Podcasts about retiring

Andy and Adam Grossman from Mayport Wealth Management share their thoughts on a handful of current events and "hot topics" relating to retirement planning. Specifically, they talk about:How to analyze an existing annuity and whether to keep it, exchange it to another annuity or surrender it ( 11:44 )The different things to factor in when considering retiring to a different state ( 23:18 )What to do with your investments regarding concerns about the U.S.'s national debt, potential inflation, potential market declines, etc. ( 33:41 )How much to try to optimize moving around cash balances between savings accounts, money market funds, Treasury Bills, CDs, etc. to try to maximize the amount of interest you can get ( 43:44 )Their thoughts on individual bonds vs bond funds, what we use, and why ( 54:27 )How we handle and implement inflation assumptions when doing financial planning with clients ( 1:05:37 )Their thoughts on how Artificial Intelligence may impact financial planning, both as advisors and as consumers ( 1:12:55 )What to make of illustrations for permanent life insurance policies, how reliable those illustrations are, when to consider buying permanent life insurance, when not to buy permanent life insurance, etc. ( 1:19:48 )Links in this episode:Mayport Wealth Management's website - https://www.mayport.com/Adam's recent appearance on Morningstar's The Long View podcast - https://www.morningstar.com/personal-finance/adam-grossman-asset-allocation-is-an-investors-best-defenseTo send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.comMy company newsletter - Retirement Planning InsightsYouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com

This Week in Oklahoma Politics, KOSU's Michael Cross talks with Civic Leader Andy Moore and former State Representative Chairman Mark McBride about June's primary election featuring State Question 832 to raise the minimum wage to $15 an hour by 2029, the governor's primary with nine Republicans and three Democrats and other statewide and local races of interest.The trio also discusses the Ethics Commission addressing the use of campaign ads generated by artificial intelligence and Chickasaw Governor Bill Anoatubby announcing his retirement after 30 years on the job.

A new study shows Americans expect to delay retirement by four years as the cost of living rises…and 4 in 10 aren't confident they'll have enough money to last. If that sent you into a spiral, this episode is your permission to exhale. Historian, real estate investor, and early retiree Joseph S. Moore, PhD, spent years stress-testing three centuries of American financial advice, and what he found will reframe the way you think about retirement. His new book, How to Get Rich in American History: 300 Years of Financial Advice That Worked (and Didn't), makes the case that retirement anxiety is nothing new, and that every generation that's felt it has ended up being fine. Then, Jean sits down with Lacy Garcia, founder and CEO of Willow, an award-winning platform that connects women with vetted fiduciary financial advisors who actually understand their lives. Jean and Lacy get refreshingly honest about the money moves they wish they'd made sooner: investing earlier, finding an advisor before they felt "ready," keeping an emergency fund, and having the money conversations they'd been putting off.  Find a fiduciary advisor through Willow: hermoney.com/findanadvisor 

Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book Want to schedule a consultation? Click here: https://app.hawsfederaladvisors.com/whatservicemakessense I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.

Send us Fan MailJoin Sarah Thompson and me as we discuss in detail her experiences with ill and aging parents.If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Jason Derulo joined us ahead of his Australian tour and nearly sent us into a panic when he jokingly suggested The Last Dance might actually be his final album. Ricki reminisced about supporting him on tour back in 2014, while Jason revealed he's finally bringing the full stadium-sized production he's always dreamed of. We also learned he's a self-confessed musical theatre kid, a little bit Dubai-curious, and surprisingly okay with hearing that Ricki was thinking about him in the shower. Plus, Jason became the first guest in our new question chain, leaving a mystery question for whoever walks into the studio next.See omnystudio.com/listener for privacy information.

...in which we return to 19th-century Maryport in the company of author Simon Francis Brown to explore the world of regional shipbuilding through the exquisite illustrated journals of master shipbuilder Kelsick Wood. Starting our walk at the Shipping Brow Gallery overlooking the River Ellen, we set the historic context for Kelsick's arrival in Maryport in around 1818 – Britain as a maritime superpower, the age of empire, the political endgame of slavery – and paint a picture of the town's bustling harbour, its numerous taverns, the lavish dinners held for Lord Senhouse, the squalor of many residents. Battling weather on the harbour wall, we introduce Kelsick Wood, the Workington-born shipbuilder who travelled the world before acquiring the family yard at Maryport and starting the illustrated journals (excerpts below) that Simon discovered in a Greenwich archive. Sheltering from the gale in a harbourside ginnel, we discuss the business of shipbuilding: the crafts required to bring together a finished brig; the unforgiving economics of timber imports; the impact of Cumbrian weather on operations; and the insurance stranglehold held for a time by London shipbuilders. Retiring to the Golden Lion – where Kelsick spent many of his working hours entertaining potential customers and networking with the Maryport elite – we learn about the politically progressive family man who grieved the loss of a wife and six children, before winding down the podcast considering the numerous pressures which built on domestic shipbuilders – from overseas competition to the introduction of iron hulls – signalling the end of the age of sail. The Vanishing Age of Sail can be bought from Bookends in Carlisle and Keswick, and other local bookshops. It is also available from Amazon and Waterstones.

In this episode, Nick and Eric break down what it really means to plan for retirement as a single. They discuss the unique challenges that come with being single, from financial decision-making to long-term care and income planning. The conversation highlights why being proactive is critical when there's no partner to share responsibilities. It's a thoughtful look at how to build confidence and clarity heading into a solo retirement. Here's what we discuss in this episode:

On the phone-in: Appliance repair technician Aaron Publicover answers listeners' questions. And off the top of the show, on PEI, we hear about scientific research on lobsters using tags. And David Coon in NB explains why he is retiring as leader of the Green Party.

Ryan's doing something a little different today. Three listeners wrote in with variations of the same question, “Am I ready to retire in 2026?” Same question, three very different situations, three very different answers. If retiring in 2026 is on your mind, your version of this question is the one that matters most. And it probably has its own wrinkles, its own gaps, its own version of “almost ready”. That's exactly the kind of thing worth sitting down and figuring out together. Here's what we discuss in this episode:

This episode is sponsored by: Unreal Snacks, Square, Good Wipes, and Cash App Unreal Snacks: Visit https://unrealsnacks.com/unplanned o get $4 off a bag of Unreal—terms and conditions apply. Square: Get up to $200 off Square hardware when you sign up at https://square.com/go/unplanned ! #squarepod Good Wipes: Head to https://goodwipes.com/UNPLANNED to learn how to snag a free pack of goodwipes! Cash App: Download Cash App at https://capl.onelink.me/vFut/kssum24w and use code FAMILY10 at signup to earn $10 when you send $5 to a friend within 14 days. Terms apply. Today on Unplanned, we sit down with Matthew and Paul — an interabled married couple loved by millions for their honest conversations around disability, identity, and life online. Paul opens up about being diagnosed with a degenerative eye disease that will eventually leave him completely blind, while Matthew shares his experience growing up in a strict religious cult and the journey that led him to finally leave. We also talk about internet trolls, misconceptions about blindness, their dream of becoming parents, retiring a guide dog, and how they've built a life centered around creativity, advocacy, and finding joy in the face of adversity. Matthew & Paul's IG: @matthewandpaul Paul's Children's Books IG: @paulcastlestudio Find Paul's books here: https://paulcastlestudio.com/ Find Matthew's music here: https://open.spotify.com/artist/31WEJvJ77B3sv45clvu889/discography/all Guide dog resource mentioned in this episode: https://www.guidedogs.com/ Follow The Unplanned Podcast: https://www.instagram.com/unplanned__podcast/ https://www.tiktok.com/@unplanned_podcast Listen to the pod on Spotify/ Apple Podcasts: https://open.spotify.com/show/1ToDA4ufQuWuEgMq07zN6t https://podcasts.apple.com/us/podcast/the-unplanned-podcast/id1669604504 Follow Matt & Abby: Abby's Instagram | https://www.instagram.com/abbyelizabethoward/ Matt's Instagram | https://www.instagram.com/_matt_howard_/ TikTok | https://www.tiktok.com/@matt_and_abby Facebook | https://www.facebook.com/mattandabb YouTube | https://www.youtube.com/@MattandAbby Chapters: 01:02 - Traveling with a guide dog 07:15 - Retinitis Pigmentosa 11:15 - How we met 15:09 - Breaking up 17:35 - Growing up in the IBLP 30:00 - Escaping the IBLP 33:30 - Dealing with the internet trolls 42:40 - Family planning 46:00 - Coping with grief 53:00 - Getting married 01:00:00 - Retiring our service dog 01:11:30 - Running a marathon as a blind person 01:13:00 - Applying for a new guide dog 01:20:00 - When my guide dog saved my life 01:30:00 - Authoring children's books Learn more about your ad choices. Visit podcastchoices.com/adchoices

Retiring abroad sounds fabulous until you realize you may need to learn a new language, decode a new healthcare system, and explain your brunch order with hand gestures.So, what if you want the adventure, affordability, and lifestyle upgrade of retiring abroad, but without giving Duolingo your entire retirement?In this episode of Queer Money, we're breaking down five great gay retirement cities in English-speaking countries or places where English is widely spoken. These destinations offer a mix of LGBTQ+ friendliness, affordability, healthcare access, expat communities, and retiree-friendly lifestyles, especially for gay men over 40 who are dreaming about retiring abroad without feeling completely lost in translation.We look at Adelaide, Australia; Cebu City, Philippines; St. John's, Newfoundland and Labrador, Canada; Cape Town, South Africa; and George/Garden Route, South Africa. Each city gets our full Queer Money treatment: why it's fabulous, the reality check, the queer vibe, what your wallet needs to know, and its Queer Money Retirement Rating.Some of these cities offer big queer energy, beaches, wine country, mountains, and nightlife. Others are quieter, calmer, more affordable, and better suited for gay retirees who want peace, safety, scenery, and a lower cost of living.We also talk about the not-so-sexy but very necessary parts of retiring abroad, including visa rules, healthcare planning, legal protections, safety, and why affordability alone should never be the whole plan.Takeaways from this episode:You'll learn which English-friendly cities are best for LGBTQ+ retirementwhich destinations offer the strongest affordabilitywhere queer legal protections are stronger or weakerwhy your dream retirement abroad needs both a lifestyle plan and a money plan.Thinking about retiring abroad but not sure what it'll cost or where to start? Grab the Queer Money Retire Abroad Planner and CalculatorMentioned in this episode:What if your portfolio came with a visa and passport?That's exactly what the Optimize Portugal Golden Opportunities Fund can do, bringing together diversification, tax efficiency, and a path to EU residency and a passport. Click the link below to explore your ticket to Europe. Get Your Portugal Golden Visa Here!Get Your Portugal Golden Visa Here!

Colonel John Blashford-Snell (JBS), one of the world's most renowned and respected explorers, has organised and led over one hundred expeditions including an exploration and first navigation of the Ethiopian Blue Nile. In 1972, using the first Range Rovers and a Landrover, he led the first vehicle crossing of the Darien Gap including the infamous Atrato Swamp. In 1971/72 this team was the first to complete the drive from Alaska to Cape Horn. In 1974 he navigated almost all 2700 miles of the Zaire (Congo) River. Most of his expeditions have environmental, medical and scientific objectives.In 1969, he and his colleagues formed the Scientific Exploration Society, which became the parent body for several worldwide ventures launched by HRH the Prince of Wales. JBS then raised funds and selected a team to run Operation Drake involving 400 young explorers from 27 countries on a 2-year circumnavigation. Ultimately a much larger global youth programme was organised and by 1992 Operation Raleigh had enabled 10,000 young people from 50 countries to take part in challenges and expeditions around the world. Now, as Raleigh International, over 580,000 young men and women have benefitted from this unique programme. Many of them, like Major Tim Peake have become explorers in their own right.Retiring from the Army and as Director-General of Operation Raleigh in 1991, his commitment to young people continues. In 1993, he became Chairman of a £2.5 million appeal to establish a centre to provide vocational training and guidance for the young of Merseyside. This Centre now known as “The Door” has helped over 40,000 less privileged young people. Later he chaired The Liverpool Constructions Craft Guild to promote the training of skilled craftsmen in Liverpool.In 2000 he delivered a Grand Piano to the Wai Wai people of Guyana. A BBC film of this helped to raise $2 million to conserve the tribal area. In 2017 he took an ambulance boat to a remote tribe on the Amazon.The Colonel's work has been recognized by the award of the CBE, and in 1974 of the Segrave Trophy, the Livingstone Medal of the Royal Scottish Geographical Society (1975), the Patrons Medal of the Royal Geographical Society (1993) and the Gold Medal of the Institute of Royal Engineers (1994). He has also received medals from Bolivia, Colombia, Mongolia and the Explorers Club (USA).His expeditions are acknowledged for developing inflatable boats for white water rafting, paramotoring on scientific expeditions and other technical advances.JBS has written 16 books, broadcasts and lectures whilst leading expeditions worldwide with the Scientific Exploration Society and projects with the Just A Drop water charity. Hosted on Acast. See acast.com/privacy for more information.

Send us Fan MailI don't know if you've noticed, but writing checks is almost a thing of the past. Most people write very few, if any, checks anymore. The digital transfer of money has become quicker and easier with the advent of multiple options for cash transfers, such as ACH, debit cards, Zelle, and Venmo. But, are electronic money transfers safer?If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Paying off your mortgage before retirement sounds responsible. Sometimes it is. Sometimes it quietly costs you the best years of your life.In this episode, James walks through the story of a client who delayed retirement for five extra years just to eliminate an $1,800 monthly mortgage payment. On paper, the decision looked smart. Her portfolio grew, her expenses dropped, and everything became more “secure.” But the years she gave up were the healthiest and most active years of her retirement.The deeper issue is that many people focus on the balance sheet instead of the cash flow. The real question is not whether you still have a mortgage. It is whether your retirement income can comfortably support the payment alongside everything else you want your life to include.James also explains the risks that do come with carrying debt into retirement, including sequence of return risk and the pressure a fixed mortgage payment can place on a portfolio during market downturns. The answer is not one size fits all. It depends on your withdrawal rate, reserves, and overall plan.Because retirement planning is not just about maximizing wealth on paper. It is about making sure you do not sacrifice years you can never get back in pursuit of a goal that may not actually improve your life.--Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Strategy ⬇️Get Started Here.Join the new Root Collective HERE!

This week on Ask Farnoosh, we're tackling one of the biggest money questions of all: When can I retire?Inspired by a viral Instagram reel about repeatedly refreshing a retirement calculator in hopes of finding financial freedom, Farnoosh breaks down how to determine your retirement readiness—and why retirement may not be the right goal at all. Instead, what if the goal is optionality?In this episode:Why so many Gen Xers are obsessed with retirement calculatorsHow to calculate your "freedom number"The 4% rule explained simplyWhy Social Security may be worth more than you thinkHow home equity changes the retirement equationFour retirement personality typesPractical ways to move your retirement date closerWhy burnout—not retirement—may be the real issuePlus:Farnoosh weighs in on the controversy surrounding Belle Burden's bestselling memoir Strangers following a recent New Yorker investigation.An update on the new Trump Accounts program, including why Farnoosh believes it could become one of the most powerful wealth-building tools for children.Related Listening:Retiring on Social Security AloneLearn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Retiring early sounds like a dream — but the income gap before Social Security is very real. This episode covers the challenges early retirees face and the IRA strategies that support steady, confident retirement income. Read more at https://meliagroup.com/ira-management/ Melia Advisory Group City: Tulsa Address: 5424 S Memorial Dr Website: https://www.meliagroup.com/

Welcome to Afternoon Tea w/ Killah Bee! ☕️

We're doing something a little different today. Three listeners wrote in with variations of the same question — am I ready to retire in 2026? Same question, three very different situations, three very different answers. Contact Info: Website: https://crystallaketax.com/ Phone Number: 815-526-3092

Apply for a Retirement Consultation:https://perspectivefunnel.co/682642d22275ec003bfa6626/691df07396253e003c42b434/?ps_hello=%20Get the Digital Federal Retirement Guidebook:https://cdfinancial.org/being-a-federal-employee-in-the-era-of-trump-book/Take the Checklist Challenge:https://cdfinancial.org/checklist-challenge/Subscribe for Weekly Federal Retirement Planning Content:https://cdfinancial.com/newsletterComment Below:Which FERS Mistake Could Cost You the Most Later?If you are a federal employee getting close to retirement, these FERS retirement mistakes can affect your pension, survivor benefits, FEHB coverage, TSP withdrawals, Medicare costs, and long-term retirement income. In this video, we break down seven of the biggest federal retirement planning mistakes we see employees make before leaving federal service.Why FERS survivor benefit elections can affect both pension income and FEHB coverageHow the wrong federal retirement date may impact annual leave, taxes, and retirement timingWhy FERS COLA rules can create long-term inflation pressure in retirementHow pension income, Social Security, TSP withdrawals, and military pension income can stack for taxesWhat IRMAA is and why Medicare costs may rise after certain income eventsWhy coworker advice may not fit your federal retirement situationHow to think through irreversible retirement decisions before signing final election formsWhy federal retirement planning should be based on your full financial picture, not one isolated benefit━━━━━━━━━━━━━━━FEDERAL RETIREMENT RESOURCES━━━━━━━━━━━━━━━OPM Retirement Center:https://www.opm.gov/retirement-center/OPM Survivor Benefits:https://www.opm.gov/retirement-center/survivor-benefits/OPM Cost-of-Living Adjustment Information:https://www.opm.gov/frequently-asked-questions/retire-faq/post-retirement/how-is-the-cost-of-living-adjustment-cola-determined/SSA IRMAA Information:https://secure.ssa.gov/poms.nsf/lnx/0601101020Medicare 2026 Premiums and Deductibles:https://www.cms.gov/newsroom/fact-sheets/2026-medicare-parts-b-premiums-deductibles━━━━━━━━━━━━━━━TIMESTAMPS━━━━━━━━━━━━━━━0:00 The 7 Biggest FERS Mistakes Federal Employees Make1:09 Why Pension Mistakes Stay Invisible Until Later2:13 Mistake 1: Survivor Benefit and FEHB Coordination5:22 Mistake 2: Retiring on the Wrong Date8:24 Mistake 3: FERS COLA and Inflation Drag11:51 Mistake 4: Tax Stacking in Federal Retirement14:35 Mistake 5: IRMAA and Medicare Cost Surprises20:19 Mistake 6: Believing Retirement Myths Instead of Planning23:21 Why Coworker Advice Can Lead to the Wrong Retirement Decision24:17 What May Still Be Fixable After Retirement24:40 Health Tip: Decision Fatigue and Retirement Forms26:02 Next Step for Federal Employees Near Retirement━━━━━━━━━━━━━━━WHO WE ARE━━━━━━━━━━━━━━━CD Financial helps federal employees and retirees make smarter retirement decisions around FERS, TSP, FEHB, Medicare, survivor benefits, retirement income planning, and health-focused financial strategies.Our mission is simple:Help federal employees retire with more clarity, confidence, and peace of mind.Subscribe for practical federal retirement planning content designed to help you better understand your benefits, avoid common planning gaps, and prepare for your next chapter with confidence.IMPORTANT DISCLAIMERAdvisory services are offered through CD Financial LLC dba CD Financial, an Investment Advisor in the State of California. Insurance products and services are offered through CD Financial & Insurance Services LLC, an affiliated company.This video is for educational purposes only and should not be considered financial, legal, tax, healthcare, or investment advice. Federal retirement decisions depend on your individual service history, agency records, health coverage, survivor needs, retirement income goals, and personal circumstances. Always consult qualified professionals and review official OPM guidance before making retirement elections.Opinions expressed herein are solely those of CD Financial and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy or completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation.FERS retirement mistakes, federal retirement planning, FERS survivor benefits, FEHB in retirement, federal employee retirement date, FERS COLA, TSP withdrawals in retirement, IRMAA Medicare, federal pension planning, OPM retirement, federal employee benefits, retirement income planning, federal employees nearing retirement, survivor annuity, federal retirement taxes, CD Financial#FERSRetirement #FederalRetirement #FederalEmployees #RetirementPlanning #CDFinancialSupport the show

Want to learn more about financial planning? Please subscribe to our channel and you won't miss a video ➟ https://bit.ly/33RO6mV Book an appointment with Phil to get your customized planning process started ➟ https://www.afswealthmgt.com/schedule-appointment We're doing something a little different today. Three listeners wrote in with variations of the same question- am I ready to retire in 2026? Same question, three very different situations, three very different answers. Here's some of what we discuss in this episode:

President Donald Trump holds a Cabinet meeting at the White House, talking about Tuesday's election primary results, including in Texas, where his preferred Republican nominee for U.S. Senator, Ken Paxton, defeated incumbent John Cornyn. President also talks about talks to end Iran war, saying Iran was "negotiating on fumes" and "maybe we have to go back and finish it, maybe we don't"; and the President is asked about immigration, after protesters and federal agents having been clashing outside an Immigration & Customs Enforcement detention facility in Newark, New Jersey; American Federation of Teachers President Randi Weingarten calls for guardrails on advanced technology in classrooms, such as screen time limits and a ban on artificial intelligence in elementary schools; Sen. Dick Durbin (D-IL) at a retirement tribute in the Illinois state legislature in Springfield his work to ban smoking on airplanes; former Vice President Mike Pence is asked at a policy conference in Michigan if he ever picks up the phone and calls President Trump; Iowa Democrats pitch the Democratic National Committee that their state deserves to once again be among the first to hold a Democratic presidential primary in 2028. Learn more about your ad choices. Visit megaphone.fm/adchoices

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Send us Fan Mail"Hacks" are everywhere, including an article I recently read concerning the Trump account "hack" that could turn small savings into a tax-free fortune. After reading the article, I felt it was technically correct, but disingenuous. It is not practically feasible for most people. If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

It's rare in personal finance that someone comes along and doesn't just offer advice—but completely rewires how we think about money, work, and what it means to live a good life.My guest today did exactly that.Pete Adeney—better known as Mr. Money Mustache—helped ignite the FIRE movement long before it was trending on TikTok or debated on cable news. His message? Radical, at the time: Spend less, live intentionally, invest wisely—and you might just buy yourself the freedom to walk away from traditional work decades early.And here's the thing—Pete didn't just write about it. He lived it. Retiring in his early 30s, raising a family on his own terms, and building a cult-like following of readers who wanted to do the same.I've actually had a front-row seat to his journey. We first met more than a decade ago, filming in his backyard in Colorado, when his blog was just beginning to take off. Back then, his ideas felt… almost rebellious.This episode originally ran on April 8, 2026Today? They're part of the mainstream conversation.But Pete hasn't stood still—and neither has life.In this episode, we catch up on everything: what early retirement really looks like after a decade, how his thinking on money, family, and even divorce has evolved… and why, despite having “enough,” he's still rethinking what a rich life actually means.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Today, we are going to have a thoughtful conversation around retirement. How to understand it, gain a new perspective, and ultimately do it well. Retirement is one of life's biggest transitions.  My guest today, Chris Maduri, shares that people need the mindset and preparation to retire to something and not just from something. Chris Maduri has spent nearly two decades working in retirement and investment planning, helping people prepare for one of life's biggest transitions: Retirement - the moment work stops defining the structure of their days. Today, Chris works at the intersection of financial clarity and personal clarity, helping people navigate retirement and life's transitions with steadiness, confidence, and a renewed sense of purpose.   In today's episode, Chris shares: “What tends to surprise people the most emotionally when they start slowing down or stepping away from work?”  “How can someone begin discovering purpose before they retire instead of scrambling after?”  “What questions should people be asking themselves 3–5 years before retirement?”  “What becomes possible when someone approaches retirement with intention instead of fear?” “What are some non-financial habits or rhythms people should start building now?”  “How important is structure in retirement, and what happens when it's missing?”   CONNECT WITH CHRIS MADURI: LinkedIn: https://www.linkedin.com/in/christopher-maduri-69a1032/ X: https://x.com/CoverYrAssets Website: https://vibrantretirement.com/   CONNECT WITH DEBI Website – https://www.debironca.com Instagram - @debironca Email – info@debironca.com Free Group Coaching - https://debi.sequoiatransitioncoaching.com/group-coaching YouTube - https://www.youtube.com/@DebiRoncaOfficial Amy Throw | Stylist & Image CoachI style women in clothes they love & build opportunities they believe in https://www.cabionline.com/?pws=styledwithsoul   Check out my online course! Your Story's Changing, Finding Purpose in Life's Transitionshttps://course.sequoiatransitioncoaching.com/8-week-program The Family Letter by Debi Ronca – International Best Sellerhttps://www.amazon.com/dp/B07SSJFXBD Free Clarity Call: https://calendly.com/debironca/free-clarity-call

One more year for Aaron Rodgers, multiple more for Matthew Stafford, Jason Kidd fired, and more included in tonight's Headlines.

We analyze Vic Fangio's recent press conference where he committed to at least two more years leading the Philadelphia defense. The conversation also evaluates the Eagles' thinnest roster positions and Sean Mannion's offensive philosophy while previewing the Phillies' series against the Guardians. 01:50 - Summer Songs Debate 04:30 - Eagles Roster Depth 10:05 - Vic Fangio's Commitment 14:14 - Sean Mannion's Philosophy 21:50 - Phillies Batting Order 29:38 - Nolan Smith's Development 33:14 - Weekend Sports Preview 37:09 - Sports Hate Poll

What if retirement in Mexico became the beginning of your most creative and fulfilling chapter? In this episode of Live by Design -  Mexico Edition, host Taniel Chemsian sits down with Patrice Wynne-Pérez, an entrepreneur and longtime resident of San Miguel de Allende, to explore how moving abroad opened the door to reinvention, lifelong learning, and meaningful work later in life. Patrice shares how she transitioned from working in bookstores in California to building a thriving boutique and bookstore in Mexico, while navigating local banking systems, adapting to a new culture, and creating strong community connections. Together, they discuss the importance of courage, curiosity, and staying open to new experiences as we age - and why retirement can become a time of growth instead of slowing down. If you're considering retiring in Mexico, dreaming about starting over with more freedom and purpose, or curious about living in San Miguel de Allende as an expat, this episode offers real-life inspiration, practical insight, and honest encouragement to help you design a life that feels vibrant, connected, and truly your own. Key Moments:  05:24 Adapting to life in San Miguel 08:25 Starting Gaia Boutique San Miguel 11:09 San Miguel literary festival 15:49 Encouragement for moving to Mexico 16:32 Regret over unfulfilled dreams 20:25 Benefits of lifelong learning How to contact Patrice Wynne-Pérez :  FACEBOOK: https://www.facebook.com/share/1Lq5Tq3na8/?mibextid=wwXIfr Abrazos Boutique y Librería SMA: https://www.facebook.com/share/1G3Pi2gWPL/?mibextid=wwXIfr Patrice's Instagram: https://www.instagram.com/sanmiguelpatrice?igsh=MXFsbThmeGRwYnFjMA%3D%3D&utm_source=qr Abrazos Boutique y Librería SMA: https://www.instagram.com/abrazossma?igsh=MWExNWwybWZ5ODc5NQ%3D%3D&utm_source=qr WEBSITE: https://sanmigueldesigns.com/ Feeling overwhelmed about buying in Mexico? Chat TCP, our AI-powered assistant, guides you to stress-free homeownership. Click here to start using Chat TCP: https://tanielchemsian.com/chat-tcp/?utm_source=youtube_lbd_mex   Want to own a home in Mexico? Start your journey with confidence - download your FREE “Buyer's Guide” now for expert tips and clear steps to make it happen! Click here - https://tanielchemsian.com/buyers-gui...   Discover why everyone is falling in love with Puerto Vallarta real estate: https://tanielchemsian.com/puerto-vallarta-real-estate/   Join the ‘Taniel Chemsian Properties' YouTube channel to learn what you need to know about Puerto Vallarta real estate. https://www.youtube.com/@TanielChemsian   Join our ‘Live By Design: Mexico Edition' podcast: Apple: https://podcasts.apple.com/us/podcast... Spotify: https://open.spotify.com/show/0VfClD5... Amazon: https://music.amazon.com/podcasts/032... YouTube: https://www.youtube.com/@livebydesignmexicoedition   Contact Information: Email: info@tanielchemsian.com Website: https://tanielchemsian.com/ Mex Office: +52.322.688.7435 USA/CAN Office: +1.323.798.8893  

Aaron Rodgers says he thought he was done in Pittsburgh once Mike Tomlin left — then McCarthy got hired and here we are. One last rodeo. Ryan's genuinely entertained. The Browns quarterback situation is objectively hilarious. Deshaun Watson is operating as the starter. Dylan Gabriel is second in line. Shedeur Sanders — the guy most people assumed would start — is third. Dylan Gabriel, by the way, had the NFL's lowest EPA per dropback in 2025. Just ahead of Shedeur Sanders. Then: a deep dive into Tucker Kraft, sparked by a Hayden Hicks chart showing Kraft with the second-highest yards per target in football. Bears fans lost their minds. Ryan lost his patience. He pulled every stat he could find — 4.16 yards per route run in man coverage (nearly double second place), 158.3 passer rating when targeted in man coverage, 17 targets, 14 catches, 241 yards, four TDs. The guy who supposedly "can't beat man coverage" is the best man-coverage tight end in the NFL. Ryan would like Bears fans to bring receipts next time. Also: Marlon Jones full profile (cancer survivor, Eastern Washington to Vanderbilt, UDFA), Eagles locker room chaos, and the case for staying off social media and just putting it on the podcast instead.save 

Aaron Rodgers says he thought he was done in Pittsburgh once Mike Tomlin left — then McCarthy got hired and here we are. One last rodeo. Ryan's genuinely entertained. The Browns quarterback situation is objectively hilarious. Deshaun Watson is operating as the starter. Dylan Gabriel is second in line. Shedeur Sanders — the guy most people assumed would start — is third. Dylan Gabriel, by the way, had the NFL's lowest EPA per dropback in 2025. Just ahead of Shedeur Sanders. Then: a deep dive into Tucker Kraft, sparked by a Hayden Hicks chart showing Kraft with the second-highest yards per target in football. Bears fans lost their minds. Ryan lost his patience. He pulled every stat he could find — 4.16 yards per route run in man coverage (nearly double second place), 158.3 passer rating when targeted in man coverage, 17 targets, 14 catches, 241 yards, four TDs. The guy who supposedly "can't beat man coverage" is the best man-coverage tight end in the NFL. Ryan would like Bears fans to bring receipts next time. Also: Marlon Jones full profile (cancer survivor, Eastern Washington to Vanderbilt, UDFA), Eagles locker room chaos, and the case for staying off social media and just putting it on the podcast instead.save 

Many Americans dream about retiring early, but few fully understand the healthcare costs that come before Medicare eligibility at age 65. In this episode of the Capitalist Investor, Mark Tepper and Tony Zabiegala break down the real financial impact of retiring early and why healthcare planning needs to be part of every retirement strategy.They discuss COBRA, Affordable Care Act options, HSA strategies, Roth conversions, tax efficient income planning, and how healthcare costs can dramatically affect long term retirement success. The conversation also highlights why retirement planning is not just about investments and asset levels, but about building the right income strategy before Medicare begins.If you are considering retiring before 65, this episode explains the hidden costs many retirees overlook and how proper planning years in advance can help reduce financial stress later in retirement.

Flip Profits Hit 2008 Lows. Mobile Homes Are The FixFlipping profits just hit their lowest point since 2008. The average flip is sitting 163 days from purchase to close, contractor surprises are chewing through margin, and most flippers are working harder for thinner spreads than they were two years ago.Meanwhile, one strategy is moving product in days... with margins most flippers wouldn't believe and almost zero competition.In this episode, I break down the Scrape and Replace Method my team has been running. What it is, why nobody else is touching it, and the one date in 1976 that creates the entire opportunity.We cover: - "Retiring the title,” - the legal step that converts the home into real property and opens up 30-year mortgage buyers- The one-word name change that gets you top dollar on resale- The all-in number on a typical Scrape-and-Replace deal... and the $30K to $100K profit spread on the back end- The Fairhope, Alabama flip that ballooned from a $40K rehab to $85K, and slowly bled out to $360K over 12 months- The 4 reasons nobody else is competing in this niche... and more!This episode covers the concept. The workshop covers the blueprint. If you want the full deal math, the buy box, and the step-by-step process, register for the live Scrape and Replace workshop this weekLINKS & RESOURCES1,000 FREE Seller LeadsGet your first 1,000 seller leads FREE from our partner BatchLeads and start closing deals immediately. CLICK HERE: http://leads.getbatch.co/mztQkMr7 Figure Flipping UndergroundIf you want to learn how to make money flipping and wholesaling houses without risking your life savings or "working weekends" forever... this book is for YOU. It'll take you from "complete beginner" to closing your first deal or even your next 10 deals without the bumps and bruises most people pick up along the way. If you've never flipped a house before, you'll find step-by-step instructions on everything you need to know to get started. If you're already flipping or wholesaling houses, you'll find fast-track secrets that will cut years off your learning curve and let you streamline your operations, maximize profit, do MORE deals, and work LESS. CLICK HERE: https://hubs.ly/Q01ggDSh0 7 Figure RunwayFollow a proven 5-step formula to create consistent monthly income flipping and wholesaling houses, then turn your active income into passive cash flow and create a life of freedom. 7 Figure Runway is an intensive, nothing-held-back mentoring group for real estate investors who want to build a "scalable" business and start "stacking" assets to build long-term wealth. Get off-market deal sourcing strategies that work, plus 100% purchase and renovation financing through our built-in funding partners, a community of active investors who will support and encourage you, weekly accountability sessions to keep you on track, 1-on-1 coaching, and more. CLICK HERE: https://www.7figureflipping.com/runway Connect with us on Facebook and Instagram: @7figureflipping Hosted on Acast. See acast.com/privacy for more information.

Living in Vienna, Austria with Nikolett Kustos: An Expat's PerspectiveDiscover the nuances of life in Vienna through Nikolett Kustos's experiences as a Hungarian-born photographer and resident. From cultural differences to practical cost-of-living insights, this episode offers a comprehensive view of what makes Vienna a unique and appealing place to live.In this episode:Nikolett's journey from Hungary to Vienna and her reasons for stayingThe cultural similarities and differences between Austria and HungaryVienna's social attitude and community dynamicsClimate, geography, and proximity to neighboring countriesCost of living: housing, utilities, transportation, and groceriesWalkability and public transportation systemThe vibrant LGBTQ community and safety in ViennaResidency, visa options, and bureaucratic processesLanguage considerations and expat integrationHealthcare system quality and accessCrime levels and safety perceptionsAustrian cuisine and culinary sceneCoffee culture and social habitsTrade-offs of living in Vienna compared to the USWhy Vienna is an ideal place for retirementAustria's tax environment: no wealth tax, no inheritance or estate taxesTimestamps:00:00 - Introduction to Nikolett and her background02:00 - Reasons for moving to Vienna and cultural similarities with Hungary05:15 - Vienna's social attitude and community feel07:30 - Climate, geography, and travel opportunities around Austria10:00 - Cost of housing: old vs. new buildings13:00 - Cost of utilities and telecommunications15:00 - Transportation costs, public transit, and walkability19:00 - Safety and crime rates in Vienna21:45 - Food culture: traditional and international cuisine25:30 - Coffeehouse scene and social habits29:00 - Expat community and language in Vienna33:50 - LGBTQ visibility, pride, and community safety36:45 - Residency options, visa processes, and bureaucracy43:00 - Healthcare system and quality of medical services50:00 - Taxes, income tax, and international tax liabilities55:30 - Austria's healthcare coverage and private insurance60:00 - Crime, safety, and gun laws65:00 - Suitability for different demographics and lifestyle preferences75:00 - Trade-offs: what might not appeal to everyone78:30 - Why Vienna is a great retirement destinationResources & Links:Vienna Tourism BoardAustrian Tourist OfficeÖGK (Austrian Social Insurance)Vienna Public Transport (Wiener Linien)Book: “Living and Investing in Vienna” — Amazon searchAustrian Embassy to the USForeigners and Expats in Vienna and Austria (Facebook Group)Connect with Nikolett:LinkedIn — Nikolett KustosAustria's Tax EnvironmentAustria has no wealth tax and no inheritance, estate, or gift taxes. The inheritance and gift tax was abolished back in 2008. A few nuances worth knowing:Real estate transfers — While there's no inheritance tax per se, real estate received through inheritance or gift is subject to a transfer tax, and a land registration fee of 1.1% of market value is also owed by the heir.Gift reporting obligations — Even though gifts aren't taxed, gifts of cash, shares, and similar assets must be declared to the tax authorities if they exceed €50,000 in the case of relatives, or €15,000 in the case of third parties. Failure to report can result in fines.Could this change? — There's been some political discussion about reintroducing these taxes, though it is considered rather unlikely under the current government.Austria's Healthcare System: What American Retirees Need to KnowResidents are defined as individuals who have legally resided in Austria for 6 months or more and are entitled to healthcare under the state social insurance system. However, access to the public ÖGK system depends heavily on employment status:If you're employed, you're automatically enrolled through your employer the moment you start working.If you're retired and not working, individuals living permanently in Austria who are not covered by the state health system may get coverage by paying monthly fees, similar to coverage from a private insurance company, with a six-month waiting period.If you're self-employed or a freelancer, you can register with a separate body called the SVS, though these individuals need to pay 20% of the cost of treatment, and healthcare will not be completely free.The visa requirement wrinklePersons from third countries (non-EU) will only get a residence permit for staying more than six months if they can first provide proof of having health insurance covering “all risks.” So you essentially need private insurance before you can even get the visa — and then you can transition to the public system once you're established as a resident.Monthly costsContributions to the public ÖGK amount to approximately 7.65% of gross income, split between the employee and the employer.For those self-insuring voluntarily (not employed), student self-insurance at the ÖGK costs around €63 per month.Private plans for expats run roughly €30–€100 per month, depending on age and coverage.Bottom line for listeners:An American retiree moving to Austria would likely need to start with private health insurance to obtain their visa, then, after establishing legal residency, could potentially transition to the public system — but it's worth consulting an immigration specialist given the complexity.Note:Each section offers practical insights for prospective expats and retirees considering Vienna as their new homePlease always consult a professional tax and immigration attorney before making a move.A note on long-term residency for non-EU citizens: Retiring to Austria as a US citizen is possible but genuinely difficult. The primary pathway is the Settlement Permit (Gainful Employment Excepted), which requires sufficient passive income, comprehensive health insurance, proof of accommodation, and basic German language skills. The catch is that only approximately 300 of these permits are issued nationwide each year, quota places are assigned on a first-come, first-served basis at the start of each calendar year, and immigration attorneys note that securing a spot is rarely possible without legal support. If you are serious about Austria, start the process early in the year and budget for professional immigration help.

As coal and gas plants retire, the energy transition conversation focuses on replacing their generation capacity. What gets far less attention is the loss of the physical properties those machines provided for free: inertia that stabilises frequency, fault current that supports voltage during disturbances, and reactive power that regulates voltage across the network. These services come from the physics of enormous spinning rotors synchronised to the grid, responding instantaneously, without sensors, software or control loops. As inverter-based resources replace them, that mechanical immune system disappears, and a new, extreme stress test is arriving at the same time in the form of AI data centres whose loads can swing by hundreds of megawatts in a fraction of a second.Host Bridget van Dorsten is joined by Kristina Carlquist, General Manager of Synchronous Condensers at ABB, and Christian Payerl, Sales Manager of Synchronous Condensers at ABB, to unpack why a technology that has existed for as long as the grid itself is now experiencing a revival.Christian explains the three ancillary services the grid is losing, inertia, short-circuit current and reactive power, and why inverter-based generation does not replace them. Grid-forming batteries can be programmed to simulate inertia, but each charge-discharge cycle degrades lifetime, overload capacity is limited to microseconds, and the models needed for accurate grid simulation are often tied up in manufacturer IP. Synchronous condensers respond on physics alone, in both directions, with no degradation and no modelling uncertainty. The recent blackout in Spain illustrates what happens when that gap is left unfilled.Kristina walks through the commercial traction. ABB's partnership with VoltaGrid on isolated data center microgrids has grown from an unexpected inbound enquiry in late 2024 to dozens of synchronous condensers delivered. On the grid-connected side, the Faroe Islands have deployed four units with a fifth on the way as part of their push toward 100% renewables, already achieving multi-day periods of fully renewable operation. ABB is also working with Korea's Jeju Island on its first flywheel-equipped deployment. The demand pattern is widening: islands integrating renewables, TSOs managing weak grid regions, mines electrifying operations, and now data centre developers who had never considered grid stability equipment before.The episode closes on regulation and standards. Christian, who participates in international standards work through CIGRE, notes that there is still no international standard for flywheel safety and that the treatment of inertia as a paid service varies dramatically by country. While inertia is compensated as a paid service in the UK, in Sweden it is treated as free – rotating machines providing it receive no income stream for doing so. As data center load grows faster than regulation can respond, both guests argue that the answer is not one technology but a combination, provided the industry, utilities and policymakers can align on what the grid actually needs to remain stable.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Links Learn more about the CR Summit. Join the Living Joyfully Network to access the Summit (free month). Show Notes Hi! It's Pam here. I just wanted to pop into the podcast feed to give you a quick update about the Childhood Redefined Unschooling Summit online course. Ten years ago, Anne Ohman, Anna, and I released the Summit into the world. And after two amazing in-person events, we realized we wanted to offer these ideas more widely, which led us to build an online course version. Over the years, we have received such beautiful feedback from participants. And while we celebrate its ten years in the world, we have also made the decision to retire the Summit on June 1. With that in mind, we want to give everyone one last opportunity to pick it up before we close the doors. We are offering it for only $50, hoping to make it available to anyone who in interested. It was such a meaningful project for us. If you're unfamiliar, the Childhood Redefined Summit is a deep dive into the personal work that embracing the unschooling lifestyle invites us to do. We turn inward with an eye to better understanding ourselves and our children. This inner work helps us embody the concepts that deepen our relationships and strengthen our understanding of unschooling—and life.The Summit has more than fourteen hours of video content, which are divided into bite-sized pieces so you can watch and absorb them at your convenience. The content is also available in audio and text formats so that you can engage with it in the way that works best for you in the moment. Everything is downloadable and yours to keep.We shared this announcement in the Network last week and a long-time member shared their experience of the Summit: I love how it's organized to make sense both sequentially and as a reference. Initially, I watched the videos straight through along with the cohort I was in, returned to specific ones as things came up that I wanted to steep in, then I downloaded the audio file of ALL the talks and have listened to those on and off through the years. It's divided up thematically with a host of talks on specific topics under each theme. I've returned to some of those numerous times over the years, and re-discovered others that again felt more relevant as I or my children reached another stage of development. (Even just now, as I've not opened the Summit in many months, as I scrolled through the table of contents, I was pulled in by Anne Ohman's “IN-tuition” talk, and it was so inspiring to return to!) I'm excited again to re-listen! $50 is a steal! It was well worth it at the original $250 price.(And as I'm typing this I'm remembering that I actually printed up the transcripts of all the talks so I could highlight and annotate.) Anna and I would like to thank everyone who embraced the Childhood Redefined Summit over the years, and who have added their voice to this beautiful movement. You can learn more about the Summit here. And note that the Summit course is hosted inside the Living Joyfully Network. Once you join, we'll send you the link to purchase the Summit for only $50. Join the Living Joyfully Network here. Remember, the first month in the Network is free! And if you choose not to stay, that free month is plenty of time for you to download all the Summit course content. As I mentioned earlier, it's yours to keep. Not that we want to encourage you to leave the Network! We think it's an amazingly supportive community for people who are keen to explore this kind of transformational inner work. That said, we know not everyone is looking for community, and we want anyone who's interested in experiencing the Summit to be able to get it before it goes away. So, the free month trial works out really well in this situation too. Wishing you a lovely day!

Lynn Friesth spent 41 years at John Deere before stepping into what he calls an "encore career" — and now he helps other retiring professionals do the same. In this conversation, we dig into why story is the most underrated strategy in any business, how to draw real moments out of people who don't think they have a story, and the surprising market opportunity for filmmakers willing to serve the 65-and-older crowd. Plus, Lynn shares why "not done yet" might be the most powerful mindset shift you can make at any age. Key Takeaways Your story isn't just nice-to-have content — it's the thing that makes clients choose you over everyone else with similar skills Polished doesn't beat real anymore; the unscripted moments are what actually connect with viewers Retiring professionals are a massive, underserved market for filmmakers — they have the wisdom, the budget, and the need Testimonial videos from past colleagues and clients are way more believable than anything you could say about yourself About Lynn Friesth Lynn coached high-achieving executives 55+ to reinvent their identity, leverage their expertise, and create meaningful income—without getting lost in the noise of endless options. With his unique Human Wisdom + AI Toolkit approach, powered by LynnAI, they combine your hard-earned experience with the leverage of modern tools—helping you design an Encore Career that's both impactful and sustainable. Results he helped clients achieve: Turn decades of corporate leadership into a thriving advisory business Replace a corporate salary with a flexible, meaningful consulting practice Launch a personal brand that attracted clients in under 6 weeks In This Episode   [00:00] Welcome to the show! [05:08] Meet Lynn Friesth [09:35] The Five Stages of Manhood [18:04] Don't Overcomplicate Things [18:59] Being Real [24:34] Ask Questions [33:40] Lynn AI [35:47] Lynn's Book [36:57] Connect with Lynn [38:47] Outro   Quotes "Don't just drift into your encore life. Get started and design what you want to do. Don't drift, just design." - Lynn Friesth  "Your story is what's gonna make you different than the person next to you. Your story is gonna be the thing that's gonna make people want to work with you or not." - Ryan Koral  "I always tried to have a really tight script and follow it. But then I found out the most views I got were a couple of podcasts where I just riffed and stumbled over words and wasn't very polished at all — but I was real." - Lynn Friesth "Often high achievers want to talk about what should I be doing, when in fact what they really need to find out is who do I want to be." - Lynn Friesth Guest Links Check out Lynn's Website  Not sure what's next after corporate life? Meet Lynn AI — Lynn's virtual coaching assistant. He'll help you find your purpose, build your brand, and create a life of impact.  Links Find out more about the Studio Sherpas Mastermind Join the Grow Your Video Business Facebook Group  Follow Ryan Koral on Instagram Follow Grow Your Video Business on Instagram Join the Studio Sherpas newsletter

Retiring at 60 feels like a clean plan. Work ends, savings take over, and Social Security fills the gap later. What most people do not realize is that decision has already changed their benefit.In this episode, James walks through what actually happens to your Social Security when you retire at 60, even if you do not claim benefits right away. The calculation is based on your 35 highest earning years, and if you stop working early without a full earnings history, zeros can quietly reduce your future benefit.From there, the decision becomes a series of tradeoffs. Claim early and accept a permanently reduced benefit. Delay and increase guaranteed income for life. Retire early and rely more heavily on your portfolio in the years before benefits begin. None of these choices exist in isolation.James explains why Social Security should never be viewed as a standalone decision. It impacts how much you withdraw from your portfolio, how long your investments compound, and how income is structured later in retirement. In some cases, claiming earlier can preserve more of your portfolio. In others, delaying creates stronger long term protection.For those who are married, the stakes are even higher. Spousal and survivor benefits introduce another layer of planning that can significantly affect total lifetime income and the financial security of the surviving partner.The key is not finding a universal “best age” to claim. It is understanding how timing fits into your overall plan. When you see how earnings history, withdrawal strategy, and longevity all interact, the decision becomes far more intentional.The takeaway is simple. Retiring at 60 is not just a lifestyle choice. It is a financial decision that shapes your income for decades.--Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Strategy ⬇️Get Started Here.Join the new Root Collective HERE!

Steve, Kathy, Jim Linda and Matt W. talk about Kathy's retirement plans. TBD music by Kevin MacLeod (incompetech.com).   Important Links: Patreon: https://www.patreon.com/theabvnetwork Our Events Page: bourbonpalooza.com Check us out at: abvnetwork.com. The ABV Barrel Shop: abvbarrelshop.com   Join the revolution by adding #ABVNetworkCrew to your profile on social media.

Host of "After the Edit" podcast Daryn Carp brings the 5 hottest pieces of pop culture in a series called "What's Poppin." Also,  WWE legend John Cena drops by to talk about his recent decision to retire from wrestling and joins Jenna and Sheinelle in a game of "Scene Switch." And, Nini Nguyen cooks up Vietnamese crispy noodle stir fry.   Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Dwyane Wade is one of the greatest NBA players of all time. The thirteen-time all-star player won three championships during his time in the league. In the six years since his retirement, he's focused on his family and philanthropy, working with the Wade Family Foundation to support communities in need. Wade opened up to Hoda on how he fell in love with basketball, his decision to retire, and his battle with cancer. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Dave announces his retirement and we take calls.See omnystudio.com/listener for privacy information.

Today on the show, Dave announced his retirement.See omnystudio.com/listener for privacy information.

Today on the show, Dave announced his retirement.

Dave announces his retirement and we take calls.

Herb's story feels familiar to a lot of people in their late fifties. After a long career in DC, he decided a changd was right, despite what his family thought.Overcoming obesity, moving states, facing cancer, and an incredible attitude that will leave you inspired.If you're in your fifties or sixties wondering what's next, this episode is for you. You'll hear how stepping away from work can open new space to live, learn, and move at your own pace. Sometimes the next chapter isn't about doing more. It's about finally breathing.--Herb is not a client of Root Financial Partners, LLC and received no compensation for participating in this video. His statements reflect his own opinions and experience and are not indicative of any specific client's experience and are not a guarantee of results. No cash or non-cash compensation was provided, and no material conflicts are known.This endorsement is provided by an individual who is not a client of Root Financial and has not paid for this statement. No compensation or other material benefit was provided in exchange for this endorsement. To the best of our knowledge, there are no material conflicts of interest between the speaker and Root Financial. This statement reflects the individual's personal views and does not reflect the experience of actual clients, nor should it be construed as a guarantee of future results. Past experience is not a guarantee of future performance.Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA  is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

Happy Wednesday, everyone! Today Mike & Pam are answering some awesome Listener Questions! First, we get a great mini-trip report (live from the Polynesian!) to hear about an awesome fishing experience at Walt Disney World and something to think about if you like driving to the resorts to experience the lounges around property. We also talk about retiring to central Florida, making room requests, using the 4 One Park Tickets and EEH, and much more on today's show! Come join the BOGP Clubhouse on our Discord channel at www.beourguestpodcast.com/clubhouse!  Thank you so much for your support of our podcast! Become a Patron of the show at www.Patreon.com/BeOurGuestPodcast.  Also, please follow the show on Twitter @BeOurGuestMike and on Facebook at www.facebook.com/beourguestpodcast.   Thanks to our friends at The Magic For Less Travel for sponsoring today's podcast!

Stugotz, Taylor and Mikey A try and decide how to approach a conversation with CC Sabathia considering Stu and Taylor don't think his jersey should be retired. One of the greatest fan calls of a Red Sox game has gone viral. CC joins the show to discuss his favorite teammates, answer Taylor's Schlittler for Skenes question, and give his take on people who don't think his jersey should be retired.See omnystudio.com/listener for privacy information.