Podcasts about Speaker

Today's Masked Speaker tried to own her mistakes after she made a terrible choice at a bar with a really hot guy... and all her honesty got her was the WEIRDEST, most AWKWARD experience of her life!See omnystudio.com/listener for privacy information.

A new MP3 sermon from Alpha and Omega Ministries is now available on SermonAudio with the following details: Title: Road Trip DL from Flower Mound: Lots of Topics, Mainly Atonement and Free Will Subtitle: The Dividing Line 2026 Speaker: Dr. James White Broadcaster: Alpha and Omega Ministries Event: Podcast Date: 2/4/2026 Length: 67 min.

A new MP3 sermon from Christ Presbyterian Church is now available on SermonAudio with the following details: Title: Carmen Christi | Philippians 2:5-11 | Dr James White Speaker: Dr. James White Broadcaster: Christ Presbyterian Church Event: Sunday Service Date: 2/1/2026 Bible: Philippians 2:5-11 Length: 37 min.

***Sign up for a FREE Speaker Breakthrough Session at: https://SpeakAndStandOut.com/SBS~~~~~~~~~~~~~Are you looking for tips to leverage public speaking in your business? If you're a coach, consultant, or service provider wondering ***How to pitch yourself for speaking opportunities? ***How to sell from the stage? ***How to get booked to speak? ***How to use organic lead generation? ***How to make money speaking...***How to overcome that block to getting visible by your ideal clients...During this live coaching session, our guest Dr. Tully gets coaching on how to find and book more in person speaking events.~~~~~~~~~~~~~***Sign up for your own FREE Speaker Breakthrough Session at: https://SpeakAndStandOut.com/SBS

I don't know a single soul who hasn't hit a few speed bumps on the road to success. But the real question isn't whether you'll face obstacles; it's how you're going to move past them to build the life and the business of your dreams. How do you actually manifest that "big stage" vision? On this episode of The Wealthy Speaker Podcast, I am thrilled to welcome back my former client, Penny Tremblay. Penny is joining us to share her incredible journey of resilience, and she's going to show you exactly how to clear the debris and start manifesting your absolute best life. You're going to want your notebook for this one!Highlights you won't want to miss:Obstacles & Manifesting Your Life and Business 0:00Penny's current business model 1:00Overcoming some pretty big obstacles 4:00Keep on keeping on 8:00Manifesting what you want 15:00Working your CRM for better customer relationships 19:00Making your dreams come true 23:00Prioritizing what's most important 28:00Staying in touch 30:00See you next time 38:13If you want some great advice on how you can overcome obstacles and manifest great things in your life and business, you simply can't afford to miss this episode!For access to FULL SHOW NOTES, including video and links, visit: https://www.speakerlauncher.com/category/podcast/

Such an episode.  One of three episodes for Black History Month this Month, we cover the amazing life of Frederick Douglass, born a slave, he managed to sneak an education which propelled him to Freedom and so much more.  He learned letters and managed to improve his education by challenging white school children and allowing them to correct him, watching men in lumberyards and shipyards mark words on boxes and objects until he could copy their strokes perfectly.  We discuss hiss first attempt to escape which got him arrested and his second which earned him Freedom.  We discuss his life as a writer, an abolitionist, a public speaker and as a consciense for the country following the Civil War (which was a war about slavery not state's rights...don't be fooled by a racist narrative).  We mention how he had the best hair of that era and his lifelong career as a speaker and statesman even touching on earlier mentions on our podcast (episode 232 and 242) and so much more in this, our first Black History Month epiosde of 2026 on the Family Plot Podcast.Become a supporter of this podcast: https://www.spreaker.com/podcast/family-plot--4670465/support.

This week's theme: Women’s Health This episode of From Fear to Fire highlights women's health through the inspiring journey of Jennifer Newell, founder of Betty's Co., a modern women's healthcare company transforming how young women experience care. Jennifer shares her personal story of being diagnosed with primary ovarian insufficiency as a teenager and how navigating a confusing system revealed a major gap in how girls transition into women's healthcare. She explains why women's health must go beyond pregnancy-focused care and instead address menstrual health, mental wellbeing, and overall body awareness from an early age. Listeners will discover how Betty's Co. creates safe, stigma-free spaces where women feel heard, respected, and empowered. The conversation explores the connection between women's health, mental health, and lifestyle factors such as sleep, stress, nutrition, and hormonal cycles, while emphasizing early education and accessible care, especially on college campuses. At its core, this episode is a call to reimagine women's health as holistic, compassionate, and proactive care for every stage of life. From Fear to Fire: Secrets to Overcome Fear, Embrace Your Gifts and Achieve Success This is the place where real people share real challenges. Where you can find a common bond and uncommon wisdom through their stories. Use tips from the breakthroughs of others to jump-start your success. Speaker, author, adventurer, and host Heather Hansen O'Neill takes you on the journey from fear to fire. Today, we talk about women's health and how reimagining early, holistic, and stigma-free care can empower young women to understand their bodies, prioritize mental wellbeing, and build healthier relationships with healthcare. Jennifer Newell You might say Betty's Co. found Jennifer. At the age of 17, she was diagnosed with premature ovarian failure, sending her as an infertile person to solo-navigate a space in healthcare that revealed a massive care gap. From starting their periods up to pregnancy planning, younger women simply were not getting care. Nearly 20 years after her diagnosis, women's healthcare looked very much the same. So, Jennifer set out to create the change needed. Betty's Co. embodies both Jennifer's personal journey as a patient and her extensive professional background. Throughout her decade-long tenure with healthcare consulting and technology firm, the Advisory Board, and its sister company in higher education, EAB, Jennifer excelled in building and leading high-performing teams in business development, content creation, and product marketing. Connect with Jennifer: Website: Betty’s Co LinkedIn: Betty’s Co Instagram: @bettysco Quote of the Day: “The first wealth is health.” ~Ralph Waldo Emerson Finding Humanity: The Evolution of Sales is out now. Check it out here! The post Women’s Health with Jennifer Newell appeared first on Heather Hansen Oneill.

In Episode 123, we talked about Reveal—the courage it takes to finally look at what's already shaping your behavior, your decisions, and your results. Today, we move into Part 2: Reclaim. Because once you can see your narrative identity, you don't get to stay neutral anymore.   Not choosing… is still choosing. And that choice always comes with consequences. In this episode, I explore why reclaiming your narrative identity is fundamentally about making intentional choices—especially as teams and organizations that want to create something new, meaningful, and lasting. In this episode, we explore: Why avoiding a decision doesn't protect you from consequences—it guarantees them How passive choices quietly shape team culture and outcomes What it really means to reclaim your narrative identity (hint: it's not about keeping everything) Why teams that don't choose their narrative identity end up being driven by shadow identities How unspoken assumptions sabotage alignment, strategy, and innovation Why narrative identity work must be done together and out loud In Episode 125, which is the final episode of this 3-part series, I'll walk you through Reframe—the step where you intentionally reconstruct a new narrative identity that sets you up to create and innovate in power. Reveal shows you what's there. Reclaim helps you choose what stays. Reframe is where the future gets built. Are you ready to do this work now?  If you're ready to reclaim your creating power and help your team reveal, reclaim, and reframe its narrative identity, email me at:

If ANYONE at today's Masked Speaker's job finds out what's REALLY been happening at her job for the last nine months, everything good in her life could come crashing down at any second...See omnystudio.com/listener for privacy information.

A new MP3 sermon from Truth For Life - Alistair Begg is now available on SermonAudio with the following details: Title: Living in the Spirit Subtitle: Messages from Truth For Life Speaker: Alistair Begg Broadcaster: Truth For Life - Alistair Begg Event: Conference Date: 11/16/2025 Bible: Romans 8:9-17 Length: 39 min.

Hall of Fame speaker Don Yaeger joins Thom Singer for the first Speakernomics episode of 2026, sharing actionable insights on building a lasting career and business in professional speaking. Get straight to the essentials with proven tips, powerful stories, and strategies for growth.* How to constantly develop fresh content to keep your talks relevant and engaging* The importance of multiple streams of income for long-term stability* Insights from writing bestselling books and leveraging them in speaking* Creating a powerful inner circle and the impact of NSA community connections* Why signature stories set great speakers apart and tips for mastering yours Become an NSA Member! https://nsaspeaker.org/join/#membership Learn more about your ad choices. Visit megaphone.fm/adchoices

In this engaging conversation, Dielle and Jordan Gill explore various aspects of entrepreneurship, including effective selling methods, the importance of pivots, and the role of vulnerability in marketing. They discuss the evolution of Jordan's business during the pandemic, the concept of micro tools, and how to create unique offers that resonate with audiences. The discussion also touches on the significance of community, collaboration, and intentionality in speaking engagements, as well as the unique advantages of being a woman of color entrepreneur. 00:00 Introduction and Connection 03:59 Selling Through DMs: A New Approach 09:23 Business Evolution: Pre and Post-Pandemic 16:16 Navigating Pivots in Business 17:01 Understanding Micro Tools 23:51 Creating Unique Offers in 2025 29:17 Embracing Vulnerability in Marketing 33:24 The Power of Specificity in Messaging 38:12 Navigating Speaking Opportunities 42:08 The Value of Unpaid Speaking Engagements 48:04 Building Relationships Through Speaking 51:32 Intentionality in Event Hosting 53:32 The Challenges of Speaking Engagements 56:37 The Role of Speakers in Events 58:37 Building Relationships in Business 01:00:49 Navigating Community Dynamics 01:03:26 Affiliate Strategies and Collaboration 01:07:42 The Power of Unique Voices 01:10:37 Leveraging Diversity in Business For the 23% is the women of color business and entrepreneurship podcast hosted by multi-million-dollar entrepreneur Dielle Charon. Each week you'll learn how to grow your sales, money, and freedom so we can increase the 23% of business owners who are women of color. Website: forthe23percent.com Instagram: @forthe23percent Membership: forthe23percent.com/membership

Welcome to Life in the Leadership Lane where I am talking to leaders making a difference in the workplace and in our communities. How did they get to where they are and what are they doing to stay there! Buckle up and get ready to accelerate in the Leadership Lane! This week, I am talking with Sandy Michelet, SHRM-SCP, SPHR, Vice President Human Resources at Sparkhound, Speaker, Author “My Family Tree Stops With Me: A Guide to Purpose and Possibility”, Champion for Childless Women, and  former SHRM Louisiana State DirectorHow did Sandy get started in her career? When did Sandy Find Her Lane in her career? What does Sandy share about her book “My Family TreeStops With Me? What does Sandy share about lessons learned whilewriting her book? What does Sandy share about starting a Facebook community to share stories? What tips does Sandy share to connect and helppeople feeling alone?What advice does Sandy share to help others in theworkplace? …and more as we spend “Time to Accelerate” with afew more questions. Interview resources:Favorite quote from Sandy:“I feel like I have the ability to impact change.” Connect with Sandy on LinkedInLearn more about World Childless WeekOrder Sandy's book My Family Tree Stops With Me – A Guide to Purpose and PossibilityLearn more about the podcast host Bruce WallerCheck out Bruce's books Drive With Purpose: Move Your Career from Success toSignificance (#1 New Released book on Amazon)Life in the Leadership Lane; Moving Leaders to Inspire and Change the WorkplaceFind Your Lane; Change your GPS, Change your Career (“Book Authority” Best Books)Milemarkers; A 5 Year Journey …helping you record daily highlights to keep you on track.Connect with Bruce on LinkTreeSubscribe to Bruce's Blog “Move to Inspire” Get relocation support for your next household goods orcommercial office move across the US by reaching out to Bruce at bwaller@goarmstrong.com or visit The Armstrong Company

Climate Storyteller barely touches on the work that Maya Lilly has been a part of in the climate change world; she's part of the Emmy Award Winning The Years Project. She's been an activist since she was 15. She's a Producer, Speaker, and Climate Storyteller. She was named to the Grist 50 for revolutionizing Hollywood's approach to Climate Storytelling. She uses storytelling as a force for justice, empathy and real climate action. "Maya's voice remains unmistakable, credible, courageous and profoundly human." - this was taken from the Grist 50 write up of her - my eyes couldn't let go of profoundly human...I saw Maya's profile on the Podmatch site, and was so curious, but also felt intimidated by the breadth of her work. Thankfully, I was approached by her PR Rep. Maya's life is fascinating, and she has so much to share! We'd love for you to share The Years Project documentary Years of Living Dangerously with your people. This project is partnered with Hollywood actors who also want to make a difference, so they're using their celebrity to help bring these climate topics to light. I've linked a bonus segment below - there's an entire season available for free on YouTube!We also talked about things we can do to help - Maya gave a list of things, like 1) VOTING - voting in climate politicians, 2) divesting from fossil fuels and electrifying everything, 3) boycotting companies slowing or reversing progress, 4) eating more plant based, and 5) finding out if our banks are supporting causes we care aboutFollow Maya Lilly on Instagram: https://www.instagram.com/gunghoeco/Here's an extensive list of Maya's workHere's a clip of The Years of Living Dangerously, with my celebrity crush, Harrison Ford: https://youtu.be/wzD4Xx3drAI?si=kyRiBA1j9-rWO-zEhttps://bankforgood.org/ so we know who and what our money supports Send me a message!Support the showLike this episode? Send me a message! Please follow the podcast on Instagram here YouTube channel Email me at amysgardenjam@gmail.com Amy's Garden Jam site (podcast has its own tab on this site!) Amy's email newsletter: How Do I Get There From Here by Jane Bolduc - hear more at https://www.janebolduc.com/Podcast cover by Becca Kofron- follow here on Instagram here https://www.instagram.com/skate_cute_but_loud/ and check out her awesome art projects. Grounded in Maine Podcast is hosted by Buzzsprout, the easiest podcast hosting platform with the BEST customer service! Learn more at https://www.buzzsprout.com/?referrer_id=1851361 You can support this podcast one time (or many) with the Buy me a coffee/Hot Chocolate link here: https://www.buymeacoffee.com/groundedinmaine Grounded in Maine Podcast is sponsored by ESG Review. Learn more about the good they're doing at https://...

More of the funniest reviews on the internet! We read reviews for a uniquely themed restaurant, where people can enjoy the last meals of some of the most notorious serial killers, and surprisingly, people are disappointed. A United Kingdom grocery store, where people seem to have deeply personal beefs with the staff, food, and parking enforcement situation. A store, where a customer's broken leg doesn't raise much concern from management & much more!!   Join comedians James Pietragallo & Jimmie Whisman as they explore the most opinionated part of the internet: The Reviews Section!   Subscribe, and we will see you every Monday with Your Stupid Opinions!! Dont forget to rate & review!!   Go to shutupandgivememurder.com for merch & more Check out James & Jimmie's other podcasts, Small Town Murder & Crime In Sports on Apple Podcasts, Spotify, or wherever you listen to podcasts!!

Keith shares how a recent trip to Colorado Springs and a changing commission landscape reveal what really matters for real estate investors now From there, the show dives into the three levers investors truly control—leverage, operations, and relationships—before welcoming lender Caeli Ridge to break down the major mortgage options for investors. You'll hear how different loan types fit different strategies: from your first conventional "golden ticket" loans, to DSCR loans based on property income, to short-term fix-and-flip and bridge loans that prioritize speed and flexibility.  The episode then moves into how more advanced investors can scale beyond 10 doors, navigate debt-to-income and tax strategy, and even approach financing for short-term rentals—all while highlighting why having the right lending partner and long-term plan can make a big difference to your results. Episode Page: GetRichEducation.com/591 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold with new ways to think about your life through goals momentum in the real estate market. Then learn about various mortgage loan types, conventional DSCR, fix and flip, bridge loans, short term rental loans and more. Knowing which loans to use can save you millions and learn the fatal mortgage mistakes you must avoid today on get rich education.   Corey Coates  0:29   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads and 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Speaker 1  1:14   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:30   Welcome to GRE from Winnebago, Minnesota to Winnipeg, Manitoba, and across 188 nations worldwide. I'm Keith Weinhold, and you're listening to get rich education, the voice of real estate investing since 2014 before we get into the mortgage discussion, where we'll discuss five or 10 different investor loan types and their various pros and cons, which could save you millions over the course of your life. I shared with you that I traveled to Colorado A couple weeks ago, for a goals retreat hosted by the real estate guys, top notch event, I spent extra time there in Colorado Springs, because I find it really livable, and I spent five hours with a local realtor there, one day out and about visiting properties in the area I'm potentially looking for a home or a second home. And by the way, how is this for a price range? The realtor wanted to know what my Buy Box is, and since I'm just learning the Colorado Springs market, I told him I'm willing to spend between 400k and 1.2 million on the property, yeah, pretty wide range, a mile wide. Fortunately, my other Buy Box criteria are more narrow and specific, and I have got to say, I'm surprised at how low the area's home prices are. I thought they'd be higher. Interestingly, before touring homes, my buyer agent wanted me to sign a six month exclusive representation agreement. Fair enough, that's standard stuff. It was on the agreement, though, that I as the buyer pay a 3% commission up on the purchase, and the seller would presumably pay the other 3% to make up that total 6% commission for the agent compensation. Well, historically, the seller paid the entire 6% and this, of course, goes back to the NAR settlement, and that ruling that became effective in August of 2024 you probably remember this, and I talked about it on the show back then, and how it's not really that big of a deal, especially to investors like us, because at GRE marketplace and with our GRE investment coaching, it's a direct model. There's zero commission on either side, and then you, in turn, get some of those savings, but out in the larger world and in the owner occupant world. Well, that rule change that started a year and a half ago. It means that sellers are no longer required to pay the buyer's agent. Instead, the fee is now negotiable between buyers and their agent. The other change is that property listings no longer display the buyer agent's commission offer. But here's what's interesting in practice, and what really ends up happening in the end, in most cases, is that the seller still pays the full commission and compensates both agents that full 6% sometimes it's 5% instead of six buyers and buyer agents, they still operate under the seller pays. And that's largely because that has just been the norm. It's what's seemingly always been done. It's what buyers are used to. And the reason that that often persists. Is because the seller is the party in the transaction that has that thick equity in the property, deep equity, and buyers are the ones often just trying to scrape together whatever they can for a down payment and closing costs. Buyers are not going to be able to come up with another 15k for an agent commission when they're buying a 500k property, that's 3% especially today, this is true because American homeowners the seller then still have record equity positions of about 300k an all time high. Nearly half of mortgaged homes are considered equity rich. What does equity rich mean? It means that the loan balance is less than half of the home's value, yeah, the seller has the means to pay the full commission. So the point is, in practice, the seller, yeah, still pays that full five to 6% commission in the overwhelming majority of cases, and the buyer pays nothing. And if that does change, it's going to take a long time. You know, a lot of these evanescent real estate stories that people think are going to have some seismic impact. It rarely does, like this erstwhile NAR ruling or the 50 year mortgage proposal or banning big institutions for buying more single family rentals. You know, this stuff is like one little baseball sized asteroid striking an entire planet. I mean, it's like a barely discernible impact. Real estate is anchored in one place like Jabba the Hut. It is solid. These stories are interesting, but they're not impactful.   Keith Weinhold  6:52   Instead, I've mentioned it before. What are three things you control in real estate that really matter. And these are evergreen things. First, it's, how many dollars are you leveraging? That's where your wealth is going to come from. In fact, we're going to discuss that today with mortgage loan types. Second, what's the efficiency of operations on your existing properties? And thirdly, what is the quality of your relationships? And actually, we're addressing the third one today too, talking to a lender that you could make part of your team. You can control these three things. They're unyielding, they're evergreen, they're long term, and they all have gratitas and impact those three things, leverage operations and relationships. Now my agent drops me off and picks me up from my hotel here at the Broadmoor in Colorado Springs. This was also the event hotel for the goals retreat. I just extended my stay to hang out in the area. Look at real estate, do some climbing on Pikes Peak. Pro tip for you on hotel room rates, talk to a human being before I booked my stay, I called the front desk and asked them if they could extend the attractive event room rate to more nights on my extended stay. And they agreed. You might have heard of the Broadmoor. It is well known. It's been here for more than 100 years, and it is such a fine place to stay. Let me tell you about this special piece of real estate. In fact, I've thought it through, and I will now hereby proclaim that it is the finest us hotel experience that I've ever had in my life. I say us because I stayed at an amazing place in Dubai. But what makes the Broadmoor stand alone? It's the details and the service. A lot of hotels are nice, but this is on a different level. And I don't say this to brag, and this is because you probably can afford to stay here, yeah, like I have. You might have paid more elsewhere in your life for a lesser hotel, although I am here in the low seasons. Okay, now, sure, you've got views of the Rockies and a man made lake and waterfall and even a beautiful chandelier in my hotel room. The thing that sets it apart, though, is you have this service that feels old world and not corporate. That's what makes the difference. The Broadmoor is horse themed, since horses are a symbol of the American West. There are about 800 rooms here. It's kind of like a self contained adult Disneyland championship golf courses, a world class spa, even an outdoor lap swimming pool like that has lanes that I swam in one morning for. Fine dining, casual dining, access to hiking, fly fishing, even falconry, zip lines, tennis, pickleball pools. Take the cog railway to the Pikes Peak, Summit. Okay. Now, other nice hotels have attractions that are sort of like that, but when I rave about the service, it's the little things they are knocking on my door before 10am to come in and clean the room. And you know how so commonly, when you first check into your hotel room and you look in the closet, there are not enough clothing hangers, and they're all like stupidly mismatched. These all match. They're all nice wood, and there are plenty of them. So I'm talking about these details. I'm telling you. I had dinner at one of the broadmoor's restaurants the other night. I just happened to take a close look at the tag on the napkin. Sure enough, it is made in Italy. I mean, jeez, no detail is overlooked at this stellar place. In fact, here's what I'll do. You know, I'll just completely stop my Colorado Springs home search right now. Instead, I'm going to stop down by the Broadmoor front desk, tell him to give me some moving boxes, because I'm moving into the Broadmoor and I'll be here for the next decade. Start forwarding my mail here and everything. And hey, at least I was courteous enough to give them notice. I can't stay here too long, or my standards will be rising faster than my net worth. Yeah, yeah. Can't go to sleep with a mint on your pillow every night, I suppose.    Keith Weinhold  11:38   Now, the reason I came here now is to attend that aforementioned goals retreat, and let me take all the time and all the resources that I put into being here and distill them into just a few of the most salient takeaways for you. Goals should be smart, strategic, measurable, actionable, relevant and time based, they must be written down. Now, how would you describe yourself to somebody else that didn't know who you were? Write that down next. What do you think your reputation is? How would others describe you? Write that down now that you can see how you describe yourself and how others describe you, you can see that there's a gap there. That gap is what you need to work on. I learned that goal should be written in the present tense, not the future tense. I did not know that before. For example, say it is January 1, 2035, and I own $5 million in rental property. That's an example of how you would do that. So take future events and write them in the present tense. Other questions at the goals retreat that got really introspective are, what are you really going to do with your life? And write down that answer. Sheesh, that is tough. And if you think that's a hard question for you to ask of yourself, the next one is even harder. It's simply why? Why is that where you're going with your life? And then write that down? I mean, would you answer questions like this for yourself? And you really think about it, that can occupy a new segment of your entire headspace. It is a big cognitive load, and a last one to leave you with is to dream not just big, but gigantic. Get it out there, write down a dream that interests you, but it's so grandiose that you're actually embarrassed to tell someone about this stretch dream, for example, for me, it's the first person to walk on another planet. No human has ever done that, and this would most likely happen on Mars. See, this is so grand that is sort of embarrassing for me to even share that with you. It almost makes you sound Loony, like I would have to learn so many new skills to travel to and walk on Mars. But you should write down a bunch of other goals too. You're sort of brainstorming on goals, attainable goals. Recall that is the A in the SMART goals acronym, you want to write down a bunch of attainable ones, not just that stretch one. So for attainable ones, one of them is for me to become the highest man on earth. To give you an example. And I attempted that goal two years ago, and I failed. I told you about that at that time. But see now, compared to my embarrassing stretch goal of walking on Mars, the highest man on earth feels attainable, I know what it takes to achieve it, and it's worth doing, ah, but it's a grind to get there, yet it would be worth it. Those are some quick take. Ways from the real estate guys goals retreat while on stage the event host Robert helms he took a minute respite from the goals material, and he recognized the fact that, as he calls it, the four OG real estate podcasters are all in the same room. One of them is helms himself, and now I feel like the other three are all older and doing it longer than me. I was one of the four that he mentioned. But you know, there is only one podcast that was mentioned from stage, and that is that Robert helms told the audience that they should be listening to the get rich education podcast. That was a nice thing to say, and he is always a gracious giver.   Keith Weinhold  15:45   Next, we're talking about four major loan types, conventional DSCR, fix and flip and then bridge loans. When we discuss the first two parts of it could sound repetitive, but you'll see why we do this, because then you'll be able to compare it to nichey loan types that we discuss, for example, the speed of a bridge loan, where you can get funded in just one week, compared to a slower conventional loan. The mortgage landscape changes. I still remember how in 2012 we had still somewhat freshly emerged from the global financial crisis, and back then, you could only get four conventional loans, four rental properties, not 10 like you can today, 20 married. So get your loans while you can, you probably won't always be able to get 10 loans. We'll start with loan types that are more for beginners, and then we'll get to advanced material. Let's welcome back one of our favorite recurring guests.   Keith Weinhold  16:54   You can make millions more throughout your life by understanding mortgage loans. This is key, and today it's the return of the woman that's created more financial freedom through real estate than any other lender in the entire nation, because she's the president of ridge lender group. Hey, it's time for a big welcome back to the incomparable, yet somehow still so approachable Chaley Ridge   Caeli Ridge  17:16   my Keith, thank you for having me. I love being here. I love what you're doing. It's my pleasure, sir.   Keith Weinhold  17:23   And our followers, our listeners, have been approaching you since 2015 you're one of the longest running guests, truly one of the OGS around here at GRE and now Caeli, before we discuss loan types. You know, we don't really talk politics on this show rather policies, and we're in the midst of a presidential administration that often, in the name of the word affordability, is trying to supremely shake things up in the housing market. Help us dissect what matters and what won't.   Caeli Ridge  17:58   I have found that at least as it relates to current administration, whoever that might be, I wait for the buzzwords or the taglines to become the actual policy. Like you said, That's a good point in this case. You know, you've got things floating around, like the 50 year mortgage cutting off the hedge fund guys and that kind of thing. Whether or not, those things come to fruition. I'm happy to give my opinion on them. I do not think that it's going to move the needle much for the people that you and I serve with regard to I mean, just taking them one at a time, I don't think that the 50 year is going to come to fruition. Just first and foremost, if it did do, I think it would be a good idea for a homeowner, probably not, but for an investor, maybe if there's some way that we can keep our payment lower, given the maturity date of a mortgage for an investment property is usually about five years. I mean, I know that this is a 30 year fixed mortgage, but statistically speaking, the average shelf life of a non owner occupied mortgage is about five years. So getting a 50 year amortization, if that were going to reduce the payment, I don't think is a bad thing for an investor, however, and this may get a little bit technical for the listeners, so I apologize in advance if we were to go to a 50 Year am the adjustments, something called, and you and I have talked about this before, something called an llpa, that stands for loan level price adjustment, I think would be such that it could end up defeating the purpose of having the longer term amortization, because I think the interest rates would be higher and I think they may offset so that was a long way to say. One, I don't think it's going to happen. I don't think it's actually going to get to its final resting place. And two, would it be a good idea for investors, yeah, I think it would be worth considering if it kept the payment lower. Okay, that's that as the other piece to cutting off the hedge funds, the big, you know, BlackRock, some of the big players, and giving them access to the residential housing and first right of infusion or etc, because they've got such deep pockets. You. It's such a small amount to what our individual investors are going to have access to that I don't think that that moves the needle either. So I don't know if I'm answering the question, except to say anything that they're going to tout, I would wait for it to actually become written in stone and pass by the rest of the powers that be before I would get excited about or concerned about any of it.   Keith Weinhold  20:21   This is pretty parallel with what I've been telling our listeners. All these things seem to make splashy news, but I haven't seen anything that's going to make a deep impact yet, whether it's the 50 year mortgage, which probably won't even come to fruition, or if it's doing these mortgage bond buy downs in order to bring more liquidity into the market and bring rates down, or if it sees any of these other things being discussed with these institutional investors, since they already own such a smaller proportion of the housing market than a lot of people think, we'll discuss seasoned real estate investors and their loans shortly, but first for newer real estate investors, you Know, chili, I kind of think of four or more loan types that a beginner should be familiar with. I think of conventional loans, dscrs, fix and flips and then bridge loans, the first one with conventional loans. What are the basics that someone should know?   Caeli Ridge  21:17   So first of all, you should know that there are 10 of these. We call them the golden tickets. I'm pretty sure I coined this, okay, 100 years ago, the golden ticket. We call the conventional aka Fannie Freddie, aka agency. They go by different names, but they all mean the same thing. We call them the golden tickets because it's the highest leverage and typically at the lowest interest rate you can find. Now I do have a hook in our conversation today about that. I'll get we'll get to it. There are 10 of these per qualified individual. So one of the first things that I would tell somebody is, is that if they are a partnership or a husband and wife team, you want to make sure to keep the debt obligation separate, because if you want to maximize these golden tickets, let's just say it's a husband and wife team. You each have, per qualification access to 10, and that includes a primary residence. In fact, let me just take a quick second and define what counts in the 10, because some people get this wrong. So the 10 golden tickets are counted by any residential property, single family, up to four Plex that has a loan on it, where the loan is in the individual name or personally guaranteed by the individual. That's where people get tied up. So if they went out and got a kind of more of a commercial type loan, that was in an LLC name, for example, but they signed a personal guarantee, per Fannie Freddie guidelines, that particular mortgage is going to count against the 10. So those would be some of the first pieces of news or detail I would give them about conventional    Keith Weinhold  22:40   for married couples, don't take ownership in both the husband and wife's name, either the husband or the wife. That way, you can get to 20 rather than 10. And yes, you do have to be mindful that your primary residence does count in that 10 or 20, whatever it might be. Anything else quickly with conventional loans, LTVs so on,    Caeli Ridge  23:01   yeah, LTV can go to 85% loan to value. So you get a little bit extra than you're going to get in some of the other loan product types. It will have PMI, private mortgage insurance, anything over 80% LTV will always have PMI on a more conforming, conventional basis. So keep that in mind. But the factor is pretty low. I would encourage people that are looking to stretch the almighty dollar. Do the math. Look at the 85 with PMI against, say, an 80% and see what are you giving up versus what you're getting. And then qualification stuff, you guys, my dumb joke, it's Keith's favorite. I'm sure vials of blood and DNA samples are sort of required for the Fannie Freddie loans. So just be prepared to supply or submit us the tax returns and pay stubs and bank statements and and all that stuff,   Keith Weinhold  23:44   you'll feel like you're getting fingerprinted almost for a conventional loan qualification. And the second one that I brought up DSCR loans, that's short for debt service coverage ratio. And these mortgages are pretty standard for rental properties. They're underwritten based on a property's income potential. So you know, the way I think of dscrs Chaley from the lender's perspective, is that sustainable cash flow is what matters. The rent has got to support the property's monthly mortgage payments. So we talked to us more about dscrs.    Caeli Ridge  24:15   Yeah, I love this product, and this is for somebody that either can't fit into the conventional Fannie Freddie box, or maybe they've exhausted their golden tickets and they're graduating and moving on. This is a great option that will reduce the amount of vials of blood and DNA samples that you're going to have to submit. It still provides for a 30 year fixed mortgage. The leverage is roughly the same, 80% in most cases, on a purchase. And to your point, the gross income divided by the principal, interest, taxes, insurance and Hoa, if it's applicable, is the simple formula, the easy method I'll give people, just to kind of solidify that math, is that if the gross rents were $1,000 a month, and if the PI TI was $1,000 a month, when you divide that, your debt service is 1.0 Now you can go as low, believe it or not, as low as a point seven, five, DSCR, they have those available be ready for the interest rate to get a little hair on it. Okay, it's going to be higher than what the 1.0 and above is going to be. But you can go as low as point seven, five, those are going to be for the investors that have found a property, maybe in distress, and they cannot show the current market value rent, perhaps, and it's on the low end. So you can still get that done at point seven, five, just be ready for a higher interest rate.   Keith Weinhold  25:30   So the DSCR loan an alternative for you, which might be especially useful, like Chaley touched on, if you've already exhausted your 10 golden ticket. Fannie Freddie loans, a DSCR of 1.2 for example, means that your rent income needs to exceed your principal, interest, taxes and insurance payment by 20% or more. That's what we're talking about here. And then Chile, those were more of loans for the buy and hold type of investor. Tell us about fix and flip loans.    Caeli Ridge  26:03   Yeah. So these are shorter term loan that will allow you to include not just the purchase of the property, but also some renovation or rehab money if you need that. And we're going to be looking at an ARV after repair value. So you've got a purchase price, you've got your renovation or scope of work budget. And then we're looking for an ARV with the ARV to be somewhere around 75% so what that means, if you've not heard of this before, you're going to take, let's say, $100,000 value. And if we want the ARV to be at 75% we're going to lend 75,000 is kind of the mix there. Those are quicker loans. You're going to be paying much higher rates on those. You know, between nine and 13% depending on the deal. The points are also going to be a little bit higher, but a great option for that quick turn and burn where you know your deal has enough skin in it and you can recapture all your capital and make a good tidy profit on it.   Keith Weinhold  26:53   We're talking about basically fixer upper loans here with Chaley Ridge, the president of ridge lending group, yes, these are jalopies that rarely qualify for traditional bank financing. And oftentimes, when I think about these fix and flip loans, I'm thinking that often there is interest only flexibility with regard to those higher interest rates that you need to pay. And I think of it as, you know, a shorter term loan that you've got during your renovation period, oftentimes 12 to 18 months. Does that sound about right?   Caeli Ridge  27:24   Yeah, 6,18, even 24 months. And to your point, yes, all of these are going to be interest only. And one of the cool things is about these loans is, is that, if there's enough room in the deal, right, based on what you need to borrow and what we think the ARV is expected to be, you don't even actually have to be making those interest payments. You can build it into the final payout when we go to refinance you out of this short term loan, or you simply sell the property and pay off that loan. So for example, let's say that your interest only payment is $1,000 a month, okay? And the value of the property is going to be $200,000 and you only took 120 okay, we're going to be well within that 75% ARV. You can build in that $1,000 say, for 12 months, there's $12,000 and just add it to the outstanding balance that you started by owing, and not have to be making those payments on an ongoing basis. It's not rented, right? So it might be nice to be able to factor that in to the actual payoff when you go to refinance that if it's a fix and hold versus go to sell it on a fix and flip.   Keith Weinhold  28:31   Now, long term, we know that the big gains for real estate investors really come from that leveraged appreciation getting that loan. But sometimes there are situations where we might want to act as a cash buyer. And that brings up this fourth of four loan types that I brought up, the bridge loan, short term loans that can temporarily finance a property purchase while you're waiting for a longer term loan to come through. The bridge loan, so I think of it as a pretty speedy loan, if you sort of want to act like you're an all cash buyer.   Caeli Ridge  29:04   Yeah, I like this, and in many ways it's similar to a fix and flip interest only. Obviously the term is going to be shorter, six months, 12 months, up to 24 months, and based on largely relationship, the bridge loan for the purpose that you described, really comes into play for an investor that we know and we're comfortable with, we can fund those inside a week, for somebody that we've done several of these loans for. So for those that need that really quick turn, once you've established yourself as a seasoned, experienced investor in that space, those are pretty slick and easy to get through.   Keith Weinhold  29:39   Why would someone use a bridge loan, rather than a fix and flip loan.   Caeli Ridge  29:43   So if they're in a very competitive market, that might be another option, because those are going to be faster. The bridge loan is going to be faster where they need to say that they're an all cash buyer and they only need seven days to close, or whatever it is. It depends on the municipality in the state. But what if you're at the courthouse steps? And you need cash quickly. Sometimes it needs to be immediate. So that might not be applicable in this case, but if you put the bid in, and you win the bid, and you've got, you know, three days to perform, usually we can get those done. So it's circumstantial. Those would be two variables or two scenarios that that would apply to   Keith Weinhold  30:17   the bridge loan gives you the advantage of speed, but that speed can come at a cost.   Caeli Ridge  30:22   Oh yeah, yeah, you're going to be paying probably three points, maybe four points, and it's short term interest, 13, 14%   Keith Weinhold  30:30   so with these four loan types that we've discussed, conventional DSCR, fix and flip and bridge loans, you can kind of see that there is a loan for most every investment scenario, and there's no reason to rely on only one type, a flipper. Might start with a short term fix and flip loan or a bridge loan and then later refinance to a DSCR or a conventional loan. So consider mixing and matching based on your needs. You're listening to get rich education. We're talking with Ridge leninger, President Taylor Ridge, more when we come back, including steps for more advanced investors, I'm your host. Keith Weinhold   Keith Weinhold  31:06   mid south homebuyers with over two decades as the nation's highest rated turnkey provider, their empathetic property managers use your return on investment as their North Star. It's no wonder smart investors line up to get their completely renovated income properties like it's the newest iPhone, headquartered in Memphis, with their globally attractive cash flows, mid south has an A plus rating with a better business bureau and 4000 houses renovated. There is zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate with an industry leading three and a half year average renter term. Every home they offer you will have brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter in an astounding price range, 100 to 150k GET TO KNOW Mid South. Enjoy cash flow from day one at mid southhomebuyers.com that's mid southhomebuyers.com    Keith Weinhold  32:08   you know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds. Don't keep up when true inflation eats six or 7% of your wealth. Every single year I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest, start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre or GRE, or send a text now it's 1-937-795-8989, yep, text their freedom coach, directly again. 1-937-795-8989,   Keith Weinhold  33:19   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage, start your pre qual and even chat with President chailey Ridge personally, while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Blair Singer  33:53   this is Rich Dad, sales advisor, Blair singer. Listen to get rich education with Keith Weinhold. And above all, don't quit your Daydream.    Keith Weinhold  34:09   Welcome back to get rich education chili when we go beyond this beginner stage that we've been discussing, how about for an investor just trying to scale to 10 doors worth of one to four unit properties. Now, are there any strategies there or more of a loan order that you would recommend in getting up to your first 10 you know   Caeli Ridge  34:29   I think the strategy starts with calling your lender, ideally Ridge lending group, and having that deep strategy call that, that discovery call, so that we can really understand and plant some seeds that say, Okay, Mr. Jones, these are your qualifications today. This is where you want to be in a year or 10 years. These are the steps that are going to be important that we are mindful of and we take to accomplish and reach those milestones. It's really important to have that baseline understanding of what is your debt to income ratio on day one, what are your assets? Sets. What is your credit? Where do you want to be in a year or 10 years? Right? Do you want 10 properties in a year's time? It's going to be a very different conversation than if you're going to slow roll this and want to establish 10 purchases or 10 investment properties over 10 years. So identifying those details is going to be part one, and then next, in terms of order, I would say, largely the higher price point properties, typically, I would say, put those in one through six. And the reason that I'm saying that is is that the underwriting guidelines under conventional financing, they will change based on how many finance properties you have. So of all of the inner working guidelines and things that go into securing a conventional mortgage loan, the three top most heavily weighted are going to be debt to income ratio, credit score and assets. Okay? And within each one of those, the marker or the qualification guideline changes as you evolve and acquire more property. So the higher up the ring you go, or the rung that you go to 10, the more restrictive the guidelines are going to be. So I would typically say, get the higher price point properties go into maybe one to four, one to six, if that's part of your strategy and your diversification of portfolio ownership. Then after you've established having two or three or four properties and that higher price point it as it gets harder to qualify, potentially, if your debt to income ratio is a little bit tight, you've got the smaller loan sizes that might be less impactful in debt to income ratio. All of this is very subjective to the individual's qualifications and needs, of course, but that might be one rule of thumb that I would take   Keith Weinhold  36:39   gosh, this This is absolute gold in helping you structure the architecture of a growing income property portfolio. And we're coming up on this Super Bowl, and whatever mortgage lender advertises for the Super Bowl or has some big, splashy campaign nationally, you know they are not the ones that are going to have conversations like this for you, they might be fine for buying a primary residence, but this is why you want to have a long term strategy and work with a lender that's aligned with you on exactly that sort of thing. And Chaley, is there a specific way in which one can avoid hitting the Fannie Freddie loan ceilings too early if you haven't already touched on it.    Caeli Ridge  37:22   Yeah, very good question. You know, I think that this is going to come down to a debt to income ratio conversation. It's easy enough to ensure that we contain assets and credit. Those are easier conversations. The debt to income ratio is the piece that's more complicated and can get away from an investor without them even knowing it. You don't know what you don't know, right? So I would say that debt to income ratio and making sure that your lender again, hopefully Ridge lending, because we know this like we know our own faces, making sure they know how to structure and provide feedback and consult on that schedule E, part of the beauty of real estate investing is the tax deductions. Right? Many people get into real estate investing, not for the cash flow, not even for the appreciation, but for that tax strategy, because they're high wage earners, or whatever it may be, and they're sick of paying x in taxes. So the debt to income ratio is key in scaling and making sure you can continue to qualify for those loans. The conversations that we have with our clients really go deep about where we can maximize our deductions to ensure that we get the tax benefit without precluding our qualification on a conventional underwriting basis in the DTI category.   Keith Weinhold  38:35   Now, during my growth as an investor, when I got above 10 doors, one gets above 20 doors. When one gets to 216 doors, I began where I needed to qualify more on a DSCR basis, where the lender is looking at the properties qualification, more so than me. So are there any other thoughts with regard to how one can set themselves up for success in really going big and well beyond 10 doors   Caeli Ridge  39:03   absolutely so once we've exhausted the Fannie Freddie, and I think one of the real value adds about Ridge is that we are not a one size fits all, and we are extremely holistic versus transactional. So having that first conversation and understanding what those goals are, so that we can pivot as we need to maximize the golden tickets, whether that be 10 to 20, right? If you're in a marriage or a partnership or whatever, and then setting up for the DSCR loans when the time comes, and taking advantage of those, there is no limit to how many DSCR loans we can get for one individual. We have yet to file an individual that we've had to say no, and we've done quite a few of the high, high acquisition investors, so I don't expect that to be an issue, but yeah, I think it's about planning, planting those seeds, creating roadmaps together and have those smart discovery conversations.   Keith Weinhold  39:50   Now, as you grow, one way you might diversify is to have perhaps at least a part of your portfolio in short term rentals. So what I. Comes to getting loans for sort of Airbnb or VRBO type properties. What does one look for there? How much does the landscape change versus the longer term rentals that we've mostly been talking about here?    Caeli Ridge  40:10   Yeah, I think that the differences are going to be about purchase versus refinance. If we're just talking about purchases, let's kind of try to keep it in one lane. If we're talking about purchasing a short term rental, you may be limited on leverage. You might lose a little bit of leverage, 5% let's say you could get to 75% and maybe on a short term they're going to back it off to 70% LTV, so there may be reduction in that loan to value. And the way in which we're going to quantify the income is absolutely important to share with your listeners on a purchase transaction, we have access to things like an appraisal. An appraisal is going to give us some median rental income, whether it be long term or short term, that we will use to offset a new mortgage payment if that's needed for the individual's debt to income ratio qualification. Now, if they don't need the rental income to qualify, then it's a non issue. But if they do, like most of us, need that rental income to absorb this new mortgage payment that we are securing for them, how that's going to quantify is important. So if it's not in a short term rental area, let's just say it's kind of off the beaten path, and there may not be enough data points to support the income that you need. It's important to know that up front versus way down the rabbit hole, when you paid for appraisals and you're all the way through the transaction and earnest money might be off the table if you had to cancel that kind of thing. So really important to understand the numbers in advance, I would say, when we talk about short term rentals and how the income is going to be quantified from an underwriting perspective,   Keith Weinhold  41:43   why does a borrower often need to make a higher down payment on a short term rental than they do a long term rental?   Caeli Ridge  41:49    You know, I think that in secondary markets, as we talk about mortgage backed securities and things like that, it's looked at as a higher risk. A short term rental is going to be a higher risk than just the stable long term, long burn tenant is going to be there and they've got their lease for a year, two years or whatever, at a time, the short term rental is more volatile and it's seasonal. It can be I mean, there's all those different factors, so higher risk means more skin in the game for the investor.   Keith Weinhold  42:13   That makes a lot of sense. Does that higher risk also translate into a higher mortgage rate for short term rentals than long term rentals?   Caeli Ridge  42:18    Fannie Freddie versus DSCR The answer is no. On the Fannie Freddie side, the interest rate's not going to change on a DSCR loan. Yes, it can be slightly higher, usually about about a quarter of a percentage point on a short term versus a long term.   Keith Weinhold  42:33   Now, are there any particular markets that lenders want to avoid with short term rental loans?   Caeli Ridge  42:39   No, as long as the property is habitable, and all the other metrics fit Qualifications and Credit and assets and all that stuff. No, there isn't a market that we're going to have any issues with now. We do get the notifications for natural disaster areas, and as that relates to the appraisal and things like that, if it's in a natural disaster area or zone, we may have to hold funding until after the disaster is over, and then we can go and take more pictures and make sure it's still standing and there's no major issues. But otherwise, aside from that, as long as it's habitable, no, there is no market restriction.   Keith Weinhold  43:12   Yes, with that variability of income for short term rentals, you can understand how a lender would be more careful in making a loan, and would want you, the borrower, to put more skin in the game for a short term rental. Well, Caeli, overall, what should an investor do in the next 24 hours to make themselves more lendable before contacting someone like you?   Caeli Ridge  43:36   I would say the answer is sticky, but call rich lending group. That's how you're going to make yourself more lendable. And the reason that I can say that is is that everybody's qualifications and needs and goals are inherently different. So calling someone that understands this landscape and can navigate the battleship in the creek like I like to say, that's the visual aid for those of you that need the visual is the first key. And with that conversation, we're going to be able to identify for you specifically what you would need to do to become more lendable. And it may be nothing   Keith Weinhold  44:07   well over there, Chaley, you're growing. You do loans in almost all 50 states. The GRE podcast has more than 5.8 million listener downloads, and you have helped countless GRE listeners acquire smart investor loans for fully a decade now. Just amazing. So talk to us about all of the loan types that you offer investors there at ridge.   Caeli Ridge  44:30   My gosh. Okay, so I think one of the real value adds for us is that we have such a diverse menu of loan products. We touched on a few of them already. So we've got the conventional Fannie Mae Freddie, Mac stuff. We've got our DSCR loans. We have bank statement loans, asset depletion loans. I can touch on those if you want. Keith, we have our short term bridge fix and flip. We have our All In One my favorite, first lien, HELOC we have second lien HELOCs. We have commercial loan products, and commercial can apply to residential and commercial property. A cross collateralization, commercial for residential properties. That just means, if you're putting 10 single families into one blanket loan, that would be cross collateralization, or if you're buying a storage unit that's straight commercial, and probably even more than that, ground up construction, there's really not a limit to the loan products that we offer, specifically for investors. The only thing we don't have, I would say in our arsenal is bare land loans. Those are hard to come by   Keith Weinhold  45:24   It sounds like you recommend a call in order to get some of that back and forth, to learn how you can best help that investor. But tell us about all the ways that someone   Caeli Ridge  45:32   can get a hold of you. Yes, there's a few ways. Of course, our website, ridgeline group.com, you can call us toll free at 855-747434385, 747-434-3855, 74, Ridge. Or feel free to email us info at Ridge lending group.com   Keith Weinhold  45:49   and you might get lucky. Hey, spin the wheel. Chaele does get on the phone and talk to individual investors herself too. So Chaley, it's been valuable as always to cover all these different loan types for beginners, and then what one does when they advance beyond that. It's been great having you back on the show.    Caeli Ridge  46:09   Thank you, Keith. I appreciate you.   Keith Weinhold  46:16   Oh yeah, a lot to learn from Chaley today. You've got mortgage rates three quarters to 1% lower than they were a year ago. At this time, in fact, last month, they ticked below 6% for the first time in years, and their lowest level in over three years. But when you introduce geopolitical uncertainty, well, that tends to make rates tick up again. Now, just what does happen when you have a lower overall rate trend like we have? Well, in this cycle, it's already spurred an increase in housing sales volume. It surged to 4.3 5 million in the latest reporting month, and that is the hottest annualized pace in nearly three years. Some of the same people who said, wait until rates fall, they're about to realize that prices didn't wait. Demand comes back fast. Inventory doesn't if mortgage rates take another leg lower, we could see quite a refinance wave in balanced markets or in supply constrained markets, bidding wars could follow. Now I've shared with you before that I totally do not predict interest rates. I don't know if anyone should. It is a great way to be fantastically wrong and supremely waste a lot of people's time. Instead, I think it's more efficacious for you to be able to interpret the signs that can trigger a further rate drop. Those signs are a weak jobs report that tends to bring lower rates because the labor market needs the help. So does softening wage growth, GDP below expectations, inflation continuing to cool, or a pickup in US Treasury demand. These are all signs that can lead to even lower rates. In fact, right now, with already lower rates and higher wages, real estate is more affordable than it's been in about three years, but overall, longer term, yeah, income properties still feel somewhat less affordable. It's less affordable than it was in pre pandemic times. That's for real for US investors, though, affordability is less about the price of the property, it's about whether the property pays for itself and grows your net worth while inflation does the heavy lifting for you, that's why it still works for us as investors. Higher prices don't kill investors inaction during inflation does you're not so much buying a say, 350k property. You're controlling it with 70k while your tenant and inflation do the rest. We don't rely on hope or appreciation. We start with inflation, tax benefits and debt pay down, and then appreciation typically happens too. A lot of times, the question for us goes beyond whether or not a property is affordable. The question is whether owning an investment property is better than inflation compounding against us, which is an investor mindset for this era, Ridge landing gear. President Chaley Ridge is a regular guest here because the mortgage space is so dynamic and things change a lot. For that reason, we expect to have her with us every few months this year, I'll see you next week. I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 2  50:01   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively   Keith Weinhold  50:30   The preceding program was brought to you by your home for wealth building, getricheducation.com   

282. Family Sabbath: Pause and Delight with Eryn Lynum   Mark 2:27 NIV “Then he said to them, “The Sabbath was made for man, not man for the Sabbath.”   *Transcription Below*   Eryn Lynum is a certified Master Naturalist, Bible teacher, national speaker, and author. Eryn lives in Northern Colorado with her husband, Grayson, and their four children, whom they homeschool—mainly in the great outdoors. Eryn has has been featured on FamilyLife Today, Proverbs 31 Ministries, Christian Parenting, MOPS International, Bible Gateway, Her View From Home, and For Every Mom. Every opportunity she gets, she is out exploring God's creation with her family and sharing the adventures. To learn more about Eryn, visit ErynLynum.com.   Eryn's Books Eryn's Free Resources Mentioned Nat Theo Podcast   Topics and Questions We Cover: What can this look like to daily align our activities with our deepest values? What do people actually do on this day of rest and what do you recommend for families? Are there any other practical benefits we're missing out on if we neglect rest?   Thank You to Our Sponsor: Leman Property Management Company   Related Savvy Sauce Episodes: 81 Rest with Doctor, Author, and Speaker, Dr. Saundra Dalton-Smith 99 Sabbath Rest with Sandy Feit 175 Practicing Sabbath with Shireen Eldridge   Connect with The Savvy Sauce on Facebook, Instagram or Our Website   Gospel Scripture: (all NIV) Romans 3:23 “for all have sinned and fall short of the glory of God,”   Romans 3:24 “and are justified freely by his grace through the redemption that came by Christ Jesus.”   Romans 3:25 (a) “God presented him as a sacrifice of atonement, through faith in his blood.”    Hebrews 9:22 (b) “without the shedding of blood there is no forgiveness.”    Romans 5:8 “But God demonstrates his own love for us in this: While we were still sinners, Christ died for us.”    Romans 5:11 “Not only is this so, but we also rejoice in God through our Lord Jesus Christ, through whom we have now received reconciliation.”    John 3:16 “For God so loved the world that he gave his one and only Son, that whoever believes in him shall not perish but have eternal life.”   Romans 10:9 “That if you confess with your mouth, “Jesus is Lord,” and believe in your heart that God raised him from the dead, you will be saved.”    Luke 15:10 says “In the same way, I tell you, there is rejoicing in the presence of the angels of God over one sinner who repents.”   Romans 8:1 “Therefore, there is now no condemnation for those who are in Christ Jesus”   Ephesians 1:13–14 “And you also were included in Christ when you heard the word of truth, the gospel of your salvation. Having believed, you were marked in him with a seal, the promised Holy Spirit, who is a deposit guaranteeing our inheritance until the redemption of those who are God's possession- to the praise of his glory.”   Ephesians 1:15–23 “For this reason, ever since I heard about your faith in the Lord Jesus and your love for all the saints, I have not stopped giving thanks for you, remembering you in my prayers. I keep asking that the God of our Lord Jesus Christ, the glorious Father, may give you the spirit of wisdom and revelation, so that you may know him better. I pray also that the eyes of your heart may be enlightened in order that you may know the hope to which he has called you, the riches of his glorious inheritance in the saints, and his incomparably great power for us who believe. That power is like the working of his mighty strength, which he exerted in Christ when he raised him from the dead and seated him at his right hand in the heavenly realms, far above all rule and authority, power and dominion, and every title that can be given, not only in the present age but also in the one to come. And God placed all things under his feet and appointed him to be head over everything for the church, which is his body, the fullness of him who fills everything in every way.”   Ephesians 2:8–10 “For it is by grace you have been saved, through faith – and this not from yourselves, it is the gift of God – not by works, so that no one can boast. For we are God‘s workmanship, created in Christ Jesus to do good works, which God prepared in advance for us to do.“   Ephesians 2:13 “But now in Christ Jesus you who once were far away have been brought near through the blood of Christ.“   Philippians 1:6 “being confident of this, that he who began a good work in you will carry it on to completion until the day of Christ Jesus.”   *Transcription*   Music: (0:00 – 0:09)   Laura Dugger: (0:11 - 1:34) Welcome to The Savvy Sauce, where we have practical chats for intentional living. I'm your host, Laura Dugger, and I'm so glad you're here.   Leman Property Management Company has the apartment you will be able to call home, with over 1,700 apartment units available in Central Illinois. Visit them today at lemanproperties.com or connect with them on Facebook.   Eryn Lynum is my wonderful guest for today, and she's the author of this beautiful book, The Nature of Rest. We're going to discuss all things related to rest, ways that we can prepare for it, how we can enjoy and delight in it, what good gifts God has for us with rest, and then how to reflect well on the rhythms in our life, and so much more.   Here's our chat. Welcome to The Savvy Sauce, Eryn.   Eryn Lynum: (1:34 - 4:03) Thank you. Thanks so much for having me.   Laura Dugger: Well, I'd love for you to start us off by sharing your personal journey and tell why you are so uniquely qualified to teach and write about rest, as stress can literally kill you.   Eryn Lynum: Yeah, that's correct. So, when I was 14 years old, I was diagnosed with a potentially fatal autoimmune disorder. And kind of the context of that season, I was preparing to go overseas for the first time on a missions trip. So, I was going to be in Africa for two months. And so, before you go do something like that, you have to go to the doctor and get a checkup and vaccine recommendations, all the things. And so, my parents took me in.   Again, I was 14 at the time, and we had no reason to believe that there was anything wrong. There were no red flags. Besides, I had been a little tired, a little dizzy once in a while, but really, we just thought, okay, well, I'm growing up, my body's changing. But when the nurse took my blood pressure that day, it was 56 over 48, which is deathly low.   And so, immediately, that's a red flag. And I undergo more testing and hospital visits and seeing specialists. And they diagnosed me with something called Addison's disease. And Addison's disease, it's where your adrenal glands no longer function. So, maybe you've heard of adrenal fatigue, where someone is so taxed out that their adrenal glands can't keep up because they're meant to produce cortisol, which is our stress hormone. Well, Addison's disease is the worst-case scenario where you can't come back from it, barring a miracle. Like, my adrenal glands don't work, and they haven't for over 20 years now.   And so, you know, this system that God has given us meant to cope with stress, and it's that fight-or-flight response. At that young age, I no longer had that. And so, stress became quite literally deadly to me. And at that point, my parents, they began coaching me in biblical stress management, so identifying stressors in my life.   You know, when your shoulders start creeping up, and you can feel that tension in your neck, and knowing that those are signs that, okay, you need to step back, you need to calm yourself. Like the Psalms talk about, “I have calmed and quieted my soul,” and to bring everything to the Lord and cast all your anxieties upon Him. And this is really where I can see, in my life, I developed a very consistent prayer pattern in my life where just all day long, like conversing with the Lord.   And so, that's been a big part of this. But yeah, that's really what began leading me into this deeply restful lifestyle was out of necessity. But really what I've seen since then is God designed all of us to live and thrive through rest. Like this is His original design.   Laura Dugger: (4:04 - 4:27) I love that so much. And you articulate this so well in your book. But before I ever encountered you, I had never heard of the term master naturalist before. So, if you want to share anything about that, it would be great. And as a master naturalist, where do you see these rhythms of rest in nature?   Eryn Lynum: (4:28 - 6:54) So, a master naturalist, it's really a fancy term for nature teacher. And I pursued this because my degree and my passion are in biblical theology. And I've always been passionate about rightly handling God's word of truth from 2 Timothy 2:15.   And I began to see as my own family, my husband and I, we have three boys and a daughter, and now they're 14 down to seven. But when they were younger and we started spending more time outdoors, I started to see, okay, God has given us so many visuals and materials in nature with which we can teach about Him. Coming from Romans 1:20, that His invisible attributes, those things we can't see about God, are clearly perceived through what He has made. And I saw that also Jesus in the gospels, He used nature all the time to teach.   And God throughout scripture, like it's not just Genesis 1, nature narratives are strong throughout scripture. And so, I thought if God and Jesus use this methodology to teach, then certainly we can. And so, that's why I went through this training and taught, teach with this method is because, you know, the more we understand these materials, the more we see of God and the more we can communicate about Him.   And so, I was working as a master naturalist in our city and teaching my own programs. And I started to incorporate it more and more into my book and then later on in my podcast. And at the same time, God was leading my family into celebrating Sabbath. We had come into this season where we were just exhausted, like running businesses and raising and homeschooling kids, like all of us, no matter our circumstances, face this very real human existence of fatigue. And so, we came to a place where rest was no longer optional. It was critical and vital.   And so, I'm living in these two realms of learning about nature while I'm learning about scripture. And then God is bringing us into deep rest. So, I started to ask the question, where do we see rest in scripture? And I found that it is everywhere. The roots of rest run deep and wide throughout scripture. And also asking, where do we see rest in creation in nature? And it's also everywhere there that God designed all these cycles and these rhythms and all of his plants and creatures, even the ones that we think of as so frenetic and busy that God designed them to thrive through rest.   Laura Dugger: (6:55 - 7:04) And will you give a specific example then of something in nature as it's so apparent that it's designed for rest?   Eryn Lynum: (7:04 - 8:28) Definitely. Let's focus on one of those ones that we often think of as really busy, the hummingbird. I opened the book with the analogy of a hummingbird because when you think about a hummingbird, what do you picture in your mind?   Laura Dugger: (7:17 - 7:19) Busy, constant movement in and out.   Eryn Lynum: (7:20 - 8:28) Yeah, exactly. Like they have to visit between 1,000 and 2,000 flowers every day to get all the nectar that they need. And so, they are always like here and there in the next place. And they look like this little thing just zipping through the air and you can't even see their wings beating because they can be up to 70 times a second. It's this blur of motion. And we think about that little hummingbird, and we can sometimes feel like that little hummingbird just zipping from one thing to the next, thinking there's no time to stop.   But the hummingbird does stop. It has a very strategic method of rest called torpor. And torpor is kind of like a mini hibernation where the little bird is going to go into this deep state of rest. It lowers its body temperature by around 50 degrees and becomes completely unresponsive. And this is a regular thing that the hummingbird does, and it enables it to continue its God-given, good, busy, fruitful work. So, it's this picture of, you know, busyness is not bad. God created us for fruitful work, but it's all meant to be sustained through deep, rhythmic, intentional rest.   Laura Dugger: (8:28 - 9:06) I mean, immediately that makes me think of the weeks, even that I'm most productive, I've probably prioritized my sleep the best of it. And if I get great sleep, even if it's extra hours, that doesn't take away from the rest of the day. That probably makes my time even multiplied.   Yeah. Yeah, absolutely. And I love, you point out so many times how God just clearly designed his creation to enjoy this gift of rest. So, you mentioned some of the nature parts. What about some of the foundational scriptural truths on this topic?   Eryn Lynum: (9:07 - 11:52) Yeah, well, of course, where's the first place that we get the idea of rest in the scripture? Yeah, exactly. So, God completes his work of creation and then he rests and he didn't need to rest. Isaiah 40:28 tells us that he, the creator of the world does not grow weary or tired.   I believe that one reason, and I talk about a couple of them in the book, but I believe that one main reason God rested was to stop and delight. That word Sabbath, it comes from the Hebrew word Shabbat, which can mean to both stop and delight. Like think about God finishing his creative work, bringing, bringing everything from nothing. Ex nihilo is that theological term, everything from nothing. Creating not only the animals and the plants, but the textures and the math and the shapes and the like everything he needed to make these things. And I imagine he just wanted to stop and enjoy it. I can even picture him going through creation and listening to the birds and taking in the colors and the shapes of the clouds.   What a beautiful reminder to us, because I know for myself, I'm so prone to just run from one thing to the next, like check it off the list. What's next? But here God is modeling for us. Stop delight, praise him for what he just allowed us to accomplish, to create, to do before rushing on to the next thing.   And so, we get that first mentioned there at creation, but then think about when Sabbath was actually established, there's a framework, there's a structure it's Exodus 16. And the context here is the Israelites. They're doing what they do. They're wandering and grumbling. They're hangry and God shows mercy to them in the form of quail and manna, but he has very specific instructions for them. He says for six days, you shall gather it, but not on the seventh day. Don't go out. It is a solemn day, a Holy Sabbath to the Lord.   That's the first mention of Sabbath, that word in scripture, but consider the Israelites. They had no context for what God was calling them to do. Surely they could think back to the creation story. Okay. God worked and then rested, but they had very little idea of what he was asking them to do. This was an act of faith. God was saying, stop gathering, trust me.   And this is so hard for us because like we are so prone to gather, gather, gather, do produce work more out of this scarcity mindset. But this picture is showing God is a God of abundance and his math works. When we trust him to be the provider, not ourselves. And we take that risk on rest. He provides abundantly through it.   Laura Dugger: (11:53 - 12:05) Absolutely. And within this gift then of rest, how can rest actually reorder and re-energize our lives?   Eryn Lynum: (12:05 - 14:03) I love this question because throughout the book, we talk a lot about reordering and creating margins. So, we can rest and reprioritizing. You know, it's so interesting when we look at the creation narrative, where we get that first mention of rest, because it's backwards to what we normally think.   Think about this. God created for six days and then he rested. Adam, the first human was created on that sixth day. So, Adam's first full day was a day of arrest, dedicated to rest. And in this, we see that God worked and then rested. But we, humanity, we were always meant to begin from rest.   And you see that even in the Hebrew tradition of a day, their day begins at evening. Their day doesn't start with, let's get up and get to work. Their day starts with, let me go to rest to get ready for the work. So, first we have to reorder our concept of rest, not see it as a reward. Oh, I'm going to work, work, work, get all the things done so that maybe I can rest this weekend or on vacation, or when the kids are out of the house or in retirement, that's backwards to the biblical framework. We are meant to begin from rest.   So, starting there. And as we do that, my family has found after sabbathing for three and a half years now, everything else kind of falls into place. And that happens when you operate by God's design. You know, rest allows us to tend to the most important things. Those deep values, whether like that should be of course, faith and family. So, getting clear on your values is really important. Like what is most important to your family faith? Maybe it's community generosity. Maybe it's physical health, mental health, all these things do better. And we have more time to tend to them when we first make room and space for rest.   Laura Dugger: (14:04 - 16:28) And now a brief message from our sponsor.    With over 1,700 apartment units available throughout Pekin, Peoria, Peoria Heights, Morton and Washington. And with every price range covered, you will have plenty of options when you rent through Leman Property Management Company.   They have townhomes, duplexes, studios, and garden style options located in many areas throughout Pekin. And make sure you check out their newest offering, the McKinley located in Pekin is a new construction addition to their platinum collection featuring nine foot ceilings, large spacious layouts, beautiful finishes, such as courts, countertops, and garages. You won't want to miss this outstanding new property in Peoria, a historic downtown location and apartments adjacent to OSF Medical Center provide excellent choices.   Check out their brand new luxury property in Peoria Heights, overlooking the boutique shops and fine dining on prospect. And in Morton, they offer a variety of apartment homes with garages, a hot downtown location, and now a brand new high-end complex near Idlewood Park. If you want to become part of their team, contact them about open office positions.   They're also hiring in their maintenance department. So, we invite you to find out why so many people have chosen to make a career with them. Check them out on Facebook today or email their friendly staff at leasing@lemanprops.com. You can also stop by their website at lemanproperties.com, check them out and find your place to call home today.   It never ceases to amaze me how God's economy and his math are just different. Sometimes upside down from ours, but I feel like when you're speaking, it reminds me of Matthew 6:33, “But seek first the kingdom of God and His righteousness, and all these things will be added unto you.” So, if we actually obey, I think there are so many blessings that we can enjoy from this gift of rest. So, you're talking about our values. Then what can this look like to daily align our activities with our deepest values?   Eryn Lynum: (16:30 - 18:30) Yes, this is an ongoing practice because the enemy is always trying to distract us from what is most important. And that word there is key distract. And so, first we have to learn to identify those distractions, the things that are pulling us away from what is most important, but you know, getting to those core values and on my website, I have, my husband and I developed a family values guide that helps you step by step to really figure out what are our deepest values.   So, that's erinlynum.com/values. But really what it is, is this practice of getting clear on God's best for, for us and for our families and for those around us and, and making sure that we are aligning and realigning because it's going to get out of alignment, those values with God's agenda. You know, a lot of days I just start my day with a restful pause.   I call them in the book, Selah pauses. And I am quite literally, I am sitting before the Lord, my eyes closed and my hands just up in this posture of surrender and receiving. And I will say, Lord, I am surrendering my own agenda, my own expectations for this day. And I want to receive your power, your presence, your peace. And then throughout the day, just taking those checks.   Like I practice these daily Selah pauses and moments of rest because think about Selah in the Psalms. It can mean to pause, to contemplate, to redirect. And we need to do that often because as a day goes on, I think we lose energy and focus. You know, at the beginning of the day, we might feel really like focused. And this is what I'm getting done today. And that can waver like that can wane out as the day goes on. And so, constantly just checking back in.   Okay, Lord, what is it you have for me to do today? And how do I tend to those most important things? But you have to take that restful pause to be able to do that.   Laura Dugger: (18:31 - 18:46) That's good reminder. Okay. So, to check back in with the Lord and then can you give another example of one family and what their value is and how they live that out in their daily life. And maybe even what requires us to say no to.   Eryn Lynum: (18:47 - 20:15) Ooh, that's a fantastic question. Hmm. Can it be for my own family or do you want me to give them love it from your own family?   Okay. I was asked this question recently. Someone asked me, how do you make time to be outside as a family? One of our core family values is to be out exploring in God's creation. And this has been harder in different seasons. And we have two middle schoolers now, you know, we are, we have a lot going on.   And so, it can very quickly happen where at the end of the day, we're like, wow, we really didn't spend much time outdoors today, but how we prioritize this is you do have to say no to other things. So, we're a homeschooling family. And just as an example, it can be very tempting to feel like, am I doing enough? Am I teaching them enough? We need to check off all these boxes and get the lessons done. And it's constantly surrendering that and realizing, you know, I know that our value of being outdoors is important to God. I know that he is meeting my children there. He is meeting me there. He is giving us rest and rejuvenation there.   So, trusting with that, again, going back to the Israelites, stop gathering, stop checking off all the boxes, stop trying to provide and meet your own expectations. And instead stay super focused on what God has called you to and ruthlessly get rid of the rest, anything that's keeping you from that.   Laura Dugger: (20:16 - 20:36) I love that personal example. Thank you for sharing. And how can we also in our own families or in our own life, how can we distinguish which activities are vital for the abundant life in Christ that he offers so that we don't settle for less?   Eryn Lynum: (20:38 - 22:46) I love that you bring up that, that term, the abundant life. In John 10:10, that Christ came, that we might have life and life abundantly overflowing to the fullest, like brimming over is what that word means. And that scripture also says the enemy comes to steal and kill and destroy.   And I believe that one of the enemy's biggest schemes and methods for that is to send us into hurry and hustle mode. And he does that through distraction and discontent. And so, so much of this is pressing back against distraction and discontent and getting back to how God created us to thrive.   And again, I believe that that is through this, this gift of rest. You know, you talk about, you asked about settling for less. The enemy is going to put a million things in our life that would cause us to want to settle for less.   Let me give you an example of him trying to distract us. There was a recent weekend where we were coming up on the weekend, and I had several friends reach out and ask about me doing these things like these different opportunities coming our way. Like, do you want to do this? Do you want to do this? And each of them were for on Saturday and that's usually when our family Sabbaths. And so, I had this tension because these were good things.   It's hard to say no to a good thing, but I kept feeling again and again, the Lord saying, no, rest with your family, rest with your family. And it was so sweet because come Saturday morning, I was out on our back deck sipping coffee with my husband for hours, having incredible conversations, reading great books. The kids are playing in the yard.   Several times I caught myself thinking, I almost said no to this by saying yes to other things. And again, they were good things. This life is full of good things, but God's rest is one of the best things for our families. So, it's learning to be okay with saying no to those good things. So, you can say yes to that better thing.   Laura Dugger: (22:48 - 23:17) Examples are so helpful. And that requires a level of discernment and going to the Lord to ask him, but I'm wondering if you even have a system in place for how you discern that, or is it a gut piece that you follow or any practical ways that each of us can discern what's the right kind of busy that's good. And what's the wrong kind of busy and the things that we want to say no to.   Eryn Lynum: (23:18 - 25:05) Yeah. Going back to, again, busy is not bad. God created us for fruitful work, but I think, you know, when we are following Christ and God's spirit is within us, he's going to give us that sense of this is the right kind of busy.   This is the wrong kind of busy. And practically, you know, if it has any notion of distraction, like if you're doing this thing to just distract you or to procrastinate on better things, if it has a note of busyness, you know, some people will be like, well, some people, the enemy makes us want to think that sitting on our phones can be restful because you're not technically doing much of anything, but that distraction is stealing God's true gift of rest for us.   And so, you know, our family, as we practice Sabbath throughout the week, I know that come Saturday, we have a full day of rest. And sometimes it's tempting to add a little work into there, to let it seep out of those edges of the work week and kind of into our Sabbath. And as you practice this more and more and begin just ruthlessly protecting that time, whether it's a full day, whether you start with a half day, God is going to make you more sensitive to those things. Because sometimes I'll like work it out in my mind, like, oh, this isn't work. And really like it's definitely, it's definitely trying to serve my work during the work week.   And God is saying, no, like step away from that and allow me to refresh and rejuvenate your spirit so that when you go back to the work, you do so much more powerfully energized, restful, and ready to do that work to the very best of your ability with God's power.   Laura Dugger: (25:07 - 25:36) That reminds me of a previous guest I'll link to. He did two episodes, but Jeff Henderson just said he's a pastor too. And he said, sometimes the most spiritual thing you can do is take a nap.   I would agree on that, which you've kind of been sharing a little glimpses of your family's experience with Sabbath, but let's just zero in on Sabbath and I'll just try and go through a series of questions. But first what's the importance of Sabbath?   Eryn Lynum: (25:37 - 26:55) Well, first God commands it. Like if God commanded it, then surely it's important, but that can also sometimes cause us to get a little legalistic about it. What is it? What isn't it? Well, it is meant to be a gift, meant to be a blessing. It's meant to empower us and what God created us for and calls us to.   And so, keeping that just center, this is meant to be a gift, but we see it all throughout scripture, the importance of rest and rest in God's design. It's celebration. Like it's not idleness. It's not doing nothing. Although sometimes like that's the most beneficial way that we can rest. Like you talked about a nap.   I love a good nap on Sabbath, but also it can be energizing activities, inspiring activities. I also love a good long walk on Sabbath. Sometimes I love cooking with fresh ingredients and working on a meal during Sabbath because I don't get much opportunity to do that during the week. Sometimes I love going out and working in the garden because that's life giving and I don't have time to do that throughout the week. And so, getting back to this concept, this idea of Sabbath and rest are celebratory. Like when we do it well as a family, it feels like a mini vacation every week.   Laura Dugger: (26:56 - 27:15) Ooh, I love that. My husband said that before about date night and I connect with that, that it's a little mini reprieve, a mini vacation each week. But then that leads me to the question because I bet so many people share their Sabbath activities with you. What do families actually do on this day of rest?   Eryn Lynum: (27:16 - 31:46) Yeah, that's a great question. And first I'll say that it should look different from family to family. We are all in unique seasons. We have different stories, different scenarios. Again, if you can't start with the full day, now I strongly believe strive and work toward that full day. That's God's design.   And we've seen the most blessing from that. But if you have to start smaller with a half day with four hours, start there. So, it's going to look different. If you have newborns, like a newborn child, it's going to look different and that's okay. No going into it, that it's going to be messy. Hebrews says strive toward rest, work toward rest. It's so counter-cultural. We have to work toward it. So, just going in, knowing these things is very helpful.   It's also going to grow, adapt, and change throughout the seasons. Our family has seen that. But a typical Sabbath for our family right now is we follow the traditional Friday evening to Saturday evening for the most part. Some people ask me, why not Sunday? Isn't Sunday the Sabbath? Well, for us, Sunday is set aside for church community and fellowship and corporate worship. And that's so life-giving to our souls. But by the time I get home from church and I'm making lunch for the family, like I'm not rested physically. So, we needed a separate day set aside for rest.   And so, Friday afternoon, we start preparing where we're going to band together and just pick up the house, get it ready, wash all the dishes and just start preparing our hearts, our minds, our bodies, our home for rest. And then we start Friday evening with communion as a family, just breaking bread and celebrating what Christ did on our behalf. And again, that, that idea of celebrate, and this marks it as special. Okay. We're heading into Sabbath. Some families will like light a white candle for Sabbath, just really marking it. And then we have, we toast to the week. So, we'll pour sparkling juice and just toast and say, “Hey, what did we see God do this week?” Like going back to that idea of stop and delight, we are setting a hard stop to the week. We are delighting. What did we see God do? What did he help us overcome? What can we thank Him for from this past week? And then we'll do an easy dinner. Think tacos, take and bake pizza spaghetti.   We use paperware, which is a bit controversial since I work as a master naturalist, but it has been an easy button for Sabbath that I'm not worried about like dishes piling up on the counter. And then we'll, we'll wrap it up with a sweet treat like ice cream and then our kids go to bed, or they'll listen to audio books. Audio books have been massive for our Sabbath because they're screen-free because we do put away all screens and work like devices on Sabbath, but they can listen to good books.   And my husband and I, we read, like people ask me, when do you find time to read? You don't find time to read. You have to make time to read. And for us, that's on the Sabbath mostly. And then Saturday we sleep in, we get up pretty early during the week and the kids just know like you don't wake mom and dad on the Sabbath. Like that's their day to sleep in.   Again, if you have a newborn or young children, that's gonna look different and that's okay. But for us, that's the season that we're in and our kids, they'll make themselves first breakfast and then eventually we'll get up and we'll join them for a second breakfast or some Sabbath. I don't want to cook at all. And so, it's just take and forage. And you know, I usually have a grocery delivery the day before or go to the grocery store and make sure we just have a ton of good stuff in the house. So, no one's, you know, everyone has what they need.   Then the rest of the day, it is just a day of delight. Reading books, playing games, being out in creation, visiting with neighbors, having great conversations together. Sabbath is this space where you get to do all those things during the week that you're like, oh, I wish I had time for that and you just don't get to them. Like recently my daughter during the week, she really wanted me, she's seven. She wanted me to sit down and watercolor paint with her, which I love doing, but it was a really busy week. And I just didn't have the space.   And so, I told her like, “Hey, I would love to do that. Can we do that on Sabbath?” And she was so happy with that answer. And come that Sabbath a few days later, she remembered, she came up to me. She's like, mom, it's time to paint. And she got all the supplies, and we went and sat outside at our picnic table and painted for the afternoon.   You know, Sabbath does so much for me as a mom to remove that guilt of the things I don't feel like I have time for because I know, and my kids know, Sabbath is coming and that's our day to be together and do those things.   Laura Dugger: (31:47 - 31:57) Hmm. Okay. That makes me curious. Then to how much of a vote does everyone in the family get for what Sabbath will look like?   Eryn Lynum: (31:57 - 34:02) Oh, that is a great question. No one's ever phrased it to me like that before. I love that. What we found that's been important to keep in mind is that we all individually find different things, restful and inspiring. I'll give you an example. One Sabbath, my husband, especially in the spring, he loves to work in the yard on Sabbath because he spends most of his week. He runs a construction company on the computer or on the phone. And so, in the spring, he wants to be out in the yard and trimming his fruit trees and just working with God's creation. And so, one Sabbath he comes and he has like the clippers in his hand and he's like, “Hey, let's go work on the yard.”   And I was like, that's great. You do that. I'm going to go read my book in the hammock. And I fell asleep for two hours while he worked on the yard. And so, a lot of this is being okay that yes, a lot of it's going to be together. Like I talked about, we did, we do communion together and we do meals together. And a lot of times we'll be out on a hike together. That's a favorite Sabbath activity. But a lot of times we're also doing separate activities.   The kids are enjoying their books or their audio books or their painting or their, uh, visiting the neighbor kids. And my husband and I are reading books on the back deck. And so, it's okay that there's going to be some together time and some separate time, you know, just being flexible with it. Like our first year of Sabbath, we went, we had to go like hardcore. We had to learn to stay. I think about in the book, I talk about the word abide meno in the Greek and it can mean to stay, to dwell, to remain.   So, we've spent our first year of Sabbath, not getting in the car. We stayed home and learned to just be home together. And after that year, we started to miss our time. We live in Colorado, missing our time hiking in the mountains. And so, we changed it. We said, okay, well, toward the end of Sabbath Saturday afternoon, Saturday evening, let's go hike or let's go have a picnic in the wilderness. And just being open to that, that God's going to change you as a family and change you individually. And just growing up in a Sabbath practice together.   Laura Dugger: (34:03 - 34:20) I like the freedom that you're communicating there. And then when you mentioned the neighborhood kids, it makes me curious. Do you encourage community for some of those who recharge with other people? Would you recommend Sabbath thing with others or just keeping it your family?   Eryn Lynum: (34:21 - 36:16) Absolutely. We love inviting others into Sabbath. And it actually started with, we started our Sabbath practice. It was so sweet because God convinced us to do this. And then our first Sabbath was on January 1st. That happened to be the first Saturday that we did it. So, it was like this fresh start. And right around that time, we had moved to a new neighborhood. And our neighbors near us are Messianic Jews.   And they follow Shabbat, the traditional Shabbat. And they invited us into that. It was the sweetest evening, and they have children, young children, like we do. So, like there's chaos and there's mess. And then there's sweet times of singing together and scripture reading. And they follow it much more the traditional method than our family has.   But it was so sweet to be invited into that and to get a picture for how to invite others into this rest. And so, absolutely, we encourage, especially our kids having friends over. And we do usually ask parents, hey, can you drop them off? And then we can bring them back maybe like later that day toward the end of our Sabbath. Or if you want to come pick them up. Because again, we like to just stay home if we can.   But our kids are to the point now too where they can ride their bikes over to friends' houses. And we're fine with that. They might not be home on Sabbath once in a while. It's not a regular thing. But they're getting fed. And we know that the people they're with are people who share our values, people that we do life together.   We love having bonfires in the backyard on Sabbath. Now one thing I have to be careful of is I don't want to invite people over and feel like I need to host or clean up first. And so, for one, we don't have full families over a whole lot on Sabbath because I just don't want any sort of self-induced, self-imposed pressure.   But sometimes it's so much fun to just be like, hey, let's go meet at a park and have a picnic dinner. Or let's have a family over and do a bonfire. Just making sure that you're keeping it really, really simple if you are going to incorporate community.   Laura Dugger: (36:17 - 37:54) Guess what? We are no longer an audio-only podcast. We now have video included as well. If you want to view the conversation each week, make sure you watch our videos. We're on YouTube, and you can access videos or find answers to any of your other questions about the podcast when you visit thesavvysauce.com.   Some of these things, like you said, “They do require forethought where you have the groceries coming or certain things in place. And I think you even refer to it as a sacred striving.” So, it's important for us to learn more about that. And here's a quick story.   I just remember we've moved states quite a few times in marriage. But when I was a young mom, there was a mom in the next season of life, and she had more kids than we did. And we went to church together, and she was just like, “Oh, we learned about Sabbath. That's not a thing for moms with multiples.” And I always wrestled with that, and I love her. She's a wonderful person. Maybe she's even changed her stance on that, so it's not to speak ill of her. But I do think that we can struggle with that because that's not an actual truth. I do think that's a message from the enemy.   So, I guess this is a two-part question. How do we protect ourselves from buying into a storyline that is not true that may hold us back from Sabbath? And then also, what is kind of the both and? It's both restful, and it requires a lot of work up front to make this a reality.   Eryn Lynum: (37:55 - 41:19) It does, and knowing that, that it is going to take work, but God's going to bless it. Think about Isaiah 55:10-11, that says, “Just like the rain and the snow go forth and produce life and bring forth life from the land, so my work goes out and does not return void or empty. It produces that which I sent it out for.”.   That is true for Sabbath and rest because, again, we find it all throughout scripture. So, know that it's going to take hard work, but God will not allow it to return void. He will bless our efforts as we step into His design that He created us for.   I talk about in the book a few ways that you have to prepare mentally, physically, and spiritually. So, mentally, for me, I have to just totally remove anything mentally that's going to distract me from rest. So, I own a business, and so a lot of my work is on the computer and on the phone. I will answer, so this is like Friday, I'll answer any lingering emails, those ones that are going to be on my mind if I don't get to them. And then I put an away message on my email. So, if anyone emails me on our Sabbath, it sends an automatic reply that says, hey, thanks for your message. My family's resting. It has a little blurb in there about Sabbath. I'll get back to you in the new week.   That gives me permission to not even look at my email. In fact, people expect that I'm not looking at my email if I'm keeping my word. And so, this has just freed me up mentally to step away, and then I literally put my laptop in my closet.   With my phone, I set it to a Sabbath mode, and you can create these different focus modes if you have a smartphone, so that I can only receive messages from my mom in case of emergency. And our people, our friends, they all know this now. Like, oh, I'm not going to hear back from Erin because it's Saturday for the most part.   And so, these little things that you might just need to mentally prepare yourself. And then physically, that goes back to preparing our home. So, this is not a deep clean that we do prior to Sabbath. It's just tending to the things that are going to distract me if we don't get to them beforehand. So, again, washing all the dishes and having the kitchen clean, vacuuming. Like, that's like just a hack to make the house feel clean is I feel like it's clean if it's vacuumed.   So, just these little things, and then physically also doing that grocery order. And I have a free Sabbath guide on my website, erinlynum.com/family-sabbath. And it walks you through creating your Sabbath grocery list so that every week you have what you need in the house. These little things that truly make it, Sabbath easier and more successful.   And then preparing spiritually, going into this, like a lot of times I'll know, okay, I'm going to study this on Sabbath. For our first year, I just had like this stack of books on Sabbath that I would work through on our Sabbath. Right now, I am parked in Genesis 1 and have been for weeks. And so, just preparing spiritually, you know, this is a time of communion with our creator, with our heavenly father. And so, just having an idea of, you know, this is how I want to spend time delighting in God on the Sabbath.   That might be a long walk. That might be time in the word or time of worship but making sure that that is a keystone part of your Sabbath practice.   Laura Dugger: (41:20 - 41:45) And, you know, it really is possible. I just think so many of us celebrate holidays and we do the same thing where we plan, prepare, prioritize ahead of time so that we can delight in that day. And what a gift to get to do that weekly. So, with all of these amazing benefits, why do we still resist God's design for rest?   Eryn Lynum: (41:46 - 43:00) Because we live in a fallen world, broken by sin, and the enemy wants to do everything he can to keep us from this. This is God's design and our faith, and our souls and our families flourish in this design. And so, the enemy is going to do whatever he can to keep us from it.   He's going to insert fear. He's going to insert distraction. He's going to insert doubt. You know, when we started this practice coming up to it, I was thinking, there's no way, like how are we going to get everything done in one last day a week, all these doubts. And yet what we found so quickly is that as we took this step of faith, we quickly became so much more productive and effective and creative during the work week, because we were starting from rest and following God's design.   We resist this because it is counter-cultural. Everything in society is set up against us doing this and succeeding in this. So, again, going and knowing that our war is not against flesh and blood. It is against the powers of the spheres, like things unseen. The enemy is against us, but God is on our side. And as we step into his design, he's going to make much of it.   Laura Dugger: (43:01 - 43:12) Okay. So, if we are convinced and we want to give this a try, what is a practical first step to just obeying this and receiving this gift of rest?   Eryn Lynum: (43:13 - 45:23) Yeah, super practical here. Two first steps. The first is to set a day and time. Now you're not committing to this forever. And again, if you, if a big hesitancy here is I can't do a full day. Okay. Work and pray toward that but start smaller. If it's four hours on a Wednesday, guard that time. Ruthlessly guard it. Don't let anything be written on the schedule besides that.   So, set a day in time and then write two lists. This is going back to the idea of stop and delight, right? Your stop list. These are things that send you into hurry and hustle mode, things that are related to normal work, things that feel heavy. Some of them are so important.   Again, our work is important, but this is going to be things like devices, media, regular work, answering emails, phone calls. It might be driving in traffic. It might be spending money. Write down those things that feel heavy. That's your stop list. The things you're not going to entertain on that day or that time.   And then write your delight list. This might be hard at first because what I've found with myself, with many of us is that we forget what we delight in but causes that childlike sense of play and wonder. This is learning to be human again, coming back to those things.   So, it might be playing music or listening to music, working with fresh ingredients, reading a good book, writing by hand, watercolor painting, going for a walk. What we find is that a lot of people who spend time during the week in front of a computer want to be outdoors on the Sabbath, but people who run a landscaping company might want to be inside with a great book. So, just writing down those things that are, again, those things that you think during the week, oh, I really wish I could get to that.   Only we don't. Those are your delight list. So, now you have a day and a time. You know what you're not going to do, what you're setting aside, even physically, that should probably most definitely be your phone. Stick it in a drawer. I have my Sabbath drawer where I put my phone, and then you know what you're going to do and spend that day on.   Laura Dugger: (45:24 - 45:47) That's so good. And for those who have been listening for a while, they could even put their phone in their RO box, and I could link to that episode as well with Joey Odom. That's incredible about where our phone could be in its right place.   But Eryn, are there any other practical benefits that we might be missing out on that you've seen as a result of this Sabbath rest?   Eryn Lynum: (45:48 - 49:44) One of my favorite benefits is how it unlocks our creativity. Whether you work in a career or position that you consider creative or not, God designed all of us to be creative, to produce. And so, what I have found is that my work, my work is very in that creative sphere, writing books, creating podcast lessons for children.   It's very creative work. And I've found that Sabbath is this day where God gives my mind rest. It's so incredible thinking about how he wired our brains to thrive through rest, and science points to that that a restful mind is better at problem-solving, connecting ideas, remembering details.   And so, as my mind is allowed to rest on Sabbath, and I'm out on a walk in nature, or I'm reading a good book, or I'm writing by hand, when it comes time to sit down at the computer Monday morning, I am ready. I am flowing with ideas. They are there.   And I'll give you an example. This one isn't from Sabbath. It's from one of my daily rest rhythms that I call Selah Pause, and that's a walk in the morning. And this might be a little controversial, but this is not an easy stroll. I have my rucking pack on, and I'm trekking up a hill, which is not physically restful, of course, but it's mentally restful for me. I love it.   And so, it was in January, so it's frigid out, and everything's covered in snow, and I'm in all my snow gear, and I'm trudging up this hill. And at the time, I was dealing with a problem in my podcast where it was a good problem. We had spent the month teaching about God's designs in the human body. So, we had taught kids about God's designs in cells and DNA and the heart and the brain, but I didn't want to just let this series end. I wanted to wrap it up in some powerful way, and I didn't know how. So, I could have stayed home that morning and hashed this out and been at the computer, and how should I end this thing?   Instead, I went on this walk, and God just dropped this idea in my mind. And it was this idea. He said, ask the kids how they are wonderfully made. And that was the top. The theme was wonderfully made. And so, I put it out there to my email list. When I got back from that walk, I said, hey, I would love to hear how you kids believe you are wonderfully made by the creator. And I opened up this little voice mailbox on our website, and I didn't know if anyone would respond. And then I'm like, what if they don't? And then I don't know what to do because I said I'm going to do this thing.   I tell you, message after message came in from children from ages. I think it was three or four up to 14 from all over the world. And I was weeping as I edited that episode. I had planned to add something at the beginning and the end to build out this episode. I didn't do that because it was, I believe it's 22 minutes straight of children saying, this is my name.   I'm five years old. I live in England and I'm wonderfully made because God made me to read well or God made me fast. Or one little boy shared, he said, I know I'm wonderfully made because my mama lost a baby before me. And I'm here and I'm wonderfully made. And I'm weeping.   And this idea that God gave me, I would have missed it if I hadn't taken that pause to be out in his creation walking that day. And so, that's a very roundabout way to get back to your question of what are the other benefits? We hear from God when we make time for rest. And if we keep just rushing and hurrying, I'm concerned that we are walking by so many opportunities to hear from his spirit and to let him unlock that potential within us.   Laura Dugger: (49:45 - 50:22) Oh, I love that. And I'm even reminded of one other thing that you write in your book that today, one way we can practically experience his original design of rest is by stepping outside. And you're full of tips and ideas like that, but I so appreciate those stories.   So, you've equipped us with this foundation of rest and ways that we can prepare for it, how we can enjoy and delight in it. And so now, Eryn, how can we reflect well on our rhythms of work and rest?   Eryn Lynum: (50:25 - 53:19) So, much of this is reflection. So, much of this is stopping to consider where God is at work in our lives, where we need to recalibrate, where we need to realign, where we need to step back into his pace because we're trying to run ahead of him. And one way that we can see it, you know, like you might ask the question, am I at rest? Even me sometimes on Sabbath, I'm like, am I doing this right? Like, is this actually restful? Is this what I'm supposed to be doing?   I think we can answer that question by the fruit in our lives, the fruit inside of us that God is producing and the fruit that we are producing. So, one thing I kind of sum up the book on is this question of, are you growing in truth and love? Because the enemy, when he gets us away from God's rest and into hustle, into distraction and hurry, we are not fully experiencing God.   And so, our levels of experiencing his love and offering it to others is going to suffer. Our experience of hearing his truth and living that truth out in our lives is going to suffer. And so, the opposite is true that as we live at rest, this whole concept of abide, that is living at rest, not just these rest practices, but living at rest in God's restful presence, we are going to be producing more love and more truth.   So, that's like a key visual. And then I love on that idea of abide. We spent a whole week on abide in the book and, you know, John chapter 15 being the abide passage. And what we see there is there's these 11 mentions of that word abide. And they all refer to us abiding in Christ, Christ abiding in us, God's word abiding in us. So, all this connectivity between Christ and God and us and his word.   But then it's, I think it's verse 16. There's a different mention of meno, abide. And it says that he wants us to go out and produce fruit that abides. So, this is different. It relates to our fruit and that word abide. Yes, it can mean dwell, remain, stay, but it can also mean continue and endure.   God created us to produce fruit and fruit that endures. Doesn't rot, doesn't fade, but continues into eternity. So, we can look at, okay, am I personally in my spirit? Am I growing in truth and love? Because God's spirit actually has the space to minister to me when I rest. And is that rest directly affecting the fruit of my life?   These are key things that we can look at and ask to see. Are we truly living from God's rest?   Laura Dugger: (53:19 - 53:53) I love questions so much. And that's so good to reflect then on the fruit that's being produced. And a mentor many years ago said, you never reap what you sow in the same season. So, that's a great place to even begin just reflecting. What did we do in the past season and what fruit are we reaping now? And where do we want to go then from here?   And one place we could go from here after this chat is to follow you. And you've mentioned your podcast. Do you want to elaborate on all the places that you're available?   Eryn Lynum: (53:54 - 55:03) Yes, thank you. So, the new book, The Nature of Rest is available wherever you get your books, along with my second book, Rooted in Wonder: Nurturing Your Family's Faith Through God's Creation. And that's all about taking our kids or grandkids, the next generation outside and reconnecting the dots between creation and creator. Really returning nature study and time outdoors to its proper place as theology and the study of God.   So, those are available anywhere, including Amazon or my website, which is my name, erynlynum.com. And then my podcast is Nat Theo, short for Natural Theology. It's nature lessons rooted in the Bible. It's a podcast for kids and families where we dive deep into science and all the design and intelligence we see in creatures and plants. And we tie it all back to biblical truth so that our kids are learning science and theology at the same time.   And that's available on any podcast platform, Apple Podcasts, Spotify, Amazon Music, right on my website, erinlynum.com, as well as YouTube. We actually provide visuals so you can watch what you're learning about as well.   Laura Dugger: (55:04 - 55:22) So, incredible. We will add links to that in the show notes for today's episode. And Eryn, you may already be familiar. We're called The Savvy Sauce because savvy is synonymous with practical knowledge. And so, as my final question for you today, what is your savvy sauce?   Eryn Lynum: (55:24 - 56:34) I love this question. And this is one that actually I was like, oh, I'm not asked this much. I'm going to have to really think deeply on this one.   It's get outside every day. That seems so simple, even though it's not really simple in practicality. But one thing I've learned through rest and through time outdoors is that 10 minutes matters. Like if you think I don't have time for this, but you have a 10 minute slot, go for a walk and see how God just communes with your spirit. Even in the dead of winter, if you live somewhere cold, like if it's safe to do so. For me, I had to buy like the best pair of snow pants I could find because I used to really dislike the winter. And I would just become like really down in those winter months.   And so, God just convinced me, don't go outside every single day if it's for 10 minutes. And then pretty often he just extends that. Like I think I'm going out for 10 minutes. And sure enough, I'm like playing with my kids outside. It's much longer.   But yeah, as best as you can, just prioritize that. If you have to do it first thing in the morning to make sure it happens, go for a walk and watch the sunrise. And God is going to minister to your soul through his creation.   Laura Dugger: (56:35 - 56:54) Amen. Amen. That is so good.   And this conversation has been so rich. Eryn, it is just very clear you have filled up on the Lord Jesus Christ, and you have just poured out goodness and love and truth for all of us, all over all of us today. So, thank you for all that you shared. And thank you for being my guest.   Eryn Lynum: (56:55 - 57:03) Thank you. Thank you so much for that encouragement. That means a whole lot to me. So, thank you. And for the opportunity for a great conversation.   Laura Dugger: (57:03 - 1:03:10) I really enjoyed it.    One more thing before you go, have you heard the term gospel before? It simply means good news. And I want to share the best news with you, but it starts with the bad news.   Every single one of us were born sinners, but Christ desires to rescue us from our sin, which is something we cannot do for ourselves. This means there's absolutely no chance we can make it to heaven on our own. So, for you and for me, it means we deserve death, and we can never pay back the sacrifice we owe to be saved.   We need a savior, but God loved us so much. He made a way for his only son to willingly die in our place as the perfect substitute. This gives us hope of life forever in right relationship with him.   That is good news. Jesus lived the perfect life. We could never live and died in our place for our sin.   This was God's plan to make a way to reconcile with us so that God can look at us and see Jesus. We can be covered and justified through the work Jesus finished. If we choose to receive what he has done for us, Romans 10:9 says, “that if you confess with your mouth, Jesus is Lord and believe in your heart that God raised him from the dead, you will be saved.”   So, you pray with me now. Heavenly father, thank you for sending Jesus to take our place. I pray someone today right now is touched and chooses to turn their life over to you.   Will you clearly guide them and help them take their next step in faith to declare you as Lord of their life? We trust you to work and change lives now for eternity. In Jesus name we pray.   Amen. If you prayed that prayer, you are declaring him for me. So, me for him, you get the opportunity to live your life for him.   And at this podcast, we're called The Savvy Sauce for a reason. We want to give you practical tools to implement the knowledge you have learned. So, you're ready to get started.   First, tell someone, say it out loud, get a Bible. The first day I made this decision, my parents took me to Barnes and Noble and let me choose my own Bible. I selected the Quest NIV Bible and I love it.   You can start by reading the book of John. Also get connected locally, which just means tell someone who's a part of a church in your community that you made a decision to follow Christ. I'm assuming they will be thrilled to talk with you about further steps such as going to church and getting connected to other believers to encourage you.   We want to celebrate with you too. So, feel free to leave a comment for us here. If you did make a decision to follow Christ, we also have show notes included where you can read scripture that describes this process.   And finally, be encouraged. Luke 15:10 says, “in the same way, I tell you, there is rejoicing in the presence of the angels of God over one sinner who repents.” The heavens are praising with you for your decision today.   And if you've already received this good news, I pray you have someone to share it with. You are loved and I look forward to meeting you here next time.

BetterMan wants to introduce Mike Satterfield one of BetterMan's newest national Speakers as he shares Where Is Your Jesus Now? a podcast that confronts faith where it actually lives—in doubt, suffering, and unanswered questions. Through honest conversations and real stories, the show explores what happens when belief collides with reality and certainty falls apart. No clichés. No easy answers. Just space to wrestle, reflect, and rethink what faith can mean on the other side of certainty.   Featuring Pastor Mike Satterfield  https://www.mikesatterfield.org

For the Good of the Public brings you news and weekly conversations at the intersection of faith and civic life. Monday through Thursday, The Morning Five starts your day off with scripture and prayer, as we also catch up on the news together. Throughout the year, we air limited series on Fridays to dive deeper into conversations with civic leaders, thinkers, and public servants reimagining public life for the good of the public. Today's host was Michael Wear, Founder, President and CEO of the Center for Christianity and Public Life.  Thanks for listening to The Morning Five! Please subscribe to and rate The Morning Five on your favorite podcast platform. Learn more about the work of the Center for Christianity and Public Life at www.ccpubliclife.org. Today's scripture: Luke 2:22-32 (ESV) News sources:  https://www.cnn.com/2026/01/30/middleeast/israeli-military-gaza-killed-numbers-intl https://www.wsj.com/politics/policy/expected-house-vote-to-end-partial-shutdown-turns-dramatic-f72cbd05?mod=hp_lead_pos1 https://www.nytimes.com/2026/02/01/us/democratic-upset-texas-district-republicans.html   https://www.washingtonpost.com/business/2026/01/31/labor-market-gap-trade-workers-white-collar/  https://www.pa.gov/governor/newsroom/2023-press-releases/governor-shapiro-leads-the-nation-on-eliminating-college-degree-  https://www.cnbc.com/2025/11/23/college-graduates-are-struggling-to-find-jobs-ai-is-partly-to-blame.html  Join the conversation and follow us at: Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@michaelwear⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, @ccpubliclife Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@MichaelRWear⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, @ccpubliclife and check out ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@tsfnetwork⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Music by: Amber Glow #politics #faith #prayer #scripture #employment #AI #Gaza #Texas #midterms #shutdown Learn more about your ad choices. Visit megaphone.fm/adchoices

How should Christians steward money in the end times without fear, greed, or confusion?In this episode of the Visibly Fit Podcast, I sit down with author and Bible teacher Steve Wohlberg to talk about biblical money stewardship and why financial wisdom matters now more than ever. Many believers struggle with the tension between preparing for the future and trusting God fully—especially when Scripture reminds us that Jesus is coming soon.We unpack how financial stress impacts mental health, physical well-being, and even relationships, and why ignoring money doesn't make us more spiritual. Steve shares why the Bible calls us to both be ready and occupy until Christ returns, and how wise financial decisions can actually bring greater peace, clarity, and freedom to serve others.If you've ever felt uneasy talking about money in church, overwhelmed by finances, or unsure how to plan while keeping your faith first, this conversation will give you practical insight and biblical encouragement you can actually use.Chapters:[00:00] Podcast Preview[01:25] Topic and Guest Introduction[05:05] Steve's Wake-Up Call About Retirement & Stewardship[09:39] The Interconnection of Health and Finances[12:27] Giving vs. Earning: Why Both Matter Biblically[14:12] How Steve Manages and Learn About Finance[16:40] Two Pillars of Truth[18:05] The Love of Money vs. Wise Stewardship[21:22] End-Times Economics: Buying, Selling & Control[23:10] Why Financial Peace Improves Longevity[25:16] Practical Steps for Financial Health[27:20] Investing Wisely for the Future[30:17] Building Wealth for Kingdom Work[33:45] The 10 Commandments & Financial Wisdom[37:40] Why This Book Is a Missionary Tool[39:30] Conclusion and ResourcesResources mentioned:Get your copy of Be Wise With Your Money in These End Times by Steve W. Wohlberg at White Horse Media's Website: whitehorsemedia.comJoin My Visibly Fit 7-Week Accelerator ProgramConnect with today's guest:Steve Wohlberg is the Speaker and Director of White Horse Media, a global ministry known for clear, Christ-centered biblical teaching. He is a television producer, radio host, international seminar speaker, and the author of more than 40 books covering a wide range of Bible topics.A Jewish Christian from Los Angeles, Steve holds a B.A. in Theology from La Sierra College and a Master of Divinity from Andrews Theological Seminary. Over the years, he has appeared on more than 500 radio and television programs and has been featured in History Channel and National Geographic documentaries, including Secrets of the Seven Seals, Strange Rituals: The Apocalypse, Armageddon Battle Plan, and Animal Apocalypse.Steve has also spoken by special invitation inside the Pentagon and the U.S. Senate. Deeply respected for his biblically grounded and Christ-centered approach, his ministry continues to reach audiences around the world with messages of truth, clarity, and hope.P.S. If you're just checking out the show to see if it's a good fit for you, welcome!If you're really serious about becoming Visibly Fit, you'll get the best experience if you download the worksheets available at https://wendiepett.com/visiblyfitpodcast.

The Last Touch: Why AI Will Never Be an ArtistI had one of those conversations... the kind where you're nodding along, then suddenly stop because someone just articulated something you've been feeling but couldn't quite name.Andrea Isoni is a Chief AI Officer. He builds and delivers AI solutions for a living. And yet, sitting across from him (virtually, but still), I heard something I rarely hear from people deep in the AI industry: a clear, unromantic take on what this technology actually is — and what it isn't.His argument is elegant in its simplicity. Think about Michelangelo. We picture him alone with a chisel, carving David from marble. But that's not how it worked. Michelangelo ran a workshop. He had apprentices — skilled craftspeople who did the bulk of the work. The master would look at a semi-finished piece, decide what needed refinement, and add the final touch.That final touch is everything.Andrea draws the same line with chefs. A Michelin-starred kitchen isn't one person cooking. It's a team executing the chef's vision. But the chef decides what's on the menu. The chef check the dish before it leaves. The chef adds that last adjustment that transforms good into memorable.AI, in this framework, is the newest apprentice. It can do the bulk work. It can generate drafts, produce code, create images. But it cannot — and here's the key — provide that final touch. Because that touch comes from somewhere AI doesn't have access to: lived experience, suffering, joy, the accumulated weight of being human in a particular time and place.This matters beyond art. Andrea calls it the "hacker economy" — a future where AI handles the volume, but humans handle the value. Think about code generation. Yes, AI can write software. But code with a bug doesn't work. Period. Someone has to fix that last bug. And in a world where AI produces most of the code, the value of fixing that one critical bug increases exponentially. The work becomes rarer but more valuable. Less frequent, but essential.We went somewhere unexpected in our conversation — to electricity. What does AI "need"? Not food. Not warmth. Electricity. So if AI ever developed something like feelings, they wouldn't be tied to hunger or cold or human vulnerability. They'd be tied to power supply. The most important being to an AI wouldn't be a human — it would be whoever controls the electricity grid.That's not a being we can relate to. And that's the point.Andrea brought up Guernica. Picasso's masterpiece isn't just innovative in style — it captures something society was feeling in 1937, the horror of the Spanish Civil War. Great art does two things: it innovates, and it expresses something the collective needs expressed. AI might be able to generate the first. It cannot do the second. It doesn't know what we feel. It doesn't know what moment we're living through. It doesn't have that weight of context.The research community calls this "world models" — the attempt to give AI some built-in understanding of reality. A dog doesn't need to be taught to swim; it's born knowing. Humans have similar innate knowledge, layered with everything we learn from family, culture, experience. AI starts from zero. Every time.Andrea put it simply: AI contextualization today is close to zero.I left the conversation thinking about what we protect when we acknowledge AI's limits. Not anti-technology. Not fear. Just clarity. The "last touch" isn't a romantic notion — it's what makes something resonate. And that resonance comes from us.Stay curious. Subscribe to the podcast. And if you have thoughts, drop them in the comments — I actually read them.Marco CiappelliSubscribe to the Redefining Society and Technology podcast. Stay curious. Stay human.> https://www.linkedin.com/newsletters/7079849705156870144/Marco Ciappelli: https://www.marcociappelli.com/ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Angela takes a look at the essentials of daily detoxification with executive wellness coach and Ideal Day podcast host, Adam Parker.  Moving beyond the hype of fad cleanses, Adam and Angela explore how our bodies naturally process modern environmental toxins, from heavy metals to microplastics, and why proactive support is vital in 2026.  From the controversial benefits of coffee enemas to the science-backed power of sauna protocols, mineral replenishment, and binders, this conversation provides a roadmap for boosting metabolic flexibility, clearing brain fog, and reclaiming your cellular energy. WHAT YOU'LL LEARN: Detox is a Continuous Process: The body is always detoxing through breath, sweat, and elimination; however, the modern toxic load often exceeds our natural capacity The Bottom-Up Protocol: Effective detoxification should follow a specific sequence starting at the colon (the bottom of the drainage funnel) and moving up to the liver, gallbladder, lymph, and finally the cells The Role of Lipophilic Toxins: Many modern man-made chemicals are fat-soluble (lipophilic) and store themselves in fat tissue Minerals as the "Spark Plugs": Heavy metals often compete with essential minerals for cell receptors. Replenishing with fulvic and humic minerals or unrefined sea salt is a foundational daily habit to push out heavy metals and fuel metabolic pathways. TIMESTAMPS [01:41] — Defining Detox: Adam explains why the body needs extra support in today's environment compared to a decade ago. [05:25] — Fat Tissue & Toxin Storage: A discussion on why toxins hide in body fat and the symptoms that occur when they are mobilised. [08:52] — The Supplement Strategy: Deep dive into magnesium for the colon and milk thistle/dandelion for stagnant bile flow in the liver. [11:51] — The Coffee Enema Debate: Adam breaks down the 100-year history and the hepatic portal vein mechanism behind this controversial practice. [17:09] — Maximum Sauna Benefits: How to use binders, hydration, and "sweat-wiping" techniques to optimise heat-based detoxification. VALUABLE RESOURCES ⁠Join The High Performance Health Community⁠ ⁠Click here⁠ for discounts on all the products I personally use and recommend A BIG thank you to our sponsors who make the show possible Get 10% off MitoQ NAD+ - www.mitoq.com with code ANGELA ABOUT THE HOST Angela Foster is an award winning Nutritionist, Health & Performance Coach, Speaker and Host of the High Performance Health podcast. A former Corporate lawyer turned industry leader in biohacking and health optimisation for women, Angela has been featured in various media including Huff Post, Runners world, The Health Optimisation Summit, BrainTap, The Women's Biohacking Conference, Livestrong & Natural Health Magazine. Angela is the creator of BioSyncing®️ a blueprint for ambitious entrepreneurial women to biohack their health so they can 10X how they show up in their business and their family without burning out. CONTACT DETAILS ⁠Instagram⁠ ⁠Facebook⁠ ⁠LinkedIn⁠ Disclaimer: The High Performance Health Podcast is for general information purposes only and do not constitute the practice of professional or coaching advice and no client relationship is formed. The use of information on this podcast, or materials linked from this podcast is at the user's own risk. The content of this podcast is not intended to be a substitute for medical or other professional advice, diagnosis, or treatment. Users should seek the assistance of their medical doctor or other health care professional for before taking any steps to implement any of the items discussed in this podcast. This Podcast has been brought to you by Disruptive Media. ⁠https://disruptivemedia.co.uk/

House Speaker Mike Johnson (R-La.) and Rep. Ro Khanna (D-Calif.) react to the Justice Department releasing more than 3 million pages of records related to Jeffrey Epstein. Ken Burns joins for a “Meet the Moment” conversation around his documentary series on the American Revolution. Lanhee Chen, Adrienne Elrod and Jonathan Martin join the roundtable. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Episode 275-Pretti’s Law  Also Available OnSearchable Podcast Transcript Gun Lawyer — Episode Transcript Gun Lawyer — Episode 275 Transcript SUMMARY KEYWORDS Second Amendment, Minnesota protest, Firearm Policy Coalition, natural rights, government officials, political opportunity, federal law, carry rights, red flag laws, gun rights, law enforcement, public carry, constitutional rights, gun policy, political reaction. SPEAKERS Speaker 2, Speaker 1, Evan Nappen, Teddy Nappen Evan Nappen 00:18 I’m Evan Nappen. Teddy Nappen 00:20 And I’m Teddy Nappen. Evan Nappen 00:21 And welcome to Gun Lawyer. So, we’ve been following the events in Minnesota, and I’m sure you have as well. And, you know, this is troubling. It’s created quite an interesting political situation, and it’s kind of strange to see sides shifting. Yet, it appears that this may, in fact, be a political opportunity to help the Second Amendment get strengthened. Let me tell you where I’m going with this. Take a look here at the Firearm Policy Coalition’s recent statement. (https://www.firearmspolicy.org/fpc-statement-rights-are-not-privileges) I don’t know if you’re familiar with the FPC, but they do a lot of great work in litigating through the court system, Second Amendment challenges. As a national group, they do good work, and they put out a statement that I thought was very interesting. It’ll lay the groundwork as we get a little bit more into depth about where I see some potential here that should be taken, frankly, advantage of in this interesting moment in time. Evan Nappen 01:50 So, what the FPC wrote in their statement is this. “Recent events in Minnesota underscore a recurring and deeply troubling theme: Government officials and commentators treating natural rights as privileges.” Now that’s an important statement right there about treating rights as privileges. As they mentioned in the article, the Second Amendment, like the First and Fourth, is merely codification of pre-existing rights. They don’t create the rights. The Supreme Court has long recognized that the right to keep and bear arms is not a right granted by the Constitution. The Constitution simply is a guarantee of those rights and puts limits on Government, not the people. That’s why, if someone ever asked you, what rights are you given by the Constitution? The answer is none! Because those rights pre-exist the Constitution. The Constitution is there as a guarantor, guaranteeing those rights against the Government. And it puts limits on the Government to ensure that our rights stay respected. It doesn’t grant us rights. Only God granted us our rights, or natural law has granted those rights. Fundamental, fundamental natural laws. That’s what we’re talking about when it comes to actual rights. Page – 2 – of 9 Evan Nappen 03:18 So, this gets distorted politically by politicians who apparently seem to forget that. And here we end up in Minnesota, where this individual, (Alex) Pretti, came to this protest with a gun. The FPC points out that the mere presence of a firearm does not erase a person’s rights. It doesn’t turn lawful conduct into wrongdoing. It does not make someone fair game to be arrested or killed for the Government’s convenience. The Government does not get to flip the legal or moral burden. The fact that one is armed is not a license for the Government to shoot you! Nor is a right to bear arms a license for any person to use unjust force. And that is very strong and very true. This is where this situation now where Pretti ended up getting shot and killed by ICE for essentially bringing his gun to the protest. There’s a lot of dispute now over whether he used it, drew it, or whether he’s being disarmed, whether there was, I mean, there. All that’s out there. Evan Nappen 04:43 But my point isn’t whether Pretti, as a matter of fact, I don’t even support Pretti’s political view here. I’m all for ICE. I’m not. I don’t want to see our country with illegal immigrants but that’s my view. That’s my opinion. Okay, that’s fine. And Pretti had his opinion. He has a First Amendment right, and he has a Second Amendment right. The problem is reaction to the exercise of his Second Amendment right. When you take a look at what happened here, it’s somewhat disturbing that those folks that are supposed to be understanding what the Second Amendment means take an anti-Second Amendment group’s view. So, Politico had an article. It’s “Gun Rights groups blast Trump over Minnesota response”. (https://www.politico.com/news/2026/01/27/gun-rights-groups-blast-trump-over-minnesota-response-00748217) And in fact, they did. Evan Nappen 05:47 Let me show you what has happened, where the tables and the issue has turned here. It’s very interesting, because I think it presents an opportunity that we’ll get to in a moment. So, for example, this is right from the Politico article. “FBI Director Kash Patel said Sunday on Fox News. ‘You cannot bring a firearm, loaded, with multiple magazines to any sort of protest that you want. It’s that simple. You don’t have a right to break the law.’ DHS Secretary Kristi Noem said Saturday that she didn’t ‘know of any peaceful protester that shows up with a gun and ammunition rather than a sign.’ White House press secretary Karoline Leavitt said Monday that ‘any gun owner knows’ that carrying a gun raises ‘the assumption of risk and the risk of force being used against you,’ during interactions with law enforcement.” I mean, come on. What the hell is with these people there? They are feeding into the Second Amendment oppressionists with this, with this stuff. Evan Nappen 07:05 So, gun rights groups pushed back, and a number of them were particularly enraged by Bill Essayli. He’s the acting U.S. Attorney for the Central District of California, who posted, “If you approach law enforcement with a gun, there is a high likelihood they will be legally justified in shooting you.” What the “f” is he saying? Are you kidding me? If you approach law enforcement with a gun, there’s a high likelihood that they’ll be “legally justified in shooting you”. The NRA, okay? The NRA said that Essayli’s remarks were “dangerous and wrong” and called for a full investigation, instead of “making generalizations and demonizing law-abiding citizens”. That’s the NRA folks saying that now to this Page – 3 – of 9 character. Aidan Johnston, the Director of federal affairs for Gun Owners of America, called Essayli’s remarks, “absolutely unacceptable”. That’s GOA. I mean, listen this quote from Johnston. “Federal prosecutors should know better than to comment on a situation when he didn’t know all the facts, to make a judgment in a case like this, and then also, just to make a blanket statement, threatening gun owners in that way.” And Johnston is absolutely right. It’s outrageous. And yet, yeah, Teddy. Teddy Nappen 08:48 I will say, just taking a step back and looking at what they’ve kind of just put out of their reaction. You brought a gun and all the other and there’s stupid comments. What they could have said, which would have been a very easy play, is the Second Amendment isn’t your right to attack law enforcement officers. All right.? It has nothing to do with the carry. It had to do with the fact that it is agitators obstructing and attacking ICE. That would have been the very easy statement, but no. Evan Nappen 09:21 They focused just on the action and not the carry. But instead they focus on, oh, you come up to a law officer with a gun, they’re legally justified at shooting you. No, they’re not. They’re not. Unless you’re going to use it wrongly. Okay, we can all. And then the Minnesota Gun Owners Caucus chair Bryan Strawser, he said, “We can all see what is on the video” what happened, and he’s not on the side of what the Trump administration is putting out. As a matter of fact, it says, an analysis done by the Washington Post that federal agents appear to have secured Pretti’s gun moments before an agent shot him. Teddy Nappen 10:18 So, just to break it down, a little more from that which they’re ignoring. I love the mainstream media loves to ignore. They take away the first 30 seconds where it’s him getting into it with the officers, where they’re blocking traffic, where he’d been doing that all day, and the woman was also blocking traffic. The officer shoves her out of the way because they’re blocking traffic, obstruction, you know, a crime. And then he tries to be the white knight and gets in it with the officer. They’re trying to pin him down to arrest him. He’s still fighting. He’s still fighting. One of the guys sees a gun and yells, gun. He pulls the gun away. And during it’s like, I didn’t know the timing of that. It’s like only a second or so split, and you hear them shout, gun. And the guy draws his pistol and he fires, because it’s a split second. I think there is a Supreme Court case where you have to look at it from the officer’s perspective, from there. Evan Nappen 11:13 And I can understand that. But what is disturbing is the key administration officials focusing on guns and gun owners and carry, instead of on the behavior of this person, which, arguably, is the real issue, and is what is the problem. Not having the gun. And then you combine that with, for example, Gavin Newsom, who, let’s face it, you know, he’s a Second Amendment oppressionist, right? I mean, he is. But what does he say? He says, “The Trump administration does not believe in the 2nd Amendment. Good to know.” So, okay, granted, he’s an opportunist here. But he’s actually seeing, even though we don’t believe he’s sincere, of course, but who knows? He’s seeing what’s wrong with what they’re saying. Even Newsom sees what’s wrong with their saying and then takes advantage of it in that way. Look, Representative Dave Min and Rep. Mary Peltola, one is a Democrat from California and the other Page – 4 – of 9 is a Democrat from Alaska. This is from the Politico article. They also used the moment to highlight the right to carry. Here’s their quote. “Joining the gun lobby to condemn Bill Essayli was not on my bingo card but here we are, Min said on X. “Lawfully carrying a firearm is not grounds for being killed.” So, there, look at that. A Democrat, Democrat, saying that, and Newsome even pointing out the hypocrisy of it. And here we have them really taking a terrible view of gun owners and carry. Evan Nappen 13:27 If you step back from all this, I see political opportunity, and I’ll tell you why. Because what I think would be very, very good would be to propose what we would call Pretti’s law. It’d be Pretti’s law. And what Pretti’s law would do would be to create a federal, pre-emptive right to carry in public. Going directly at the legal issue, by the way, in the Woolford case, the so-called vampire rule and other forms of public carry. We need a federal law that preempts, preempts, any state from putting forward so-called “sensitive place” laws that interfere with the right to carry that the Left has acknowledged, the Left is acknowledging in their defense of Pretti. This presents an opportunity to tie in with that national reciprocity so that you have your right to keep and bear arms respected, and we push this with the Pretti situation. Evan Nappen 14:52 In other words, why is it the Left always gets to take the situation and turn it to their advantage? Well, this is an opportunity for us to use this situation to our advantage, because you can see from what we just discussed that the Left is putting out that message. The Left is putting out the pro-Second Amendment message. The Left is seeing that carry was a right, that carry was fine for this, believe it or not, white male to be carrying. I mean, we should all be in shock that the Left is defending armed white males. Wow. But here they are. So, instead of letting this moment pass, let’s grab onto it. Let’s get a federal law that can go at and preempt, wiping out, sensitive place restrictions and getting through national reciprocity. We can do both of those things in this bill, because that is a solid focus federally on carry. That’s what we’re talking about here, and that’s what this situation highlights. Now is a chance to do federal protection of our carry rights, and it’s also a chance for the Trump administration to make clear their position in support of it as well. Here’s the common ground, folks. Here’s the common ground that this demonstrated, and I hope that someone takes advantage of it. Teddy Nappen 16:40 Also, just taking a step back on the whole situation here. The one good thing about this administration that everyone can agree on is that they listen. The one thing that they, anyone can just stop and say, like you can have disagreements on different things, but they listen. They hear what the issue is. And I get the sense that Kristi Noem and Kash Patel are not 2A. They never had the 2A mindset. They never had that. You know, people always say, oh, I’m for the Second Amendment. What does that mean? What do they actually believe and stand for, for that? And I think this is a moment for them to realize and learn what that actually stands for, for the people, for us, for what that means for us. The ability to carry and defend ourselves. Where we don’t have security teams. We don’t have, you know, the full backing of the U.S. Government to protect us every single day. So, I think this is a chance for the administration to learn, and heck, they should appoint like a gun czar, a 2A Czar. Someone to advise them on these issues. If they don’t know, don’t just go to X or Truth and post it. Ask and learn, and then you can have be more informed on the issue. Page – 5 – of 9 Evan Nappen 17:55 That’s a great idea, Teddy. It would be really good for them to do it, and I’d be happy to have that role. Speaker 1 18:01 Ha, ha, ha. Wow, yeah, man. Evan Nappen 18:07 Yep, that’s good. Well. Teddy Nappen 18:09 Yeah, he’s saying, like, all right. And then also legalize all machine guns. We’re closing down the ATF. Here’s a lot of recommendations. Evan Nappen 18:17 I’ve got them, but here is one where politically, we are seeing the other side, actually seeing it our way. And that’s an opportunity that we shouldn’t lose. That’s the point of this. Well, let me tell you about our friends at WeShoot. WeShoot is a range in Lakewood. An indoor range where both Teddy and I shoot, and we love it there. WeShoot is conveniently located right off the Parkway, and they have some cool specials I want to tell you about. They have a Smith M&P 9 M2.0 Compact ready to roll. They have that. They’re also offering the M&P 9 2.0 in Metal. So, you can have your choice in metal or polymer. They have the Vortex Triumph, which is an all new optic, right? It’s pretty cool. Vortex makes some good stuff. I have some Vortex on my guns. They also have the Rost Martin RM1C, which is a striker-fired compact pistol that is really taking the gun world by storm. You should check out the Rost Martin. It’s a really good gun. Evan Nappen 19:37 And, of course, you want to check out the WeShoot girls there. They’re featuring a number of folks, including Kristina Fernicola. Go to their website. Go to weshootusa.com. You can see all these wonderful guns, and the models posing with wonderful guns. And you will be glad that you went to look at all of that. I’m sure of it. Then make sure you check out the range at WeShoot. Go down to the range there. You can get some fantastic training. They have a great pro shop right there in Lakewood, New Jersey. weshootusa.com Evan Nappen 20:26 Also, I want to mention our friends at the Association of New Jersey Rifle & Pistol Clubs. They’ve been quite busy fighting in the courts and in the legislature in Trenton. Murphy’s gone, and we did get some new laws, of course. This is a very tough environment, but they also were able to get some changes that are critical. And I was glad to see modifications, although completely stopping when the folks have all the power, is tough, but they made a big difference. We are thankful. Because without the Association of New Jersey Rifle & Pistol Clubs, we would have no unified voice of umbrella organization of our clubs and organizations. You need to be a member of the Association. Go to ANJRPC.org and join today. You’ll get the newsletters that are the best newsletter in the state on guns. Page – 6 – of 9 You’ll see the email alerts. You’ll know everything that’s going on when it comes to our gun rights in New Jersey. anjrpc.org Evan Nappen 21:45 This is also when I shamelessly promote my book, which is New Jersey Gun Law, the Bible of New Jersey gun law. It’s over 500 pages, 120 topics, all question and answer. It’s your guidebook to not becoming a GOFU in New Jersey. And man, let me tell you, so many times people call me and it’s after the fact. I’m like if they had only read my book, oy vey. We’ll still fight and defend you, but it would have been a lot better if you never had the problem to begin with. And most of my clients would agree with that, I’m afraid. So, get your copy of my book today. Go to EvanNappen.com, EvanNappen.com, and get your copy of New Jersey Gun Law. At this moment, we have Teddy who’s going to tell us about Press Checks. What have you got for us Teddy? Teddy Nappen 22:45 Well, as you know, Press Checks are always free. One of the things I always, I am always astounded by on the Left, because they try to act like they have knowledge and understanding of guns. We know, of course, the closeted hoplosexuals like (Josh) Sugarmann, who actually does know guns, but the vast majority of them do not know guns. I always think back, Dad, to your what was the quote, unquote “firearms expert” on fixed ammunition. Evan Nappen 23:23 Oh, gosh, yeah. Experts testifying under oath that are just flat out lying. Flat out lying. Teddy Nappen 23:32 So, yeah. And here is their new term that they’re trying to push. As I always believe in going to the, going to the gun right suppressors and see what’s their latest message? What are they pushing for? The new term that they have invented is “safeguarding”. That’s their new push. This comes out of The Trace, everyone’s favorite gun rights suppressor organization, written by Fairriona Magee. (https://www.thetrace.org/2026/01/safeguard-gun-barber-red-flag-law-suicide/) Safeguarding. “Violence prevention groups and researchers have spent years working on initiatives to get firearms out of the hands of people who may pose a danger to themselves or others.” Hmm, through the risk, through extremist protection laws, known as Red Flag. Oh, yes. So, they’ve been getting so much flack about the legalized swatting that they have created. That they’ve been pushing through these insane Red Flag laws. So, I love this. While these laws have bipartisan support, oh, from a bunch of RINOs that are anti-gun and don’t believe in Second Amendment rights, but now the Second Amendment groups have launched a concerted attack on Red Flag laws in the court system. Gee, I wonder why. Evan Nappen 24:52 No due process. Teddy Nappen 24:53 Yeah, no due process. You get put in, you get locked up, you get labeled and all. Robbed. Firearms stolen and your rights and your life destroyed. Other than that. Page – 7 – of 9 Evan Nappen 25:03 Yeah. Teddy Nappen 25:04 So, in this supercharged political climate, what are the other options? Well, we have it for you. Safeguarding. The process of taking, temporarily taking, control of someone else’s guns, if they have risk of suicide or harming someone else without involving the criminal justice system. So, what does that mean? That means, okay, if you think your friend may want to hurt themselves or hurt others, just simply say, hey, man, why don’t I take your guns? Let me just keep them in my house. I think you’re going through a rough patch. I’m going to take your guns. These ideas are somewhat analogous with laws that allow people to temporarily ban themselves from buying guns. So, Dad, I’m pretty sure they just advocated for someone to commit a crime in New Jersey. Evan Nappen 25:59 In New Jersey that would be absolutely unlawful because of the other anti-gun laws that they helped push, such as Universal Background Check. So, how do you temporarily give guns to somebody when there’s no transfer of guns allowed unless you go through a dealer and go through the permitting system and go through the entire process? You can’t just say to your buddy in New Jersey, hey, let me just take your guns. No, you can’t do it. It’s got to go through a dealer. You’ve got to do all the paperwork, the NICS check, the whole bit. So, good luck with that. Good luck with that. Because if you listen to what they are telling you to do, you will be committing a felony level offense, multiple felony level offenses, in New Jersey. There is no temporary transfer. This is, in fact, officially, this week’s GOFU, Teddy. Evan Nappen 27:03 As far as I’m concerned, that’s the GOFU. Do not ever temporarily give your guns to somebody else in New Jersey, except under two very narrow circumstances. If you’re at the range, there is a law in New Jersey that allows you, only while the person’s in your presence, to let them try your gun at the range. Or if you’re hunting, and everybody’s legal and licensed and they’re there in your presence while hunting. That’s it. But that’s it. That’s the only temporary transfers allowed to adults legally. There is no provision in New Jersey that allows you to temporarily transfer your firearms or to take somebody else’s firearms temporarily because somebody might want to harm themselves, or you perceive that they’re thinking about harming themselves, or they tell you, hey, I’m thinking about harming myself. Or I would just feel better if you had my gun. Again, none of that flies in New Jersey. None of it. It is completely a violation of New Jersey gun laws. A violation of many of the laws that the gun rights oppressors have pushed to put in place in New Jersey. The reason you cannot do what they’re suggesting in New Jersey is because of their anti-Second Amendment gun laws themselves. So they pass and force the passage of these laws through their fellow comrades in the legislature and then give advice on how to violate the very laws, because they’re so clueless as to what they are doing in terms of the actual effect, the actual effect, it has on real people and the real situation. Teddy Nappen 28:59 So, I love how they end this article too. They get this expert, because they always have to. They always lean on the logical fallacy of, oh, I’m an expert, so trust me on this. Catherine Barber out of the Harvard Page – 8 – of 9 Injury Control Research Center, gee, that doesn’t sound biased. She makes this long winded argument, making it so this sounds like if you’re a gun owner, oh, you’re mentally ill, even though gun owners are more than twice at the risk of non gun owners from taking their own lives. And they equated where we should treat Red Flag like suicide prevention. Just this long winded expression, trying to make it seem like, oh, that’s right, if you own a gun, you probably have mental illness. That is the level of disgusting nature that these people are. And they try to argue that. Evan Nappen 29:56 Right. So they, so that. So, this person’s saying, if you own a gun, you’re mentally ill, and we have these administration folks and this U.S. attorney saying, essentially, if you have a gun, you’re a threat immediately to law enforcement. I mean, they’re just making these assumptions on both sides that are just strictly out of bounds when we’re talking about a Constitutional right, a Constitutional right. I mean, just make believe it’s the First Amendment instead of the Second Amendment. Anyone that freely speaks their mind is mentally ill. Anybody who freely talks to police is justified in being shot, and that doesn’t. Neither those statements make any sense, right? Evan Nappen 30:44 Well, we’re talking the Second Amendment. That’s a Constitutional right. It’s not a second class right, either. Just like the First Amendment is a right, and this right is supposed to be guaranteed by the Government. Guaranteed by the Government. Not given by the Government. It needs to get respected and put in the proper perspective of being treated as a right. It’s not a mental illness. It’s not a threat to law enforcement, intrinsically a threat. This all is based on the individual’s behavior. That’s the point, and that’s what the focus has to be on. But yet it’s so easy to just look at it as a symbol, the symbol. Americans always had this thing about going after the symbols. I mean, why were switchblades banned in the ’50s? Well, they were the symbol of juvenile delinquency, right? I mean, what? Why were machine guns banned, oh, the symbol. It was symbolism. It’s just this constant moral crusade by picking an item, an item to go after. We need to look at actions of people. What is not malum prohibitums, where a legislative body just decides this should be banned or that should be banned. But instead, we focus on the malum and say things that are wrong within themselves, and those things are the actions and wrongdoings by people. That’s where laws have to focus. Teddy Nappen 32:41 I think it definitely needs to be a wake up call. Because, look, I understand, and hopefully we do get common ground. And you know what, if Pretti’s law comes into play and we get enough the Democrats to jump on because they want to, you know, look like they’re 2A affiliates or whatever, which, by the way, anytime you hear the news, the CNN, MSNBC, use the words 2A or democracy. You look at the little end, it’ll say, TM, trademark. It’s their version of the Second Amendment, their version of democracy. That is what they always argue. It’s rules for thee, not from rules for thee, not for me. That is how the Left operate. So, just remember that every time they’re trying to coax the Left, the right against the administration. Evan Nappen 33:30 Well, Pretti’s law will have an interesting effect, because it’ll put the Left on the spot, on the vote. Do you support being able to carry a firearm in public the way he did, where you’re claiming to? Well now Page – 9 – of 9 you’re going to have to put your money where your mouth is. So, to speak, you have to vote. You better vote, I think. And within the same question, wait gets made to the other side. Do you support the Second Amendment or not? So, this is why, politically, it’s an opportunity. Teddy Nappen 34:05 I think we joked that Trump should come out against carry, which would force the Left. Like, I think we joked about that exact thing there. You’re right. He should come out against machine guns. Evan Nappen 34:19 Yeah, absolutely. Okay, because actually, the next thing you know, you’ve got Newsom putting out and Democrat Congresspersons putting out, pro-gun statements, pro-Second Amendment statements. I mean, it’s well, that’s why it’s opportunity time, and hopefully someone will take advantage of it. Evan Nappen 34:48 Well, this is Evan Nappen and Teddy Nappen reminding you that gun laws don’t protect honest citizens from criminals. They protect criminals from honest citizens. Speaker 2 35:01 Gun Lawyer is a CounterThink Media production. The music used in this broadcast was managed by Cosmo Music, New York, New York. Reach us by emailing Evan@gun.lawyer. The information and opinions in this broadcast do not constitute legal advice. Consult a licensed attorney in your state. Downloadable PDF TranscriptGun Lawyer S5 E275_Transcript About The HostEvan Nappen, Esq.Known as “America's Gun Lawyer,” Evan Nappen is above all a tireless defender of justice. Author of eight bestselling books and countless articles on firearms, knives, and weapons history and the law, a certified Firearms Instructor, and avid weapons collector and historian with a vast collection that spans almost five decades — it's no wonder he's become the trusted, go-to expert for local, industry and national media outlets. Regularly called on by radio, television and online news media for his commentary and expertise on breaking news Evan has appeared countless shows including Fox News – Judge Jeanine, CNN – Lou Dobbs, Court TV, Real Talk on WOR, It's Your Call with Lyn Doyle, Tom Gresham's Gun Talk, and Cam & Company/NRA News. As a creative arts consultant, he also lends his weapons law and historical expertise to an elite, discerning cadre of movie and television producers and directors, and novelists. He also provides expert testimony and consultations for defense attorneys across America. Email Evan Your Comments and Questions  talkback@gun.lawyer Join Evan's InnerCircleHere's your chance to join an elite group of the Savviest gun and knife owners in America.  Membership is totally FREE and Strictly CONFIDENTIAL.  Just enter your email to start receiving insider news, tips, and other valuable membership benefits.   Email (required) *First Name *Select list(s) to subscribe toInnerCircle Membership Yes, I would like to receive emails from Gun Lawyer Podcast. (You can unsubscribe anytime)Constant Contact Use. Please leave this field blank.var ajaxurl = "https://gun.lawyer/wp-admin/admin-ajax.php";

Speaker: Pastor, Sanctuary Church, Lenski Llorens Passage: Jeremiah 29:1-14 This was recorded live in Grand Rapids, MI on February 1, 2026

Join us as we wrap up our Missio Dei sermon series with a message from guest speaker, Tory Campbell

A new MP3 sermon from Alpha and Omega Ministries is now available on SermonAudio with the following details: Title: Road Trip DL from Flower Mound, Texas Subtitle: The Dividing Line 2026 Speaker: Dr. James White Broadcaster: Alpha and Omega Ministries Event: Sunday Service Date: 1/30/2026 Length: 62 min.

Six speakers sharing on the topic of Being Rocketed into 4th Dimension, 5 of the speakers are AA and one is Al-Anon. This event was the 4th. Dimension Convention held in McComb Mississippi in 2011. Support Sober Cast: https://sobercast.com/donate Email: sobercast@gmail.com Sober Cast has 3200+ episodes available, visit SoberCast.com to access all the episodes where you can easily find topics or specific speakers using tags or search. https://sobercast.com

The tech conference Devternity was canceled (not fake canceled, literally canceled) after allegations that the founder has been inventing fake women and catfishing on Instagram for years. Bridget does a deep dive to get to the bottom of it, and what it says about default, dismissive attitudes about marginalized people in tech. There were real women the whole time! Why not invite one of them?! A Tech Conference Listed Fake Speakers for Years: I Accidentally Noticed: https://blog.pragmaticengineer.com/devternity-fake-speakers/ Male Tech Conference Founder Is Behind Popular Woman Coding Influencer Account: https://www.404media.co/coding-unicorn-instagram-julia-kirsina-devternity/ Tech Conference Collapses After Organizer Admits to Making Fake ‘Auto-Generated’ Female Speaker: https://www.404media.co/devternity-fake-speakers-eduard-sizovs/ Eduards Sizovs’s full response thread: https://twitter.com/eduardsi/status/1728422017417032140 Here’s a collection of Julia through the years: https://docs.google.com/document/d/10Fds4DgzU_Yem577sfGykauuNkltIq3ykZdZUd1EAUE/edit?usp=sharingSee omnystudio.com/listener for privacy information.

What role did women actually play in England's early colonial experiments? In this Tudorcon 2025 talk, Colleen Parker explores the overlooked but essential role of women in early English colonization, beginning in Ireland and continuing through Roanoke and Jamestown. Rather than treating women as background figures, this talk shows how they functioned as household managers, negotiators, landholders, cultural intermediaries, and, in many cases, the key to whether a colony survived at all. Topics include: • Women in the Irish plantations as a testing ground for colonization • The role of women in Roanoke and the mystery of Virginia Dare • The Jamestown Brides and why “mail-order brides” is a misleading label • Women as property holders and legal actors in early Virginia • Daily survival, childbirth, labor, and negotiation with Native communities This is a rich, thoughtful look at how women shaped colonization on both sides of the Atlantic.

JP Dinnell talks about the importance of preparedness and how failure to prepare could cost you more than you think. Get your free training from First In Nutrition: https://www.firstinnutrition.com/jppod More from JP Dinnell: https://www.jpdinnell.com/ Join the conversation on instagram JP Dinnell: http://instagram.com/jpdinnell/ Lucas Pinckard: https://www.instagram.com/lucaspinckard Bruiser Arms: https://www.instagram.com/bruiserarms Echelon Front: https://echelonfront.com/ Little Cattle Co: http://littlecattle.co On The Path Printing: https://www.instagram.com/onthepathprinting JP Dinnell is a former U.S. Navy SEAL and now a Leadership Instructor, Speaker and Strategic Advisor with Echelon Front, where he serves as Director of Experiential Leadership Training Programs. J.P. is also a pro team athlete and spokesperson for Origin Maine and Jocko Fuel, an American clothing and supplement company. J.P. has a signature Energy Drink flavor "Sour Apple Sniper" with Jocko Fuel. Jeremiah spent nearly a decade in the SEAL Teams with three combat deployments. Sent to the violent terrorist stronghold of Ar Ramadi, Iraq in 2006 with SEAL Team Three's Task Unit Bruiser, J.P. served as point man, machine gunner, and lead sniper for Delta Platoon opposite the American Sniper, Chris Kyle, who was in Charlie Platoon. For his leadership and courage under fire, JP was awarded a Silver Star, 2 Bronze Stars with Valor and the Army Commendation Medal with Valor helping Task Unit Bruiser to become the most highly decorated special operations unit of the Iraq War. He worked closely with SEAL Officers Jocko Willink, his Task Unit Commander, and Leif Babin, and was the driving force on many of the daring combat operations Jocko and Leif wrote about in Extreme Ownership. Upon his return, J.P. again worked directly for Jocko as a training instructor at Naval Special Warfare Group One Training Detachment, where he orchestrated realistic and challenging training scenarios for Special Operations Urban Combat training and Close Quarters Combat training to better prepare SEAL units for the real-world battlefield. He also served as a Combatives Instructor, Marksmanship Instructor and earned his Master Trainer Specialist qualification while helping Jocko rebuild and enhance these training programs into the highly effective platforms they are today. J.P. brings exceptional experience and frontline leadership perspective from the winning mindset and culture of Task Unit Bruiser.

This episode explores the scientific nuances of workout timing, specifically tailored to women's health and physiology. The conversation delves into how circadian rhythms, cortisol levels, and appetite hormones like ghrelin influence the body's response to exercise at different times of the day.  We discuss findings from various training studies, highlighting that while morning workouts are particularly effective for reducing abdominal fat and visceral adiposity in women, afternoon sessions may offer superior strength and powergains due to enhanced neuromuscular recruitment WHAT YOU'LL LEARN: Training in the morning, regardless of the exercise type (high-intensity or resistance), is notably effective for reducing abdominal fat Women tend to see greater strength gains and improved neuromuscular fibre recruitment when training in the afternoon or evening. The body's response to morning exercise is partly driven by a higher baseline of activated ghrelin While biology suggests optimal times for specific goals, consistency and sticking to a routine that fits one's lifestyle are ultimately the most important factors for long-term success. TIMESTAMPS 0:00 – Discussion on how morning workouts specifically target abdominal fat reduction in women. 0:25 – Explanation of why women generally experience greater strength and power in the afternoon. 0:44 – Overview of studies showing morning exercise reduces visceral fat in women, but not in men. 1:18 – Analysis of how the hunger hormone ghrelin triggers fat burning during early morning sessions. 1:43 – Insight into how resistance training signals the liver to use fatty acids for metabolism rather than storage. 2:38 – A concluding look at why personal consistency often outweighs biological "perfection" in a routine. VALUABLE RESOURCES ⁠Join The High Performance Health Community⁠ ⁠Click here⁠ for discounts on all the products I personally use and recommend A BIG thank you to our sponsors who make the show possible Get 10% off MitoQ NAD+ - www.mitoq.com with code ANGELA ABOUT THE HOST Angela Foster is an award winning Nutritionist, Health & Performance Coach, Speaker and Host of the High Performance Health podcast. A former Corporate lawyer turned industry leader in biohacking and health optimisation for women, Angela has been featured in various media including Huff Post, Runners world, The Health Optimisation Summit, BrainTap, The Women's Biohacking Conference, Livestrong & Natural Health Magazine. Angela is the creator of BioSyncing®️ a blueprint for ambitious entrepreneurial women to biohack their health so they can 10X how they show up in their business and their family without burning out. CONTACT DETAILS ⁠Instagram⁠ ⁠Facebook⁠ ⁠LinkedIn⁠ Disclaimer: The High Performance Health Podcast is for general information purposes only and do not constitute the practice of professional or coaching advice and no client relationship is formed. The use of information on this podcast, or materials linked from this podcast is at the user's own risk. The content of this podcast is not intended to be a substitute for medical or other professional advice, diagnosis, or treatment. Users should seek the assistance of their medical doctor or other health care professional for before taking any steps to implement any of the items discussed in this podcast. This Podcast has been brought to you by Disruptive Media. ⁠https://disruptivemedia.co.uk/

John talks with Amos Balongo — executive leadership coach, communications coach, keynote speaker, John Maxwell speaker and coach, corporate trainer, founder of Camp Ohana Foundation (nonprofit serving youth globally), husband, and father. Amos is also an international speaker who has traveled to 32 countries, speaking to groups such as the U.S. Navy, YMCA, United Nations, and U.S. Pacific Command. Listen to this episode to learn more: [00:00] - Intro [01:08] - Amos' bio  [02:32] - Amos' journey from Kenya to the U.S. and into leadership [06:02] - Camp Ohana Foundation and its impact on kids [09:31] - Camp Ohana locations around the world [11:12] - Bringing guest speakers to inspire kids with real careers [12:34] - Why Amos connected with John Maxwell team [13:57] - Coaches Need Coaches [15:24] - Amos' fear of public speaking and overcoming it [18:56] - Speakers who don't work on their craft [20:58] - A Voice Empowered book [24:46] - Four pillars of leadership [31:16] - How Amos' faith gives him purpose and strength [33:34] - The pendulum of work and family [35:25] - Creating memories with family [36:49] - Amos' definition of success [38:14] - #1 daily habit [39:31] - Traits of a great leader [41:38] - Legacy Amos wants to leave behind [43:18] - How Amos invests in his growth [44:24] - Best way to connect with Amos [47:11] - Closing thoughts NOTABLE QUOTES: "A lot of times, we focus so much on a destination, not realizing that the journey is where we learn, is where we grow, and the destination is just an end product of the journey." "When you're blessed, it's very important to look back and give back and bless others." "If you're a leader and you're not creating more leaders, something is wrong with your leadership." "You cannot be what you cannot see." "Everybody can teach you something if you're, if you're teachable and willing to learn." "With everything you're doing, you've got to ask yourself, 'How am I growing every day?' And you got to reflect and ask yourself, 'How am I better? How will I be better tomorrow?' And if you're not reflecting, you're not growing, and you're stuck in the same thing." "If you are a leader and you have a great message, but you cannot communicate it, and people can't receive it, then you're going nowhere as a leader." "Success for me is how many people I have impacted and brought along on this journey, because we are on this journey of inspiring each other. We're on a journey. And it's not, did we get to the destination." "Your role as a leader is not positional. Your role is to serve others, is to bring others along. It's, 'I'm in this position because I want to bring others along,' and I'm humble enough to understand that I may not know it all, and there's going to be people that I am leading that would know more than I do. But it's about how we complement each other's strengths, to be able to to work together and bring each other along." "If you're not learning every day, then you're not growing every day. It's just kind of like a banana. If you're green, you grow. If you're ripe, you rot." BOOKS MENTIONED: Straight from the Gut by Jack Welch and John A. Byrne (https://a.co/d/clFRSie) Find Your Why by Simon Sinek (https://a.co/d/dCRB22U) USEFUL RESOURCES: https://amosbalongo.com/ https://leaderconsulting.coach/ https://www.linkedin.com/in/amosbalongo/ https://www.instagram.com/amosbalongo/ https://www.facebook.com/amosbalongo https://x.com/abalongo https://www.youtube.com/channel/UCOlIweirA1HGSgy3t8m299w Transforming Your Life Volume IX: 9 Incredible Stories Showing the Strength of the Human Spirit (https://a.co/d/bee1AFc) CONNECT WITH JOHN Website - https://iamjohnhulen.com    LinkedIn - https://www.linkedin.com/in/johnhulen Instagram - https://www.instagram.com/johnhulen    Facebook - https://www.facebook.com/johnhulen    X - https://x.com/johnhulen    YouTube - https://www.youtube.com/channel/UCLX_NchE8lisC4NL2GciIWA    EPISODE CREDITS Intro and Outro music provided by Jeff Scheetz - https://jeffscheetz.com/ 

This Badlands Media special coverage features remarks by Donald Trump as he signs a sweeping executive order establishing the Great American Recovery Initiative, a coordinated national response to addiction and substance abuse. The event includes statements from senior administration officials and initiative co-chairs, including Robert F. Kennedy Jr. and Kathryn Burgum, outlining the initiative's focus on prevention, treatment, recovery, and long-term support. Speakers emphasize addiction as a chronic, treatable disease rather than a moral failure, highlighting the need for coordination across health care, law enforcement, housing, labor, faith communities, and the private sector. The remarks address overdose reduction, border enforcement efforts targeting fentanyl trafficking, recovery-focused health policy, and the importance of restoring dignity, stability, and purpose for individuals and families affected by addiction. This coverage presents the full scope of the announcement and accompanying remarks as delivered.

I sit down with João Simoes — a true builder, repeat founder, and one of the sharpest BD minds in Web3. We go deep on his journey from running Portugal's first Bitcoin mining company to building and exiting a restaking startup and now co‑founding Hyperwave on Hyperliquid. We unpack why Hyperliquid is thriving, what real community‑driven growth looks like, and the problem Hyperwave is solving with standout DeFi vaults and future payment rails. We also dive into market trends, real‑world events shaping crypto, and practical advice for builders in 2026. Honest, real and full of insights.

A new MP3 sermon from Albert Mohler | The Briefing is now available on SermonAudio with the following details: Title: Friday, January 30, 2026 Subtitle: Cultural Commentaries Speaker: Dr. R. Albert Mohler, Jr. Broadcaster: Albert Mohler | The Briefing Event: Current Events Date: 1/30/2026 Length: 28 min.

Fluent Fiction - Dutch: Sophie's Triumph: From Fear to Fearless Speaker Find the full episode transcript, vocabulary words, and more:fluentfiction.com/nl/episode/2026-01-30-08-38-20-nl Story Transcript:Nl: De sneeuw knerpte onder de voeten van de studenten van het internaat.En: The snow crunched under the feet of the students from the internat.Nl: Binnen in het grote, oude gebouw zocht iedereen naar warmte.En: Inside the large, old building, everyone searched for warmth.Nl: De houten panelen van de debatzaal glommen in het zachte licht van de kroonluchters.En: The wooden panels of the debate hall gleamed in the soft light of the chandeliers.Nl: Het was de plek waar Sophie haar grootste uitdaging zou aangaan.En: It was the place where Sophie would face her greatest challenge.Nl: Sophie zat in haar kamer en keek naar buiten.En: Sophie sat in her room and looked outside.Nl: De wereld was wit en stil, maar in haar hoofd stormde het.En: The world was white and still, but in her head, it was stormy.Nl: Morgen was de debatwedstrijd.En: Tomorrow was the debate competition.Nl: Ze had lang getwijfeld, maar nu stond haar naam op de lijst.En: She had hesitated for a long time, but now her name was on the list.Nl: Ze voelde een knoop in haar maag.En: She felt a knot in her stomach.Nl: "Waarom deed ik dit ook alweer?" vroeg ze zichzelf fluisterend.En: "Why was I doing this again?" she asked herself quietly.Nl: Ze wist het antwoord: ze wilde haar angst overwinnen.En: She knew the answer: she wanted to overcome her fear.Nl: Aafke, Sophies beste vriendin, kwam binnen en zag haar nerveuze blik.En: Aafke, Sophie's best friend, came in and saw her nervous look.Nl: "Het komt goed," zei Aafke geruststellend.En: "It'll be okay," said Aafke reassuringly.Nl: "We hebben geoefend, je bent er klaar voor."En: "We've practiced, you're ready for it."Nl: Samen hadden ze uren besteed in de studiehoek op de begane grond van de school.En: Together, they had spent hours in the study corner on the ground floor of the school.Nl: Aafke speelde altijd de rol van de tegenpartij, vaak met een glimlach.En: Aafke always played the role of the opposition, often with a smile.Nl: De volgende dag vulde de zaal zich snel.En: The next day, the hall quickly filled up.Nl: Sophie voelde haar hart sneller kloppen terwijl ze op het podium plaatsnam.En: Sophie felt her heart race as she took her place on the stage.Nl: Het zweet parelde op haar voorhoofd.En: Sweat beaded on her forehead.Nl: Bram stond tegenover haar aan de andere kant van het podium.En: Bram stood opposite her on the other side of the stage.Nl: Hij glimlachte zelfverzekerd naar het publiek.En: He smiled confidently at the audience.Nl: Het debat begon.En: The debate began.Nl: Bram sprak vloeiend en krachtig, zoals altijd.En: Bram spoke fluently and powerfully, as always.Nl: Maar toen was het de beurt aan Sophie.En: But then it was Sophie's turn.Nl: Ze ademde diep in en uit.En: She breathed in and out deeply.Nl: Haar handen trilden lichtjes, maar ze herinnerde zich Aafke's woorden: "Je kunt dit."En: Her hands trembled slightly, but she remembered Aafke's words: "You can do this."Nl: Sophie begon te spreken.En: Sophie began to speak.Nl: Haar stem was in het begin zacht, maar met elke zin groeide haar vertrouwen.En: Her voice was soft at first, but with every sentence, her confidence grew.Nl: Ze presenteerde haar argumenten helder en gepassioneerd.En: She presented her arguments clearly and passionately.Nl: De zaal luisterde aandachtig, zelfs Bram keek verrast op.En: The hall listened attentively, even Bram looked up, surprised.Nl: Sophie vond haar ritme en straalde.En: Sophie found her rhythm and shone.Nl: Uiteindelijk was het debat voorbij.En: In the end, the debate was over.Nl: Sophie kreeg applaus van haar medestudenten.En: Sophie received applause from her fellow students.Nl: Bram won het eerste plaats, maar dat deed er niet zoveel meer toe.En: Bram won first place, but that didn't matter so much anymore.Nl: Sophie had een grotere prijs gewonnen: de strijd tegen haar eigen angst.En: Sophie had won a greater prize: the battle against her own fear.Nl: Haar klasgenoten omhelsden haar en gaven haar schouderklopjes.En: Her classmates hugged her and gave her pats on the back.Nl: Na afloop zaten Sophie en Aafke samen in de gezellige kantine, hun handen rond warme mokken chocolademelk.En: Afterward, Sophie and Aafke sat together in the cozy kantine, their hands around warm mugs of hot chocolate.Nl: "Dank je," zei Sophie tegen Aafke.En: "Thank you," said Sophie to Aafke.Nl: "Zonder jou had ik het niet gedurfd."En: "Without you, I wouldn't have dared."Nl: Aafke glimlachte.En: Aafke smiled.Nl: "Jij had het allemaal in je."En: "You had it all in you."Nl: Sophie keek naar buiten en zag hoe de schemering de sneeuw in een blauwgrijze deken hulde.En: Sophie looked outside and saw how the dusk covered the snow in a blue-gray blanket.Nl: Ze voelde zich licht, alsof een last van haar schouders was gevallen.En: She felt light, as if a weight had been lifted from her shoulders.Nl: Ze had haar eigen 'wedstrijd' gewonnen en dat gaf haar meer zelfvertrouwen dan welke trofee dan ook kon doen.En: She had won her own 'competition,' and that gave her more confidence than any trophy could.Nl: En zo begon voor Sophie een nieuwe reis: eentje waarin ze haar eigen kracht steeds meer begon te waarderen.En: And so a new journey began for Sophie: one in which she began to appreciate her own strength more and more.Nl: De wereld was nog steeds wit en stil, maar binnen in Sophie was er een nieuw licht gaan branden.En: The world was still white and still, but inside Sophie, a new light had begun to shine. Vocabulary Words:crunched: knerptesearched: zochtgleamed: glommenchallenge: uitdaginghesitated: getwijfeldknot: knoopstomach: maagreassuringly: geruststellendopposition: tegenpartijconfidently: zelfverzekerdsweat: zweetbeaded: pareldefluently: vloeiendtrembled: trildenattentively: aandachtigshone: straaldeapplause: applaustrophy: trofeehugged: omhelsdenpats: schouderklopjescozy: gezelligdared: gedurfddusk: schemeringblanket: dekenlifted: gevallenconfidence: zelfvertrouwenappreciate: waarderenstrength: krachtglanced: keekopponent: tegenover

We kicked off the program with four news stories and different guests on the stories we think you need to know about! “STAIRWAY TO SEVEN” SWEEPSTAKES - NFL legend & 3x Super Bowl Champ Matt Light and Chef Steve DiFillippo of Davio's are teaming up purpose-driven Super Bowl sweepstakes. The proceeds benefit the Matt Light Foundation and Ron Burton Training Village.Guest: Steve DiFillippo – Owner of Davio’s Restaurant Centre Street Food Pantry expands appointment model to increase families served by 30% in 2026.Guest: Rose Saia - Executive Director of the Centre Street Food Pantry Greater Than Gravity: How Childhood Trauma Is Pulling Down Humanity-Book is coming out March 19, 2026Guest: Michael Menard – Author - former Johnson & Johnson engineering executive and inventor, Menard applied systems thinking to decades of public health data and uncovered a startling root cause behind addiction, suicide and incarceration: unresolved childhood trauma. How Artificial Intelligence and Other Technologies Will Effect Your Job.Guest: Becky Heidesch - Career Strategist, Speaker, Author, Entrepreneur See omnystudio.com/listener for privacy information.

1/30/2026 | Today's evening devotional by C. H. Spurgeon on SermonAudio: Title: Spurgeon's Morning & Evening - Jan 30 PM Subtitle: Spurgeon's Daily Devotional Speaker: C. H. Spurgeon Broadcaster: Prince of Preachers Event: Audiobook Date: 1/30/2026 Bible: Ephesians 1:11 Length: 3 min.

1/30/2026 | Today's morning devotional by C. H. Spurgeon on SermonAudio: Title: Spurgeon's Morning & Evening - Jan 30 AM Subtitle: Spurgeon's Daily Devotional Speaker: C. H. Spurgeon Broadcaster: Prince of Preachers Event: Audiobook Date: 1/30/2026 Bible: 2 Samuel 5:24 Length: 3 min.

1/30/2026 | Today's daily devotional by C. H. Spurgeon on SermonAudio: Title: A Heavenly Escort Subtitle: Faith's Checkbook by Spurgeon Speaker: C. H. Spurgeon Broadcaster: Prince of Preachers Event: Audiobook Date: 1/30/2026 Bible: Genesis 28:15 Length: 1 min.

Today's Masked Speaker managed to leave his job with both a nice farewell, while also going out in a BLAZE OF GLORY! And it was NOT on purpose...See omnystudio.com/listener for privacy information.

Discover how to navigate the "valleys" of life with Steve Sewell, a renowned Author, Speaker, and Grief Specialist who has dedicated his life to walking alongside others through crisis. Steve shares profound insights on why naming your grief is the first step toward healing and how leaders can banish management burnout by learning to "go to work, but live at home". This episode offers a unique perspective on leadership, revealing how acknowledging our own personal losses can become a powerful tool for mentoring and supporting those we lead.Guest Links:Steve's LinkedInEncouraging Hope, Inc.Credits: Host: Lisa Nichols, Executive Producer: Jenny Heal, Marketing Support: Landon Burke and Joe Szynkowski, Podcast Engineer: Portside Media

🧭 REBEL Rundown 📝Introduction Welcome to this special edition of the REBEL Cast, where we unravel key highlights and educational insights from the IncrEMentuM Conference in Spain. This event is a cornerstone for advancing emergency medicine education, drawing esteemed speakers and participants from around the globe. As emergency medicine gains traction in Spain, this conference has become an essential platform for knowledge exchange and professional growth. Today, host Dr. Mark Ramzy shines a spotlight on two phenomenal educators: Drs. Sara Crager and Ryan Ernst who shared their expertise and experiences at this transformative gathering last spring. Click here for Direct Download of the Podcast. 🤔What's IncrEMentuM? A new conference and a pivotal gathering for emergency medicine professionals worldwide, has become an essential platform for education, collaboration, and advocacy, especially in light of emergency medicine’s recent recognition as a specialty in Spain. The conference is praised for its outstanding production quality, engaging speakers, and its capacity to foster a global community of emergency care professionals. ️What's an Essential Question? Essential questions are open-ended, thought-provoking, and intellectually engaging inquiries that inspire deeper exploration into topics. In the context of medical education, they challenge practitioners to think critically and reflect on their practice deeply. By focusing on essential questions, medical educators aim to inculcate a culture of continuous learning and curiosity, ensuring that medical professionals stay adaptable and insightful in their approach to patient care. 🎮Rapid Sequence (no not the intubating style...)  The Rapid Sequence game is an innovative tool that Sara and Ryan designed to enhance the learning experience for emergency medicine clinicians. It mimics real-life scenarios requiring rapid decision-making in high-pressure situations, such as those faced in emergency medical settings. This clinical case-based game aims to improve cognitive and procedural skills, allowing participants to hone their ability to respond effectively under pressure, thereby enhancing their real-world clinical performance.You can try it out for free on their website here!Their work was featured in the September 2025 edition of Annals of Emergency Medicine as a 2025 ACEP Abstract 🌳The Arboretum Teaching Collective An arboretum is a space that cultivates a wide variety of diverse, unique, and symbiotic growth. Arboretum provides a creative space to decrease barriers, open opportunities, and support the development of extraordinary teachers. The Arboretum Teaching Collective is a non-profit organization dedicated to supporting emergency medicine education in countries where it is a new or evolving specialty.  Their aim to facilitate the development of expert teachers by reducing barriers, providing opportunities, and curating talent.  Their goal is to create a community of educators around the globe who share a vision of bringing excellent, innovative emergency medicine teaching to where it is most needed.  Their approach is driven by curiosity, humility, and sustainability.If you want to learn more and get involved, check out the Arboretum Teaching Collective Website Here ️ See you in Spain! The upcoming conference aims to gather world-class educators once more and promises an enriching experience for all attendees. Drs. Sara Crager and Ryan Ernst, along with many others, will be there at the event. For more information on the IncrEMentuM Conference and to register, visit their website! See you there! Sara Crager, MD Associate Professor, Critical Care and Emergency Medicine UCLA, Los Angeles, CA Ryan Ernst, MD Assistant Professor of Emergency Medicine, Section Chief of Global EM University of Utah, Salt Lake City, UT Mark Ramzy, DO Co-Editor-in-Chief Rutgers Health / RWJBH, Newark, NJ 🔎 Your Deep-Dive Starts Here REBEL CAST – IncrEMentuM26 Speaker Spotlight : Drs. Sara Crager and Ryan Ernst Host Dr. Mark Ramzy shines a spotlight on two phenomenal ... Resuscitation Read More REBEL CAST – IncrEMentuM26 Speaker Spotlight : Drs. Tarlan Hedayati, Jess Mason and Simon Carley Host Dr. Mark Ramzy shines a spotlight on three distinguished ... Resuscitation Read More REBEL CAST – IncrEMentuM26 Speaker Spotlight : George Willis and Mark Ramzy 🧭 REBEL Rundown 📝Introduction In this exciting episode of REBEL ... Endocrine, Metabolic, Fluid, and Electrolytes Read More Incrementum Conference 2026: Revolutionizing Emergency Medicine in Spain In this special episode of Rebel Cast, we spotlight the ... Read More The post REBEL CAST – IncrEMentuM26 Speaker Spotlight : Drs. Sara Crager and Ryan Ernst appeared first on REBEL EM - Emergency Medicine Blog.

This week, Kyra sits down with Riana Malia, Founder, Reinvention Strategist, Author, and Speaker, for an empowering conversation about change, identity, and the courage it takes to begin again. Riana helps women release outdated stories, rediscover their strengths, and design the next chapters of their lives with intention and confidence. Together, they explore why reinvention is not a failure but a form of growth, the fears that often keep women stuck, and how mindset and storytelling play a critical role in creating meaningful change. Riana also shares personal insights from her own journey of reinvention and the patterns she sees most often when women are standing on the edge of something new. In this episode: ✨ Why reinvention is essential, not optional ✨ Common fears women face when stepping into new chapters ✨ How to release old stories that no longer serve you ✨ The role of mindset and storytelling in personal transformation ✨ Viewing reinvention as strength rather than failure For women who feel stuck, restless, or ready for change but unsure where to begin, this conversation offers clarity, permission, and encouragement to move forward with confidence. Connect with Riana: Website: rianamalia.com Instagram: @rianamalia Learn more about your ad choices. Visit megaphone.fm/adchoices

This week's theme: Living This episode of From Fear to Fire features Jeff Luther's powerful story of surviving sudden cardiac arrest and rebuilding his life after being forced to let go of the identity he once knew. Once a competitive endurance athlete, Jeff faced fear, anger, and loss before discovering how gratitude and protecting his mental real estate helped him reclaim control. His journey shows how small, intentional steps can move anyone out of fear and back into purpose. At its core, the conversation is about choosing living instead of merely existing. Jeff shares how releasing ego, embracing vulnerability, and prioritizing connection, especially with his family, reshaped his definition of success. The episode reminds listeners that true fulfillment comes from presence, meaningful connection, and the courage to take one step forward, right where you are. From Fear to Fire: Secrets to Overcome Fear, Embrace Your Gifts and Achieve Success This is the place where real people share real challenges. Where you can find a common bond and uncommon wisdom through their stories. Use tips from the breakthroughs of others to jump-start your success. Speaker, author, adventurer, and host Heather Hansen O'Neill takes you on the journey from fear to fire. Today, we talk about how to transform fear and setbacks into resilience, rediscover purpose, and create meaningful connections by choosing to fully live rather than merely survive. Jeff Luther Jeff Luther is a speaker, coach, and father of three who quite literally came back from the dead. After suffering a sudden cardiac arrest in front of his son, Jeff had to rebuild every part of his life — his body, his relationships, and his purpose. He now helps entrepreneurs, leaders, and everyday people move from fear to fire by teaching how to reclaim control and create a life worth living again. Connect with Jeff: Website: All Can No Can’t LinkedIn: Jeff Luther Instagram: @allcan_nocant Jeff loves to offer a 75-minute clarity conversation or go to jeffluther.com and scroll to the bottom of the page if you’re reading this. Quote of the Day: “Choosing to live is an act of defiance, a form of heroism” ~Heather Morris Finding Humanity: The Evolution of Sales is out now. Check it out here! The post Living with Jeff Luther appeared first on Heather Hansen Oneill.

Everyone loves a cute proposal story... But today's Masked Speaker's was so messy, so panic-driven, so NOT ROMANTIC, his wife can never learn the truth behind it, or their marriage might be on the rocks!See omnystudio.com/listener for privacy information.

Industrial Talk is onsite at PowerGen and talking to Matthew Roeser, President at Wildcat Power Gen about "Power Generation leadership in a changing market". Scott Mackenzie and Matt Roeser discuss the growth and expertise of Wildcat Generation, a power generation company founded in 2013. Wildcat has evolved from selling generators to providing comprehensive solutions, including stationary, mobile, and engineered products. They emphasize their focus on reliability, efficiency, and innovation. Roeser highlights the importance of branding, the company's 13-year journey, and their commitment to long-term customer support. They also discuss market trends, such as the rise of data centers, the potential of microgrids, and the future of nuclear power. Wildcat's team, led by experienced engineers, is key to their success. Outline Introduction to Wildcat Generation Scott Mackenzie and Wildcat Generation, highlighting their expertise in power generation and their commitment to delivering results without hype.Scott thanks listeners for joining the podcast, celebrating industry professionals and their contributions to solving global problems.Scott mentions the location of the Power Gen conference in San Antonio and introduces the guest, Matt Roeser from Wildcat Generation. Recollections of Past Conferences Scott and Matt reminisce about past conferences, including Dallas and New Orleans, and the challenges of remembering specific details.Matt shares his experience of the Dallas show, noting the chaos and the difficulty of leaving the booth.Scott and Matt discuss the layout and overall experience of the Power Gen conference, noting its growth and the quality of attendees.Scott asks Matt about his current experience at the conference and the value he derives from attending. Background of Wildcat Generation Matt provides a background of Wildcat Generation, starting in 2013 with the name "Engines LPG."Matt explains the rebranding process to "Wildcat" and the significance of the new logo and name.Matt discusses the evolution of the company from selling generators to becoming a comprehensive power solutions provider.Scott and Matt talk about the importance of branding and the effort put into creating a memorable and effective logo. Wildcat's Product Lineup and Solutions Matt outlines Wildcat's product lineup, including stationary, mobile, and engineered solutions.Matt explains the company's focus on providing comprehensive solutions, from products to engineering services.Scott inquires about the engineering solutions, and Speaker 3 elaborates on the custom-made products and applications.Matt emphasizes the company's ability to provide long-term support and maintenance, ensuring customer satisfaction. Market Trends and Future Projections Scott and Matt discuss the current market trends, including the demand for data centers and the role of turbines.Matt mentions the potential for a bubble in the power generation market but believes it will remain strong for the next 10-15 years.Matt predicts the reemergence of cooperative utilities and the growth of microgrids in the US.Scott and Matt agree on the need for more microgrids and the challenges utilities face in meeting demand. Challenges and Solutions in Power Generation Scott asks about the challenges Wildcat faces in managing various aspects of power generation, including supply chain and customer expectations.Matt highlights the importance of having an investigative mindset and the ability to understand complex...

Preparation isn't optional — it's the difference between hoping a negotiation works and knowing it will. In this special Negotiate Anything masterclass, Kwame Christian brings together three powerhouse perspectives to explore one deceptively simple skill that separates average negotiators from exceptional ones: preparation. From public speaking coach Mariana Swallow's practical framework for audience-focused readiness, to real estate CEO Jody McLean's high-stakes lessons from multimillion-dollar deals, to groundbreaking research proving that preparation measurably improves outcomes, this episode shows why “winging it” is the fastest way to lose leverage. You'll discover: Why knowing your content is not the same as being prepared How audience recon and emotional readiness shape persuasion and trust What elite negotiators do before the conversation ever starts How preparation boosts confidence, ethics, and long-term results If you want to negotiate with clarity, confidence, and consistency — whether in the boardroom, on Zoom, or in everyday conversations — this episode is your blueprint. Preparation doesn't just improve negotiations. It transforms them. Negotiate Anything: Take your personal data back with Incogni! Use code ANYTHING at the link below and get 60% off an annual plan: https://incogni.com/anything

Londinium Winter 92AD. Reflecting on military history, the speakers contrast the strategic genius of Hannibal and the eccentric audacity of WWII commando Lord Lovat with the current state of American forces. Germanicus asserts that the "marauder" spirit of figures like Andrew Jackson or the Normans has vanished from the U.S. military, which he describes as a "submissive subculture" focused on maintaining privilege rather than victory. He concludes that the American system is too ossified for reform, arguing that the nation is in a period of rupture that requires a "new empire" to survive.1910 CARTHAGE THEATER EXCAVATED