Podcasts about Speaker

The Rich Zeoli Show- Full Show (11/11/2025): 3:05pm- In observance of Veterans Day, President Donald Trump spoke from Arlington National Cemetery—stating: "Everything we have, everything our country has achieved, has been purchased by the muscle, spine, and steel of the United States military." 3:10pm On Monday night, eight Senators who caucus with Democrats—Angus King, Tim Kaine, Dick Durbin, John Fetterman, Maggie Hassan, Jeanne Shaheen, and Catherine Cortez Masto—joined Republicans to pass a spending package to end the government shutdown. The final vote in the Senate was 60-40. Speaker of the House Mike Johnson is giving his members 36-hours to return to Washington D.C. with a vote occurring as early as Wednesday. 3:20pm- Politico conducted a new poll trying to identify the current leader of the Democratic Party—amazingly, the leading vote-getter was “Don't Know.” And “Nobody” placed third! 3:30pm- Ryan Manion—Chief Executive Officer at Travis Manion Foundation & Host of The Resilient Life Podcast—joins The Rich Zeoli Show to commemorate Veterans Day and discuss her soon-to-be-released book, “Things My Brother Used to Say.” You can find the book here: https://www.travismanion.org/book/. 4:05pm- Following the Senate's successful vote to end the government shutdown, Democrats have turned on Minority Leader Chuck Schumer. In a post to X, Rep. Ro Khanna called for Schumer to be replaced. The Pod Save America hosts held Schumer personally responsible for eight Democrats working with Republicans to reopen the government. And CNN polling expert Harry Enten reveals that Schumer's approval rating is lower than any Senate Democratic leader's since at least 1985! 4:15pm- Were Democrats simply prolonging the shutdown in hopes that it would help them electorally last Tuesday? 4:30pm- Dr. Marc Siegel—Fox News Senior Medical Analyst & Clinical Professor of Medicine and Practicing Internist at NYU Langone Medical Center—joins The Rich Zeoli Show to discuss his new book, “The Miracles Among Us: How God's Grace Plays a Role in Healing.” You can find the book here: https://www.foxnews.com/books/the-miracles-among-us. 5:00pm- Bill D'Agostino— Senior Research Analyst at Media Research Center—joins The Rich Zeoli Show to break down some of the best (and worst) moments from corporate media and Democrats. Is Chuck Schumer about to be replaced as Senate Minority Leader? “It's probably a coin flip.” Plus, the BBC has been caught deceptively editing a video of Donald Trump—making it appear as though he called for violence on January 6th. After widespread claims of institutional bias, CEO of BBC News Deborah Turness has resigned. 5:40pm- On Tuesday, President Donald Trump joined The Pat McAfee Show where he revealed that he hates the new NFL kickoff! Plus, should Washington Commanders new stadium be named after Donald Trump?

The Rich Zeoli Show- Hour 1: 3:05pm- In observance of Veterans Day, President Donald Trump spoke from Arlington National Cemetery—stating: "Everything we have, everything our country has achieved, has been purchased by the muscle, spine, and steel of the United States military." 3:10pm On Monday night, eight Senators who caucus with Democrats—Angus King, Tim Kaine, Dick Durbin, John Fetterman, Maggie Hassan, Jeanne Shaheen, and Catherine Cortez Masto—joined Republicans to pass a spending package to end the government shutdown. The final vote in the Senate was 60-40. Speaker of the House Mike Johnson is giving his members 36-hours to return to Washington D.C. with a vote occurring as early as Wednesday. 3:20pm- Politico conducted a new poll trying to identify the current leader of the Democratic Party—amazingly, the leading vote-getter was “Don't Know.” And “Nobody” placed third! 3:30pm- Ryan Manion—Chief Executive Officer at Travis Manion Foundation & Host of The Resilient Life Podcast—joins The Rich Zeoli Show to commemorate Veterans Day and discuss her soon-to-be-released book, “Things My Brother Used to Say.” You can find the book here: https://www.travismanion.org/book/.

The Rich Zeoli Show- Full Episode (11/10/2025): 3:05pm- On Sunday night, eight Senators who caucus with Democrats—Angus King, Tim Kaine, Dick Durbin, John Fetterman, Maggie Hassan, Jeanne Shaheen, and Catherine Cortez Masto—joined Republicans and agreed to advance a bill that would end the government shutdown. The final vote in the Senate is expected to take place on Monday with a vote in the House of Representatives coming later in the week. If passed, the plan would fund most federal agencies through January 30th. Were Democrats simply prolonging the shutdown in hopes that it would help them electorally last Tuesday? 3:20pm- The United States Supreme Court has denied a request to revisit Obergefell v. Hodges, the landmark decision legalizing same-sex marriage in 2015. The court did not comment on its decision to decline the petition. According to The New York Times, at least four justices would have to vote in favor of hearing the case. 3:40pm- Senator Tim Kaine (D-VA) was asked why he suddenly decided to join Republicans to end the government shutdown. He responded: "I was so focused on the Virginia elections I wasn't in this discussion on healthcare to see how dug in they were." 4:00pm- Following a swearing-in ceremony for the U.S. Ambassador to India Sergio Gor, President Donald Trump spoke with the press from the Oval Office—explaining that he supported the tentative agreement reached in the Senate to end the government shutdown. 4:30pm- Alan Rosen—Owner of Junior's in New York, which was founded in 1950 and is known for having the best cheesecake in the world—joins The Rich Zeoli Show to discuss the restaurant's 75-year anniversary as well as Zohran Mamdani's electoral win and how it might impact New York City business owners. What advice would he offer Mamdani? 5:05pm- While appearing on ABC's This Week, Treasury Secretary Scott Bessent pointed out George Stephanopoulos's hypocrisy when it comes to government shutdowns. 5:15pm- Robert Jiminson of The New York Times reports that the Senate is expected to fast-track a bill that will end the government shutdown—with a vote coming as soon as Monday night. Meanwhile, Speaker of the House Mike Johnson is giving his members 36-hours to return to Washington D.C. with a vote occurring as early as Wednesday. 5:40pm- On Sunday, President Donald Trump attended the Detroit Lions vs Washington Commanders game—where he honored veterans and even did play-by-play commentary with the broadcast team! During the game, Lions wide receiver Amon Ra St. Brown did the famous Trump dance after scoring a touchdown! 6:05pm- During an interview with Catherine Herridge, Assistant Attorney General for Civil Rights at the U.S. Department of Justice Harmeet Dhillon revealed that 75,000 voters with an independent party affiliation were not included on the poll book during last Tuesday's election. She promised that there would be “follow-up action.” 6:15pm- New Jersey governor-elect Mikie Sherrill is going after President Donald Trump, New York Governor Kathy Hochul pushes back against some of Zohran Mamdani's policies (like free busing), and California Governor Gavin Newsom says Democrats need to recognize they have issues appealing to young men. 6:30pm- Politico conducted a new poll trying to identify the current leader of the Democratic Party—amazingly, the leading vote-getter was “Don't Know.” And “Nobody” placed third!

The Rich Zeoli Show- Hour 3: 5:05pm- While appearing on ABC's This Week, Treasury Secretary Scott Bessent pointed out George Stephanopoulos's hypocrisy when it comes to government shutdowns. 5:15pm- Robert Jiminson of The New York Times reports that the Senate is expected to fast-track a bill that will end the government shutdown—with a vote coming as soon as Monday night. Meanwhile, Speaker of the House Mike Johnson is giving his members 36-hours to return to Washington D.C. with a vote occurring as early as Wednesday. 5:40pm- On Sunday, President Donald Trump attended the Detroit Lions vs Washington Commanders game—where he honored veterans and even did play-by-play commentary with the broadcast team! During the game, Lions wide receiver Amon Ra St. Brown did the famous Trump dance after scoring a touchdown!

Today's Masked Speaker made up a dumb lie in college and has been keeping it going for YEARS hoping his wife and in-laws never will find out...See omnystudio.com/listener for privacy information.

After the Senate passed a bill to end the federal government shutdown, many Democrat leaders are calling for Senate Minority Leader Chuck Schumer to resign. Is he in trouble? The Sekulow team discusses Speaker of the House Mike Johnson's next move to end the shutdown, House Minority Leader Hakeem Jeffries' criticism of Schumer, the Trump Administration's response to the government shutdown likely ending, the ACLJ's legal work – and much more.

The Speakers of Geek continue their journey through Marvel Limited Series of the ‘80s with West Coast Avengers by Roger Stern, Bob Hall, Brett Breeding and company. Hear our reactions - favorable and not so favorable - to the first Avengers spinoff title, the spotlight on lesser known characters, the backstory and development, the villains, the art and more! (1:01:11)

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BOSSes, Anne Ganguzza is joined by Danielle Famble and special guest Jennifer Clark (Host of Human Kindness at Work podcast) for a Boss Money Talk Series crossover episode. They explore the profound impact of charitable giving. This episode demonstrates that giving—whether time, money, or relationships—is not just good for the soul; it's a strategic act that combats hopelessness, strengthens local ties, and creates powerful networking opportunities for your voiceover business.   00:01 - Anne (Host) Hey guys, Anne Ganguzza here. Imagine a voiceover journey where every step is filled with discovery and growth. That's the path I want to work on with you, through nurturing coaching and creative demo production. Let's unveil the true potential of your voice together. It's not just about the destination, it's about the gorgeous journey getting there. Are you ready to take the first step? Connect with me at anneganguzza.com.  00:32 - Speaker 2 (Announcement) It's time to take your business to the next level, the boss level. These are the premier business owner strategies and successes being utilized by the industry's top talent today. Rock your business like a boss a VO boss. Now let's welcome your host, anne Ganguza.  00:51 - Anne (Host) Hey, hey, everyone, welcome to the VO Boss podcast and the Boss Money Talk series. I'm your host, Anne Ganguza,z and today's show is a very special crossover moment. I'm joined by my regular Boss Money Talks co-host, Danielle Famble, financial strategist, voice actor and the person who keeps our boss business brains sharp. Yay, yay, hey, Anne, hey, and we're teaming up with the amazing Jennifer Clark, a powerhouse voice actor and the host of the Human Kindness at Work podcast. Today, we're going to talk about the power of giving, how it fuels mental wellness, strengthens our brand and builds real community in the voiceover world and beyond. And we'll also be talking about 100 Voices who Care, which is a charitable organization led by these two powerhouses that supports local communities by combining donations to impact local charities. So let's get into it, ladies. Thank you so, so much for joining me today. Thanks for having us.  01:48 - Speaker 4 (Host) Anne.  01:48 - Anne (Host) Yay, I'm very, very excited to talk to you guys about this, because I think this is something that it exists and every time there seems to be, let's say, possible issues in the community or you know people that need help, we get those GoFundMes, we get people who talk about, you know, donating to charities and stuff like that, and I think it's something that we need to really talk about more, about how it can affect us in a positive manner and also how it can affect our businesses. So let's maybe start by talking about the psychology of donating and giving. And, jennifer, I know, in your Human Kindness podcast you which is wonderful, by the way, guys, you absolutely must tune into that you talk to people all the time about giving and human kindness, and so what are your thoughts about you know, what are the benefits of giving?  02:43 - Speaker 4 (Host) Well, I'm not a doctor, but I can speak as someone who has been, you know, intentionally giving for most of my life, and as I'm talking to guests who are really active in their community and showing human kindness at work. What I see in myself and in people that I'm talking to is that it does something for our mental health. It's really easy to look at the world, especially right now, and you wake up every day and there's another crazy thing going on. The world is constantly on fire and it's really easy to get depressed fast. I mean, that's the fastest ticket to depression, right? Just read the news, right and we lose sight of all the really good things that are going on in the world. We lose sight of the really good people that there are.  03:36 Being a part of giving is like linking arms and finding all those people in your local community and the world at large that are doing the work. They're trying to bring change, and it's really uplifting. It's one of those things I don't know what it's called, but it's kind of like when you're looking for something you know when I wanted to buy a new vehicle, I had never seen anybody drive this vehicle and then all of a sudden, when I was like I want a Volkswagen Atlas. I saw it everywhere, Absolutely everywhere. And it's the same with giving. When you look around and you're like man, nobody is doing anything, Nobody is getting involved. In my community, Nonprofits are suffering. But then you start getting involved, you will make connections like crazy and you'll start seeing all of the good and it is so uplifting. It really does change your perspective.  04:34 - Anne (Host) Oh, absolutely I can imagine, because, especially now, just with the craziness, as you mentioned, of the world, and there's a lot of times when I will open up my social media and then, oh my goodness, just start reading or the news and I just start to feel hopeless and what can I do? What can I do? First of all, to feel, because it's making me feel bad and not like I don't know, functional in a lot of ways, and I want to be able to help and I don't know how to help. And I think this is one way that we can focus on something that can absolutely make a big difference in our lives and, of course, other people's lives as well, and to be able to connect with people who are doing good in the world. That gives me hope.  05:25 - Speaker 4 (Host) And I think sometimes we look at problems and it's so overwhelming and we think we have to reinvent the wheel, Like oh. I got to start a nonprofit or fix the solution. There are already boots on the ground that are doing work. So making a difference, giving of yourself your time, your resources, your energy, doesn't have to be hard. It's just a matter of finding something that you want to give yourself to, and don't reinvent the wheel, just join into the good work that's already going on. Yeah.  05:56 - Speaker 3 (Host) It kind of reminds me of that.  05:57 I think the quote is attributed to Mr Rogers, or maybe Mr Rogers did the quote from someone else, but the look for the helpers quote I was.  06:07 I was speaking with a friend of mine who we were both sort of commiserating about what was going on in the world and how frustrating it is, you know, with money being pulled from certain social organizations and that's their lifeline, and she worked for one of those organizations and she was like of those organizations and she was like you know, we can get upset about it, we can get mad about it, we can feel hopeless about it. Or you can look for the helpers. You can look for the people who are out there like you said, jennifer boots, on the ground doing the good work, and it changes your psychology to see, okay, these are the possibilities, this is what's out there, these are the people who are already doing the work. How can I help them? And when you can look at that and you can find that pattern, recognition of people helping the helpers, then you can figure out how you can put your hand behind the plow and do something too.  06:58 - Anne (Host) What do you think are the things that stop people from either looking for this or from donating? And, of course, I think one of the biggest things that people will say is but I don't have any money. I don't have the money to donate. I can barely keep myself surviving in today's world. What do you say to that?  07:17 - Speaker 4 (Host) I would say we have to look beyond just finances. Financial giving is really important, especially for local nonprofits, but we have so much to give. You have to look at yourself as a whole. So you have energy, you have time, which I think are your two greatest resources, and you have money. You have relationships. So, looking at those four areas of your life, where can you give in those time, energy, money, relationships? And if you really are, I've been in times of your life. Where can you give in those time, energy, money, relationships? And if you really are, I've been in times of my life I am strapped for cash. You know, my husband was unemployed a few years ago, like it was super tight. So I get it. There are legitimate times that you don't have any extra money, but you still have time, energy relationships that you can give to.  08:19 - Anne (Host) So I would say look at that whole picture, not just your pocketbook their energy or their relationships because I love that you mentioned relationships too, because connecting with people who may have at the time the financial resources to help or other methods and sources to help is also a wonderful way to give back.  08:40 - Speaker 3 (Host) Yeah, social capital is a huge one because you never know what that connection that you are making between two people or groups or organizations, what that will do and that will yield in their life.  08:54 So that's a huge one, even looking outside of the box.  08:58 I was just reading a story about a woman who was at a park with her kids and noticed that there were some kids who didn't seem like they were being attended to by an adult and, instead of making an assumption, what she decided to do was essentially just take care of those kids for a little bit of time.  09:16 And she was offering her time as a resource, as essentially child care, and not making an assumption about what was happening with the parents or anything else in their situation. She was like, ok, I'm a safe place, I'm a safe person and I can provide some, some respite for these parents who may be further away, who need a little bit of time away. And she did that and that was her way of giving back. And she, when she was explaining it to me, or when she was explaining it and I was reading about that story it's not something I think that people think about off the top of their head Like, oh, this time that I have, or the ability to care, is a resource like do an inventory and audit of what you've got, what you are willing to give, what you are able to give, and then figure out a way that you can creatively if it's not financially a creative solution that you can provide for people who need it.  10:11 - Anne (Host) Yeah, I have a neighbor who literally just got an email this week. She typically in the summer she goes to the East Coast to stay in her home over there with other family and she offered her home to a family who had just lost theirs in the fire and the recent fires in California and you know a family that you know it was complete strange to her. And she wrote us an email and said hey guys, I'm offering my place for this family to stay for the month while I'm away on the East Coast, and they recently lost their home in a fire and would you mind welcoming them? Because not only did they lose their home but they lost their community, and so I think that, as a sense of community, would be really wonderful if you could help welcome them. And it was amazing to see the thread in that email, because all of us responded and said oh yeah, come to happy hour on Saturday, or hey, we were playing bunco or whatever it is. Come, I'll pick you up and take you over there and introduce you to everybody. And I just it was such a wonderful thing and I thought there you go, there's something that didn't really cost any money and it was something with the whole community getting together. It was just something really wonderful to see, especially like, yeah, I've had a stressful week Really wonderful to see, especially like, yeah, I've had a stressful week. And to be able to like, all of a sudden, get an email like that and then see the community come together and give it just was really a wonderful thing. And I just I think now I'm like I want to start a podcast and I want to be Jennifer, I want to be Danielle, because I know you guys also are leading the 100 Voices who Care, which we'll talk about in just a minute, because 100 Voices who Care is a wonderful organization that was a longtime sponsor of the VO Boss podcast, so I'm excited to talk about that.  11:58 So I love that we just came up with all of these ideas, because I think the number one excuse why people think that they can't give is the fact that they don't have any extra financial support, that they can, that they can donate Awesome. So let's talk about so we've got a lot of benefits where it, first of all, it makes us feel good, right, we're helping somebody else. It can give us hope in a, in a, in a place, in a world that might seem hopeless at the time or just frustrating. Might seem hopeless at the time or just frustrating. So let's talk about as businesses. How can giving help maybe our businesses and I don't like to think that it's like, oh, I want to just help my business. It's not I don't know if that's like the foremost reason that I want to give, but hey, if I am giving and I'm able to help others and I feel good about that, know that also. It can, it can positively affect our businesses as well. So, danielle, what do you think about that?  12:53 - Speaker 3 (Host) Yeah, no, there are so many ways that it can affect and help your business. One way and you know we'll think about it from financially, because you know I like to talk about money.  13:02 - Speaker 2 (Announcement) Of course.  13:04 - Speaker 3 (Host) When you can give to businesses, you can get some sort of tax benefit as well at the end of the year.  13:10 So financially, if you're giving to a 501c3, you can write that off against your taxes at the end of the year in some cases. So that's one financial way that it can help, but also in the social capital as well. When you're out and you're meeting people who you can help or who you'd like to support, the organizations you'd like to support, it's a great way to meet other like-minded people and maybe other like-minded businesses, organizations that I enjoy supporting in my local organization, and I got to meet a ton of local business leaders and they got to know who I was and I was like the first voice actor they had ever met which was an interesting conversation.  13:57 So there are ways to meet other people and engage in just community building, especially locally, because we are local businesses as well as global businesses doing what we do in voiceover. But there's also a financial benefit too building especially locally because we are local businesses as well as global businesses doing what we do in voiceover. But there's also a financial benefit too.  14:12 - Anne (Host) And isn't that honestly like? Isn't that one of? Like the one on ones of how do I get work in the voiceover business? Right, One is OK, so we maybe try to join a roster, we try to get an agent, and then there's we'll go to your local chamber of commerce, Right? Think of this type of thing, Think of you know the possibilities of charitable donations in terms of networking, because it's all about the relationships and, as a matter of fact, a lot of the ways that we get and secure and keep jobs to keep our businesses alive and successful is through relationships. And what better relationship? Not only something that makes you feel good that you've done something to help somebody else, but also the possibility of maybe networking with people who can also support your business. Jennifer, I'm sure you've spoken to many people in your podcast also that have been able to help their business and or other local businesses. Talk about that.  15:11 - Speaker 4 (Host) Well, I'll give you an example. Someone that I interviewed a few months ago was a local nonprofit here in Kansas City called Foster Light and they provide wraparound care for foster families and I loved their mission so much that I was like they had a gala coming up, a fundraising gala, and I was so compelled by their mission that I took my CPA's advice. She said you need to start spending money, and so I sponsored the gala and that was my first time doing that, but it was strategic because it was a mission that I loved and I was going to give to anyway. But I did it strategically so that then I'm advertising my business Right, right, and I'm supporting a mission that I love and I get networking opportunities. There was like for all the sponsors, there was like a meet and greet VIP happy hour beforehand, so I got networking and networking with like businesses, not just a normal attendee. So it was threefold and I thought I'm going to keep doing this because it was beneficial to me on all fronts.  16:18 - Anne (Host) So I have to ask your CPA said you need to spend some money, Jennifer. What was her reasoning behind that? And I'm pretty sure Danielle can answer that too, probably just off the cuff, without knowing. Yeah.  16:28 - Speaker 4 (Host) Why did you have to spend money? I've had a really good year. Ok, I love it, so I need to bring that taxable income down.  16:35 - Anne (Host) There you go, there you go. Yes, see, I love it, I love it, I love it. Yeah, so lots of benefits.  16:42 - Speaker 3 (Host) And can I just jump on that just for a second, because it's so important and good for you, jennifer.  16:49 - Anne (Host) That's wonderful.  16:50 - Speaker 3 (Host) So really, that happens, it happens right. You have a wonderful year, you have a great year and typically what we'll do as voice actors is okay, great. We're going to go to voiceover conferences we are going to support and we're going to make sure that we give to other voiceover events maybe help with keeping the money in our community, which is wonderful and it's a great tax write-off. I like to joke. I like business travel, right, I like to travel for business with these conferences and everything else. But this is another way that you can have that same kind of effect financially for your business. But you're also doing good and networking in your local communities, and the idea again for businesses is to try to create profit, right, and so if you're networking with people who potentially could hire you for voiceover work or think of you for connecting with other people, that's another way to help do good in the world, do a whole lot of good in the world.  17:47 - Anne (Host) And actually, if you don't mind, I want to tag team on that and say that a lot of times when I would go to the Chamber of Commerce, right, it was mostly other businesses just trying to hook up so that we could make money off each other, and it was never. It wasn't always as successful as I wanted it to be. But if you're meeting for another reason, if you're meeting at a charitable organization, you know you're meeting with people who are wanting to give or have the ability to give, and that's a completely different reason to have a good networking connection as opposed to let's just network because we want to try to get work from each other. So that is one big major difference. That is one big major difference. So I really feel like it can be advantageous or strategic to to really get more involved with, with a charitable donation or that community You're finding like hearted.  18:36 Yes, yes.  18:38 - Speaker 4 (Host) Absolutely, and those people are more likely to hire you because it's like hey, we love the same mission, you're a giver, I'm a giver, let's do business together. I would much rather do business with someone like that than some random business.  18:53 - Anne (Host) So here's something, because I know people they feel timid if they don't have a lot to give, right? There's people I mean, if you can give up your, everybody says, if you can give up your Starbucks, right, one Starbucks a day. You know you're able to give. So what advice would you give to someone who wants to give back but feels like they can't, they're not giving enough or it's too little and they're embarrassed. You know what I mean and it's not like, oh, I'm not making a sizable contribution.  19:19 - Speaker 4 (Host) I mean I'd say, first of all, don't compare your giving to anyone else's giving. You really have to put your blinders on in life and run in your own lane. So whatever you are able to do, do that wholeheartedly and don't compare your giving to danielle's giving or my giving or anne's giving um, this is your life and your time, your money, your energy, your relationships and you, you gotta do what's what's right for you.  19:49 - Speaker 3 (Host) And measure it with your heart right. Like, your heart is to give, no matter the size of the gift, your heart is to do something good in the world. That's your intention. So the amount of money is really at that point, it's not really as important as the fact that you saw a need, you wanted to give something and you gave of. You know what you had which could be a greater sum than the amount that someone else gave. So really look at that from a place of like I'm giving everything that I have, this is all I've got to give, this is what I can afford to give. If it's a monetary amount and that is immeasurable you can't measure someone's desire in that way. So look for where you can do the most impact with that amount of money or just give it because that's what your heart said to give.  20:41 - Speaker 4 (Host) And I think if we all just sit on our hands and use that as an excuse like, well, I only have the $7 giving up my Starbucks this week to give, if we all just wait on that, then nothing happens. Change doesn't happen.  20:55 - Anne (Host) Okay, possibly the elephant in the room, because sometimes, like I said, people feel pressured, right? Sometimes people feel pressured to give and then when there's a place to give where they see like, oh, so-and-so just donated $1,000. And then you might be looking at it going well, I don't have $1,000. So should I put my name there? What are your thoughts on that Name anonymous? I think there's benefits and there's pros and cons to both. To be quite honest, I think that it's really a personal choice.  21:27 - Speaker 3 (Host) I mean, this entire topic giving is so personal because it's tied to your desire to do something good in the world and to help in a way that you are able to help. So if it feels right to you to put your name on it and say this is what I gave and this is what I was able to give, and I'm proud of that and I want to put my name on it, great. If you want to not have your name on it, I've given, and given completely anonymously because it felt like the right thing to do for me, anonymously, because it felt like the right thing to do for me.  22:01 That was just the choice that I made at that time, so I don't think that it. Please try not to in this way. As Jennifer was saying, please keep your blinders on. Please understand that your reason and your why for giving is the reason to give, whether it's anonymously or with your name on it. And another way, even if you feel like maybe you're not giving a lot of money, whatever that number is for you, what you can do is you can team up with other people and combine your gift to make it a larger gift, which is what we do with 100 Voices.  22:29 Who Care?  22:30 - Anne (Host) What a wonderful segue into one of the reasons why I love this organization 100 Voices who Care. Talk to us a little bit about the organization, and I think it actually kind of just really leads itself nicely after the conversation we just had, because you don't have to, you don't have to give a lot, but together it makes a huge difference. So talk to us a little bit about 100 Voices who Care. What's it all about?  22:53 - Speaker 4 (Host) Well, there are a lot of groups in the voiceover community that we join to get something right, like health benefits, vo workouts, accountability for your business, etc. Those are all wonderful and needed, but 100 Voices who Care? Is a group that you join to give. We are a group of voice actors who are changing our communities through our collective generosity. So we meet once a quarter. Virtually. Each member commits $100 per quarter and we also bring to that virtual meeting a local nonprofit that we want to nominate and we choose three to five local nonprofits to members to pitch those nonprofits. We vote via the poll on Zoom and then whichever nonprofit wins our majority vote receives the entire donation from all the members, it can mean up to, I believe, $10,000.  23:57 - Anne (Host) Is that correct? So, collectively, right, if you have 100 people that are joined, it can mean $10,000 for that local organization that you want to support.  24:06 - Speaker 2 (Announcement) Per quarter, which is amazing.  24:07 - Anne (Host) Yeah, oh, per quarter. Yeah, thank you for correct me. My financial boss over there, thank you, I love it Just keeping you in line. Yeah, I love it Just keeping you in line. Yeah, I love it because you may think that your $100 isn't really doing a lot, but in reality, when you combine it with the community, I mean that is amazing. I mean that's per quarter to help an organization and that is something I think you can be proud of. And the fact is is that not only are you helping a local organization to do good, but you're also networking with like minded voice actors. So not only are you like minded in your maybe in charities that you support or you know ideals that you support, but also your voice actors as well. So there's so many benefits to that, and I've always, always loved this organization, so I'm so glad that the two of you are heading it up. So how does it work? How can people join this organization? And are they tied to a year, or are they tied? You know how does that work. So we.  25:09 - Speaker 3 (Host) the way it works basically is that we are open to any voice actor who wants to join our organization. We give through a third party called Grapevine. So Jennifer and myself, as we are the leaders of 100 Voices who Care, we're not touching any of the money. So you would join through Grapevine. We all get together and Grapevine is the one who takes our $100. Grapevine also will vet the nonprofit, that is, the organization that we would give the money to as the donation. We are not doing anything other than meeting, finding local organizations, pitching that organization to the greater group 100 Voices who Care and Grapevine really takes care of all of the nitty gritty of keeping our money, sending it out, vetting the nonprofit to make sure that everything is above board.  26:02 - Anne (Host) I was going to say I really, I really like that that they vet the organizations that you're giving to, because you vote right as a collective, you vote on who to give that money to, and so it may not have been your personal choice that maybe wins. And so you might feel like, well, you know where's this money going to and what are they doing with it. So I really love that you have a third party that's vetting. And is there somebody that vets grapevine? Do you know what I mean? Some people might have that question or talk about grapevine. Have they been? I mean, has this been around? How long has this been around? How long have they been working with this?  26:36 - Speaker 4 (Host) I don't know the answer to that. We've been with Grapevine from our inception, so we started in 2022. Oh.  26:42 - Anne (Host) OK, so it's been a good number of years yeah.  26:46 - Speaker 4 (Host) And we've always had a wonderful experience with them as far as that vetting process and they've got a great customer service as well.  26:54 - Speaker 3 (Host) So we have reached out to them just to ask questions about how to better facilitate. You know our group or what we could, who we could be giving our money to, and they answer us within a day or two days. We've even emailed back and forth with the founder of Grapevine, so they've been wonderful to work with and they've got great customer service as well.  27:20 - Anne (Host) So you've been doing this since 2022, is that correct? Yeah, so what are some of the organizations that have been helped by 100 Voices? Who Care?  27:29 - Speaker 4 (Host) Well, our very first recipient was called the Grooming Project. Now they're called Prosperity, but they're here in Kansas City. I had the privilege of pitching them. They are my favorite nonprofit in Kansas City. They're based here. They are the country's only nonprofit dog grooming school. In the entire country. They have this really transformative program that breaks the cycle of poverty through extensive job training within this booming industry of pet grooming. So their students are usually society's most vulnerable. They focus on single parents living in poverty. So these students not only learn the art of dog grooming but they learn life skills like budgeting and parenting, emotional regulation, things like that. So once they go through this two-year program, they graduate having a grasp on life, you know, and then they have this trade that they can make a real living in. So it is literal life change. My dog groomer went through this program. This is how I came to know Posparity. She was in the first graduating class and she was so successful that she managed the salon that they offer to the community at a low cost.  28:48 So that students get an opportunity to work on their trade and then it goes back into supporting this mission. But she managed that salon and then she was so successful that she bought the entire salon with Prosperity's Blessing.  29:04 - Anne (Host) That's wonderful.  29:05 - Speaker 4 (Host) Took all of the workers with her, with Prosperity's Blessing, and she has this thriving dog grooming business in the Casey Metro.  29:12 - Speaker 3 (Host) Oh, that's wonderful.  29:13 - Speaker 4 (Host) You know she, prior to this program, she was working multiple jobs, single mom of two, living in government housing. Her life is completely different and now she hires prosperity graduates in order to give back, so I love it. These are the kind of when you're when you're looking in your local community for a local nonprofit to bring to a 100 Voices who Care meeting. These are the kind of things that you get connected to.  29:41 - Anne (Host) This is.  29:42 - Speaker 4 (Host) I see Christine, my pet groomer. Pet groomer every six to eight weeks because I have a golden doodle and they need lots of grooming. I'm in her life now and there's just nothing like that to be connected to people in your community doing good work and giving back.  30:00 - Anne (Host) So how can people sign up for 100 Voices? Who Care if they're interested? I mean, do you have a period of time, that a special time that they sign up? Because you say you're giving quarterly, so I assume that there's another quarter coming up. Yeah, so there?  30:12 - Speaker 3 (Host) we have meetings every quarter. Our next meeting is going to be on November 17th and you can really sign up at any time, but the idea is that you would be coming to our next meeting. We ask that people are ready to pitch. You would also be getting that $100.  30:32 Great Fine, would be debiting that money and you can set up as a recurring payment through your credit card, but we ask that people are also, yes, ready to pitch, but also bring a friend, because we want to grow this to the 100 voices so we can get to our $10,000 per quarter. Absolutely, absolutely.  30:50 - Anne (Host) Now, do the people that join? Do you have to bring a local charity? Or, if you're not familiar, I think it's great because I feel like you should research. Or if you're not familiar, I think it's great because I feel like you should research charities yeah. But if somebody maybe not have any preference, is it something that you take care of or that's okay?  31:06 - Speaker 4 (Host) We ask that people research small, local nonprofits. It does not have to be local to you, oh okay, but we're just saying you know Red Cross, st Jude Research Hospital. They're doing great work, but they have huge donors, huge budgets. Everyone knows about them. So we want to find those nonprofits that are doing good work in local communities. So that can be anywhere, but we do ask that you do a little bit of research.  31:30 We have a really easy email template, so that once you find that nonprofit, you just email our template, fill in the blanks, email our template off. And there are people at these organizations whose job it is to answer these questions. You know, I think a lot of people feel like they're imposing or they feel weird asking these questions, but literally there are people who are, you know, doing applications for grants all the time. So they already have these answers ready to go and this template that we've made just makes it so easy for you to create a pitch, a nomination out of that. So, yeah, we just ask that you do a little bit of research We've made it as easy as possible and that you bring it to the meeting.  32:13 - Anne (Host) Great, when do they go to sign up?  32:16 - Speaker 3 (Host) They can go to our Instagram. There's a link in our Instagram where they can go to sign up and we just, you just take it from there and it'll take you to Grapevine, where you will sign up through Grapevine.  32:29 - Anne (Host) And bosses. I'll put that in the show notes for any of you and, of course, when we, when we promote the show, which we will be doing heavily we'll be putting that link in there as well. So last question, guys If a listener takes just one action after listening to this podcast, what would you want it to be?  32:46 - Speaker 3 (Host) Sign up for 100 Voices who Care. Join us, Use your singular give to be with a collection of people who really want to do good in our local communities. And you know, just join us with 100 Voices who Care.  33:01 - Anne (Host) Jennifer, because Danielle took yours probably.  33:03 - Speaker 4 (Host) Yeah well, I would just piggyback off of that to say if you're hesitant, if you're like I'm not sure that I'm ready to commit, just come check us out. We welcome guests in our Zoom meetings. Just come see what our collective generosity is all about, what that looks like. The Zoom meeting is on our Instagram link. You can just click it and join.  33:25 - Anne (Host) You'd be a fly on the wall, so you don't have to be committed yet there's no obligation to join.  33:29 - Speaker 4 (Host) I love that you can just come sit in check us out and then ask any questions that you'd like after that meeting. Perfect.  33:36 - Anne (Host) Sounds amazing. Well, you guys, it's been such a wonderful, wonderful episode with the two of you, danielle, as always, my money boss, thank you so much for joining me again and for bringing 100 Voices who Care to me, because Danielle asked me to bring you along, jennifer, so we could talk about it. Because, yes, there are multiple benefits, as we've discussed in this podcast, for donating and for contributing to a community who can make a greater impact. And, jennifer, for those people that want to listen to your podcast, how can they do so?  34:12 - Speaker 4 (Host) Oh, thank you. Yes, it's called Human Kindness at Work and you can actually go to my website jennifersvoicecom slash podcast and check it out there. It's called Human Kindness at Work and you can actually go to my website jennifersvoicecom slash podcast and check it out there. It's on all the major platforms and also YouTube.  34:25 - Anne (Host) Perfect, awesome, and you'll be hearing more from Danielle and I as the months come up, because I'm not letting her go. There's more money to talk about for sure. That's right. There's always more money to talk about you guys. Thank you again, so very much. I'm going to give a great big shout out to our sponsor, ipdtl, and of course, I'm going to tell you guys, please sign up for 100 Voices. Who Care? It is an amazing, amazing organization. Have an amazing week and we'll see you next week. Bye.  34:52 - Speaker 2 (Announcement) Bye. Join us next week for another edition of VO Boss with your host, Ann Ganguza, and take your business to the next level. Sign up for our mailing list at vobosscom and receive exclusive content, industry revolutionizing tips and strategies and new ways to rock your business like a boss. Redistribution, with permission. Coast-to-coast connectivity via IPDTL.   

Whether you are an emerging or experienced speaker, let Simon's journey inspire you to align your inner spark with external success and to leverage your expertise for meaningful, memorable impact.In this episode of Speakernomics, host Kenneth Kinney (Shark) sits down with renowned CSP and CPAE Hall of Fame keynote speaker Simon T. Bailey to explore what it truly means to amplify your brilliance as a professional speaker. Simon, widely recognized as the world's leading expert on brilliance, shares personal milestones, strategies for sustainable influence, and the pivotal role research has played in redefining his brand and value proposition in the speaking industry.In this session, Simon will:* Illustrate how to differentiate yourself by embracing originality and authenticity rather than mimicking industry icons, ensuring your message resonates beyond the applause.* Analyze the impact of integrating proprietary research into your business, elevating conversations with decision-makers, commanding higher fees, and building long-term influence within client organizations.* Reflect on common career challenges—such as chasing stages and seeking validation from speaker bureaus—and encourage speakers to focus on service, humility, and the true meaning behind every keynote. Become and NSA Member! https://nsaspeaker.org/join/#membership THRIVE 2026! You NEED to be here! https://thrive.nsaspeaker.org/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Meet Regine Goh, a national triathlete and endurance athlete from Singapore who has spent her life mastering the art of consistency, resilience, and performance.  From starting competitive swimming at just four years old to transitioning into triathlon, Regine has learned firsthand the power of showing up, pushing through plateaus, and enjoying the process every step of the way. In this episode of the Tough Girl Podcast, Regine shares her journey of balancing elite-level training with a professional career, the mental and physical lessons she's learned along the way, and how the principles of endurance sports can help anyone sustain productivity, build confidence, and achieve ambitious goals.  Whether you're an aspiring athlete, a professional, or someone striving to be more consistent in your life, Regine's insights are a masterclass in resilience, focus, and long-term growth. ***  New episodes of the Tough Girl Podcast drop every Tuesday at 7 AM (UK time)! Make sure to subscribe so you never miss the inspiring journeys and incredible stories of tough women pushing boundaries.  Do you want to support the Tough Girl Mission to increase the amount of female role models in the media in the world of adventure and physical challenges? Support via Patreon! Join me in making a difference by signing up here: www.patreon.com/toughgirlpodcast.  Your support makes a difference.  Thank you x Show notes Who is Regine Living in Singapore National athlete specialising in the sport of triathlon  Starting off in the sport of swimming at 4 years old Really enjoying spending time in the water Knowing all the strokes at 8 years old and starting to do competitive swimming  Being spotted by a swim coach  Enjoying the grind of swimming and making new friends Doing a decade of hardcore competitive swimming  Joining the Singapore Sports School (boarding school) Starting to plateau in swimming and making the transition to triathlon at 16  Trying open water swimming  Dealing with the plateau of not improving in her sport Having understanding coaches Starting to ask herself, why she was doing the sport Figuring out what her motivations where Figuring out her goals did not align with her core values  Reflecting back on why she got into sport in the first place Deciding to take running a bit more seriously  Why her cycling journey was a bit scary  Getting into road cycling at 19 Why it was a steep learning curve  Wanting to prove everyone wrong and make it to the national team  Making the national team for triathlon  Getting burnt out in swimming chasing the goal of reaching the national team The importance of showing up every day and trying your best The mindset change when moving over to triathlon Getting some good mentors Enjoying the process at every step Gen Z perspective on mental health  Zone 2 training, Periodisation, Progressive overload The importance of focusing on recovery  Fuelling and eating the right foods Being here for the long game  Sleep as a performance enhancing drug! Being a working professional and managing her training  Doing morning and evening training sessions  The importance of planning ahead to get your training sessions in Managing stress Control what you can control Working with a coach Empowering aspiring professionals to boost consistency and sustain productivity using the principles of endurance sports Consistency and it's importance The compounding effect of training  Communication expectations  Favourite moments from swimming and triathlon  Her short term and long term goals Thinking about doing an ironman and returning to open water swimming  Wanting to complete the English Channel Crossing  The Oceans Seven in swimming  The importance of having big, ambitious goals How to connect with Regine Final words of advice for women and girls to follow their passion in endurance sports Have fun and enjoy the process    Social Media Instagram: @weezuine.tries  Facebook: Regine Goh  (吴宣萱) LinkedIn: Regine Goh  

Jeremiah 31:27-34 and Psalm 119:97-1042 Timothy 3:14-4:5Luke 18:1-8Deborah Jackson+Proper 24, Ordinary Timewww.allsoulsknoxville.comAll Souls Substack865-214-6682100 W 5th Ave., KnoxvilleSundays @ 10:30amSupport the show

Even with Christmas approaching, it's easy to lose focus on the Son of God who took on flesh to save us. Today, Nathan W. Bingham is joined by Stephen Nichols to discuss his book Peace, created to rekindle wonder at the Savior's incarnation. For your donation of any amount, get Stephen Nichols' heirloom book, Peace: Classic Readings for Christmas: https://gift.renewingyourmind.org/4398/offer   Live outside the U.S. and Canada? Request the Peace ebook with your donation: https://www.renewingyourmind.org/global   Are you prepared for the spiritual battle unfolding before us? Register today for Ligonier's free online event, Fighting the Good Fight of Faith, streaming November 18: https://www.ligonier.org/goodfight   Meet Today's Speakers:   Stephen Nichols is president of Reformation Bible College, chief academic officer for Ligonier Ministries, and a Ligonier Ministries teaching fellow.   Nathan W. Bingham is vice president of media for Ligonier Ministries, executive producer and host of Renewing Your Mind, and host of the Ask Ligonier podcast. Renewing Your Mind is a donor-supported outreach of Ligonier Ministries. Explore all of our podcasts: https://www.ligonier.org/podcasts

Have you ever wondered what kind of faith causes Jesus Himself to marvel? In this episode, Christine Caine unpacks the powerful story of the Roman centurion from Luke 7 and challenges us to live with bold, risk-taking faith that amazes God, as opposed to unbelief that leaves him disappointed. You'll be inspired to trust God beyond your comfort zone and to live the kind of supernatural life only faith can make possible. ✨ You'll discover:● Why faith requires trust more than understanding.● How to overcome fear, doubt, and the need for control.● What it means to live a bold, risk-taking faith that pleases God. Get your free Episode Reflection Guide → http://bit.ly/4gx1ZYk + + + + SUBSCRIBE: https://bit.ly/ChristineCaineSubscribeORDER Christine's newest book, Don't Look Back → https://linktr.ee/christinecaine ORDER Christine's new devotional, "You're Not Finished Yet" → https://linktr.ee/christinecaine For more great stuff, check out:LISTEN to Christine Caine's Life and Leadership Podcast→ https://linktr.ee/christinecaineDONATE to Equip & Empower Ministries: https://linktr.ee/christinecaine Follow Christine on social media:Instagram: https://www.instagram.com/ChristineCaine/Facebook: https://www.facebook.com/theChristineCaine/Twitter: https://twitter.com/ChristineCaine Christine Caine is a speaker, activist, and bestselling author who awakens people everywhere to discover their God-given purpose and live transformed lives for Jesus. Alongside her husband, Nick, she founded A21, a global anti-human trafficking organization that prevents exploitation, recovers victims, and empowers survivors. She also launched Propel Women, an initiative equipping women worldwide to follow Jesus wholeheartedly and live confidently in their calling. Through Equip & Empower, Christine activates people everywhere to live on mission for Jesus. Christine is the author of more than a dozen books and Bible studies, and she holds a Master's Degree in Evangelism and Leadership from Wheaton College. For over 30 years, she and Nick have faithfully served the global Church. You can tune into her weekly Equip & Empower and Life & Leadership podcasts for practical insights and encouragement, always pointing to the hope found in Jesus. Christine and Nick live with their daughters, Catherine and Sophia. To learn more about Christine and her resources, visit http://www.christinecaine.com.

Massive confusion is sweeping the nation regarding the end of the longest federal government shutdown in history after the U.S. Senate voted to advance a bill to end the shutdown. Is it truly over? Also, many far-Left lawmakers are speaking out against Senate Minority Leader Chuck Schumer's leadership and the other left-leaning Senators who sided with Republicans. The Sekulow team discusses the confusion around the impending end of the shutdown, Speaker of the House Mike Johnson's next move, President Donald Trump's reaction, the ACLJ's legal work – and much more.

Register here to attend the live virtual event "How to Scale Your Portfolio, with Tenanted Cash Flowing, New Construction Properties" on Thursday, November 13th at 8pm Eastern. Keith discusses Billie Eilish's views on billionaires and contrasts her stance with Grant Cardone's, emphasizing the value billionaires bring.  Hear about the Fed's decision to end Quantitative Tightening (QT), predicting lower interest rates.  GRE Investment Coach, Naresh Vissa, joins the conversation to highlight the benefits of new build properties, such as lower maintenance and higher tenant quality, and mentions a 10% cashback incentive from builders.  Resources: Register for the event at GREwebinars.com Episode Page: GetRichEducation.com/579 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com or text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:00   Keith, welcome to GRE. I'm your host. Keith Weinhold, should billionaires even exist? Why do so many people think that interest rates of all types are headed even lower than as a real estate investor, how to identify and capitalize on an opportunity in this era? It's something that I've never seen before. Today on get rich education   Speaker 1  0:27   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:13   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:29   Welcome to GRE from flatiron, Manhattan to Flatbush, Brooklyn, across New York City and 188 world nations. This is Get Rich Education. I'm your host. Keith Weinhold, it's the longest federal government shutdown in US history. This whole thing has now lasted longer than most gym memberships. I guess the GDP stands for government doesn't produce, hmm. Before we get into our core investing and real estate content today, Billie Eilish, the singer, recently made some public remarks on whether or not billionaires should even exist. Yeah. Now if you're not familiar with her, Billie Eilish is known for her kind of unique style, sort of these baggy clothes, neon hair, avant garde fashion, and she has a reputation for being outspoken about a lot of things like mental health and body image and environmental issues. Now, in general, I respect people for speaking their mind, whether I agree or not, because a lot of people are just afraid to do that. Let's listen in to this short clip on what she said. You might have heard this because it was pretty widely broadcasted. Eilish spoke after receiving recognition at the Wall Street Journal innovator awards. This is courtesy of the AP. And then I'll come back to comment.   Speaker 2  2:58   We're in a time right now where the world is really, bad and really dark, and people need empathy and help more than kind of ever, especially in our country. And I'd say if you have money, it would be great to use it for good things and maybe give it to some people that need it and love you all, but there's a few people in here that have a lot more money than me, and if you're a billionaire, why are you a billionaire? No hate, but yeah, give your money away. Shorties. Love you guys. Thank you so much.   Speaker 3  3:40   First of all, without explicitly saying it, she's basically referencing how inflation widened the canyon between the haves and the have nots and GRE listeners that have acted have been on the right side of that canyon. I actually want to give Billie Eilish some credit here. Giving is virtuous. That is a good thing. In fact, next month, I plan to discuss the pros and cons of giving here on the show as we approach Christmas. Billie Eilish, she's certainly not a hypocrite either, because she's given away more than $10 million of her estimated $50 million dollar net worth. She's into feeding people and climate initiatives that right there is giving away more than 20% of your net worth, and that is really kind. Now, you heard her say there's a few people in here that have a lot more money than me, and she's right. Mark Zuckerberg was in that room. His net worth of over 200 billion means that his net worth is more than 4000 times greater than Billy eilish's. It sounds loosely like she's. shaming him for not giving away more of his wealth. And I don't know just offhand how much Zuck gives away, but this is where my credit to Billy Eilish stops. I think that it's okay for a person to be a billionaire. I wouldn't question that. I mean, a lot of times it meant that that person was willing to take risks that others would not dare try. A billionaire probably means you're a person of great value, and that you've hired hundreds or 1000s of other people, creating jobs for them. A billionaire has almost certainly created a product that society values. Jeff Bezos pioneered one day delivery. Zuckerberg connects people through his meta platforms. And now I'm not going to say that either one of those billionaires are perfect people. They are flawed, just like you and I. Billionaires probably pay more tax than the average person as well. That supports the infrastructure that you and I and everybody use, like building bridges or creating a fiber optic network. I would expect that a billionaire would be a giver as well. And see, if you're a billionaire, you have more ability to give than the average person does, you can make a greater impact. And see, this is where things really break down and not make sense. So if Billie Eilish is net worth is 50 million, Oh, apparently that's just okay. That's fine with her. But once it gets to 20 times greater than that, which is 1 billion, then it's not okay. So that means the line is drawn somewhere in there. That makes zero sense to me. The ceiling on what you're supposed to have in net worth is between 50 million and 1 billion. Like, I really do not get the logic on that one. And you know, a guest that we've had on the show here, Grant Cardone, whether you like him or not, he has had some on point remarks about these Billy Eilish comments himself to the question that she posited, which is, if you're a billionaire, why are you a billionaire? Cardone's answer is, if you're a pop star, why are you a pop star? Billy said, give your money away. Cardone's response to her is, give your music away. That's some food for thought there. That's my take on the Billy Eilish remarks on whether or not billionaires should exist. And if you want to hear Grant Cardone and I's conversation here on GRE, that was episode 264 the title of it is Keith Weinhold and Grant Cardone 10x your wealth number 264, a lot of listeners like that episode saying something like it was a dream to hear grant and I together for the first time. Like that, their favorite sales trainer on their favorite real estate show. You can listen by either scrolling way back to get rich education episode 264 in your podcatcher, or you can listen directly by going to get rich education.com/ 264,    Keith Weinhold  8:11   now the Fed has said that they are going to slow or end Qt, next month. All right, when Jerome Powell says something like this, what does that really mean to you as an investor? What can you expect ending QT? Well, you probably already know that QE quantitative easing that has the effect of creating dollars. Qt is the opposite. It has the effect of destroying dollars. So if they're ending Qt, this helps keep more dollars around in the future. So ending Qt then, like we expect soon, that really parallels a lower interest rate environment, because see lower rates already make dollars flow more freely. You probably remember the analogy that I introduced to you on the show earlier this year about how lower rates are like lowering the height of a dam wall. It makes it easier for water to flow, so then lowering rates makes it easier for money to flow, and that's because low savings account rates make people get money out of those vehicles. Okay, that's that low dam wall and low borrowing rates make that money flow as well. People will unlock dollars if rates are low, late last year, the Fed dropped rates a full 1% then they didn't make any moves for a while, until late this year, they've now dropped rates another half a percent. That's the environment that we're in. So then more QE and less QT. That further eases the flow of dollars, and it correlates with even lower rates that are coming in the future. Now it doesn't mean that they will. I'm not saying that they certainly will. There is just that tendency, that correlation. So we had pandemic era QE there about five years ago, that ended as we moved to Qt in 2022 and now what we're doing is unwinding Qt, moving back toward more flow, and it surely gets more technical than that. Ending Qt allows the Fed to expand its balance sheet again. Treasuries and mortgage backed securities, once matured, can now be replaced, and that injects liquidity into the system once again, and that is where we're going. Bank reserves are reaching ample levels again, and there is no need to put liquidity stress on money markets. A lot of these moves are here. What they're here for is to help ease the concerning labor market. It's been almost exactly three years now since chatgpt launched, and a while back, I mentioned how companies were newly interested in hiring the shiny new job that didn't exist before the AI prompt engineer that was one of the hottest jobs. Well, yeah, that was true back in 2023 but not so much. Now. A lot of companies have figured out that the employees that wanted to keep their job, well, they figured out real quick how to be the Ask AI, good questions guy, and we are seeing more layoffs later today, my guest and I will talk about that, and also he's going to make somewhat of a future mortgage rate forecast, or at least talk about the direction that they're going in. I think you're really going to like that. I don't predict rates myself, but sometimes a guest will. That's what's happening today. My point here is that with Qt ending, which again lowers the damn wall height and eases the flow of money, that parallels the fact that we have lower interest rates now than what we had one year ago, and we have lower interest rates now than what we had two years ago. As well, be mindful that you cannot get it all as a real estate investor. You cannot get soaring employment and low interest rates together. You cannot get those two things together, at least not for long. High employment means high rates. Low employment means low rates. Today's guest, and I will get into that as well.    Keith Weinhold  12:43   Well as we've had lower rates, hence a lower wall height, don't buy property and expect that you'll be able to refi into a lower rate within a year. If it happens, great. Don't buy expecting rents to go up or rates to go down, although many think that will happen. Just enjoy it. If it does, rent vesting has been on the rise lately. Yes, rent vesting. What that means is when you pay rent in the property where you live, and then the only properties that you own are rental properties. Rent vesting makes sense if you live in California, New York City and Boston, since rent to price ratios are so low there, and then you invest your dollars inland, that's how you can live in a high cost place and yet still benefit from cheap rental property and have income streams from them. You might remember that some months ago, I interviewed two listener guests on the show, everyday listeners, just like you, and California based investor and GRE listener, Joshua Fang, told us about his rent vesting. He pays rent in his primary residence, since the rent to price ratio might be three tenths of 1% there and then he owns property in GRE marketplace markets, I think it was Memphis and elsewhere where you're benefiting from, say, eight tenths of 1% that is called rent, vesting, investing in properties that make sense that you buy through GRE marketplace. And remember when Josh told us that passive income gives him time to enjoy life and even stop and watch two lizards for 15 minutes? Oh, what passive income can do. It's the quirky things that you remember. See. The point is that smart people in high cost states are rent vesting, if that's what you've got to do in order to own real assets. Then do it get on the right side, as this difference between the haves and the have nots just keeps expanding. I just did something that you might find interesting over the weekend for the first time in years. I visited that first fourplex building that I ever owned, which is also the first piece of real estate that I ever owned, that blue colored fourplex, and it is still blue. The address of that property is 925 east, 45th court, and it's in Midtown Anchorage. It has never been a pretty neighborhood, and I confirmed that it still is not. It looks a touch worse than when I owned it. I straightened up the curb appeal more than today's owner does. I bought the four Plex over 20 years ago for $295,000 and at that time, on the day that I bought. The total rents were $2,900 because it was 725 per door. I just looked on Zillow. And do you want to guess at its zestimated value today? Yes, it cost 295k back in 2002 and today, the Zestimate is 625k I don't know what today's rents are. My guess is that they're just short of $6,000 for all four units combined, two bed, one bath, 960 square foot units, really plain vanilla, boring looking housing, but it's certainly not like a crime ridden slum. It's just that depressing looking block that's just chock full of disorder and these other four Plex buildings and dumpsters all over the place. But yeah, that's how it all began for me. I visited that building again, and I haven't owned it in a while. I 1031 exchange out of it and into an eight Plex in 2013 if it weren't for that building, you would not be listening to me right now, and you would not have heard of me, because this show wouldn't exist big thanks to the three and a half percent down FHA loan for someone that came from humble means, like me.    Keith Weinhold  17:03   Last month, I did a running race that goes up a ski jump that was pretty cool. It gets so steep that you have to grab onto a cargo net to pull yourself up. It's almost like a rope ladder. I did not win. I got fifth out of 21 competitors in that race. Hey, I like to get out and physically challenge myself. After talking real estate all day, my body weight is up a little. It's currently sitting at 178 pounds. That's 81 kilograms for our European listeners, and it hit its recent bottom of 172 back on the Fourth of July. That's by design. I need to be really leaned out for a big Independence Day race every summer. You know, I'm one of those guys where I still cannot compete with bodybuilders because I'm too lean, and yet I don't win running races because I'm too bulky, so I'm more of an all around guy. I do about seven different sports, and that's exactly how I win nothing and always get like, fifth place or worse. This major mammal has got to keep himself moving, In any case.   Keith Weinhold  18:17   next week here on the show, we'll talk to a Harvard grad. She's super interesting. She used to work at Apple, and then she founded an AI centric property management company so that you can use her platform to self manage and leverage AI. But are we at the point where your tenant would really talk to a chatbot? Would that fly? And if society is there, well then do property management fees and everything start trending towards zero. I'm going to ask her about that. That's next week. As for today, you know, the world series ended about a week ago, and what I did is that I watched 10 commercials during the World Series, and then I jotted down the name of each sponsor, and here's who the World Series advertisers were just in this one segment where I paid attention to them. They're all big brands that you've heard of atnt Liberty, mutual nature made brand items like vitamins and supplements, Starbucks, Coors, light, Qdoba, Capital One, Home Depot, crest, white strips and Jim Beam, all right, those were the 10. What do those 10 have in common? More or less, any ideas there those 10 products and companies are all for consumer products. That's the common link. And that might seem so obvious that you wouldn't even think of it. Well, this is because most ads are for consumer products. Those ads fuel consumerism. And there's nothing wrong with that at all. That. Represents an economy. In fact, I use some of those very companies in my personal life.    Keith Weinhold  20:04   But here's the difference here at GRE our sponsors help you produce, not consume. Think about that as you listen to me in this spot for freedom, family investments and then Ridge lending group, then I'm coming back for more with a terrific guest.    Keith Weinhold  20:23   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why? Fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text. Now it's 1-937-795-8989, yep, text their freedom coach, directly. Again, 1-937-795-8989,   Keith Weinhold  21:34   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   John Lee Dumas  22:08   this is Entrepreneur on fires, John Lee, Dumas, don't follow Money. Make money. Follow you with get rich. Education.   Keith Weinhold  22:22   So we have a familiar voice back on the show. It's an in house discussion here with our own GRE investment coach. And like I've told you before, he's got both the formal education with his MBA and the self education, because he's an active real estate investor for four years now, he has helped you completely free, usually over the phone, sometimes on Zoom. He learns your own personal goals and then helps you find the market that's right for you in fitting those goals. And I've had listeners like you tell me that, you know, I can't believe that getting his actionable insight is free, and now he can help you best, though, if you're ready to own more income property, he even helps connect you with the exact property address, like say, 321, raspberry Street in Huntsville, Alabama. So it's great to welcome back to the show and provide the listener with a respite from my mouth breathing rhetoric and discourse, it is GRE investment coach. Naresh Vissa,   Naresh Vissa  23:24   thanks a lot, Keith. I can't believe it's been four years. It's been four amazing years, and congratulations to you and to GRE for being around so long and together, we have grown our listenership, and we appreciate all of you listeners, listening out there, for sure,   Keith Weinhold  23:42   real estate activity has slowed down overall, but things are still really vibrant. Here at GRE we see more activity than we saw last year, and when we talk about increasing activity, Naresh, the Fed, looks to do that when they reduce interest rates, that incentivizes businesses to borrow, that incentivizes consumers to spend, because, for example, they're not getting as high of a yield and their savings account. So now we're here in this fed cutting cycle. Tell us what that means from your perspective.   Naresh Vissa  24:15   We talked about this a few months ago when I was on the podcast at the Federal Reserve. I predicted that the Federal Reserve would begin a rate cutting cycle, and that this cycle would be extensive. It would not be an overnight, 100 basis point cut, or anything like that we saw in March. So that rate cutting cycle has begun, and they continue to cut. And we did an entire episode on President Trump and the name calling with Federal Reserve Chair Jerome Powell, whose term ends in the middle of next year. It's May of next year, when he's leaving. And with all that pressure, I predicted that the Fed would begin its rate cutting cycle. We are in the. Cutting cycle right now. They did a few cuts last year and stopped, which I thought were mistakes. But with that being said, we are in the thick of this cutting cycle. We are going to see more cuts moving forward. And what that means you're already seeing it. As a real estate investor, you are seeing, I don't want to say low interest rates, but lower interest rates compared to where we were a year ago, compared to where we were certainly 234, years Well, maybe not four years ago, but three years ago, we are seeing far lower interest rates, and we will continue to see interest rates, in the sense of mortgage rates, plummet as a result of this. So enjoy the low rates while they last, because they're not going to last forever. Nothing lasts forever, but the Federal Reserve, you throw in the government shutdown, I think it makes sense that the Federal Reserve continues to cut, because there's no telling where inflation is going to go. The experts thought that inflation would go up, up, up, up and be a significant problem. They've been saying that since the election winner last year or the election night last year, we haven't necessarily seen that. We have seen inflation somewhat go up, but we haven't seen that runaway inflation that many of the experts predicted as a result of the tariffs, as a result of the rate cutting, I think it definitely helps that number one, Doge, cut several government programs and cut a lot of government spending, not as much as they thought they would, but they cut enough to where they're limiting the amount of federal government spending. We've also seen mass layoffs, mass layoffs in the public sector, which has seeped into the private sector as well, because many of these private companies, like an Accenture, for example, many of these tech companies that were getting subsidies from the government, that funding has stopped, and that has led to layoffs. Now, what layoffs do is layoffs create, I don't want to say deflation, but layoffs are disinflationary, right? And we've seen significant layoffs, like I said, since February of earlier this year, when Doge was in the thick this government shutdown has led to mass layoffs as well. So we've seen 10s of 1000s of people well, we've seen hundreds of 1000s of people furloughed, if not at least a million people furloughed now, they will end up getting their pay, but we've seen 10s of 1000s of people laid off as a result of this government shutdown. And what that means is, again, this is very disinflationary. That's less money that the government is spending moving forward, not just right now, but moving forward. So there's a savings there that's also more people who are probably going to hold on to their cash as tightly as possible as they find new work. So this is, once again, disinflationary. And what does all this mean? All of this, to me, seems disinflationary. It goes against the narrative that when you cut interest rates, inflation goes up. It goes against a narrative that when you implement tariffs, inflation goes up, and that's why we haven't seen the runaway inflation that many so called experts were predicting. I think moving forward, the Fed continues to cut because of the weakness, at least when it comes to the job situation, because of the weakness with jobs, and because of unemployment, it's gone up somewhat. I think the Fed ends up continuing their rate cutting cycle through the end of Powell's term, and it could be just a series of 25 basis points every time they meet. Maybe if things get if there's something that they don't like, they up it to 50 basis points at one of the meetings. But the bottom line is, I think they're just going to keep cutting until Powell is gone, and then Trump will put in his guy into the Fed chair. And by that point, we may have cut enough to where there's not much left to cut yet, and that's when we're going to see there's a chance that could happen, or there's a chance the next guy will pick up where Powell left off and and do series of cuts as well. But what that means is that mortgage rates, we can expect, that's one of the most common questions I get from GRE followers, yeah, it's where do you see mortgage rates going? Because these people, they're not a lot of our followers, they're not following the intricacies of the market. Most of our followers have full time jobs as doctors or dentists or engineers or IT workers, and they're not following the ins and outs. And so the most common question that I get is, where are interest rates going? And I've been pretty spot on for the past few years, minus a few mistakes that I thought the Fed made. But I'm very confident when I say, just like I said when I came on earlier this year, that interest rates are on their way down there, and they are not on their way up.   Keith Weinhold  29:51   Just wait until this administration gets their guy in as the Fed chair. It almost feels like we're going to see a Javier Malay Argentina. President, you know, coming in with the chainsaw, they want to cut rates so aggressively, this administration, and Jerome Powell has sort of been a buffer against that, and Naresh has been using the term disinflation. I don't want you, the listener, to confuse that with deflation. Deflation means an increase in the purchasing power of your dollar, something that we rarely see. Disinflation means a slowing in price increases, meaning the rate of inflation goes down. And yes, I think it's been pretty obvious, and I've stated on the show before as well, that the Fed cares more about the employment situation than they do the inflation situation, probably, and you as an investor, you need to be careful what you wish for, because low rates sound really good, and they can be, but high employment typically correlates with high interest rates of all types, and lower employment typically correlates with low rates of all types. Rates get lowered because they know that the economy needs the help so you can't get both. You can't get both high employment and low rates. That condition doesn't persist for very long. And the Naresh during this part of the cycle, it's really been unusual and interesting at how new build properties have such advantages for investors today, including the aberration that the median new build property costs $33,500 less than the median existing property. That data is per the NAR when we think about new build property. Well, wait, first of all, that sounds amazing, and some people are incredulous about that, but there are reasons that the average new build property costs less. A lot of times the size is smaller. A lot of builders are building further from city centers. So I think before an investor gets in and buys a new build property, one really important question for them to ask is, oh, okay, well, how far is that property from an employment center. But otherwise, it's really the right time in the cycle for new build. New build can make your investment more passive. You know, you've got new fixtures, of course, and a warranty, and you're going to have lower insurance costs as well, typically, on a new build property. And Naresh, as you're talking with our followers and investors about new build property. I'm just kind of wondering, do you get more people that want to self manage the property because it's new build, because they figured that their maintenance and repair requests are going to be fewer? Or what do you see in there?   Naresh Vissa  32:35   No, not at all. Because the strength of GRE is that we connect investors, we coach investors so that they can own real estate around the country. They're not owning real estate in their neighborhood or in the area that they live in. We only focus on markets that make sense, generally linear markets, state friendly landlord friendly states, those other markets we are focusing on. So even with new builds we are seeing, I would say 100% of investors saying, hey, I want professional property manager, managing the property that's extremely, extremely common, that is the norm. I will also say, with new builds you brought up earlier, when you introduced me, I own several properties. The last two properties I bought were new construction. Were new builds. Yeah. And I personally comparing the first six properties of rehabs to my last two, which were new builds, I've had far fewer issues with the new builds, not just far fewer issues. I would say overall, the profitability has been greater with the new builds, despite the pro forma initially showing that I would barely Break Even now, I did buy several several years ago before all this appreciation and inflation hit. But it certainly helped a lot to have new builds where the maintenance is far lower and where the quality of the tenant is extremely high. So I generally recommend our investors, if you have the capital available, and generally, just to keep things simple, I say if you have $100,000 in liquid cash ready to go, there's no reason why you shouldn't be buying a new build. Would I waste my time with the rehabs, with the burrs. I mean, those could be profitable too. You should never say no to anything but the new builds. I've slept better at night because of those reasons, because I know at least for the first 10 years that there aren't going to be any major problems and the quality of the tenant is going to be far higher. So I'm a huge fan of new builds, not pre construction. Pre construction means you're buying a plot of land, and then you hope that the builder is going to build a home on top of it. And most of the time, the builder does, but many times, as we saw during the pandemic, there were key. Countless stories around the country of developers selling pre construction and then nothing ever got built. They ended up flipping the land and generating a profit off of it. I don't recommend those at all, but new construction is the way to go. And I'll also add one more tidbit about the previous topic that we talked about, regarding interest rates also remember that lower interest rates mean that the government and their debt they're going to be paying, they can refinance their debt and pay lower interest on their debt when interest rates go down. So that's also going to help reduce the the deficit, and it's going to help reduce the debt as well. So that will help bring inflation down.   Keith Weinhold  35:42   We're talking about buying a property that's already built with new construction, and in a lot of cases, like we'll talk about shortly, it's already tenanted for you as well. So it really reduces the guesswork and the waiting. And of course, new build properties tend to appreciate better than existing properties. So, yeah, tell us more about new build properties, because they tend to be in Florida and Texas that really has an outsized number of them right now. And that's where the builders are really giving incentives when we talk about appreciation, and where we think about appreciation going in the future. You know, appreciation has been really tepid, really boring. Prices have even contracted a little in some Florida and Texas sub markets, but with the long term trend, visual capitalists just shared a terrific map from today to 2050 for example, the Texas population is expected to grow 27% one of the fastest growth states that there is going to be. And a lot of people say, Oh, isn't it going to pass California in population soon? No, not anytime soon. It'll be decades. California is expected to grow 8% over the next 25 years, but Texas is a place where the numbers still can make sense on new build, because you have some overbuilding. So some builders are really incentivized to give you a good deal.   Naresh Vissa  37:06   Well, there are several markets in general. Let's just talk about it. You use an important term, which is appreciation. With new builds, the likelihood of appreciation is greater. This is statistically backed up. You can go check your sources, but the likelihood of appreciation is far greater with new builds compared to older rehabs, a property that's 50 years old, six years old. In fact, those properties probably appreciated early on in their life cycle, and that's just generally how it works. So with new builds, I say look, cash flow is still important. Cash flow is one of the tenets of real estate paying five ways. It's one of the core tenets of get rich education. But you also have that appreciation play with new builds. Again, it's about markets, because if you're buying a new build in, let's say a California or a New York or a New Hampshire, some really anywhere in the northeast, then it is somewhat of a speculative play, depending on the price point, depending on a lot of different other factors. But when you're talking about the markets that we operate in at GRE you brought up two of them, Florida and Texas. There are other markets, like in Tennessee and Oklahoma, where we have new constructions, and they are also positive, cash flowing, high appreciation place. So you just never know what's going to happen. I bought a new construction, for example, just outside of Memphis six years ago. It was just outside of Memphis in Mississippi six years ago, and I bought it for purely cash flow purposes. The pro forma looked good. Property was brand new. It was near several areas where there were many jobs. So I said, Hey, this is a good cash flow play. And I even remember asking my sales agent, hey, what do you think about appreciation? I usually never buy for appreciation, but this is a new construction. What do you think? And he said, You know what? I don't know if this is really going to appreciate that much. I'm not really sure about that. So I said, that's fine. I like the cash flow. Well, fast forward, six years later, as I said, we you just never know what's going to happen. We saw this inflation. We also saw an influx of people migrating into Tennessee, migrating into Mississippi, especially that Mississippi Tennessee border migrating into the Memphis area. Now we have the Trump administration, sent in the National Guard  about about a month ago, sent in the National Guard into the Memphis area, and they haven't left. They're still there, and crime has is at least based on the numbers that crime has really the National Guard has made a big difference on crime, and that's usually the number one deterrent for a market like Memphis. The point that I'm making here is that you just never know what's going to happen with these new construction builds. If you can get positive cash flow, I always tell our listeners. Shouldn't buy a new construction that's negatively cash flowing. You still want to protect yourself. You don't want to be paying money out of your bank account to own a property. Money should be coming in. So you still want to be positive cash flow. And the appreciation is a huge, huge plus, even in areas that you would not think or that you would not expect to appreciate all that much.   Keith Weinhold  40:22   Appreciation just is not as much of a story over on some other platforms, perhaps, or the way that people think about it, because if you pay all cash, appreciation isn't that good for you, but you're leveraged at four to one or five to one with a 20 to 25% down payment, which can really give you those outsized rates of return, which aligns with what we talk about here at GRE Well, we have a live upcoming virtual event. It is this coming Thursday, and before I ask you if you have anything else to tell the audience here as we wrap up, Naresh, it is hosted by you. So it is co hosted by our own in house investment coach Naresh, and our guest that you heard last week here on the show radio veteran Adam. The Event Thursday is called how to scale your portfolio with tenanted cash flowing new construction properties where you can get up to $41,000 cash back after closing, we talk about these builder incentives. So today's real estate market is really giving buyers opportunities for new builds that I haven't seen, maybe ever. Builders are incentivized to move their properties, and we've made headway with builders to get you up to a 10% cash back incentive at closing when you purchase, you can either take the cash at closing or boost your cash flow by buying down your rate, perhaps get some rent credits, so learn how you can take advantage and really prime yourselves for moves today that are going to lead to your success in coming years. And we have tenanted again, tenanted already occupied new build properties in hot markets like Houston, San Antonio, Dallas, Texas, ready for you to purchase with up to that 10% builder incentive so that you can cash flow from day one. And these properties are really in high quality communities, primarily owner occupied, high appreciation, upside, solid rent growth. So learn the strategy, learn the markets and even see available new build income property. The benefit of you attending is that you can have your questions answered in real time by Naresh or Adam. You can sign up for that now at grewebinars.com It is Thursday, November 13, at 8pm Eastern. Any last thoughts as we lead into Thursday, Naresh?   Naresh Vissa  42:45   Gre, webinars.com gre, webinars.com go to that website to register for our free online special event. It will be live. I'm going to be there with Adam. You heard on last week's podcast, we've got some great deals and great incentives, like what you said, Keith, and they're all new constructions. They're all new constructions, mostly in Texas. And these are major markets in Texas too. We're not talking, yeah, many of our followers and listeners, they see a new construction, and they're like, I've never heard of this place in Alabama, or I've never heard of this place in Oklahoma. These are in legitimate suburbs, areas outside of Dallas, Houston, San Antonio, some of them are even in Dallas, Houston, San Antonio proper. So these are markets that everybody is familiar with. It's not some podunk town that you may have seen on our GREmarketplace or GRE spreadsheet in an Arkansas or in Alabama. These are mostly in Texas. The incentives are great, and these are national builders as well. These are not small, no name, Mom and Pop builders. These are national builders who we are working with to offer these special incentives. These are names like you've heard. Many people have heard. Some of them are publicly traded companies like an LGI, that's a very large national builder. That's who we've partnered with to get these deals so grewebinars.com is the link to register for our online special event. GREwebinars.com. I hope to see all of you this Thursday,   Keith Weinhold  44:31   major builders, major markets and major incentives on new build property. You're going to hear more from Naresh on Thursday, it's been great having you back on the show.   Naresh Vissa  44:43   Thanks a lot. Keith   Keith Weinhold  44:50   oh yeah. Naresh does a better job of hosting GRE webinars than I do. In my opinion, you'll remember that I hosted them myself until 2020 23 but you know, maybe I'll come on to a future event for just the first five minutes on one of the upcoming ones, and give an intro before I let the real pros take over. This event is called really just what it is, how to scale your portfolio with tenanted cash flowing new construction properties. It's co hosted by Naresh and Adam, who you met last week. I have never seen this before, where the builder is giving you a fat 10% discount after closing, 10% you can use those 10s of 1000s of dollars to buy your rate down into the fours or other things like use it toward a down payment on another property, pair it with DSCR loans and pay no mortgage insurance on either property. You could buy one property or two properties or 18 properties through the event and DSCR loans. You might remember that means no time consuming income verification, no concerns about your debt to income ratio or W twos or tax returns. We'll show you how to do it all. Like Naresh was saying, we eat our own cooking. We ourselves. Here at GRE are investors too, and we are buying new build for our own personal portfolios. The time is right for this. It wasn't a few years ago, and a few years from now, it probably won't be either. Hundreds are already signed up for it. It is this Thursday, at 8pm Eastern. It's GRE, last event of the year. This is it one last time attend by signing up at grewebinars.com that's grewebinars.com Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 4  46:59   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively. You   Keith Weinhold  47:27   The preceding program was brought to you by your home for wealth building, get richeducation.com  

It's Monday, November 10th, A.D. 2025. This is The Worldview in 5 Minutes heard on 140 radio stations and at www.TheWorldview.com.  I'm Adam McManus. (Adam@TheWorldview.com) By Adam McManus Syria's President to visit White House in historic first ​​ Syrian President Ahmed al-Sharaa is slated to visit the White House today, marking the first-ever visit by a Syrian president to Washington, D.C., reports International Christian Concern.  Al-Sharaa seized power in December 2024 after a rapid coup that toppled longtime dictator Bashar al-Assad.  In the months since coming to power, al-Sharaa has reached out to various religious and ethnic minority groups. However, he has also garnered significant criticism from minority groups and international human rights organizations, which point to the repeated massacres of Druze and Alawite civilians. At a recent Capitol Hill event titled “Fortifying Religious Freedom in Syria,” civil society groups gathered in support of decentralization. Speakers included Nadine Maenza, Ambassador Sam Brownback, Rep. Frank Wolf, and representatives of the Druze, Alawite, Kurdish, and Christian communities.  Al-Sharaa is moving toward a system that grants the central government significant authority, rather than a federated system in which local areas retain robust self-determination.  Some analysts predict that al-Sharaa's deep roots in Islamic jihad will lead to further attacks on ethnic and religious minority communities. Sharaa began his career with the Islamic State in Iraq, before creating his own al-Qaida-aligned militant group in Syria.  1,100 flights canceled Sunday amid nationwide air travel disruption On Sunday, more than 1,100 flights were cancelled across the country according to the FlightAware website, as the Federal Aviation Administration limited capacity at 40 major U.S. airports amid the longest government shutdown in American history, reports ABC News. On Saturday, 1,521 flights were canceled and 6,400 flights were delayed.  Defund Planned Parenthood by America's 250th birthday A coalition of pro-life groups led by Lila Rose of Live Action set as its next mission the passage of a permanent nationwide defunding of Planned Parenthood before the one-year-ban in the current law expires that will also coincide with the 250th anniversary of the United States, reports LifeSiteNews.com. This past July, President Donald Trump signed into law his so-called “One Big Beautiful Bill, a wide-ranging tax and spending package that contains a one-year ban on federal tax dollars going through Medicaid to any entity that provides abortions for reasons other than rape, incest, or supposed threats to the mother's life. That law forced the closure of numerous abortion mills. Rose said, “We cannot celebrate [250 years of] freedom while subsidizing the killing of American children.” Republicans have already proposed standalone measures to fully cut off Planned Parenthood's government funding: the No Taxpayer Funding for Abortion and Abortion Insurance Full Disclosure Act, which permanently bans federal funds from being used for abortion; and the Defund Planned Parenthood Act, which disqualifies Planned Parenthood and its affiliates specifically. More Americans are reading the Bible but fewer believe it's 100% accurate With Millennials and Generation Z leading the way, particularly among men, Bible reading among U.S. adults in 2025 is at its highest level in the last 15 years, reports The Christian Post. The initiative by Barna Group and Gloo collected data from 12,116 online interviews conducted between January and October 2025. The research revealed that approximately 50% of self-identified Christians report reading the Bible weekly, the highest level of Bible reading among Christians in more than a decade. Weekly Bible reading among all U.S. adults reached its lowest point in 15 years in 2024 when it hit 30%. In 2025, the figure rebounded 12 percentage points to 42%. Approximately 50% of Millennials reported reading the Bible weekly, representing a 16-point increase from the previous year. Bible reading among Gen Z increased by a staggering 19 points, from 30% a year ago to 49% in 2025. Gen X currently stands at 41%. Sadly, despite more Americans reporting regular Bible reading, fewer maintain that the Bible is 100% accurate. Only 36% of Americans now hold that the Bible is 100% accurate. In 2000, this share was 43%. Just 44% of self-identified Christians strongly affirmed the accuracy of the Bible. Proverbs 30:5 says, "Every word of God is flawless; He is a shield to those who take refuge in Him.” Two farmers rescue 20 kids from burning school bus And finally, last week, two California farmers were honored for being the first ones to help save over 20 students aboard a school bus that caught fire, reports GoodNewsNetwork.org. Long before the Madera County Fire Department arrived on scene on September 4th, Angel Zarco and Carlos Perea were there.  Providentially, they were repairing their tractor at the time. In fact, the pair noticed the smoke billowing from the back of the bus even before the bus driver did. Carlos Perea recognized it was God's perfect timing. PEREA: “God put us in that place for a reason, that was to help. Help out the kids.” Angel Zarco explained they jumped into action. ZARCO: “We were just making sure that the kids were far away enough so they wouldn't get hurt.” The men made their way through the dark smoke to reach the final children in the back row.   ZARCO: “The bus caught fire right away, probably within like two minutes, three minutes. It all happened right away.” They evacuated all the students on board before hightailing it to a safe distance as the school bus burst into flames. Psalm 46:10 says, “Be still, and know that I am God. I will be exalted among the nations, I will be exalted in the Earth!” Close And that's The Worldview on this Monday, November 10th, in the year of our Lord 2025. Follow us on X or subscribe for free by Spotify, Amazon Music, or by iTunes or email to our unique Christian newscast at www.TheWorldview.com.  I'm Adam McManus. Seize the day for Jesus Christ.

Fearless Agent Coach & Founder Bob Loeffler shares some books to read with insights on topics and how it's making his Fearless Agent Coaching Students rich! Fearless Agent Coaching is the Highest Results Producing Real Estate Sales Training and Coaching Program in the Industry and we can prove it will work for you if it's a good fit! Call us today at 480-385-8810 to see if it may be  good fit for you! Telephone Prospecting for Realtors means Cold Calling, Door knocking, Calling for Sale By Owners, Calling Expired Listings, Calling your Sphere of Influence, Farming, Holding Open Houses, but Fearless Agent Coaching Students di all of these completely differently and get massively better results! Find out how! Listen in each week as Bob gives an overview and explains the big ideas behind making big money as a Fearless Agent! If you are earning less selling real estate than you wish you were, and you're open to the idea of having some help, We are here for you! You will never again be in a money making situation with a Buyer, Seller or Investor and not have the right words! You will be very confident! You will be a Fearless Agent! Call Bob anytime for more information about Fearless Agent Coaching for Agents, Fearless Agent Recruiting Training for Broker/Owners, or hiring Bob as a Speaker for your next Event! Call today 480-385-8810 - or go to https://fearlessagent.com Telephone Prospecting for Realtors means Cold Calling, Door knocking, Calling for Sale By Owners, Calling Expired Listings, Calling your Sphere of Influence, Farming, Holding Open Houses, Spin Selling, but Fearless Agent Coaching Students do all of these completely differently and get massively better results! Find out how! Are You an Owner of a Real Estate Company - need help Recruiting Producing Agents - Call today! 480-385-8810 and go to FearlessAgentRecruiting.com and watch our Recruiting Video Real Estate Coaching training Real estate training real estate coaching real estate speaker real estate coach real estate sales sales training realtor realtor training realtor coach realtor coaching realtor sales coaching realtor recruiting real estate agent real estate broker realtor prospecting real estate prospecting prospecting for listings calling expired listings calling for sale by owners realtor success Best Realtor Coach Best Real Estate Coach Spin SellingSupport the show: https://fearlessagent.comSee omnystudio.com/listener for privacy information.

Want to know what really happens after you hit submit on your speaker pitch? It's easy to feel like your application disappears into a void, but today, we're pulling back the curtain on the process that Conquer Live hosts take. I sat down with Jamie Fischer and Heather Leicy to uncover what goes on behind […] The post 227: The Speaker Selection Process: What Event Organizers Look for in Speaker Applications ft. Jamie Fischer & Heather Leicy appeared first on Laylee Emadi | Coach for Creative Educators.

With the mayor's race decided and 2026 election moves just beginning, the FAQ NYC hosts talk about the Council Speaker's race that drew lots of attention at Somos, where Gov. Kathy Hochul got hit with another chant of "tax the rich!" There are only 51 votes that count in a closed-door campaign where the narrative question is whether the Council wants to speed up, or slow down, a Mayor Mamdani and his agenda next year. It's a contest that he's yet to publicly weigh in on. The practical question, though, is simply which candidate in a race — where the frontrunners appear to be Crystal Hudson and Julie Menin — can get enough votes to claim the big prize, and the nice office. This episode was hosted by Christina Greer, Katie Honan and Harry Siegel, and engineered by Noah Smith.

Bob Weis, former president of Walt Disney Imagineering, joins Architectural Record's DESIGN:ED Podcast to discuss how design influences human experience, storytelling through design, and how Disney shaped his view of architecture from his 40-year career with the company. 

20251108-jonny-wendy-jeremy-speaker-panel-sat-am by Hume Ministries

Paul’s superb exhortation, ‘be anxious for nothing’ is a loaded statement, and followers of Jesus—His church—can’t afford to ignore it. When Christians do—the outcome plays right into the Enemy’s plans…

When was the last time you heard God speak to you when you prayed? If it has been a while, it could be because many of us have come to believe that prayer is more of a one-sided event. If prayer truly is communicating with God, then there has to be times when we stay quiet and listen for what He is saying too. This kind of prayer is often called “listening prayer." If this is new to you or you want to learn more, get comfy as Tiffany Jo Baker shares more about it.Listen in for:Why it is so crucial to LISTEN in prayerHow we can pray a specific listening prayerWhen it could be helpful to ask for someone to listen with youHow the Holy Spirit will help youFavorite Quotes:“What would it be like if you and God throughout your day, were talking and you were asking Him questions, He was responding, and you then were acting accordingly?” - Tiffany Jo Baker“God wants to talk back and forth with us!” - Tiffany Jo Baker“In this process of listening prayer, it's easiest to start with easy questions, yes/no questions, and see what God tells you, or what He says.” -Tiffany Jo BakerFavorite Scripture:“So Eli told Samuel, “Go and lie down, and if he calls you, say, ‘Speak, Lord, for your servant is listening.'” So Samuel went and lay down in his place.” - Samuel 3:9Want timely words, resources and episodes delivered right to your inbox to help you fuel and fulfill your faith journey? Simply subscribe today to never miss an episode at https://www.tiffanyjobaker.com/subscribe (don't worry, you won't get spam or excessive emails)*If you're looking for perfectly polished people or podcast, this isn't for you. We're real people, with real good information, and a really great God.Don't miss the next Tiffany Jo Baker Podcast episode as we continue to help you GET FREE, LIVE FULL & THANK GOD! You can watch on YouTube and https://www.tiffanyjobaker.com/tiffany-jo-baker-podcast or listen in on Apple Podcasts, Google Podcasts, Spotify, or your favorite podcast player. Ratings and reviews are like high-fives and “go-girl's” on podcast. Helping you refresh and refocus so you can do all the things you are called and created to do, my 31 Day Devotional “Soul-Care for Go-Getters” is available on Amazon, Barnes and Noble, and my website shop here. ( https://www.tiffanyjobaker.com/go-getters-devo )As a 3x Surrogate, Speaker, Soul-Care and Success Coach and Spirit-led Strategist, I uplift the soul and success of women like you who are walking out your WHY, so you can birth your God-given dreams at home, online, and in the real world. Find me, @TiffanyJoBaker, on Instagram , Facebook and https://www.tiffanyjobaker.com. I would love to connect with you there!

Acclaimed international Jazz vocalist Lori Williams has a most impressive resume as a performing artist, veteran music educator, songwriter, producer, musical theater actress, radio host, business owner/founder (PositiveMusicPM.org), and artist-in-residence with over 30 years of experience. Her annual vocal jazz tour and performance at music festivals have taken her to Europe (Austria, Germany, Slovakia, Slovenia, Russia, Switzerland, Italy, Czech Republic, and Ukraine), Japan,  The Caribbean (including Barbados, British Virgin Islands, Curaçao, St. Lucia, Turks and Caicos, et. al), Mexico, and across the United States (performing at venues and festivals like The Atlanta Jazz Festivals, Berks Jazz Festival, The Birchmere, Birdland - Hamburg, Blues Alley, Blue Note Hawaii, Capital Jazz Fest/Cruise, City Winery, Disney's Pleasure Island, Gulf Coast Summer Jazz Festival, JazzFestBRNO, JazzHRAM, Jazzkeller - Esslingen, Jazzland - Vienna, The Kennedy Center, Keystone Korner, Mid-Atlantic Jazz Festival, Myrtle Beach Jazz Festival, Rams Head Live, Rehoboth Beach Jazz Festival, Riviera Maya Jazz Festival, Scullers Jazz, Spivey Hall, Trieste Loves Jazz, and more). Her vocal jazz artist residencies have allowed her to work with and mentor students on college campuses in the USA and abroad. As a veteran vocal music educator and private vocal coach, Lori's received many honors for her contributions to the arts, including The 2025 South Arts Jazz Road Award, The Atlanta Chapter of the National Hampton Alumni Association's 2023 Excellence in Arts and Entertainment Award, Outstanding Music Teacher in the October 2000 issue of Teaching Music, the 2007 Superintendent's Arts Teacher of the Year, and the 2010 Vincent E. Reed Teacher of the Year. Lori was nominated for a 2014 Helen Hayes Award as an Outstanding Lead Actress in a Resident Musical for her role as Ella Fitzgerald. Lori has received letters of recognition for her performances by President Joseph Biden (wherein he wrote that Lori Williams has "the voice of an angel…absolutely amazing"), Speaker of the House John Boehner, and Senator C. Anthony Muse.  Immersed in traditional jazz from an early age (earning a B.A. in Mass Media Arts from Hampton University, attending the Jazz Studies Program at The University of the District of Columbia, and currently working on her Master's degree in Music - Jazz Studies at Georgia State University), Lori Williams hosts a weekly radio program on JazzRadioWETF.org -  "Collector's Choice With Lori Williams". Her weekly broadcast highlights women in jazz, the international scene and young performers dedicated to the roots and traditions of the music. Lori is also the producer and host of Sunday Jazz Lounge at St. James Live! jazz club in Atlanta, Georgia (stjamesliveatl.com). For over three decades, Lori Williams has had the honor of working with many notable artists as lead / background / studio session / guest vocalist including Oleta Adams, Marcus Adams, Yolanda Adams, Nikita Agafonov, David Archuleta, Marcos Ariel, Rob Bargad, Regina Belle, Eric Benet, The Blackbyrds, Michael Bowie, Willie Bradley, Karen Briggs, Norman Brown, Tom Browne, Peabo Bryson, Chuck Brown, Wayne Bruce, Jerry Butler, Jonathan Butler, Paul Carr, Terri Lyne Carrington, TC Carson, Gene Chandler, Renato Chicco, Stanley Clarke, Nick Colionne, Collaboration, Michael Colyar, Adrian Crutchfield, John Davis, John Di Martino, Will Downing, Joris Dudli, George Duke, Nathan East, Rodney M. Edge, Troy Sol Edler, Kevon Edmonds (After 7), Herb Fame, Jorel "JFLY" Flynn (HBIYD), Derrick Gardner, James Genus, Jazmin Ghent,  Tres Gilbert, Savion Glover, Chelsey Green, Slide Hampton, Winard Harper, Christian Havel, Walter Hawkins, Norbert Heger, Howard Hewett, Dr. W. Weldon Hill, Tony Hightower, Corcoran Holt, William Hubbard, Daryl Hunt, Yoron Israel, Jessy J, Al Johnson and The A-Team, Allyn Johnson (Divine Order), Marcus Johnson, Stanley Jordan, Jackiem Joyner, Michael Keul, Kindred the Family Soul, Ben E. King, James King, Anatoliy Kirnichnyy, Antoine Knight, Yishai Knoll, Saltman Knowles Group, Ignat Kravtsov, Rayshun LaMarr, Lavahi, Evgeny Lebedev, Alex Malheiros (Azymuth), Jimmy Masters, Maysa, Daniel McClain (After 7), Frank McComb, Marion Meadows, Najee, Jimmy Masters, Nathan Mitchell, Ed Neumeister, Marat Nikolaev, Milan Nikolic, Julia Nixon, Daniel Nösig, Antonio Parker, Phil Perry, Robert E. Person, Anne Phillips, Benjie Porecki, Lloyd Price, Chuck Redd, Robert Redd, Althea Rene, Anton Revnyuk, Lenny Robinson, Gino Rosaria, Ellie Saitoh and The Love Tambourines, Erwin Schmidt, Sylver Logan Sharp, Avery Sharpe, Art Sherrod, Oli Silk, Brian Simpson, Dick Smith, John Toomey, Tony Terry, Unit 3 Deep, Gerald Veasley, Chris Walker, Kevin Walker, Kim Waters, Doug Weiss, Anthony Wellington, Matthew Whitaker, Roz White, Bernhard Wiesinger (Poysdorf All-Stars), Vesta Williams, Larry M. Wilson,  Angela Winbush, Sherry Winston, David Ylvisaker, Frederic Yonnet, et.al.  Lori Williams is the proud mother of two exceptionally talented and compassionate remarkable young adults — Lauren V. Highsmith (LAVAHI.me) and Yusef Khalil Chisholm - who inspire her daily with their creativity, passion, and accomplishments. She is also a member of Delta Sigma Theta Sorority, Inc., Sigma Alpha Iota International Music Fraternity, and the Recording Academy.

Selected Scriptures Printable Outline:    N/A     Sermon audio:  11-9-25

Ep. 396 In Episode 396, Ken and Dave discuss the ongoing shutdown, UPS's DC-11 crash, the big Blue wins, cutting down flights, one trillion dollars, cutting the fat, SCOTUS taking on tariffs, and Nancy hanging it up.   Current Events & Politics The Government Shutdown: Entering week six, the longest ever. Discussing the impact on federal workers like TSA agents and soldiers (citing the closure of a chow hall at Fort Leavenworth). There is a proposal being offered to reopen the government and extend ACA premium tax credits for one year. Temporary Government Measures: Examination of how government "emergency" actions, such as the creation of the TSA or temporary bonuses, inevitably become permanent, noting that the Income Tax was also supposed to be temporary. New York City Mayor: Discussion of Mayor-elect Montani Montani, who won the election but immediately sought fundraising for his transition team. Concerns were raised about his lack of professional experience, his communist ideology, and the potential consequences of his policies, such as free buses leading to safety issues. Nancy Pelosi Retires: Longtime Congresswoman Nancy Pelosi is retiring after 40 years. Reflecting on her historical role as the first female Speaker of the House and the perceived corruption associated with long tenure in Washington D.C. Dick Cheney's Passing: Noting the death of former Vice President Dick Cheney, highlighting his historical significance in expanding the power and influence of the Vice Presidency. Economics & Consumer Issues Food Prices & Thanksgiving: Highlighting outrageous food prices, particularly meat (rib eyes over $20/lb), but noting conflicting stats on the average cost of Thanksgiving dinner this year. Blaming ethanol subsidies for driving up feed costs and food prices. SCOTUS and Tariffs: The Supreme Court held a hearing on the legality of tariffs imposed by former President Trump, who cited the International Emergency Economic Powers Act. Most judges viewed tariffs as taxes, suggesting the ruling will likely strike them down 9-0, which is predicted to boost the economy and consumer confidence. American Finances: Observation that many Americans lack cash reserves and are increasingly financing basic necessities, even with predatory 0% financing deals that inflate the final cost. Georgia Politics & Local News Local Elections: Several municipal races were extremely close, including the Jefferson mayoral race, which was decided by one vote, emphasizing the importance of voting in off-cycle elections. PSC Losses: Georgia Republicans lost two seats on the Public Service Commission (PSC) to Democrats Alicia Johnson and Peter Huard, leading to concerns among Republicans about the state "going blue." SPLOST Failure: A local SPLOST (Special Purpose Local Option Sales Tax) failed in one county, which is described as highly unusual. Meth Bust: Local news item about a meth bust at a well-known produce stand. Science & Health Gray Hair and Cancer: Reporting on studies involving mice suggesting that gray hair signals a successful cancer defense mechanism, where the body eliminates potentially dangerous DNA-damaged cells. Weight Loss Drugs: Discussion of Donald Trump's plan to reduce the cost of GLP-1 weight loss drugs via his Trump RX website, raising concerns about price controls potentially stifling future pharmaceutical research and development. Transportation & Aviation FAA Air Traffic Cuts: Due to the continuing shutdown, the FAA is planning to gradually cut air traffic by up to 25%, likely leading to consolidated and fewer flights on major routes. UPS DC11 Crash: A UPS DC11 cargo plane went down in Louisville following a catastrophic failure where the left engine caught fire and fell off, leading to at least 13 fatalities. The discussion focused on the airframe's age not being the issue, but potential maintenance concerns. Misc. The First Trillionaire: Discussing Elon Musk's new compensation package at Tesla, which could potentially make him the world's first individual trillionaire if the company hits aggressive financial milestones (e.g., $8 trillion valuation). Marjorie Taylor Greene (MTG): Discussing her appearance on "The View" where she performed well, drawing applause primarily when she criticized her own party and Republican figures like Donald Trump and Mike Johnson.

Are you an introvert wondering how to land your dream job without having to become someone you're not? In this episode of The Quiet And Strong Podcast, host David Hall is joined by career coach Kacie Bail, who specializes in helping introverts and non-native English speakers find fulfilling positions—especially in the tech industry. Whether you struggle with interviews, finding the right work environment, or figuring out how to showcase your true strengths, this conversation will guide you through practical strategies like storytelling, networking, and self-reflection so you can stand out and succeed. Discover why understanding your introversion is key to building confidence, how to prevent job search burnout, and ways to market yourself effectively for jobs that match your skills and desired lifestyle. Tune in for advice on embracing your unique strengths, preparing for interviews, and finding meaningful work that pays the bills—and be strong.Episode Link: QuietandStrong.com/249Kacie Bail is a Career Coach who helps introverts and non-native English speakers land more fulfilling jobs, primarily in the Tech Industry. Before becoming a coach, she spent years in IT consulting in the United States and Chile where she personally navigated the challenges of job searching as both an introvert and a non-native Spanish speaker. Today, she draws on those experiences to help her clients stand out and get hired through great storytelling, connection and company cultural fit.Connect with Kacie:Website | LinkedIn | Substack | Meetup | InstagramSend us a text- - -Contact the Host of the Quiet and Strong Podcast:David Hall Author, Speaker, Educator, Podcaster quietandstrong.comGobio.link/quietandstrongdavid [at] quietandstrong.com NOTE: This post may contain affiliate links. I may earn a commission if you make a purchase, at no extra cost to you. Take the FREE Personality Assessment: Typefinder Personality Assessment Follow David on your favorite social platform:Twitter | Facebook | Instagram | LinkedIn | Youtube Get David's book:Minding Your Time: Time Management, Productivity, and Success, Especially for Introverts Get Quiet & Strong Merchandise

Dr. Pedro Barata and Dr. Aditya Bagrodia discuss the evolving landscape of testicular cancer survivorship, the impact of treatment-related complications, and management strategies to optimize long-term outcomes and quality of life. TRANSCRIPT:  Dr. Pedro Barata: Hello and welcome to By the Book, a podcast series from ASCO that features engaging conversations between editors and authors of the ASCO Educational Book. I'm Dr. Pedro Barata. I'm a medical oncologist at University Hospitals Seidman Cancer Center and associate professor of medicine at Case Western Reserve University in Cleveland, Ohio. I'm also an associate editor of the ASCO Educational Book. We all know that testicular cancer is a rare but highly curable malignancy that mainly affects young men. Multimodal advances in therapy have resulted in excellent cancer specific survival, but testicular cancer survivors face significant long term treatment related toxicities which affect their quality of life and require surveillance and management. With that, I'm very happy today to be joined by Dr. Aditya Bagrodia, a urologic oncologist, professor, and the GU Disease Team lead at UC San Diego[KI1]  Health, and also the lead author of the recently published paper in the ASCO Educational Book titled, "Key Updates in Testicular Cancer: Optimizing Survivorship and Survival." And he's also the host of the world-renowned BackTable Urology Podcast. Dr. Bagrodia, I'm so happy that you're joining us today. Welcome. Dr. Aditya Bagrodia: Thanks, Pedro. Absolutely a pleasure to be here. Really appreciate the opportunity. Dr. Pedro Barata: Absolutely.  So, just to say that our full disclosures are available in the transcript of this episode.  Let's get things started. I'm really excited to talk about this. I'm biased, I do treat testicular cancer among other GU malignancies and so it's a really, really important topic that we face every day, right? Fortunately, for most of these patients, we're able to cure them. But it always comes up the question, "What now? You know, scans, management, cardio oncology, what survivorship programs we have in place? Are we addressing the different survivorship piece, psychology, fertility, et cetera?" So, we'll try to capture all of that today. Aditya, congrats again, you did a fantastic job putting together the insights and thoughts and what we know today about this important topic. And so, let's get focused specifically about what happens when patients get cured. So, many of us, in many centers, were fortunate enough to have these survivorship programs together, but I find that sometimes from talking to colleagues, they're not exactly the same thing and they don't mean the same thing to different people, to different institutions, right? So, first things first. What do you tell a patient perhaps when they ask you, "What can happen to me now that I'm done with treatment for testicular cancer?" Whether it's chemotherapy or just surgery or even radiation therapy? "So, what about the long term? What should I expect, Doctor, that might happen to me in the long run?" Dr. Aditya Bagrodia: Totally. I mean, I think that question's really front and center, Pedro, and really appreciate you all highlighting this topic. It was an absolute honor to work with true thought leaders and the survivorship bit of it is front and center, in my opinion. It's really the focus, you know, we, generally speaking should be able to cure these young men, but it's the 10, 15, 20 years down the way that they're going to largely contend with. The conversation really begins at diagnosis, pre-education. Fortunately, the bulk of patients that present are those with stage one disease, and even very basic things like before orchiectomy, talking about a prosthetic; we know that that can impact body image and self esteem, whether or not they decide to receive it or not. Actually, just being offered a prosthetic is important and this is something, you know, for any urologist, it's kind of critical. To discussing fertility elements to this, taking your time to examine the contralateral testicle, ask about fertility problems, issues, concerns, offer sperm banking, even in the context of a completely normal contralateral testicle, I think these things are quite important.  So if it's somebody with stage one disease, you know, without going too far down discussing adjuvant therapy and so forth, I will start the conversation with, "You know, the testes do largely two things. They make testosterone and they make sperm." By and large, patients are going to be able to have acceptable levels of testosterone, adequate sperm parameters to maintain kind of a normal gonadal state and to naturally conceive, should that be something they're interested in. However, there's still going to be, depending on what resource you look at, somewhere in the order of 10-30% that are going to have issues. Where I think for the stage one patients, it's really incumbent upon us is actually to not wait for them to discuss their concerns, particularly with testosterone, which many times can be a little bit vague, but to proactively ask about it every time. Libido, erectile quality, muscle mass maintenance, energy, fatigue. All of these are kind of associated symptoms of hypogonadism. But for a lot of kids 18-20 years old, it's going to be something insidious that they don't think about. So, for the stage one patients, it absolutely starts with gonadal function. If they are stage two getting surgery, I think the counseling really needs to center around a possibility for ejaculatory dysfunction. Now, for a chemotherapy-naive, nerve-sparing RPLND, generally these days we should be able to preserve ejaculatory function at high volume centers, but you still want to bring that up and again kind of touch base on thinking about sperm banking and so forth before the operation, scars, those are things I think worth talking about, small risk of ascites. Then, I think the intensity of potential long term adverse effects really ramps up when we're talking about systemic therapy, chemotherapy. And then there's of course some radiation therapy specific elements that come up. So, for the chemotherapy bits of it, I really think this is going to be something that can be a complete multi-system affected intervention. So, anxiety, depression, our group has actually shown using some population resources that even suicidality can be increased among patients that have been treated for germ cell tumor. You know, really from the top down, tinnitus, hearing changes, those are things that we need to ask about at every appointment. Neuropathy, sexual health, that we kind of talked about, including ED (erectile dysfunction), vertigo, dizziness, Raynaud's phenomenon, these are kind of more the symptoms that I think we need to inquire about every time. And what we do here and I think at a lot of survivorship programs is use kind of a battery of validated instruments, germ cell tumor specific, platinum treated patient specific. So we use a combination of EORTC questions and PROMIS questions, which actually serves as like a review of systems for the patient, also as a research element. We review that and then depending on what might be going on, we can dig into that further, get them over to colleagues in audiology or psychology, et cetera.  And then of course, screening for the hypertension, hyperlipidemia, metabolic syndrome with basically you or myself or somebody kind of like us serving, many times it's the role of the PCP, just making sure we're checking out, you know, CBC, CMP, et cetera, lipid parameters to screen for those kind of cardiac associated issues along with secondary malignancies. Dr. Pedro Barata: So that's super comprehensive and thorough. Thank you so much. Actually, I love how you break it down in a simple way. Two functions of the testes, produce testosterone and then, you know, the problem related to that is the hypogonadism, and then the second, as you mentioned, produce sperm and of course related to the fertility issues with that.  So, let's start with the first one that you mentioned. So, you do cite that in your paper, around 5-10% of men end up getting, developing hypogonadism, maybe clinical when they present with symptoms, maybe subclinical. So, I'm wondering, for our audience, what kind of recommendations we would give for addressing that or kind of thinking of that? How often are you ordering those tests? And then, when you're thinking about testosterone replacement therapy, is that something you do immediately or are there any guidelines into context that? How do you approach that? Dr. Aditya Bagrodia: So, just a bit more on digging into it even in terms of the questions to ask, you know, "Do you have any decrease in sexual drive? Any erectile dysfunction? Are your morning erections still taking place? Has the ejaculate volume changed? Physically, muscle mass, strength? Have you been putting on weight? Have you noticed increase in body fat?" And sometimes this is complicated because there's some anxiety that comes along with a cancer diagnosis when you're 20, 30 years old, multifactorial, hair loss, hot flashes, irritability. Sometimes they'll, you know, literally they'll say, "You know, my significant other or partners noticed that I'm really just a little bit labile." So I think, you know, there's the symptoms and then checking, usually kind of a gonadal panel, FSH, LH, free and total testosterone, sex hormone binding globulin, that's going to be typically pretty comprehensive. So if you've got symptoms plus some laboratory work, and ideally that pre-orchiectomy testosterone gives you some delta. If they started out at an 800, 900, now they're 400, that might be a big change for them. And then, when you talk about TRT (Testosterone Replacement Therapy) recommendations, you know, Pedro, yourself, myself, we're kind of lucky to be at academic centers and we've got men's health colleagues that are ultra experts, but at a high level, I would say that a lot of the TRT options center around fertility goals. Exogenous testosterone treats the low T, but it does suppress gonadal function, including spermatogenesis. So if that's not a priority, they can just get TRT. It should be done under the care of a urologist, a men's health, an endocrinologist, where we're checking liver chemistries and CBCs and a PSA and so forth. If they're interested in fertility preservation, then I would say engaging an endocrinologist, men's health expert is important. There's medications even like hCG, Clomid, which works centrally and stimulate the gonadal access. Niche scenarios where they might want standard TRT now, and then down the way, 5, 7 years, they're thinking about coming off of that for fertility purposes, I think that's really where you want to have an expert involved because there's quite a bit of nuance there in recovery of actual spermatogenesis and so forth.  To kind of summarize, you got to ask about it. Checking it is, is not overly complicated. We do a baseline pre-orchiectomy and at least once annually, you can tag it in with the tumor markers, so it's not an extra blood draw. And if they have symptoms of course, kind of developed, then we'll move that up in the evaluation. Dr. Pedro Barata: Got it. And you also touch base on the fertility angle, which is truly important. And I'm just curious, you know, a lot of times many of us might see one, two patients a year, right, and we forget these protocols and what we've got to do about that.  And so I'm interested to hear your thoughts about when you think about fertility, and how proactive you get. In other words, who do you refer for the fertility clinic, for a fertility preservation program? You know, do all cases despite getting through orchiectomy or just the cases that you're going to, you know you're going to seek chemotherapy at some point? What kind of selection or it depends on the chemo, like how do you do that assessment about the referral for preservation program that you might have available at UCSD? Dr. Aditya Bagrodia: Yeah, I mean I feel really fortunate to sit on the NCCN Testis Cancer Guidelines. It's in there that fertility counseling should be discussed prior to orchiectomy. So 100% bring it up. If there are risk factors, undescended testicles, previous history of fertility concerns, atrophic contralateral testicle, anything on the ultrasound like microlithiasis in the contralateral testicle, you kind of wanna get it there. And then again, there's kind of niche scenarios where you're really worried, maybe get a semen analysis and it doesn't look that good, arrange for the time of orchiectomy to have onco-testicular sperm extraction from the, quote unquote, "normal" testis parenchyma. You know, I think you have to be kind of prepared to go that route and really make sure you're doing this completely comprehensively.  So pre-orchiectomy all patients. Don't really push for it too hard if they've got a contralateral testicle, if they've had no issues having children. There's some cost associated with this, sperm banking still isn't kind of covered even in the context of men with cancer. If they've got risk factors, absolutely pre-orchiectomy. Pre-RPLND, even though the rates of ejaculatory dysfunction at a high-volume center should be low single digits, I'll still offer it. That'd be a real catastrophe if they were in that small proportion of patients and now they're going to be reliant on things like intrauterine insemination, where it becomes quite expensive.  Pre-chemo, everybody. That's basically a standard these days where it should be discussed and it's kind of amazing currently, even if you don't have an accessible men's health fertility clinic, there are actually companies, I have no vested interest, Fellow is one such company where you can actually create an account, receive a FedEx semen analysis and cryopreservation kit, send it back in, and all CLIA certified, it's based out of California. The gentleman that runs it, is a urologist and very, very bright guy who's done a lot of great stuff for testis cancer. So, even for patients that are kind of in extremis at the hospital that kind of need to get going like yesterday, we still discuss it. We've got some mechanisms in place to either have them take a semen analysis over to our Men's Health clinic or send it off to Fellow, which I think is pretty cool and that even extends to some of our younger adolescent patients where going to a clinic and providing a sample might be tricky.  So, I think bringing it up every stage, anytime there's an intervention that might be offered, orchiectomy, chemo, surgery, radiation, it's kind of incumbent on us to discuss it. Dr. Pedro Barata: Gotcha. That's super helpful. And you also touch base on another angle, which is the psychosocial angle around this. You mentioned suicidal rates, you mentioned anxiety, perhaps depression in some cases as well as chronic fatigue, not necessarily just because of the low testosterone that you can get, but also from a psychological perspective. I'm curious, what do the recommendations look like for that? Do these patients need to see a social worker or a psychologist, or do they need to answer a screening test every time they come to see us and then based on that, we kind of escalate, take the next steps according to that? Do they see a psychologist perhaps every so often? How should that be managed and addressed? Dr. Aditya Bagrodia: It's an excellent question and again, these can be rather insidious symptoms where if you don't really dig in and inquire, they can be glossed over. I mean, how easy to say, "Your markers look okay, your scans look okay. See you in six months," and keep it kind of brief. First off, I think bringing it up proactively and normalizing it, that, "This may be something that you experience. Many people do, you're not alone, there's nothing kind of wrong with you." I also think that this is an area where support groups can be incredibly useful. We host the Testicular Cancer Awareness Foundation support group here. They'll talk about chemo brain or just like a little bit of an adjustment disorder after their diagnosis. Support groups, I think are critical. As I mentioned, we have a survivorship program that's led by a combination of our med oncs, myself on the uro-onc side, as well as APPs, where we are systematically asking about essentially the whole litany of issues that may arise, including psychosocial, anxiety, depression, suicidality. And we've got a nice kind of fast path into our cancer center support services for these young men to meet with a psychologist. If that isn't going to be sufficient, they can actually see a psychiatrist to discuss medications and so forth. I do think that we've got to screen for these because, as anticipated from diagnosis, those first 2 years, we see a rise. But even 10, 15 years out, we note, compared to controls, that there is an increased level of anxiety, depression, suicidality that might not just take place at that initial acute period of diagnosis and treatment. Dr. Pedro Barata: Really well said. Super important.  So I guess if I were to put all these together, with these really amazing advances in technology, we all know AI, some of us might be more or less aware of biomarkers coming up, including microRNA for example, and others, like as I think of all these potential long term complications for these patients, look at the future, I guess, can we use this as a way to deescalate treatment where it's not really necessary, as a way to actually prevent some of these complications? Like, how do we see where we're heading? As we manage testicular cancer, let's say, within the next 5 or 10 years, do you think there's something coming up that's going to be different from what we're doing things today? Dr. Aditya Bagrodia: Totally. I mean, I think it's as exciting as a time as there's ever been, you know, maybe notwithstanding circa 1970s when platinum was discovered. So microRNAs, which you mentioned, you know, there's a new candidate biomarker, microRNA-371. We are super excited here at UCSD. We actually have it CLIA-certified available in our lab and are ordering these tests for patients kind of in their acute stage, you know, stage one and surveillance, stage two, post-RPLND, receiving chemotherapy. And essentially this is a universal germ cell tumor specific biomarker, except for teratoma, suffice it to say 90% sensitive and specific. And I think it's going to change the way that we diagnose and manage patients. You know, pre-orchiectomy, that's pretty straightforward. Post-orchiectomy, maybe we can really decrease the number of CT scans that are done. Maybe we can identify those patients that basically have occult disease where we can intervene early, either with RPLND or single cycle chemo. Post-RPLND, identify the patients who are at higher risk of relapse that may benefit from some adjuvant therapy. In the advanced setting, look at marker decline for patients in addition to standard tumor markers. Can we modulate their systemic therapy?  So, the international interest is largely on modifying things. There's really cool clinical trials that we have for stage one patients, that treatment would be prescribed based on a post-orchiectomy microRNA. I think the microRNAs are really exciting. Teratoma remains an outstanding question. I think this is where maybe ctDNA, perhaps some radiomics and advanced imaging processing and incorporating AI may allow us to safely avoid a lot of these post-chemo RPLNDs. And then identification using SNPs and so forth of who might be most susceptible to some of the cardiac toxicity, autotoxicity and personalizing things in that way as well. Dr. Pedro Barata: Super exciting, right, what's about to come? And I agree with you, I think it's going to change dramatically how we manage this disease.  This has been a pleasure sitting down with you. I guess before letting you go, anything else you'd like to add before we wrap it up? Dr. Aditya Bagrodia: Yeah, first off, again, just want to thank you and ASCO for the opportunity. And it's easy enough to, I think, approach a patient with the testicular germ cell tumor as, "This is an easy case. We're just going to do whatever we've done. Go to the guidelines that says do X, Y, or Z." But there's so much more nuance to it than that. Getting it done perfectly, I think, is mandatory. Whatever we do is an impact on them for the next 50, 60, 70 years of their life. And I found the germ cell tumor community, people are really passionate about it. If you're ever uncertain, there's experts throughout the country and internationally. Ask somebody before you do something that you can't undo. I think we owe it to them to get it perfect so that we can really maximize the survivorship and the survival like we've been talking about. Dr. Pedro Barata: Aditya, thanks for sharing your fantastic insights with us on this podcast. Dr. Aditya Bagrodia: All right, Pedro. Fantastic. Appreciate the opportunity. Dr. Pedro Barata: And also, thank you to our listeners for your time today. I actually encourage you to check out Dr. Bagrodia's article in the 2025 ASCO Educational Book. We'll post a link to the paper in the show notes. Remember, it's free access online, and you can actually download it as well as a PDF. You can also find on the website a wealth of other great papers from the ASCO Educational Book on key advances and novel approaches that are shaping modern oncology.  So with that, thank you everyone. Thank you, Aditya, one more time, for joining us. Thank you, have a good day. Disclaimer: The purpose of this podcast is to educate and to inform. This is not a substitute for professional medical care and is not intended for use in the diagnosis or treatment of individual conditions. Guests on this podcast express their own opinions, experience, and conclusions. Guest statements on the podcast do not express the opinions of ASCO. The mention of any product, service, organization, activity, or therapy should not be construed as an ASCO endorsement. Follow today's speakers:         Dr. Pedro Barata  @PBarataMD   Dr. Aditya Bagrodia @AdityaBagrodia Follow ASCO on social media:         @ASCO on X (formerly Twitter)         ASCO on Bluesky        ASCO on Facebook         ASCO on LinkedIn         Disclosures:      Dr. Pedro Barata:  Stock and Other Ownership Interests: Luminate Medical  Honoraria: UroToday  Consulting or Advisory Role: Bayer, BMS, Pfizer, EMD Serono, Eisai, Caris Life Sciences, AstraZeneca, Exelixis, AVEO, Merck, Ipson, Astellas Medivation, Novartis, Dendreon  Speakers' Bureau: AstraZeneca, Merck, Caris Life Sciences, Bayer, Pfizer/Astellas  Research Funding (Inst.): Exelixis, Blue Earth, AVEO, Pfizer, Merck   Dr. Aditya Bagrodia: Consulting or Advisory Role: Veracyte, Ferring  

Cydni Tetro is a three-time CEO and worked as a Disney imagineer and the CIO of Swire Coca-Cola. She gave a recent forum at BYU-Idaho where she shared about how she has established a decorated career while having a family.

Speaker of the House of Delegates Don Scott is about to have 64-seat majority. Michael Pope tells us about the last time Democrats had a majority that large.

What if your struggles with money had less to do with spreadsheets—and more to do with your nervous system? In this week's episode, Dr. Lauryn sits down with Profit Engineer and Infinite Money Mindset Coach Shaneh Woods for a transformative conversation about the energetic side of wealth. Together, they explore how burnout, self-worth, and old money stories can keep even high-achieving providers stuck in financial survival mode—and how true prosperity begins when you heal the way your body and mind respond to money itself.Lauryn and Shaneh unpack how nervous system regulation influences financial decisions, what energetic pricing really means, and why worthiness—not hard work—is the foundation of abundance. They dive into rewriting generational money beliefs, balancing masculine and feminine energies in business, and shifting from scarcity to overflow. If you've ever felt anxious about money, undercharged for your services, or disconnected from your financial power, this episode will change how you think about wealth forever.Key Takeaways:Money and the Nervous System: Your financial patterns mirror your nervous system health—true wealth begins when your body feels safe receiving and holding abundance.Reframing Worth and Productivity: You don't have to earn your worth through overwork; recognizing inherent value is the key to unlocking prosperity.Energetic Pricing and Boundaries: Setting prices rooted in confidence and energetic alignment allows clients to meet you at your value, not your fear.Healing Scarcity Stories: Identifying and releasing inherited money beliefs creates space for overflow, creativity, and freedom in both life and business.About the Guest:Shaneh Woods is a Profit Engineer, Infinite Money Mindset Coach, Author, Speaker, and Entrepreneurial Accountant who bridges the soul and science of money. As the founder of Prosperity First, she helps entrepreneurs reclaim financial agency, design businesses rooted in overflow, and dismantle scarcity-driven systems. Known for blending strategic precision with intuitive insight, Shaneh is also a Human Design expert and Breathwork Facilitator—just as likely to read an Oracle card as she is your balance sheet.Subscribe to Shaneh's Substack, Profit Is ProtestFind all things Shaneh Woods and the many ways to work with Prosperity FirstResources:Personal Brand Protocol: The Healthcare Provider's Shortcut to Showing Up Online Without Burnout. Finally get the traction you've been missing with a clear plan to grow your audience, attract your people, and launch your online brand — in just 90 days.Follow She Slays and Dr. Lauryn: Instagram | X | LinkedIn | FacebookJoin The Uncharted CEO: An 8-week immersive experience for clinic owners designed to increase revenue, maximize profits, and build cash flow systems that create freedom NOW, not at 65. Not sure if The Uncharted CEO is right for you? Take the quiz and find...

Ever stumble across a problem, go to Google for advice, and then feel overwhelmed by the number of articles, links, and opinions it serves you? Every other post on social media feels like it's arguing or opposing the one before. And a lot of people you know are even more confused than you are. When life gets complicated and it really matters, how do you know where to look, who to trust, and what to do? If you're new with us, let us know how we can be praying for you, we invite you to fill out an online Connect Card by visiting https://southhillschurch.churchcenter.com/people/forms/91550—If you are looking for what is next for you, we invite you to fill out an online “Next Steps” card by visiting https://southhillschurch.churchcenter.com/people/forms/672517To give with us select the Give tab on the Church Center App or visit https://southhills.org/giving/ and select the Corona Fund or Corona BOW Fund—Visit our Linktree to find out more about everything mentioned in today's message or follow along with the message slides:https://linktr.ee/SouthHillsCorona —To RSVP for On-Campus Events select the Events tab on the Church Center App or visit https://southhills.org/corona/

LUKE 15 REVEREND DR. MARION PLATT WELLSPRING CHURCH NYC 11.09.2025  

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"Remember Your Creator"Series: Ecclesiastes Speaker: Nick LauerSunday MorningDate: 9th November 2025Passage: Ecclesiastes 11:7-12:7

Doctrines of Grace - Part 2Series: Adult Education - Doctrines of Grace Speaker: Jon HinksonChristian EducationDate: 9th November 2025

Send us a textThank you for listening to City Lights Dubai. If you have any questions or if you would like to get in touch, please visit our website citylightsdubai.org

Guest Speaker Pastor Jeff Baker - Sunday 11/09/2025

Miss Loisel Returns – Open Lines, Audience Questions & High-Strangeness | Typical Skeptic #2288✅ BIO / INTRO (for description)Tonight on Typical Skeptic Podcast #2288, I'm joined by the amazing Miss Loisel — Brand Ambassador, Actress, Promo Talent, Speaker, and a Silenced Targeted Individual who has experienced high-strangeness, surveillance, energetic interference, and unexplained phenomena throughout her life.Miss Loisel has spoken publicly about:Targeted harassment & strange interferencePsychic & energetic attacksParanormal encountersSynchronicities & perception shiftsBeing “silenced” for speaking outShadow operations & hidden agendasTonight's show is an Open Panel / Open Lines Night — it might be just me and Amy, or we may have surprise guests jump in. The audience can participate with call-ins, questions, comments, and live interaction.If you're into:✅ targeting✅ voice-to-skull / remote influence✅ psychic warfare✅ paranormal interference✅ social & energetic manipulation✅ experiencer testimony…this is your episode.Tune in, ask questions, share your experiences, and join the live panel energy.Thank you & best wishes!https://www.youtube.com/@Miss_LoiselDonations welcome and appreciated:https://cash.app/$MissLoisel&buymeacoffee.com/rHtQJkFg0q&https://www.paypal.com/donate?hosted_button_id=BJBXGE7VFEJW4https://referralcodes.com/MissLoiselhttps://www.youtube.com/@Miss_LoiselTypical Skeptic Podcast Links and Affiliates:Support the Mission:

Week 276 Season 04 - Week 25 - Speakers: Miriam S & Cindy D, recorded on November 8, 2025. For more information, please see the website: https://www.scottsdalebigbook.com/.

The Rich Zeoli Show- Full Show (11/06/2025): 3:05pm- On Tuesday night, Democrat Mikie Sherrill defeated Republican Jack Ciattarelli in their New Jersey gubernatorial race. With more than 95% of the vote reported, Sherrill leads by 13%—56.3 to 43.1%. Prior to election day, most pollsters—including Trafalgar—published data showing the race would be significantly closer. What happened? 3:10pm- Government Shutdown's Impact: Did the Trump administration's decision to halt federal funding for the Gateway Tunnel project between New Jersey and New York help Mikie Sherrill win? 3:15pm- Despite winning her race to become the next governor of New Jersey less than 48-hours ago, is Mikie Sherrill already planning for a White House run in 2028? 3:30pm- Listeners call in and react to Tuesday's election results. 3:40pm- Rich notes that the American education system no longer teaches the history of communism—and the disastrous consequences for societies that embrace it. Accordingly, young Americans are becoming more and more sympathetic to the ideology. 4:05pm- Dr. Wilfred Reilly—Professor of Political Science at Kentucky State University & Author of “Lies My Liberal Teacher Told Me”—joins The Rich Zeoli Show to recap Election Day. Why are young Americans increasingly sympathetic to communist political ideology? PLUS, NYU professor Scott Galloway addresses the male loneliness crises in his new book—but what's the driving cause? Dr. Reilly and Rich joke that the modern internet is encouraging young adults to deemphasize in-person relationships…and instead emphasize relationships with toasters!? 4:45pm- Should we all be nice to artificial intelligence? And after a series of depressing topics, maybe we should all just look at photos of curly haired chickens… 5:00pm- Rich continues to take calls—and listeners continue to react to Tuesday's election results. 5:15pm- In a video posted to social media, Nancy Pelosi announced she will not seek reelection in 2026—meaning that next year will be her last as a member of Congress. The former Speaker of the House has served in the House of Representatives since 1987. Despite members of Congress earning $174,000 annually, Pelosi—according to most estimates—has amassed a net worth of over $200 million. 5:30pm- Earlier this week, the U.S. Supreme Court heard oral argument in a case that will determine the legality of President Donald Trump's unilateral adoption of global tariffs. The court seems skeptical of the Trump administration's argument—with Justice Neil Gorsuch asking U.S. Solicitor General D. John Sauer if, hypothetically, a president could impose a 50% tariff on gas powered vehicles to address the threat of climate change? 5:45pm- Would you buy a humanoid robot to help around the house with chores like folding laundry and loading the dishwasher? 1x Technologies has introduced a personal robot named Neo—measuring 5'6”, weighing 66 pounds, and capable of lifting up to 55 pounds! 6:05pm- Senator Ted Cruz (R-TX) said that Tuesday's election results were a “disaster” for Republicans. 6:30pm- While speaking at the American Business Forum in Miami, President Donald Trump unveiled a new nickname for California Governor Gavin Newsom: “Slimy Newscum!” 6:45pm- Rich goes back to the phones to close out the show.

The Rich Zeoli Show- Hour 3: 5:00pm- Rich continues to take calls—and listeners continue to react to Tuesday's election results. 5:15pm- In a video posted to social media, Nancy Pelosi announced she will not seek reelection in 2026—meaning that next year will be her last as a member of Congress. The former Speaker of the House has served in the House of Representatives since 1987. Despite members of Congress earning $174,000 annually, Pelosi—according to most estimates—has amassed a net worth of over $200 million. 5:30pm- Earlier this week, the U.S. Supreme Court heard oral argument in a case that will determine the legality of President Donald Trump's unilateral adoption of global tariffs. The court seems skeptical of the Trump administration's argument—with Justice Neil Gorsuch asking U.S. Solicitor General D. John Sauer if, hypothetically, a president could impose a 50% tariff on gas powered vehicles to address the threat of climate change? 5:45pm- Would you buy a humanoid robot to help around the house with chores like folding laundry and loading the dishwasher? 1x Technologies has introduced a personal robot named Neo—measuring 5'6”, weighing 66 pounds, and capable of lifting up to 55 pounds!

Long-serving California Democrat Nancy Pelosi, a towering figure in US politics, has announced her retirement from Congress, concluding a career of over three decades. In a video shared on Thursday, Pelosi confirmed she won't be running again, with her current term ending in January 2027. Pelosi holds a historic place as the first woman Speaker of the House and led the House Democrats from 2003 until 2023. She marked the occasion by saying, "We have made history, we have made progress," and urged her city, "San Francisco, know your power." Pelosi was first elected to represent San Francisco in 1987 at the age of 47 and quickly rose to prominence. Independent media has never been more important. Please support this channel by subscribing here: https://www.youtube.com/channel/UCkbwLFZhawBqK2b9gW08z3g?sub_confirmation=1 Join this channel with a membership for exclusive early access and bonus content: https://www.youtube.com/channel/UCkbwLFZhawBqK2b9gW08z3g/join Five Minute News is an Evergreen Podcast, covering politics, inequality, health and climate - delivering independent, unbiased and essential news for the US and across the world. Visit us online at http://www.fiveminute.news Follow us on Bluesky https://bsky.app/profile/fiveminutenews.bsky.social Follow us on Instagram http://instagram.com/fiveminnews Support us on Patreon http://www.patreon.com/fiveminutenews You can subscribe to Five Minute News with your preferred podcast app, ask your smart speaker, or enable Five Minute News as your Amazon Alexa Flash Briefing skill. CONTENT DISCLAIMER The views and opinions expressed on this channel are those of the guests and authors and do not necessarily reflect the official policy or position of Anthony Davis or Five Minute News LLC. Any content provided by our hosts, guests or authors are of their opinion and are not intended to malign any religion, ethnic group, club, organization, company, individual or anyone or anything, in line with the First Amendment right to free and protected speech. Learn more about your ad choices. Visit megaphone.fm/adchoices

A new MP3 sermon from Alpha and Omega Ministries is now available on SermonAudio with the following details: Title: Finishing Up on the New Vatican Document, Quick Retort to Joshua Charles Subtitle: The Dividing Line 2025 Speaker: Dr. James White Broadcaster: Alpha and Omega Ministries Event: Podcast Date: 11/6/2025 Length: 68 min.

Nancy Pelosi is arguably the most powerful woman in American history. After her election to Congress in 1987, she accumulated more and more power, eventually rising to become Speaker of the House in 2007, the first and only woman to hold that office. Now in her 20th term, Pelosi announced Thursday morning that she will not seek reelection. Susan Page is Washington Bureau chief for USA Today and author of Madam Speaker: Nancy Pelosi and the Lessons of Power. She joined Consider This host Juana Summers to talk about Pelosi's achievements -- and her legacy.For sponsor-free episodes of Consider This, sign up for Consider This+ via Apple Podcasts or at plus.npr.org. Email us at considerthis@npr.org.This episode was produced by Michael Levitt, with audio engineering by Jimmy Keeley. It was edited by Christopher Intagliata, Courtney Dorning and Nadia Lancy. Our executive producer is Sami Yenigun.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy