Podcasts about Speaker

In this episode we speak with Mike Warden -the 51 year old adventure runner who recently set the record for fastest 50k on Seven Continents in Seven Consecutive Days!  He’s also planning to row across the Atlantic Ocean. Links Mentioned in This Episode Run Coaching. Work with an expert MTA Running Coach. Air Doctor Pro air purifier: use promo code MTA to get UP TO $300 off today! AirDoctor comes with a 30-day money back guarantee, plus a 3-year warranty—an $84 value, free!   IQBAR brain and body-boosting bars, hydration mixes, and mushroom coffees. Their Ultimate Sampler Pack includes all three! Get 20% off plus FREE shipping. Just text “MTA” to 64000. Michael Wardian short bio: Husband, Father, Ship Broker, Sponsored Elite Runner (sponsored by Teva), Speaker, Running Coach, Chess Player, Pickleballer, Beekeeper, Guinness World Record Holder, Race Director, Dog Runner. Wardian has set 25 Fastest Known Time running records in five countries and he races frequently at multiple distances. He has won national championships at 50k, 50 miles, and 100k. He has completed the 7 Continents Challenge three times, set a FKT on the AT, and has run across the US.

A new MP3 sermon from Students of the Bible is now available on SermonAudio with the following details: Title: Give Ye Them to Eat Speaker: Clarence Sexton Broadcaster: Students of the Bible Event: Conference Date: 8/10/1994 Bible: Mark 6:30-44 Length: 45 min.

A new MP3 sermon from Alpha and Omega Ministries is now available on SermonAudio with the following details: Title: Corrie Ten Boom Attacked, Scholarship Under the Lordship of Christ Subtitle: The Dividing Line 2026 Speaker: Dr. James White Broadcaster: Alpha and Omega Ministries Event: Podcast Date: 3/19/2026 Length: 68 min.

A new MP3 sermon from Truth For Life - Alistair Begg is now available on SermonAudio with the following details: Title: Proclaiming Boldly, Suffering Bravely Subtitle: Messages from Truth For Life Speaker: Alistair Begg Broadcaster: Truth For Life - Alistair Begg Event: Conference Date: 2/7/2026 Bible: 2 Timothy 2:1-7 Length: 42 min.

A new MP3 sermon from Covenant Baptist Church is now available on SermonAudio with the following details: Title: Hell's Reality Speaker: Pastor Charles Swann Broadcaster: Covenant Baptist Church Event: Sermon Clip Date: 10/27/2024 Bible: 2 Corinthians 5:9-11 Length: 0 min.

A new MP3 sermon from Covenant Baptist Church is now available on SermonAudio with the following details: Title: Anesthesia of Hell Speaker: Pastor Charles Swann Broadcaster: Covenant Baptist Church Event: Sermon Clip Date: 10/27/2024 Bible: 2 Corinthians 5:9-11 Length: 0 min.

A new MP3 sermon from Covenant Baptist Church is now available on SermonAudio with the following details: Title: Are You Sure? Speaker: Pastor Charles Swann Broadcaster: Covenant Baptist Church Event: Sermon Clip Date: 10/27/2024 Bible: 2 Corinthians 5:9-11 Length: 0 min.

Title of this lecture (speech): "WHEN YOU ARE READY TO UNDERSTAND LIFE, IT HAPPENS". Speaker:

Ya Boi Shad & G. Downs sit down with Maybach Music Group's day-one artist and Florida legend Gunplay for one of the realest, most unfiltered interviews yet on Bad Speakers Podcast. In Episode 221, Bible On The Dash, Gunplay opens up about his journey through hip-hop, loyalty, controversy, and growth. From being born in Texas, moving through New York, and eventually finding his home in Florida, he breaks down how his environment shaped the artist he became. He takes it all the way back to meeting Rick Ross at just 15 years old, believing in the vision before the fame, and grinding for over a decade before finally breaking into the mainstream. Gunplay also addresses one of hip-hop's most talked-about topics — Rick Ross's past as a correctional officer, revealing he knew about it early on and explaining the truth behind the situation. The conversation gets intense as Gunplay revisits some of the most viral and controversial moments of his career, including: The infamous fight with VladTV, which led to a reported $300,000 situation The BET Awards altercation involving 50 Cent and G-Unit Being featured on Kendrick Lamar's debut album (Cartoons & Cereal) before even knowing who Kendrick was He also gets personal, publicly apologizing to Rick Ross for recent comments and clearing the air about their relationship, making it clear that despite what people think online, there is no real beef — it's brotherhood. Gunplay dives into his influences in hip-hop, naming legends like Slick Rick, and shares his thoughts on today's generation — including how he sees himself in Kodak Black and lives through his success in many ways. This episode is packed with raw stories, industry insight, and real emotion, giving fans a deeper look into one of hip-hop's most authentic voices. FOLLOW US⬇️ Ya Boi Shad - https://www.instagram.com/itsyaboishad/ G. Downs - https://www.instagram.com/gdowns1486/ https://www.youtube.com/c/BadSpeakersTV https://www.instagram.com/badspeakerspodcast https://www.tiktok.com/@badspeakerspodcast https://twitter.com/BadSpeakers https://www.facebook.com/badspeakerspodcast

A new MP3 sermon from Iglesia Biblica del Señor Jesucristo is now available on SermonAudio with the following details: Title: Los enemigos irreconciliables & reconciliables de Dios Subtitle: Creación, caída y promesa Speaker: Salvador Gomez Broadcaster: Iglesia Biblica del Señor Jesucristo Event: Sunday Service Date: 3/15/2026 Bible: Genesis 8-24 Length: 59 min.

MeidasTouch host Ben Meiselas reports on Republican Speaker MAGA Mike Johnson visibly cracking under the pressure of Trump's disastrous war and the prospect of losing his job as Speaker of the House. Get 15% OFF your first order by going to https://Blueland.com/MEIDAS Visit https://meidasplus.com for more! Remember to subscribe to ALL the MeidasTouch Network Podcasts: MeidasTouch: https://www.meidastouch.com/tag/meidastouch-podcast Legal AF: https://www.meidastouch.com/tag/legal-af MissTrial: https://meidasnews.com/tag/miss-trial The PoliticsGirl Podcast: https://www.meidastouch.com/tag/the-politicsgirl-podcast Cult Conversations: The Influence Continuum with Dr. Steve Hassan: https://www.meidastouch.com/tag/the-influence-continuum-with-dr-steven-hassan The Weekend Show: https://www.meidastouch.com/tag/the-weekend-show The Ken Harbaugh Show: https://meidasnews.com/tag/the-ken-harbaugh-show Majority 54: https://www.meidastouch.com/tag/majority-54 On Democracy with FP Wellman: https://www.meidastouch.com/tag/on-democracy-with-fpwellman Uncovered: https://www.meidastouch.com/tag/maga-uncovered Learn more about your ad choices. Visit megaphone.fm/adchoices

Today's Masked Speaker figured out a simple hack that helps her AVOID dealing with annoying people in public... and all it took was ONE TRIP to Kinko's to give her total peace of mind when she leaves the house..See omnystudio.com/listener for privacy information.

I sat down with Guy and Kate from Fhenix to talk about something that's been missing from crypto since day one: real privacy. They're building a privacy co-processor using Fully Homomorphic Encryption (FHE) that lets you compute over encrypted data without ever exposing it. We covered why privacy is finally getting product-market fit, how institutions need confidentiality for payments and DeFi, and why AI agents will need private transactions. Guy shared his journey from Intel's Trusted Execution Environments to building Fhenix, and Kate explained why encryption should be the default, not an afterthought. We also talked about their shift from L2 to co-processor, their integration with Ethereum, Arbitrum, and Base, and what's next for confidential smart contracts. If you've ever wondered why everything in crypto is public by default and how that's about to change, this episode is for you. CONNECTFhenix Website: https://fhenix.ioFhenix Twitter/X: https://twitter.com/fhenixioWeb3 with Sam Kamani - Be a Guest: https://www.web3pod.xyz/KEY POINTS Guy's background at Intel building Trusted Execution Environments and his transition to founding FhenixKate's journey from cybersecurity engineering to crypto and why she sees it as the new Wild WestWhy Fhenix pivoted from building an L2 to a privacy co-processorWhat Fully Homomorphic Encryption (FHE) is and how it enables computation over encrypted dataPrivacy use cases in payments, DeFi, dark pools, and sealed-bid auctionsWhy institutional adoption requires confidentiality, not just anonymityHow AI is improving FHE performance and lowering barriers to entry for builders• [00:00] The importance of private agent-to-agent payments in the AI era• [00:00] Why developers should learn fundamentals even in the age of AI coding tools• [00:00] Fhenix's roadmap: faster cryptography, more chain integrations, and enterprise partnerships• [00:00] Their incubator program and call for builders to experiment with privacy-first smart contractsDisclaimer:Nothing mentioned in this podcast is investment advice and please do your own research. It would mean a lot if you can leave a review of this podcast on Apple Podcasts or Spotify and share this podcast with a friend. Be a guest on the podcast or contact us - https://www.web3pod.xyz/

Tune in for a virtual Town Hall held on March 16, 2026: Our Common Health, Our Commonwealth: Who Decides What's Safe? hosted by Kentucky Waterways Alliance, Kentucky Resources Council, Kentucky Conservation Committee, and Sierra Club Kentucky Chapter. Connecting Legislation, Pollution, and Our Health. Environmental health, public health, and civic health are deeply intertwined. The condition of our air, water, and land shapes the wellbeing of our communities and the strength of our democracy. Who shows up, who speaks, and who votes determines whether decisions reflect the public's best interests or the priorities of corporate lobbyists. Kentucky Waterways Alliance, Kentucky Resources Council, Kentucky Conservation Committee, and Sierra Club Kentucky Chapter hosted this discussion on how environmental decisions affect public health and how current proposed legislation would prioritize polluter profits over the health and safety of every day Kentuckians — making it nearly impossible for communities to hold corporations accountable when our most basic necessities are at risk. Additionally, the League of Women Voters of Kentucky shared findings from their report How Can They Do That?, which examines how legislation can advance through the process with limited public visibility. The Town Hall starts out with testimony from Calvert City, Kentucky resident Joshua Tabor sharing his family's experience with angiosarcoma, a rare cancer linked to environmental exposures, and why these environmental protections are deeply personal for many Kentucky families. Together, we examined how decisions made in Frankfort affect Kentucky's natural resources and communities, and what Kentuckians can do to shape a healthier future. Speakers include: KWA's Michael Washburn, Joshua Tabor, KRC's Audrey Ernstberger, KWA's Nick Hart, KCC's Lane Boldman, LWA's Jeanie Lindel, and SC's Julia Finch. Watch full recording: https://vimeo.com/1174496139 Connect with the organizers: Kentucky Waterways Alliance: https://www.kwalliance.org/ Kentucky Resources Council: https://kyrc.org/ Kentucky Conservation Committee: https://kyconservation.org/ Sierra Club Kentucky Chapter: https://www.sierraclub.org/kentucky

Title of this lecture (speech): "LIFE IS A PLAY (dont take life too seriously)". Speaker:

A new MP3 sermon from Founders Baptist Church is now available on SermonAudio with the following details: Title: Spiritual Weariness: Why You Feel Spiritually Tired and What Scripture Says to Do Subtitle: 01 Straight Truth Podcast Speaker: Richard Caldwell Jr. Broadcaster: Founders Baptist Church Event: Podcast Date: 3/20/2026 Bible: Matthew 11; Galatians 6 Length: 19 min.

This Special Episode on Atrial Fibrillation covers: Cardiology this Week: A concise summary of recent studies Atrial fibrillation burden: clinical relevance of a new outcome Pulsed field ablation: game changer? Drug treatment following atrial fibrillation ablation Spotlight: Holiday Heart Syndrome Host: Rick Grobbee Guests: Rick Grobbee, Konstantinos Koskinas, Jason Andrade, Arian Sultan, Michiel Rienstra Want to watch that special episode? Go to: https://esc365.escardio.org/event/2549 Disclaimer: ESC TV Today is supported by Novartis through an independent funding. The programme has not been influenced in any way by its funding partner. This programme is intended for health care professionals only and is to be used for educational purposes. The European Society of Cardiology (ESC) does not aim to promote medicinal products nor devices. Any views or opinions expressed are the presenters' own and do not reflect the views of the ESC. All declarations of interest are listed at the end of the episode. The ESC is not liable for any translated content of this video. The English language always prevails. Declarations of interests: Stephan Achenbach, Jason Andrade, Yasmina Bououdina, Rick Grobbee and Nicolle Kraenkel have declared to have no potential conflicts of interest to report. Carlos Aguiar has declared to have potential conflicts of interest to report: personal fees for consultancy and/or speaker fees from Abbott, AbbVie, Alnylam, Amgen, AstraZeneca, Bayer, BiAL, Boehringer-Ingelheim, Daiichi-Sankyo, Ferrer, Gilead, GSK, Lilly, Novartis, Pfizer, Sanofi, Servier, Takeda, Tecnimede. John-Paul Carpenter has declared to have potential conflicts of interest to report: stockholder MyCardium AI. Davide Capodanno has declared to have potential conflicts of interest to report: Abbott Vascular, Bristol Myers Squibb, Daiichi Sankyo, Edwards Lifesciences, Novo Nordisk, Sanofi Aventis, Terumo. Konstantinos Koskinas has declared to have potential conflicts of interest to report: honoraria from MSD, Daiichi Sankyo, Sanofi. Felix Mahfoud has declared to have potential conflicts of interest to report: research grants from Deutsche Forschungsgemeinschaft (SFB TRR219), Deutsche Gesellschaft für Kardiologie (DGK), Deutsche Herzstiftung, Ablative Solutions, ReCor Medical. Consulting fees, payment honoraria lectures, presentations, speaker, support travel costs: Ablative Solutions, Astra-Zeneca, Novartis, Inari, Recor Medical, Medtronic, Philips, Merck. Steffen Petersen has declared to have potential conflicts of interest to report: consultancy for Circle Cardiovascular Imaging Inc. Calgary, Alberta, Canada.  Michiel Rienstra has declared to have potential conflicts of interest to report: consultancy fees from Bayer (OCEANIC-AF national PI) , InCarda Therapeutics (RESTORE-SR national PI), Novartis to the institution. Speaker fee from Daiichi-Sankyo, Pfizer to the institution. Unrestricted research grant from the Dutch Heart Foundation and is conducted in collaboration with and supported by the Dutch CardioVascular Alliance, 01-002-2022-0118 EmbRACE. Unrestricted research grant from ZonMW and the Dutch Heart Foundation; DECISION project 848090001. Unrestricted research grants from the Netherlands Cardiovascular Research Initiative: an initiative with support of the Dutch Heart Foundation; RACE V (CVON 2014–9), RED-CVD (CVON2017-11). Unrestricted research grant from Top Sector Life Sciences & Health to the Dutch Heart Foundation (PPP Allowance; CVON-AI (2018B017). Unrestricted research grant from the European Union's Horizon 2020 research and innovation programme under grant agreement; EHRA-PATHS (945260). This research is funded by the Dutch Heart Foundation and is conducted in collaboration with and supported by the Dutch CardioVascular Alliance, 01 -002 -2022 -0118 EmbRACE.  Emma Svennberg has declared to have potential conflicts

Industrial Talk is onsite at MD&M West and talking to Marian Schneider, Applications Engineer at Planar Motor about "Innovative, Smart conveying systems". Marian Schneider, a mechanical engineer from Germany now living in Vancouver, discussed the innovative technology of Planar Motors at the MD&M West conference. Planar Motors uses magnetic levitation for motion, offering six degrees of freedom, including rotation, tipping, and tilting. The technology, which has been around for 10 years, is modular, flexible, and programmable, making it suitable for various assembly and packaging lines. Schneider highlighted the system's scalability, with applications ranging from small payloads to large systems with up to 1000 units. The technology is maintenance-free, relying on solid-state electronics and permanent magnets. Outline MD&M West Event Overview Scott introduces the episode of Industrial Talk, sponsored by MD&M West and the News and Brews team.MD&M West is highlighted for its medtech automation, packaging, plastics, and design innovations.Scott emphasizes the importance of attending MD&M West to connect with passionate individuals in the industry.The event is described as a significant platform for innovation, energy, and conversation in the medtech industry. Introduction of Marian Schneider Scott introduces Marian Schneider, a key individual at Planar Motors.Scott praises the impressive footage from Marian's booth at MD&M West.Marian shares that the first day of the conference was very busy and exceeded expectations.The eye-catching demo at Marian's booth drew in many attendees, making it hard to avoid. Marian Schneider's Background Marian shares his background, mentioning he is originally from Germany and now lives in Vancouver.He has a background in mechanical engineering and transitioned to the solutions team at Planar Motors.Marian has a degree in aerospace engineering and a master's in Mechatronics.Speaker 1 is impressed by Marian's extensive educational background and achievements. Planar Motors Technology Marian explains the technology behind Planar Motors, which uses magnetic levitation for motion.The technology allows for movement in any direction, including up, down, rotating, tipping, and tilting.Planar Motors' technology is more advanced than traditional magnetic levitation systems.The technology has been around for 10 years and is used in various applications, including assembly and packaging lines. Applications and Flexibility of Planar Motors Marian discusses the flexibility and scalability of Planar Motors' technology.The system is modular and can be customized to fit different automation equipment and processes.The motion on the system is programmable, allowing for quick changes in motion patterns without physical adjustments.Planar Motors' technology is designed to meet both immediate and future needs with its flexible and scalable solutions. Future Innovations and Customer Collaboration Marian mentions potential future innovations, including smaller movers for smaller payloads and higher density.The company is focused on improving motion capabilities, such as rotation speed and stability.Software development is a significant part of Planar Motors' product, with ongoing efforts to make integration easier and reduce programming time.The company works closely with customers to understand their needs and requirements, ensuring their solutions meet market demands. Technical Details and Customer Support Marian explains the technical details of Planar Motors' technology, including the use of permanent magnets and a 2D grid of coils.The system is solid-state and does not require mechanical parts, making it robust and maintenance-free.Planar Motors provides comprehensive support to customers, including application development, simulations, and virtual commissioning.The company ensures that customers are well-supported throughout the entire life cycle of their systems. Contact Information and Final Thoughts Marian provides contact information for those interested in Planar Motors' technology, including email and LinkedIn.Scott expresses his admiration for Marian's technology and encourages listeners to reach out to him.The conversation concludes with a reminder to attend MD&M West next year to experience similar innovations.Scott emphasizes the importance of manufacturing and the exciting developments in the industry, encouraging listeners to stay tuned for more conversations. If interested in being on the Industrial Talk show, simply contact us and let's have a quick conversation. Finally, get your exclusive free access to the Industrial Academy and a series on “Why You Need To Podcast” for Greater Success in 2026. All links designed for keeping you current in this rapidly changing Industrial Market. Learn! Grow! Enjoy! MARIAN SCHNEIDER'S CONTACT INFORMATION: Personal LinkedIn:  https://www.linkedin.com/in/marianlschneider/ Company LinkedIn: https://www.linkedin.com/company/planar-motor/ Company Website: https://www.planarmotor.com/ PODCAST VIDEO: https://youtu.be/ZO0WbmvA5Z4 THE STRATEGIC REASON "WHY YOU NEED TO PODCAST": OTHER GREAT INDUSTRIAL RESOURCES: NEOM: https://www.neom.com/en-us Hexagon: https://hexagon.com/ Arduino: https://www.arduino.cc/ Fictiv: https://www.fictiv.com/ Hitachi Vantara: https://www.hitachivantara.com/en-us/home.html Industrial Marketing Solutions:  https://industrialtalk.com/industrial-marketing/ Industrial Academy: https://industrialtalk.com/industrial-academy/ Industrial Dojo: https://industrialtalk.com/industrial_dojo/ We the 15: https://www.wethe15.org/ YOUR INDUSTRIAL DIGITAL TOOLBOX: LifterLMS: Get One Month Free for $1 – https://lifterlms.com/ Active Campaign: Active Campaign Link Social Jukebox: https://www.socialjukebox.com/ Industrial Academy (One Month Free Access And One Free License For Future Industrial Leader): Business Beatitude the Book Do you desire a more joy-filled, deeply-enduring sense of accomplishment and success? 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A new MP3 sermon from Alpha and Omega Ministries is now available on SermonAudio with the following details: Title: SLC Debate Review Completed, Brief Pronouns Addressed Subtitle: The Dividing Line 2026 Speaker: Dr. James White Broadcaster: Alpha and Omega Ministries Event: Podcast Date: 3/17/2026 Length: 66 min.

Today, we talk to PR strategist and author Lauren Cabello about how nonfiction entrepreneurs, CEOs, founders, coaches, and speakers can use book PR to build a personal brand and sustained momentum rather than relying on Amazon sales alone. We dive deep into coordinating a book launch strategy, turning every placement into reusable marketing assets, how podcasts drive more sales, the value of traditional publishing for bookstore distribution, the changing landscape of AI search for authors, and building launch teams.  Learn more about Lauren at: https://laurencobello.com/ Get PR help from Lauren at: https://leveragewithmedia.com/ 00:48 What Author PR Includes 02:40 Building a Launch Plan 04:03 Keeping Momentum After Launch 05:06 PR for Speakers and Coaches 07:06 Earned Media vs Podcasts 09:04 Timing and Lead Time 12:03 Publishing Choices and Deals 12:33 When to Hire a Publicist 20:46 Three PR Needle Movers 25:41 Future of Book Promotion 32:16 Traditional Publishing Benefits  This is the Brands On Brands Podcast with Brandon Birkmeyer www.brandsonbrands.com Don't forget to get your own personal branding scorecard at: https://www.brandsonbrands.com/scorecard CONNECT WITH ME Connect with me on social media: https://www.brandsonbrands.com/mylinks READ MY BOOK - FRONT & CENTER LEADERSHIP I launched a new book and author website. Check it out here. https://www.brandonbirkmeyer.com/fcl CHECK OUT MY COURSES Get tactical trainings and access to one-on-one coaching! https://www.brandsonbrands.com/courses SUBSCRIBE TO THE NEWSLETTER Get the latest news and trends on all things personal branding and the creator economy. https://www.brandsonbrands.com/newsletter

The crew at the University of South Florida put on an excellent clinic in Tampa, Fla this past fall of 2025. Speakers included Sammy Dabbs, Erik Jenkins, Vince Anderson, Chris Korfist, and Dwight Phillips.Today we share part 1 of Dwight Phillip's talk on coaching the long jump. Enjoy!Don't forget to join us over on YouTube for the video version of Monday's Gill Connections Podcast as well as Twitch.TV for 24/7 track/field Gill Connections Podcast interviews.

The state Senate passed a bill Tuesday that would legalize online sports betting in Wisconsin. And Republicans needed help from Democrats to do it. The Speaker of the state Assembly criticized his GOP counterparts in the Senate for not taking up a bill to regulate data centers. And, a story about an Appleton native whose business helps produce game broadcasts for Deaf people.

I sat down with Adebola from the Tezos Foundation at ETH Denver to explore what's new in the Tezos ecosystem. We covered Etherlink, their EVM Layer 2 rollup that brings Solidity developers into the Tezos world. We talked about Uranium.io, their tokenized uranium project that gives retail investors access to alternative assets. And we went deep on AI agents, how they're changing development, and why now is the perfect time to be a builder. If you're interested in Layer 2s, real-world assets, or AI-powered development, this conversation is packed with insights. CONNECTUranium.io: https://uranium.io Tezos Foundation: https://tezos.foundation Etherlink: https://etherlink.com Web3 with Sam Kamani: https://www.web3pod.xyz/ Tezos Twitter/X: https://twitter.com/tezos KEY POINTSIntroduction to Tezos and Adebola's work at the FoundationEtherlink: Tezos's EVM Layer 2 rollup for Solidity developersUranium.io: Tokenizing uranium as an alternative asset class for retail investorsWhy RWA adoption beyond stablecoins has been limited (liquidity, understanding, accessibility)What makes Etherlink unique and why EVM compatibility mattersDeveloper adoption in crypto and the constant developer count problemHow AI agents are changing software development and blockchain buildingAgent-to-agent payments and the future of autonomous transactionsBuilding an AI asset manager using n8n, Claude, and workflow automationThe future of apps is chats: AI agents managing your entire financial lifeWhat Tezos is looking for: builders, institutions, and family officesDisclaimerNothing mentioned in this podcast is investment advice and please do your own research. It would mean a lot if you can leave a review of this podcast on Apple Podcasts or Spotify and share this podcast with a friend. Be a guest on the podcast or contact us - https://www.web3pod.xyz/

What is Starmer hiding about Mandelson? Jon Gaunt LIVE #JonGaunt #JonGauntTV #LIVE #KeirStarmer #PeterMandelson #PMQs #KemiBadenoch #JeffreyEpstein #UKPolitics Tonight, we ask the question Keir Starmer would not answer in the House of Commons: what is he hiding about Peter Mandelson? At Prime Minister's Questions today, Kemi Badenoch put a simple, direct question to him again and again. Not once did he give a straight answer. Not once. Instead, we got diversion, dissembling and one of the weakest performances of Starmer's premiership. Clearly, he would not say whether he had spoken to Mandelson and questioned him about his post-conviction contact with paedophile Epstein. Why not? And why is he refusing simply"Instead of answering, he tried to switch the argument on to Conservative comments about Muslims praying in Trafalgar Square — a classic dead cat tactic from a Prime Minister who plainly did not want to address Mandelson, to fess up to it? This was one of Starmer's worst performances at PMQs. His diversions and dissembling did not help him; if anything, they only strengthened the impression that he is hiding something. The Speaker's performance was disgraceful too. He should have insisted that Starmer answer the question, because the British public have every right to know what is going on and why? Join me and tell me your views. Is STARMER A LIAR? Jon Gaunt, JonGauntTV, LIVE, Keir Starmer, Peter Mandelson, PMQs, Prime Minister's Questions, Kemi Badenoch, Jeffrey Epstein, Starmer Mandelson, Starmer PMQs, Badenoch PMQs, UK politics, British politics, Westminster, House of Commons, Speaker of the House, political scandal, Labour Party, Conservative Party, Tory attack, Commons clash, live politics, breaking politics, UK news, political commentary, Mandelson row, Starmer under pressure, PMQ showdown, Jon Gaunt Live #JonGaunt #JonGauntTV #LIVE #KeirStarmer #PeterMandelson #PMQs #PrimeMinistersQuestions #KemiBadenoch #JeffreyEpstein #StarmerMandelson #StarmerPMQs #BadenochPMQs #UKPolitics #BritishPolitics #Westminster #HouseOfCommons #SpeakerOfTheHouse #PoliticalScandal #LabourParty #ConservativeParty #ToryAttack #CommonsClash #LivePolitics #BreakingPolitics #UKNews #PoliticalCommentary #MandelsonRow #StarmerUnderPressure #PMQShowdown #jongauntlive This is political blogging and hard-hitting social commentary from Triple Sony Gold Award-winning talk radio legend, Jon Gaunt — former host on BBC, Talk Radio, and Sky News. On Jon Gaunt TV, we cut through the noise and say what others won't. No political correctness. No censorship. Just real conversations that matter.

This episode boldly confronts the spirit of playing small, challenging faith-driven leaders to examine not just their intentions, but the very seeds they're sowing in their leadership, relationships, and business ventures. Are you sowing sparingly, or with an abundance that reflects Kingdom purpose?With spiritual authority and raw vulnerability, Lovell Casiero invites you to consider what it truly means to surrender and sow with purpose, not just effort—because in God's economy, the seed determines the scale.Ready to trade comfort for calling? Tune in and let your faith be confronted and transformed."Remember this: Whoever sows sparingly will also reap sparingly, and whoever sows generously will also reap generously." –2 Corinthians 9:6Episode Highlights:03:47 - Sometimes it looks like playing it safe when God wants you to expand. Withholding mentorship because no one helped you. Guarding your ideas instead of empowering your team. And giving God leftovers instead of the first fruits. I was raised in 4 generations of ministry. When you're sowing with God, whether you're sowing prayer, alms, or your time, you need to give God the first fruits.06:46 - That was a moment where I was like, wait a minute, this isn't about title. This isn't about money. This is about the people that I have impact on, the influence and the legacy that I am leaving behind. So I really started to think about that and I started to be more intentional in how I was investing in the teams that I was leading. 24:18 - So let me leave you with this: if you don't like what you're harvesting right now, don't curse the season. Check the seed. Perhaps you're not sowing the right seed. Perhaps you're not sowing in abundance. Perhaps you're not sowing generously. Perhaps you are holding back.Connect with Lovell CasieroLinkedInWebsiteFacebookInstagramYouTubeX

In this rich, heartfelt conversation, specialising in global leadership, communication and cultural intelligence, Victoria Rennoldson highlights how language, culture and self-leadership shape your ability to truly connect as global leaders. She shares the personal story behind her book, the legacy of her Austrian-Hungarian roots and the profound impact of her father's death on her sense of purpose. Unpacking belonging, workplace communication, enduring legacy and meaningful work, this is also a powerful reflection on cultural conversations creating connection.   KEY TAKEAWAY "For people who are leaders, it's really important to allow space and to understand how you invite connection, contribution and conversation."   BOOK RECOMMENDATION* Become a Global Leader by Victoria Rennoldson - https://amzn.eu/d/03JVWYiS    ABOUT THE GUEST – VICTORIA RENNOLDSON Victoria Rennoldson is a multi-award-winning Coach, Speaker and certified Facilitator, specialising in Global Leadership, Communication and Cultural Intelligence.    She helps professionals and organisations to empower themselves, and their current and future global leaders to amplify their impact, communicate confidently and collaborate in multicultural environments. This means they can lead effectively, deliver their results and thrive in their global careers.   Victoria is the CEO and Founder of Culture Cuppa, author and a top-ranked Podcast host with over 155 episodes and counting. Her first book, Become a Global Leader, published in November 2025.   CONNECT WITH VICTORIA RENNOLDSON https://linkedin.com/in/victoria-rennoldson https://culturecuppa.com/book/ https://culturecuppa.com/podcast/   ABOUT THE HOST - AMY ROWLINSON Amy is a purpose and fulfilment coach, author, podcast strategist and mastermind host who empowers purpose-driven leaders to boost productivity, engagement and meaning in life and work. Through transformational conversations, Amy helps individuals overcome overwhelm and live with clarity, building living legacies along the way.   WORK WITH AMY If you're interested in how purpose can help you and your business, please book a free 30 min call via https://calendly.com/amyrowlinson/call    KEEP IN TOUCH WITH AMY Sign up for the weekly Friday Focus - https://www.amyrowlinson.com/subscribe-to-weekly-newsletter    CONNECT WITH AMY https://linktr.ee/AmyRowlinson    BUY AMY'S BOOK (Shortlisted in the 2025 Business Book Awards) * Focus on Why by Amy Rowlinson with George F. Kerr – https://amzn.eu/d/6W02HWu    HOSTED BY AMY ROWLINSON   DISCLAIMER The views, thoughts and opinions expressed in this podcast belong solely to the host and guest speakers. Please conduct your own due diligence.  *As an Amazon Associate, Amy earns from qualifying purchases.

Title of this lecture (speech): "THIS WILL FIND YOU AT THE RIGHT TIME (an eye-opening message)". Speaker:

US President Trump said they had a big day on Tuesday, knocking out targets, and said it will be a couple of weeks regarding Iran, not much longer, and that they are way ahead of schedule.Iran confirmed that its security chief Larijani was killed, according to Iranian media.Iran's Foreign Minister said Iran will target US forces wherever they assemble, including near urban areas, he understands neighbours' concerns and holds the US responsible for the conflict.APAC stocks were mostly higher following the positive handover from Wall Street and as oil prices retreated, while markets now await a flurry of upcoming central bank policy decisions, including from the FOMC later today.European equity futures indicate a higher cash market open with Euro Stoxx 50 futures up 0.5% after the cash market closed with gains of 0.5% on Tuesday.Looking ahead, highlights include EZ CPI Final (Feb), US PPI (Feb), New Zealand GDP (Q4), BoC, Fed & BCB Policy Announcements. Speakers include BoC's Macklem & Rogers, Fed Chair Powell & NVIDIA (NVDA) CEO Huang. Supply from Germany. Earnings from Micron & HelloFresh.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

Israel attempted to assassinate Iran's Intelligence Minister Khatib overnight, Jerusalem Post reported, citing an Israeli official, but is still awaiting the results of the target. Iran's Foreign Minister said Iran will target US forces wherever they assemble, including near urban areas. Iran fired retaliatory missiles towards Tel Aviv for the killing of Larijani.European equities gain, Banks benefiting from a delay in capital requirements; US equity futures follow peers.Mostly flat FX trade heading into the FOMC; CHF narrowly lags ahead of tomorrow's SNB.Crude continues to dictate macro sentiment; Gold rotates around USD 5,000/oz.Fixed income firmer amid energy downside ahead of key central bank announcements.Looking ahead, highlights include US PPI (Feb), New Zealand GDP (Q4), BoC, Fed & BCB Policy Announcements. Speakers include BoC's Macklem & Rogers, Fed Chair Powell & NVIDIA (NVDA) CEO Huang. Earnings from Micron.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

One of our listeners says it's hard to forgive his older brother for a childhood prank that went too far... Because it had him believing something INSANE about every redheaded person he saw... and he believed it for THREE FULL YEARS.See omnystudio.com/listener for privacy information.

The Governor and Speaker of the House flipflopped on their claims they want you to have access to information about […]

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A new MP3 sermon from Covenant Baptist Church is now available on SermonAudio with the following details: Title: The Literal Return Speaker: Pastor Charles Swann Broadcaster: Covenant Baptist Church Event: Sermon Clip Date: 6/28/2023 Bible: Matthew 24:34-35; Luke 21 Length: 0 min.

A new MP3 sermon from Covenant Baptist Church is now available on SermonAudio with the following details: Title: Unprepared to Meet God Subtitle: Necessity of Evangelism Speaker: Pastor Charles Swann Broadcaster: Covenant Baptist Church Event: Sermon Clip Date: 3/15/2026 Bible: John 8 Length: 0 min.

In this episode I speak with  Wife, Mom, Author, Speaker, and Founder of Launch Your Rocket, Jen Smith on How Sharing Your Story Helps Others Persevere. Listen as Jen shares on loss, gain, and reimagining your purpose. She relays how God will use your circumstances to bear fruit as you are faithful to share your story with others. Jen believes that when you give and love others to reach those unaware that you will see God's love as abundance in your own life. Find Jenn :    the website and Instagram    Scripture: Proverbs 3:5-6 Trust in the Lord with all your heart and lean not on your own understanding; in all your ways submit to him,  and he will make your paths straight.   Jeremiah 29:11 For I know the plans I have for you," declares the Lord, "plans to prosperyou and not to harm you, plans to give you hope and a future.   2 Corinthians 9:7 Each of you should give what you have decided in your heart to give, not reluctantly or under compulsion, for God loves a cheerful giver.   Luke 6:38 Give, and it will be given to you. A good measure, pressed down, shaken together and running over, will be poured into your lap. For with the measure you use, it will be measured to you."   Proverbs 3:27 Do not withhold good from those to whom it is due, when it is in your power to act.   James 1:22 Do not merely listen to the word, and so deceive yourselves. Do what it says.   Mark 5:19 Jesus did not let him, but said, "Go home to your own people and tell themhow much the Lord has done for you, and how he has had mercy on you."   Psalm 107:2 Let the redeemed of the Lord tell their story— those he redeemed from the hand of the foe,   Additional Scripture: 1 Timothy 6:17-19, Proverbs 19:17, Mark 12:41-44, Proverbs 11:24-25, Isaiah 1:19, Luke 8:39,         Psalm 66:16, 1 Peter 3:15-16 REGISTER @ CFLEX Academy Arts Enrichment   Listen to our sister podcast:  Abundantly Rooted   Other Resourses: Grab your Artza Subscription Box and bring home a bit of Israel.  use promo code: ARTZAKRISTINARISINGER for 25% off   Check out our Linktree   Get the Books:  Life After Losing A Loved One: How to Turn Grief Into Hope Strength and Purpose Adventures of LiLy and Izzy Bee: The Imagination Journey 

In this deep-dive conversation, a group of experts and practitioners explore the profound messages our bodies send us and how the power of the mind can redefine physical limits. From surviving double knee replacements to the neuroscience of "mystical experiences," this episode uncovers the techniques—like breathwork, tapping, and alter egos used by elite athletes and high-level executives to achieve peak performance and healing. Key Topics Covered: ·         The Body's Hidden Messages: Understanding the physical sensations (like tingles or tension) that provide intuitive guidance before events happen. ·         Alternative Healing vs. Traditional Medicine: Why some men find more success with Chinese medicine, energy work, and meditation than standard medical interventions. ·         The Neuroscience of Joe Dispenza: A look into the research on brain waves (gamma), pineal gland meditation, and how people are healing "incurable" conditions. ·         Mastering the Vagus Nerve: Using nasal breathing and cortisol regulation to stay "cool, calm, and collected" in high-stress environments like the boxing ring or the boardroom. ·         The Alter Ego Effect: How adopting a "persona" (like the "Assassin") can help you transcend pain and anxiety to perform at your best. ·         Breathwork as a Subconscious Tool: Learning to breathe "into" tension rather than holding your breath, which can shut down higher-level thinking. Memorable Quotes: ·         "Our bodies have a lot of knowledge and messages, but we don't pay attention because we're men." — Speaker 3 ·         "I believe in defying things through the power of my will and perseverance." — Philip ·         "If you're getting information on that level [the body], then you get to take care of yourself because it's easy at that level. If you don't, it gets more complicated." — Ron Social links of the Guests Dr. Larry Burk - https://www.facebook.com/DrLarryBurk/                           https://www.linkedin.com/in/larry-burk-62b73b23 Phil McDonald - https://www.facebook.com/phillip.j.mcdonald Alvin Law - https://alvinlaw.com/                   https://www.facebook.com/alvintoeslaw/ Stephon Brown - https://www.linkedin.com/in/seth-brown-74703340/ -      https://thebarstooltheories.com Dr. Ron Stotts - https://ronstotts.com/ -      https://www.facebook.com/DrRonStotts/ -      https://www.youtube.com/channel/UCNV6D59C3InwlZmpAOVls_g   Social links of Doug Beitz Facebook: https://www.facebook.com/dougbeitz/ Instagram: https://www.instagram.com/dougbeitz/ Website: https://buymeacoffee.com/dougbeitz Spotify: https://open.spotify.com/show/6mQ258nugC3lyw3SpvYuoK?si=7cec409527d34438 Apple Podcasts: https://podcasts.apple.com/au/podcast/intuitive-conversations-with-doug/id1593172364 LinkedIn: https://www.linkedin.com/in/doug-beitz-472a4b338/ TikTok: https://www.tiktok.com/@dougbeitz178

Title of this lecture (speech): "THE SECRET (a speech that leaves you speechless)". Speaker:

The Bad Speakers crew is back with another ignorantly intelligent, unfiltered episode packed with wild sports moments, culture debates, celebrity news, and real-life conversations you won't hear anywhere else. Episode 220, He Not Like That, kicks off with a historic performance as Bam Adebayo drops 83 points, surpassing Kobe Bryant for the second-highest scoring game of all time. The crew debates how impressive the performance really is and where it ranks in basketball history. They also react to the latest Forbes Celebrity Billionaire List, breaking down who's really at the top and what it says about power, influence, and money in entertainment today. Basketball fans get another major moment as Dwight Howard officially announces his retirement, leading to a discussion about his legacy and where he ranks among the all-time great big men. The sports talk continues with Anthony Edwards saying he'd consider playing in the NFL as a wide receiver or backup quarterback if he wins an NBA championship before 30 — is he serious or just talking? In entertainment, the crew reacts to Michael B. Jordan winning Best Actor at the Oscars, and what this means for his career moving forward. Sneaker culture is also on the table as the guys debate whether Jordan sneaker prices have gotten completely out of control, and if the brand is pricing out its core audience. Things get real and controversial as they discuss a viral law out of Ghana where denying your spouse sex has reportedly been classified as a criminal offense, sparking a deeper conversation about relationships, boundaries, and expectations. And in classic Bad Speakers fashion, the crew keeps it barbershop raw with a hilarious debate: Are there certain things men just shouldn't do? (Stanley cups, crab boils, and more

A new MP3 sermon from Grace Baptist Church is now available on SermonAudio with the following details: Title: Love Not THE WORLD Subtitle: Studies In 1st John Speaker: Richard Warmack Broadcaster: Grace Baptist Church Event: Sunday Service Date: 3/15/2026 Bible: 1 John 2:15-17 Length: 46 min.

A new MP3 sermon from Grace Baptist Church is now available on SermonAudio with the following details: Title: Studies In Romans, Pt.2 Subtitle: 2026 Romans Bible Study Speaker: Richard Warmack Broadcaster: Grace Baptist Church Event: Sunday School Date: 3/15/2026 Bible: Romans 1:2-3 Length: 43 min.

President Donald Trump and his administration and allies have sent mixed messages about the war with Iran in the first two weeks of the operation. The Secretary of Defense called it war. Now, the Speaker of the House said thus conflict with Iran is not a war.Whatever the president decides to call the joint U.S.-Israeli campaign – it's cost the lives of 13 American troops and more than 2,000 people in the Middle East, both civilians and military personnel.Congress has voted on a resolution to limit the president's power to continue this campaign – but that effort failed. And the president hasn't indicated he wants Congress to weigh in. Many Republican members appear unbothered by that fact. At least in public.What does Trump owe Congress as far as buy-in on war? And how have past presidents involved the legislative branch when deploying the military?Find more of our programs online. Listen to 1A sponsor-free by signing up for 1A+ at plus.npr.org/the1a.To manage podcast ad preferences, review the links below:See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Grace starts the show discussing the Oscars and Conan's big flub. Additionally, an argument between two MAGA people online may have crossed the line. Plus, President Trump has an awkward moment while talking with Speaker Mike Johnson.   Visit the Howie Carr Radio Network website to access columns, podcasts, and other exclusive content.

Discover the hidden strategies behind websites that turn casual browsers into loyal customers without expensive ads or complicated funnels.   This Episode is a Promotional Episode for the Website services that we offer at ⁠va.world⁠   What we Discussed:   00:00 Why we Recorded this Episode   00:47 Why do you want a Website?   01:36 How to Make Sure a Website Converts   02:55 The Biggest Mistake Businesses Make when Creating a Website   04:30 How Important is Brand Clarify with your Website   05:10 What questions to ask Clients before building their Website   06:34 Allow Disability access for your Website   07:30 Align a Website with the Companies Long Term Goals   08:40 We have worked over 5 years together and have not had an argument.   09:40 What makes a Website Stand Out   10:54 How to approach User experience on your Website   11:53 How Annoying Pop Up's are on Websites   12:35 Design Psychology for Improving your Website   13:44 Ensure you can see the Text on the Website   14:03 Speed & Performance for Website Success   15:22 How to Ensure a Website works across different Devices   16:22 How the Wesbite helped a client with ongoing Upgrades   18:20 How our Design improved Conversions on the Website   19:20 Feedback from Clients after Creating their Websites   20:54 Do not be to Pushy with Sales on the Website   21:35 How the Cookies Help with Sales on your Websites   22:30 Tracking on all Prts of your Website   23:11 Website are like Podcasts that have a lot of things to make it Successful   24:28 How to be be Safe adding Payment Options on your Website   26:15 Maintaining Your Website with our VA   27:32 Do not Managing your own Website if you want to grow your business   29:04 We Create Packages with a breakdown of costs   29:48 Staying ahead of website trends like Ai   30:53 What Website Platforms do we Specialise in   32:38 How do you Future Proof a Website   33:09 We Help Create Skool Groups   33:22 Difference between a Template Site and a Strategically Built Website   34:50 Some Templates Require Plugins   36:00 Amature Websites V's Professionally Designed Ones   37:00 The Problem getting the Wrong Website Template   37:32 How Important is Messaging compared to Visuals on the Website   38:47 How Long should a homepage be on your Website   39:57 The Process from Concept to Launch of your Website   40:57 Having Your Socials connected on your Website   41:37 Do you need a New Website   42:15 How to Connect with us for a New Website   44:35 My 6 Podcasts got 110K downloads last week   Find our Website ⁠va.world⁠ Book a Free Call ⁠https://va.world/contact/⁠   #WebsiteDesign #ConversionOptimization #OnlineBusiness #DigitalMarketing #VAservices #BusinessGrowth

Keith sits down with the youngest guest in show history—a 19-year-old college sophomore and student-athlete who's already deeply immersed in real estate and economics, Hunter Taddy. You'll hear a candid Gen Z perspective on money, debt, and the shifting social landscape, along with what's really being taught in today's real estate and econ classrooms.  They explore how young people are navigating college costs, work, and early investing decisions, and how hands-on property management education is shaping one student's path.  If you're curious about where the next generation of investors is headed—and what that might mean for your own strategy—this conversation offers a rare, on-the-ground look without the usual clichés. Episode Page: GetRichEducation.com/597 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Keith, welcome to GRE. I'm your host. Keith Weinhold talking with a 19 year old guest that I befriended last year. He's a college sophomore with a real estate investing related major. What does he think about generation Z's future is in person, social life, dead. And what do you really learn about real estate and economics in college today on get rich education.   Corey Coates  0:27   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android. Listener phone apps build wealth on the go with the get rich education podcast, sign up now for the get rich education podcast, or visit get rich education.com   Keith Weinhold  1:11   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally, while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Speaker 1  1:44   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  2:00   Welcome to GRE from Concord, New Hampshire to Concord, California and across 188 nations worldwide, you're listening to one of America's longest running and most listened to shows on real estate investing. I'm your host, Keith Weinhold, and this is get rich education. Increasingly, you know, people ask why even go to college? Is the value of higher education even worth it to drag yourself to an 8am American Lit class while living off of dining hall Breakfast Biscuits and chicken strips for $100,000 a year, it's been estimated that one in seven men are meats, n, e, e, t, that means not in education, employed or training. Why put on a suit and tie and show up at a job when you have a reasonable facsimile of life online and you have discord and Reddit and trade stocks on Robinhood and crypto on Coinbase. Now I don't think that's going to be good for you, and I still think that there are a lot of positives about attending college. At least 15 to 20 colleges close each year in the United States. And despite this, you know, most people that I talk to, they still seem to be mostly positive about college, or they have this expectation that their kids go to college. So anecdotally, this hasn't changed. I probably wouldn't even be as aware of this shift if I didn't read media like I do, if I just talked to people informally, I really wouldn't know. One thing that has not changed also is the notion of the broke college student. I used to be one of those. Now America is just a couple years removed from that wave of elevated inflation and war in Iran has positioned to stoke a second wave of inflation. Today's guest told me that he does pay credit card finance charges, even though he makes more than the minimum payment, just kind of like I did as a college student. The default state of teenage society today is different. It used to be boredom, and now that's been replaced with anxiety. That part has certainly changed, and often it tends to be teen anxiety over such nonsense things. I mean, I have a teenage niece. One example is the burden of maintaining your Snapchat streak? Oh my gosh, if you're a Gen Z or you know what I'm talking about, basically a snap streak where you've got to send a friend a photo or video every single day to keep your streak going, two people have to send it to each other, and people with long streaks, they even like send each other a photo of the floor, just. To keep the streak going. I mean, talk about anxiety over the wrong things.    Keith Weinhold  5:04   Well, today's team guest Hunter, he has a somewhat better grip on life. I haven't met his parents yet, but they've done an amazing job. In fact, Hunter's dad owns rental property, which kind of helps to fuel some of his interests and desire. But in order to cope with inflation and expenses, buy now pay later programs have really taken off. They're widely known, but less widely known. Our rent now pay later plans. They're booming. Platforms like livable, flex and affirm. They're used by lower income and lower credit score tenants that often live paycheck to paycheck. And how it works is that these tenants are extended money at the beginning of the month to pay the rent. They often pay a flat subscription fee plus 1% of the rent. And you know, hey, that could be better than the tenant paying late fees to the landlord. I learned from one tenant that had trouble paying his $1,850 in rent that flex charged him a $15 monthly subscription plus 1% of the total rent for providing the service. So his total fees for the app were around $33 a month rent. Now pay later. You're probably only going to hear more about it, but if you're a landlord, you probably do not know that your tenant is using a rent now, pay later plan, because you just received the full payment on time, and then your tenant pays back the service later. Remember, it is called rent. Now, pay later. Oh, before we bring in our guest, can I ask you for some quick help? Maybe you wanted to tell me what you think about the show. You could have been listening for years, but you don't think that you can reach me. If this show has helped you become a better investor, the best way to support the podcast is to leave a quick rating or review. It helps more investors discover the show. Just tap the five stars in your podcast app. It can take as little as 10 seconds, and I will read it myself. Thanks in advance for leaving a rating and review. Let's meet this week's guest.   Keith Weinhold  7:22   This week's guest is the youngest we've ever had in show history. He's a teenager, so he's about a generation younger than me, and it's his first time on a podcast. He is a sophomore student athlete at the University of Alaska Anchorage, where he competes in the 800 meters for the track and field team. He runs about a 155 his major is management, with a specialization in real estate and property management, and he's just into so many things beyond athletics and academics, he serves as an ambassador for the Widener property management and real estate program. He's also an officer of the real estate management and investment club from Wisconsin. He's 19 years old, a straight A student. He's also an RA that's a Resident Assistant there helping out students at the dorms. Welcome to GRE Hunter, toddy.    Hunter Taddy  8:18   Yeah, I'm happy to be here. Thanks for having me.   Keith Weinhold  8:20   Taddy is spelled T, A, D, D, Y. I met Hunter almost six months ago. A property manager introduced us just thinking that we might have some things in common, and she sure was right. We've gotten together a few times, including going running at one time where, well, I had more than a little trouble keeping up with an active college athlete. The last time we sat down for coffee, just last week, I looked at my watch. We were done, and we sat almost two and a half hours like how many teenagers could really hold my attention for that long? But he just understands the world and politics surprisingly well. For a 19 year old. He's confident and well thought out. He's read War and Peace. He even got some of his own cooking and avoids seed oils. And you know, Hunter being born in 2006 when GRE debuted in 2014 you were eight years old. So before we talk about you, let's talk about your generation, generation Z What do you think some of the markers of your generation are?   Keith Weinhold  9:28   Yeah, so it's as I've shared with you in the past. It's interesting, because especially at UA, I'm mostly surrounded by like, athletes. So athletes tend to be a lot more social, just like how they grown up, they're always around people that tend to be a lot more driven. But then when I talk to, like, non athletes, it's a little bit different. Like, my generation is definitely they're on their phone a lot. I mean, I've told you before, like, I avoid social media. Well, I wouldn't say like the flag, but I avoid it a lot, because I know, hey, how addicting it is. And B, just like, you know, the.The word of my generation is slop or brain rot, and which is most of the stuff on the internet, but Yeah, seems to be like, there's a lot of anxiety in my generation, a lot of, like, lack of accountability, which I've noticed a lot lot of, like, lack of responsibility. And it's almost like self indulgent in a way, where it's like, oh I'm so lazy, or Oh, I'm so this, or I'm so that, and it's just kind of weird. You don't really get that much with like the athletes. Back to the social aspect. I don't know if you've seen that headline recently, that's like, the alcohol industry has lost eight, $30 million over the past four years because he doesn't drink. The real story isn't about Gen Z not wanting to drink alcohol. It's about Gen Z, not like really being social, right? I mean, I don't see that many like, Hangouts as much as, like, when I hear from, like my parents, you know, every night you're going somewhere with your friends or your you know, you're going to the bar, you're going to a bonfire, or things like that. And it's just, you don't see it as much. A lot of people are just in their rooms or online and, you know, the online gaming, online gaming, I don't game a lot, but gaming with friends is actually really fun to do sometimes. But everything's a lot more digital, you know, from the communication to like the spaces, you know, where you hang out, whether it's video games or whether it's VR chat, and some people do that, or discord, or just like internet forums and things like that. Yeah, just lot more digital.    Keith Weinhold  11:24   Yeah, you use little or no social media. Personally, I know you manage the Instagram page for your real estate organization, but yeah, there is more of this perception of in person, social life, maybe not dead, but dying. I've learned that 51% of 18 to 24 year old men have never asked out a woman in person you were sharing with me at how you know people have anxiety just about ordering food in person at a restaurant in Gen Z.    Hunter Taddy  11:54   That's actually funny. So because of how that conversation escalated, I technically did ask her out in Snapchat, but then she was like, you have to ask me out in person. And then I did eventually ask her out in person.    Keith Weinhold  12:06   Now, when it comes to in person meetings, after a few meetings with you, I noticed something rare when it's about seeing people in person, you have virtues that I think are somewhat rare for Generation Z. I mean, you actually show up on time. This this chat we're having right now. It's the fourth time we've gotten together, and you actually showed up early each of the four times, which is something that I really notice and appreciate, which, even for people my age, it seems like it's a virtue that they've lost. I mean, showing up on time is just common decency. That's just doing what you said that you were going to do. I find that pretty interesting. But when it comes to your generation being in college now, I mean, college is tough. You know, when I went to college, I took on student loans. My parents and I each paid for half of the tuition, and also worked a part time job while I was there. So I mean, you hang out with a lot of athletes, but how is it with balancing, you know, the income and student loans? Because, you know, college kids are still pretty poor   Hunter Taddy  13:10   I wanted to run for a division two program, because you can get athletic scholarship. I came in as a walk on. I'm not on any athletic scholarship. I get free housing and free meals for being an RA. Yeah, with my RA position, I actually got the RA position my second semester. So I got it as a freshman, which was like, really, really clutch. So my dad was in the Air Force for 20 years, and I got the GI bill for like, I think, six months. So I got my two first semesters of tuition paid for, and then I got some, like, some money for, like, housing and stuff. I mean, I pocketed most of that just because, I mean, I got it for free already. I don't get any more help from the GI Bill, because I'm not in Wisconsin. But if I went to Wisconsin, I could go to any school for free, like, tuition free. So, I mean, sometimes I do think about that, but with my real estate program. I mean, oh my gosh, the scholarship deadline. Every year they give out like, $50,000 in scholarships. A lot of them are from Widener and then just other like local real estate companies in the area. Last year, I got a $2,500 scholarship to travel to the National Apartment Association's apartmentalized It's like, their yearly conference in Las Vegas, and that was pretty cool. So that stuff kind of went over my head, but a lot of the stuff about AI was, like, just really interesting to hear, especially just about property management. And it's crazy to me, because, like, AI is almost like, my generation's thing, since we're, like, growing up with it, yeah. And then hearing, like, a lot of like, the older people in the property management profession talk about, I mean, they're still talking about when they had to keep their records on pen and paper, or, like, files and stuff. And I'm like, This is crazy. So I have scholarships with the real estate program, if I'm lucky, I can get up to almost $10,000 after the spring. It's.That means I pay in state tuition because I live on campus. It was a deal they were running after covid. So that's only like $5,700 I mean, my scholarships will be able to cover that. This semester, I paid like 2000 of it or something, and then my parents were kind enough to cover the rest, and then I'm going to pay them back right away after the year ends once I get those scholarships. And then, yeah, I get $11 an hour for working desk at my RA job. It's tax free, so, I mean, it's not totally bad, but I don't working desk hours that much because we only have them at night. And then, you know, being an athlete, I don't like staying up until, you know, one o'clock sometimes. I mean, the other night, I had to work a nine to three desk shift, and that screwed my whole for an entire week. Yeah. Okay,    Keith Weinhold  15:48   so when you graduate college in a few years, you could very well come out with a lower student loan balance than a lot of others did, although you might still have an informal loan with dad in there as well. How do you and a lot of people of your generation see your financial future? They sure can be hard to predict, but a lot of people see this crushing debt with student loans, and I wonder, even though it could be far into the future if really Gen Z thinks that they're ever going to be able to afford a home. Now, when it comes to the student loans, I know I shared with you when we sat down for coffee that I had a balance. I think it was like a $20,000 balance when I graduated, because again, my parents paid half of it and I worked part time when I went to school, I shared with you that I just took that balance and paid very little interest on my student loan balance because I kept transferring it repeatedly onto these 0% APR credit cards, and when my introductory rate expired on one card, I would just transfer it onto another card. So I've long been comfortable with debt.    Hunter Taddy  16:52   So me, personally, I do not want to take out a loan from any entity. I'm very fortunate and privileged that my parents are able to, you know, front that money for me when I need it. When I need it, I try to pay them back right away. I do not want student loans like my goal is to get out of college, you know, without owing anybody any money. It's weird, because I'm from such a small town in Wisconsin, and I view trades a lot differently than, like a lot of my peers who grew up in the big cities, I know blue collar millionaires, right? People who just, you know, put their nose to the grindstone, pouring concrete. You know, working driving a semi. Only do that for maybe five or 10 years, like my cousins. My cousin pours concrete, and then the other one, I think, works for construction company, the Midwestern work ethic, they're sitting on 10s of 1000s of dollars in their savings account right now. You can make the argument. Well, their back is going to give out in a couple years. And some of that's true. But also, you know, you don't have to be the guy pouring concrete for how long. You could be the business owner, or you could be the guy who's the plumber for 510, years, and then, you know, start your own plumbing business. That's why I don't look at student loans as, like, I need this college degree to, like, make money or be successful. Like, I've met a lot of people who legitimately have that mindset. That's like, I understand that if you've grown up in that sort of, like sphere, you've grown up with those ideas. But to me, it's like, I know if I can't pay for college, or if I don't graduate college, I know I'm going to be fine. I could go, you know, work construction, or I could go, you know, mow lawns or something. I know, I guess I just view it differently. But a lot of people think they need those student loans. So, I mean, they sign up for them. And I looked it up the other day, the average time to pay off student loans is, like, 20 years or something like that. Yeah, I believe it. That is kind of sad. That's insane to me. I want my lawyers going to college. I want my doctors going to college. I want to college. I want all these people to have a good education. But I mean, like 100,000 to $200,000 I just see that, and it's like, oh, I don't know, man, I sign up for the fast flow every year, but I never get anything Free Application for Federal Student Aid, yeah, but I know some people get, like, Pell Grants. If I'm not wrong, I think the Pell Grants are just, I don't know they have to pay those back. It seemed like I was applying for the Stafford Loan. I was lower middle class. I don't think we quite qualified for the Pell grant. The grant being like, free money and a loan of stuff that you need to pay back. Yeah, of course. And of course, in addition to student loans, we regularly have students using credit cards and probably not being able to pay the full balance, is they make their way and try to pay their way through college. That's certainly one thing that I did.    Hunter Taddy  19:28   Here's something for you, DoorDash, my generation and DoorDash is so crazy. I mean, I look at some of these people we have like a desk, at some of the halls, and the amount of people who just DoorDash some of these people are doordashing every night. And that's not cheap, like, that's sometimes it's like 30 bucks just to get Taco Bell or, you know, Wingstop or something like that, and then Klarna, it's like, finance a pizza. Like, what are we doing here?    Keith Weinhold  19:54   Sure, yeah, you're making a down payment on a blooming onion and financing it and making the last payment on it. Years later or something. Yeah, crazy like that, 100% and yeah, I would imagine home ownership is just seen as something that's so far into the future, it's almost unfathomable.    Hunter Taddy  20:12   Yeah, it's funny to me, because, you know, I come from, again, very small town, the cost of living is, like, extremely low compared to the country. I'm pretty sure Green Bay was voted number one place to live by us, News and World Report couple years ago, number one place to live in the United States. But more of the people back home who work these jobs in the trades, like the thought of owning a home seems a lot more real to them than my friends who are in college. And a lot of that has to do with, you know, like we're in bigger cities. Again, people have more debt, but yeah, I mean, you look at those prices of homes, I think the median home price in Anchorage is like $426,000 and just, you know, looking at that numbers like, how am I ever going to afford that? One of my friends, he's in the real estate program. He's got $40,000 saved up. He's got his Roth IRA maxed out. It's weird, because this is one of the points I want to make. So in my generation, you have people who have all these resources, you know, especially with the internet, and they're doing very well with it. They're taking it and they're running with it. And then you have the other part of my generation who's doing the buy now, pay later option. It's almost like a upside down bell curve or something like that. The people who are good are getting so much better, and the people who are making the bad decisions are getting so much more worse.    Keith Weinhold  21:25   Ah, the K shaped economy starts young.   Hunter Taddy  21:27    It's just interesting to see sometimes, because you have some people like, I can't afford this, I can't afford that, and it's like, yeah, being college student is hard. But then it's like, you buy your $6 coffee every day, and it's, you know, I'm guilty of that too. My spending habits aren't the best. And then you look at like home ownership inflation is real. Cost of living is getting higher. But also my dad talks about this a lot like our standards are getting so much higher, too great. Our houses are getting bigger. Kids don't share bedrooms anymore. All our kids have to have our phone. All our kids have to have the newest thing or the newest coat. And you know, you want nice things for your family. I get that, you know, I don't have a family, so I can only talk about this so much. But I mean, our standards are getting a lot, a lot higher as well. I mean, you look at our grandparents houses, and they're like, these, just small, one story houses, one bathroom. You know, I look at the house that my dad grew up and he shared a room with his brother until he graduated, right? And then you look at all these families kids live in their bedroom, it's so weird to me that like siblings, they know each other, but they don't know each other because they're sitting in their rooms all day and they're looking at their phones.    Keith Weinhold  22:31   You surface a good and salient point hunter that a lot of people don't bring up because the K shaped economy that means a widening disparity between the haves and the have nots, but the entire K also keeps moving up, so standards of living continue to get better for both the haves and the have nots, even though the disparity between them continues to widen, and yes, a poor person today has Wi Fi and has Air Conditioning and a lot of minor conveniences that poor people didn't have 75 years ago. You're listening to get rich education. We're doing something different this week, talking to the youngest guest in GRE history. His name's Hunter toddy. We're going to talk more when we come back about what he's learning in classes, economics and real estate classes, because that is one thing that college students do. Remember, I'm your host. Keith Weinhold.    Keith Weinhold  23:24   Flock homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio through a 721, exchange, deferring your capital gains tax and depreciation recapture. It's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721, the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash GRE. That's f, l, O, C, K, homes.com/g.R, E,    Keith Weinhold  24:00   you know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program, why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family investments.com/gre,or send a text. Now it's 1-937-795-8989, yep, text their freedom coach directly. Again, 1-937-795-8989,   Robert Kiyosaki  25:12   this is our rich dad. Poor Dad. Author Robert Kiyosaki, listen to get rich education with Keith Weinhold don't quit your daydream   Keith Weinhold  25:26   Welcome back to get rich Education. I'm your host. Keith winehill, we're talking with Gen Z and student athlete Hunter toddy. He's a sophomore college student, and he's got a management degree with a concentration in real estate investing. So yeah, Hunter, tell us some of the things that you've learned about in an economics class or two that you've taken there at UAA.    Hunter Taddy  25:51   So I had an economics class last semester, but the teacher is basically tenured, and he only posted YouTube videos and like three quizzes was like the entire grade. He made us great at 2000 wasn't gonna say and didn't even grade it. So I didn't learn anything about economics, but that was macro, and now I'm in micro. And this professor, he's fantastic. He talks to Anchorage and Alaska legislators all the time. He was on Meet the Press Like he's very, very, very, very smart and well spoken, one of my and professors, and he's also Yale educated, as I understand. Yeah, I always get crap from my cross country teammates because most of them are STEM majors. There's a lot of engineers, and then there's, you know, you have people who are in, like, kinesiology, and then a lot of aviation, but they always give me crap because, like, oh, business, it's supply and demand, blah, blah, blah. But then, like, legitimately, economics has been so fascinating for me, just like, you know, consumer behavior, opportunity cost, trade off. One of the things is rent control, right? Definitely a big conversation, especially in, like, my generation, you know, because of all these rising prices. And then, you know, the landlord always gets the negative connotation, right? Landlords are greedy. I wouldn't even as a college student. Well, you think about rent control is like as soon as you put that binding price ceiling on the rent prices in an area, that's why there's not enough housing on the West Coast. That's why landlords are painting over the light switches, or they're not fixing your toilet, or they're not fixing the leaky sink. There's just a lack of understanding general society about, like, just how markets work and why. You know, businesses make certain decisions that they do. That's one thing with, like, a lot of my generation, is a lot of them are almost anti business, in a sense, right? In a sense, but they love being consumers. What my dad talks about a lot is as the business owner, like when you work for a company, a lot of the times you can clock in, clock out, you go home and you lay your head on the pillow, and you don't have to worry about anything, right? But when you're the business owner, like my dad, and if you have a lot of anxiety, like he does, about certain things, and you stress a lot, you're up at 2am wondering if the LVP you put in someone's kitchen is going to buckle, well, then you're gonna have to go back and fix it all and all these things, and so I definitely have a lot more to say understanding for like business owners and like landlords. Yeah, the economics classes just broaden my understanding of how the world works. I think that's a class everyone should take, and it is a general ed but I think it's a class everyone should pay attention to as well.    Keith Weinhold  28:18   Sure, rent control gives landlords no incentive to make improvements to a property. So yeah, it's good that you're learning about this in econ class. Tell us about some of the other things that you've learned in economics or in your more real estate investor centric college courses.    Hunter Taddy  28:36   So I'll focus more on the real estate stuff. So Dean Widener, Widener apartment homes, one of the top five, I think, largest owners of apartment homes in terms of units like in the United States, right? He basically came to Anchorage, and he wanted to build the Widener program, basically like a farm for property managers, like, you know, give this education. And then they, you know, they come work for widener. They come work for, you know, whoever a lot of the education has to do with property management. So there's leasing, asset maintenance. Talk a lot about operating budgets, risk management. All students in the program memorize the cash flow performer by heart. So, you know, you have gross potential income loss to lease, vacancy, net revenue, other income, expense reimbursements. Maddie poo, which is maintenance, admin, taxes, insurance, payroll and utilities. Have you heard that acronym before? What is it? Yeah. Maddie poo, I pretty sure my professor, like, that's kind of like his thing. I didn't finish it all, but we have it all memorized, and then we do, like, a lot of fair housing and landlord tenant law. Yesterday, in my Real Estate Investment Finance course, we were analyzing loans, and we were making like amortization tables, yeah. And then so we were looking at like interest rates, how a balloon loan works, variable interest rates. I took real estate Maintenance and risk last semester, and that was really awesome. We got to visit buildings all across Anchorage and talk with the property managers, talk about maintenance systems, general maintenance of the property, property management, the day to day, things like that. And then leasing, we actually had us basically go undercover. We have to have three properties, and we go do a showing at all of them, and then we had to review them, and we did a presentation about them, and, like, we basically reviewed them and graded, like the leasing agent, and how they did that one was really cool.    Keith Weinhold  30:33   Okay, so the mock tenant, grading a leasing agent, yeah, then showing you amenities, explaining lease length, things like that,    Hunter Taddy  30:41   and then seeing if, you know, they violated any like Fair Housing things. He said, Don't necessarily try and bait them, but one of the questions that one of my classmates asked, so what kind of people live here? And then the good property manager, you know, it says we rent to anyone that fits our criteria. And then you have some people that's like, oh, you should have said that. Yeah, yeah, it's pretty touchy, age, race, family status, right? Yeah. So we definitely have that drilled in our heads as well, like landlord tenant law and then, like, fair housing, you    Keith Weinhold  31:11   told me something interesting when we got together, when you run the numbers for property, that the numbers always work better in one condition than they do in another.    Hunter Taddy  31:20   So we do cap rate. And so cap rate is noi over value, I believe, yep. So we analyze the cap rates for all the properties, and then we see what is our return if we pay cash or whatever is our return when we pay leverage. And sometimes it's better if you pay cash, or sometimes it's better if it's leveraged. But I always think even if you could pay cash, you pay, say, $3 million for the whole complex, well, you could put a $500,000 down payment on six other properties. So I always thought that was weird, because that's just, I read Rich Dad, Poor Dad, after my dad recommended it to me, and then it just talking to my dad about leveraged investments. Yeah, why don't you do that instead? Oh, he said,    Keith Weinhold  32:00   right, as long as you control your cash flow and pay the mortgage and the operating expenses. Yeah, we typically talk about getting the leverage here, because the appreciation grade has absolutely nothing to do with the amount of equity that's in the property. Is there anything else interesting that you learned from going out in the field and actually seeing some properties or talking to some managers? And I think this is really interesting, because a lot of times when people graduate college, they tend to broad brushstroke students or new graduates, and say, Yeah, but they haven't gotten out in the real world yet, but you actually are as a student.    Hunter Taddy  32:33   Yeah. So that's one thing I really love about our program, and I really love our professor. He owns properties himself. It's not like a pyramid scheme thing where, like, almost like, you're going to college to learn how to be a professor, and sometimes that we need those people for, like, research and stuff. But like, he's actually done the work. He knows what it's like. He can relate to things that we're talking about. Yeah, we get a lot of that real world experience, which is really awesome going about that, like the leasing experience. One of the things with, like, a lot of the managers, especially in Anchorage, because there's such a housing shortage, a lot of them didn't really like try, because they like, almost don't have to, because, I think a lot of them assume you're gonna lease someone anyways, no matter, because it's not necessarily really competitive. So because the vacancy rate is so small, yeah. So it's just like, here's the kitchen. You know, we're actually taught in leasing class, leasing strategies. And also, what's really good about our classes, we read, like, a lot of personal growth books in our classes. So like in our leasing class, our professor had us read The Seven Habits of Highly Effective People, Stephen Covey and yeah. And then I think for our real estate investment class, we're going to read the compounding effect. I don't know what it's about, but I mean, I really appreciate how our professor gives us, like, those books and that knowledge that's not just, you know, specific to real estate. It's like how to become like a better person, or how to become better at personal finance in general.    Keith Weinhold  33:58   All right, so some conceptual and some mindset stuff, along with more of the hands on and more of the numbers. Well, before I ask you, what's next for you, do you have any last thoughts with what you've learned in class, or just anything overall about your generation and lifestyle and getting along financially? For a college student,    Hunter Taddy  34:18   in April, I'm going down to Austin for the property con, which is Institute of real estate management, big conference. I think they have this one every year too. I think John Quinones, the guy from what would you do, is going to be like one of the keynote speakers. So looking forward to that, definitely looking forward to some of, like, learning more about, like AI, and how it's used in, like, the property management, like real estate sphere, and then I'm kind of interested in green building, because it almost seems to be like, Win win, right? Because better for the environment and then better for the investor most of the time, you know, like, through these retrofits, like you're just switching to LED light bulbs, we actually, we ran those numbers a lot in my.In its class. Like, you know, what would it be like if you switch from iridescent to LED light bulbs? And it's like, that's like, what are the things that all property managers should do? Because you're saving, sometimes 1000s of dollars and seven or 10 year period, or whatever it is, improve the cap rate, right there? Yeah, I want to definitely learn more about, like, the green building. And also, just because, you know, I'm a healthy person, when I build my house one day, I don't want to have, like, a lot of toxic materials and stuff as well. I have one friend. He's really, really dialed in his health. They're talked about him with you before, but he, like, he's not even have drywall in his house because there's some, like, toxic thing in drywall, or something, like, he's gonna build it out of brick and mud or something, I don't know.    Keith Weinhold  35:39   Oh, he can't just go live in any rental. Yeah, well, Hunter, this has been really good. Your dad owns rentals in Wisconsin, and like you mentioned, he's red, Rich Dad, Poor Dad himself. So that's kind of an influence on you. And you do have a management internship back in Wisconsin this summer. But before we go on, you mentioned to me that your dad owns a certain type of apartments in Wisconsin, and I've never heard of that type before. What are they called? And then, what does that mean?    Keith Weinhold  36:06   I think the name is local to the city itself in Manitowoc, Wisconsin. So they're called custerdales. I think there were homes built after World War Two, I believe, for like GIS and things like that so well. Just before he got in the Air Force, he was in Saudi Arabia for a year, and he was thinking about, you know, what am I going to do when I retire? Because he knew after the year was done, he was going to retire and come back to Wisconsin. And one of his friends got him into real estate, and he talked to my mom a little bit, and they just started buying properties. So that was in 2018 and now they own about 70 units, mostly duplexes, with their biggest being a five Plex. They also have a 18 bed assisted living facility. Most of the the 70 units are called custerdales. They're all like, cookie cutter, like, the same they're basically the same layout, you know, sometimes it's just flipped or whatever. And he basically did the same thing each time, a lot of them were, like, really run down ones that they purchased had someone with a chicken living on top of the refrigerator. And then when they locked the place up after they bought it, he broke back in and took stuff. And so they've really, actually, like, helped the community in a way, by remodeling a lot of these homes. And then my dad would refinance them, and then he would take that money and then invest it into another property. And he just kept doing that again and again and again. Yeah, so buy and hold we self manage, because there's not really a reputable property management service in the area. This is near Manitowoc, Wisconsin. Maybe you've heard that name before. Manitowoc, they make heavy construction equipment, and you are going back to Wisconsin this summer for a management related internship, yeah, well, Hunter, well, this has been great talking about what your generation's like, what you do in your classes, and the practical experience that you're already getting as a 19 year old. I mean, you're just substantially further ahead than I was as a geography degree student and major way back in the day, if anyone wants to reach out to you, see what you're doing, or contact you. What's the best way for them to do that? Hunter.    Hunter Taddy  38:09   So I don't have Instagram or Facebook, but I do have LinkedIn. So if you just search Hunter toddy again, T, A, D, D, y, on LinkedIn, you can find me there. Also just give my email. It's H hottie 007 at Gmail.    Keith Weinhold  38:26   All right, look that up if you want to reach out to Hunter. Yeah, it's been great having you here. Thanks so much for coming on to the show.    Hunter Taddy  38:32   Thanks forhaving me.    Keith Weinhold  38:40   Yeah, a fresh perspective from college student, Hunter toddy today. He has got his act together amazingly well for a teenager, and you know, talking to him made me think about something like I said when I graduated college, and it was just with a bachelor's degree. By the way, pretty humble bachelor's double major, geography and regional planning, I had that 20k in student loan debt, which I transferred onto 0% APR credit cards, over and over again and inflation adjusted terms, that might be 40k in today's dollars. I had no incentive to pay it down, let alone pay it off, since my finance charges were essentially zero, so that's why I probably carried that balance for close to 20 years. But this is the first time that I thought about the fact that that very habit was probably a benefit to me, not because it saved me from paying interest on student loans, but because it got me comfortable withholding debt for the long term and rationalizing that there would be an opportunity cost of paying off that debt, because a payoff would have meant that I would forego the opportunity of investing those dollars to get gains, that habit got me comfortable with prudently using debt and leverage as a real estate investor, and that helped me own and control more property sooner. So it was a somewhat autodidactic approach to good debt. Today, we talk with a young, likely soon to be investor, oppositely next week here on the show. We're talking about the book end, on the other side of the shelf, and that is when you're ready to retire from real estate, you can exchange your properties into a fund, pay zero capital gains tax or depreciation recapture. And unlike a 1031 exchange, what you've done is you have totally exited the direct real estate business with a 721, exchange, and you still get financial upside with zero management duties retired. Finally, if you've ever wanted to tell me what you think about the GRE podcast, if this show has given you some fresh perspective or helped you become a better investor. The best way to support the show is to leave a quick rating or review. It helps more investors discover the show. Here's how to do it inside the get rich education Show page on Apple podcasts, scroll about halfway down to ratings and reviews. Tap the purple stars to rate, and then tap the purple words write a review on Spotify from the get rich education podcast, tap the three dots near the top of the show page, tap rate podcast and leave your star rating. That's all it takes. It's crazy that this show has almost 6 million total listener downloads, but yet, across all platforms, we have perhaps only 1000 reviews, and that's probably because I rarely ask for them. I would greatly appreciate it. Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Unknown Speaker  41:59   Nothing on this show should be considered specific personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively   Keith Weinhold  42:27   The preceding program was brought to you by your home for wealth, building, get richeducation.com  

Titus 3:3-8 NIV “At one time we too were foolish, disobedient, deceived and enslaved by all kinds of passions and pleasures. We lived in malice and envy, being hated and hating one another. But when the kindness and love of God our Savior appeared, he saved us, not because of righteous things we had done, but because of his mercy. He saved us through the washing of rebirth and renewal by the Holy Spirit, whom he poured out on us generously through Jesus Christ our Savior, so that, having been justified by his grace, we might become heirs having the hope of eternal life. This is a trustworthy saying. And I want you to stress these things, so that those who have trusted in God may be careful to devote themselves to doing what is good. These things are excellent and profitable for everyone.”   *Transcription Below*   Hunter Beless is an author of several children's books including Read It, See It, Say It, Sing It! and Amy Carmichael: The Brown-Eyed Girl Who Learned to Pray. She is also a Bible teacher, co-author of Titus: Displaying the Gospel of Grace and the founder of Journeywomen Ministries, which empowers women to live out their faith through deep commitment to their local church. Hunter hosts the Journeywomen Podcast, sharing resources and insightful conversations with women of faith. She and her husband, Brooks, have four beautiful children, whom Hunter homeschools. You can find her on Instagram @hunterbeless, or at https://www.hunterbeless.com/books. Journeywomen Podcast   Thank You to Our Sponsor: The Sue Neihouser Team   Connect with The Savvy Sauce on Facebook or Instagram or Our Website   Please help us out by sharing this episode with a friend, leaving a 5-star rating and review, and subscribing to this podcast!   Questions and Topics We Cover: 1. What rhythms have been most profitable to you (spiritually, relationally, physically, and productively?)  2. In your own home, how have you intentionally helped your children know and love God through Scripture?  3. How is the Gospel useful for not only salvation, but also sanctification?   Similar Episodes from The Savvy Sauce: 16 Reflecting Jesus in Our Relationships with Rach Kincaid 57 Implementing Bite-Size Habits That Will Change Your Life with Author, Blogger, Podcaster, and Speaker, Kat Lee 150 Brain Science and Spiritual Abundance with Ken Baugh 166 Journey from Empty to Well Nourished Soul with Gretchen Saffles  207 Cultivating Character in Our Children with Cynthia Yanof Special Patreon Release Wholehearted Quiet Time with Naomi Vacaro 267 Apologetics with Ray Comfort 274 Holy Spirit Stories and Fruit and Ways to Identify His Guidance in Our Lives with Margaret Feinberg   Gospel Scripture: (all NIV) Romans 3:23 “for all have sinned and fall short of the glory of God,”   Romans 3:24 “and are justified freely by his grace through the redemption that came by Christ Jesus.”   Romans 3:25 (a) “God presented him as a sacrifice of atonement, through faith in his blood.”   Hebrews 9:22 (b) “without the shedding of blood there is no forgiveness.”    Romans 5:8 “But God demonstrates his own love for us in this: While we were still sinners, Christ died for us.”    Romans 5:11 “Not only is this so, but we also rejoice in God through our Lord Jesus Christ, through whom we have now received reconciliation.”    John 3:16 “For God so loved the world that he gave his one and only Son, that whoever believes in him shall not perish but have eternal life.”   Romans 10:9 “That if you confess with your mouth, “Jesus is Lord,” and believe in your heart that God raised him from the dead, you will be saved.”    Luke 15:10 says “In the same way, I tell you, there is rejoicing in the presence of the angels of God over one sinner who repents.”   Romans 8:1 “Therefore, there is now no condemnation for those who are in Christ Jesus”   Ephesians 1:13–14 “And you also were included in Christ when you heard the word of truth, the gospel of your salvation. Having believed, you were marked in him with a seal, the promised Holy Spirit, who is a deposit guaranteeing our inheritance until the redemption of those who are God's possession- to the praise of his glory.”   Ephesians 1:15–23 “For this reason, ever since I heard about your faith in the Lord Jesus and your love for all the saints, I have not stopped giving thanks for you, remembering you in my prayers. I keep asking that the God of our Lord Jesus Christ, the glorious Father, may give you the spirit of wisdom and revelation, so that you may know him better. I pray also that the eyes of your heart may be enlightened in order that you may know the hope to which he has called you, the riches of his glorious inheritance in the saints, and his incomparably great power for us who believe. That power is like the working of his mighty strength, which he exerted in Christ when he raised him from the dead and seated him at his right hand in the heavenly realms, far above all rule and authority, power and dominion, and every title that can be given, not only in the present age but also in the one to come. And God placed all things under his feet and appointed him to be head over everything for the church, which is his body, the fullness of him who fills everything in every way.”   Ephesians 2:8–10 “For it is by grace you have been saved, through faith – and this not from yourselves, it is the gift of God – not by works, so that no one can boast. For we are God‘s workmanship, created in Christ Jesus to do good works, which God prepared in advance for us to do.“   Ephesians 2:13 “But now in Christ Jesus you who once were far away have been brought near through the blood of Christ.“   Philippians 1:6 “being confident of this, that he who began a good work in you will carry it on to completion until the day of Christ Jesus.”   *Transcription*   Music: (0:00 – 0:11)   Laura Dugger: (0:12 - 1:16) Welcome to The Savvy Sauce, where we have practical chats for intentional living. I'm your host, Laura Dugger, and I'm so glad you're here.   Thank you to the Sue Neihouser Team for sponsoring this episode. If you're looking to buy or sell a home this season, make sure you reach out to Sue at 309-229-8831. Sue would love to walk alongside you as you unlock new doors.   My guest for today is Hunter Beless, and you may recognize her as the founder of Journey Women Ministries. She's also a podcaster and an author of multiple books, including this recent one, Jesus Loves You More. Hunter is going to share today about all things discipleship.   Here's our chat. Welcome to The Savvy Sauce, Hunter.    Hunter Beless: (1:17 - 1:23) Thank you so, much for having me. I just love the concept of this show, and I'm excited to be here with you today.    Laura Dugger: (1:23 - 1:56) Well, I've been looking so, forward to getting to chat with you. You've been on my list for years, so, I'm thankful this worked out. And even, it may have been years ago, but I heard you publicly share that you had chosen to put your faith in Christ in elementary school, I believe. But then as you transitioned into high school, you were open about then choosing to pursue the ways of the world. So, will you just speak to that experience and talk to that teenage girl who's currently facing some similar temptations?    Hunter Beless: (1:56 - 6:39) Oh, that'd be such a privilege to get to speak to any young woman who is in a situation like this. I often think, like, if I would have just had one older friend who was encouraging me in the Lord, who would be willing to testify to God's grace in her life, and who would reach back and try and help me just to continue walking in the grace that he had extended to me through his son, like, I wonder if it would have gone differently for me, Laura. But, you know, the Lord did save me at a young age, and I lived fervently for him, loved God's word, even from a young age.    And I remember, like, seeing groups of people that I wanted to like me, and wanting so, desperately to be accepted by them. But knowing that when I opened the pages of scripture, the Holy Spirit brought conviction to my heart in a way that would not allow me to act in accordance with the things that these groups were doing, in order to be approved of by them. And so, I thought to myself, "Well, maybe I'll just stop reading my Bible so, much." This is about eighth or ninth grade. And, you know, then I won't feel a sense of conviction when it comes to, like, these behaviors that I know I need to, you know, adapt to, in order to be approved of by the people that I deemed, you know, significant. And so, I set my Bible aside.    And it's a really sad story. I mean, as I continued to spend time outside of God's word, I would still go to church with my family and things like that on Sunday mornings. But I just began to look less and less like a follower of Christ, and more and more like the world. And eventually, you know, I spent my entire duration of my high school years doing that. And I have to tell you; I just went back to my 20-year high school reunion. And there was a girl that I saw there. And she told me what a jerk I was in that season of my life. And it was such a wonderful thing to be reminded of what it looks like for me to not be walking in the Spirit, but to be walking in the flesh. And to really have to reckon with, that is what it looks like to be walking like the world.    And I just told her, I said, "You know what, you're completely right." I said, "I was." I was totally looking out for my good and not for the good of others. I was absolutely living for myself and not for the Lord. But by God's grace, when it came time for my senior year of high school, he allowed me to get to the end of myself. And you would have thought, like, looking back, I had the resume, I had the 4.0, I had the salutatorian status, I was the president of my high school senior class. You would have thought, this girl's crushing it. But I had never been more anxious, more depressed, more insecure, more selfish, obviously, as testified to by the girl that I just referenced, than I was in that season of my life.    And I remember I had a youth pastor who had just come into our church. And he said, "Hey," he said, "How's your time in the word looking?" And I said, "Well, I could either lie, or I could tell the truth." And I said, "You know, it's looking pretty, pretty bleak." And he said, "I just want to challenge you to get back in God's word." And at the same time, my dad had a tragic accident. It was a near death accident. And I was kind of reckoned with the brevity of life as a senior in high school. And I cried out to the Lord. And I said, "God, if you really are who you say you are, would you show me who you are through your word?"    And that sparked, Laura, this passion for God's word. And it allowed me then to see the difference in my own life, what it looks like for Hunter to be walking without listening to the voice of God, and what it looked like for Hunter to have her face in her Bible, and to seek to live by God's word. And I tell you what, I probably don't look nearly as impressive by the world's standards. But the joy and the peace, and really just the transformation that the Lord has accomplished in my life through his word, is something that I cannot stop testifying to. And I just cannot encourage women enough, like if you are wrestling with the flesh, to get into God's word, because God works by the power of the Holy Spirit through his word in the lives of his people. And so, that's why really this whole passion has just overtaken my life for God's word.    Laura Dugger: (6:40 - 6:59) Wow, that is incredible to hear that transformation, because God did it, and God can do it again. And God can do it for each one of us listening. But you are so passionate about discipling others. Can you first tell us, what were some of the significant ways that you've been discipled?    Hunter Beless: (7:00 - 10:07) Yeah, well, I went to college, and that was the first time that I had ever really had someone seeking to do spiritual good in my life, outside of my parents. And really, even with my parents, like, you know, sitting down intentionally studying the word, that wasn't a part of our family culture. And so, when I went to college, there was a girl, her name was Meredith. And I remember, she sat down, and she taught me how to read my Bible, for really the very first time. I remember being confronted with some of the truths of scripture, Laura, and I'm like, "That's in the Bible? That disrupts me. Like, I didn't know that, you know?" And so, it was such a wonderful time, just of really kind of being confronted with my own theological ideas from my, you know, lack of ability and time to really understand the message of the text, you know, and then to really reevaluate that and be conformed to the text and to allow it to conform me. So, Meredith had a significant influence in my life in how to study the Bible.    And then I had an older woman named Joyce, who at the time, I believe, was in her late 40s, maybe early 50s. And I just remember, Joyce found out that I began to memorize scripture. So, somewhere along the way, I realized, like, this book is so, significant that I need to start, you know, hiding scripture away in my heart. Some of that was just watching my own grandmother and seeing the way that the Lord had used scripture in her own life. And realizing, like, wow, if my grandmother has these truths hidden away in her heart for this season, and she had dementia, I need to start hiding scripture away in my heart, too. So, Joyce and I really, we started up a group on scripture memory.    And I'll never forget the first time I met her, she said, "Hey, I heard you're starting to memorize Ephesians." I never finished. But she said, "Let's hear it." And so, she just opened up her Bible. And I just started quoting Ephesians. And one of Joyce's coined phrases that at the time I didn't realize was actually scripture itself, she would hold the Bible out in front of me. And she would say, "Hunter, this is no empty word for you, but your very life." And she had so many phrases like that, that I didn't even realize at the time, because I was pretty biblically illiterate, that were the words of scripture themselves. That's Deuteronomy 32:47. And Joyce really embodied that message for me, that scripture is that man doesn't live by bread alone, but by every word that comes from the mouth of God. And so, watching her just live with her face in her Bible, proverbially speaking, and seeking to meditate on its truths and live by those day in and day out really transformed who I am even today. And she gave me a picture of what I'd like to look like years down the road.    So, I've had various mentors, but those are some of the first. And the Lord definitely used them in significant ways to do spiritual good in my life.    Laura Dugger: (10:08 - 10:36) And I don't know what kind of life those women lead if they're in public or more private disciplines, but their faithfulness, you just see the impact how it ripples out to bless generations. And even you, Hunter, you're leading this incredible ministry, where you disciple others through helping women know and love God through his word. So, will you share how you ended up getting to do this awesome work that you get to do today?    Hunter Beless: (10:37 - 15:41) Oh, well, the beginnings of this, you would not have thought were awesome. And in fact, you and I were just chatting, and I still am recording out of my closet. And really, it's all just been an overflow of what the Lord has been doing in my own life. And I did feel like along the way, I just, I began to just love learning from older women. And I do think that's a biblical, like scriptural kind of practice. You look at Titus 2, you see the older women are to teach the younger women what is good. I was a younger woman who loved learning from older women. And so, I had this, over the years, this just long list of women who had invested in me who had, you know, testified to God's grace in their life, who had taught me the scriptures.    And when my husband Brooks and I were in the military, we found ourselves on post. And just due to the transiency of a military lifestyle, the churches around military installations tend to be a little bit tired, sometimes depleted, because people in the military are moving so, frequently. So, it's hard, right, to have continuity to see people through in their discipling process and all of that. And so, I really missed those mentors that I'd had from college, and the year after college, after coming into marriage. And so, I thought to myself, like, man, I want the other women. I was also interfacing with either believers or non-believers who really had never been discipled. And I thought, man, I just wish I could get you with Joyce, or I wish I could get you with Meredith. I wish I could connect you, you know, with X, Y, or Z woman from the past couple of years.    And so, I thought, I also simultaneously was listening to a lot of podcasts because I was super lonely. Just because, you know, moving into a new culture, and then my husband was gone at least 50% of the time for training or deployment. And so, I'd be walking along the military installation listening to like sermon audio, like John Piper or Timothy Keller or whatever. And I thought, man, I wish that there was a conversational podcast about theology for women that would just be more warm and kind of like what we're doing right now. And my husband was like, "Well, you should start it." And so, I just started with the women who had mentored me. If you go back to the very beginning of the podcast, it's truly like my college roommates. It's my mentors from Pine Cove Christian Camps where Brooks and I met.    And I think I just by God's grace, the podcasting network was so, small at the time. I remember Journey Women landed in the number two spot right behind Joel Osteen whenever the thing launched. And so, then from there, it just gave the podcast some notoriety, which is what then allowed, you know, some of the names that you would recognize to reach out and to say, "Hey, you know, could we come on the podcast?" And at the time, I had no knowledge of, you know, how to market people marketing books or any of that Bible studies, etc. And yeah, it was a really fun season, actually, because it was pre-COVID. And you know, people weren't used to doing a whole lot online. And so, had some really, really fun conversations. And along the way, the Lord has helped me to hone in more of a vision of what I'm doing. Because at first, it was just like, let's get in the closet and have like fun, intentional conversations that I could share with my girlfriends or with maybe the military spouse that I'm meeting on the playground that I may never see again, you know.    And then along the way, people started even wanting to donate to the podcast and different things like that. And I thought, I really need to have a clearer aim. And so, now, you know, over the past eight years, the Lord has given us this mission to help women know and love God through his word, to find their hope in the gospel and to invest deeply in their local churches as they go out on mission for the glory of God. And some of that came and Laura, I'm sure you face this from women really seeking out discipling online, and us realizing we can't disciple you. Like, we cannot come alongside you and help you to grow in godliness, you know, but we can do that via the interwebs. But the degree to which we're able to do that is super-duper limited. And so, what does it look like for us then to equip women so, that then they would be encouraged to seek out fellowship in the local church, and to be investing their time, energy and talents in the local church. And so, that's become kind of our resounding gong at Journey Women over the years, just because we really do believe that ministry happens best in the context of the local church. And that's something that the Lord has validated through seeing women reaching out online and realizing like, hey, we could never, you know, provide what they need. But God in his grace has given us the local body that is able to do that.    Laura Dugger: (15:42 - 19:08) So, well said, because this is a great place that we can meet people anytime what is most convenient for them with a podcast. But then also, so, that's great for sowing seeds. But there's nothing that replaces that embodied relationship. And it just makes me think of God that he created us that way. And he knew it because Jesus even being embodied, little baby sent to earth, so, nothing replaces that. And, Hunter, I just I love hearing about your public ministry and the way the Lord has blessed and grown it.    And now a brief message from our sponsor. With over 28 years of experience in real estate, Sue Neihouser of the Sue Neihouser Team is a RE/MAX agent of Central Illinois, and she loves to walk alongside her clients as they unlock new doors. For anyone local, I highly recommend you call Sue today at 309-229-8831. And you can ask her any real estate questions. Sue lives in Central Illinois and loves this community and all that it has to offer. When unlocking new doors with her clients, Sue works hard to gain a depth of understanding of their motivations and dreams and interests in buying and selling their home. And then she commits to extensive market research that will give them confidence in their decision. Sue truly cares for each of her clients and the relationship she forms with each family along the entire home buying or selling process. This was absolutely our experience when we worked with Sue and her team. The house that we desired at the time was actually not even on the market, but Sue had a connection and was able to ask those homeowners if they would be willing to sell. She was timely in her response as she walked us through this whole process, and she helped us sell our home with the right offer coming in hours after it was listed. We kept saying she's thought of everything. And Sue's continued generosity was astonishing. I remember one afternoon after we had settled into our new home, and she was knocking on the door dropping off a goodie bag for our family that came from the local bakery. Our daughters also loved getting to know Miss Sue as she assisted us in finding truly our dream home.    So, whether you're looking to buy a home for the first time, or looking to upgrade or downsize, or making the big decision to move to an assisted living from your home of many years, Sue will be there to help you navigate the big emotions and ensure the process is smooth and stress free, and that the new doors to be unlocked are ready and waiting for more memories to be made. So, call her today at 309-229-8831 or visit her website at sueneihouser.com. And that is sueneihouser.com. Thanks for your sponsorship.   I'd also love to hear a little bit more about your personal life. So, what does a day in the life look like for Hunter Beless?    Hunter Beless: (19:09 - 21:25) Well, I think if somebody joined me in a day in a life, in this season, Laura, I feel like I'm too busy. I have committed to too much. And so, what it looks like practically, it's going to be a lot of time running from this or that event and just trying to do the things that I committed to before or some of the other things that the Lord has allowed in my life came to fruition. But just leaning into him for the grace that I need moment by moment, you know, and trusting that he is the same and that he has provided all of the grace that I need. His grace is sufficient for me, you know, as I'm running errands and facing the temptation to feel anxious or overwhelmed that, you know, I think it's Luke 12, where it's talking about how I can't even add a moment, not even the smallest amount of time to my life by worrying. So, I'm just going to entrust all of this to the Lord.    So, for me, I wonder how many women are listening to this and that they can relate to this because I talked to various people who they don't have a podcast, but they don't have the same work as me, but they feel that same temptation towards anxiety and the feelings of overwhelms that we all face, you know, and yeah, I think my life probably looks a lot like many of y'all's. And for me, it's just the constant meditation on scripture and just rehearsing the truths of God's word that are never changing, even in the midst of my ever-changing and chaotic circumstances. So, it doesn't seem to change even if I do a better job, which I could have done, planning my schedule or, you know, prayerfully considering the commitments that I made, but just resting and knowing that he is unchanging and that he is ever-present and that he is all-knowing and that he has provided everything that I need and his son.    So, that is what it looks like. Every day looks different, but again, leaning into the truths of God's word, meditating on those truths, rehearsing those truths over and over, and resting in the grace that the gospel provides. That's the thing that never changes.    Laura Dugger: (21:27 - 22:06) And I love that overview because if we look from the outside, you're homeschooling, you run this ministry, you have a podcast, and you're cooking healthy recipes for your family, but I'm sure do you also have weekly patterns? Because to me, it's a stewardship issue. You've been faithful with little, it sounds like, so, he has given you the opportunity to be faithful in much, and it's a season of much where you've written books and produced all this content. So, do you have a system in place or rhythms throughout the week that have helped you live that full, abundant life?    Hunter Beless: (22:06 - 24:19) Yeah, that's a really good question. Obviously, the weekly rhythm that we always start with is worshiping with the saints on Sunday. I look forward to that like no other. And we are in a church that the Lord is just so, gracious to have provided a pastor who prioritizes the preaching of the word and who is consistently proclaiming the gospel from the pulpit. And so, Laura, on the weeks where I feel like I have been so, busy that I have not spent the time in God's word that I would desire, just the recognition that going to church on a Sunday is such a blessing to get to receive God's word. And so, there have been many times that I just show up and I'm just like, "Thank you, Lord." Thank you for the provision of your word. Thank you for the provision of the body of Christ. And so, Sundays are just like a non-negotiable for us. We go to church on Sundays. And then, you know, we have various things. My kids are actually homeschooled on two days out of the week or three days out of the week. And then, they go to school two days. So, we do like a university model is what it's called. And so, on the three days that they are home, I am full tilt homeschooling, doing everything home-related.    And in fact, I have had to learn that part of their education is also helping care for our home. And so, we really see it as a team effort to keep the home, like, tidy and running and functioning well, so that we can, you know, spend as much time in it as we do, like, with happy hearts. And then, on Tuesdays and Thursdays, I typically am in this closet working while the children are at school. Saturdays, we rest together as a family. We spend a lot of time outdoors. I also make bread regularly. And I think there's something liturgical for me about making bread. And, like, when everything else feels, like, a little bit chaotic and out of my control, the beauty of just doing a simple task like making bread to provide food for my family and nourishment is something that really brings me great joy. So, Saturdays are also bread-making days. And then, the week begins again. That is awesome.    Laura Dugger: (24:19 - 24:41) I love hearing that. And it makes me curious to go even a little bit further. I'll give you a few categories, but I'd love to hear what rhythms in these categories have been most profitable to you. So, when you think of it spiritually, physically, relationally, and just productively, how you stay creatively fresh.    Hunter Beless: (24:41 - 28:24) Yeah. You know, spiritually for me, and I'm a mother of, like, young children, right? So, my kids are ranging from age 11 to age 3. I would say we're still in a season in which sleep is a little bit unpredictable, particularly in those early waking hours. But I do my very best to try and get in God's Word first. And that is not because I want to check it off the list, but because I need the people in my home and beyond. So, really trying to just orient myself rightly to the truths of God's Word first thing is huge. I also do try to work out. So, that gets to the physical piece. I neglected working out for many years. I actually, hilariously, was a personal trainer when we were back in the military. And that was kind of my gig while Brooks was gone. And so, I know how to work out, and I enjoy working out. But with the children, it has been a difficult thing for me to prioritize. But just this last year, I got, this is the most, like, basic thing ever. I got a Peloton. I bought it secondhand off of Marketplace. And it has just been a wonderful way for me to sweat and exercise my body first thing in the morning without, you know, really requiring a whole lot. I don't have to leave the house. I don't have to go outside or anything, because Brooks does travel quite a bit still for work. And so, I try to ride the Peloton. Doesn't always happen. Happens less than it does, than I want for it to, but it does help.    And then, yeah, relationally is really, that's a really good question. I think one thing that the Lord has blessed me with, having lived a season of extreme transiency, right? So, we did eight years of military. And then, we did two years at, you know, university where Brooks got his MBA. And now, we're in our first, like, what we would call, like, a civilian kind of location, where he's got his first civilian job. We're almost 15 years deep into marriage now. And so, all of the friendships that I made along those eight years of moving almost annually. I think we moved, like, six or seven times in eight years. Yeah, just trying to maintain those relationships. I only have one or two from each duty station, but I love using Voxer or Voice Memo to keep in touch with people who have known me for, you know, a longer time. And that's just one thing that's really fun. I have to be careful not to let that overtake my time on my phone, but I do love to keep in touch with old friends. And they are some of the friends that the Lord has used just really to help me navigate the various challenges that we face, right, in life and relationally in marriage and all of that.    So, anyways, and relationally in marriage, Brooks and I were really just relishing in the friendship that God has given us with one another. I don't think it's been easy over the years, especially with all of the transiency and all of the deployments and all of the many moves that we've faced. But God has really just given us a true appreciation for one another. And to begin to see now, 15 years into marriage, that the differences that He has given each of us are a gift to help us be conformed into the image of His Son. So, that's some of it, spiritually, physically, relationally. Did I miss anything?    Laura Dugger: (28:25 - 28:32) Just even productively as you're creating content, how do you stay creatively inspired and fresh?    Hunter Beless: (28:33 - 30:55) Yeah, I love, my friend Gretchen Stoffels has a lot of wonderful things to say about this. She talks a lot about producing from the overflow and not the undertow. And that's ministered to me over the years. I find a lot of times when I am not creatively fresh, it's either because I'm overproducing or because I'm not honestly spending, most of what I do is all revolving around God's Word. So, it's like if I'm not spending time in God's Word and allowing myself to just be struck anew with truths from the text, then what do I have to share? So, that helps me too in knowing when am I overcommitted? Because if I don't have time then to be relishing in God's Word, not for the sake of producing something, but just like you said, just being struck and wonder by who God is, then I really need to reevaluate the commitments that I'm making and slow things down a bit. And so, that's kind of what has helped me to protect that time with the Lord so that then I would have something to offer others.    And I don't just think about it in terms of producing a podcast or writing a book or sending out a newsletter. I mean, honestly, even with the children, this has been something that I've been thinking about for the last six to eight months. If I want them to understand how God's Word informs all of life, then I need to be with my face in my Bible because who is it that they spend the most time with, right? All throughout their life. Like, it's me. And so, I get to then help them realize like, oh, here is how Scripture applies to all these different circumstances. But if I don't spend time in God's Word, then I've got nothing to give. And I have a friend who was a missionary actually in a remote country with the IMB. And I asked her, I said, "How did you ever evangelize with people in this remote context from this different religion and all of this?" And she said, "You know what, I just had to be so, filled up with God's Word that that's what came out." And I think about that all the time. So, when I'm feeling dry, I'm like, "Oop, oop, that's a good sign. I need to go back to God's Word."    Laura Dugger: (30:56 - 31:07) I love that. And let's go there then in your own home. How have you intentionally helped your children to know and to love God through Scripture?    Hunter Beless: (31:09 - 33:52) This is going to sound really selfish, but, you know, this whole endeavor, right, I've realized the significance of God's Word in my own life. And so, I'm constantly thinking, Laura, like, how am I going to get into God's Word? You know, like, that's, it sounds selfish. But if I really believe that I need God's Word for all of life, I'm going to have to figure out how am I going to get that in. And then it's wonderful because I get to bring the children along in that. So, maybe that's just like a fresh take on it, right? Because we're always thinking as mothers, like, how can we be investing in our children more heavily in all of these things? And I think those are good and right desires. Obviously, Deuteronomy speaks to that. You know, we're supposed to teach our children diligently the ways of the Lord. But I think it's just so refreshing when we come to the text as learners, as co-learners. And so, for me, I'm just always thinking, like, how can we learn together who God's Word is? How can we worship the Lord together in our home?    And then it helps me see those times, right, when you are offering instruction to the children, when you are being intentional about, you know, for us, we do, like, catechesis, for example, which is a series of questions and answers just to help disseminate doctrinal truths and help the children learn, like, here are, you know, foundational doctrine of the Christian faith. Then I'm not just like, "Okay, who is God? You know, God is the Spirit." I'm, like, thinking about the things that we're learning in a way where I also am seeking to learn as well. And I think that just gives a posture of humility, too. Like, as a parent, where it's not like, "You gotta learn your Bible verse this week, kid." You know, it's like, "We get to, we get to, look, we get to learn God's Word together, you know?" And then that helps them understand the joy of learning God's Word. And it also gives them a very real picture of a parent who's being transformed by the truths of God's Word. What better witness is there? And so, really, I've stopped seeing it as, "Hey, here's our time," you know, which we do have.    And practically, for us, a lot of that happens around the table because I've realized that, like, when children are well-fed, when they have something to do with their hands, they may be a little bit more prone to, like, have open ears, ready to hear, you know, instruction. But we do have those rhythms kind of in place, but I don't want it to be relegated to those rhythms. I want it to be all of life. I want us to understand it doesn't just mean we're gonna sit here over breakfast and do our Bible reading for the day. This is something that is really going with us through the day because we need it not just for this moment, but for all of life.    Laura Dugger: (33:53 - 35:38) You draw so much wisdom there, and I think especially that it's not an either-or, having that set-aside rhythm and time, or just hoping it'll be incorporated into all of life. But it's both.   I want to make sure that you're up to date with our latest news. We have a new website. You can visit thesavvysauce.com and see all of the latest updates. You may remember Francie Henrichsen from Episode 132, where we talked about pursuing our God-given dreams. She is the amazing businesswoman who has carefully designed a brand-new website for Savvy Sauce Charities, and we are thrilled with the final product, so, I hope you check it out. There you're going to find all of our podcasts, now with show notes and transcriptions listed, a scrapbook of various previous guests, and an easy place to join our email list to receive monthly encouragement and questions to ask your loved ones, so, that you can have your own practical chats for intentional living. You will also be able to access our donation button, or our mailing address, for sending checks that are tax-deductible, so, that you can support the work of Savvy Sauce Charities and help us continue to reach the nations with the good news of Jesus Christ. So, make sure you visit thesavvysauce.com today.   Even going back to the heart of this conversation of discipleship, Hunter, how do you think the local church, and especially older women in the community, can play a vital role in encouraging young people to love Scripture?    Hunter Beless: (35:40 - 39:34) You know, I love this question, and I just, I cannot overemphasize the value of older women who love God's Word in the church enough. You know, I think in the culture, we're hearing and seeing that, you know, it's not good to grow old. I mean, that's being perpetuated by all of the Instagram ads that we receive, and by seeing shiny faces that look like they haven't aged one bit. And I'm like, "No, God's Word says that women, older women in particular, have tremendous value in the family of God." And so, I think I want older women just to realize, like, we need you. And in fact, no one is exempt. No woman is exempt from the Titus 2 mandate to teach the younger women what is good. And how do we know what's good? Well, we know God alone is good. And because God is good, we know His Word is good. And if you don't have any clue, like how to reach back and invest in the next generation, I have great news for you. All you need is God's Word.    So, I mean, the littlest learners, the children in the community, I think they are the most gracious recipients of anybody in our community, you know, just when it comes to God's Word. And so, look for ways that you can encourage the younger people in your sphere of influence, in your local church, with God's Word. And often I think that just starts with maybe even meditating on one verse. You know, it can be that simple. Or for me, one way that I want to encourage, you know, the children in my life with God's Word is by identifying ways that I see God working in their lives and naming it. I mean, how encouraging would that be if an older saint in the church said, "Hey, you know, I don't know, my oldest daughter's name is Hadley. Hey, Hadley, like, I see God working in you. You are showing kindness, you know, to the other children in the church. Thank you so much for that. And I'm just praising God for the work he's doing in your life," you know.    But I think in order for them to do that, right, they have to be willing to be inconvenienced by being around the children. And we just had a sermon on this, a wonderful sermon from the book of Mark about Jesus saying, "Let the little children come to me." And so, I think just realizing that Jesus himself, right, he was unbothered. He delighted in the presence of children. So, I think in our older age, you know, especially after you have young kids and you've done all of your time, you know, investing in the next generation in that way, just realizing that there is value in serving in kids' ministry or children's ministry in the church and just getting around the children to be able to give yourself the opportunity to know them in a way where you can meet them with the truths of God's Word. It could also be just having younger families in your home. And I know that can be such an inconvenience. I mean, we're a hot mess. We are so chaotic. And I know, you know, you even have to consider the breakables. Like, you got to protect those, you know, when we come into the house. But figure out, like, what does hospitality look like where we can welcome in younger children, the families with younger children in the home, seek to encourage the parents. I mean, truly, Laura, what else are we doing here? Like, we have been given two things. We have been given the mission of evangelizing and discipling. And that message is the same.    At the heart of both of those things is the gospel. The gospel is for salvation and for sanctification. And so, if you're an older person in the church, keep meditating on the gospel. Keep, you know, seeking to disseminate the truths of the gospel to everybody around you. And remember, the littlest of these, I think, are the most eager learners. And it's such a great opportunity.    Laura Dugger: (39:36 - 39:52) Goodness, I love that. And as you say, disseminate these truths of the gospel for both salvation and sanctification. Can you even share clearly what is that gospel that applies to everyone?    Hunter Beless: (39:53 - 43:58) Oh, yes. I mean, this is the good news that I continually am rehearsing over and over and over again. I think for me, you know, I realized as a young child that the gospel was for salvation, right? That I love the Titus 3. You know, I just wrote this Bible study on Titus with Courtney Docter. If you don't have, like, a great comprehensive kind of gospel text that you've got in your back pocket, I think Titus 3:3-7 is a wonderful text to commit to memory. It says, "So, we are sinners." Romans 3:23. You know, we were created by God to glorify him. And yet, we have chosen to glorify ourselves. Romans 3:23 says, "For all have sinned and fall short of the glory of God." So, we too were once foolish. I think it's easy to see that when you really think about your life. You know, like, even me testifying to my life in high school. We too were once foolish. There's no getting around that. But we too, let me see, where am I now? "But when the goodness and loving kindness of God our Savior appeared, he saved us," "not because of works done by us in righteousness, but according to his own mercy," So, how does he save us? Well, he sent his son, Jesus. When did the kindness of God our Savior appear? Well, it appeared over 2,000 years ago. In a stable in Bethlehem. When, like you said, God sent his son to live a perfect life. And then he gave his life on the cross so, that we might have right relationship with God. He saved us. Not by works of righteousness, but according to his mercy, "By the washing of regeneration and renewal of the Holy Spirit."    So, when, and by the way, he rose from the grave. Let's see, is that in here? I don't know. But let's see. That one's not in this particular gospel text of Titus 3:3-7. But we know that from the gospels, right? That Jesus Christ died on the cross. And that he rose again three days later. Overcoming death. So, that we too might not have to experience eternal death. We get to experience eternal life. When we turn from our sin and trust in him. And that's when that washing of regeneration and renewal by the Holy Spirit happens. We're filled with the spirit. He's poured out his spirit on us. Verses 6 and 7 says, "whom he poured out on us richly through Jesus Christ our Savior, so that being justified by his grace we might become heirs according to the hope of eternal life." And so, I think part of what it looks like for us to live with that hope of eternal life. Is to constantly be reflecting upon who we were apart from Christ. Who we are in Christ. And who we will be when we one day see Christ again. Face to face. And so, that for me is what it looks like. Just to relish in the gospel. To remember the gospel.    Even when I was talking earlier, Laura, about feeling overwhelmed. The temptation for me then is to feel down on myself. And to wrestle with shame. Because I've over committed, right? But I'm rehearsing the truths of the gospel to myself in that moment. And saying, "Okay. Yes, could I have planned my schedule better? Yes, could I have done all these things? But you know what? I, by God's grace, get instead to rest in the grace that the gospel provides for me in this moment. Knowing that with all these various responsibilities, I am not going to be executing them perfectly. But he has perfectly accomplished my salvation on the cross. And so, I can rest in his son. Knowing that my salvation is not based on my perfect performance. But on the performance of Christ." And that then again helps me then to relish in the gospel. To remember the gospel, like I said, is not just for that moment of salvation or justification. When we're saved from our sins and made right with God. But it's also for every moment of every day. Because we need it all the time. At least I do.    Laura Dugger: (44:00 - 44:20) Yes, absolutely. And I think we can hear that or repeat that so, often. But I love how you unpack it. Because especially for those who have been saved. When they rely on the gospel for sanctification. Can you give any more examples of what that looks like? Specifically for sanctification after the salvation?    Hunter Beless: (44:21 - 46:35) Yeah. I think it's just coming to a greater understanding of our desperate need for Jesus. And then as we rely on him more wholly. I think we're conformed even more into the image of his son. Just after that gospel hymn in Titus 3. Verse 8 says, "The saying is trustworthy, and I want you to insist on these things, so that those who have believed in God may be careful to devote themselves to good works." So, what is sanctification? Well, sanctification is growing in godliness. Or said another way, it's growing in good works. Right? So, we're not saved because of our good works. We're saved by the gospel so, that then we can produce good works. By God's grace. That's the sanctification process. And so, how does that happen? Well, verse 8 tells us, "The saying is trustworthy, and I want you to insist on these things." What does it want us to insist on? It wants us to insist then on the contents of the gospel from Titus 3:3-7. So, we need to, in order to grow in our ability to do good to others. What do we do? We insist on the gospel.    And how does that work? Well, when I am feeling, again, overbooked, overwhelmed. And somebody comes into my life that needs service. If I'm functioning by the world's wisdom, what am I going to say? "You know what? I just don't have the margin for that. I can't do that. I need to protect my time." But if I'm looking at the gospel, what do I see? Well, I see what Christ died for me. Was that act of service self-protective in any way? No. So, what does it look like for me then to lay down my life for the good of another? And that's how the gospel then informs our living in such a way that we begin to grow by God's grace, not by our own effort, in godliness. So, I think that's how the sanctification process kind of works itself out.    Laura Dugger: (46:35 - 46:54) Thank you so much for sharing that. And you've taught us already so, much in this time together. But you've also written a book recently for children. Can you tell us a little bit more about it and share the lasting truths that you want to impart to children who get to read or listen to your book?    Hunter Beless: (46:55 - 49:47) Yeah. I think it started for me with really thinking about what are those kinds of scriptural, biblical truths that I want to offer to the children in these everyday moments like we've been talking about. My son, I already shared, he's been struggling with sleep for the last year or so,. And he'll come tumbling down the stairs in the middle of the night. And my initial reaction to that is to want to say, "It's okay. Mommy's here." Right? And that's true. And I do think that offers some temporal comfort. And it is a good thing for a mother to be present in the time of a child's need. But thinking more deeply, I began to say, "Buddy, God is with you. You have no need to fear." And the reason for that is because I started thinking about, well, what if mommy wasn't here? What if I wasn't able to be here? And some of that came just from having lost my own father in the last few years to cancer spontaneously. And just thinking, like, what are the lasting truths that I then want to impart to my children when I'm no longer able to be present? So, it is true. It's comfort that mommy is here in your time of need. But also, even when mommy's not able to be here, remember, God is with you always.  And it's been such an encouragement for me then to even see him, like, on the playground and his little buddy will get hurt. And he'll turn and he'll tell his buddy, like, "It's okay. God's with you." You know what I'm thinking? "That's so, good. Like, this is the kind of stuff that I want to be just ingrained within the children so, that their initial reaction is, 'It's okay. God is with me.'" Similarly, the message that is repeated throughout the book is, "Jesus Loves You More". And that was really instigated from one of my children requesting for me to say over and over again this popular phrase that we've all heard, "I love you to the moon and back." And I started thinking, like, "Okay, that's true. I do. I love you to the moon and back. I love you to the, you know, mountaintop and to the ocean floor. I love you as far as the east is from the west. But there is one who loves you even more than I ever could. And in fact, when my love fails you, His never will." And so, I wanted to get that.    If there's one message that I want my kids to know, it's that. It's that Jesus loves them so, much that he went all the way to the cross at Calvary and gave his very life so, that they could be made right with God. So, that's the message that I hope kids will take away from the book. I do hope that it inspires parents to think about what are those lasting truths that they want to impart to their kids. And I hope it equips them then to be able to share what I believe as Christian parents is the most important message we could ever give.    Laura Dugger: (49:48 - 49:54) I just want to acknowledge too, I'm so, sorry for the sudden loss of your father in recent years.    Hunter Beless: (49:55 - 50:19) Well, thank you. Yeah, it's, you know, my kids were just saying as we were hiking this last weekend, they're like, "We miss puppy." But we're like, I'm at a point now where I did go through many years of grief, missing him, you know, all of this. But just relishing in the fact that he's in the presence of the Lord Jesus. And I am just so grateful because he's in a much better place. So, I'm looking forward to the day that I get to join him there. Amen.    Laura Dugger: (50:20 - 50:28) Well, Hunter, you've already given us so much, but where can we go to continue being discipled by you after this conversation?    Hunter Beless: (50:30 - 51:14) Well, if you like conversations like this, you know, I infrequently show up at Journey Women. We used to do a weekly show and then it turned to bi-weekly and now we're seasonal. But I do love having conversations just like this. And I hope that, you know, just as our conversation today, I hope it encourages women just to get together, like you said, with women in their local context to open up God's word. And just to go deeper, relationally, conversationally, to come together around the truths of God's word. You've asked such great questions, Laura. And I think take some of these questions and ask your friends and see where the Lord guides those conversations. I think that'll just be such a blessing. It's been a blessing to meet and chat with you today.    Laura Dugger: (51:15 - 51:32) Well, I've loved every minute. And you may already be familiar that we're called The Savvy Sauce because savvy is synonymous with practical knowledge or insight or discernment. And so, as my final question for you today, Hunter, what is your Savvy Sauce?    Hunter Beless: (51:34 - 52:28) Oh, you try to nail me down to something practical. It's funny, Laura, because I feel like I resist practical. And I'm not sure what it is about me that resists practical other than maybe sometimes I felt like bound in by people's practical advice. Does that make sense? And so, for me, here's my practical advice. My practical advice is to allow all of your practices or your practicals to be informed by the principles of the text. So, allow the principles of scripture to inform your practice. And that's not very practical, but I think the only practical way you can do that is to get your face in your Bible and to really seek to know and love God through his word. And then he will certainly help inform your practice.    Laura Dugger: (52:30 - 56:34) I think that's actually more practical than you realize. That is wonderful. And Hunter, your joy and your laugh are just contagious. And you're clearly gifted from the Lord as a clear, articulate communicator. And it blesses so, many people in so many generations because you are able to filter in the truth and then communicate it in a way that's able to be received. So, it's been so encouraging to sit under your teaching and be inspired to take this out and to hopefully begin in our home. But also, those good works, as we're called as older women, too. None of us are exempt, as you said. So, I've just thoroughly enjoyed being with you. Thank you for being my guest. Thank you so much for having me. It's been so fun.   One more thing before you go, have you heard the term gospel before? It simply means good news. And I want to share the best news with you, but it starts with the bad news.   Every single one of us were born sinners, but Christ desires to rescue us from our sin, which is something we cannot do for ourselves. This means there's absolutely no chance we can make it to heaven on our own. So, for you and for me, it means we deserve death, and we can never pay back the sacrifice we owe to be saved.   We need a savior, but God loved us so much. He made a way for his only son to willingly die in our place as the perfect substitute. This gives us hope of life forever in right relationship with him.   That is good news. Jesus lived the perfect life. We could never live and died in our place for our sin.   This was God's plan to make a way to reconcile with us so that God can look at us and see Jesus. We can be covered and justified through the work Jesus finished. If we choose to receive what he has done for us, Romans 10:9 says, “that if you confess with your mouth, Jesus is Lord and believe in your heart that God raised him from the dead, you will be saved.”   So, you pray with me now. Heavenly father, thank you for sending Jesus to take our place. I pray someone today right now is touched and chooses to turn their life over to you.   Will you clearly guide them and help them take their next step in faith to declare you as Lord of their life? We trust you to work and change lives now for eternity. In Jesus name we pray.   Amen. If you prayed that prayer, you are declaring him for me. So, me for him, you get the opportunity to live your life for him.   And at this podcast, we're called The Savvy Sauce for a reason. We want to give you practical tools to implement the knowledge you have learned. So, you're ready to get started.   First, tell someone, say it out loud, get a Bible. The first day I made this decision, my parents took me to Barnes and Noble and let me choose my own Bible. I selected the Quest NIV Bible and I love it.   You can start by reading the book of John. Also get connected locally, which just means tell someone who's a part of a church in your community that you made a decision to follow Christ. I'm assuming they will be thrilled to talk with you about further steps such as going to church and getting connected to other believers to encourage you.   We want to celebrate with you too. So, feel free to leave a comment for us here. If you did make a decision to follow Christ, we also have show notes included where you can read scripture that describes this process.   And finally, be encouraged. Luke 15:10 says, “in the same way, I tell you, there is rejoicing in the presence of the angels of God over one sinner who repents.” The heavens are praising with you for your decision today.   And if you've already received this good news, I pray you have someone to share it with. You are loved and I look forward to meeting you here next time.

I sat down with Sydney Huang from Human API to explore a completely novel concept—AI agents hiring humans, not the other way around. We dive into how they're solving the last mile problem for AI agents, why data collection is their first focus, and how you can actually get paid for contributing voice data and other tasks. Sydney shares her journey from buying Ethereum in 2017 to building Eclipse (a Solana VM L2 on Ethereum) to now creating an agent-native marketplace. We discuss the challenges of building a two-sided marketplace, the growing demand for AI training data, and why now is the perfect time to build in this space. KEY POINTS WITH TIMESTAMPS• [00:00] Introduction to Human API and the concept of AI agents hiring humans• [02:30] Sydney's journey from buying ETH in 2017 to working in VC to building in crypto full-time• [04:15] Eclipse explained: Building a Solana VM L2 on Ethereum and the modular blockchain thesis• [06:45] The last mile problem for AI agents and why human tasks are still needed• [09:20] How Human API differs from traditional workflow automation tools• [11:00] Current use cases: Conversational audio data collection for training voice AI• [14:30] Future expansion into health wearables data and other data types• [18:45] Why people are willing to work for AI agents and contribute data• [21:00] Building a better UX than Fiverr and Upwork with reputation systems• [25:15] The chicken-and-egg challenge of balancing supply and demand• [28:30] Why now is the perfect time to build in the AI data space• [31:00] Roadmap: App launch and making the agent experience seamless• [32:45] How to become a contributor at thehumanapi.comCONNECTHuman API Website: https://thehumanapi.comSydney Huang LinkedIn: https://linkedin.com/in/sydney-huangEclipse Website: https://eclipse.xyzWeb3 with Sam Kamani: https://www.linkedin.com/in/samkamani/DisclaimerNothing mentioned in this podcast is investment advice and please do your own research. It would mean a lot if you can leave a review of this podcast on Apple Podcasts or Spotify and share this podcast with a friend. Be a guest on the podcast or contact us - https://www.web3pod.xyz/

I sat down with Kat from Space and Time to talk about what real institutional adoption actually looks like. While crypto Twitter feels bearish, banks like JP Morgan and Goldman Sachs are hiring entire teams focused on digital assets. Space and Time has already onboarded over 100,000 students in Southeast Asia for verifiable education credentials, shipped a zero-knowledge proof for databases, and is working with major institutions on tokenized assets and compliant stablecoin reward distribution. We dive into AI-powered vibe coding, why surviving the bear market matters more than anything else, and why the next wave of builders will have access to on-chain data like never before. --- CONNECT ---Space and Time: https://spaceandtime.io/https://www.linkedin.com/company/space-and-time-db/https://discord.com/invite/spaceandtimeDBTwitter/X - Space and Time: https://twitter.com/SpaceandTimeDB--- KEY POINTS WITH TIMESTAMPS ---• [00:00:00] Space and Time has onboarded over 100,000 students in Southeast Asia for verifiable education credentials• [00:02:00] Major university partnerships expanding in both Southeast Asia and the US• [00:03:00] Dream Space - AI vibe coding platform allowing non-developers to build apps and smart contracts• [00:04:00] Institutional adoption is the biggest growth area - stablecoin issuers, tokenized assets, major banks• [00:06:00] Despite bearish sentiment on crypto Twitter, institutions like JP Morgan, US Bank, Fidelity, and Goldman Sachs are more bullish than ever• [00:07:00] Banks are hiring entire teams of digital asset specialists, not just single roles• [00:09:00] 98% of stablecoin market is USDT/USDC, but new categories will emerge as adoption expands• [00:11:00] Marketing in crypto changes dramatically between bull and bear markets - focus on real value proposition and real customers• [00:14:00] Space and Time invented a patented zero-knowledge proof specifically for databases, making data computations fast and efficient• [00:18:00] Nearly $2 trillion of institutional capital waiting on the sidelines to enter crypto over next 2-5 yearsDisclaimerNothing mentioned in this podcast is investment advice and please do your own research. It would mean a lot if you can leave a review of this podcast on Apple Podcasts or Spotify and share this podcast with a friend. Be a guest on the podcast or contact us - https://www.web3pod.xyz/

A new MP3 sermon from Covenant Baptist Church is now available on SermonAudio with the following details: Title: Why Do So Many Reject Jesus Subtitle: Necessity of Evangelism Speaker: Pastor Charles Swann Broadcaster: Covenant Baptist Church Event: Sunday Service Date: 3/15/2026 Bible: John 8 Length: 63 min.

The following sermon was chosen as a 'staff-pick' on SermonAudio: Title: To Those Who Are Called Subtitle: Committed To Christ Speaker: Pastor Mark Chappell Broadcaster: Freeway Baptist Church Event: Sunday - AM Date: 3/1/2026 Bible: Philippians 1:19-30 Length: 59 min.

Episode 281-Don’t be a Dingus about the Dingus Law Also Available OnSearchable Podcast Transcript Gun Lawyer — Episode Transcript Page – 1 – of 12 Gun Lawyer — Episode 281 Transcript SUMMARY KEYWORDS New Jersey gun law, accidental discharge, Fifth Amendment rights, criminal charges, licensing revocation, public health safety, misdemeanor offense, felony conviction, reckless conduct, gun safety, legal advice, jury trial, Second Amendment rights, gun ownership, legal protections. SPEAKERS Teddy Nappen, Evan Nappen, Speaker 2 Evan Nappen 00:16 I’m Evan Nappen. Teddy Nappen 00:17 And I’m Teddy Nappen, Evan Nappen 00:19 And welcome to Gun Lawyer. Say, Teddy, I see you sent me something interesting that you found online. Teddy Nappen 00:26 Well, I always like to check on the Reddit retards to see what they’re saying. Evan Nappen 00:32 Oh, my God. And yeah, you did find some stuff that is very much of concern here, because I don’t want to see any of our people have a problem or get into trouble. And it made it clear to me just how important this Accidental Discharge (AD), the Dingus Law, in New Jersey, is. It is having a tremendous effect, and folks have got to know about it. They’ve got to understand that this is genuine. Teddy Nappen 00:59 And also to be clear, not everyone on Reddit is retarded, but everyone who’s retarded is on Reddit just saying. Evan Nappen 01:06 Ah, okay. Well, I’m glad to know the rules here. But what I want to do is go through the commentary to a certain degree. It is extremely important that individuals don’t make this mistake, because this change is dramatic to New Jersey’s law. And then it instantly has put forward Fifth Amendment rights that must be utilized by gun owners in New Jersey in order to protect themselves. Because the ramifications here are not just criminal, not just potential exposure to a year and a half in State Prison for a mere accident, but also loss of your Second Amendment rights. And not just loss of your rights from becoming a Page – 2 – of 12 convicted felon. Even if criminal charges are not pursued, you’re still going to face potential licensing revocation, pulling you in under the disqualifier of public health, safety, and welfare, what I call the all-inclusive miscellaneous weasel clause that they will use to further disarm you. Evan Nappen 02:19 I’ve encountered case after case after case after case of this. I’ve been, you know, practicing New Jersey gun law now for 40 years. I’ve seen what accidental discharges cause to the individual. I’m not making this up. This is real, and it is a real concern. And they’ve just poured gasoline on the fire by passing this new law that essentially criminalizes this to a degree that it has never been criminalized before. So, our rights become even more critical, and I want to make sure that folks understand this law. So, I’m going to review it and talk about some of the misinformation and such that is out there. And how, again, the anti-Second Amendment, the gun rights oppressionists, how they have structured this law to get it through. To make it have a facial appearance, and yet its effect is hidden until it pounds you, the unsuspecting gun owner. I understand how this system works, and I’ve seen what they do. So, they pass these laws, and in effect, they’re sneaky as all hell. This is a sneaky law that is there to disenfranchise gun owners. Teddy Nappen 03:57 Also the fact that anyone who thinks, oh, this will never happen to me. Oh, I’m a very responsible gun owner. They hate you. That is why they’re laying these traps. And anyone who thinks that this can’t happen to you, tell yourself, oh, I’ve never been in a car accident before. Anyone has ever thought that until it happens. Evan Nappen 04:19 Man, I cannot tell you how many times in the practice of gun law in New Jersey, I’ve had the client say, man, I never thought I’d be calling you. I’ve heard that uncountable numbers of times. I never thought I’d be calling you. Yet here I am. And, frankly, I want the word out so people understand this, and I’m going to deal more with that very fact and the reality of that in some of the commentary that’s here, because it also deserves to be addressed. I’m going to do that. Evan Nappen 04:53 So, first, let’s take a look at the law so you can really understand what the traps are. They’re sneaky tricks. How they passed this, and they know what they’re doing. They know what they’re doing. And they fool the public and create the ability here for the oppressionists to go after the unsuspecting folks that are thinking they’re doing the right thing. So, New Jersey, as you may or may not know, has utterly criminalized accidental discharge, and it is now in law, signed by Murphy. (https://pub.njleg.state.nj.us/Bills/2024/A5000/4976_R2.PDF) Evan Nappen 05:36 The law begins by talking about “recklessly”, and saying, oh yeah, recklessly has the same meaning found in the criminal law. It’s what reckless has always meant, and we will review that in a minute. Then it goes on to define what a structure is. And it says. “‘Structure’ means any building, room, ship, vessel, car, vehicle, or airplane, and also means any place adapted for overnight accommodation of persons or for carrying business therein.” Okay, that’s about as broad as you can get. It’s almost everywhere, Page – 3 – of 12 right? Almost everywhere. So, why is that important? Because it’s that “structure” trick, that “structure” trap, that they weave into the law here. So that if you have an accidental discharge, even though they’re selling this law, look, a person commits a disorderly person’s offense. That’s the New Jersey level of misdemeanor. It’s just a DP. It’s not a felony, just a disorderly person’s offense. Evan Nappen 06:37 “. . . by recklessly discharging a firearm using live ammunition rounds unlawfully or without a lawful purpose . . .” And there you go. It’s so freaking reasonable. It’s so reasonable. No, it is outrageously unreasonable. And here’s why. Because when you actually are going to face this, here’s what’s going to hit you in the face, folks. Here’s what it’s going to be. Number one, oh yeah, it’s a disorderly person’s offense. So, hey, at least it’s not a felony. I’m not going to become a convicted felon, right? Well, if you go down a little bit in the law, it says. A person who commits a violation of this section shall be charged with a crime of one degree higher than what would ordinarily be charged if the violation occurs within 100 yards of an occupied structure. Wait a minute! That occupied structure was any building, room, ship, vessel, car, airplane, or any other place that’s adopted for overnight accommodation or for carrying on business. Oh, you mean, basically, everywhere! Evan Nappen 07:46 Oh, so, wait a minute. It’s one degree higher for just about everything. Unless you’re in the middle of the woods and have an AD with the trees, that’s about it, you know. Short of that, you’re just about guaranteed to be within a structure, the way they’ve written, “within 100 yards of a structure”. It’s one degree higher. Well, what’s one degree higher than a disorderly persons offense? Felony level, fourth degree crime. Felony level. A year and a half in State Prison, folks. Okay? What does that mean? It means that is a disqualifier for the entire United States if you become convicted of that AD charge. Even if you don’t get a day in jail, it’s a fourth degree felony. You’re officially a convicted felon and a prohibited person, disenfranchised of your gun rights for the entire United States. So, that’s what an AD now means in New Jersey. Felony conviction. It would be the rarest of exception if it wasn’t charged as at least a fourth degree felony in New Jersey. So get that through your head first, straight away. Evan Nappen 09:10 Now, what about this reckless, recklessly, reckless. Okay. So, here going into Reddit.com and looking at the discussion and what have you. Okay, that’s all good. One of the folks there said they don’t agree with me, but I’m not a lawyer, and no sense taking a risk. You don’t need to. But then they go and quote, “recklessly” discharge. You can emphasize reckless, and then pull the legal definition of reckless, which is fine. You may recall, we actually even in the show. We discussed it. We reviewed reckless. Let’s take another look so we can fully understand what reckless means in New Jersey and how it interweaves to this new law. So, recklessly, a person, now this is the definition in New Jersey law of just recklessly. A person acts recklessly with respect to a material element of an offense, when he consciously disregards a substantial risk, a substantial and unjustifiable risk, that the material element exists or will result from his conduct. The risk must be of such a nature and degree that considering the nature and purpose of the actor’s conduct and the circumstances known to him, its disregard involves a gross deviation from the standard of conduct that a reasonable person would observe in the actor’s situation. Page – 4 – of 12 Evan Nappen 10:50 Okay. I know that’s confusing or sounds like a lot of legal mumbo jumbo. It’s not, and let me show you where the pressure points come in, where the gotchas are there for New Jersey citizens. In reality, in the reality of the practice of law here, conscious disregard. Again, what? There is a consciously disregard substantial and unjustifiable risk that the material element exists. What’s the material element existing in the AD? That a gun will fire. Okay? Material element. You’re disregarding that a gun will fire. And why would a gun fire? Well, if the actor’s conduct and circumstance is known to him. Do you have a gun in your hand? Is that known to you? Yes, it is. Do you know that guns fire when the trigger is pulled? Yes, you do. Gross deviation from the standard of conduct. Well, everyone knows the basic rules of safety, right? Make sure your gun is unloaded. Make sure your gun is unloaded. Did you just grossly deviate from standard of conduct that a reasonable person would observe? And that’s it. You betcha you did. You bet you that they can. Evan Nappen 12:11 And I’ll tell you what. You may say, no, no, it was an honest mistake, an accident. I didn’t realize, for whatever reason. A reasonable person. Who is a reasonable person? What is a reasonable person? How is reasonable person determined? And I’ll tell you how it’s determined. By 12 people who aren’t smart enough to avoid jury duty. That’s who’s going to determine your level of reasonableness when handling a gun. That you know goes bang. That you know can discharge, and there happened to somehow, while it was in your control, end up with a round that went bang. Do you want that in front of a jury in New Jersey? Do you think that’s fine? You can just say I didn’t consciously disregard it. Yeah, do you see where we’re going? Evan Nappen 13:05 And wait. Now it gets worse. Now it gets way worse. It gets way worse because of how they wrote this law itself. Let’s go back to the law itself. It says a person commits a disorderly person’s offense, which we already talked about, is automatically getting upgraded to felony, by recklessly discharging a firearm using live ammunition rounds unlawfully or without lawful purpose. You tell me what accidental discharge has a lawful purpose. Obviously, there’s no lawful purpose because it’s an accidental discharge. So, every accidental discharge becomes one without lawful purpose. And a jury is going to be thinking about this law and saying, well, reckless. He had a gun. It was loaded, and he didn’t have a lawful purpose because it went off without a reason. And boom, there you go. There you go. Evan Nappen 14:06 You instantly, now, on an accidental discharge, have Fifth Amendment protections, a right against self incrimination, and you need to stand on those rights. If you self-report, if you do that, you are incriminating yourself. You are giving up your Fifth Amendment rights when it comes to an AD. And I say, do not do that. You have a Constitutional right against doing that. If you choose to give up your Fifth Amendment right, what will happen? Your Fourth Amendment rights are going to be brought in because they’re going to want to search and seize, take your guns, and that is routinely what happens. Then you’re going to face the criminal charge, and then you’re going to face the licensing, disenfranchisement of your Second Amendment rights and the forfeiture of your firearms. This is the escalation that I’ve seen occur over and over and over again. And that’s without the enhancement that New Jersey has just dumped on Dingus, okay? Page – 5 – of 12 Teddy Nappen 15:22 It actually reminds me. You know what it reminds me of Dad? Evan Nappen 15:26 What? Teddy Nappen 15:26 When you deal with guns, you do so at your peril. Evan Nappen 15:30 100 percent, Teddy. Teddy Nappen 15:32 If they’re going to go into that courtroom. Evan Nappen 15:34 And that is actual case law in New Jersey. When dealing with guns, you do so at your peril. That is New Jersey court case law, folks. Case law, not just a slogan. It’s actually how they look at it. And so here I am. I’m trying to warn folks. To tell folks. It’s my calling in life. This is what I do. It’s what I believe in, from the bottom my heart. Fighting for our Second Amendment rights. Making the education of these traps out there so that you can protect yourself. And then there’s this kind of comment in Reddit that just makes me go, you know what? Unbelievable. Here. Keep in mind that Nappen sells books, event tickets, legal insurance and legal services. The guy has incentives to scream, the sky is falling, and he’s been doing so for decades. Parentheses, he’s more right than wrong, though. Well, thanks for that little he’s more right than wrong. Evan Nappen 16:39 Let me just tell you something, man. If you think that that’s my objective here, to freaking sell books. The books are a labor of love. I can make more money working at McDonald’s than selling books. And event tickets? Event tickets, are you kidding me? Ten bucks and you get it back when you attend it, if you’re even charged. Legal insurance? It’s not insurance. It’s a member program. I’m the Independent Program Attorney for them. That’s not my program. I’m just an attorney for them, because I want to defend people in that. My incentive to scream to the sky is not that the sky is falling, but that it has fallen. That New Jersey is out to screw gun owners left and right. I deal with it on a daily basis and seeing it. And my mission here is to educate the people I care about, you guys and gals. To be warned, to realize the traps, to realize what it’s like trying to live as a law-abiding gun owner in this God forsaken state that constantly tries to oppress us. That’s what it’s about. That’s what it’s about. Evan Nappen 17:56 It is kind of annoying to see that kind of a statement made, because a person is clueless, clueless. And even if you think about it, if I was really about that, if I was really about making the money, why would I warn anybody? Hey, the more accidental discharges, the more criminal charges, the more licensing revocations and forfeitures, that means more work for me. Why would I want to tell anyone about it? Page – 6 – of 12 Let’s just let the system keep crunching people, destroying people, and I’ll make even more money, right? But I don’t do that. Do I? No, I try to make it so you don’t have to become a client of Evan Nappen’s. Just the opposite, pal. Just the opposite. So, keep it in mind. I’m here trying to protect people. I’m here trying to educate people. I’m here fighting for our rights, one gun law victim at a time that I would rather never have seen become a victim of New Jersey gun laws. Teddy Nappen 19:10 What I look at Dad is, remember when Shaneen Allen? When all of that, everything had broken through with that? It was, what was it? 100 pending cases? Of the exact same charge that had to be changed because of the ruling of that case. Evan Nappen 19:27 By fighting there and changing it, we succeeded, Teddy. Right! Right at that moment even, of saving 100 pending cases. Hey, that would have been a ton more work for me, and I could have made a lot of money. Why would you do that? Why would you educate? Why would you go out there and try to make these changes? Why would you fight for rights? I mean, hell, it’s like saying I’m a cancer doctor and I want more cancer so I can make more money. Really? Seriously? Do you really think that’s what it’s about? Well, it isn’t, folks. Because you don’t dedicate your life to what you believe in for that. You’d know it! Come on. It’s crazy, crazy stuff. I’m here. I want you to protect yourself. Beware of the Dingus law, and I’m happy to say that since we’ve been talking about this, I’ve had less Dingus cases, substantially less. And that’s very interesting. I think the word’s out. I think people are learning this is how you have to be. It’s good. And those that have called and have followed the advice. We’ve been able to save them. We’ve been able to not have them become the supplier of their own rope to hang themselves with. So, this is critical and important. Teddy Nappen 20:46 It honestly reminds me of you. Do you remember that scene in Better Call Saul? Where it’s Kim? She’s the public defender, and I think she’s representing this guy. He’s about to get like, I think, maybe 10 years in prison, and she negotiates it down all the way to, essentially, like, it was three months community service and probation. Evan Nappen 21:08 Exactly. Teddy Nappen 21:09 She negotiates it down. She just turns something that would have been a 10 years jail sentence. He walks out with her, and the first thing out of his words, three months? Could you’ve done better? It’s the level of no appreciation for this shit that has gone down. Evan Nappen 21:29 Ungrateful clients. Yeah, we’ve, we’ve, heard of those. We’ve heard of such things as ungrateful clients. But the system is unbelievable when it comes to New Jersey’s oppression and the turning into criminals of law-abiding citizens. And if the actual lame stream media ever actually covered it, maybe they would finally quit doing it. But of course, they’re in cahoots with the same powers that be, because they hate Page – 7 – of 12 us just as much. So, this is why we’re here, doing Gun Lawyer, trying to educate. We want you to be protected. It’s the reason for the books to be out there. So that something’s out there explaining it, and you can hopefully protect yourself. It’s why we do it, and that’s really what it is. Evan Nappen 22:21 Look, folks, if I wanted to make money, I’d go be a personal injury attorney, right? Go do that kind of garbage. It’s not what I believe in. I do this because it’s what I believe in. That’s why we’re here, doing it. If we didn’t believe in it, there are plenty of ways to make a hell of a lot more money than by being a gun lawyer. But that’s not what it’s about. It’s about doing something for a cause, and feeling that your life has meaning because you’re doing that. Evan Nappen 22:48 And that is also why I want to mention our good friends at the Association of New Jersey Rifle & Pistol Clubs. Because they have a cause, and their cause is fighting for our rights. They are the largest gun rights group in New Jersey. They’re the NRA affiliate. You need to be a member of anjrpc.org. Make sure you join, make sure you get the newsletter, make sure you get the email alerts, and stay in the fight. Be part of the solution. Join anjrpc.org. Evan Nappen 23:19 And also our really great, great friends at WeShoot. WeShoot is an indoor range in Lakewood, New Jersey. It’s where Teddy and I both shoot. It’s where we get our training. It’s where we got our certifications. They have a great pro shop, great guns. A lot of good toys there. They got a lot of great sales, good stuff going on. They treat their members and the shooters and their customers so well. Just like family. Everybody loves WeShoot. I know you will, too. They’re conveniently located right in Lakewood, close to the Parkway. They are a resource for Central New Jersey. You know, our ranges are critical. It’s important. You need a place to shoot. You need a place to practice. You need a place to gain your skills and keep them sharp. WeShoot is ideal for that. You can go to weshootusa.com and check out their website. Beautiful photography. They have top of the line firearms, and they can get you equipped, set up right. Whether you’re new at this idea of gun ownership or whether you’re just a grizzled old gun owning veteran like myself. And I don’t mean veteran in a military sense. I’m not a military veteran, but I mean a veteran of owning guns for many, many years, many, many, many, many, many, many years. Since I was a kid. And, you know, not everybody has had that experience, but luckily, Teddy, you have. I think you’ve shot a gun since you could shoot a gun. I don’t know. Do you know when? When did I first have you shoot a gun? Do you remember? Teddy Nappen 24:54 Well, if I remember, I think it was probably eight years old. Evan Nappen 24:58 Well, that would be an actual firearm. Teddy Nappen 25:02 When? When you actually let me shoot a gun? Page – 8 – of 12 Evan Nappen 25:07 Yeah, the actual firearm. But prior to that, you had BB guns. Air guns. Teddy Nappen 25:10 Oh, BB guns. Yeah, oh yeah, from the little cap guns. I remember the little popper cap gun that you could get where it had the it, you know, you would have to reload it with the little red caps and pop it in. Evan Nappen 25:22 And I taught you basic gun safety, loading things from toys, right? Teddy Nappen 25:31 That’s how it went. I had my little cowboy, the carol spinner that you got me. That I could actually learn how to spin. Evan Nappen 25:42 Spinning was fun, huh? Teddy Nappen 25:43 And the training video you gave me as well from the western. Evan Nappen 25:46 You got good at it, too, buddy? Yeah, right up there. You could, you could do the Doc Holiday scene? You know, with Ringo doing the gun spinning. Yeah, that’s good. Teddy Nappen 25:57 Wow. Johnny Ringo, exactly. Evan Nappen 26:04 Hmm, do I like him? Reminds me of me. Now I know I hate him. Teddy Nappen 26:09 Well, someone walked across your grave. Evan Nappen 26:11 Great stuff. Great stuff. Love the movie Tombstone. Okay. And I can’t forget to plug my book. My book that I make so much money selling. New Jersey Gun Law. Make sure you buy lots and lots and lots of copies. Please go to EvanNappen.com and get that book. It may even save your ass, believe it or not. And that’s why I wrote it. It’s 120 topics, all question and answer. It explains this insanity called New Jersey gun law. Get your copy today at EvanNappen.com. Teddy, what do you have for us today in Press Checks? Teddy Nappen 27:02 Well, as we know, Press Checks are always free. And speaking on standing on one’s rights, which lack thereof in the U.K. You know, I always wonder. At some point, is the U.K. ever just going to hit rock Page – 9 – of 12 bottom? And apparently not. They still keep going lower. As coming here out of, you know, I always enjoy, you know, browsing Breitbart. The British government plans to scrap jury trials. (https://www.breitbart.com/europe/2026/03/11/british-govt-plan-to-scrap-jury-trials-clears-first-hurdle/) It’s like, you know, what? You know, King George was right on a few things. That’s the level of insanity. So it’s right out of the article from Breitbart. The left wing government plans to scrap jury trials by Kurt Zindulka. Evan Nappen 27:53 Okay, wait a minute. They got rid of the Second Amendment protection. They have no First Amendment protection. Now they’re dumping their right to a grand jury that they don’t have. They never. They don’t have that right. We have that right. You can see how important the Bill of Rights is, and why our Founding Fathers, fighting the British, were so foresighted to get the guarantees of the Bill of Rights. Because look at what the UK does. Teddy Nappen 28:18 Yeah, and I love the idea of it’s cleared a major hurdle. Ah, yes, that’s how they view rights, a major hurdle. And it can write. Evan Nappen 28:28 A major hurdle. Worthy oppressors. Teddy Nappen 28:32 As the deeply controversial measure concocted by a Deputy Prime Minister and Justice Secretary, David Lammy. Oh, a Lammy. A Lemmy or what are they? Sorry, what were the limies? It would upend a millennium, English legal tradition. It’s supposed to reduce the backlog of cases. Ah, that’s the problem. Need to reduce the backlog of cases. You know, those feeble rights. It eliminates juries for any case where a defendant is facing three years or less. Ah, that is where this is the insidious plan comes into play. Because it’s like, wait a second, three years. So, they are claiming, like, go into the records already 80 cases backlogged, upward of 200,000, by 2035. And their quote “to restore a swift and fair justice”, we are pulling every level available . . . Evan Nappen 29:31 Oh boy. You’ll be tried and hung very quickly. Teddy Nappen 29:34 You’ll have a fair trial and then be shot. Evan Nappen 29:40 Right! Round up the usual suspects Teddy Nappen 29:42 Exactly, exactly. Meanwhile, 3200 lawyers have written a letter calling the government to reverse course, arguing that the central pillar of this legislation that will reduce backlogs lacks actual evidence to actually reduce backlogs. So, the very thing that they are citing. But I love this. And by the way, this Page – 10 – of 12 isn’t a new thing. They’ve been pushing this all the way back in November of 20. I pulled this from The Guardian. The Guardian poll goes like the whole line of why they’re trying to justify it. We have to stop the criminals from gaming the system by choosing a trial by jury, to increase the chances of the proceedings collapse. That is there they’re worried about the criminals, the drug dealers and career criminals laughing at the docs, knowing that cases can take years to come to trial. And we got to do this. Oh, the poor cases of a court cases involving rape take over two years on average. So, it’s all about the rape cases, not the fact that you let mass migration in your country, where it goes from 12,000 rapes a year to 70,000 rapes a year. A mass majority committed by the illegals and immigrants that you have led into your country. But whatever. And that’s the crux of it, because, and that’s the insidious part, all of those cases will get a full trial. So, the immigrants and the illegals get the full trial when it comes to rape, but the hate speech laws, oh, two years just short. So, you get a politically appointed judge who already hates the idea of free speech now is going to crack down on. You know, I’ll give you the few highlights of that. U.K. free speech crackdown has seen 30 people a day arrested for petty offenses of retweets and cartoons that are deemed offensive. Evan Nappen 31:41 And then the cutoff is up to three years, right? So, you don’t get a jury trial, even though you could face three years in prison. You can be sentenced to three years with no jury trial. It’s outrageous. Teddy Nappen 31:54 Twelve thousand arrests a year under these hate speech laws. Evan Nappen 31:57 All right. So, let me tell you about in America and in New Jersey, how our right works and where the cut off is. So, particularly in New Jersey and in the U.S. for that matter, the cut off, my friends, is six months. So, if the penalty you face, if the potential incarceration, incarceration, that you face is six months or less, then you do not have a right to a jury trial. But if you face any penalty that is over six months where you could go to jail for six months and a day, then you have a right to a jury in America. So, this is why it’s structured in this way for New Jersey in the six months. Now, many states will have systems where, even though you have a right at six months, they will still have a misdemeanor lower court. New Hampshire is a good example, where you could face a year as a penalty. However, you can opt for it to be heard, and waive your jury right, in effect, for that max of the year. So, you can, by your own choice, decide to stay what’s called a bench trial. Evan Nappen 33:31 But essentially, the six month is the cut off. Anytime after that, you can, you have the right to demand the jury trial. That’s just how New Jersey functions. So, every disorderly persons offense in New Jersey is six months or less. Every matter heard in municipal court, in district court, the lower courts, they are six months or less. It’s also why you can be held in contempt, and the punishment is six months or less. You know, the right to that jury trial for contempt, even because the judge has that power up to six months. And by the way, if you were charged with 10 disorderly persons offenses, each carry up to six months in jail. In theory, you could be convicted of all 10 of those offenses and be given the maximum sentence of six months and have them all run consecutively. So, you could be forced to do 60 months Page – 11 – of 12 of jail with no jury trial, which would be the five years, theoretically, without having a right to a jury trial, even in America. Evan Nappen 34:49 But, of course, realistically, that isn’t what happens. There’s merger of all the different offenses. So, I’ve never heard of that happening. But in theory, in theory, that’s how. It’s a six month cut off on whatever offense it is here. Now the U.K. wants to make it three years. Think about that. You’re giving one judge, one political hack of a judge, imagine the power, to incarcerate for three years. Now, you know, if you face any charge that’s over a year, that’s a felony, and you lose your gun rights. Even in America, if the offense that you are end up found being found guilty of or pleading guilty to is a penalty that exceeds one year, which as federal law defines, believe it or not, as over two years. I know that’s confusing, but that’s the law. And so what happens is the. That’s for federal law purposes, okay? State law in New Jersey, anything that we talk about felony can still be over a year for state law, but talking federal law. But in the U.K. Now, if you look at it, three years is an option to have a bench trial with no right to a jury. That is crazy. That is absolute felony land, with no jury. There’s a reason our Founding Fathers put that in the Constitution, and it’s glaringly obvious why. Teddy Nappen 36:35 Well, it’s actually pretty funny as well, because I pulled the history of it. And there’s a reason the ropes, the Sixth Amendment and the Seventh Amendment to have the right to a jury, both for criminal and civil. The reason was the British crown, at the time, thanks to the Stamp Act, they were trying colonists through a special Admiralty court, quote, unquote. No jury. A single judge appointed by the Crown to decide cases. So, a foreign judge from across the pond who’s loyal to the King gets to decide the colonists’ fate when it came to that issue. It was a direct assault on fundamental rights, and that was why it was written and list, depriving us many cases of benefit of a trial by jury. That was in the Declaration of Independence. Evan Nappen 37:26 Well, and this is exactly why we also have the Fourth Amendment right. Because the British would have a general warrant, and they would just search under a “general warrant”. There’s a reason we have the Second Amendment. There’s what did with Gage, General Gage. What was it seizing the colonists’ arms. Okay? The reason for our Bill of Rights, for our rights, is what we experienced from the British, and they’re still at it now. Teddy Nappen 37:57 What’s funny is, it reminds me of that scene in “Turn”. The very opening scene is the colonists, the Tory there. And guess who comes running out? A British soldier for the whole amendment on storied soldiers right, quartering soldiers like, wow, really. Evan Nappen 38:20 There we go. Hey, that’s still an amendment that shows our right to privacy in a way, right? It demonstrates even their concerns and what we had to deal with. But hey, Teddy, let me tell you about this week’s GOFU. That’s the Gun Owner Fuck Up. Where you get to learn a valuable lesson that it was quite expensive for someone else to learn. These are all based on real cases. Real cases. This week’s Page – 12 – of 12 GOFU is real simple here, folks. Don’t leave your gun in a car and have somebody else use your car. It ends up being extremely problematic. Because, you know, we often will lock up our gun in a car, which is legal under the Carry Killer Bill. How you’re supposed to secure it. But what happens is, though, if it’s left there, and then somebody takes your car? Like your wife or your kids or someone, and now they’re driving around with a gun that isn’t theirs in the car. Evan Nappen 39:32 You have to be cognizant of where your gun is. Do not leave it locked in the car. Do not leave it. Because then these folks can inadvertently go to sensitive places. They can have other problems that lead to you having problems. And then you’re lucky if the problem is simply a licensing problem and not a criminal problem, as well. It can even be a criminal problem, arguably, for them, because they’re now, it could be argued, they’re in possession of your gun, and it just escalates. So, the GOFU is this. Know where your gun is. Don’t keep it in the car. Beware. If anyone uses your car, make sure your firearms are with you and not in the car when they take it. Evan Nappen 40:18 This is Evan Nappen and Teddy Nappen reminding you that gun laws don’t protect honest citizens from criminals. They protect criminals from honest citizens. Speaker 2 40:28 Gun Lawyer is a CounterThink Media production. The music used in this broadcast was managed by Cosmo Music, New York, New York. Reach us by emailing Evan@gun.lawyer. The information and opinions in this broadcast do not constitute legal advice. Consult a licensed attorney in your state. Downloadable PDF TranscriptGun Lawyer S5 E281_Transcript About The HostEvan Nappen, Esq.Known as “America's Gun Lawyer,” Evan Nappen is above all a tireless defender of justice. Author of eight bestselling books and countless articles on firearms, knives, and weapons history and the law, a certified Firearms Instructor, and avid weapons collector and historian with a vast collection that spans almost five decades — it's no wonder he's become the trusted, go-to expert for local, industry and national media outlets. Regularly called on by radio, television and online news media for his commentary and expertise on breaking news Evan has appeared countless shows including Fox News – Judge Jeanine, CNN – Lou Dobbs, Court TV, Real Talk on WOR, It's Your Call with Lyn Doyle, Tom Gresham's Gun Talk, and Cam & Company/NRA News. As a creative arts consultant, he also lends his weapons law and historical expertise to an elite, discerning cadre of movie and television producers and directors, and novelists. He also provides expert testimony and consultations for defense attorneys across America. 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