Podcasts about Speaker

One of our listeners remembers the moment his college crush finally gave him some attention... except his story ended up being the WORST day of his life... and he's willing to tell us how the nightmare unfolded in your Masked Speaker!See omnystudio.com/listener for privacy information.

Mike Staver is a Speaker, founder of The Staver Group, and an executive coach with years of work with clients include the Mayo Clinic, Allstate, FedEx and various real estate groups. Mike holds degrees in business administration and counseling psychology. His books Leadership Isn't for Cowards, gave leaders a framework for making the difficult calls their roles require. His latest book, Navigating Crazy, is about how to live and work sanely, in an insane world.   0.00:    Intro and Mike's background 3.00:    Impact of "The Road Less Travelled" by M Scott Peck 12.00:  Money, Happiness and Values 22.00:  Asset Inflation and the rising cost of living 27.00:  Impact on AI business 35.00:  The importance of Freedom and not being in a prison of "shoulds" 41.00:  How to be a good Leader 47.00:  Why it sucks to be "Resilient" 52.00:  How to overcome "Burnout" 54.00:  Importance of being authentic to yourself Mike's Website: https://mikestaver.com/finishing-ideas/ Mike's Latest Book: "Navigating Crazy: How to Live and Work Sanely in an Insane World"   Until next time, love and good vibes.   Podcast Website: https://enterthelionheart.com/ Check out the latest episode here: Apple Podcast: https://podcasts.apple.com/us/podcast/enter-the-lionheart/id1554904704   Spotify: https://open.spotify.com/show/4tD7VvMUvnOgChoNYShbcI

Hear from special guest speaker, Jacob Boss, Vice President of Global Engagement for the International Mission Board.Support the showFind us at! Calvary.us

Whether you are trying to land your next big stage or scale your influence online, capturing the room and the algorithm takes more than just luck. On this episode of The Wealthy Speaker Podcast, I am joined by career coach, keynote speaker, and viral content powerhouse Ashley Stahl to uncover what it truly takes to command attention in a crowded marketplace. Listen as Ashley breaks down the anatomy of shareworthy messaging, the psychology behind high-impact content, and how you can master the art of going viral without sacrificing your message or your brand integrity. Highlights you won't want to miss: The Art of Going Viral 0:00 Ashley's very interesting background 1:00 Becoming the go-to authority 3:00 The “gift” of a TEDX talk 5:00 Will 45 million subscribers ever go out of style? 8:00 The ROI of PR 11:00 Key segments of a viral speech 16:30 Stage presence is key 19:00 See you next time 26:05 If you want some great ideas on how to improve your personal branding to increase your audience and possibly go viral, you simply can't afford to miss this episode! For access to FULL SHOW NOTES, including video and links, visit: https://www.speakerlauncher.com/category/podcast/

► Want to work with Randy directly: https://randygage.com/breakthroughu/ ► Prefer audio? Get the podcast https://randygage.com/podcast Death by PowerPoint isn't a slide problem. It's a you problem.Most speakers think they're doing fine. Meanwhile the audience checked out 30 seconds in — and that's why you don't get rebooked, even when people clap. In this episode Randy breaks down the 5 Deadly Sins that quietly kill your connection with an audience, and the brutal truth about why the standing ovation you're so proud of might mean you actually bombed.Inside:- The 5 Deadly Sins that get speakers booed offstage in the real world- Why "thought repeaters" die and thought leaders get booked- Where to mine the stories only YOU can tell- How to move from delivering information to creating transformationOther videos in this series:Video 1 - https://youtu.be/i6Ci6_A9-5YVideo 2 - https://youtu.be/-KnXhVkSu1AWho is This Guy?Randy isn't some influencer who listened to a couple podcasts and started posting hot takes. He's the streetwise founder of Prosperity Factory, Inc., who has been building and scaling businesses for more than 40 years. Randy has authored 16 bestselling books, translated into 25+languages, including his latest—Wealth Without Apology—and spoken to more than 2 million people across 50 countries. He's been inducted into both the Speaker Hall of Fame and Direct Selling Hall of Fame.But none of that is why people follow him. They follow him because he calls BS…and says what most people are too afraid to admit. When he's not rocking the stage or building his next project, you'll probably find him coaching a softball team somewhere.Connect with Randy:Instagram: randy_gage Twitter: randy_gage Facebook: randygage

9/3/2026 | Today's daily devotional by C. H. Spurgeon on SermonAudio: Title: Out of Spiritual Death Subtitle: Faith's Checkbook by Spurgeon Speaker: C. H. Spurgeon Broadcaster: Prince of Preachers Event: Audiobook Date: 9/3/2026 Bible: Ezekiel 37:13 Length: 1 min.

9/3/2026 | Today's morning devotional by C. H. Spurgeon on SermonAudio: Title: Spurgeon's Morning & Evening - Sep 3 AM Subtitle: Spurgeon's Daily Devotional Speaker: C. H. Spurgeon Broadcaster: Prince of Preachers Event: Audiobook Date: 9/3/2026 Bible: Song of Solomon 1:7 Length: 3 min.

9/3/2026 | Today's evening devotional by C. H. Spurgeon on SermonAudio: Title: Spurgeon's Morning & Evening - Sep 3 PM Subtitle: Spurgeon's Daily Devotional Speaker: C. H. Spurgeon Broadcaster: Prince of Preachers Event: Audiobook Date: 9/3/2026 Bible: Psalm 11:5 Length: 3 min.

Speaker, author, and TV host of the popular CTVN show "Unscripted Faith." Also, the founder and President of AM Ministries.See omnystudio.com/listener for privacy information.

It's Hump Day and we're back with another Majority Report On today's program: Speaker of the House Mike Johnson melts down after CNN's Manu Raju asks him if the public should judge Johnson for his lies about the war on Iran. Senator Ed Markey trounces Seth Moulton in the Democratic primary for Senate in Massachusetts. In Markey's victory speech he calls for taxing the rich, blocking the bombs and ending data centers. Milton Allimadi, co-founder of Black Star News and PhD Student at Howard University, joins to discuss the $12.8 billion funding gap facing Historically Black Colleges and Universities. Milton has a new book out September 20th about the Nigerian Civil War entitled, "The Day Biafra Died", which can be preordered here. In the Fun Half: House Minority Leader Hakeem Jeffries prints out some posters to promote the Democrats agenda for next year, assuming they take control after the midterms. Jeffries is completely flabbergasted by reporters asking for something specific about the plan. READ THE POSTERS PEOPLE. Milo Yiannopoulos goes on Piers Morgan in attempt to curry favor from viewers over his deportation despite his constant cheerleading and active participation in ICE's mass deportation campaign. Harry Enten presents polling showing that given how low Trump's approval rating is, they are underperforming heading into the midterms. All that and more. To connect and organize with your local ICE rapid response team visit ICERRT.com The Congress switchboard number is (202) 224-3121. You can use this number to connect with either the U.S. Senate or the House of Representatives. Follow us on TikTok here: https://www.tiktok.com/@majorityreportfm Check us out on Twitch here: https://www.twitch.tv/themajorityreport Find our Rumble stream here: https://rumble.com/user/majorityreport Check out our alt YouTube channel here: https://www.youtube.com/majorityreportlive Gift a Majority Report subscription here: https://fans.fm/majority/gift Subscribe to the AM Quickie newsletter here: https://am-quickie.ghost.io/ Join the Majority Report Discord! https://majoritydiscord.com/ Get all your MR merch at our store: https://shop.majorityreportradio.com/ Get the free Majority Report App!: https://majority.fm/app Go to https://JustCoffee.coop and use coupon code majority to get 10% off your purchase Check out today's sponsors: SMALLS: Get 60% off your first order, plus free shipping and free treats for life, when you head to Smalls.com/MAJORITY !  SUNSET LAKE CBD: Head to SunsetLakeCBD.com and use coupon code "Left Is Best" (all one word) for 20% off of your entire order. Please fill out this form to request Bryan to come to your town to do stand-up comedy @SamSeder @EmmaVigeland @MattLech On Instagram: @MrBryanVokey Check out Matt's show, Left Reckoning, on YouTube, and subscribe on Patreon! https://www.patreon.com/leftreckoning Check out Matt Binder's YouTube channel: https://www.youtube.com/mattbinder Subscribe to Brandon's YouTube channel: https://ww.youtube.com/Th3Discourse Check out Ava Raiza's music here: https:/www.youtube.com/@avaraiza

Hakeem Jeffries has been put on notice by the Marxist Dems. Last night, eight Democrats disobeyed him and voted with the Republicans for the Save America Act and to disavow socialism. Hakeem is now at a crossroads with the Democrat Socialists of America, and it's very well possible that if the Democrats take the House, he will not be the Speaker of the House. New data out today proves the Covid vaccine hoax was far worse than originally expected. And the trade war with Canada continues to ramp up as President Trump's deal with Venezuela is officially signed.Guest: Stephen Gardner - The Stephen Gardner ShowSponsor:My PillowWww.MyPillow.com/johnPromo code 'John' for up to 69% in savings off ALL Products!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Trump threatens to wipe out Iran as Tehran targets an American base in Jordan. The region is bracing for an expansion in the war. Plus, polls are about to close in a key primary tonight as Trump's attempt to interfere with the upcoming midterm elections is rocked by new claims from a whistleblower.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

This week's theme: Celebrating 350 Episodes In this special episode, Heather celebrates 350 episodes of From Fear to Fire by reflecting on the incredible guests, listeners, and stories that have shaped the podcast journey. Through conversations with people who have faced burnout, cancer, fear, profound loss, and life-changing experiences, Heather shares how their vulnerability, courage, resilience, and willingness to keep moving forward have deeply influenced her own perspective. Celebrating 350 episodes also means looking back at the lessons that continue to resonate. Heather shares 10 key insights, including that everyone is afraid of something, courage means taking action despite fear, you only need to know the next right step, and your story can help someone else. Most importantly, she reflects that the goal is not to eliminate fear, but to carry it without letting it determine where you go. As Heather looks toward the future, she reminds listeners that life is a journey, it is never too late to change direction, and every small decision can create meaningful transformation. From Fear to Fire: Secrets to Overcome Fear, Embrace your Gifts and Achieve Success This is the place where real people share real challenges. Where you can find a common bond and uncommon wisdom through their stories. Use tips from the breakthroughs of others to jump start your success. Speaker, author, adventurer, and host Heather Hansen O'Neill takes you on the journey from fear to fire. Today, we celebrate 350 episodes of From Fear to Fire and share 10 powerful lessons about fear, courage, resilience, vulnerability, purpose, and personal transformation learned along the way. Heather Hansen O’Neill Heather is the host of the From Fear to Fire podcast as well as a best-selling author, igniter of inner flame, and an international keynote speaker and change strategist. Her specialty is in helping individuals and organizations consciously transform their behaviors for peak performance. Connect with Heather: Website: Heather Hansen O’Neill Social media accounts: LinkedIn: heatherhansenoneill Facebook: heather.h.oneill.9 Instagram: heather.hansen.oneill YouTube: @fromfeartofire Reach out to Heather at: Heather@HeatherHansenONeill.com. Want to dive deeper? Check out Finding Humanity book, explore The Humanity of Sales show on YouTube, and watch the powerful DisruptHR talk. Quote of the Day: “Remember to celebrate milestones as you prepare for the road ahead.” ~Nelson Mandela Finding Humanity: The Evolution of Sales is out now. Check it out here! The post Celebrating 350 Episodes with Heather appeared first on Heather Hansen Oneill.

Nate gets to know Matt Smethurst, one of the plenary speakers at the upcoming Unite Conference in October, including his background, theological convictions, his books including the one on Tim Keller, and more. Matt is the planter and Lead Pastor of River City Baptist Church in Richmond, Virginia. Find out more about Unite at pillarunite.org.

 EPISODE DESCRIPTION I sat down with Smit Vachhani from Cronos Labs, a fascinating builder who has worked across NVIDIA, LinkedIn, and Optimism before landing at the intersection of crypto, stocks, prediction markets, and AI. We dig into why Gen Z is financially nihilistic right now and why that actually creates a massive opportunity. Smit breaks down the concept of hyper-financialization, explains why retaining Gen Z users is far harder than acquiring them, and shares the raw growth lessons he picked up at big tech and in the trenches of a Layer 2 ecosystem. We also talk about what most Web3 founders get wrong, why bad UX has been the industry's dirty secret for too long, and how Cronos is building an everything trading app for eight tier one markets around the world. If you are building in Web3 or crypto and want a no-BS growth perspective from someone who has seen it all, this one is for you. DISCLAIMERNothing mentioned in this podcast is investment advice and please do your own research. It would mean a lot if you can leave a review of this podcast on Apple Podcasts or Spotify and share this podcast with a friend. Be a guest on the podcast or contact us - https://www.web3pod.xyz/ CONNECT Cronos Website: https://cronos.com/Cronos App on X/Twitter: https://x.com/CronosAppCronos Instagram: https://www.instagram.com/getcronos/Web3 with Sam Kamani Podcast: https://www.web3pod.xyz KEY POINTS WITH TIMESTAMPS • [00:00] Sam introduces Smit Vachhani from Cronos Labs and previews the episode themes• [01:55] Smit's background: growing up in the Bay Area, engineering at Cal, early Bitcoin experience selling video game gold• [03:30] Working at Optimism, building blockchain infrastructure for Coinbase, Kraken, Sony and others• [04:17] Why bear markets are the best time to build and how to filter signal from noise• [04:43] Introducing the concept of hyper-financialization and what it means for the next generation• [06:10] Why Cronos is not just an everything app for everyone , eight tier one markets and the Gen Z focus• [08:13] Why Gen Z is financially nihilistic and how that shapes product thinking• [11:25] Prediction markets as exhibit A of hyper-financialization, and a nod to Kalshi and Polymarket• [14:02] Onboarding is easy for Gen Z , retention is the real challenge• [15:53] Growth lessons from NVIDIA, LinkedIn, and Optimism applied to Cronos• [18:07] The single most important lesson for early-stage Web3 founders• [21:28] How to retain users and why being unopinionated about your own product is a superpower• [24:40] September 17th launch date for the Cronos app V1 , sports, stocks, perps, crypto, and more• [27:25] Products Smit admires: FOMO, Polymarket, and Tempo• [29:00] Partnerships with Polymarket, Hyperliquid, Morpho, and Chainlink• [30:39] The one ask: download the app, give feedback, and follow @CronosApp on X

Cameron is joined by Ashley Stahl, a best-selling author and speaker, and they discuss the importance of personal branding for practice owners. They explore Ashley's journey from a career in counterterrorism to becoming a sought-after speaker, emphasizing the impact of TEDx talks on personal branding. The conversation highlights the significance of preparation, authenticity, and original thinking in effective speaking, as well as the elements that make a speaker unforgettable.Cameron and Ashley talk about the importance of personal experiences in shaping self-esteem and how they can be effectively used in public speaking. Ashley emphasizes the need for speakers to connect personal moments to their professional topics, creating engaging openings that resonate with audiences. They also highlight the challenges of visibility and authority in medical practices, the significance of defining goals for speaking engagements, and the balance between personal branding and audience engagement. Finally, the economics of thought leadership and the value of having a well-prepared talk are explored.Listen In!Thank you for listening to this episode of Medical Millionaire!Takeaways:Personal branding is crucial for practice owners.Social media, especially Instagram, is vital for patient acquisition.Preparation is key to effective speaking.Authenticity and intuition enhance a speaker's message.Original thinking resonates more with audiences than generic advice.TEDx talks can significantly boost personal branding.Engaging storytelling is essential for memorable speeches.Transformational messages provide actionable insights for the audience.Speakers should focus on their unique perspectives.The energy and conviction of a speaker can influence their effectiveness. Personal experiences significantly impact self-esteem and confidence.Engaging openings in speeches can draw from personal stories.Moments, not events, resonate more with audiences.Crafting a speech involves connecting personal moments to professional topics.Visibility and authority are crucial for medical practitioners.Defining clear goals can guide effective speaking.Personal branding should serve the audience, not just the speaker's ego.Paid speaking engagements differ from speaking for visibility.Building a brand requires consistent effort across multiple platforms.Having a well-prepared talk can lead to significant opportunities.Medical Millionaire: The Blueprint for Scaling a World-Class Medical Aesthetics PracticeWelcome to Medical Millionaire, the go-to podcast for forward-thinking Medspa owners, Medical Aesthetics leaders, Plastic Surgery & Dermatology practices, Concierge Wellness clinics, and Elective Healthcare entrepreneurs who are ready to scale with intention and operate like a true, high-performing business.If you're building, growing, optimizing, or preparing to exit your aesthetics or wellness practice, this show is your competitive advantage.Hosted by Cameron Hemphill Your Guide to Sustainable, Scalable Growth Your host, Cameron Hemphill, is one of the most trusted growth strategists in Medical Aesthetics and Elective Wellness.With over 10 years in the industry, Cameron has helped scale 1,000+ practices and more than 2,300 providers, working alongside the most recognized KOLs, national brands, EMRs, tech companies, and private equity groups, shaping the future of aesthetics. From marketing to operations, from finance to leadership, Cameron brings a real-world, data-driven perspective on what it takes to turn a practice into a powerful business engine.What This Podcast Is All About: Each episode takes you behind the scenes of the fastest-growing practices in the country, revealing the systems, strategies, and mindset required to win in today's Medical Aesthetics landscape.Expect tactical insights, step-by-step frameworks, and conversations with:Industry thought leadersTop injectors & medical directorsEMR & tech innovatorsOperations expertsMarketing strategistsPrivate equity & M&A advisorsWellness and longevity pioneersThis is where aesthetics, business, technology, and wellness converge. What You'll Learn on Medical Millionaire Every week, you'll access expert guidance to help you scale profitably and predictably, including:Marketing & Brand PositioningCRM + Lead Management SystemsPatient Acquisition & ConversionEMR Optimization & Tech Stack ArchitectureSales Psychology & Consultation MasteryFinance, KPIs, and Practice EconomicsOperational Workflows & AutomationIndustry Trends Backed by Real Benchmark DataPatient Retention & Lifetime Value ExpansionMindset, Leadership & Team DevelopmentWhether you're opening your first location or running a multi-million-dollar enterprise, you'll gain the clarity and direction to grow with confidence. A Show Designed for Every Stage of Practice Growth Medical Millionaire breaks down the journey into four essential stages, showing you exactly how to move from one to the next:Startup – Build the foundation and attract your first wave of patientsGrowth – Scale revenue, expand services, and strengthen operationsOptimize – Increase efficiency, margins, and customer experienceExit – Prepare your practice for maximum valuation and acquisitionIf You're Ready to Grow, This Is Where You Start. Tune in weekly for actionable insights, expert interviews, and the exact playbooks high-performing practices use to dominate their markets. This is the podcast for Medspa owners who want more than a job; they want a scalable, profitable, industry-leading business. Welcome to Medical Millionaire.Let's build your practice into the empire it deserves to be.

On this Salcedo Storm Podcast:The Speaker of the Texas House, Dustin Burrows. 

Hour 3 with Bob Pompeani, Joe Starkey, and Matt Clement: What are the top three reasons the Pirates are where they are? Joe blames Paul Skenes first and foremost for not being himself. Ben Cherington and the bullpen are second and the rest of the Pirates rotation is third as well. Matt blames the defense for not nearly being good enough. Former Duquesne basketball coach Keith Dambrot joined the show. Keith is the Fighting Spirit Honoree & Champion of Hope speaker at the Coaches vs. Cancer event next week. Keith coached LeBron James in high school!

Keith is the Fighting Spirit Honoree & Champion of Hope speaker at the Coaches vs. Cancer event next week. Keith coached LeBron James in high school. He knew that LeBron could be a pro during his freshman year and that he would never need to play in college during his sophomore year. He lives in Akron and still follows Duquesne basketball.

Kurt Daudt is a former Speaker of the Minnesota House and the Vice President of Stateside. Chad asks if he would go back to his old job if he could. Chad and Kurt speak to the anger and lack of productive communication that now exists between the parties here in St. Paul and in Washington D.C. Chad asks Kurt what his memories of the late Melissa Hortman. In their second segment, Chad and Kurt discuss what's realistic when it comes to further gun safety legislation in the state of Minnesota. They also chat about the 8647 crop art controversy at the fair.

Jeff McGee grew up as the son of a pastor and a teacher. He walked away from faith in young adulthood, but then the Lord brought him back. Today, he's a Christian leadership educator, an author, and executive coach committed to helping leaders live and lead according to Kingdom values. Recognized as a Titan 100 Leader in Phoenix, Jeff doesn't just talk about leadership, he models it.Recently, with the launch of Kingtopia College, Jeff added 'college founder' to his roles, and during his conversation with Sanghoon and Michelle, he shares about the lived experience that prompted him to create a college that removes the financial barriers preventing many single parents (especially single dads) from pursuing a degree. This episode covers many topics, from historical trauma, the struggle of single fathers, leadership pitfalls and how to overcome them, and living a life without fear or regrets. Need encouragement to follow the vision or purpose God has given you? This episode provides it.For Jeff's book at Amazon “Reimagining Leadership”: https://www.amazon.com/dp/B0DTRPMSHQ?lv=shuf&channelId=500&plpRedirect=mhFallbackFor Jeff's leadership consulting: https://drjeffmcgee.com/Email: jmcgee@kingtopia.org

Welcome to Hot Topics! In this episode, host Gabrielle Crichlow sits down with guest Carly Alyssa Thorne to discuss congenital rubella syndrome, a condition that results from a mother contracting rubella during pregnancy. Carly shares her personal experience living with the chronic illness, including the symptoms she faces and how it has impacted her life. Join us for an enlightening conversation that sheds light on the challenges and resilience associated with this important health topic.Who is Carly Alyssa Thorne?Carly Alyssa Thorne is a Director, Producer, Actress, Author, and Speaker with over 30 years in the conscious transformation field. Blending Eastern and Western philosophies, she integrates wellness, spirituality, and storytelling to create media and experiences that inspire growth and healing. A former fitness and wellness center owner and certified Life Coach, Reiki Master, NLP and Hypnotherapy Practitioner, and Interfaith Ordained Minister, Carly brings a holistic lens to every production and collaboration. Her work bridges film, business, and consciousness—empowering others to embody their truth, elevate their message, and lead with purpose.You can find Carly:On the web: https://carlyathorne.com/On Facebook: https://www.facebook.com/carlyalyssathorneOn Instagram: https://www.instagram.com/carlyathorne On Threads: https://www.threads.com/@carlyathorneOn X: https://twitter.com/carlyathorneOn LinkedIn: https://www.linkedin.com/in/carlyalyssathorne/On YouTube: https://www.youtube.com/c/CarlyAlyssaThorne-TheTransformerOn Pinterest: https://www.pinterest.com/carlyathorne/Freebie: Tell Carly that you heard about her from our podcast "Hot Topics!" and she'll give you a free 30-minute discovery call for coaching! Her email is carlyathorne@gmail.com.Watch this episode on YouTube: https://youtube.com/live/ckSk1sZ7KTMOriginal Date of Episode: July 23, 2026Become a supporter of this podcast: https://www.spreaker.com/podcast/hot-topics--5600971/support.

In the final episode, Professor Maria Fleseriu and Professor Mônica Gadelha discuss the updated treatment algorithm, treatment sequencing, and management approaches for patients with resistant disease. This educational podcast series is intended for US healthcare professionals only. It was developed by expert faculty in collaboration with The Pituitary Society and Amiculum, with support from Recordati Rare Diseases through an independent educational grant. Recordati Rare Diseases had no involvement in content development, speaker selection, or editorial decisions. Discussions in this series are informed by the 2025 consensus on therapeutic outcomes in acromegaly (Melmed S et al. Nat Rev Endocrinol 2025;21:718–37). Speaker disclosures: Maria Fleseriu (Oregon Health and Science University, Portland, USA) Research grants to her university from Crinetics Pharmaceuticals and Debio.Scientific consulting fees from Crinetics Pharmaceuticals, Camurus AB, Marea and Recordati Rare Diseases. Mônica Gadelha (Universidade Federal do Rio de Janeiro, Rio de Janeiro, Brazil) Advisory board member for Camurus AB, Crinetics Pharmaceuticals, Novo Nordisk and Recordati Rare Diseases. Research investigator for Crinetics Pharmaceuticals and Recordati Rare Diseases. Speaker for Camurus AB, Crinetics Pharmaceuticals, Novo Nordisk and Recordati Rare Diseases.

One of our listeners has held a secret since he was 17 years old. He helped his buddy FINALLY hook up with his long-time crush, but it came at a humiliating sacrifice!See omnystudio.com/listener for privacy information.

What does it actually mean to delight in God? In this rich and deeply Christ-centered conversation, Stephanie sits down with Geof Morin to explore why delight isn't merely one aspect of the Christian life—it is its very heartbeat.Geof Morin, who has endorsed Stephanie's book, Awaken Delight, is the President and CEO of Biblica, a global Bible ministry helping people engage with God's Word for more than 200 years. Biblica creates and shares life-changing Bible resources that power hundreds of global Gospel ministries.Beginning with Jesus' parable of the treasure hidden in a field, Geof reminds us that our lives are ultimately an invitation to dig where Christ himself points, discovering a treasure worth joyfully giving everything to possess.Together Stephanie and Geof explore why delight can never be separated from Jesus, reflecting on Scripture from Exodus to the Gospels, and tracing how the banner lifted by Moses ultimately points to Christ lifted on the cross. Delight, they argue, is not simply an emotion but the fruit of knowing the living God through his Son.The conversation becomes wonderfully practical as Geof shares how "Bible absorption" has become his primary pathway into delight—not reading for information, but allowing Scripture to reshape the heart. Stephanie adds reflections from Awaken Delight, weaving together the biblical language of delight, deliciousness, thirst, and satisfaction through both English and French imagery.They also wrestle honestly with suffering, exploring how drought deepens roots, why beauty truly can emerge from ashes, and how God often reveals his glory most clearly in places where hope appears exhausted.Finally, Geof shares remarkable stories from his work with Biblica, witnessing people encounter Scripture for the very first time in some of the world's hardest places. These moving accounts remind us that the gospel continues to transform lives today with the same power we read about in the book of Acts.Whether we're standing on a Colorado mountain trail, or sitting quietly with an open Bible, this conversation invites us to taste and see again that the Lord is good—and to discover that delight in God truly is everything.MORE ABOUT "AWAKEN DELIGHT" BY STEPHANIE ROUSSELLE"Delight yourself in the Lord, and he will give you the desires of your heart." This is God's promise to you in Psalm 37:4. But many believers quietly assume it's just a poetic suggestion, or it doesn't really work here on earth.In Awaken Delight, Stephanie Rousselle invites you to rediscover what Scripture actually means by delight in God. It's not emotional hype or religious performance, but a steady satisfaction rooted in who God is.Through biblical theology and practical rhythms, you'll learn how delighting in Godreshapes sufferingquiets restless strivinganchors your identity in God's unshakable delight of youLearning to delight in God is the quiet revolution that reshapes how we endure pain, love others, and understand our own hearts.Awaken Delight is a theologically grounded spiritual formation book for thoughtful believers who feel spiritually fatigued and are ready to embrace the reality of Psalm 37:4.More at https://www.gospelspice.com/awakendelightMORE ABOUT BIBLICAhttps://www.biblica.com/ DISCOVER THE BOOK BEHIND THE PODCAST | "Awaken Delight" by Stephanie Rousselle"Delight yourself in the Lord, and he will give you the desires of your heart." Psalm 37:4 isn't a poetic suggestion — it's a promise. But many believers quietly assume it doesn't really work, or it's not really possible here on earth.In Awaken Delight, Stephanie Rousselle invites you to rediscover what Scripture actually means by delight — not emotional hype, not religious performance, but a steady satisfaction rooted in who God is.Delight in God isn't a mood to manufacture; it's a relationship to receive.Through biblical theology and practical rhythms, you'll learn how communion with God reshapes suffering, quiets restless striving, and anchors your identity in something unshakable.Delighting in God isn't sentimental optimism. It's deeply rooted in Christ, Jesus.It's the quiet revolution that reshapes how we endure pain, love others, and understand our own heart.Awaken Delight is a theologically grounded spiritual formation book for thoughtful believers who feel spiritually fatigued and are ready to embrace the reality of Psalm 37:4.More at https://www.gospelspice.com/awakendelight Purchase the book, "Awaken Delight" by Stephanie Rousselle: https://a.co/d/0bqhUb5JKind words from Jennifer Rothschild, Bible teacher, Author, Speaker, Podcast Host, Founder, Fresh Grounded Faith: “Stephanie helps us awaken to and experience true delight. It is a rich mix of God's delight in you and your delight in him. This is the life you were made for, the life your soul deeply longs for. So, the table is set. Pull up a chair and let your heart sit alongside Stephanie. As your delight in God wakes up and becomes fully realized, you'll find a satisfaction in Christ that makes you want more and more.”Kind words from Amanda Jenkins, Lead creator of THE CHOSEN's literary content: "I have yet to meet another person quite as eager to intimately know Jesus as Stephanie is. Her enthusiasm for the beauty found inside a thriving relationship with her Savior is downright contagious. Indeed, Stephanie's joy and faith and commitment to growth—along with her love for really good food!—will implant themselves in the hearts of readers. Lucky readers."Kind words from Os Guinness, Theologian, Social critic, Author, The Call:  "Stephanie addresses one of the greatest needs of Christians today. Knowing God is not knowing about God, but knowing Him genuinely and with desire and delight. She does so practically and helpfully, and in a style that sparkles with a verve and joy that is distinctively French."Kind words from Pippa Gumbel, Pioneer, The Alpha Course; Author, The Bible in one year with husband Nicky: "Stephanie's love of God is inspiring and infectious. Her book is an invitation to share in that delight and to come to know God in new and wonderful ways."More at https://www.gospelspice.com/awakendelight Purchase the book, "Awaken Delight" by Stephanie Rousselle: https://a.co/d/0bqhUb5JSupport us on Gospel Spice, PayPal and Venmo!

I welcomed one of my hero authors, Michael Morpurgo, and his wife Clare, to Highclere Castle to talk about storytelling, history, the magic of reading, and the extraordinary charity they founded together — Farms for City Children.Michael shared how War Horse came to life and why understanding the First World War matters more than ever today. We recalled the unforgettable day Joey, the National Theatre's War Horse puppet, came to Highclere in 2014 — walking through the very library where Almina, my predecessor, had nursed soldiers back from the trenches a century before.Michael told the wonderful story behind Farms for City Children — how Clare, a childhood afternoon let loose near a Devon farm, courtesy of her father Allen Lane, founder of Penguin Books, sparked a lifetime's passion for the countryside, and how that passion became a charity that has given over 120,000 inner-city children a week of real farm life.We explored the importance of books and reading, handwriting, the friendship with Ted Hughes, the honest editorial partnership between Michael and Clare, and my own plans for a Highclere Literary Festival this October.We ended with Michael's dream summer evening guest: the radiant Audrey Hepburn.00:00 Welcome & Introduction02:10 War Horse & Joey Comes to Highclere06:30 History, World War I & Why It Still Matters13:15 The Origins of Farms for City Children21:45 A Real Farm — Not a Pretend Farm28:00 Highclere: Farm, History & the Fifth Earl33:20 The Power of Reading & the Literary Festival38:10 Writing by Hand, Ted Hughes & the iPad44:00 Editing, Marriage & Telling the Truth49:30 Dream Party Guest: Audrey HepburnTopics CoveredWar Horse & HighclereThe origins of War Horse and why Michael believes we must understand history to navigate the presentLady Carnarvon recalls the day Joey, the War Horse puppet from the National Theatre, came to Highclere in 2014 to mark the centenary of World War IHighclere Castle served as a real military hospital during World War I — Lady Carnarvon's predecessor, Almina, nursed soldiers back from the trenchesThe contrast with the fictional Downton Abbey and the very real human stories preserved in letters at HighclereHistory, War & ResponsibilityMichael reflects on why the First World War is so important — and how it directly caused the SecondThe role of individuals and political movements in triggering conflict, from Sarajevo to the rise of HitlerWhy Michael feels it is "timely" to revisit these lessons today, given the state of the worldSeeing War Horse in the theatre the night before recording — and what it still means to himFarms for City ChildrenClare's childhood inspiration: sent outside to explore as a young girl near a Devon farm, she fell in love with the countryside, animals, and the rhythm of rural lifeHer father, Allen Lane, founder of Penguin Books, instilled a love of the natural worldWhy Clare and Michael left teaching after realising they weren't reaching the children who needed them mostHow the charity started with one Victorian farmhouse in Devon and has since grown to multiple working farmsOver 120,000 children have now spent a week on a real farm — milking cows, feeding lambs, grooming horses, doing genuine workMeeting former "farm children" now aged 45 with families of their own, who say the experience never left themHighclere Today — A Living EstateFarming records at Highclere dating back to the 16th century; earliest written records from 749 ADLady Carnarvon's rare breed Cornish pigs, Belted Galloway cattle, 1,400 ewes, and 2,500 lambsThe Iron Age Fort and Bronze Age Tumuli on the estateWilliam of Wykeham (1324–1404) — bishop and founder of Winchester College and New College, Oxford — lived at Highclere; it was his palaceThe fifth Earl of Carnarvon, who discovered the Tomb of Tutankhamun, was a voracious reader; his will, written at 21, listed his books as among his most prized possessionsThe Power of Reading & WritingWhy books matter: they let children ask questions, explore mortality, understand the world, and feel less aloneMichael's beach anecdote — watching his granddaughter's husband read to their one-year-old, with the baby turning the pages back — as a perfect image of how the love of books is passed onThe importance of parents reading aloud, good libraries, and physical booksLady Carnarvon's Highclere Literary Festival — launching this October, with:A children's trail through the gardens (including a wardrobe inspired by Narnia and an entrance to fairyland)The Curious Tent and Speaker's CornerWriting and reading competitions with cash prizesFree entry for under-16s who have read a book or written somethingLady Carnarvon's campaign for handwriting — the link between brain, hand, and penTed Hughes, Writing by Hand & TechnologyMichael's lifelong habit of writing by hand — and how arthritis in his finger has forced a reluctant move to an iPadNeighbour and friend Ted Hughes on why handwriting matters: it keeps the mind and the process in syncMichael's delight at discovering he can dictate to his iPad ("It prints it out magically")Editing, Marriage & HonestyClare as Michael's first editor — "quite unfairly truthful" — and why he always takes her notes even when he doesn't want toThe ongoing verdict: nothing he's written in the 65 books since War Horse has matched itLady Carnarvon's husband editing her first book and his well-meaning but devastating comment: "Don't worry if nobody reads it — you've still tried very hard"A Summer Evening QuestionIf you could take anyone to Lady Carnarvon's summer jazz evening, who would it be?Clare: Gregory PeckMichael: Audrey Hepburn (Roman Holiday)A discussion of Audrey Hepburn's extraordinary grace — and how grace itself is something both Michael and Lady Carnarvon seek in their work and livesMentioned in This EpisodeWar Horse — Michael Morpurgo (novel, stage production, Steven Spielberg film)Waiting for Anya — Michael MorpurgoThe History Boys — Alan BennettFarms for City Children — farmsforcitvchildren.orgHighclere Literary Festival — October 2025, Highclere CastleAllen Lane — founder of Penguin BooksAlmina, Countess of Carnarvon — WWI hospital at HighclereWilliam of Wykeham — founder of Winchester College and New College, OxfordThe fifth Earl of Carnarvon — discoverer of Tutankhamun's tombTed Hughes — poet, neighbour of the MorpurgosRoman Holiday (1953) — dir. William Wyler, starring Audrey Hepburn and Gregory PeckAbout Lady Carnarvon's PodcastLady Carnarvon records her podcast from Highclere Castle, home of the real family whose story inspired Downton Abbey. Episodes explore history, heritage, literature, and the people and ideas that have shaped Highclere and the wider world.You can hear more episodes of Lady Carnarvon's Official Podcasts at https://www.ladycarnarvon.com/podcast/New episodes are published on the first day of every month. 

In this episode, Adam Torres interviews Kelli Christina, Founder, Best Selling Author, Speaker, and CEO of KDC-Making a Difference, LLC. Kelli discusses her book, In Good Faith: A Whistleblower's War Against a Broken System, her experiences with business and legal challenges, and her mission to inspire leaders to act with integrity while making a positive difference. Watch Full Episode on ⁠Youtube. --- Follow Adam on Instagram at ⁠https://www.instagram.com/askadamtorres/⁠ for up to date information on book releases and tour schedule. Apply to be a guest on our podcast: ⁠https://missionmatters.lpages.co/podcastguest/⁠ Visit our website: ⁠https://missionmatters.com/⁠ More FREE content from Mission Matters here: ⁠https://linktr.ee/missionmattersmedia Learn more about your ad choices. Visit podcastchoices.com/adchoices

The following sermon was chosen as a 'staff-pick' on SermonAudio: Title: The Bible-Driven Church Speaker: Jeff Noblit Broadcaster: Anchored In Truth Ministries Event: Sunday Service Date: 4/6/2025 Bible: Matthew 16:13-18; Matthew 16:21-23 Length: 49 min.

Mike Richards joined the ACT Annual Conference 2026 in Liverpool for the roundtable session “Treasury Talent: Skills for the Future”, held in May 2026.This session explored the future skills treasury professionals will need as AI and automation take on more routine and analytical work.Together, the panel discussed how treasury roles are changing, where human judgement still matters, whether teams may become leaner and more strategic, and what hiring managers should be looking for when building future treasury teams.Speakers included:Mike Richards, CEO & Founder at The Treasury Recruitment CompanyAlan Chitty, Group Treasurer at PepcoVictoria Underwood, Treasury Manager from Imperial BrandsThe session was facilitated by Louise Woodroffe, Head of Treasury from Hastings Direct, in association with the ACT Future Leaders in Treasury.Key topics discussed:00:00 Session Kick-off00:46 Format and Participation01:25 Meet the Panel03:45 AI Adoption Today04:57 Copilot vs Claude Debate08:25 What Humans Still Do10:17 Jobs and Team Reshaping13:44 Recruitment Market Shift15:18 Hiring for Future Skills19:22 Communication and Impact24:41 Networking and Visibility26:55 Training Juniors in AI Era30:40 Hiring for Attitude31:08 Interviewing for Curiosity34:30 Psychometrics and CV Signals37:00 Future Skills in Treasury40:54 Treasury Plus Networking43:15 Soft Skills Simplify Jargon46:04 AI Written CVs and Interviews49:44 Switching into Treasury53:12 Career Skills and Communication55:56 Roundtable and Wrap Up---

We're honored to welcome Pastor Derrill Corbin from Mannahouse Church in Portland, Oregon, as our guest speaker this Sunday. We're grateful to have him with us and know you'll be encouraged and strengthened by what he shares.

We're honored to welcome Pastor Derrill Corbin from Mannahouse Church in Portland, Oregon, as our guest speaker this Sunday. We're grateful to have him with us and know you'll be encouraged and strengthened by what he shares.

We're honored to welcome Pastor Derrill Corbin from Mannahouse Church in Portland, Oregon, as our guest speaker this Sunday. We're grateful to have him with us and know you'll be encouraged and strengthened by what he shares.

Come on a whirlwind tour through my first Neurodiversity Affirming (Un)Conference, with something I learned from every one of the 18 Neurodivergent speakers. "It was a whole mix of reflecting and connecting and creating and unthinking and thinking sideways and existing and being, and feeling." In this episode I share: The whole mission of the (Un)Conference: moving away from the pedestal types of learning we usually hear at a conference, and why every single speaker had lived experience of being Neurodivergent From Day 1: the Neurodiversity Paradigm as an autonomy model, restoring occupation rather than productivity, and why it's on the world to ask and adjust rather than leaving Neurodivergent people to do all the self-advocating How Day 2 got into my body, and why joy, rage and belonging that shouldn't have to be earned are changing how I live (sticker books included) Announcements: From September 2026, I'm adding a paid guest speaker every month to the Neurodiversity Affirming Practice Learning Hub. Podcast listeners can use POD20 for 20% off every month for as long as you're a member. Join by Friday 4th September 2026 to keep the current lower membership price before it increases. The Neurodiversity Affirming (Un)Conference is coming back in 2027. You can join the email list for 2027 updates, and you can still get three months' access to the Day 1 recordings with 20% off using POD20. Links: Neurodiversity Affirming Practice Learning Hub - keep learning from Neurodivergent people and developing your Neurodiversity Affirming Practice. Use code POD20 for 20% off every month. Join by Friday 4th September 2026 to keep the current lower membership price before it increases. Neurodiversity Affirming (Un)Conference - Get the Day 1 recordings (Use code POD20 for 20% off - available immediately!) and get 2027 event updates! Differently Aligned Podcast, Episode 47: I ran my first (Un)Conference. Here's what worked (and what I'll never do again) - Listen to the business half of this Double Up episode, where I share how I set it up, the systems, how I made decisions, and which ones played out Exploring Neurodiversity Podcast, Episode 64: Supporting AAC Users and Understanding Cultural Differences with Kaishawna Fleming - Hear a little of my (Un)Conference chat with Kaishawna Fleming on supporting AAC users and understanding cultural differences The speakers I learned from at the Neurodiversity Affirming (Un)Conference: Day 1 Sonny Jane Wise (they/them) - Website - Instagram Hibak Hassan (she/her) - Website - Instagram Kelsie "Mick" Olds (they/them) - Website - Facebook - Instagram Yenn Purkis (they/them) - Website - Facebook - Instagram Lumen Gorrie (they/them) - Website - Instagram - Appetite for Change Project - Appetite for Change Project on Instagram - LinkedIn Lorena Slade (she/her) Hayden Moon (he/they) - Instagram - Email Erin Tee (she/they) - Website - Instagram Kaishawna Fleming (they/them) - YouTube - Instagram - Email Laetitia Andrac (she/her) - Website - Instagram - LinkedIn Jessica Otter (she/her) - Instagram - Instagram - Aussie Autism Family - Facebook Michael Coles (he/him) - Website - Facebook - Instagram Sharen Lui (she/her) - Website - Instagram Day 2 Stephanie Robertson (she/they) - Website - Facebook - Instagram Christina Schmidt (she/her/hers) - Website - Facebook - Instagram Allison Davies (she/her) - Website - Facebook - Instagram Sarah Middleton (she/her) - Website - Facebook - Instagram Chenai Mupotsa-Russell (she/her) - Website - Facebook - Instagram Connect with Adina - Play. Learn. Chat.: Podcast: Exploring Neurodiversity Podcast Website: Play. Learn. Chat. Instagram: @play.learn.chat

Leading worship Josiah Bowles & Oceana church of God worship. For more information about FOLWC, Facebook, website or giving. https://linktr.ee/folwc

Jesus Sightings | Guest Speaker | Theron Cosgrave | 8.30.2026

US Treasury Secretary Bessent told Japanese officials that rate hikes are needed, according to NHK; a Japanese MoF official expects the BoJ to act on the economy and not on US influence.Nikkei 225 traded indecisively; USD/JPY traded rangebound, and 10yr JGB futures followed the declines in global peers.Crude futures remained underpinned after gaining yesterday; UKMTO received a report of an incident involving a tanker and military forces in the Indian Ocean off Oman.APAC stocks traded with a mild negative bias amid higher prices and yields; European equity futures indicate a lower cash market open.Looking ahead, highlights include German Retail Sales (Jul), Global S&P Manufacturing PMI Final (Aug), EZ CPI Prelim (Aug), US ISM Manufacturing PMI (Aug), JOLTS Job Openings (Jul), Atlanta Fed GDP (Q3), US Midterm Primary Elections in Massachusetts, Speakers include Fed's Barr & ECB's Vujcic. Supply from Germany. Earnings from Dell & Palo Alto.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

US Treasury Secretary Bessent told Japanese officials that rate hikes are needed, according to NHK; a Japanese MoF official expects the BoJ to act on the economy and not on US influence.European and US equity futures are pressured by elevated yields; US 10yr (4.78%) holds at highs, whilst the UK 10yr (5.25%) resides at levels not seen since the GFC.USD firmer against all G10 currencies with yields rallying on continued energy upside.Crude futures continue recent strength; UKMTO received a report of an incident involving a tanker and military forces in the Indian Ocean off Oman. Marisks reported that two oil supertankers were hit by projectiles.Looking ahead, highlights include US S&P Manufacturing PMI Final (Aug), ISM Manufacturing PMI (Aug), JOLTS Job Openings (Jul), Atlanta Fed GDP (Q3), US Midterm Primary Elections in Massachusetts, Speakers include Fed's Barr & ECB's Vujcic. Earnings from Dell & Palo Alto.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

Women of Worship's Opening Day is a special kickoff event each year for our weekly Women's Bible Study. This day features a special GUEST SPEAKER, Childcare, and Luncheon afterwards. Be sure to RSVP for lunch and/or childcare by clicking HERE! GUEST SPEAKER this year is Mahsa Elyaar… a wife, a mother of three boys, and a follower of Jesus. She serves as a missionary with Prestoncrest, working with house churches and Christian leaders in Iran through church planting, discipleship, and leadership development. She and her husband Nathan live in Texas with their 3 sons. “Growing up in Iran and following Jesus in a challenging environment has deeply shaped my faith and my understanding of God's faithfulness. Through my years of ministry, I have had the privilege of walking alongside believers and seeing God transform lives through the Gospel. I am grateful for every opportunity to share what God has taught me through my journey and to encourage others in their faith and walk with Jesus.” Originally living in the Middle East, she and Nathan launched an internet ministry together and provided leadership and teachings to their local churches. Nathan served as the leader of churches in five cities. They planted one Arab church and one Persian church in Turkey. In 2017, they moved to the United States where they continued planting house churches in Iran over the internet. They have planted over 80 house churches in Iran and led hundreds of Iranians to be baptized. They also produced Bible video lessons that were published in social media and over the Farsi satellite Christian T.V channel with an average audience of one million. Her inspiring story of her life and mission work is an event you will NOT want to miss!Subscribe to PRESTONCREST - with Gordon Dabbs on Soundwise

Episode Notes Music by Batya Levine Find out more at https://art-of-aging-podcast.pinecast.co

India now requires turbine data, control centers, and R&D to sit inside its borders. Plus a study on reverse flow loads in parked blades, Envision’s spare parts push across Southeast Asia, and Danish wind employment falling to 32,700. The Uptime Wind Energy Podcast is brought to you by Weather Guard Lightning Tech, creators of the StrikeTape Ultra LPS retrofit. Subscribe to Uptime’s Substack newsletter. And check out Rosemary’s “Engineering with Rosie” Youtube channel. Have a question we can answer on the show? Email us! The Uptime Wind Energy podcast, brought to you by StrikeTape. Protecting thousands of wind turbines from lightning damage worldwide. Visit striketape.com. And now, your hosts Rosemary Barnes: Welcome to the Uptime Wind Energy podcast. I’m your host, Rosemary Barnes, and I’m filling in for Allen today here with Jolanda Pedron. All right, onto our first story. India is drawing a line around its wind data. The Ministry of New and Renewable Energy has ordered every turbine maker on the approved list of models and manufacturers to report where its data actually lives. Data centers inside India, servers inside India, research centers inside India, and no real-time data leaving the country. The order went out last week with status reports due by month-end. And while the government tightens the rules on data, the hardware keeps moving in. Flender has just opened another generator plant in Chennai [00:01:00] Yolanda, I think this is gonna have a large impact on the number of companies who are, you know, there’s a lot of companies around today developing, like, smarts for wind turbines. There’s a lot of scope to operate turbines better, to improve power output, reduce maintenance costs, et cetera, and y- a lot of companies are taking advantage of that. Even Patlow has some projects going on in that sort of area. What do you think about the impact this will be? Is India planning to develop their entire own ecosystem for that aspect of the industry? I  Yolanda Padron: mean, it looks like it, right? Which is really, I mean, kind of groundbreaking. I know that we talked a couple weeks ago about Europe sort of being a little bit scared of bringing in, um, different manufacturers from Asia, um, and just the, the idea of cybersecurity being something really prevalent and really important to all of these people. So just if India starts siloing everything and that works, maybe that’ll translate to Europe.  Rosemary Barnes: Do you think that it, it can work? Has India [00:02:00] got the expertise in place already to, to make this work, or is this gonna be a real, like, handbrake on their, their wind industry continuing to develop as fast as it has been? Yolanda Padron: I mean, I’m really curious to see it because I don’t know if they’ll bring in a lot more experts to be able to, to do that.  Rosemary Barnes: I know the Indian, um, operating environment is quite different to other locations. I mean, it’s, it’s similar in a way to Australia in its dissimilarity, if that makes sense. I, I think there’s a lot of really India-specific problems, so of course Indian companies are gonna be best placed to take advantage of that. But what we’ve seen so far is a lot of, uh, companies from Europe or America coming in to y- you know, like tweak the way that they attack similar problems in other markets. They’re, you know, moving in to understand India better and take advantage of that. Now, of course, like not every smart operating method or aerodynamic improvement, they don’t all need [00:03:00] real-time data, and probably most of them don’t actually. So I think it’s not gonna like s- snip off this entire kind of improvement. But it is really interesting. It’s quite, like it is quite severe, the restrictions, and I haven’t heard of any other market, um, that is doing that. I, I don’t know, do you think it’s warranted or is it maybe like overly paranoid? I know when I heard that in, um, in Europe they’re not allowing Chinese manufacturers of inverters, for example, and I just felt like, “Ugh, is that a bit over the top?” I’m not sure. Um, yeah, what’s your opinion, Yolanda?  Yolanda Padron: I think it, it might be a little bit over the top. We live in such a globalized world that the idea of one country just siloing completely is, is a little bit strange to me. But- I guess if, if that’s, they have a, a reason for concern, then I guess it might make sense. But to your earlier point, like, I don’t know if the cost of doing this [00:04:00]would also come into play  Rosemary Barnes: Yeah, I think that there’s always a, a, a trade-off. It’s like when you have any kind of l- local content rule, which is similar in a way because it forces, um, yeah, it, it forces your own ecosystem to develop, and that’s, that’s great. Like, it is a missed opportunity if you just have, you know, like a huge new industry and you just import it all, then that i- is a lost opportunity for your own economy. But I mean, in the past, India has had pretty strong local content rules, and they do have a bunch of wind energy manufacturing, um, within the country. They are a country known for really great engineering, so it’s for sure not beyond them to, you know, step up. So yeah, I guess time will tell if this is a smart move from that point of view. I don’t think it’s actually the motivation behind this rule. I think it’s more of a, like, a cybersecurity, um, kind of perspective where you don’t want, you know, overseas companies having the ability to shut down your energy system, for example. Um, [00:05:00] so yeah, but it, it has the potential to have that other effect of, you know, like boosting the local industry or alternatively just slowing down the whole industry because they can’t get anything done. I guess that’s always that balance that you need to, need to look at when you’re looking at local content. So India is deciding who gets to control the data inside a turbine. Our next story is about something inside that same turbine nobody controls yet, the air moving across a blade that isn’t turning. A parked turbine might look like the safest thing on the site. Blades are locked, the rotor’s still, nothing turning, nothing generating. But a new study says that stillness is not safety. When the rotor is locked and the wind shifts, air can strike the trailing edge first and travel backwards across the blade. That is reverse flow, and in reverse flow, the models this industry uses to predict blade loads start to fall apart. Field data cited in the study suggests blades on turbines above 15 megawatts can go aerodynamically [00:06:00]unstable at winds as low as eight meters per second. That is nowhere near a storm. So this is actually already definitely a known issue, and I know that modern wind turbines don’t usually park with locked rotors, right, Yolanda?  Yolanda Padron: Yeah.  Rosemary Barnes: We, we saw that a locked rotor during installation was one of the causes of the Vineyard Wind fiasco, right? Where broken blade pieces washed up on the beach. So definitely something that’s known about.  Yolanda Padron: And it’s something that even onshore you have a, you have your system so that it tracks sort of where the wind is coming from. So even if it’s stopped, it won’t just be stopped at a specific angle, particularly in case the, the winds shift.  Rosemary Barnes: Yeah, and I’ve seen examples of blades failing when, um, there was a storm and there was power lost, so they weren’t able to yaw or pitch a turbine, and that also can cause… Like, any time that- Wind is going in a different direction than what the turbine desi- was designed for, you’ll get unpredictable stuff happening and often, [00:07:00] like, really bad loads. Like the harshest, um, conditions, loading conditions that a wind turbine blade has to withstand is not in operation. It’s if you’ve got just wind hitting like a bluff body, they call it, where a gust of wind just hits flat on the blade and tries to bend it. Like that is way, way stronger loading than, um, than anything it would see operationally. If you’re looking at, you know, like a really severe storm, like a one in 50 year kind of, um, wind speeds, and then if you have flow going on weird angles where it’s creating lift, then you can ratchet up those loads even more. So for sure a known issue. This study, it, it singled out turbines above 15 megawatts, which are huge. That’s a, you know, like a big offshore wind turbine. But I don’t think it’s limited to that. Like what would you think, Yolanda? Is this, is this like purely a big blades thing, or is this something that actually all wind turbines need to take into account? Yolanda Padron: Oh, this is definitely something that all wind turbines need to take into account. It’s something that we’ve seen a lot in the [00:08:00] US as well, um, onshore and s- wind f- uh, smaller wind farms and wind farms that have, you know, 200 plus, um, wind turbines on them, uh, the, the 1X or 2X turbines. Uh, this is also ver- a, a reason that it’s really important, right, to check your systems constantly, and I know that a lot of the, the owner/operators do that, um, in their regular maintenance checks. Um, but it’s, it’s, it’s an issue that, uh, if you don’t have the correct systems in place or if you just remotely reset things, uh, because you see an error that maybe you thought, “Oh, that, that must be just a glitch,” uh, then you start having issues like this that can cause catastrophic failures, not just on the blade but on the turbine itself if, if the blade ends up hitting the turbine, um, it, it ends up hitting the, the tower itself. Uh, and then [00:09:00] a similar issue, um, that can happen too is when you don’t have the correct systems in place for, for an emergency, and so the turbine can just overspin, and that also causes a lot of blade failures, uh, both onshore and, and offshore as well. But I think onshore it’s, it’s just the, the wind farms are so big that it’s It’s easy or, or easier to miss, like, one or two turbines, um, when you’re doing those checks. Rosemary Barnes: Yeah. And I think another issue with keeping the rotors locked out, and one of the big reasons why they moved to pinwheeling as the, you know, um, turbine off kind of configuration, was with the, the bearings, right? Like, it’s not good for the bearings to be totally stationary. Um, so I think that it’s better to, yeah, pinwheel. It’s lower loads on the bearings.  Yolanda Padron: Something, um, similar to this as well, right, and, and I think Wind Power posted about it the [00:10:00] other day, um, about just, oh, it’s really common for, for sites to, to think of, of a financial solution to, to negative pricing being just fully stopping turbines that might not be producing at positive pricing. Um, and then, uh, that can also cause a lot of loading issues because you’re, you’re having a, a turbine at, at full capacity, and then it just stops.  Rosemary Barnes: Yeah, that’s true. The braking loads are, are one of the more extreme loads that turbines have to withstand also. I mean, hopefully if they’re curtailing, um, voluntarily, uh, they’re not doing an emergency brake kind of level. I hope that they’re being a bit more gentle on their turbines, but yeah, for sure, like, the easiest thing for a turbine to do is just operate normally its whole lifetime. That’s exactly what it was designed to do, and anything that deviates from that can reduce the t- life of the turbine, complicate things. So machines keep getting bigger, and the physics keep [00:11:00] getting harder. Meanwhile, the map keeps getting wider. Next, a Chinese manufacturer planting both turbines and spare parts across Southeast Asia. Stay with us Speaker: Are you overspending on lightning repairs? Most operators are because solving lightning damage is complicated. Weather Guard Lightning Tech helps operators reduce lightning damage. Our innovative StrikeTape lightning diverter protects over twenty thousand blades worldwide. Now, StrikeTape Ultra installs faster than ever. StrikeTape Ultra cures uptower in just fifteen minutes, even in cold weather. Visit weatherguardwind.com to schedule a call. Rosemary Barnes: China’s turbine makers are no longer just shipping machines. They are building the network that keeps those machines running. Envision Energy has secured its largest wind project in Vietnam, 200 megawatts with REE Energy, 25 [00:12:00] turbines, grid connection targeted for October 2027. It is also the company’s largest overseas nearshore project to date. And Batangas, Philippines, Envision has opened a distribution center holding major components and spare parts close to the projects that need them. Turbines first, then the parts network. Yelena, I’m just wondering if spare parts was a big headache for you when you worked in asset management, and do you think that this plan of, that Envision has is gonna be a successful one for Vietnam? Yolanda Padron: I think spare parts, having spare parts on site or near a site is always a good strategy. I know that sometimes it can get the, the accounting itself can get a little bit difficult because for at least, you know, in the US for tax purposes, you can’t really sell something from one project to another, so you, you have to be a little bit careful, um, as far as when you hold a part or you’re sending one part that might fit in multiple sites and where you’re technically buying that [00:13:00] from. Uh, but I think the spare parts that they’re having here I, I think it’s a, it’s a really good idea, right? Because oftentimes you might have a, a big, um, there might be a big queue for a particular component that fails years after, uh, it was produced, and then you– I mean, if you need it now and there’s a big queue now, then you need to wait until it can get to site, until it can be produced, until it’s your turn in line. Uh, and so just having those components on site or really close to the site I think is a really good idea.  Rosemary Barnes: Yeah, it’s really challenging. Like it’s, it, it’s easy to imagine how you could organize a spare parts network or, you know, just l- literally a bunch of warehouses holding spare parts for the kind of, you know, like one-off failures that happen routinely throughout a wind turbine’s life. But when you start to see a serial issue or if there’s just, you know, like statistically every now and then [00:14:00] you’ll get clusters of failures even if it’s not a serial issue, that’s when it starts to get really hard. So I know in Australia, and I’m sure it’s the case elsewhere, you kind of got to pair your spare parts inventory with the capability to repair and refurbish as well. Because sometimes it’s like, you know, you might do, like speaking of blades, which is my specialty, you might have a bill of, you know, maybe even a million dollars to do a really big repair on a blade, but that’s better than spending probably, honestly, the similar amount of money on a brand-new blade, but then that comes with a six-month or a 12-month, um, wait time. You know, like obviously you’re gonna save overall if you can get that turbine up faster. And we also see a lot of, um, in-country capabilities to refurbish, you know, all of the drivetrain components and, and everything like that, and I think that that is such an important complement. Like your spare parts strategy should never just be about having them physically sitting there, ’cause if you were [00:15:00] to have enough to cover any situation, then, you know, most of your components would go unused over the, the lifetime of the wind farm. And it’s not like they’re just swap in, swap out for any different wind turbine, right? Like they are usually quite turbine specific.  Yolanda Padron: I completely agree with the idea, especially with blades and how trif- tricky some of the new blades and their, their repair processes can be. It’s really important to have a plan and not necessarily just, “Okay, now I’m gonna throw this one out and bring in a new one, and always hold a new one,” because that’s really expensive. Um, and it’s also really, really important to, uh, that doesn’t matter what particular part it is, that whatever storage facility you’re using, that you’re, you make sure that the environmental factors impacting the spare parts are taken care of, right? So, um, I know I’ve seen spare parts for a battery site or spare parts for a solar site, uh, that just kind of end up degrading even more than the parts that were in [00:16:00] operations because no one was really looking at them. They were just outside in the elements, and then you just wasted millions and millions of dollars for really nothing. Um, something that you need to take to the landfill eventually or report.  Rosemary Barnes: Hopefully recycle it if it’s electronic waste.  Yolanda Padron: I completely agree that to, to be able to, to have any sort of replacement strategy, you, or any sort of spare parts strategy, you need to make sure that, that the replacement strategy is there and that the refurbishment strategy is there. If there’s anything that you can recycle in-house and use in-house, that’s a lot better than just landfilling anything or sending anything to be recycled elsewhere where it just piles and piles and piles up.  Rosemary Barnes: Yeah. I think also it’s reassuring if you’re buying wind turbines from maybe a, a less well-known manufacturer or less well-known in your country, I think it is reassuring to have a, like just a stack of spare parts on site, because that will give you the confidence that if [00:17:00] and when things start to go wrong, you know, a few years into the wind farm’s operation, you are gonna have that capability. ‘Cause I think it is, like it’s a big leap to move away from the really, really well-known, uh, manufacturers into some of the less well-known ones and have the confidence that y- you know, you wouldn’t have any- anyone to ask what they’re like for service, uh, for example, and you might also not have confidence that they’re even gonna exist in, you know, 10 years, 20 years, 30 years’ time. So having the parts on site can give you that confidence. Although, as you say, if those parts aren’t actually functional when you go to use them, that can be worse than not having them in the first place because you thought that you were okay and then you find yourself scrambling. That’s not ideal at all. Yolanda Padron: Yeah, I completely agree. I did hear about someone who, um, had a, a blade that they They thought they, they didn’t really have the capabilities in-house to, to restore it, and so they sent it to be recycled, [00:18:00] and then later it was sold to them by their OEM, um, on site. And so I think that also speaks to the… And, and it was just because someone noticed the serial number was exactly the same and kind of noticed. It was, it was really honestly kind of a funny, funny thing in retrospect. But, uh, and it, it just speaks to the idea of you really need to understand if you’re holding spare parts and, and just in general, even if you don’t wanna hold spare parts. Um, the idea of being able to refurbish or have a plan to be able to refurbish the, the materials that you have on site is really, really, really important because it can save you so much money. I mean, the, I mean, the, for that case, just the, the transportation costs of hauling the blade off, of paying someone to recycle it, of paying for a new blade, um, and everything just to kind of be bamboozled in that way where you could’ve just repaired it on site is, is It’s almost a no-brainer, yeah. Rosemary Barnes: I gotta say, that’s like a real recycling win, right? Like, you can’t get [00:19:00] better than, than that. Uh, you know, you had a blade, you recycle it into a blade. It’s, you know, performing exactly the same function, better than shredding it and hiding it in a, you know, a footpath, a sidewalk, or something like that. Stay with China a moment longer, because the product strategy tells you as much as the project map. Mingyang Smart Energy has unveiled the Tianchi MCD 5 MW turbine at its factory in Guizhou. It’s the first machine in the company’s new medium-speed compact drive platform, a semi-direct drive that Mingyang says cuts component count by 60%. And it is built for sites nobody used to bother with: mountains, plateaus, places where the wind averages four and a half meters per second. Now, Yolanda, 5 MW is pretty big for an onshore turbine in locations. It sounds like, you know, these locations, aside from the, like, less than ideal wind resource, also sounds like places where it’s actually, you know, transport might be a bit of a constraint. I wonder what their strategy [00:20:00] is gonna be to get those large components and installation equipment in.  Yolanda Padron: Yeah, I mean, it’s, it’s not gonna be the first site, I think, that we’ve seen that where they have to develop some sort of game-changing vessel or crane or something to be able to, to get things, uh, to the site. Uh, my, my first thought honestly was just kind of like, “Oh goodness, that might be a lightning nightmare depending on, on where they’re located.”  Rosemary Barnes: Yeah, that’s true. Like we’ve seen in Japan, they have all their turbines on the ridges where the wind speeds are great, at least. Um, but they have been just absolutely destroyed by lightning, like really, really dealing with extreme situations. I think also, like these are low wind speed sites. Like what, what did they say? Four and a half meters per second average wind speeds? I mean, that’s like half what you would consider a good, a good site, right? And we know that the power in wind, it goes, like it increases with the cube of wind [00:21:00] speed. So, um, you know, like if you double the wind speed, you get eight times as much power. So it’s like all of the challenges associated with a high wind speed site in the mountains or, you know, somewhere tricky to get to you know, at least you’ve got eight times the power to make up for the effort of maintaining it. Uh, just it seems like, like a lot of effort to get to a low wind speed site, right? I think these turbines, the cut-in wind speed is gonna be two and a half meters per second, so you know, again, like you can reduce your, yeah, like the, the wind speed a- again by another factor of eight. It’s almost nothing at that wind speed. It really, yeah, I don’t know that you can make up for a low wind speed site by having a really low cut-in wind speed, right? Like, you’re still gonna end up with low power across the board.  Yolanda Padron: Yeah, and it’s, it’s strange too, I mean, we said it’s, it’s a mountainous region, right? And so, and the transportation [00:22:00] in itself, I mean, we talked about the idea of bringing them in is gonna be difficult. But I know that a lot of times we see a lot of blades that have issues down the line because of the transportation issues and because of the way that maybe they, they didn’t use the lifting points right, and there might be a lot more transportation issues or damages from transportation on the site if they come in and it’s a completely different terrain that they’re used to. Uh, and teams have to build in a completely different terrain to- that- than they’re used to, then that might also cause problems down the line. Not to mention the idea that I know sometimes in sites where there’s already roads, uh, it, it, because of the position of the turbines, because of the, the way that things are, are mapped out in development and construction, sometimes it’s a, a hassle for operations to, to get the correct cranes or trucks or everything in there to do any sort of maintenance. Uh, so [00:23:00] I can’t imagine in a place where it’s just really, really difficult to get to in general.  Rosemary Barnes: Yeah, and especially over the lifetime, you know, maintenance i- is gonna be such a challenge. So I think that it sounds like they’re aware of that because their emphasis with this new platform, dropping the component count by 60%, that’s a claim from Ming Yang that I haven’t seen the details of. It seems highly implausible but, um, yeah, I would wanna look into that a bit more to believe it. But they also say that their new bearings and gearbox features lift reliability by 10%, so yeah, I think that that is going to make their job a little bit easier, but yeah, I don’t know if it’s enough that would make me wanna invest in a wind farm with a, what was the number? Four and a half meters per second average wind speed. Seems marginal at best. So new machines for marginal sites built in China and priced to compete. Now let’s move [00:24:00] to Denmark, where the employment numbers show what that competition feels like from the other side. Back in a moment. Speaker 4: Delamination and bondline failures in blades are difficult problems to detect early. These hidden issues can cost you millions in repairs and lost energy production. CIC NDT are specialists to detect these critical flaws before they become expensive burdens. Their nondestructive test technology penetrates deep into blade materials to find voids and cracks traditional inspections completely miss. CIC NDT maps every critical defect, delivers actionable reports, and provides support to get your blades back in service. So visit cicndt.com because catching blade problems early will save you millions Rosemary Barnes: Numbers out of Denmark tell two stories at once. Green Power Denmark counted [00:25:00] just under 110,000 full-time jobs across the Danish energy sector in 2025. That is up 1,526 positions or 1.4%, slightly ahead of Danish employment overall. That is the good news. Inside the wind sector, employment fell to 32,700, a drop of roughly 500. Green Power Denmark blames international competition and unfavorable market conditions. Its chief economist calls the dip normal You know what, Yolanda? I think that if Denmark’s labor market is weak in the wind industry, there are many countries outside of Denmark that would wanna snap up that talent. I know that my own company, Pardalote, is included in those numbers of people that would really like to have Danish talent. I’m trying to s- hire someone currently that’s got wind turbine blade expertise, and I tell you what, that is not easy to do in Australia. So I would say if there are any Danes listening or watching who fancy a move to Australia, then please do get in touch [00:26:00]if you have some excellent wind turbine blade experience. Yolanda Padron: You guys would have a lovely, lovely boss. I’ve- I just gotta say that. The learnings that you have in Denmark and just the, the, the school- not just from the schooling, the, the onsite, I mean, it- it’s just historically Denmark’s been really, really great in, in wind. And there’s just so many bright minds, um, that d- I mean, if, if they can’t find a j- a job in Denmark, then I, I agree that there’s a lot of places in wind that if they’re, they’re okay with moving, they’ll, they’ll find a, a good spot that’ll receive them really happily. Rosemary Barnes: I know it is a bit of a, like, a cultural blocker. Danes more than other nationalities that I know are, are really, um, I don’t wanna say attached, it makes it sound like not quite the word I’m looking for, but they, they do really appreciate the region that they’re from and, you know, family is so important to Danes, so not the easiest thing [00:27:00] to just say, “Just move to the other side of the world.” But you know, I did it. It, it can be done and, uh, yeah, Australia is, has got very nice weather, especially at the moment. It’s, um, it’s gonna be… It’s been, like, in the high teens Celsius all this week, and this is, I’m in Canberra in still winter and, uh, yeah, like, on the weekend it’s gonna be 20 degrees. It’s, you know, normally 15 degrees is a really great one-off day in winter. It was my birthday this week and in Denmark there is a, a saying or a, you know, a belief that if you have good weather on your birthday, then that means that you must have been really good all year. And the weather was just, like, unprecedentedly good for my birthday, um, yeah, for a winter day. So obviously I was very, very good this year. Yolanda Padron: You’re a great person, and happy belated birthday.  Rosemary Barnes: Thank you. But it is something that I say every time we get another story about another Danish wind energy company that’s, you know, doing layoffs and, you know, I’m honestly surprised that it’s [00:28:00] only 500 fallen in wind energy. If you look at, like, even just the job losses at LM Wind Power alone, um, I think that it would be about that many, right? And so there are obviously some other companies um, growing to absorb some of the job losses, ’cause for sure we’ve covered more than 500 job losses just on the show. But I know I always feel really sad, um, not just for the people involved who y- you know, probably love wind energy and wanted to work in that field, but I feel sad that, you know, this was such a strength for Denmark, their, their wind industry, that they had been, you know, developing this expertise since the ’70s, honestly. Uh, really, really world leading and, uh, of course, like, globalization means that you can’t, like, stay siloed forever, and Denmark obviously also took advantage of that globalization to, you know, export. Wind industry was a huge export market for Denmark, and still is. Um, but I do, I, I just feel really bad at the companies that are losing, um, all of that, you know, institutional [00:29:00]knowledge and the really, really deep specialist knowledge. It’s, um, yeah. Uh, and they’ll go on to, you know, bring new skills to other industries, but it just makes me sad. As a wind energy lover and, um, you know, somebody who has a lot of friends that work in wind industry in Denmark, I do feel, feel sad. And there are some of my old colleagues who are amazing, like, literally the best engineer that I ever worked with, an electrical engineer, it, it was not easy for him to find a new job in wind. I’m actually not sure if he’s working in that industry now. And plenty of other, like, really, really talented engineers that have gone on to other, um, yeah, other different kinds of industries, and it just makes me a little bit sad.  Yolanda Padron: Yeah. I mean, there are a lot of people too that are com- And I agree, it’s sad. It’s really sad. But I, there are a lot of people too, some friends that, uh, just, you know, started doing consulting on their own, and it’s, it’s good to see that they’re still in wind, you know? Because they’re, they, they’re so smart and they have so much knowledge of so many years in the industry that they bring to the table, um, [00:30:00] that, I mean, it, it might even work out better for them, right? Because maybe now they’re not just wor- focusing on Denmark itself, and now they get to, to expand and do what they evidently love to do, uh, the, for clients around the world, which is really exciting.  Rosemary Barnes: Well, that wraps up another episode of the Uptime Wind Energy podcast, and my first as the primary host of the show, so let me know if you think I did a terrible job in the comments. Comments boost engagement, make me look better. So if today’s discussion sparked any questions or ideas, we’d love to hear from you. Reach out to us on LinkedIn, and if you found value in today’s conversation, please leave us a review. It really helps other wind energy professionals discover the show. And don’t forget to subscribe so you never miss an episode. For Yolanda, and Matthew and Allen Hall in their absence, I’m Rosemary Barnes, and we’ll see you here next week on the Uptime Wind Energy [00:31:00] podcast.

The Pleasure Zone with Milica Jelenic - Diamond Host Toying with better sex can transform the way couples experience pleasure, connection, and intimacy. Toying with sex isn't just about adding gadgets to the bedroom—it can be about discovering what your body wants, communicating desires, and making sex more playful. Toying with better sex can also help break routines, spark curiosity, and create new opportunities for pleasure and connection. In this episode, we'll explore five provocative talking points: Why Toys Can Make Sex Better Toys, Communication & Consent When One Partner Isn't Into Toys Solo Pleasure Meets Partnered Sex From Routine to Adventure 5 Key Takeaways Sex toys can be tools for self-exploration. Learning what you enjoy can make it easier to communicate your preferences and desires with a partner. Adding toys can create more pleasure, connection, and intimacy. Curiosity and play can help move sex beyond routines that have become predictable or stagnant. Consent and communication are essential. Regardless of how long you have been together, introducing or using a toy requires conversation and consent. Choose what works for your body—not what is popular. Different bodies enjoy different types and levels of stimulation, so the most talked-about toy may not be the right one for you. Solo pleasure can become part of partnered pleasure. Exploring a toy yourself and then showing your partner what works can open communication and create new opportunities for play together. Join Milica Jelenic, Sex & Intimacy Coach and Holistic Health Practitioner on this episode of The Pleasure Zone where we will be "Toying With Better Sex". Grab your Yes, No, Maybe list - all about Playful Tips for Pleasure here    The Pleasure Zone – A Guide For Curioius Pleasure Seekers Inspired Choices Network Hosts Author Milica Jelenic   Amazon.com – https://www.amazon.com/dp/1997615401 Amazon.ca – https://www.amazon.ca/dp/1997615401     ~ More About The Pleasure Zone ~ Milica Jelenic is a Sex & Intimacy Coach, Speaker, and Pleasure Advocate who empowers individuals and couples to cultivate deeper intimacy, authentic connection, and greater vitality. Through her intuitive, playful, and compassionate approach, she helps clients release judgment, embrace their bodies, and discover how pleasure can become a powerful catalyst for healing, confidence, and a more fulfilling life. Known for creating a safe, engaging, and transformative space, Milica combines insight, curiosity, and practical guidance to inspire meaningful change. She invites people to explore new possibilities, reconnect with themselves, and experience the joy, ease, and aliveness that come from living with greater pleasure, presence, and self-acceptance.    MilicaJelenic.com   www.milicajelenic.com/    Email   milica.jelenic.mj@gmail.com    YouTube   www.youtube.com/@thepleasurezone    LinkedIn   www.linkedin.com/pub/milica-jelenic/37/349/772    Instagram   www.instagram.com/thepleasurezoneradio/    Facebook   www.facebook.com/MilicaPZ       TikTok   www.tiktok.com/@milicajelenic1 The Pleasure Zone with Milica Jelenic: https://www.inspiredchoicesnetwork.com/podcast/the-pleasure-zone-milica-jelenic/

Industrial Talk/BCC is talking to Sounil Yu, Chief AI Officer at Knostic about "The DIE Triad - Distributed, Immutable and Ephemeral". The conversation promotes the Barcelona Cybersecurity Congress, scheduled for November 3-5, 2023. Speaker 1 emphasizes the importance of cybersecurity and networking opportunities at the event. Sounil Yu, a seasoned cybersecurity professional, discusses the evolving landscape of cybersecurity, particularly the role of AI in making cybersecurity less relevant. He introduces the DIE triad (Distributed, Immutable, Ephemeral) and the Cyber Defense Matrix as frameworks for addressing cybersecurity challenges. Sounil also highlights the need for a cultural shift towards high-velocity engineering and continuous reengineering to stay secure. The discussion concludes with information on how to connect with Sounil and attend the Congress. Outline Barcelona Cybersecurity Congress Promotion Scott introduces the Barcelona Cybersecurity Congress, emphasizing its importance and urging listeners to mark their calendars for November 3-5.The event is described as a must-attend for networking with top cybersecurity professionals from around the world.Scott mentions their own participation and broadcasting at the event, encouraging listeners to join.Contact information and details about the event are available on Industrial Talk. Introduction to Industrial Talk Podcast Scott reiterates the importance of the Barcelona Cybersecurity Congress and its alignment with Industrial Talk's mission to celebrate industry professionals.The podcast is described as a platform for celebrating bold, brave, and innovative industry professionals.Scott emphasizes the collaboration with the Barcelona Cybersecurity Congress and the importance of cybersecurity solutions and professionals. Introduction of Sounil Yu Scott introduces Sounil Yu, highlighting his extensive experience and expertise in cybersecurity.Sounil's background includes roles at Bank of America and his experience in penetration testing and red team activities.Scott praises Sounil's ability to make complex cybersecurity concepts consumable and understandable.The conversation is set to delve into topics like cybersecurity, AI, and network protection. Sounil Yu's Background and Philosophy Sounil shares his 30+ years of experience in cybersecurity, including his role as a chief scientist at Bank of America.He describes his job as running experiments to learn through failures, emphasizing the importance of documenting and explaining what is learned.Sounil discusses the rapid changes in technology and the need for organizations to adapt to new challenges.He introduces the concept of the Cyber Defense Matrix and the DIE triad (Distributed, Immutable, Ephemeral) as tools for understanding and addressing cybersecurity issues. The Role of AI in Cybersecurity Sounil explains how AI is accelerating the evolution of cybersecurity, making traditional cybersecurity approaches less relevant.He introduces the concept of high-velocity engineering organizations that constantly build, rebuild, and tear down systems to reduce attack surfaces.Sounil provides examples of how AI tools are enabling organizations to pivot quickly and adapt to new challenges.The discussion touches on the cultural shift needed for organizations to embrace high-velocity engineering and the role of AI in facilitating this change. The DIE Triad and Cybersecurity Sounil elaborates on the DIE triad, explaining how distributed, immutable, and ephemeral systems can reduce the burden of security.He discusses the trade-offs between long-lived assets and the benefits of short-lived systems in terms of security.Sounil provides examples of how AI is enabling the creation of ephemeral systems that are less vulnerable to attacks.The conversation highlights the importance of adapting to new technologies and the role of AI in enhancing cybersecurity. Training the Next Generation of Cybersecurity Professionals Sounil emphasizes the importance of curiosity and experimentation in developing cybersecurity professionals.He encourages young professionals to explore new technologies and understand their vulnerabilities.The discussion touches on the need for continuous learning and adaptation in the cybersecurity field.Sounil highlights the importance of addressing both long-lived and ephemeral systems in cybersecurity training. The Future of Cybersecurity and AI Sounil discusses the potential of AI to improve cybersecurity by proactively finding and addressing vulnerabilities.He acknowledges the current advantage of attackers in using AI for attacks, but sees a future where defenders can leverage AI for better security.The conversation explores the role of AI in accelerating high-velocity engineering and the benefits of reengineering systems quickly.Sounil emphasizes the need for a mindset shift towards continuous building and reengineering to stay ahead of cybersecurity threats. Cultural Shift and Organizational Adaptation Sounil discusses the cultural shift needed for organizations to embrace high-velocity engineering and AI.He provides examples of how organizations have adapted quickly during crises, such as the COVID-19 pandemic.The conversation highlights the importance of a flexible and adaptive culture in cybersecurity.Sounil encourages organizations to see themselves as developing countries, constantly building and reengineering to stay competitive. Conclusion and Contact Information Scott wraps up the conversation, emphasizing the importance of attending the Barcelona Cybersecurity Congress and networking with professionals like Sounil.Sounil provides his contact information, including his website and LinkedIn profile, for listeners interested in learning more.The conversation ends with a reminder of the discount code for the Barcelona Cybersecurity Congress and the importance of staying connected and informed.Scott reiterates the value of the event and the opportunities it presents for professional growth and networking. If interested in being on the Industrial Talk show, simply contact us and let's have a quick conversation. Finally, get your exclusive free access to the Industrial Academy and a series on “Why You Need To Podcast” for Greater Success in 2026. All links designed for keeping you current in this rapidly changing Industrial Market. Learn! Grow! Enjoy! SOUNIL YU'S CONTACT INFORMATION: Personal LinkedIn: https://www.linkedin.com/in/sounil/ Company LinkedIn: https://www.linkedin.com/company/cyber-defense-matrix/ Company Website:

Keith explores how real estate strategies have shifted from the 1980s to today and explains why investors need to adapt deal structures to changing interest rates, lending conditions, and market cycles.  He highlights current opportunities in new construction and builder rate buydowns, along with the long-term benefits of fixed-rate debt.  Keith is joined by economic futurist and author Richard Vague, who challenges conventional beliefs about inflation and interest rates and explains how government intervention, war, and supply constraints shape asset prices and leverage decisions. Together, they provide a big-picture framework for understanding how today's macro environment affects real estate investing decisions. Episode Page: GetRichEducation.com/621 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  FAMILY to 66866  Join Mid South Home Buyers' one-time, free live webinar featuring Keith Weinhold on September 30 at GetRichEducation.com/MidSouth to learn how Memphis' economic expansion could create new real estate investment opportunities, and have your questions answered in real time. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE. I'm your host Keith Weinhold. Learn how dramatically real estate has changed from the 1980s through the late 2020s. We'll be sure that your approach is changing with it. Then a great guest and I discuss how war and future calamities will affect mortgage rates, inflation, and your real estate today on Get Rich Education. What if I told you that one of America's strongest cash flow real estate markets is also becoming the new brains and brawn behind AI? That city is Memphis, believe it or not. In September 30th, we're going to show you why the smart money is paying attention now, along with an investing opportunity you won't want to miss. Join me, Terry Kerr and Matthew Van Horn of Mid South Home Buyers, the largest turnkey company in Memphis with more than 6,000 homes under management, for a free live webinar, the likes of which I've never done before. We're going to look at what billions in new investment could mean for jobs, housing demand, neighborhood appreciation, and your portfolio. Everyone who attends live will also get exclusive access to the best deal terms Mid South has ever offered. Reserve your free seat at getricheducation.com/midsouth. Again, that September 30th. Don't say we didn't tell you. Save your spot at getricheducation.com/midsouth.   Speaker 1  1:35   You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get Rich Education.   Keith Weinhold  1:51   Welcome to GRE from Cambridge, England, to Cambridge, Massachusetts, and across 188 world nations. I'm Keith Weinhold. You're inside Get Rich Education. You could be doing anything with your time. I'm grateful that you choose to listen to me every week. You know, real estate investors sometimes say, "Ah, there aren't any deals anymore. What they usually mean is the deal structure that they learned five years ago stopped working. There are always opportunities in real estate, but your approach changes with interest rates, lending standards, inventory, construction, government policy, and just the overall economic cycle. The best investors don't wait for yesterday's market to return. That's like someone still hoping for Blockbuster Video Store to reopen. They identify what today's market is offering instead. Just consider this historic retrospective on real estate investing from the Reagan administration to today, in 1981, the 30-year mortgage rate peaked above 18.6%. I mean, just imagine proudly telling your friends that you locked in at 17% before rates went higher. That mortgage needed its own defibrillator. By 1984, rates were still near 16%. The strategy then, the approach, was for a buyer to assume the existing owner's lower rate mortgage that they locked in a few years earlier, perhaps in the late 70s, that's how you got a good deal, assuming that existing owners lower-rate mortgage. You can't do that so easily today.   Keith Weinhold  3:50   By the late 80s and early 90s, the opportunity shifted from assuming attractive debt to buying distressed properties. The S and L crisis was upon us. Savings and loan failed lenders found themselves holding piles of distressed real estate, so investors bought foreclosures and REOs at discounts. They improved neglected buildings and then they repositioned them for income. You probably know that REO stands for real estate owned on a bank's balance sheet. All REO means is bank-owned property, but that's what you did. You found those, and then you scooped up a deal that way. As the 1990s progressed, interest rates declined, and loans also became really easy to obtain. We were tilting into the loosey-goosey easy lending environment. In the 90s, it was popular to buy an undervalued property, renovate it, raise the rent, and refinance it based on the improved value. That process later got a buzzy acronym and became known as the Burr strategy: buy, rehab, rent, refinance, repeat. By 2005, financing got more creative. This is when I was a new real estate investor. I remember obtaining what were known as 8015 five combo loans. This meant an 80% first mortgage, 15% second mortgage, and 5% down payment. You remember those? If you've been around for a while, you do. And see, this way you could avoid paying PMI, and you could control property with an astounding 20 to one leverage ratio due to that 5% down payment, but soon enough lending just got absolutely too creative and easy. The quiet lending party turned into a boisterous kegger, delivering the 2008 financial. crisis, and pretty soon I could no longer get any loans. From 2009 through the early 2010s, you could buy foreclosures and short sales at enormous discounts if you could find the loan.   Keith Weinhold  6:20   Financing was tough, but prices were super low. It might have even made sense to pay cash at that time. Fear was everywhere right after the global financial crisis. I mean, it really took courage to act when others were hiding under the bed. By 2020 and 2021, the opportunity changed from cheap property to cheap money. Mortgage rates dropped below an absurd 3% as a result of the COVID pandemic. You could lock up extraordinarily cheap debt for less than the inflation rate, and then let inflation nibble away at it like Pac-Man. Of course, a lot of us are still benefiting from that today, but that opportunity is long gone now. But it doesn't mean that deals are gone today. Where's the opportunity? One of the best ones is often found in new construction, large build. have got to keep moving their inventory as they build these homes because they have got to keep their crews busy. An unsold house for a builder-I mean-that produces as much income as an unplugged Bitcoin miner. Rather than make conspicuous price reductions, builders use their financial muscle to buy down mortgage rates for you, often in the 5% range or even lower.   Keith Weinhold  7:52   Builders might also offer you closing cost assistance, upgraded finishes, or other incentives that a single resale seller just can't match. So from the Reagan administration to today, over 45 years, the winning strategy just keeps morphing. It started out back then as assume the loan, over to buy distress, then to renovate and refi, then it was a creative financing wave, and then cheap debt, and today take the builders buy down. That's where we are. The mistake is deciding in advance what a deal is supposed to look like. The best deal structure changes, and of course, it's going to change again. The investor who keeps fighting the last war is always going to conclude that the opportunity has disappeared, but it hasn't. It's just changed clothing. Still, though, today's new purchases now-they're not as good as the deals that they were five years ago, but the best investors keep investing. They keep adding to their portfolio. It's what they've always done. Absolutely zero winning investors that are successful over time look back and say things like, "I didn't add anything to my portfolio during that 10-year span for this or that reason, the market changes, and you've got to adapt with it. That's a way to think about it. Take solace in knowing a few things. Deal structure changes over time are inevitable. And larger picture, you are investing in a product that is sustainable residential real estate in the form of long-term rentals. These entry-level properties are a scarce asset that people are going to continue to need. I mean, that's what we do here. Just compare. To the fads that we avoid around here, like NFTs, metaverse real estate, which we discussed on the show a few years ago, but said is highly dangerous, eye buying, value add apartment syndications, SPACs, or how about ICO funded altcoins? We don't chase the latest hot thing here at GRE. It is about what's sustainable, necessary, and cannot be easily disrupted by AI, and that's one reason that Get Rich Education is still standing strong after 52 episodes every year for almost 12 years now. Shortly, we're going to bring in a rather esteemed guest today on the future direction of interest rates and inflation. Interestingly, he believes that raising interest rates does not cool inflation, and that's contrary to popular belief. I'm going to press him on this and ask why, but first, our new Fed chair, Kevin Warsh. He's only been on the job a few months now.   Keith Weinhold  11:07   He is gaining a reputation for not forecasting what they're going to do ahead of time, like his predecessor had. I guess I tend to like his disposition and the way that he communicates, I sense some pragmatism with Warsh, but gosh, it often seems that a new Fed chair gets off to a well liked start, and then they do something that lots of people criticize. Like, remember in 2004, late Fed Chair Alan Greenspan suggested more borrowers could benefit from adjustable rate mortgages shortly before rates rose and ARM resets became financial landmines. In 2007, Ben Bernanke said that subprime mortgage problems were likely to be contained. Oh, right after that, they helped trigger the global financial crisis, and more recently, the Jerome Powell gaffe, which I'll mention in the interview shortly. Here's what current Fed Chair Warsh says about inflation:   Kevin Warsh  12:14   For some households, businesses, and market professionals, five years of high inflation have left a mistaken impression, that's hard to shake, that the Fed's implicit inflation target was somehow above 2% Let me reiterate, there is no soft inflation target. There is no soft implicit target, not on this committee's watch. There's only a target, and it's 2%   Keith Weinhold  12:42   It's obvious that he is serious about getting inflation back down to 2% That tends to point toward interest rate increases. Let's discuss that and more with this week's brilliant guest. This week's guest is an economic futurist keynote speaker, and he's quite a popular author. He is chair of the board of the Public School Employees Retirement System. That's the largest public pension fund in Pennsylvania. Previously, the Pennsylvania governor appointed him as the secretary of banking and securities for the Great Commonwealth of Pennsylvania, he's also the founder and president of several various organizations today, and he serves on several boards, including at the University of Pennsylvania and the School District of Philadelphia. I mean, I hardly know how he has time to do it all, but he made time for us today. Hey, it's great to welcome back Richard Vague.   Richard Vague  13:45   It's such an honor to be with you. I certainly enjoyed our last session, and it's really wonderful to be back.   Keith Weinhold  13:51   Well, and so much has changed since you were last here, Richard. First, why don't we pull back and talk to us about the general state of the national economy today, as you see it.   Richard Vague  14:04   ou know the economy was rocking along okay, and you know since you guys are such experts in real estate, I'll tell you one of the most important statistics, in my opinion, is the number of unsold homes, and by all rights, that number should be about 2 million homes. It's only about a million and a half. So there's a deficiency in our housing stock in the United States, which is, yeah, I think good news for the housing industry. It's always good to have a reason to have to grow. You may recall that in 2007, that had gotten up to four millinomes, which was a catastrophe, as we all know. So, it's the economic statistic I looked at first and most closely, and that was, you know, an okay number, and a lot of the things were going along. You know, not fabulous, but not terrible. Things were kind of moving. And all of a sudden now we have the war in Iran, and that's creating all sorts of problems for us, which you know I think you guys are concerned about. So I generally think the economy's been good, but there's a lot of dark clouds on the horizon.   Keith Weinhold  15:15   You know, Richard, I was recently sharing something remarkable with our audience. To your point, just since 2020, consider all the calamities that we've had: COVID, Ukraine, Israel, Gaza, tariffs, and the Iran War. Just since 2020, what's the result of all that? Both stocks and residential real estate are near all time highs.   Richard Vague  15:42   Yeah, well, you know, one of the things that's true is that this is something I go to in great detail in my book Paradox. But the more debt there is, the higher asset prices go.   Keith Weinhold  15:53   Yeah.   Richard Vague  15:54   You know, in the case of housing, that broadly helps middle America. In the case of the stock market, the top 10% of the country owns 87% of the stocks, so that tends to go to the wealthiest instead of to the broad population. But yeah, those two things are at highs.   Keith Weinhold  16:12   You're touching on your well-received 2023 book, The Paradox of Debt, and you know, Richard, amidst all these calamities and all this potentially unprecedented level of government intervention that we've had-you know-it makes one wonder during the next crisis, which is inevitably going to happen, will the government just step in and provide relief again? And how would that look?   Richard Vague  16:38   You know, I think that's one lesson that government has learned indelibly. Way back in 1929, in the couple of years that followed, the government did not step in, and we saw what happened. And I think there's a generation of economists that understand the role of government in a calamity, and you know it's pretty simple. You know the government comes in and crops up financial institutions as they did in 2008, simply by providing the liquidity or buying the bad assets, or the government steps in with relief checks as they did in such a massive way in 2020. But the government has learned that at least to some degree, it needs to intervene. I can't imagine that ever not being true.   Keith Weinhold  17:26   Goshmright when you think about 2020s stimulus and how emergency lending facilities were set up, you had the payment protection program, stimulus checks, mortgage loan forbearance. It's just like this government won't let the asset holders fail.   Richard Vague  17:46   Well, yeah, you know, there's failure, and then there's something that's hurtful but not quite failure. You know, I can imagine that the government will be able to prevent, in some circumstances, certain asset prices going down some amount, it's actually fairly commonplace for stocks to go down 10 or 20% I can see real estate prices going down as they have in the commercial office space. Yeah, but yes, the government will step in when those things become extreme to prevent a true calamity.   Keith Weinhold  18:19   Of course, one consequence of the interventionism is elevated inflation. I know how you've talked before about how the level of inflation is higher than most people think. For example, you'll see today's CPI numbers in the mid threes. Talk to us some more about why inflation is higher than most people think.   Richard Vague  18:41   Well, I have studied inflation, you know, fairly diligently, and inflation really relates to the constriction of supply. And if you look over the 250-year history of the United States, we haven't had that many episodes of bad inflation, and they've always related to a constriction of supply. Most of them have occurred during a war when, for obvious reasons, you know, supplies are constricted. The big 1970s episode of inflation was because OPEC, which had so much more power back in those days, acted to you know punish the United States by constricting supplies, and the price of a barrel of oil went from $4 to $40 a barrel. Yeah, between 73 and 79. COVID was another instance where inflation related to constriction of supply. That was you know people couldn't go to the meat factory to cut meat. People couldn't go to the factories to build things, so all of a sudden our supplies were decimated, and we had a short burst of very painful inflation. Well, now we've got the straight of four moves, and that is impacting the price of oil. I think it's going to impact the price of oil more going forward because. Because we've been able to rely on reserves, both the U.S. has been able to rely on reserves, and China has been able to rely on even greater reserves. And you know we haven't seen the brunt of that, but unless something's resolved pretty quickly, I think in the fall and winter we're going to see even more problematic prices there. But we know agricultural prices and even the flow of commodities like wheat are constricted by the constraints in the Strait of Hormuz and, frankly, other waterways as well. Now, one of the things the numbers that you see reported tend to underreport inflation because it looks at a year-over-year number and doesn't really capture it if it's moved up more sharply in the last month or two. So we look at it on a month-by-month. We you know we break it down about as to as many parts as you can break it down into. But PPI, which is kind of a leading indicator on the eventual CPI PPI's producer price index, it was 4.7% this last month. That would suggest to you that things which are in the mid threes now, which is more higher than we want, you know, probably trending over. Maybe not next month, but you know, over the next three to six months, I'm not going to be surprised if the number's more in the four to five range. So, yeah, I think inflation's being somewhat underreported at the moment.    Keith Weinhold  21:29   The PPI being that harbinger of consumer prices, often four to six months down the road. And Richard, the last time you were here, when it comes to checking and controlling inflation, you said something so interesting. You said that higher rates, which is typically the response in order to try to quell inflation, higher rates actually do not lower inflation, and you did not get a chance to expand on that because we ran out of time. Tell us more about why higher rates do not reduce inflation.   Richard Vague  22:05   Well, I'm going to answer that a couple of ways. One of them is higher rates don't open the Strait of Hormuz.   Keith Weinhold  22:12   Right.   Richard Vague  22:13   You can put rates as high as you want, and it's not going to open the Strait of Hormuz.    Keith Weinhold  22:16   Chairman Warsch doesn't open the Strait. Yes, he doesn't get oil produce nothing.   Richard Vague  22:20   Strait of Hormuz.   Keith Weinhold  22:21   Yeah.   Richard Vague  22:21   And so we can do all we want to on raids, which is a very blunt instrument, and it's not going to address the supply constraints that are geopolitical and war related. So, if you want to curb inflation right now, there's two things to do. One of them's you know end the war with Iran, and the other is to kind of back off a lot of these tariffs that have become so problematic. I think there's a place for tariffs. I think there's certain things China's doing that you know a call for an appropriate level of tariffs. I'm not sure we should be big tariffs on Canada and some of these other places, which have the effect of increasing the cost of our farm equipment and cars and other things like that. So, if you really want to address inflation and address the things that truly underlie inflation, and if the second way I'd answer this is to say, go look at the debt, track the data from you know 1945 or 50. You know, we really look at the post World War II period as the place we really learn things from, and over that period, increased government spending has been accompanied by reduced interest rates and reduced inflation. So, reduced interest rates and reduced inflation have gone hand in hand, and rising interest rates and rising inflation have gone hand in hand, and it's a really easy thing to look at. We've got the data on our site, but there's only been three periods where you've had big shifts in government spending and rates. They're pretty easy to look at, and there's actually empirically an inverse relationship between rising interest rates and it's the opposite of what economists tell you.   Keith Weinhold  24:09   I think, in general, economists tell us that when inflation is high, you raise interest rates because consumer spending is about 70% of the economy, and those higher rates therefore incentivize people to be savers because they're getting paid a higher yield, keeping those dollars out of the economy, and they're less incentivized to be borrowers and expand the economy that way. I think in general that's why economists say that higher interest rates reduce inflation. Do you agree with that?   Speaker 2  24:40   Well, no, I don't, and the reason I don't is because when you look at the data, that doesn't happen. These are easy things to check, and what I would say to you is that rising interest rates increase costs, and you guys know that better than anybody in the world.   Keith Weinhold  24:56   With mortgages. Yeah.   Richard Vague  24:58   What do rising interest rates do to? Cost of your mortgage.   Keith Weinhold  25:02   Everything increased substantially.    Richard Vague  25:03   It has system prices at the grocery store. Well, the grocery stores have to pay our interest for their inventory. So the more intuitive and obvious thing is that rising interest rates increase prices. And by the way, if you and I were to go look at the data right now, which I look at almost daily, that we would see periods of rising interest rates correlate to periods of rising increased costs.   Keith Weinhold  25:29   Well, I'm glad you look at history because I often say here at Get Rich Education, if you want to know what's going to happen in the future, it's easy to have a hunch, but it's more important to look at history. Can you talk to us some more about how, over the long term, higher interest rates don't suppress inflation? If that's what you're saying,   Richard Vague  25:47   yeah. The greatest rise in inflation, you know, in my lifetime was the late 1970s.   Keith Weinhold  25:55   Yeah,   Richard Vague  25:56   and for the entire time that interest rates were going up, prices and inflation were going up, and it wasn't until interest rates started coming down that inflation started coming down. So we could look at any number of periods, and if you're going to argue the opposite, you need to go find me some data.   Keith Weinhold  26:15   Okay. Well, speaking in more modern times, in the last wave of inflation that we had, the CPI peaked at 9.1% in June of 2022. This is the whole famous Jerome Powell: inflation is only transitory. Oh shoot, no, it's not. I better hike rates. He did, and then inflation came down. Is it as simple as that cause in effect, or did something else make inflation come down post COVID.   Richard Vague  26:42   Inflation came down, and it came all the way down in July of 2022. It didn't come down gradually over six, 912, 18 months. You go look at the length monthly inflation. Inflation came all the way down in July of 2022, and stay has stayed down all the intervening period until very recently with the Iran War. July of 2022 was before there was a dramatic increase in interest rates.   Keith Weinhold  27:18   Right,   Speaker 1  27:19   that's simple.   Keith Weinhold  27:21   What caused inflation to come down? Then is it because supply began to arrive on the market again?   Richard Vague  27:27   People went back to work, started building things again.   Keith Weinhold  27:30   Producing.   Richard Vague  27:32   And the problem was folks had not been able to go to the factories and make things, and so we had a you know global supply deficit. Well, the nice thing about that is that you know money incends people to scramble back to work, make things again, and you know once they start doing that, and the Fed actually produces something they call the Global Supply Chain Pressure Index. You can get it on the Fed site. If you look at it, it's supposed to be kind of at zero, and anytime supply chains are disrupted, it shoots up. And any you know, any time the opposite happens, you know there's overcapacity. It goes down, and you can see exactly when supply chains repair is happening. So go look at the. It's called the GSCPI. It's on the Fed side. You'll see that global supply chains had largely started to be dramatically repaired in the spring and summer of 2022, and naturally, supply and demand works. All of a sudden, supply starts showing up, and prices go to hell.   Keith Weinhold  28:39   We're talking with economic futurist author and Pennsylvania's governor-appointed former secretary of banking and securities Richard Vague, more when we come back on the affliction of inflation, what this means for real estate investors, and more. This is Get Rich Education. I'm your host Keith Weinhold. What if you got your mortgage loans the same place I get mine. You sure can at Ridge Lending Group NMLS 42056. They provided GRE listeners with more loans than anyone because Ridge specializes in investment property. They'll help you build a long-term plan for growing your real estate empire with leverage. Start your prequal and even chat directly with President Caeli Ridge. While it's on your mind, start at ridgelendinggroup.com. That's ridgelendinggroup.com.   Keith Weinhold  29:29   Let me ask you something: If you've worked hard to build wealth, is your money positioned to actually support your goals? A lot of accredited investors leave capital sitting in cash because it feels safe, but inflation and missed income opportunities can quietly erode its value. Freedom Family Investments offers freedom notes for investors seeking structured income backed by real estate. It's a straightforward approach built on real assets, not speculation. In full disclosure, I'm an investor myself. What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk, and nothing is guaranteed. But with a track record of consistent, on-time investor payouts, they built real credibility. Go to freedomfamilyinvestments.com to book a clarity call or text family to 66866. That's family to 66866.    Dolph Derues  30:31   This is the king of commercial real estate, Dolph Derues. Listen to Get Rich Education with Keith Weinhold and don't quit your daydream.   Keith Weinhold  30:45   Welcome back to Get Rich Education. We're talking with Richard Vague. Richard is the founder and president of so many organizations today. He's the author of several popular economic books. He chairs the board of the Public School employees retirement system. That's the largest public pension fund in Pennsylvania. He's in a lot of places at once, seemingly. Richard, we're talking about inflation before the break. What is the right inflation rate?   Richard Vague  31:16   Well, like I said, inflation. If you look at the entire 250-year span of the United States has it been an affliction that has affected us that often? It is political kryptonite. So when it does happen, it steers our consciousness, and it you know certainly affects your industry. But you know, if we look historically, the Fed targets 2% It's not a bad thing to target. We never really have achieved that level for any length of period. I think if you look at it over the past several decades and take out the high inflation periods, it probably has averaged closer to three. So I don't think two to 3% is an inappropriate level, and I kind of suspect it'll be a level that typifies our future once we get past, if and when we get past this more.   Keith Weinhold  32:09   Yes, not long ago, I was looking at the history of the CPI or the CPI's equivalent, and over the last 100 years, the rate is about 3.2% and we haven't hit that government-mandated 2% target, which is stated right on the Fed's website. We haven't hit that for any month in about five years now, and this asset inflation, as we know, this disproportionately enriches existing asset owners, and it widens this inequality. Something that's more recently been known as the K-shaped economy, can you talk to us some more about this exacerbating wealth inequality?   Richard Vague  32:48   Well, you hit the nail on the head. Something on the order of 80% of all the net wealth held by Americans is in the form of two things: stock and real estate. If you want to talk about wealth, it's those two things, and those two things, probably 60 or 70% of all of those in the U.S. are held by the top 10% I think it's a single-digit number of those that are held by the bottom 50% So you know, if inflation and debt growth push asset prices up over time. It is a mathematical inevitability that the rich get richer faster than those in the middle and at the bottom, and that simply means inequality will increase through time. I believe that's structural. Unless you address that in very some very specific way it will continue.   Keith Weinhold  33:43   Inflation affects real estate investors more than it does the average person because we borrow these big pools of money often at 75 to 80% loan to value, and in a sense, although we know it's bad for general society, and we do think about the K-shaped economy. Of course, inflation benefits us because it debases our debt. But even if you're not a real estate investor, even if you just own your own home, you know, Richard, I really think it begs the question: Is a 30-year fixed-rate mortgage one of the best forms of debt ever created for ordinary Americans?   Richard Vague  34:22   The 30-year mortgage, which was created, you know, that started on that path in the 1930 s for the very reasons we all know and love, which is getting Americans to own their own home, and has been, you know, a game changer for the country, and truly one of the great things that's been done, and I hope it's something that we continue to defend and preserve.   Keith Weinhold  34:46   Well, that brings up leverage and the prudent use of leverage. As real estate investors, we have this benefit of getting all these 30-year fixed-rate loans without the threat of a. Margin call being made. We're not borrowing over in the stock market. When you sign your loan documents, it doesn't say that the bank can call your note due at any time, but one could take it too far. And when it comes to debt, I think that really begs the question: Where does intelligent leverage end, and then dangerous leverage begin. What's the border?   Richard Vague  35:25   Well, you guys are experts, and I'm not. But the very simple premise is starts with not overpaying for the property to begin with. It is not an exact science, but generally speaking, I think we can tell when prices are relatively high in a given market and or a given year and relatively low, and you you'd always want to kind of be at least in the middle or somewhat on the low end before you acquire a property. So that's step number one, and then step number two is really just giving yourself a buffer, you know. We saw in the global financial crisis that real estate loans were being made in some cases at 100% of value. Yeah, and frankly, we saw at least some episodes within that folks borrowing over 100% of value, and certainly they were very happy when that happened. But we know there's zero margin for error when you do that, and perhaps even a negative margin for error when you do that. So I would think, you know, you guys know better than me, but you know, I hate to borrow it much more than like 90% of value, maybe 95% if it's a smaller asset and you have a government guarantee, and if you can do it at lower leverage, you know, 70 or 80% of value, that's not a bad thing to consider. I tend to think in the real estate world that you know I've seen many investors, particularly in the commercial space, buy things with lower leverage, 50 or 75% But then, as the asset proves itself, they work with their lender to increase the debt-to-value ratio, you know, and get more money at it over time as it becomes an increasingly proven asset. So they migrate their way from 75% to 95% over time. I think that's a logical path.   Keith Weinhold  37:20   That acronym Ninja Loans, which were popular from about 2000 to 2007, that acronym Ninja means no income, no job or assets, and you might still get a loan of 110% of the value of the property. It was profligately irresponsible. Well, Richard, in a moment, I want to ask if you have a resource that our audience can follow along with you if they would like to do so. But before I do that, do you have any last thing that you would like to talk about? Maybe something that I did not ask you, whether it has to do with the general economy or real estate or interest rates or inflations. Is there something else that we should know?   Richard Vague  38:00   What I would do is just endorse your podcast.   Keith Weinhold  38:04   Thanks.   Richard Vague  38:05   You're approaching this in a very intelligent way, and you're very empirical, and I think your listeners are doing themselves a service by continuing to follow what you do. That's a really reasonable, secure, and yet bold path towards creating wealth, then I think you're to be commended.   Keith Weinhold  38:27   Oh, I appreciate the endorsement. I'm always blown away at our following, but you have some resources worth following as well. Tell us about that.   Richard Vague  38:36   Well, we do. We have a weekly video ourselves that it's about a five-minute video, and you can go to our website, which is tycos.com. So t y c h o s.com, and you know we have data on the site. If you're a real geek, you could go in and you can look at our macroeconomic data. You know, but if you're not, you can sign up for the video, and we come out with what we hope is a short but relevant video once a week talking on some aspect of the economy, and you know we'd love to have folks join that if they're interested.   Keith Weinhold  39:10   Well, it's valuable. I suggest you, the listener, check that out. Richard oftentimes turns conventional economics on his head, just like he did with us today, talking about how if there's higher interest rates, that does not necessarily mean lower inflation. Richard, it's been valuable as always. It's been great having you back on the show.   Richard Vague  39:30   It's an honor to be with you. Keep up the great work.   Keith Weinhold  39:38   In this remote interview, I got a beautiful look over Richard's shoulders there on the screen at Center City, Philadelphia, in the ornate buildings there. I will be in that part of the nation again shortly. Big thanks to Richard Vague. If you're looking him up, it is spelled V-A-G-U-E. We've got a. A lot of terrific content coming up on the show over the next few weeks, including fresh takes on building your wealth that you've never heard before. Until next week, I'm your host Keith Weinhold. Don't quit your daydream.   Speaker 3  40:18   Nothing on this show should be considered specific, personal, or professional advice. Please consult an appropriate tax, legal, real estate, financial, or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively.    Keith Weinhold  40:46   The preceding program was brought to you by your home for wealth building. getricheducation.com  

Fearless Agent Coach & Founder Bob Loeffler shares his insights on Building Your Database the Fearless Agent Way and how it's making his Students rich! Fearless Agent Coaching is the Highest Results Producing Real Estate Sales Training and Coaching Program in the Industry and we can prove it will work for you if it's a good fit! Call us today at 480-385-8810 to see if it may be  good fit for you! Telephone Prospecting for Realtors means Cold Calling, Door knocking, Calling for Sale By Owners, Calling Expired Listings, Calling your Sphere of Influence, Farming, Holding Open Houses, but Fearless Agent Coaching Students di all of these completely differently and get massively better results! Find out how! Listen in each week as Bob gives an overview and explains the big ideas behind making big money as a Fearless Agent! If you are earning less selling real estate than you wish you were, and you're open to the idea of having some help, We are here for you! You will never again be in a money making situation with a Buyer, Seller or Investor and not have the right words! You will be very confident! You will be a Fearless Agent! Call Bob anytime for more information about Fearless Agent Coaching for Agents, Fearless Agent Recruiting Training for Broker/Owners, or hiring Bob as a Speaker for your next Event! Call today 480-385-8810 - or go to https://fearlessagent.com Telephone Prospecting for Realtors means Cold Calling, Door knocking, Calling for Sale By Owners, Calling Expired Listings, Calling your Sphere of Influence, Farming, Holding Open Houses, Spin Selling, but Fearless Agent Coaching Students do all of these completely differently and get massively better results! Find out how! Are You an Owner of a Real Estate Company - need help Recruiting Producing Agents - Call today! 480-385-8810 and go to FearlessAgentRecruiting.com and watch our Recruiting Video Real Estate Realtor training Real estate training real estate coaching real estate speaker real estate coach real estate sales sales training realtor realtor training realtor coach realtor coaching realtor sales coaching realtor recruiting real estate agent real estate broker realtor prospecting real estate prospecting prospecting for listings calling expired listings calling for sale by owners realtor success Best Realtor Coach Best Real Estate Coach Spin SellingSupport the show: https://fearlessagent.comSee omnystudio.com/listener for privacy information.

Send us Fan MailIn this “paid and productive” episode, Ernest dives deep into Trump's tariff war with Canada, why no Democrat wants to be Speaker of the House (except Hakeem Jeffries), about that interview with the Mayor of Media, big tech finally paying billions for cyber negligence, why nobody should be pitting the acting range of Denzel Washington against Will Smith, remembering Dolly Parton, and much more! Ernestly Speaking! is executively produced and hosted by Ernest Owens. Check him out at ernestowens.com and follow him @MrErnestOwens on Twitter & Instagram. 

GUEST SPEAKER_Jeremiah Curran by EastLake Tri-Cities

Can conscious leadership survive an era of disruption, geopolitical chaos, and financial pressure? The answer may lie not in better strategy but in how leaders convene, listen, and think together when no one has the answers alone.In this episode of The Conscious Capitalists, hosts Timothy Henry and Raj Sisodia sit down with transformational facilitation pioneer Jon Berghoff to preview the 2025 Conscious Capitalism CEO Summit and its theme, "Leading in Radical Uncertainty." They explore how "conscious convening" — the art of designing meaningful group dialogue — helps CEOs transform uncertainty into collective wisdom, courage, and action.Geopolitical volatility, tariffs, supply chain disruptions, and the rise of AI, quantum computing, and robotics are reshaping leadership faster than most organizations can adapt. Timothy Henry highlights the Summit's three core themes: how leaders show up personally, how organizations build internal trust, and how companies structurally prepare for an unpredictable future. He also previews speakers like Amy Fox, Melanie Del Becco of Torani, Ashley Blumenfeld of Standard Meat, Brie Olsen of PacSun, and Jana Werner's "octopus organization" model.At the heart of the episode is Berghoff's philosophy of conscious convening: collective intelligence outperforms any single expert in the room. He explains how intentional pauses for contemplation, paired with structured peer-to-peer conversations, turn passive audiences into active co-creators — "turning the room into the stage." Drawing on Amy Edmondson's research on psychological safety, he describes how offering equal invitations (not obligations) to speak creates space for CEOs to have honest, vulnerable conversations with peers.Sisodia raises a central tension: awakening to conscious capitalism is one thing; staying awake to it is far harder. He references Eric Ries's "financial gravity" — the pull toward short-term, shareholder-only thinking — and previews his session with Michael Harth on how governance can sustain conscious practices through leadership and ownership changes. The episode concludes with Berghoff's "crucible moments," including formative experiences at Vitamix and a chance meeting with Joseph Jaworski of Royal Dutch Shell, which shaped his belief that leadership is about inviting answers, not having them.Key Highlights:"It's one thing to awaken, it's another to stay awake." Adopting conscious capitalism versus sustaining it under financial pressure.Financial gravity never disappears — it must be managed, not escaped.Psychological safety isn't declared; it's designed through equal invitations to speak."Turning the room into the stage": peer dialogue surfaces insights no single speaker could deliver alone.Vulnerability is an ability, not a liability — emotional connection makes gatherings transformative.Great leaders don't have the answers; they design for them to emerge from anywhere in the room.Resources Mentioned:2026 Conscious Capitalism CEO Summit, "Leading in Radical Uncertainty" — Sept. 8–10, Beaver Creek, CO.Amy Edmondson's research on psychological safety.Eric Ries's "financial gravity" framework.XChange, Berghoff's company, which has trained 26,000+ change agents in conscious convening.Joseph Jaworski (Royal Dutch Shell) and Jodi Berg/Lori Connors (Vitamix) — mentors behind Berghoff's philosophy.Speaker preview: Amy Fox, Melanie Del Becco, Ashley Blumenfeld, Brie Olsen, Jana Werner.About the Guest:Jon Berghoff is a pioneer in transformational facilitation and founder of XChange, which has trained over 26,000 change agents in 50+ countries in the art of conscious convening. He has designed and led gatherings for Facebook, BMW, NASA, HP, Google, Stanford University, and Conscious Capitalism. Berghoff previously served as a senior leader at Vitamix before founding his own company. He will serve as lead facilitator for the 2025 Conscious Capitalism CEO Summit, "Leading in Radical Uncertainty," September 8–10 in Beaver Creek, Colorado. Learn more at consciouscapitalism.org.Enjoying the show? A quick review on Apple Podcasts or Spotify helps us reach more listeners. Transcripts and show notes are available at The Conscious Capitalists.Timestamps:0:00 — Cold open and introduction of Jon Berghoff3:06 — CEO Summit overview: "Leading in Radical Uncertainty"8:47 — Jon Berghoff defines "conscious convening"12:31 — Making sense of disruption-era information overload15:07 — Raj Sisodia on "financial gravity" and collective courage17:39 — How psychological safety is built in a room of CEOs20:21 — Preview of Raj's Summit session on sustaining consciousness24:00 — Berghoff's breakthrough facilitation stories from past Summits31:36 — Berghoff's crucible moments: Vitamix and Joseph Jaworski34:39 — Raj on love, vulnerability, and the heart of conscious business37:19 — Closing remarks and Summit details

Host: Lalo Solorzano Guest(s): Cindy De Leon and Guillermo De Leon Published: August 31, 2026 Length: Approximately 25 minutes Presented by: Global Training Center Summary The Advanced Topics in Customs Compliance Conference (ATCC) is back for 2027—and if past years are any indication, waiting to register could mean missing out. In this episode of Simply Trade, Lalo Solorzano welcomes Cindy De Leon and Guillermo De Leon to preview the 2027 ATCC, taking place February 3–5 in Houston. They explain what makes ATCC different from a typical trade conference: advanced education designed specifically for experienced importers, exporters, and customs brokerage professionals, paired with access to seasoned practitioners and true peer-to-peer networking. Cindy previews two optional masterclass-style workshops covering Foreign-Trade Zones and human-verified customs audits, including why technology and AI can help identify compliance risks but shouldn't replace experienced human judgment. The conversation also explores ATCC's selective approach to speakers and sponsors, the value of keeping industry experts engaged throughout the conference, and several new additions for 2027. Plus, hear what's planned for the Thursday-night “Unmasking Innovation” celebration—and why attendees should register and reserve their hotel rooms early. Main Topic / Discussion The 2027 Advanced Topics in Customs Compliance Conference is designed for experienced trade professionals looking to move beyond introductory customs and compliance education. The general conference begins Wednesday, February 3, 2027 at 1:00 p.m. and concludes Friday, February 5 at 1:00 p.m. in Houston. Optional intensive workshops begin Wednesday morning at 9:00 a.m., while a new Connections Reception on Tuesday evening will give first-time attendees, sponsors, and speakers another opportunity to meet before the main conference begins. Two optional workshops take center stage this year. “Zone Mastery” will explore today's Foreign-Trade Zone environment, including tariff policy, compliance risks, and potential savings. A second audit-focused masterclass will examine how data analytics and ACE data can identify risk while emphasizing the importance of human-verified auditing. Cindy stresses that automated flags and algorithms can identify potential problems, but they don't automatically equal compliance findings. Experienced professionals still need to interpret the data, conduct meaningful audits, and understand the circumstances behind the numbers. ATCC also emphasizes “power networking.” Speakers and sponsors are expected to actively engage with attendees rather than simply appear for a presentation or exhibit. The 2027 conference will culminate in an elegant masquerade-inspired “Unmasking Innovation” celebration, followed by an after-party featuring Chicago's DJ Victor R. Registration is limited to 600 attendees, and the previous conference filled before early-bird registration ended. Key Takeaways • ATCC 2027 runs February 3–5, 2027 in Houston, with optional workshops beginning Wednesday morning and a new Connections Reception on Tuesday evening. • The conference is intentionally advanced, targeting experienced importers, exporters, and customs brokerage professionals rather than providing introductory-level trade education. • The 2027 workshops will dive deeply into Foreign-Trade Zones and human-verified customs audits, including the use—and limitations—of AI and automated data analysis in compliance. • Registration is capped at 600 attendees, and previous ATCC events have reached capacity early, making early registration and hotel reservations especially important. Resources & Mentions • Global Training Center • Advanced Topics in Customs Compliance Conference (ATCC) • Cindy De Leon - LinkedIn • Guillermo De Leon - LinkedIn Credits Host: Lalo Solorzano Guest(s): Cindy De Leon - LinkedIn Guillermo De Leon - LinkedIn Producer: Lalo Solorzano

Episode 305-BACK TO BASICS Also Available OnSearchable Podcast Transcript Gun Lawyer — Episode Transcript Page – 1 – of 9 Gun Lawyer — Episode 305 Transcript SUMMARY KEYWORDS Gun laws, New Jersey, Machine guns, Handguns, Rifles, Shotguns, Assault firearms, Legal exemptions, Carry permits, Firearm ID, Second Amendment, Defensive use, CDC data, Gun rights, Application errors SPEAKERS Evan Nappen, Speaker 2 Evan Nappen 00:18 I’m Evan Nappen, and welcome to Gun Lawyer. So, my cohort in crime, Teddy, will not be joining us on the show today because Teddy is a brand new daddy. That’s right, he’s a father of a beautiful baby girl, which of course makes me a grandfather. Oh my God, I can’t even believe I’m saying that. She is just cute as a button, and I’m not just saying that because it’s my granddaughter. She really is. Her name is Alianna, and we are all so excited and happy about this. I can’t even begin to tell you. But Teddy has got his hands full with his beautiful wife and his beautiful new daughter, so I will be flying solo today with you. Evan Nappen 01:17 at I want to talk about is something important for gun owners in New Jersey to know, and even outside New Jersey. And that is the basics of how New Jersey bans all guns, and then creates a legal system that essentially allows and permits possession by exemption. I think this is why the entire foundation of New Jersey gun laws can eventually be completely wiped out because it takes what is a constitutional right and just reverses how that right is supposed to work. But nonetheless, the law is something you need to understand in New Jersey. And for those who don’t live in New Jersey, you want to understand this so you don’t ever see this happen in your jurisdiction. Evan Nappen 02:18 he place to begin is under New Jersey law, under N.J.S. 2C:39-5 (Unlawful possession of weapons.). Now, the 39-5. gun laws in New Jersey are where you see basically every firearm banned. Then the exemptions get created in two ways that essentially permit limited possession. It’s really insane when you think that a constitutional right is treated in this way, but yet it is. So, let’s take a look, beginning with 39-5., 2C:39-5. Now, subsection a. is a ban on machine guns, and what it says there is that any person who knowingly has in his possession any machine gun or any instrument or device adaptable for use as a machine gun, without being licensed to do so pursuant to (2C:)58-5, is guilty of a crime of the second degree. So, the only way to possess a machine gun in New Jersey is if you have a 58-5. machine gun license, and the machine gun license historically has been an impossibility to obtain. Page – 2 – of 9 Evan Nappen 03:51 But interestingly, I think we’re going to see some serious challenges because the way New Jersey structured this law, the machine gun license required you first to get a carry permit. At the time, virtually no one could get a (New Jersey permit to) carry. Now, over 100,000 Jerseyans and non-residents do have carry permits, and the standard that you’re left with the machine gun license is quite bizarre of having to show somehow it’s in the public interest for you to have it. And that’s absolutely contrary to Bruen, but for now, the number one thing to keep in mind is the machine gun prohibition does not have any other exemptions within New Jersey law. Only this license is the exemption. And when I say no other exemption, I’m talking about for an otherwise law-abiding citizen to possess. There are exemptions for certain military, police, etc. There’s exemptions even for dealers, but we’re not focused on that. We’re focused on other normal, law-abiding, average citizens. So, forget about it for machine guns. Evan Nappen 05:02 But let’s move now to the b. section of 39-5. Now that’s one that applies to a hell of a lot of folks in New Jersey. The b. section of 39-5 is handguns. Listen to how New Jersey bans handguns. New Jersey’s law says: Handguns. Any person who knowingly has in his possession any handgun, including any antique handgun, without having first obtained a permit to carry the same as provided in (2C:)58-4., is guilty of a crime of the second degree. Let that sink in, folks. The only way you can lawfully possess a handgun, possess. We’re not even talking about carry. The only way to lawfully possess that handgun on the face of the statute that prohibits the possession of a handgun is if you have a (New Jersey) permit to carry a handgun. Evan Nappen 06:06 Now I know there are a lot of folks out there that don’t have permits to carry that simply acquired a handgun with a permit to purchase a handgun. So, how can this be? How can you lawfully possess that handgun if you don’t have a carry permit when the statute requires you to have a carry permit? And if you don’t have a carry permit, you’re guilty of unlawful possession of a handgun right on the face of the statute, which is an extraordinarily serious offense. Unlawful possession of a handgun in New Jersey is a second-degree crime. New Jersey doesn’t use the term felony. They use the term crime, but it’s the equivalent of a felony. You can think of it in that way. It carries up to 10 years in State Prison, and it has a minimum mandatory three and a half years under what is called the Graves Act. Where if you’re convicted of unlawful possession of a handgun after a trial, a judge has absolutely zero discretion and must impose at least three and a half years as a minimum component of your sentence with no ability to be paroled. You do every day of that three and a half years before you’re even eligible for parole. Evan Nappen 07:31 So, since you have to have a carry to possess it, what about everyone who doesn’t? Well, the answer to that lies in the exemptions, and we’ll get to the exemptions in a moment because we’re going to talk about exemptions. But right now, we’re just talking about the statute itself that mandates a (New Jersey) carry permit in order to legally possess a handgun. Under subsection c., is rifles and shotguns, and there it says: any person who knowingly has in his possession any rifle or shotgun without having first obtained a firearm purchaser ID card in accordance with (2C:)58-3, is guilty of a crime of the third degree. So, that makes it a third degree crime, up to five years in State Prison, if you have a shotgun or Page – 3 – of 9 rifle without a firearm ID card. The law goes further to say, unless otherwise permitted by law, any person who knowingly has in his possession any loaded rifle or shotgun is guilty of a crime in third degree. So, what about those that possess rifles or shotguns without a firearms ID card? Well, on the face of this statute, you’re looking at up to five years in State Prison. However, we’re going to discuss the exemptions, and the exemptions are critical in understanding how these possessory laws actually work. Even though the exemptions are technically a defense that you, as a law-abiding citizen, can be put to the proofs where you have to prove the defense. Evan Nappen 09:03 Then there’s subsection d. of 39-5. Subsection d. is “other weapons”, and that says: any person who knowingly has in his possession any other weapon under circumstances not manifestly appropriate for such lawful uses as it may have, is guilty of a crime of the fourth degree. So, that’s up to a year and a half in State Prison for any “other weapon”, anything that may be construed as a weapon, if it’s possessed under circumstances not manifestly appropriate for such lawful uses as it may have. Look at that vague, ridiculous language there. So, anything that can be construed to be a weapon, and then the circumstances not manifestly appropriate become subject for a jury trial. So that 12 people who aren’t smart enough to avoid jury duty get to decide whether those circumstances were manifestly appropriate or not. Isn’t that cute? And you need to further know that New Jersey case law, through Kelly and Montalvo, they found that the so-called circumstance is not manifestly appropriate for such lawful uses as it may have. In Kelly, the court specifically found that self-defense was not a manifestly appropriate lawful use. Imagine that! You cannot preemptively arm yourself with a weapon under Kelly. Self-defense doesn’t cut it. But then Kelly got modified with Montalvo. If it’s in your home, if it’s in your home and you have it for self-defense, then the court actually finally came to its senses, at least on that, and said, yeah, self-defense possession in your home is manifestly appropriate circumstances, but not outside the home. So, we still need a case that says outside the home, where you’re lawfully allowed to use self-defense, where you have a right to self-defense. That even outside the home, it’s a manifestly appropriate use for any other weapon. We’ll talk more about that one in the future. Okay, but there you go. Those are the prohibitions. Evan Nappen 11:32 Then, of course, we have the infamous subsection f., and that’s where assault firearms are banned. It says: any person who knowingly has in his possession an assault firearm is guilty of a crime of the second degree. Again, that draconian Graves Act, up to 10 years, minimum mandatory three and a half. Except if the assault firearm is licensed pursuant to (2C:)58-5. And by the way, that’s the same license as a machine gun license, which virtually no one could ever get. Or rendered inoperable, and that render inoperable period went from May of ’90 to May of ’91. And you had to do a rendered inoperable form. If you didn’t do it then, you’re out of the box. You couldn’t do it. Or if it was registered. Again, that registration period expired back in ’90. It may have ’90 to ’91 as well. So, assault firearms became prohibited with no way of making them lawful after May of ’91, unless you could somehow get an assault firearm license, which was a de facto impossibility, a de facto ban. Evan Nappen 12:52 In fact, as determined in the federal court decision Coalition versus Florio that I brought, it was determined that it was a de facto ban. So, that license is known, you know, essentially it was viewed as Page – 4 – of 9 fake in so many words. You know, yeah, good luck. Like it was just structured to be an impossibility and even recognized as such by essentially by the court. So, if you had an assault firearm, there was nothing that could be done there. Exemptions that we’re going to discuss next do not apply to assault firearms. he exemptions only apply to B, C, and D. So remember, B. is the ban on handguns unless you have a (New Jersey) carry permit. C. is a ban on rifles and shotguns unless you have a firearms ID card, and D. is a ban on “other weapons” without manifest lawful purpose. Evan Nappen 13:52 However, what the statute in 39-5 does not reference, but you need to know, is that under N.J.S. 2C:39-6, you will find an entire host of exemptions. There’s exemptions for law enforcement, military, all kinds, tons of exemptions. But the exemptions that have the most bearing to the average, law-abiding citizen, they’re found in subsection e. and subsection f. of the exemptions. Let me read you what these exemptions say. The exemptions say that nothing in subsection b., c., and d. of 39-5, so that is handguns, rifles and shotguns, and other weapons under the 39-5 ban, shall be construed to prevent a person keeping or carrying about the person’s place of business, residence, premises or other land owned or possessed by the person, any firearm, or from carrying the same, in the manner specified in subsection g., which is unloaded and in a case or in the trunk, or in a securely wrapped package, from any place of purchase to the person’s residence or place of business, between the person’s dwelling and place of business, between one place of business or residence and another when moving, or between the person’s dwelling or place of business and place where the firearms are repaired, for the purpose of repair. For the purposes of this section, a place of business shall be deemed to be a fixed location. Evan Nappen 15:42 So, subsection e. of 39-6 exempts law-abiding citizens in New Jersey for possession of handguns, rifles and shotguns, and other weapons in their home, and you do not need a (New Jersey) carry permit. You do not need a firearms ID card. You do not need to have manifest lawful purpose, so-called. As long as you are simply possessing in your home, you are exempted from those requirements under 39-5. It is a law that allows possession by exemption unless one has licenses, and if you have licenses, then you’re exempt under the face of the statute. And if you have a license and you’re within exemption, you have double protection, essentially. And the exemption under subsection e. applies to home. It applies to place of business. Now that means a business you actually own. It’s not just the place you work. It’s got to be your place of business that you own. The courts have narrowly interpreted it to mean that. Not even a place you just manage. You’ve got to be an owner. It’s got to be your business. But if it is, then you have exemption there. You’re exempted for moving between your residences while moving, etc. That’s the exemption under subsection e. Evan Nappen 17:22 Then there’s an exemption under subsection f., and f. again exempts b., c., and d. of 39-5; handguns, rifles and shotguns, and other weapons under 39-5. ere the exemptions say that those prohibitions shall not apply to any member of a rifle or pistol club organized in accordance with the rules prescribed by the National Board for Promotion of Rifle Practice, in going to or from a place of target practice, carrying firearms necessary for target practice, provided the club has filed a copy of its charter with the superintendent and annually submits its list of members to the superintendent, and provided further that Page – 5 – of 9 the firearms are carried in a manner specified in subsection g., which is, of course, cased and unloaded. Evan Nappen 18:08 Here’s another exemption under f. under subsection (2). A person carrying a firearm or knife in the woods or fields, or upon the waters of the state for the purpose of hunting, target practice, or fishing, provided that the firearm is or knife is legal and appropriate for hunting and fishing purposes in the state, and the person has in the person’s possession a valid hunting license, or with respect to freshwater fishing, a valid fishing license. Number three, a person transporting any firearm or knife while traveling directly to or from place for purpose of hunting, fishing, provided you have a valid license, or directly to or from the target range, or other authorized place, for the purpose of practice match target trap skeet shooting expeditions. Provided during that whole time you’re transporting, you’re transporting pursuant to subsection g. Evan Nappen 19:18 So, the takeaway here is how New Jersey bans essentially all guns, and how the matrix is set up so that there are exemptions. Exemptions that we’ve just talked about. But keep in mind that the exemptions are a defense. The burden becomes on the defendant to have to prove that you’re within those exemptions. Otherwise you see bans. Bans that have only exemptions by way of licensing, unless you fall within those specific statutory exemptions. I think that structure is frankly disgusting as to how a constitutional right is and has been treated by New Jersey. But because of that structure, I also believe that we have a fantastic opportunity now as we see the empowerment of the Second Amendment to finally take out and take down the very foundation of New Jersey’s oppressive gun laws. Evan Nappen 20:36 By the way, I want to give you just a little heads up about a threat that is apparently lurking. This is weird and odd. I can’t hammer it down any more than what I’m going to tell you right now. But the news aggregate source called the Daily Caller, some of you may be aware of it, had an article that says “Anti-2A Group Plots New Gun Ban in New Jersey”. (https://dailycaller.com/2026/08/26/anti-2a-group-plots-new-gun-ban-in-blue-state/) This is August 26, 2026, by Harold Hutchison, who is a Second Amendment reporter that says the gun-control organization March for Our Lives, that’s the group headed up by that A one a hole of David Hogg. His group sent out an email fundraiser announcing plans to pass a weapons ban in New Jersey. And reading this is just bizarro. Remember Hogg has made his entire life and career over being a perpetual victim from the Parkland atrocity, and he’s an insane Left wing activist. By the way, if you’ve ever seen the stuff that he puts out. But anyway, this group uses this term “weapons of war”, “weapons of war”, and says, “The proposed weapons ban in New Jersey is a vital step toward getting weapons off our streets and protecting our neighborhoods from preventable tragedy.” This is a fundraiser being done by this group. Evan Nappen 22:49 When you look at the actual screenshot here from March for Our Lives, here’s what this screenshot says. From March for Our Lives. “We’re bumping this to the top of your inbox because we have a genuine, high-impact opportunity to push real gun safety forward — and we can’t afford to miss it. Right now, New Jersey lawmakers have a chance to pass critical legislation banning weapons of war from Page – 6 – of 9 our communities. When our generation first marched in 2018, people told us we were just angry kids who didn’t understand how politics worked. But together, we’ve proved that hope isn’t just a feeling — it’s an action.” And then it goes on to say, “From helping establish first-ever White House Office of Gun Violence Prevention to passing landmark federal legislation, we’ve seen what happens when young people organize and demand a better future. Passing this weapons ban in New Jersey isn’t just about one state — it sets a benchmark for the entire nation and proves that progress is unstoppable when we stand together.” Then it all says, “Will you take 10 seconds to add your name and show support for the NJ weapons ban today?” Evan Nappen 24:19 Okay. I’ve got to tell you, folks. I have no clue what the hell they’re talking about. First of all, New Jersey already has the most egregious assault firearm ban on the books and that has just taken a death punch by the Third Circuit Court of Appeals en banc with the magnificent decision wiping it out under the Second Amendment with both mags and guns. Now, granted, it is stayed at the moment because the Supreme Court has also taken up this issue. But what the hell are they talking about? New Jersey’s law is on its deathbed. It’s on life support, barely. Soon to die, and they’re talking about legislators in New Jersey promoting some weapons ban that they’re fundraising on. This is either complete fraud, which who knows with those people, or absolute mistake that they’ve confused states, I guess. Or maybe, just maybe, something else is cooking up in the New Jersey legislature. Maybe they’re tipped off to it, and I can’t find it anywhere. Maybe they’re going to try doing a kicking and screaming routine, just like they did after Bruen permitted carry and made it so New Jersey had to issue carry permits. And maybe now we’re going to see some evil plan after New Jersey’s assault firearm law bites the dust. So, this is maybe a load of B.S. nonsense. But then again, maybe it’s something out there, and we should be ready. hey may be trying to pull another Carry Killeresque maneuver on us. I don’t know, but stay tuned. As soon as we hear about anything that we can pin down, we’ll be sure in letting you know about it on the show. Evan Nappen 26:36 Hey, I want to tell you about our good friends at WeShoot. WeShoot is an indoor range in Lakewood, New Jersey. It’s the range where Teddy and I shoot, and where we train. You’ll love it at WeShoot. It is the greatest range in New Jersey. We just can’t get enough of WeShoot. I know you will really appreciate having a tremendous resource right there in Lakewood, where you can get your training, get your certificates, practice, have state-of-the-art range facilities, a great pro shop, awesome deals on guns and gear. As a matter of fact, they are offering, as we speak, the Canik Mete MC9LS, which is the 2026 Signature Series called “Drip”. It’s pretty cool. You’ve got to see the graphics on the Drip. They also have a Mossberg Silver Reserve Field. Now this is Mossberg’s over and under, very cool, and it’s a great way to get into an over and under shotgun. They also have Precision Firearms, PF15F. That’s your AR-type platform right there at WeShoot. You can go there, check out these guns and so many others. They’re also running their great programs. They have their range safety officers. They’re there with amazing skilled trainers. I’ve got to tell you, folks, make sure you check out WeShoot. You can find them online at weshootusa.com. weshootusa.com. And I know you’re gonna love their website. They’ve got beautiful photography. They really do take extra pride in what they post and how they make their website. You need to check it out and see what I’m what I’m talking about. And their instructors are just fantastic. I have always admired just the unbelievably great professionalism, courtesy, just the way they Page – 7 – of 9 treat their customers. You will be treated like gold at WeShoot. WeShoot is the best. o to WeShootUSA.com. Evan Nappen 29:22 Hey, I also want to not only shamelessly plug my book, which is New Jersey Gun Law, the Bible of Jersey Gun Law. The indispensable guidebook to helping you navigate New Jersey’s insane matrix of gun laws. It’s all set up in a question and answer format. I also want folks to know that the DOJ has opened up the Federal Relief from Disabilities Program. I’ve been waiting 33 years to be able to do this again, and that is be able to get people’s gun rights restored. That have had federal firearm prohibitors. This will restore your federal gun rights, and it is great. We really owe it to the Trump administration for reopening this program that was killed in ’93 by Chuck Schumer. For 33 years, people have been unable to regain their Second Amendment rights under federal law, if they had prohibitors. o, if you or anyone you know might be eligible, go to my website, go to EvanNappen.com. You can buy my book there. You can also read about the federal relief from disabilities. This is very hot, big stuff going on because the online portal is going to open shortly, and you want to be ready. You want to have counsel, and there’s a lot that has to get done so that we can get you in. They’re talking about probably a million people needing to get their rights restored, and it’s going to be quite a logjam. So, the sooner you’re in, the sooner you can get your rights back. I’d highly, highly recommend taking action and checking it out. Go to evannappen.com, and I’ll be happy to speak to you about your specific situation and if it’s applicable for you. Evan Nappen 31:40 Hey, I have some good news, and the good news is that the CDC, you know, the CDC, who’s currently headed by Robert Kennedy, and CDC that is now under the Trump administration. Well, guess what they did, folks? They restored defensive gun use data after Biden scrubbed it and covered it up because they didn’t want that really great important information being out there about how many lives guns save, so the corrupt Biden administration just said we’re not going to talk about it. We’re going to wipe it out. We’re not going to put that out there anymore. We’re only going to talk about guns are bad, and not ever talk about why guns are good. Well, it’s a new day. It’s a new administration, and that information has now been put back. I’m talking about an article here from Ammo and. (https://www.ammoland.com/2026/08/cdc-restores-defensive-gun-use-data/?utm_source=Ammoland+Subscribers&utm_campaign=b4aea4936c-RSS_EMAIL_CAMPAIGN&utm_medium=email&utm_term=0_6f6fac3eaa-b4aea4936c-21268623) Evan Nappen 32:56 We love AmmoLand, and this article is by John Crump, who is also one of my favorite authors at AmmoLand. John says that under the Biden administration they had removed the data, and the studies have shown that guns were used in self-defense between 60,000 times and 2.5 million times each year. Think about that, folks. 60,000 to 2.5 million times each year, guns are used in self-defense. So, even at the low range, that dwarfs the number of guns used in murders, which is approximately 15,000. Okay, dwarfs it at the lowest numbers. It approaches or exceeds the total number of gun deaths per year, which is around 40,000, according to Pew. The wide range of estimates is because of different methodologies used. So, the lower figure is drawn on the National Crime Victimization Survey, while the higher figures primarily stem from surveys conducted by criminologist Gary Kleck in the 1990s. Page – 8 – of 9 Evan Nappen 34:41 Now, a National Academies of Sciences report commissioned by the CDC itself in 2013, this is a CDC commission study. Referenced this range of 60,000 to 2.5 million defensive gun uses annually. But in 2022, with pressure from anti-gun groups such as the Gun Violence Archive, the Newtown Action Alliance, and GVPedia, in a private meeting, the CDC scrubbed the website of defensive gun use information. Through a Freedom of Information Act, they revealed that the removal was purely political, folks, and this is all according to emails that Senator Grassley obtained. One of these things here argued, and this is quoting from that email in the article by Mr. Crump, and it says. Get a load of this. This is from the antis here. “That 2.5 million number needs to be killed, buried, dug up, killed again, and buried again.” Mark Bryant, executive director of Gun Violence Archives, wrote to the CDC in one of his emails. See that? They don’t like it, man, when you’re showing that guns save lives. We can’t have truth out there. We can’t have the actual information about how people don’t want to be victims but would prefer to be defenders and live. Right? That’s Biden’s administration for you. That’s the corrupt, evil Biden administration for you, removing that information. Trump and his administration have put that data back public so you can see it and you can read it. Keep in mind that’s the CDC removing specific numeral range and the link from their own research, folks. But now, under Trump and Secretary Kennedy, the CDC is returning the statistics to its firearm injury and death page. The restored language again makes it clear, points it out that defensive gun use varies by studies, and it ranges from 60,000 to 2.5 million per year. That is awesome, and that information belongs out there. Evan Nappen 37:43 Hey, let me tell you about this week’s GOFU. GOFUs, as you know, are Gun Owner Fuck Ups. It’s where gun owners make expensive mistakes, real mistakes that I hear about and try to help them. But it’s a chance where you can avoid them for free, and this week’s GOFU has to do with references on your gun application. When you need references, please clear your references in advance. Make sure your references know you’re going to use them as a reference. I’ll tell you, we may have mentioned this before in the past, but it can’t hurt to mention it again. They’re going to get an email requesting to know how long they’ve known you and whether they have any issues with you owning guns. I get cases where people don’t bother to clear it, don’t realize the person is anti-gun and doesn’t think anyone should have a gun, or has some problem being a reference. You don’t want to have that problem. Evan Nappen 38:48 Yet recently, I’ve heard of even a worse problem, and this one is just mind-boggling. I’m still going to put it out there as a GOFU for folks because don’t ever do this. Don’t make up false references. Yeah, I’m not kidding. Do not fill out a gun application with fake references. I can’t believe I even have to say this. But do not fill out a gun application and make up phony references because your phony references are going to be contacted, and that’s called falsification of the application. It’s a crime to do that. Third degree. You’re looking at five years in State Prison. Plus, it’s really stupid, and you’ll get denied your gun license. I mean, okay, do you have to write that one down? Not to put fake references on your application? I hope not, but it’s a GOFU. Make sure you’re good about your references and clear them in advance. Only put real ones down, folks. Page – 9 – of 9 Evan Nappen 39:54 This is Evan Nappen reminding you that gun laws don’t protect honest citizens from criminals. They protect criminals from honest citizens. Speaker 2 40:05 Gun Lawyer is a CounterThink Media production. The music used in this broadcast was managed by Cosmo Music, New York, New York. Reach us by emailing Evan@gun.lawyer. The information and opinions in this broadcast do not constitute legal advice. Consult a licensed attorney in your state. Downloadable PDF TranscriptGun Lawyer S5 E305_Transcript About The HostEvan Nappen, Esq.Known as “America's Gun Lawyer,” Evan Nappen is above all a tireless defender of justice. Author of eight bestselling books and countless articles on firearms, knives, and weapons history and the law, a certified Firearms Instructor, and avid weapons collector and historian with a vast collection that spans almost five decades — it's no wonder he's become the trusted, go-to expert for local, industry and national media outlets. Regularly called on by radio, television and online news media for his commentary and expertise on breaking news Evan has appeared countless shows including Fox News – Judge Jeanine, CNN – Lou Dobbs, Court TV, Real Talk on WOR, It's Your Call with Lyn Doyle, Tom Gresham's Gun Talk, and Cam & Company/NRA News. As a creative arts consultant, he also lends his weapons law and historical expertise to an elite, discerning cadre of movie and television producers and directors, and novelists. He also provides expert testimony and consultations for defense attorneys across America. 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