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Fearless Agent Coach & Founder Bob Loeffler shares his insights on Pricing Awarenesses and how they're making his Fearless Agent Coaching Students rich! Fearless Agent Coaching is the Highest Results Producing Real Estate Sales Training and Coaching Program in the Industry and we can prove it will work for you if it's a good fit! Call us today at 480-385-8810 to see if it may be  good fit for you! Telephone Prospecting for Realtors means Cold Calling, Door knocking, Calling for Sale By Owners, Calling Expired Listings, Calling your Sphere of Influence, Farming, Holding Open Houses, but Fearless Agent Coaching Students di all of these completely differently and get massively better results! Find out how! Listen in each week as Bob gives an overview and explains the big ideas behind making big money as a Fearless Agent! If you are earning less selling real estate than you wish you were, and you're open to the idea of having some help, We are here for you! You will never again be in a money making situation with a Buyer, Seller or Investor and not have the right words! You will be very confident! You will be a Fearless Agent! Call Bob anytime for more information about Fearless Agent Coaching for Agents, Fearless Agent Recruiting Training for Broker/Owners, or hiring Bob as a Speaker for your next Event! Call today 480-385-8810 - or go to https://fearlessagent.com Telephone Prospecting for Realtors means Cold Calling, Door knocking, Calling for Sale By Owners, Calling Expired Listings, Calling your Sphere of Influence, Farming, Holding Open Houses, Spin Selling, but Fearless Agent Coaching Students do all of these completely differently and get massively better results! Find out how! Are You an Owner of a Real Estate Company - need help Recruiting Producing Agents - Call today! 480-385-8810 and go to FearlessAgentRecruiting.com and watch our Recruiting Video Real Estate Coaching training Real estate training real estate coaching real estate speaker real estate coach real estate sales sales training realtor realtor training realtor coach realtor coaching realtor sales coaching realtor recruiting real estate agent real estate broker realtor prospecting real estate prospecting prospecting for listings calling expired listings calling for sale by owners realtor success Best Realtor Coach Best Real Estate Coach Spin SellingSupport the show: https://fearlessagent.comSee omnystudio.com/listener for privacy information.

In This Hour:-- Democrats tried to stop Second Amendment activist Amy Swearer from speaking against a gun ban, but public pressure won out.--  March 8 is "308 Day." The .308 Winchester rifle cartridge has been a standout for a quarter century for a good reason.--  When Assistant U.S. Attorney General Harmeet Dhillon posted online photos of her targets, some tried to shame her for not shooting better.  Tom takes them to task for driving away people who might like to try shooting.Gun Talk 03.08.26 Hour 1Become a supporter of this podcast: https://www.spreaker.com/podcast/gun-talk--6185159/support.

Episode 280-Top 7 NJ Carry Guns Also Available OnSearchable Podcast Transcript Gun Lawyer — Episode Transcript Page – 1 – of 11 Gun Lawyer — Episode 280 Transcript SPEAKERS Speaker 3, Teddy Nappen, Evan Nappen Evan Nappen 00:17 I’m Evan Nappen. Teddy Nappen 00:19 and I’m Teddy Nappen. Evan Nappen 00:21 And welcome to Gun Lawyer. Hey, Teddy, guess who finally quit smoking? Teddy Nappen 00:28 You quit smoking? Evan Nappen 00:30 No. The Ayatollah Khomeini. Teddy Nappen 00:32 Oh! Evan Nappen 00:35 There you go. Actually, the thing is, we’re now in a situation where you may have seen the warnings going out about an increased, seriously increased, threat of danger in the homeland. For the, who knows, how many that the Biden administration let in, actual terrorists on the terrorist watch list, and how many unknowns and got aways, and just all those folks that have infiltrated the country that they’re warning about sleeper cells and already starting to see some incidents occurring. And I think it’s fair to say that we all need to be very vigilant, and since most of us are folks that are armed, that carry, we become an important element in the defense of our country. Evan Nappen 01:39 So, I want to talk today about practical considerations regarding firearm carry guns in New Jersey. We want to talk about the guns that are appropriate and are really some of the top most popular carry guns in New Jersey. Now, none of this means these are guns we’re going to talk about that make it that. You know, if you choose to carry any gun that you like, that’s fine. None of this is critical of any firearm that you may be carrying. I just want to talk about ones. It was inspired to talk about this from an article I found in Breitbart. Now Breitbart’s article is the “Five Concealed Carry Guns First-Time Buyers Should Consider”. (https://www.breitbart.com/2nd-amendment/2026/03/03/five-concealed-carry-guns-first-time-buyers-should-consider/) Page – 2 – of 11 Evan Nappen 02:30 and I want to. Teddy Nappen 02:32 Number one, Gyrojet pistol. Evan Nappen 02:34 Right. Definitely grab that old Gyrojet. Oh, my God. In case you don’t know what a Gyrojet is, it was, literally, a rocket firing pistol. It launched cartridges or bullets or projectiles, if you will, in a similar way that you fire rockets, not a bullet. So, it’s actually, a gyro jet gun is closer to an Iranian missile launcher, frankly, than a gun. But they were not a commercial success. They’re very collectible and fascinating. You can read more about Gyrojets online. I happen to own a Gyrojet as an example of a rocket pistol. But no, that’s not a gun I would suggest carrying in New Jersey. Evan Nappen 03:27 First of all, it’s too valuable just to carry, and the ammo is like incredibly hard to find. Each cartridge is very valuable as a collectible in and of itself. But here it is from Breitbart. Now this article is by AWR Hawkins, who’s an excellent gun writer, and as he begins the article, he says, with military action in Iran raging and concerns about staying safe stateside, we thought it would be helpful to put together a list of five concealed carry guns that first time buyers should consider. So, I’m going to, and that’s a good thought right now, what we’re dealing with. I’m going to modify from what he’s talking about, is just to carry guns in New Jersey, whether you’re first time or not a first time. There are advantages and disadvantages to a number of the firearms that they’re putting out, and we have to put in the concerns that we have in New Jersey. One of the primary concerns at the moment in New Jersey is, of course, that you can’t have a magazine that holds over 10 rounds. So, the handguns that we’re going to carry in New Jersey have to have a limitation in the magazine of 10 rounds. Now, that does not include one round in the chamber. So, in theory, you can have 10 rounds in a magazine and one round in the chamber, and you are legal in New Jersey for that carry gun. Evan Nappen 04:56 So, what happens is there are a number of handguns out there that, of course, are wonderful, wonderful guns. They are larger frame and normally hold standard magazine capacity definitely over 10 rounds. And you can start, you know, with just a Glock 19 that would have the standard magazine of 15 rounds. An excellent carry gun and super popular. But in New Jersey, putting aside, let’s just say the Glock 19 happens to fit your hand really well, and I understand that. But in reality, you’re carrying a gun that is larger than you necessarily need. Again, if it works for you, that’s fine, but it’s larger than you necessarily need, which makes it arguably somewhat less concealable. And yet you’re being limited in one of the nice features about it is that you could have the increased firepower of 15 rounds, but New Jersey stops you from that. So, you have to have a 10-round mag in your Glock 19, that’s a nine millimeter. Evan Nappen 06:04 So since New Jersey is forcing us to have 10 round mags, why not conform, at least to the degree of having a much more concealable, but just as deadly, more concealable handgun that would carry up to Page – 3 – of 11 the 10 rounds. And in our modern world today, there are a lot of excellent choices of, you know, nine millimeter and other calibers. But nine is primarily one of the most popular self-defense calibers out there at the moment that hold 10 rounds, but are very compact, very concealable. And the article lists these, and let’s talk about some. Some others that I’ll add in. Evan Nappen 06:57 They put as the number one, the Sig Sauer P365. So, the P365 is an excellent carry gun for sure, and it’s very compact. And as you know, Sig re-designed or created into the design. They designed a gun around the magazine so they could have a 10-round magazine and have a gun that is extremely compact. The P365 is striker fired, and it’s about, you know, 4.3 inches tall, about 5.8 inches long. It weighs in at about 17.8 ounces, and it comes with two 10-round mags. So, it’s New Jersey legal. There’s all kinds of you can get go MOS. It’s set up for that so you can have your sites if you get an MOS model. There are many different variations on the P365 that will have features that may fit you better. It’s a proven gun. So, it’s definitely one of the most popular and definitely a good choice for New Jersey. Evan Nappen 08:10 The next gun in the article is the Glock 43X and that’s also one of the most popular pistols in America. It’s single stack. So, what that means is the magazine loads one round on top of the other, as opposed to the SIG 365 which is kind of that double stack, where the rounds are kind of side by side in the magazine, filling it up as a box. Whereas the Glock is single, straight down in the line, and they do, and it does have a 10-round mag. The Glock is somewhat slightly larger. It’s about 6.5 inches long, and it’s about 1.1 inches in width, and about 5.04 inches in its height, tall. It weighs in at about 18.7 ounces. So, it’s a slightly heavier, slightly larger than the P365. But it’s very popular, very concealable, and it has a 10-round magazine. Evan Nappen 09:29 Now keep in mind that it’s possible for any of these guns, the Sig, or any of these two, of course, to have magazines that hold more than 10 rounds. But they’re essentially made from their creation as a 10-round gun, and that’s important in New Jersey. Because, at the moment, and hopefully this will go away, but at the moment, we’re restricted to that. So, having the concealable ability of being very, very stealthy and not being made, let’s say, as being a carrier. Because you’re concealing a firearm so well, you’re less likely to have printing and other issues where it can be kind of signaled to folks that you might be carrying, which is a good way to think when dealing with New Jersey. Because even though we have a carry permit, even though we’re legal to carry, discretion is still the word of the day. So, you want to remain discrete. Evan Nappen 10:27 Your best bet is for no one to know that you’re carrying in New Jersey, and that is both the cops and the criminals. We need to be discrete because we’ve experienced many times through the office that individuals, where their gun is somehow ID on the person, and even though they’re legal, maybe their shirt showed for a brief second, which the law actually understands can happen. It’s not a crime when that happens. But the next thing you know, police are called about somebody carrying a gun, or they believe someone has a gun, and it can escalate into all kinds of problems. So, the idea in New Jersey Page – 4 – of 11 is to be able to be armed and be armed to the max that the law allows us to be. But to keep the concealability factor and the discretion and discreteness very tight. We are NOT an open carry state. We want to make it so that that firearm gives you a tactical edge in the fact that should you need it, the use of it is, to a certain degree, giving you the advantage of surprise. So, keep that in mind. And so these guns are fitting that bill very nicely. Evan Nappen 11:42 Now the article also talks about the CZ P-10 C, which is a ported pistol. This is also a compact gun and also has the 10-round magazine. The CZ is interesting because the German army actually adopted this pistol model, you know, and so it has certain definite reliability. And a lot of folks like the ergonomics, but it, too, is polymer, and in the same kind of class as the 365 and the 43X. Again, it’s a good choice for New Jersey, should you like that gun. Now, the article talks about the Palmetto Dagger. Palmetto is a decent gun for the money. And let me tell you, they’re a bargain, that’s for sure. They are budget oriented, but they are, you know, they shoot. They’re reliable, they work and such. But the Palmetto Dagger is more along the lines of a Glock 19 and there, yeah, you can get a 10 round mag for it, and maybe you want the slightly, you know, somewhat larger frame, what we might call a medium frame. But in terms of its, you know, you can get more concealable with the other guns we’ve been talking about. It’s still a good gun out there. It’s a nice package, especially for the money. Palmetto puts out a gun that really is a bit of a bargain, honestly, for what they’re offering. But you don’t have the same compactness as the other firearms offer. Evan Nappen 13:36 And the fifth gun talked about in the article is a Ruger LCR polymer revolver. So, that is a revolver similar to, it’s essentially a snub nose .38. But in Polymer, it still can handle the plus P 38. Some folks might prefer a revolver to a semi-auto pistol. Of course, the rounds get less. You’re probably talking here about a five shot and such. But it is an excellent firearm for what it is. If you’re, if you want a wheel gun for its simplicity, it doesn’t leave cartridge cases lying around, or whatever. A revolver may be your way to go. Now, in terms of that type of revolver, the Ruger is good gun. But I happen to have a personal love of the J frame Smith, of the Smith & Wesson. You know, the J frame class, which includes the model, the original, of course, is the 36 or the Chief Special, and you get into all the variations of the J frame, on that J frame. There’s a lot of other snub .38 out there that Smith makes that would also fill the bill. These revolvers are affectionately known as pocket rockets, and they’re good guns. So, if you’re a revolver person, if you’re looking for something concealable, there are plenty of great revolvers. But if we’re talking concealability, then this is a classic. The Ruger and the Smith would fit that bill in snub nose .38. It would give you features that a revolver offers. Teddy Nappen 15:29 If the whole, I would say, for the whole article is supposed to be the idea of people like this is your first gun to buy. Like that was kind of the main focus. I lean off of for Ruger, like the very first revolver I ever got, the GP 100. That was very like, yeah, learn to work with right yourself. Evan Nappen 15:47 And revolvers are good for that. But here, the article in Breitbart is about, like, your first gun. And getting into that. I get it. But what I’m looking at here is taking this article and talking about, not Page – 5 – of 11 necessarily that it’s your first gun, but looking at guns that meet the criteria under New Jersey law, that are effective for carry, that can get you the concealability. And yeah, you know, they’re bigger revolvers that can fire even more powerful, so that you can bump up easier to a .357. You get a four inch barrel or a six inch barrel revolver and have a full size frame. Really be able to put some powerful loads, get some great target shooting and great experience. There’s something to be said for that. But when it comes to carry, we’re looking for the concealability and the stopping power. We’re looking for the ability to conform to New Jersey law and remain discrete. Evan Nappen 16:44 One of the other guns that I would like to talk about that is not mentioned in the article, but one that I happen to particularly like, is the Shadow Systems CR920 Elite. (https://shadowsystemscorp.com/cr920/) So, if you haven’t seen a Shadow System CR920, that gun is pricier, for sure. But it is really a great gun, and it is nine millimeters well as a 10-round mag. So, it fits the bill for New Jersey. They have a lot of features on it that kind of make it a highly upgraded Glock 43X to be honest. It’s very similar in the size. In fact, the holsters that would take a Glock 43X will actually work perfectly with a with the Shadow System CR920. So, it’s something to consider. If you ever had a chance to shoot shadow systems, you’ll know what I’m talking about. It is definitely a bit of an upgrade and a gun that I personally like, but all these guns will be able to serve you well and be able to protect you and your loved ones. Evan Nappen 18:03 And you can know that you can carry them lawfully under New Jersey law with your permit to carry. You stay concealed and discreet in your carry and that’s the way we as New Jersey gun carriers need to be. So, this is something to consider when talking about guns that you carry. And again, there are so many other great handguns, great calibers. None of this is saying that any of these are any better than anybody else’s. You have to look at your needs and what you want, what your budget and what you can afford. But stick to the key principles. That is that you practice, that you shoot it well, that you exercise safety, that you know the laws, that you stick to being discrete, discretion is key in New Jersey. So that you don’t end up having to call me, even though you are 100% innocent, but now we have to deal with the legal situation. You’re best bet is to do what I’m saying. Be discreet and protect yourself in that manner. Hey, let me. Teddy Nappen 18:05 Or have them all put in for the CMP, and you can carry a piece of history with yourself. Evan Nappen 18:49 Yeah, right. Well, if you want to get a nice 1911. We’re definitely upping the game here. And nothing wrong with carrying the 1911, but it is definitely a much larger firearm and very powerful, very reliable. I love my 1911. Who doesn’t? But, you know, this is a different way of thinking when it’s coming to protecting yourself. And of course, you still can max out to the 10 rounds easily with this in a compact package. So, that’s what makes these nice. Page – 6 – of 11 Evan Nappen 19:13 If you want to check out any of these guns and you want to get your practice and your training and even your certifications, well, we know no place better than WeShoot. WeShoot is a gun range in Lakewood. That’s where Teddy and I shoot, and we got our certification. They have guns there that you can try. They’ll be able to set you up with your perfect concealed carry gun and get you the training. Help you get your license as well by getting the qualifications that you need. And this is also part of the package. So, when you want to become a defender and stay a defender, you need to have the training. You need to have a place to practice, a place to shoot. And WeShoot does that very thing. They’re an indoor range in Lakewood, conveniently off the Parkway. A great place right there in Central New Jersey. So you want to check out WeShoot at weshootusa.com. Go to their website. They will absolutely be able to set you up perfectly with a firearm that meets your needs, especially in this environment where we are at war with the number one sponsor of terror. Evan Nappen 20:50 And, folks, I would find it hard to believe that they have not preempted our ability to defend ourselves by having sleeper cells and other agents that are in our country that we should expect will be looking to wreak havoc and chaos. And, you know, this was done under the, with the eyes closed of the Biden administration, primarily. President Trump for trying to clean up that, that mess that allowed that to happen, and he’s currently engaged in changing the world, changing the world where we can make such a huge difference. And it’s finally President. You know, I’ve been, as many of you have lived through 47 years of Iranian Islamic fundamentalism, terror, and all the things that it brought upon us. And it may finally, finally, be coming to an end. But it isn’t over yet, and it may very well come down to your ability and my ability, our ability, to defend ourselves right here at home. And luckily, the expansion of our ability to carry because of Bruen and forcing the issuance of carry permits, gives us this opportunity to be able to do something that, you know, half a dozen years ago, we would not have even been able to do in New Jersey. And that’s carry to protect ourselves in the face of a national security threat to our homeland. So, take advantage of that and check out weshootusa.com for your firearm needs. Evan Nappen 21:12 Let me also mention our good friends at the Association of New Jersey Rifle & Pistol Clubs. They are the state affiliate of the NRA. They are the folks fighting for our rights in Trenton and in the courts. Hopefully they’ll get that magazine ban finally overturned. We’re looking cautiously optimistic at that. So we’ll be able to actually have guns to carry more than 10 rounds. When that happens, we’ll be able to buy larger capacity magazines for our highly concealable nines that we’re currently carrying, and that will give us even more ability to defend ourselves and our loved ones and our in our country, for that matter. So the Association is hard at work. Go to anjrpc.org so you can join and be part of the solution. You’ll get email alerts. You’ll be told what shenanigans are going on down in Trenton and what case law changes are taking place. So, check out anjrpc.org, the Association of New Jersey Rifle & Pistol Clubs. Evan Nappen 24:28 And while you’re at it, make sure you pick up a copy of my book, New Jersey Gun Law. It’s the bible of New Jersey gun law. It’s over 500 pages, 120 topics, all question and answer. Make sure you have a Page – 7 – of 11 copy of that book so you can keep your gun rights and not end up in jail and turned into what I call a law-abiding criminals because of New Jersey’s insanity of gun laws. I tried to create this very user-friendly manual. Go to EvanNappen.com, EvanNappen.com, and pick up your copy today. Teddy, what do you have to share with us today in Press Checks? Teddy Nappen 25:09 Well, as you know, Press Checks are always free and well, we can all see right now that Trump’s Operation Epic Fury is going well. It’s already met multiple of the objectives and frankly, the level of damage that we have just taken out the entire Iranian Navy and the multiple sites they have hit and taking out not only the Ayatollah, the Ayatollah’s successor, who was there for seven minutes. You know, just here’s your hat, and he’s gone. And then the successor’s successor. It’s just, their leadership has been toppled. And this really sets the tone and level and power that the U.S. has. And all it took was having someone actually with the will to act. So, just going off of that, I was scrolling through AmmoLand, and I saw a very interesting article that made a good point. And this is by they just said the AmmoLand Staff. “Iran’s Power Vacuum Highlights the Importance of an Armed Citizenry”. (https://www.ammoland.com/2026/03/irans-power-vacuum-highlights-the-importance-of-an-armed-citizenry/) Teddy Nappen 26:28 So, they were referencing from the Citizens Committee for Right to Keep and Bear Arms, where they put out a press release talking about how the Iranian people’s lack of the most important safeguard of liberty that the Americans possess, the right to keep and bear arms. The Chairman of the group, Alan Gottlieb, says that Iran does not have the equivalent of our sacred Second Amendment. The Iranian people need it bad. And highlighting to what the Founding Fathers believed were the Second Amendment is the safeguard to a tyrannical rule. Everyone can agree that Iran was a tyrannical rule. It was a theocracy ran by radical, crazy clerics. You know that, and I just love every time the Left. You know the hands off Iran, Free Maduro like that. It just shows you the level of disingenuousness from the part from that party. Teddy Nappen 27:30 But just to highlight the fact, for those of you who may be living under a rock, the Iran regime has ruled for more than four decades with authoritarianism. Suppressing dissidents, jailing critics, killing them also, and slaughtering protesters. They actually were importing in Iraqi militia groups to just start gunning down protesters after Trump had taken out the, and as the protests were breaking out in Iran, prior to Epic Fury. So, as was also stated, the symbol and freedom in our nation, the symbol and freedom in a nation of slaves is the gun. Because it enshrines the ability for the people to keep the Government in check. Again, I always hear the stupid Leftist argument like, oh yeah, you really think your Second Amendment is going to help you against the F15s or the United States military? Give me a break. Every single one of us who are able to carry, it would be one of the largest standing armies in our country. Teddy Nappen 28:38 And also, I love how they make that argument. And also say, you know, an unarmed group of protesters about to overthrow the Government. So, you know. But, you know, they keep referencing Page – 8 – of 11 January 6, like it’s Chris, like it’s a Christmas holiday. But the point being is that the Second Amendment keeps these things in check. Because right now, that was the whole push, was to have the people rise up against their oppressors. Imagine what would have happened if all the Iranian people actually had access to firearms? I actually pulled the laws. So, I went and see like, okay, what was it? What was it like? What were the ways of getting people to, if you wanted to buy a gun and you were an Iranian citizen in Iran, what would you do? And it seems they’ve modeled themselves off of New Jersey. You have to obtain a gun license in Iran, and it involves several steps, including a background check, psychological examination, and firearm safety course. You have to apply for your gun permit at your local police station. They have to do criminal record, military service status, complete a psychological evaluation to ensure mental stability, taking a firearm safety course and passing a written practical exam, pay your fees, of course, and wait to be approved. So, if you do everything else, you have to be approved by higher authorities, which could take several months. Evan Nappen 30:03 It isn’t that far from what New Jersey actually requires. Jersey is virtually the Iranian totalitarian state of gun laws. Teddy Nappen 30:17 Yeah, and also, it is illegal to possess a firearm without the proper licensing, which is punishable by imprisonment and fines. Carrying a firearm without a license is punishable up to three years in prison. Evan Nappen 30:31 Wait. Only three years? In New Jersey, you can go for 10 years. So, they’re actually a little more reasonable in Iran than in New Jersey. Teddy Nappen 30:42 Yeah. And also, this is something that people need to remember. We are a nation of firearms. Firearms are enshrined in our culture. They cannot take that away, as much as the Left tries to propagandize us out of it. To give you a perspective. In Iran, this is cited from gunpolicy.org. In 2017 it was about 3.5 firearms per 100 residents, as opposed to in 2017 there are 120 firearms per 100 residents in the United States. And that was in 2017. So, imagine actually having the accessibility for firearms, actually having the ability to rise up if you ever needed to. That’s why you have all the Leftists right now flocking the gun shops, trying to buy firearms. Evan Nappen 31:30 Well, the latest, the latest numbers, we have over 500 million privately owned firearms in America. Yep, over 500 million. Teddy Nappen 31:42 We have to get those numbers up. Evan Nappen 31:43 I agree. Page – 9 – of 11 Teddy Nappen 31:44 Yes. Evan Nappen 31:44 Let’s hit that 1 billion mark. Let’s work on it, folks. Teddy Nappen 31:47 This isn’t and also this isn’t a vacuum. When you look at other dictatorships, this is the first step. This is what they do. You have to disarm the populace because they do not want any rising up, any resistance groups or militias, when you’re being an authoritarian regime. And cut to another one of Trump’s highlights of Venezuela. What did you, under the Venezuelan Government, another authoritarian regime, where they also made it nearly impossible to get firearms. Where you could apply for a license to the Venezuelan armed forces. Of course, you need a background check, training requirements, inspections. But here’s the kicker. In 2012 the Venezuelan Government suspends all legal firearm sales to private citizens. Evan Nappen 32:39 Hmm. Why would they do that? Teddy Nappen 32:41 Yeah, I wonder why? Oh, in their words, combating criminal organizations and preventing weapons from falling into the wrong hands. Evan Nappen 32:53 It wouldn’t happen to do with who was in power politically at that time? Teddy Nappen 32:58 Yeah, yeah, yeah. Former leader Maduro, no, guar, no, guar. Yeah. And also, they try to make like, there’s no explicit law banning firearm ownership, just a suspension on firearms of private citizens. I know they’re so reasonable. Oh, and they are required to register all their firearms with the Government. Oh, hmmm. I wonder why? It’s the, it’s the disingenuousness on the Left for why the Second Amendment is so important. Evan Nappen 33:37 Well, let’s answer that question for folks. And that’s because the Registration leads to the Confiscation, and that’s what registration is all about. Why do we fight registration? Because it is a step toward confiscation. Then after confiscation comes the political reality of a extermination. We’ve seen every major Holocaust preceded by these very steps when it comes to private ownership of firearms. Teddy Nappen 34:09 Yeah, and cut to any of the European countries that have just disarmed themselves. Cut to the United Kingdom, with their rapes going from 12,000 a year to 70,000 a year. Page – 10 – of 11 Evan Nappen 34:20 I mean, there’s a reason we did lend lease, and reason why they put ads in the American riflemen to please send guns to England. They even disarm themselves in the face of having to face a Nazi terror. And here, they don’t learn. They don’t learn from their prior mistakes. They continuously repeat them. Evan Nappen 34:40 Well, when they were good and ready, they were done with Winston Churchill, and they said, oh, we don’t need you anymore. That’s how it always goes. And then when things come around, they’re going to need a Churchill. And maybe, just maybe, they might learn their lesson this time. But for now, the Left, gun control will forever be the losing argument on the Left. That is a fact. They will occasionally jump out whenever there’s a mass shooting, but in this point in time, that issue is effectively won on our side. We have to be vigilant, though. Because they always try to sneak things in and go off the, unfortunately, the emotional side of our country, who just do not think logically and actually apply and try to think, oh, what would happen if we take away all these firearms? Is this actually going to solve the problem? Evan Nappen 35:37 Well, in Iran, it’s a shame that people aren’t armed, because they’d be able to take action now, especially with the efforts that the U.S. has already done to their infrastructure, militarily and politically. Right? Teddy Nappen 35:58 I want the CIA to do the, you know, the black book, and just start dropping them, like the leaflets. The ways how to like, to make the gun out of the soup can. Evan Nappen 36:10 Right. Yeah. Teddy Nappen 36:12 Or the traps you could make where it was literally, like, what is it like us use like you make a bomb out of like piss and aspirin. Evan Nappen 36:23 Hmmm. True. Well, Teddy, I want to talk about our very important segment of GOFU. GOFU is the Gun Owner Fuck Up. And the reason we talk about this is it’s expensive lessons that others have endured, that you get to learn very reasonably. You get to learn it for free from Gun Lawyer radio. So, this week, I want to talk about, and these are actual cases that come through our office that we see all the time. This has to do with lost or stolen firearm in New Jersey. You need to know that New Jersey has a law that if your firearm is lost or stolen, okay? Lost or stolen. You must report it to local law enforcement within 36 hours. So, you have a 36 hour window to report a lost or stolen firearm. You must report it to the chief law enforcement officer of the municipality where the theft occurred. Or if there’s no local police, to the State Police. Page – 11 – of 11 Evan Nappen 37:40 Now, once you report a gun as stolen or lost, there can be further ramifications on you. And I want to talk about the ramifications if you fail to report it. Let’s keep this in mind. If you fail to report a stolen gun, it is a civil penalty of $500 for the first offense. So, it is technically not a crime. It’s not necessarily. It’s quasi criminal for failing to report the stolen firearm. It’s a civil penalty of $500 for the first offense and $1000 for subsequent offenses. So, your failure to report puts you in that category. It’s not as if there is a potential jail sentence if you fail to report. Now, this doesn’t mean you shouldn’t report, necessarily, but I’m telling you what the actual penalty is. So, what happens when you report? When you report, you need to provide the make and model and serial number. Evan Nappen 38:42 But then we see ramifications from the reporting where then they may try to move, they being the Government, to take your gun licenses. Revoke your carry permit, revoke your firearms ID card, because they try to then claim that you fall under the category of Public Health, Safety, and Welfare as a danger or problem under that category. And that is it because you didn’t exercise proper care and had your gun stolen, which is, of course, how can, you know, the actions of a third party, being the thief, end up taking not just your gun but your gun rights? But New Jersey never misses an opportunity to do that. So, you need to keep in mind that even though the law requires a reporting, you may end up, from the reporting, having to have a battle over keeping your firearm license. Evan Nappen 39:38 If this happens to you, where you believe a gun is lost or stolen, the best thing to do is call an attorney right away and work through the very specific issues that may be present in your case. How it got stolen, how it gets reported as stolen, if you choose to report it as stolen. These are all issues that you want to have attorney / client confidentiality and discuss, because there can be escalation, and there can be ramifications. Then if there’s a failure to report, of course, and the gun comes up used in a crime, what are the implications from that? There’s a whole array of issues that need to be considered if you are dealing with a lost or stolen firearm. Evan Nappen 40:28 This is Evan Nappen and Teddy Nappen reminding you that gun laws don’t protect honest citizens from criminals. They protect criminals from honest citizens. Speaker 3 40:38 Gun Lawyer is a CounterThink Media production. The music used in this broadcast was managed by Cosmo Music, New York, New York. Reach us by emailing Evan@gun.lawyer. The information and opinions in this broadcast do not constitute legal advice. Consult a licensed attorney in your state. Downloadable PDF TranscriptGun Lawyer S5 E280_Transcript About The HostEvan Nappen, Esq.Known as “America's Gun Lawyer,” Evan Nappen is above all a tireless defender of justice. Author of eight bestselling books and countless articles on firearms, knives, and weapons history and the law, a certified Firearms Instructor, and avid weapons collector and historian with a vast collection that spans almost five decades — it's no wonder he's become the trusted, go-to expert for local, industry and national media outlets. Regularly called on by radio, television and online news media for his commentary and expertise on breaking news Evan has appeared countless shows including Fox News – Judge Jeanine, CNN – Lou Dobbs, Court TV, Real Talk on WOR, It's Your Call with Lyn Doyle, Tom Gresham's Gun Talk, and Cam & Company/NRA News. As a creative arts consultant, he also lends his weapons law and historical expertise to an elite, discerning cadre of movie and television producers and directors, and novelists. He also provides expert testimony and consultations for defense attorneys across America. Email Evan Your Comments and Questions  talkback@gun.lawyer Join Evan's InnerCircleHere's your chance to join an elite group of the Savviest gun and knife owners in America.  Membership is totally FREE and Strictly CONFIDENTIAL.  Just enter your email to start receiving insider news, tips, and other valuable membership benefits.   Email (required) *First Name *Select list(s) to subscribe toInnerCircle Membership Yes, I would like to receive emails from Gun Lawyer Podcast. (You can unsubscribe anytime)Constant Contact Use. Please leave this field blank.var ajaxurl = "https://gun.lawyer/wp-admin/admin-ajax.php";

3/8/26 - Guest Speaker: Dave Jones by Zion Christian Fellowship

Mitchell McAffee, Fiona Kiezer, Leyla Peter-Paul, and Ezekiel Beaman preaching on Wednesday night. March 4th, 2026.Find us online at:Website: www.capitalcommunity.ca Facebook: www.facebook.com/capitalcommunitychurchInstagram: www.instagram.com/ccc_fredericton YouTube: www.capitalcommunity.tvThe Conversation Podcast: www.anchor.fm/ccc-theconversationSermon Archive Podcast: www.anchor.fm/capitalcommunitychurch

Episode 148 - Dr. Kelly McCann, Functional Internist and Pediatric Complimentary Medicine Specialist and Speaker joins me along with Neil Speaks, Agribusiness Pioneer in growing healthy environmentally friendly food.Disclaimer: Please note that all information and content on the UK Health Radio Network, all its radio broadcasts and podcasts are provided by the authors, producers, presenters and companies themselves and is only intended as additional information to your general knowledge. As a service to our listeners/readers our programs/content are for general information and entertainment only.  The UK Health Radio Network does not recommend, endorse, or object to the views, products or topics expressed or discussed by show hosts or their guests, authors and interviewees.  We suggest you always consult with your own professional – personal, medical, financial or legal advisor. So please do not delay or disregard any professional – personal, medical, financial or legal advice received due to something you have heard or read on the UK Health Radio Network.

Episode 89: How We Select Speakers for Be You Brand Live OUTSIDE the Speaker contest   In this episode, Ati shares the behind-the-scenes process of selecting speakers for Be You Brand Live and addresses the questions she's been getting about speaking opportunities. What You'll Learn: How Ati curates the speaker lineup based on attendee experience, not just speaker credentials The two main reasons behind the speaker contest Why providing opportunities for emerging speakers matters The importance of supporting events before asking to speak How to approach event hosts respectfully when pitching yourself Key Takeaways: ✨ Speaker selection is about creating a specific experience for attendees at all levels—from beginners to seasoned entrepreneurs ✨ The speaker contest gives new speakers a platform AND full speaking time (not just 5-10 minutes) ✨ If you want to speak at an event, support it first by buying a ticket and being in the room ✨ Give first, then ask—this is the golden rule of making authentic connections Resources Mentioned: Be You Brand Live Speaker Contest Take the Profitable Personal Brand Quiz: attigreenspan.com/quiz Connect with Ati: Website: atigrinspun.com/quiz Take the quiz to power-charge your personal brand journey  

A new MP3 sermon from Alpha and Omega Ministries is now available on SermonAudio with the following details: Title: James Talarico and the PCUSA Exposed Subtitle: The Dividing Line 2026 Speaker: Dr. James White Broadcaster: Alpha and Omega Ministries Event: Podcast Date: 3/5/2026 Length: 60 min.

JP Dinnell answers questions from Reddit.  Get your free training from First In Nutrition: https://www.firstinnutrition.com/jppod More from JP Dinnell: https://www.jpdinnell.com/ Therapeutic Recreation Group: https://www.therapeuticrg.org Instagram: https://www.instagram.com/therapeutic_rec_group/ Echelon Front Leadership Assessment: https://tinyurl.com/y3v22car Join the conversation on instagram JP Dinnell: http://instagram.com/jpdinnell/ Lucas Pinckard: https://www.instagram.com/lucaspinckard Bruiser Arms: https://www.instagram.com/bruiserarms Echelon Front: https://echelonfront.com/ Little Cattle Co: http://littlecattle.co On The Path Printing: https://www.instagram.com/onthepathprinting JP Dinnell is a former U.S. Navy SEAL and now a Leadership Instructor, Speaker and Strategic Advisor with Echelon Front, where he serves as Director of Experiential Leadership Training Programs. J.P. is also a pro team athlete and spokesperson for Origin Maine and Jocko Fuel, an American clothing and supplement company. J.P. has a signature Energy Drink flavor "Sour Apple Sniper" with Jocko Fuel. Jeremiah spent nearly a decade in the SEAL Teams with three combat deployments. Sent to the violent terrorist stronghold of Ar Ramadi, Iraq in 2006 with SEAL Team Three's Task Unit Bruiser, J.P. served as point man, machine gunner, and lead sniper for Delta Platoon opposite the American Sniper, Chris Kyle, who was in Charlie Platoon. For his leadership and courage under fire, JP was awarded a Silver Star, 2 Bronze Stars with Valor and the Army Commendation Medal with Valor helping Task Unit Bruiser to become the most highly decorated special operations unit of the Iraq War. He worked closely with SEAL Officers Jocko Willink, his Task Unit Commander, and Leif Babin, and was the driving force on many of the daring combat operations Jocko and Leif wrote about in Extreme Ownership. Upon his return, J.P. again worked directly for Jocko as a training instructor at Naval Special Warfare Group One Training Detachment, where he orchestrated realistic and challenging training scenarios for Special Operations Urban Combat training and Close Quarters Combat training to better prepare SEAL units for the real-world battlefield. He also served as a Combatives Instructor, Marksmanship Instructor and earned his Master Trainer Specialist qualification while helping Jocko rebuild and enhance these training programs into the highly effective platforms they are today. J.P. brings exceptional experience and frontline leadership perspective from the winning mindset and culture of Task Unit Bruiser. 00:00:00 Intro 00:09:29 How To Detach 00:13:54 When To Detach 00:15:29 Balancing Detachment and Engagement  00:18:32 JP's Speech Impediment 00:22:14 How to Prepare for Presentations 00:30:20 How Do You Know When You're Ready 00:35:15 Leading a Disillusioned and Burned Out Team 00:41:15 Knowing Your People 00:44:48 Managing in the Age of AI 00:46:40 Most Impactful Book 00:51:40 Gi vs No-Gi Training 00:53:38 Self Defense vs Sport Jiu-Jitsu 01:05:39 Final Thoughts

In today's episode of You Can Overcome Anything! Podcast Show, cesarRespino.com brings to you a special guest by the name of Dr. Neja Zupan.She is a Mentor in Inner Energy Mastery & Recalibration, Speaker and the Founder of Energy Masters Academy. In 2013, after being diagnosed with aggressive hormone-dependent ductal cancer and given only a 5% chance of survival, she chose a different path. All the women in her family before her had died from cancer but she broke the pattern.Rejecting chemotherapy, radiation, and hormonal therapy, she turned inward and activated a profound alignment beyond mindset or strategy. Through this awakening, she pioneered a method that rewires the body's energy system for lasting clarity, coherence, and vitality.Today, she is not only cancer-free, she is radiantly alive, sovereign, and guiding change makers worldwide to dissolve energetic limits, reclaim their vitality, and rise into their highest potential.Dr. Neja Zupan's message to you is:https://www.nejazupan.com/the-7-steps-e-book/Start Your Day Aligned.Unleash Your Potential in the Morning.This isn't just a morning routine.It's an initiation into your highest energy frequency — the foundation for thriving in your health, business, relationships, and soul-led success.Start your day with clarity, calm, and aligned vitality.To Connect With Dr. Neja Zupan go to:www.nejazupan.comhttps://www.instagram.com/dr.neja.zupan.institute/https://www.facebook.com/drNejaZupanInstitutehttps://www.linkedin.com/in/drnejazupan/https://www.youtube.com/@drnejazupaninstituteTo Connect with CesarRespino go to:

If you are waking at 2:00 AM wide awake, mind racing and calculating how little sleep you have left, this episode is for you. In this episode, I unpack what is really driving the 2:00 AM wake up in women over 35. This is rarely a sleep hygiene problem. And it is not that you are bad at switching off. In most cases, it is a hormonal and metabolic cascade showing up as a sleep issue. We explore why alcohol fragments the second half of sleep, even if it helps you fall asleep, how declining progesterone affects GABA and your ability to buffer stress overnight, and why under fuelling at dinner can trigger a 2:00 AM cortisol spike through blood sugar dips. I also share the exact dinner tweak and evening wind down stack I use personally and with clients, plus the CAP formula to stop your brain rehearsing tomorrow at 2:00 AM. This is a practical, physiology first episode for high performing women who are tired of being told to just relax and want to address the real root cause. WHAT YOU'LL LEARN: • Why do you wake up at 2:00 AM? • Does alcohol disrupt sleep in the second half of the night? • Can low progesterone affect sleep quality? • Can low blood sugar wake you up at night? • Should you eat carbohydrates at dinner for better sleep? • Do glycine, magnesium or L theanine improve sleep? • Does morning sunlight improve sleep at night? • How do you stop overthinking at 2:00 AM? • What is the CAP method and how does it reduce cognitive load? • What should you do if you wake in the night? VALUABLE RESOURCES ⁠Join The High Performance Health Community⁠ ⁠Click here⁠ for discounts on all the products I personally use and recommend A BIG thank you to our sponsors who make the show possible ABOUT THE HOST Angela Foster is an award winning Nutritionist, Health & Performance Coach, Speaker and Host of the High Performance Health podcast. A former Corporate lawyer turned industry leader in biohacking and health optimisation for women, Angela has been featured in various media including Huff Post, Runners world, The Health Optimisation Summit, BrainTap, The Women's Biohacking Conference, Livestrong & Natural Health Magazine. Angela is the creator of BioSyncing®️ a blueprint for ambitious entrepreneurial women to biohack their health so they can 10X how they show up in their business and their family without burning out. CONTACT DETAILS ⁠Instagram⁠ ⁠Facebook⁠ ⁠LinkedIn⁠ Disclaimer: The High Performance Health Podcast is for general information purposes only and do not constitute the practice of professional or coaching advice and no client relationship is formed. The use of information on this podcast, or materials linked from this podcast is at the user's own risk. The content of this podcast is not intended to be a substitute for medical or other professional advice, diagnosis, or treatment. Users should seek the assistance of their medical doctor or other health care professional for before taking any steps to implement any of the items discussed in this podcast. This Podcast has been brought to you by Disruptive Media. ⁠https://disruptivemedia.co.uk/

Get the stories from today's show in THE STACK: https://justinbarclay.comJoin Justin in the MAHA revolution - http://HealthWithJustin.comProTech Heating and Cooling - http://ProTechGR.com New gear is here! Check out the latest in the Justin Store: https://justinbarclay.com/storeKirk Elliott PHD - FREE consultation on wealth conservation - http://GoldWithJustin.comTry Cue Streaming for just $2 / day and help support the good guys https://justinbarclay.com/cueUp to 80% OFF! Use promo code JUSTIN http://MyPillow.com/JustinPatriots are making the Switch! What if we could start voting with our dollars too? http://SwitchWithJustin.com

Episode #130 is up!  Check it out!!!Special Guest Dr. Brandi Kelly, Speaker, Author, Leadership Coach, and Founder of Spark HOPE Edu, joins Dr. Woods on episode #130 of Leading Out The Woods to discuss Bringing Joy Back: Why H.O.P.E. Is a Leadership Strategy. In this episode, Dr. Kelly shares her leadership journey and the inspiration behind her H.O.P.E. System—Habits, Optimistic Outlook, Purpose, and Excellence. Together, they explore how leaders can combat burnout, strengthen their beliefs, and intentionally “hold hope” for others while building resilient school communities grounded in joy, purpose, and excellence. 

  Aging in Place: Safety, Technology, & Dignity w/ Drew Siefried of TruBlue Ally - AZ TRT S07 EP04 (286) 3-1-2026       Things We Learned This Week ·         America is aging rapidly - By 2030, 1 in 5 Americans will be over 65. ·         Most seniors want to stay in their homes - More than 80% of older adults prefer aging in place rather than moving to assisted living. ·         Technology is transforming senior safety - Non-intrusive monitoring systems can detect falls and alert families without cameras or wearables. ·         One fall can change everything - Falls are one of the leading causes of injury and loss of independence among seniors. ·         Prevention is far cheaper than crisis care - Simple home safety upgrades can prevent accidents and help seniors maintain independence longer.     Guest: Drew Seifried LKIN: https://www.linkedin.com/in/drewseifried/ Company: TruBlue Home Service Ally Website: https://www.trublueally.com/east-phoenix-north-scottsdale   With over 25 years of combined corporate and entrepreneurial experience, I currently own and operate TruBlue Home Service Ally, where we support seniors and busy families with home modifications and handyman services. In this role, we prioritize safety, reliability, and exceptional service, ensuring all personnel meet high professional standards. As a Certified Franchise Executive, I also guide aspiring entrepreneurs, including corporate professionals, first responders, and military veterans, toward business ownership through franchising. Leveraging expertise in franchise agreements and processes, I simplify the path to ownership, aligning opportunities with individual goals. My mission is to empower others to achieve their aspirations through purpose-driven ventures.   TruBlue Home Service Ally® provides a unique and affordable approach to helping busy adults and seniors live a worry-free life by offering trustworthy handyman, home maintenance and senior modification services. Helping you maintain your home both inside and out, TruBlue's services include: handyman projects and to-do list chores, preventative home maintenance programs, seasonal work, and senior modification services, all handled by a professional, bonded and insured Tru-Pro® Technician. Episode Overview America is entering a major demographic shift. By 2030, 1 in 5 Americans will be over the age of 65, creating what many experts call the "Silver Tsunami." Families across the country will face new challenges as aging parents want to maintain independence while staying safe at home. But aging at home safely requires planning. In this episode, we sit down with Drew Seifried of TruBlue Home Service Ally to discuss how home safety modifications, emerging Age Tech, and non-intrusive monitoring technologies are helping seniors stay independent longer — while providing peace of mind for their families. We also explore the unique needs of veterans and individuals with disabilities, and how communities and organizations can better support them.   Segment 1: Aging in Place & The Silver Tsunami Drew Seifried owns three territories with TruBlue, a national franchise focused on helping people safely remain in their homes. The company works primarily with: ·         Seniors and aging adults ·         People with disabilities ·         Veterans ·         Adult children caring for aging parents Their mission is simple: help people live independently and safely at home. The Growing Senior Population America is rapidly aging. Key statistics: ·         61 million Americans are age 65+ ·         By 2030, about 20% of the population will be seniors ·         Phoenix and other Sun Belt cities are seeing rapid senior population growth as retirees relocate This demographic shift will place new pressure on: ·         Healthcare systems ·         Caregiver workforce ·         Family members caring for aging parents The Hidden Risk: Falls in the Home One of the biggest threats to senior independence is falling. Key statistics: ·         1 in 4 adults age 65+ falls each year ·         Falls cause over 3 million emergency room visits annually ·         More than 300,000 seniors are hospitalized each year for hip fractures ·         Over 50% of falls occur inside the home In many cases, one fall can change everything. A serious fall can lead to: ·         Hospitalization ·         Loss of mobility ·         Long-term disability ·         Moving into assisted living The Most Dangerous Areas in a Home According to home safety experts, the highest risk areas include: ·         Bathrooms (tubs and showers) ·         Entryways and stairs ·         Poor lighting ·         Cluttered hallways or walkways Even small modifications can dramatically reduce fall risk. Preventing Falls Before They Happen TruBlue helps families install preventative safety upgrades such as: ·         Bathroom grab bars ·         Non-slip shower treatments ·         Improved lighting ·         Handrails and stair supports ·         Walkway hazard removal The company also performs full home safety assessments to identify hidden risks. As Drew explains, the goal is prevention — because once a fall happens, recovery can be much more difficult. Aging at Home vs Assisted Living Another major challenge families face is cost. Average assisted living costs in the U.S.: ·         $5,000–$6,000 per month ·         Often $60,000–$70,000 per year By comparison, many safety upgrades or in-home services cost a fraction of that. And most seniors prefer to stay home. Surveys show: ·         84% of seniors want to age in place ·         Independence and familiarity with their home environment matter deeply Segment 2: Age Tech & Smart Monitoring One challenge facing families is the shrinking caregiver workforce. With fewer caregivers available, technology is stepping in to help monitor safety. Adult children want peace of mind that their parents are safe — especially when they live in another city. But many seniors dislike traditional monitoring systems. Common concerns include: ·         Cameras in the home ·         Wearable emergency devices ·         Privacy issues ·         Technology complexity A New Approach: Radar-Based Monitoring A newer technology solution is radar-based monitoring systems like those from Pontosense. These systems use small radar sensors placed throughout the home. They can detect: ·         Falls ·         Movement patterns ·         Breathing and vital signals Unlike cameras, they are completely non-intrusive. Features include: ·         No cameras ·         No wearable devices ·         No audio recording ·         No stored video data The system can detect unusual events and send alerts. Smart Alerts for Families If a fall occurs, the system can: ·         Wait about 90 seconds to see if someone gets up (reducing false alerts) ·         Send notifications to family members ·         Contact caregivers ·         Alert emergency services if necessary Family members can also monitor activity patterns through a mobile app. For adult children balancing careers, families, and aging parents, this technology provides peace of mind without invading privacy. Segment 3: Disability Services & Veteran Support TruBlue also works with individuals living with disabilities and veterans who require specialized home modifications. Organizations supporting the disability community include: ·         Ability360 ·         Benevilla These groups offer programs ranging from adaptive sports to community support services. Health Challenges as We Age Many older adults face conditions that impact mobility or independence. These can include: ·         Arthritis ·         Balance issues ·         Progressive neurological diseases like ALS or MS ·         Reduced strength and coordination Simple tasks — getting into a bathtub, climbing stairs, or reaching shelves — can become difficult. Home modifications can restore independence. Importantly, these upgrades can be designed to blend into the home aesthetically, preserving both function and dignity. Supporting Veterans Veterans represent another group that often needs home safety support. Key statistics: ·         Approximately 17 million veterans live in the United States ·         Nearly 8 million veterans are age 65 or older Despite available programs, many veterans do not utilize assistance. Organizations working to support veterans include: ·         Paralyzed Veterans of America ·         Veterans of Foreign Wars ·         Elks Lodge Drew himself served in the military and is passionate about helping veterans access services and resources. Additional Home Safety Monitoring Beyond fall prevention, modern smart homes can also monitor: ·         Smoke and fire detection ·         Water leaks and flooding ·         Utility failures ·         Entry and exit activity These systems help families create a safer living environment for aging loved ones.   Final Takeaway Aging doesn't have to mean losing independence. With the right combination of: ·         Home safety modifications ·         Smart technology ·         Community resources ·         Family planning Millions of seniors can live longer, safer, and more confidently in their own homes.       'Best Of' Topic: https://brt-show.libsyn.com/category/Best+of+BRT      Thanks for Listening. Please Subscribe to the AZ TRT Podcast.     AZ Tech Roundtable 2.0 with Matt Battaglia The show where Entrepreneurs, Top Executives, Founders, and Investors come to share insights about the future of business.  AZ TRT 2.0 looks at the new trends in business, & how classic industries are evolving.  Common Topics Discussed: Startups, Founders, Funds & Venture Capital, Business, Entrepreneurship, Biotech, Blockchain / Crypto, Executive Comp, Investing, Stocks, Real Estate + Alternative Investments, and more…    AZ TRT Podcast Home Page: http://aztrtshow.com/ 'Best Of' AZ TRT Podcast: Click Here Podcast on Google: Click Here Podcast on Spotify: Click Here                    More Info: https://www.economicknight.com/azpodcast/ KFNX Info: https://1100kfnx.com/weekend-featured-shows/     Disclaimer: The views and opinions expressed in this program are those of the Hosts, Guests and Speakers, and do not necessarily reflect the views or positions of any entities they represent (or affiliates, members, managers, employees or partners), or any Station, Podcast Platform, Website or Social Media that this show may air on. All information provided is for educational and entertainment purposes. Nothing said on this program should be considered advice or recommendations in: business, legal, real estate, crypto, tax accounting, investment, etc. Always seek the advice of a professional in all business ventures, including but not limited to: investments, tax, loans, legal, accounting, real estate, crypto, contracts, sales, marketing, other business arrangements, etc.    

Green Left and Socialist Alliance held this forum on Resisting genocide and police repression — Why is Labor criminalising freedom of speech? at the Resistance Centre in Gadigal Country/Sydney on February 26. Speakers included Palestinian activist from Gaza Shamikh Badra; Tim Roberts from the NSW Council of Civil Liberties; Grace Street, president of the University of Sydney Student Represenative Council; Yehuda Aharon from Jews Against the Occupation '48; and Pip Hinman from Socialist Alliance. It was chaired by Isaac Nellist from Socialist Alliance. They discussed the attacks of civil rights by the Chris Minns Labor government in NSW, particularly in the context of the police violence against people protesting Israeli President Isaac Herzog at Sydney Town Hall on February 9. They also discussed the current anti-protest laws and how to build the campaign to resist repression and defeat these undemocratic measures. We acknowledge that this video was produced on stolen Aboriginal land. We express solidarity with ongoing struggles for justice for First Nations people and pay our respects to Elders past and present. If you like our work, become a supporter: https://www.greenleft.org.au/support Support Green Left on Patreon: https://www.patreon.com/greenleft Green Left online: https://www.greenleft.org.au/ Twitter: https://twitter.com/greenleftonline YouTube: https://www.youtube.com/greenleftonline TikTok: https://www.tiktok.com/@greenleftonline Instagram: https://www.instagram.com/greenleftonline/ Podbean: https://greenleftonline.podbean.com/ Telegram: https://t.me/greenleftonline Facebook: https://www.facebook.com/greenleftaction 0:00 Shamikh Badra 13:23 Tim Roberts 21:54 Grace Street 30:51 Yehuda Aharon 43:39 Pip Hinman 55:23 Mark Gillespie 57:14 Shamikh Badra 1:00:56 Grace Street 1:05:46 Tim Roberts 1:14:49 Pip Hinman 1:20:35 Yehuda Aharon 1:26:34 Rachel Evans 1:28:19 Tim Roberts 1:30:35 Pip Hinman 1:33:00 Yehuda Aharon 1:35:45 Grace Street 1:38:21 Shamikh Badra

Today's Masked Speaker says while she was cleaning her grandma's house... she came across a hidden item that NOBODY in the family wanted to find... And all she was left wondering was "What the heck am I supposed to do with THIS?"See omnystudio.com/listener for privacy information.

The first Speaker Spotlight for MREIC 2026 is live. We're kicking off with John Burley, real estate fund manager and capital raiser with 40+ years of investing experience and $600M+ raised. In this conversation with Brian, John breaks down why real estate success becomes dramatically simpler when you stop chasing "magic deals" and learn how to raise capital in a proper, formal, compliant way—including the exact scripts, structure, and risk-control approach he teaches. John will be speaking at Midwest Real Estate Investor Conference (MREIC 2026) on Monday, April 27, 2026, at 2:30 PM, at DeVos Place Convention Center in Grand Rapids, Michigan. In this episode, you'll hear: Why "no money down" strategies don't scale the way people think they do The mindset shift: real estate is a money business first How experienced capital investors evaluate risk in today's market Why safety + structure often beats flashy returns when raising capital What it looks like to raise money and get paid on the way (placement-fee model examples) Get tickets + conference details: midwestreiconference.com View ticket options: midwestreiconference.com/view-ticket-options

The crew at the University of South Florida put on an excellent clinic in Tampa, Fla this past fall of 2025. Speakers included Sammy Dabbs, Erik Jenkins, Vince Anderson, Chris Korfist, and Dwight Phillips.Today we share part 2 of Erik Jenkins' talk on the relays. Enjoy!Don't forget to join us over on YouTube for the video version of Monday's Gill Connections Podcast as well as Twitch.TV for 24/7 track/field Gill Connections Podcast interviews.

Being a doctor has its challenges, but imagine starting out when women weren't always accepted in medicine. Dr. Elizabeth Bonefas built a practice, stood up for her patients, and guided many through tough breast cancer battles. Dr. Bonefas is the Speaker at this year's Everything's Coming Up Roses Luncheon; you don't want to miss this episode! - She helped care for our youngest ever diagnosed breast cancer patient at The Rose (listen to that episode here) - She saw surgical and health care changes over the years, from radical treatments to new options. - She shares why women’s health care access is still a struggle, especially for the uninsured. Subscribe to Let’s Talk About Your Breasts on Apple Podcasts, Spotify, iHeart, and wherever you get your podcasts. Key Questions Answered 1. How did Dr. Elizabeth Bonefas start her medical career and practice? 2. Did Dr. Bonefas always want to be a doctor? 3. Why did Dr. Bonefas choose to specialize in breast surgery? 4. How has breast cancer surgery changed from the early days of Dr. Bonefas’ career? 5. What challenges do uninsured or underinsured breast cancer patients face? 6. How does insurance status impact access to breast cancer care and treatments? 7. Are younger women being diagnosed with breast cancer more frequently now? 8. What are the current recommendations for breast cancer screening? 9. How has radiation treatment for breast cancer evolved? 10. What barriers still exist for women seeking reconstructive surgery after mastectomy? 11. What additional obstacles do women in Texas, particularly uninsured women, face regarding breast health? 12. Why is pharmacy access and drug costs a significant issue for breast cancer patients? Timestamped Overview 00:00 Interview with Dr. Elizabeth Bonefas 05:20 From General Surgery to Breast Specialist 07:38 Evolution of Surgical Education 09:58 Evolving Lymph Node Biopsy Techniques 13:29 High Biopsy Costs and Insurance Issues 16:47 Healthcare Access Challenges 20:52 Healthcare Affordability Concerns 24:21 Breast Reconstruction Access Issues 28:41 Critique on Patronizing ReassuranceSee omnystudio.com/listener for privacy information.

Advances in genetics have transformed how we understand kidney disease, and the discovery of APOL1 has been a major milestone. In this episode of Kidney Commute: Pitstop, host Dr. Osama El Shamy is joined by Meyeon Park, MD, MAS and Denay Richards, PhD to explore the role of APOL1 genetic variants in kidney disease development and progression. The discussion covers the epidemiology of APOL1, the interplay between genetic risk and environmental factors, and scenarios in which APOL1 genetic testing may be considered. Speakers also address how test results are communicated to patients and families, implications for disease management, emerging research into APOL1 targeted therapies, and the significance of newly introduced ICD 10 codes for APOL1 mediated kidney disease. After listening to the podcast, please complete the survey at https://kidneyforms.tfaforms.net/4728148. This educational episode is supported by Vertex Pharmaceuticals.

In this episode, Adam Torres interviews Leo Robles, Team Leader at eXp Realty, live from the WEConnect LA event. Leo shares how mindset training and pattern recognition shaped his real estate journey, why he's obsessed with AI, and how professionals can use AI to reinvent their careers and build new opportunities. About Leo Robles Leo Robles is a Transformational Leadership Coach, Speaker and Real Estate Mogul. Since the early age of 13 Leo showed signs of leadership and a passion to help others. This son of Mexican immigrants who came to the United States with little more than a suitcase and a dream, learned the value of hard work from day one. The profound example of his parents left an indelible impact on Leo, and has shaped his steadfast approach to life. Follow Adam on Instagram at https://www.instagram.com/askadamtorres/ for up to date information on book releases and tour schedule. Apply to be a guest on our podcast: https://missionmatters.lpages.co/podcastguest/ Visit our website: https://missionmatters.com/ More FREE content from Mission Matters here: https://linktr.ee/missionmattersmedia Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode of "The Free Lawyer" podcast, host Gary interviews Gabby Rosely, a Gen Z executive coach and former college swimmer. Gabby shares her journey from athlete to managing multi-generational teams at age 21, highlighting the challenges of bridging generational communication gaps in the workplace. Together, they discuss strengths-based leadership, the importance of emotional intelligence, and strategies for fostering trust, retention, and open dialogue in law firms. Gabby offers practical tips for leaders to adapt, connect authentically, and create more engaged, collaborative teams across all generations.Gabby Rosely is an ex-college swimmer turned Speaker & Executive Coach who helps organizations bridge communication gaps to improve productivity, retention, and performance across generations.As a Gen Z leader who managed Boomers through Gen Z at just 21, Gabby learned firsthand how generational miscommunication can derail even the most talented teams. After initially struggling to connect across age groups, she discovered the leadership frameworks & communication strategies that transformed her team's performance - and now teaches these methods to organizations nationwide.Gabby's true heart & passion is found in helping others connect to their unique gifts & purpose to achieve their goals & live fulfilled lives. When she works with individuals & teams, or speaks at an event, every person in the room leaves feeling a deep sense of purpose, connection, & inspiration.Gabby has delivered 28+ keynotes, workshops, & executive coaching programs for organizations like the Criminal Defense Attorneys of Michigan, Biohackers World, and Illinois Association for Behavioral Health. She's trained with Gallup-certified Strength Advisors and holds certifications in group dynamics and training in executive coaching. When she's not helping teams communicate more effectively, you'll find her sailing, camping, podcasting, or spending time with loved ones in Chicago!Gabby's Journey to Bridging Generational Gaps (00:03:04) Discovering Strengths-Based Leadership (00:04:32) Challenges of Leading Across Generations (00:05:46) Communication Gaps in Law Firms (00:07:08) Workshop Framework for Bridging Gaps (00:08:39) Overcoming Stereotypes and Building Connection (00:11:33) Adapting Communication Preferences (00:13:50) Emotional Intelligence in Legal Leadership (00:16:27) Integrating Logic and Emotion in Leadership (00:19:40) Warning Signs of Disconnected Teams (00:21:29) Communication and Retention in Law Firms (00:23:10) Breaking the Cycle of Micromanagement (00:26:40) Focusing on Strengths, Not Weaknesses (00:29:16) Gabby's Unique Approach and Perspective (00:31:49)Preparing for the Future Workforce (00:33:51) Finding Alignment and Personal Freedom (00:35:35) Prioritizing Joy, Play, and Relationships (00:36:38)Would you like to learn what it looks like to become a truly Free Lawyer? You can schedule a complimentary call here: https://calendly.com/garymiles-successcoach/one-one-discovery-callYou can find The Free Lawyer Assessment here- https://www.garymiles.net/the-free-lawyer-assessmentYou may order your copy of Breaking Free here: https://www.amazon.com/dp/B0CPKSQ59R

A new MP3 sermon from Generations Radio is now available on SermonAudio with the following details: Title: Is America Doomed? Speaker: Kevin Swanson Broadcaster: Generations Radio Event: Radio Broadcast Date: 3/5/2026 Length: 40 min.

Licensed Marriage and Family Therapist Glenn Lutjens of Focus on the Family discusses how money issues—like overspending, poor budgeting, lack of planning, and differing financial roles such as the “saver” vs. the “spender”—can create stress in marriage. With more than 30 years of counseling experience, Lutjens offers practical insight to help couples communicate better and manage finances together. Home – Focus on the Family The post Glenn Luljens appeared first on ABQ Connect.

Santa Fe author Raymond Whitehead shares the story behind his book Funny Blind Stories: Perceiving the Humor While Losing My Sight, reflecting on his journey of gradually losing his vision while finding humor and perspective along the way. Through personal stories and lighthearted moments, Whitehead shows how laughter and resilience can help navigate life's unexpected challenges. To find the book: Funny Blind Stories, Perceiving the Humor While Losing My Sight: Raymond Whitehead: 9781632936653: Amazon.com: Books The post Raymond Whitehead appeared first on ABQ Connect.

A new MP3 sermon from Grace Audio Treasures is now available on SermonAudio with the following details: Title: I am afraid the child was right! Subtitle: Puritan Devotional Speaker: C. H. Spurgeon Broadcaster: Grace Audio Treasures Event: Devotional Date: 3/4/2026 Bible: Luke 9:23 Length: 2 min.

A new MP3 sermon from Alpha and Omega Ministries is now available on SermonAudio with the following details: Title: More from the Salt Lake Debate, then, Joseph Smith's Sermon in the Grove Subtitle: The Dividing Line 2026 Speaker: Dr. James White Broadcaster: Alpha and Omega Ministries Event: Podcast Date: 3/3/2026 Length: 63 min.

The crew at the University of South Florida put on an excellent clinic in Tampa, Fla this past fall of 2025. Speakers included Sammy Dabbs, Erik Jenkins, Vince Anderson, Chris Korfist, and Dwight Phillips.Today we share part 1 of Erik Jenkins' talk on the relays. Enjoy!Don't forget to join us over on YouTube for the video version of Monday's Gill Connections Podcast as well as Twitch.TV for 24/7 track/field Gill Connections Podcast interviews.

This week's theme: Bliss In this episode of From Fear to Fire, Caroline De Posada shares how Bliss became her guiding principle after a successful 13 year career as an attorney. Raised in a Cuban family that valued professional achievement, she followed a traditional path while quietly nurturing a passion for personal development inspired by her father, a renowned motivational speaker. After his passing, she realized that if she did not step forward, the work that lit her up might fade. Her journey toward Bliss was not instant. It involved years of uncertainty, writing her book Looking Over the Edge, navigating Covid, and eventually discovering coaching through a desire to serve rather than strategize. When she shifted from trying to define herself to simply helping others, everything changed. Caroline now teaches that Bliss is not just a feeling but a state of being cultivated through intention. Her Living With Intention framework encourages people to notice what is working, name who they want to become, and nurture that intention daily. By adopting empowering principles such as believing life is rigged in your favor and trusting that you are always in training for something bigger, she overcame her fear of getting it wrong and learned to trust herself deeply. Her message is clear. Bliss cannot be forced, but it can be found when you pay attention to the sparks already within you and choose to live in alignment with them. From Fear to Fire: Secrets to Overcome Fear, Embrace Your Gifts and Achieve Success This is the place where real people share real challenges. Where you can find a common bond and uncommon wisdom through their stories. Use tips from the breakthroughs of others to jump-start your success. Speaker, author, adventurer, and host Heather Hansen O'Neill takes you on the journey from fear to fire. Today, we talk about how Bliss is cultivated through intentional living, trusting the process, and embracing every challenge as training for something bigger. Caroline de Posada Caroline de Posada (Caro) is a speaker, coach, author, and host of the Bliss'n Up Podcast. Her mission is to help build a life that sparks bliss Caroline began her career as a lawyer, practicing for the first 13 years of her professional life. But after her father died in 2015, she vowed to continue his legacy of inspiring humans to live better. She has dedicated the last 10 years to coaching individuals and couples in their mindset, wellness, and relationships. Her signature frameworks: CORE, DARE, and Live with Intention are designed to help her clients not only learn tools, but live them. Regardless of what she's working on though, she always maintains a family-first attitude dedicating a lot of time to her Five Fingers. She loves reading, building jigsaw puzzles, and running marathons on occasion. Connect with Caroline: Website: Carolyn de Posada Facebook: Caroline de Posada-Rodriguez Instagram: Caroline De Posada – Life Coach Quote of the Day: “Bliss is not a feeling but a state of being. In the state of bliss, everything is loved.” ~Deepak Chopra Finding Humanity: The Evolution of Sales is out now. Check it out here! The post Bliss with Caroline de Posada appeared first on Heather Hansen Oneill.

How long have you been preparing for the moment you finally feel “ready”? In this episode of The Millionaire Woman Show, Debra Kasowski challenges the habit of over-preparing, overthinking, and waiting for perfection before taking action. Because here's the truth: theory alone doesn't build confidence — execution does. If you've been: Taking another course before launching Tweaking your plan instead of testing it Waiting for clarity before moving This conversation is your wake-up call. Debra explores how readiness is built through action, not before it — and why perfectionism may be the very thing slowing your growth. Drawing on powerful insights from thinkers like Viktor Frankl and modern leadership voices, she shares practical ways to test, adjust, and work your plan instead of endlessly refining it. You'll discover: Why clarity comes from engagement, not thought How to shift from preparation mode to execution mode Why one decision always leads to the next How to stay committed to your vision while remaining flexible in your approach Practical questions to help you move this week You don't need perfect conditions.You need momentum. Stop getting ready to be ready.Start building readiness through action. Debra Kasowski is the charismatic podcast host of The Millionaire Woman Show, 3X Best Selling Author, Speaker, and Certified Executive Coach. She interviews incredible speakers, authors, CEO, Business and Organizational Leaders, and drops solo episodes with tips, strategies, and techniques for your success. GET YOUR GIFT Sign up for our Success Secrets Newsletter and download your FREE 10-page PDF of Reset Your Mindset at www.debrakasowski.com. Book your Complimentary Discovery Session with Debra today! 1. Connect with Debra Kasowski on social media Instagram https://www.instagram.com/debrakasowski YouTube https://www.youtube.com/@UCIg8Qcl0OERGMbT5eOUGkCg Facebook https://www.facebook.com/DebraKasowskiInternational/ 2. SUBSCRIBE to The Millionaire Woman Show podcast on iTunes 3. PURCHASE Debra's books – Amazon, Barnes & Noble,

Some things end because they've done exactly what they were meant to do. This episode is that kind of ending. After five years and 125 episodes, this marks the completion of one chapter of Reframe to Create and the beginning of a new season. In this final episode, I share five lessons this work has revealed: • Creation begins with identity, not strategy • Reframing is the engine of transformation • Ownership is non-negotiable • Creation is relational • Story is sense-making, not performance What began as a podcast about creating with your gifts became something deeper---a practice of choosing the story you live inside. Now the work is expanding: From individual transformation → to collective narrative From meaning-making → to world-making From me → to we If your team or organization is ready to shift its narrative identity and get unstuck, email joy@reframetocreate.com with "Narrative Identity" in the subject line. This isn't goodbye. It's the end of one story. And the quiet beginning of another. It's time to reframe to create.    About: The Reframe to Create podcast is hosted by Joy Spencer, an Executive Leadership and Storytelling Coach, Speaker, and Organizational Development Consultant working with professionals and leaders at all levels within organizations.  Joy leverages over 17 years of experience she gained while working to champion change in social justice movements, including those related to global access to essential medicines and consumer advocacy for online privacy.  This work required a dogged commitment to not merely challenging the status quo, but to reimagining and working towards creating an ideal future.  It is this commitment to creating that has shaped Joy's coaching philosophy and approach today. Using her signature C.R.E.A.T.E. framework, Joy guides her clients through a process to become incomparable in work so they can get paid to be themselves.   Follow Joy on LinkedIn  - https://www.linkedin.com/in/joy-spencer/

Trauma Healing w Soul Intelligence Method: CEO & Founder Kristine Genovese The Soul Intelligence® Method (SQ) is a revolutionary bioenergetic healing system designed to release physical, emotional, and mental tension at the subconscious level, offering profound transformation without the need to relive past traumas. It marries science, spirituality, and practical application to help individuals and professionals alike clear energetic blockages that hinder growth and expansion. Kristine Genovese CEO Founder https://soulintelligencemethod.com/ https://linktr.ee/soulintelligencemethodPinkCloud9 Media is Video Podcaster have interviewed 500+ CEOs, Authors, Speakers, Coaches,Executives, Business Leaders & Professionals & looking to promote more for your Visibility, Authority & Evergreen Content to my 100,000+ audience reach since 2020. Topic is always Business & your specialization the subtopic. Also booking Speakers for online events globally. Book your Business Episode Host:Book your 15-30 minute Episode SPECIAL here:https://calendly.com/pinkcloud9media/actual-livestream-recordingPodmatch discount here:https://www.joinpodmatch.com/pinkcloud9mediaGet to know our Complimentary Community w an Exclusive Benefits optionhttps://www.patreon.com/c/PinkCloud9MediaLinkedin here:https://www.linkedin.com/in/pinkcloud9/https://www.youtube.com/@PinkCloud9MediaLinktree here: https://linktr.ee/PinkCloud9#pinkcloud9media #business #podmatch #podcast #Ai 

Prediction markets are having a big moment. Platforms like Polymarket and Kalshi have brought them into the spotlight. But most prediction markets still follow a simple format: a binary outcome. Yes or no. Win or lose.In this episode, I sit down with Philip from Trendle.fi to explore a new approach. What if prediction markets were not just about outcomes? What if you could actually trade attention around topics, trends, and people?Philip explains how Trendle measures conversations across platforms like Reddit, YouTube, and X to create an attention index. Traders can then long or short that index depending on whether they think the topic will gain or lose traction.We also talk about how the 2024 U.S. elections boosted prediction markets, why peer-to-peer models may outperform traditional bookmakers, and why the next wave of innovation will come from new market mechanics rather than copying existing models.If you're interested in Web3 innovation, market design, or the future of prediction markets, this episode is for you.Key LearningsPrediction markets are entering the mainstreamPlatforms like Polymarket and Kalshi have introduced thousands of users to prediction markets, especially during major political events like the 2024 U.S. elections.Prediction markets have existed for decadesBetting on future outcomes is not new. From horse racing to sports betting, humans have always tried to predict the future and place bets on it.Peer-to-peer markets may outperform bookmakersTraditional bookmakers take on risk when setting odds. Peer-to-peer markets allow users to trade directly with each other, often resulting in better pricing and reduced risk for the platform.Trendle introduces a new concept: the attention indexInstead of predicting outcomes, Trendle measures how much attention a topic receives online and turns that attention into a tradable asset.Social media data powers the attention indexTrendle gathers data from Reddit, YouTube, and X to measure how often people discuss specific topics and updates the index frequently.Attention itself can become a marketUsers can long or short topics depending on whether they think the conversation around them will grow or fade.AI agents are already trading prediction marketsSome traders are building bots that detect price discrepancies across platforms and use arbitrage strategies.Trendle's strategy starts with crypto communitiesThe initial go-to-market strategy focuses on crypto traders and communities before expanding to broader cultural topics like celebrities and major trends.Education will be a major challengeBecause the attention index is a new concept, helping users understand how it works will be a key focus.Trendle is currently fundraising and exploring partnershipsThe team is looking to collaborate with communities, builders, and investors as they scale the platform.Connect with Trendlehttps://trendle.fi/https://x.com/trendlefi DisclaimerNothing mentioned in this podcast is investment advice and please do your own research.Finally, it would mean a lot if you can leave a review of this podcast on ApplePodcasts or Spotify and share this podcast with a friend.Be a guest on the podcast or contact us - https://www.web3pod.xyz/

A new MP3 sermon from Albert Mohler | The Briefing is now available on SermonAudio with the following details: Title: Wednesday, March 4, 2026 Subtitle: Cultural Commentaries Speaker: Dr. R. Albert Mohler, Jr. Broadcaster: Albert Mohler | The Briefing Event: Current Events Date: 3/4/2026 Length: 25 min.

Are you ready for truth that cuts, heals, and transforms? This Savior Speakers episode arms you with Christ-centered conviction that refuses to water down the gospel. Dr. Rita Renee steps forward with unapologetic clarity, challenging leaders to honor Scripture with courage, humility, and unwavering accountability.Dive deep into a bold teaching for the C-Suite and beyond—one that refuses safe conversations and calls out the spiritual cost of lukewarm faith. If you're tired of clichés and hungry for biblical integrity, this episode summons you to grow in context, maturity, and obedience.Scripture says, "Do your best to present yourself to God as one approved, a worker who does not need to be ashamed and who correctly handles the word of truth." –2 Timothy 2:15Are you ready to stop trading comfort for calling? Discover why divine authority backs those who lead with both accountability and grace.Tune in. Transformation awaits.Episode Highlights06:08 - It has nothing to do about if two or three come together, God is in the midst when we pray. Because guess what? God is everywhere. He's not in one location. There is no existence, no location, no demographic that God is not present in. So we don't have to be together for him to be present because he's omnipresent.14:28 – Whatever you bind on earth shall be bound in heaven, and whatever you loose on earth shall be loose in heaven. God grants authority when his process is followed. This is what it's talking about. It's not talking about you putting your neck on the devil and all that. That's not what he's talking about. I've given you these rules, this law, this process to follow. And because you're following this process, I've already gave you the go-ahead in heaven because this is the word of God.21:31 – So Jesus assures his presence in faithful biblical decision making. He's there whenever we include him, when we follow his process, his word. We don't have to second-guess ourselves because it's not about emotions anymore. It's not about ourselves anymore. It's not about how close we are. It's not about our best friend. It's not about any of those things, family members. This is about the word of God. This is about authority, and it has nothing to do about attendance, and especially when it comes to prayer. Connect with Dr. Rita ReneeLinkedInInstagramFacebook 

3/4/2026 | Today's evening devotional by C. H. Spurgeon on SermonAudio: Title: Spurgeon's Morning & Evening - Mar 4 PM Subtitle: Spurgeon's Daily Devotional Speaker: C. H. Spurgeon Broadcaster: Prince of Preachers Event: Audiobook Date: 3/4/2026 Bible: Psalm 36:8 Length: 3 min.

3/4/2026 | Today's daily devotional by C. H. Spurgeon on SermonAudio: Title: Honor God Subtitle: Faith's Checkbook by Spurgeon Speaker: C. H. Spurgeon Broadcaster: Prince of Preachers Event: Audiobook Date: 3/4/2026 Bible: 1 Samuel 2:30 Length: 1 min.

3/4/2026 | Today's morning devotional by C. H. Spurgeon on SermonAudio: Title: Spurgeon's Morning & Evening - Mar 4 AM Subtitle: Spurgeon's Daily Devotional Speaker: C. H. Spurgeon Broadcaster: Prince of Preachers Event: Audiobook Date: 3/4/2026 Bible: 2 Corinthians 12:9 Length: 3 min.

This Sunday we are excited and honored to host the founder of Creation Today, Eric Hovind! Eric passionately teaches apologetics with biblical truth around the world, and has produced over 400 Creation Today Shows, written 4 small group curricula, and produced 5 short films. Today we hear about the origin story of the Bible, and how we can know it's the truth!

A new MP3 sermon from Paramount Church is now available on SermonAudio with the following details: Title: James & Jonah: Conversation Partners in the Christian Life Subtitle: James and Jonah Converse Speaker: Rush Witt Broadcaster: Paramount Church Event: Sunday Service Date: 3/1/2026 Bible: James 1:1-4 Length: 51 min.

APAC stocks extended on losses with markets roiled by the widening conflict in the Middle East; KOSPI saw a double-digit percentage drop and had triggered a circuit breaker with declines led by shipbuilders and shipping firms.Iran hit more than 10 tankers that ignored warnings and warns ships against transiting the Strait of Hormuz, according to FARS.US President Trump said, "If necessary, the United States Navy will begin escorting tankers through the Strait of Hormuz, as soon as possible".US President Trump announced with immediate effect that the US is to provide political risk insurance and guarantees (at a very reasonable price) for the financial security of all maritime trade, especially energy, travelling through the Gulf.European equity futures indicate a slightly lower cash market open with Euro Stoxx 50 futures down 0.4% after the cash market closed with losses of 3.6% on Tuesday.Looking ahead, highlights include Swiss CPI (Feb), Global Final Composite/Services PMIs (Feb), EZ Unemployment (Jan), PPI (Jan), US ISM Services PMI (Feb), NBP Policy Announcement. Speakers include ECB's Cipollone, de Guindos & BoC's Macklem. Supply from Germany, Earnings from Broadcom, Merck & Deutsche Post.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

It's News Day Tuesday on The Majority Report   On today's program:   CNN airs a compilation of several members of the Trump administration and GOP politicians contradicting themselves on whether or not we are at "war" with Iran.   Secretary of State Marco Rubio says that the U.S. struck Iran because they knew Israel was going to take action in Iran and that would precipitate actions against American forces in the area.   Annelle Sheline, a Middle East research fellow at the Quincy Institute, joins the program to discuss the war's foreign policy dimensions.   Seamus Malekafzali, co-host of Turbulence podcast joins the program to discuss the on-the-ground situation in Iran. For more from Seamus subscribe to his Substack.   In the Fun Half:   Speaker of the House Mike Johnson reaffirms Marco Rubio's claims that we had to strike Iran because they knew of an Israel action that would lead to an attack on American forces.   Donald Trump contradicts both Rubio and Johnson and claims that he wanted to strike first and that he "forced Israel's hand".   Bibi Netanyahu goes on Hannity and says that he did not drag Trump into this war despite what Rubio and Johnson have claimed.   The Third Way's "Winning the Middle" conference is as infuriating as it sounds.   Melania make good time party at U.N. big time!   all that and more   To connect and organize with your local ICE rapid response team visit ICERRT.com The Congress switchboard number is (202) 224-3121. You can use this number to connect with either the U.S. Senate or the House of Representatives. Follow us on TikTok here: https://www.tiktok.com/@majorityreportfm Check us out on Twitch here: https://www.twitch.tv/themajorityreport Find our Rumble stream here: https://rumble.com/user/majorityreport Check out our alt YouTube channel here: https://www.youtube.com/majorityreportlive Gift a Majority Report subscription here: https://fans.fm/majority/gift Subscribe to the AMQuickie newsletter here: https://am-quickie.ghost.io/ Join the Majority Report Discord! https://majoritydiscord.com/ Get all your MR merch at our store: https://shop.majorityreportradio.com/ Get the free Majority Report App!: https://majority.fm/app Go to https://JustCoffee.coop and use coupon code majority to get 10% off your purchase Check out today's sponsors: COZY EARTH: Go to cozyearth.com/MAJORITYREPORT for up to 20% off. SUNSET LAKE:  Head on over to SunsetLakeCBD.com and use the code Daylight26 to save 35% on all of their CBD Sleep Products. Follow the Majority Report crew on Twitter: @SamSeder @EmmaVigeland @MattLech On Instagram: @MrBryanVokey Check out Matt's show, Left Reckoning, on YouTube, and subscribe on Patreon! https://www.patreon.com/leftreckoning Check out Matt Binder's YouTube channel: https://www.youtube.com/mattbinder Subscribe to Brandon's show The Discourse on Patreon! https://www.patreon.com/ExpandTheDiscourse Check out Ava Raiza's music here! https://avaraiza.bandcamp.com

Today's Masked Speaker has been "stealing" from someone every week, for the last two years, and is making a TON of money from it. But does it ACTUALLY count as stealing?See omnystudio.com/listener for privacy information.

Dr. Emerson Eggerichs is a longtime marriage teacher, speaker, and author, that has helped couples for decades. A former senior pastor at Trinity Church in East Lansing, Michigan, Emerson's work blends pastoral experience, biblical study, and real-world marriage dynamics into practical tools couples can use immediately. In this episode, he joins Brad for his third visit to The Wow Factor this time to talk about his newest book, Light Bulb Moments in Marriage, a collection of insights and stories designed to bring clarity when couples feel stuck, distant, or worn down by years of misunderstanding. Brad and Emerson dig into why many marriages don't need more effort, they need more light. Emerson explains the difference between intent and impact, why couples misread each other's defensive reactions, and how "love" and "respect" show up differently for men and women during conflict. They unpack the "Crazy Cycle" (without love she reacts without respect; without respect he reacts without love), the "pink and blue" perspective gap, and how outside influences (including Hollywood's version of romance) can reinforce the wrong expectations. The conversation is candid, hopeful, and grounded in faith, especially for couples who still believe there's a goldmine inside their marriage, even if it feels buried right now. "Without love, she reacts without respect. Without respect, he reacts without love. And we start spinning, that's the crazy cycle." - Emerson Eggerichs  "We don't need more effort. We just need light." - Emerson Eggerichs  "My defensive reactions are offensive, and I don't realize I'm stepping on her air hose while I'm trying to protect mine." - Emerson Eggerichs  This Week on The Wow Factor: Emerson's backstory: pastoring Trinity Church in East Lansing, studying Scripture deeply, and the moment Ephesians 5:33 clicked in a new way Why "respect" can feel loaded for many women, and how fear of being dismissed often drives conflict reactions The Crazy Cycle explained: how couples unknowingly escalate when they feel unloved or disrespected A key insight from research: why many men withdraw/stonewall during conflict, and how that can be misread as hostility instead of an attempt to de-escalate Why criticism and complaint often come from care, yet can land as contempt in a husband's ears The danger of outside scripts: how Hollywood and social media fuel idealism, comparison, and the belief that "someone else will be easier" The power of a simple repair: how a sincere "I came across unloving" or "I dishonored you" can change the temperature of a marriage fast Dr. Emerson Eggerichs' Wow Moment: Emerson reminds us that most couples aren't miles apart, they're inches apart, but misunderstanding makes the distance feel far greater. When spouses stop assuming the worst and honestly name their part, the marriage becomes workable again. The breakthrough isn't a new spouse or a new life. It's the humility to bring light into the moment and choose repair before resentment takes root. Connect With Dr. Emerson Eggerichs Dr. Emersons Website Buy Lightbulb Moments In Marriage Love and Respect Instagram Love and Respect Facebook Love and Respect X   Connect With Brad Formsma: WOW Factor Website   Brad Formsma on LinkedIn   Brad Formsma on Instagram   Brad Formsma on Facebook   Brad Formsma on X  

You're posting. You're showing up. You're building visibility. But your revenue doesn't reflect your effort. In this episode of Social Media Decoded, Michelle Thames unpacks the real reasons entrepreneurs stay visible but underpaid — and what needs to shift to command higher income. Visibility alone is not the goal. Authority, positioning, and monetization structure are. If you've been active online but not attracting premium clients, this episode will show you where the disconnect likely is. What You'll Learn • Why visibility without positioning keeps you underpaid • The difference between being “helpful” and being high-level • The 4 biggest reasons entrepreneurs stay underpriced • How brand messaging impacts the level of clients you attract • The shift from audience growth to authority building • Why direct sales conversations matter more than engagement The 4 Reasons People Stay Visible But Underpaid 1️⃣ Over-delivering in free content without structured offers 2️⃣ No clear premium offer or ascension path 3️⃣ Avoiding direct sales conversations 4️⃣ Brand messaging that signals “budget” instead of authority If your brand feels busy but not profitable, this episode explains why. Ready to Elevate? If you are ready to move from visibility to premium positioning, Michelle offers: • VIP Visibility Days for deep strategy restructuring • 1:1 Coaching for monetization and authority alignment Applications are open for entrepreneurs serious about building a profitable personal brand. Who This Episode Is For This episode is ideal for: • Coaches and consultants • Service-based entrepreneurs • Speakers and thought leaders • Personal brand builders • Creatives with inconsistent revenue • Business owners stuck in underpricing cycles If your income does not match your effort, this episode is for you. If this episode challenged your thinking, share it with another entrepreneur. Follow the show on Spotify and leave a review on Apple Podcasts to help more leaders learn how to build profitable visibility. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

A new MP3 sermon from Truth For Life - Alistair Begg is now available on SermonAudio with the following details: Title: March 2, 2026: Entreating the Extravagant Generosity of God Subtitle: Messages from Truth For Life Speaker: Alistair Begg Broadcaster: Truth For Life - Alistair Begg Event: Radio Broadcast Date: 3/2/2026 Length: 40 min.

Episode 228 of The Hitstreak, a podcast where we talk about anything and everything!  This week we are joined by Former MLB Pitcher, Cy Young Award Winner, Author, and Speaker, R.A. Dickey!Episode in a Glance:In this episode of The Hitstreak, I sit down with R.A. Dickey, a former professional baseball player, discussing his journey from overcoming personal adversity to achieving success in sports. Our conversation delves into themes of faith, family, and the lessons learned through the highs and lows of an athletic career. Dickey shares insights on the importance of embracing one's past, the role of relationships in personal growth, and the unique challenges faced by professional athletes. The episode concludes with reflections on gratitude and resilience in the face of life's challenges.Key Points:- Success stories often start from nothing.- Embracing your past can lead to freedom.- Faith is a skill that needs practice.- Family plays a crucial role in personal growth.- Professional sports teach valuable life lessons.- Gratitude is essential for happiness.- Proximity to positive influences matters.- Overcoming adversity shapes character.- Every setback can lead to a comeback.About our guest: R.A. Dickey is a former Major League Baseball pitcher, World Series champion, Olympian, and 2012 National League Cy Young Award winner, best known for resurrecting his career through mastery of the knuckleball. Drafted in the first round despite the early discovery that he was missing a ligament in his throwing arm, Dickey's career became a story of perseverance, reinvention, and faith. After years of setbacks, injuries, and uncertainty, he reinvented himself in his mid-30s—an age when most pitchers are declining—and became one of the most dominant and durable pitchers in baseball, leading MLB innings from 2011–2015. Beyond the field, Dickey is a bestselling author and sought-after speaker whose work centers on resilience, identity, accountability, and personal growth. His memoir Wherever I Wind Up chronicles his unconventional baseball journey and hard-earned success, while Wherever I Wind Up: My Quest for Truth, Authenticity, and the Perfect Knuckleball, plus Knuckleball Ned, reflects his passion for storytelling and mentorship. Dickey is widely respected for his vulnerability in addressing topics such as childhood trauma, leadership, and the cost—and reward—of doing the hard internal work required for lasting success. Grounded in discipline, honesty, and a belief that growth often comes through discomfort, R.A. Dickey's story resonates beyond sports, offering lessons on reinvention, endurance, and purpose.Follow and contact:Instagram: @RADickey43Subscribe to Nick's top-rated podcast The Hitstreak on Youtube: ⁠https://www.youtube.com/NickHite⁠rFollow and Rate us on Spotify: ⁠https://spotify.com/NickHiter⁠Follow and Rate us on Apple Podcast: ⁠https://podcasts.apple.com/NickHiter⁠Follow and Rate us on iHeartRadio: ⁠https://www.iheart.com/NickHiter

Meet Lindsay Friedman, a four-time healthcare startup founder on a mission to solve real-world problems in caregiving and long-term care. From https://carebloom.com/ a breakthrough monitoring platform that gives families peace of mind 24/7 to https://www.ltcarenav.com/ w comprehensive care planning solutions, Lindsay has spent her career connecting families with the resources they desperately need. In this episode, she shares her entrepreneurial journey, what drives her passion for healthcare innovation, and how her ventures are reimagining the way we care for our aging loved ones. #HealthcareInnovation #StartupStories #Caregiving #LongTermCare #Entrepreneurship #FamilyCare #HealthTech #FounderStories #CarebloomApp #SeniorCare #MedicalTech #PeaceOfMind #HealthcareStartup #SolveRealProblems #MedicalInnovationPinkCloud9 Media is Video Podcaster have interviewed 500+ CEOs, Authors, Speakers, Coaches,Executives, Business Leaders & Professionals & looking to promote more for your Visibility, Authority & Evergreen Content to my 100,000+ audience reach since 2020. Topic is always Business & your specialization the subtopic. Also booking Speakers for online events globally. Book your Business Episode Host:Book your 15-30 minute Episode SPECIAL here:https://calendly.com/pinkcloud9media/actual-livestream-recordingPodmatch discount here:https://www.joinpodmatch.com/pinkcloud9mediaGet to know our Complimentary Community w an Exclusive Benefits optionhttps://www.patreon.com/c/PinkCloud9MediaLinkedin here:https://www.linkedin.com/in/pinkcloud9/https://www.youtube.com/@PinkCloud9MediaLinktree here: https://linktr.ee/PinkCloud9

Keith breaks down where the U.S. housing market appears to be headed and which regions and states are quietly winning or losing in the population shuffle since 2020—and what that could mean for real estate investors.  You'll also hear about an intriguing cash-flow play in single-family rentals in select Southern markets. Then, Keith is joined by financial strategist and comedian Garrett Gunderson, who challenges the usual "scrimp and save" advice. Together, they explore how to build real wealth without sacrificing your life today, how high-net-worth individuals often get money wrong, and a different way to think about financial independence, freedom, and investing in yourself. Resources: Get Garrett Gunderson's Killing Sacred Cows audiobook free: DM @GarrettBGunderson on Instagram with the words "Keith Cows." Episode Page: GetRichEducation.com/595 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Keith, welcome to GRE. I'm your host. Keith Weinhold, is the future direction of the housing market trending up or trending down? Which states have seen the most population growth? Then powerful wealth mindset tactics with a financial comedian today on get rich education   Speaker 1  0:20   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads and 188 world nations. He has a list show guests and keep top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Keith Weinhold  1:04   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally. While it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Speaker 2  1:38   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:54   Welcome to GRE from Mount Rainier to Mount Rushmore and across 188 nations worldwide. I'm Keith Weinhold, and this is get rich education. I am not a Lambo driving influencer that will take any brand deal just to shill a gambling platform instead. Our core strategy at GRE is aging. Well, I've spoken with a lot of LP investors with capital calls and deals that lost all their money. Well, we approach wealth building with discipline and consistency. It doesn't sound dazzling, but it really shines when things go wrong elsewhere, because at least for the core of our portfolios, we get long term fixed rate debt for income property get paid five ways and win the inflation triple crown, and we do it all with a high degree of passivity. Right before I took the mic today, I got a two sentence email from a property manager that said an air conditioning unit's air handler board had to be replaced for $420 I don't even know what an air handler board really is. Now, the manager sent some photos in a written estimate. I quickly checked chat GPT, and I saw that the price was about right, and replied to my manager to go ahead and have that done. That's it an example of relative passivity. US residential real estate has nominally appreciated over every single 10 year period in modern history, despite some occasional short term downturns, even those are not common. Well, we recently had a guest mention that it's 20 years at the longest like 20 years or less is the period of time between which real estate never goes down. He was right. But you actually can't find any 10 year period where home values fell. What about the 2008 global financial crisis, I think that's the first place that the mind goes. Well back then, home values bottomed out at 208k in 2009 before they started growing again. And 10 years before that, the median price it was 157k in 1999 so even when home values hit their GFC low at that point, they were still up 32% from the previous 10 years. So you can confidently say then that over any 10 year period, home prices are up nationally. Now, how about the future? Well, for the future, there is more evidence of rising home prices. Building permits for new homes have fallen to their lowest level since 2019 that's according to the census bureau. So fewer single family homes are being built. Now we plan to discuss that more on. Next week show when we dive deep on does America really have a housing shortage? But this week, more reasons for future home price bullishness is that the labor market now, it's not doing that great. It sure isn't white hot, but unemployment, which was already low, that recently dropped a touch lower to just 4.3% inflation has fallen to 2.4% and wages are rising faster than that. In fact, our own Fed Chair recently remarked at how he's surprised at the strength of the economy. The property market analytics firm kotality, they now expect home prices to appreciate another four and a half percent this year. They and other firms continue to believe that the Midwest will be the hottest area of home price growth even more than that four and a half percent in that region. That is because not only is the Midwest underbuilt, it's that the prices are so affordable that it's attracting young people. The other factor is that mortgage rates recently dipped just below six into the high fives again, and that can release this pent up housing demand, and think about where we've come from. In late 2023 mortgage rates were about 8% and now lower mortgage rates also reduce the lock in effect, so it can create both more sellers and more buyers. The thing to remember is that 70% to 80% of home sellers are also home buyers because they've got to live somewhere. And first time homebuyers, of course, they buy only, they don't sell anything. In fact, former GRE guest in housing wire lead analyst Logan modeshami and Barry Habib were just positing on this at housing wire's latest summit on how the volume of home sales has been depressed for so long that lower rates could very well trigger a rush of buyers, these kind of people that have been delaying purchasing for years, this pent up housing demand being released if indeed rates go lower. People think they know the future, but we don't really know that that's going to happen for sure. But a lot of optimism about this phase of the housing market supported by not great, but decent economic conditions. Of course, that new housing demand is going to manifest unevenly across the nation. So let's talk about the places that have seen the most population growth from 2020 to today, basically the states that support that housing demand. Well, between 2020 and today, the US has grown by about 10 million people. That's over 3% nearly every state grew. But the bigger story is where that growth is happening. And really, here's the jaw dropper as a region, the South, gained more people than all of the other regions combined, about 7.6 million new residents in the south since 2020 the South's population is up 6% the West's almost 2% the Midwest population is up more than 1% and The Northeast up seven tenths of 1% again, this is not per year. This is total population growth from 2020 to today, Florida and Texas, they led the nation among the big states, both up almost 9% sprinting like they just found out that income tax is optional. The Carolinas in Tennessee are big southern growers too. People clearly keep moving toward warmer weather, a lower cost of living, lower taxes and job markets. Nothing new there. California in New York are the biggest losers in absolute numbers, California losing half of 1% of population in New York, a full 1% people keep moving away from these traditionally expensive, high tax coastal states like a buffet when the crab legs run out, people just getting up and leaving. That's not any sort of news story there, either. These trends help cash flow residential real estate investors like us, because the south aligns with that favorable landlord tenant law and those high ratios of rent income to purchase price. Luckily for us, that's where people are moving too. The Midwest has those phenomena as well, although their growth has been slower.    Keith Weinhold  9:39   Now a few Midwest highlights for you. Since 2020 the population of Indiana is up 2.8% quietly benefiting from Illinois. Escape Velocity, Missouri up almost 2% and that's growing mostly in Kansas City and St Louis suburbs. Ohio at almost 1% that's pretty modest growth overall, but Columbus up 5% that is flexing like it just landed a semiconductor plant there in Columbus, the intermountain west has bicep bulging growth, but it rarely works for us, because rents are only a little higher, but property prices are way higher. Yes, those pretty Rocky Mountain states, great Instagram, tough cash flow now Louisiana, it is a state that confounds people. It's a warm place, and it has a low cost of living, you would think Louisiana would be attracting people in droves for those reasons. Well, then why is its population following Louisiana down nine tenths of 1% since 2020 Well, you've got bleak job prospects that make Louisianans leave its tax competitiveness ranks 31st property insurance costs are high thanks to environmental risk. Louisiana has more swamps than beaches. Even the NFL saints were six and 11, and if they had made the playoffs, that wouldn't have made people move back. And hey, no personal shade here, I enjoy going to the New Orleans investment conference in Cajun culture, in Airboat Tours through the alligator filled Bayou, fun stuff, but for income producing property, you got to seek out different characteristics than just vacation Glee or how Good the gumbo tastes keep emotion separate from investing, Hawaii is America's biggest percentage loser. Its population is down one and a half percent since 2020 its cost of living is stratospherically high, with a median home value of just a little over a million dollars. That results in net outmigration to the mainland parts of the Aloha state now experience natural decrease. That means that deaths exceed births. Natural decrease. That's mostly a phenomenon on the Big Island. That's not where Honolulu is. That's where you have Kona and Hilo when young people can't afford to stay demographic gravity kicks in population loss. Hawaii is also highly dependent on tourism, meaning more volatility in recessions. It has contractor availability issues and higher repair costs, partly due to shipping materials to the remote islands. What about the upsides of Hawaiian real estate? Well, you're just going to have this inherent, strong, long term land scarcity and lifestyle desirability overall. Hawaii isn't bad. It's just hard. And I like Hawaii as a place to vacation, so the best times in my life were in Hawaii. Now, with all this said, These are broad generalities about states which are big places themselves right now. There are certainly Missouri real estate investors listening to me that are actually losing, and Hawaii real estate investors that are winning, and even cash flow positive. I'm talking general trends here, and this is with respect to long term rentals, not short term rentals. If your rent to price ratio is as low as point three or point four, like it often is near the coasts, well then you are speculating on appreciation. That's what that means. All 50 states have opportunity. All 50 states have no go zones. People keep moving south. That's a trend that the pandemic accelerated six years ago. More opportunity is concentrated there. That's got nothing to do with vacation excitement. That is population math, and I'm talking about swimming with the tide here in our Don't quit your Daydream newsletter I recently sent you that colorful population change map that I was describing some of there. More recently, I also emailed you that great and rare map of landlord friendly versus tenant friendly states mapped out and a lot of other great stuff.    Keith Weinhold  14:17   Before we bring in our firebrand guest, Garrett Gunderson, I just learned about a really strong opportunity for a provider of single family rentals and duplexes in Memphis and Little Rock. They're providing a locked in 5% interest rate and 5% property management for five years. Yeah, that's not a throwback to 2020 it's what mid south homebuyers calls their triple five program. They are the oldest and most trusted, maybe turnkey investment provider in the country, operating since 2002 and what they do is they offer these fully renovated, occupied rental properties in Memphis and Little Rock, two of the strongest cash flow markets in the South. With financing and management and rates that make the math work like it hasn't in years. So again, 5% interest, 5% property management fees for a full five years. You know those markets, they already had these investor advantage numbers with rent to price ratios mere point eight in Memphis and Little Rock. But yeah, that low 5% mortgage rate, even for renovated properties, not just new build. That's the kind of spread that turns a good deal into a great one. So to give you an idea, if you get a 30 year fixed rate mortgage loan amount of 125k with a 7% mortgage rate, your principal and interest payment is 832, at a 5% rate, it's just 671, so that's $160 more cash flow right there, and it's made a tad sweetener than that with just a 5% Property Management rate. And I don't know how long that offer is going to last, but it is available now and for the next little while, you can ask about it. When you visit mid southhomebuyers.com that's mid southhomebuyers.com and you can ask them about their triple five program. More next. I'm Keith Weinhold. You're listening to Episode 595, of get rich education.    Keith Weinhold  16:19   Flock homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio, through a 721 exchange, deferring your capital gains tax and depreciation recapture, it's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721, the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash GRE, that's F, l, O, C, K, homes.com/gre. You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text. Now it's 1-937-795-8989 Yep. Text their freedom coach directly. Again, 1-937-795-8989,   Dani-Lynn Robison  18:08   this is freedom family investments. Co founder, Danny Lynn Robinson, listen to get rich education with Keith Weinhold, and don't quit your Daydream. You Brenda.   Keith Weinhold  18:24   Today's guest is someone that America knows as the long haired, bearded money guy in the past, he's drawn physical appearance comparisons to Jesus Christ. He's a prominent financial strategist. Founded an eight figure company, hit the Inc 500 he's both a New York Times and Wall Street Journal bestselling author. He is just an electric speaker, including appearances in front of dozens of billionaires. And he's just got this great way of speaking to financial freedom that hits you differently. He even has a comedy special that's great to welcome back to the show. Garrett Gunderson,   Garrett Gunderson  19:02   that's good to be back. Man. Is really good. Love your energy. Has a nice intro.   Keith Weinhold  19:07   Well, you give a lot of like, nice guidance to people that's somewhat different than they're used to hearing. You know, Garrett, I think a lot of the conventional guidance is, you know, it's not very far above Elementary School advice like, put your credit card in the freezer so you don't use it too often, but a lot of times you speak to either business owners or people that have already had some success, and I think a lot of your underlying mantra is, hey, you better live your best life now   Garrett Gunderson  19:35   I kind of feel like you are your greatest asset, and if you starve out that asset because you don't feed it with knowledge, or you don't invest in yourself, or you don't gain the skills that really matter because you're so addicted to scrimping and sacrificing and building your balance sheet right, trying to build savings accounts and retirement plans and doing all you can to pay off that mortgage. Yeah, you could become a millionaire on paper. But will you live like one? Will you enjoy your. Life. What about all the memories that you miss along the way? What about having quality of life today and creating a life you don't want to retire from? The wealthy people, they didn't get that way because they shrunk their way there. They didn't get that way because they were amazing budgeters. They built businesses. They created value. They learned how to, you know, sell or speak or market or have business acumen that grow business or to hire people, and having those systems that actually impact more people or more deeply impact the people that they serve, because it's about value creation and their value creators. And I think this notion of just thinking, Oh, I could just trade time for money and set money aside. Man, that's a really painful way to get to a million dollars, but Northwestern Mutual, they just put out an article that said, 32 or 34% of millionaires don't feel wealthy, because if you have money tied up in an account that isn't kicking off cash flow, it doesn't feel like wealth. You can't spend that net worth. It's just a statement if you don't learn how to create cash flow. And I love financial independence, where people have cash flow from assets to cover their expenses now their lifestyle is covered from that cash flow. Now they can reinvest every active dollar into themselves and their quality of life, into more cash flowing assets, into taking trips along the way, not just waiting until they're too old to enjoy it.   Keith Weinhold  21:13   You work with business owners all the time, and you've even worked with some ultra high net worth people that still seemed to scrimp and save. Do you think really, what is that the function of? Is it more of the wrong mindset or the wrong tactics when someone acts that way?   Garrett Gunderson  21:32   It's a mindset that's really kind of handed down to them? Yeah, maybe from their parents or grandparents or from a different era, like there's people that were, you know, in the Great Depression, that then tells stories to their family about how tough it was, and you never know when that money could go away. So you got to hold tight, and it's a scarcity mindset. So one of the wealthiest clients I ever had, I mean, this was a guy who he was worth a lot of money, but you would never know it. I saw him on TV one day. I was like, Dude, he needs new clothes, and we found a strategy to save him a bunch of money. He was just buying his inventory with cash or like, let's buy it on a plum card, and you'll get cash back. I just said, Just take 10% of that cash back, which was over $100,000 a month, and spend it on yourself. He's like, Well, I wouldn't know to spend it on I'm like, Well, how about some new clothes to start with? He's like, Okay. And then the next month, he bought a nest system for his house. The next month he bought a sound system. Eventually, saved up enough money to buy a Tesla, which he really wanted, like it was money that was there for him, but it changed his entire paradigm, because now he had a quality of life. He was very philanthropic and donated money. He built massive businesses, but he never treated himself well. He'd never felt like it was okay to spend that money because of his upbringing, because the way that his parents viewed money and the way that their parents viewed money, and it was always something that felt scarce. So it felt like, okay, will this go away? And the reality was, we just found money in your couch cushions, essentially. So why not enjoy it along the way? He eventually bought a home that he loved on the water, that he loves the garden. I mean, it was like a total transformation with that one simple thing to help him heal his relationship with money, overcome scarcity, because he was already highly productive. He just had to break free from this budgetary mindset.   Keith Weinhold  23:09   That's great. It was almost like, Dude, I can see it in you. Before we even talk. You got that code off the rack at Burlington. I swear you can do better than this. Come on, now   Garrett Gunderson  23:17    30 years ago, 30 years ago too. You know, it doesn't even fit anymore.   Keith Weinhold  23:23   Well, you know, I recently dedicated a complete episode Garrett to the way I put it is that the risk of delayed gratification is denied gratification. Now, there are some good things to be said for delayed gratification, I think, especially when you're younger, or you're just starting out in the working world, and you just tried to cover rent for your apartment and you don't have much else. Delaying some gratification is good. You need to form capital. You need to get liquid. I try to avoid saying stacking savings, because that gets people in the mindset of becoming super savers sometimes, and they miss out on returns. But what I mean about the risk of delayed gratification, being denied gratification, if it's taken too great of an extent, is, you know, I'm talking about the guy where, when he was 24 he used to say, Oh, I'm going to visit the Galapagos Islands someday. That's what I want to do. But you can just tell by the time you talk to the dude, when he's 48 he begins to use the past tense for things he wanted to do, for example, then he might start saying, Oh, well, I guess I never did visit the Galapagos Islands. You know, you can tell with people when they use the past tense, and that's when you know that their future is not bigger than their past, and a lot of that is the reflection of their financial status.   Garrett Gunderson  24:40   I got married at age 23 and the first two years, well, it was really like the first year and a half, maybe I was just such a miser. I gave my wife a $400 a month budget for an apartment, and we found out that there's places you don't want to live in Utah. I didn't know it, but she's like, is this what you want? And I was like, This doesn't feel like a safe neighborhood. And then you. Know, I was like, All right, maybe $600 I was still kind of really scarce. And my parents were like, Why don't you just live in our basement, rent free, and my wife's like, sex free. If you think that's where we're living, I'm gonna live in my parents basement, you know? Because I just thought money was something to save. So I saved me over 50% of my income. And a lot of people were like, that's amazing. Congratulations. Great job. And so I felt really good about it, and then I realized that my business wasn't growing as fast as this other person my age. I met him at an event, and a year later, he was doing better. And I was like, Dude, what's going on? I could hear it in your voice. I could hear like, you're just a different person. He goes, Oh, I'm doing two things. One, I just hired this guy, Steve D'Annunzio, and he changed my entire life. And I was like, I need to meet him. He's like, he happens to be here in Vegas. He's from Rochester. Introduced me. I hired him as my coach right away. I'm hearing all these people talk about strategic coach at the same event, and they had a booth. So I signed up for Strategic Coach, which meant I had to part with some of my money. Think it was $7,500 I hired Steve as a one on one mentor, and all of a sudden I was investing in myself, yeah. And I broke free from those chains of like, reduction and restriction into the game of production. And then I even had a situation where a woman called me out at the same event. This was a life changing event where she's like, I wonder what it's like living in a financial prison you built for your wife. It's like, Oh, see, that's what happened. I thought I was responsible, and building that responsibility that's actually building walls. And when I came home for that event, my wife and I started looking for our home. Within a few months, we found one. I bought a home. It was very easily within my means. I basically made as much as I paid for this house that we loved. We lived there for nine years. We built so many memories. You know, we had our two kids while we were there, I started host study groups, and that year, I grew my income by $170,000 with the coaching of strategic coach, Steve dnunzio And this woman, Nancy, calling me out. The next year, it grew by even more because the skills started to compound. I decided from that moment forward, I would spend at least $40,000 a year, which I might be able to reach for some people, but at least $40,000 a year on mentors. Is a guy named Alan. He writes my meal plans and my workouts, and I'm at 10% body fat because he knows exactly what they do. I do what he says. It was worth this $10,000 investment, because now I pay attention what I pay for, and I look at like if I'm my greatest asset, how can I create more energy? How can I create more value? How can I feel better about myself? How can I show up the very best version of I am, so I can deliver the most to the other people. And so I've always just been in amazing groups. I just got back from two different events in Beverly Hills around amazing people, learning incredible things that allow me to grow. I haven't spent a huge amount of money on a mentor last year to figure out something that I hadn't been able to figure out to this point. It's the same thing I did to become a speaker, to become a writer or even learn how to sell or market, you've got to invest in the skill, not just in the savings account. You grow yourself first, and then you grow your money. If you starve yourself out because you're in that miserly mindset, you're going to stunt your growth and never be fully fulfilled.   Keith Weinhold  27:56   You're your own best investment. And yes, this stuff is the varying definition of investing in yourself. Don't live below your means. Grow your means and all of that.   Garrett Gunderson  28:05   Grow your means and be more efficient within your means. I mean, the best way I know how to save is not overpay on tax, which 98% of business owners are doing that today. You know, don't overpay on interest, because you either restructure your loans, renegotiate your interest rates, reallocate underpouring funds to pay it off, or you remove investment drag. A lot of people have unnecessary fees and hidden commissions that drag on their investments. Or just design your insurance properly so it's more efficient. Those four i's, IRS, interest, investments and insurance show you how to keep more of what you make, take some of that money, build up your foundation so you have a peace of mind fund, so you have staying power, at least six months of liquidity and then invest more into yourself or learn how to create cash flow. This is the game the wealthy play. But the poor middle class, they think it's about paying off a mortgage and funding the retirement plan, and they will argue about it until it's too late, when they get there and now their homes paid off, but the property taxes are higher than their mortgage was 20 years ago, you know. Or they have home maintenance they have to take care of, or inflation has destroyed the value. Like if someone were to put away 100 grand and they wait for 30 years if they got 10% which the market did the last 30 years, if you reinvest dividends, they're going to have right around $1.7 million but if they have to pay 2% in fees, fiduciary fees, 12 b1 fees, which are marketing fees for the fund expense ratio, you know, the fees of maybe a retirement plan, and they now have 2% fees. It only goes to 1.1 million. Huge difference. And that 1.1 million if we account for inflation, even if we said inflation was low, like 2.7% over that 30 years. Well, by the time we pay for inflation and tax, guess what? The purchasing power value is like, 300 grand $300,000 that's a problem, and it's because they didn't learn to create cash flow. It's because they didn't learn to invest in themselves. It's because they relied completely on a market they don't control. I'm not saying the market is completely something to avoid. I'm saying we go in sequence. How do you grow your income for. First, then how do you keep more of the income you make with? You know, financial savvy and plugging leaks. Then learn to grow your money, but maybe growing your money. For some I like to think of like three dimensional assets, like real estate's three dimensional. It can grow in equity, it can create cash flow, and it has tax advantages. But my business is three dimensional, the more my business creates cash flow, without me, the more equity it has, and that business has major tax advantages. So most people are one dimensional, pay off a loan, put a money in retirement account. That's the poor, middle class. Wealthy people build a system where they've got three dimensional assets, equity, cash flow and tax savings. And that is a complete game changer, because then they can employ the buy borrowed I strategy, if you have assets like, you know, an individual stock, or if you have assets, like a piece of real estate or a business, you could borrow against it. There's no tax on that five for life, right? You keep refinancing. Or you can even do charitable trust to avoid the taxes upon the sell of those paying no tax when there's gains. Or you can pass it on to the next generation with a step up in basis, which means they get it at the full value and not have to pay the difference. And if you have life insurance, the life insurance will pay back the loan that tax free as well. So buy, borrow, die. I mean, it's a completely different thought process of defer taxes. If you defer taxes, I get it. You could do a Roth IRA or Roth 401. K Sure, that'll let you put after tax money in and grow it. But where's the cash flow? What's the underlying investment? How does it help you create financial independence? How does it help you does it help you grow your skills to become a better investor? We've been taught to be lazy, not that people are lazy. We've just been taught to be lazy with our money. We've been fed a narrative. I don't have the time, I don't have the skill, I don't have the interest, but I want to have it, so I just hand it over. And who do we hand it over to Keith Wall Street. Wall would you trust Wall Street? Like you flew to Frankfurt not long ago. Would you get on Wall Street airlines where they're like, hey, sometimes our planes go up, sometimes they go down. That would brand, and he'd feel inspired, right? Would you go to Wall Street, you know, hospital? Or like, hey, he lost one of your kidneys, and by loss, we stole it and resold it. You know, like, Wall Street doesn't have a brand. That's good. It's boiler room. It's Wolf of Wall Street. It's the movie Wall Street with Michael Douglas. You know, greed is good like yet that's what people put their money into. And you can go to any downtown and any major city, and guess who has the biggest buildings, insurance companies, banks and Wall Street investment companies. So you're taking the size of your home and shrinking it to build up their building and put money in their pocket. And their story is, it's because they're Ivy League, they're smart. They try to make it complicated, but you don't have to know most of the things you think you need to know about finance. The foundational things are important, how to protect your assets, how to design insurance, to transfer risk, how to have some liquidity, how to automate your savings. And then you focus like Warren Buffett would teach. He said, You know how people would become a better investor if they only had 20 investments they could make over their lifetime? He says, I don't diversify because I'm in the know. He's like, I'm a good businessman, therefore I'm a good investor and I'm a good investor because I'm a good businessman. I don't separate the two. Yeah, most people think he's a stock market investor. No, he buys out the companies in the stock market. Rarely does he have minority stakes in it. He does have some of that, maybe with Coca Cola and apple, but he bought a lot of companies outright, whether it was Geico, whether it was See's Candies, whether it was like he buys these companies, he's so far outperformed the stock market by billions of dollars from an index fund like what he has, versus someone that put the same money in an index fund, Warren has billions more from his investments than the person that put all their money in the index fund, even if it was the same amount. It's completely about strategy, not about luck.   Keith Weinhold  33:30   Yeah, it's the Andrew Carnegie, put all your eggs in one basket and then watch your basket. Yeah? Watch that basket like a hawk. Totally. Yeah. I mean, stacks mutual funds, they have what I call those five simultaneous drags. If you think you're getting a 10% long term return over time, subtract out inflation, emotion, taxes, fees and volatility. What do you have left? Not much. But there's no friction there. It is just the easiest thing to do ever since decades ago, 401 K contributions begin to become automated throughout your paycheck, sometimes even automatically, automated   Garrett Gunderson  34:04   values your permission opt out. It's easy. You have to opt out, right? It's Big Brother. You don't know what's best for you. And by the way, how crazy are four one K's. Part of the reason the market has gone up in value is because people consistently fund for one case, whether the market's going up or down, they're told $8 cost average. So that's artificially fueling the market. When we see the numbers, there's a buffet index, and it's like 2.9 times higher than what he's comfortable with, with the stock market, because of how overinflated the market is, partially due to inflation, partially because people put money in. But let's remember, why did 401, K's even come about? Because pensions failed. And by the way, these pensions failed and they had world class money managers managing these multi billion dollar pensions, but they didn't know about something called disinvesting, or didn't know enough about it. When the market goes down and pension money is owed, they still have to pull money out of the pension to pay the employee which disinvests, which pulls more money out of the account. So now instead of just being 10% down, they might be 17% down. And so even if the market comes back 10% it's 10% of only 83% of the money. So not even back to square one. And if it goes down a second year in a row, they're in real trouble. It starts to chip away at the principal, and they can't recover. And that happened to pensions, and they said, Oh, here, we can't handle these. We're going bankrupt. We're going to get rid of pensions. You take care of it. Well, guess what? Vanguard says, the average balance in a 401, k right now is $148,000 how someone's supposed to live on $148,000 even if you could get 10% that's $14,800 a year taxable, that's not going to do it. Even if you have a million dollars, where are you going to put the million dollars to get the return without risking it going down? Maybe you're going to be in treasuries at 5% that's $50,000 taxable per year. You're a millionaire on paper, but living poorly. That's why I'm here to call these things out. I think that my book Killing Sacred Cows, which was my original New York Times bestseller, which is probably how we met. Yeah, I rewrote it. I rewrote it, rereleased it in 2024 and I'll give people the audiobook. They just have to DM me on Instagram. Garrett B Gunderson and DM the word cows with Keith's name, cows and Keith or Keith and cows. I'll hook you up with the book for free, so you can learn about the nine financial myths. We're talking about some of them here, but there's also some comedy in there, so they can laugh after each chapter. I threw some comedy in there. You know, if you like my comedy, I'm not the funniest comedian. I'm just the funniest money comedian. That's the reality.   Keith Weinhold  36:33   When we had the very inventor of the 401 k plan, Ted benna, come onto the show, he revealed to us that when 401 K plans rolled out, they were first called salary reduction plans. They had to scrap that name in order to foster participation. But reducing your salary is still principally what it does to you. You got to think about it that way and blow up some of these myths. But Garrett, you've already given a lot of great technical information about what someone can do, how someone can think differently. Bigger pictures, we're sort of winding down here. You know, when I'm thinking about this whole delayed versus denied gratification thing, how do you meter it out right throughout your life? I mean, what's your earmark your family legacy? How do you meter it out, right so you don't have too much or too little at the end of your life?   Garrett Gunderson  37:15   I like to see this strategy of, like, what would the rockfellers do that I wrote about is, you know, the beginning before that strategy is you pay yourself first, which has always been around Richest Man in Babylon. Tons of books talk about it. My argument is you want to pay yourself at least 15% of your personal income, off the top, to a separate account. Once you get six months in that account, now you start to invest that money, but you build your stability with that peace of mind. And we want 15% because the luxury once enjoyed becomes a necessity. So you want more money in the future, not the future, not less propensity to you know, there's also, just like planned obsolescence, things break down. You have to repair them. Technological change, we're buying new technology that doesn't even exist. I have now subscriptions to a bunch of AI things that help me out, right? But I'm spending more money. There's also taxes, those could go up in the future, or 38 trillion in debt as we film this, which is a crazy number. And there's also inflation. If we give 3% to each of those five factors, that's 15% now again, use the four i's, IRS, interest, investments and insurance to find that money, not just budgeting. But then here's the magic. At least 3% of your income should go to a separate account called the Living wealthy account. That's your guilt free spending, value based spending account, so you enjoy some money along the way. These are the things that are the finer things in life that people might say are wasteful. You know, there's a book called unreasonable hospitality that talks about this, 11 Madison Avenue was the number one rated restaurant in the world. And, you know, will who wrote the book talked about they had 3% of their budget to just go wild on their customers dream making money, right? So to create the special experience in the restaurant, and even the bear, I think was season three, showed some of that process of how they do that. So I highly recommend taking a certain percentage. You get to enjoy along the way. It could be higher than 3% but start there, and you're going to feel better, you're going to have different energy, you're going to show up in a different way. And then from there, I just believe in having trust, so that your money's outside of your estate, and protecting financial predators so you own nothing but control everything. And I personally use life insurance. I use just standard over, you know, like basically properly structured, optimally funded whole life, so that death benefit will come in after I die. It allows me to spend more of my money and then have it replenished so I can enjoy more of my money along the way, because I know that death benefit will be there for my wife or even for my family trust after I'm gone, so I don't disinherit the people that I love.   Keith Weinhold  39:31   Garrett Gunderson, he can take you through these steps, which he calls financially fit, to financially independent, and then finally to financially free. Tell us a little more about that going through those steps.   Garrett Gunderson  39:44   So financial fitness means your financial house is in order. You've got everything handled properly, car insurance, homeowners, liability, disability, medical life insurance, your corporate structures as a business owner, how you pay yourself, your taxes the last three years and move. Moving forward your investments. It's like, you know what it's going on. You've improved your cash flow, and you're dialed in. You're as safe as you could possibly be. Then financial independence is, how can we create income, especially from a business that comes in when you don't, that's people, that's processes, that's technology, so that you can be involved, but you don't have to be involved. This is the part most people miss, yeah, and I think it's crazy. A lot of people have this notion they're just going to work so hard so they can sell their business one day, I'm like, What about just creating a business that you love so much you don't want to sell it? What about giving up the things that are burning you out and have the employees that can take care of that so you do the things that you love and then just enjoy life along the way, take some little trips, take some time off and come back in. The business grows up when you're away, they learn how to do things without you, and then you can still create value into that business. I sold the business in 2021 and really regretted it, because I kind of was so removed from the business. I kind of felt like it lost its soul and I didn't feel connected to it. So this time around, I started a business in July of 2024 I'm like, I'm only going to work with the P with the people I love, building things that I love, and I'm not going to let myself get burned out by doing too much. We're going to take two weeks in Hawaii coming up here in April, just enjoy some time together as a family. We do quarterly family retreats with my wife and kids. We do traditions with my family up at my cabin, like I want to have this great life where it's blurs the lines between work and play. I have a little quote from someone else that talks about that art of life is blurring the lines between work and play, but also just having complete play sometimes that there is no work. So I come back refreshed, relaxed, rejuvenated and ready to create. And so really, that financial independence gives you permission to swing for the fences and what you do, knowing your foundation is handled, knowing that your lifestyle is covered, from assets to create cash flow gives you work optional freedom. But instead of retiring, think, what could your biggest impact be like? Create the life you don't want to retire from. Create a vision so compelling you can dedicate your life to it and find that the win is actually in the work, not just the outcome. I think that is the elegance of we win when we play, and when we have more play in our life. We don't try to escape from something. And when you start something, you might have to do things you hate, but you can eventually delegate it, and then life becomes great. I mean, one of my early coaches, Dan Sullivan, who I mentioned, a strategic coach. He's in his 80s, still behemoth of creating value in the in the market. To listen to him, you know, he's phenomenal. He's made such a huge difference in my life, and he has no intent of retiring. He just gets smarter every year, adds more value, builds more infrastructure, and he's the one that taught me the merit of free days, just taking time off, taking time away. So, yeah, that's financial independence. Is cash flow, and then financial freedom is a state of mind. It's when money is no longer the primary reason or excuse you would do or not do something. It's a consideration, but it's no longer the consideration means that you have a healthy relationship with money. Money is an asset and an ally, not an enemy. You don't come from a place of scarcity. You come from a place of abundance. You can be more present with your family and doing what you do without feeling distracted. I think wealth is our ability to be present, not necessarily how much money we have in a bank account. I think we have a good amount of money in a bank account, and we can be present. That is like true wealth.   Keith Weinhold  43:12   It harkens back to the John D Rockefeller, he who works all day has no time to make money. Rockefeller would have said, you can architect a wealth plan if your head is down on the assembly line, that means gradually move your offer. It's from trading your time for dollars over to owning assets that pay you to own them. Garrett's comedy special is called the American Ream. There's no D in that word, R, E, A, M. You can look that up, Garrett. It's been enlightening as always. Thanks so much for coming back onto the show.   Garrett Gunderson  43:43   Hey man, good to be back.   Keith Weinhold  43:51   Always. A lively conversation with Garrett, besides some great mindset perspective, he's really good at saving you tax and setting you up with asset protection. Though he's not as real estateish as me, he's pretty savvy. For example, He's aligned on the fact that, for example, say you have an 80k debt. Well, it doesn't necessarily mean that it makes sense for you to pay that off sometimes it does, but what happens to your net worth anytime you pay off an 80k debt, well, let's see. You've reduced your asset side by 80k and you've reduced your debt side by 80k so your net worth is the same, and retiring the debt means that you might have lost leverage, lost cash flow and lost tax advantages, all at the same time on Instagram, send a DM with the two words, Keith Cows to Garrett B Gunderson, and he'll hook you up with his book for free next week on the show, we go deep on does America really have a housing shortage with an expert analyst. Until then, I'm your host. Keith Weinhold, don't quit your Daydream.    Speaker 4  45:01   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively   Keith Weinhold  45:29   The preceding program was brought to you by your home for wealth. Building, get richeducation.com