Podcasts about NPR

On today's episode, we welcome PUP guitarist Steve Sladkowski to the show to chat with us about upgrading to that tour bus life, a look behind the curtain on NPR's Tiny Desk concerts, what it takes to become a Kentucky Colonel, and much more.* Follow PUP on Instagram. * Follow Steven Sladkowski on Instagram. * Grab PUP's new album and score tickets to their tour here. * Celebrate 25 years of Bullseye!* Order Jordan's new Predator comic: Black, White & Blood!* Order Jordan's new Venom comic!* Donate to Al Otro Lado.* Purchase signed copies of *Youth Group* and *Bubble* from Mission: Comics And Art!~ NEW JJGo MERCH ~Get new Bronto Dino-Merch!Get our ‘Ack Tuah' shirt in the Max Fun store.Grab an ‘Ack Tuah' mug!The Maximum Fun Bookshop!Follow the podcast on Instagram and send us your dank memes!Check out Jesse's thrifted clothing store, Put This On.Follow beloved former producer, Steven Ray Morris, on Instagram.Follow new producer, Jordan Kauwling, on Instagram.Listen to See Jurassic Right!

Election law expert Rick Hasen joins veteran journalist Larry Mantle for an essential conversation on the future of American democracy as the nation heads toward the 2026 midterm elections. Together, they explore the threats facing voting rights, the integrity of election systems, and how legal and political reforms could determine the strength—or fragility—of democratic institutions in the years ahead.Rick Hasen is one of the nation's foremost authorities on election law, campaign finance, and voting rights. He is a Professor of Law at UCLA and Director of UCLA Law's Safeguarding Democracy Project. Hasen is the author of six critically acclaimed books, including his latest, A Real Right to Vote: How a Constitutional Amendment Can Safeguard American Democracy.Larry Mantle is the longtime host of AirTalk on NPR-member station KPCC (89.3 FM), the longest-running daily talk show in Southern California. His interviews and analysis have made him one of the region's most respected voices in public affairs and journalism.This event is part of the America at a Crossroads virtual series, founded by Jews United for Democracy & Justice, featuring leading voices discussing the most urgent challenges to our democracy.

People in the U.S. are feeling the financial squeeze, in part because of rising inflation, higher consumer prices and slowing job growth. The Indicator from Planet Money is tackling a special series on the rising cost of living. Today, two stories from that series. First, what's making ticket prices go up? We look at the economics behind the ticket market and how “reseller bots” are wreaking all sorts of havoc. The industry is not a fan, and yet they do serve an economic function. And… why pet care costs have surged. It comes down to unique skills, people's love for their pets and something called the “Baumol effect.” Related episodes:The Vet Clinic Chow Down What Do Private Equity Firms Actually Do? Kid Rock vs. The Scalpers Ticket scalpers: The real ticket masters Subscribe to Planet Money+ Listen free: Apple Podcasts, Spotify, the NPR app or anywhere you get podcasts.Facebook / Instagram / TikTok / Our weekly Newsletter. This episode is hosted by Darian Woods, Adrian Ma, and Wailin Wong. These episodes of The Indicator were originally produced by Cooper Katz McKim and engineered by Robert Rodriguez. They were fact-checked by Sierra Juarez. Kate Concannon is The Indicator's editor. Alex Goldmark is the Executive Producer. Music: NPR Source Audio - "Wow and Flutter,” “The Groove Carpenter,” and "I Need You"Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Does your phone feel like a blessing or a burden? Either way, there's probably a lot you can learn from new phone bans. Many K-12 students are going phone-free - but not by choice. In over half the country, there are now restrictions on cellphone possession and use in class. The goal is to increase student focus and enhance learning...but when you think about school shootings, phones have been a big part of parents' safety plans for their kids. So are phone bans the best solution? And what do these policies teach all of us about the role phones play in our lives?Brittany is joined by David Figlio, professor of economics at the University of Rochester, and Kathy Do, Assistant Project Scientist at University of California Los Angeles to find out.Follow Brittany Luse on Instagram: @bmluseFor handpicked podcast recommendations every week, subscribe to NPR's Pod Club newsletter at npr.org/podclub.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Around 250 million years ago, one of Earth's largest known volcanic events set off The Great Dying: the planet's worst mass extinction event. The eruptions spewed large amounts of greenhouse gases into the atmosphere, temperatures rose globally and oxygen in the oceans dropped. And while the vast majority of species went extinct, some survived. Scientists like paleophysiology graduate student Kemi Ashing-Giwa want to know why, because lessons about the survivors of The Great Dying could inform today's scientists on how to curb extinctions today.Interested in more Earth science? Email us your question at shortwave@npr.org.Listen to every episode of Short Wave sponsor-free and support our work at NPR by signing up for Short Wave+ at plus.npr.org/shortwave.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Host Marina Franklin and young star Nonye Brown-West talk with Allie Redhorse Young as they celebrate Native American Heritage Month. They discuss the siginficance of preserving cultural narratives like cowgirl culture!   Allie Redhorse Young is a powerhouse Diné organizer, storyteller, and founder of Protect the Sacred, where she's educating and empowering the next generation of Native youth and allies to lead with courage and sovereignty. Through Protect the Sacred, she's registered thousands of Native voters, mobilized young people to the polls on horseback and skateboards, and turned grassroots action into national movements with the backing of cultural icons. Her work shines a light on the ways Indigenous communities carry democracy and cultural survival when federal systems fall short. As both a storyteller and organizer, Allie is building Native power and representation that will last for the next seven generations. Nonye Brown-West is a New York-based Nigerian-American comedian and writer. She has been featured in the Boston Globe's Rise column as a Comic to Watch. She has also appeared on Amazon, NPR, PBS, ABC, Sway In The Morning on Sirius XM, and the New York Comedy Festival. Check her schedule on nonyecomedy.com or Instagram to see when she's coming to a city near you. Always hosted by Marina Franklin - One Hour Comedy Special: Single Black Female ( Amazon Prime, CW Network), TBS's The Last O.G, Last Week Tonight with John Oliver, Hysterical on FX, The Movie Trainwreck, Louie Season V, The Jim Gaffigan Show, Conan O'Brien, Stephen Colbert, HBO's Crashing, and The Breaks with Michelle Wolf. Writer for HBO's 'Divorce' and the new Tracy Morgan show on Paramount Plus: 'Crutch

This week's broadcast of Mountain Stage is a Five Favorites edition featuring a collection of favorite sets from 2023, chosen by our host Kathy Mattea. This special episode includes performances by Jason Isbell, Catherine Russell, Karla Bonoff, The High Kings, and Jennifer Hartswick Band. https://bit.ly/3LokYcs

If you're a paid subscriber and haven't yet set up your subscriber RSS feed in your podcast player, here's the EXTREMELY easy how-to .And if you're having any other issues with your Patreon subscription — please get in touch! Email me at annehelenpetersen @ gmail OR submit a request to Patreon Support. Thank you for making the switch with us — the podcast in particular is much more at home here! I've never resisted Love is Blind so much as run out of time for it... but then Audie Cornish said she wanted to come on the show to talk about it, and I said: I will watch any reality show, in its entirety, to talk to you about it. (Cornish was previously best known as the co-host of NPR's All Things Considered; now she is best known as the host of CNN's early morning newscast and The Assignment with Audie Cornish). I did my homework and thought I had smart things to say about Love is Blind and then Audie had way, way smarter things to say, specifically about the ways in which this current season functions as a skeleton key for the ideologies battling for dominance in our cultural moment. Even if you've never watched an episode of Love is Blind, there's a LOT here about how people perform their identities and politics and relationship needs that will snag you — and if you have watched this season (or any season), you're gonna love it even more. What a privilege to have Audie Cornish on-air cackling over reality television, and what a delight! Thanks to the sponsors of today's episode!Stop putting off those doctors appointments and go to Zocdoc.com/culture to find and instantly book a top-rated doctor today.Take the guesswork out of your dog's well-being. Go to ollie.com/culture and use code CULTURE to get 60% off your first box!Go to  https://zbiotics.com/CULTURESTUDY  and use CULTURESTUDY at checkout for 15% off any first time orders of ZBiotics probiotics.Get better sleep, hair, and skin with Blissy. Use code CULTUREPOD to get an additional 30% off at blissy.com/CULTUREPODShow Notes: Go listen to Audie's fantastic podcast The Assignment Follow Audie on InstagramYou can also catch Audie as the anchor of CNN This Morning, airing weekdays from 6-7AM ET and streaming in the CNN appI really appreciate the Love is Blind Reddit and I know Audie and Melody do too No I am not uploading my Laguna Beach grad school paper what is wrong with you the writing is horrific We're currently looking for your questions for future episodes about:Contemporary Dating Culture!!! Why does it suck, how can it suck less! (with Jonquilyn Hill)Eldest daughter discourseThe sociology of NAMES (naming trends, naming assumptions)WEIRD ENGLISH WORDS (where do they come from!) with Colin Gorrie, who writes explainers like this one on the word DOGAnything you need advice or want musings on for the AAA segment. You can ask about anything, it's literally the name of the segmentAs always, you can submit them (and ideas for future eps) hereFor this week's discussion: We can obviously talk about Love is Blind, but I'd also love to hear how you think other reality shows are reflecting the conflicting ideologies of this moment.

One of the best parts of being an early-bird is that I almost never hit traffic on my way into the office – though living two miles away certainly helps, too. But one thing I do miss about my longer drives to work some days is the time I was able to spend listening to the radio. Usually a mix of news and music, but sometimes it's just whichever station isn't playing commercials. But there's one program I make a point to listen to: NPR's My Unsung Hero. It's usually no more than two minutes long, but the stories about what often seem like small acts of kindness often have impacts that last far beyond that moment. For my guest this week, that act was being handed a pamphlet by a concerned coworker.As a Marine Corp Veteran, Mark Ross was suffering from PTSD, and as he shares in this week's episode, after reading it over, he realized that of the 12 common symptoms, he checked nearly every single one. It was a small gesture of encouragement that would not only save Mark's life, but the lives of all those he's helped in his journey towards recovery. After living with the symptoms for years, Mark has now decided to turn his pain into purpose. Today, he's the creator and the host of the podcast, Speak Your Truth with Mark Ross, a show dedicated to mental health awareness, community resilience, and honest conversations that shatter stigma. Mark also co-facilitates fatherhood groups to incarcerated men at the Milwaukee County Community Reintegration Center, helping them reclaim their roles as fathers and leaders, and speaks frequently on the intersection of veterans and mental health. It's a wonderful, if not tough conversation that I can promise ends in plenty of laughter.  Enjoy the show!

BrainStorm wants to hear from you! Send us a text.Diane Rehm, the legendary 89-year-old NPR talk show host, discusses her passionate advocacy for medical aid in dying with BrainStorm host, Meryl Comer. Rehm's view was shaped by her husband John's difficult death from Parkinson's disease and the experience transformed her into a fierce advocate for end-of-life autonomy. She's adamant that if diagnosed with serious illness or early signs of Alzheimer's, she would travel to Switzerland rather than undergo treatment or lose her cognitive capacity, declaring that legislators have "no right to control my decision as to when I die."Despite confronting these weighty topics, Diane exemplifies what researchers call a "superager"—maintaining remarkable physical and cognitive health through decades of Pilates, a disciplined diet, active social engagement, and continued work. She also reflects on her storied broadcasting career, lamenting how modern media has become siloed and less committed to presenting multiple perspectives, while emphasizing her core philosophy that "a talk show should really be called a listening show"—valuing ordinary people's voices as much as those of distinguished leaders.Support the show

This week (11/14 & 11/16) on ART ON THE AIR features President and CEO of the Northwest Indiana Forum, Heather Ennis and Public Sphere Projects' strategic planner, Phillip Barash, discussing IGNITE the Region Arts and Culture survey, next photographer Joey Lax-Salinas discusses his new illustrated book “Sweet Dreams Northwest Indiana.”Our spotlight is on the expansion of facilities and class offerings at Chesterton Art Center along with the town's new cultural arts district designation with Heather Hammond- Hagman.Tune in on Sunday at 7pm on Lakeshore Public Media 89.1FM for our hour long conversation with our special guests or listen at lakeshorepublicmedia.org/AOTA, and can also be heard Fridays at 11am and Mondays at 5pm on WVLP 103.1FM (WVLP.org) or listen live at Tune In. Listen to past ART ON THE AIR shows at lakeshorepublicmedia.org/AOTA or brech.com/aota. Please have your friends send show feedback to Lakeshore at: radiofeedback@lakeshorepublicmedia.orgSend your questions about our show to AOTA@brech.comLIKE us on Facebook.com/artonthairwvlp to keep up to date about art issues in the Region. New and encore episodes also heard as podcasts on: NPR, Spotify Tune IN, Amazon Music, Apple and Google Podcasts, YouTube plus many other podcast platforms. Larry A Brechner & Ester Golden hosts of ART ON THE AIR.NPR Link: https://www.lakeshorepublicmedia.org/show/art-on-the-air/2025-11-05/art-on-the-air-november-16-2025

Research, articles, and related resources you'll discover in this episode include:"Your Tap Water Could Be Affecting Your Heart". "Superage.com". Link: https://superage.com/your-tap-water-could-be-affecting-your-heart/"Mental exercise can reverse a brain change linked to aging, study finds".  "NPR.org". Link: https://www.npr.org/2025/10/22/nx-s1-5581409/mental-exercise-reverse-brain-change-aging-acetylcholine"Brain Training that works". BrainHQ.com. Link: https://www.brainhq.com/"This Trace Mineral May Help Slow Biological Aging". Superage.com. Link: https://superage.com/this-trace-mineral-may-help-slow-biological-aging/"How to Beat a Bad Cold or the Flu". "Consumer Reports - ConsumerReports.org. Link: https://www.consumerreports.org/health/flu/how-to-beat-a-bad-cold-or-the-flu-a9270666041/"Don't Ignore the Winter Blues, It Could Be Seasonal Depression". NeuroscienceNews.com. Link: https://neurosciencenews.com/season-affective-disorder-psychology-28983/"Health Benefits of Nicotinamide Adenine Dinucleotide (NAD)". Health.com. Link: https://www.health.com/nicotinamide-adenine-dinucleotide-nad-8657809"Walking for longer periods has more benefits". MedicalNewsToday.com. Link: https://www.medicalnewstoday.com/articles/walks-longer-10-minutes-cardiovascular-benefits-8000-steps#Walking-for-longer-periods-has-more-benefits"Alzheimer's Disease Could Be Slowed by Taking as Few as 5,000 Steps a Day". ScienceAlert.com. Link: https://www.sciencealert.com/alzheimers-disease-could-be-slowed-by-taking-as-few-as-5000-steps-a-day"What Happens When You Don't Drink Enough Water". DietofCommonSense.com. Link: https://www.dietofcommonsense.com/what-happens-when-you-dont-drink-enough-water/"Why Can't I Remember Anything?". WebMD.com. Link: https://www.webmd.com/balance/why-cant-i-remember"Lifting Weights Is a Flex for Your Body and Mind, No Matter Your Age — Here's Why". NiceNews.com. Link: https://nicenews.com/health-and-wellness/weight-lifting-benefits-how-to-start/---Host:Stephen Carter - Website: https://StressReliefRadio.com - Email: CarterMethod@gmail.com---Technical information:Recording and initial edits with twisted Wave. Additional edits with Soft, Amadeus Pro, Hush, and Levelator. Final edits and rendering with Hindenburg Pro. Microphone: Rode Procaster.---Keywords:dementia, senior_wellbeing, Alzheimer's_Disease, brain_training,

Zoë Schlanger is an author, journalist, and current staff writer at the Atlantic, where she covers the newsletter “The Weekly Planet”. Schlanger has written for major outlets such as Newsweek, Quartz, Wired, The New York Times, The Nation, Time Magazine, and NPR. Schlanger is also the author of the 2024 book The Light Eaters: How the Unseen World of Plant Intelligence Offers a New Understanding of Life on Earth. Her work focuses on science and environment- in particular climate change, pollution, and environmental justice. In this episode, host Alec Baldwin and Zoë Schlanger discuss environmental policy, climate change, and the impact of the 2025 Los Angeles County wildfires as Schlanger covered in her Atlantic article “What Happens When a Plastic City Burns”.See omnystudio.com/listener for privacy information.

Why does the New York City skyline look the way it does? In part, because of what happened there 500 million years ago, says geologist Anjana Khatwa, author of the new book Whispers of Rocks. In it, she traces how geology has had profound effects on human life, from magnetism of the ocean floor to voter trends in the Southern U.S.Interested in more geology episodes? Email us your question at shortwave@npr.org.Listen to every episode of Short Wave sponsor-free and support our work at NPR by signing up for Short Wave+ at plus.npr.org/shortwave.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

On Wednesday, the Supreme Court will hear arguments in a major case about the administration's use of tariffs. President Trump has long touted the power of tariffs as a tool for trade negotiations and even for ending conflict. But now the justices will hear about how that tool may be misused. NPR's Scott Horsley and Danielle Kurtzleben discuss President Trump's tariff policy and its economic impact.For sponsor-free episodes of Consider This, sign up for Consider This+ via Apple Podcasts or at plus.npr.org. Email us at considerthis@npr.org.This episode was produced by Connor Donevan and Karen Zamora. It was edited by Courtney Dorning, Rafael Nam and Dana Farrington. Our executive producer is Sami Yenigun.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

The Trump administration says it will partially restore SNAP food aid to tens of millions of recipients. NPR reports there could be lengthy delays in receiving the benefits. Californians are voting on new congressional maps that could decide control of Congress in next year’s midterms. Politico’s Melanie Mason explains how the issue is galvanizing voters and donors. More than 30 states now have stand-your-ground laws on the books. Mark Maremont of the Wall Street Journal joins to discuss how those laws have led to an increase in “justifiable homicides” carried out by civilians. Plus, Trump makes a last-minute endorsement for New York City mayor, a historic museum is finally here, and the death of a powerful former vice president. Today’s episode was hosted by Shumita Basu.

Pablo Torre is a podcaster, host, and one-of-a-kind media personality. He got his start as a fact checker for Sports Illustrated, then guest hosted shows on ESPN, and now has his own podcast called Pablo Torre Finds Out. His witty sense of humor and in-depth reporting, have made him one of the leading voices in the industry. In this episode, we see the world through Pablo's unique lens and learn why he thinks sports are more vital than ever to break through the noise in our divided country.  Show Notes The Bill Belichick Ring Video: Pablo Torre Found a New Tape — and Finally Solved the Mystery | PTFO How We Investigated Jordon | Pablo Torre Kawhi Leonard Signed a Secret $28M Deal. Steve Ballmer Funded a Fraud. We Followed the Money. | PTFO Athletes Quick To Go Broke | NPR Watching the Dallas Cowboys on Death Row: Our Visit to a Supermax Prison | Pablo Torre Show CreditsExecutive Producer: Tom GrahslerSenior Producer: Michael OlcottProducer: Michaela WinbergAssociate Producer: Bibiana CorreaEngineer: Mike VillersTile Art: Bea WallingSports in America is a production of WHYY, distributed by PRX, and part of the NPR podcast network.

What does ‘socialism' mean to a generation that grew up with COVID… not the Cold War? How have the compounding effects of college protests, financial insecurity, and student loan debt shaped a culture? This is… The ABCs of the Culture Wars. For the next few weeks, Brittany breaks down the history, subtext, and evolving meanings of the buzzwords you hear all over the news and social media. Today we're talking about the S-word: Socialism. And why the word has gained new meaning for a younger generation looking for relief. Brittany is joined by Axios senior politics reporter Holly Otterbein and head of Teen Vogue's politics section, Lex McMenamin.Follow Brittany Luse on Instagram: @bmluseFor handpicked podcast recommendations every week, subscribe to NPR's Pod Club newsletter at npr.org/podclub.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Ahead of Election Day tomorrow, millions of ballots are being cast in statewide, local and special elections. So, today, we're revisiting an episode asking: What would happen if the rules of our electoral system were changed? Producer Hannah Chinn reported on that very question, and today, with host Emily Kwong, they dive into three voting methods that are representative of alternative voting systems. They look at where these systems have been implemented, how they work and what they may mean for future elections. Want to hear more about how math could change our lives? Email us at shortwave@npr.org and we might cover your idea on a future episode! Listen to every episode of Short Wave sponsor-free and support our work at NPR by signing up for Short Wave+ at plus.npr.org/shortwave.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Tuesday is Election Day, and voters are deciding on contests for governor and mayor, and new congressional maps. NPR reports what the results might mean for the larger political atmosphere across the country. The Trump administration over the weekend carried out its 15th confirmed strike against a suspected drug boat in the Caribbean. The Washington Post’s Dan Lamothe breaks down the potential endgame as U.S. forces continue to build up in the region. More than 1,000 Afghans who helped the U.S. during the war are stuck in U.S. custody in Qatar. Robbie Gramer of the Wall Street Journal explains why officials won’t let them go. Plus, how the government shutdown is hitting airline passengers harder, what renewed U.S. nuclear testing will look like, and a photo finish at this year’s New York City Marathon. Today’s episode was hosted by Shumita Basu.

Today we're revisiting some of our favorite episodes to explore one of the most salient topics in psychology today: trauma. We begin by tracing its developmental roots with Dr. Lindsay Gibson and Dr. Bessel van Der Kolk, before looking at how it can be passed down through family systems with Dr. Mariel Buqué, associate somatic therapist Elizabeth Ferreira, and author Stephanie Foo. Dr. Jacob Ham and Dr. Peter Levine then share new perspectives on healing, emphasizing the importance of getting out of the head and into the body. Finally, Dr. Gabor Maté discusses the cultural context of trauma, arguing that it's a symptom of a toxic culture. Key Topics:  02:15: Dr. Lindsay Gibson on The Last Impact of Inconsistent Parenting and Lack of Attunement 23:16: Dr. Bessel van Der Kolk on Internalizing Abuse 39:34: Dr. Mariel Buqué on Intergenerational Trauma 58:54: Elizabeth Ferreira on Intergenerational Trauma, Complex PTSD, and Somatic Techniques 1:23:23: Stephanie Foo on Healing from Complex PTSD through Relationships 1:47:15: Dr. Jacob Ham on the Limits of Conceptualizing when treating Complex Trauma 2:06:52: Dr. Peter Levine on Somatic Experiencing and Moving Trauma Through Your Body 2:20:55: Dr. Gabor Maté and our Toxic Culture 2:43:55: Recap Support the Podcast: We're on Patreon! If you'd like to support the podcast, follow this link. Sponsors If you have ADHD, or you love someone who does, I'd recommend checking out the podcast ADHD aha! Level up your bedding with Quince. Go to Quince.com/BEINGWELL for free shipping on your order and three hundred and sixty-five -day returns. Feel good...and mean it when you say it! Get Headspace FREE for 60 days. Go to Headspace.com/BEINGWELL60 Listen now to the Life Kit podcast from NPR. Go to Zocdoc.com/BEING to find and instantly book a top-rated doctor today. Sign up for a one-dollar-per-month trial period at shopify.com/beingwell. Learn more about your ad choices. Visit megaphone.fm/adchoices

Register here to attend the live virtual event "How to Scale Your Portfolio, with Tenanted Cash Flowing, New Construction Properties" on Thursday, November 13th at 8pm Eastern. Keith introduces a profound life perspective: humans are typically allotted only 30,000 days. What will you do with the days you have left? Every moment not spent building wealth is a moment lost forever. Adam Schroeder, a real estate investment strategist, joins the conversation to talk about current opportunities with new build properties with significant builder incentives and the potential for high appreciation. Resources: Switch to listening to the podcast on the Apple Podcasts or Spotify app, as the dedicated GRE mobile app will be discontinued at the end of the month. Show Notes: GetRichEducation.com/578 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold  0:01   Keith, welcome to GRE. I'm your host. Keith Weinhold, the real estate market is slow when this happens in a cycle. What does it mean to a real estate investor? What type of return can you really expect today? I'll tell you exactly, and you'll be surprised. Learn more about new build properties and why investors often prefer DSCR loans over conventional loans today on get rich education,   Keith Weinhold  0:28   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:13   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:29   Welcome to GRE I'm your host. Keith Weinhold, yes, America's favorite shaved mammal on a microphone is back with you for another wealth building week. Just the talking primate that's heavily mortgaged here. I'm also a landlord still waiting for a security deposit from back in 2018   Keith Weinhold  1:51   Hmm, oh, I'm so into self deprecation today that I forgot about the place names hitting you, from Dover, Delaware to   Keith Weinhold  2:01   Andover, Massachusetts and across 188 nations worldwide, you're listening to get rich education. There's a realization that can sharpen your investor focus when you think about the fact that, in a sense, how little time you are allotted in your life. It's something that I've thought about more. You're only given about 30,000 days. That's the typical lifespan of a human being, and that goes for both shaved mammals and others. Well, you've already spent 1000s of your 30,000. The question is, what are you doing with the rest? At some point, people understand or they better that they need to go out on a limb. There are people less qualified than you living the life you want to live simply because they chose to believe in themselves, and really, that's the moment everything shifts. belief. It's not a feeling. It is a decision backed by action. Too many people learn this lesson the hard way. They discover, often too late, that relying on one income stream is the most dangerous financial plan of all. A job can vanish. Federal Workers found that out amidst a government shutdown, a business model can change. AI can intrude. A paycheck can stop. But when you own assets that pay you month after month, no matter what you're doing, you slowly begin to untether yourself and move toward freedom. And here's the truth about pain and money. Poor and middle class households work for money, so to them, that's why every dollar spent feels like a little loss. It can even hurt, and that is why they hesitate even on opportunities that could change everything. The wealthy, on the other hand, own assets that pay them, so therefore every dollar spent feels like a seed, because it grows when you own enough income property, you can move away from constantly asking yourself, can I afford this? And start asking, What will this investment earn me? Over time, this mindset shift changes everything at that time when other people's money starts working for you, not the other way around.    Keith Weinhold  4:45   And here's the thought experiment I use, take the hourglass of your life and flip it, watch the sand fall. That's time, 30,000 hours, 30,000 grains. That is. Is time the one resource that you cannot get more of. So every day you delay prudently investing the sand does not pause. It just keeps flowing. But you can choose how that time compounds the sand that's left over and hasn't fallen through the neck of the hourglass. Yet that is your opportunity to build multiple income streams from real estate, from ownership and from leverage, it is your chance to replace anxiety with well autonomy. Every family with generational wealth can trace it back to one person, one risk taker who decided to stop trading hours for dollars. They believed in ownership and control. They believed in themselves. They acted before the sand ran out. If you've already started real estate investing, well, then you've already begun to break that cycle. If you've done it for a time, you're going to have more time, more income and more options than you had before. That is worth celebrating and scaling, because the best time to start was yesterday, and the next best time is before the next grain of sand hits the bottom.    Keith Weinhold  6:22   Later today, I'll talk about taking this sentiment and moving it towards something very specific and actionable. Now, in this era, the real estate market is slow. That is in terms of transaction volume, there just aren't as many sales. Sometimes this whole thing feels more sluggish than Jabba the Hutt after Thanksgiving dinner.   Keith Weinhold  6:49   5 million is a typical number of existing homes sold every year in the US. 5 million. That's normal. That's baseline during the pandemic frenzy. It reached over 6 million, and now it's about 4 million. That's why I say that housing transaction volume has slowed, and appreciation is only about 2% that's below historic norms, and rent growth is like barely doing push ups. It's two to 3% in single family homes volume now it has picked up a little here lately with lower mortgage rates, and so have home prices. Redfin now tells us that home price appreciation is 3% but most outlets say 2% some analysts that are more optimistic than me call today's housing market healthy. They don't call it slow. And why is that? Well, it's the healthiest it's been since covid, because now you have a good balance of buyers and sellers. The real estate market isn't so miserably deprived of inventory like it was back in 2022 in 2023 but I am going to go with slow now, as you know, I coined the phrase real estate pays five ways back in 2015   Keith Weinhold  8:09   But how exactly does that hold up in today's slow transaction market? Could an income property buyer's return even be disappointing now? Well, let's do it. Let's determine what you can expect if you purchase an investment property here in these slow market conditions, we'll determine your total rate of return in year one. And you know, this will be sort of like dating someone that's not the first date, but to really get to know them, to know if they're potential spouse material. You want to see them at their worst and be sure that they look good on their bad days. So let's just be conservative and use 2% home price appreciation. Say that you buy a 200k single family rental. Now a 20% down payment means 40k down. Sellers are willing to give you concessions now, say that they're going to pay your closing costs, because the 200k that you're paying is their full asking price, so it's your terms and their price. Well, say that you don't get any cash flow. The rent only covers the expenses exactly. Okay, so we're really painting on a not so pretty picture. Here, it would seem. Here we go, in a slow market, the first of five ways you're paid is that erstwhile appreciation. Your property only appreciates 2% from 200k up to 204k not so exciting, until, of course, as we know around here, you realize that your return is your gain on your skin in the game, your 4k gain divided by your 40k down payment gives you a 10% ROI. There it is leverage. Didn't just show up. It brought donuts. 10% just from the first of five ways you're paid. The second way is cash flow. Say that rent minus your 160k mortgage payment here and your operating expenses, that merely breaks even, like I was saying. So 0% additional return from cash flow. And before we add on numbers three, four and five to get your total rate of return in a slow market, let's take a moment to check on Jabba. How's Jabba doing? No, Jabba still hasn't gotten up from that heavy Thanksgiving dinner. It's still a slow market. We've confirmed that we're going to continue   Keith Weinhold  10:41   the third way you're paid, as any GRE listener knows by now, is with that ROA return on amortization, also known as principal pay down with a 7% mortgage rate in your 160k loan on this property, an amortization table shows you 1625 bucks a tenant made principal pay down. Divide that by your 40k down again, that is another 4% return. All right, so you add that to your 10% from leverage depreciation, and you've now got 14%   Keith Weinhold  11:17   next is your tax benefit. It's a 150k structure value, not the full 200k because raw land can't be depreciated. Multiply that by 3.6% depreciation, that means you've tax sheltered 5400 bucks. That is like a phantom loss that you get to show the IRS. Just a little more math here, and this is as far as you have to stretch it, in visualizing numbers in an audio format at a 24% income tax rate. That is 1296 saved on 40k down again, another 3% for you, and your running total is a 17% ROI before we get to the last one, which is inflation profiting, not inflation hedging, which almost everyone mistakenly says in real estate investing, it is inflation profiting.    Keith Weinhold  12:13   Your 160k loan gets eaten by 4800 bucks at a 3% inflation rate, divided by 40k down. And you know, inflation is usually the villain. Now it is the hero. You've got another 12% from inflation profiting. And here's the sum in this slow market, your total year one rate of return is 29%   Keith Weinhold  12:43   and you're like, my gosh, did that really just happen? Now you might want to skip back on some parts of that to help make it crystallize in your mind. I've got to tell you before I ran these numbers in this slow market with this 2% appreciation and even assuming zero cash flow, I thought your total rate of return would be in the low 20s, not this high, not 29%   Keith Weinhold  13:09   the numbers don't lie. They just don't get enough attention on CNBC.   Keith Weinhold  13:16   Now I did use shorthand and simplify. You would also have to adjust your 29% for inflation, just like you do for any investment. So then about a 26% inflation adjusted return for you. Wow. And if you want to know more about what I just used shorthand on, you can always watch the five videos on the five ways real estate pays for free at getricheducation.com/course that's get richeducation.com/course, the most valuable video course you'll ever see on real estate investing, but a huge investor lesson here, an epiphany today, is that it does not take a high growth market to build wealth. Even when it seems like real estate's half asleep, it can still work five jobs for you, we could be near the nadir of the cycle here.    Keith Weinhold  14:16   Appreciation has picked up in recent months, with mortgage rates being lower than they've been in a while, but even when appreciation and rent growth slows now, you can see that the ROA tax benefit and inflation profiting just keep working overtime. The bottom line here is that income property still pays a lofty 29% if you buy today, even in a slow market, and this is at a time when investors, a lot of them, don't know what to do with their money, since every market type seems to be near an all time high, and people don't want to buy in at those high levels, and savings accounts pay you less than a gumball machine, owning investment property proves its resilience. I mean, this is why we do this. It's kind of like stocks can party with a surge in an upcycle, and then they can bust and boom and bust and boom. But all the while, instead of partying, real estate just keeps its head down and works the night shift for you, your wealth quietly compounds in the background while the rest of the world panics or debates interest rates on LinkedIn or something.    Keith Weinhold  15:33   All right. Well, with that in mind, where can we take advantage of that real estate return and expect to do even better with it, even if the market did stay slow. Well, builders have unsold inventory in places like Texas and Florida, like I mentioned before, and to a lesser extent, in parts of the West as well, but the prices are too high out in the west for a cash flow investor. So today, you can buy at a discount in a way that you absolutely could not during the height of the pandemic.    Keith Weinhold  16:06   A guest and I are going to talk about a specific opportunity in today's market, and then how you can exploit it. The National Association of Homebuilders has even noticed that home flippers have switched gears, and increasingly, what flippers are doing is instead buying new build properties and then renting them out, because new builds have lower upkeep costs come with a lower mortgage rate because the builder is buying it down for you, they have lower insurance and they attract a better quality tenant that stays longer, even if the HVAC did break. That's okay, because new build homes often come with a warranty. The smart money knows that new build is where the opportunity is today. That's something that I've discussed for a while here, but today we're getting more actionable. CNBC let us know that the CJ Petra company reports that investors now make up the highest share of Homebuilders in five years. And you'll recall that we've had CJ Patrick, company founder, Rick sharga, on the show a lot with me here the past few years. Some say that the smart money is waking up again. I don't know investor activity is steady, but it's not really that much. It only seems like a lot because the wannabe owner, occupant, buyer has been priced out. So it's better to say that investor activity has been steady. Investors bought fully 1/3 of single family homes this past summer, and that is up from 27% in q1 I'll discuss that more soon.    Keith Weinhold  17:44   Hey, you know one thing that makes GRE different is that our show sponsors are here to supplement and benefit your specific investor activity. And another thing is that I use them myself. Thank God we are not here to tell you about pneumococcal pneumonia or your moderate to severe plaque, psoriasis. I don't even know what that stuff means. Freedom, family investments and Ridge lending group. I very know what they're about. I'm a satisfied client with each of them myself. So listen in.    Keith Weinhold  18:21   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family investments.com/gre, or send a text. Now it's 1937795898, 377958989, yep, text their freedom coach directly. Again, 1-937-795-8989,   Keith Weinhold  19:32   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group NMLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Caeli Ridge personally while it's on your mind, start at Ridgelendinggroup.Com, that's Ridge lending group.com   Kathy Fettke  20:05   this is the real wealth network's Kathy betke, and you are listening to the always valuable get rich education with Keith Weinhold.   Keith Weinhold  20:14   I'd like to welcome in a new guest to the show. He is a real estate investment strategist that's been working in the media industry since 2001 and throughout the career, he's held the title of a local news reporter, podcast host and producer for nationally syndicated companies like NPR. He's been in real estate nearly 20 years. Adam Schroeder, welcome to the show.    Adam Schroeder  20:48   Thanks for having me on. I really appreciate it.    Keith Weinhold  20:50   Yeah, I'm looking for your read on today's real estate market, just the general landscape overall, because Adam, I've shared that national transaction volume is down about 25% appreciation is still there, although it's been slow. Rents are just steady. We do, however, still have this supply that is down among entry level homes, something a lot of media articles broad brushstroke and don't understand, and really it's still a valid question to ask, even today. Is there any better risk adjusted return than income property that's bought, right? So what are your thoughts on the overall real estate investing landscape?   Adam Schroeder  21:30    Yeah, overall real estate investing, it's kind of like what you said, entry level housing. I remember I saw a heat map. This was probably five or six this was pre covid. It was maybe even seven or eight years ago. It was a heat map that showed, like, new construction, home pricing, and, you know, there was like 500,000 and up. Was just this massive chunk. And then there was all these ones, ones that were under about 300,000 it was around, like six or 8% or something like that. It was really, really small. If you look around, it hasn't gotten bigger. And so the question of inventory and availability and pricing, they're never going to talk about it on the national media, because there is no entry level home in Chicago, in New York, in LA, you're not going to find that. I mean, you're paying 200 grand for a doghouse in the backyard, if you're there. And so we are finding the entry level housing, but I think right now, an oversupply of inventory in some of these markets is a very good opportunity for people. If you're buying for with the right fundamentals, if you're buying in an area that's growing and has good long term, you know, 8,10, 15 year diagnostics. Then if you're buying now with builder incentives and all of that, yeah, your year one, year two, year three. Appreciation may not be the greatest because of that oversupply, but if you look at what's happening now with construction starts in a lot of places, builders have gotten scared off. They're not really starting them now. So if you're buying new now, in 2,3,4, years, all of the inventory will be sucked up, and there won't be new homes coming to the market. So you're going to be one of those people who has one of the newest homes in the area, more people are going to want to be getting in. And so your appreciation and rent growth is much more likely to be growing. So that's one of the things I love to look at, is I look at what new home starts, what happened in the past, what was oversupplied, but now, who's what cities aren't building. And if I know what cities aren't building, then I can compare it to, okay, well, you know, there are some cities in California that aren't building anything I'm not going to buy in California, but there are some cities in Minnesota, in Oklahoma, you know, in Texas, where they're not building anymore. And if it's landlord friendly and can cash flow and all of that, Sign me up. I'm bullish on parts of this, of the United States real estate market, not the whole United States real estate market.    Keith Weinhold  23:55   It's been pretty well documented that parts of the nation are overbuilt. However, especially in Florida and Texas. And I brought up the point months ago Adam that if you buy, say, a new build income property in temporarily overbuilt pockets today, five years from now, looking back five years onto today, you could be like, Yeah, I bought five years ago, when some areas were actually overbuilt, and I snagged a deal, and the builder was even giving me incentives like my rate at that time, because, you know, long term, the demand is going to be there and that the absorption is going to be there. So it's about knowing what's happening and then identifying the right time in that cycle. In today's environment, some feel that DSCR loans are a better option for investors, and what that means a debt service coverage ratio loan is that you qualify for the loan not with your personal income, but instead with the property's income. Do you see more investors employing dscrs?    Adam Schroeder  24:55   We see a ton for a really good reason. That is simply put, especially if you're utilizing these builder incentives, buy down rates on DSCR frequently outperform ones with conventional like some of the lenders we're working with. I look and let's say you're putting 4% I looked at it this morning with an investor with 4% of purchase price towards your loan on a DSCR loan, you're down to 5.49% on a DSCR, but conventional, you're at 5.75 that doesn't happen for the most part. It's just something that right now, the risk profile of investors is allowing the rates to be either at or better than conventional many times. Plus, people love to put their properties in LLCs for protection, and they'll worry with conventional, oh, what if a due on sale clause gets triggered, even though it's really hard to trigger that, if you worry about it, well, why not just get a loan that's equal or better than a conventional that doesn't go on your you know, debt to income and can go straight into the LLC to begin with, and then your hands are clean the whole way through, and you're not having to worry about transferring titling. Honestly, my wife is about to murder me because I have some properties that were meant to go into an LLC two years ago that are not currently in an LLC.   Keith Weinhold  26:17   Well, hopefully you'll live until the end of this interview. Tell us more about DSCR loans, and maybe some that, no you talked about the upside, maybe some red flags and some things to look out for, times when we would not want to employ that loan type.    Adam Schroeder  26:30   A lot of it with the DSCR you're looking at like you said, they're not evaluating you necessarily. Now you do have to show reserves. You do have to show that the property will perform on its own. But sometimes full doc loans with conventional can be the way to go, because, like I said, in the past, it used to be that DSCR loans were three quarters of a percent, or a full percent higher than the DSCR. Or, yeah, DSCR was higher than the conventional. And so if you could get a four and a half with a conventional versus a five and a half on a DSCR. It's well worth the extra paperwork that might come with doing it to save yourself that money and really build up your cash flow. We are just in a very awkward time of investing, where the investors for DSCR loans, the people who are buying those mortgages, are not the same people who are buying the Fannie Mae Freddie Mac secondary loan market, and so they just have different risk profiles, which allows the rates to be different. So that's really the big thing. Is, if you've still got your Fannie Freddie slots, it's worth talking to your lender and saying, what would it look like if I did this loan? What would it look like if I did that loan? Where am I? But when it's all said and done, if you're really close or equal, I would almost always skew towards the DSCR to protect myself, go straight into an entity and keep it off of my debt to income ratio, plus on dscrs. You also have the option, and we don't recommend this for every property or even for certain people, depending on risk profile, but you have the option to do an interest only loan with 20 or 25% down, which allows you to do kind of what we call cash flow management, where people get worried about interest only loans and say, Well, I'm not building equity. I'm not doing this, not doing that. Well, you're not, but you're also, you can still put principle towards your loan every month, right? Like a principal loan, maybe you're throwing 200 bucks a month, a principal towards that. Well, with an interest only loan, you can still put that $200 in. But what it means is, if there's a month where maybe you have some repairs that need to be done, or something like that, don't pay the principal and on the interest only, you're still okay on a principal and interest. If you can't pay that, if you just pay all the interest, they're still going to say, well, Keith, you're late on your loan, right? And so it gives you a little bit more flexibility, but it's not for everyone. It's not for every property, so definitely talk with lenders about that. But conventional loans don't offer that. DSCR loans can.    Keith Weinhold  28:53   There's always opportunity in every real estate market. It's just identifying what those are and then ethically exploiting the opportunity. So we're talking about buying in areas that are temporarily overbuilt utilizing DSCR loans. And another advantage in this market, which is an aberration, is the fact that new build properties, like few times in history, if any, actually cost less than renovated existing properties.    Adam Schroeder  29:20   Yeah. I mean, when you can get into, you know, an A class neighborhood with 80% owner occupied, 90% owner occupied, and you're getting in for way less than the median cost of a home in the US. You mean, you're getting in for, I mean, we've got new builds in the 220 range on some of them up to 400 you know, which is still below the median cost. Yeah, that's really good. If you're looking to get into any a class neighborhood, or even B plus neighborhood, finding a property that's 200 $250,000 in those areas is tough. It's just tough. And so especially because as pricing went up for everything with inflation, you know you can't do. Do a cheap rehab anymore. If you're going to do a good rehab, you can't do a cheap rehab. I talk to our teams all the time and tell me, Hey, I did, you know, I only spent $70,000 to renovate this property and like that is a lot of money. I know you're getting it out whenever you do the burn, you know, or sell to an investor, but still a lot of money to put in to get there.    Keith Weinhold  30:20   Well, then let's talk about identifying possible growth markets for long term investing success. New build properties tend to appreciate better than rehab properties. And you know what's funny, Adam, I was just sharing this with my audience on a recent episode. I largely disagree with this long time investing axiom in real estate that says appreciation is just icing on the cake. I think I know what they're saying that doesn't help you out on a month by month basis, but we're in real estate investing for the long term and long term, more of your returns typically come from leveraged appreciation than they do on the cash on cash return from cash flow. So to me, appreciation is not just icing on the cake. In a lot of cases, it is the cake. And really, that's something that new build can offer more of.    Adam Schroeder  31:09   Yeah, I mean, it's almost in, especially in today's market, it's almost like cash flow is the icing on the cake. You know, you can get a property that, you know, is in that really good area, like we're talking about, and is, maybe it's appreciated a little bit now, but it's very likely to appreciate a lot later. If you're only making, if you factor everything in maintenance, vacancy, all of that, and you're making $100 a month, that's solid, you know, if you look at it, and if you're in those areas, if you appreciate 5% on a $300,000 property, let me tell you this, you're not going to make $15,000 in cash flow that year on that property. So if you look at the people who are really retiring on cash flow, are usually the people who have 100 200 300 doors or something like that, and they play the law of large numbers. I don't want to play the law of large numbers personally, I want to have really good quality assets and have fewer of them, and really work on having positive cash flow, but having the equity growth that allows me to pull money out tax free and either buy more investments or utilize how I want in my life.    Keith Weinhold  32:16   Exactly. If your property cash flow is $100 a month and it's a single family home. Some people say, Oh, that's awful. You would need 100 of them just to get 10k pass it per month. Now you're thinking wrong, and you're oversimplifying it like to your point, with the 300k home and 5% appreciation, that's 15k in one year, you're building equity that can be borrowed against, tax free, and you're building up that lump sum cash flow windfall down the road, if you will, in real estate pays five ways and cash flow matters, but it's only one of five profit centers and all that. So yes, we're so aligned on that one, appreciation is not just the icing on the cake, it's substantially more than that. Well, I've got something to announce. Adam here is going to co host, along with our own longtime investment coach, Naresh, an upcoming live virtual event. And it's called how to scale your portfolio with tenanted cash flowing new construction properties. And it aligns in every way with the trends that we've been talking about and that Adam and I have been identifying here. The event takes place next week. But first, tell us more about what you and the ray shall be speaking about at the event there. Adam.   Adam Schroeder  33:29    one of the biggest concerns people have about real estate, and one of the things that can eat in your cash flow more than anything, is vacancy. I mean, vacancy can kill your deal whenever it's all said and done, because it's one thing, if you're, you know, break even or $100 a month positive cash flow. But whenever you've got a vacant property and you're negative $1,500 a month, that can hurt, that can hit the wallet. And so what we really love, if you can hit it, is a tenanted property that's new and is in a growing area, yeah, and we've got that thankfully. I mean, we've been able to work some really good relationships with national builders that have allowed us to get into they were doing a lease to purchase option with tenants who wanted to buy their property but didn't have it saved up, and these people didn't exercise their option, but they've renewed their lease so you can come in and buy a property that has them in place. It is a house that they wanted to buy. So how long are they likely to stay? Probably quite a while. They like the school district, they like the neighborhood. They like everything about it. You're coming in, you've got the builder incentives we talked about before, and you're just in a positive cash flow position already. Now we're in Texas, which I was actually funny enough. Earlier, right before this interview, I was reading about the states that are going to grow the most, projected until 2050 and they expect Texas to grow by nearly 9 million people between now and believe it was 2050    Keith Weinhold  34:55   everyone's asking, when is it going to pass? California is the most populous state in the nation.    Adam Schroeder  35:01   Well, it depends how many people. In California are part of that 9 billion we've gotten quite a few of them there. As somebody who lives in Texas, and we're in the big cities too. We're not in the Podunk Texas towns you think about in, you know, east or west Texas. We're talking Houston, Dallas and San Antonio, which are three of the top, I believe, 15 largest cities in the country. We're getting some really good incentives. You can get up to right now, 10% builder incentive. So a $300,000 house, you have $30,000 that you can use. That's massive. Yeah, you can get that money back after closing. We can buy your rate down. And we have some people who have literally taken the whole 10% and put it towards a fixed 30 rate at four and a quarter percent. Wow, they are locking themselves in at four and a quarter. Or we have some people who say, like, we were just talking about cash flow is not a concern for me. I'm going to take half my down payment back, and I'm going to go buy another property, because I'm only in this property for 10% now, and so they're able to be, you know, roughly break even in a good growing area, and they can acquire a second property. So you're buying two properties without mortgage insurance for essentially a 30% total down payment, and you're getting your 10% back if you buy the second property. So it's just really incredible time. Like you said, we haven't seen a time like this before. We were able to get into the wholesale division of these builders and provide these incentives that I've personally never seen before. Some of our reps are buying these homes themselves, so we're putting our money where our mouth is. It's just a great time, especially like you were saying, these homes the inventory, take advantage of the opportunity, right? And there's an opportunity that's presenting itself. And if you look at the long term demographics of Houston, Dallas and San Antonio. It's an arrow pointed up. That's what those areas are.    Keith Weinhold  36:46   100% I mean, it's almost as predictable as anything. There's never a guarantee, but continued population growth and obvious need for housing there is about as close as you can get. That's massive. 10% back, 380k purchase, $38,000 back at the closing table to use in discount point buy downs completely or half on discount point buy downs and half to pocket and use on another property or use on your next vacation or whatever you want to do. That's massive.    Adam Schroeder  37:18   Yeah, it's fantastic. One thing I forgot to mention about Houston. It's one of the things I love that people don't think about has the third most headquarters of fortune 500 companies in the country, behind New York and Chicago. So people don't think about that when they think of Houston. But I love to throw that out there, because it's there. I love Houston. I lived there for seven years. It's where I met Naresh, actually, and would happily move back there again   Keith Weinhold  37:42   right? Houston has moved so far past the monolith of just having oil be the economic driver. So we're talking about tenanted new construction properties in pretty hot markets, Houston, San Antonio and Dallas ready for you to purchase with that 10% builder incentive. And these are in communities that are primarily owner occupied, so they do have that high appreciation potential and that potential for solid rent growth. So on the live event, the webinar that you are invited to attend from the comfort of your own home, what you can do is just learn more about this overall strategy and why the time in the market is right for this. Learn more about those geographic markets themselves and then their drivers, and even see available new build income property. And the benefit of you attending a live is that you can have any of your questions answered right then and there. You can sign up at grewebinars.com, and Adam, before I ask you if you have any last thoughts, that event is next week. It is Thursday, November 13, at 8pm eastern time again, you can sign up. It is free. Space is limited, so that's something that you want to do now at grewebinars.com, any last thoughts? Adam   Adam Schroeder  38:51   yeah, I will just remind people there's always a reason to buy real estate, and there's always there's always a reason not to buy real estate, and depending on which one you subscribe to, you can always find those opportunities, or you can scare yourself off. So, you know, find the right opportunities that are there for you and your investing style and jump in. Because if you look at what's happening right now. When rates start coming down, owner ox are going to jump back in, and that tends to lead to prices going back up. Like Keith said, these are 85% owner occupied areas, and you're setting yourself up for success. And if you do it now, you can always refi later if rates come plummeting down right so find the right areas. Find the reasons to buy and go for it.    Keith Weinhold  39:41   This is a time when builders are really willing to give you a break. Take advantage of it if you possibly can. Adam, it's been great having you here on the show, and our audience looks forward to seeing more of you next week.   Keith Weinhold  40:00   Yeah, some real potential here. I'm rather excited for your future as a listener next week, investors like DSCR loans, since the qualification looks at the property, not you, and see conventional loans are more for owner occupants. They're fine. They work for investors too. But with dscrs, besides their other advantages, they're a check on making sure your property is profitable. It is just your rent divided by your debt service. That's all it is. So for example, with a $1,000 rent and a piti payment, principal, interest, taxes and insurance payment of 800 bucks. Well, then your DSCR is 1.25 Investors love them because there's no personal income verification, no W twos, tax returns, pay stubs. There's no debt to income ratio bar for you to have to clear also conventional loans often cap you at 10 financed properties, and DSCR loans have no such limit, so there's faster underwriting and easier approval. But with dscrs, look out. I mean, there could be some higher fees, and you might have a three to five year prepayment penalty. But buy and hold investors often keep the property that long anyway, so grow your income streams with dscrs, even when the w2 world says no. And notably, dscrs have absolutely nothing to do with job of the hut either. No sluggy concerns there   Keith Weinhold  41:42   if you've wanted a deal on a property today, here you are with these new build incentives that are really good, better than what most builders are giving looks like. Here's your chance. One reason that the builders are giving us a deal is because of the bulk of GRE buyers. This is for you, if you might want one property or 14 properties load up with these up to 10% builder incentives, or just attend the webinar and learn more. We got into the wholesale division of these builders. We got them right where we want them. The properties are typically already tenanted. So plant your flag in the ground, and call this the pivot point. This whole thing could be a bigger deal than the first man to walk on Mars. We'll see, though, no man has walked on Mars yet, but you don't need to wait that long. Take one of your 30,000 days that you've been gifted in this life of yours, the 30,000 days you've been allotted on this earth to win back some of your future finite time. It is next week, Thursday, the 13th, at 8pm Eastern. It's also GRE last event of the year, your last chance, a live, virtual event where you can attend from the comfort of your own home or anywhere. And it's free. Registration is open now. Sign up at gre webinars.com that's gre webinars.com Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Unknown Speaker  43:17   Nothing on this show should be considered specific, personal or professional advice, please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively you   Keith Weinhold  43:45   The preceding program was brought to you by your home for wealth building, getricheducation.com

NPR’s Tamara Keith and Amy Walter of the Cook Political Report with Amy Walter join Amna Nawaz to discuss the latest political news, including what to expect from Tuesday's big races, President Trump's lengthy interview with CBS News and what is soon to be the longest government shutdown of all time. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy

The Trump administration says it will restart SNAP food benefits for the nearly 42 million Americans that receive them, but that it will pay out only half the amount people normally get. A federal judge ruled that the government must continue funding Supplemental Nutrition Assistance Program benefits on an emergency basis after the food assistance program ran out of money this weekend. We get the latest from NPR's Jennifer Ludden. Then, as some Head Start early learning programs close across the country due to the government shutdown, we check in with how the community is coming together to keep doors open for a few hundred low-income children in Florida. Then, on Monday, International Criminal Court prosecutors at The Hague said they are collecting evidence of alleged mass killings and rapes in Sudan. The New York Times' Declan Walsh joins us.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

For almost three years, Karine Jean-Pierre was White House press secretary for the Biden-Harris administration. Her new memoir, Independent, explains her recent decision to leave the Democratic Party and identify as an independent. In today's episode, Jean-Pierre joins NPR's Michel Martin for a conversation about Democratic disunity, former President Biden's health, and why she says her former party has failed Black women.To listen to Book of the Day sponsor-free and support NPR's book coverage, sign up for Book of the Day+ at plus.npr.org/bookofthedayLearn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

A new court docket in Chittenden County meant to address criminal offenders with five or more pending cases hits a two-week benchmark. Plus, the director of Vermont's Refugee Office says the Trump administration's decision to prioritize refugee status for white South Africans will mean less room for other population groups to find refuge in the United States, many towns across the state have scheduled special bond votes on whether to support flood resiliency projects, and we have some news about future changes for the Frequency that are starting today. 

The Crystals hit number one with their version of Gene Pitney's ‘He's a Rebel' on 3rd November, 1962, but it was actually another of Phil Spector's girl-groups, The Blossoms, who had recorded the song. The two groups never even met, until awkwardly posing together for Spector's iconic Christmas album cover. Lead singer Darlene Love, realising her $5,000 fee was a fraction of what the song had made, demanded royalties - leading Spector to turn his attention to The Ronettes instead… Arion, Rebecca and Olly discover how the success of He's A Rebel led to Spector's absurd 10-minute “swan song” Let's Do the Screw, a parting blow to his business partners; explain why Love changed her name by deed poll; and consider how Spector's “Wall of Sound” Spector created a major impact, but at the expense of his artists' well-being… Further Reading: • 'Darlene Love Remembers Phil Spector, Their Thorny Relationship' (Billboard, 2021): https://www.billboard.com/music/music-news/darlene-love-remembers-phil-spector-9512712/ • ‘The Voices Of Black Women Were Essential To Phil Spector's Wall Of Sound' (NPR, 2021): https://www.npr.org/2021/01/21/959057719/the-voices-of-black-women-were-essential-to-phil-spectors-wall-of-sound • ‘The Crystals - He's a Rebel' (Philles, 1962): https://www.youtube.com/watch?v=waRbcqP4cUI Love the show? Support us!  Join 

NPR’s Tamara Keith and Amy Walter of the Cook Political Report with Amy Walter join Amna Nawaz to discuss the latest political news, including what to expect from Tuesday's big races, President Trump's lengthy interview with CBS News and what is soon to be the longest government shutdown of all time. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy

“It was silly then, and it's become sillier now, the idea that if you build it, they will come.” – Joni DeutschWhen Joni said that, it really hit home. So many podcasters (including me, in the early days) believe that great content alone will attract an audience. But as Joni explains, in today's crowded world of podcasting, you have to market your show just as smartly as you produce it.This episode honestly blew me away. Joni is the Senior Vice President of Marketing & Audience Development at The Podglomerate, one of the top podcast agencies in the world, working with brands like NPR, Netflix, and Harvard. She shared everything from the truth about fake “organic promotion” offers, to how pixels actually track podcast ads, to the smartest ways to grow your audience — even on a small budget.Key Talking PointsMarketing is essential, not optional.Avoid fake “growth hacks.”Know your audience inside out.Podcast pixels are game-changing.Growth takes time and relationshipsChapters & Timestamps04:30 — Can You Succeed Without Marketing?09:00 — The “If You Build It” Myth17:00 — Fake Downloads and Vanity Metrics28:00 — What the Hell is a Pixel?45:00 — Real Growth StrategiesSend us a textEmail me (niall@sevenmillionbikes.com) or contact me on Seven Million Bikes Podcasts Facebook or Instagram to book your free Podcast Audit!Thanks to James Mastroianni from The Wrong Side Of Hollywood for the endorsement! Sign up for Descript now! Need a stunning new logo for your brand? Or maybe a short animation?Whatever you need, you can find it on Fiverr.I've been using Fiverr for years for everything from ordering YouTube thumbnails, translation services, keyword research, writing SEO articles to Canva designs and more!

Olivia Reingold is a journalist and audio producer known for her work at The Free Press and NPR, where she covers politics, indigenous justice, and urban issues Follow Olivia: X - https://x.com/Olivia_Reingold Instagram - https://www.instagram.com/olivia_reingold Free Press - https://www.thefp.com/w/olivia-reingold Triggernometry is proudly independent. Thanks to the sponsors below for making that possible: - GiveSendGo - the free speech crowdfunding platform https://www.givesendgo.com/#triggerpod - We're honoured to partner with Hillsdale College. Learn for free at https://hillsdale.edu/trigger - Augusta Precious Metals: Protect Your Retirement with Physical Gold. Rated #1. Click to learn more: https://bit.ly/4as3C6J Join our exclusive TRIGGERnometry community on Substack! https://triggernometry.substack.com/ OR Support TRIGGERnometry Here: Bitcoin: bc1qm6vvhduc6s3rvy8u76sllmrfpynfv94qw8p8d5 Shop Merch here - https://www.triggerpod.co.uk/shop/ Advertise on TRIGGERnometry: marketing@triggerpod.co.uk Find TRIGGERnometry on Social Media: https://twitter.com/triggerpod https://www.facebook.com/triggerpod/ https://www.instagram.com/triggerpod/ About TRIGGERnometry: Stand-up comedians Konstantin Kisin (@konstantinkisin) and Francis Foster (@francisjfoster) make sense of politics, economics, free speech, AI, drug policy and WW3 with the help of presidential advisors, renowned economists, award-winning journalists, controversial writers, leading scientists and notorious comedians. 00:00 - Introduction 01:21 - Who Is Zohran Mamdani? 10:54 - Palestine Is Why He Got Into Politics 16:29 - Cracks Are Already Beginning To Show, For Example With Israel... 19:42 - Why Is His Message Of 'Free Stuff' Working? 32:30 - Will Many Wealthy People End Up Leaving New York? 42:51 - Are Conservative Commentators Wrong To Think They'll Benefit From Mamdani Being Mayor? 46:38 - How Much Experience Does Zohran Mamdani Have Of Running Things? 51:21 - What's The Difference Between A Democratic Socialist And A Communist? 55:13 - Is Zohran Mamdani The Future Of The Democratic Party? 01:00:43 - What Do They Actually Mean By Socialism? 01:04:15 - What's The One Thing We're Not Talking About As A Society That We Really Should Be? Learn more about your ad choices. Visit megaphone.fm/adchoices

www.TheMasonAndFriendsShow.com https://thejuunit.bandcamp.com/releases https://www.youtube.com/@SuperStationWJDL-TV5 A Ridiculous Fever Dream of Pro Wrestling Presented by J Dub https://www.glass-flo.com Great Pipes for Sure Inspiring, betting, big money? multi leg parlay, packers panthers, foolish betting, problem talk, so upset, many bets, taken as a sign, faking the big money, to talk day day, facial recognition, uk troll, litmas test, idiocracy, tire issues, mad guy, Mike just rolling, how you handle it, Ferris's sister, Pissed Karen, Charlie Analyzed, Angry Politics, Taxed, Bears close game, Dismissive Unit, Carolina, Ju's Betting tactics,. over under, TDs, Mikes Bet tactics, In It, Betting Big? the music of this episode@ https://open.spotify.com/playlist/1MQ8kfK7zr9nlXML9nYotj?si=1b83aa4a199b418c support the show@ www.patreon.com/MperfectEntertainment

This week's SNAP crisis is just a preview. Tucked inside the giant tax-cut and spending bill signed by President Donald Trump this summer are enormous cuts to SNAP: Who qualifies, how much they get, and who foots the bill for the program. That last part is a huge change.For the entire history of the food stamp program, the federal government has paid for all the benefits that go out. States pay part of the cost of administering it, but the food stamp money has come entirely from federal taxpayers. This bill shifts part of the costs to states.How much will states have to pay? It depends. The law ties the amount to a statistic called the Payment Error Rate -- the official measure of accuracy -- whether states are giving recipients either too much, or too little, in food stamp money.On today's show, we go to Oregon to meet the bureaucrats on the front lines of getting that error rate down -- and ask Governor Tina Kotek what's going to happen if they can't.Looking for hunger-relief resources? Try here.Pre-order the Planet Money book and get a free gift. /  Subscribe to Planet Money+.Listen free: Apple Podcasts, Spotify, the NPR app or anywhere you get podcasts.Facebook / Instagram / TikTok / Our weekly Newsletter.This episode was hosted by Nick Fountain and Jeff Guo. It was produced by James Sneed and Willa Rubin, edited by Marianne McCune and Jess Jiang, fact-checked by Sierra Juarez, and engineered by Debbie Daughtry and Robert Rodriguez. Alex Goldmark is Planet Money's executive producer.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Hear how Gothic literature uses scary stories and the supernatural to explore human nature. Then learn about the origins and traditions of Mexico's annual celebration of departed loved ones. And get a New Orleans tour guide's take on the uniquely spiritual culture of her city as well as some of its most haunted sights. For more information on Travel with Rick Steves - including episode descriptions, program archives and related details - visit www.ricksteves.com.

Westerns are seemingly back in the culture. With the popularity of the television series Yellowstone and musical artists like Beyoncé's Cowboy Carter winning Album of the Year, it feels like we need to dust off our spurs and dig into this week's book selection, Charles Portis' True Grit. Andrew Limbong and B. A. Parker speak with NPR's Morning Edition host, Michel Martin about how young Mattie Ross goes on the adventure of a lifetime with her father's gun and hunger for vengeance – and how Portis' young female lead illustrates real-world consequences. This week's recommendations:Andrew: Blood Meridian, Cormac McCarthyParker: Anne of Green Gables, Lucy Maud MontgomeryMichel: Harriet the Spy, Louise FitzhughTo listen to Book of the Day sponsor-free and support NPR's book coverage, sign up for Book of the Day+ at plus.npr.org/bookofthedayLearn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Legendary guitarist and primary songwriter for the iconic Rock Band The Doors discusses the 60th Anniversary of The Doors concert which took place Thurs. October 30, 2025 at the Greek Theatre with a cavalcade of special guests. Maggie & Robby discuss the early days of The Doors, meeting John Densmore and how & why the band had a transformative impact not only on popular music but on popular culture. The interview took place at KPFK studios on October 15, 2025 with host Maggie LePiqueRobby Krieger held a 60th-anniversary concert for The Doors, titled "A 60th Anniversary Doors Celebration," on October 30, 2025, at the Greek Theatre in Los Angeles. The show featured a full performance of the album Morrison Hotel and other Doors classics, with guest vocalists including Perry Farrell, Billy Idol, Steve Stevens, and Deryck Whibley. The evening also included an opening set by Tripform, featuring Pablo Manzarek. Check out some of the performances on YouTube. Source: https://robbykrieger.com/Source:  https://thedoors.com/Host Maggie LePique, a radio veteran since the 1980's at NPR in Kansas City Mo. She began her radio career in Los Angeles in the early 1990's and has worked for Pacifica station KPFK Radio in Los Angeles since 1994.Send us a textSupport the show@profileswithmaggielepique@maggielepique

Happy Halloween, Short Wavers! In today's news round-up, we've got only treats. Hosts Regina Barber and Emily Kwong fill in NPR's Ailsa Chang on a debate in spider web architecture, how the details shared in storytelling affect how you form memories and why more pixels may not translate to a better TV viewing experience.Have a science question? Email us your question at shortwave@npr.org.Listen to every episode of Short Wave sponsor-free and support our work at NPR by signing up for Short Wave+ at plus.npr.org/shortwave.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

A Waxahatchee side project. Guided By Voices. keiyaA. Marfa Public Radio's Julie Bee joins NPR Music's Stephen Thompson to break down the best albums out on Halloween. The Starting 5:- Snocaps (Katie and Allison Crutchfield), s/t- Guided By Voices, Thick Rich and Delicious- Chat Pile & Hayden Pedigo, In The Earth Again- keiyaA, hooke's law- Anna von Hausswolff, IconoclastsThe Lightning Round:- Florence + The Machine, Everybody Scream- The Charlatans, We Are Love- Saintsenaca, Highwalllow & Supermoon Songs- Hilary Woods, Night CRIÚ- Lily Lyons, Re-Open The WorldSee the long list of albums out Oct. 31 and sample dozens of them via our New Music Friday playlist on NPR.org. Follow Julie Bee's weekly Marfa Public Radio show on Mixcloud.Credits:Host: Stephen ThompsonGuest: Julie Bee, Marfa Public RadioAudio Producer: Noah CaldwellDigital Producer: Elle MannionEditor: Otis HartExecutive Producer: Suraya MohamedLearn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

On Today's Episode –Hello again everyone…today we welcome back Bonner Cohen who is going to talk to us about Climate issues and the Supreme Court. But first, Mark tells us how we could fix the healthcare issues in about a weekend. Our FDA is an armed enforcement bureau for big pharma.We then hop into Dr. Cohen's topic…great stuff.Tune in for all the Fun Topic-https://www.cfact.org/2025/09/26/supreme-court-must-halt-states-climate-shakedowns/ Bonner R. Cohen is a senior policy analyst with the Committee for a Constructive Tomorrow, where he concentrates on energy, natural resources, and international relations. He also serves as a senior policy adviser with the Heartland Institute, senior fellow at the National Center for Public Policy Research, and as adjunct scholar at the Competitive Enterprise Institute. Articles by Dr. Cohen have appeared in the Wall Street Journal, Forbes, Investor's Business Daily, New York Post, Washington Times, National Review, Philadelphia Inquirer, Detroit News, Atlanta Journal-Constitution, Miami Herald, and dozens of other newspapers in the U.S. and Canada. He has been interviewed on Fox News, CNN, Fox Business Channel, BBC, BBC Worldwide Television, NBC, NPR, N 24 (German language news channel), Voice of Russia, and scores of radio stations in the U.S. Dr. Cohen has testified before the U.S. Senate committees on Energy & Natural Resources and Environment & Public Works as well as the U.S. House committees on Natural Resources and Judiciary. He has spoken at conferences in the United States, United Kingdom, Germany, and Bangladesh. Dr. Cohen is the author of two books, The Green Wave: Environmentalism and its Consequences (Washington: Capital Research Center, 2006) and Marshall, Mao und Chiang: Die amerikanischen Vermittlungsbemuehungen im chinesischen Buergerkrieg (Marshall, Mao and Chiang: The American Mediations Effort in the Chinese Civil War) (Munich: Tuduv Verlag, 1984). Dr. Cohen received his B.A. from the University of Georgia and his Ph.D. – summa cum laude – from the University of Munich.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In today's episode, "King of Horror" Stephen King reflects on his sobriety, the sequel to The Shining and a novel he co-wrote with his son. First, The Shining came out in 1980, but King didn't publish the sequel – Doctor Sleep – until more than 30 years later. In a 2013 interview, the author spoke with NPR's David Greene about revisiting his iconic characters. Then, King and his son Owen co-wrote Sleeping Beauties after Owen approached his father with an idea for the book's premise. In today's episode, we revisit a 2017 conversation between the father-son duo and NPR's Mary Louise Kelly.To listen to Book of the Day sponsor-free and support NPR's book coverage, sign up for Book of the Day+ at plus.npr.org/bookofthedayLearn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

"I kinda hate it when people say writing is fun," says Jack Rodolico, author The Atavist original "The Blue Book Burglar."Today we feature Jack Rodolico, who is a bit of an audio maven, but he comes to us hot off the Atavist presses to talk about "The Blue Book Burglar: The Social Register was a who's who of America's rich and powerful— the heirs of robber barons, scions of political dynasties, and descendants of Mayflower passengers. It was also the perfect hit list for the country's hardest-working art thief."It's a fun, rollicking read, not too heavy, not really heavy at all, merely a great caper.Batting leadoff is lead editor Jonah Ogles, so we talk about his side of the table about what less experienced writers can learn about pitching the Atavist and how Jonah worked with Jack to fix the structure of the piece. As always, really rich stuff from the editing side of things.A bit more about Jack Rodolico, the dude's got it going on … His work has appeared in The Boston Globe, NPR, 99% Invisible, and NHPR … He's earning an MFA in fiction, and that's really helping him with his nonfiction writing, as you'll hear in a moment.You can learn more about Jack at his website journalistjack.com. In this conversation we talk about his Atavist piece, writing fiction, earning trust, why you can't pay sources for information, how he organizes his research and cites his work, beginnings and endings, and how he didn't necessarily want to be a journalist, rather he wanted to be a writer.Order The Front RunnerNewsletter: Rage Against the AlgorithmWelcome to Pitch ClubShow notes: brendanomeara.com

Today, we're featuring an episode from NPR's science podcast Short Wave. In it, host Regina G. Barber talks to computer scientist Ilia Shumailov about maybe the buzziest topic around: AI. I'm sure you know AI models like OpenAI's ChatGPT are trained on millions of examples of human-written text. Nowadays, a lot of content on the Internet is written by these generative AI models. That means that AI models trained now may consume their own synthetic content and suffer the consequences. What's the harm? Find out with this episode of Short Wave.Follow NPR's Short Wave podcast on Apple Podcasts and Spotify for more episodes like this, featuring new discoveries, everyday mysteries and the science behind the headlines.Listen to every episode of Short Wave sponsor-free and support our work at NPR by signing up for Short Wave+ at plus.npr.org/shortwave.Interested in learning more about upcoming TED events? Follow these links:TEDNext: ted.com/futureyou Hosted on Acast. See acast.com/privacy for more information.

Synopsis-  US Cities Under Siege: National Guard Deployed Despite Local Opposition: Congresswoman Pramila Jayapal and Marine veteran Janessa Goldbeck join us to discuss the implications of Trump's actions and what Congress, veterans, and the public can do to stop the militarization of American cities.This show is made possible by you! To become a sustaining member go to LauraFlanders.org/donateDescription:  The U.S. military is sworn to serve the Constitution, but that's getting complicated under Donald Trump. The President has deployed National Guard troops to half a dozen U.S. cities against the wishes of local officials and ICE agents are roaming around communities acting under unclear rules. Now the President is threatening to invoke the Insurrection Act. What difference would that make? Laura's guests are U.S. House Representative Pramila Jayapal and Marine veteran Janessa Goldbeck, who say it's time to reject authoritarianism and uphold the Constitution. Congresswoman Jayapal is the Ranking Member of the House Judiciary Subcommittee on Immigration Integrity, Security, and Enforcement and represents Washington State's 7th Congressional District. She has been at the forefront of congressional oversight and opposition to the Trump administration's immigration policies. Captain Goldbeck is CEO of Vet Voice, a national nonprofit that mobilizes veterans and military families to shape American democracy and defend the values they swore to protect. What can Congress, veterans and the general public do to stop the militarization of our cities? Join us for this powerful conversation, plus a commentary on the other times that the U.S. government has turned its military inward.“What we're seeing now is the president attempting to reshape the U.S. military into a tool of his own domestic political control . . . And then to deploy uniformed service members and the National Guard across the country against the wishes of local elected leaders . . . I feel a lot of sadness and frustration on behalf of those who are serving in uniform today who are being put into this very partisan political position by the United States president.” - Janessa Goldbeck“What law enforcement should be doing — of any kind, whether it's ICE, National Guard, whoever — is trying to deescalate. What we clearly see this set of military actors doing is escalate, right? When you crack down brutally, when you shoot a rubber bullet at a faith leader in Chicago, or when you violently push someone down to the ground, who by the way happens to be the father of three U.S. Marines . . . I think that is really an attempt to suppress any kind of dissent.” - Rep. Pramila JayapalGuests:•  Captain Janessa Goldbeck: Marine Corps Veteran; CEO, Vet Voice Foundation•  Congresswoman Pramila Jayapal: D-WA, 7th Congressional DistrictFull Conversation Release: While our weekly shows are edited to time for broadcast on Public TV and community radio, we offer to our members and podcast subscribers the full uncut conversation. These audio exclusives are made possible thanks to our member supporters.Watch the special report on YouTube; PBS World Channel November 3rd, and on over 300 public stations across the country (check your listings, or search here via zipcode). Listen: Episode airing on community radio November 6th  (check here to see if your station is airing the show) & available as a podcast.RESOURCES:Related Laura Flanders Show Episodes:•  Another January 6 Insurrection? 'War Game' Film Asks if We're Ready: Watch / Listen:  Episode Cut and Full Uncut Conversation•  Community Safety in a Time of Insurrection: Watch / Listen:  Episode Cut•  Inside the MAGA Movement: What Happens Now?:  Watch / Listen:  Episode Cut and Full Uncut Conversation Related Articles and Resources:•  The Resistance Lab, grassroots trainings led by Pramila Jayapal and thought leaders from across the movement. •  Pentagon orders states' national guards to form ‘quick reaction forces' for ‘crowd control' by Aaron Glantz, October 29, 2025, The Guardian•  Congresswoman Pramila Jayapal at No Kings protest Seattle:  ‘We are the people's movement that will save our democracy', October 18, 2025 - Watch - King5.com•  Former Military Leaders Decry National Guard Deployment in Illinois, by Hannah Meisel, Capitol News Illinois, October 16, 2025, WTTW-PBS•  Where has Trump suggested sending troops?  In cities run by Democratic mayors, by Juliana Kim, October 16, 2025, NPR•. We Found That More Than 170 U.S. Citizens Have Been Held by Immigration Agents.  They've Been Kicked, Dragged and Detained for Days. by Nicole Foy & photography by Sarahbeth Maney,  October 16, 2025, ProPublica•. Trump open to invoking the Insurrection Act, by Irie Sentner, October 6, 2025, Politico•  FAQ on Refusing Illegal Orders, by JMB, June 18, 2025, Military Law Task Force Full Episode Notes are located HERE.Music Credit: original sound design by Jeannie HopperSupport Laura Flanders and Friends by becoming a member at https://www.patreon.com/c/lauraflandersandfriends Laura Flanders and Friends Crew: Laura Flanders-Executive Producer, Writer; Sabrina Artel-Supervising Producer; Jeremiah Cothren-Senior Producer; Veronica Delgado-Video Editor, Janet Hernandez-Communications Director; Jeannie Hopper-Audio Director, Podcast & Radio Producer, Audio Editor, Sound Design, Narrator; Sarah Miller-Development Director, Nat Needham-Editor, Graphic Design emeritus; David Neuman-Senior Video Editor, and Rory O'Conner-Senior Consulting Producer. FOLLOW Laura Flanders and FriendsInstagram: https://www.instagram.com/lauraflandersandfriends/Blueky: https://bsky.app/profile/lfandfriends.bsky.socialFacebook: https://www.facebook.com/LauraFlandersAndFriends/Tiktok: https://www.tiktok.com/@lauraflandersandfriendsYouTube: https://www.youtube.com/channel/UCFLRxVeYcB1H7DbuYZQG-lgLinkedin: https://www.linkedin.com/company/lauraflandersandfriendsPatreon: https://www.patreon.com/lauraflandersandfriendsACCESSIBILITY - The broadcast edition of this episode is available with closed captioned by clicking here for our YouTube Channel

For decades, the U.S. has been the single biggest source of remittances worldwide. A remittance is a transfer of money, typically from an immigrant to their family in their country of origin. But we are in the middle of a big, loud and very public immigration crackdown on those who are here without legal status. And that crackdown is disrupting the global remittance market. People who have come to the U.S. from a handful of countries — especially some Central American countries — have been sending more money back to their countries of origin. And it's a bit of a puzzle because … you might think the opposite would be the case.As immigration plummets, we try to figure out why remittances are surging in some countries, and not others. And we learn why a surge in money sent home inspires joy — but also fear.Pre-order the Planet Money book and get a free gift. /  Subscribe to Planet Money+Listen free: Apple Podcasts, Spotify, the NPR app or anywhere you get podcasts.Facebook / Instagram / TikTok / Our weekly Newsletter.Register here for our live Zoom event about our board game project on November 1st.This episode was hosted by Erika Beras and Greg Rosalsky. It was produced by Luis Gallo with help from Sam Yellowhorse Kesler. It was edited by Marianne McCune with fact-checking help from Sierra Juarez. It was engineered by Patrick Murray. Alex Goldmark is Planet Money's executive producer.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

For longtime fans of this show, here's a name you know: Sam Sanders. Before Brittany, Sam was the host of It's Been A Minute, and recently Brittany ran into Sam at an event. The two got to talking and came up with an an idea...what if Brittany came on Sam's new show, KCRW's The Sam Sanders Show? And then...what if they brought all of you longtime IBAM fans the podcast multiverse event of the season to this feed?!That's how we got here. In this special bonus episode, Sam, Brittany, and Tre'vell Anderson rank the best spooky season films of all time and talk through their pop culture hot takes. Follow Brittany Luse on Instagram: @bmluseFor handpicked podcast recommendations every week, subscribe to NPR's Pod Club newsletter at npr.org/podclub.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

My conversation with Ophira starts at about 41 minutes after headlines and clips Subscribe and Watch Interviews LIVE : On YOUTUBE.com/StandUpWithPete ON SubstackStandUpWithPete Stand Up is a daily podcast. I book,host,edit, post and promote new episodes with brilliant guests every day. This show is Ad free and fully supported by listeners like you! Please subscribe now for as little as 5$ and gain access to a community of over 750 awesome, curious, kind, funny, brilliant, generous soul Ophira Eisenberg is a Canadian-born standup comedian, writer, and host. She hosted NPR's comedy trivia show Ask Me Another for 9-years, where she interviewed and played silly games with hundreds of celebrities including Sir Patrick Stewart, Awkwafina, Rosie Perez, Yo-Yo Ma, Bob The Drag Queen, Nick Kroll, Chelsea Handler, Jim Gaffigan, Michael C. Hall, and so many others. As a comic and a parent to a 6-year-old, Ophira is the host of the new comedy podcast Parenting Is A Joke co-produced by iHeart Radio and Pretty Good Friends Productions. The show launches on October 18th. She can be seen live, regularly headlining across the United States, Canada, and Europe delivering her unique blend of standup and storytelling to a loyal fan base of smart, irreverent comedy lovers. She has appeared at Montreal's Just for Laughs Festival, The New Yorker Festival, The New York Comedy Festival, Moontower Comedy Festival, Bumbershoot, The Nantucket Film Festival, Women in Comedy Festival and more. Her new comedy album at special Plant-Based Jokes is available on iTunes and is streaming now on YouTube. Lauded as "hilarious, high risk, and an inspiration," Ophira filmed her comedy special Inside Joke, when she was 8½ months pregnant. The show's material revolves around how she told everyone that she was never going to have kids, and then unexpectedly found herself expecting at "an advanced maternal age." Her other comedy albums, Bangs! and As Is She has appeared on Comedy Central, This Week at The Comedy Cellar, Kevin Hart's LOL Network, HBO's Girls, Gotham Live, The Late Late Show, The Today Show, and VH-1. The New York Times called her a skilled comedian and storyteller with "bleakly stylish" humor. She was also selected as one of New York Magazine's "Top 10 Comics that Funny People Find Funny," and hailed by Forbes.com as one of the most engaging comics working today. Ophira is a regular host and teller with The Moth and her stories have been featured on The Moth Radio Hour and in two of The Moth's best-selling collections, including the most recent New York Times Bestseller: How To Tell A Story: The Essential Guide to Memorable Storytelling from The Moth. Ophira's first book, Screw Everyone: Sleeping My Way to Monogamy (Seal Press), is a comedic memoir about her experiments in the field as a single woman, traveling from futon to futon and flask-to-flask, gathering data, hoping to put it all together and build her own perfect Frankenmate. It was optioned for a feature film. She is also sought after as a brilliant interviewer and moderator, and has interviewed dozens of celebrities, writers, and actors including Neil Gaiman at New York's Town Hall; Jane Curtain, Anne Beatts, Heather Gardner, Sudi Green, Alysia Reiner, Jeanne Tripplehorn, David Crane, Jeffrey Klerik at The Nantucket Film Festival; Eugene Levy, Catherine O'Hara, Daniel Levy and Annie Murphy at the 92nd Street Y; and Nell Scovell and Sloane Crosley at The Mark Twain House. Originally from Calgary, Alberta, Canada, Ophira graduated with a Cultural Anthropology and Theater degree from McGill University. She now lives in Brooklyn, NY where she is a fixture at New York City's comedy clubs including the Comedy Cellar, Gotham Comedy Club, New York Comedy Club and Carolines, as well as Brooklyn's famed performance venues The Bell House, Union Hall, and Littlefield. She resides with her husband and son where she can regularly be seen drinking a ton of coffee. Pete on Blue Sky Pete on Threads Pete on Tik Tok Pete on YouTube Pete on Twitter Pete On Instagram Pete Personal FB page Stand Up with Pete FB page Gift a Subscription https://www.patreon.com/PeteDominick/gift Send Pete $ Directly on Venmo All things Jon Carroll Buy Ava's Art Subscribe to Piano Tuner Paul Paul Wesley on Substack Listen to Barry and Abigail Hummel Podcast Listen to Matty C Podcast and Substack Follow and Support Pete Coe Hire DJ Monzyk to build your website or help you with Marketing

My conversation with Ophira starts at about 41 minutes after headlines and clips Subscribe and Watch Interviews LIVE : On YOUTUBE.com/StandUpWithPete ON SubstackStandUpWithPete Stand Up is a daily podcast. I book,host,edit, post and promote new episodes with brilliant guests every day. This show is Ad free and fully supported by listeners like you! Please subscribe now for as little as 5$ and gain access to a community of over 750 awesome, curious, kind, funny, brilliant, generous soul Ophira Eisenberg is a Canadian-born standup comedian, writer, and host. She hosted NPR's comedy trivia show Ask Me Another for 9-years, where she interviewed and played silly games with hundreds of celebrities including Sir Patrick Stewart, Awkwafina, Rosie Perez, Yo-Yo Ma, Bob The Drag Queen, Nick Kroll, Chelsea Handler, Jim Gaffigan, Michael C. Hall, and so many others. As a comic and a parent to a 6-year-old, Ophira is the host of the new comedy podcast Parenting Is A Joke co-produced by iHeart Radio and Pretty Good Friends Productions. The show launches on October 18th. She can be seen live, regularly headlining across the United States, Canada, and Europe delivering her unique blend of standup and storytelling to a loyal fan base of smart, irreverent comedy lovers. She has appeared at Montreal's Just for Laughs Festival, The New Yorker Festival, The New York Comedy Festival, Moontower Comedy Festival, Bumbershoot, The Nantucket Film Festival, Women in Comedy Festival and more. Her new comedy album at special Plant-Based Jokes is available on iTunes and is streaming now on YouTube. Lauded as "hilarious, high risk, and an inspiration," Ophira filmed her comedy special Inside Joke, when she was 8½ months pregnant. The show's material revolves around how she told everyone that she was never going to have kids, and then unexpectedly found herself expecting at "an advanced maternal age." Her other comedy albums, Bangs! and As Is She has appeared on Comedy Central, This Week at The Comedy Cellar, Kevin Hart's LOL Network, HBO's Girls, Gotham Live, The Late Late Show, The Today Show, and VH-1. The New York Times called her a skilled comedian and storyteller with "bleakly stylish" humor. She was also selected as one of New York Magazine's "Top 10 Comics that Funny People Find Funny," and hailed by Forbes.com as one of the most engaging comics working today. Ophira is a regular host and teller with The Moth and her stories have been featured on The Moth Radio Hour and in two of The Moth's best-selling collections, including the most recent New York Times Bestseller: How To Tell A Story: The Essential Guide to Memorable Storytelling from The Moth. Ophira's first book, Screw Everyone: Sleeping My Way to Monogamy (Seal Press), is a comedic memoir about her experiments in the field as a single woman, traveling from futon to futon and flask-to-flask, gathering data, hoping to put it all together and build her own perfect Frankenmate. It was optioned for a feature film. She is also sought after as a brilliant interviewer and moderator, and has interviewed dozens of celebrities, writers, and actors including Neil Gaiman at New York's Town Hall; Jane Curtain, Anne Beatts, Heather Gardner, Sudi Green, Alysia Reiner, Jeanne Tripplehorn, David Crane, Jeffrey Klerik at The Nantucket Film Festival; Eugene Levy, Catherine O'Hara, Daniel Levy and Annie Murphy at the 92nd Street Y; and Nell Scovell and Sloane Crosley at The Mark Twain House. Originally from Calgary, Alberta, Canada, Ophira graduated with a Cultural Anthropology and Theater degree from McGill University. She now lives in Brooklyn, NY where she is a fixture at New York City's comedy clubs including the Comedy Cellar, Gotham Comedy Club, New York Comedy Club and Carolines, as well as Brooklyn's famed performance venues The Bell House, Union Hall, and Littlefield. She resides with her husband and son where she can regularly be seen drinking a ton of coffee. Pete on Blue Sky Pete on Threads Pete on Tik Tok Pete on YouTube Pete on Twitter Pete On Instagram Pete Personal FB page Stand Up with Pete FB page Gift a Subscription https://www.patreon.com/PeteDominick/gift Send Pete $ Directly on Venmo All things Jon Carroll Buy Ava's Art Subscribe to Piano Tuner Paul Paul Wesley on Substack Listen to Barry and Abigail Hummel Podcast Listen to Matty C Podcast and Substack Follow and Support Pete Coe Hire DJ Monzyk to build your website or help you with Marketing

This week: Filmmaker Alice Wu shares a clever trick to help you finally finish that thing you've been working on, why teenagers are taking over the comments sections of old podcast episodes, and the origins of the phrase “steal your thunder”. Plus we continue in our quest to be your out of office emergency contact.You can email your burning questions to howto@npr.org.How To Do Everything won't live in this feed forever. If you like what you hear, scoot on over to their very own feed and give them a follow.How To Do Everything is available without sponsor messages for supporters of Wait Wait…Don't Tell Me+, who also get bonus episodes of Wait Wait Don't…Tell Me! featuring show outtakes, extended guest interviews, and a chance to play an exclusive WW+ quiz game with Peter! Sign up and support NPR at plus.npr.org.How To Do Everything is hosted by Mike Danforth and Ian Chillag. It is produced by Heena Srivastava and Schuyler Swenson. Technical direction from Lorna White.******(Once again) after listening:“I am OOO from (INSERT DATES HERE). For any urgent concerns, please email Mike and Ian at howto@npr.org. Please bear in mind that Mike and Ian don't know anything about anything and their help may in fact make your urgent concern worse, but they did promise to answer any email they get from this out of office message.”Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

What can we all learn from stories of men trying to find friends...and failing?Men in real life - and in the movies - are trying to figure out how to be friends. There's been a lot of talk alleging lonely men are the cause of cultural tensions, and Hollywood has caught on (despite a similar number of women saying they are lonely, too!). Several films this year depict how society leads men into fraught, messy friendships. So, what can we all learn from toxic (or good!) friendships between men?Brittany is joined by NPR arts and culture reporter Neda Ulaby and IndieWire awards editor Marcus Jones to dig into it.Follow Brittany Luse on Instagram: @bmluseFor handpicked podcast recommendations every week, subscribe to NPR's Pod Club newsletter at npr.org/podclub. Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Like haunted houses? Scientists do! That's because they're an excellent place to study how humans respond to – and even actively seek out – fear. In an immersive threat setting, as opposed to a carefully controlled lab, researchers can learn a lot about what scares people, why and how additional factors (like the presence of friends) might affect our experiences.So what have they learned? What determines a good scare versus a bad one? And what's the evolutionary reason for all of this, anyway? In today's episode, producer Hannah Chinn heads to the haunted house in search of answers.Have a seasonal science question you want us to investigate on the next Nature Quest? Email us your question at shortwave@npr.org.Listen to every episode of Short Wave sponsor-free and support our work at NPR by signing up for Short Wave+ at plus.npr.org/shortwave.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy