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#280: Learn how to dramatically improve your odds of getting approved for the credit cards you actually want. Chris breaks down the hidden system every bank uses to evaluate applications, why your credit score matters far less than what's on your report, and the real factors driving denials, from credit-to-income ratios to recent inquiries to each issuer's internal model. He also walks through what to do before you apply, how to sequence applications across issuers, and the right moves to make after a denial. Link to Full Show Notes: https://chrishutchins.com/credit-card-approval-strategy. Partner Deals Quince: Affordable luxury essentials with free shipping + 365 day returns Mercury: Help your business grow with simplified finances Wispr Flow: Try effortless voice dictation for free Fabric: Affordable term life insurance for you and your family LMNT: Free sample pack of my favorite electrolyte drink mix For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Credit Cards The Atmos™ Rewards Visa Summit Card The Business Platinum Card® from American Express Southwest Rapid Rewards® Plus Credit Card Capital One Venture X Business Capital One Venture X Rewards Credit Card Capital One Spark Cash Plus Tools & Resources Doctor of Credit MyFICO Forums LexisNexis Articles Complete Guide to Credit Card Application Rules by Bank ATH Podcast #221: Deep Dive on Credit Reports, Scores, and Their Real-World Impact #228: Deep Dive on Citi Credit Cards and ThankYou Points (Best 2-Card Combo) #236: Deep Dive on Amex Credit Cards and Membership Rewards Points #242: Deep Dive on Capital One Credit Cards and Miles (+ Why I Love Them) #247:Deep Dive on Bank of America Credit Cards (Up to 5.25% Cash Back) Best Cards Page AMA: Submit A Question Newsletter Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@chrishutchins.com Full Show Notes (00:00) Introduction (03:50) Why Chris Lets His Cards Report High Balances (05:06) When Your Credit Score Actually Matters (05:53) Why Business Cards Stay Off Your Credit Report (06:39) What Actually Counts as a Business (10:55) How Your Credit-to-Income Ratio Drives Approvals (14:48) What Your Payment History Reveals (15:08) Why Recent Inquiries Can Sink Your Application (17:44) The Chase 5/24 Rule Explained (18:44) The Hidden Internal Models Banks Use (19:18) Diagnosing a Listener's Surprise 820-Score Denial (24:56) What to Check Before You Hit Submit (25:55) Sequencing Business Card Applications for Approval (28:05) The Best Personal Card Offers Right Now (28:50) Why a Checking Account Can Boost Your Odds (30:10) Using Frozen Credit Bureaus to Your Advantage (32:37) Tag-Teaming Applications With a Partner (33:32) Why Last-Minute Fixes Don't Work (34:32) Using Pre-Qualification Tools to Avoid Hard Pulls (34:49) Cutting Unnecessary Credit to Get Approved (35:27) What Actually Happens After a Denial (40:54) When It Makes Sense to Close a Card (44:26) The Hidden Value of Card-Linked Offers (46:15) Every Major Bank's Application Rules (48:45) The Mindset Shift That Changes Everything Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor's Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices
This Week for your Daily Ratings Movie News: We have all kinds of release date rearranging, from Costner and Jonah Hill getting shelved, to Edge of Tomorrow and Michael 2 getting approved. Narnia loses it's prime real estate, and ways so does Christopher McQuarrie. And the best news of the week, actor Sam Neill announced he is Cancer Free. - Check out all our Movie Scores on the site! - Support the Daily Ratings and become a Producer now! - Here are all the new movies out now! - Shop our store for all the Daily Ratings gear!
President Donald Trump's White House ballroom is expected to win approval Thursday from a key agency. AP correspondent Donna Warder reports.
Taking the Red Pill of Personal FinanceHave you ever felt like you're playing a game where the rules are hidden, the goalposts are moving, and the referee is an algorithm you can't talk to? Welcome to the world of modern lending. Many investors think a "good" FICO score is the golden ticket to funding, but the reality is much more complex. On this episode of The Note Closers Show, we are joined by the "Morpheus" of the credit world, Merrill Chandler from GetFundable.com. Merrill has spent over 30 years deconstructing the "Black Box" of banking to reveal that what we've been told about credit repair is often a lie. If you're tired of hitting a ceiling with your capital and want to understand how the world's largest banks actually "grade" your financial profile, this episode is your red pill moment.The Blueprint for Absolute FundabilityThe Fallacy of Credit Repair vs. Fundability: Most people focus on credit repair—deleting negative items to boost a three-digit score. However, Merrill explains that banks don't just look at your score; they look at "fundability." You can have an 800 score and still be denied because your "internal behavioral data" suggests you are a high-risk borrower. Fundability is about aligning your financial behavior with the specific algorithms (like FICO 10T and FICO 40) that banks use to automate approvals.Cracking the "Black Box" of Tier 1 Banks: Large institutions like Chase, Wells Fargo, and Bank of America use sophisticated Artificial Intelligence to evaluate borrowers. This AI analyzes up to 40 different data points—not just your payment history. These points include how often you use your credit, the types of accounts you hold, and even how your name and address appear across various databases. If your data is "noisy" or inconsistent, the algorithm flags you as a risk, regardless of your score.The Shift to Trended Data (FICO 10T): We are currently seeing a massive shift in the lending industry toward "Trended Data." While older models took a snapshot of your credit at a single moment, the new FICO 10T model looks back at 24 to 30 months of historical behavior. It tracks whether you are "transacting" (paying off balances monthly) or "revolving" (carrying debt). Banks are now prioritizing "transactors" and punishing those who carry balances, even if they make their payments on time.Optimizing Your "Financial Digital Silhouette": Every time you interact with a bank, you leave a digital footprint. To get the massive credit lines needed for real estate investing, you must curate this silhouette. This involves cleaning up your "LexusNexus" and "SageStream" reports, ensuring your identity is synchronized across all bureaus, and strategically managing your credit utilization. Merrill emphasizes that "optimizing" your profile is about speaking the bank's language so the computer says "Yes" before a human even looks at the application.Strategic Mapping for 7-Figure Capacity: Building a million-dollar credit capacity isn't an overnight process; it's a strategic climb. Merrill discusses the importance of having a "Credit Bible"—a structured path that moves you from personal credit strength into high-limit business lines. By following a proven sequence of "borrower behaviors," investors can move from being "credit-seeking" (which scares banks) to "fundable" (which makes banks compete for your business).Stop Guessing, Start Getting FundedThe days of "faking it until you make it" with a high credit score are over. As Merrill shared today, the money is out there—trillions of dollars are waiting for borrowers who know how to present themselves correctly to the algorithms. Don't let a "noisy" profile or a misunderstanding of trended data stand between you and your next big deal. Head over to Merrill360.com to take the first step toward total financial transparency. It's time to stop being a "borrower" and start being "fundable." Watch the Original Video HERE!Book a Call With Scott HERE!
Kalie from Expats Everywhere is back on the podcast to talk all things Portugal. Since her last appearance, she's launched Slate & Key, a white-glove relocation service helping people move to Portugal.In this episode, we talk:Why Portugal is such a popular destination for AmericansPortugal vs. SpainThe Portuguese digital nomad visa and why it can be complicatedHow to not lose your mind in the process of applyingKalie's experiences living in PortugalHousing, taxes, and healthcare abroadHow long the relocation process usually takesFrom navigating visas to understanding healthcare, we break down the real logistics of making the move, and how having the right support can make a big difference.Subscribe and ReviewIf you loved this episode, please take a moment to subscribe and leave a review on Apple Podcasts! Your support helps us reach more visionaries who need these insights.
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this episode of the Real Estate Pros Podcast, host Quentin Edmonds interviews Stacia Weishaar, an independent mortgage broker with a background in software and technology. Stacia shares her journey from working at Microsoft to entering the mortgage industry after experiencing a difficult home-buying process herself. She discusses how her experience in both software and lending allows her to approach mortgage solutions differently. Stacia explains the importance of problem-solving in lending, especially for entrepreneurs and self-employed borrowers who may not fit traditional loan requirements. She also highlights the growing role of technology, AI, and innovative lending products such as non-qualified mortgages in expanding access to home financing. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this episode of the Real Estate Pros podcast, host Q Edmonds interviews Jonathan Torres, an entrepreneur and CEO of One PR Credit Solutions. Jonathan shares his journey from the automotive industry to establishing a credit repair business during the COVID-19 pandemic. He discusses the importance of resilience, the lessons learned from adversity, and the significance of building relationships in business. Jonathan emphasizes the value of helping others achieve their financial goals and the importance of pivoting in response to challenges. The conversation concludes with Jonathan's future aspirations and commitment to serving his community. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
Funding can feel overwhelming, confusing — and honestly, a little intimidating.But here's the truth:Grants don't fund talent.They fund clear, strategic, well-planned projects with measurable impact.In this episode, I'm breaking down what actually makes a music grant application stand out — based on real-world experience writing, refining, and submitting funding applications for tours, artist development programs, retreats, and professional music projects.If you're an emerging or developing artist looking to fund a tour, record an EP, grow your audience, or build sustainable momentum in your career — this episode will give you practical tools you can apply immediately.✔️ Why clarity of outcome matters more than passion✔️ How to write a project summary that funders understand✔️ What makes letters of support powerful (and what makes them weak)✔️ How to build a realistic, professional budget✔️ Why your timeline proves your credibility✔️ How to align your application with a funder's priorities✔️ The most common mistakes artists make (and how to avoid them)✔️ How to think like a grant jury member✔️ Why funding is a long-term strategy — not emergency moneyA strong application tells one cohesive story.Your goals, budget, letters of support, collaborators, and timeline should all align — showing funders that you are prepared, strategic, and ready to deliver real impact.This isn't about writing what you hope will sound impressive.It's about presenting a clear, professional plan that reduces risk and demonstrates growth.Emerging and developing artistsMusicians planning a tour or recording projectIndependent artists navigating funding for the first timeSongwriters and performers ready to treat their music like a businessArtists who have applied before — but want to strengthen their next submissionIf you're looking for support in building your artist roadmap, refining funding applications, or strengthening your professional strategy, If you want to dig deeper and explore how I can help you apply for funding, connect with me through Rockit Vocal Studios and the Artist Development programs. Please reach out if you have any requests for topics or training sessions and be sure to check out the free trial of Rockit's Voice Coaching Club over on Patreon.Your membership supports the growth of this podcast and the development of your vocal skills too! Win Win!To learn about private coaching or to join one of my retreats, visit the website! www.rockitvocalstudios.comReady to expand your skills, develop your musical network and take your career to the next level? Check out the Rockit Singer & Songwriters Retreat! June 2026. Feel free to check out the line of amazing Vocalzone Products HERE.Be sure to follow @rockitvocalstudios on social for more tips and to keep up to date with all the latest info.Join the mailing list for offers, and updates as well as exclusive info. Stay connected for updates, promotions and be the first to know about special events by joining my mailing list! No spam, just valuable singing tips and studio updates!
To book a call to work with Shirley and I for this SBA program: https://api.leadconnectorhq.com/widget/bookings/bookfundingJoin CAT Credit University for FREE: https://www.skool.com/cat-credit-university-9355/aboutFollow Michael on Instagram: www.instagram.com/michobenjamin
If you are a pastor, minister, missionary, or religious worker hoping to live and work in the United States, the R-1 visa may be your path. In this Podcast, we break down who qualifies for a religious worker visa in 2026, what USCIS looks for, and what documents your church or organization must provide. We also explain common mistakes that cause denials and how to avoid delays in the application process.
This bonus episode features Caeli Ridge from Ridge Lending Group, breaking down what's happening right now with DSCR loans and why they're getting so much attention from rental property investors.Caeli explains how DSCR loan rates have been coming down and are now very close to Fannie Mae and Freddie Mac rates. We talk about why DSCR loans are often simpler than conventional mortgages, how they qualify based on the deal instead of the investor's personal income, and why that makes them especially attractive for investors.We also discuss how increased competition from DSCR lenders has pushed Fannie and Freddie to lower their down payment requirements. Single-family rental properties now require as little as 15 percent down. Caeli also walks through the documentation needed for conventional loans and what credit scores lenders are looking for.Listen in on a coaching call with Caeli and a client: https://rentalincomepodcast.com/bonus-tinaContact Caeli:Websiteinfo@ridgelendinggroup.com1-855-747-4343
Learn how to start and get approved as an Amazon influencer in 2026!
A U.S. visa interview is a crucial step in the visa application process, and it's important to make a positive impression on the consular officer. On this Podcast episode you will know some tips for a successful U.S. visa interview.
Manwin Hotel on Main Street on fire, Clay Young went to check it out (1:40); More on the Manwin Hotel fire (9:15); SOUNDS OF THE GAME! Jets win again! (12:40); WestJet follow-up on their seating SNAFU -- An example of HOW DID THIS GET APPROVED??? (18:55); More on the Manwin Hotel fire - News release from the city, & reaction statement from the firefighters union (25:50); Weekly Wednesday Jets chat - Ken Wiebe (34:15); Getting ready for the Winnipeg Renovation Show...with All Canadian Renovations (47:20); Winning entries on HOW DID THIS GET APPROVED (55:25); Monthly visit with RRC Polytech - An RRC Polytech applied research project has resulted in the creation of an All-Canadian Hot Honey (58:30).
Securing a tourist visa involves more than just filling out forms and paying fees; it requires succeeding at the visa interview. This vital step can determine whether you'll embark on your dream visit. As a seasoned immigration attorney with over 10 years of experience, I've guided countless clients through this process. Here are the essential tips for mastering your tourist visa interview.
In this episode of PennyWise, host John Kiernan and guest Dr. Jessica G. Zeiss from Ball State University discuss the best ways to go about getting a credit card. It might seem like a simple topic, but there’s a lot more that goes into choosing the right credit card and actually getting approved than most people realize. John and Dr. Zeiss cover the process of getting a credit card from start to finish, highlighting money-saving strategies to use as well as costly pitfalls to avoid. They also talk about why getting a credit card is so important to achieving overall financial success and how many credit cards you should have. John answers some of your questions, too. More on this episode from WalletHub: How to Choose a Credit Card How to Apply for a Credit Card How to Get Approved for a Credit Card You can compare credit card offers on WalletHub to find the best card for your needs. You can also reference WalletHub’s editors’ picks for the best credit cards for building credit, rewards, 0% APR and more.
To book a call to work with us and get access to business funding: https://api.leadconnectorhq.com/widget/bookings/bookfundingFREE TRAINING: How to Secure $50k at 0% Interest in 30 days or LESS: https://5587-michael.systeme.io/fundingFREE Business Funding Masterclass: https://www.youtube.com/watch?v=q_tK3O3_mTAFollow Michael on Instagram:www.instagram.com/michobenjaminFix your credit by yourself: https://www.skool.com/cat-credit-university-9355/aboutBuy my book: https://www.amazon.com/Power-Yet-Michael-Benjamin-ebook/dp/B07T2T55K8/ref=sr_1_1?crid=2HGW4JEXO2T7D&dib=eyJ2IjoiMSJ9.qqv14sZ4c0oymE34ZlnxhZn1JE9CHddjNPYX8qsEMjO0-B3OmcsX65qRuNJAZCI-MOvySfRVA95xoAs7h0xbNa-74_eAZPTJx7PwMtAXTVX4waJM1SB3-tJyQ_nSfRTln3Pnrnrb2kYHoagZqC5YfPAkC3ikyX24ZkNGCjTH6NmqlGXlNhROVJjmm1xiQjAjuWeScmwmA9jba-4lB34ukqpJ9W88Ahcyu-VaVnLzXHj81ZaXea0ygbRBytaL-9gqYdEEesA0rpyRftZnD-HsiuG3-dey2nHFcvUkn4wwRas.0bodokMw9Vp0et1JP3ndcmIhLEtFB8kMae5gBiJ5-F4&dib_tag=se&keywords=the+power+of+yet&qid=1758751044&sprefix=the+power+of+yet%2Caps%2C205&sr=8-1FREE GUIDE: How to get your first or next funding client: https://5587-michael.systeme.io/5b5d4bab-d4227693Work with me 1:1: https://api.leadconnectorhq.com/widget/bookings/onetoonecall1
In today's episode, Maryanne shares three real-life stories from the last few weeks where clients were struggling with low borrowing capacity — and how strategic planning, smart restructuring, and thinking outside the box helped them move from “I don't think I can buy yet” to “We're officially homeowners!” If you've been told your borrowing capacity isn't enough, this episode will help you see that you still have options — and that the dream might be closer than you think. ⭐ What You'll Learn in This Episode: 1. How clearing debt can completely change borrowing capacity Maryanne walks through a recent scenario where a client had a decent deposit but high credit card and personal loan balances holding them back.You'll hear:Why lenders heavily penalise debt in servicing calculationsHow using a portion of your deposit to clear debt can increase your borrowing capacityThe surprising before-and-after difference for this client2. How property share/co-buying helped two siblings get into the market sooner Buying alone wasn't possible — but buying together was.In this story, Maryanne shares:How combining borrowing power opened up more optionsWhy co-buying can be a smart stepping stone to your long-term goalsHow the pair structured the loan and made the purchase work for both incomes and lifestyles3. How investing instead of buying to live in unlocked a realistic entry point Some clients can't afford the suburb they want right now, but that doesn't mean they can't start building wealth.In this scenario, you'll learn:How “rent where you want, buy where you can afford” changed everythingHow purchasing a more affordable investment property created a strategic entry into the marketThe longer-term plan we set up so they can upgrade into a home they love later
Coach Mark Mathia explains why company-sponsored coaching is common and how to successfully ask your employer to invest in your development. He shares four practical steps—showing ROI, connecting coaching to company goals, making a simple ask, and talking to decision-makers—plus a real success story and timing tips for budget season. Don't let your leadership goals slide another year. 2026 is your time to rise!
With the 2026 FIFA World Cup fast approaching, many soccer enthusiasts from around the globe are gearing up to witness the excitement in the United States, which will be one of the host countries. If you're planning to attend and are not a U.S. citizen or permanent resident, securing a tourist visa (formally known as a B-2 Visitor Visa) is an essential step.
#242: Chris dives into the Capital One credit card lineup, breaking down earning structures for miles and cash back, exciting benefits, and redemption strategies. He also covers the best 2-card combo, transfer partners, important application rules, and more. Link to Full Show Notes: https://chrishutchins.com/capital-one-credit-cards-miles-guide Partner Deals Superhuman: Free month of the fastest and best email with code ALLTHEHACKS Bilt Rewards: Earn the most valuable points when you pay rent Trust & Will: Get 20% off personalized, legally binding estate plans LMNT: Free sample pack of my favorite electrolyte drink mix Vuori: 20% off the most comfortable performance apparel I've ever worn For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Chris' Best Cards Page Capital One Cards Tier List Iceland Trip Venture Cards Capital One Venture Rewards Credit Card Capital One VentureOne Rewards Credit Card VentureOne Rewards for Good Credit from Capital One Capital One Venture X Rewards Credit Card Capital One Venture X Business Spark Miles Cards Capital One Spark Miles for Business Capital One Spark Miles Select For Business Capital One Savor Cash Rewards Credit Card Quicksilver Cards Capital One Quicksilver Cash Rewards Credit Card Capital One QuicksilverOne Cash Rewards Credit Card Spark Cash Cards Capital One Spark Cash Capital One Spark Cash Plus Spark 1.5% Cash Select Business Card Capital One Spark 1% Classic for Business Platinum Mastercard® from Capital One Co-Branded Cards Williams Sonoma Key Rewards Visa Pottery Barn Key Rewards Visa west elm Capital One Credit Card The Key Rewards® Visa Capital One Resources Credit Card Pre-Approval Tool Eno® from Capital One® Capital One Shopping Capital One Dining Capital One Entertainment MLB™ Mondays at Capital One Café (Free Coffee) Blog Posts Why your credit card travel portal might be a poor way to book travel How to Get Approved for Business Cards How to Get MLB Tickets for 5,000 Miles How to book Vacasa Vacation Rentals with Wyndham points ATH Podcast Ep #228: Deep Dive on Citi Credit Cards and ThankYou Points (Best 2-Card Combo) Ep #236: Deep Dive on Amex Credit Cards and Membership Rewards Points Ep #240: Top Airline & Hotel Transfer Partners to Maximize Your Points with Greg the Frequent Miler Luxury Hotel Upgrade Program Airline/Hotel Transfer Partner Spreadsheet Membership: Join here Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@allthehacks.com Full Show Notes (00:00) Introduction (01:17) Quick Episode Overview (03:43) Capital One Venture Card (05:30) The VentureOne Card (06:46) Venture One Card for Good Credit (07:33) Capital One Venture X Rewards (08:17) Using the Capital One Travel Portal (12:27) Venture X Card Benefits (13:50) Capital One's Lounge Network & Access (18:44) The Venture X Business Card (24:06) Spark Miles Cards (26:29) Difference in Earning Miles vs. Cash Back Cards (27:13) Savor Rewards Card (32:15) Quicksilver Cards (33:57) The Spark Cash Cards (39:27) The No Reward Platinum Mastercard (40:11) The Four Co-Branded Williams Sonoma Cards (44:04) Capital One Perks: Virtual Card Numbers, Free Coffee & More (48:02) Online & Card-Linked Offers (52:11) Capital One Dining (52:42) Best Redemptions for Capital One Miles (54:08) Hotel & Airline Transfer Partners (57:49) Moving Capital One Miles (58:43) Important Rules to Keep in Mind (1:01:01) Quick Summary (1:03:10) The Best Two Capital One Card Combo Learn more about your ad choices. Visit megaphone.fm/adchoices
Struggling with bad or no credit? In this episode, Kris Krohn reveals three proven ways to secure a loan even when lenders say no. Learn how to navigate the credit system, unlock financing opportunities, and stop letting your credit score control your future. If you're ready to take back financial power, this is your starting point.
LightSpeed VT: https://www.lightspeedvt.com/ Dropping Bombs Podcast: https://www.droppingbombs.com/ You're here because you want to win—big. Brad Lea doesn't mess around. In this episode, he sits down with Brooke & Mike Villano to tear into how only 17% of eligible veterans are using their VA loan benefits—despite it being one of the best home financing options available—due to misinformation, restrictive lenders, and lack of education, and urges veterans to claim what they've earned, delivering the unfiltered truth you won't find anywhere else. No fluff, just real talk and actionable steps to crush it in business and life. Brooke & Mike's links https://veteranslendinggroup.com https://www.tiktok.com/@valoanbish https://www.instagram.com/valoanbish https://www.instagram.com/vahomeloanspecialist/ 850-499-6734 to call or text with VA home loan questions Brad Lea is a self-made entrepreneur who turned small-town grit into a multi-million-dollar empire. With over 25 years dominating sales and leadership, he's mentored thousands to outsmart, outwork, and out win their competition. His top-rated podcast, Dropping Bombs, brings raw, game-changing insights from the biggest names in business. LightSpeed VT is Brad's brainchild—the world's leading interactive training platform. It's built to make your team sharper, faster, and more effective, without wasting time or money. Whether you're a startup or a Fortune 500, LightSpeed VT is how you scale success and dominate your industry. Curious? Check it out: https://www.lightspeedvt.com/ Brad's also behind Closer School, the go-to program for mastering sales and closing deals like a pro. Want to 10x your income? This is where you start. His book, The Hard Way, lays out the brutal, honest lessons he learned building his empire—your blueprint to winning the game. Get it here: https://bradlea.com/product/the-hard-way/ This isn't just a video. It's a wake-up call. Watch it. Share it. Act on it. Closer School: https://www.closerschool.com/cs
Learn how to make $100+/Day This summer! ⚡️ Check out Kathleen's FREE Masterclass for earning on Amazon HERE
In episode 50 of Going anti-Viral, Dr Yvonne Maldonado joins host Dr Michael Saag to discuss the respiratory syncytial virus (RSV) vaccine and the vaccine approval process in the United States. Dr Maldonado is a Professor in the Stanford University School of Medicine where she has achieved national and international recognition for her scholarship in the epidemiology and control of infectious diseases. She has served on several national and international committees including, until recently, the CDC Advisory Committee on Immunization Practices (ACIP). Dr Maldonado and Dr Saag provide an overview of RSV including the history of RSV vaccine research and development and provide an update on the availability of RSV vaccine in adults but not in children. They also discuss the risk of severe disease in children and the limited treatments available. Dr Maldonado and Dr Saag also discuss the process for vaccine approvals in the United States. Specifically, they review the role of the ACIP committee in vaccine approvals and provide an update on the recent dismissal of all of the prior members of the committee, which included Dr Maldonado. They discuss the potential impact that this will have on the review of all vaccines and the overall impact on public health. 0:00 – Introduction 1:30 – Overview of RSV including the history of RSV vaccine research and development 5:08 – Status of RSV vaccine availability in adults and children 8:15 – Discussion of the length of RSV vaccine protection and the differences in RSV respiratory disease between children and adults 10:17 – Risk of severe disease from RSV in children 12:22 – Overview of the vaccine approval process in the United States and how the CDC ACIP committee operates 19:27 – Discussion of the recent dismissal of all members of the ACIP including Dr Maldonado and her concern for the process of vaccine approval moving forward 23:54 – The vetting process for new members of the ACIP and assessment of newly appointed members 27:20 – How the recent personnel changes at the ACIP and other federal agencies impact public health 32:08 – Discussion of the public commitment and support for vaccination moving forward__________________________________________________Produced by IAS-USA, Going anti–Viral is a podcast for clinicians involved in research and care in HIV, its complications, and other viral infections. This podcast is intended as a technical source of information for specialists in this field, but anyone listening will enjoy learning more about the state of modern medicine around viral infections. Going anti-Viral's host is Dr Michael Saag, a physician, prominent HIV researcher at the University of Alabama at Birmingham, and volunteer IAS–USA board member. In most episodes, Dr Saag interviews an expert in infectious diseases or emerging pandemics about their area of specialty and current developments in the field. Other episodes are drawn from the IAS–USA vast catalogue of panel discussions, Dialogues, and other audio from various meetings and conferences. Email podcast@iasusa.org to send feedback, show suggestions, or questions to be answered on a later episode.Follow Going anti-Viral on: Apple Podcasts YouTubeXFacebookInstagram...
Benefits from the New York Office For People With Developmental Disabilities can improve the quality of life for special needs residents and their families, but getting qualified is half the battle. Home Care Advisory Group ((212) 540-2984) can help. Visit https://homecareadvisory.org/learning-center/medicaid/individuals-with-special-needs-opwdd/ for more. Home Care Advisory Group City: New York Address: 99 Hudson Street #5th floor Website: https://homecareadvisory.org/ Phone: +1 212 540 2984 Email: info@homecareadvisory.org
In this episode, Jack Bosch sits down with Andrew Russell, founder of RCG Mortgage, to dig into what's really happening in the mortgage world right now. From cutting-edge tools like LoanSnap to how entrepreneurs can secure financing without a W-2, Andrew shares insights every real estate investor and business owner needs to hear. They talk trust, tech, and transparency in lending—and bust a few myths along the way.
Our Main story tonight centers around Fairview, Texas, where the Planning Zoning Committee approved the LDS Temple with a bunch of provisions. And now its up to the Town Council — led by Mayor Henry Lessner — to vote on the Planning and Zoning Commission's recommendations regarding the controversial proposed Mormon temple. After weeks of… Read More »Will the Mormon Temple Get Approved? – Showdown in Fairview The post Will the Mormon Temple Get Approved? – Showdown in Fairview appeared first on Mormon Discussions Podcasts - Full Lineup.
2-26-25 Morning Rush - Blake Lively Calls Out Content Creators! & Tax Hikes Get Approved?!go to patreon.com/daveneal for more bonus content!
#214: Chris reveals the top cash back credit cards in 2025 to maximize your rewards. He also goes deep on leveraging signup bonuses to earn up to 20% back on all your spending. Link to Full Show Notes: https://chrishutchins.com/cash-back-credit-cards-2025 Partner Deals Vuori: 20% off the most comfortable performance apparel I've ever worn Copilot: Free 2 months access to my favorite personal finance app with code HACKS2 LMNT: Free sample pack of my favorite electrolyte drink mix Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth Bilt Rewards: Earn the most valuable points when you pay rent For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Credit Cards: Best Cards Page | Chris' Credit Card Optimizer Tool U.S. Bank Smartly Visa Signature Credit Card Robinhood Gold Card Discover it® Miles card Bank of America® Unlimited Cash Rewards Credit Card Bank of America® Travel Rewards Credit Card Bank of America® Premium Rewards® Credit Card Bank of America® Premium Rewards® Elite Credit Card Business Advantage Unlimited Cash Rewards Mastercard® Credit Card Business Advantage Travel Rewards World Mastercard® credit card Alliant Credit Union Visa Signature Card Bank of America® Customized Cash Back Rewards Credit Card Citi Custom Cash Credit Card U.S. Bank Cash+® Visa Signature® Card Verizon Visa® Card Wells Fargo Autograph Journey Visa® Card Capital One Spark Cash Plus Capital One Venture X Rewards Credit Card Hawaiian Airlines ® World Elite Mastercard Bank of America Preferred Rewards U.S. Bank Real-Time Rewards How to Get Approved for Business Cards All the Hacks Podcast Ep #170: Cash Back vs. Points: Are We Doing It All Wrong? Ep #136: Current State of Credit Cards Points and Predictions for 2024 with Sebastian Fung Membership Follow & Review on Apple Podcasts Email us for questions, tips, deals and feedback Full Show Notes (00:00) Introduction (02:00) Quick Overview (04:12) The 4% Cash Back Card From U.S. Bank (08:01) Update on the U.S. Bank Altitude® Reserve Visa Infinite® Card (10:57) Robinhood Gold Card for 3% Cash Back (15:54) The Discover Card for Miles (17:57) Rewards on Bank of America Cards (20:33) Perks and Cons of Bank of America Cards (28:04) Alliant Credit Union's Cash Back Card (32:19) Quick Comparison of the Cash Back Cards (33:26) Chris' Card Optimizer Tool (37:38) How to Value Points (39:07) Leveraging Credit Card Welcome Offers (41:15) All the Hacks Membership Perks (43:15) Chris' Analysis of Welcome Offers (46:35) The Big Final Takeaway Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor's Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices
Are you ready to buy your first home but feeling overwhelmed by the process? In this episode, Viri, a real estate broker specializing in first-time homebuyers, walks us through the mortgage approval process. Learn what lenders look for, how to avoid common mistakes, and what you can do today to make homeownership a reality. About our guest: Viri is a licensed real estate broker in Washington who specializes in first-time homebuyer education. She has a deep passion for helping families achieve the dream of homeownership by providing them with the knowledge and guidance they need to navigate the mortgage approval process. Viri is committed to making real estate more accessible for the Latino community, offering education, bilingual resources, and trusted referrals to help clients make informed decisions. Connect with Viri on Instagram. Luzy King is an award-winning Latina Wealth Coach. She became a first-gen investor after learning about investing and wealth building by accident through her MBA program in 2019. During the same year, Luzy was denied access to financial advice because she didn't have $100K to start investing, and she made a commitment to learn things on her own and become the first one in her family to start investing. Now, she is passionate about teaching women of color all of the strategies she wishes someone would have taught her in school. Luzy is a certified trauma-informed Financial & Business Coach, contributing author, and Community Leader. Luzy is on a mission to destigmatize the idea of wanting more money, more money, and more options. She is ready to teach women of color how to build a legacy through stock market investing and entrepreneurship. Connect with Luzy Say Hola Wealth Website Follow Luzy on Instagram, Tiktok @sayholawealth, and on Linkedin. To join the CASH LIBRE newsletter or apply for coaching, click here!
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Amazon FBA Wholesale is changing in 2025. Are you ready?If you've been thinking about switching from retail arbitrage or online arbitrage to wholesale, or you're just starting your Amazon journey, this episode of podcast will get you started and make you dangerous..We sit down with Cory Ganim, an Amazon wholesale seller doing multiple seven figures per year, to break down exactly how to get started, land profitable wholesale accounts, and scale your business the right way.What you'll learn in this episode:✔️ What is Amazon wholesale & how does it compare to arbitrage?✔️ How much money do you need to start wholesale?✔️ How to find and contact legitimate wholesale suppliers✔️ The biggest mistakes new wholesale sellers make (and how to avoid them)✔️ How to scale to six and seven figures WITHOUT a huge team✔️ The truth about Section 3 suspensions & how to protect your business--------------------RESOURCES FOR YOU:
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Kenny Wallace discusses his brother Mike Wallace getting approved by NASCAR to run the Daytona 500. #nascar #racing #kennywallace #mikewallace #daytona500 Brought to you by JEGS! Click here: http://jegs.ork2.net/rQ9Oy5 Use Promo Code DEALS To Save Up To 50% OFF Sitewide! Shop Doorbusters, Stackable Savings & 1,000's of Deals at JEGS!***thumbnail photo by Getty Images courtesy of NASCAR Media JEGS has been in business since 1960. Racers selling to racers. Focusing on American Muscle – but also big product line of automotive tools, garage gear & other performance parts. JEGS is well established with racers of all kinds, including the NHRA, bracket racing, circle track & more! Free shipping on orders over $199. Unrivaled expertise from techs. Millions of parts for every car person's needs. Sign up for their email for exclusive deals!
Learn how to prepare your loan application for approval, what documentation you'll need to provide, and how to meet lender requirements in order to present yourself as a trustworthy borrower.Throughout the episode, we present you with real-world statistics and practical advice to make the process clear & achievable.Whether you're new to real estate investing or looking to improve your chances of securing financing, this episode is packed with actionable tips to help you build credibility, avoid common mistakes, and get your deal funded.Thank you for listening to our podcast!If you're ready to start your next project, reach out to us at https://thehardmoneyco.comFor more content, find us at:https://instagram.com/TheHardMoneyCohttps://www.youtube.com/@TheHardMoneyCohttps://www.facebook.com/TheHardMoneyCo
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#197: Together with Kevin Rose, we'll dive into points and miles strategies, credit card optimization, travel tips, and career growth. Specifically, we'll cover everything from underrated credit card tricks, tactics for earning multiple welcome bonuses, navigating the complexities of family travel, staying updated on the best deals, our favorite podcasts, and so much more. Kevin Rose is a partner at True Ventures, an early-stage venture capital firm that has invested over $4 billion in a portfolio of over 400+ founders. Kevin previously founded Digg, Zero, Oak, and was a Partner at Google Ventures. Link to Full Show Notes: https://chrishutchins.com/kevin-rose-ama-1 Partner Deals Stable: 50% off your first year of my favorite digital mailbox Superhuman: Free month of the fastest and best email with code ALLTHEHACKS Daffy: Free $25 to give to the charity of your choice Vuori: 20% off the most comfortable performance apparel I've ever worn Oracle: Free trial of the next generation Oracle Cloud Infrastructure For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Kevin Rose: Website | Newsletter DEXA Scan: DexaFit Credit Cards Best Credit Cards Offers Page Capital One Venture X Rewards Credit Card Capital One Venture Rewards Credit Card U.S. Bank Altitude® Reserve Visa Infinite® Card Bank of America Preferred Rewards Robinhood Gold Credit Card Bilt Mastercard® Wells Fargo Autograph Journey℠ Card Wells Fargo Autograph℠ Card Citi Strata Premier℠ Card Credit Card Optimizer Tool How to Get Approved for Business Cards Pepper Rewards App (Referral code: 612342) Points and Miles Websites Frequent Miler Doctor Of Credit One Mile at a Time Travel point.me AwardCat 10xTravel Savanti Travel Hyatt Globalist Guest of Honor: A Complete Guide Podcasts Frequent Miler On The Air Animal Spirits The Memo by Howard Marks MoneyWise with Sam Parr The Peter Attia Drive diggnation Huberman Lab The Aliquot (Rhonda Patrick) ATH Podcast Chris' Newsletter: Sign Up | Past Issues Chris' Membership Ep #47: Finding Happiness, Success and Deep Purpose with Arthur Brooks Ep #86: The Best Deals for Vacation Rentals, Exchanges, Fractionals, Timeshares and More! Ep #170: Cash Back vs. Points: Are We Doing It All Wrong? Ep #196: Optimizing Metabolic Health to Live a Longer and Healthier Life with Dr. Casey Means Full Show Notes (02:11) Introduction (03:32) Strategizing Your Next Home Purchase (07:42) When Should You Consider REITs? (08:25) Mastering the Skill of Spending (12:15) Why You Should Invest Toward Your Pain Points (14:28) Maximizing Earnings in Less Than 6 Months (16:51) Most Overrated Credit Card Trick (20:55) Underrated Credit Card Strategies (23:30) Chris' Credit Card Optimizer Tool (25:34) Secret Perk on Amazon Visa Card (26:49) How to Earn Multiple Welcome Bonuses (30:26) Cancelling/Recycling Credit Cards (35:20) How to Get Weekly Alerts on Deals & Finds (37:01) Earning Points Beyond Regular Spending (40:00) Pepper Points (41:16) Alaska Airlines and Hawaiian Airlines Merger (44:03) Adding Authorized Users on Your Card (45:48) How to Search for Hotel Availability by Occupancy (46:49) Chris' Favorite Websites to Earn Points From (47:22) Best Credit Card Pairings (49:33) Using Consultants to Maximize Points (51:04) Relaxing on Vacation (54:03) Rental Car Protection on Points (55:57) Chris and Kevin's Favorite Airline Cabins (58:10) Splitting Kids & Nanny into Different Class Flight Seats (1:02:20) Earning Hyatt Globalist Status (1:05:52) Optimizing Vacation Rentals or Extended Trips (1:07:07) Chris and Kevin's Favorite Podcasts (1:09:31) How to Decide to Quit Your Job (1:13:49) Accelerating Your Career With Kids (1:20:13) Future Q&A Preview (1:21:04) The Reason We Have Ads in the Show (1:22:53) Where to Find Kevin
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Gm! In this episode, Matthew Sigel from VanEck joined us to discuss VanEck's Solana ETF filing, gauging customer demand for spot crypto ETFs, and an ETFs impact on the Solana network. We also dive into what Solana needs to improve on, determining the value of L1s, and bringing the NASDAQ onchain. Enjoy! Resources Recent Developments With Solana ETF 19b-4s:https://x.com/matthew_sigel/status/1825630561865715912?s=46&t=Bicxk0ccRPkhOv9SfacvBQ -- Follow Matthew: https://x.com/matthew_sigel Follow Mert: https://x.com/0xMert_ Follow Jack: https://x.com/whosknave Follow Lightspeed: https://twitter.com/Lightspeedpodhq Subscribe to the Lightspeed Newsletter: https://blockworks.co/newsletter/lightspeed -- Access is the new way to support and consume content from your favorite creators. Over 140 subscriptions to select from, spanning from large crypto media to a long tail of talented independent researchers and artists. No paying for subscriptions. Simply stake, consume, and get rewarded. Claim your free subscription through this link. But be quick there is a limited number available! https://tiplink.io/f/2195-aOAlZYc4ARht#Lhr8-0rBdVrxL94ZjOHwVtwxI2OSal2xw6Sz51lYuzU – Step into MyPrize—the online multiplayer crypto casino that lets you battle your friends and play alongside creators. On MyPrize, you're invited to get rowdy and share every victory and defeat with your pals. Because we know the only thing more fun than beating the house is beating your friends. Get started now with a 150% deposit or purchase bonus: https://myprize.com/invite/Lightspeed -- Subscribe on YouTube: https://bit.ly/43o3Syk Subscribe on Apple: https://apple.co/3OhiXgV Subscribe on Spotify: https://spoti.fi/3OkF7PD Get top market insights and the latest in crypto news. Subscribe to Blockworks Daily Newsletter: https://blockworks.co/newsletter/ -- (00:00) Introduction (02:20) VanEck's Solana ETF Filing (05:45) Gauging Customer Demand for Spot Crypto ETFs (11:07) The SEC's Impact on a Solana ETF Approval (16:58) What is the Significance of an ETF on the Solana Network? (20:23) Access Protocol Ad (21:05) MyPrize Ad (21:35) VanEck's Memecoin Index (26:06) Are Meme Narratives Bad For Finance? (29:19) Determining the Value of L1s (33:51) How Can Solana Improve? (41:18) Bringing the NASDAQ onchain (45:41) What is Solana Doing Well? -- Disclaimers: Lightspeed was kickstarted by a grant from the Solana Foundation. Nothing said on Lightspeed is a recommendation to buy or sell securities or tokens. This podcast is for informational purposes only, and any views expressed by anyone on the show are solely our opinions, not financial advice. Mert, Jack, and our guests may hold positions in the companies, funds, or projects discussed.
Knowing how to get a mortgage is a crucial step in your journey to buy a rental property. Of course, the money side of things can be intimidating. How do you find a lender? What type of mortgage do you need? When should you get a preapproval? You likely have all sorts of questions…and we have answers! Welcome back to the Real Estate Rookie podcast! In part two of our fundamentals of funding miniseries, certified mortgage advisor Jeff Welgan joins the show to share his lending expertise and equip rookies with some golden financing tips. In this episode, he debunks some of the most common misconceptions about real estate lending and shares some of the biggest red flags to watch out for in a lender. But that's not all. Jeff will show you an EASY way to build an entire portfolio with very little money—a lesser-known strategy that allows you to use down payment assistance programs and first-time home buyer loans to your advantage. Jeff also talks about the biggest differences between conventional and non-conventional loans, what to expect during the underwriting process, and where he expects mortgage rates to be in the not-so-distant future! In This Episode We Cover: The EASY way to build your rental portfolio with low money The mortgage approval timeline and what to expect during the underwriting process How to get 100% financing (or more!) with down payment assistance programs The biggest red flags to watch for in a lender (and key questions to ask!) How to get a first-time home buyer loan (even if it's NOT your first property!) The most common misconceptions surrounding real estate lending Conventional loans versus non-conventional loans (and which one YOU need) And So Much More! Links from the Show Find an Agent Find a Lender Ashley's BiggerPockets Profile Ashley's Instagram Tony's BiggerPockets Profile Tony's Instagram Real Estate Rookie Facebook Group Join BiggerPockets for FREE Submit Your Real Estate Rookie Question! Get Tips, Advice, & Support in the BiggerPockets Forums Join the Real Estate Rookie Bootcamp Grab the BiggerPockets Investing Books Property Manager Finder Real Estate Rookie 408 – Fundamentals of Funding: How to Find the Right Lender for Your Next Rental w/Joe Coleman BiggerPockets Real Estate 939 – BiggerNews: 100% Financing for First-Time Home Buyers is HERE BiggerPockets Real Estate 943 – BiggerNews: Can't Qualify for Another Mortgage? Try THESE Investor Loans w/Jeff Welgan Connect with Jeff: Jeff's BiggerPockets Profile Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/rookie-409 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email: advertise@biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Host Jennifer Sanasie breaks down the latest news in the crypto industry from the potential of spot ether ETF approval to 3AC's Kyle Davies speaking up on the company's bankruptcy.To get the show every day, follow the podcast here."CoinDesk Daily" host Jennifer Sanasie breaks down the biggest headlines impacting the crypto industry today, including a Bloomberg analyst's prediction that ether ETFs likely won't get approved in May. Plus, 3AC co-founder, Kyle Davies, speaks up about the company's bankruptcy; and Polygon Labs paid $4 million to Starbucks for the coffee company's now failed Web3 project.-Consensus is where experts convene to talk about the ideas shaping our digital future. Join developers, investors, founders, brands, policymakers and more in Austin, Texas from May 29-31. The tenth annual Consensus is curated by CoinDesk to feature the industry's most sought-after speakers, unparalleled networking opportunities and unforgettable experiences. Register now at consensus.coindesk.com.-This episode was hosted by Jennifer Sanasie. “First Mover” is produced by Jennifer Sanasie and Melissa Montañez and edited by Victor Chen.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
The approval rate for green card applications is remarkably low. David Bier explains in a new paper how to improve the backlogged process of welcoming new people to the United States. Hosted on Acast. See acast.com/privacy for more information.
Want to know how to buy your first rental property without money getting in the way? For years, Mike wanted to invest in real estate, but banks wouldn't give him a loan. If you're having the same issue, we're here to help! Welcome back to the Real Estate Rookie podcast! After multiple deals fell through during the financing stage, Mike Previtera realized he needed to work on his finances. So, he and his wife trimmed the fat from their budget and aggressively paid off bad debts. Mike even made changes to his lawnmowing business—raising rates and working extra hours to increase his income. Within one year, all of the hard work had paid off, as Mike was able to get financing for not only his first deal but also the deals that followed! If your financial situation is holding you back from buying real estate, this episode is for you! Mike recalls the exact steps he took to get his finances in order. He also shares how he grew his network, which allowed him to find more deals and financing opportunities. Finally, he talks about some of his biggest investing mistakes—mistakes that YOU can avoid! In This Episode We Cover How to buy your first rental property when you can't get a loan Finding deals, connections, and mentors through the power of networking Why hustling for a season could help kickstart your real estate journey How to lay your financial foundation before investing in real estate The BEST strategies for finding deals as a new investor The most common real estate investing pitfalls (and how to AVOID them!) And So Much More! Check the full show notes here: https://www.biggerpockets.com/blog/rookie-361 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email: advertise@biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices
To learn more about business loans and credit cards that Chase offers contact Kristina directly.Kristina Sicard VP, SR Business Consultant at Chase IG Kris_Success Email kristina.sicard@chase.comClick the link below to join MG Mortgage Academy https://www.mgmortgageacademy.com/Click here to visit my bookstore https://mgbookstore.com/Support this podcast at — https://redcircle.com/rants-and-gems/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
Matt Walsh's producer goes undercover to reveal the shocking ease with which people can get a medical referral for gender mutilation surgery; Donald Trump is notified that he's the target of an ongoing investigation; and Ron DeSantis heads to the southern border.Click here to join the member exclusive portion of my show: https://utm.io/ueSEjEp.1742- - - DailyWire+:Get 25% of your DailyWire+ membership: https://bit.ly/3VhjaTsGet your Ben Shapiro merch here: https://bit.ly/3TAu2cw - - - Today's Sponsors:ExpressVPN - Get 3 Months FREE of ExpressVPN: https://expressvpn.com/benPureTalk - Switch to PureTalk and get 50% off your first month! https://www.puretalkusa.com/landing/shapiro Helix - Get up to 20% OFF + 2 FREE pillows with all mattress orders: https://helixsleep.com/BENInnovation Refunds - Learn more about Innovation Refunds at https://getrefunds.com/.- - -Socials:Follow on Twitter: https://bit.ly/3cXUn53 Follow on Instagram: https://bit.ly/3QtuibJ Follow on Facebook: https://bit.ly/3TTirqd Subscribe on YouTube: https://bit.ly/3RPyBiB Learn more about your ad choices. Visit podcastchoices.com/adchoices
Matt Walsh's producer goes undercover to reveal the shocking ease with which people can get a medical referral for gender mutilation surgery; Donald Trump is notified that he's the target of an ongoing investigation; and Ron DeSantis heads to the southern border. Click here to join the member exclusive portion of my show: https://utm.io/ueSEj Ep.1742 - - - DailyWire+: Get 25% of your DailyWire+ membership: https://bit.ly/3VhjaTs Get your Ben Shapiro merch here: https://bit.ly/3TAu2cw - - - Today's Sponsors: ExpressVPN - Get 3 Months FREE of ExpressVPN: https://expressvpn.com/ben PureTalk - Switch to PureTalk and get 50% off your first month! https://www.puretalkusa.com/landing/shapiro Helix - Get up to 20% OFF + 2 FREE pillows with all mattress orders: https://helixsleep.com/BEN Innovation Refunds - Learn more about Innovation Refunds at https://getrefunds.com/. - - - Socials: Follow on Twitter: https://bit.ly/3cXUn53 Follow on Instagram: https://bit.ly/3QtuibJ Follow on Facebook: https://bit.ly/3TTirqd Subscribe on YouTube: https://bit.ly/3RPyBiB Learn more about your ad choices. Visit podcastchoices.com/adchoices