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Latest episodes from FinTech Podcast by IR

Is SEPA’s Initiative for Instant Payments a Disruptive Game-Changer?

Play Episode Listen Later May 2, 2017 5:25


The Single Euro Payments Area (SEPA) has historically been a method of transferring payments between countries that use the Euro. Now it’s attempting to evolve with a new initiative called ‘instant payments’. As the name implies, it’s a way of transferring funds almost immediately. This kind of feature isn’t widely available today, but is it poised to take off?

Are Person-to-Person Payments about to Catch on?

Play Episode Listen Later Apr 26, 2017 6:09


Right now, we make an average of 54 person-to-person payments every year. If you consider the number of times you go to buy a cup of coffee in the morning or make a trip to the grocery store, 54 payments doesn’t seem like much. Why do we make so few person-to-person payments? If you think about how inconvenient a person-to-person payment is compared to just walking into a store and swiping your card, it quickly becomes evident why there’s such a huge gap. Jamie Pearson discusses.

Are the Checkout Line Days Numbered?

Play Episode Listen Later Apr 17, 2017 4:56


Why do we have to queue up when the checkout process itself is so convenient? Even with all of today’s available technology, we still have to get in line to check out at the local supermarket, department store, or gas station. Jamie Pearson muses on the (hopefully) dimishing checkout lines made possible through convenient online payments. For more payments insights visit our payments blog: http://www.ir.com/blog?cat=3

Monitoring Payments in High Volume Environments

Play Episode Listen Later Apr 10, 2017 6:27


Scale is the biggest challenge banks face when monitoring payments in a high volume environment. This podcast discusses: monitoring payments to meet SLAs, detecting payment exceptions early to proactively alert, streamlining payment applications without customer disruptions, ensuring confidence with complete payments visibility and more. To read this blog click here: https://goo.gl/5wZWcW

Real-time Analytics in Payments making Future Predictions

Play Episode Listen Later Apr 5, 2017 6:28


This podcast explores how real-time analytics in payments systems are used to predict future occurances. Prediction involves taking the insight you get by looking at historical data and working out what’s going to happen over time. Instead of just looking at whether or not something that’s currently happening is normal, we can take a look into the future, maybe hours or even days. Listen to our last podcast on how to real-time analytics analyzes historical data here:https://soundcloud.com/fintech-podcast-by-ir/how-historical-data-helps-real-time-analytics-in-payments

How Historical Data Helps Real-time Analytics in Payments

Play Episode Listen Later Mar 28, 2017 5:45


Real-time analytics allow us to take historical data and apply it to things that are happening right now. It’s a mixture of traditional data analytics and insight into what’s happening inside your payments system. this podcast covers; detecting normal patterns, customized alerts and the power of real-time analytics. For more information about IR Prognosis for payments visit IR.com

Increasing Compliance Costs Driving Payments Systems towards Hosted Environments

Play Episode Listen Later Mar 20, 2017 6:16


Credit card companies are taking constant steps to protect cardholder data. Subsequent versions of compliance standards have become more strict to combat fraud and banks get audited to ensure that they’re meeting standards. The cost of running a payment system has increased. Small payments companies are moving towards hosted payment environments.

Payment Transaction Changes causing Banks to Re-examine their Technology

Play Episode Listen Later Mar 12, 2017 6:12


In the next two years, new rules are taking effect that will change the way payments are handled. If you’re paying a bill or transferring money from one bank account to another, it typically takes three days until the transaction is finalized. After the new changes take effect, it will take a matter of seconds. It’s a huge change, and it means that banks are going to have to re-examine their technology to make accommodations.

What will the New Payments Platform (NPP) bring?

Play Episode Listen Later Nov 23, 2016 6:12


What will the New Payments Platform (NPP) bring? by FinTech Podcast by IR

Samsung Pay or Android Pay?

Play Episode Listen Later Nov 9, 2016 5:00


Samsung Pay or Android Pay? by FinTech Podcast by IR

Android Pay taking on Apple Pay

Play Episode Listen Later Oct 30, 2016 5:47


Android Pay taking on Apple Pay by FinTech Podcast by IR

EMV in the USA, Part 2

Play Episode Listen Later Oct 24, 2016 6:43


EMV in the USA, Part 2 by FinTech Podcast by IR

EMV in the USA, Part 1

Play Episode Listen Later Oct 19, 2016 5:58


EMV in the USA, Part 1 by FinTech Podcast by IR

Minimizing Fraud with Real-time Payments

Play Episode Listen Later Sep 18, 2016 6:31


Minimizing Fraud with Real-time Payments by FinTech Podcast by IR

The evolution of peer-to-peer and real-time payments

Play Episode Listen Later Aug 29, 2016 6:11


The evolution of peer-to-peer and real-time payments by FinTech Podcast by IR

Amazon steps-up in the battle for online payments

Play Episode Listen Later Aug 22, 2016 5:06


Amazon steps-up in the battle for online payments by FinTech Podcast by IR

How real-time payment technology is delivering better customer experience

Play Episode Listen Later Aug 16, 2016 6:11


How real-time payment technology is delivering better customer experience by FinTech Podcast by IR

Clash of the Titans: Apple Pay vs PayPal vs Google

Play Episode Listen Later Jul 6, 2016 6:42


The battle is on for your virtual wallet - PayPal, Apple Pay and Google Wallet are the big players. Who will win - find the transcript and more from the blog here: http://bit.ly/29PWsL6

Managing Multi-party Transactions in a complex Payments Eco-system

Play Episode Listen Later Jun 26, 2016 5:40


John Dunne, IR Chief Solutions Office, discussed the emergence of multi-party transactions as consumers and processors demand a better experience. Check out more and the full transcript on the IR Blog: http://bit.ly/28Xccxg

Will we see the death of Credit Card numbers?

Play Episode Listen Later Jun 14, 2016 5:41


You can read more about this track and view the transcript online here:

Innovating Safely - Staying Ahead of the Competition (and Fraudsters)

Play Episode Listen Later Jun 7, 2016 5:43


John Dunne shares his thoughts on the importance of innovating safely when it comes to FinTech

State of the Payments Market

Play Episode Listen Later May 31, 2016 6:02


State of the Payments Market by FinTech Podcast by IR

Turn payments data in to customer delight

Play Episode Listen Later May 24, 2016 6:17


Turn payments data in to customer delight by FinTech Podcast by IR

Delivering a Great Payments Experience

Play Episode Listen Later May 17, 2016 5:47


This podcast is also posted to the IR Blog - you can find further details and the transcript here: http://bit.ly/24WjZ33

The Dark Side to Innovation

Play Episode Listen Later May 9, 2016 6:28


The Dark Side to Innovation by FinTech Podcast by IR

Apple Pay - Changing the Payments Landscape

Play Episode Listen Later May 2, 2016 6:29


Apple Pay - Changing the Payments Landscape by FinTech Podcast by IR

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