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With all the uncertainty that’s going around the world, do you feel overwhelmed and struggling to find happiness and fulfillment? Do you feel as if you are not where you should be in your life? Have you ever felt stuck? The bottom line is you can design your day. The choice is yours. Most importantly, ask yourself this question, are you ready for something new? We’re joined once again by Elysia Stobbe as she talks about her Journey to Success. Elysia is the #1 Best Selling Author of the Pulitzer Prize nominated book, "How to Get Approved for the Best Mortgage Without Sticking a Fork in Your Eye ™". She is regarded as one of the nation’s leading mortgage experts with more than 18 years of experience and has been featured in the Wall Street Journal, on the Wall Street Business Radio Network, NPR and on FOX, ABC, NBC, CBS and more for her expertise with mortgages and finance. She joins the show to talk about her very recent book, Journey to Success. This book is thought provoking and inspiring in a way that it pushes you to live a life of your own design and creation. Through her book, Elysia provides you the motivation and tools to build consistent skills that will empower you to be your best self, focus on reaching your goals, and give importance on what truly matters to you. You will surely enjoy this episode. It’s now time to make an impact in your life! Resource Elysia Stobbe's Official WebsiteElysia Stobbe's Mortage Millions Mentor Elysia Stobbe's FacebookElysia Stobbe's Facebook PageElysia Stobbe's LinkedInElysia Stobbe's Amazon Book/Podcast:Elysia Stobbe's Amazon Book/Podcast:
Here are the things to expect in the episode:Putting your heart into what you do and being in a serving mentality.Why should you start investing in real estate now? What do you need to know?Creating your definition of success and paving the way towards it.The value of surrounding yourself with the right people.And much more!“I’m human, just like everybody else. I have good days and bad days… But whatever happens, I’m so fortunate to be alive. So I’m just gonna keep going…” – Elysia Stobbe~About Elysia Stobbe:National Speaker, #1 Bestselling author and Mortgage Expert Elysia Stobbe has closed more than $300 million in residential mortgage loans during her career. Through diligence and great service to her clients, Elysia not only survived, but actually thrived during the mortgage crisis that began in 2006. Through a relentless and never-ending commitment to customer service and integrity as a core value, Elysia has built a successful mortgage business in the midst of the industry’s tightening regulations. Elysia has moved 10 times and has a unique perspective that she brings to her real estate business. In addition, Elysia has bought and sold multiple properties as a real estate investor. As one of the nation’s leading mortgage experts with more than 18 years of experience, Elysia has been featured in the Wall Street Journal, the Wall Street Business Radio Network, NPR and on FOX, ABC, NBC, CBS and more for her expertise with VA mortgages and first-time home buyers. In addition, Elysia has been interviewed in U.S. News & World Report multiple time as well as Realtor.Com for the National Association of Realtors. Elysia is the author of the #1 Best Seller "How to Get Approved for the Best Mortgage Without Sticking a Fork in Your Eye™", available online at ElysiaStobbeBooks.com. Elysia has also written articles for Zillow and RealEstate.com as well as The American Business Journals and I-95 business. Elysia is also a Florida Realtors Faculty Member.Elysia’s team has been honored three years running as a top lender in Northeast Florida Ranked by Volume by the Jacksonville Business Journal and Elysia was recognized as a Top 50 Business Influencer in 2014 by Advantage Magazine. Elysia has a proven track record as a successful business coach and has launched her specialized self-starter coaching series in Spring 2015, Unlimited Ascent. Elysia has also shared home buying tips that help first time home buyers save thousands at FL Times Union Home Buyers Expo the last two years.For more information on Elysia’s mortgage services, visit closein30days.com. Elysia’s belief that “enduring dedication to your client always wins” has earned her A+ Better Business Bureau ratings & 5 Star Customer Service Reviews on SocialSurvey and Zillow.com. Elysia presented her Secrets of Success at Harvard University’s in April 2015 & Managing Yourself & Leading Others in February 2016. She's a national key note speaker on a variety of topics including home buying, residential mortgages and strategic business coaching. Elysia served as a special subject consultant to The New Oxford American Dictionary published in 2001. Elysia also contributed to “199 Facts About Credit Scores”.~Connect with Elysia Stobbe:Website: https://elysiastobbeinc.com/Mortgage Coaching: https://mortgagemillionsmentor.com/Podcast: https://dgdwbook.lpages.co/fork-this-mortgage/Twitter: https://twitter.com/ElysiaStobbeLinkedIn: https://www.linkedin.com/in/elysiastobbemortgageexpert/YouTube: https://www.youtube.com/c/ElysiaStobbeMortgageGet Journey to Success here: ElysiaStobbeBooks.comGet your free stuff here: https://www.keytosuccessinlife.com/freeguide-1---Connect with Kamie Lehmann!Website: https://www.kamielehmann.com/Facebook: https://www.facebook.com/kamie.lehmann.1LinkedIn: https://www.linkedin.com/in/kamie-lehmann-04683473
Join Kamie Lehmann (She's INVINCIBLE) and Elysia Stobbe (Mortgage Millions Mentor) as they talk about her love for coaching and the lessons she’s learned throughout her experience. She shares how she helps mortgage lenders have success, teaching them to be honest with themselves, going back to basics, and understanding that everyone has secrets and gifts that no one else has. It’s all about moving the needle forward! By the end of the episode, you will figure out who your ideal avatar is, what your elevator pitch is, and see the value of happiness more in your life. Stay tuned and enjoy the podcast! ~About Elysia Stobbe: Elysia Stobbe is a national keynote speaker favorite who has a spotless and enviable reputation in the real estate and mortgage industry. After two decades of “in the trenches” experience, specialized training, and active investing, she has become America’s #1 Mortgage Authority. While others in her field never made it through the 2006 mortgage crisis, her brokerage firm exploded due to her relentless and never-ending commitment to customer service and integrity. Elysia is an active member of the Florida Realtors Faculty and her team has been honored three years running as a top lender in Northeast Florida Ranked by Volume by the Jacksonville Business Journal. Recognized as a Top 50 Business Influencer by Advantage Magazine, she believes “enduring dedication to your client always wins”; earning her A+ Better Business Bureau ratings & 5 Star Customer Service Reviews. Elysia is not just a mortgage expert, she walks her talk as an avid investor with over 30 real estate properties bought and sold in her own portfolio. She’s been featured in the Wall Street Journal, NPR, U.S. News & World Report and on FOX, ABC, NBC, & CBS. Elysia has presented twice at Harvard University. She has also served a special subject consultant to The New Oxford American Dictionary. She contributed to the bestselling book “199 Facts About Credit Scores” and authored the #1 Best Seller “How to Get Approved for the Best Mortgage Without Sticking a Fork in Your Eye”. As a regular contributor writer on Zillow, RealEstate.com, and American Business Journals she stays abreast of tightening regulations, change in real estate law, and economy trends. Her proven track record as a successful business coach combines both personal and professional development training with her own specialized self-starter Unlimited Ascent coaching series. ~ You can find Elysia Stobbe on…Website: http://elysiastobbeinc.com/Mortgage Business Calculator: https://mortgagebusinesscalculator.com/Mortgage Millions Mentor: https://mortgagemillionsmentor.com/ --- Connect with Kamie Lehmann!Website: https://www.kamielehmann.com/Facebook: https://www.facebook.com/kamie.lehmann.1LinkedIn: https://www.linkedin.com/in/kamie-lehmann-04683473
Elysia Stobbe has a spotless and enviable reputation in the real estate and mortgage industry. After almost two decades of “in the trenches” experience, specialized training, and active investing, she has become America’s #1 Mortgage Authority. While others in her field never made it through the 2006 mortgage crisis, her business exploded due to her relentless and never-ending commitment to customer service and integrity.Elysia authored the #1 Amazon Best Seller & Pulitzer Prize Nominated book “How to Get Approved for the Best Mortgage Without Sticking a Fork in Your Eye” ™.Elysia has presented twice at Harvard University: Secrets of Success & Managing Yourself & Leading Others. She also contributed to “199 Facts About Credit Scores” published in 2017 and served as a special subject consultant to The New Oxford American Dictionary published in 2001.Elysia is an active member of the Florida Realtors Faculty and her team has been honored three years running as a top lender in Northeast Florida Ranked by Volume by the Jacksonville Business Journal. Recognized as a Top 50 Business Influencer by Advantage Magazine, she believes “enduring dedication to your client always wins”; earning her A+ Better Business Bureau ratings & 5 Star Customer Service Reviews for her team’s mortgage services.Elysia is not just a mortgage expert, she is an avid investor with a multi-million dollar real estate portfolio. She has been featured in the Wall Street Journal, NPR, U.S. News & World Report and on FOX, ABC, NBC, CBS, NPR and more.As a regular contributing expert to US News & World Report, Zillow, Realtor.com and RealEstate.com as well as American Business Journals she keeps abreast of tightening regulations, change in real estate law, and economy trends which benefit her customers and coaching clients. Elysia has also been nominated for the Five Star Professional Award, which puts her in the top 7% of loan officers in the country.She has studied with Tony Robbins and Keith Cunningham, and has combined this training with her own experience to create a proven track record as a successful business woman. For more information on Elysia’s expertise visit ElysiaStobbeInc.com ElysiaStobbe.com Elysia Stobbe has a spotless and enviable reputation in the real estate and mortgage industry. After almost two decades of “in the trenches” experience, specialized training, and active investing, she has become America’s #1 Mortgage Authority. While others in her field never made it through the 2006 mortgage crisis, her business exploded due to her relentless and never-ending commitment to customer service and integrity. Elysia authored the #1 Amazon Best Seller & Pulitzer Prize Nominated book “How to Get Approved for the Best Mortgage Without Sticking a Fork in Your Eye” ™.Elysia has presented twice at Harvard University: Secrets of Success & Managing Yourself & Leading Others. She also contributed to “199 Facts About Credit Scores” published in 2017 and served as a special subject consultant to The New Oxford American Dictionary published in 2001.Elysia is an active member of the Florida Realtors Faculty and her team has been honored three years running as a top lender in Northeast Florida Ranked by Volume by the Jacksonville Business Journal. Recognized as a Top 50 Business Influencer by Advantage Magazine, she believes “enduring dedication to your client always wins”; earning her A+ Better Business Bureau ratings & 5 Star Customer Service Reviews for her team’s mortgage services.Elysia is not just a mortgage expert, she is an avid investor with a multi-million dollar real estate portfolio. She has been featured in the Wall Street Journal, NPR, U.S. News & World Report and on FOX, ABC, NBC, CBS, NPR and more.As a regular contributing expert to US News & World Report, Zillow, Realtor.com and RealEstate.com as well as American Business Journals she keeps abreast of tightening regulations, change in real estate law, and economy trends which benefit her customers and coaching clients. Elysia has also been nominated for the Five Star Professional Award, which puts her in the top 7% of loan officers in the country.She has studied with Tony Robbins and Keith Cunningham, and has combined this training with her own experience to create a proven track record as a successful business woman. For more information on Elysia’s expertise visit ElysiaStobbeInc.com Connect with Elysia Stobbehttps://www.amazon.com/gp/product/B013EPGKIShttps://mortgagebusinesscalculator.com/https://mortgagemillionsmentor.com/ Connect with Kamie Lehmannhttps://www.kamielehmann.com/https://www.facebook.com/kamie.lehmann.1
Real estate and investments go up and down in cycles. It’s been 12 years since the last crash. Are we due for another one? There are experts who say yes, and experts who say no. My guest today is Elysia Stobbe. Elysia is an authority on mortgages and financing real estate for first time home buyers and investors. She is the author of How to Get Approved for the Best Mortgage Without Sticking a Fork in Your Eye ™ and the host of the Fork This Mortgage Podcast. She has over 20 years experience in real estate, investing, and mortgage finance. She is here today to talk about when and why she thinks the next big crash is coming and what to do about it. We talk about using the numbers correctly to make sure that your investment has enough cash flow to make it profitable. She gives tips on finance options and the importance of due diligence. If you have questions about real estate investing, you will love this episode. You can find Elysia here: Ask Loral Elysia Stobbe Website How to Get Approved for the Best Mortgage Without Sticking a Fork in Your Eye ™ Fork This Mortgage Podcast Show Notes [01:20] During the last crash Elysia learned a hard lesson. [01:48] It's time to consider what your play is if there is a crash. [02:30] A lot of talking heads get paid to say that things are great. [02:49] There are financial cycles. We were due for a correction fueled by volatile mortgage products. [03:27] They were also mortgage products available for people with poor credit scores and who didn't have a good history of repayment. Adjustable rate mortgages were also a problem. [04:10] Elysia feels we are overdue for a correction. [04:48] Think about cash flow when you are investing. [05:05] Make decisions by numbers not emotions. [05:23] When everyone is trying to be an investor that is usually the time not to be an investor. [06:50] There's a lot of information available for the public also take advice from people who you trust. [07:16] Ask your mortgage professional what they're closing rate is. [08:04] There are products for investors based only on cash flow. Then there are bank statement programs where we go off of the income taxes. There are many different mortgage products out there. [09:04] There is even hard money lending from private lenders at high interest rates. Get pre-approved up front, so you know what your numbers are and can have a realistic cash flow. [10:08] It's important to get pre-approved. [10:50] Sometimes you can get seller financing at 6 or 7%. This is better than hard money lending at 14%. Look for a local investment group to find these lenders. [12:05] There are also ways to use your self-directed IRA. Check fees before getting locked into a company. [12:54] A lot of first-time buyers are getting multi-unit properties. [13:37] Elysia is a fan of the Florida market. Other great investment options are St Louis Missouri, Dallas, Houston, Oklahoma, and Tennessee. [14:29] Lower price is lower risk. Expensive properties can require a lot of money to risk to make the same cash flow. Also be aware of state laws and taxes. [15:49] Consider your exit plan also. [16:23] Try to get at least an 8% return but shoot for 14%. [17:59] Elysia's book How to Get Approved for the Best Mortgage is for first-time home buyers but she's also working on a book for investors. [18:40] The book can help you approach the Lending situation with educated questions. [19:58] First time home buyers are currently getting priced out of the market. Links and Resources: Loral’s Real Money Talks Podcast
Certified Military Relocation Pro, Wonder Woman Adventurer, Speaker and Author of the #1 Best Seller How To Get Approved for the Best Mortgage Without Sticking A Fork in Your Eye. Elysia Stobbe has closed more than $250 million in residential mortgage loans during her career. Through diligence and great service to her clients, Elysia not only survived, but actually thrived during the mortgage crisis that began in 2006. Through a relentless and never-ending commitment to customer service and integrity as a core value, Elysia has built a successful mortgage business in the midst of the industry's tightening regulations. Elysia has moved 10 times and has a unique perspective that she brings to her real estate business. In addition, Elysia has bought and sold over 30 properties as a real estate investor. She tells us how to maximize your potential, prevent stagnation, and challenge yourself to break through limits and reach new heights. Elysia shares her daily routine, tips on staying organized, and five secrets to money and business success: pay yourself build cash reserves get access to lines of credit BEFORE you need the credit create a SEP IRA know your exit strategy Resources How to Get Approved for the Best Mortgage Without Sticking a Fork in Your Eye (book) Elysia Stobbe on LinkedIn Elysia Stobbe on Twitter
Elysia Stobbe's real estate career has seen her help close more than $250 million in residential mortgage loans. Jason Hartman talks with Elysia about her best selling book How to Get Approved for the Best Mortgage Without Sticking a Fork in Your Eye. The two discuss money mistakes that investors frequently make, what to expect from the mortgage industry in the next few years, some crucial borrowing strategies, and more. Key Takeaways: [1:42] The 3 monumental money mistakes to avoid [5:12] The state of the mortgage industry [8:40] Key borrowing techniques for investors [11:50] There are still great returns out there, so stop waiting Website: www.ElysiaStobbeBooks.com www.ElysiaStobbeHomeLoans.com
Our host, Macarena Rose meets with the top expert on How to get a Mortgage painlessly. The days are gone, that getting a mortgage as easy- now literally- it is like sticking a form in your eye ! OUCH ! Listen to today's show and listen to Elysia Stobee share with Macarena the tactics on " How to Get Approved for the Best Mortgage Without Sticking a Fork in Your Eye". Ms. Stobee has written a book that is a comprehensive Guide for First Time Home Buyers and Home Buyers ... Since the Mortgage Crisis of 2008 - her hints and expertise advice are priceless ! As i am sure you can appreciate, there is an abundance of fear as to the mortgage sector as to lending people money- and yet, when you know how to help them help you- you are a winner ! Have you been over whelmed with the mountain of requirements, paperwork and hoops to jump thru as to getting a mortgage ? We all know this feeling- and yet, to then not get approved, well. that is very disappointing for sure! Listen in today to learn how you can WIN at the mortgage application and especially if you are looking for hints as to acquiring a mortgage, financing your move abroad or looking to help someone buy their first home!