Podcasts about CPP

Even in retirement, small expenses can quietly drain your income — until you take a closer look. In this episode, Joe Curry shares how a simple personal cashflow audit saved him over $2,000 a year and outlines practical steps retirees can use to find — and fix — their own hidden money leaks. Perfect for Canadians focused on tax-efficient retirement income planning and smarter spending.   Key Takeaways Small leaks sink big ships — even in retirement. Performing a personal cashflow audit can uncover significant amounts in annual savings. Subscriptions add up fast. Many retirees pay for apps, streaming services, or memberships they've forgotten about. Canceling unused ones can free up hundreds of dollars a year. Your needs change in retirement — your insurance should too. Review life, home, and auto coverage regularly to make sure you're not overpaying for outdated protection. Tax inefficiency is an invisible leak. Pulling income from the wrong accounts or missing opportunities like CPP deferral can quietly cost thousands in unnecessary taxes. Question your habits. Routines you've "always done" — from premium cell plans to cable TV — may not serve your retirement lifestyle anymore.   Resources Retirement Planning Simplified Blog Matthews and Associates Book a Cashflow Audit Call Related RPS Episodes: Ep 134 - Smart Tax Strategies for More Efficient Retirement Planning   Thank you for listening! You can get a full breakdown of each episode on our blog: https://www.retirementplanningsimplified.ca/blog  Don't forget to like, comment, and subscribe for more simplified retirement planning insights!    Ready to take the next step?  Identify your retirement income style with the RISA questionnaire at  https://account.myrisaprofile.com/invitation-link/88QG1TMQ12   Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement. Learn more here: https://matthewsandassociates.ca/vsl/   About Joe Curry Joseph Curry, also known as Joe, is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, Joe and his team are committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future.  You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe Website: https://www.retirementplanningsimplified.ca/ Website: https://matthewsandassociates.ca/vsl/   About Retirement Planning Simplified Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ Instagram: https://www.instagram.com/retirement_planning_simplified Podcast/Blog: https://www.retirementplanningsimplified.ca/blog Youtube: https://www.youtube.com/@retirementplanningsimplified       Disclaimer Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.    

Sign up for our Rockefeller Masterclass now: https://hub.controlandcompound.com/rockefeller-method-webinar     On today's episode, Darren and Christina break down the 2025 Canadian federal budget! They unpack why this so-called "once-in-a-generation" plan looks more like deficits on steroids, with a projected $78.3B deficit this year and national debt heading toward $2.9 trillion by 2029.    They dive into exploding interest costs, Ottawa's controversial net debt-to-GDP spin using CPP, and what this all means for taxes, interest rates, small business owners, and Canadian families. If you care about Canadian politics, fiscal responsibility, and building wealth in a high-tax, high-debt environment, this is a must-watch.   Show notes:  00:00 - Introduction & Budget Overview 01:10 - "Smoke and Mirrors" Budget Explained 02:28 - Deficits on Steroids & Record Spending 04:34 - Debt Explosion & Long-Term Consequences 07:03 - Interest Costs: The Silent Crisis 11:26 - Higher Rates & Government Picking Winners 13:31- Housing Promises vs. Reality 16:18 - Immigration Policy Tightening & Housing Impact 19:42 - First-Time Homebuyer Rebate Explained 21:53 - The Three Big Takeaways for Canadians 23:31 - Why Infinite Banking Matters More Than Ever 26:44 - Final Thoughts BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us   FIND US ON:   INSTAGRAM: https://www.instagram.com/controlandcompound/   TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en   LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true Thank you for tuning in to this episode. The information contained in this podcast is for informational and entertainment purposes only, and is separate and apart from the wealth coach services provided by Darren Mitchell and Associates, Inc. To its qualified clients, Control and Compound Financial expressly disclaims any and all liability or responsibility for any direct, indirect, incidental or any other damages arising out of any individual's use of this podcast or the information in it. The views expressed here are those of each participant and guests, and not necessarily those of or endorsed by Control and Compound Financial, its affiliates, subsidiaries, and their respective directors, shareholders, officers, or employees. For full disclosure, visit controland compound.com/podcast-media.  

Alberta independence: is it a fantasy... or the only realistic path to prosperity? Mitch Sylvestre and Jeffrey Rath, two leaders from the Alberta Prosperity Project, join the show to argue that Ottawa is actively harming Albertans and that negotiated fixes are political theatre. In this episode, we dig into their plan, "day one" promises, economics—and the hard questions, like how to handle CPP, passports, borders, and Indigenous rights.

Saindo do forno, Norma Melhorança tem uma conversa essencial com Miguel Pinheiro Gomes, um profissional de múltiplas facetas: Historiador, Psicólogo e Psicanalista associado ao CPP.Neste episódio, exploramos a interseção de sua rica trajetória profissional, que engloba a clínica psicanalítica e um profundo compromisso social. Miguel Pinheiro Gomes é:Sócio do CPPL: Uma instituição pioneira no Nordeste, há 40 anos dedicada ao tratamento de crianças com transtornos precoces e autismo, sempre com foco na singularidade e inserção social.Membro do Coletivo Pontes da Psicanálise: Um grupo recifense de escuta antirracista e anti-imperialista de orientação psicanalítica, que leva a discussão da psicanálise engajada para o mundo.A conversa gira em torno de como a História e a Psicanálise se unem para enfrentar questões contemporâneas urgentes. Prepare-se para um bate-papo instigante que aborda:A clínica psicanalítica na singularidade do autismo e transtornos precoces.O papel da psicanálise na escuta antirracista e na crítica ao imperialismo.Como a psicanálise pode ser uma ferramenta de transformação social e resgate da dignidade humana.Não perca esta oportunidade de ouvir um psicanalista que vai além do consultório, utilizando seu conhecimento para tecer pontes necessárias na sociedade.

Merrill on LinkedIn (https://www.linkedin.com/in/merrill-lutsky/) Graphite (https://graphite.com/) Alice for Snowflake (https://alice.dev/alice-snowflake/) Mike on X (https://x.com/dominucco) Mike on BlueSky (https://bsky.app/profile/dominucco.bsky.social) Coder on X (https://x.com/coderradioshow) Show Discord (https://discord.gg/k8e7gKUpEp) Alice & Custom Dev (https://alice.dev) Mike's Recent Omakub Blog Post (https://dominickm.com/omakhub-review/)

Aeroview (https://aeroview.io/) Marc on LinkedIn (https://www.linkedin.com/in/mhweiner/) Alice for Snowflake (https://alice.dev/alice-snowflake/) Mike on X (https://x.com/dominucco) Mike on BlueSky (https://bsky.app/profile/dominucco.bsky.social) Coder on X (https://x.com/coderradioshow) Show Discord (https://discord.gg/k8e7gKUpEp) Alice & Custom Dev (https://alice.dev) Mike's Recent Omakub Blog Post (https://dominickm.com/omakhub-review/)

Last time we spoke about the fall of Wuhan. In a country frayed by war, the Yangtze became a pulsing artery, carrying both hunger and hope. Chiang Kai-shek faced a brutal choice: defend Wuhan to the last man, or flood the rivers to buy time. He chose both, setting sullen floodwaters loose along the Yellow River to slow the invaders, a temporary mercy that spared some lives while ripping many from their homes. On the river's banks, a plethora of Chinese forces struggled to unite. The NRA, fractured into rival zones, clung to lines with stubborn grit as Japanese forces poured through Anqing, Jiujiang, and beyond, turning the Yangtze into a deadly corridor. Madang's fortifications withstood bombardment and gas, yet the price was paid in troops and civilians drowned or displaced. Commanders like Xue Yue wrestled stubbornly for every foothold, every bend in the river. The Battle of Wanjialing became a symbol: a desperate, months-long pincer where Chinese divisions finally tightened their cordon and halted the enemy's flow. By autumn, the Japanese pressed onward to seize Tianjiazhen and cut supply lines, while Guangzhou fell to a ruthless blockade. The Fall of Wuhan loomed inevitable, yet the story remained one of fierce endurance against overwhelming odds.   #174 The Changsha Fire Welcome to the Fall and Rise of China Podcast, I am your dutiful host Craig Watson. But, before we start I want to also remind you this podcast is only made possible through the efforts of Kings and Generals over at Youtube. Perhaps you want to learn more about the history of Asia? Kings and Generals have an assortment of episodes on history of asia and much more  so go give them a look over on Youtube. So please subscribe to Kings and Generals over at Youtube and to continue helping us produce this content please check out www.patreon.com/kingsandgenerals. If you are still hungry for some more history related content, over on my channel, the Pacific War Channel where I cover the history of China and Japan from the 19th century until the end of the Pacific War. In the summer of 1938, amid the upheaval surrounding Chiang Kai-shek, one of his most important alliances came to an end. On June 22, all German advisers to the Nationalist government were summoned back; any who refused would be deemed guilty of high treason. Since World War I, a peculiar bond had tied the German Weimar Republic and China: two fledgling states, both weak and only partially sovereign. Under the Versailles Treaty of 1919, Germany had lost extraterritorial rights on Chinese soil, which paradoxically allowed Berlin to engage with China as an equal partner rather than a traditional colonizer. This made German interests more welcome in business and politics than those of other Western powers. Chiang's military reorganization depended on German officers such as von Seeckt and von Falkenhausen, and Hitler's rise in 1933 had not immediately severed the connection between the two countries. Chiang did not share Nazi ideology with Germany, but he viewed Berlin as a potential ally and pressed to persuade it to side with China rather than Japan as China's principal East Asian, anti-Communist partner. In June 1937, H. H. Kung led a delegation to Berlin, met Hitler, and argued for an alliance with China. Yet the outbreak of war and the Nationalists' retreat to Wuhan convinced Hitler's government to align with Japan, resulting in the recall of all German advisers. Chiang responded with a speech praising von Falkenhausen, insisting that "our friend's enemy is our enemy too," and lauding the German Army's loyalty and ethics as a model for the Chinese forces. He added, "After we have won the War of Resistance, I believe you'll want to come back to the Far East and advise our country again." Von Falkenhausen would later become the governor of Nazi-occupied Belgium, then be lauded after the war for secretly saving many Jewish lives. As the Germans departed, the roof of the train transporting them bore a prominent German flag with a swastika, a prudent precaution given Wuhan's vulnerability to air bombardment. The Japanese were tightening their grip on the city, even as Chinese forces, numbering around 800,000, made a stubborn stand. The Yellow River floods blocked northern access, so the Japanese chose to advance via the Yangtze, aided by roughly nine divisions and the might of the Imperial Navy. The Chinese fought bravely, but their defenses could not withstand the superior technology of the Japanese fleet. The only substantial external aid came from Soviet pilots flying aircraft bought from the USSR as part of Stalin's effort to keep China in the war; between 1938 and 1940, some 2,000 pilots offered their services. From June 24 to 27, Japanese bombers relentlessly pounded the Madang fortress along the Yangtze until it fell. A month later, on July 26, Chinese defenders abandoned Jiujiang, southeast of Wuhan, and its civilian population endured a wave of atrocities at the hands of the invaders. News of Jiujiang's fate stiffened resolve. Chiang delivered a pointed address to his troops on July 31, arguing that Wuhan's defense was essential and that losing the city would split the country into hostile halves, complicating logistics and movement. He warned that Wuhan's defense would also be a spiritual test: "the place has deep revolutionary ties," and public sympathy for China's plight was growing as Japanese atrocities became known. Yet Chiang worried about the behavior of Chinese soldiers. He condemned looting as a suicidal act that would destroy the citizens' trust in the military. Commanders, he warned, must stay at their posts; the memory of the Madang debacle underscored the consequences of cowardice. Unlike Shanghai, Wuhan had shelters, but he cautioned against retreating into them and leaving soldiers exposed. Officers who failed in loyalty could expect no support in return. This pep talk, combined with the belief that the army was making a last stand, may have slowed the Japanese advance along the Yangtze in August. Under General Xue Yue, about 100,000 Chinese troops pushed back the invaders at Huangmei. At Tianjiazhen, thousands fought until the end of September, with poison gas finally forcing Japanese victory. Yet even then, Chinese generals struggled to coordinate. In Xinyang, Li Zongren's Guangxi troops were exhausted; they expected relief from Hu Zongnan's forces, but Hu instead withdrew, allowing Japan to capture the city without a fight. The fall of Xinyang enabled Japanese control of the Ping-Han railway, signaling Wuhan's doom. Chiang again spoke to Wuhan's defenders, balancing encouragement with a grim realism about possible loss. Although Wuhan's international connections were substantial, foreign aid would be unlikely. If evacuation became necessary, the army should have a clear plan, including designated routes. He recalled the disastrous December retreat from Nanjing, where "foreigners and Chinese alike turned it into an empty city." Troops had been tired and outnumbered; Chiang defended the decision to defend Nanjing, insisting the army had sacrificed itself for the capital and Sun Yat-sen's tomb. Were the army to retreat again, he warned, it would be the greatest shame in five thousand years of Chinese history. The loss of Madang was another humiliation. By defending Wuhan, he argued, China could avenge its fallen comrades and cleanse its conscience; otherwise, it could not honor its martyrs. Mao Zedong, observing the situation from his far-off base at Yan'an, agreed strongly that Chiang should not defend Wuhan to the death. He warned in mid-October that if Wuhan could not be defended, the war's trajectory would shift, potentially strengthening the Nationalists–Communists cooperation, deepening popular mobilization, and expanding guerrilla warfare. The defense of Wuhan, Mao argued, should drain the enemy and buy time to advance the broader struggle, not become a doomed stalemate. In a protracted war, some strongholds might be abandoned temporarily to sustain the longer fight. The Japanese Army captured Wuchang and Hankou on 26 October and captured Hanyang on the 27th, which concluded the campaign in Wuhan. The battle had lasted four and a half months and ended with the Nationalist army's voluntary withdrawal. In the battle itself, the Japanese army captured Wuhan's three towns and held the heartland of China, achieving a tactical victory. Yet strategically, Japan failed to meet its objectives. Imperial Headquarters believed that "capturing Hankou and Guangzhou would allow them to dominate China." Consequently, the Imperial Conference planned the Battle of Wuhan to seize Wuhan quickly and compel the Chinese government to surrender. It also decreed that "national forces should be concentrated to achieve the war objectives within a year and end the war against China." According to Yoshiaki Yoshimi and Seiya Matsuno, Hirohito authorized the use of chemical weapons against China by specific orders known as rinsanmei. During the Battle of Wuhan, Prince Kan'in Kotohito transmitted the emperor's orders to deploy toxic gas 375 times between August and October 1938. Another memorandum uncovered by Yoshimi indicates that Prince Naruhiko Higashikuni authorized the use of poison gas against the Chinese on 16 August 1938. A League of Nations resolution adopted on 14 May condemned the Imperial Japanese Army's use of toxic gas. Japan's heavy use of chemical weapons against China was driven by manpower shortages and China's lack of poison gas stockpiles to retaliate. Poison gas was employed at Hankou in the Battle of Wuhan to break Chinese resistance after conventional assaults had failed. Rana Mitter notes that, under General Xue Yue, approximately 100,000 Chinese troops halted Japanese advances at Huangmei, and at the fortress of Tianjiazhen, thousands fought until the end of September, with Japanese victory secured only through the use of poison gas. Chinese generals also struggled with coordination at Xinyang; Li Zongren's Guangxi troops were exhausted, and Hu Zongnan's forces, believed to be coming to relieve them, instead withdrew. Japan subsequently used poison gas against Chinese Muslim forces at the Battle of Wuyuan and the Battle of West Suiyuan. However, the Chinese government did not surrender with the loss of Wuhan and Guangzhou, nor did Japan's invasion end with Wuhan and Guangzhou's capture. After Wuhan fell, the government issued a reaffirmation: "Temporary changes of advance and retreat will not shake our resolve to resist the Japanese invasion," and "the gain or loss of any city will not affect the overall situation of the war." It pledged to "fight with even greater sorrow, greater perseverance, greater steadfastness, greater diligence, and greater courage," dedicating itself to a long, comprehensive war of resistance. In the Japanese-occupied rear areas, large armed anti-Japanese forces grew, and substantial tracts of territory were recovered. As the Japanese army themselves acknowledged, "the restoration of public security in the occupied areas was actually limited to a few kilometers on both sides of the main transportation lines." Thus, the Battle of Wuhan did not merely inflict a further strategic defeat on Japan; it also marked a turning point in Japan's strategic posture, from offense to defense. Due to the Nationalist Army's resolute resistance, Japan mobilized its largest force to date for the attack, about 250,000 personnel, who were replenished four to five times over the battle, for a total of roughly 300,000. The invaders held clear advantages in land, sea, and air power and fought for four and a half months. Yet they failed to annihilate the Nationalist main force, nor did they break the will to resist or the army's combat effectiveness. Instead, the campaign dealt a severe blow to the Japanese Army's vitality. Japanese-cited casualties totaled 4,506 dead and 17,380 wounded for the 11th Army; the 2nd Army suffered 2,300 killed in action, 7,600 wounded, and 900 died of disease. Including casualties across the navy and the air force, the overall toll was about 35,500. By contrast, the Nationalist Government Military Commission's General Staff Department, drawing on unit-level reports, calculated Japanese casualties at 256,000. The discrepancy between Japanese and Nationalist tallies illustrates the inflationary tendencies of each side's reporting. Following Wuhan, a weakened Japanese force confronted an extended front. Unable to mount large-scale strategic offensives, unlike Shanghai, Xuzhou, or Wuhan itself, the Japanese to a greater extent adopted a defensive posture. This transition shifted China's War of Resistance from a strategic defensive phase into a strategic stalemate, while the invaders found themselves caught in a protracted war—a development they most disliked. Consequently, Japan's invasion strategy pivoted: away from primary frontal offensives toward a greater reliance on political inducements with secondary military action, and toward diverting forces to "security" operations behind enemy lines rather than pushing decisive frontal campaigns. Japan, an island nation with limited strategic resources, depended heavily on imports. By the time of the Marco Polo Bridge Incident, Japan's gold reserves,including reserves for issuing banknotes, amounted to only about 1.35 billion yen. In effect, Japan's currency reserves constrained the scale of the war from the outset. The country launched its aggression while seeking an early solution to the conflict. To sustain its war of aggression against China, the total value of military supplies imported from overseas in 1937 reached approximately 960 million yen. By June of the following year, for the Battle of Wuhan, even rifles used in training were recalled to outfit the expanding army. The sustained increase in troops also strained domestic labor, food, and energy supplies. By 1939, after Wuhan, Japan's military expenditure had climbed to about 6.156 billion yen, far exceeding national reserves. This stark reality exposed Japan's economic fragility and its inability to guarantee a steady supply of military materiel, increasing pressure on the leadership at the Central Command. The Chief of Staff and the Minister of War lamented the mismatch between outward strength and underlying weakness: "Outwardly strong but weak is a reflection of our country today, and this will not last long." In sum, the Wuhan campaign coincided with a decline in the organization, equipment, and combat effectiveness of the Japanese army compared with before the battle. This erosion of capability helped drive Japan to alter its political and military strategy, shifting toward a method of inflicting pressure on China and attempting to "use China to control China", that is, fighting in ways designed to sustain the broader war effort. Tragically a major element of Chiang Kai-shek's retreat strategy was the age-old "scorched earth" policy. In fact, China originated the phrase and the practice. Shanghai escaped the last-minute torching because of foreigners whose property rights were protected. But in Nanjing, the burning and destruction began with increasing zeal. What could not be moved inland, such as remaining rice stocks, oil in tanks, and other facilities, was to be blown up or devastated. Civilians were told to follow the army inland, to rebuild later behind the natural barrier of Sichuan terrain. Many urban residents complied, but the peasantry did not embrace the plan. The scorched-earth policy served as powerful propaganda for the occupying Japanese army and, even more so, for the Reds. Yet they could hardly have foreseen the propaganda that Changsha would soon supply them. In June, the Changsha Evacuation Guidance Office was established to coordinate land and water evacuation routes. By the end of October, Wuhan's three towns had fallen, and on November 10 the Japanese army captured Yueyang, turning Changsha into the next primary invasion target. Beginning on October 9, Japanese aircraft intensified from sporadic raids on Changsha to large-scale bombing. On October 27, the Changsha Municipal Government urgently evacuated all residents, exempting only able-bodied men, the elderly, the weak, women, and children. The baojia system was mobilized to go door-to-door, enforcing compliance. On November 7, Chiang Kai-shek convened a military meeting at Rongyuan Garden to review the war plan and finalize a "scorched earth war of resistance." Xu Quan, Chief of Staff of the Security Command, drafted the detailed implementation plan. On November 10, Shi Guoji, Chief of Staff of the Security Command, presided over a joint meeting of Changsha's party, government, military, police, and civilian organizations to devise a strategy. The Changsha Destruction Command was immediately established, bringing together district commanders and several arson squads. The command actively prepared arson equipment and stacked flammable materials along major traffic arteries. Chiang decided that the city of Changsha was vulnerable and either gave the impression or the direct order, honestly really depends on the source your reading, to burn the city to the ground to prevent it falling to the enemy. At 9:00 AM on November 12, Chiang Kai-shek telegraphed Zhang Zhizhong: "One hour to arrive, Chairman Zhang, Changsha, confidential. If Changsha falls, the entire city must be burned. Please make thorough preparations in advance and do not delay." And here it seems a game of broken telephone sort of resulted in one of the worst fire disasters of all time. If your asking pro Chiang sources, the message was clearly, put up a defense, once thats fallen, burn the city down before the Japanese enter. Obviously this was to account for getting civilians out safely and so forth. If you read lets call it more modern CPP aligned sources, its the opposite. Chiang intentionally ordering the city to burn down as fast as possible, but in through my research, I think it was a colossal miscommunication. Regardless Zhongzheng Wen, Minister of the Interior, echoed the message. Simultaneously, Lin Wei, Deputy Director of Chiang Kai-shek's Secretariat, instructed Zhang Zhizhong by long-distance telephone: "If Changsha falls, the entire city must be burned." Zhang summoned Feng Ti, Commander of the Provincial Capital Garrison, and Xu Quan, Director of the Provincial Security Bureau, to outline arson procedures. He designated the Garrison Command to shoulder the preparations, with the Security Bureau assisting. At 4:00 PM, Zhang appointed Xu Kun, Commander of the Second Garrison Regiment, as chief commander of the arson operation, with Wang Weining, Captain of the Social Training Corps, and Xu Quan, Chief of Staff of the Garrison Command, as deputies. At 6:00 PM, the Garrison Command held an emergency meeting ordering all government agencies and organizations in the city to be ready for evacuation at any moment. By around 10:15 PM, all urban police posts had withdrawn. Around 2:00 AM (November 13), a false report circulated that "Japanese troops have reached Xinhe" . Firefighters stationed at various locations rushed out with kerosene-fueled devices, burning everything in sight, shops and houses alike. In an instant, Changsha became a sea of flames. The blaze raged for 72 hours. The Hunan Province Anti-Japanese War Loss Statistics, compiled by the Hunan Provincial Government Statistics Office of the Kuomintang, report that the fire inflicted economic losses of more than 1 billion yuan, a sum equivalent to about 1.7 trillion yuan after the victory in the war. This figure represented roughly 43% of Changsha's total economic value at the time. Regarding casualties, contemporary sources provide varying figures. A Xinhua Daily report from November 20, 1938 noted that authorities mobilized manpower to bury more than 600 bodies, though the total number of burned remains could not be precisely counted. A Central News Agency reporter on November 19 stated that in the Xiangyuan fire, more than 2,000 residents could not escape, and most of the bodies had already been buried. There are further claims that in the Changsha Fire, more than 20,000 residents were burned to death. In terms of displacement, Changsha's population before the fire was about 300,000, and by November 12, 90% had been evacuated. After the fire, authorities registered 124,000 victims, including 815 orphans sheltered in Lito and Maosgang.  Building damage constituted the other major dimension of the catastrophe, with the greatest losses occurring to residential houses, shops, schools, factories, government offices, banks, hospitals, newspaper offices, warehouses, and cultural and entertainment venues, as well as numerous historic buildings such as palaces, temples, private gardens, and the former residences of notable figures; among these, residential and commercial structures suffered the most, followed by factories and schools. Inspector Gao Yihan, who conducted a post-fire investigation, observed that the prosperous areas within Changsha's ring road, including Nanzheng Street and Bajiaoting, were almost completely destroyed, and in other major markets only a handful of shops remained, leading to an overall estimate that surviving or stalemated houses were likely less than 20%. Housing and street data from the early post-liberation period reveal that Changsha had more than 1,100 streets and alleys; of these, more than 690 were completely burned and more than 330 had fewer than five surviving houses, accounting for about 29%, with nearly 90% of the city's streets severely damaged. More than 440 streets were not completely destroyed, but among these, over 190 had only one or two houses remaining and over 130 had only three or four houses remaining; about 60 streets, roughly 6% had 30 to 40 surviving houses, around 30 streets, 3% had 11 to 20 houses, 10 streets, 1% had 21 to 30 houses, and three streets ) had more than 30 houses remaining. Housing statistics from 1952 show that 2,538 houses survived the fire, about 6.57% of the city's total housing stock, with private houses totaling 305,800 square meters and public houses 537,900 square meters. By 1956, the surviving area of both private and public housing totaled 843,700 square meters, roughly 12.3% of the city's total housing area at that time. Alongside these losses, all equipment, materials, funds, goods, books, archives, antiques, and cultural relics that had not been moved were also destroyed.  At the time of the Changsha Fire, Zhou Enlai, then Deputy Minister of the Political Department of the Nationalist Government's Military Commission, was in Changsha alongside Ye Jianying, Guo Moruo, and others. On November 12, 1938, Zhou Enlai attended a meeting held by Changsha cultural groups at Changsha Normal School to commemorate Sun Yat-sen's 72nd birthday. Guo Moruo later recalled that Zhou Enlai and Ye Jianying were awakened by the blaze that night; they each carried a suitcase and evacuated to Xiangtan, with Zhou reportedly displaying considerable indignation at the sudden, unprovoked fire. On the 16th, Zhou Enlai rushed back to Changsha and, together with Chen Cheng, Zhang Zhizhong, and others, inspected the disaster. He mobilized personnel from three departments, with Tian Han and Guo Moruo at the forefront, to form the Changsha Fire Aftermath Task Force, which began debris clearance, care for the injured, and the establishment of soup kitchens. A few days later, on the 22nd, the Hunan Provincial Government established the Changsha Fire Temporary Relief Committee to coordinate relief efforts.  On the night of November 16, 1938, Chiang Kai-shek arrived in Changsha and, the next day, ascended Tianxin Pavilion. Sha Wei, head of the Cultural Relics Section of the Changsha Tianxin Pavilion Park Management Office, and a long-time researcher of the pavilion, explained that documentation indicates Chiang Kai-shek, upon seeing the city largely reduced to scorched earth with little left intact, grew visibly angry. After descending from Tianxin Pavilion, Chiang immediately ordered the arrest of Changsha Garrison Commander Feng Ti, Changsha Police Chief Wen Chongfu, and Commander of the Second Garrison Regiment Xu Kun, and arranged a military trial with a two-day deadline. The interrogation began at 7:00 a.m. on November 18. Liang Xiaojin records that Xu Kun and Wen Chongfu insisted their actions followed orders from the Security Command, while Feng Ti admitted negligence and violations of procedure, calling his acts unforgivable. The trial found Feng Ti to be the principal offender, with Wen Chongfu and Xu Kun as accomplices, and sentenced all three to prison terms of varying lengths. The verdict was sent to Chiang Kai-shek for approval, who was deeply dissatisfied and personally annotated the drafts: he asserted that Feng Ti, as the city's security head, was negligent and must be shot immediately; Wen Chongfu, as police chief, disobeyed orders and fled, and must be shot immediately; Xu Kun, for neglect of duty, must be shot immediately. The court then altered the arson charge in the verdict to "insulting his duty and harming the people" in line with Chiang's instructions. Chiang Kai-shek, citing "failure to supervise personnel and precautions," dismissed Zhang from his post, though he remained in office to oversee aftermath operations. Zhang Zhizhong later recalled Chiang Kai-shek's response after addressing the Changsha fire: a pointed admission that the fundamental cause lay not with a single individual but with the collective leadership's mistakes, and that the error must be acknowledged as a collective failure. All eyes now shifted to the new center of resistance, Chongqing, the temporary capital. Chiang's "Free China" no longer meant the whole country; it now encompassed Sichuan, Hunan, and Henan, but not Jiangsu or Zhejiang. The eastern provinces were effectively lost, along with China's major customs revenues, the country's most fertile regions, and its most advanced infrastructure. The center of political gravity moved far to the west, into a country the Nationalists had never controlled, where everything was unfamiliar and unpredictable, from topography and dialects to diets. On the map, it might have seemed that Chiang still ruled much of China, but vast swaths of the north and northwest were sparsely populated; most of China's population lay in the east and south, where Nationalist control was either gone or held only precariously. The combined pressures of events and returning travelers were gradually shifting American attitudes toward the Japanese incident. Europe remained largely indifferent, with Hitler absorbing most attention, but the United States began to worry about developments in the Pacific. Roosevelt initiated a January 1939 appeal to raise a million dollars for Chinese civilians in distress, and the response quickly materialized. While the Chinese did not expect direct intervention, they hoped to deter further American economic cooperation with Japan and to halt Japan's purchases of scrap iron, oil, gasoline, shipping, and, above all, weapons from the United States. Public opinion in America was sufficiently stirred to sustain a campaign against silk stockings, a symbolic gesture of boycott that achieved limited effect; Japan nonetheless continued to procure strategic materials. Within this chorus, the left remained a persistent but often discordant ally to the Nationalists. The Institute of Pacific Relations, sympathetic to communist aims, urged America to act, pressuring policymakers and sounding alarms about China. Yet the party line remained firmly pro-Chiang Kai-shek: the Japanese advance seemed too rapid and threatening to the Reds' interests. Most oil and iron debates stalled; American businessmen resented British trade ties with Japan, and Britain refused to join any mutual cutoff, arguing that the Western powers were not at war with Japan. What occurred in China was still commonly referred to in Western diplomatic circles as "the Incident." Wang Jingwei's would make his final defection, yes in a long ass history of defections. Mr Wang Jingwei had been very busy traveling to Guangzhou, then Northwest to speak with Feng Yuxiang, many telegrams went back and forth. He returned to the Nationalist government showing his face to foreign presses and so forth. While other prominent rivals of Chiang, Li Zongren, Bai Chongxi, and others, rallied when they perceived Japan as a real threat; all did so except Wang Jingwei. Wang, who had long believed himself the natural heir to Sun Yat-sen and who had repeatedly sought to ascend to power, seemed willing to cooperate with Japan if it served his own aims. I will just say it, Wang Jingwei was a rat. He had always been a rat, never changed. Opinions on Chiang Kai-Shek vary, but I think almost everyone can agree Wang Jingwei was one of the worst characters of this time period. Now Wang Jingwei could not distinguish between allies and enemies and was prepared to accept help from whomever offered it, believing he could outmaneuver Tokyo when necessary. Friends in Shanghai and abroad whispered that it was not too late to influence events, arguing that the broader struggle was not merely China versus Japan but a clash between principled leaders and a tyrannical, self-serving clique, Western imperialism's apologists who needed Chiang removed. For a time Wang drifted within the Kuomintang, moving between Nanjing, Wuhan, Changsha, and Chongqing, maintaining discreet lines of communication with his confidants. The Japanese faced a governance problem typical of conquerors who possess conquered territory: how to rule effectively while continuing the war. They imagined Asia under Japanese-led leadership, an East Asia united by a shared Co-Prosperity Sphere but divided by traditional borders. To sustain this vision, they sought local leaders who could cooperate. The search yielded few viable options; would-be collaborators were soon assassinated, proved incompetent, or proved corrupt. The Japanese concluded it would require more time and education. In the end, Wang Jingwei emerged as a preferred figure. Chongqing, meanwhile, seemed surprised by Wang's ascent. He had moved west to Chengde, then to Kunming, attempted, and failed to win over Yunnan's warlords, and eventually proceeded to Hanoi in Indochina, arriving in Hong Kong by year's end. He sent Chiang Kai-shek a telegram suggesting acceptance of Konoe's terms for peace, which Chungking rejected. In time, Wang would establish his own Kuomintang faction in Shanghai, combining rigorous administration with pervasive secret-police activity characteristic of occupied regimes. By 1940, he would be formally installed as "Chairman of China." But that is a story for another episode.  In the north, the Japanese and the CCP were locked in an uneasy stalemate. Mao's army could make it impossible for the Japanese to hold deep countryside far from the railway lines that enabled mass troop movement into China's interior. Yet the Communists could not defeat the occupiers. In the dark days of October 1938—fifteen months after the war began—one constant remained. Observers (Chinese businessmen, British diplomats, Japanese generals) repeatedly predicted that each new disaster would signal the end of Chinese resistance and force a swift surrender, or at least a negotiated settlement in which the government would accept harsher terms from Tokyo. But even after defenders were expelled from Shanghai, Nanjing, and Wuhan, despite the terrifying might Japan had brought to bear on Chinese resistance, and despite the invader's manpower, technology, and resources, China continued to fight. Yet it fought alone. I would like to take this time to remind you all that this podcast is only made possible through the efforts of Kings and Generals over at Youtube. Please go subscribe to Kings and Generals over at Youtube and to continue helping us produce this content please check out www.patreon.com/kingsandgenerals. If you are still hungry after that, give my personal channel a look over at The Pacific War Channel at Youtube, it would mean a lot to me. In a land shredded by war, Wuhan burned under brutal sieges, then Changsha followed, a cruel blaze born of orders and miscommunications. Leaders wrestled with retreat, scorched-earth vows, and moral debts as Japanese force and Chinese resilience clashed for months. Mao urged strategy over martyrdom, Wang Jingwei's scheming shadow loomed, and Chongqing rose as the westward beacon. Yet China endured, a stubborn flame refusing to surrender to the coming storm. The war stretched on, unfinished and unyielding.

Have you ever felt manipulated into doubting yourself and your abilities, even though your track record shows that you're doing well? You might have encountered a gaslighter, says Michael Gips, CPP. These individuals' manipulative shenanigans can be costly to personnel and productivity unless managers intervene promptly. Also in this episode, disruptive behavior extends beyond the office. Yan Byalik, CPP, of Newport News, Virginia, shares how and when security teams can intervene in unwanted behavior in public spaces—such as libraries, city halls, and parks—and how to communicate about access rights and restrictions with staff and visitors. Additional Resources Read Michael Gips's article about gaslighters here: https://www.asisonline.org/security-management-magazine/articles/2025/10/disruptive-behavior/gaslighting/ Gaslighters are the only adversarial personalities you might meet at work. Read the list here: https://www.asisonline.org/security-management-magazine/articles/2025/10/disruptive-behavior/adversarial-personalities/ Incivility in the workplace can be very expensive. Explore the costs and risks of disruptive behavior in this collection of articles from Security Management: https://www.asisonline.org/security-management-magazine/articles/2025/10/disruptive-behavior/ Concerned about panhandlers or other disruptive behavior near your organization's property? Explore some of the legal protections around those behaviors in this article: https://www.asisonline.org/security-management-magazine/articles/2025/10/disruptive-behavior/securing-public-spaces/

When it comes to CPP timing, the math often says "wait until 70" - but life isn't lived in a spreadsheet. In this episode, Joe Curry explores why taking your Canada Pension Plan early—sometimes even at 60—can be a smart, meaningful choice for your lifestyle, legacy, and peace of mind. Key Takeaways from this Podcast CPP timing isn't just about math — it's about meaning. The "optimal" financial choice may not be the one that helps you live your best retirement. Taking CPP early can increase flexibility. Early benefits can fund experiences, family gifts, or charitable giving when you're healthiest and most active. Zero-earning years can reduce your benefit. If you retire before 65 but delay CPP, those years may count against you in the CPP calculation. Not everyone needs longevity insurance. If you have pensions, rental income, or sufficient savings, delaying CPP might not be worth the trade-off. Behavioral comfort matters. If you're hesitant to draw from investments, that monthly CPP cheque might help you enjoy your retirement more freely. Resources Mentioned in this Podcast Episode 157: How to Delay CPP to Age 70 Without Sacrificing Retirement Income Episode 106: Understanding Your Retirement Income Personality for Success, with Wade Pfau Matthews & Associates Retirement Planning Process   Thank you for listening! You can get a full breakdown of each episode on our blog: https://www.retirementplanningsimplified.ca/blog  Don't forget to like, comment, and subscribe for more simplified retirement planning insights!    Ready to take the next step?  Identify your retirement income style with the RISA questionnaire at  https://account.myrisaprofile.com/invitation-link/88QG1TMQ12   Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement. Learn more here: https://matthewsandassociates.ca/vsl/    About Joe Curry Joseph Curry, also known as Joe, is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, he is committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future.  You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe Website: https://www.retirementplanningsimplified.ca/ Website: https://matthewsandassociates.ca/vsl/    About Retirement Planning Simplified Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ Instagram: https://www.instagram.com/retirement_planning_simplified Podcast/Blog: https://www.retirementplanningsimplified.ca/blog Youtube: https://www.youtube.com/@retirementplanningsimplified       Disclaimer Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.  

This episode covers three major wind power milestones: Germany hitting 51 GW of wind output with negative electricity prices, France launching its first floating offshore wind farm without subsidies, and Australia's Goyder South becoming South Australia's largest wind farm at 412 MW. Sign up now for Uptime Tech News, our weekly email update on all things wind technology. This episode is sponsored by Weather Guard Lightning Tech. Learn more about Weather Guard's StrikeTape Wind Turbine LPS retrofit. Follow the show on Facebook, YouTube, Twitter, Linkedin and visit Weather Guard on the web. And subscribe to Rosemary Barnes' YouTube channel here. Have a question we can answer on the show? Email us! Welcome to Uptime News. Flash Industry News Lightning fast. Your host, Alan Hall, shares the renewable industry news you may have missed. Allen Hall 2025: There is news today from three continents about wind power in Germany. Last Friday, the wind began to blow storm Benjamins swed across the northern regions. Wind turbines spun faster and faster. By mid-morning wind output hit 51 gigawatts. That's right. 51 gigawatts the highest. Since early last year, wind and solar together met nearly all of Germany's electricity needs, and then something happened that would have seemed impossible. 20 years ago, the price of electricity went negative. Minus seven euros and 15 cents per megawatt hour. Too much wind, too much power, not enough demand. Meanwhile, off the coast of Southern [00:01:00] France, dignitaries gathered for a celebration. The Provenance Grand Large floating offshore wind farm. 25 megawatts. Three Siemens Gamesa turbines mounted on floating platforms. France's first floating offshore wind project. a real milestone, but here is what caught everyone's attention. No government subsidies. EDF, Enbridge and CPP investments. Finance the entire project themselves. Self-finance, offshore wind in France. Halfway around the world in South Australia, Neoen inaugurated Goyder South. 412 megawatts, 75 turbines, the largest wind farm in the state, the largest in Neoen portfolio. It will generate 1.5 TERAWATT hours annually. That's a 20% increase in South Australia's total wind generation.[00:02:00] The state is racing towards 100% net renewables by 2027. Goyder South created 400 construction jobs, 12 permanent positions, over 100 million Australian dollars in local economic impact. Three different stories, three different continents, Europe, Asia Pacific, all celebrating wind power. But there is something else connecting these projects. Something the general public does not see something only industry professionals understand. 20 years ago, wind energy was expensive, subsidized, and uncertain . Critics called it a fantasy that would never compete with coal or natural gas. Today, Germany has so much wind power that prices go negative. France builds offshore wind farms without government money. Australia bets its entire energy future on renewables, and here is the number that tells the real [00:03:00] story. In 2005, global wind power capacity was 59 gigawatts. Today it exceeds 1000 gigawatts the cost per megawatt hour. It has dropped about 85%. Wind power went from the most expensive electricity source to one of the cheapest in about two decades faster than pretty much anyone had predicted, cheaper than anyone had really forecasted. the critics said it could not be done, and the skeptics said it would never compete. The doubters said it was decades away, and they were pretty much all wrong. Today France celebrates its first commercial scale floating offshore wind farm. And Germany's grid operator manages negative prices as routine Australia plans to run an entire state on renewable energy. Within about two years, the impossible became inevitable, and you, the wind energy professionals listening to this, you [00:04:00] made it happen. Engineers, technicians, project managers, turbine designers,

Wondering if your retirement portfolio is really performing well? In this episode of Your Retirement Planning Simplified, Joe Curry explains why comparing your portfolio to indexes like the TSX or S&P 500 can be misleading. Learn how to evaluate investment performance based on your personal goals, asset mix, and income needs — not on market headlines. Key Takeaways from this Episode Stop Comparing to the TSX. Your retirement portfolio is designed for stability and income, not for competing with stock indexes built for accumulation. Diversification Is the Real Benchmark. A well-structured retirement portfolio should include Canadian, U.S., international, and fixed-income holdings — each with its own purpose. Asset Allocation Should Reflect You. Your mix of stocks and bonds should align with your risk tolerance, income needs, and guaranteed income sources like CPP, OAS, or pensions. Evidence Beats Guesswork. Research like the SPIVA scorecard consistently shows that active managers rarely beat the market after fees — supporting an evidence-based approach. Stay Focused on Purpose, Not Performance Chasing. Evaluate your portfolio by asking whether it's helping you meet your income goals and maintain peace of mind, not whether it's "winning" against the market. Resources Mentioned in this Episode SPIVA® Canada Scorecard (S&P Global) Previous Episode of YRPS: The Bond Tent Strategy Thank you for listening! You can get a full breakdown of each episode on our blog: https://www.retirementplanningsimplified.ca/blog Don't forget to like, comment, and subscribe for more simplified retirement planning insights! Ready to take the next step? Identify your retirement income style with the RISA questionnaire at https://account.myrisaprofile.com/invitation-link/88QG1TMQ12 Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement. Learn more at https://matthewsandassociates.ca/our-process/ ABOUT JOE CURRY Joseph Curry, also known as Joe, is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, he is committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future. You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe Website: https://www.retirementplanningsimplified.ca/ https://matthewsandassociates.ca/ https://www.facebook.com/RetirementPlanningSimplified/ ABOUT RETIREMENT PLANNING SIMPLIFIED Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ Instagram: https://www.instagram.com/retirement_planning_simplified Podcast/Blog: https://www.retirementplanningsimplified.ca/blog Youtube: https://www.youtube.com/@retirementplanningsimplified DISCLAIMER Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.

In this episode of Your Retirement Planning Simplified, Joe breaks down the five and a half guaranteed retirement income sources every Canadian should understand—from CPP and OAS to pensions and annuities. Learn how to build a dependable retirement income floor so you can retire with confidence and weather any market conditions.     Key Takeaways from this Episode Defined Benefit Pensions – A disappearing but powerful guaranteed income source, backed by employers or plan sponsors. Know your plan's funding health and inflation protection. Canada Pension Plan (CPP) – One of the most reliable lifetime income streams. Delaying CPP can act as “longevity insurance,” boosting payments by 8.4% per year after age 65. Old Age Security (OAS) – Government-funded and guaranteed, but subject to clawbacks for higher-income retirees — making tax-efficient withdrawal strategies critical. Annuities – Think of these as “do-it-yourself pensions.” You exchange a lump sum for guaranteed lifetime income, ideal for those who value simplicity and peace of mind. Guaranteed Minimum Withdrawal Benefits (GMWBs) – Hybrid investment-insurance products that can provide guaranteed income while keeping you invested, though often with complexity and higher fees. Bonus (“Half”) Sources: GIS for lower-income retirees and rental income, which may feel stable, but lacks a true guarantee.     Ready to take the next step?  Identify your retirement income style with the RISA questionnaire at  https://account.myrisaprofile.com/invitation-link/88QG1TMQ12     Want a retirement plan that adapts as your life evolves? Discover our True Wealth Roadmap — a step-by-step process to align your finances with your ideal retirement. Learn more at https://matthewsandassociates.ca/our-process/  Don't forget to like, comment, and subscribe for more simplified retirement planning insights! ABOUT JOE  CURRY Joseph Curry, also known as Joe, is the host of Your Retirement Planning Simplified, Canada's fastest-growing retirement planning podcast, where he provides accessible, in-depth financial advice. As the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario, he is committed to helping people secure both financial stability and purpose in retirement. His mission is to ensure people can sleep soundly knowing they have a solid plan in place, covering both financial and lifestyle aspects of retirement. A Certified Financial Planner and Certified Exit Planning Advisor, he values true wealth as more than money—it's about creating meaningful experiences with loved ones and fostering opportunities for the future.  You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe Website: https://www.retirementplanningsimplified.ca/   https://www.facebook.com/RetirementPlanningSimplified/                https://matthewsandassociates.ca/      ABOUT RETIREMENT PLANNING SIMPLIFIED Founded in 2022, its mission is to empower people to plan for retirement confidently, focusing not only on finances but also on a meaningful life. RPS wants everyone to have access to simple, reliable tools that reflect their values and priorities, helping them create True Wealth—the freedom to do what they love with those they love. By simplifying retirement planning and aligning it with the retiree's purpose, RPS aims to support building a retirement that feels fulfilling and secure. To know more about RPS you can visit the links below: LinkedIn: https://www.linkedin.com/company/retirement-planning-simplified/ Instagram: https://www.instagram.com/retirement_planning_simplified Podcast/Blog: https://www.retirementplanningsimplified.ca/blog Youtube: https://www.youtube.com/@retirementplanningsimplified         DISCLAIMER Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.  

If you're starting late on retirement savings, this interview with CPA and author David Trahair will give you hope and a plan. Drawing from his book The Procrastinator's Guide to Retirement, David shows how Canadians can still build financial security even if they begin saving in their 40s or 50s. He unpacks the math behind RRSP vs. mortgage paydown, spending patterns after retirement, and smart ways to maximize CPP. This conversation proves it's never too late to take control of your financial future. Find out more at trahair.com and connect on LinkedIn and X/Twitter.

In this week's episode of Moolala: Money Made Simple, Bruce Sellery kicks off with the FIRE movement at CMTO Firescape, where co-founder Chris Potvin shares what a four-day money camp looks like: hands-on workshops, case studies, and a community built around Financial Independence, Retire Early. Then, for listeners who got a late start on savings, CPA David Trahair unpacks The Procrastinator's Guide to Retirement—including the real math behind RRSP vs. mortgage paydown, how spending actually changes in retirement, and smart ways to maximize CPP when time is short. Next, we look at protecting your household in a digital world. James South from Aviva Canada explains what personal cyber insurance covers—from online fraud recovery and forensic clean-ups to cyberbullying support and dark-web monitoring—and how much it typically costs to add to a home/tenant policy. Finally, financial therapist Erika Wasserman walks through practical scripts to improve your money mindset and have calmer, more productive conversations about budgeting, debt, and goals with partners and family. Whether you're chasing early retirement or rebuilding late, this episode blends actionable retirement tactics, consumer protection insights, and behavioral tools to help Canadians feel more confident about their money. To find out more about the guests check out: Chris Potvin: cmtofirescape.com David Trahair: trahair.com | LinkedIn | X/Twitter James South: aviva.ca | Instagram | LinkedIn Erika Wasserman: yourfinancialtherapist.com | Instagram Bruce Sellery is a personal finance expert and best-selling author. As the founder of Moolala and the CEO of Credit Canada, Bruce is on a mission to help you get a better handle on your money so you can live the life you want. High energy & low B.S., this is Moolala: Money Made Simple. Find Bruce Sellery at Moolala.ca | Twitter | Facebook | LinkedIn

You saved, invested, and planned, but now comes the real question: How do you actually use your money in retirement?In this episode of Retirement Straight Talk, William and Paul break down the often-overlooked - but critical - concept of income sequencing: the order you draw from accounts like RRSPs, CPP, TFSAs, pensions, and corporate assets in retirement.You'll learn:• A 5-step framework to build your personalized drawdown plan• The risks of generic advice (like “always delay CPP”)• Why RRIF shocks and OAS clawbacks catch retirees off guard• When the “RRSP meltdown” strategy makes sense - and when it backfiresª Real-world case studies that show how timing changes everythingWhether you're 5 years from retirement or already drawing income, this episode will help you avoid costly mistakes and give you more peace of mind.

⚽ Montréal dit non à la Coupe du Monde 2026. Suite aux révélations d'Alexandre Pratt, nous apprenons que la France voulait installer son camp d'entraînement à Montréal. Selon Max Truman, l'Angleterre et les Pays-Bas avaient aussi manifesté leur intérêt. Pourtant, avec des arguments budgétaires bancals, la Ville de Montréal a refusé.

Stupefan, buon venerdì, rieccoci qui! Non c'è tempo da perdere e tante cose croccanti sono successe in queste ultime due settimane. Andiamo con ordine. È arrivata la formale incriminazione della Corte Penale Internazionale nei confronti di Rodrigo Duterte, ex presidente delle Filippine e primo leader al mondo ad essere sotto processo per le sue sanguinose politiche contro le droghe. Poi, coup de théâtre, ci facciamo aiutare dai primi dati a un anno dalla regolamentazione della cannabis in Germania a smontare le tesi proibizioniste del gasparrone medio. Ma preparatevi a un piatto forte che ribalterà le nostre concezioni sul consumo di sostanze che alterano la coscienza. Può una società che diventa ogni anno sempre più sobria, perdere sé stessa e i propri rituali? Se fin dalla preistoria le fermentazioni alcoliche o altre sostanze servivano da agente empatogeno che permetteva agli esseri umani di connettersi gli uni agli altri, quali possono essere gli effetti a lungo termine di una morale che ci vuole lucidi e incessantemente razionali? È il momento di cliccare play!Note dell'episodio:- Duterte alla Corte: https://ilpost.link/cW0be5VXmr- La Germania alle prime rilevazioni: https://www.fuoriluogo.it/mappamondo/germania-calano-gli-adolescenti-che-usano-cannabis/- I danni di una società sobria: https://shorturl.at/XXQKw- Una generazione sobria: https://time.com/7203140/gen-z-drinking-less-alcohol/- Breve storia sull'ubriachezza: https://www.ilsaggiatore.com/libro/breve-storia-dellubriachezzaEntra in contatto con noi usando la mail stupefatticast@gmail.com o seguendo su Instagram il @stupefatti_podcast! Puoi anche iscriverti a STUPEGRAM, il nostro canale telegram, a questo link https://t.me/stupegram!

In the aftermath of school violence incidents, security professionals are often looking for ways to help. That turned into a three-year effort for Jeff Slotnick, CPP, PSP, who co-led the ASIS International effort to develop the new ASIS School Security Standard. By facilitating discussion across 50 multidisciplinary volunteers and collecting input from non-security professionals, the team was able to build a game-changing standard. Learn more about this project and ways security professionals can make a difference by volunteering in this GSX Daily episode of SM Highlights, sponsored by Titan Protection. Additional Resources Learn more about this episode's sponsor, Titan Protection, at https://www.tpcsecurity.com/ Interested in learning more about the new ASIS School Security Standard? Check out the overview session at GSX on 30 September at 11:00 a.m. CT: https://gsx25.mapyourshow.com/8_0/sessions/session-details.cfm?scheduleid=811 Or visit the ASIS store—online or in-person at GSX at booth 1919—to purchase your copy. ASIS members can access the eBook edition of all ASIS International standards and guidelines for free. https://store.asisonline.org/school-security-standard-ebook.html Learn more about the ASIS President's Award of Merit and other ASIS Awards of Excellence here: https://www.asisonline.org/security-news/press-room/asis-international-announces-its-2025-asis-awards-of-excellence-recipients/ Want to get involved volunteering with ASIS International? Learn about opportunities to contribute here: https://www.asisonline.org/about-asis/get-involved/ Read Jeff Slotnick's latest Security Management article here: https://www.asisonline.org/security-management-magazine/articles/2025/08/guards-to-guardians/

Real Estate Attorney Bryan Jeansonne interviews Catherine Newsome, First Assistant Louisiana Secretary of State about the recent change in Louisiana from open primaries to closed primaries and how exactly that's going to work. If you're unaware of the changes or confused about them then this is the episode for you. #CloseEasy   If you need more information on this you can go to GeauxVote.com/CPP, call 800-883-2805, contact your Parish Clerk of Court or Registrar of Voters, or download the FREE Geaux Vote mobile app.   Hosted by Bryan Jeansonne, founder and owner of Lakeland Title, find his social links at brclosing.com   Find us on twitter @LakelandTitleBR, Instagram @LakelandTitleBR and Facebook.com/BRclosing   All links can be found at https://brclosing.com/pod

This interview was recorded for the GOTO Book Club.http://gotopia.tech/bookclubRead the full transcription of the interview hereSy Brand - Author of "Building a Debugger" and C++ Developer Advocate at MicrosoftTim Misiak - Systems Engineer at Datadog and Co-Founder of AugmendRESOURCESSyhttps://bsky.app/profile/tartanllama.xyzhttps://x.com/tartanllamahttps://github.com/TartanLLamahttps://uk.linkedin.com/in/sy-brand-36520857https://sybrand.inkhttps://blog.tartanllama.xyzTimhttps://bsky.app/profile/timdbg.comhttps://x.com/timmisiakhttps://github.com/timmisiakhttps://www.linkedin.com/in/tim-misiakhttps://www.timdbg.comLinkshttps://dwarfstd.orghttps://lldb.llvm.orghttps://rr-project.orghttps://undo.ioDESCRIPTIONTim Misiak interviews Sy Brand about their book "Building a Debugger". Sy, who has a background in GPU compilers and debuggers, discusses how implementing a debugger offers profound insights into computer systems.The conversation explores the unexpected complexities of debugging fundamentals like stack unwinding and code stepping. They examine how debugging interfaces have evolved and the challenges posed by backward compatibility and language evolution.Sy highlights areas for future advancement in debugging, particularly time travel debugging for non-deterministic issues and better tools for debugging optimized code. Throughout the interview, both experts share fascinating technical details that reveal why debugger implementation serves as an excellent path to deeper understanding of operating systems and hardware.RECOMMENDED BOOKSSy Brand • Building a DebuggerCathy O'Neil • Weapons of Math DestructionCrossing BordersCrossing Borders is a podcast by Neema, a cross border payments platform that...Listen on: Apple Podcasts SpotifyBlueskyTwitterInstagramLinkedInFacebookCHANNEL MEMBERSHIP BONUSJoin this channel to get early access to videos & other perks:https://www.youtube.com/channel/UCs_tLP3AiwYKwdUHpltJPuA/joinLooking for a unique learning experience?Attend the next GOTO conference near you! Get your ticket: gotopia.techSUBSCRIBE TO OUR YOUTUBE CHANNEL - new videos posted daily!

Shannon Sharpe and Chad “Ochocinco” Johnson react to Joe Burrow being out for 3 months after having toe surgery, JJ McCarthy is supposed to miss week 3 with an ankle injury & Cpp[er Flagg’s mom sets his car budget at 182K and much more! 2:10 - Joe Burrow out 3 months18:40 - Chiefs wear "Free 4" shirts for Rashee Rice 24:27 - JJ McCarthy injured 29:41 - Q & Ayyyyy (Timestamps may vary based on advertisements.) #Club See omnystudio.com/listener for privacy information.

Questa settimana abbiamo parlato tanto della ripartenza degli adulti, ma c’è un’altra grande ripartenza che tocca milioni di famiglie: quella di bambini e ragazzi, che tornano a scuola. Tra sveglie, zaini, emozioni e qualche ansia, la scuola ricomincia… ma non è solo un luogo di studio. È soprattutto un luogo di crescita, di relazioni e di educazione. Ne parliamo con Daniele Novara, pedagogista e fondatore del CPP – Centro Psicopedagogico per l’educazione e la gestione dei conflitti – per capire come accompagnare i più giovani in questa fase delicata senza stress, ma con strumenti utili e uno sguardo costruttivo. Perché la scuola non deve essere solo valutazione, ma uno spazio vivo di apprendimento e umanità.

Most Canadians take CPP early, but delaying until 70 can boost your pension by up to 78% - a guaranteed, inflation-protected income for life.  In this episode of Retirement Planning Simplified, Joe Curry explains how to cover your income needs while waiting for CPP so you don't sacrifice your lifestyle. You'll learn about the Bond Bridge (flexible, liquid income) and the Annuity Bridge (simple, guaranteed income) as strategies to fill the gap. Joe shares how to manage your portfolio to reduce risk and keep your retirement spending on track. Check out the show notes for EP157 HERE.

Security professionals have to be integrated into operational resilience efforts and business continuity planning to prevent disruptions of all kinds, according to new research from the ASIS Foundation. In this episode of the SM Highlights podcast, report co-author and ResOrgs principal consultant Joanne Stevenson shares why security gets left out of resilience discussions and what they can do about it. Then, Don Aviv, CPP, PCI, PSP, CEO of Interfor International, discusses what happened during a shooting at a Manhattan office building in July and how proactive threat monitoring can change the nature of site security. Additional Resources Read the ASIS Foundation research, Operational Resilience: The Critical Contribution of Security to Operational Resilience, online here: https://store.asisonline.org/asis-foundation-operational-resilience.html?_gl=1*1l3liqy*_gcl_au*MTE5NTA5MjQzMC4xNzUxMzk3MDA3*_ga*NzQxNzQ1OTA0LjE3NTEzOTcwMDg.*_ga_0ZPVSP549B*czE3NTY4MTYwMjAkbzIwMiRnMSR0MTc1NjgxNjcxNCRqNjAkbDAkaDA ASIS members can access the report for free. Read the free executive summary here: https://www.asisonline.org/globalassets/foundation/research/asis-foundation-operational-resilience-executive-summary.pdf For an overview and analysis of some of the key points of the research, read Security Management's take here: https://www.asisonline.org/security-management-magazine/latest-news/today-in-security/2025/july/Security-Operational-Resilience-Planning/ For more on the cyberattack on the National Health Service in 2017, read the National Audit Office's investigation report: https://www.nao.org.uk/reports/investigation-wannacry-cyber-attack-and-the-nhs/ Interested in using human-centric narratives to back up your metrics? Get some advice and examples here: https://www.asisonline.org/security-management-magazine/articles/2025/03/metrics/crafting-metrics-story/ Interested in how to build out a resilience function, including a crisis response team? Read this article from the SM archive: https://www.asisonline.org/security-management-magazine/articles/2024/07/resilience/create-crisis-managment-team/ Get an overview of the shooting at 345 Park Avenue in Manhattan in Security Management's coverage here: https://www.asisonline.org/security-management-magazine/latest-news/today-in-security/2025/july/345-park-ave-shooting/ Research past security incidents in high-rise buildings here: https://www.asisonline.org/security-management-magazine/articles/2021/03/mitigating-rising-risks-for-high-rises/ Learn more about digital threat monitoring and assessment on social media here: https://www.asisonline.org/security-management-magazine/articles/2025/08/threat-assessment/ Want to explore the changing nature of risk further with Don Aviv, CPP, PCI, PSP, and other security experts? Attend the Game Changer sessions at GSX: https://www.gsx.org/game-changers/

In this episode, I speak with Chandra about her path into trauma-informed work with young children and their caregivers. Raised in San Francisco by parents who worked in child welfare, Chandra was exposed early to stories of trauma and healing. Before age 7, several of her friends lost their parents to cancer, which inspired her to become a doctor. In high school, during an internship on a pediatric oncology ward she noticed that while physical health was prioritized, children's emotional needs were often overlooked. This realization led her to study psychology. After college, Chandra worked at a residential program with children aged 6–12. She found the children often opened up about trauma during informal moments—car rides, bedtime, or watching TV—highlighting the need to involve caregivers in the healing process. In 1998, Chandra interned with Dr. Alicia Lieberman at UCSF's Child Trauma Research Program, where she trained in Child-Parent Psychotherapy (CPP), an evidence-based treatment for young children under age 6 who have experienced trauma. She later developed the CPP fidelity framework and co-authored the second edition of the manual. Chandra noted a key challenge: although many parents recognize their child's trauma, few clinicians are trained to work effectively with young children. Many therapists also avoid discussing trauma directly with young children, which can leave them alone with their experiences. CPP begins with the therapist meeting alone with the caregiver to supportively explore the child's symptoms, experiences of trauma, the caregiver's own history, including how past experiences may shape the parent's responses. Then the therapist and caregiver gently acknowledge past traumatic experiences to the child—“speaking the unspeakable”—and help the child process their experiences using developmentally attuned pacing and modalities, including play and art. As children process their experiences they sometimes shift topics or activities or seek physical comfort when they begin to move outside their window of tolerance. Therapists help parents understand this process, attune to their child's needs, and support their child. CPP has a strong evidence base, including five randomized controlled trials. It has shown positive outcomes for preschoolers exposed to violence and infants and toddlers who experienced maltreatment. Notably, a recent study found CPP is associated with lower epigenetic age acceleration in trauma-exposed children aged 2–6—suggesting a measurable impact at the biological level. Chandra Ghosh Ippen, Ph.D. is a child trauma psychologist specializing in working with families with children under age 6. She is co-developer of Child-Parent Psychotherapy, the associate director of the Child Trauma Research Program at the University of California, San Francisco, and a member of the Board of Directors of Zero to Three. She has spent over 30 years conducting clinical work, research, and training in the area of childhood trauma and diversity-informed practice. She is also an award-winning children's book author and has written 5 children's books as well as the free Trinka and Sam disaster series, which has been translated and distributed to over 400,000 families around the world.

This was a mostly news episode that ends with an extraordinary interview with Dixon Jones, founder and CEO of AI tool Waikay. We have a long talk with Dixon that lasted about 45 minutes about AI tools, how search has evolved to this point, and thoughts on growth of AI tool sets. We figured we'd stick it on the end of this show and also publish it as a stand alone interview. Before we get to Dixon, it's too early to call it but fears of an AI bubble bubbled to the surface this week on the heels of last week's study showing relatively low ROI for the $40B invested in AI by large corporations. The speculation was spurred on by the always sort of super-squirrely Sam Altman who stands to gain most if other AI contenders fail. Meanwhile, Google announced its Google Trends API was going to remain in alpha release for a little while longer, we learn a bit more about the psychology of working with AIs, xAI's Grok chatbot allowed Google to index more than 300,000 user conversations, Meta's chatbots caught doing all sorts of awfulness, DeepSeek speaks for the CPP, talk about publishers and site traffic patterns, John Mueller reminds folks that hype often precedes scams, and much much more.Support this podcast at — https://redcircle.com/webcology/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

It was fun to chat with another California photographer, Jeff Galinovsky, all about the business side of photography. He has been at it since 1988 (yep, with a Minolta Maxxum 7000!) and now runs a thriving business in high-volume sports, senior and family portraits, corporate branding, and events. He's a CPP, Master of Photography, President of the Professional Photographers of Sacramento Valley, and an instructor with McKay Photography Academy.His recent trip with McKay was to Mongolia, and you really want to see the amazing photos on his Facebook page!Jeff and I dig into what it really takes to go full-time in photography—spoiler: it's not about quitting on a whim. He shares how he prepared, got mentoring, leaned on professional organizations, and built a foundation that allowed him to succeed long-term.We also cover:Planning ahead and thinking big-picture for your businessMultiple streams of income vs. specializing (and why both can work)Business basics: legal setup, customer service, target market, marketing, and pricingWhy mentors, community, and continuous learning are game-changers If you want to grow a photography business that lasts for decades, this conversation will give you a roadmap.Find Jeff here:Website: jeffgalinovskyphotography.comEmail: jeff@jeffgalinovskyphotography.comLinkedIn: Jeff GalinovskyConnect with Photography Business Coach Luci Dumas: Website Email: luci@lucidumas.comInstagram FacebookYouTubeNew episodes drop every week — make sure to subscribe so you never miss an inspiring guest or a powerful solo episode designed to help you grow your photography business.

Join us for a continuation of our conversation with perfusionist Jordan Brimhall and Brandon Lowe, RRT, NPS, lead ECMO specialist at Emory in Atlanta. We discuss multidisciplinary collaboration in pediatric ECMO programs. Hosts: Deanna Todd Tzanetos, MD, MSCI (Norton Children's/UofL) and Chris Knoll, MD (Phoenix Children's). Guests Jordan Brimhall MS, CPP, FPP (Phoenix Children's) Brandon Lowe, RRT, NPS (Emory) Editing/Production (Deanna Todd Tzanetos, MD, MSCI)

In this episode of PayTalk, Carlyn Davis, CPP, Director of Payroll at CBRE Government and Defense Services, and Jade Lucas, CPP, Senior Payroll Implementation Consultant at HRchitect, join us to discuss mastering year-end payroll. They share strategies for proactive planning, keeping data clean, and staying compliant with changing regulations. Covering both strategic and hands-on aspects, this episode offers insights and actionable tips for payroll professionals at any level to navigate challenges and streamline year-end processes. Do you have thoughts or questions about preparing for year-end payroll? We want to hear from you! Join the conversation by reaching out via email at podcasts@payroll.org or sending a message to the PayrollOrg Facebook page.

Les Camerounais attendent l'avis du Conseil constitutionnel sur la participation ou non à la présidentielle du 12 octobre du principal opposant Maurice Kamto, après la décision en première instance de la commission électorale Elecam de l'en écarter. Quelle est la valeur juridique de cette exclusion de samedi dernier ? Quelles sont les chances de Maurice Kamto d'être repêché par les onze magistrats du Conseil ? Claude Assira est avocat au barreau de Yaoundé et défenseur des droits de l'Homme. Également enseignant à l'Université catholique d'Afrique centrale, il répond depuis Yaoundé aux questions de Christophe Boisbouvier. RFI : Le principal événement de ce début de campagne, c'est l'éviction, du moins pour l'instant, du candidat Maurice Kamto, le principal opposant. Est-ce le signe qu'il fait peur au régime camerounais ? Maître Claude Assira : J'ai envie de vous répondre positivement. Oui, je pense qu'on peut dire sans risque de se tromper qu'il fait peur. Et ça, ce n'est pas seulement du fait de l'épilogue de samedi 26 juillet. La décision qui a été prise par le Conseil électoral Elecam, samedi 26 juillet, c'est surtout parce que c'est la chronique d'une fin qui était annoncée depuis le début. Tout le monde sait que, à la précédente élection présidentielle de 2018, il a été le principal challenger et qu'il est arrivé effectivement en position de numéro 2. Tout le monde sait également que depuis lors, depuis 2018 et de façon plus marquée encore en 2019, il a mené des actions et un combat, d'abord de revendications de la victoire. Et puis ensuite les actions sur le terrain juridique, sur le terrain politique. Et que tout au long de cet intervalle, on a vu la réaction du pouvoir, les objurgations des membres du gouvernement qui, à chacune de ses apparitions, traduisaient une certaine fébrilité, pour ne pas dire une crainte, une peur. On a vu parfois ce que je considère comme étant la machine de guerre de l'État se mettre en œuvre même pour des événements banals comme la convocation d'un événement politique interne à Yaoundé ou une de ses apparitions à Douala. Donc toutes ces choses sont autant de manifestations de la peur, de la crainte qu'on a pour ce seul nom. Il faut dire qu'aux côtés de cela, vous avez également, d'un point de vue de la crainte psychologique, beaucoup de ses partisans, qui sont particulièrement virulents et agités sur les réseaux sociaux, qui cristallisent autant de raisons d'avoir peur de la personne, de ce candidat. Bref, il y a toujours eu un tir de barrage, de sorte que les esprits des observateurs avisés étaient forcément prêts à ce qu'il puisse y avoir la touche finale qui serait apportée d'une façon ou d'une autre à sa candidature devant le tir de barrage systématique auquel il a eu à faire face. Ce qui fait qu'aujourd'hui, même si Elecam, qui tire son origine d'un décret de désignation du président de la République, j'allais dire du seul président de la République qui lui-même est à nouveau candidat… Donc il ne peut pas être complètement un organe considéré comme étant neutre. Quels que soient les efforts qu'il aurait faits, lorsqu'Elecam vient donc en bout de course consacrer tout ce que nous avons vu se dessiner, se profiler au fur et à mesure du temps, aucune concession ne lui a jamais été faite. La décision d'Elecam du 26 juillet apparaît évidemment comme étant la consécration de la volonté politique d'éliminer un adversaire dont on a peur aujourd'hui. Est-ce qu'Elecam, qui est donc l'organe en charge des élections, a motivé par écrit sa décision d'exclure la candidature de Maurice Kamto ? Elecam l'a motivée et a justifié cette motivation sur la demande des avocats de Maurice Kamto. Et le motif qui a été avancé alors, le seul motif qui a été invoqué à l'appui de la décision de rejet de sa candidature, c'est la multiplicité d'investiture par le parti qui a finalement accepté d'investir, Maurice Kamto, à savoir le Manidem. Alors l'argument d'Elecam, c'est donc de dire que le parti que Maurice Kamto représente, le Manidem, compte dans ses membres un autre candidat et qu'il ne peut pas y avoir une pluralité d'investitures au sein d'un même parti. Qu'est-ce que vous pensez de cet argument ? Comme je pense avoir essayé de vous l'indiquer, l'argument est tout simplement l'aboutissement d'un processus. Donc l'argument qui est soulevé par Elecam est très largement sujet à caution. Mais même en lui-même simplement, l'argument peut être très largement discutable lui aussi. Parce qu'il est effectivement fort probable qu'il y ait eu une deuxième investiture par un organe plus ou moins infiltré du Manidem. Et cette situation, il faut le dire encore, est aussi une certaine forme de flou organisé et entretenu par les pouvoirs de l'État. Je m'explique. Les partis politiques, les formations politiques sont considérés comme étant des associations. Or ces associations voient régulièrement l'interférence, j'allais dire l'ingérence du pouvoir politique au travers du ministère de l'Administration territoriale, qui croit devoir organiser le fonctionnement et la direction de ces associations. Ce n'est pas que le Manidem. On a vu le cas pour le PCRN. Ça a été le cas pour le CPP de Kah Walla et je pense pour d'autres formations encore. Or, nous savons tous qu'il y a un principe consacré par la Constitution qui est le principe de la liberté d'association, la liberté d'expression. Les partis politiques concourent, contribuent à l'expression de la démocratie. Et ils le font dans un cadre qui est organisé par la Constitution, qui est un cadre de liberté. Donc il n'y a que les associations qui, dans leur organisation, ont la possibilité de déterminer qui est leur mandataire, celui qui peut parler pour elles, ces associations. Pourtant, nous voyons toujours régulièrement, sans aucune explication ni justification juridique ou autre, l'interférence du pouvoir qui vient indiquer qui, selon lui, est la personne qu'il a choisie pour pouvoir être le représentant, c'est à dire son interlocuteur. Il n'est donc pas à exclure que, profitant de cette ambivalence, de cette ambiguïté organisée et entretenue, qu'il puisse y avoir effectivement quelqu'un d'autre qui, au sein de la même organisation du Manidem, ait pu éventuellement se prévaloir du titre qui lui a été donné dans les conditions que je viens de vous indiquer pour pouvoir brouiller les pistes. Et ainsi contrecarrer pour finaliser la mise en échec de la candidature de Kamto. Je pense que la procédure devant le Conseil constitutionnel nous permettra certainement d'être fixé. Il suffira de comparer, de voir quel était l'organe qui a présenté l'investiture de Maurice Kamto, celui qui a présenté l'investiture de l'autre, et j'incline à penser que c'est le président actuel, Monsieur Anicet Ekane, celui qui a donné l'investiture à Maurice Kamto, qui devrait pouvoir l'emporter si les choses sont faites avec justice et avec justesse. Alors, vous parlez du ministère de l'Administration territoriale de Paul Atanga Nji. Jusqu'au 22 juillet dernier, sur le site de ce ministère, le président du parti Manidem, c'était Anicet Ekane, mais depuis le 23 juillet, sur le même site, son nom est remplacé par celui de Dieudonné Yebga, le candidat surprise qui provoque aujourd'hui la disqualification de Maurice Kamto. Est-ce un signe de ce que vous appelez l'ingérence du ministère de l'Administration territoriale dans l'organisation des partis politiques ? L'ingérence est intervenue déjà bien auparavant et je crois qu'elle pourrait se manifester encore là, sauf que là, en l'occurrence, à la veille d'une transmission des dossiers à Elecam, cette ingérence, ou plutôt cette manipulation, apparaît comme étant une forfaiture désormais. Ce n'est plus une simple ingérence, mais là, c'est une forfaiture et une volonté manifeste d'induire en erreur. J'ai envie de vous indiquer que je ne sais même pas si cette activité, cette action de ces personnes, ces organes publics, devraient être considérés comme étant une action banale. Je pense qu'elles doivent interroger. L'actuel président de la République a mis au centre de son rôle politique historique qu'il voulait qu'on retienne que c'est lui qui a apporté la démocratie. Je ne suis pas sûr que ce qui est fait en son nom représente l'idée de la démocratie qu'il a envie de laisser. Donc si c'est pour lui, pour ce candidat-là, que toutes ces forfaitures sont faites, je crains qu'on salisse son nom pour l'histoire alors que c'est la seule chose au moins qu'il aurait pu laisser. Donc j'invite toutes les personnes qui jouent aux apprentis sorciers à faire attention et à rester aussi neutres que possible dans les fonctions publiques qui leur ont été confiées par le peuple. Alors Elecam écarte, du moins pour l'instant, Maurice Kamto, au prétexte que son parti Manidem avait deux candidats, mais Elecam accepte le candidat Paul Biya, alors que son parti RDPC avait lui aussi deux candidats le président sortant et l'élu local Theiller Onana. Est-ce qu'il n'y a pas deux poids, deux mesures ? Alors là, je ne pense pas. Parce que là, vous avez parlé de candidature. Mais s'agissant du motif de rejet de la candidature de Maurice Kamto, on a parlé plutôt d'investiture. Donc il ne faut pas confondre candidature et investiture. La déclaration de candidature est le fait d'un individu qui se présente au peuple. Or la déclaration d'investiture, c'est une formation politique qui adoube un candidat qu'elle a présenté, qui s'est réclamé de lui. Donc je ne pense pas que la même situation que celle que vous évoquez au Manidem soit comparable à ce qui se passe au RDPC, parce qu'il ne me semble pas que le parti RDPC ait donné une investiture à quelqu'un d'autre qu'à l'actuel président de la République. Suite à cette décision d'Elecam, Maurice Kamto a déposé ce lundi un recours devant le Conseil constitutionnel. Mais si le régime est décidé à écarter Maurice Kamto, est-ce que les magistrats du Conseil constitutionnel pourront prendre une décision contraire à la volonté du régime ? Là, vous me demandez encore une fois de prendre une boule de cristal pour pouvoir lire l'avenir. Et on peut juste se contenter de faire un certain nombre de conjectures. La première, ce serait d'imaginer que le Conseil constitutionnel est un organe indépendant, puisqu'on sait aujourd'hui que le pouvoir est relativement plus faible, plus vacillant, plus chancelant qu'il ne l'a été autrefois. Ça se voit non seulement au travers de l'âge relativement avancé du titulaire de la fonction aujourd'hui, mais cela se voit aussi au travers de la grande fébrilité dont ses partisans font montre de façon publique.  Il y a une grosse opposition à l'intérieur du camp. Donc je pense qu'aujourd'hui peut-être qu'une nouvelle philosophie pourrait éventuellement animer le fonctionnement du Conseil constitutionnel et ses décisions. On peut donc miser là-dessus et se dire qu'il s'agit peut-être d'un organe qui va être indépendant, même si, encore une fois, là aussi, son mode de désignation exclusivement confié au décret du président de la République peut aussi interroger sur son indépendance.  Mais faisons lui confiance et disons-nous que cela est possible au regard du contexte sociopolitique que je vous ai décrit. Mais d'un autre côté aussi, on peut parfaitement craindre, quand on voit l'irrédentisme dont ont fait preuve aujourd'hui les agents du pouvoir. Quand on sait que les institutions judiciaires ou juridictionnelles ont souvent eu par ailleurs à se voir dicter un certain nombre de leurs décisions ou de leurs attitudes, on peut parfaitement craindre que le Conseil constitutionnel, même si vraiment, par extraordinaire, il venait à en avoir envie, avoir envie de s'autonomiser, on peut craindre qu'il n'ait pas finalement les moyens de le faire, cela est aussi possible. Parfaitement. Maintenant, nous tous, nous observons l'histoire. Nous pouvons donc nous dire qu'au stade où nous sommes, peut être que le Conseil constitutionnel, aussi, investi d'une mission historique, peut avoir envie de se surpasser et de montrer, d'essayer de montrer aux uns et aux autres que les décisions qu'il va prendre doivent être empreintes de la confiance qu'on doit normalement à cette institution-là. Donc, il est possible que cette occasion leur soit donnée pour valider en ultime recours la candidature de Maurice Kamto. Je le souhaite en tout cas énormément. Issa Tchiroma Bakary, l'un des deux ministres démissionnaires, qui est à présent candidat à la présidentielle, réclame du Conseil constitutionnel qu'il fasse preuve d'impartialité et d'intégrité. Est-ce à dire que cet homme d'expérience a de sérieux doutes sur cette impartialité et cette intégrité des magistrats ? Il faut que vous rappeliez peut-être aussi que c'est le même Issa Tchiroma Bakary qui a défendu bec et ongles le même pouvoir auquel il a appartenu, donc je pense que, si aujourd'hui il vient nous dire le contraire, on ne peut pas faire autre chose que d'avoir foi en sa parole. Il est crédible sur ce qu'il indique. Les propos contradictoires sur RFI, il y a trois semaines, des ministres René Sadi et Fame Ndongo sur la candidature ou non de Paul Biya cette année, de quoi est-ce le signe à votre avis ? C'est un signe, j'allais dire un signe de plus sur un tout petit peu, j'allais dire la déliquescence de l'action de l'État, des pouvoirs de l'État. Sur beaucoup de sujets, auparavant, on a observé un camp, une division qui traduit les intérêts conflictuels qui, à chacune des décisions de justice ou non, démontrent parfaitement qu'il y a un clivage, une scission nette dans l'appareil gouvernant. Et que ce clivage est le fait de deux choses, un effet de cisaillement entre un président de la République qui est souvent absent, qui n'a plus vraiment les choses en main et qui a tout abandonné à chacun. Il n'y a, par exemple, jamais eu je pense, en sept ans un conseil des ministres rien que pour coordonner et contrôler l'action en interne du gouvernement. Donc chacun fait un peu sa petite tambouille dans son coin. Et la deuxième chose du cisaillement, c'est que tout le monde voit très bien que le pouvoir est vacant. Donc à l'intérieur, il y a des prétentions qui naissent. D'autres, il y en a qui essaient de combler ce vide là en faisant un peu plus, en dépassant leurs fonctions ou en essayant de rattraper ce qu'ils peuvent encore pour essayer de conserver leurs positions, leurs rentes de situation. Voilà, c'est tout ça qui crée forcément un cafouillage. Et comme il n'y a pas de coordination pour permettre de siffler la fin de la récréation, la peur qui est toujours très mauvaise conseillère finit par s'emparer des uns et des autres pour essayer de sauvegarder ce qui peut encore être sauvé des acquis. C'est tout ça qui explique un peu cette Bérézina de la communication.

Kevin Chen, PharmD, MS, BCOP, CPP, and Amanda Cass, PharmD, BCPS, BCOP, share key insights about ROS1, non-small cell lung cancer, and the new approved drug taletrectinib.

How Should Business Owners Pay Themselves? Salary vs. Dividends In this episode of Retirement Planning Simplified, Joe Curry sits down with financial expert Aravind Sithamparapillai to talk about how business owners should structure their compensation. They break down the pros and cons of salary versus dividends, how CPP (Canada Pension Plan) fits into retirement planning, and what business owners need to know about tax integration. You'll also hear about: When paying into CPP can actually help you in retirement How RRSPs compare to CPP as retirement tools How to avoid OAS clawbacks What to consider when clearing out notional accounts Whether you're a small business owner or incorporated professional, this episode helps you make informed decisions about your compensation and long-term financial goals. Here's what you're in for: 00:00 – Intro 00:07 – Common business owner compensation strategies 01:09 – How tax integration works 03:28 – When to choose dividends vs. salary 07:01 – Is CPP a cost or a future benefit? 09:25 – Understanding employee vs. employer CPP contributions 20:42 – RRSPs vs. CPP for retirement planning 27:29 – How taxes and government benefits affect your strategy 30:24 – Wrap-up and where to learn more —------------------------------------------------------------- ABOUT ARAVIND SITHAMPARAPILLAI  Aravind Sithamparapillai is a motivated and collaborative professional who brings a competitive edge, a team-first mindset, and a strong belief in the value of authentic relationships. He's driven not just to succeed, but to support those around him and create a positive, lasting impact. Known for his dedication and integrity, Aravind approaches every challenge with energy, empathy, and a commitment to excellence. You can reach out to Aravind through: LinkedIn: https://www.linkedin.com/in/sithamparapillai https://calendly.com/aravind-sithamparapillai-ironwoodcanada/30min —------------------------------------------------------------- ABOUT JOE  CURRY Joe Curry is the host of Business and Exit Planning Simplified and the owner and lead financial planner at Matthews + Associates in Peterborough, Ontario. A Certified Financial Planner and Certified Exit Planning Advisor, Joe is passionate about helping business owners maximize value, plan successful exits, and find purpose beyond their business. His mission is to ensure clients retire with confidence—financially secure and personally fulfilled. You can reach out to Joe through: LinkedIn: https://www.linkedin.com/in/curryjoe Website: https://www.retirementplanningsimplified.ca/                https://www.facebook.com/RetirementPlanningSimplified/                https://matthewsandassociates.ca/    ABOUT BUSINESS AND EXIT PLANNING SIMPLIFIED The Business and Exit Planning Simplified podcast offers clear, actionable guidance to help business owners maximize value, plan successful exits, and achieve financial freedom. Hosted by Joe Curry, a Certified Financial Planner and Certified Exit Planning Advisor, each episode delivers expert insights, real-life case studies, and practical strategies tailored for service-based entrepreneurs approaching retirement. The podcast empowers listeners to transition with clarity, confidence, and a renewed sense of purpose.  —------------------------------------------------------------- Disclaimer: Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This video is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or service.  

On episode #438 of “Let's Talk Money with Dave and Reb”, the co-hosts continue the conversation with Mark Young on Biblical retirement and the importance of long-term planning. Dave and Reb explore the complexity of retirement savings as Mark explains retirement projections, CPP, and the impact of taxes on your estate. Mark's love of numbers combined with his desire for a comprehensive retirement savings tools led to the creation of his own retirement projection tool that allows users to understand their retirement savings and create the best plan for minimizing taxes and maximizing funds. Tune in to the show today to hear their conversation which is sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship. To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/. To order Reb's new updated book, Cultivating Trust Expanded Edition: Finding God's Hope and Freedom for Your Finances, go to Cultivating Trust Expanded Edition. To listen to the audiobook please find it here: Cultivating Trust Audiobook To learn more about Mark's retirement projection tool, go to https://www.marksspreadsheet.com/. #morethanenough #finances #money #financialfitness #retirement #giving #biblical #savings

Mike breaks down his highlights from WWDC Coder's Socials Mike on X (https://x.com/dominucco) Mike on BlueSky (https://bsky.app/profile/dominucco.bsky.social) Mike's Blog (https://dominickm.com) Coder on X (https://x.com/coderradioshow) Coder on BlueSky (https://bsky.app/profile/coderradio.bsky.social) Show Discord (https://discord.gg/k8e7gKUpEp) Alice (https://alice.dev) Alice Forms (https://alice.dev/forms) Alice for FoxPro (https://alice.dev/foxpro)

In this episode of PayTalk we talk with Ryan Yannetta, CPP, PHR, SHRM-CP, to discuss how payroll certifications like the CPP and FPC can transform your career. Ryan shares his journey from entry-level payroll specialist to executive leader, and examines the pivotal role certifications played in opening new opportunities. He offers practical advice on preparing for certification exams, overcoming setbacks, and deciding when to pursue credentials. We also explore Ryan's transition from hands-on payroll work to leadership, and how volunteering within the payroll community has enriched his professional life and employment opportunitiess. Do you have questions about your payroll certification journey? We want to hear from you! Reach out at podcasts@payroll.org or on the PayrollOrg Facebook page. 

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Welcome back to a second episode on the Canada Pension Plan (CPP).My guest is Jason Yee, a true CPP ninja. Jason guides us through CPP and its 2019 & 2024 enhancements to outline the key features of the plan & helps us understand what we will get from it in the future.Discussion Points:Jason's background (2:43)CPP basics (5:05)Key features of CPP (6:27)Why is CPP so polarising? (9:26)What determines what we will get out of CPP? (11:32)CPP enhancements: why & how do they help us? (13:21)What about years of lumpy/low income? (17:32)Considerations for when to start CPP (21:36)CPP payout scenarios (23:16)Take home points for the busy professional (26:16)Closing thoughts (28:05)Jason Yee:Contact:  greetings@finepointsolutions.caCompany website:  https://finepointsolutions.ca/All our CPP ideas & resources:  https://finepointsolutions.ca/ideas-resources/LinkedIn:  https://www.linkedin.com/in/yee/YouTube channel:  https://www.youtube.com/channel/UCwuA3EIkAUT1xIPy3lqJwPgYatin Chadha:Email: beyondmdpodcast@gmail.com LinkedIn: Yatin ChadhaHow to support beyond MD:connect with me on LinkedIn: Yatin Chadhacredit card referral link: https://americanexpress.com/en-ca/referral/business-platinum?ref=yATINC4uFw&CPID=100373056

Brandon Payne, executive director for the National Council on School Facilities, joins this month's episode of Security Management Highlights to discuss how to integrate security and safety into school facility planning and funding during both retrofits and new builds. Then, Kevin Jones, CPP, PCI, addresses key considerations for arming security professionals, from legal liability to insurance to continuous training. Additional Resources Read more from Brandon Payne about school facility management and where security and safety fit in here: https://www.asisonline.org/security-management-magazine/articles/2025/04/k12/school-facilities-managers/ Meet many of the other essential partners in school safety and security in this Security Management series: https://www.asisonline.org/security-management-magazine/articles/2025/04/k12/ Want to help drive school security forward? Keep an eye out for the forthcoming ASIS International School Security Standard. Learn more here: https://www.asisonline.org/publications--resources/news/blog/2024/press-briefing-school-security-standard/ Read more about arming security teams in the June issue of Security Technology: https://www.asisonline.org/security-management-magazine/monthly-issues/security-technology/archive/2025/june/ Hear more from Kevin Jones, CPP, PCI, in his latest article about considerations for selecting the right weapons for security: https://www.asisonline.org/security-management-magazine/monthly-issues/security-technology/archive/2025/june/how-to-make-a-weapon-selection-when-arming-your-security-team/

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Jake Hoffman and Joe Lynch discuss the container payment portal and the rise of AI in freight. Jake is the Chief Technology Officer of Gnosis Freight, a logistics tech company focused on the lifecycle of a shipping container as it moves around the world. About Jake Hoffman Jake Hoffman is the Chief Technology Officer of Gnosis Freight, a logistics tech company focused on the lifecycle of a shipping container as it moves around the world. He has led the engineering team since the company's inception in 2017, bringing a deep understanding of technology and trends in the industry to bear in driving the company's technical strategy. About Gnosis Freight Gnosis Freight is a leading provider of supply chain visibility and execution software, made available through its proprietary Container Lifecycle Management® (CLM) platform—the world's first supply chain platform focused on the full lifecycle of your shipping containers. Powered by the most complete, accurate, and low latency container tracking data available, the CLM platform provides logistics professionals with a smarter way to track and manage their containers, from booking until returned empty. Gnosis Freight's global footprint encompasses a diverse customer base, including top cargo owners (BCOs), ocean carriers, forwarders, truckers, 3PLs, technology providers, and other critical supply chain partners—all utilizing the CLM platform to achieve new levels of efficiency, cost savings, and collaboration within their supply chain. Key Takeaways: The Container Payment Portal and the Rise of AI in Freight Jake Hoffman and Joe Lynch discuss the container payment portal and the rise of AI in freight. Jake is the Chief Technology Officer of Gnosis Freight, a logistics tech company focused on the lifecycle of a shipping container as it moves around the world. Container Lifecycle Management® Platform: Gnosis Freight specializes in its proprietary Container Lifecycle Management® (CLM) Platform, which provides comprehensive visibility and execution software for the entire lifecycle of shipping containers, from booking until they are returned empty. Real-time Container Tracking and Data: The CLM platform is powered by highly accurate and low-latency container tracking data, enabling logistics professionals to efficiently monitor and manage their containers. This real-time data is crucial for optimizing container movements and reducing dwell times. Partnership with PayCargo for Hapag-Lloyd's Container Payment Portal (CPP): Gnosis Freight has integrated its CLM platform with PayCargo's payment network to power Hapag-Lloyd's new Container Payment Portal (CPP). This collaboration aims to streamline import demurrage payments and accelerate cargo movement for Hapag-Lloyd customers in the U.S. AI for Automated Compliance and Invoicing: While not explicitly stated as "AI," the CPP's ability to provide "Automated real-time OSRA-compliant invoice generation based on pickup date" strongly implies the use of intelligent automation or AI to process data, apply rules, and generate compliant invoices efficiently, reducing manual effort and errors. Streamlining Operations and Enhancing Efficiency: The CPP, a result of the Gnosis-PayCargo partnership, offers features like real-time container status updates, seamless electronic payments, and integrated dispute resolution tools. These functionalities are designed to enhance cargo movement efficiency, reduce container dwell times, and improve payment processes for all stakeholders. Addressing Regulatory Compliance: The Container Payment Portal directly addresses compliance with the Ocean Shipping Reform Act of 2022 (OSRA) and the revised demurrage and detention rules from the U.S. Federal Maritime Commission (FMC), simplifying complex regulatory requirements for Hapag-Lloyd customers. Digitalization and Innovation in Shipping: The integration of advanced payment processing with comprehensive container tracking through the CPP represents a significant step forward in the digitalization of the shipping industry, showcasing Gnosis Freight's commitment to delivering innovative logistics technology solutions. Learn More About The Container Payment Portal and the Rise of AI in Freight Jake Hoffman | Linkedin Gnosis Freight | Linkedin Gnosis Freight Container Lifecycle Management: Gnosis Freight Streamlines International Logistics with Jake Hoffman Big Changes at the Port with Lauren Beagen The Logistics of Logistics Podcast If you enjoy the podcast, please leave a positive review, subscribe, and share it with your friends and colleagues. The Logistics of Logistics Podcast: Google, Apple, Castbox, Spotify, Stitcher, PlayerFM, Tunein, Podbean, Owltail, Libsyn, Overcast Check out The Logistics of Logistics on Youtube

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Ready to take a deep dive and learn how to generate personal tax free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you unknowingly putting your investments or your Canadian portfolio at risk by focusing too narrowly on familiar markets?Many investors, especially in Canada, believe they're achieving portfolio diversification simply by owning a range of stocks or index funds. But today's episode reveals a critical blind spot: geographic concentration. Whether you're a real estate investor, a business owner, or growing your wealth portfolio, ignoring global diversification could expose you to unnecessary risk — especially in unpredictable markets like today's.Listen in to discover:Why investing heavily in Canadian or even U.S. markets might leave you dangerously exposed.How large pension funds like CPP approach portfolio diversification — and what you can learn from them.Practical, simple strategies to achieve true global diversification without overwhelming yourself with research.Press play now to uncover hidden risks in your portfolio and learn smarter ways to protect and grow your wealth!Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyleif you've been……taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.This episode explores essential topics like diversification, investment strategies, and geographic diversification, while emphasizing risk management and how to avoid home country bias. We dive into tools like ETFs, insights from pension funds, and the risks of overexposure to Canadian equities, compared to broader opportunities in global markets. You'll also learn strategies for financial planning, wealth creation, asset accumulation, and financial growth, along with principles of wealth management, financial independence, and asset protection. Whether you're focused on true wealth, corporate finance, or net worth growth, we cover tactics foReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

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C10 Talk episode #311, Jefferson Bryant, an automotive enthusiast and author, discussed his journey into the automotive world, particularly focusing on LS and LT engine swaps for Chevy and GMC trucks. He began his career as a product designer in car audio before transitioning into writing about automotive topics. Jefferson highlighted his extensive experience working on various truck models, including C10s, C20s, and K10s, and shared insights on the growing popularity of LS and LT engine swaps among truck enthusiasts. He emphasized the importance of understanding engine specifications, the advantages of specific engine types, and the practical considerations when embarking on an engine swap project. Jefferson also discussed the various components involved in the engine swap process, including wiring, fuel systems, and cooling systems. He emphasized the need for proper wiring harnesses and the significance of using high-quality components to ensure reliability and performance. Additionally, he provided insight into the common challenges faced during swaps, such as selecting the right fuel tank and ensuring proper installation of sensors. With his extensive knowledge and experience, Jefferson aims to guide enthusiasts through the complexities of LS and LT swaps, making the process more accessible and enjoyable for both seasoned mechanics and newcomers alike. Great catching up with you Jefferson, thanks for your efforts and creating a go to source for the C10 Nation when it comes to swapping their trucks.    Episode #311 is brought to you by out Title Sponsor LMC Truck. Keeping Generations on the Road - www.lmctruck.com https://upcarparts.com/c10-chevy-truck/ -Get your parts. Build your passion. www.brotherstrucks.com - Your source for 1947 Chevy and GMC restoration truck parts.  www.classicperform.com - CPP your suspension, steering and brake source! www.dakotadigital.com - The best upgrade for your cab - VHX, HDX, and the Retro Rad RTX!  www.vintageair.com - Vintage Air has a sure fit kit for you and your C10 - Made in the USA!         

Running a profitable photography business is tough, but my guest in this episode proves that it can also be wildly profitable—if you take full responsibility for how you run it.Meet Allison Tyler Jones, CPP, Master Craftsman, educator, photographer, author of four books, and host of the REWork Podcast. I have to say that how she shares her vast knowledge and the foundations of a successful business, in a clear and super fun way, makes this a “must listen more than once” way. According to Allison, is not your average photographer. She does not sell printable digital files, but she does run one of the most profitable portrait studios in the country. Instead of quick-turnaround sessions, she creates large-format wall art, family galleries, and custom albums designed specifically for her clients' homes. Her signature style? A mix of lifestyle, commercial, and a little bit of chaos—what she calls "Art That Happens to Be Your Family."In this episode, we're getting real about what it takes to build a thriving photography business, including:How shifting to a value-based model attracts better clients and bigger salesThe importance of taking full responsibility for every aspect of your businessHow setting clear client expectations leads to long-term successWhy staying in touch with your clients every year is the smartest way to have a solid businessAllison's advice is direct, practical, and refreshingly honest. She's here to challenge the way photographers think about pricing, client relationships, and profitability—because at the end of the day, success comes down to one thing: Owning it.Bonus! Allison is giving away her Time-Blocking Tool—because let's be honest, we could all use a little more time and a lot more structure. Grab it here!Connect with her at:support@dotherework.comwww.dotherework.comwww.atjphoto.comConnect with Photography Business Coach Luci Dumas: Website Email: luci@lucidumas.comInstagram FacebookYouTube

We have a great Round Up / Lowdown on Canadian specific topics.... You American's might wanna tune in tho!   Mass Integration on the rise in Que, Elbows up over Pokemon cards in a Coscto parking lot... guess where. Yep. Brampton   PP signalling with letter re Hola Muhola!   Meanwhile Danielle Smith starts out with long list for Carneyage to undo for Alberta.   Canada - The most European Non European country signals to the EU, meanwhile the EU wants to use their private capital to finance the war machine. You can't make this stuff up.   What about Alberta and the national CPP. And did the tariffs on China effect our 600 million dollar investment on China EV's from the CPP?   We go over the ICAIE report from late 2023 - The Growing Harms of Cross-Border Illicit Trade Vectors and Threat Convergence to Canada's National Security. If this doesn't get you thinking about our relationship with USA.....   The depopulation exemption on ostriches is still in play although it might end and all due to PCR testing.   Legit Climate change hysteria from MLA's in BC! And buckle up Canada - GFANZ is in play and USA is talking about it, in a Judicial Report. A sincere heads up from American oil rigs for Alberta to get their shit together quick   Value for Value. You Canadian News deconstruction with zero ads. Please donate! Thanks for watching and listening. https://eh-list.ca/ Support the show directly: https://grimericacbd.com/ CBD and THC Tinctures and Gummies! https://grimerica.ca/support-2/ http://Grimerica.ca/shrooms and Micro Dosing The Eh-List YouTube Channel: https://youtube.com/@theeh-list?si=d_ThkEYAK6UG_hGX Our Adultbrain Audiobook Podcast and Website: www.adultbrain.ca Our Audiobook Youtube Channel:  https://www.youtube.com/@adultbrainaudiobookpublishing/videos Support and extra content http://www.grimericaoutlawed.ca/support. Substack and Subscribe. https://grimericaoutlawed.substack.com/ or to our Locals  https://grimericaoutlawed.locals.com/ or Rokfin www.Rokfin.com/Grimerica Patreon https://www.patreon.com/grimericaoutlawed Darren's book www.acanadianshame.ca Check out our next trip/conference/meetup - Contact at the Cabin www.contactatthecabin.com www.grimerica.ca/Shrooms  and Micro-Dosing Other affiliated shows: www.grimerica.ca The OG Grimerica Show www.Rokfin.com/Grimerica Our channel on free speech Rokfin Join the chat / hangout with a bunch of fellow Grimericans  Https://t.me.grimerica https://www.guilded.gg/chat/b7af7266-771d-427f-978c-872a7962a6c2?messageId=c1e1c7cd-c6e9-4eaf-abc9-e6ec0be89ff3 Leave a review on iTunes and/or Stitcher: https://itunes.apple.com/ca/podcast/grimerica-outlawed http://www.stitcher.com/podcast/grimerica-outlawed Sign up for our newsletter http://www.grimerica.ca/news SPAM Graham = and send him your synchronicities, feedback, strange experiences and psychedelic trip reports!! graham@grimerica.com InstaGRAM https://www.instagram.com/the_grimerica_show_podcast/  Purchase swag, with partial proceeds donated to the show www.grimerica.ca/swag Send us a postcard or letter http://www.grimerica.ca/contact/ ART - Napolean Duheme's site http://www.lostbreadcomic.com/  MUSIC Tru Northperception, Felix's Site sirfelix.bandcamp.com    Links to the stuff we chatted about: https://www.ourgreaterdestiny.ca/p/icaie-report-colossal-scale-of-international?utm_source=post-email-title&publication_id=832740&post_id=159156905&utm_campaign=email-post-title&isFreemail=true&r=24pqe&triedRedirect=true&utm_medium=email https://lawyerlisa.substack.com/p/eu-plan-to-use-europeans-private?utm_source=post-email-title&publication_id=1287362&post_id=159342647&utm_campaign=email-post-title&isFreemail=true&r=24pqe&triedRedirect=true&utm_medium=email https://x.com/ryangerritsen/status/1901634358730973274 https://x.com/Ab51_Project/status/1901750010079060063 https://x.com/AnnRolle_/status/1901017931057623156 https://x.com/chrisdacey/status/1901595877942174100 https://x.com/FoodProfessor/status/1901436700670234704 https://x.com/cbcwatcher/status/1901353901141508126 https://x.com/Bob31685906/status/1901307197092737056   Darren's links: https://www.theepochtimes.com/opinion/quebec-is-replacing-multiculturalism-with-integration-english-canada-should-do-the-same-5823509?utm_source=OP_article_paid&src_src=OP_article_paid&utm_campaign=opinion-2025-03-19-ca&src_cmp=opinion-2025-03-19-ca&utm_medium=email&est=KsP4djGXC2jVUacDJOoMv7sk9QQWwcwin4XOeq3RN%2Ba7ash1%2FVgsX%2BR0P1ZhNwR6 https://x.com/sarbrajskahlon/status/1900594893065703658/photo/1 https://x.com/abdaniellesmith/status/1900672150530650457?s=43 https://x.com/cnm5000/status/1901295018201223573/photo/1 https://bcrising.ca/save-our-ostriches/ https://x.com/tablesalt13/status/1901317991783973313?s=43 https://x.com/thevivafrei/status/1902115262582632766/video/1

We examine perhaps the most important piece of the complex puzzle of the Hartman case: what Sophie wrote about it in her journals.  We're joined by Dr. James Hamilton, an MBP expert with a PhD in clinical psychology, to walk us through some of Sophie's most chilling journal entries collected in the case files. We also look at Sophie's disturbing internet search history during the time of C's alleged Central precocious puberty (CPP) diagnosis.  After being separated from Sophie, M and C are placed with Sophie's mom and sister. Detective Lee discusses the problems that arise when placing children with people that are most likely going to side with the perpetrator. In April of 2022, C and M are returned to Sophie and criminal charges are subsequently dropped. Andrea offers a key insight into how this might have happened by revealing a surprising member of Sophie's legal team: her sister, Megan Carter.  *** Links and Resources: Dr. James Hamilton: https://www.munchausensupport.com/who-we-are/ Check out Olivia LaVoice's podcast, The Bakersfield Three: https://www.iheart.com/podcast/867-the-bakersfield-three-128074552/ Learn more about our featured non-profit and mutual aid organizations: https://www.nobodyshouldbelieveme.com/nsbm-supports/ Check out You Probably Think This Story's About You: https://brittaniard.com/podcast Click here to view our sponsors. Remember that using our codes helps advertisers know you're listening and helps us keep making the show! Subscribe on YouTube where we have full episodes and lots of bonus content. Follow Andrea on Instagram for behind-the-scenes photos: @andreadunlop Buy Andrea's books here. To support the show, go to Patreon.com/NobodyShouldBelieveMe or subscribe on Apple Podcasts where you can get all episodes early and ad-free and access exclusive ethical true crime bonus content. For more information and resources on Munchausen by Proxy, please visit MunchausenSupport.com The American Professional Society on the Abuse of Children's MBP Practice Guidelines can be downloaded here. Learn more about your ad choices. Visit podcastchoices.com/adchoices

In 2020, the Hartmans grow even more isolated as Covid hits: Sophie pulls C out of school citing worsening health and breaks with the church community who've been supporting her and her daughters.  Concerns for abuse grow as Sophie begins to push a new narrative that C has central precocious puberty (CPP), a condition that causes the body to go through puberty prematurely, After making an initial DCF report in 2019 and tracking Sophie's demands for increasingly invasive procedures: Seattle Children's Child Abuse Team files an official report to the Department of Children, Youth, and Families. Her daughters are subsequently placed in protective custody and Sophie is charged with assault of a child in the second degree.  We hear from the Seattle reporter who broke the story, Olivia LaVoice and dig into the extensive documentation from the  investigation with Detective Michael Lee, a major crimes detective in Texas and co-founder of the National Crimes Against Children Investigators Association.. Andrea also talks with Dr. Mary Zupanc, a pediatric neurologist and epilepsy specialist with over 30 years of clinical and research experience with AHC. She gives listeners a better understanding of AHC by describing the history of the disorder, the various symptoms, common environmental triggers, and how clinical diagnoses of AHC are made. *** Links and Resources: More about Dr. Mary Zupanc: https://www.childneurologysociety.org/awards/mary-l-zupanc-md/ Check out Olivia LaVoice's podcast, The Bakersfield Three: https://www.iheart.com/podcast/867-the-bakersfield-three-128074552/ Chad Goller-Sojourner's Sitting in Circles with Rich White Girls: Memoir of a Bulimic Black Boy will be adding show dates in spring 2025. Click HERE for more information.  Preorder Andrea and Mike's new book The Mother Next Door: Medicine, Deception, and Munchausen by Proxy Catch Andrea and Mike at their Seattle Book Launch Event: https://www.eventbrite.com/e/andrea-dunlop-and-mike-weber-the-mother-next-door-tickets-1097661478029 Learn more about our featured non-profit and mutual aid organizations: https://www.nobodyshouldbelieveme.com/nsbm-supports/ Check out You Probably Think This Story's About You: https://brittaniard.com/podcast Click here to view our sponsors. Remember that using our codes helps advertisers know you're listening and helps us keep making the show! Subscribe on YouTube where we have full episodes and lots of bonus content. Follow Andrea on Instagram for behind-the-scenes photos: @andreadunlop Buy Andrea's books here. To support the show, go to Patreon.com/NobodyShouldBelieveMe or subscribe on Apple Podcasts where you can get all episodes early and ad-free and access exclusive ethical true crime bonus content. For more information and resources on Munchausen by Proxy, please visit MunchausenSupport.com The American Professional Society on the Abuse of Children's MBP Practice Guidelines can be downloaded here. Learn more about your ad choices. Visit megaphone.fm/adchoices