Stovin' Years) Ending Song: Gates Of Hell – Sebadoh Cover by Beyond Id (live on WMFO 1994)

GOTO - Today, Tomorrow and the Future
Tech Truth: Teaching Kids to Code with Sonic Pi • Sam Aaron & James Lewis

GOTO - Today, Tomorrow and the Future

Play Episode Listen Later May 15, 2026 49:32


This conversation was recorded at GOTO Copenhagen 2025.https://gotocph.comSam Aaron - Live Coding Musician & Creator of Sonic PiJames Lewis - Principal Consultant & Technical Director at ThoughtworksRESOURCESSamhttps://www.patreon.com/samaaronhttps://bsky.app/profile/samaaron.bsky.socialhttps://twitter.com/samaaronhttps://github.com/samaaronhttps://linkedin.com/in/samaaronJameshttps://bsky.app/profile/boicy.bovon.orghttps://twitter.com/boicyhttps://linkedin.com/in/james-lewis-microservicesLinkshttps://sonic-pi.nethttps://twitter.com/sonic_pihttps://github.com/sonic-pi-net/sonic-pihttps://www.ableton.com/en/linkhttps://hydra.ojack.xyzDESCRIPTIONProgramming isn't just lines of code, it's a gateway to creating music & art. Legends such as Ada Lovelace are proof of that. With the aim to reshape the perception of coding which has traditionally been complex and intimidating, Sam Aaron created Sonic Pi, an open-source, free-to-use platform that empowers users to create music through code.What began as a humble endeavor has grown exponentially with more than millions of downloads globally and a large number of schools integrating the tool as part of their computing curriculum to teach children how to program.RECOMMENDED BOOKSSam Aaron & Russell Barnes • Code Music with Sonic Pi • https://amzn.to/4hBRYtCHans Gruendel • Making Music with Sonic Pi • https://amzn.to/3oVxGV7Hans Gruendel • Learn to Program with Sonic PI • https://amzn.to/3qCrLEOSimon Monk • Raspberry Pi Cookbook • https://amzn.to/43AGPRXMatthew Skelton & Manuel Pais • Team Topologies • http://amzn.to/3sVLyLQForsgren, Humble & Kim • Accelerate: The Science of Lean Software and DevOps • https://amzn.to/3tCz1xOBlueskyInstagramLinkedInFacebookCHANNEL MEMBERSHIP BONUSJoin this channel to get early access to videos & other perks:https://www.youtube.com/channel/UCs_tLP3AiwYKwdUHpltJPuA/joinLooking for a unique learning experience?Attend the next GOTO conference near you! Get your ticket: gotopia.techSUBSCRIBE TO OUR YOUTUBE CHANNEL - new videos posted daily!

Your Retirement Planning Simplified
EP # 193 | The #1 Retirement Mistake Most People Make - And It Has Nothing to Do With Money

Your Retirement Planning Simplified

Play Episode Listen Later May 14, 2026 12:30


In this episode of Your Retirement Planning Simplified, Joe Curry explores the most overlooked retirement planning risk: your health. While many Canadians focus on RRSPs, CPP timing, and investment returns, Joe explains why your health span - not just your lifespan - may determine whether you truly enjoy retirement. He breaks down the importance of strength, cardiovascular fitness, nutrition, routine, and social connection in building a fulfilling and independent life after work.   Resources Outlive. The Science and Art of Longevity, by Peter Attia   Thank you for listening! You can get a full breakdown of each episode on the Your Retirement Planning Simplified Blog Don't forget to like, comment, and subscribe for more simplified retirement planning insights!    Ready to take the next step?  Identify your retirement income style with the RISA Questionnaire   Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap. A step-by-step process to align your finances with your ideal retirement.  Learn more here: https://matthewsandassociates.ca/vsl/    About Joe Curry Joe Curry is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, Joe and his team are committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future.    About Retirement Planning Simplified Founded in 2022, it is our mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. YRPS wants everyone to have access to simple, reliable tools that reflect their values and priorities. This ultimately helps create True Wealth, defined by the freedom to do what you love with those you love. By simplifying retirement planning and aligning it with the retiree's purpose, YRPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: ●      LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ ●      Instagram: https://www.instagram.com/retirement_planning_simplified ●      Youtube: https://www.youtube.com/@retirementplanningsimplified   Disclaimer Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.

SPOT Radio
HSPA 2026 Review and Key Takeaways from This Year's Event

SPOT Radio

Play Episode Listen Later May 12, 2026 29:47


On this episode of the SPOT radio Podcast, Charlie Webb CPPL speaks with Sarah Deputy CKF from Van der Stähl Scientific about the HSPA (hospital sterile processing association) event that took place in Baltimore, Maryland, in the spring of 2026. The two spoke about this year's events, including the Superstars Sterile Awareness Awards and new technology on the horizon.Guest bio: Sarah DeputySarah is a skilled Service technician in Van der Stahl Scientific's ISO 17025 calibration and service center. She performs laboratory studies for medical device pouch seal strength and integrity for validating the sterile barrier system. Sarah is also a skilled calibration technician and calibrates force, time and thermal environments under Van der Stahl Scientific's ISO 17025 scope of accreditation.  Sarah is Kaizen and Six Sigma Green & Black Belt certified, and is currently working towards a CPP certification through the IOPP. About Van der Stähl ScientificVan der Stahl Scientific supports hospital sterile processing department packaging programs by providing validated medical pouch sealers, ISO‑17025–accredited calibration, and reliable seal‑quality testing tools. Their solutions help SPDs maintain sterile‑barrier integrity, meet ISO 11607 and FDA requirements, and strengthen overall packaging safety and workflow.E-mail: Sarah@vanderstahl.comWebsite: www.vanderstahl.com 

Voices of The Walrus
The Canada Pension Plan Is Funding Trump's Fossil Fuel and AI Ambitions

Voices of The Walrus

Play Episode Listen Later May 5, 2026 13:26


The US is waging a trade war on Canada and destabilizing the climate. The CPP is pouring billions into the effort. Lori Wilson reads The Canada Pension Plan Is Funding Trump's Fossil Fuel and AI Ambitions by Taylor C. Noakes. About AMIAMI is a not-for-profit media company that entertains, informs and empowers Canadians who are blind or partially sighted. Operating three broadcast services, AMI-tv and AMI-audio in English and AMI-télé in French, AMI's vision is to establish and support a voice for Canadians with disabilities, representing their interests, concerns and values through inclusion, representation, accessible media, reflection, representation and portrayal.Find more great AMI Original Content on AMI+Learn more at AMI.caConnect with Accessible Media Inc. online:X /Twitter @AccessibleMediaInstagram @AccessibleMediaInc / @AMI-audioFacebook at @AccessibleMediaIncTikTok @AccessibleMediaIncEmail feedback@ami.ca Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Think Smart with TMFG
Episode 355: What No One Tells You About Your First Year of Retirement (Financially)

Think Smart with TMFG

Play Episode Listen Later May 5, 2026 18:50


A smooth retirement doesn't always start the way people expect… in fact, the first year is often where the real adjustment begins. In this episode of Think Smart with TMFG, we walk through what actually happens financially in your first year of retirement, and why it can feel so different from what you planned. From shifting away from a steady paycheck to building your own income stream, we break down how sources like CPP, OAS, pensions, RRIFs, and investment accounts come together, and why they don't always line up as neatly as a biweekly paycheque. We also explore the key decisions retirees face early on, from when to draw income and how different sources are taxed, to how poor market timing (sequence of returns) can impact your long-term plan. The first year won't be perfect… but it's where your retirement plan starts to take shape.

Your Retirement Planning Simplified
EP # 190 | When You Retire in Canada, Tell NO ONE (Until You Do These 3 Things)

Your Retirement Planning Simplified

Play Episode Listen Later Apr 23, 2026 24:38


In this episode, Joe Curry breaks down three essential steps to take immediately after retiring in Canada to avoid costly mistakes. Learn how to optimize your RRSP withdrawal strategy, properly time CPP and OAS, and build a sustainable retirement income plan.   Thank you for listening! You can get a full breakdown of each episode on our blog: https://www.retirementplanningsimplified.ca/blog  Don't forget to like, comment, and subscribe for more simplified retirement planning insights!    Ready to take the next step?  Identify your retirement income style with the RISA questionnaire at  https://account.myrisaprofile.com/invitation-link/88QG1TMQ12   Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement. Learn more here: https://matthewsandassociates.ca/vsl/    About Joe Curry Joseph Curry, also known as Joe, is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, Joe and his team are committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future.  You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe Website: https://www.retirementplanningsimplified.ca/ Website: https://matthewsandassociates.ca/vsl/    About Retirement Planning Simplified Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: ●      LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ ●      Instagram: https://www.instagram.com/retirement_planning_simplified ●      Podcast/Blog: https://www.retirementplanningsimplified.ca/blog ●      Youtube: https://www.youtube.com/@retirementplanningsimplified       Disclaimer Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.

The Rob Tetrault Show
What $1 Million Really Looks Like in Retirement in Canada (2026)

The Rob Tetrault Show

Play Episode Listen Later Apr 23, 2026 8:34


En Perspectiva
El Tablero Político - Reforma del CPP, interna del PC, molestia en el PN por pérdida de protagonismo en temas como seguridad pública, FA plantea revisar impuestos; hechos políticos que marcaron la semana .

En Perspectiva

Play Episode Listen Later Apr 17, 2026 13:27


El Tablero Político - Reforma del CPP, interna del PC, molestia en el PN por pérdida de protagonismo en temas como seguridad pública, FA plantea revisar impuestos; hechos políticos que marcaron la semana . by En Perspectiva

En Perspectiva
La Mesa - Miércoles 15.04.2026 - Gobierno da marcha atrás: quita de reforma del CPP artículos que otorgaban libertad anticipada a penados por ciertos delitos

En Perspectiva

Play Episode Listen Later Apr 15, 2026 37:44


La Mesa - Miércoles 15.04.2026 - Gobierno da marcha atrás: quita de reforma del CPP artículos que otorgaban libertad anticipada a penados por ciertos delitos by En Perspectiva

Moolala:  Money Made Simple with Bruce Sellery
Debt After Retirement: What Every Canadian Senior Needs to Know

Moolala: Money Made Simple with Bruce Sellery

Play Episode Listen Later Apr 15, 2026 11:40


Licensed insolvency trustee Joshua Harris, CEO of Harris & Partners, joins Bruce Sellery to break down what makes debt uniquely challenging for seniors in Canada. They discuss the realities of living on a fixed income from CPP and OAS, how ageism limits earning potential, and the critical difference between consumer proposals and bankruptcy filings. Joshua explains which assets are protected, including the fact that government pensions are non-garnishable, addresses common fears about losing your home, and shares what happens to debt when a person passes away. If you're a senior dealing with debt or love someone who is, this is essential listening. Find out more at harrisandpartnersinc.com and connect on LinkedIn.

Your Retirement Planning Simplified
EP # 188 | 6 Costly Retirement Mistakes Canadian Retirees Keep Making (And How To Avoid Them)

Your Retirement Planning Simplified

Play Episode Listen Later Apr 9, 2026 20:17


In this episode, Joe Curry breaks down six costly retirement mistakes Canadians make around CPP timing, RRSP withdrawals, TFSA usage, and OAS clawback. Learn how proper retirement income planning can help you reduce taxes, protect benefits, and create a more efficient, coordinated retirement strategy.   Thank you for listening! You can get a full breakdown of each episode on our blog: https://www.retirementplanningsimplified.ca/blog  Don't forget to like, comment, and subscribe for more simplified retirement planning insights!    Ready to take the next step?  Identify your retirement income style with the RISA questionnaire at  https://account.myrisaprofile.com/invitation-link/88QG1TMQ12   Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement. Learn more here: https://matthewsandassociates.ca/vsl/    About Joe Curry Joseph Curry, also known as Joe, is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, Joe and his team are committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future.  You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe Website: https://www.retirementplanningsimplified.ca/ Website: https://matthewsandassociates.ca/vsl/    About Retirement Planning Simplified Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: ●      LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ ●      Instagram: https://www.instagram.com/retirement_planning_simplified ●      Podcast/Blog: https://www.retirementplanningsimplified.ca/blog ●      Youtube: https://www.youtube.com/@retirementplanningsimplified       Disclaimer Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.

The Profitable Photographer
356: Better Decisions = Better Photos, More Success with Chris Wooley

The Profitable Photographer

Play Episode Listen Later Apr 8, 2026 23:53


Chris Wooley, M.Photog., Cr., CPP, F-PPW—also known as The Photo Professor—is one of those people who makes you think differently in the best way. He's a photographer, educator, and President-Elect of the American Society of Photographers, and he's built his career around helping photographers make smarter, more intentional decisions.And honestly… that's what this whole conversation is about.We talked about how every part of our work—lighting, lens choice, pricing, sales—is really just a series of decisions. And when we make better ones (with purpose instead of guessing), everything improves: our photos, our client experience, and yes… our income.I especially loved how Chris simplifies the sales process. Instead of reinventing the wheel every time, he encourages creating a system that builds trust and guides clients naturally. No pressure, no awkwardness—just clarity and confidence. We also dive into pricing in a way that actually makes sense (what do you need, and how do you align that with your clients?).And if you've ever struggled with selling wall art—this part alone is worth the listen. The way we present our work matters more than we think.In This Episode:           •          Why better decisions (not more effort) are the key to better photos and a stronger business           •          How to simplify your sales process so it feels natural, not pushy           •          A smarter approach to pricing that supports both you and your clients           •          Why presentation—especially with wall art—can completely change your salesThis one is such a good reminder: you don't need to do more… you just need to decide better.And he has a $50 discount on his amazing new sales In Person Sales program IPS Viewer Lite at www.cwooley.com/profitable  Use the code Profit50Connect with Photography Business Coach Luci Dumas: Website Email: luci@lucidumas.comInstagram FacebookYouTubeNew episodes drop every week — make sure to subscribe so you never miss an inspiring guest or a powerful solo episode designed to help you grow your photography business.

Carnival Personnel
CPP Sideshow 160 - Comedian Zach Remi aka New England Dad

Carnival Personnel

Play Episode Listen Later Apr 8, 2026 44:30


One of our favorite IG content creators, New England Dad aka comedian Zach Remi is this week's guest.   Been following New England Dad a while and by the fates of stand up, Jacques was on a fundraising show recently with Zach and now … this week's very fun guest.   We chat life balance between social media content creation, stand up … and being a dad … and we chat Will Noonan's luscious head of hair.   Follow Zach @New_England_Dad and CPP on @Carnivalpersonnelpodcast   Opening: Gomer by Beyond Id (The Stovin' Years album on Spotify)   Closing Song: New One by Beyond Id (The Stovin' Years album on Spotify)

The Rob Tetrault Show
Retiring at 60? These CRA Tax Traps Catch Most Canadians

The Rob Tetrault Show

Play Episode Listen Later Apr 6, 2026 8:55


Your Retirement Planning Simplified
EP # 187 | The RRSP Meltdown Strategy: How Canadian Retirees Can Cut RRIF Taxes & OAS Clawback

Your Retirement Planning Simplified

Play Episode Listen Later Apr 2, 2026 19:00


What is an RRSP meltdown strategy—and should you use one? In this episode, Joe Curry explains how intentional RRSP and RRIF withdrawals, CPP and OAS timing, and tax-efficient planning can help reduce lifetime tax and create more flexible retirement income in Canada.   Thank you for listening! You can get a full breakdown of each episode on our blog: https://www.retirementplanningsimplified.ca/blog  Don't forget to like, comment, and subscribe for more simplified retirement planning insights!    Ready to take the next step?  Identify your retirement income style with the RISA questionnaire at  https://account.myrisaprofile.com/invitation-link/88QG1TMQ12   Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement. Learn more here: https://matthewsandassociates.ca/vsl/    About Joe Curry Joseph Curry, also known as Joe, is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, Joe and his team are committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future.  You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe Website: https://www.retirementplanningsimplified.ca/ Website: https://matthewsandassociates.ca/vsl/    About Retirement Planning Simplified Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: ●      LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ ●      Instagram: https://www.instagram.com/retirement_planning_simplified ●      Podcast/Blog: https://www.retirementplanningsimplified.ca/blog ●      Youtube: https://www.youtube.com/@retirementplanningsimplified       Disclaimer Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.

The Investing Academy Podcast
Your CPP Decision At 60 vs 70 | Full Math Breakdown

The Investing Academy Podcast

Play Episode Listen Later Mar 31, 2026 10:03


Watch on YouTube: https://youtu.be/urC81HuxGHA When is the best age to start CPP? In this 2026 guide, I break down the math between starting at age 60 vs. 70 and show you how a "Bridge Strategy" can help you maximize your guaranteed lifetime income. Whether you are 45 and just starting to plan, or 64 and ready to pull the trigger, understanding the "math of timing" is essential. We explore the reality of CPP as a partial income replacement, the massive financial impact of delaying until age 70, and how to use your current portfolio to "bridge" the gap. *Key Takeaways* The Reality Check: Why most Canadians won't get the maximum CPP benefit.The Timing Math: How waiting until 70 can increase your payments by 42%.The Bridge Strategy: Using your investment portfolio to fund early retirement so you can delay CPP.Monthly Income: A look at how Harvest ETFs (HRIF & HDIF) can help generate retirement cash flow. Thank you to Harvest ETFs for supporting this educational resource. We take a look at how their Diversified Monthly Income ETFs can help retirees generate the cash flow needed to delay CPP and maximize their long-term guaranteed income.Learn more about the funds discussed in this video: *Harvest Diversified Equity Income ETF*https://harvestportfolios.com/etf/hrif/?utm_source=BeavisWealth&utm_medium=Banner_&utm_campaign=2026*Harvest Diversified Monthly HDIF*https://harvestportfolios.com/etf/hdif/?utm_source=BeavisWealth&utm_medium=Banner_&utm_campaign=2026 *Video Chapters*0:00 - The 2 Dangerous CPP Assumptions0:48 - Reality Check: Is CPP Enough for Retirement?1:42 - The "Base Layer" vs. Actual Cost of Living2:33 - Why CPP Timing is a Critical Decision2:57 - The Most Common CPP Mistake Canadians Make3:32 - 5 Reasons People Take CPP Early4:40 - The Math: Age 60 vs. Age 65 vs. Age 705:41 - CPP as "Longevity Insurance"6:04 - Generating Retirement Income (Harvest ETFs)7:43 - The "Bridge Strategy" Explained8:59 - Converting Portfolio Income into a Lifetime Pension9:33 - Summary: Your Most Important Retirement Decision10:04 - Bonus: What Happens if You Retire Abroad?

The Family Planning Files
Chronic Pelvic Pain - Early Detection, Pain Management, and Fertility Goals

The Family Planning Files

Play Episode Listen Later Mar 31, 2026 29:27


In this episode of Clinical Chats, part two of the Managing Common Gynecological Problems series, host Dr. Kristin Metcalf-Wilson speaks with Dr. Anita Nelson to discuss the complexities of Chronic Pelvic Pain (CPP). Designed for sexual and reproductive health professionals, this conversation moves beyond the "one-size-fits-all" approach to explore the multifactorial nature of CPP. This episode provides Title X clinicians with the tools to reduce diagnostic delays and initiate effective, compassionate care for patients experiencing life-altering pelvic pain.

The Rob Tetrault Show
5 RRSP Mistakes Canadians Make at 55 & Regret in Retirement

The Rob Tetrault Show

Play Episode Listen Later Mar 31, 2026 5:46


Sustainable Packaging
Institute Of Packaging Professionals (IOPP) with Executive Director Jane Chase

Sustainable Packaging

Play Episode Listen Later Mar 29, 2026 22:14 Transcription Available


In this episode, Cory Connors welcomes Jane Chase to discuss her path into packaging, the value of IOPP membership, and how the organization supports professionals through education, certification, and community. Jane shares her engineering background, why the CPP credential matters, and how IOPP's programs—from Fundamentals of Packaging Technology to sustainability, medical device, and project management courses—equip both new and seasoned professionals. They also cover student engagement, partnerships, AmeriStar Awards, and IOPP's growing focus on sustainability through its technical committee and webinar series.Key Topics Discussed:Jane's engineering path and transition into packaging R&DWhy IOPP membership helps professionals build networks and leadership skillsOverview of IOPP courses: Fundamentals, sustainability, medical device, project managementStudent engagement and free first‑year membership after graduationEvents and recognition: PACK EXPO participation and AmeriStar AwardsResources Mentioned:IOPP education programsCPP certificationAmeriStar AwardsContact:Listeners can reach out through the IOPP team or directly to Jane Chase.Closing Thoughts:Cory and Jane highlight the growing importance of sustainability, education, and professional community in packaging, encouraging professionals and students to get involved with IOPP.Thank you for tuning in to Sustainable Packaging with Cory Connors!Support our Sponsors Learn more here:www.3M.com/sustainablepackaginghttps://www.specright.com/https://www.loraxcompliance.com/Connect with CoryConnect with Cory on LinkedIn here: https://www.linkedin.com/in/cory-connors/I'm here to help you make your packaging more sustainable! Reach out today and I'll get back to you asap. This podcast is an independent production and the podcast production is an original work of the author. All rights of ownership and reproduction are retained—copyright 2022.

The International Risk Podcast
Iran Escalates: How Geopolitical Shock Becomes Organisational Crisis with K. Campbell

The International Risk Podcast

Play Episode Listen Later Mar 25, 2026 35:06


In this episode, we host K. Campbell to examine how the escalating conflict with Iran should be understood not only as a military confrontation but as a wider risk event with implications for shipping, supply chains, critical infrastructure, and corporate decision-making. Drawing on his background in intelligence and security risk management, Campbell explains why the key escalation indicator is the point at which the Iranian regime believes its survival is truly at stake and why threats to the Strait of Hormuz, civilian infrastructure, and international targets should be read through that lens rather than through sensational headlines.  We discuss the warning indicators he is watching most closely, why so many so-called “black swan” events are in fact failures of imagination, how red-teaming can help organisations think more clearly about escalation, and why leaders should focus less on surprise and more on preparedness. K. Campbell, CBCP, CPP® is a seasoned security and intelligence professional and former US military intelligence officer with extensive experience in security risk management, executive protection, threat assessment, and business continuity. His previous roles included leadership positions in National Security Agency units, the Defence Intelligence Agency, the Joint Staff, and a special operations staff, and he co-led and led highly sensitive intelligence and planning efforts against North Korea and Iran, including war planning against Iran's WMD programmes. He has also led and co-led business continuity planning in four organisations, served on the technical committee that updated the ASIS International security risk assessment standard approved by ANSI in April 2024, and contributes to Homeland Security Today and the Domestic Preparedness Journal.The International Risk Podcast brings you conversations with global experts, frontline practitioners, and senior decision-makers who are shaping how we understand and respond to international risk. From geopolitical instability and organised crime to cybersecurity threats and hybrid warfare, each episode explores the forces transforming our world and what smart leaders must do to navigate them. Whether you're a board member, policymaker, or risk professional, The International Risk Podcast delivers actionable insights, sharp analysis, and real-world stories that matter.The International Risk Podcast is sponsored by Conducttr, a realistic crisis exercise platform. Conducttr offers crisis exercising software for corporates, consultants, humanitarian, and defence & security clients. Visit Conducttr to learn more.Dominic Bowen is the host of The International Risk Podcast and Europe's leading expert on international risk and crisis management. As Head of Strategic Advisory and Partner at one of Europe's leading risk management consulting firms, Dominic advises CEOs, boards, and senior executives across the continent on how to prepare for uncertainty and act with intent. He has spent decades working in war zones, advising multinational companies, and supporting Europe's business leaders. Dominic is the go-to business advisor for leaders navigating risk, crisis, and strategy; trusted for his clarity, calmness under pressure, and ability to turn volatility into competitive advantage. Dominic equips today's business leaders with the insight and confidence to lead through disruption and deliver sustained strategic advantage.Subscribe for all our updates!Tell us what you liked! Tell us what you liked!

Canadian Wealth Secrets
Stop Taking Dividends (Until You Hear This)

Canadian Wealth Secrets

Play Episode Listen Later Mar 20, 2026 19:23


Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre dividends really the smartest way to pay yourself from your corporation—or could they be quietly costing you more over time?If you're an incorporated Canadian business owner, chances are you've heard that dividends are the more tax-efficient option. But that idea can be misleading when you look at the full picture. This episode breaks down why the real decision isn't just about this year's tax bill—it's about RRSP room, CPP, corporate tax thresholds, investment discipline, and building a better long-term wealth strategy.You'll learn:Why the “dividends save tax” belief is mostly an illusion once you understand tax integration.When salary becomes the stronger move, especially as corporate income rises above key thresholds like $500,000.The practical income benchmarks that can help you decide when to use salary, dividends, or a blend of both.Press play to find out how to pay yourself more strategically—and stop leaving money on the table.

GOTO - Today, Tomorrow and the Future
Learn C++ by Example • Frances Buontempo & Matt Godbolt

GOTO - Today, Tomorrow and the Future

Play Episode Listen Later Mar 20, 2026 30:37


This interview was recorded for the GOTO Book Club.http://gotopia.tech/bookclubCheck out more here:https://gotopia.tech/episodes/426Frances Buontempo - Consultant, Developer & Author of "Learn C++ by Example"Matt Godbolt - Low-level Latency Geek & Creator of Compiler ExplorerRESOURCESFranceshttps://bsky.app/profile/fbuontempo.bsky.socialhttps://mastodon.social/@fbuontempohttps://x.com/fbuontempohttps://github.com/doctorlovehttps://www.linkedin.com/in/francesbuontempohttps://about.me/frances_buontempohttps://buontempoconsulting.blogspot.comMatthttps://bsky.app/profile/matt.godbolt.orghttps://xania.orghttps://github.com/mattgodbolthttps://www.linkedin.com/in/godbolthttps://twitter.com/mattgodbolthttps://godbolt.orgLinkshttps://cppinsights.ioDESCRIPTIONMatt Godbolt interviews Frances Buontempo about her book "Learn C++ by Example", a practical guide aimed at helping programmers relearn modern C++ features introduced since C++11. Frances shares her unique teaching philosophy, which emphasizes self-contained, playable examples like simple games that make complex concepts accessible and memorable.Drawing on her background in mathematics and her father's work in teacher education, she explains how her approach—exemplified by her famous "X Out of a Y Paper Bag" series of talks—uses humor and practical scenarios to help learners understand challenging topics like coroutines, the spaceship operator, and the "almost always auto" style. The discussion touches on the evolution of C++, the upcoming reflection features in C++26, and Fran's current project: writing an introductory C++ book for complete beginners, despite finding concepts like "constant variable" challenging to explain even as an experienced author.RECOMMENDED BOOKSFrances Buontempo • Learn C++ by Example • https://amzn.to/4rgxSZXFrances Buontempo • Introducing C++ • https://amzn.to/40aHQQCFrances Buontempo • Genetic Algorithms and Machine Learning for Programmers • https://amzn.to/3OLjXMVDaniel Kusswurm • Modern Parallel Programming with C++ and Assembly Language • https://amzn.to/4o5J3SFBlueskyInstagramLinkedInFacebookCHANNEL MEMBERSHIP BONUSJoin this channel to get early access to videos & other perks:https://www.youtube.com/channel/UCs_tLP3AiwYKwdUHpltJPuA/joinLooking for a unique learning experience?Attend the next GOTO conference near you! Get your ticket: gotopia.techSUBSCRIBE TO OUR YOUTUBE CHANNEL - new videos posted daily!

Debt Free in 30
602 – Is It Too Late to Save for Retirement? Real Math Canadians Need to See

Debt Free in 30

Play Episode Listen Later Mar 14, 2026 30:35


Many Canadians worry that they started saving for retirement too late. The numbers can feel discouraging, especially if debt, minimum payments, or everyday expenses delay investing for years. This conversation breaks down the math behind retirement saving and why delay matters more than age. Instead of focusing solely on hitting a "$1 million retirement goal," the discussion shifts to more practical goals: eliminating debt, understanding government benefits like CPP and OAS, and building financial stability over time. Debt Relief For Canadian Seniors – Know Your Options Pre and Post Retirement Debt Repayment Calculator Debt Free Digest – a free monthly e-newsletter Joe Debtor- Hoyes Michalos Annual Consumer Debt Study Hoyes Michalos YouTube Channel – Reliable Canadian Debt Answers by Experts 00:00 Is it ever too late to save for retirement? 02:05 The real problem isn't age 04:40 The math behind starting at 25 vs 45 vs 55 07:20 Why most households can't outrun the numbers 09:30 What the Joe Debtor study reveals about financial delay 12:10 How minimum payments quietly destroy retirement runway 14:20 Should retirement saving happen while carrying debt? 17:00 What happens to retirement plans during a proposal or bankruptcy 20:10 When saving becomes urgent (20s vs 40s vs 50s) 23:00 When retirement saving becomes a lifestyle planning question 26:00 The reality of CPP, OAS and retirement income in Canada Disclaimer: The information provided in the Debt Free in 30 Podcast is for entertainment and informational purposes only and is not intended as personal financial advice. Individual financial situations vary and may require personal guidance from a financial professional. The views expressed in this episode do not necessarily reflect the opinions of Hoyes, Michalos & Associates, or any other affiliated organizations. We do not endorse or guarantee the effectiveness of any specific financial institutions, strategies, or digital tools/apps discussed.

The Jan Broberg Show
A Social Worker's Mission To Heal Childhood Trauma With Beth Light [Re-Release]

The Jan Broberg Show

Play Episode Listen Later Mar 10, 2026 54:57


Today Jan is joined by Beth Light, LCSW, who is a Mental Health Therapist and the Clinical Director at the Child Safety Center of White County. She graduated from Harding University with a Bachelor of Social Work degree in 2005 and from University of Arkansas at Little Rock with a Master of Social Work degree in 2009. Beth has roughly 14 years of experience in the mental health field, and over 10 years of experience specific to mental health and childhood trauma. She has completed advanced trainings in TF-CBT for the treatment of Complex Trauma and for Problematic Sexual Behaviors, and is nationally certified in TF-CBT. Beth serves as a TF-CBT consultant for the UAMS ARBEST Project, and has also completed trainings in EMDR and CPP, both evidence-based treatments for trauma in children. They discuss the studies, trials, and practices that pioneered treating children who have suffered trauma, the highlights and lowlights of social work, and how self-care is a must when your job is being surrounded by some of the worst days in peoples lives.If you or someone you know is experiencing emotional distress or suicidal ideation, please access the resources below:National Suicide and Crisis Lifeline: Call/Text 988National Sexual Assault Hotline  (RAINN) : 1-800-656-HOPE (4673)National Alliance for Mental Illness: 1-800-950-6264Subscribe / Support / Contact:

Geobreeze Travel
Aeroplan Sweet Spots (2026) with Rachel from rachelyuan2 | Ep 279

Geobreeze Travel

Play Episode Listen Later Feb 24, 2026 33:52


(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Points Are Harder to Use Now: Saver Space Squeeze00:14 Meet Rachel: Canadian Points Pro + What We'll Cover01:55 Rachel's Origin Story: From University to Prince of Travel02:55 Aeroplan 2026 Sweet Spots: Stopovers to Asia + Africa Value04:11 Best Aeroplan Partners & How to Stitch Awards Together06:24 Finding Multiple Seats: Lufthansa Group, Swiss, EVA Patterns07:17 Is Asiana Worth It? Managing Expectations on ‘Mediocre' Partners08:02 Real Talk: Flight Quality vs CPP (and a Discover Airlines Horror Story)11:06 Where Aeroplan Shines (and Doesn't): South America + Copa Workarounds12:52 Australia & New Zealand Awards: Routing Tricks Through Asia15:38 Alaska Mileage Plan ‘Atmos' Sweet Spots: Short-Haul + Starlux in Asia17:13 Canadians Getting US Credit Cards: ITIN, Building Credit & Accessing US Programs17:49 Alaska Mileage Plan Sweet Spots: Buying Miles Bonuses & Sample Redemptions18:44 Why Book via Alaska vs AA: Earning Paths, RBC Transfers & the 3x Foreign Spend Hack20:19 2026 Award Travel Reality Check: Saver Space Shrinking, Flex Pricing & Cash Fares24:21 Why Awards Are Harder Now: More Competition, Airline Monetization & Post-Pandemic Capacity27:23 Change/Cancellation Fees & Schedule-Change Tricks: US Programs vs Aeroplan vs Qantas29:07 Upgrading with Points: Why “Book Economy and Hope” Usually Fails (and When It's OK)32:05 Final 2026 Tips: Diversify Programs, Status/Credit-Card Gated Space & Where to Find RachelYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/➤ Instagram: https://www.instagram.com/geobreezetravel/➤ Credit card links: https://www.geobreezetravel.com/cards➤ Patreon: https://www.patreon.com/geobreezetravelYou can find Rachel at:➤ Instagram: https://www.instagram.com/rachelyuan2/ Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

Association Transformation

Send a textMembership dues feel maxed out. But the financial pressure on associations keeps rising.In the latest episode of Association Transformation, co-hosts Elisa Pratt and Andrew Chamberlain sit down with Dr. Michael Carr-Tatonetti, CPP, CAE, Certified Pricing Professional and CEO of Pricing for Associations, to unpack what's really happening beneath the surface.This conversation explores:▪️ Why dues increases are hitting resistance▪️ How perception — not math — drives pricing success▪️ When CPI helps (and when it hurts)▪️ Why pricing needs to be treated as a governance discipline, not a reaction

The Ricochet Audio Network Superfeed
The Kevin Roberts Show: How the CCP Threatens America | The Kevin Roberts Show with Larry O'Connor

The Ricochet Audio Network Superfeed

Play Episode Listen Later Feb 18, 2026 25:38


From the CCP's massive military build-up to growing Chinese land acquisitions near U.S. military bases and thousands of Chinese nationals in American universities, it's long past time for the U.S. to stop ignoring the threat of the CPP and to instead recognize that we are, now, in a New Cold War with China. Larry O'Connor […]

Your Retirement Planning Simplified
EP # 180 | What Most People Get Wrong About When to Take CPP

Your Retirement Planning Simplified

Play Episode Listen Later Feb 12, 2026 12:39


When it comes to CPP and OAS timing, most Canadians ask the wrong question: "What if I die early?" In this episode, Joe Curry reframes CPP as longevity insurance -  a core part of retirement income planning designed to protect you from the real financial risk: living longer than expected and running out of money.   Thank you for listening! You can get a full breakdown of each episode on our blog: https://www.retirementplanningsimplified.ca/blog  Don't forget to like, comment, and subscribe for more simplified retirement planning insights!    Ready to take the next step?  Identify your retirement income style with the RISA questionnaire at  https://account.myrisaprofile.com/invitation-link/88QG1TMQ12   Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement. Learn more here: https://matthewsandassociates.ca/vsl/    About Joe Curry Joseph Curry, also known as Joe, is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, Joe and his team are committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future.  You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe Website: https://www.retirementplanningsimplified.ca/ Website: https://matthewsandassociates.ca/vsl/    About Retirement Planning Simplified Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: ●      LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ ●      Instagram: https://www.instagram.com/retirement_planning_simplified ●      Podcast/Blog: https://www.retirementplanningsimplified.ca/blog ●      Youtube: https://www.youtube.com/@retirementplanningsimplified       Disclaimer Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service. 

The Big Story
Why is the CPP investing your money in xAI?

The Big Story

Play Episode Listen Later Feb 11, 2026 20:37


The Canadian Pension Plan Investment Board (CPPIB) has invested nearly half a billion dollars in xAI, the artificial intelligence company behind Elon Musk's AI chatbot - Grok.The chatbot and its owner have received mounting criticism following the recent influx of deep-fake pornographic content of women and children on X's feeds - a catastrophe that Musk has contributed little to no resources to fix.Host Caryn Ceolin speaks to Jan Mahrt-Smith, associate professor of finance at the University of Toronto, to discuss the risks associated with investing in Musk's chatbot, how the 22 million Canadian investors could be feeling about the move, and whether or not Canadians still trust the government institution to handle their money. We love feedback at The Big Story, as well as suggestions for future episodes. You can find us:Through email at hello@thebigstorypodcast.ca Or @thebigstory.bsky.social on Bluesky

The Logistics of Logistics Podcast
REPOST: The Container Payment Portal and the Rise of AI in Freight with Jake Hoffman

The Logistics of Logistics Podcast

Play Episode Listen Later Feb 10, 2026 63:19


Jake Hoffman and Joe Lynch discuss the container payment portal and the rise of AI in freight. Jake is the Chief Technology Officer of Gnosis Freight, a logistics tech company focused on the lifecycle of a shipping container as it moves around the world. About Jake Hoffman Jake Hoffman is the Chief Technology Officer of Gnosis Freight, a logistics tech company focused on the lifecycle of a shipping container as it moves around the world. He has led the engineering team since the company's inception in 2017, bringing a deep understanding of technology and trends in the industry to bear in driving the company's technical strategy. About Gnosis Freight Gnosis Freight is a leading provider of supply chain visibility and execution software, made available through its proprietary Container Lifecycle Management® (CLM) platform—the world's first supply chain platform focused on the full lifecycle of your shipping containers. Powered by the most complete, accurate, and low latency container tracking data available, the CLM platform provides logistics professionals with a smarter way to track and manage their containers, from booking until returned empty. Gnosis Freight's global footprint encompasses a diverse customer base, including top cargo owners (BCOs), ocean carriers, forwarders, truckers, 3PLs, technology providers, and other critical supply chain partners—all utilizing the CLM platform to achieve new levels of efficiency, cost savings, and collaboration within their supply chain. Key Takeaways: The Container Payment Portal and the Rise of AI in Freight Jake Hoffman and Joe Lynch discuss the container payment portal and the rise of AI in freight. Jake is the Chief Technology Officer of Gnosis Freight, a logistics tech company focused on the lifecycle of a shipping container as it moves around the world. Container Lifecycle Management® Platform: Gnosis Freight specializes in its proprietary Container Lifecycle Management® (CLM) Platform, which provides comprehensive visibility and execution software for the entire lifecycle of shipping containers, from booking until they are returned empty. Real-time Container Tracking and Data: The CLM platform is powered by highly accurate and low-latency container tracking data, enabling logistics professionals to efficiently monitor and manage their containers. This real-time data is crucial for optimizing container movements and reducing dwell times. Partnership with PayCargo for Hapag-Lloyd's Container Payment Portal (CPP): Gnosis Freight has integrated its CLM platform with PayCargo's payment network to power Hapag-Lloyd's new Container Payment Portal (CPP). This collaboration aims to streamline import demurrage payments and accelerate cargo movement for Hapag-Lloyd customers in the U.S. AI for Automated Compliance and Invoicing: While not explicitly stated as "AI," the CPP's ability to provide "Automated real-time OSRA-compliant invoice generation based on pickup date" strongly implies the use of intelligent automation or AI to process data, apply rules, and generate compliant invoices efficiently, reducing manual effort and errors. Streamlining Operations and Enhancing Efficiency: The CPP, a result of the Gnosis-PayCargo partnership, offers features like real-time container status updates, seamless electronic payments, and integrated dispute resolution tools. These functionalities are designed to enhance cargo movement efficiency, reduce container dwell times, and improve payment processes for all stakeholders. Addressing Regulatory Compliance: The Container Payment Portal directly addresses compliance with the Ocean Shipping Reform Act of 2022 (OSRA) and the revised demurrage and detention rules from the U.S. Federal Maritime Commission (FMC), simplifying complex regulatory requirements for Hapag-Lloyd customers. Digitalization and Innovation in Shipping: The integration of advanced payment processing with comprehensive container tracking through the CPP represents a significant step forward in the digitalization of the shipping industry, showcasing Gnosis Freight's commitment to delivering innovative logistics technology solutions. Learn More About The Container Payment Portal and the Rise of AI in Freight Jake Hoffman | Linkedin Gnosis Freight | Linkedin Gnosis Freight Container Lifecycle Management: Gnosis Freight Streamlines International Logistics with Jake Hoffman Big Changes at the Port with Lauren Beagen The Logistics of Logistics Podcast If you enjoy the podcast, please leave a positive review, subscribe, and share it with your friends and colleagues. The Logistics of Logistics Podcast: Google, Apple, Castbox, Spotify, Stitcher, PlayerFM, Tunein, Podbean, Owltail, Libsyn, Overcast Check out The Logistics of Logistics on Youtube

PayTalk
Strategies for Bridging Payroll's Generational Gap

PayTalk

Play Episode Listen Later Feb 6, 2026 54:39


In this episode of PayTalk, we're joined by Michael Francis, MBA, CPP, and Global Payroll Director at SBA Communications, who discusses one of the most critical challenges facing the payroll industry: the generational talent gap. Michael explores strategies for attracting millennials and Gen Z to payroll careers while preserving the institutional knowledge of retiring baby boomers. We dive into rebranding payroll as a strategic, purpose-driven profession that offers technology integration, international exposure, and meaningful career growth. Michael also shares insights on succession planning, mentorship, AI adoption in payroll, and how to showcase the human impact of payroll work. Do you have thoughts or questions about attracting new talent to payroll or bridging generational gaps in the profession? We want to hear from you! Join the conversation by reaching out via email at podcasts@payroll.org or sending a message to the PayrollOrg Facebook page.

The Big Story
Will you have enough money when it's time to retire?

The Big Story

Play Episode Listen Later Feb 5, 2026 16:27


Retirement is not what it used to be – for a variety of reasons. A recent survey from the Bank of Montreal suggests it's becoming more difficult for Canadians to save like their parents did.Is that true?Host Kris McCusker speaks to John Sacke, Investment Advisor and Portfolio Manager for BMO Private Wealth about new trends - both the good and bad - and how young Canadians can capitalize to avoid making the same mistakes as their parents. We love feedback at The Big Story, as well as suggestions for future episodes. You can find us:Through email at hello@thebigstorypodcast.ca Or @thebigstory.bsky.social on Bluesky

Security Management Highlights
A Front-Row Seat to Sports Security

Security Management Highlights

Play Episode Listen Later Feb 3, 2026 38:11


At high-profile basketball games, VIPs and celebrities are often in coveted courtside seats, making executive protection challenging. Players also face risks from fans within arm's reach, and unruly behavior can spill over quickly onto the court. Security leaders Darcy Leutzinger and Larry Thompson share their insights on EP, crowd dynamics, and risk management in sports security. Then, luxury hotel security professional Ricardo Flores, CPP, shares his own personal experience with executive protection threats—when he was abducted, threatened, and ransomed while on the road in 2024. Additional Resources Read more about the risks associated with courtside seating at basketball games in this article from Security Management: https://www.asisonline.org/security-management-magazine/articles/2026/01/fan-misbehavior/risk-sits-courtside-at-basketball-games/ Explore more about sports security and unruly fan behavior in this collection of articles from Security Management: https://www.asisonline.org/security-management-magazine/articles/2026/01/fan-misbehavior/ As fan misbehavior evolves, adopting a holistic risk mitigation approach is key. Learn more in this article from James DeMeo: https://www.asisonline.org/security-management-magazine/articles/2026/01/fan-misbehavior/6-considerations-for-managing-fan-misbehavior-in-modern-sports-venues/ Explore how technology can enable a more effective security advance: https://www.asisonline.org/security-management-magazine/monthly-issues/security-technology/archive/2023/april/tech-advance-how-executive-protection-leverages-technology/ Study the use of force continuum in this Security Management video: https://www.asisonline.org/security-management-magazine/monthly-issues/security-technology/archive/2025/june/The-5-Steps-in-a-Use-of-Force-Continuum/ De-escalation is a powerful tool for security professionals to defuse initial tensions. Explore it here: https://www.asisonline.org/security-management-magazine/articles/2024/11/deescalation/ Learn about the digital breadcrumbs—including on social media—that can expose principals and executives to risk: https://www.asisonline.org/security-management-magazine/articles/2026/01/executive-protection/digital-breadcrumbs/ Read more about Ricardo Flores's kidnapping experience in his article for Security Management: https://www.asisonline.org/security-management-magazine/articles/2026/01/executive-protection/highway-kidnapping/

OncLive® On Air
S15 Ep41: Multidisciplinary Breast Cancer Experts Outline Proactive Strategies for Managing Treatment-Related Toxicities: With Neil Iyengar, MD; Heather Moore, CPP, PharmD; and Sarah Donahue, MPH, NP

OncLive® On Air

Play Episode Listen Later Jan 30, 2026 42:39


In today's episode, Neil Iyengar, MD, moderated an OncLive Insights discussion about adverse effect management when using breast cancer therapies targeting the PI3K, AKT, and mTOR pathways. Dr Iyengar is an associate professor in the Department of Hematology and Medical Oncology and co-director of Breast Medical Oncology in the Department of Hematology and Medical Oncology at Emory University School of Medicine; as well as director of Survivorship Services at the Winship Cancer Institute of Emory University in Atlanta, Georgia. He was joined by Heather Moore, CPP, PharmD, a clinical pharmacist practitioner at the Duke Cancer Center Breast Clinic in Durham, North Carolina; and Sarah Donahue, MPH, NP, a nurse practitioner at the University of California San Francisco Health.  In our exclusive discussion, the experts highlighted the importance of early and comprehensive testing (using both tissue and liquid biopsies) for genetic alterations to guide treatment decisions. They also noted strategies for managing diarrhea, including patient education on diet, proactive use of loperamide, and regular monitoring. They also explained that hyperglycemia management should hinge on prophylactic use of metformin or SGLT2 inhibitors, dietary restrictions, and frequent glucose monitoring. Their conversation on rash management included insights about prophylactic antihistamines, patient education on skin care, and involving dermatology for severe cases. Overall, the experts spotlighted the importance of multidisciplinary collaboration and proactive patient education when treating patients with breast cancer.

Canadian Wealth Secrets
Salary vs. Dividends: How to Choose the Right Mix for Long-Term Wealth in Canada

Canadian Wealth Secrets

Play Episode Listen Later Jan 28, 2026 52:20


Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre dividends really more tax-efficient for business owners—or is that advice costing you hundreds of thousands over time?If you're an incorporated Canadian business owner, you've likely heard the age-old advice: “Just take dividends—it's simpler and saves tax.” But what if that oversimplified strategy is quietly undermining your long-term wealth? In this episode, Jon and Kyle unpack the real math behind salary vs. dividends, revealing how your compensation choices ripple through CPP contributions, RRSP room, investment opportunities, and future flexibility. Whether your business is just starting out or generating strong retained earnings, understanding these trade-offs is crucial to building sustainable wealth.By the end of this episode, you'll discover:Why dividends don't always save tax—and when they can actually hurt your long-term growthHow to use salary strategically to open up RRSP room and diversify beyond your businessA clear, math-based breakdown of which approach works best at different income and retained earnings levelsPress play now to finally take the guesswork out of how you pay yourself—and make smarter, wealth-building decisions as an incorporated business owner.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…inveReady to connect? Text us your comment including your phone number for a response!If you listen to podcasts like The Rational Reminder with Ben Felix & Cameron Passmore, The Canadian Investor, The Canadian Real Estate Investor, Build Wealth Canada with Kornel Szrejber, ChooseFI with Jonathan Mendonsa & Brad Barrett, Afford Anything with Paula Pant, The Ramsey Show with Dave Ramsey, BiggerPockets Money, The Money Guy Show with Brian Preston & Bo Hanson, Invest Like the Best with Patrick O'Shaughnessy, Masters in Business with Barry Ritholtz, The Wealthy Barber Podcast with David Chilton, Financial Audit with Caleb Hammer, In the Money with Amber Kanwar, The Loonie Hour with Steve Saretsky, or More Money Podcast with Jessica Moorhouse — we're confident you'll enjoy Canadian Wealth Secrets too.Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

The Rational Reminder Podcast
Episode 393: Engineering Financial Outcomes

The Rational Reminder Podcast

Play Episode Listen Later Jan 22, 2026 74:31


What if financial planning were approached the same way engineers design aircraft, medical treatments, or complex systems—with clearly defined objectives, constraints, and rigorous trade-off analysis? In this episode, Benjamin Felix is joined by Braden Warwick for a deep dive into what it means to engineer financial outcomes. Drawing on Braden's background as a PhD-trained mechanical engineer and his work building financial planning software at PWL Capital, the conversation reframes financial planning as a design problem rather than a speculative exercise. They explore the critical distinction between a financial plan and a financial projection, why uncertainty does not invalidate good planning, and how professional communication under uncertainty can build trust with clients—especially those from technical backgrounds. The discussion highlights the importance of goals-based planning, sensitivity analysis, and explicitly quantifying trade-offs when clients have multiple competing objectives. Key Points From This Episode: (0:00:04) Introduction to Episode 393 and the return of Braden Warwick (0:02:50) Braden's role at PWL and his experience deploying Conquest Planning software (0:05:46) The tension between low industry entry barriers and professional standards in financial planning (0:07:54) Braden's background in mechanical engineering and academia 0:09:33) Financial plans vs. financial projections: why uncertainty doesn't make a plan "wrong" (0:12:59) Lessons from medicine and engineering on communicating decisions under uncertainty (0:15:15) An engineering framework for financial planning: objectives first, then solutions (0:18:42) Why surface-level goals like "minimize tax" or "maximize returns" often miss what really matters (0:21:19) Evaluating plans against goals using projections, scenario analysis, and sensitivity analysis (0:24:28) Why sensitivity analysis helps planners focus on what actually drives outcomes (0:29:27) Handling multiple competing goals using trade-off analysis and Pareto frontiers (0:36:46) Practical ways planners can present trade-offs without complex math (0:39:25) Case study setup: professional financial planning with corporate clients (0:40:20) Salary vs. dividends for business owners when optimizing for legacy goals (0:44:26) Why financial planning software outputs can be misleading without context (0:48:23) The importance of understanding how planning software calculates key metrics (0:50:22) Using PWL's free retirement tool to analyze CPP and OAS timing decisions (0:53:44) Approximating Monte Carlo outcomes using standard error of the mean (0:56:16) Linking "bad" and "terrible" outcomes to plan success probabilities (0:58:44) How CPP and OAS deferral affects sustainable spending and downside protection (1:02:46) What makes PWL's CPP calculator different from typical break-even tools (1:05:15) Why wage inflation assumptions materially affect CPP deferral decisions (1:07:46) Closing framework: goals, constraints, sensitivity analysis, and quantified trade-offs (1:09:36) Financial planning as an emerging discipline rooted in engineering-style thinking Links From Today's Episode: Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on YouTube — https://www.youtube.com/channel/ Benjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com)

The Simplicity Sessions
4 Retirement Stats That Should Make You Pay Attention

The Simplicity Sessions

Play Episode Listen Later Jan 22, 2026 48:33


In this episode, we dive deep into retirement planning statistics that might surprise you—and hopefully motivate you to take action. We break down the numbers, share personal stories, and give you practical steps to start preparing for your future, no matter what stage of life you're in.   Key Takeaways Start where you are: Even if you're past the "ideal" window for compounding, taking action now is better than waiting Know your numbers: Understand what government benefits you'll actually receive Review your spending: Track where your money goes—especially dining out Think long-term: You're likely to live longer than previous generations planned for Get professional help: This isn't your specialty, and that's okay Action Steps Review your current retirement savings and projections Calculate your expected CPP and OAS benefits Analyze 3 months of spending to find financial leaks Consider insurance as part of your investment strategy Have honest conversations with your partner about retirement goals Resources Mentioned Statistics Canada retirement data (2022-2025) The Latte Factor by David Bach Rich Dad, Poor Dad by Robert Kiyosaki and Sharon Lechter The Psychology of Money by Morgan Housel   Let's dive in! Thank you for joining us today. If you could rate, review & subscribe, it would mean the world to me! While you're at it, take a screenshot and tag me @jennpike to share on Instagram – I'll re-share that baby out to the community & once a month I'll be doing a draw from those re-shares and send the winner something special! Click here to listen: Apple Podcasts – CLICK HERESpotify – CLICK HERE Free Resources: Free Perimenopause Support Guide | jennpike.com/perimenopausesupport Free Blood Work Guide | jennpike.com/bloodworkguide The Simplicity Sessions Podcast | jennpike.com/podcast Get 20% on thewalkingpad.com using code "JENNPIKE20" Get discounts at happybumco.com using code "JENNPIKE" *code doesn't apply with Black Friday sale* Programs: Ignite: Your 8-Week Body Transformation Program | https://jennpike.com/ignite The Peri & Menopause Project  - Join the Waitlist | jennpike.com/theperimenopauseproject Synced Virtual Fitness Studio | jennpike.com/synced Services: Work With Jenn | https://jennpike.com/work-with-jenn/ Functional Testing | jennpike.com/testing-packages Business Mentorship | The Audacious Woman Mentorship:  jennpike.com/theaudaciouswoman Connect with Jenn: Instagram | @jennpike Facebook | @thesimplicityproject YouTube | Simplicity TV Website | The Simplicity Project Inc. Connect with Chris: Instagram | @chrisborsellino Finance Discovery Session | Book Here Have a question? Send it over to hello@jennpike.com and I'll do my best to share helpful insights, thoughts and advice.

The Rare Life
209: Kenya's Story | When Lightning Strikes Twice, Precocious Puberty + Trusting Your Instincts

The Rare Life

Play Episode Listen Later Jan 15, 2026 46:39


When Kenya's daughter was six, her body began changing in ways that felt impossible to ignore, even as doctors insisted it was normal. What followed was a long stretch of doubt, dismissal, and self-questioning, until Kenya finally found a specialist who confirmed what she had known all along: her daughter was experiencing precocious puberty.In this episode, Kenya shares what it was like to fight for answers, navigate bias in pediatric care, and hold space for a child whose body and emotions were changing before she was ready. She also talks about the shock of facing the same diagnosis again with her second daughter, and how experience can simultaneously make you feel more prepared while still reopening old grief.If you've ever had to trust your instincts and fight for a diagnosis your child needed, this conversation will hit close to home. And thank you to Azurity Pharmaceuticals for sponsoring this episode and supporting families impacted by CPP (central precocious puberty). Links: Join The Rare Life newsletter and never miss an update!Fill out our contact form to join upcoming discussion groups!Follow us on Instagram @the_rare_life!Donate to the podcast or Contact me about sponsoring an episode.Follow the Facebook page. Join the Facebook group Parents of Children with Rare Conditions.And if you love this podcast, please leave usa rating or review in your favorite podcast app

People of Packaging Podcast
336 - Tom Seymour drops in AND he's our first new mini series host (Beyond the Dieline...coming soon)!

People of Packaging Podcast

Play Episode Listen Later Jan 15, 2026 31:16


Guest: Tom Seymour, CPP, Business Development and Marketing Manager at Bison Bag & Founder of Moka EnergyHost: Adam PeekEpisode OverviewIn this intro to Tom Seymour, new host of the “Beyond the Die Line” series, Adam Peek sits down with Tom Seymour to discuss the human side of the packaging industry. Tom shares his journey from a “C-student” football player to a certified packaging professional, his philosophy on servant leadership, and the exciting launch of his new venture, Moka Energy.Key Takeaways* The Power of Partnership: Tom emphasizes that 75% of his day involves solving problems that have nothing to do with packaging. By focusing on the total supply chain and being a true partner, the packaging opportunities naturally follow.* Servant Leadership: The core of Tom's career is a love for people and problem-solving. He discusses the “law of the universe”—that doing good things for others without expectation leads to long-term success.* The Science of Packaging: Beyond the business relationships, Tom nerdily dives into the “polymer science” behind flexible packaging, explaining why different foods require specific barrier levels and respiration rates.* Material Agnosticism: A balanced look at the sustainability debate (Paper vs. Plastic) and the importance of using data and science rather than public opinion to make environmental decisions.* Entrepreneurial Spirit: Tom details his 2-year journey to launch Moka Energy, a “portable cup of coffee” in the form of a whole-bean coffee bar.Featured in this Episode* Bison Bag: A family-based flexible packaging converter located in the Buffalo, NY area.* Moka Energy: Tom's new company featuring clean-label, vegan, and gluten-free coffee bars.* IoPP (Institute of Packaging Professionals): Where Tom and Adam first connected.* SUNY Brockport: Tom's alma mater and the place where he transformed his academic career.Links & Resources* Visit Moka Energy: www.mokaenergy.com* Connect with Tom Seymour on LinkedIn: Tom Seymour, CPP* Bison Bag Official Site: www.bisonbag.comNotable Quotes“Our motto is: Your success is our success. But that's not just based on packaging.” — Tom Seymour“Time is socialist. Everybody has the same amount... it's about who can lean into the value of that time.” — Adam Peek This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.packagingisawesome.com