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The Scissor-tailed Flycatcher nests in the open country of Texas, Oklahoma, and the south-central region. It's an elegant bird with a slender, deeply forked tail longer than its body. Agile in flight, it can spread and fold its tail, altering the surface area, like an extra pair of wings. When displaying to a female, the male dives again and again, opening and closing his tail. He may even perform a reverse somersault, flashing his pink sides and that long streamer of a tail. ¡Escuche este episodio en BirdNote en Español! More info and transcript at BirdNote.org. Want more BirdNote? Subscribe to our weekly newsletter. Sign up for BirdNote+ to get ad-free listening and other perks. BirdNote is a nonprofit. Your tax-deductible gift makes these shows possible. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Show Notes This week on MSB: the third of our dedicated Yugoslavia episodes! In this installment, we look at two Croatian members of Peter II's royal government, Vladko Maček and Ivan Šubašić, who spent their careers struggling in vain to find a compromise between Serbian ambition and Croatian independence. The war would catapult one to a position of power he never expected and cast the other into the depths of despair. Ready? Go! Show notes to come. Mobile Suit Breakdown is written, recorded, and produced within Lenapehoking, the ancestral and unceded homeland of the Lenape, or Delaware, people. Before European settlers forced them to move west, the Lenape lived in New York City, New Jersey, and portions of New York State, Pennsylvania, Delaware, and Connecticut. Lenapehoking is still the homeland of the Lenape diaspora, which includes communities living in Oklahoma, Wisconsin, and Ontario. You can learn more about Lenapehoking, the Lenape people, and ongoing efforts to honor the relationship between the land and indigenous peoples by visiting the websites of the Delaware Tribe and the Manhattan-based Lenape Center. Listeners in the Americas and Oceania can learn more about the indigenous people of your area at https://native-land.ca/. We would like to thank The Lenape Center for guiding us in creating this living land acknowledgment. You can subscribe to Mobile Suit Breakdown for free! on fine Podcast services everywhere and on YouTube, visit our website GundamPodcast.com, follow us on Twitter, Instagram, and Facebook, or email your questions, comments, and complaints to gundampodcast@gmail.com. Mobile Suit Breakdown wouldn't exist without the support of our fans and Patrons! You can join our Patreon to support the podcast and enjoy bonus episodes, extra out-takes, behind-the-scenes photos and video, MSB gear, and much more! The intro music is WASP by Misha Dioxin, the recap music Window by 1000 Handz, and the outro is Long Way Home by Spinning Ratio, all licensed under Creative Commons CC BY 4.0 licenses. All music used in the podcast has been edited to fit the text. Mobile Suit Breakdown provides critical commentary and is protected by the Fair Use clause of the United States Copyright law. Gundam content is copyright and/or trademark of Sunrise Inc., Bandai, Sotsu Agency, or its original creator. Mobile Suit Breakdown is in no way affiliated with or endorsed by Sunrise, Bandai, Sotsu, or any of their subsidiaries, employees, or associates and makes no claim to own Gundam or any of the copyrights or trademarks related to it. Copyrighted content used in Mobile Suit Breakdown is used in accordance with the Fair Use clause of the United States Copyright law. Any queries should be directed to gundampodcast@gmail.comRead transcript
Steven Rinella and the MeatEater crew discuss: A toxic sulfide mine just outside the Boundary Waters Wilderness gets a thumbs up from Senate Republicans; Oklahoma lets loose its pet deer into the wild; how paddlefish anglers in Missouri are mutilating then releasing fish; a meteor shower; and more. Connect with Steve and The MeatEater Podcast Network Steve on Instagram and Twitter MeatEater on Instagram, Facebook, Twitter, and YouTubeSee omnystudio.com/listener for privacy information.
To mark Earth Day, we asked you to tell us about your favorite places on the planet. You took us to the woods near Traverse City, Michigan, to a lake in Oklahoma, to Long Island Harbor where you spent your summers as a kid. Basking in a sea breeze and admiring a sunset are basic human pleasures. But how do you take these moments and turn them into meaning? How do you pin those feelings down with words? Joining Host Flora Lichtman are two poets who make that attempt for their livelihood: Jane Hirshfield, founder of Poets for Science, and Kimberly Blaeser, founding director of Indigenous Nations Poets and former Wisconsin poet laureate. Guests: Kimberly Blaeser is a poet, founding director of Indigenous Nations Poets, and former Wisconsin Poet Laureate. Jane Hirshfield is a poet, essayist, and translator. She is the author of “Ledger” (Knopf, 2020) and nine other books of poetry. She's based in San Francisco, California. Transcripts for each episode are available within 1-3 days at sciencefriday.com. Subscribe to this podcast. Plus, to stay updated on all things science, sign up for Science Friday's newsletters.
Recho Omondi is the host of The Cutting Room Floor, a popular fashion podcast. We chat with her about Law Roach's lay-flat seat, softmaxxing one's hair with human tears, her false reputation as an intimidating person, the guarded secret of her clipping style, a scene report from the Devil Wears Prada 2 premiere, from Africa to Oklahoma, the pressure to succeed from her father, how little craftsmanship seems to matter in fashion currently, your Dries skirt is arriving soon, and the pains of being dragged by one's audience. instagram.com/thecuttingroomfloor twitter.com/donetodeath twitter.com/themjeans howlonggone.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Wednesday's 7am hour of Mac & Cube started off with Greg revealing he lied to one of his kids as well as the guys looking back at Auburn's and Oklahoma's Spring Games; then, Berry Tramel, who covers Oklahoma for the Tulsa World, tells us where his opinion shifted after their Spring Game, what John Mateer needs to be successful in 2026, and why it's Playoff or Bust for the Sooners; later, AJ McCarron, head coach for your Birmingham Stallions, says why he made those QB changes & named Dorian Thompson-Robinson the starter, how great it was to have that massive crowd at Protective Stadium, and how they plan to move forward & face the DC Defenders; and finally, Greg explains what it takes to learn a new system and become the starter in short time like DTR will for the Stallions. "McElroy & Cubelic In The Morning" airs 7am-10am weekdays on WJOX-94.5!See omnystudio.com/listener for privacy information.
"McElroy & Cubelic In The Morning" airs 7am-10am weekdays on WJOX-94.5!See omnystudio.com/listener for privacy information.
Sarah Isgur and David French push back against the New York Times reporting on the birth of the shadow docket, discuss Justice Sotomayor's apology after criticizing him in personal terms during a speech at the University of Kansas School of Law, and interview Oklahoma Gov. Kevin Stitt about McGirt v. Oklahoma. The Agenda:–The birth of the shadow docket–Who leaked Dobbs?–Justice Sotomayor apologizes to Justice Kavanaugh–Justice Kagan's screaming tantrum–Justice Thomas's talk on the Declaration of Independence–We are the McGirt podcast Order Sarah's book here. Advisory Opinions is a production of The Dispatch, a digital media company covering politics, policy, and culture from a non-partisan, conservative perspective. To access all of The Dispatch's offerings—including access to all of our articles, members-only newsletters, and bonus podcast episodes—click here. If you'd like to remove all ads from your podcast experience, consider becoming a premium Dispatch member by clicking here. Learn more about your ad choices. Visit megaphone.fm/adchoices
Oklahoma principal Kirk Moore sprints toward a would‑be school shooter, tackles him, takes a bullet to the leg, and saves countless students, as the guys celebrate his courage and call for more real‑life protectors, community, and faith over nihilism.
Hour 1: Sarah's boyfriend died. Rest in peace to Alan Osmound. Christina Applegate shares an update on her health issues. D4vd has been charged with first degree murder. Earth Day is tomorrow! Ever think about where “phony” comes from? Vinnie's telling us. You might be able to curb your cravings for junk food by… watching videos about it? Sarah says no, she's heard of advertising. The polar opposite of a cruise to Bermuda… literally. If you could take your pet with you anywhere, would you? Hour 2: Vinnie doesn't think anyone would want fame without fortune. ‘Wednesday' Season 3 is headed to Paris! Why hasn't Sarah watched ‘The Pitt' yet? People Magazine has named their most beautiful woman in the world. Convenient that she has 4 movies out this year also. TMZ is breaking down the financials of what Blake Lively is seeking in her case. Evolution is favoring red heads. Is it Bridezilla behavior to want people to wear a tie to your wedding? Plus, some weird story about bull fighting. Hour 3: Ozzy is no stranger to Survivor after five seasons. Turns out he's also no stranger to San Francisco OR Green Day. He's telling us about the highs and lows of the casting process, playing the game with players like Coach and Cirie, and his watch party on Wednesday at Buzzworks. Plus, Ozzy reveals the biggest controversy on Survivor and his thoughts on $1 Million after inflation. Hopefully Jeff Probst isn't listening! An Oklahoma principal takes on a school shooter. How about an artistic side hustle? Dill pickle oreos - you in? Hour 4: Prince has a new song! So does Beck, but that's not quite as crazy. What stunt is Drake doing with all that ice? Jelly Roll's skin is in the news. Here's how to save years and thousands of dollars on a college degree. Which Pixar movie is definitively the WORST? Which Pixar characters would be on your Mount Rushmore? Plus, When Did That Happen?
Ozzy is no stranger to Survivor after five seasons. Turns out he's also no stranger to San Francisco OR Green Day. He's telling us about the highs and lows of the casting process, playing the game with players like Coach and Cirie, and his watch party on Wednesday at Buzzworks. Plus, Ozzy reveals the biggest controversy on Survivor and his thoughts on $1 Million after inflation. Hopefully Jeff Probst isn't listening! An Oklahoma principal takes on a school shooter. How about an artistic side hustle? Dill pickle oreos - you in?
Joe's Premium Subscription: www.standardgrain.comGrain Markets and Other Stuff Links —Apple PodcastsSpotifyTikTokYouTubeFutures and options trading involves risk of loss and is not suitable for everyone.
Welcome to Roam Hunt Host: Nate Rozeveld Guests: Nick Otto, Mitch Shirk, John Hudspeth On this episode of Roam Hunt, the guys sit down to recap their annual Hog Hunt down in Oklahoma. This is the 3rd year Nate has joined and 4th annual camp John has hosted. It is a great time and has become a can't miss trip for the guys. Through this episode they break down all the hunting leading up to their final evening. There was plenty of spent casing and laughs to go along with this trip. Key Topics Eradication vs Hunting Death Door Patience and sticking to the plan Weapons of choice and tactics Resources & Links: Roam Syndicate Roam Outdoors Podcast Vitalize Seed Ina Store Deer Hunter Synthetics Wildlife Legends Taxidermy Find It Fred Mac's Rustic Sportshop Trusty Arrow ExperienceWild10 at Brenton USA for 10% off entire order on the site FFROAMOUT at Tuo and Blocker for 25% off FFSKEETER25 at White Water for 25% off Keep learning, keep pushing, and get outside! Learn more about your ad choices. Visit megaphone.fm/adchoices
Ep 231 This week, my guest is fellow comedian, and Oklahoma native Liz Carole. She and I discuss Oklahoma, and small town living. We also talk about moving from a small town to chase your dreams, and maybe even a little heated rivalry. Liz and I also have a show this Friday at Twister Comedy in OKC. Follow Liz on IG and Tik Tok https://www.instagram.com/lizcarolew/ https://www.tiktok.com/@lizcarolecomedy
The Cover 3 crew is back with more spring game takeaways from across the country! We break down Ohio State's next potential star at wide receiver, put a grade on Bryce Underwood's latest performance, and highlight why Darian Mensah is turning heads this spring. Plus, we hit key updates from Michigan, Miami, Virginia Tech, Auburn, Texas A&M, Georgia, Oklahoma and more. 0:00 Intro 1:06 Spring games or NFL preseason? 3:38 NCAA recommends earlier start to the season 10:34 Danny's new favorite follow 16:08 Ohio State, Chris Henry Jr. 23:10 Michigan, Bryce Underwood 33:20 Miami, Darian Mensah 40:18 Va Tech, pregame festivities 45:30 Auburn, concerns 47:07 Texas A&M, Daymion Sanford injury 48:40 Vandy, Jared Curtis 49:50 Oklahoma, John Mateer 52:00 Other spring game takeaways 55:00 Programming Note: NFL Draft To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Keith explains how to increase real estate cash flow by appealing and reducing property taxes. Then welcomes high‑energy real estate investor and educator Thach Nguyen. Thach shares his refugee‑to‑multimillionaire story, breaks down his roadmap to retiring with rentals, and explains how ADUs (Accessory Dwelling Units) are transforming both investor returns and affordable housing—especially in Seattle. Resources: Follow @ThachNguyen on Instagram and all major social platforms. Episode Page: GetRichEducation.com/602 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text FAMILY to 66866 Unlock truly passive real estate income—visit flockhomes.com/GRE today to see if your properties qualify for a 721 exchange with Flock Homes. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review" For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold 0:01 Welcome to GRE. I'm your host. Keith Weinhold, talking about how to increase your cash flow by obtaining a successful appeal and reduction in your property taxes. Then real estate personality Thatch Nguyen and I discuss mindset and some creative real estate techniques today on get rich education, Keith Weinhold 0:23 the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com Speaker 1 0:57 You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. Keith Weinhold 1:13 Welcome to GRE from Mount Holly New Jersey to Hollywood, California and across 188 nations worldwide. I'm Keith Weinhold. This is get rich education, and I'm still not wearing Dockers, and I am in Hollywood, California today. More on that later. Among all the major investment classes when it's bought right real estate is the second safest investment class to bonds. Bonds are the safest among them all. Real estate has the highest returns, so it's the second safest and has the highest returns. And that's why it's our focus on this show. But if you want to be in real estate for two years or less, well, then it's likely best to invest elsewhere, at least with long term rentals, because you need time to defray your transaction cost. And for real estate pays five ways to start compounding. Coming up shortly, it's pretty popular real estate personality Thatch Nguyen. He will be here, and I did not know Thatch until recently, when we were introduced by our mutual friend Scott Saunders. And Scott, who I had on the show here a few years ago, is one of the nicest guys you'll ever meet in real estate. Well, besides those high return, low risk real estate attributes. Of course, when you own property directly, you also get a big measure of control if you want it. Now, control comes really with that option A lot of times to get involved and make your real estate investing less passive, just an option, because successful real estate can be as simple as buy and hold, but today we're discussing strategies. If you want to get a little hands on, if you so choose, you can attempt a successful appeal of the amount of property tax that you're paying. And of course, every dollar that you lower your property tax is $1 where you increase your income. And this feels like a germane conversation, since tax day in the USA was just last week. Ah, yes, property tax, hmm, it's like a version of the government charges you rent on your own property in perpetuity. That's what it is. And before I get into how to potentially get your property tax lowered, property taxes are under pressure. Some states are still making their serious push to completely eliminate the property tax, namely in Florida, Texas and Indiana. Those are three of the front running states, probably the big three. And I won't get into all of that again, because I devoted an episode segment to that topic a few months back. Others are considering elimination too, Georgia, North Dakota, Pennsylvania, Ohio, Oklahoma, South Dakota, but it's just more talk than anything in those six states. Now, if a state undertook property tax abolition, it would probably only apply to owner occupied property, homeowners or voters, and those property values would soar. But these new comparables, what they could do, in turn, is lift the value of your out of state rental property as well, because you could always sell your investment property to an owner occupant. But in my opinion, no state is going to eliminate the property tax. I mean, sheesh, it's kind of like trying to eliminate gravity. It's just too hard to replace the revenue from elsewhere. Schools, police and fire and infrastructure heavily rely on property tax, so instead, what's realistic is a tax cap, a ceiling on the amount of property tax that you pay, and with an income producing property of course, your tenant essentially pays the property tax for you now, even before buying a property or for one that you already own, the most accurate way you can check the tax amount for your exact address is on the county assessor's website. Keith Weinhold 5:38 The next best places are listing websites like Zillow and Redfin. This is all public information. The way to find a county assessor's website for your property is with a simple four word search. What you should google is the county name, and then the words assessor property search, those are the only four words that you need. And then what if you discover that you're paying more than you are for nearby, similar properties? Oh, well, there we go. That's a sign that you're over paying. You can usually file an appeal form at the same website. And before we talk about how to do it, realize that only about 5% of property owners ever file an appeal, and in a bit, I'll tell you what your percent chance for success is at lowering your property tax, your chances of it being lowered. So if you believe that you have a case for lower property taxes, first, it helps to know what you're arguing. And this is important, it's something that can trip you up. You're actually not arguing that taxes are too high. You're arguing my property is overvalued compared to the market. That's it. That's your basis of contention. Yeah, if you walk in talking about things like fairness or inflation or government spending, then you've already lost the county assessor's office isn't the place for your best rant on how fiat currency is garbage or something like that. Now you might not even have to physically walk in anywhere today. Sometimes you can get your appeal rewarded informally. Other times you go before what's called a Board of Equalization in most places and in person, hearings have become less common. Video calls have become quite a bit more common since the pandemic, but you want to review your property details with them. You want to be sure to point out if there's incorrect square footage or the wrong lot size, or missing depreciation, or condition issues or upgrades that are overstated and even small errors can swing your value by 10s of 1000s of dollars and then, and it's whether this is with rental property or with your own home build your comparables Like an investor, not a homeowner, because this is really where you win or lose. You need three to five strong comparable sales in the same neighborhood, or really close ones that sold recently, ideally within the last six months, and they should be of a similar size and age and condition. And then make adjustments. Inferior comps support a lower value. And we don't just want to cherry pick garbage comps. We want to keep it credible, and then for your best chance of getting your property tax lowered, find your angle, and really this is your leverage point. Most winning appeals hinge on one clear argument, either a condition gap, meaning that your property is worse than the comps are, or it's an argument like market timing, and this is if values have softened since the assessment date, or the income approach for rentals. Therefore it's the value based on noi, not emotion. You could take that track or other external issues like noise or location drawbacks or obsolescence, so only pick one of those four primary arguments here, condition, gap, market timing, the income approach or external issues and document everything. This is really where you separate yourself. You want to show photos and have them dated and be clear and honest. Nothing dramatic there repair estimates or contractor bids, inspection reports, rent rolls or income statements. So you're not telling a story. You're presenting evidence this way, and be sure to package it cleanly. This matters more than you think. Assessors see sloppy appeals all day. So you're going to stand out by being organized and concise, like a one to two page summary and some exhibits, and keeping it professional meaning, no emotional language, so you're making it clean and easy for them to agree with you, and this is the place to be. Calm and not combative. It isn't a debate club. It's the right form to be respectful, stick to facts, not interrupt and not get defensive, because the person across from you, they actually did not set your rate, they didn't set your tax rate, they're evaluating your evidence, and then it's helpful for you to know the likely outcome. You don't need a gigantic win, even a five to 10% reduction, that can mean 1000s saved over your life of owning the property. You want to remember that some jurisdictions are more flexible than others, and if you're denied informally, like just doing it online, then you can often escalate your property a tax appeal to a board review. And this is a long game, not every swing is going to end up in a base hit. Investors have an advantage. If you own rentals, you've really got a stronger argument, because you can use that income based verification like cap rate and noi, you can show actual rent versus market rent, and you can highlight your expenses, and assessors often default to sales comps. So this is how you can shift the frame here. The blunt truth is that when people lose appeals, it's usually because they show up unprepared, or they argue emotionally, or they just don't understand valuation. And so this is one of those rare moments where being methodical is actually better than being smart. 40 to 60% of property tax appeals succeed nationwide, and with professional level prep, you can make that 70 to 80% for a success rate, and the typical result if you win is a 10 to 15% reduction in assessed value. So that can be worth doing. And you know, just like buying your first out of state rental property seems to be the hardest. Making your first property tax appeal seems to be the hardest as well. And there you go a way to reduce your expenses and increase your cash flow. Yes, I am in LA today, West Hollywood, California. Though I do expect to produce some real estate media here. That's not the typical Hollywood type filmmaking that I'm doing, I just happen to be staying in Hollywood, although I do plan to run up to the Hollywood sign and do some fun stuff out at Venice Beach. Later next week, I will be in Las Vegas, and will probably even bring you the show from the Bellagio with a view of the Bellagio fountain. As for this week, let's meet our guest. Keith Weinhold 12:49 This week's guest has an amazingly powerful story. Today. He's quite well known in real estate circles for his high energy in person events, but he came to the United States as a Vietnamese refugee, experienced homelessness early in life, and went on to build a real estate portfolio valued at over $100 million I'm not making light of the fact that he's homeless. Once I started talking about this, he kind of, you know, beat his chest a little bit. He's a high energy, playful guy here, but he's completed more than 1000 real estate projects and transactions through his mentorship program, he's helped 1000s of people build long term Real Estate Wealth with his platform, it's called springboard to wealth, and along the way, he's built a strong audience, with 1.4 million followers on Instagram. Hey, welcome to the show Thatch Nguyen. Thach Nguyen 13:41 I'm honored to be here, my man, I'm honored Keith Weinhold 13:43 to hear, Oh, it's so good to do it Thatch. And before we're done, we'll discuss some actionable tactics. But first, that is just an amazing story to have started from homelessness. I guess I'm most interested to know what you would identify as kind of that turning point from destitution to success. Talk to us about that. Thach Nguyen 14:03 You know, coming from Vietnam, we was a refugee. We left out of the last plane. My dad was a translator for the US Army. Back in the days, military pulled out of South Vietnam during the war, they asked my dad, would you want to leave with us? And so we decided to leave. But of course, my dad, the owner, who actually spoke some bit of English. None of us didn't speak no English. We only had $100 one suitcase for eight of us, gosh, and I was five years old. But if my dad didn't leave, he would have been captured, and then he would have been killed. Because you work for the US government, because it's still, you know, is a communist country, right? And so we left, we came over here, we landed in San Diego, lived in the shelter out there, and then we moved up to Washington State, Seattle, and lived in a shelter there for a few months. And then finally, we lived in a sponsorship house, right, with a guy named Charles Zettler. I graduated from high school in. 88 I went off to fix aviation airplane my two older brother, because they in the aviation business. And then I got a job working for Alaska. But I didn't want to leave to Denver to go work out there, so I decided to stay back. And I went to work at, you know, like, odd job, like at a body shop. I was the dairy manager at a grocery store, like, called Ralph. Was called Safeway, and I was parking car in Chinatown. And I think the pivoting point was, I'm sitting there, and one of my friends says, you know, you would do very well in real estate, yeah, because you have a good energy, you have a good mouthpiece, I think you do well, see, but I didn't hear all that. I heard you get 7% commission checks. Oh, Sign me up. You know what? I think, but I didn't realize quickly, selling real estate, you don't make that kind of money unless you do a lot of volume. I got to real estate. I started doing well in real estate as a agent. But the tipping point, I think, for me, was a mentor named Saul. And Saul said to me, Keith, I know you appreciate this. He said, You can be rich selling real estate for the rest of your life. Yeah, you'll never be wealthy unless you own the real estate, right? And that was the light bulb that came off of me that I need to take the money I make from selling real estate to then Park the money in long term rental. But I didn't quit my real estate. I just bought real estate, rented it, let it ride. And I just kept selling real estate for years. And at the moment I made, the more property I bought. The moment I make, the more property I bought. And then from there, I just start to learn new construction. I start to learn fix and flip. I start to learn about the BRRRR strategy. And then today, you know, we're going to talk more about this. But today, the hot thing is adu and accessory dwelling unit, and that's what I do a lot today is a lot of new construction, a lot of ADUs. Keith Weinhold 16:49 Oh, that's great to hear about your come up. Fetch, yeah, I find it remarkable, too, the amount of people that are in the real estate industry, and they're doing something adjacent to being an investor, which I think is the best place to be. For example, they're a property manager, or they're a mortgage loan officer or the real estate agent, but yet they don't own rental real estate, right? They're so close. How could you not be doing this? Thach Nguyen 17:13 And I say today, because I understand this. Now, if you don't take the active income you make from whatever you do, say, as a real estate agent, then you always trading your time for money for the rest of your life, and you're always on that treadmill and that grind, but you can't get off, because the moment you get off, Keith, you got no income, and you got no passive income either. So you're stuck on this wheel like a hamster that you got to keep running until you old and die. Keith Weinhold 17:40 Well, you know, it's unavoidable to talk about you've got the word mindset on big letters on a hooded sweatshirt that you're wearing right now, so, you know, I think you're touching on it somewhat. But yeah, talk to us more about this mindset and how to break through the barriers. Because most people's connotation with income is merely that they have got to trade their time for dollars. Thach Nguyen 18:01 Of course, you know, mindset is 80% of the result that we want, that we get. Because someone could have a mindset to go, I'm going to be the top real estate agent, and that mindset would drive them to be the top agent for many, many year. But they always trade their time for money so they never get wealthy. I have that mindset because I was selling 100 homes a year in my early 20s. But when Saul said to me, you know one day that when you get into your 40s and your 50s, do you want to keep trading time for money, or do you want to trade your money for time? And see, that's a mindset shift. And of course, who want to be in their 50 Keith with a gun in their head, always trading time for money. And so when I heard that, it shifted the mindset to, you know what, I'm going to make money selling real estate because I need that money, then I'm going to take that money and park it into a rental. So when I get into my 40s and my 50s, I have the option to work or not work, and that was a mindset shift. So owning rental property is a mindset more than a strategy. Keith Weinhold 19:08 I and I think a lot of us, came up with the mindset that, oh, you get wealthy by obtaining a high salary, and then no later, you learn you don't get wealthy through high salaries, especially if wealth equals freedom, you get wealthy through owning assets. So Thatch after you know your homelessness, and you're new to the United States, and you've come up like you described, and you realize that real estate is the way in doing it with a relative amount of passivity, rather than actively being in it as a realtor, you sort of get this roadmap for retiring with rental properties, even from starting at zero like you did. So tell us more about that roadmap to retire with rental properties. Thach Nguyen 19:47 You know, when I started, I had this roadmap where you got to learn what you need to learn about real estate investing, what why do you want to own it? What's the benefit? What would it do for you? At the end of the day, and a lot of that is goals and vision and mindset. For me when I got clear Keith on the knowledge, because I start off with knowledge. And of course, I want to own real estate. But here's the thing I always want to say to people, nobody want to own real estate. Just to own real estate, right? They want to own real estate. So what it would actually do for you. And so for me, I think when I was younger, I was counting the doors, but now I got older and wiser, I count the hours I get to have back. So the mindset for me is that when I got clear what I wanted to do was I wanted, you know, the option of working at work, that I also wanted to retire my mom, my dad, right? And then I also wanted to actually help my kids learn how to do this one day, so that they have the same mindset. So those are the reason I in want to invest in real estate. Of course, have an asset, have a net worth, come along with a secondary so once I understand the knowledge of why I'm doing it, I got this clear vision. I got this horizon. Now I'm inspired to actually go out there and take action. Now the action is, what do I want to buy for me? I started with single family. I started with buying ugly houses and rehabbing and keeping it, and then worked my way into multifamily and apartment building, all doing value add today. So those are my action, right? So I'm inspired. I take the action, I make money doing what I'm doing. But then I asked myself, How many property do I need? But it's not even how many property I need. How much passive income do I need to get out of the rat race? I have the option of working at work. For me, when I was like, 21 years old, I said to myself, I have $30,000 a month in passive income, and I'm debt free. I mean, who couldn't live off 360,000 of you debt free, right? Yeah. So I had to go to go after so many doors based on what the rent is, to accumulate it and then to pay them down so I can be out of the rat race as soon as possible. And once I did that, then I started playing the game accumulation again. So today I have a whole set of properties paid off. That's why I have over 100,000 a month in passive income. But I also got a whole bunch of property paid off yet, which I don't care, because this ought to get paid up by itself anyway. But now I'm playing this game where I'm gonna accumulate more property or trade up at the same time pay down other property I want to pay off, so that when I get into my 60, my 70, a lot of it paid off, and I still got other property. I don't know. I don't mind accumulating, because I love to play the game of real estate. So this is the road map that I you know, that my mentor saw. He's a very wealthy Jewish man that taught me. And today I'm just taking that lived it my own life now I'm just sharing it back to other people Keith Weinhold 22:42 that you said so many interesting things there. I think the most is how you talked about your metric is more outcome based. I think we all think through how many doors we have, and you know, even how much passive income that translates into, but you talked about how many hours you're able to win back way that you can quantify that. Thach Nguyen 23:05 If I ask someone, I go, Hey, how much does it cost you to live personally every month? And most American will probably say, 10,15, 20,000, Max. And I said to them, what have you had that much in passive income? How would you feel? And 99.9% of it were like, my god, that will be amazing. But the problem we all go to the seminar, we see people on stage. They got 100 doors, 200 door. They got 1000 doors. And nobody needs that much to get out of the rat race, right? So I say the most American is, look how much it costs you to live. Look at the lifestyle you live. You have that in passive income, and if you choose to keep working in active income, it's just a cherry on top of the cake. Keith Weinhold 23:47 Yeah, there are so many ways to do it. We talk here about being financially free rather than debt free, and sort of letting leverage and inflation in tenants work to our benefit. But you've got this separate way of doing it. You're listening to get rich education. We're talking with real estate, personality, Thatch Nguyen, more when we come back, including some actionable tactics. I'm your host. Keith Weinhold, Keith Weinhold 24:09 let me throw out a simple idea, sometimes doing nothing with your money is actually a decision. Leaving it parked might feel safe, but over time, purchasing power changes. So the conversation isn't about chasing returns, it's about intentionally placing money somewhere. Freedom, family investments works in real estate people use every day. Housing, senior communities, essential properties, things tied to living and not trends. Their freedom notes offering is built for accredited investors looking for structured income backed by real assets, not speculation. I am an investor with them myself. The Freedom team makes themselves available to walk through their approach, structure and operating philosophy so you can ask questions and determine. Alignment before moving forward, while past performance doesn't guarantee future results, their historical operating philosophy has yielded 100% investor payouts backed by over 20 years of experience. If you want clarity before making any moves, book a clarity call@freedomfamilyinvestments.com or text family to 66 866, text the word family to 66 866. Keith Weinhold 25:31 Flock homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio through a 721, exchange, deferring your capital gains tax and depreciation recapture. It's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721 the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash GRE, that's F, l, O, C, K, homes.com/gre, Caeli Ridge 26:09 this is Ridge lending group's president, Shaylee ridge. Listen to get rich education with Keith Weinhold, and remember, don't quit your Daydream. You Keith, welcome Keith Weinhold 26:27 back to get rich Education. I'm your host, Keith Weinhold we're talking with Thatch win real estate personality, and you know Thatch, on the way up, you've really employed a lot of methods. You're knowledgeable about House hacking and burrs and small multifamily in ADUs. ADUs is something that we haven't talked about here very much. And for those that don't know what that is, we're talking about an accessory dwelling unit, right? Typically, a secondary housing unit on the same lot as a primary residence. You can sort of think of it like a backyard cottage in a lot of cases. So tell us Thatch, what got you into ADUs, Thach Nguyen 27:03 well, Seattle, about five years ago, was one of the first city and state to adapt this Adu, because the biggest problem we have across America is affordable housing, yeah, and a shortage of housing, let alone a shortage of affordable housing. So Seattle came up with, Hey, we will let you. Got built an accessory dwelling unit in the backyard, maximum 800 square feet, but you have to live in the front house to build the back house. Okay? People got excited. They built it so they can rent it in the back. They live in the front house. But then that didn't really solve as much affordable housing for you to buy. It helped with rental. And then about a year, you and a half later, they came over stage shoe to go, you know what? We're gonna allow up to 1000 square feet of adu. But you don't have to live in the front to build the back. Now, people got excited. Investors go, Oh my God, let me go buy a property. Let me go build something. Rent both of these out, right? And then if they want, they could sell the whole entire piece, you know, with somebody, and that was great, but it still wasn't enough. And then about a year you'd have, later, they came up with stage three. They go, You know what? We want to help create more housing for you to buy. So now what we're going to deal with, we're going to actually give people separate APN tax number for the house in the front and the adu in the back, so you can sell off any one of the and by doing that, they value the house as a single family, and they value the back as a single family, so they can comp it like a house, not as a duplex. And that blew the lid off. I mean, in Seattle, that was a game changer. I mean, like builders started coming in, they're buying property. They they building and they selling these. They're making a killer on it. And then show you how much crazy it is. Okay in Seattle, if you buy the house in the front, you gotta get the land the back freak, because it came with the house. We could build 1000 square foot all in it cost us about $400,000 but with a separate parcel number, they comp it as a regular house. So regular houses right about 1000 square feet, they sell for about $700,000 so you build for four is worth seven, and you can actually design it in four months. Get permit, because they have a special line for adu. And then you can build this. You can actually have it all done in one year. So you instantly create massive equity in one deal. But here's a beautiful part of it. In Seattle's expensive city, it's hard to get the 1% rule. You know the 1% rule with, you know 1% of what you pay for a property, a $200,000 house, you get $2,000 for rent with Seattle, a $700,000 house, you get 4000 but the Adu, it only cost us 400,000 but it's worth 700 but my mortgage is based on 400,000 I can write it for four grand, and I meet the 1% rule Now Keith Weinhold 29:52 a way to recent rent to value ratio, right? Thach Nguyen 29:56 So now Adu, they are all. All across America, because two years ago, all the city planners and all the people for other state they came to Seattle for a private, hush, hush meeting to ask Seattle How you guys doing this, and so they can go and copy. So in the last two year, Adu has spread across America like wildfire. Keith Weinhold 30:19 This is great. Tell us more. And of course, it's going to depend on a lot of factors, but tell us more about that cash on cash return that you're getting after stabilization with an adu. Thach Nguyen 30:29 Yeah, it's beautiful. So when you have a property that's worth 700 and it only costs you 400 it has so much equity, the bank will finance 100% of the construction cost, so you don't have to come up with no money. Great. So then if you finance 100% which is 400 right, 400,000 the mortgage only three grand, and you ran for four in Seattle with making positive cash flow with zero down payment. So that's infinite return on your money. Keith Weinhold 30:56 Yes, that's a really beautiful thing to get the infinite return when you don't have any equity left in That's right? Thach Nguyen 31:03 And the thing is, people can do that across America now, but most city right now on stage two, they don't have the APN. But right now, a lot of city right now are on the verge of going from two to three. Right now, I've been going out there buying home that you could actually Burr, make the house in the front. Work make a cash flow. Have the backyard sitting there, and then you can build it anytime. You can build it now, just for the cash flow. Or you can build it when you get the separate APN. So you can get two separate parso You can sell one, keep one. But bottom line is, if I was anybody out there, I'll be buying property. Now, make it work like you would already be buying, but just make sure you get a backyard so you have access to the back. Keith Weinhold 31:46 Okay? So in some situations, using the burr strategy on the primary residence with an adu, burrs, buy, renovate, rent, refinance and repeat, beautiful. Thach Nguyen 31:55 That's what I call the atomic bomb, the burr. Add the adu to the back. Boom. But I'm gonna give your audience something that they can even look forward to. Seattle in November of 2025 this went into stage four. Now in stage four, single family in the front, if the lot's big enough, you can put instead of one, you can put 234, or five property in the back, if the lot's big enough. Keith Weinhold 32:23 Yeah, this is great. I mean, it solves the problem of affordable housing, and it increases the density in a lot of these metro areas. Yes, right, Thatch, it sounds like Seattle's having a good deal of success with the ADUs. How is that when you extrapolate it out nationally, and are there regulatory bottlenecks out there. Thach Nguyen 32:40 The only bottleneck right now is most people right now are in state two, where they can't separate it. So if they buy a burr, they can add the house in the back. They just have to be able to comp it where there's a house and another house in the back. So what they do is they look at two different type of comp. They look at, what does it duplex sell for in the area? They could use that as a comp. Or if this is a 2000 square foot home, and you got another 800 square foot, what's a 2800 square foot home is going for? Because they can be added this to the main house, so they can create the ARV. Does that make sense? Yeah. And the only challenge, challenging is that a city that's new, they have to use comp like duplexes and square foot. It to come up with the ARV. Keith Weinhold 33:23 That's really good. Okay, so Seattle's had these four phases of ADUs, if you will. And then what's next for ADUs? Thach Nguyen 33:30 I think what's gonna happen after phase four is that all these single family one day will all go to multifamily. It's already in multifamily. You got a single family in the front. You can build three in a back. They're all three single family. But technically it's multi unit, right? It's called multi unit, but it's still on single family zoning, because, you know, the bulk of the real estate where I still have land, or the residential, because most commercial, you and I know, they built out on all the land on the lot, so the biggest portion left is the single family. So this is why I've been doing the adu. And I think in the future, Phase Five could be those single family that whole area might get up zoned to multifamily, more density. Keith Weinhold 34:11 Yeah, upzoning, that term for allowing more dense housing term really originated because you're building up vertically, although that doesn't have to be the case every time. And yes, I mean, this is really a great way to solve the affordable housing crunch in the United States. I've seen other cities where single family zoning only was allowed now allows for duplexes. That's a common way to upzone as well and fetch you really often talk about creating affordable housing, like we're discussing here, while you're building wealth. Can you speak to us more about that? You kind of get a give back that way? Thach Nguyen 34:46 Yeah. This is a mindset thing. There's a mindset that says, right? And some people believe it. Some people don't. I love what Zig Ziglar said, Right? Zig. Zig says, If you help enough people get what they want, you eventually get what you want. Yeah. And so. If you go out, then you make enough difference to the world. Take a look at Bill Gates. One day, he probably saying, You know what, I'm going to figure out how to make a computer to actually help your life better, faster, more efficient. And his goal was to do it worldwide. So he solved that problem, and in return, he has massive financial freedom. So for me, real estate isn't just real estate. Real estate what it would do for me as an outcome, real estate also give me an emotional contribution, which is, if I make a difference out there, creating more housing right, to make it more affordable, to make it most of people gonna buy it. What does it do? For me? It will actually fulfill the hierarchy of life, which is contribution. Because once you have money, the only thing that fulfill human being beyond money is life fulfillment. Keith Weinhold 35:48 That's right. I mean, hey, it's a little brash, but in the business world, really no one cares about you until they know how much you can help them. Thach Nguyen 35:56 You got it, brother, you got it right. That's why do you think so many wealthy people do thing in nonprofit world, because at some point it was all about them at the beginning. Now it's about basically giving back. So imagine, on your way going to success, you do both, you make a difference and you benefit also. And it's a more fulfilling journey than a journey just push, push, push and grinding and not taking care of you in the process. Keith Weinhold 36:23 Well, if that's your events, they give you this mentorship platform. And I think you've actually pointed to how mentorship accelerates your own real estate success, even though you're trying to help others first. Thach Nguyen 36:34 Yeah, you know for me, I always knew that the more you learn, the more you earn. And so what? 1995 I met my first mentor, Saul and then I met my other mentor, Mike ferry. And if I'm there, I met Wayne Dyer, who became one of my great mentor, Tony Robbins, Deepak, Chopra, Abraham Hicks, I mean, all these great people, right, that I got exposed to. And today I still have multiple different mentor from fitness mentor, spiritual mentor, business mentor, you know, financial mentor, and they I have regular meeting with these folks, because I want to constantly, always feel I'm growing mentally, emotionally and financially, physically, and I know that the more I learn, the more I can actually make a difference to other people coming behind me Keith Weinhold 37:21 even Michael Jordan had his own team of coaches. Yeah, you see, that's why, that's how we all get better with that, you've really helped so many people with your mentorship, your contribution to the industry. Let our audience know how they can learn more about you. Thach Nguyen 37:36 Yeah, if you gotta go to my Instagram, it's Thatch Nguyen this my name, and you go to YouTube, I drop YouTube every single week. It's my name. Also that's when. And you can find me there. You can find me on Instagram, tik, Tok, Facebook, everywhere. That's where I inspire and empower people all over the world about real estate and mindset. Keith Weinhold 37:54 If that's before, I ask you if you have any last thoughts as you look him up, it's spelled T, H, A, C, H N, G, u, y, e n, fetch. Let us know if you have any closing thoughts. Thach Nguyen 38:04 Yeah, this has been on my mind lately a lot. If you want to be successful at anything, you got to get single minded focus. And I remember when I was in Tony Robbins training, we used to do fire walk a lot. And when you are doing fire walk, you have to get single minded focus. And the only thing that you will focus on is perfect health, perfect health, perfect health. As you walk in across five feet, six feet, seven feet, and you have to really stay focused on perfect health, perfect health, perfect health, perfect health. And if you don't, and I've seen what, people lost their concentration and they burn their feet halfway through. But I also see people so powerful where they can walk halfway stop, bend down, pick up a coal and keep walking. Don't burn because they really focus on single minded focus. So I want to say to everybody, make sure you clear on where you want to buy, what you want to buy, and then once you know where you want to buy, what you want to buy, get focused on your main job is to figure out how to find deals every day, because that's your main job. If you can find deal, you solve all of your personal problem. Keith Weinhold 39:15 I am so with you on the focus of concentration, because diversification is a word that we're fed, and there's something to be said for that. But if you want greatness in anything, you really need to double down and focus. It's sort of like Andrew Carnegie said, put all your eggs in one basket and then watch that basket. Yeah. Well, that's when this has been great. It's been good to have you here on the show. Thach Nguyen 39:35 I appreciate everybody we talk to y'all soon. Peace out. Keith Weinhold 39:44 Yeah, good energy from Thatch Nguyen. He's based in Seattle. When you don't live in an investor advantage area, you have to get creative or scrappy, and he's doing it well, using ADUs and a lot of value add if you're merely investing. Investing on the side, well, then you're probably better off with a turnkey type investment, something that's not quite so hands on, but if you're devoted full time to real estate, then you really have some ideas there that you might want to pick up on. He wore a sweatshirt that says mindset on it during our chat. I like that. I mean, real estate investing isn't all about mindset, but that's surely where it begins for the production team here at GRE that's our sound engineer, bedroom Jampa, who has edited every single episode since 2014 QC and show notes, Brenda Almedares, video lead, brendawali strategy, talimagal, video editor, seroza, KC, and producer me, we'll run it back next week for you. I'm your host. Keith Weinhold, don't quit your Daydream. Speaker 4 40:50 Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively. Keith Weinhold 41:18 The preceding program was brought to you by your home for wealth building get richeducation.com
Oil prices jumped and stock futures fell on renewed Iran conflict, Louisiana gunman fatally shoots eight children, seven of his own, and hero Oklahoma principal Kirk Moore crowned prom king.
Our West Senior Pastor, Seth Swindall, continues week two of our teaching series, The Life of Abraham. Following God isn't always easy, but it's always worth it. In Abraham's story, we see what happens when fear, pressure, and uncertainty lead us to take control instead of trusting God. In this message, Pastor Seth explores the following Scriptures: Genesis 12:1 NET 1 Now the Lord said to Abram, "Go out from your country, your relatives, and your father's household to the land that I will show you. Genesis 12:10-20 NET 10 There was a famine in the land, so Abram went down to Egypt to stay for a while because the famine was severe. 11 As he approached Egypt, he said to his wife Sarai, "Look, I know that you are a beautiful woman. 12 When the Egyptians see you they will say, 'This is his wife.' Then they will kill me but will keep you alive. 13 So tell them you are my sister so that it may go well for me because of you and my life will be spared on account of you." 14 When Abram entered Egypt, the Egyptians saw that the woman was very beautiful. 15 When Pharaoh's officials saw her, they praised her to Pharaoh. So Abram's wife was taken into the household of Pharaoh, 16 and he did treat Abram well on account of her. Abram received sheep and cattle, male donkeys, male servants, female servants, female donkeys, and camels. 17 But the Lord struck Pharaoh and his household with severe diseases because of Sarai, Abram's wife. 18 So Pharaoh summoned Abram and said, "What is this you have done to me? Why didn't you tell me that she was your wife? 19 Why did you say, 'She is my sister,' so that I took her to be my wife? Now, here is your wife. Take her and go!" 20 Pharaoh gave his men orders about Abram, and so they expelled him, along with his wife and all his possessions. – Next Steps Looking to take a next step? We'd love to help you get connected.
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Jared (@CFF_Jared) and Chris (@FFChrisB) are splitting up spring games this week! In today's episode, Jared covers the Power 4 teams from this past weekend, including Michigan, Georgia, Oklahoma, Louisville and so much more! Learn more about your ad choices. Visit megaphone.fm/adchoices
Sergeant Kyle Shoberg is joined by Detective Justin Bridges, filling in for Mark Redlich, as they break down the attempted school shooting at Pauls Valley High School in Oklahoma—where a principal's quick action stopped a potential tragedy. They analyze the suspect, possible motive, and the critical decisions that ended the threat before it escalated. This is a real-world look at how fast these incidents unfold—and what it takes to stop them.
The Southeastern 16 crew reacts to Sunday (and weekend) action in SEC baseball. Winners include Alabama (at Texas), Mississippi State (at South Carolina), Oklahoma (Missouri), Tennessee (Ole Miss), Texas A&M (at LSU) and Vanderbilt (at Kentucky). Southeastern 16 Merch: https://se16.printify.me/ HOMEFIELD https://www.homefieldapparel.com/ ICON WALLETS Use promo code SEC16 for 20% off! https://icon-wallets.com/ ROKFORM Use promo code SEC25 for 25% off! The world's strongest magnetic phone case! https://www.rokform.com/ JOIN OUR MEMBERSHIP Join the "It Just Means More" tier for bonus videos and live streams! Join Link: https://www.youtube.com/channel/UCv1w_TRbiB0yHCEb7r2IrBg/join FOLLOW US ON SOCIAL MEDIA Twitter: https://twitter.com/16Southeastern ADVERTISE WITH SOUTHEASTERN 16 Reach out to se16.caroline@gmail.com to find out how your product or service can be seen by over 200,000 unique viewers each month! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
"Do I have to take these meds forever?" It's the most common question psychiatrists hear, but the answer is rarely a simple yes or no. In this episode, hosts Gabe Howard (living with bipolar) and Dr. Nicole Washington (board-certified psychiatrist) dive into the risks, the realities, and the honest conversations most doctors avoid when it comes to stopping bipolar medication. They break down why "cold turkey" is a recipe for disaster and explain the equally dangerous "hot turkey" otherwise known as restarting a full medication cocktail after a long break. Gabe shares his own journey of switching doctors to find a specialist in titration, illustrating the difference between "Mercedes Benz care" and trying to navigate a "hoopty" ride on your own. Dr. Nicole explains the science of brain receptors, the logistical hurdles of compounding pharmacies, and why the medical community is often resistant to "deprescribing." Listeners Will Learn: · Instead of "stopping" try reframing the conversation as "decreasing reliance" · Why lowering your medication slowly gives you better results · Finding a psych doctor who understands "deprescribing" may take time · A successful, safe medication adjustment can take a year or more—it is a marathon, not a sprint Whether you're struggling with side effects like brain fog and sexual dysfunction or you simply want to feel more in control, this episode offers a roadmap for having an honest, data-driven conversation with your treatment team. Learn why "decreasing reliance" on medication is often a more successful goal than quitting entirely, and how to treat bumps in the road as data points rather than failures. "Most people think stopping meds is like flipping a light switch—on Monday you're on them, and on Tuesday you're not. But in reality, it's a slow, medical taper. It's more accurate to describe this as 'decreasing our reliance' rather than just quitting, so we can actually see what the data tells us." ~Gabe Howard, Host Our host, Gabe Howard, is an award-winning podcast host, author, and sought-after suicide prevention and mental health speaker, but he wouldn't be any of those things today if he hadn't been committed to a psychiatric hospital in 2003.Gabe also hosts Healthline's Inside Mental Health podcast has appeared in numerous publications, including Bipolar magazine, WebMD, Newsweek, and the Stanford Online Medical Journal. He has appeared on all four major TV networks, ABC, NBC, CBS, and FOX. Among his many awards, he is the recipient of Mental Health America's Norman Guitry Award, received two Webby Honoree acknowledgements, and received an official resolution from the Governor of Ohio naming him an “Everyday Hero.” Gabe wrote the popular book, "Mental Illness is an Asshole and other Observations," available from Amazon; signed copies are available directly from the author with free swag included! To learn more about Gabe, or to book him for your next event, please visit his website, gabehoward.com. Our host, Dr. Nicole Washington, is a native of Baton Rouge, Louisiana, where she attended Southern University and A&M College. After receiving her BS degree, she moved to Tulsa, Oklahoma to enroll in the Oklahoma State University College of Osteopathic Medicine. She completed a residency in psychiatry at the University of Oklahoma in Tulsa. Since completing her residency training, Dr. Nicole has spent most of her career caring for and being an advocate for those who are not typically consumers of mental health services, namely underserved communities, those with severe mental health conditions, and high performing professionals. Through her private practice, podcast, speaking, and writing, she seeks to provide education to decrease the stigma associated with psychiatric conditions. Find out more at DrNicolePsych.com. Tell a Friend: Sharing the show with the people we know is how our podcast will grow! Learn more about your ad choices. Visit megaphone.fm/adchoices
More than 400 athletes from over 100 communities gathered in Anchorage, Alaska for this year's Native Youth Olympic games, held April 16-18 at the Alaska Airlines Center. Among them was Mila Neely, a sophomore at Juneau-Douglas High School (Yadaa.at Kalé) in Juneau, Alaska, but for Neely, the competition went beyond physical strength. She is a citizen of the Cherokee Nation, with family roots in Oklahoma, where her ancestors, including her great, great, great, great grandmother, were forced to walk the Trail of Tears. When she was nine years old, she retraced that history alongside her father and great grandfather. “It's kind of indescribable… to just stand where your ancestors stand… when my grandma was walking the Trail of Tears, she was thinking of me.” Neely says that experience continues to shape how she approaches the games. “For the games… especially when I'm doing seal hop… I'll be like, ‘My grandma walked the Trail of Tears, I can make it to the end.’” She also sees connections between Cherokee traditions and Alaska Native values, rooted in community strength. “Our ancestors… they really just wanted other people to do good… because if they didn't do good, their family might go hungry.” For Neely, every event carries a deeper purpose. “I hope I'd be making her proud… trying to make my ancestors proud, and keep our culture alive.” She says she is competing not just for herself, but for the generations who came before her, and those still to come. Turtle Mountain Community College. (Courtesy Wanda Parisien) For the second year in a row, the Trump administration is proposing to end all funding for the nation's tribal colleges and universities (TCUs). As Brian Bull of Buffalo's Fire reports, administrators are rallying against the proposal. The American Indian Higher Education Consortium (AIHEC) has blasted the White House's proposed cuts, saying it is deeply concerned that the Trump budget for Fiscal Year 2027 “does not align with the Administration's stated policies to support rural America and expand access to higher education.” Last year's proposed budget cuts never came to pass, but Wanda Parisien president of Turtle Mountain Community College, in Belcourt, N.D., says this renewed call is a disheartening prospect. “Our programs are gonna be cut, so we're gonna have fewer students because those programs won't be offered. If we have fewer students, we're not going to have the money to pay our instructors. We live in a poverty-stricken area.” Another tribal institution of higher learning is Nueta, Hidatsa, and Sahnish Community College in Fort Berthold. Its president Twyla Baker says she and other administrators will be working with congressional representatives to challenge this proposed cut. “Our representatives are highly cognizant of the fact that we are economic drivers in our communities. The TCUs — we generated $3.8 billion for the U.S. economy and supported over 40,000 jobs in healthcare and government and retail.” Besides the disruption caused, should the cuts to tribal colleges and universities be implemented, tribal administrators say it would be a violation of the federal government's trust and treaty obligation to tribes. Tomi Kay Phillips is president of Sitting Bull College in Fort Yates, N.D. She is cautiously optimistic the funding cut will be thwarted, eventually. “I believe that we will get the funding, it just doesn't make sense for them not to fund us. Y'know, we make do with what we have if we have to. Our ancestors went through worse things. And we will always be okay.” The proposed cut to tribal colleges and universities comes to roughly $160 million and includes TCUs, institutes operated by the Bureau of Indian Education (BIA), technical colleges, and scholarships. It came through the U.S. Interior Department, helmed by former Governor Doug Burgum (R-ND). A request for comment on the proposal to Sec. Burgum was not answered. Get National Native News delivered to your inbox daily. Sign up for our daily newsletter today. Download our NV1 Android or iOs App for breaking news alerts. Check out today’s Native America Calling episode Monday, April 20, 2026 — Native Bookshelf: “Python's Kiss” by Louise Erdrich
Wolf and Luke react to the Phoenix Suns' Game 1 loss to the Oklahoma and MLB.com Arizona Diamondbacks reporter Steve Gilbert.
From the Patriot Mobile studio powered by E|Spaces, the guys dive into a packed episode of Try That In A Small Town. They kick things off by reacting to the latest ACM Award nominations: who belongs, who doesn't, and why politics still run the game. Entertainer, Group, Duo, New Artist, Album, Song, Single, and Musical Event of the Year all get the TTIAST treatment, with plenty of opinions on names like Morgan Wallen, Jason Aldean, Luke Combs, Jelly Roll, Cody Johnson, Megan Moroney, Chris Stapleton, Lainey Wilson, Alabama, Zac Brown Band, Parmalee, and more. Kelly shares a huge personal milestone: after interning for Reba's company back in the 90s, he finally lands his first Reba cut on a song written in 2005. That opens up a conversation about prayer, persistence, and whether Christians should pray about career and business. The guys revisit the backstory of “If I Didn't Love You” (Jason Aldean and Carrie Underwood), from losing a duet slot to writing something ultra-specific on a deadline and watching it connect. In the fan-favorite Dip Shitty-its segment, they unload on Masters “pond jumpers,” public bathroom pee etiquette, clapping when servers drop dishes, trash in urinals, rental car abuse, and more everyday behaviors that drive them crazy. They close with a powerful Small Town Hero story from Pauls Valley, Oklahoma, where a principal charged an armed student, took a bullet, and likely saved lives. It's exactly the kind of “try that in a small town” courage the show was built to highlight. If you like country music, songwriting war stories, small town grit, and unfiltered opinions, this one delivers from front to back. Timed Highlights (Audio): 0:00 E|Spaces and Patriot Mobile studio intro 1:30 New mic arm, setup chatter, and moon-landing clip going viral 4:00 Moon rocks, Soviets, and joking about “disinformation” 5:10 The Brad Paisley song that “wouldn't get cut” in 2026 6:00 Masculinity, political correctness, and “I'm still a guy” lyrics 7:30 Origin story: pink cupcakes at school, church culture, and irritation-fueled writing 10:00 Writing the song with Lee Miller and pitching it to Brad Paisley 11:30 Paisley's issue with singing the word “guy” and nearly losing the cut 13:00 Corporate shows, offended “fancy guys,” and how Kelly softens the bit 14:00 Why fans love their award show breakdowns 14:30 Songwriter of the Year nominees and how political awards can be 15:50 Entertainer of the Year: Luke, Jelly Roll, Cody, Megan, Stapleton, Morgan, Lainey 16:40 Is Megan Moroney really ready for Entertainer of the Year? 17:20 Group of the Year confusion: 49 Winchester, Flatland Cavalry, Red Clay Strays, Old Dominion, Rascal Flatts 18:10 Where are Alabama, Zac Brown Band, and Parmalee? 19:10 Duo of the Year: Brooks & Dunn, Brothers Osborne, Dan + Shay, Thelma and James, Muscadine Bloodline 20:20 Admitting they haven't even heard some nominees, despite being in the business 21:00 New Female Artist: quick thoughts on Avery Anna, Mackenzie Carpenter, Dasha, Caroline Jones, Emily Ann Roberts 21:40 New Male Artist: Gavin Adcock, Vincent Mason, Shaboozey, Hudson Westbrook, Tucker Webb 22:30 Album of the Year: Zach Top, Carter Faith, Riley Green, Morgan Wallen, Parker McCollum 22:55 “If Morgan doesn't win, call BS on the ACMs” 23:50 Song of the Year: Miranda/Stapleton, Megan Moroney, Ella Langley, Zach Top, Lainey Wilson 24:20 Consensus that “Choosing Texas” is massive 25:00 Musical Event of the Year: predicting a big night for Riley Green and Ella Langley 25:40 Single of the Year: Lainey, Cody, Zach Top, Ella, Megan 26:40 Neil missing a Riley Green writers round and golf event 27:30 Neil heading out on the road with Jason Aldean (and staying up late on the bus) 28:40 Original Glory beer and Patriot Mobile spots 30:20 Kelly's answered prayer: Reba cuts his song from 2005 31:10 From Reba intern in the 90s to Reba cut in 2026 32:00 Co-writers Connie Harrington and Brett Beavers and the power of persistence 33:00 How one cut boosts morale and the next few writing days 33:40 Should Christians pray for career and business? 34:30 Praying for ideas, strength, and perseverance vs specific trophies 35:20 The “If I Didn't Love You” story: losing a duet, writing on a mission 36:30 Late-night demo, quick mix, and Aldean's instant reaction 38:00 Lessons in frustration, prayer, and not giving up 39:10 Neil's Reba hit that nudged him from artist lane to full-time writer 40:10 Kelly/Lovelace/Loveless name confusion and growing up with a “girl's name” 41:20 Army nameplate abuse and teasing a future long-form story 42:10 Launching into Dip Shitty-its 42:40 Masters Par 3 “pond jumpers” at Augusta and tradition vs spectacle 44:20 Public bathroom pee etiquette: clean your own mess 46:30 Band life and cleaning up after other people's bad aim 47:40 Clapping when a server drops dishes and why it's mean, not funny 49:30 Gum and trash in urinals and the “not my problem” mentality 50:30 Rental car abuse vs taking care of what isn't yours 51:20 The slow driver with the “Caution: Mowers Ahead” truck and the perfect podcast job 52:30 Small Town Hero: Oklahoma principal tackles armed student, takes a bullet 53:40 “Just do something” instead of filming or running 54:30 Why that kind of courage fits the show's theme 55:30 Bethel Bible Village benefit with John Morgan in Chattanooga 56:30 Final thoughts on ACM noms and Megan Moroney as Entertainer 57:30 Listener call-to-action: subscribe, rate, and leave comments (love or hate) 58:30 Sign-off from TK, Kurt, and K-Low, Patriot Mobile studio powered by E|Spaces ______________________________________________________________________________________________SPONSORS: The Try That in a Small Town Podcast is powered by e|spaces!Redefining Coworking - Exceptional Office Space for Every BusinessBook a tour today at espaces.comFrom the Patriot Mobile studios:Don't get fooled by other cellular providers pretending to share your values or have the same coverage. They don't and they can't!Go to PATRIOTMOBILE.COM/SMALLTOWN or call 972-PATRIOTRight now, get a FREE MONTH when you use the offer code SMALLTOWN.Original Brands - Our original sponsor since the beginning!!Original brands is starting a new era and American domestic premium beer, American made, American owned, Original glory.Join the movement at www.drinkoriginalbrands.comPeacemaker Coffee CompanyFounded by retired police officer/chief Chris Morris, Peacemaker delivers clean, low-acidity coffee while supporting police, firefighters, EMS, military, veterans, teachers, dispatchers, and medical personnel through donations and programs. https://www.peacemakercoffeecompany.com/________________________________________________________________________________________________Follow/Rate/Share at www.trythatinasmalltown.com -For advertising inquiries, email info@trythatinasmalltown.comProduced by Jim McCarthy and www.ItsYourShow.coSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Chuck thinks Steve Sarkisian has to win bigger this season. Chuck and Heath discuss surprising medical news that might explain Garrett Nussmeier's physical issues at LSU last season. Parker Thune of KREF Norman reacts to Oklahoma's spring game.See omnystudio.com/listener for privacy information.
In this continuation episode, Abigail returns to finish telling her truth. What began as a search for closure spirals into a web of uncovered lies, manipulation, and heartbreak—one that stretches across multiple women and cities. She walks us through the chaos of a solo hospital drive, giving birth with no support, uncovering six other women, and facing gaslighting, silence, and legal intimidation. But what shines through is her strength. This is not just a story about betrayal—it's about reclaiming your power, protecting your child, and warning the next woman. This episode is for every woman who's been lied to, ghosted, or made to feel crazy. You're not alone. Abigail's voice might be the reminder you need that your intuition is real—and your story matters. ⚠️ Trigger warning: This episode discusses emotional abuse, pregnancy loss, and coercion. Tune in for laughs, girl chat and simple, tangible advice with your besties because we always have your back! Chapters: 00:00 - The women from Oklahoma, Hawaii, Scottsdale, Utah, and Dallas 01:15 - Driving to the hospital alone and the chaotic labor 03:30 - The moment her son is born 04:40 - Searching for the truth and joining the Facebook group 05:50 - The anonymous post that changed everything 07:00 - The shocking phone call: “I'm pregnant too” 08:20 - Discovering six other women 09:10 - The manipulation, NDAs, and emotional fallout 10:45 - Going public with receipts and the viral post 12:15 - Contacting Tanner's father and drawing the line 14:20 - Restraining orders and legal protections 15:45 - Her legal game plan and the reality of child support 17:40 - Offers to sign NDAs for freedom 18:30 - Advice for other moms and reclaiming power 20:00 - Women supporting women—why Abigail came forward 21:30 - Closing thoughts and Abby's social handles
Sooners Illustrated's Josh Callaway and Tom Green put a bow on Oklahoma's spring camp after the Spring Game on Saturday, break down the latest move by OU Basketball in the transfer portal and recap big home series wins for both OU Softball and OU Baseball. 0:00 - Sooners Illustrated Podcast Ep. 265 1:15 - What did we learn about Oklahoma this Spring? 18:03 - MBB: OU makes pair of transfer portal additions 24:39 - Xzayvier Brown, Kai Rogers announce returns to OU 31:39 - Softball: OU wins heavyweight series vs Arkansas 37:56 - Baseball: OU picks up key sweep over Missouri To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
A 911 call in Tulsa, Oklahoma came in as a possible suicide, but what first responders found told a very different story.Joshua “Josh” Hilberling had fallen 17 stories from a high-rise apartment, and inside that apartment was his wife, Amber Hilberling, who was heard saying, “I pushed him.”What happened between Amber and Josh in those final moments became the center of a case that quickly split opinions: was it self-defense, an accident, or something more?As investigators dug into their relationship, allegations from both sides, and the physical evidence inside the apartment, the story became far more complicated than it first appeared.And even after a conviction, this is one of those cases where people still ask the same question ...What really happened in that apartment?Past episodes mentioned in this case:An Important Conversation About the Hidden Reality of Male Domestic Abuse – The Case of Alex Skeelhttps://murderandlove.com/an-important-conversation-about-the-hidden-reality-of-male-domestic-abuse-the-case-of-alex-skeel/ (Bonus) Alex Skeel in His Own Wordshttps://www.patreon.com/posts/bonus-alex-skeel-99828924************************************************************************************************Podcast Promo: Darkcast Network*************************************************************************************************Do you have thoughts about this case, or is there a specific true crime case you'd like to hear about? Let me know with an email or a voice message: https://murderandlove.com/contactFind the sources used in this episode and learn more about how to support Love and Murder: Heartbreak to Homicide and gain access to even more cases, including bonus episodes, ad-free and intro-free cases, case files and more at: https://murderandlove.com~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~Please take some time to Rate, Share, Subscribe!
The 2026 NFL Draft is days away — and these are our FINAL dynasty fantasy football wide receiver rankings before the picks change everything. Scott Bogman, Pat Fitzmaurice, and Jake Ciely lock in their tiers, reveal where they disagree, and break down every dynasty-relevant WR in this class. The boys debate who the true #1 dynasty WR in the 2026 rookie class really is — Makai Lemon (WR, USC) or Carnell Tate (WR, Ohio State) — and whether Jordyn Tyson (WR, Arizona State) is an elite upside pick or too injury-prone to trust early. They also highlight the sleepers worth targeting before your board fills out, including Deion Burks (WR, Oklahoma), Malachi Fields (WR, Notre Dame), Zachariah Branch (WR, Georgia), and Antonio Williams (WR, Clemson). Whether you're on the clock or looking for pre-draft trade targets, this is the definitive predraft take on the 2026 wide receiver class. Timestamps: (May be off due to ads) Intro - 0:00:00 Top 3 WRs - Fitz - Carnell Tate - 0:02:30 Top 3 WRs - Bogs - Makai Lemon - 0:03:50 Top 3 WRs - Jake - Jordyn Tyson - 0:04:34 Dynasty Mock Draft Simulator Promo - 0:07:51 Who is your #4? - Jake + Fitz - KC Concepcion - 0:08:19 Who is your #4? - Bogs - Omar Cooper Jr. - 0:13:20 Who are you higher on than consensus? - Jake - Ted Hurst - 0:16:36 Who are you higher on than consensus? - Fitz - Malachi Fields - 0:18:07 Who are you higher on than consensus? - Bogs - Skyler Bell - 0:20:38 Fantasy Pros NFL Draft Livestream Promo - 0:24:27 More RBs you’re higher on than consensus? - Jake - Deion Burks - 0:25:04 More RBs you’re higher on than consensus? - Fitz - Antonio Williams - 0:28:27 More RBs you’re higher on than consensus? - Bogs - Chris Brazzell II, Kevin Coleman Jr. - 0:30:38 Jake in defense of Zachariah Branch - 0:33:09 What is your cutoff on WRs even in the deep draft? - 0:34:54 How have we not talked about Bryce Lance? - 0:37:41 Outro - 0:40:31 Helpful Links: Hard Rock Bet - Sign up for Hard Rock Bet and make a $5 bet and you'll get $150 in bonus bets if you win. Head over to Hard Rock Bet, sign up and make your first deposit today. Payable in bonus bet(s). Not a cash offer. Offered by the Seminole Tribe of Florida in FL. Offered by Seminole Hard Rock Digital, LLC, in all other states. Must be 21+ and physically present in AZ, CO, FL, IL, IN, NJ, OH, TN or VA to play. Terms and conditions apply. Concerned about gambling? In FL, call 1-888-ADMIT-IT. In IN, if you or someone you know has a gambling problem and wants help, call 1-800-9-WITH-IT. GAMBLING PROBLEM? CALL 1-800-GAMBLER (AZ, CO, IL, NJ, OH, TN, VA) Dynasty Rookie Draft Simulator - Our Dynasty Rookie Draft Simulator lets you complete a mock in minutes with no waiting between picks! Customize your league settings to match your league’s exact format. Premium subscribers can test trade scenarios by mocking with their traded draft picks. Prepare for rookie drafts AND dynasty startup drafts in one place! Use the Dynasty Rookie Draft Simulator to dominate your rookie draft today at fantasypros.com/simulator! Trade Analyzer - Evaluate trades with confidence using FantasyPros' Trade Analyzer. Instantly see the impact of trades on your team and get expert recommendations. Whether you're making a 2-for-1 deal or swapping a couple draft picks for that stud who will help you win now, the Trade Analyzer will help you optimize your roster and make smarter decisions. Try the Trade Analyzer today at fantasypros.com/myplaybook or on the Fantasy Football My Playbook app and dominate your league! Join us on Discord - Join our FantasyPros Discord Community! Chat with other fans and get access to exclusive AMAs that wind up on our podcast feed. Come get your questions answered and BE ON THE SHOW at fantasypros.com/chatSee omnystudio.com/listener for privacy information.
The Southeastern 16 crew reacts to Saturday's road wins by Auburn (at Florida), Georgia (Arkansas), Ole Miss (Tennessee), Mississippi State (South Carolina), Texas A&M (LSU) and Vanderbilt (Kentucky), plus, Texas knocking off Alabama at home and Oklahoma downing Missouri in Norman. Southeastern 16 Merch: https://se16.printify.me/ HOMEFIELD https://www.homefieldapparel.com/ ICON WALLETS Use promo code SEC16 for 20% off! https://icon-wallets.com/ ROKFORM Use promo code SEC25 for 25% off! The world's strongest magnetic phone case! https://www.rokform.com/ JOIN OUR MEMBERSHIP Join the "It Just Means More" tier for bonus videos and live streams! Join Link: https://www.youtube.com/channel/UCv1w_TRbiB0yHCEb7r2IrBg/join FOLLOW US ON SOCIAL MEDIA Twitter: https://twitter.com/16Southeastern ADVERTISE WITH SOUTHEASTERN 16 Reach out to se16.caroline@gmail.com to find out how your product or service can be seen by over 200,000 unique viewers each month! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
The Raid in Texas and Bombing in Oklahoma: His FBI Journey. Across Facebook, Instagram, YouTube, Apple, Spotify, Podcast platforms, LinkedIn, and national News outlets, one story continues to resonate with audiences, a story not just about law enforcement, but about survival, sacrifice, and witnessing history from the front lines. The Law Enforcement Talk Radio Show and Podcast social media like their Facebook , Instagram , LinkedIn , Medium and other social media platforms. This is the story of a retired FBI sniper and master bomb technician, an accountant who stepped into a world few ever experience, and who would go on to play a role in some of the most pivotal and tragic events in modern American history. The Podcast is available for free on the Law Enforcement Talk Radio Show and Podcast website, also on Apple Podcasts, Spotify, YouTube and most major podcast platforms. #Free #Podcast #Radio “I didn't sign up thinking I'd be in the middle of national tragedies,” he said. “But once you're in, you go where the mission takes you.” Supporting articles about this and much more from Law Enforcement Talk Radio Show and Podcast in platforms like Medium , Blogspot and Linkedin . From Accountant to Elite FBI Operator At just 24 years old, he entered the FBI expecting a traditional path, financial crimes, audits, investigations rooted in numbers. But the Bureau quickly recognized something more. Over time, he transitioned into specialized roles, becoming a SWAT sniper, master bomb technician, and counterterrorism instructor. This transformation required intense training, mental discipline, and a willingness to face life-threatening situations. The Raid in Texas and Bombing in Oklahoma: His FBI Journey. The episode is available across major platforms including their website, Apple Podcasts, Spotify, YouTube, with highlights shared across their Facebook, Instagram, and LinkedIn profiles. “You're trained to think differently, to slow everything down in the middle of chaos,” he explained. “That's what keeps people alive.” His career would soon test those skills in ways no one could have predicted. Waco, Texas, On Scene for The Raid One of the first major events that defined his career was the Waco siege in Texas, a confrontation that began with a planned federal raid and evolved into a 51-day standoff. The operation, initially intended to serve warrants, quickly escalated into violence. A loss of surprise led to a deadly exchange of gunfire, followed by weeks of tense negotiations between federal agents and members of the Branch Davidians. Available for free on the Law Enforcement Talk Radio Show and Podcast website, also on Apple Podcasts, Spotify, Youtube and most major Podcast networks. “Waco was one of those moments where everything changes in real time,” he said. “You're constantly reassessing, constantly adapting.” The siege ended in tragedy, with dozens killed, including children, an outcome that sparked debates and scrutiny that continue to this day. “There are events you don't leave behind. Waco is one of them,” he reflected. Oklahoma City: The Day Terror Hit the Heartland In 1995, he found himself responding to another catastrophic event, the Oklahoma City bombing, the deadliest act of domestic terrorism in U.S. history. The Raid in Texas and Bombing in Oklahoma: His FBI Journey. A truck bomb detonated outside the Alfred P. Murrah Federal Building, instantly turning a normal morning into a scene of devastation. Buildings were destroyed, lives were lost, and the nation was shaken. “It was absolute chaos. You're looking at something that feels like a war zone, but it's right here at home,” he said. The Law Enforcement Talk Radio Show and Podcast on social media like their Facebook , Instagram , LinkedIn , Medium and other social media platforms. For him, the tragedy was not just professional, it was deeply personal. His wife worked inside that very building and survived the explosion. “That moment changes how you see everything. It's not just a job anymore, it's your life,” he said. The investigation that followed became one of the most exhaustive in FBI history, quickly identifying Timothy McVeigh as the suspect and uncovering a network tied to the attack. 9/11 and Ground Zero: Loss Beyond Words Years later, the attacks of September 11th would once again place him at the center of tragedy. Responding to the World Trade Center, he witnessed the aftermath of one of the most devastating attacks in history. The Raid in Texas and Bombing in Oklahoma: His FBI Journey. You can listen to the complete interview for free on our website, also on Apple Podcasts, Spotify, Youtube and most major podcast platforms. But this time, the cost hit even closer. “We lost my partner at the World Trade Center,” he said. “That's something you carry with you forever.” The long-term impact extended beyond emotional loss. Years after working at Ground Zero, he was diagnosed with cancer, believed to be linked to exposure at the site. “You don't think about it in the moment. You're focused on the mission. But years later, you realize the toll it's taken,” he shared. A Career Without Borders His expertise didn't stop at U.S. operations. Over more than three decades, he trained law enforcement and military units across the globe, from Europe to the Middle East and beyond. The Raid in Texas and Bombing in Oklahoma: His FBI Journey. He became a trusted instructor, teaching counterterrorism tactics, bomb disposal, and crisis response strategies to elite units worldwide. “The threats are global, so the training has to be global too,” he explained. Whether advising governments, supporting major security events, or testifying as an expert, his role evolved into shaping the next generation of responders. You can find the Law Enforcement Talk Radio Show and Podcast on Facebook, Instagram, Pinterest, X (formerly Twitter), and LinkedIn, as well as read companion articles and updates on Medium, Blogspot, YouTube, and even IMDB. Life After the FBI After retiring in 2019, he didn't step away from service. Instead, he transitioned into education, public speaking, and storytelling, sharing his experiences with audiences eager to understand what really happens behind the scenes. The Raid in Texas and Bombing in Oklahoma: His FBI Journey. He now speaks at memorials, universities, and national events, helping preserve the lessons learned from some of the nation's darkest days. “If these stories can help prepare someone else, or even save a life, then they need to be told,” he said. The Memoir: A Firsthand Account His experiences are captured in the book Hazardous Devices: Memoir of an FBI Bomb Technician, Accountant and Sniper, offering readers an unfiltered look into the realities of law enforcement at the highest level. From financial crimes to sniper operations, from bomb scenes to global counterterrorism missions, the memoir reveals the breadth of responsibility carried by those who serve. “It's not just about the operations, it's about the people, the losses, and the moments that define you,” he said. The episode is available across major platforms including their website, Apple Podcasts, Spotify, YouTube, with highlights shared across their Facebook, Instagram, and LinkedIn profiles. A Story That Continues to Reach Millions Today, his story is being shared through a Free Podcast, connecting with audiences across every major platform, Facebook, Instagram, YouTube, Apple, Spotify, and LinkedIn. Listeners are drawn not just to the events, but to the human side of the story, the resilience, the sacrifice, and the reality of living through history. The Raid in Texas and Bombing in Oklahoma: His FBI Journey. “People see the headlines, but they don't always see what happens behind them,” he said. A Legacy of Service and Sacrifice From the raid in Texas to the bombing in Oklahoma, from 9/11 to global counterterrorism efforts, his journey is a testament to dedication and courage. It is also a reminder of the cost, both seen and unseen, of standing on the front lines. “You don't walk away the same person,” he said. “But you hope that what you did made a difference.” Be sure to follow us on X , Instagram , Facebook, Pinterest, Linkedin and other social media platforms for the latest episodes and news. Background song Hurricane is used with permission from the band Dark Horse Flyer. You can contact John J. “Jay” Wiley by email at Jay@letradio.com , or learn more about him on their website . Find a wide variety of great podcasts online at The Podcast Zone Facebook Page , look for the one with the bright green logo. Be sure to check out our website . Listen to the full story on the Free Podcast, available on the Law Enforcement Talk Radio Show and Podcast Website, on Facebook, Instagram, YouTube, Apple, Spotify, and more. The Raid in Texas and Bombing in Oklahoma: His FBI Journey. Attributions FBI Wikipedia Barry Black OKC. 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Aggies fans, is this Mike Elko's best class yet, or will in-state rivals close the gap? Texas A&M sets the pace with Rivals recruiting rankings, while Oklahoma's class looks strong as in-state commitments bolster a talented national class. Do not forget about Clemson, as Dabo Sweeny & the Tigers have a great group of official visitors lined up. Georgia, Ohio State, Notre Dame, and Florida all have possible big-time classes, too. Recruiting analyst Brian Smith spotlights the importance of locking down offensive and defensive line talent, the need for depth at quarterback, and potential pitfalls for programs like Florida State and LSU. Insights on Texas Tech's NIL-heavy approach, Ohio State's in-state recruiting challenges, and whether Southern Cal and Oregon can crack the top 10 keep the debate lively. Can Florida, Miami, or Notre Dame outmaneuver their competitors before National Signing Day? Don't miss this sharp analysis of the recruiting wars shaping the future of college football's powerhouse programs. Everydayer Club If you never miss an episode, it's time to make it official. Join the Locked On Everydayer Club and get ad-free audio, access to our members-only Discord, and more — all built for our most loyal fans. Click here to learn more and join the community: https://theportal.supercast.com/ Support us by supporting our sponsors! FanDuel Today's episode is brought to you by FanDuel. Right now new customers can bet just five dollars and get two-hundred and fifty dollars in bonus bets if your first bet wins. Head to FANDUEL DOT COM to get started. Gametime Today's episode is brought to you by Gametime. Download the Gametime app, create an account, and use code LOCKEDON for $20 off your first purchase. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
The term "commod bod" is used with humor and affection. It also offers a critical way to describe bodies shaped by long-term reliance on U.S. federal commodity food programs. In Commod Bods: Embodied Heritage, Foodways, and Indigeneity (University of Arizona Press, 2026), Kasey Jernigan shares her ongoing collaborative research with Choctaw women and describes the ways that shifting patterns of participation in food and nutrition assistance programs (commodity foods) have shaped foodways; how these foodways are linked to bodies and health, particularly "obesity" and related conditions; and how foodways and bodies are intertwined with settler colonialism and experiences of structural violence, identity making, and heritage in the Choctaw Nation of Oklahoma. Organized thematically, the book moves from a critical history of obesity and health in Indian Country to narratives of Choctaw women navigating food, memory, and belonging. Chapters such as "Food and Fellowship" and "Heritage, Embodied" center personal stories that show how food is not only sustenance but also a site of connection, resistance, and meaning making. Food is critical to cultural survival and affirmation. For Choctaw people, the intentional demise of traditional foodways and dependence on federal food programs are specific experiences that inform part of what it means to be Choctaw today. Kasey Jernigan is an assistant professor of American studies and anthropology at the University of Virginia, where she also co-directs the Black and Indigenous Feminist Futures Institute. She is a citizen of the Choctaw Nation of Oklahoma. Caleb Zakarin is the CEO and Publisher of the New Books Network. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network
The term "commod bod" is used with humor and affection. It also offers a critical way to describe bodies shaped by long-term reliance on U.S. federal commodity food programs. In Commod Bods: Embodied Heritage, Foodways, and Indigeneity (University of Arizona Press, 2026), Kasey Jernigan shares her ongoing collaborative research with Choctaw women and describes the ways that shifting patterns of participation in food and nutrition assistance programs (commodity foods) have shaped foodways; how these foodways are linked to bodies and health, particularly "obesity" and related conditions; and how foodways and bodies are intertwined with settler colonialism and experiences of structural violence, identity making, and heritage in the Choctaw Nation of Oklahoma. Organized thematically, the book moves from a critical history of obesity and health in Indian Country to narratives of Choctaw women navigating food, memory, and belonging. Chapters such as "Food and Fellowship" and "Heritage, Embodied" center personal stories that show how food is not only sustenance but also a site of connection, resistance, and meaning making. Food is critical to cultural survival and affirmation. For Choctaw people, the intentional demise of traditional foodways and dependence on federal food programs are specific experiences that inform part of what it means to be Choctaw today. Kasey Jernigan is an assistant professor of American studies and anthropology at the University of Virginia, where she also co-directs the Black and Indigenous Feminist Futures Institute. She is a citizen of the Choctaw Nation of Oklahoma. Caleb Zakarin is the CEO and Publisher of the New Books Network. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/native-american-studies
Show Notes This week on MSB, Gundam Fighters never die they just fade away (in the arms of a beautiful woman). A new Ramba Ral shows Domon the fate of a Fighter (or maybe he's a new Duker Iq trying to revive the lost art of shooting and the guns of the middle ages? It's hard to keep track), a new Hamon Crowley proves Rain isn't the only gadgeteer on the sidelines of the Gundam Fight, Thom sees a robot that is cool, and Nina can't believe her ears. All this and more on Mobile Suit Breakdown. Ready? Go! Mobile Suit Breakdown is written, recorded, and produced within Lenapehoking, the ancestral and unceded homeland of the Lenape, or Delaware, people. Before European settlers forced them to move west, the Lenape lived in New York City, New Jersey, and portions of New York State, Pennsylvania, Delaware, and Connecticut. Lenapehoking is still the homeland of the Lenape diaspora, which includes communities living in Oklahoma, Wisconsin, and Ontario. You can learn more about Lenapehoking, the Lenape people, and ongoing efforts to honor the relationship between the land and indigenous peoples by visiting the websites of the Delaware Tribe and the Manhattan-based Lenape Center. Listeners in the Americas and Oceania can learn more about the indigenous people of your area at https://native-land.ca/. We would like to thank The Lenape Center for guiding us in creating this living land acknowledgment. You can subscribe to Mobile Suit Breakdown for free! on fine Podcast services everywhere and on YouTube, visit our website GundamPodcast.com, follow us on Twitter, Instagram, and Facebook, or email your questions, comments, and complaints to gundampodcast@gmail.com. Mobile Suit Breakdown wouldn't exist without the support of our fans and Patrons! You can join our Patreon to support the podcast and enjoy bonus episodes, extra out-takes, behind-the-scenes photos and video, MSB gear, and much more! The intro music is WASP by Misha Dioxin, the recap music Window by 1000 Handz, and the outro is Long Way Home by Spinning Ratio, all licensed under Creative Commons CC BY 4.0 licenses. All music used in the podcast has been edited to fit the text. Mobile Suit Breakdown provides critical commentary and is protected by the Fair Use clause of the United States Copyright law. Gundam content is copyright and/or trademark of Sunrise Inc., Bandai, Sotsu Agency, or its original creator. Mobile Suit Breakdown is in no way affiliated with or endorsed by Sunrise, Bandai, Sotsu, or any of their subsidiaries, employees, or associates and makes no claim to own Gundam or any of the copyrights or trademarks related to it. Copyrighted content used in Mobile Suit Breakdown is used in accordance with the Fair Use clause of the United States Copyright law. Any queries should be directed to gundampodcast@gmail.comRead transcript
HHS Secretary Robert F. Kennedy Jr. clashes with Democrats in two heated Capitol Hill hearings over vaccines, staffing cuts, and the Trump administration's sweeping health budget proposal. Former Virginia Lt. Gov. Justin Fairfax fatally shoots his wife amid a contentious divorce before taking his own life, with their teenage children home at the time. An Oklahoma high school principal is hailed as a hero after tackling a school shooter. The organizer of New York City's SantaCon is charged with wire fraud for allegedly diverting millions in charitable donations into a personal slush fund. Supersure Insurance: Simplify your business insurance and get a free coverage report at https://Supersure.com/Megyn Shopify: Launch your dream business with Shopify. Sign up for your $1/month trial at https://Shopify.com/megynand start selling today! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Dave Rubin of "The Rubin Report" talks to Katie Pavlich and Mikale Olson about White House Press Secretary Karoline Leavitt ripping into Democrats like Ruben Gallego and the mainstream media for being aware of the "open secret" of Eric Swalwell's depraved treatment of women; CNN's Kasie Hunt grilling Ro Khanna about what he and other prominent Democrats knew about Eric Swalwell's horrible treatment of women that is now being discussed as an open secret in Washington D.C.; "Pod Save America's" Jon Favreau looking visibly shocked by Hasan Piker doubling down on preferring Hamas over Israel; John Fetterman telling Fox News' Maria Bartiromo why Democrats are insane to embrace Hasan Piker after his recent positive comments about Hamas; how an Oklahoma principal tackled a Columbine-shooting obsessed school shooter after being shot, "This Week on the Internet" featuring Sabrina Carpenter, Justin Bieber, Rosie O'Donnell, Eric Swalwell, Hunter Biden, Britney Spears, and Madonna; and much much more. WATCH the MEMBER-EXCLUSIVE segment of the show here: https://rubinreport.locals.com/ Check out the NEW RUBIN REPORT MERCH here: https://daverubin.store/
What if the things people have been reporting in the woods for decades just put a woman in the hospital?The Pittsburg County Sheriff has been in law enforcement for 38 years. He says he has never seen injuries like this from a wild animal. DNA is being tested. No identification has been made. She described it as dog-like.Meanwhile, in northeast Ohio last month, eight people reported encounters with a massive bipedal creature in just five days. Researchers are calling it a Bigfoot flap — the largest cluster of sightings since the 1970s. Something was moving through those woods. And whatever it was, it was moving fast.Two stories. Two states. One question that keeps coming up no matter how many times the mainstream tries to bury it — what is actually out there?On this Slingshot Nation Live, we're breaking it all down. Join us in the chat.GoFundMe link for Alicia: CLICK HEREBigfoot Society's Ohio-Flap Map: CLICK HERETravis Roy's Instagram: CLICK HEREPlease pray for Tony's wife, Lindsay, as she battles breast cancer. Your prayers make a difference!If you're able, consider helping the Merkel family with medical expenses by donating to Lindsay's GoFundMe: https://gofund.me/b8f76890Become a member for ad-free listening, extra shows, and exclusive access to our social media app: theconfessionalspodcast.com/joinThe Confessionals Social Network App:Apple Store: https://apple.co/3UxhPrhGoogle Play: https://bit.ly/43mk8kZThe Big Picture Prophecy Conference REPLAY - Catch the whole conference still available at prophecyconference26.comTony's Recommended Reads: slingshotlibrary.comIf you want to learn about Jesus and what it means to be saved: Click HereMy NEW Website: tonymerkel.comMy New YouTube ChannelMerkel IRL: @merkelIRLMy First Sermon: Unseen BattlesBigfoot: The Journey To Belief: Stream HereThe Meadow Project: Stream HereMerkel Media Apparel: merkmerch.comSPONSORSSIMPLISAFE TODAY: simplisafe.com/confessionalsGHOSTBED: GhostBed.com/tonyQUINCE: quince.com/tonyCONNECT WITH USWebsite: www.theconfessionalspodcast.comEmail: contact@theconfessionalspodcast.comMAILING ADDRESS:Merkel Media257 N. Calderwood St., #301Alcoa, TN 37701SOCIAL MEDIASubscribe to our YouTube: https://bit.ly/2TlREaIReddit: https://www.reddit.com/r/theconfessionals/Discord: https://discord.gg/KDn4D2uw7hShow Instagram: theconfessionalspodcastTony's Instagram: tonymerkelofficialFacebook: www.facebook.com/TheConfessionalsPodcasTwitter: @TConfessionalsTony's Twitter: @tony_merkelProduced by: @jack_theproducer
Are Republicans actually powerless, or do they simply not share conservative values? It's time to break free from the failed political duopoly. Today, I expose the stark reality behind the lack of conservative accomplishments at both the federal and state levels. From the floor of Congress to supermajority red-state legislatures in Oklahoma, South Carolina, and Texas, the evidence is undeniable: The political establishment is prioritizing corporate interests, data center expansion, and leftist policies over the voters. I prove once and for all that the GOP perfidy is not due to timidity, lack of public support, or lack of legislative numbers and power; it's due to a lack of values. Even when Republicans have the numbers and support to do popular things, they actually prioritize leftist ideas instead. There are a number of examples in today's news to prove this. Now is the time to start a new movement. The good news is that the public is not fond of the Democrats and their ideas either. Learn more about your ad choices. Visit megaphone.fm/adchoices
Daniel Jeremiah continues to answer NFL Draft questions from a pool of football reporters from around the country. In part two, DJ touches on topics including KC Concepcion, the New York Giants, the San Francisco 49ers, edge rushers in this draft, prospects from Michigan, Georgia and Oklahoma, Eli Stowers and Keldric Faulk. Find part I of the conference call next on the podcast feed.See omnystudio.com/listener for privacy information.
Minnesota forced the favorites to hit and made the NCAA team final, Oklahoma looked like the clear title favorite, Faith Torres won the all-around, and Jordan Chiles finished her NCAA career with another floor title. We break down both semifinals, the event champions, the teams moving on, and the biggest judging and podium storylines from Fort Worth. Then in the members-only Behind The Scenes portion, we get into the arena shennanigans, Oklahoma podium-training injury news, DJ choices, puppies, and all the weird little details you didn't see on the broadcast. GymCastic Live: Featuring Chae Campbell at NCAA CHAMPIONSHIPS (APRIL 17) — streaming and in-person → Get tickets here MEMBERS-ONLY BEHIND THE SCENES: This episode also includes a Behind The Scenes section for Club Gym Nerd members, with extra reporting from the arena including the Oklahoma podium training injury discussion, LSU's arena music moment, the fan fest, puppies, and other live-show chaos you didn't see on TV. Join Club Gym Nerd: https://gymcastic.com/join-the-club/ CHAPTERS 00:00 – Teams Advance to the NCAA Final 00:40 – Event Champions: Faith Torres, Kira Wells, Riley McCusker, Brooklyn Roray, Jordan Chiles 02:23 – Live Show Preview with Chae Campbell 03:54 – Minnesota Breaks Through in Semifinal Two 06:37 – UCLA Misses Its Chance on Vault 08:15 – Jordan Chiles' Bars Fall and Floor Title Redemption 10:45 – Arkansas Falls Short 12:18 – Oklahoma Dominates the Day 12:45 – Faith Torres Wins the All-Around 14:17 – Oklahoma Injury / Lineup / Podium Questions 16:29 – End of Public Show 16:53 – Members Only: BTS Begins 17:39 – LSU Arena Music Discussion 18:38 – Oklahoma Gymnast Injury in Podium Training 20:31 – Recovery, Catsuits, and Arena Noise 24:20 – Semifinal One Vault Debate: Kaliya Lincoln vs Kailin Chio 28:37 – Why NCAA Judging Drives Everyone Insane 32:08 – Chio's Recovery and LSU Team Mentality 35:03 – Florida and LSU Advance, Georgia Misses Its Opening 38:35 – JaFree Scott's Beam Miracle 42:05 – What Florida and LSU Need to Do for the Final 45:36 – Can Minnesota Beat LSU? 47:26 – UCLA's Underperformance and Jordan's Beam Response 50:27 – Proposed Beam Rule Changes 52:25 – FanFest, Food Trucks, and NCAA Atmosphere 54:43 – Event Winners and All-Around Follow-Up 57:16 – Maggie Slife and the Air Force Story 59:38 – Puppies, Fan Experience, and More BTS 01:01:41 – Event Specialists: Vault, Bars, Beam, Floor 01:04:25 – Is Podium Good or Bad for Nationals? Live show tickets https://gymcastic.com/ More from GymCastic: https://gymcastic.com/
In today's episode KJ and Jim bring you the week's trending crime related headlines. Check out the below for all the topics of the headlines we are covering today!Timestamps04:00 LSU Fan Knocks Out Ole Miss Fan at Baseball Game.10:00 (12) Guns Confiscated at Ponchatoula Strawberry Festival. 16:00 Oklahoma Principal Stops School Shooter.22:00 “Chrisley Knows Best” Star Abused By Boyfriend.25:00 “Baby Jessica” Arrested in Texas.28:00 Nebraska Kidnapping Leads to Fatality.34:00 Most Popular Ice Cream Flavors are Shocking *Utterly Unrelated Segment*38:00 Ohio Firefighter Commits Homicide and Then Responds To Scene.42:00 FSU Campus Shooting. *True Crime Time Machine Segment*46:00 Cookie Monster Bandit. Foolish Felons SegmentOVERTIMEFlorida Doctor Who Removed Wrong Organ Indicted.Former Michigan Head Coach Sherrone Moore Sentenced.Florida HOA Bookkeeper Steals 200k From HomeownersBrian Hooker Arrested But Not Charged in Wife's Boating Accident.VIDEO VERSION OF CRIME WIRE WEEKLY ON PATREON can be found via either link below: Exposed PatreonUnspeakable Patreon
In roughly one hundred and twenty days, a clerk in Payne County is going to close a file. And Jesse Butler — the Stillwater teenager who pleaded no contest to eleven felony counts involving two high school students — is going to stop being any of those things, legally, forever.That's the calendar this case has been racing toward from day one. Every move by every actor — the defense, the Payne County DA's office, the special judge who granted youthful offender status — pointed in the same direction. Toward the nineteenth birthday that, under Oklahoma's youthful offender statute, wipes the record clean.This week, for three days, two teenage girls and the people who fought for them tried to get somebody in the State of Oklahoma to formally acknowledge, on the record, before the birthday hits, that what happened to them was wrong. They called it a Marsy's Law violation. The DA's office called it full compliance and demanded a judge rule in their favor before the case closes forever.The victim took the stand. Her mother took the stand. Her attorney took the stand. A tribal victim services advocate took the stand. All four said the same thing: they were locked outside their own case until the final fifteen minutes. Then the Assistant District Attorney who ran the prosecution took the stand — and her story didn't match theirs.This is what three days of testimony revealed about how a case like this gets resolved in Oklahoma, what the victims are actually fighting for, and why what happens in Judge Kulling's written opinion may be the last thing that matters before a calendar closes a case forever.Join Our SubStack For AD-FREE ADVANCE EPISODES & EXTRAS!: https://hiddenkillers.substack.com/Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/channel/UC8-vxmbhTxxG10sO1izODJg?sub_confirmation=1Instagram https://www.instagram.com/hiddenkillerspod/Facebook https://www.facebook.com/hiddenkillerspod/Tik-Tok https://www.tiktok.com/@hiddenkillerspodX Twitter https://x.com/TrueCrimePodThis publication contains commentary and opinion based on publicly available information. All individuals are presumed innocent until proven guilty in a court of law. Nothing published here should be taken as a statement of fact, health or legal advice.#JesseButler #StillwaterOK #MarsysLaw #PayneCounty #YouthfulOffender #VictimRights #OklahomaJustice #TrueCrimeToday #TonyBrueski #TrueCrime
Dave Rubin of "The Rubin Report" gives a first look to the stories you need to know to start your day including how Treasury Secretary Scott Bessent predicts gas prices could drop to $3 a gallon by September depending on Iran tensions and the Strait of Hormuz; how an Oklahoma principal tackled a Columbine shooting obsessed school shooter after being shot, saving countless lives; and President Trump's plan for a massive 250 foot triumphal arch on the National Mall for America's 250th anniversary; and much more.
A house fire claims the lives of a family in rural Oklahoma, and foul play is suspected. Two teenage girls were not found among the charred rubble, and one of their mothers began a decades-long crusade to find out what had happened.Apartments.com - To find whatever you're searching for and more visit apartments.com the place to find a place.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Kevin Cohee.Title: Owner, Chairman & CEO of OneUnited BankHost: Rushion McDonaldPodcast: Money Making Conversations Masterclass Kevin Cohee discusses the mission, history, and future of OneUnited Bank, the largest Black‑owned bank and the first Black‑owned internet bank in the U.S. The conversation connects Black economic history, financial literacy, technology (AI), and wealth-building, positioning OneUnited Bank as a modern solution to long‑standing financial exclusion in Black and underserved communities. Purpose of the Interview The interview is designed to: Educate listeners on why Black-owned banks matter historically and economically. Explain how technology has transformed banking, making location irrelevant. Address financial exclusion, particularly reliance on check-cashing services. Promote financial literacy as the foundation of wealth creation. Position OneUnited Bank as a practical, accessible tool for individuals, entrepreneurs, and communities to build equity. Key Themes & Takeaways 1. A Mission Rooted in Black History Kevin Cohee frames OneUnited Bank as part of a long historical vision, not a modern trend. Leaders such as Booker T. Washington, W.E.B. Du Bois, and Dr. Martin Luther King Jr. all advocated for a national Black-owned bank. Cohee’s own family legacy ties back to Black Wall Street in Tulsa, Oklahoma, including land ownership stemming from negotiated “40 acres and a mule” outcomes. Takeaway: Economic independence has always been central to Black progress. 2. From Brick-and-Mortar to Digital Banking OneUnited originally grew by acquiring small Black-owned banks nationwide. The bank pivoted early toward technology-driven banking, recognizing that: Customers expect 24/7 access Physical branches are no longer required Digital reach enables national—and global—impact Key insight: Technology allowed OneUnited to become a national Black bank without national branches. 3. Financial Technology Built for Real-Life Problems Kevin Cohee emphasizes that OneUnited designs products around how people actually live, not just traditional banking norms. Examples include: Second-chance checking accounts Emergency small-dollar loans Alternative credit criteria Nationwide surcharge-free ATM access AI-powered tools that help users understand: Cash flow Assets vs. liabilities Net worth (or debt) Financial decision-making in real time Takeaway: Banking should help people function—not punish them for past mistakes. 4. Financial Literacy Is the Real Wealth Gap Cohee states that 90% of Americans are financially illiterate, largely because: Financial literacy is not taught in K–12 education He compares this to not teaching reading—and then blaming people for illiteracy. OneUnited uses AI and data aggregation to help customers make expert-level decisions without being experts. Key message: Financial literacy, not income alone, determines long-term wealth. 5. Ending Dependence on Check-Cashing Services Kevin sharply criticizes high-fee check-cashing businesses that dominate underserved neighborhoods. OneUnited offers digital check deposits, debit cards, and ATM access—removing the need for physical branches. Anyone, anywhere in the U.S., can bank with OneUnited via oneunited.com. Takeaway: Lack of access is no longer an excuse—awareness is the missing link. 6. Technology as the New “40 Acres” Kevin draws a powerful parallel: Land ownership was once the primary source of wealth. Technology and financial literacy are today’s equivalents. Entrepreneurs no longer need to manufacture products—branding, distribution, and digital reach are the new leverage. Key insight: Technology levels the playing field—if people understand how to use it. 7. Mandatory Financial Literacy as a Policy Solution Kevin advocates for required financial literacy courses in all U.S. schools. He cites research showing: One required high-school financial literacy course can generate $100,000+ in lifetime net worth per student. He frames this as a matter of equity, not preference. Takeaway: Systemic problems require systemic solutions. Notable Quotes “The concept of a national Black-owned bank goes all the way back to slavery.” “We’re not behind in technology—we are the party.” “Ninety percent of Americans are not financially literate.” “You don’t have to go to check cashers and get ripped off.” “Technology is the new 40 acres.” “Financial literacy alone can generate over $100,000 in net worth per person.” “There has never been a better time to build a business than right now.” Overall Impact This interview is both a financial masterclass and a historical lesson. Kevin Cohee reframes banking as a tool of empowerment, not just transactions, and positions OneUnited Bank as: A modern solution to historic exclusion A technology-first institution built for underserved communities A catalyst for financial literacy, entrepreneurship, and wealth creation Final message: Access + education + technology can finally close the racial wealth gap—if people choose to engage. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.