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A new MP3 sermon from Alpha and Omega Ministries is now available on SermonAudio with the following details: Title: Road Trip Radio Free Geneva from Golden, Colorado Subtitle: The Dividing Line 2026 Speaker: Dr. James White Broadcaster: Alpha and Omega Ministries Event: Podcast Date: 7/27/2026 Length: 62 min.

Today's episode of Gospel Spice, centered on the launch of "Awaken Delight," is a timely exploration of the Christian experience of suffering. Stephanie combines personal vulnerability—sharing excerpts from her new book about living with chronic pain and deep questions—with biblical wisdom on how hardship fits into our walk with God.In suffering, God does not abandon; he lovingly prunes and allows thorns for our growth. The path to deeper faith, humility, and delight in God runs directly through honest wrestling with pain—and leads to true spiritual fruitfulness.Christians often wonder: If I am serving God, why do I suffer? Is suffering a sign of God's displeasure or my failure? Stephanie shares that Christians who suffer yet trust God often appear as if they're not suffering—because they refuse let suffering have the final word.Our FREE gift to you today! An exclusive, in-depth 10-day FREE recovery plan to rekindle your delight in God when you are going through seasons of deep pruning from God's hand: go to https://www.gospelspice.com/awakendelightthepodcast and find the form for Episode 454. Give us your email, and you will receive the full plan in your inbox immediately!Just as fig trees need hard soil to bear fruit, Christians grow most deeply in spiritually tough conditions. Comfort produces "leaves without fruit," but hardship develops true character and delight in God.In 2 Corinthians 12, Paul's incredible spiritual experiences led God to allow him a "thorn"—not as punishment, but to keep him humble and dependent on God. Paul's journey shows that deep suffering is not proof of failure or sin, but God's purposeful investment in our transformation.In John 15, Jesus says that healthy, fruitful branches are the ones pruned by the Gardener (God), so they'll bear even more fruit. Pruning feels like loss or reduction but is God re-focusing our lives on what truly matters.Pruning is when God removes something from our lives. It is the elimination of even good things for us to be more fruitful and focused. By contrast, thorns are when God allows painful weaknesses or situations to remain. These serve a specific, humbling, and formative purpose. Both types invite deeper dependence on God.We misunderstand suffering when we see it as divine punishment. Biblical teaching says it's part of God's commitment to us—not against us, but for us. The goal is not mere improvement, but transformation—making us more like Christ."Faith" is not something we muster by willpower, but a posture rooted in humility: recognizing our need for God and opening ourselves to His work. Humility is both the soil in which faith grows and the fruit that results from faith.Christ was not merely "pruned"—he was "cut off" entirely for our sake, taking on the ultimate suffering so we would never face it alone. Now, even our suffering is transformed by his presence and purpose.Practical ApplicationWhen hardship comes, instead of merely asking "Why me?" or "How can I escape this?", ask "What is God showing me?" and "How can I delight in Him through this?"Choose to see suffering not as a sign of God's absence, but as the attentive hand of the Gardener who loves and invests in us.Remain in Christ—even weak connection is connection, and transformation is always worth the pain.Reflective action: Next time you face loss or pain, remember the lessons of pruning and thorns. Ask God to help you trust His restorative, purposeful hand, and seek delight in Him above all.We are in the middle of our “Awaken Delight” series, based on Stephanie's new book. Each week, we explore a different facet of what makes delight in God difficult and challenging. How can we live the reality of Psalm 37:4 when life is hard? "Delight yourself in the Lord, and he will give you the desires of your heart." This is God's promise to you in Psalm 37:4. But many believers quietly assume it's just a poetic suggestion, or it doesn't really work here on earth.What you will (re)discover as you journey with God through Awaken Delight:Delight in God is identity-shaping, not emotion-driven. Delight in God is not fleeting emotion but resilient identity.Delight in God is altogether trust, satisfaction in God, relational intimacy with Him.Delight in God is often expressed and grown through resilient joy under suffering.Delight in God is the missing engine behind resilience. It's the antidote to burnout. It's even the foundation for sustainable ministry.God's delight in you is secure, not performance-dependent. God's delight in you frees you from striving! That's the beginning of delight.Jesus is the center of every endeavor to delight in God.You can build a delight-centered spiritual life.Awaken Delight invites you to follow Scriptural truths and spiritual practices that cultivate daily joy in God.DISCOVER THE BOOK BEHIND THE PODCAST | "Awaken Delight" by Stephanie Rousselle"Delight yourself in the Lord, and he will give you the desires of your heart." Psalm 37:4 isn't a poetic suggestion — it's a promise. But many believers quietly assume it doesn't really work, or it's not really possible here on earth.In Awaken Delight, Stephanie Rousselle invites you to rediscover what Scripture actually means by delight — not emotional hype, not religious performance, but a steady satisfaction rooted in who God is.Delight in God isn't a mood to manufacture; it's a relationship to receive.Through biblical theology and practical rhythms, you'll learn how communion with God reshapes suffering, quiets restless striving, and anchors your identity in something unshakable.Delighting in God isn't sentimental optimism. It's deeply rooted in Christ, Jesus.It's the quiet revolution that reshapes how we endure pain, love others, and understand our own heart.Awaken Delight is a theologically grounded spiritual formation book for thoughtful believers who feel spiritually fatigued and are ready to embrace the reality of Psalm 37:4.More at https://www.gospelspice.com/awakendelight Purchase the book, "Awaken Delight" by Stephanie Rousselle: https://a.co/d/0bqhUb5JKind words from Jennifer Rothschild, Bible teacher, Author, Speaker, Podcast Host, Founder, Fresh Grounded Faith: “Stephanie helps us awaken to and experience true delight. It is a rich mix of God's delight in you and your delight in him. This is the life you were made for, the life your soul deeply longs for. So, the table is set. Pull up a chair and let your heart sit alongside Stephanie. As your delight in God wakes up and becomes fully realized, you'll find a satisfaction in Christ that makes you want more and more.”Kind words from Amanda Jenkins, Lead creator of THE CHOSEN's literary content: "I have yet to meet another person quite as eager to intimately know Jesus as Stephanie is. Her enthusiasm for the beauty found inside a thriving relationship with her Savior is downright contagious. Indeed, Stephanie's joy and faith and commitment to growth—along with her love for really good food!—will implant themselves in the hearts of readers. Lucky readers."Kind words from Os Guinness, Theologian, Social critic, Author, The Call:  "Stephanie addresses one of the greatest needs of Christians today. Knowing God is not knowing about God, but knowing Him genuinely and with desire and delight. She does so practically and helpfully, and in a style that sparkles with a verve and joy that is distinctively French."Kind words from Pippa Gumbel, Pioneer, The Alpha Course; Author, The Bible in one year with husband Nicky: "Stephanie's love of God is inspiring and infectious. Her book is an invitation to share in that delight and to come to know God in new and wonderful ways."More at https://www.gospelspice.com/awakendelight Purchase the book, "Awaken Delight" by Stephanie Rousselle: https://a.co/d/0bqhUb5JSupport us on Gospel Spice, PayPal and Venmo!

The Pleasure Zone with Milica Jelenic - Diamond Host Why does sex disappear from relationships that were once full of passion? Why does great sex slowly become routine, and why does desire disappears when love is still alive? Does sex matter enough to keep the spark alive? Do couples crave intimacy but don't know how to maintain or invite desire back? What disappears first, sex or intimacy? In this episode, you'll discover: *C@ck blockers that you might not have considered *Why comfort can kill desire, and how predictability quietly assassinates your sex life. *What the couples with great sex loves are doing, and what you are failing to do *Using some basic C's to bring the great sex back: communication, connection, consent and curiosity! Join Milica Jelenic, Holistic Health Practitioner, Sex & Intimacy Coach on this episode of The Pleasure Zone where we will find out what happens "When Good Sex Disappears." Grab your Yes, No, Maybe list - all about Playful Tips for Pleasure here  5 Key Takeaways / Highlights Good sex rarely disappears overnight—it is usually eroded by unresolved issues over time. Resentments, poor communication, unmet needs, chronic stress, and emotional disconnection gradually chip away at intimacy until desire begins to fade. Comfort without growth can become the enemy of passion. While emotional safety is essential, relationships that become overly predictable and routine can lose the novelty, curiosity, and excitement that help keep desire alive. Intimacy grows when couples continue exploring, communicating, and evolving together. Great sex is built through intentional connection, not luck. Couples who maintain fulfilling intimate relationships make time to communicate honestly, flirt, play, stay curious, and discuss their desires and boundaries. They actively nurture their relationship instead of assuming passion will maintain itself. Gratitude and playfulness help reignite desire. Focusing on what you appreciate about your partner, creating shared experiences, laughing together, and introducing variety into your relationship can strengthen emotional connection and naturally support a healthy, satisfying sex life. Not every relationship can—or should—be revived. While many intimacy challenges can be improved through communication, growth, and mutual effort, ongoing abuse, manipulation, gaslighting, repeated boundary violations, or a complete unwillingness to address relationship issues are important signs that it may be healthier to walk away.   The Pleasure Zone – A Guide For Curioius Pleasure Seekers Inspired Choices Network Hosts Author Milica Jelenic   Amazon.com – https://www.amazon.com/dp/1997615401 Amazon.ca – https://www.amazon.ca/dp/1997615401     ~ More About The Pleasure Zone ~ Milica Jelenic is a Sex & Intimacy Coach, Speaker, and Pleasure Advocate who empowers individuals and couples to cultivate deeper intimacy, authentic connection, and greater vitality. Through her intuitive, playful, and compassionate approach, she helps clients release judgment, embrace their bodies, and discover how pleasure can become a powerful catalyst for healing, confidence, and a more fulfilling life. Known for creating a safe, engaging, and transformative space, Milica combines insight, curiosity, and practical guidance to inspire meaningful change. She invites people to explore new possibilities, reconnect with themselves, and experience the joy, ease, and aliveness that come from living with greater pleasure, presence, and self-acceptance.    MilicaJelenic.com   www.milicajelenic.com/    Email   milica.jelenic.mj@gmail.com    YouTube   www.youtube.com/@thepleasurezone    LinkedIn   www.linkedin.com/pub/milica-jelenic/37/349/772    Instagram   www.instagram.com/thepleasurezoneradio/    Facebook   www.facebook.com/MilicaPZ       TikTok   www.tiktok.com/@milicajelenic1 The Pleasure Zone with Milica Jelenic: https://www.inspiredchoicesnetwork.com/podcast/the-pleasure-zone-milica-jelenic/

Keith welcomes back Todd Drowlette, star of A&E's The Real Estate Commission, to help demystify commercial real estate for residential investors.  They explore which sectors are most resilient to disruption from AI, automation, and Amazon, why certain office and warehouse assets still work, and how service-based retail like nail salons and quick-service restaurants can offer durable returns.  Todd breaks down the basics and advantages of triple net (NNN) leases, key considerations in office-to-residential conversions, and how rising interest rates are reshaping commercial deals.  He also shares negotiation tactics from large commercial transactions that investors can immediately apply to their next rental property purchase. Episode Page: GetRichEducation.com/616 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  FAMILY to 66866  Unlock truly passive real estate income—visit flockhomes.com/GRE today to see if your properties qualify for a 721 exchange with Flock Homes. To get in the best physical, mental, and professional shape of your life, go to DanielThomasHind.com and apply for Daniel's intensive 1-on-1 coaching for burnt-out entrepreneurs and executives. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE. I'm your host Keith Weinhold. We're talking with the star of the A&E show, the Real Estate Commission today. What real estate sectors are safe from AI, robots, and Amazon disruption? How many deals on the commercial side are still going to implode due to mortgage rates resetting higher? And some of the best negotiation techniques from $100 million deals that you can use in your own deals, and more today on Get Rich Education. You know, Mid South Homebuyers, that top Memphis turnkey provider. I learned that a secret weapon behind their explosive growth is more than just you buying their properties. It's an executive coach. For nine years now, their CEO Terry Kerr and his COO Pat Nix have worked privately with a coach who I've now learned from too, and he doesn't market himself online anywhere. After 12 years behind the scenes, that coach is now making himself available exclusively for GRE listeners, his name is Daniel Thomas Hind. If you're a hard-charging business owner or investor who wants to get in the best shape of your life, physically, mentally, and professionally, you can fill out an application for a free consult. This is private one-on-one coaching for those willing to go to uncommon lengths to achieve uncommon results. Thanks to Daniel, we've all become better leaders, better operators, and better men. It started by showing up for ourselves. Now it's your turn. Go to DanielThomashHind.com. H-I-N-D. That's DanielThomashHind.com and sign up before spots fill. What if you got your mortgage loans the same place I get mine? You sure can at Ridge Lending Group NMLS 42056 They provided GRE listeners with more loans than anyone because Ridge specializes in investment property. They'll help you build a long-term plan for growing your real estate empire with leverage. Start your prequal and even chat directly with President Caeli Ridge. While it's on your mind, start at ridgelendinggroup.com. That's ridgelendinggroup.com.   Speaker 1  2:19   You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get Rich Education.   Keith Weinhold  2:35   Welcome to GRE from Peoria, Illinois to Peoria, Arizona, and across 188 world nations. I'm Keith Weinhold, and you're listening to Get Rich Education. Though we're a show centered on how to build wealth through residential real estate investing, today we're talking mostly about the commercial side with a guest that's more comfortable investing in commercial real estate than he is residential. We'll learn why. He is the star of the new real estate show called the Real Estate Commission that airs on A&E Network. Todd Drowlette, because he was here with us last year shortly before the show debuted, and he had so many interesting things to tell us then. That's why he's back. Now we know that residential real estate is positioned well at surviving the boom in artificial intelligence's influence because everybody still needs a place to live. You can't download a kitchen or living room, and a chatbot can't replace a roof. But some types of commercial real estate are vulnerable to AI. I'm going to ask Todd which types and businesses are the most resilient to survive AI, robots, and Amazon, because there surely are some. He does a good job of making commercial real estate approachable to those that have never invested in it before.   Keith Weinhold  3:59   Contrary to the narrative, he also likes to talk about why office real estate is not dead. Occupying both worlds, I will ask him about office to residential conversions and also get his take on what is happening with commercial loans because apartment investors have been feeling the pain ever since mortgage rates doubled and nearly tripled in 2022. I'll ask about commercial loans blowing up and just how much more of that is expected to happen because the pain is certainly not over there. Let's meet this week's guest. A series on A and E Television and streaming launched last year called The Real Estate Commission, and it's going well enough that it's gearing up for season two. The star of that show is with us today. He was with us last year just before the show debuted, and that's when he shared all kinds of interesting insights with us, like why. A gas station is on a certain side of the road. He's perhaps the most prolific commercial real estate broker in the nation. He's managing director at Titan Commercial Realty Group in New York, closing deals totaling over $2 billion all across commercial real estate sectors. He's represented everyone from local startups to national reits. Hey, welcome back to Get Rich Education, Todd Drowlette.   Todd Drowlette  5:26   Thank you so much for having me back. I appreciate it. It's always great to talk to you.   Keith Weinhold  5:30   Yeah, same. It was so interesting when you were here last year, and I do want to ask you about how it's going with the A and E show later. Most of our listeners own single family rentals or small multifamily, and I think the commercial side, Todd. Frankly, it it intimidates some people. I know I've thought of it that way before. What are some of the misconceptions that the residential side seems to have about the commercial side?   Todd Drowlette  5:56   So a big misconception is that you have to be smart to do it. You certainly do not. A lot of people also think you have to already be a multimillionaire to do it, right? So the same way with residential, there's levels to it. There's levels to commercial real estate. So I say there's pros and cons, right? So in commercial real estate, if you have an office building or a shopping center or a ground lease, you rent to a McDonald's, whatever. You don't get phone calls at two in the morning saying my hot water tank just exploded, my furnace isn't working. So you still get property management calls, but they're typically from you know Monday through Friday, nine to five type of thing, and you don't need millions of dollars. People think you do. It's like you can buy a small two or three tenant office building or a two or three tenant retail shopping center, maybe something has a nail salon, hair salon in it. Depending on the market you're in, that could be a couple $100,000 to buy. If you're in a tertiary town in the United States, if you're in a major metro, it could be a million, 2  million bucks. But the rent is commiserate with what you're paying. So if you can make an 8 or 10% return, a lot of banks will finance startup people as long they're looking in commercial at the quality of the tenant and what the lease is. So you could have no experience, but if you're going to rent to a Hertz rental car, a Starbucks, a McDonald's, even if you personally have like say a 750 credit score, it's decent. It's not a perfect credit score, but you're financeable. They're lending in commercial real estate based on the credit and the length of the leases, not necessarily on your own financials. And a lot of people don't realize that, and they think, "Oh, bank's never going to approve me because I've never done commercial real estate before. Well, nobody's ever done anything until they do it, right? So as long as you start small, banks will lend to people, you know, on smaller things, there's a ton of pros to being in commercial real estate compared to residential. There's less competition. It's easier to repeat deals because once you know one tenant's looking for something, then you can find the next thing they're looking for, and it's a small knit group. You know, if there's 3 million real estate agents in the United States, I would say across the entire country, maybe 10,000 of us are commercial real estate agents.   Keith Weinhold  8:05   Yeah.   Todd Drowlette  8:06   So if you get into commercial, once you get into that network of people with a deal with the tenants and the whatever, you know, if you're in, you're in. If you're out, you're out. That was a very long answer to a very short question.   Keith Weinhold  8:16   Well, some people even have one of the same hangups about residential real estate investing-they think just to buy income property takes an awful lot of money, not realizing you can start with a single-family home of less than 300k or even less than 200k still today and make a small down payment on it. And you know, Todd, I think one thing that refines commercial real estate for some people and piques interest among residential investors is one of the first things that they learn when they're finding out about commercial real estate investing is the triple net lease. Oftentimes, you see that abbreviated NNN out there, and how that can make things somewhat more hands off for that commercial real estate investor. So, can you tell us about triple net leases?   Todd Drowlette  9:00   I sure can. Number one, the funny thing about triple net leases: none of the three things the N's represent start with an N. So your triple nets are literally your real estate taxes, your insurance, and your commonary maintenance. None of which start with an N. Yet it's called N N N.   Keith Weinhold  9:14   It's kind of like reading, writing, and arithmetic. The 3r is what only one of them starts with an R. It's a terrible acronym, but yes.   Todd Drowlette  9:22   Exactly. So there's different types of triple net properties. So essentially, a triple net property, unlike most residential, where you're responsible, you get X amount of rent, and then out of that rent for your income, you're going to subtract out your school tax, your property tax, your property insurance, liability insurance, you know, snow plowing, lawn mowing, all that type of stuff, right? So triple net properties, you have absolute net properties, which is the best thing you can own from a landlord's perspective. Those are things that are called absolute ground leases or an absolute net lease. Typically, you'll see those in like many gas stations. Will be that a lot of McDonald's. Deals are that where essentially you own a piece of property, you buy a piece of property, and you go here. You have X amount of time to put your building up, do construction, get your approvals. You're going to pay me X per month in a ground rent. You build your own building, you own your own building, you're responsible for it, and I just own the dirt. And those are typically 10 to 20 year leases with options. The downside of a triple net ground lease is you can't depreciate anything because it's just ground, right? So you don't get the depreciation you get with other properties, but you have no risk other than the credit of the tenant. So if you're signing a lease with the United States Postal Service and it's the federal government, you know you're getting that. Those will trade typically about one percentage point higher than U.S. Treasuries because there's very, very little risk in it. But there is some risk, so as an investor, you need a little bit better return than the guarantee of a U.S. Treasury.   Todd Drowlette  10:54   Then you have roof and structure triple net properties, where basically, okay, the roof and the structure I'm responsible for as the landlord. Anything inside of that, or you're responsible for, and then the tenants pay the proportionate share of, like I said, the taxes, the snow plowing, whatever. If that's a multi-tenant building, then you run the risk. Oh, tenant moves out as the landlord, you got to pick up that percentage. If if you have a 10,000 foot building and someone's in 2000 feet and they move out, well, now you're responsible for 20% of that tax and CAM and insurance bill until you replace it with a new tenant. But typically, if you're investing in small strip centers, smaller office buildings, which people say office is dead, I've made a fortune in office. Office is not dead. You just have to own the right office in the right place. A lot of downtown offices are dead, where they're moving to the suburbs for drugs and a lot of other issues. But typically, you know, strip centers today, people are buying those for 8% returns to as much as 10, 12% and a lot of times they're vacancy. That's upside you can add into it as well. But again, these are all things that you can get into for a couple $100,000 down, and there's way more room for error than people think there is. As long as you have a professional that's looking at the lease for you before you buy it, you know you just want to make sure the guarantee is on the lease that you have corporate guarantees. But typically, if a bank will finance it, they're also looking at that. But it's not as scary as people think it is, and it's really a strong alternative to investing in single-family homes. Not that I'm knocking single-family homes. There's pros and cons to literally everything you do in life, as you know. 100.   Keith Weinhold  12:28   A triple net lease, where in commercial property the tenant covers three main expenses or nets: property taxes, insurance, and the maintenance and repairs. And in a lot of the situations, like Todd is describing, that really leaves landlords responsible for little more than the mortgage, really increasing the passivity here. And you know, tenants that are willing to shoulder a triple net lease, I don't think of them as taking on those extra costs for nothing. I think about it is in exchange, tenants typically pay lower rent then, and the tenant also gets more control over the property in a triple net arrangement.   Todd Drowlette  13:08   That's a generally safe thing to say, but I hate saying this. I can't believe I'm even saying this, but you know they say location, location, location. So it really depends on the market. The biggest mistake people make to go, oh, I get asked all the time, should I invest in land? I'm like, hell no, raw land. I go when I develop stuff, I have a use for it. Once I get the approvals, then I'll close and buy the land. Land banking stuff and just going and buying land and hoping it goes up in value. I have a number one rule that I always say to people, and it's anytime you can buy $1 for 50 cents, you buy it, but you don't buy property for $1 hoping it goes to $2 because there's no guarantee that that'll happen. In raw land, you know you have a guaranteed. You're paying taxes every year, so just paying taxes on something that's also not returning you anything is a terrible investment, in my opinion. You're speculating. If you want to speculate, just go to the casino, play roulette, pick black or red, and you have roughly a 50-50 shop minus the three greens, but there's a lot easier ways to make money than buying raw land. But shopping centers, triple net properties, there's definitely ways for people to get into that that are much lower risk, and they're not as scary as you'd think. And many banks will finance them.   Keith Weinhold  14:18   Now, if you had to buy one commercial asset today, what would that be? I know that might depend on some factors, but generally, I've got to say, industrial comes to mind for me as one of the hottest commercial real estate asset classes in quite a while.   Todd Drowlette  14:32   So I would pick two strategies. One would be high bay warehouse, whether it's specifically industrial or just warehouse, but things with high ceilings, open floor plans, like you know, a 20,000 foot warehouse, 30,000 feet, something in that range, that a lot of people want that type of use. Warehouse rents have been increasing way faster than office or retail rents have been in the same markets. And as things get more and more automated, you still need to ship stuff. You still need to. Stuff you still need to get things to people's houses, so with the whole AI boom and the crazy things that are happening, I think there's going to be a lot fewer people with jobs sooner than people realize. But I do think the warehouse is a good thing to be invested in, especially if it's on main streets. It could be retail, could be warehouse, could be whatever. The second thing I'll say that's very low risk are any businesses that Amazon can't compete with you for. So, a small strip center that's two or three tenants, that's a hair salon, a nail salon, service type business, retail tenants, because it's a turnover business. So, like nail salons, they're never going to come to your house and do your nails unless you're a billionaire, because they can make more money with people coming to them in back-to-back appointments. So any type of service business tenant that you can have, and typically nail salons, hair salons, they don't usually go out completely. Usually, if they don't want to do it anymore, they'll sell the business to somebody else, and you keep a tenant. From an ownership standpoint, there's very low turnover and having to pay new brokerage fees or do give tenant fit-ups or free rent to like get their business up and running. So I would either go high bay warehouse with loading docks like 18 foot, 20 foot or higher ceilings, open floor plans, overhead doors, 20, 30,000 square feet, or two or three tenant strip malls with high traffic counts, good suburban locations that have service type businesses. Those are your two. Would be very hard to lose as long as you don't overpay when you buy them.   Keith Weinhold  16:25   This is such an interesting thing to say when you think about a resilient business, something that can't easily be disrupted by AI or Amazon, which something like a nail salon would fit into. Tell us about some of those other types that might fit into a small retail center that are resilient that way.   Todd Drowlette  16:45   End caps, so any kind of like a Popeyes, a McDonald's, anything that's drive-through or food. Even you're starting to see, you know, the Tesla robots, and you're seeing more and more of that. However, people will still buy the food. So whether the employees are actually still in there, it's all robots. They still physically need a place that's close and convenient for people to drive to, or even the food delivery apps. Like a lot of the retail restaurants now are telling me 30, 40% of their orders are delivery through like Uber Eats and whatever. But those are great tenants to have because they're still making money, and as the world's changing, they're adapting. And I want tenants that adapt to the changing world. And honestly, they can afford to pay more. This is terrible. But from a strictly landlord perspective, the fewer employees they have, you don't have workers' comp claims, you don't have the insurance, you don't have all those things. The more you can afford to pay rent to landlords. So as the world's changing, those type of retail, small strip centers, end caps, fast food, QSR type food, quick serve retail. Those are definitely things that I would be considering if I was someone getting into this, and they're things that I also own. So I always recommend what I would do myself.   Keith Weinhold  17:55   Right, and with that commercial tenant, if they're serving fast food, yes, it's not like their customer has to physically show up there at that business for that business to thrive.   Todd Drowlette  18:06   And actually, if you have them as a tenant, because of the delivery, like with a drive-through, you're typically only working off one or two miles. But Uber Eats or these other meal services, they're now going out five, six, even seven miles in some places. So that actually means their sales could be higher. And another thing I didn't mention, but now I'm thinking, a lot of restaurant tenants will pay a percentage rent. So actually, as their sales go up, even though there's not more infrastructure, you know, strains from more customers coming in and out of your property, as they're doing the meal delivery, you're actually potentially be getting cut of that as a landlord with percentage rent, which is a thing that doesn't exist in residential real estate, obviously, there's multiple streams of income for triple net properties at times when you have percentage rent that doesn't exist in warehouse, where it's in retail. It doesn't exist in office, doesn't exist in warehouse, doesn't exist in residential. So that can be a nice bonus, and you see that with supermarkets, restaurants, different types of retailers pay percentage run.   Keith Weinhold  19:05   Okay, so in a sense, Todd, we've been talking about going against the flow, if you will, in being in businesses that are resilient toward disruption from AI or Amazon. But while we're talking about industrial real estate, warehouses do come to mind for me soon afterward, I think generations ago maybe industrial had the connotation of a dirty factory. But today, when I think about warehouses, I think about Amazon fulfillment centers or AI data centers. So, what is the business like for investing in those sort of warehouse deals, and how do those deals even get put together for these warehouse types.   Todd Drowlette  19:42   So you have two types. So you have people who do spec building. So there's guys that will go out and say, "Hey, I'm in the warehousing business, and they'll go through. They'll get approvals and they'll say they'll buy 10 acres, 20 acres, 30 acres, and they'll say, "Okay, we're going to." Put I'm making this up. 500,000 square feet of warehouse on this. They'll go get approved, but they basically will put up a spec building of 40,000 50,000 feet, and then they'll lease it. Depending how long it takes them to lease it, then they'll build the next one. Once you kind of have one building up, it's much easier to prelease. If you just have a piece of dirt and say, hey, I'm going to do a warehouse building here. Unless you have a direct in specifically with Amazon, and they're like, hey, we need to be in Skoda, New York, you know, at this exit within 10 miles of that. And it's like anything. Once you do something for someone once, they're working across the whole country. So if you're particularly good in a specific region as developer, they will often say, "Hey, find me a spot here, here, because they're in the business of getting open and running data centers. They don't care if you're making a profit on the real estate, and they're not set up to locally go through the approvals, know the politicians, know the process, that whole thing. So there's opportunities like that. If you don't know anyone from a hole in the wall, if you have a big piece of property and you start with whatever you're comfortable with to spec out a warehouse, 10,000 feet, 5000 feet. See how long it takes. Do you lease that in six months? Does it take three months? Does it take a year? And then you can kind of take some of the profits from that, either refinance, or if you have a construction loan, then build the next one, build the next one, and build the next one. You can kind of build out as the demand comes along.   Keith Weinhold  21:22   You're listening to Get Rich Education. We're talking to the star of the A and E show, the Real Estate Commission, Todd Drowlette. So much when we come back. He's going to update us on what's happening with office to residential conversions, how much higher interest rate pain is still going to surface in some of these deals, and a negotiation tactic or two that you can use for your own residential deals. I'm your host Keith Weinhold. Flock Homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio, through a 721 exchange, deferring your capital gains tax and depreciation recapture. It's a strategy long used by the ultra wealthy. Now, mom and pop landlords can 721 the residential real estate request your initial valuation. See if your properties qualify at flockhomes.com/gre. That's flockehomes.com/gre. Let me ask you something: If you've worked hard to build wealth, is your money positioned to actually support your goals? A lot of accredited investors leave capital sitting in cash because it feels safe, but inflation and missed income opportunities can quietly erode its value. Freedom Family Investments offers freedom notes for investors seeking structured income backed by real estate. It's a straightforward approach built on real assets, not speculation. And full disclosure, I'm an investor myself. What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk, and nothing is guaranteed, but with a track record of consistent, on-time investor payouts, they built real credibility.   Todd Drowlette  24:15   Well, I'll tell you about some of the pitfalls, and I'll tell you the huge opportunities. If you have office buildings that are vacant, you know, particularly in downtown municipalities like in Albany, New York, you know, our state capital in New York. Politicians and the government right now are creating a lot of incentives to convert those, where they're putting up grant and giving away millions of dollars to private developers that you don't have to repay. So there's a huge opportunity to have people take on a lot of the risk for you to do it. Some of the pitfalls people get into are you want to pick the right office building to do it for. So you want to a make sure that that office building either has on site parking garages or on site parking because I've seen people try to do it and that. Downtowns where there's no parking, and you can put a lot of money in a building with no parking. And if you're not in New York City, where people are used to, and you're competing against suburban apartments, that's a tough sell. So that's number one. Number two, for whatever reason, people really want in office buildings and downtown settings floor-to-ceiling windows. So you really want to pick office buildings that already have floor-to-ceiling windows because it can be very expensive. If you get over three floors, it can be very expensive to cut out windows and make them larger. And another, this is a huge money potential pitfall if you're not careful. Many municipalities and states have different codes for elevators for residential buildings than they have for office. It makes no sense to me, but office buildings. It has to do with fitting the elevator has to be large enough that you can get a stretcher if someone had a heart attack and needed to be wheeled out. Ah, for some reason, residential buildings require larger elevators, and if your shaft isn't big enough and your car isn't big enough. You could have a million dollars or more of an unexpected expense to either make the shaft bigger. Some buildings you can't even do it.   Keith Weinhold  26:08   Well, but if it was originally set up for-   Todd Drowlette  26:09   It doesn't make any sense either. This is new. If you have an office building that's 30 stories tall, people could have heart attacks in the middle of the day at the office. So how is that any different than if they're at home in an apartment and have a heart attack, so it doesn't make any sense to me why the code is different for the fire code. But in New York State, the fire code is different, and that can be astronomically expensive, or it can literally stop your project dead in the tracks if it just becomes cost prohibitive to do it.   Keith Weinhold  26:34   That's something that I never would have thought about. I generally like to see office to residential conversions revitalizing central business districts in our cities. You know, you talked about the parking before having less need for parking. If people can walk to work and where they work, that increases the walkability of an area. I like so many things about office to residential conversions, despite all the hardships and the pitfalls you have to avoid.   Todd Drowlette  27:01   Oh, they're great. You just want to make sure you're picking the right building. So my point is, if you have five or 10 vacant office buildings, mostly vacant office buildings, just make sure you're choosing the right one. And before you buy it, do your due diligence and go through with contractors and engineers and architects that understand all the codes and say, hey, the other positive thing that saves money in office conversions is most office buildings. If you have an elevator bank, typically have bathrooms directly across from the elevator bank, so water and sewer can be very expensive when you're running apartments. So having central lines going up through usually concrete floors can save you a ton of money in the design and the layout of how you place the units and do it around central bathrooms, but typically larger office buildings will have plumbing and sewer on different parts of the floor. So it just means you have to go less distance and it saves money. And a lot of office buildings, even older ones, have higher ceilings, which today is very desirable for apartments. So if you can have a building that has natural light, high ceilings, and you can get grant money to do it, that's definitely something people should look into. And even with a smaller building, I've seen people in New York people are converting 5000 foot office buildings into like five units. You know, there's money to be made. You just have to buy right. I always say, you know, if you can buy $1 for 50 cents. Buy it. Don't buy $1 and hope it goes to $2 A   Keith Weinhold  28:25   lot of these physical limitations, oftentimes in the office to residential conversion, and Todd in the residential world, oftentimes apartment buildings have been problematic. A lot of these syndicators have had their deals blow up because in 2022 or earlier they got five to seven year fixed rate debt. Those deals are coming due. The mortgage payments double, and a lot of times the operator just can't meet it, and it blows up. And apartment building values have been down about 30% nationally, largely for that reason, even though an apartment building owner gets a commercial loan, I still want to know from the commercial side and the commercial use type how much higher interest rate pain do you see that has surfaced and is still going to surface.   Todd Drowlette  29:17   So, I'll answer this by quoting my grandmother. She said, "Anytime you want to cook, whatever size pot you think you need, pick twice that size pot and start using that.   Keith Weinhold  29:29   Yeah.   Todd Drowlette  29:29   So I say the same thing when you're financing a deal or you're writing it out and seeing what your returns are. I always say to people, make sure that you have a big enough cushion in there for all the things you can never predict in commercial loans, there's a ton of guys that are about to lose their shirts, and you're starting to see it because, unfortunately, I don't know if it's true in residential real estate, but in commercial real estate, I've seen guys go from nothing to 50 million, 100 million, $200 million net worths, but I've also seen. Lose everything. So what happens in commercial real estate that you don't want to do is so many people say OPM, use other people's money, use other people's money, use other people's money, which is fine as a strategy. But what you don't want to do is cross collateralized loans. So if you have one property and then you go, oh, let me refinance that and then buy a next property and I'll refinance that and buy the next property, and then the bank's like, okay, we'll refinance that, but we're going to now tie all these properties together as one mortgage, or you're going to cross guarantee these properties. Right. The problem with that is, the people who do that strategy, if you started at that, you know, in 2021 when interest rates, you could get things at three and three quarters percent. Well, commercial loans are five-year loans typically, and they might have 20 or 20-five-year amortizations. So, unlike a residential mortgage that's a 15 or 20 or 30-year self-amortizing loan, they're not. At the end of five years, you have a balloon payment that you have to pay off. So, if interest rates are going down, that's amazing because if your tenants are the same, and even if your rents didn't change, and you bought something at 6% and now it's at 5% Your cash flow goes up significantly, and nothing happened other than your refinance. The problem is you have a ton of guys right now, guys, women, people that were financing stuff five years ago at three and three quarters, and now interest rates are hanging six and a quarter, six and a half, depending on the property, is might maybe seven. Same tenant, same everything. You're giving the keys back to the bank because you're broke now. Because all of a sudden you're financing, you squeeze too much out of the deal. I always say you can take on the in in or you can take on the out, but you can't have both. So when people are financing stuff, they just need to make sure. Like here's another thing I'll go off on. A lot of people will buy stuff with tax credits, and you see even with residential apartments, a lot of guys are financing that, selling people tax credits. Economies and things change and things move. If a deal is so tight that you need the tax credits to make the deal make sense, yeah, don't do the fricking deal because tax credits should be an added bonus. That's just, hey, that's a nice adding to the cushion. So many people have razor thin margins. They go, oh well, I do the tax credits. If I can get 70 cents on the dollar, this is how I make the money. I tell people I will have nothing to do with tax credit deals unless it's strictly a bonus. The deal has to stand on its own, and always assume in the course of five years interest rates could go up three points or down three points. Most people will not listen to me and will not do that. If you do that, you'll never get killed and you won't lose a property. It's super conservative, but there's enough money you can make, and if you buy it right, that's how you can afford to figure that spread in when you're financing something. But just so many people get greedy, and I just think back to my friend Bob Bear, who died. I met him when he was like 70-five. He was a billionaire, self-made, and he used to say to me, "It's not what you make; it's what you keep. And when people would ask how rich are you, he knew how rich he was. He would say, "I don't owe anybody in the world a dime.   Todd Drowlette  32:59   And to me, my entire strategy is I don't owe anybody in the world a dime. So I personally look at deals and say, out of my own cash flows, what can I buy? And instead of buying four properties a year, I might buy one property a year. But if I'm buying that and compounding my returns, I'm not paying interest to the banks. So it's just a different strategy. I sleep at night. I'm like the multimillionaire next door. I don't live extravagantly. I don't drive Ferraris and Rolls Royces. That's just not my thing. But I sleep at night and I have peace, which is important to me, knowing I don't owe anybody in the world a dime. But will I get as rich as the guy who's risking everything? No. But real estate to me is musical chairs, and the music always stops at some point. And there's never enough chairs for everybody. But if you're somebody who's in a cash position, which you're going to be going through in the next six months to a year, on the residential and commercial, I think there's going to be blood in the streets. And I think people who are sitting in cash are going to have like a once in a lifetime opportunity to buy things at a deep discount.   Keith Weinhold  34:02   Philosophically, we're different in one way. I use debt and leverage to grow larger, but ensuring that I do have enough income to cover the mortgage and all the operating expenses. But Todd, to your analogy about your grandmother in selecting a bigger pot than what she would need to cook whatever she's going to do, when it does come to debt, the last time I bought an apartment building myself, which wasn't recent, I could have chosen seven-year fixed-rate debt with a balloon at the end, or 10-year fixed-rate debt with a balloon at the end. The 10-year fixed-rate debt cost me one quarter of a percent more in mortgage rate, which dented my cash flow during the entire duration of that loan. But I did indeed choose that 10-year loan in order to have that much more certainty, and I sure am glad that that's what I did.   Todd Drowlette  34:54   That's always the game because it's people think that rich people know what you don't, or it's inside. Whatever I'm like. Number one, if you sit in a room with a bunch of rich people, yes, they will work against you if it benefits them to work together. But if it doesn't, you have egos and separate interests that are all competing. And there's always that thing of I know very very rich people who could buy and sell me 100 times over, and I also know that you don't know what you don't know, and the world has gotten so complicated, and financial markets are all intertwined globally. Anyone to be able to predict, it's like it's a crapshoot when you're like, okay, do I take seven years? Where do I think interest rates will be in seven years? It's hard to say where interest rates going to be tomorrow. You ask a banker tomorrow, they can't tell you. So it's like, what's your best educated guess of seven or 10 years? What's the better play? But I always go the conservative route.   Keith Weinhold  35:43   I think it's easier to predict the future direction of capital prices than it is interest rates. Myself,   Todd Drowlette  35:50   but I will say also, I am the exception. And if you have 100 other guests on here in the next year, well, 50-one more guests in here the next year, yeah, they would all say Todd's an idiot. That's terrible advice. If you want to get rich, literally leverage, leverage. Just do it intelligently, and I acknowledge that. I don't see the world the way other people do, but my end game is to be rich and comfortable, and to sleep at night with peace. And that's why I choose to do what I do, realizing I'm giving up. It's the you know what are you giving up to what do you gain benefit analysis, and I'm realizing I'm giving up some upside in my total potential net worth. But I like peace, and you know I had anxiety for years. I don't have it anymore, and I live my life to be as anxiety free as I can possibly be.   Keith Weinhold  36:34   That's interesting, and that certainly works for you, Todd. What's one negotiation tactic that you get from dealing with, well, let's say Decca or Centa million dollar commercial deals that our listeners could use the very next time that they buy a rental property.   Todd Drowlette  36:53   So the number one mistake I think people make is they assume what's motivating the other person, and they assume it's always price. So anytime I'm going to negotiate a deal from someone, whoever has the most information always wins, and whoever doesn't need the deal always wins. Yeah. So I want to know as much about that other person on the other side as I am. Are they going through a divorce? Are they desperate? Do they hate each other? Is it a partnership breakup? Did somebody inherit it and they live five states away and don't even know what this thing is worth that they have. So the number one thing from a negotiating standpoint is understand exactly who you're negotiating with and what's motivating them. From an actual tactic standpoint, just think logically through whatever the process is, and you can always go up. You can't go down. So the key is to offer as little as you can without insulting the person, so they don't even respond. So figure out what that fine line is, and before you go into the negotiation, know what your walk away number is. That's just the point you're not getting over. The fast way to lose in a negotiation is to get stuck in a bidding war. There's nothing I want so much that I'm going to overpay for it. So when people go, "Well, if somebody else is interested, I go then sell it to them. Yeah, I don't need it. Sell it to them. And then the other thing I'll say is, if you start the negotiation, this is the one piece. Say your number and shut up. So many people are scared of silence. And then, right, if the person doesn't immediately respond, they go, "Oh, well, I guess I offered you 500,000 I mean, I guess I could go 550. As soon as you talk after you give a number, you're negotiating against yourself. So throw the number, let it land wherever it lands, and do not talk until that person responds to you. That's like the number one mistake I see people do. They throw out a number, they get nervous with the silence, and then they immediately go up in their offer. That person could have been thinking, "Oh my God, did I forget to call back my whatever? And they're not even thinking about the number you just threw out. But people just assume, oh God, the number was too low, and then they negotiate against those. Do not do that.   Keith Weinhold  38:48   Risk the awkward silence. And yes, to your point about learning more about the other side, terms are often more important than price for sure. Well, Todd, you know a lot of commercial real estate content in mainstream media it tends to focus on these big institutional deals. But what has made your A and E show interesting, the Real Estate Commission, is what it's called. Is it focuses more on sort of leasing and this negotiation that we're just touching on there, and that's what makes you interesting. So tell us about what audiences can expect for season two of the Real Estate Commission on A and E.   Todd Drowlette  39:24   So, season two, you will 100% see real landlords, real brokers, real investors. You'll see real retailers. You'll see people relocating their offices in New York City. You'll see stuff in upstate New York. It's generally in the Northeast. In the first season, we helped a kitchen cabinet manufacturer relocate their suburban offices in Philadelphia. I sold a 50-unit HUD property that has a HAP contract you might be familiar with. That was crazy going through a bankruptcy foreclosure proceeding two year. That was crazy. Yeah, so you are going to. See more of that. It's a documentary. It's not a reality show, so you're watching the deal as it unfolds. Some things have happy endings. Some things have terrible endings, but they're real endings either way. So people will see a lot of that of deals happening in the Northeast. And if someone's listening and they're a business owner and they want to be part of the show, they can apply. We're announcing the casting will be open for about three weeks across the U.S. They can go to the realestatecommission.com/forward/tv and they can apply to be part of the show.   Keith Weinhold  40:32   Now, since you started this last year, I want to ask: Has this A and E exposure helped you generate more business and create traffic? I would really think so.   Todd Drowlette  40:42   Yeah, I wasn't sure. You know how because you never anything new. You never know, right? Like I put time and energy into it. It definitely did. Definitely, people start to notice you, which is a little weird. I was in a cell phone store, and they literally it was playing, and the guy's like, "Oh, it's you! Like, and then everybody who's walking in, he's like, "Hey, look, it's the guy on TV. He's right here. That was like kind of an awkward. Like, I'm like, "Okay, this is weird. Guy was excited, so that was fine. It's an adjustment of things, but it definitely has increased our overall visibility and people reaching out to do deals with us for sure.   Keith Weinhold  41:18   Is there any last resource you'd like to tell our audience about.   Todd Drowlette  41:21   I would just quickly announce the first season did so well. We're actually doing a spinoff show that'll also air on A and E called the Real Estate Commission New York that we're casting in upstate New York as well as New York City for brokers, agents, home sellers, home buyers that will actually document real buyers, real sellers, same thing. It'll follow our format, which I know there's a million shows on TV about real estate. Those are reality shows, not docu series. And I'll say, without going into the details, there's a very big difference between those two and what you're actually seeing on camera and what's happening. That will air in March of 2027, back to back with our show, I will make cameos in that. But I'm executive producing that show, so from your residential audience, that's a show they should tune into. I think they'll get a lot out of it.   Keith Weinhold  42:12   Congratulations! Your show has had so much success that it's setting the template for another show, and it has been most interesting since we first had you here last year to follow this along, Todd Drowlette. It's been a valuable chat. Thanks so much for coming back onto the show.   Todd Drowlette  42:28   I'd love to come back anytime, and thank you so much for having me on again. I appreciate it.   Keith Weinhold  42:38   Drowlette is spelled D R O W L E T T E. Todd and I talk a good bit off mic as well. In addition to the elevators, sometimes he emphasizes how cumbersome to impossible HVAC system compatibility is when you're doing office to residential building conversions. Too, you just never seem to hear about an easier than expected office to residential property conversion. It is most interesting and rare that Todd is not much of a leverage guy at all. Whereas in the vein of financially free beats debt free, I like to approach deals where the interest cost is lower than the expected opportunity cost. When it comes to negotiating, some of Todd's approach, you know, it's similar to what prominent hostage negotiator Chris Voss shared with you here on the show a few years ago. That silence is powerful in negotiating. In fact, if you feel like you need to say something to fill the silence. Use what Chris Voss calls the mirroring technique, and the mirroring technique that is simply repeating what the other party just said, kind of like a parrot would. For example, if you're trying to buy a property and the seller says that the best they can do is sell it to you for 550k and a delayed 90-day close. Reply with 550k and a 90-day close, and then listen to see if the seller comes down from there. Or instead, you can simply say nothing and just sit there with the silence like Todd recommended. The reason I like these particular negotiating techniques right here is that they're easy to remember and they're easy to do. You either remain silent or, per the mirroring technique, you just repeat the last words that the other party said. Thanks to Todd Drowlette today, you can check out the real estate commission on A and E Coming up here on the show soon. Back to residential, where for the first time ever on the show here we discuss what might be the greatest real estate cash flow strategy because it's becoming quite popular today. Until next week, I'm your host Keith Weinhold. Don't quit your daydream.   Speaker 1  45:08   Nothing on this show should be considered specific, personal, or professional advice. Please consult an appropriate tax, legal, real estate, financial, or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively.   Keith Weinhold  45:36   The preceding program was brought to you by your home for wealth building getricheducation.com  

Top Ten from 2025: #2 Gut Health, Allergies, Inflammation and Proactive Solutions with Emily Macleod-Wolfe (Episode 256)   1 Corinthians 6:20 CEV "God paid a great price for you. So use your body to honor God."   *Transcription of original episode* Gut Health, Allergies, Inflammation and Proactive Solutions with Emily Macleod-Wolfe (Episode 256)   Emily MacLeod Wolfe is a Nurse Practitioner wellness professional with a passion for helping individuals achieve their health goals in a holistic and practical way.   With 5 years of invaluable experience in the field, Emily has developed a deep understanding of the importance of a balanced lifestyle for a vibrant life.   Emily firmly believes in treating the whole person, not just the symptoms, and takes a comprehensive approach to healthcare. She learned these from her own personal experience of dealing with Hashimoto's thyroiditis and eczema and found the root causes to treat them naturally. She is passionate to help others with the personal knowledge and health freedom she has received.   By combining her medical expertise with a focus on nutrition, exercise, and mindfulness, she empowers her clients to take control of their health and make sustainable lifestyle changes.   With a warm and empathetic demeanor, Emily creates a safe and supportive environment where clients feel heard and understood. She works closely with each individual to develop personalized wellness plans that are tailored to their unique needs and circumstances. Whether you're looking to improve your physical fitness, manage stress, or simply lead a healthier life, Emily is dedicated to guiding, encouraging & supporting you on your wellness journey.   Emily's Website Find a Functional Medicine Provider in Your Area   Questions and Topics We Cover: Will you define what it means when you refer to our "gut" and explain why our gut health is vitally important to our overall health? What lifestyle sets us up to have a healthier gut? If you had to simplify it and leave encouragement for each of these areas, what's a good starting point for something we can all start doing, stop doing, and continue doing?   Thank You to Our Sponsor: The Homeschool Printing Company   Other Related Episodes on The Savvy Sauce Podcast: Being Intentional with our Health, Finances and Relationships with Elizabeth Dixon Simple Changes for Healthier Living with Leslie Sexton and Vasu Thorpe Pursuing Health, Not Vanity Before and After Childbearing with Blogger, Speaker, and Coach, Megan Dahlman Sustainable Health & Nutrition with Molly Pfleuderer and Ryan Parnham Rhythms of Renewal with Gabe and Rebekah Lyons Healthy Living with Dr. Tonya Khouri   Connect with The Savvy Sauce on Facebook or Instagram or Our Website   Gospel Scripture: (all NIV) Romans 3:23 “for all have sinned and fall short of the glory of God,”   Romans 3:24 “and are justified freely by his grace through the redemption that came by Christ Jesus.”   Romans 3:25 (a) “God presented him as a sacrifice of atonement, through faith in his blood.”    Hebrews 9:22 (b) “without the shedding of blood there is no forgiveness.”    Romans 5:8 “But God demonstrates his own love for us in this: While we were still sinners, Christ died for us.”    Romans 5:11 “Not only is this so, but we also rejoice in God through our Lord Jesus Christ, through whom we have now received reconciliation.”    John 3:16 “For God so loved the world that he gave his one and only Son, that whoever believes in him shall not perish but have eternal life.”   Romans 10:9 “That if you confess with your mouth, “Jesus is Lord,” and believe in your heart that God raised him from the dead, you will be saved.”    Luke 15:10 says “In the same way, I tell you, there is rejoicing in the presence of the angels of God over one sinner who repents.”   Romans 8:1 “Therefore, there is now no condemnation for those who are in Christ Jesus”   Ephesians 1:13–14 “And you also were included in Christ when you heard the word of truth, the gospel of your salvation. Having believed, you were marked in him with a seal, the promised Holy Spirit, who is a deposit guaranteeing our inheritance until the redemption of those who are God's possession- to the praise of his glory.”   Ephesians 1:15–23 “For this reason, ever since I heard about your faith in the Lord Jesus and your love for all the saints, I have not stopped giving thanks for you, remembering you in my prayers. I keep asking that the God of our Lord Jesus Christ, the glorious Father, may give you the spirit of wisdom and revelation, so that you may know him better. I pray also that the eyes of your heart may be enlightened in order that you may know the hope to which he has called you, the riches of his glorious inheritance in the saints, and his incomparably great power for us who believe. That power is like the working of his mighty strength, which he exerted in Christ when he raised him from the dead and seated him at his right hand in the heavenly realms, far above all rule and authority, power and dominion, and every title that can be given, not only in the present age but also in the one to come. And God placed all things under his feet and appointed him to be head over everything for the church, which is his body, the fullness of him who fills everything in every way.”   Ephesians 2:8–10 “For it is by grace you have been saved, through faith – and this not from yourselves, it is the gift of God – not by works, so that no one can boast. For we are God‘s workmanship, created in Christ Jesus to do good works, which God prepared in advance for us to do.“   Ephesians 2:13 “But now in Christ Jesus you who once were far away have been brought near through the blood of Christ.“   Philippians 1:6 “being confident of this, that he who began a good work in you will carry it on to completion until the day of Christ Jesus.”

A new MP3 sermon from Calvary Bible Church Grand Junction is now available on SermonAudio with the following details: Title: Dr. James White: Christianity & Mormonism, Understanding the Heart of LDS Theology Speaker: Dr. James White Broadcaster: Calvary Bible Church Grand Junction Event: Special Meeting Date: 7/22/2026 Length: 109 min.

A new MP3 sermon from Alpha and Omega Ministries is now available on SermonAudio with the following details: Title: Mormon Piety Juke, Acts 13:48 Again, Dositheus, Decree 3 Completed Speaker: Dr. James White Broadcaster: Alpha and Omega Ministries Event: Sunday Service Date: 7/23/2026 Length: 75 min.

Success should not require sacrificing your energy, well-being, or joy. Speaker, coach, business mentor, sound healing practitioner, and three-time author Melinda Cohan joins Dr. Dan to redefine what achievement can look and feel like. After building The Coaches Console into a multimillion-dollar company, Melinda realized that sustainable success requires more than strategy, productivity, and constant action… it begins with cultivating the person doing the work. Melinda shares the exact moment she realized she had created a beautiful life but had forgotten to include herself in it. She and Dr. Dan explore how high performers can recognize the early signs of burnout, release fear-driven perfectionism, protect their joy, and move from forcing outcomes to creating from a grounded state of being. The conversation also includes the often-overlooked practices of percolating, celebrating, and rejuvenating. She explains why self-care is not a reward for finishing the work but a strategic advantage that allows leaders, entrepreneurs, and creators to perform at their highest level without running themselves into the ground. Melinda and Dr. Dan also discuss the four levels of consciousness, the difference between perfectionism and excellence, sound healing, aligned action, and the importance of allowing creativity and possibility to move through us. How Melinda realized she had forgotten to paint herself into the picture of her life Why losing joy can be an early warning sign of burnout The difference between fear-driven perfectionism and striving for excellence How to replace the fear of failure with a “win or learn” mindset Why presence can be more powerful than performance The four levels of consciousness: “to me,” “by me,” “through me,” and “as me” Melinda's Create Without Burnout Cycle Why percolation, celebration, and rejuvenation improve creative output How self-care becomes a strategic advantage for high performers The relationship between our inner world and our external results How sound healing can create space for reflection, creativity, and personal transformation Why sustainable success does not require lowering your expectations For more information visit MelindaCohan.com and follow @melinda_cohan on Instagram. Please listen, follow, rate, and review Make It a Great One on Apple Podcasts, Spotify, or wherever you listen to podcasts. Follow @drdanpeters on social media. Visit www.drdanpeters.com and send your questions or guest pitches to podcast@drdanpeters.com. We have this moment, this day, and this life—let's make it a great one.– Dr. Dan In This Episode Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today's Masked Speaker has been actively blocking his mom without her knowledge... because he's hiding one secret that might cause her to DISAVOW him if she ever found out...See omnystudio.com/listener for privacy information.

Today's Masked Speaker has been actively blocking his mom without her knowledge... because he's hiding one secret that might cause her to DISAVOW him if she ever found out...See omnystudio.com/listener for privacy information.

Industrial Talk is talking to Trevor Perrott, President and CEO at Censys Technologies about "Powerline Aerial Intelligence and Insights". The conversation highlights the importance of the Barcelona Cybersecurity Congress from November 3-5, 2023, and the need for industry professionals to enhance their cybersecurity measures. Scott Mackenzie from Industrial Talk emphasizes the significance of storytelling and marketing strategies for industrial companies, urging them to leverage platforms like Industrial Talk for content amplification. Trevor Perrott from Census Technologies discusses their aerial intelligence solutions for power lines, emphasizing the use of lidar sensors and AI to improve efficiency and safety. The discussion also touches on the challenges of vegetation management, the impact of wildfires on insurance rates, and the potential for data-driven risk mitigation in the utility sector. Outline Barcelona Cybersecurity Congress Announcement Scott introduces the Barcelona Cybersecurity Congress, emphasizing its importance for cybersecurity professionals.The event is scheduled for November 3-5 in Barcelona, with Speaker 1 planning to attend and broadcast.Scott highlights the opportunity to network with top cybersecurity professionals from around the world.Contact information and details about the event are available on Industrial Talk. Introduction to Industrial Talk Podcast Scott thanks listeners for their support and celebrates industry professionals solving daily problems.Scott shares personal experiences as a lineman, drawing parallels to modern aerial intelligence technology.The conversation sets the stage for discussing aerial intelligence and its impact on the industry. Importance of Storytelling in Industry Scott emphasizes the necessity of telling one's story consistently and authentically.The conversation highlights the need for a strategic approach to storytelling, involving human interaction rather than AI-generated content.Scott encourages companies to leverage platforms like Industrial Talk for marketing and content generation.The discussion includes the importance of amplifying messages and the challenges of maintaining a strong social presence. Introduction of Trevor and Census Technologies Scott introduces Trevor from Census Technologies, focusing on aerial intelligence for power lines.Trevor shares his background, including his fascination with aviation and robotics.Census Technologies uses drones to collect high-resolution data for asset intelligence, including power lines, roads, and beaches.The conversation touches on the importance of data-driven decision-making in the industry. Challenges in the Power Line Industry Scott and Trevor discuss the challenges of finding and retaining linemen in the industry.Trevor explains the use of lidar sensors and AI to create digital twins of power lines and assess vegetation encroachment.The conversation highlights the need for customized software solutions to meet the specific needs of different utility companies.Trevor shares insights into the economic impact of wildfires and the role of data in mitigating risks. Innovations in Asset Intelligence Trevor discusses the potential for using drone data to identify and address wildfire risks, potentially reducing insurance costs for utilities.The conversation explores the future of asset intelligence, including the integration of satellite data and drone data.Trevor emphasizes the importance of continuous innovation and the potential for new use cases in the industry.The discussion touches on the challenges of maintaining accurate GIS data and the role of human validation in the process. Future of Asset Intelligence and Grid Modernization Trevor shares his vision for the future of asset intelligence, including the potential for comprehensive data collection and analysis.The conversation highlights the importance of grid modernization and the role of data in driving efficiency and reducing costs.Trevor discusses the potential for using drone data to address a wide range of industry challenges, from vegetation management to infrastructure maintenance.The discussion concludes with a focus on the importance of collaboration and innovation in driving industry success. If interested in being on the Industrial Talk show, simply contact us and let's have a quick conversation. Finally, get your exclusive free access to the Industrial Academy and a series on “Why You Need To Podcast” for Greater Success in 2026. All links designed for keeping you current in this rapidly changing Industrial Market. Learn! Grow! Enjoy! TREVOR PERROTT'S CONTACT INFORMATION: Personal LinkedIn: https://www.linkedin.com/in/trevor-perrott-211234b0/ Company LinkedIn: https://www.linkedin.com/company/censystech/ Company Website: https://censystech.com/ PODCAST VIDEO: https://youtu.be/-IFFy-GqAFk THE STRATEGIC REASON "WHY YOU NEED TO PODCAST": OTHER GREAT INDUSTRIAL RESOURCES: NEOM: https://www.neom.com/en-us Hexagon: https://hexagon.com/ Arduino: https://www.arduino.cc/ Fictiv: https://www.fictiv.com/ Hitachi Vantara: https://www.hitachivantara.com/en-us/home.html Industrial Marketing Solutions:  https://industrialtalk.com/industrial-marketing/ Industrial Academy: https://industrialtalk.com/industrial-academy/ Industrial Dojo: https://industrialtalk.com/industrial_dojo/ We the 15: https://www.wethe15.org/ YOUR INDUSTRIAL DIGITAL TOOLBOX: LifterLMS: Get One Month Free for $1 – https://lifterlms.com/ Active Campaign: Active Campaign Link Social Jukebox: https://www.socialjukebox.com/ Industrial Academy (One Month Free Access And One Free License For Future Industrial Leader): Business Beatitude the Book Do you desire a more joy-filled, deeply-enduring sense of accomplishment and success? Live your business the way you want to live with the BUSINESS BEATITUDES...The Bridge connecting sacrifice to success. YOU NEED THE BUSINESS BEATITUDES! TAP INTO YOUR INDUSTRIAL SOUL, RESERVE YOUR COPY NOW! BE BOLD. BE BRAVE. DARE GREATLY AND CHANGE THE WORLD. GET THE BUSINESS BEATITUDES! Reserve My Copy and My 25% Discount

EPISODE 37: Holy Shit. I'm Dying, Now What? | Douglas Cartwright Dying Laughing with Jessimae What happens when death stops being a distant concept and becomes part of your daily reality? This week, Jessimae welcomes her longtime friend, former neighbor, author, life coach, and spiritual teacher Douglas Cartwright for one of the most honest conversations ever featured on Dying Laughing. Shortly after being diagnosed with terminal glioblastoma, Douglas shares how the news has transformed his relationship with identity, fear, faith, purpose, and what it truly means to be alive. Together, they explore the difference between surviving and living, discuss why so many of us postpone the lives we really want, and reflect on answers from listeners who were asked one simple question: What would you do if you found out you were going to die? This isn't a conversation about losing hope. It's a conversation about finding it in the time we have left. Doug's Book: Holy Shit! We're Alive! Now What? https://www.amazon.com/Holy-Sh-Were-Alive-What-ebook/dp/B099DH91MZ/ref=sr_1_1?crid=1NESWO85NCMGD&dib=eyJ2IjoiMSJ9.ohePGAoLTJ17ZxDjINBvU5T1T3OqYwuQcgU3pOoMPrs.z2soya-ttktIi87NS3OMkwpXO4kdEDMJqgAbfA5-9WI&dib_tag=se&keywords=holy+shit+we%27re+alive+now+what&qid=1784672884&sprefix=holy+shit+were+alive+now+wh%2Caps%2C239&sr=8-1

A new MP3 sermon from Alpha and Omega Ministries is now available on SermonAudio with the following details: Title: Road Trip DL from Colorado: PCUSA Worldview, Dositheus the Provisionist Speaker: Dr. James White Broadcaster: Alpha and Omega Ministries Event: Podcast Date: 7/20/2026 Length: 66 min.

A SPECIAL MESSAGE FROM STEPHANIE:I want to share a special invitation with you. You may have heard that I will be releasing my first book with IVP on July 28, 2026. It's a big deal and I am so overwhelmed with God' goodness in allowing me to share such an essential message about delighting in Him as the true essential foundation for all our spiritual growth and maturing. Truly, when we delight in the Lord, He promises to give us the desires of our hearts – namely, more of Himself!So, here's the invitation. If you feel this message is indeed important, and you know people – including yourself perhaps – who need to be encouraged to awaken and cultivate their delight in God, would you consider joining my book launch team? It's a great and super easy way to share the good news of God's love for us in Christ, Jesus, our Lord.**If you're interested, please go to gospelspice.com/awakendelight and find the section about joining the launch team, or email me at contact@gospelspice.com **Together, let's encourage everyone we know with the wonderful news that, in Christ, God delights in us and invites us to delight in Him!Stephanie Rousselle welcomes returning guests Andi Ashworth and Charlie Peacock for a reflective and practical exploration of what it means to delight in God—especially in the ordinary and difficult seasons of life.Delighting in God is a daily discipline rooted in noticing, gratitude, humility, and relational engagement. Andi Ashworth and Charlie Peacock illustrate that wonder and joy can be found at “the molecular level” of life, as we learn to see reality with the eyes of heaven.Cultivating delight in God starts with intentional attention—slowing down to observe and appreciate even the small gifts in daily life. Andi Ashworth describes how, after a busy season promoting their book, she cultivated a new practice: sitting quietly in her small perennial garden, reading Scripture, praying, and simply noticing the details of creation—birdsong, blooming flowers, the work of bees. Over time, this intentional noticing awakened deeper gratitude and joy in the presence of God, even as life's hardships persisted.Delight is a daily practice, a choice to “step into reality” and seek God's presence even in suffering. This deliberate practice transforms pain into moments of worship and gratitude. Charlie Peacock shares that delight in God is not dependent on favorable circumstances or feelings of happiness. Suffering—including his chronic headache of nearly ten years—taught him to seek and experience God's presence regardless of pain. He emphasizes that true delight must be able to exist within difficulty, or it is not truly delight.Intimacy and delight with God are relational and participatory. God invites us to pursue Him, and as we do, He meets us. Sometimes we wait passively for God to manifest delight, and other times we strive to create it in our own strength. In reality, pursuing delight is a “dance”—God initiates and leads, but we must actively respond and show up, especially when delight seems elusive.Hardships, while unwelcome, often become ministers of grace, rooting us in humility and expanding our capacity for love and presence. Through chronic pain and other challenges, both Andi Ashworth and Charlie Peacock have experienced God's grace and a deepening humility. Charlie Peacock notes how his “thorn” limits self-reliance and ambition, drawing him toward greater dependence on Christ and shaping him into Christ's likeness. Andi Ashworth observes that their limitations have expanded their hearts and increased their compassion for others.Never outgrow asking your good Father for small joys. Delight in God blossoms in those who cultivate grateful, attentive hearts. Both guests encourage maintaining childlike wonder and gratitude—even for small blessings like a hot shower, a well-timed parking space, or serendipitous tickets to an event. These moments, prayed for and received as gifts, reinforce God's goodness and nearness.Practices to Foster DelightStart each day with gratitude for basic abilities and provisions.Notice small joys—in nature, family, daily routines—and thank God specifically.Pray about “matters of mutual concern”: what matters to God, matters to us.Accept and embrace limitations as invitations to deeper dependence and presence.Reflection question: What small gift might God be inviting you to notice—and delight in—today? MORE ABOUT "AWAKEN DELIGHT" BY STEPHANIE ROUSSELLE"Delight yourself in the Lord, and he will give you the desires of your heart." This is God's promise to you in Psalm 37:4. But many believers quietly assume it's just a poetic suggestion, or it doesn't really work here on earth.In Awaken Delight, Stephanie Rousselle invites you to rediscover what Scripture actually means by delight in God. It's not emotional hype or religious performance, but a steady satisfaction rooted in who God is.Through biblical theology and practical rhythms, you'll learn how delighting in Godreshapes sufferingquiets restless strivinganchors your identity in God's unshakable delight of youLearning to delight in God is the quiet revolution that reshapes how we endure pain, love others, and understand our own hearts.Awaken Delight is a theologically grounded spiritual formation book for thoughtful believers who feel spiritually fatigued and are ready to embrace the reality of Psalm 37:4.More at https://www.gospelspice.com/awakendelightDISCOVER THE BOOK BEHIND THE PODCAST | "Awaken Delight" by Stephanie Rousselle"Delight yourself in the Lord, and he will give you the desires of your heart." Psalm 37:4 isn't a poetic suggestion — it's a promise. But many believers quietly assume it doesn't really work, or it's not really possible here on earth.In Awaken Delight, Stephanie Rousselle invites you to rediscover what Scripture actually means by delight — not emotional hype, not religious performance, but a steady satisfaction rooted in who God is.Delight in God isn't a mood to manufacture; it's a relationship to receive.Through biblical theology and practical rhythms, you'll learn how communion with God reshapes suffering, quiets restless striving, and anchors your identity in something unshakable.Delighting in God isn't sentimental optimism. It's deeply rooted in Christ, Jesus.It's the quiet revolution that reshapes how we endure pain, love others, and understand our own heart.Awaken Delight is a theologically grounded spiritual formation book for thoughtful believers who feel spiritually fatigued and are ready to embrace the reality of Psalm 37:4.More at https://www.gospelspice.com/awakendelight Purchase the book, "Awaken Delight" by Stephanie Rousselle: https://a.co/d/0bqhUb5JKind words from Jennifer Rothschild, Bible teacher, Author, Speaker, Podcast Host, Founder, Fresh Grounded Faith: “Stephanie helps us awaken to and experience true delight. It is a rich mix of God's delight in you and your delight in him. This is the life you were made for, the life your soul deeply longs for. So, the table is set. Pull up a chair and let your heart sit alongside Stephanie. As your delight in God wakes up and becomes fully realized, you'll find a satisfaction in Christ that makes you want more and more.”Kind words from Amanda Jenkins, Lead creator of THE CHOSEN's literary content: "I have yet to meet another person quite as eager to intimately know Jesus as Stephanie is. Her enthusiasm for the beauty found inside a thriving relationship with her Savior is downright contagious. Indeed, Stephanie's joy and faith and commitment to growth—along with her love for really good food!—will implant themselves in the hearts of readers. Lucky readers."Kind words from Os Guinness, Theologian, Social critic, Author, The Call:  "Stephanie addresses one of the greatest needs of Christians today. Knowing God is not knowing about God, but knowing Him genuinely and with desire and delight. She does so practically and helpfully, and in a style that sparkles with a verve and joy that is distinctively French."Kind words from Pippa Gumbel, Pioneer, The Alpha Course; Author, The Bible in one year with husband Nicky: "Stephanie's love of God is inspiring and infectious. Her book is an invitation to share in that delight and to come to know God in new and wonderful ways."More at https://www.gospelspice.com/awakendelight Purchase the book, "Awaken Delight" by Stephanie Rousselle: https://a.co/d/0bqhUb5JSupport us on Gospel Spice, PayPal and Venmo!

 EPISODE DESCRIPTION I sat down with Reid, co-founder of Ground, to explore what it actually takes to bring on-chain finance to institutions. Ground is building a non-custodial API platform, think Stripe, but for DeFi, so that banks, neobanks, and financial companies can access yield, lending, liquid staking, and real-world assets without rebuilding their entire stack. Reid shares his journey from Square to Stripe to Chime to founding Superstate and ultimately Ground. We dig into why large institutions move slowly, why the "just build it with AI" objection misses the point, and what the future looks like when blockchains are quietly powering the back end of your Robin Hood or JPMorgan account. DISCLAIMERNothing mentioned in this podcast is investment advice and please do your own research. It would mean a lot if you can leave a review of this podcast on Apple Podcasts or Spotify and share this podcast with a friend. Be a guest on the podcast or contact us - https://www.web3pod.xyz/ CONNECT Ground Website: https://www.groundtech.co/Ground LinkedIn: https://www.linkedin.com/company/ground-global/Ground Twitter/X: https://x.com/ground_onchainReid Twitter/X: https://x.com/rmcumingWeb3 with Sam Kamani: https://www.web3pod.xyz/ KEY POINTS WITH TIMESTAMPS • [00:00] Sam introduces Reid and Ground, a platform helping institutions access on-chain finance• [01:20] Reid's nonlinear path from consulting to Silicon Valley to fintech at Square, Stripe, and Chime• [02:00] How Reid joined Compound Labs, built Compound Treasury, then co-founded Superstate before incubating Ground• [03:04] The core problem Ground solves: abstracting blockchain complexity into a Stripe-like API experience• [04:26] What on-chain finance functions look like: stablecoins, lending protocols, LP pools, liquid staking, and RWAs• [05:34] Why institutions are eager but slow, regulatory uncertainty, internal change management, and calcified tech stacks• [08:08] How Reid navigates complex enterprise sales cycles versus faster-moving startup clients• [10:40] Building during a market downturn: why Reid sees it as the best time to build with high signal• [14:15] Ground as a non-custodial API: clients retain full control while Ground handles orchestration and security• [17:26] Addressing the "we'll just build it ourselves with AI" objection, and why real clients never actually say this• [21:30] Current institutional client conversations: time savings, security, compliance, and avoiding cannibalization of existing business• [23:31] The Innovator's Dilemma in crypto: why incumbents like Stripe struggle to self-disrupt on fees• [25:32] Key challenges bridging TradFi and DeFi: compliance, on/off ramps, RWA liquidity, and security insurance• [27:33] The hardest role to hire for: go-to-market talent that bridges crypto-native and institutional worlds• [30:54] What's next in crypto: tokenization plus DeFi becoming invisible infrastructure powering mainstream finance apps• [33:26] Reid's advice for founders and investors: keep turning the crank, stay curious, never get complacent• [34:56] Ground's asks: hiring engineers and a BD lead, onboarding corporate treasury clients, and building yield or investment products

A new MP3 sermon from Iglesia Biblica del Señor Jesucristo is now available on SermonAudio with the following details: Title: Idólatras, iconoclastas y adoradores Speaker: Salvador Gomez Broadcaster: Iglesia Biblica del Señor Jesucristo Event: Sunday Service Date: 7/19/2026 Bible: 1 Thessalonians 1:9 Length: 50 min.

A new MP3 sermon from Generations Radio is now available on SermonAudio with the following details: Title: The 99% Problem - Geology, Scoffers, and the War on Genesis Speaker: Kevin Swanson Broadcaster: Generations Radio Event: Radio Broadcast Date: 7/21/2026 Length: 44 min.

Keith explores how investors can build legacy wealth by owning productive teak timber and the land beneath it in Panama.  Mike Cobb, an international real estate developer with over 30 years of experience, explains why Panama's legal framework, economic stability, and U.S. dollar economy make it a compelling destination for first-time offshore investors.  They discuss the long-term return profile of teak, its resilience as a hard asset, and common mistakes to avoid when investing internationally, along with how a sawmill and vertical integration can enhance returns.  This discussion highlights how the strategy can diversify both geography and asset type while also opening doors to potential residency options abroad. Episode Page: GetRichEducation.com/615 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  FAMILY to 66866  Unlock truly passive real estate income—visit flockhomes.com/GRE today to see if your properties qualify for a 721 exchange with Flock Homes. To get in the best physical, mental, and professional shape of your life, go to DanielThomasHind.com and apply for Daniel's intensive 1-on-1 coaching for burnt-out entrepreneurs and executives. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE. I'm your host Keith Weinhold, talking about a legacy investment. You can profit from this real asset long term, and so can your heirs. It's real estate, but not housing. It's a diverse and more primitive use type. Today on Get Rich Education, you know. Mid South Homebuyers, that top Memphis turnkey provider. I learned that a secret weapon behind their explosive growth is more than just you buying their properties. It's an executive coach. For nine years now, their CEO Terry Kerr and his COO Pat Mix have worked privately with a coach who I've now learned from too, and he doesn't market himself online anywhere. After 12 years behind the scenes, that coach is now making himself available exclusively for GRE listeners. His name is Daniel Thomas Hind. If you're a hard-charging business owner or investor who wants to get in the best shape of your life, physically, mentally, and professionally, you can fill out an application for a free consult. This is private one-on-one coaching for those willing to go to uncommon lengths to achieve uncommon results. Thanks to Daniel, we've all become better leaders, better operators, and better men. It started by showing up for ourselves. Now it's your turn. Go to DanielThomashind.com. H-I-N-D. That's DanielThomashind.com, and sign up before spots fill.   Keith Weinhold  1:35   What if you got your mortgage loans the same place I get mine? You sure can at Ridge Lending Group NMLS 42056. They provided GRE listeners with more loans than anyone because Ridge specializes in investment property. They'll help you build a long-term plan for growing your real estate empire with leverage. Start your prequal and even chat directly with President Caeli Ridge while it's on your mind. Start at ridgelendinggroup.com. That's ridgelendinggroup.com.   Speaker 1  2:08   You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get Rich Education.   Keith Weinhold  2:24   Welcome to GRE from Cherokee, North Carolina, to Cherokee, Panama, and across 188 nations worldwide. I'm your host Keith Weinhold. Welcome back to another Wealth Building Week. You are inside Get Rich Education, where financially free beats debt free. Today we're talking about a specific investment that is not residential real estate. In fact, it's a more primordial real estate type that predates housing. So therefore, it is lucid and intelligible. It's easy to understand. Sort of the opposite of more arcane investment like AI data centers or crypto mining. At a basic level, this makes it easy to understand, and there aren't any tenants to manage. It also does not pay you as often as monthly, though as you'll learn, there is income and appreciation is expected too. Now, if you invest outside your home country, you're probably going to want to be diligent and select a politically stable nation that also has an operator based in that region with a fantastic track record. It helps if they're close to the U.S. This small nation is close to the U.S. in both geographic proximity and economically. Their currency is even the U.S. dollar. They even share an electrical system with the U.S. with the same outlets and voltages. As you might be guessing, where I'm talking about, this nation also has a consumer culture somewhat similar to the U.S. with American restaurants and retailers and brands in our real estate world. What we find more important is how, like the U.S. this nation is a constitutional presidential republic, and both nations have these separate executive, legislative, and judicial branches, the three branches and elected presidents, in these competitive multi-party elections, and both America and this place have market-oriented economies that emphasize private property and private enterprise, banking and financial services, international commerce, logistics, ports, and aviation.   Keith Weinhold  4:49   Today, we're talking about the opportunity for you to own productive timber and the land beneath it, teak hardwood trees in Panama, a quarter-acre parcel. At a time with your name on the deed, that direct ownership is known as fee simple ownership. I have directly invested in Panama for about 11 years myself. Now, though teak might be able to survive in a climate like Hawaii, mere survival is not enough in the U.S. It is difficult to impossible to find anywhere that grows productive plantation teak. Here in the late 2020s decade, we've had bouts of El Nino or La Nina a lot of places in the world, and that has severely weakened some crop types. Other providers of different agricultural investments are failing, but not this teak. They're resilient, and we'll get into the physical properties of the teak. I'm going to ask today's distinguished guest about that. He and his business partners planted some select timber 27 years ago, and they've been offering teak hardware parcels to investors for that long, 27 years, and for about the last 10 years to GRE investors. Hundreds of you are participating now, but I'm going to wait to ask more about the physical teak product itself until later, because what's more important are the investment environment and the strength of the operator. So learn more about this and what the projected investment returns are, and just how much exactly does a quarter-acre parcel of teak cost? If you so choose, owning teak parcels also gives you the option of residency status in Panama, and you only need to spend two days there every two years in part of maintaining that status, they offer investor in-person tours of the teak plantations too because they're proud of what they do there. I expect a fascinating discussion with Mike, the teak company co-founder and CEO. This week's guest has become a friend since I met him about 10 years ago. He co-founded and is CEO of an international real estate development company. He's got active projects throughout Central America. He's been doing it for more than 30 years, so he's not a tinkerer and not trying out project concepts.   Keith Weinhold  7:26   And at this point, he's helped thousands of North Americans diversify their portfolios through international real estate ownership and residency planning, and even lifestyle investing. And if you've ever attended an investment conference on something like global diversification. You might have seen him speak there because he's such a frequent, recognized speaker and voice, and he's authored multiple books on real estate, financial freedom, expat living, and just unlocking a better lifestyle. Hey, welcome back onto the show, Mike Cobb.   Mike Cobb  7:59   Oh Keith, nice to be with you. And you're right. 10 years, we've enjoyed one another's company at many conferences. It's always great to be back with you virtually. I look forward to seeing you again personally one of these days as well. And yeah, thank you for the very kind words on the intro.   Keith Weinhold  8:14   Yeah, if I'm teetering on whether or not to attend a conference, I ask myself, is Mike going to be there? That's right.   Mike Cobb  8:20   We'll hang out,   Keith Weinhold  8:22   100% And you know, Mike, he's also an avid reader of GRE's "Don't Quit Your Daydream" newsletter. So then, clearly, he's even smarter than you've ever thought. You heard him on the show before, so you knew he was smart, but now he's even smarter than you ever knew since he's a reader. Tell us what you like about the newsletter.   Mike Cobb  8:40   You know, Keith. I gotta say, every issue that comes in, I read it. By the way, today's issue said read before Thursday, so you give me a couple days tomorrow at least to read it. Anyway, no, you know what? You are so powerfully succinct. The charts that you put in are wonderful. You were a geographer major, and and so spatial things are important. I also recognize. I love the charts. I love the graphs, and I hate to even say I love sort of the I hate to call it the trivial information, but you know enough data points that seem trivial when you put a theory around them actually become meaningful. And what you are able to do is you're able to connect dots that most people don't connect. That's the hallmark of genius, and I think you are a genius, by the way. And I think your newsletter shows that. And so, thanks for putting it out. Your readers are very, very fortunate to have you there, giving them the kinds of information that are super relevant in the marketplace at one level and on a specific level. But even more important, creating the theoretical constructs that allow them to understand the why of something's happening because you know if you understand the why of something you know it makes a lot more sense first of all but it also allows us to maybe forecast the next what coming down the pike and if we can be on the front edge of something or you know being able to look over the hill or around the bend that's. Powerful in the marketplace, and and you bring that power to your readers. Well done, man.   Keith Weinhold  10:04   Thanks. Yeah, it's not just what; it's why this matters. And that was an incredibly kind thing to say. I write every word of the letter myself, and you, the listener, you can get the letter free now@greletter.com I send it about weekly, and Mike, I know that U.S. investors, including some Get Rich Education followers, they've been increasingly looking offshore for one thing many perceive the political risk has palpably higher than it was a few years ago. So, just broadly, tell us more about what North American investors seem to be looking for.   Mike Cobb  10:42   Sure, I summed it up earlier today. I was talking with a conference organizer, and he was really giving me the hard sell on why I should come to his conference. And it's probably not a good fit. But I heard myself say it for the first time. What we really help folks do in certain spheres, but maybe in this sphere, is help people get a good night's sleep, you know, peace of mind, right? And when you've got the political turmoil, you wrote an article or a newsletter a couple weeks ago, and it was about inflation, the kinds of things that were happening, and it was so spot on. And I think your readers, and not just your readers, but people who are tuned into what's really happening from a political standpoint, a financial standpoint. There is no way you can print this much money. There's no way you can have these kinds of things going on all the time that create a huge run-up of debt, right? And it's not even the debt; it's the implications of the debt. What's going to happen next? How's this thing going to unwind, right? And so when you have all of this stuff going on. You have people who are really, really worried about their future. It's a financial future. I say there are two train wrecks. There's a train wreck of debt, which is what I just talked about, and there's a train wreck of freedom. And that train wreck of freedom is really, in some ways, a result of the train wreck of debt. But when you've got a train wreck or two train wrecks happening, we really have three choices. We can ride it out, right? Take the ride and go for the crash, right? We can do something about it, but we really have to do something about it before. I'm going to mix a metaphor here, but if you know a hurricane's coming in three or four days, you don't wait till the wind's blowing 150 miles an hour to put up the plywood, right? You get out there while the sun's still shining. You put up the plywood, and then when the hurricane hits, like you got plywood over the windows, and you can ride out the storm. And this is where I think so many people are today. They're recognizing this hurricane is coming. The problem is, is that I don't think people always know where to go get plywood, right? What do I do? How do I protect myself and my assets, right?   Mike Cobb  12:38   And what this conversation right here is about is here's one kind of plywood you can put up on your window and the diversification overseas the diversification internationally into a hard asset that is not really inflation proof because I'm not sure there is such a thing but largely inflation proof or a big a great hedge against inflation real stuff hard assets real estate timber commodity right this is. what so many people are now looking at, and then the other piece of it is you can layer in a residency, which starts to give you that political plan B. You've got an economic plan B, kind of the hedge against inflation, but you've got this residency component that gives you sort of a hedge against the political uncertainty, and 1000s of folks have moved in this direction. Several 100, I think it's about 600 folks now, have picked up the residency as part of their timber investment as well. So a lot of different things going on, but I think they do circle all the way back to this train wreck of debt and a train wreck of freedom, the political divisiveness kind of what's happening.   Keith Weinhold  13:40   Now, what if someone hasn't invested in a hard asset overseas before, Mike? I'm thinking some people might come ask you. You know, why would I do this? For example, I live in the United States, where we have a rule of law and stable, mature markets and high property ownership rights. So, why should I look to diversify internationally with hard assets,   Mike Cobb  14:01   yeah, I think there's a general answer, and then maybe a couple specific answers. Generally, you know, I would never bet against the U.S. the U.S. economy. We're the largest economy in the world. I would never bet against it, right? But I think that for prudence, we would all want to have at least another basket for a few of our eggs: 5% 10% 20% Pick. Pick a number that's comfortable, but have some of your investable net worth outside your home country. Like that's just prudent, right? Why would you have everything all in one basket? And so we see that as a general answer. Specifically, a country like Panama, where we do have artique plantations, they have public title escritora publica. It's fee simple title, but in the civil law, so it's called escritora publica. The rule of law is strong in Panama. And then the other thing about Panama that I absolutely love is you have the canal, and the canal provides both economic stability and political stability. On the economic side, it generates just. Under $5 billion a year of cash flow, year in year out, right? So just it's like an ATM machine for a country with a population of about 4 million people. Do the math on that; like that's a huge amount of money on a per capita basis, right?   Keith Weinhold  15:13   Narrow water passages have really been newsworthy for a long time now, too.   Mike Cobb  15:16   Well, they have, and just like the Strait of Hormuz, right? You know, people sometimes go. I hear it said, "Oh, the canal is a vital strategic U.S. interest. That is absolutely 100% correct. But if you're a country that produces any goods that ship, or you're a country that receives any goods by ship, that canal is a strategic interest to you, and by definition, that's every country in the world. Every country in the world wants that canal open and transiting, right? Because everybody either produces or receives or both, right? And so you've got the political stability element as well as the economic stability element. You've got the rule of law. Panama is a great, great place for that person who you mentioned who's never done an overseas investment, never gone offshore, right? What's an easy place to start? What's one of the safest places to start is Panama, and it's in this hemisphere too, so it's close. I mean, you can get there for three hours from Miami, three and a half hours from Houston. Flights all over to U.S. Canada. It's easy. So I think a lot of folks see Panama as a very, very easy way to make that first step overseas.   Keith Weinhold  16:25   I happen to know that you just flew in from Panama. You're in the United States today, but you're constantly going to Central America. You span time zones more often than almost anyone I know. You mentioned fee simple ownership in there. For those that don't know, I think of that as direct ownership, where you don't have some weird administrative government layer in there that can dilute your hard asset.   Mike Cobb  16:47   Right, you can own it in your own name, you can own it in a corporation, so it's easy to own it. But yeah, no layering, right? By the way, the Constitution treats owners who are Panamanian the same exact ways it treats all foreign owners, and actually, we do business all over Central America. The one thing that we look for is a a legal regime that protects foreigners and foreign investors the same as it does domestic. Panama does that.   Keith Weinhold  17:12   Yeah, so investing in hard asset in Panama is a bit like investing internationally with training wheels on, due to its close relationship with the United States bolstered by the Panama Canal, but yet if someone hasn't invested internationally first, there are still a few mistakes to avoid. Maybe things that one isn't aware of. Can you tell us more about that?    Mike Cobb  17:33   The biggest danger people have when they make their first foreign investment is what I call margarita madness, right? And a lot of times it happens. You're on vacation in Cancun. You're having the time of your life. You're you just went parasailing, whatever. You're walking down the beach, and some developer says, "Hey, come on up here and take a look at my condo project. You know, and we'll buy you dinner at Senior Frogs tonight. We'll give you a coupon or whatever, right?   Keith Weinhold  17:55   Right.   Mike Cobb  17:55   And a lot of people do that, and then later that night, that's Senior Frogs. They're celebrating the condo they just bought, right? I mean, it's not how we transact real estate in the U.S. and Canada. There's a due diligence process. There's a due diligence period. It takes weeks or months to transact on a property, not hours, right? And so the single biggest mistake is that, and the way that we really can resolve it. I mean, my book is all about this. In fact, you have a copy, and I think you've helped some of your your readers and listeners get copies as well. It's called "How to Buy Your Home Overseas and Get It Right the First Time, and it really boils down to three simple principles: buy what you see. Is it there? Right. Own community. Right. Make sure it's in a place where you have people around. Right? Because there are a lot of ghost towns out there, and then know the developer. Do your due diligence on the developer himself, right? So you've got these three principles, and if you follow those three principles, you could do a lot better. But I actually think there's even a better way, and it has to do with character. It has to do with us, and you know when we move to the developing world, anywhere outside of you know North America, Northern Europe, maybe Australia, New Zealand, right? We're moving from the land of seller beware, right? Think lemon laws, think Ralph Nader, think advocacy groups, you know, lots of laws and regulations that control the seller, to the world of buyer beware, where none of those laws exist, and so now you're on your own. And because we've been living and transacting our whole lives in a seller beware environment, in a bubble of protection, we're protected by the government, right? We think we are. We'll just say that anyway. But we're protected. We're in a bubble, and we move to the land of buyer beware.   Mike Cobb  19:38   The problem is we don't really know how to transact. We don't know the right questions to ask, and our single biggest advantage, our single biggest attribute or asset that we have, is actually humility, because we don't know what we don't know, and we have to forget what we think we know. Assumptions, right? We can't bring assumptions with us that hold true. Some do some. Don't right. If we approach a transaction overseas with humility, there are no dumb questions. I'm going to ask every question I can think of. I'm going to do as much research as I can within a limited period of time. I'm not going to not analysis to paralysis forever. I'm going to say, look, I'm going to spend the next 30 days. I'm going to do a ton of due diligence, and at the end of 30 days, if I like what I say, I'm going to transact, right? So you're you're not getting the deer in the headlights never to do something, right? But you know, several weeks, maybe a month or two, depending on what it is you're doing, is enough time to do really, really good due diligence. Ask all the questions you can think of, but approach it with humility. And when we do those things, we transact so much, so much better than if we just rush into it with Margarita Madness.   Keith Weinhold  20:44   Right? People get caught up in those emotions with Margarita Madness and end up with a timeshare that they can't get rid of, or something like that. You said something so interesting there, Mike. When you move from the developed world to the developing world, you move from a seller beware world, like with some of the things you have to be aware of, and like you need to give disclosures and such into a buyer beware world. I hadn't thought of it that way before.   Mike Cobb  21:08   Yeah, and really, a lot of my book and a lot of the presentations that I've given, you've seen me give over the years, really deal with what I call a change in thought process. Because mostly in presentations, right? My goal in a presentation is to help somebody change how they think, to take away the bubble and understand that they're on their own, right? It's not really their own. They have you, they have me, they have other resources, right? But they don't have this bubble of government or regulations or laws out there protecting them anymore. Now it's the individual, and as an individual, I don't want to be rugged individual. I want to find other people that can help me, right? But I have to do that as opposed to it's just there for me, right? So if I can help people change how they think, they will transact so much better. They'll make better investments. They'll make investments that work for them in ways that they want them to work for them, right? They'll achieve the goal or the dream in a much, much, much higher percentage of the cases,   Keith Weinhold  22:04   we're talking about investing antique tree hardwood plantations, principally in Panama, like you mentioned, and we're talking about one mindset about crossing borders with our investing, and another is oftentimes, at least for GRE listeners, we're crossing asset use type because we're so used to residential rental housing. So when you cross into agriculture or forestry, I guess as it is with teak, what are some of the bridges to cross there as we change use type?    Mike Cobb  22:35   The reason I love timber generally and teak specifically in Panama in this case is that most people, most people, and I hope that many of your readers aren't most people. Most investors look at 20-five years and they simply say themselves, "No way, no way. And I love that because right now teak timber is being cut down 10 to 12 times faster than anyone is replanting it. And the reason people don't replant it is because most average investors come along and say, "Oh, it's 25 years. I can't wait 25 years. Well, you know what? Good, because the folks who do decide to move ahead and plant the teak, what that means is the price of teak is very highly likely to continue to increase in value far beyond inflation. Teak wholesale teak prices have gone up five and a half percent a year on average for the last 50-three years. I think that number is going to increase largely because there's this huge psychological barrier. People think, "Oh, 20-five years, but back in 1990-eight I bought 100-acre cattle pasture in Panama, and we had a professional forestry company plant it and maintain it for the last now 27 years, and two two and a half years ago, we started building a sawmill. Our sawmill is up and running. In fact, was just down there and brought back one of our first retail products. We're producing lumber. Our first container of lumber is headed out to a distributor in Colorado next week.   Keith Weinhold  23:56   Mike's holding up a nice cutting board for those in the audience.   Mike Cobb  24:00   Nice cutting board. We're setting up an e-commerce site. We're going business to consumer with cutting board, bath mat, shelving, tables, chairs. We have our whole production facility ramping up with new retail products. So the bottom line is, is yeah, man, it does take 25 years. You know.   Keith Weinhold  24:15   The lantation to harvest cycle. That's the 25 year span you're talking about here. The patience it takes for an investor.   Mike Cobb  24:21   Thank you. Yes, absolutely. And then, as we cut down this mature plantation that we we are now harvesting right now, it gets replanted, and the next 25 year harvest. I'm 61 Maybe I'll make 86 I don't know. Maybe not. Right. But my kids probably will, and they'll get the big harvest in 25 years, and then it'll replant, and maybe they'll get a next one, or maybe it'll be the grandkids, right? And so what we found savvy investors, people who are really not your average bear, right? And they think to themselves, how can I create generational wealth stewardship? I have enough money coming in. I mean, Keith, that the I mean, you can own teak for 10 grand. You can. Own a quarter acre of teak. You own the land. You own the trees. 10 grand, like it's 9000 something or other, but 10 grand, right? I mean, the bottom line is it's such an affordable, easy investment, right? And it turns into well over $100,000 in today's numbers. Who knows what inflation? But in today's numbers, buying power, you know, 10,000 turns into 100,000 right? Over 20-five years, and so most people who do this recognize the fact that they might get the first harvest, but it's their kids, their grandkids, their great grandkids who are going to get this harvest every 20-five years thereafter. And so the 20-five year thing becomes a wonderful thing, not a bad thing. Right, it keeps many people out, which keeps the price of teak high and growing, which we like. But it also creates this cash flow period. People go, "Oh, it doesn't cash flow. I'm like, "Absolutely, it does. It cash flows phenomenally four times a century. Like you have an internal rate of return of almost 11% 10 point something, right? You have an internal rate of return of 11% and it cash flows four times a century. This is a phenomenal cash flow investment. You might get to see the first one or the second one, but you're probably not seeing three or four. But somebody else in your lineage, your family, your heirs will see it, and they will all be so happy you made that decision to own teak.   Keith Weinhold  26:22   We're talking about the ability for you to own teak parcels and the land beneath it, title in your own name, one quarter of an acre at a time. We're going to talk more about that with Mike when we come back. You're listening to Get Rich Education. I'm your host Keith Weinhold. Flock Homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio, through a 721 exchange, deferring your capital gains tax and depreciation recapture. It's a strategy long used by the ultra wealthy. Now mom and pop landlords can 721 their residential real estate. Request your initial valuation. See if your properties qualify at flockhomes.com/gre. That's flockehomes.com/gre.   Keith Weinhold  27:09   Let me ask you something: If you've worked hard to build wealth, is your money positioned to actually support your goals? A lot of accredited investors leave capital sitting in cash because it feels safe, but inflation and missed income opportunities can quietly erode its value. Freedom Family Investments offers freedom notes for investors seeking structured income backed by real estate. It's a straightforward approach built on real assets, not speculation. And full disclosure, I'm an investor myself. What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk, and nothing is guaranteed. But with a track record of consistent, on-time investor payouts, they built real credibility. Go to freedomfamilyinvestments.com to book a clarity call or text family to 66866 That's family to 66866.   Ken McElroy  28:12   This is Rich Dad advisor Ken McElroy. Listen to Get Rich Education with Keith Weinhold and don't quit your daydream.   Keith Weinhold  28:29   Welcome back to Get Rich Education. We're talking about international investing with teak tree plantations. This isn't something experimental. We're not talking about a tinkerer here. You have to be more careful when you go overseas, and we're talking about with the owner of an international company that's been doing this for 30 years, providing international investments. But the teak tree plantation, I think, began in 1998 or 1999 Is that right?   Mike Cobb  28:56   Yeah, 98 was the purchase of the property, and in the rainy season of 99 we planted the first 100 acres. Yep.   Keith Weinhold  29:03   Yeah. Well, talk to us more about that because you talked to us about how historically teak appreciates at about 5% per year. Tell us about how we get to that 11% internal rate of return.   Mike Cobb  29:15   Yeah. Sure. I mean, so two things. One, you've got the five and a half percent a year kind of calculated out over a very long period of time, 50-three years. So that's a pretty good statistical baseline. And then the fact that your trees actually physically grow, right? I mean, back in 2008 my joke is from 2008 to 2012 While the rest of us in real estate were hating life, my trees just simply kept growing, right? They just kept growing. And so what you start off with is about 100 maybe 110, I think, trees on a quarter acre, and in the end, after all the thinnings, you end up with somewhere between 22 and 25 trees per quarter acre, and each of those trees produces about 1.2 to 1.6 cubic meters of timber. For lumber, by the way, one of the things that we are working on, and you know, look at the end of the day, you had a walk, jog, run, right? And we're in the walk stage right now, but we're harvesting out all of the other elements of the teak tree. Your lumber piece, that just you know, sell it as boards, you know, one by fours, one by sixes, one by eights, whatever it is. Ship that stuff off. That's your 1.2 to 1.6 cubic meters, but you've got other pieces of the tree. You've got stuff that's too thin, the root stock that can be turned into other things, including cellucrete with cellulose, the ground up, the sawdust itself. We're saving all the sawdust. We're going to use that for cellulite. This is the math on this. Our investors get 80% of the net proceeds after processing costs, which is 15% my company gets 20% and so we, my company, has the highest incentive to drive the highest possible return to the investor possible because I get 20% of whatever I make for the investor, and so all the numbers we use are always the net investor number, right? And we have a business plan. All the numbers are laid out. It's all there, and it's pretty easy to see how the IRR gets up. About I think it's 10.6, 10.7% I can't remember. Just under 11% but it's all in the business plan, Keith. And again, this is part of that due diligence process, right? Get a copy of the business plan. Get on the phone with one of our property consultants maybe take a trip to Panama. I just got back. We just took a group of people. Yeah, we got tours. Yeah, we have tours, and so like as part of the due diligence process, come visit, come see the trees, come see the sawmill. Right? If it's something that makes sense from a an investment standpoint, yeah, the material, the facts, and the due diligence is all there for people to be able to pick up and do over a you know several week period, you know 30 days, 60 days, 90 days, whatever it is.   Keith Weinhold  31:47   Well, let's back up because seemingly you have had really good prescience. Because when we look at world agriculture today, we see some problems. Whether some people want to call it erratic weather, other want to call it climate change, and how that's really ravaged some crops and created disruptions in certain produce. Or with coffee, you know, we've also got a cattle production problem, for example. But you've chosen something that's been really resilient. Tell us more about that resilience and just why teak of all crops and forestry.   Mike Cobb  32:22   Let me start by saying, who was it? Yogi Berra says, you know, predicting is hard to do, especially when it's about the future or something. Exactly. Yeah. Right. But I mean, look, we're talking about the future. I mean, who the heck knows, right? I mean, that's what makes it investing rather than you know something else. But teak has been grown in plantations for almost 400 years. It was started by the British in India, what was then Burman throughout Southeast Asia. And one of the things the Brits did so so well is they documented everything. They had statisticians keeping track of altitude, rainfall, soil types, different stock. I mean, just anything and everything that you could imagine, and so by the early 1900s, some of the best books about teak and teak plantation farming was written. I actually read those books in order to interview the forestry management companies in Panama that we would hire them to manage our plantation, because I don't know anything about it, right? But I wanted to be prepared to do the interviews, so I was. What amazed and fascinated me was this incredible track record of production for almost 400 years of teak as a commodity in the marketplace, and then for the last 50 years, 53 years, you know, seeing what's happened to the price of teak in that time period. Look, nobody can predict the future. Weather patterns change. Teak as a species, is very very resilient. You know, the highest quality teak is grown in very specific conditions, and the Darien province of Panama has exactly the conditions to produce the highest quality teak. If those conditions change, maybe the quality of the teak goes down. Maybe the quality of the teak goes up a little bit. Who knows, right? I mean, at the end of the day, we don't control weather. We don't control weather patterns. We don't control the future. But that thing goes back to the idea of diversification. Like, how can we mitigate against the future? I think we do that by just simply broad diversification. And if we have all of our assets and stocks, bonds, and rental real estate, we're pretty concentrated, especially if it's all in the United States, right? Our home country, for example, and so some diversification into other sectors probably makes sense. I know it makes sense for me because I think that's my way of hedging against the uncertainties of the future.   Keith Weinhold  34:37   Let's talk about the tree quality and then the sawmill, because some people don't understand that teak really has pretty special properties that maple or black cherry or oak doesn't have.   Mike Cobb  34:47   It does. It has a very very high oil content and it has a hardness that makes it extremely resistant to rot fungus, which is why it's used in the marine environment. If you look at Chris Craft. Boats or yachts. You always hear about teak, teak, teak. Teak is used in maritime environments because it holds up to the salt water-not just salt water-holds up to water, but even more so, salt water and the environment, which makes it unique. And so, even if you don't treat teak, right, you just leave it out. It turns gray, but it doesn't rot. And then you can come back. You can you know sand it and varnish it and turn it into that beautiful, rich color. It's a beautiful, beautiful wood. It's funny because it has furniture uses, outdoor furniture, patio furniture, things like that, decking. But now they're starting to use it in hardwood floors. They're using it in gates and fences and soffit materials. Again, outdoor uses, but it can be used indoors as well for very very fine furniture, which at the end of the day teak has a panache that a lot of these other woods don't have. Mahogany is certainly one mahogany. The thing about mahogany is it's softer, right? It's a softer wood. It carries some qualities in terms of the grains and the colors that make it a a very favorable product for cabinetry and other things. We actually looked at mahogany as a species to possibly grow, and it's about a 30-five to 40-year harvest cycle. And so, when we looked at that, we said, you know, we can get our heads around 20-five, and and maybe someday we will do some mahogany plantations as well. But for now, we we started with teak. Actually, when we did the analysis, I don't know if this is still true, but 27, 28 years ago, when I did the initial research and analysis, it had the best time value of money ROI.   Keith Weinhold  36:29   Ah, that's the first time I learned that. And some of these durability properties that you've been talking about really go back to my earlier question about how some more sensitive crops have been ravaged lately.   Mike Cobb  36:39   Yeah, it holds up very very well to the environment. By the way, it'll do well in pretty much everything but desert, right? If it rains too much, the teak will grow faster. Actually, it produces a less quality. The quality of the teak is less. If so, if panama's rain system changed and it started raining every day of the year, where we have it growing, teak trees would grow wonderfully. The quality of the teak would be lower, right? Still, be teak. It'd still be valuable, but not as valuable in the marketplace. So.   Keith Weinhold  37:08   Now you've been here to talk about teak before, but something that you added a few years ago was a sawmill to really bring some vertical integration there. And now you're not at the mercy, perhaps, of the price that you would need to sell to a lumberyard. Can you tell us more about how it's going with that?   Mike Cobb  37:22   Yeah, absolutely. Well, the bottom line is, is because we earn 20% of what we earn for the investor on their wood, our goal is to sell it for as high a possible price. And lumber does pretty well. I mean, you can sell logs. Let's just start there. You can cut the trees and sell the logs for X. You can turn the logs into lumber and sell it for you know whatever 578 x. You can turn it into things like cutting board, chairs, tables, a finished product, and there you're talking about you know not just five to 7x You're talking about another 10x on top of that. So that's like 30x right? I mean it's an incredible difference. So from log to finished product, it's about a 30 times differential in what you ultimately achieve out of the marketplace for return. Right now it takes longer to do it. There's more work involved, but at the end of the day, because you make more of the investor, we make more. Some of the teak is going to go out as finished product, and so we get a blended return of lumber. We don't do logs, but we're going to have a blended return of lumber and finished product that will push that yield up maybe higher than we've anticipated, which would be just fine with everybody.    Keith Weinhold  38:30   ll right, all right. Diversifying your exit, then. Well, before we learn about how we can get a hold of more information, is there any last thing that we should know about investing across international lines into teak, maybe something that I didn't think about asking you, Mike.   Mike Cobb  38:45   The only thing there is two of the teak farm parcels can be bundled together for a half acre with about a I don't know it's a seven $8,000 legal piece government fees to achieve a residency. So you can actually become a resident of Panama with the teak investment, and again coming in on about 600 folks have done the residency as well as the investment and ownership of the teak farms. So I would say that's a piece. Again, if people aren't sleeping well at night, they're worried about inflation, they're worried about social disruption, polarization, where things are headed, right? And they like the idea of the teak investment, then you know it may make sense to just do the extra government legal piece and get the residency card. I mean, I just did that. By the way, I think you know I'm a I'm a Nicaraguan resident because I lived in Nicaragua for 14 years.   Keith Weinhold  39:34   Mike is holding up his Nicaraguan ID.   Mike Cobb  39:37   but last summer I also got my Panama residency card, so now I have, y'all. I'm a U.S. resident, U.S. citizen, and I'm also a Nicaraguan. I think I held up my West Virginia driver's license. Hold on, let me go. Here's my Nicaraguan residency. Sorry, I was like, yeah. Wait a minute. Anyway, so right. So I'm a U.S. citizen, and I'm a resident of both Nicaragua and Panama. And so, this is something that a lot of folks choose to do because of the uncertainty, the political and social uncertainty in their lives. The teak itself will help with the economic uncertainty, but the residency then helps with the other two elements.   Keith Weinhold  40:15   Next time you fly in and you're doing customs in Panama City or Managua, show them your West Virginia driver's license and see how they like it. See what happens.   Mike Cobb  40:22   It wouldn't work. Hahaha.   Keith Weinhold  40:25   Well, the prices are low. You do not need to be an accredited investor in order to do this. So there's really no qualification bar to clear. There's really no limit in the number of parcels that you can buy. Some people like to purchase 10 parcels, but you can buy as little as one, and tell us more about that price.   Mike Cobb  40:42   Yeah, in fact, we've introduced Keith since the last time we talked a financing program. Oh,   Keith Weinhold  40:48   I didn't know that yet.   Mike Cobb  40:49   We did. That's a fairly new. It's a this year thing, right? So the teak parcels, I think 9890 or something, whatever. Call it 10 grand. The parcels just under $10,000.   Keith Weinhold  40:59   Okay.   Mike Cobb  40:59   Yeah, and they have a down payment and a credit card thing. I think it stretches maybe over a year or two, so it's a fairly short period. Let's people who don't have the entire 10,000 upfront who want the teak investment to be able to acquire it. And if they're doing the residency piece, the residency piece can only begin after the teak farm piece is acquired, right? But it can also lead to the residency piece over time. So yeah, and then there are some discounts on three of them and 10 of them. So we have a lot of people that actually end up getting them for. And and here's a really cool thing because it's titled in your own name, it can also be titled in a child's name or a grandchild's name. And so we have a lot of people that actually acquire them and they don't take ownership. They put it in their kid's name or their grand name. Yeah, so it's a wonderful way to move that asset already right out of the gates into the next generation or the next generation.   Keith Weinhold  41:52   So we're talking about diversifying at least twice, both internationally and then in a different asset type as well. This has been fascinating to learn about, Mike. It's just fascinating alone, I think, to learn about the geography and the teak itself. And like we touched on earlier, they do organize tours. Any reputable provider should do that. They're proud of what they offer there. Tours in the Darien province of Panama, in this case, to see your teak tree parcels. It's a really approachable price. If you want to learn more and get a report and perhaps purchase some parcels, Mike's one of our GRE marketplace providers. You can visit gremarketplace.com/teak or talk to your GRE investment coach. Mike has been fascinating as always. It's been great having you back on the show.   Mike Cobb  42:40   Nice to be here. Thank you, Keith.   Keith Weinhold  42:48   Teak is one of the more durable crops that there is. The demand for teak hardwood is substantial, and it's really growing. They have also had the same tree manager for all 27 years since the teak was planted, some real continuity there. The name of the manager is Heyo Forestall. There's a little to manage with the teak hardwood trees, like performing thinnings, and those thinnings do give investors like you intermittent income. So you're not waiting for absolutely everything for 25 years, but the income from the thinning is really small. Most of the return takes place in that 25 years, and it's interesting to me to see the profile of the GRE investor in teak because it attracts young investors, and maybe that's because the cost of entry is so low. It also attracts older investors because they more often have an eye toward passing along something productive to their heirs that is going to outlive them. A lot of them don't want to give their heirs money because money can be spent on fleeting trivialities. Also, the older a person is, they just have an easier time visualizing the fact of 25 years and knowing that it really will pass by. And yes, in-person tours are offered there in the Darien province of Panama, and there were 13 to 14 attendees on a recent tour. They do need to limit the group size, and the tours are for you, whether you're an existing investor or not. If you're just checking it out, that's for you too. If you believe that you want to attend a tour and you don't want to buy, I understand that you can get your money back from the tour.   Keith Weinhold  44:35   The next tour is in September. Each quarter-acre newborn teak parcel costs $9,680 $9,680 and over 20-five years, it's projected to produce about 110k in today's dollars. And yes, now with financing, we've talked about this investment on GRE before, but it's the first time where they now have financing in place, so you don't even need. 9680 to get started. Also, retirement funds might be eligible for use here. And really, when you think about the long-term horizon of this investment, retirement funds make sense. If this is potentially interesting to you, get a hold of the report that goes into the details and shows you some projections and more. You can do so by either contacting your GRE investment coach or visit gremarketplace.com/teek. Money may not grow on trees, but sometimes trees grow into money. Until next time, keep growing your means and maybe a few trees. You could visit gremarketplace.com/teak. Until next week, I'm your host Keith Weinhold. Don't quit your daydream.   Speaker 1  45:53   Nothing on this show should be considered specific, personal, or professional advice. Please consult an appropriate tax, legal, real estate, financial, or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively.    Keith Weinhold  46:21   The preceding program was brought to you by your home for wealth building. getricheduceducation.com  

Top Ten from 2025: #3 Redeeming Our Time with Jordan Raynor (Episode 255)   “But as for you, be strong and do not lose courage, for there is reward for your work.” 2 Chronicles 15:7 AMP   *Transcription of original episode* Redeeming Our Time with Jordan Raynor (Episode 255)   Jordan Raynor is a leading voice of the faith and work movement. Through his bestselling books (The Sacredness of Secular Work, Redeeming Your Time, The Creator in You, and The Royal in You.), keynote speeches, podcasts, and devotionals, Jordan has helped millions of Christians in every country on earth connect the gospel to their work.    In addition to his writing and speaking, Jordan serves as the Executive Chairman of Threshold 360, a venture-backed tech startup which Jordan previously ran as CEO following a string of successful ventures of his own.    Questions and Topics We Cover: 1. What does it look like, practically, to live on earth as it is in Heaven? 2. From your time studying of the Bible, do you find a difference in how our call to work applies to both men and women?  3. What are some ways we can pass along this wisdom to our children?   Other Episode Mentioned from The Savvy Sauce: Stewarding Technology for More Intentional Relationships  with Joey Odo Related Episodes on The Savvy Sauce: Being Intentional with Marriage, Parenting, Rest, Personal development, and Leadership with Pastor, Podcaster, and Author, Jeff Henderson Practical Life Tips with Blogger, Rach Kincaid Implementing Bite-Size Habits That Will Change Your Life with Author, Blogger, Podcaster, and Speaker, Kat Lee Fruitful with Laura Dugger Ordering Your Priorities with Kat Lee Living Intentionally with Shunta Grant Cultivate What Matters in 2021 with Emily Thomas Rhythms of Renewal with Gabe and Rebekah Lyons Divine Productivity with Matt Perman Why Limits Are Good For Us with Kelly Kapic   Thank You to Our Sponsor: The Homeschool Printing Company   Connect with The Savvy Sauce on Facebook or Instagram or Our Website   Please help us out by sharing this episode with a friend, leaving a 5-star rating and review, and subscribing to this podcast!   Gospel Scripture: (all NIV) Romans 3:23 “for all have sinned and fall short of the glory of God,”   Romans 3:24 “and are justified freely by his grace through the redemption that came by Christ Jesus.”   Romans 3:25 (a) “God presented him as a sacrifice of atonement, through faith in his blood.”    Hebrews 9:22 (b) “without the shedding of blood there is no forgiveness.”    Romans 5:8 “But God demonstrates his own love for us in this: While we were still sinners, Christ died for us.”    Romans 5:11 “Not only is this so, but we also rejoice in God through our Lord Jesus Christ, through whom we have now received reconciliation.”    John 3:16 “For God so loved the world that he gave his one and only Son, that whoever believes in him shall not perish but have eternal life.”   Romans 10:9 “That if you confess with your mouth, “Jesus is Lord,” and believe in your heart that God raised him from the dead, you will be saved.”    Luke 15:10 says “In the same way, I tell you, there is rejoicing in the presence of the angels of God over one sinner who repents.”   Romans 8:1 “Therefore, there is now no condemnation for those who are in Christ Jesus”   Ephesians 1:13–14 “And you also were included in Christ when you heard the word of truth, the gospel of your salvation. Having believed, you were marked in him with a seal, the promised Holy Spirit, who is a deposit guaranteeing our inheritance until the redemption of those who are God's possession- to the praise of his glory.”   Ephesians 1:15–23 “For this reason, ever since I heard about your faith in the Lord Jesus and your love for all the saints, I have not stopped giving thanks for you, remembering you in my prayers. I keep asking that the God of our Lord Jesus Christ, the glorious Father, may give you the spirit of wisdom and revelation, so that you may know him better. I pray also that the eyes of your heart may be enlightened in order that you may know the hope to which he has called you, the riches of his glorious inheritance in the saints, and his incomparably great power for us who believe. That power is like the working of his mighty strength, which he exerted in Christ when he raised him from the dead and seated him at his right hand in the heavenly realms, far above all rule and authority, power and dominion, and every title that can be given, not only in the present age but also in the one to come. And God placed all things under his feet and appointed him to be head over everything for the church, which is his body, the fullness of him who fills everything in every way.”   Ephesians 2:8–10 “For it is by grace you have been saved, through faith – and this not from yourselves, it is the gift of God – not by works, so that no one can boast. For we are God‘s workmanship, created in Christ Jesus to do good works, which God prepared in advance for us to do.   Ephesians 2:13 “But now in Christ Jesus you who once were far away have been brought near through the blood of Christ.“   Philippians 1:6 “being confident of this, that he who began a good work in you will carry it on to completion until the day of Christ Jesus.”

Fearless Agent Coach & Founder Bob Loeffler shares his insights on The Simple Math of Investing in Real Estate and how it's making his Fearless Agent Coaching Students rich! Fearless Agent Coaching is the Highest Results Producing Real Estate Sales Training and Coaching Program in the Industry and we can prove it will work for you if it's a good fit! Call us today at 480-385-8810 to see if it may be  good fit for you! Telephone Prospecting for Realtors means Cold Calling, Door knocking, Calling for Sale By Owners, Calling Expired Listings, Calling your Sphere of Influence, Farming, Holding Open Houses, but Fearless Agent Coaching Students di all of these completely differently and get massively better results! Find out how! Listen in each week as Bob gives an overview and explains the big ideas behind making big money as a Fearless Agent! If you are earning less selling real estate than you wish you were, and you're open to the idea of having some help, We are here for you! You will never again be in a money making situation with a Buyer, Seller or Investor and not have the right words! You will be very confident! You will be a Fearless Agent! Call Bob anytime for more information about Fearless Agent Coaching for Agents, Fearless Agent Recruiting Training for Broker/Owners, or hiring Bob as a Speaker for your next Event! Call today 480-385-8810 - or go to https://fearlessagent.com Telephone Prospecting for Realtors means Cold Calling, Door knocking, Calling for Sale By Owners, Calling Expired Listings, Calling your Sphere of Influence, Farming, Holding Open Houses, Spin Selling, but Fearless Agent Coaching Students do all of these completely differently and get massively better results! Find out how! Are You an Owner of a Real Estate Company - need help Recruiting Producing Agents - Call today! 480-385-8810 and go to FearlessAgentRecruiting.com and watch our Recruiting Video Real Estate Realtor training Real estate training real estate coaching real estate speaker real estate coach real estate sales sales training realtor realtor training realtor coach realtor coaching realtor sales coaching realtor recruiting real estate agent real estate broker realtor prospecting real estate prospecting prospecting for listings calling expired listings calling for sale by owners realtor success Best Realtor Coach Best Real Estate Coach Spin SellingSupport the show: https://fearlessagent.comSee omnystudio.com/listener for privacy information.

If people leave your talk thinking, “She really knows her stuff,” that feels good. But it doesn't necessarily make you memorable, referable, or bookable.In this fourth and final episode of my Expert Trap series, I'm looking at three things you may be saying yes to (more content, neutrality, and the wrong room) and the identity questions underneath each one. I've done all three, and I still have to watch for them in my own presentations.You'll hear why your audience doesn't need everything you know, how a clear point of view helps your ideas travel, and how to choose speaking opportunities that make your thought leadership stronger instead of more generic. I'll also give you one practical exercise you can use right away: replacing one proof sentence with one belief sentence.In this episode, you'll learn:How too much content can become a way to prove you belongWhy staying neutral can make your message harder to rememberHow to know when a speaking opportunity is the wrong roomThe identity shift from expert to thought leaderWhy expertise builds trust, but your point of view makes you referable and bookableThe difference between a proof sentence and a belief sentenceAbout Us: The Speaking Your Brand podcast is hosted by Carol Cox. At Speaking Your Brand, we help women entrepreneurs and professionals clarify their brand message and story, create their signature talks, and develop their thought leadership platforms. Our mission is to get more women in positions of influence and power because it's through women's stories, voices, and visibility that we challenge the status quo and change existing systems. Check out our coaching programs at https://www.speakingyourbrand.com. Links:Show notes at https://www.speakingyourbrand.com/481/ Discover your Speaker Archetype by taking our free quiz at https://www.speakingyourbrand.com/quiz/Enroll in our Thought Leader Academy: https://www.speakingyourbrand.com/academy/ Connect with me on LinkedIn: https://www.linkedin.com/in/carolcoxRelated Podcast Episodes:Episodes 478-481: Expert Trap SeriesEpisode 463: The Connection Formula of Expertise + Story: Live Signature Talks from Thought Leader Academy GradsEpisode 458: Same Message, Different Medium: Why Your Talk Isn't Landing (and How to Fix It)

Are you feeling stuck in a career that looks successful on paper but no longer fulfills you?Meet Kay Kayaian!Kate is an Author, Speaker, Career Strategist, and Grammy Award-winning former Cellist. She shares her powerful journey of walking away from a high-profile classical music career to help others rethink their own definitions of success, identity, and "what's next."If you are struggling with career transitions, imposter syndrome, or the heavy guilt of letting down your mentors and family, this episode is your ultimate guide to turning the page and writing your next chapter.Key Takeaways:the internal guilt of quittingbattling imposter syndrome.chasing benchmarks without defining successturning points from listening to your bodyhow fear of failure holds us backwhy waiting for confidence is a trapovercoming the story of betrayal how to rewrite your excuses and reignite your goals...and so much more!Additional ResourcesGet Kate's Book: Beyond Potential: A Guide for Creatives Who Want to Reassess, Redefine, and Reignite Their CareersVisit Kate's Website: KateKayaian.com (For coaching, speaking inquiries, and her podcast Tales from the Lane)Connect on Instagram: @kkayaianListen to the Podcast, subscribe, leave a rating and a review:Apple: https://podcasts.apple.com/us/podcast/how-to-redefine-success-and-choose-courage-with/id1614151066?i=1000777505300Spotify: https://open.spotify.com/episode/4vLB3VQBjXfm3A1ujfpUKI?si=kVhqTTgGSTmm7hsLSk4pCQhttps://open.spotify.com/episode/4vLB3VQBjXfm3A1ujfpUKIYouTube: https://youtu.be/V_juzuOq_XE

You can read the interview I did with Intel Lady, published in the Critic, November 2025 issue, below: I am speaking to my favourite satirist, Jenny Stanton, on Zoom, and she is trying to turn off her backdrop. Otherwise known as Intel Lady, Stanton's best known parody is of former deputy Prime Minister Angela Rayner, speaking to the nation from a bunker, filled with cans of lager, cigarette butts, and a framed photograph of smug, woke radio presenter James O'Brien. I point out to Stanton that she has captured the perfect image of O'Brien looking an absolute plonker. “I don't think he can look any other way, can he,” she replies, laughing. I got to know Stanton after messaging her on X to thank her for providing me with endless entertainment, and have followed her rise to internet fame ever since. Stanton was born into a happy, hardworking family in Leeds in 1979. She started to become interested in acting in her final year of secondary school, having accepted that her first love, music, was not going to be the career for her. “I was obsessed with music, played the guitar, wanted to be a rock star, and then I discovered that I could act. I was a bit of a shit guitarist, and not that great a singer either. It turned out that I was a better actor than I was musician”.Studying performing arts at college, she was advised to go to drama school. “But I thought, do I want to saddle myself with debt for the rest of my life?”Taking what she calls “the scenic route”, she subscribed to The Stage and (between cleaning jobs) applied for as many auditions as possible. She was 19 when she secured her first ever paid acting role, as a street theatre performer at a major theme park. “My favourite job was a cleaner at one of the big bank call centres in Harrogate. I loved that because I didn't have to bloody talk to anybody,” she says. “I could just be in my own little world, running audition pieces through my head whilst hoovering carpets.” In 2004, Stanton auditioned for a part she was desperate to get – a drama series about the building of the Titanic. “I'd never auditioned at TV studios before, it was an overwhelming experience,” she recalls. An agonizing week later her agent called to tell her she had been offered the part. Prior to this, Stanton had been a touring theatre actor, “which means I was poor,” she laughs. In true Titanic style, the shoot was an utter disaster. Filmed that summer, on location in Liverpool, it rained so heavily that some of the trailers floated away. The director decided to move to a studio. “But on that day, there was a heatwave,” she says, “and everyone was in their full-dress corsets and layers of clothing, sweating like mad.”Months later, Stanton heard the terrible news that her scene had been cut, because it looked so unnatural. “I ended up as nothing more than an extra,” she says. “All I wanted was my name in the Radio Times, because that means you've made it. I was gutted.”She stopped acting professionally when pregnant with her son, born in 2007. Five years later, she had a daughter. Both children were subsequently diagnosed with autism, and Stanton gave up acting to care for them.However, the lure of performing eventually drew her back, and in 2021, during lockdown, she introduced Intel Lady to the world. “The name was inspired by the QAnon grifters (far-right conspiracy theorists) I was covering. They all had ‘insiders' with ‘intel'. So I created a character who used to feed them complete claptrap. I would answer the phone with “MI5 paid asset helpline, how many I help you?”Stanton soon tired of these people, “because they're insane and they're not going to change”. Looking around at what else was going on, she landed on the Johnny Depp - Amber Heard trial, so parodied that. “And then I started looking at politicians”.Her first victims were American: former US Vice-President Kamala Harris and liberal commentator Rachel Maddow – but it wasn't long before she set her sights on British politicians Nadine Dorries and Liz Truss. Then she looked to the opposite side of the bench, and Angela Rayner caught her eye. “I started covering her in 2022, and, when Labour were elected, realised she was going to play a prominent role in government. So I worked really hard to get her right”.In 2024, Stanton released a video of her perfected parody. Set in a filthy hotel room in Ibiza littered with empty champagne bottles, it featured a swimsuit-clad Rayner, asking “Why is everyone getting upset, just because I was having a dance and enjoying myself?”It was a colleague, Rik, who came up with the idea of moving Rayner into Lord Ali's apartment, with the backdrop exactly as it had been when Starmer once did a speech from there. The idea was a keeper. “She would always allude to it as her ‘mate's apartment'. “All declared, all above board.”Stanton explains how the infamous backdrop came about: “One day a crumpled-up can of Tennents [Lager] appeared behind me, slightly hidden by one of the framed photographs of James O ‘Brien. And then the next time, a full ashtray appeared and then, a clothes horse with knickers on it and bras hanging off it.”She says that some comedians think the only things it is acceptable to laugh at are Trump, Farage or Brexit, but that she doesn't have a political agenda. “Anyone is fair game,” she says. “I find humour in pretty much everything, even the most horrifying situations. I think it's quite a British thing.”In her recent Big Brother parody, one contestant gets called into the Diary Room for the crimes of misgendering, homophobia, and disability discrimination. Another character is Carol, a Diversity, Equity, and Inclusion (DEI) trainer for the NHS, who Stanton loves to play. “The jokes are ridiculous… because it's their world. It's their language. It's crazy to regular people.”People keep asking Stanton how she writes. She says, “It's all ad-libbed. I go into character, I press record, you're in character. It usually takes me between five and sometimes 15 attempts to get it right – or the doorbell rings”. She first became aware of her own rising popularity when Tracy-Anne Oberman started following her. Stanton was shocked, “I was checking that it was her real account”. But then a private message came, saying, “I love your No Brainer with Angela Rayner, it's bloody genius. Keep doing it”. Not long after that, she saw that “somebody called JK Rowling” had followed her on X. “I thought, let's see, they've got two followers or something, and I clicked on it, and I had to sit down because it actually is JK Rowling, she's actually following me!”When Comedy Unleashed asked her to do Rayner in a tiny Westminster pub called The Speaker, Stanton knew it would be a dream come true for her to perform there, and panicked. But then there she was, “stood on a crate on top of beer barrels”, wearing a hard hat, hi-vis, a really ugly pink dress and “the worst shoes you've ever seen” before an audience of bewildered journalists and politicians who had no idea who she was. Stanton describes that evening as the weirdest, weirdest night, but her Rayner triumphed: “I don't know why everyone's getting upset. It's not even a banter ban. I don't know why you're calling it a banter ban because it isn't that. It's about respecting people's boundaries and not saying offensive stuff, that's all.” Stanton says she's “very fond” of Marjorie and Gerald from Just Stop Oil. “I think it's hard not to love her because she's just ludicrous. And it's that cantankerous old lady vibe that people just are too frightened to argue with. And Gerald has become such a creep. He started out with a slight bladder weakness and now he's turned into a piss fetishist.”The minute Just Stop Oil popped up on the news, Stanton knew she had to cover them. “The activists are the most bonkers,” she says, and found it hilarious when she got a “barrage of abuse” from people unaware it was satire. “They told me they hoped I'd get run over and stuff. And I would just come back to them in character because it was just too good not to. I could spend hours a day just responding to them and laughing my socks off”. I ask about plans to develop new characters. “There's always room for more. I try and just keep my eye on what's going on in the news and the celebrity world. And if something catches my eye and I think they are worth the parody, then I will parody them,” she says. “If you're in power, I'm going to cover you, especially if you're ridiculous, even better.”Does she have plans for Reform and Farage? “Oh yes! When Reform get in, and I think it is more of a when, than [an] if, I will be keeping a very close eye on the ladies in the party.”With the world as crazy as it is right now, with Green Party activists shouting ‘Queers for Palestine' at its annual conference, and Emma Watson doing a reverse ferret on JK Rowling, Stanton will not be running out of material any time soon.I have one last question for her. How did she feel when she heard that Angela Rayner, one of her most famous caricatures, had resigned? “I was gutted, as I love playing her. But she will definitely be back! I have a theory that she'll do ‘I'm a Celebrity... Get Me Out of Here', in which case, I will be all over it.” So will I. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit juliebindel.substack.com/subscribe

A new MP3 sermon from Covenant Baptist Church is now available on SermonAudio with the following details: Title: The Walking Dead: What does it Mean to be Dead in Sins? Part 2 Subtitle: Ephesians Speaker: Pastor Charles Swann Broadcaster: Covenant Baptist Church Event: Sunday Service Date: 7/19/2026 Bible: Ephesians 2:1-3 Length: 60 min.

The following sermon was chosen as a 'staff-pick' on SermonAudio: Title: Pray for Revival in the Church in the West Subtitle: Living in the World Speaker: Pooyan Mehrshahi Broadcaster: Providence Baptist Chapel Event: Sunday - PM Date: 1/9/2022 Bible: Isaiah 64:1-3 Length: 50 min.

Dr. Donnelle Cole is an Educator, Speaker, Author, Entrepreneur, Father, Husband, and much more.In this episode we discuss his journey from gangbanging, violence, and drugs, to truly transforming his mind, reshaping his views, and focusing purely on spreading positivity and controlling his inner-harmony. We discuss a range of topics, but HEALING & PROGRESS is the constant message. He is also the Co-Founder of Moder Manhood Foundation, with a mission to empower men with skills and tools to grow and build better communities. Hope you all enjoy.. KEEPGOING!Follow Donelle:IG - https://www.instagram.com/dr.donellecole?igsh=MWg3bm81ajU0YnVyaA==IG -https://www.instagram.com/modern_manhood_foundation?igsh=MW00czRlamxobGdjYg==Website - https://bio.site/DonelleColeNEW BOOK - https://a.co/d/06lsF9lwFollow me:IG- https://www.instagram.com/zdsellsokc/FB- https://www.facebook.com/ZDsellsOKC/Website: ⁠https://keepgoingpodcast.carrd.co/⁠ ⁠Click here to be a guest on Keep Going Podcast⁠: ⁠https://form.jotform.com/252251121299149

This podcast discusses optimizing specialty pharmacy central services. Speakers highlight the successes and challenges of centralizing support services, fulfillment and clinical services, and discuss the specialty pharmacy blueprint to centralizing services. The information presented during the podcast reflects solely the opinions of the presenter. The information and materials are not, and are not intended as, a comprehensive source of drug information on this topic. The contents of the podcast have not been reviewed by ASHP, and should neither be interpreted as the official policies of ASHP, nor an endorsement of any product(s), nor should they be considered as a substitute for the professional judgment of the pharmacist or physician.

A new MP3 sermon from Founders Baptist Church is now available on SermonAudio with the following details: Title: The Faithfulness of A Spiritual Father Part 1 Subtitle: 2 Timothy (2026) Speaker: Richard Caldwell Jr. Broadcaster: Founders Baptist Church Event: Sunday - AM Date: 7/19/2026 Bible: 2 Timothy 1:1-7 Length: 57 min.

A new MP3 sermon from Founders Baptist Church is now available on SermonAudio with the following details: Title: The Faithfulness of A Spiritual Father Part 2 Subtitle: 2 Timothy (2026) Speaker: Richard Caldwell Jr. Broadcaster: Founders Baptist Church Event: Sunday - PM Date: 7/19/2026 Bible: 2 Timothy 1:3-5 Length: 50 min.

Do you ever feel like, as an introvert, some may think you need to act more extroverted to succeed at things like public speaking, networking, or group events? In this episode of The Quiet And Strong Podcast, David Hall explores how introverts can thrive in all kinds of situations—not by pretending to be someone else, but by embracing their own strengths and unique approaches. It's not about whether introverts can do something, but how we do it—on our own terms, in ways that fit our personality and energize us.You'll discover the true definition of introversion, common myths (and how to bust them), and why terms like “ambivert” can cause more confusion than clarity. David Hall shares personal insights and practical strategies, from navigating social situations and networking events to embracing the unique strengths introverts bring to relationships, creativity, and leadership.Listen in to build a better understanding of yourself or the introverts in your life, learn ways to honor your needs, and get actionable tips for defining success on your own terms. Find out why embracing your natural tendencies isn't about labels but about thriving in your own way—and be strong.Episode Link: QuietandStrong.com/285Send us Fan MailSupport the show- - -Contact the Host of the Quiet and Strong Podcast:David HallAuthor, Speaker, Educator, Podcasterquietandstrong.comGobio.link/quietandstrongdavid [at] quietandstrong.comNOTE: This post may contain affiliate links. I may earn a commission if you make a purchase, at no extra cost to you.Take the FREE Personality Assessment: Typefinder Personality AssessmentFollow David on your favorite social platform:Twitter | Facebook | Instagram | LinkedIn | Youtube Get David's book:Minding Your Time: Time Management, Productivity, and Success, Especially for IntrovertsGet Quiet & Strong Merchandise

Today in this message, one of our Freedom Elders, Drew Brown, gives a challenging word on parenting with a message entitled Generations To Come. Thank you for listening to our podcast! We hope you have been encouraged today.Check us out on social media, or to learn more, you can visit our website at www.freedomcanyon.com. 

A new MP3 sermon from Grace Baptist Church is now available on SermonAudio with the following details: Title: Studies In Romans, Pt.18 Speaker: Richard Warmack Broadcaster: Grace Baptist Church Event: Sunday School Date: 7/19/2026 Bible: Romans 3:2-4 Length: 42 min.

A new MP3 sermon from Grace Baptist Church is now available on SermonAudio with the following details: Title: We LOVE The Brethren, Pt.3 Speaker: Richard Warmack Broadcaster: Grace Baptist Church Event: Sunday Service Date: 7/19/2026 Bible: 1 John 3:17-18 Length: 40 min.

Democratic leadership in congress is split over a vote on blocking Israel aid. House Minority Leader Hakeem Jeffries told his colleagues that he will not support an amendment aimed at cutting off U.S. aid to Israel. His second-in-command, Katherine Clark, has said that she will. Join hosts Angela Rye and Bakari Sellers for this segment from episode #140 that aired on 07-16-26 LINKS AND RESOURCES Rep Ro Khanna Detained by Settlers: https://www.aljazeera.com/news/2026/7/12/detained-by-settlers-us-democrat-ro-khanna-now-faces-pro-israel-attacks If you’d like to submit a question, check out our tutorial video: www.instagram.com/reel/C5j_oBXLIg0/ Welcome home y’all! —--------- We want to hear from you! Send us a video @nativelandpod and we may feature you on the podcast. Instagram X/Twitter Facebook NativeLandPod.com Watch full episodes of Native Land Pod here on YouTube. Native Land Pod is brought to you by Reasoned Choice Media. Thank you to the Native Land Pod team: Angela Rye as host, executive producer, and cofounder of Reasoned Choice Media; Andrew Gillum as host and producer, Bakari Sellers as host and producer, and Lauren Hansen as executive producer; LoLo Mychael is our research producer, and Nikolas Harter is our editor and producer. Special thanks to Chris Morrow and Lenard McKelvey, co-founders of Reasoned Choice Media. Theme music created by Daniel Laurent.See omnystudio.com/listener for privacy information.

Episode 299-AG Attacks Gun Shows Also Available OnSearchable Podcast Transcript Gun Lawyer — Episode Transcript Page – 1 – of 13 Gun Lawyer — Episode 299 Transcript SUMMARY KEYWORDS Gun Lawyer, Second Amendment, Jimmy Stewart, Lee Marvin, Charles Bronson, Ghost Guns, Pennsylvania gun show, Civil Complaint, New Jersey gun laws, Second Amendment Section, DOJ, Gun Control, Red Flag Laws, Gun Owner Faux Pas. SPEAKERS Speaker 2, Teddy Nappen, Evan Nappen Evan Nappen 00:18 I’m Evan Nappen. Teddy Nappen 00:19 and I’m Teddy Nappen. Evan Nappen 00:21 And welcome to Gun Lawyer. So, Teddy, I think you have a very interesting news bit to tell us about, and I have some very interesting thoughts about it. Go right ahead. Teddy Nappen 00:36 Well, first I want to say, Dad, if you’re just scrolling through, I love the random trailers that just pop up. Apparently, they’re making a Jimmy Stewart biopic. Evan Nappen 00:48 Well, Jimmy Stewart was a great man. Teddy Nappen 00:50 But here’s the deal. They’re focusing on his military career, where he was a combat pilot. Evan Nappen 00:56 He was a hero. He was a bona fide hero, and he served his country tremendously. I have nothing but respect for Jimmy Stewart. Teddy Nappen 01:12 I was pulling it up. He flew 20 missions in Europe, and he reached the rank of Colonel. He was a World War Two pilot commander, combat pilot. Evan Nappen 01:22 And this was in the middle of his movie career. He left. Page – 2 – of 13 Evan Nappen 01:26 He left his movie career to fight for America. Let that sink in. I mean, do you think these selfish movie stars, self-centered, would even think of doing that? Even think of doing that today? Please. At least not the overwhelming majority. Maybe there’d be a few that are out there that actually would consider such a thing. But good grief. Talk about old Hollywood and new Hollywood. Jeez. Teddy Nappen 01:26 Yeah. Teddy Nappen 01:57 I will say. I would have. This is no dig against Jimmy Stewart because it’s one of those I would have wanted if they’re gonna do any of the actors that served. I would love for them to do Lee Marvin. His whole story. Evan Nappen 02:10 Oh, Lee Marvin was great, too. Teddy Nappen 02:13 Where he has the craziest career, too. He was a scout sniper, 21 amphibious assaults, horribly injured and shot up. Evan Nappen 02:23 Yeah, they could just do a series, like a mini series of actors who were the real deal. That played tough guys, but were actually the real deal. You know, Charles Bronson was. You had the guy, Christopher Lee. Holy crap, Christopher! Teddy Nappen 02:44 Oh yeah, Christopher Lee. He was Wiki page. Evan Nappen 02:51 I mean, Christopher Lee was advising on the movie and saying that’s not how a knife sounds when you jam it into somebody. You don’t have the sound right on that. That’s not how it goes. It’s not what the sound the person makes. It’s not the sound the knife makes. I mean, that’s some pretty detailed knowledge right there. Teddy Nappen 03:07 If you’re ever bored, just click on the random page on his bio, and it gets crazier and crazier. Like, witness the last guillotining. Evan Nappen 03:18 I know. The guy’s amazing. Yeah, and of course, there’s always Audie Murphy, of course. Teddy Nappen 03:25 Yeah, of course. Page – 3 – of 13 Evan Nappen 03:26 Audie Murphy played himself in “To Hell and Back”. Audie Murphy is amazing, and he would be like one of the last guys if you looked at him to think that he’s one of the most decorated soldiers of the war. But he was also amazing, and you know, he made lots of other movies, too. Even though he’s most famous for “To Hell and Back”, but he did a lot of westerns and other things. Teddy Nappen 03:52 I remember one of the underrated ones. I think it was like “The Duel at Silver Creek”. There’s moments where he’s actually like, he plays an anti-hero type where he’s like. Evan Nappen 04:03 Yeah, a bastard, frankly. A son of a bitch. Teddy Nappen 04:05 He plays like a. Evan Nappen 04:06 Yeah he’s good. Teddy Nappen 04:07 Yeah. Evan Nappen 04:08 Not what you think of Audie Murphy. Teddy Nappen 04:09 Right. He plays like the tough guy. It is very interesting that character but. Evan Nappen 04:14 Yeah, yeah. And then he ended up dying in a plane crash because the pilot shouldn’t have been flying apparently, and you know, it’s a shame that we lost him. But yeah, he was great, and I mean he came from really, really humble beginnings. I mean dirt poor, crazy beginnings there for him. We’ve many of the great Hollywood actors who served their country really admirably. I mean even Scotty (James Montgomery Doohan), you know, from Star Trek. He was also a defender. Teddy Nappen 04:17 What was he in? Evan Nappen 05:03 Oh, he was military. I don’t remember exactly his background, but he was in some tough situations. He was known. Teddy Nappen 05:08 Page – 4 – of 13 Well, he was miracle worker. Evan Nappen 05:10 There’s so many of those guys, and I have a hard time trying to think of any modern actor that can maybe give that credibility to. I don’t know. Can’t think of any at all. Teddy Nappen 05:24 Unfortunately, I’m drawing a heavy blank because. Oh wait, no, no, no. Adam Driver. Adam Driver. I believe he’s the guy that played Kylo Ren. He did. I believe he was in the Marines. But he was a veteran. So, but anyways, one thing I will say as we were reviewing these stories, I love how the Attorney General has their own YouTube and they were just like streaming alerts and announcements. “Attorney General Davenport Files Civil Complaint Against Pennsylvania Gun Show Owner for Endangering Public Safety” (https://www.njoag.gov/attorney-general-davenport-files-civil-complaint-against-pennsylvania-gun-show-owner-for-endangering-public-safety/) So, that was what came up with the ad for Jimmy Stewart, and then there was this. Evan Nappen 06:08 Right. Showing a pretty good contrast. So, Davenport has filed this complaint against the Pennsylvania gun show owner for “endangering public safety”. They filed because they’re abusing the civil lawsuit. You know, this is one of the anti-Second Amendment ploys of trying to litigate the Second Amendment out of existence. And so, what they’ve done here is they’ve gone after Jordan Vinroe of JSD Supply and Eagle Shows. So, if any of you have ever gone to the great Pennsylvania gun shows, you know, they’re really good. Because first of all there aren’t any gun shows of any kind, really, in New Jersey. There’s some militaria shows, but there’s no gun shows. But Pennsylvania is, if you’re in New Jersey and you want to hit a really great normal type gun show, you go to Pennsylvania. And some of the largest, best shows are put on by this promoter. Teddy Nappen 07:24 The one that comes to mind, the Bloomsburg gun show. I think that was one we had gone to. Teddy Nappen 07:29 Yeah, Eastern Gun X. Eastern Gun X. Evan Nappen 07:29 Well, they have a whole series of shows. I believe they actually do some of the largest shows in Eastern Pennsylvania. Evan Nappen 07:30 So, they do some of these 1000 table, 2000 table, these really huge shows. And what happened is they’re going after him, claiming he is intentionally and unlawfully selling to New Jersey residents kits and parts to make ghost guns. Untraceable firearms that are illegal in New Jersey. So, what is this really? This really is a pretext to go after gun shows. This isn’t really about the ghost guns. That’s just their vehicle. This is really about trying to stop gun shows. If you go after gun show promoters, this becomes the idea of civilly litigating out of, essentially out of existence. If they can do it, they’d love to Page – 5 – of 13 do it. Gun shows. So, we really have not just a violation of the Second Amendment, where what’s going on in Pennsylvania is completely lawful in Pennsylvania. Ghost guns are the pejorative term for simply a privately-made firearm. Americans have been making their own guns since before we were even officially a country. So, private firearms are not the boogeyman. But, of course, they give it the boogeyman name of “ghost guns” and then claim they’re untraceable. Evan Nappen 09:14 Well, you know what? You tell me what firearm tracing has actually done to fight crime. Virtually nothing. It’s a lie that is perpetrated to give them a vehicle to make it look like they’re doing something about crime, which isn’t it, but more so to continue the agenda of oppression of Second Amendment rights. And here it is an attack on gun shows. That’s really what’s going on here. It’s not, you know, ghost guns, most gun. It ghost guns. Come on. First of all, anyone can build a gun with or without parts that you buy at a show anywhere. You can build a gun with pipes that you buy at Home Depot. Are we going to go after Home Depot because you can make slam bang shotguns easily, as we taught in the Philippines to do? Americans did that. You can. Evan Nappen 10:20 You know, “American Guerrilla in the Philippines”, a famous book, movie, etc. What do you think they made? Slam bang shotguns. You take two pieces of pipe. One pipe fits in the other. On the end cap of the larger pipe, you have a nail with the point facing down the pipe. The other one slides in it like a trombone. You put a 12 gauge shell in there, and you slam it down. And bang, off it goes. It’s called a slam bang shotgun. Sometimes called four winds shotgun. Teddy Nappen 10:55 Didn’t you? Evan Nappen 10:58 Yeah, I mean this is, and this is even in the Frankfurt Arsenal, the famous “Black Books”. They’re very easy. Evan Nappen 11:06 So, yeah, making a gun. They make guns in jails. They can make a gun. You can make them. So, this whole thing about privately made firearms and all is just a load of crap. Now, Jersey has banned “ghost guns” in a multiple ways. They talk about “unserialized firearms”. They talk about “manufacture of firearms”. They have different laws that address each of these things. All putting it under this category. And yet, under federal law, it’s not a problem to make your own firearm. Federal law even has regulations for if dealers get a privately made firearm, how to handle it and be able to actually lawfully sell it. They need to then take certain steps. We don’t have to get into that now. But it’s not a problem under federal law. It is a New Jersey, in this case, law that they’re attempting to use as a vehicle to bring the civil action against Pennsylvania. Something jurisdictioned in Pennsylvania, by claiming, oh well, you’re unlawfully selling to New Jersey residents. Teddy Nappen 11:06 Poor man’s James Bond? Page – 6 – of 13 Evan Nappen 12:23 Well, I’ll tell you what. How about we take a look at marijuana sales in New Jersey? Do Pennsylvania residents come into New Jersey and ever buy marijuana? Look, marijuana is unlawful for recreational use in Pennsylvania, and it’s federally prohibited. It’s still a federal controlled, dangerous substance. So, New Jersey acts to aid and abet and facilitate one of the largest unlawful drug distributions in the country. Whereas privately made firearms are not a federal prohibition. Not a federal prohibition. Should Pennsylvania sue New Jersey because of somehow Pennsylvania residents buying weed in New Jersey being facilitated by New Jersey? I mean, this is what they’re attempting to do. And yet here, not only is it not a violation of federal law, but it is really an attack on Second Amendment rights. And let me tell you that. Go ahead., Teddy. Teddy Nappen 13:30 I will also point out in the article. This is where the little trick is. If anyone ever listens to these people, they always do this trick where they start with a false premise when making their argument. “Ghost guns are frequently recovered at crime sites in New Jersey. Recent reports suggest that the number of ghost guns recovered in crime scenes increased eightfold between 2019 and 2022 — from 55 in 2019 to 433 in 2022.” Pause right there. I wonder. What happened around that time period where it caused people to want to have their own privately-made firearms and want to maybe 3D print and make their own? I wonder what little factor would have considered that. Secondly, all right, now show me the data of the amount of firearms recovered generally in crimes, and give me the percentage breakdown. Oh, it’s probably in the minuscule amount of percentages of firearms seized in New Jersey for crimes. Huh? I wonder. So, this isn’t that much of an epidemic, but we can’t show that, obviously. We won’t show that data. They just list off guns seized. Evan Nappen 14:43 Teddy, we are in a new day and age because of President Trump. And one of the things that President Trump did is actually create, through the Justice Department. They actually created in the Civil Rights Division of the U.S. Justice Department, the Second Amendment Section. Now let me tell you what the Second Amendment Section of the Civil Rights Division of the Federal Government Department of Justice. Let me tell you right from their website. (https://www.justice.gov/crt/second-amendment-section) The Second, Fourth, and 14th Amendments, the Police Patterned or Practice Act, and Executive Order 14206 protecting the Second Amendment rights, secure the natural firearm rights of law-abiding citizens, and ensure that such rights to keep and bear arms will not be infringed. The mission of the Second Amendment Section is to ensure that law-abiding citizens may responsibly possess, carry, and use firearms. The Second Amendment Section will work diligently to investigate law enforcement agencies that engage in a pattern or practice of infringing on law-abiding citizens’ Second Amendment rights. As well as be proactive in searching for litigation opportunities to secure such rights. Evan Nappen 16:19 The Second Amendment Section will also seek opportunities to advance a broad interpretation of the Second Amendment via statements of interest, motions to intervene, amicus briefs, and original lawsuits where applicable on behalf of Americans across the country. All attorneys within the Second Page – 7 – of 13 Amendment Section will advocate with zeal on behalf of the United States of America in furtherance of all objectives as tasked. And there, right at the website, at the Civil Rights Division, U.S. Department of Justice, the Second Amendment Section. You can go right online to that. We’ll have a link in the transcript. It says Section Information. Acting Chief Barry Arrington. “Report a civil rights violation.” So, listeners, if you see or hear or know of any civil rights violations on the Second Amendment, report them. Report them to the Federal Department of Justice. Evan Nappen 17:28 I think this is something that the DOJ should consider going on in New Jersey. Where you actually are seeing an effort to go after gun shows, which is our freedom of association, which is our ability. You know, if you can’t buy guns, then you’re not going to be able to possess and carry something you cannot obtain. Second, ghost guns are not a violation of federal law. Third, this is talking about interstate issues. This is New Jersey and Pennsylvania. What could be more squarely within federal jurisdiction than one state going after activities in another state because the state that is going after them has laws that infringe on the Second Amendment and trying to enforce it in another jurisdiction via this mechanism of being able to abuse civil laws. So, there is potentially a solution here. And not only just about what New Jersey is doing here, but what New Jersey does across the board in so many ways of oppressing our Second Amendment rights. Evan Nappen 18:58 Now, this Second Amendment Section has done a number of things already. They sued California to halt the Glock ban. They sued Virginia over their unconstitutional weapons ban, assault firearm so-called ban. They sued them. They opened an investigation, by the way, into Philadelphia Police Department’s unconstitutional permit revocation process. They’ve sued Colorado for their ban on so-called assault firearms and magazines. They sued the District of Columbia for their ban, and they’ve gone after the Virgin Islands Police Department for unconstitutional practices in effective denials of permits. That’s just a sampling of what the Civil Rights Division of the U.S. Justice Department is doing in the Second Amendment Section, and it’s time for New Jersey to be investigated. Because this has gone on for far too long in New Jersey. Our Second Amendment rights being trampled by New Jersey trying to do everything in its power to oppress Second Amendment rights. So, check it out, folks, and you will see that this is what happens when we say elections have consequences. Because this goes back to President Trump putting out his Executive Order, and you also have the Attorney General putting forward that they have their Second Amendment task force and setting up the Civil Rights Division. So, we can change how business is done. Evan Nappen 20:52 Because prior to this, the Government, even the federal Government, took at best a neutral position, but normally there was no infringement that was too much as far as federal enforcement. No problem. Turned the other, you know, turned away from it. Couldn’t care less. Those are no longer the days today, and this is where a wake-up call needs to come out on our Second Amendment rights. Let me tell you. Go ahead, Teddy. Yeah. Teddy Nappen 21:32 Page – 8 – of 13 Well, I was going to say. I was able to pull up Everytown’s research. (https://everytownresearch.org/report/gun-trafficking-crime-guns-new-jersey-data/) In 2023, New Jersey’s law enforcement seized 4,619 guns. So, going off of the data that the A.G. put out, that’s 9% of those firearms were “ghost guns”. Nine percent. It’s even less from those numbers. It is the level of insanity that these individuals pull. They’re just making a boogeyman out of something. That’s why. Evan Nappen 22:06 They’re the boogeyman and a pretext to try to assert their agenda. It’s really what we’re talking about here. Absolutely. Well, let me tell you about our good friends at WeShoot. WeShoot is an indoor range in Lakewood where Teddy and I both shoot. We love WeShoot, and so will you. They have the top trainers for New Jersey. They have the full array from novice to advanced. They have some just great training programs. You can get your CCARE certification there. That’s what you need in order to get your New Jersey carry. They offer CCARE courses. They also offer the ability to get non-resident permits in other states. So, if you travel, you can take care of that through WeShoot. WeShoot is a great resource. It’s a resource that we’re very lucky to have. It’s harder and harder to find places to shoot, and without places to shoot, you can’t do too much with your guns. And WeShoot is there for you. Take advantage of it. Evan Nappen 23:25 It’s a wonderful place. They’ve got a great pro shop. Great people, super nice, wonderful folks. They will bend over backwards to help you, and I’ve seen it firsthand. They’ve helped so many people to improve their skills, to learn about firearms, to learn the right way, proper way, how to be safe, how to be secure, and make sure that everything is done correctly. So that you don’t end up being a GOFU. So, check out WeShoot at weshootusa.com. That’s their website, weshootusa.com. You’ll be glad you did. Beautiful photography. They’re really first rate, and you’ll see why. They go the extra mile. Check out WeShoot at weshootusa.com. They’re conveniently located right in Lakewood, New Jersey. Easily accessible right off the Garden State Parkway. You can do it. Go over there, and you’ll say, “Wow, why didn’t I come here sooner? That’s weshootusa.com. Evan Nappen 24:44 Let me also shamelessly promote my book, New Jersey Gun Law. It is the Bible of Jersey Gun Law. You don’t want to be a GOFU. You need the book. It’s 120 topics, all question and answer. It’ll help guide you safely through the matrix of insanity called New Jersey gun laws, so that you can remain a law-abiding gun owner. That’s my purpose in writing it. You will see why it is the book used by lawyers, judges, State Police Firearms division, and beyond. If anybody who wants to know about New Jersey gun law, they always turn to New Jersey Gun Law by Evan Nappen. And if you want to get your copy, go to evannappen.com, EvanNappen.com. Order a copy, and you’ll have it within days. So, Teddy, what else do you have for us to discuss today? I’m going to toss the ball to you. Teddy Nappen 25:44 Well, as you know, Press Checks are always free. If anyone’s been watching the news or anything or seen all the push from the Left, the thing they keep trying to go back to is they’re trying to address the mail problem. That’s their actual quote from the election groups that they do. Where they’re trying to figure out how do we. Page – 9 – of 13 Evan Nappen 26:11 Is that Post Office mail or as in what is a woman, male? Teddy Nappen 26:16 You know. The white men, particularly, of the they have completely spurred off. One of the things that they’ve run into a foul, is you see this whole push where they try to reach issues, and they’ve gotten very, very quiet on the issue of firearms all of a sudden. Amazing, right? And even though you where you have like the James Talarico who’s still trying to tote gun control, but he’s trying to paint it off like, look, I’m for the Second Amendment. You know, I own a gun. All this. Evan Nappen 26:52 Oh, it’s the I’m for the Second Amendment, but. It’s always the but. Teddy Nappen 26:56 Always, but always, Evan Nappen 26:57 But we should ban guns. I’m for the Second Amendment. Teddy Nappen 27:01 But universal background checks, which will basically create a registry. Evan Nappen 27:07 But we should eliminate gun shows off the face of the planet. But we should ban any gun that’s over 12 inches long and call it an assault firearm. But ban any gun under 12 inches and call it a Saturday night special. Other than that, I’m for the Second Amendment. Teddy Nappen 27:23 Yeah, and you’ve been seeing that. Now you’ve noticed they’ve been losing a lot of ground to their “Democrat Socialists”. They’re just Marxists. If you look at the ideology of what they support, they are Marxists. Just go one to one. They are the same. They can’t dress it up any other way. So, I decided, you know what? Let’s see what’s on their page. What they actually feel about the Second Amendment. Because when it comes to Socialists now, they’ve kind of reached the they don’t know how to feel about firearms. They want to disarm the people because they believe in gun control, but they need arms for the revolution, always. So, it’s the gun owner dilemma for Socialists. Teddy Nappen 28:06 So, I go to their web page and what do I find? (https://www.dsausa.org/blog/the_second_amendment_is_a_threat_to_us_all/) This goes back to 2018, mind you. So, now they’ve gotten very quiet. “The Second Amendment is a threat to us All.” That is the opening title, and they still have it on there. This is their reaction to the Parkland shooting. So, America touts itself as being a meritocracy, and we laugh. But on firearm policy, it is truly need blind. No matter your age, race, gender, creed, or sexual orientation, your inalienable right to life is perfectly alienable to Page – 10 – of 13 keep guns pouring into public and private lives. Okay. Which is why we think the only way to guarantee that we dramatically reduce the acts of violence involving guns is removing guns from society. Pause. Logical fallacy alert, everybody! Ding, ding, ding, ding. Logical fallacy. Reverse Nirvana. If we got rid of all the guns, that would stop the crime. They always try to push that, and we have the oomph. Okay, yeah. Repeal the Second Amendment. That’s going to happen. This is from 2018. Nope, still haven’t done it. But they point to, I don’t know if you remember this guy Carl Rove? Evan Nappen 29:37 Oh yeah, Carl Rove, the pool shooter. Shooting at the pool? Yeah, yeah. After he’s anti-gun, but he uses a gun inappropriately even. Yeah, that guy, Mr. Hypocrite. Teddy Nappen 29:49 Well, they highlight his quote. The only way to guarantee that we drastically reduce acts of violence involving guns is to basically remove them from society. Well, okay then. Then they go through this whole twisted history where they point to the 1970s. NRA stopped being enthusiast group and became a defense industry lobby. Then the new blood came with the Gun Control Act of ’68, which aimed to restrict firearm ownership in response to the fears of the group. I love how they say this. The fears of the Black Panthers. Yes, that’s why the ’68 Gun Control Act was born. That was the only reason. They wanted to disarm the Black Panthers. No other reason of why they tried to push the ’68 Gun Control Act. Dad, do you remember that? What would you say from your view of what was the driver to the ’68 Gun Control Act? Evan Nappen 30:47 Oh my God! You know these people are just amazing, and as you see, they’re conflicted over their own platform. It's crazy, Teddy. Teddy Nappen 31:02 Yeah, and well, they go even crazier. They go through this twisted history of rights. They go through Heller, basically determining you know the rights infringed, and they use Scalia’s answer. In Scalia’s admission, if we repeal the Second Amendment, private citizens could still own guns. The right to do so is granted to them by God or the English, whatever you’d like. Both Brett Stevens and Carl Rover certainly wouldn’t mind. So therefore, we’ve rewritten the Second Amendment. They wrote an amendment. They actually wrote. They wrote their example, the 28th Amendment, Dad. Here we go. The 28th Amendment to the U.S. Constitution that they pushed for. The second article, the amendment of the Constitution of the United States, is hereby repealed. Okay, that gets to that. Two – manufacturing, transportation, importation into or out of any state, territory, or possession of United States delivery therein of a pump action, semi-automatic or automatic firearms is hereby prohibited. Three – article shall be inoperative unless it shall be ratified as the amendment to the Constitution by convention of several states, as provided by the Constitution within 10 years, the date of submission here off to the state by Congress. Well, they want a con con apparently. But just going back to that, banning pump action, semi-automatic and automatic firearms, removing that from the Second Amendment, Dad. Evan Nappen 32:33 Page – 11 – of 13 Okay. Teddy Nappen 32:34 You can have your gun, but they must be manually loaded. Evan Nappen 32:36 Couple things. Number one, the Second Amendment is not our rights. It’s a guarantee of our rights. The rights to exist, whether or not we have a Second Amendment. But the Second Amendment is a guarantee against the Government of infringing on those rights. So, what they’re saying is, we want to revoke the guarantee of your rights and replace it with a lame-ass guarantee that we’re rewriting that won’t do anything except give us the opportunity to walk all over your rights. So, that’s really what they’re saying. But the really interesting thing here is this proposal to repeal the Second Amendment is all the anti-Second Amendment gun rights suppressor folks are going to have left. Evan Nappen 33:23 We are on the path with the Second Amendment having been empowered by Heller, McDonald, and Bruen. And now we have Viramontes and Grant that, in my opinion, are going to absolutely crush assault firearm semi-automatic bans across the country. They are losing ground left and right. There are over 3,000 filed legal actions challenging gun laws. They are on the run. They’re losing, and they know it. The only thing they have left is actually what they’re asking for here, and that is to repeal the Second Amendment. We will never let them repeal the guarantee of our rights, and that’s what we must insist upon. These are our rights, and they’re guaranteed. We want that guarantee enforced. And now that they see the guarantee is finally being enforced, they cannot stand it. They are losing, and they’re going to continue to lose. Teddy Nappen 34:31 I will say, I love the ending to the article where the individual. We are aware non-white and marginalized groups whose rights are routinely violated by the police may view this both as restricting and their ability to protect themselves or causing unwarranted searches and harassments for the criminal justice. We in no way support any measure that would increase the scope and scale of police violence. This provision outlined in amendment would have universal application. So, in other words, don’t worry. This affects everybody. There’s going to be no racial discrimination about enforcing these laws, Dad. Huh? Right. Cut to what was it? John Petrolino’s article where he pulled the data? Evan Nappen 35:19 Yeah. Exactly what we’re dealing with in New Jersey. Where blacks are already more than two to one discriminated against in just permit issuance. So, yeah, we know where this is. It’s just absurd. Teddy Nappen 35:31 Well, they literally go with the “trust me, bro”. It’ll be we’re not racist. We’re just gonna ruin it. We’re gonna screw it over for everybody. Evan Nappen 35:38 Page – 12 – of 13 But keep in mind, this is laughable right now, but it’s actually not. This is going to be the push that we’re going to see. It’s going to be a major push to repeal the Second Amendment. Because it’s all they have left, and that’s what we’re going to see. That and abusing the tort system in any way they can – civil actions. You know, to somehow create these abilities for trying to litigate guns out of existence. That and repealing the Second Amendment. That’s what they’re left with on their game plan. We just need to remain vigilant. Teddy Nappen 36:16 So, bear in mind. I will say, bear in mind, they still push for red flag in the other articles they’ve had. They still push for all the required measures where you have to get everything registered, and they’re still for limiting, removing ARs and anything they deem unsafe or scary. Evan Nappen 36:39 I hear you, and this is so typical. But we’re winning. That’s what’s important. We’re winning. Except when there’s GOFUs. GOFUs, as you know, are Gun Owner Fuck Ups. That’s where gun owners make big mistakes that cost them, technically, it could cost them their career, their family, their fortunes, their freedom. It’s bad news. So, you want to not be a GOFU. And what we like to do here is talk about GOFUs so that you don’t become one. You get to learn for free what others have paid dearly for. Teddy, what do you think the GOFU is this week? You know. What are we talking about? Teddy Nappen 37:26 Well, for me, the GOFUs are always about “stop talking to the police”. Evan Nappen 37:34 Oh my G-d. Stop talking to the police! Like, you know, we talk about basics. It is so basic. Shut up. You know you have a right to remain silent. Now, whether or not you have the ability to, I guess, becomes another question. But you have the right, and you need to stand on your right. You need to ask for your attorney and remain silent. You need to stand on your rights. And over and over again, we see clients that blow that and end up making their situation incredibly worse, incredibly worse. Because not only does anything you say can and will be used against you. Anything you say will be twisted against you. The safest, best route every time is standing on your rights. It’s that simple. And let me tell you, folks, if you’re ever read Miranda rights, oh my God, shut the f up! If you are read Miranda rights, sirens should be going off. Fireworks should be shooting. Flags should be waved. Shut up! Anyone who talks after Miranda, I just can’t even understand. They’re warning you. They’re telling you. Oh, you just wave your right. Oh, you’ll just talk to them. What are those silly rights they’re telling me about Evan Nappen 39:04 I’ll tell you one of the problems is – television. Television has conditioned many Americans to giving up their rights. Oh, I’ll just talk to them. I’ll just explain it. I’ll just yak away. And you know what? You end up burying yourself. Over and over and over again. I see it. I cannot believe it. If you are ever across one of those metal tables, being interrogated by police, and you’re talking, you are the world’s biggest GOFU. That should never happen. If you’ve been read Miranda, that talking across that table that should not be happening. If you let that happen, you’re a fool. You are absolutely a fool. I can’t make it any clearer. Page – 13 – of 13 Evan Nappen 39:55 It reminds me of Jan Davis. I don’t know if you know about her. (https://www.cbsnews.com/news/parachutist-plunges-to-death/) She was part of a movement to allow the ability to try to legalize base jumping at national parks. At Yosemite, she jumped off of El Capitan. Now, she was a pretty experienced jumper, and she did this as a protest. She was wearing criminal stripes outfit. You know the classic black and white stripes of the classic prison outfit, right? And it was to make a statement, of course. But it’s really a statement here because she jumped off El Capitan, El Capitan, and it was in 1999 as a protest against the ban. She was trying to make a statement that this is safe and should be allowed. She jumped, and ended up going splat. That’s right. Her parachute didn’t open. She couldn’t get it opened, unfortunately. My understanding is she had used some other equipment instead of her own. She didn’t know where the pull was on this particular one, and unfortunately, she ended up just going splat. Evan Nappen 40:19 To me, Jan Davis jumping off El Capitan there is what happens when you are read Miranda and talk. You ended up in a big splat like Jan Davis. That’s what you do. And keep in mind, she was wearing that prisoner outfit when it happened. So, folks, stand on your rights. Don’t be a good a GOFU. Don’t end up splattering yourself on the gun rights oppression and insane matrix of New Jersey gun laws. Should you ever be put in that situation – shut up! Evan Nappen 42:09 This is Evan Nappen and Teddy Nappen reminding you that gun laws don’t protect honest citizens from criminals. They protect criminals from honest citizens. Speaker 2 42:23 Gun Lawyer is a CounterThink Media production. The music used in this broadcast was managed by Cosmo Music, New York, New York. Reach us by emailing Evan@gun.lawyer. The information and opinions in this broadcast do not constitute legal advice. Consult a licensed attorney in your state. Downloadable PDF TranscriptGun Lawyer S5 E299_Transcript About The HostEvan Nappen, Esq.Known as “America's Gun Lawyer,” Evan Nappen is above all a tireless defender of justice. Author of eight bestselling books and countless articles on firearms, knives, and weapons history and the law, a certified Firearms Instructor, and avid weapons collector and historian with a vast collection that spans almost five decades — it's no wonder he's become the trusted, go-to expert for local, industry and national media outlets. Regularly called on by radio, television and online news media for his commentary and expertise on breaking news Evan has appeared countless shows including Fox News – Judge Jeanine, CNN – Lou Dobbs, Court TV, Real Talk on WOR, It's Your Call with Lyn Doyle, Tom Gresham's Gun Talk, and Cam & Company/NRA News. As a creative arts consultant, he also lends his weapons law and historical expertise to an elite, discerning cadre of movie and television producers and directors, and novelists. He also provides expert testimony and consultations for defense attorneys across America. Email Evan Your Comments and Questions  talkback@gun.lawyer Join Evan's InnerCircleHere's your chance to join an elite group of the Savviest gun and knife owners in America.  Membership is totally FREE and Strictly CONFIDENTIAL.  Just enter your email to start receiving insider news, tips, and other valuable membership benefits.   Email (required) *First Name *Select list(s) to subscribe toInnerCircle Membership Yes, I would like to receive emails from Gun Lawyer Podcast. (You can unsubscribe anytime)Constant Contact Use. Please leave this field blank.var ajaxurl = "https://gun.lawyer/wp-admin/admin-ajax.php";

“Books have been both a refuge and a source of inspiration. And they can be so uplifting.” – Nicole Pope Today's featured award-winning author is a book coach, international journalist, editor, and ghostwriter, Nicole Pope. Nicole and I had a chat about her books, her unexpected journey from humanitarian work and foreign correspondence in Turkey to book coaching, the irreplaceable human element in writing amid the rise of AI, and more!Key Things You'll Learn:What led Nicole to unexpectedly become a journalistSome common traps to avoid when writing your bookWhy is incorporating storytelling and a human dimension into non-fiction importantWhat helps Nicole get her work done while still dealing with procrastinationNicole's Site: https://www.nicolepope.com/Nicole's Books: https://www.amazon.com/stores/author/B001KIW0RC/allbooksThe opening track is titled, “Unknown From M.E. | Sonic Adventure 2 ~ City Pop Remix” by Iridium Beats. To listen to and download the full track, click the following link. https://www.patreon.com/posts/sonic-adventure-136084016 Please support today's podcast to keep this content coming! CashApp: $DomBrightmonDonate on PayPal: @DBrightmonBuy Me a Coffee: https://www.buymeacoffee.com/dombrightmonGet Going North T-Shirts, Stickers, and More: https://www.teepublic.com/stores/dom-brightmonThe Going North Advancement Compass: https://a.co/d/bA9awotYou May Also Like…1038 – From Bulgaria to Publishing Success by Finding Your Unique Voice with Katerina Stoykova (@Katya_Stoykova): https://www.goingnorthpodcast.com/ep-1038-from-bulgaria-to-publishing-success-by-finding-your-unique-voice-with-katerina-stoykova/896 – From Mind to Manuscript with Maggie Mills (@takemaggiesword): https://www.goingnorthpodcast.com/ep-896-from-mind-to-manuscript-with-maggie-mills-takemaggiesword/1071 – Self-Publishing Tips for A Successful Author Career with Wiebke Tasch (@Wiebke_Tasch): https://www.goingnorthpodcast.com/ep-1071-self-publishing-tips-for-a-successful-author-career-with-wiebke-tasch-wiebke_tasch/781 – Laughter, Learning, and Liberating Yourself Through Memoir Writing with Alison Wearing: https://www.goingnorthpodcast.com/ep-781-laughter-learning-and-liberating-yourself-through-memoir-writing-with-alison-wearing/778 – How High Value Writing Can Transform Your Workplace Communication with Erin Lebacqz (@ErinLebacqz): https://www.goingnorthpodcast.com/ep-778-how-high-value-writing-can-transform-your-workplace-communication-with-erin-lebacqz-erin/670 – The Bestselling Book Formula with Honorée Corder (@Honoree): https://www.goingnorthpodcast.com/ep-670-the-bestselling-book-formula-with-honoree-corder-honoree/856 – The Bestselling Planner Pivot with Dr. Nicole Janz (@drnicolejanz): https://www.goingnorthpodcast.com/ep-856-the-bestselling-planner-pivot-with-dr-nicole-janz-drnicolejanz/#Bonus Ep. – From Idea to Finished Manuscript with Chandler Bolt (@self_pub_school): https://www.goingnorthpodcast.com/bonus-ep-from-idea-to-finished-manuscript-with-chandler-bolt-self_pub_school/752 – The Speaker's Edge with Ken Lizotte (@kenlizotte): https://www.goingnorthpodcast.com/ep-752-the-speakers-edge-with-ken-lizotte-kenlizotte/#BaltimoreAuthor Bonus Ep. - Navigating Contracts, Marketing, and Creative Growth with Jean Burgess, PhD: https://www.goingnorthpodcast.com/baltimoreauthor-bonus-ep-navigating-contracts-marketing-and-creative-growth-with-jean-burgess/712 – When Your Heart Says to Leave a Legacy with Bridget Cook-Burch: https://www.goingnorthpodcast.com/ep-712-when-your-heart-says-to-leave-a-legacy-with-bridget-cook-burch-inspiritwriter/942 – Breathe. Write. Breathe. with Lisa Tener (@LisaTener): https://www.goingnorthpodcast.com/ep-942-breathe-write-breathe-with-lisa-tener-lisatener/920 – The Surprisingly Simple Art of Getting It Done with Sam Bennett (@realsambennett): https://www.goingnorthpodcast.com/ep-920-the-surprisingly-simple-art-of-getting-it-done-with-sam-bennett-realsambennett/

Every generation looks to education, government, politics, technology, or business to change the world. While Christians should be involved in each of these, none of them is what Jesus promised to build. In Matthew, Jesus declared, “I will build my church.” From His ascension until His return, Jesus is building His Church, and He invites each of us to take part. Website:www.experienceredemption.comFacebook:https://www.facebook.com/experienceredemptionInstagram: https://www.instagram.com/experienceredemption

A new MP3 sermon from Kabwata Baptist Church is now available on SermonAudio with the following details: Title: Equipping the saints for ministry (Part 2) Subtitle: Celebrating the Unsearchable R Speaker: Conrad Mbewe Broadcaster: Kabwata Baptist Church Event: Sunday - PM Date: 7/19/2026 Bible: Ephesians 4:12 Length: 48 min.

A new MP3 sermon from Kabwata Baptist Church is now available on SermonAudio with the following details: Title: Bricks without straw Subtitle: Gospel According to Moses Speaker: Conrad Mbewe Broadcaster: Kabwata Baptist Church Event: Sunday - AM Date: 7/19/2026 Bible: Exodus 5:1-23 Length: 44 min.

Pastor Jeff Osborne returns to Citizen Church today as our guest speaker, back after his powerful message at our Rally Conference earlier this year. Pastor Jeff is bringing a message titled "Are You Cozy?" from John 5:1-6, the story of the man at the pool of Bethesda who had been sick for thirty-eight years. Jesus asks him a question that cuts right to the heart: "Do you want to be made well?" Pastor Jeff will walk us through four questions that we all need to sit with: Do you have a condition you've grown too comfortable with? Do you recognize your season? Do you have a bed you're still holding onto? And do you realize who is speaking to you? Sometimes the thing keeping us stuck isn't the condition itself, it's how cozy we've gotten with it. Come ready to be stirred.

Welcome to Lake Hills Church, we hope you find what you are looking for and that you feel at home here. To give you a brief overview, Pastor Mac and Julie Richard founded Lake Hills Church in 1997, with the aspiration to redefine church for the city of Austin and beyond. We believe deeply in the unique power that the local church has to change lives and unite people. We are committed to living out and sharing the vision of LHC: to grow the community of Christ one life at a time, through evangelism + discipleship. Enjoy your visit! Find us online: Visit our website: https://www.lhc.org/ Subscribe on Youtube: https://www.youtube.com/@LakeHillsChurch Like our Facebook Page: https://www.facebook.com/lhcatx Follow us on Instagram: https://www.instagram.com/lhcatx/ Follow us on X: https://twitter.com/lhcatx

With Speaker Potluck, just like in a real meeting you dont know what you are going to hear till you do. This time I grabbed four 15 min speakers speakers without listening to them in advance, enjoy speaker potluck.  Support Sober Cast: https://sobercast.com/donate Email: sobercast@gmail.com Sober Cast has 3300+ episodes available, visit SoberCast.com to access all the episodes where you can easily find topics or specific speakers using tags or search. https://sobercast.com

A new MP3 sermon from Wretched Radio is now available on SermonAudio with the following details: Title: Wretched Radio | July 18, 2026 Speaker: Todd Friel Broadcaster: Wretched Radio Event: Radio Broadcast Date: 7/18/2026 Length: 52 min.

In this first Stage Thoughts episode, I explore the difference between being a speaker and becoming a thought leader. While great speakers educate and inspire, thought leaders shift perspectives by giving people a new way to see familiar challenges. I share why your unique point of view—not the amount of content you create or the number of stages you stand on—is what ultimately makes people remember you and recommend you. I also challenge you to think beyond what you do and focus on what you want to be known for. Discover how developing a clear, consistent perspective can shape your signature message, strengthen your speaking opportunities, and position you as the go-to expert in your industry. If you're ready to clarify your message and leverage speaking as a business growth strategy, you'll also hear how a Speaker Clarity Call can help you take the next step. Book a free Speaker Clarity Call: www.calendly.com/martaspirk/storytostage   Let's keep the conversation going!Website: www.martaspirk.com Instagram: @martaspirk Facebook: Marta Spirk Want to be my next guest on The Empowered Woman Podcast?Apply here: www.martaspirk.com/podcastguest  Watch my TEDx talk: www.martaspirk.com/Speaking Burnout doesn't just exhaust you. It silently erodes your most important relationships. Aurora Method Coaching helps high-achieving women uncover the root beliefs driving their relationship conflicts and burnout, moving them from emotional reactivity to calm, clarity, and confidence. Ready to restore connection?Book your FREE consultation at meetwithtracy.coach  

A new MP3 sermon from Alpha and Omega Ministries is now available on SermonAudio with the following details: Title: The Mormon Problem with Omniscience, Penal Substitutionary Atonement Subtitle: The Dividing Line 2026 Speaker: Dr. James White Broadcaster: Alpha and Omega Ministries Event: Podcast Date: 7/16/2026 Length: 63 min.

#890: IBM shares crashed after its CEO warned of a performance shortfall, reigniting fears of a SaaSpocalypse. China is cracking down on romantic feelings for chatbots to encourage citizens to have more babies as its economy stumbles. There's whispers of OpenAI's first consumer product being a screenless speaker that can travel…room to room. Neal's Numbers is back with daylight savings passing the House, Wingstop can't stop, and the 30 minute World Cup final. Finally, a new AI dating app is unveiled. Get 10% off using MORNINGBREW10 at https://altrarunning.com/morningbrew Get tickets for our trivia tournament! https://caveat.nyc/events/the-morning-brew-trivia-tournament-2026-07-30  Grab tickets to our Performance Revue show! https://www.morningbrew.com/events/brew-performance-revue-2026?utm_campaign=performance_revue_2026&utm_source=mbd Subscribe to Morning Brew Daily for more of the news you need to start your day. Share the show with a friend, and leave us a review on your favorite podcast app. Listen to Morning Brew Daily Here:⁠ ⁠⁠https://www.swap.fm/l/mbd-note⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Today's Masked Speaker has been getting a RIDICULOUS amount of money from her elderly neighbor! She promises it's nothing shady, she's not even asking for it, she needs SOMEWHERE to come clean and tell everyone the truth of HOW this happened!See omnystudio.com/listener for privacy information.