Podcasts about SEPA

En el año 1987, el periódico de Houston relató el caso de un joven acusado de robo cuya vida cambió por una carta. El juez que llevaba el caso recibió una misiva de un pastor local asegurando que conocía al joven, que este se había arrepentido y que la iglesia lo apoyaría en su rehabilitación. Conmovido, el juez decidió otorgar libertad condicional supervisada en lugar de prisión. Años después, aquel joven se convirtió en predicador itinerante, llevando su testimonio a prisiones y comunidades vulnerables. A veces, una palabra de intercesión abre una puerta que parecía cerrada para siempre. En las manos de Dios, una carta puede ser el inicio de una historia de redención. La Biblia dice en Santiago 5:20: “Sepa que el que haga volver al pecador del error de su camino, salvará de muerte un alma…” (RV1960).

En el año 1987, el periódico de Houston relató el caso de un joven acusado de robo cuya vida cambió por una carta. El juez que llevaba el caso recibió una misiva de un pastor local asegurando que conocía al joven, que este se había arrepentido y que la iglesia lo apoyaría en su rehabilitación.Conmovido, el juez decidió otorgar libertad condicional supervisada en lugar de prisión. Años después, aquel joven se convirtió en predicador itinerante, llevando su testimonio a prisiones y comunidades vulnerables.A veces, una palabra de intercesión abre una puerta que parecía cerrada para siempre. En las manos de Dios, una carta puede ser el inicio de una historia de redención.La Biblia dice en Santiago 5:20: “Sepa que el que haga volver al pecador del error de su camino, salvará de muerte un alma…” (RV1960).

En este episodio de 10AMPRO, Gabriel Merlo comparte su visión sobre la IA, explorando cómo los tokens están transformando la forma en que procesamos información, invertimos en tecnología y aprendemos en comunidad.----*Gabriel Merlo*Cuenta en Youtube: https://www.youtube.com/@gabmerloCuenta en X: https://x.com/gabmfrl Cuenta en Linkedin: https://www.linkedin.com/in/gabrielmerloflores/ ----Links presentados en el episodio:1. https://openrouter.ai/2. https://tiktokenizer.vercel.app/---

The First Minister answers questions from Party Leaders and other MSPs in this weekly question time. Topics covered this week include: Evelyn Tweed To ask the First Minister what action the Scottish Government is taking to reduce the number of road traffic incidents on the trunk road network, in light of reports of a number of serious accidents over the summer. Tess White To ask the First Minister whether he will provide an update on the steps that the Scottish Government is taking as a result of the Supreme Court judgment in For Women Scotland Ltd v The Scottish Ministers Alex Rowley To ask the First Minister, in light of SEPA's warnings of water scarcity over the summer and the introduction of restrictions on water abstraction last week in some areas, including North Fife, what action the Scottish Government is taking to secure water supply in Scotland in the face of changing climate conditions.   A full transcript of this week's First Minister's Questions is available here: https://www.parliament.scot/chamber-and-committees/official-report/search-what-was-said-in-parliament/recent-publication?meeting=16549&iob=141274 

The European Instant Payments Regulation which came into force a year ago, now requires all payment service providers in the Eurozone of the European Economic Area to offer SEPA instant credit transfers for incoming payments by January 2025 and for outgoing payments by October 2025 at the latest. This regulation thus reaffirms its objective of accelerating the adoption of SCT Inst and aims for greater alignment with traditional SEPA credit transfers.

Escuche esta y más noticias de LA PATRIA Radio de lunes a viernes por los 1540 AM de Radio Cóndor en Manizales y en www.lapatria.com, encuentre videos de las transmisiones en nuestro Facebook Live: www.facebook.com/lapatria.manizales/videos

Ab dem 5. Oktober 2025 müssen Banken bei SEPA-Überweisungen den Empfängernamen mit der IBAN abgleichen – das sogenannte „Verification of Payee“-Verfahren (VoP) wird Pflicht. Diese Maßnahme soll Milliardenverluste durch Betrugsarten wie CEO-Fraud oder Rechnungsumleitungsbetrug verhindern. Doch VoP hat auch Tücken: Handelsnamen, Abkürzungen oder Fantasiebezeichnungen können zu Zahlungsblockaden führen. Zudem bleibt VoP bei Identitätsbetrug wirkungslos, wenn Name und IBAN korrekt erscheinen. Die Episode beleuchtet außerdem aktuelle Sicherheitsprobleme bei PayPal, bei denen Milliarden an Zahlungen zurückgehalten wurden. Steuerlich wird es ebenfalls konkret: Wann müssen eingefrorene Zahlungen versteuert werden, was ist bei Forderungsausfällen zu beachten und wie sind Ransomware-Zahlungen oder Betrugsverluste steuerlich einzuordnen? Mit Verweis auf das Urteil des FG Münster vom 6.3.2025 (7 K 2394/20 E,G) werden praxisnahe Beispiele und Handlungsempfehlungen gegeben. Nähere Informationen zum Podcast und alle bisherigen Folgen findest Du auf unserer neuen Website: https://www.steuer-podcast.de/ Schau gern mal vorbei und stell uns Deine Frage! Das Buch zum Podcast "Sei doch nicht besteuert" von Fabian Walter, kannst du jetzt unter folgendem Link bestellen: https://amzn.eu/d/26qeFBW Hier findest Du unsere Kontaktdaten, um bei steuerberaten.de Mandant zu werden oder eine einmalige Steuerfrage zu stellen: https://www.steuerberaten.de/kontakt/ Du hast Fragen oder Anmerkungen zum Podcast? Dann schreib uns gerne eine E-Mail an: podcast@steuerversum.de Neues „Sei doch nicht besteuert“-Buch, jetzt kaufen https://amzn.eu/d/hhFdFNV

¿Cuántas veces has dejado que otro decida por ti?Estoy de acuerdo con @KarolG cuando dice que nadie debería tener ese poder sobre tu vida. Y es verdad.El mundo te critica si te sales del molde, te señala si no cumples expectativas, y hasta te llama egoísta si eliges por ti. Pero cada vez que decides desde tu verdad, te eliges, te aceptas y te reafirmas ante ti mismo y ante el mundo.¿Conclusión? Tú sigue siendo tú en tu mejor versión, aunque sea un deporte de alto riesgo.Sepa.

Escuche esta y más noticias de LA PATRIA Radio de lunes a viernes por los 1540 AM de Radio Cóndor en Manizales y en www.lapatria.com, encuentre videos de las transmisiones en nuestro Facebook Live: www.facebook.com/lapatria.manizales/videos

Three river catchments in the East of Scotland are now in a state of significant scarcity - that's the most extreme level of water shortage issued by SEPA, the Scottish Environment Protection Agency. It says the river Deveron in Aberdeenshire is at its lowest level since the 1970s and that unless there's significant rainfall, other rivers including the Lower Tweed and the Don could also fall into that highest drought-alert category. Farmers in Scotland have been harvesting cereals earlier than usual, and agronomists are warning that shifting weather patterns mean growers will need to change their farming practices to help deal with the impacts of climate change.Butterflies are an important pollinator across farmland, orchards and gardens. However, their numbers have fallen dramatically over the last fifty years. According to the charity, Butterfly Conservation, they've dropped by 80% since 1970, due to habitat loss and changes in land management. We take a look at a project in South Wales where grazing cattle are helping to manage bracken and encourage rare High Brown Fritillary butterflies.Presenter: Caz Graham Producer: Rebecca Rooney

In the early 2000s, when she was doing legal work in her native Texas, Sheri Givens held state government roles that put her in the thick of energy policy-making. And in 2009, Texas Governor Rick Perry appointed Sheri the chief executive of Public Counsel of the Texas Office of Public Utility Counsel. That made her, in effect, the consumer advocate for all 20 million Texas utility ratepayers.To do that job well, Sheri wanted to sit down with consumers across the state. So she spent days crisscrossing the state in her truck advising consumers on their energy utility choices.Sheri went on to consultancy and executive roles in the energy sector. Now, as president and CEO of the Smart Electric Power Alliance (SEPA), a non-profit organization for energy sector professionals, she still has that same enthusiasm for empowering people. Amid tremendous demand for clean energy and deep uncertainty around federal energy policy, SEPA convenes folks from across the sector, the country, and the world to learn from each other. This week on With Great Power, Sheri shares why she's bullish on states' progress toward clean energy goals despite federal headwinds, and what strategies utilities are using to advance policy and innovation right now.With Great Power is a co-production of GridX and Latitude Studios.Subscribe on Apple, Spotify, or anywhere you get podcasts. For more reporting on the companies featured in this podcast, subscribe to Latitude Media's newsletter.Credits: Hosted by Brad Langley. Produced by Erin Hardick and Mary Catherine O'Connor. Edited by Anne Bailey. Original music and engineering by Sean Marquand. Stephen Lacey is executive editor. The Grid X production team includes Jenni Barber, Samantha McCabe, and Brad Langley.

Comenzó oficialmente la operación estadística más grande del país: los Censos Nacionales 2025, organizados por el Instituto Nacional de Estadística e Informática (INEI). Sepa de que trata y las innovaciones que trae esta jornada cívica que durará tres meses.

¿Y si el placer empieza en ti?No esperes a que él te encienda, tú puedes aprender a desearte, conocerte y regalarte la intimidad que mereces.✨Este episodio te abre los ojos:✔ El poder de la mujer que también sabe desear✔ Cómo se activa el placer desde el cerebro✔ Cómo vencer la baja autoestima que apaga tu sensualidad✔ Historia real de Mariana, una mujer que se volvió a elegir

Hay noticias que no pueden quedarse en silencio. Cuando descubres algo que transforma tu vida, lo natural es compartirlo. Así es el amor de Jesús: tan real, tan profundo, tan lleno de gracia, que no podemos guardarlo solo para nosotros. El mundo necesita saber. Necesita esperanza, necesita verdad, necesita salvación. ¿Quién lo va a contar, si no lo hacemos nosotros?

En esta reflexión llena de fuerza y ternura, nuestra Madre nos llama a orar sin cesar para que no nos dejemos sacudir por el enemigo. María nos recuerda que cuando vivimos en oración, Satanás pierde poder… y reconoce que le pertenecemos a ella, a su corazón maternal. Es un llamado a confiar, a abandonarnos en su amor y a dejarnos conducir por ella al corazón de Dios.

En entrevista con Pamela Cerdeira, para MVS Noticias, Israel Vallarta, detenido por secuestro desde 2005 por el mediático caso de la francesa Florence Cassez, habló de su caso tras ser absuelto y liberado este viernes, después de permanecer casi 20 años en prisión sin una sentencia.See omnystudio.com/listener for privacy information.

Manuel Burque  ha pasado por la sección "No soporto" y ha tenido para casi todo y casi todos: No soporta los museos; considera que las croquetas están muy sobrevalorada;  no puede con el libro "Crimen y castigo" desde la página 31 en adelante; considera que la sintonía de "cumpleaños feliz"  la compuso un psicópata y, por ejemplo, no soporta darse besos cada vez que te saludas con alguien. 

En el podcast de hoy te explico paso a paso la estrategia del gran inversor Mark Minervini, campeón varias veces del US Investment Championship y que, desde luego, es una de las que más empleamos en Boring Capital.Únete al canal GRATUITO de WhatsApp: https://whatsapp.com/channel/0029VaTrH1L72WTwHEGtyr0mSígueme en instagram: ⁠https://instagram.com/arnau_invertirbolsa⁠Todo lo que hacemos en Boring Capital: ⁠https://boringcapital.net/⁠Consulta nuestras rentabilidades pasadas en Boring Capital: ⁠https://boringcapital.net/informes-rentabilidad⁠Sígueme en Twitter: ⁠https://twitter.com/ajnogues⁠Suscríbete a nuestra newsletter: ⁠https://mailchi.mp/1a1f327fc3d5/ideas-de-swing

Salmo 23:1-3

Ó mhí Dheireadh Fómhair beidh baill de Chomhar Creidmheasa Cholmcille in ann íocaíochtaí meandracha nó íocaíochtaí SEPA a dhéanamh óna gcuid cuntais. Céard atá i gceist?

Escuche esta y más noticias de LA PATRIA Radio de lunes a viernes por los 1540 AM de Radio Cóndor en Manizales y en www.lapatria.com, encuentre videos de las transmisiones en nuestro Facebook Live: www.facebook.com/lapatria.manizales/videos

Minas Puki, Atlantic Ivanhoe, Abusao Galan, Mega Mufa, Monguer Party, International Dandys, Mega Mufa, Bestialista Plasticos, El Buba, sinagoga Nordica y mucho mas ENLACES Ivanhoe Atlantic https://thenewdawnliberia.com/done-deal-or-expression-of-interest/ Ritos Nazi-babilonicos https://www.lmu.de/en/newsroom/news-overview/news/hymn-to-babylon-discovered.html Caimán albaceteño https://www.20minutos.es/noticia/5730392/0/guardia-civil-captura-un-caiman-pantano-almansa/ Hajj Sin licencia https://borneobulletin.com.bn/malaysian-married-couple-charged-with-organising-haj-pilgrimage-without-licence/ Yoon Ausente https://www.koreaherald.com/article/10528546 Golf https://www.thestar.com.my/aseanplus/aseanplus-news/2025/07/10/six-more-senior-buddhist-monks-in-thailand-suspected-of-having-relationships-with-femme-fatale-called-golf Vladpple http://publication.pravo.gov.ru/document/0001202507070014?index=1 Mundo libre 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https://www.lanacion.com.ar/politica/la-explicacion-del-pastor-que-visito-milei-sobre-como-financio-su-templo-los-pesos-se-convirtieron-nid07072025/ HuachiLitio https://globalpressjournal.com/africa/zimbabwe/lithium-smuggling-rampant-zimbabwe-fails-end-corruption/ Mezuza B2 https://x.com/Sepa_mass/status/1942924195072979352/video/1 Normalización Moderada https://avia-es.com/news/siriya-reshila-otkazatsya-ot-golanskih-vysot-v-obmen-na-normalizaciyu-s-izrailem Oficinista espia https://metro.co.uk/2025/07/10/office-worker-accused-helping-russian-spies-just-wanted-nine-to-five-23631141/ Partido Retarded https://actualidad.rt.com/actualidad/556788-musk-partido-politico-eeuu-rina-trump Mounstro de Inca https://www.ultimahora.es/sucesos/ultimas/2025/07/11/2427345/monstruo-inca-catorce-anos-medio-carcel-por-drogar-violar-nino-casi-diario.html Operacion Galagher 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iniciacion invernal https://allafrica.com/stories/202507100060.html ManchurUkros https://avia-es.com/news/yuzhnokoreyskie-nayomniki-uchastvuyut-v-boyah-v-sumskoy-oblasti-na-storone-ukrainy Sultan Prohibidon https://apnews.com/article/turkey-artificial-intelligence-grok-access-ban-erdogan-8ba6c5b9529fb17b6ec8025f25a8b59c Friday Sermon https://borneobulletin.com.bn/call-for-gratitude-unity-and-loyalty-mark-friday-sermon/ Boda poco Convencional https://www.dailystar.co.uk/news/world-news/man-45-allowed-marry-girl-35535763?int_source=nba Educación Cuántica https://www.arabnews.com/node/2607655/arabia-saudita Descubrimiento inedito https://www.washingtonpost.com/wellness/2025/07/07/kiwi-help-ibs-constipation/ Secreto bancario https://ctrana.one/news/487765-ukraina-vplotnuju-podoshla-k-otmene-bankovskoj-tajny.html Concurso Trucha https://avia-es.com/news/fsb-raskryla-feykovyy-fotokonkurs-v-novosibirskoy-oblasti-dlya-sbora-razveddannyh Ganaderia sandinista https://actualidad.esrt.press/actualidad/557151-receta-exito-sector-bovino-nicaragua Burocracia antisemita https://www.aurora-israel.co.il/recortes-en-la-administracion-de-la-seguridad-social-en-ee-uu-dificultan-los-tramites-de-los-sobrevivientes-del-holocausto/ Dandys sociatas https://efe.com/espana/2025-07-04/psoe-motivo-expulsion-obtener-sexo-cambio-dinero/ Hostelero antisemita https://www.20minutos.es/noticia/5730305/0/hostelero-vigo-expulsa-turistas-israelies-restaurante/ Corrupto suicidado https://avia-es.com/news/starovoyt-zastrelilsya-iz-za-pokazaniy-eks-glavy-kurskoy-oblasti-smirnova Scam Raid https://borneobulletin.com.bn/pakistan-police-arrest-149-including-48-chinese-in-scam-centre-raid/ Ritual de Lavado https://www.arabnews.com/node/2607652/arabia-saudita Neblina Transfronteriza https://borneobulletin.com.bn/minister-calls-for-integrated-approach-to-address-transboundary-haze/ Documento marico https://www.vanguardia.com/colombia/2025/07/02/y-ahora-quien-imprime-los-pasaportes-en-colombia-polemica-decision-de-petro/ Voxero herniado https://www.losreplicantes.com/articulos/diputado-vox-queja-trabajar-julio-interrumpe-descanso/ Heroe Anton https://avia-es.com/news/pogib-pyatiletniy-malchik-pytavshiysya-zashchitit-mat-pri-atake-drona Marco Trucho https://www.washingtonpost.com/national-security/2025/07/08/marco-rubio-ai-imposter-signal/ Mano espiritista https://reporteconfidencial.info/2025/07/09/espiritista-condenado-abuso/#:~:text=El%20Tribunal%201%C2%B0%20de%20Juicio%20del%20estado%20Nueva,de%2015%20a%C3%B1os%2C%20seg%C3%BAn%20inform%C3%B3%20el%20Ministerio%20P%C3%BAblico. Estafadores holandeses https://www.liberianobserver.com/business/w-bank-debars-corrupt-dutch-firm-genkey/article_99196c1e-7c20-4475-978b-a8ec91ac90d0.html Palille basurista https://www.diariodemallorca.es/sucesos/sucesos-mallorca/2025/07/09/condenados-encargados-recogida-basuras-esporles-explotacion-laboral-mallorca-119492292.html ZelenskyFans https://petition.president.gov.ua/petition/248984?fbclid=IwY2xjawLaCc1leHRuA2FlbQIxMQABHnuqMSaLl1iyk2TPGHSP11CUXyG0YfchOReHdbplHP6JRRHsYFSqsvuRagB2_aem_qxX01O2KT0amb5C0pzgM4Q Kartoffen rompilon https://www.abc.es/espana/baleares/detenido-turista-aleman-destrozar-escultura-valorada-300000-20250708175536-nt.html Doping turco https://actualidad.esrt.press/actualidad/557012-intentaron-doparme-grave-denuncia-club-mourinho Tony Pinneapple ( investigacion antisemita) https://www.huffingtonpost.es/politica/la-audiencia-nacional-abre-investigacion-penal-netanyahu-asalto-flotilla-gazabr-1.html Springfield exploration https://ghanaiantimes.com.gh/springfield-rejects-100m-fraud-claims-by-petraco-threatens-defamation-suit/ Boicot BuitreFestivalista https://actualidad.esrt.press/actualidad/557117-residente-cancelar-conciertos-espana Chinos Laser https://elpais.com/internacional/2025-07-08/alemania-acusa-a-china-de-apuntar-con-un-laser-a-un-avion-de-su-ejercito-sobre-el-mar-rojo.html Medidas Antipiscirrush https://www.20minutos.es/internacional/suiza-para-los-suizos-una-piscina-prohibe-entrada-extranjeros-para-preservar-un-clima-sereno-5729847/ Ministros Evacuados https://es.euronews.com/my-europe/2025/07/10/lituania-evacua-a-su-primer-ministro-tras-detectar-un-objeto-volador-desde-bielorrusia Ojala https://www.huffingtonpost.es/life/viajes/en-reino-unido-piden-olvidarse-espana-pais-nombrado-mas-familiar-europa.html Zimbauense pelotuda https://iharare.com/zimbabwean-woman-sentenced-for-using-fake-o-level-certificate-to-study-in-ukraine/ Invasion hollywodiense https://okdiario.com/look/actualidad/hollywood-invade-espana-justin-bieber-mallorca-michael-douglas-bilbao-o-jlo-pontevedra-2333676 Rifles y whiski https://www.youtube.com/live/fVDNHD5IEeQ?si=TDsQK8BjytK_vWm3&t=277 Desconexion descartada https://www.enlacejudio.com/2025/07/09/el-gobierno-espanol-asume-que-necesita-tecnologia-israeli-para-no-perder-capacidades-militares/ Bestialistas plasticos https://www.armytimes.com/news/your-army/2025/07/07/army-tests-robotic-coyotes-to-defend-fighter-jets/ Amor de Chicos https://www.japantimes.co.jp/news/2025/07/10/asia-pacific/crime-legal/china-female-erotica-crackdown/ Traba Molka https://www.dailystar.co.uk/news/world-news/crossdresser-caught-secretly-filming-sexual-35535540 Kim Denunciado https://www.infobae.com/america/mundo/2025/07/11/una-desertora-norcoreana-demando-al-dictador-kim-jong-un-por-tortura-y-violencia-sexual-ante-un-tribunal-de-corea-del-sur/ Cagon la leche Merche https://www.losreplicantes.com/articulos/audiencia-nacional-condena-imanol-arias-prision-absuelve-ana-duato/ PeloJeffrey https://actualidad.rt.com/actualidad/552669-biografo-trump-apuntala-acusaciones-musk-epstein Ojos BUcks https://www.telemundo62.com/noticias/local/christopher-oneill-bucks-county-acusado-crear-imagenes-pornografia-infantil-ia-robar-ropa-interior-pensilvania/2508098/ Pintadas Namcys (tienen que ir a Finlandia a aprender caligrafia) https://www.madridiario.es/delegado-gobierno-denuncia-pintadas-racistas-centro-migrantes-alcala Fondos Congelados https://es.euronews.com/my-europe/2025/07/08/la-ue-congela-18000-millones-para-hungria-tras-la-falta-de-avances-en-su-estado-de-derecho Mano Dura https://www.elconfidencial.com/mundo/2025-07-09/represion-disidencia-ley-seguridad-1hms_4168490/ NAFO Sanxe https://www.huffingtonpost.es/politica/espana-incrementara-11-presencia-militar-otan-llegara-14000-soldados-2035.html Operación Refugio Seguro https://www.premiumtimesng.com/news/headlines/806233-how-bandits-ambushed-killed-eight-vigilantes-in-plateau-official.html Clifford Chance https://www.publico.es/sociedad/m-ambiente/iberdrola-pide-supremo-anule-investigacion-gobierno-sobre-apagon.html Sinagoga nordica https://www.aurora-israel.co.il/una-sinagoga-centenaria-en-el-norte-de-noruega-se-prepara-para-celebrar-un-siglo-de-resiliencia-fe-y-adaptacion/ Katy divorciada https://elpais.com/gente/2025-07-04/katy-perry-y-orlando-bloom-confirman-su-ruptura-su-prioridad-comun-es-y-siempre-sera-criar-a-su-hija.html Fiesta Atlantista https://www.elmundo.es/internacional/2025/07/09/686e9c9521efa01e198b456e.html Brigitomanas Absueltas https://www.leparisien.fr/faits-divers/rumeurs-transphobes-sur-brigitte-macron-deux-femmes-qui-avaient-propage-lintox-relaxees-en-appel-10-07-2025-WFUHMGTQXVA57BDOPDYGPXTZUI.php El Buba https://avia-es.com/news/chlen-bandy-capka-andrey-bykov-pogib-v-zone-svo

Nunca nadie dijo que la crianza sea un proceso fácil y sencillo, como pelar mandarinas.

“¡Me enamoré de mi jefe!” Dicen algunos…¿Les ha pasado? ¿Conocen algún caso así? ¿Recuerdan cómo terminó ese romance? ¡SEPA! el que juega con fuego se quema.¡Óyeme aquí !

Muchos más recursos para tu vida de fe (Santo Rosario, Oración, etc.) en nuestra web https://sercreyente.com________________Miércoles, 18 de junio de 2025 (11ª Semana del Tiempo Ordinario)Evangelio del día y reflexión... ¡Deja que la Palabra del Señor transforme tu vida! Texto íntegro del Evangelio y de la Reflexión en https://sercreyente.com/que-no-sepa-tu-mano-izquierda-lo-que-hace-tu-derecha/[Mateo 6, 1-6.16-18] En aquel tiempo, dijo Jesús a sus discípulos: «Cuidad de no practicar vuestra justicia delante de los hombres para ser vistos por ellos; de lo contrario no tenéis recompensa de vuestro Padre celestial. Por tanto, cuando hagas limosna, no mandes tocar la trompeta ante ti, como hacen los hipócritas en las sinagogas y por las calles para ser honrados por la gente; en verdad os digo que ya han recibido su recompensa. Tú, en cambio, cuando hagas limosna, que no sepa tu mano izquierda lo que hace tu derecha; así tu limosna quedará en secreto y tu Padre, que ve en lo secreto, te recompensará. Cuando oréis, no seáis como los hipócritas, a quienes les gusta orar de pie en las sinagogas y en las esquinas de las plazas, para que los vean los hombres. En verdad os digo que ya han recibido su recompensa. Tú, en cambio, cuando ores, entra en tu cuarto, cierra la puerta y ora a tu Padre, que está en lo secreto, y tu Padre, que ve en lo secreto, te lo recompensará. Cuando ayunéis, no pongáis cara triste, como los hipócritas que desfiguran sus rostros para hacer ver a los hombres que ayunan. En verdad os digo que ya han recibido su paga. Tú, en cambio, cuando ayunes, perfúmate la cabeza y lávate la cara, para que tu ayuno lo note, no los hombres, sino tu Padre, que está en lo escondido; y tu Padre, que ve en lo escondido, te recompensará».________________Descárgate la app de SerCreyente en https://sercreyente.com/app/¿Conoces nuestra Oración Online? Más información en: https://sercreyente.com/oracion¿Quieres recibir cada día el Evangelio en tu whatsapp? Alta en: www.sercreyente.com/whatsappTambién puedes hacer tu donativo en https://sercreyente.com/ayudanos/Contacto: info@sercreyente.com

No eres un agente secreto. Y si lo pareces, no te quejes porque el teléfono no suena. Tu marca personal no es para ganar likes, ni para que tu mamá te comparta en Facebook.vEs para que el mercado sepa que tú EXISTES, que tienes una solución, y que eres relevante. Este episodio es un golpe directo al ego y a la pereza digital. Porque si nadie te encuentra, nadie te contrata. Y si no estás trabajando tu visibilidad, estás jugando al escondite… y el mercado no tiene tiempo para buscarte.

De la conversación que sostuvieron antier Gómez Leyva y López-Dóriga en Radio Fórmula recupero por temas lo que más me impactó

Recorded live at the Treasury 360° Nordic conference in Stockholm, Eleanor Hill (TMI) hosts Netta Christensen, Carlo Macri (A.P. Moller - Maersk), and Truls Gustafsson (BNP Paribas) in an audible case study exploring how Maersk managed multiple European geographies through a single Euro account. Discover how SEPA and virtual accounts enable treasury centralisation without sacrificing local agility, optimise liquidity, reduce complexity, and enhance pan-European financial control - offering key insights for scaling treasury operations across Europe.

Hoy queremos compartirles algo que nos emociona muchísimo: el primer episodio de Sepa La Madre, el nuevo podcast de comedia y maternidad de nuestra productora, Dudas Media.Desde hace tiempo soñábamos con crear un espacio para todas esas mamás reales, imperfectas, chistosas y vulnerables que nos rodean… y por fin existe.Sepa La Madre está conducido por Pris y Alex, dos mujeres increíbles que decidieron contar la maternidad tal como es: sin guiones, sin filtros y con mucho humor. Y para arrancar, se van directo al momento que lo cambió todo: el parto.Spoiler: no fue como lo imaginaban.Entre contracciones, culos adoloridos, anestesiólogos que ligan en plena sala de parto y muchas risas nerviosas, comparten sus historias con la misma honestidad en la que siempre hemos creído.Para que te rías, te sientas acompañada y recuerdes que nadie nace sabiendo ser mamá.Ponte cómoda, mamacita, porque aquí vinimos a parir historias reales, reírnos del caos y abrazar la montaña rusa que es la maternidad… sin cinturón de seguridad.

Descubre Sepa la Madre, el nuevo podcast sobre maternidad real de Dudas Media.Ya puedes escucharlo en plataformas de audio y también verlo en video en YouTube.En este episodio, platicamos con Priscila Faz y Alex Ivanisevic, las hosts de Sepa la Madre, un podcast hecho por mamás reales para mamás reales. Juntas abrimos la conversación sobre TODO lo que no se dice de ser mamá: el posparto, las emociones confusas, la culpa y el duelo. El multitasking extremo, cómo cambia la relación de pareja y el poder de una red de apoyo.También hablamos sobre lo hermoso de la maternidad: cómo los hijos despiertan creatividad, cómo evolucionan los sueños y cómo, aunque el caos es real, también lo es el amor.Sepa la Madre no es un podcast con recetas ni reglas, es un espacio honesto, sin juicios, donde caben la risa, el cansancio, las dudas y el corazón. Si estás buscando un podcast sobre crianza honesta, historias reales de maternidad y acompañamiento emocional, este es tu lugar. ¡Estuvimos trabajando en este proyecto muchos años! Nos hace muy felices que ya puedas escucharlo. ¿Eres mamá, futura mamá o simplemente te encantan el chisme con mujeres increíbles? ¡Este episodio es para ti!Mándanos tu audio para salir en un episodio de Sepa la Madre aquí https://sepalamadre.com/ Encuentra a Sepa la Madre en todas las redes sociales como @sepalamadrepodcast https://www.instagram.com/sepalamadrepodcast/ Hosted on Acast. See acast.com/privacy for more information.

A decade ago, Zach Borton had a lightbulb moment when studying energy economics at Ohio State University: the grid was trending toward decentralization. That realization set him on a path that would eventually lead him to Colorado, where he now serves as DER services manager at Platte River Power Authority.Platte River's 2024 integrated resource plan includes an ambitious goal: 30 megawatts of virtual power plant capacity by 2030. But building a VPP across multiple utility territories isn't just about technology -- it's about coordination, customer engagement, and breaking down organizational silos.This week on With Great Power, Zach explains the technical architecture behind Platte River's VPP strategy, which relies on two interconnected systems: grid derms and edge derms. He also discusses the challenges of aligning five different organizations, the importance of seamless customer enrollment, and why he believes curiosity-driven leadership is his superpower in the energy transition.With Great Power is a co-production of GridX and Latitude Studios.  Subscribe on Apple, Spotify, or anywhere you get podcasts. For more reporting on the companies featured in this podcast, subscribe to Latitude Media's newsletter.Credits: Hosted by Brad Langley. Produced by Erin Hardick and Mary Catherine O'Connor. Edited by Anne Bailey. Original music and engineering by Sean Marquand. Stephen Lacey is executive editor. The Grid X production team includes Jenni Barber, Samantha McCabe, and Brad Langley.TRANSCRIPT:Brad Langley: Back in the early 2010s, apps skyrocketed in popularity. Apple had just launched its famous "There's an app for that" commercial, and within a few years, more than a million apps were available for download in the app store.Commercial clips: Ever wish you could really read people's emotions? Well, now there's an app for that. Don't have a great voice or any real musical talent? Well, there's an app for that too. You want to get the potholes filled? Well, there's an app for that. There's an app for that...Brad Langley: Zach Borton's family was right there with the rest of America, feverishly downloading apps to manage finances or track the weather or achieve personal fitness goals.Zach Borton: Fitbits were becoming popular and my mom and dad would all compete against different steps, and we wanted to bring that kind of competitive element to the energy space.Brad Langley: At the time, Zach was studying business and sustainability at The Ohio State University.Zach Borton: Most of my classmates were going down the road of corporate social responsibility, sustainability reporting, but I took an energy economics course and that kind of shifted my path.Brad Langley: As part of that course, Zach was presented with some graphics of the power system. One showed the traditional energy value chain with big centralized generation. Another showed the declining cost of rooftop solar and an upward trend for installations.Zach Borton: I realized at that moment we're going from this horse and buggy to car event. Every few generations will have that shift, and I wanted to be a part of that shift.Brad Langley: After graduation, Zach and two friends decided to launch their own energy-focused app, the idea was to show people the impact of their environmentally focused investments.Zach Borton: What we were trying to build is a visualization tool to track environmental metrics such as carbon saved or trees planted, and also kind of that competitive nature of seeing what your friends were investing, what types of projects they were investing in, and then competing with your friends or tracking that with your friends to drive that competitiveness.Brad Langley: Unfortunately, for Zach and his friends, their app didn't make millions, but it did motivate Zach to keep working on some of the big complex problems unfolding in the power sector. So he took a job at American Municipal Power in Columbus, Ohio.Zach Borton: I was a power supply engineer. There was learning kind of the nuts and bolts on how to serve a community with generation, really how to stack those assets for energy, capacity, and transmission. But really despite everything I was learning, I kept going back to those two graphics from that energy economics course.Brad Langley: He just couldn't get one question out of his head. How would the legacy power system interact with all these new DERs? And he wasn't the only one thinking about it.Zach Borton: There was utility of the future white paper coming out of MIT, and so we were really going through that and understanding rather than a centralized approach from these large generators, how can we hedge against energy, capacity, and transmission from within the load?Brad Langley: Once Zach locked into this problem, he just couldn't let it go. So he headed west to Colorado where he now works at a public power utility helping build a virtual power plant.Zach Borton: My job is to take distributed energy resources and make use of them as we transition to a non-carbon grid.Brad Langley: This is With Great Power, a show about the people building the future grid, today. I'm Brad Langley. Some people say utilities are slow to change, that they don't innovate fast enough, and while it might not always seem like the most cutting edge industry, there are lots of really smart people working really hard to make the grid cleaner, more reliable and customer centric. This week I'm talking to Zach Borton, the DER service manager at Platte River Power Authority, a public power utility that serves the communities of Estes Park, Fort Collins, Longmont, and Loveland in Colorado. Platte River provides wholesale electricity generation and transmission for its member communities, each of which has its own local electric utility. So a major part of Zach's job is figuring out how to build a VPP across all of those different utilities.Zach Borton: So each have their own technology suite, which makes integrations maybe a little bit more difficult. So we're all at different paths in this integration and technology suite, but getting there is going to require more collaboration and breaking down those silos.Brad Langley: I wanted to dive into the mechanics of building this kind of VPP, but first I asked Zach how the initiative came about and how Platte River planned to break down those utility silos. So let's dig into your work at Platte River. Platte River's 2024 Integrated resource plan includes 32 megawatts of VPP by 2030, which is a significant amount. Tell us about that project. How did the initiative come about?Zach Borton: Yeah, so it can all kind of go back to the 2018 resource diversification policy. In that policy, there's a few things that line out how we can get to a non-carbon future, but it really suggests better integration and coordination across the systems from the generation transmission system down to the distribution. So senior managers, utility directors, and a few different public engagement sessions really sparked this vision and guiding principles for a DER strategy. Next came kind of a gap analysis, so we tried to understand what systems we have today and what we need, and so this really showed us where we need to go with how to make this technology work. Finally, we got to that potential study, which you saw in the 2024 IRP. This showed us kind of the market size and the potential and really gives us a goal to hit. It tells us what types of programs we should run and where we should head into that 2030 mark that you said, 30 megawatts.Brad Langley: And what is your role as DER services manager on the project? What are you specifically tasked with?Zach Borton: It's really trying to coordinate and develop these programs with our owner communities. We can think about our strategy in two different approaches. It's really that best thinking available today, which you can see in the SEPA article Decoding DERMS. It's going to require two different systems, and that's the grid DERMS and the edge DERMS. But really I want to circle back to VPP isn't just a piece of software, it's a utility strategy. It's a system level approach that brings together people, technology and data to orchestrate this cleaner and more flexible grid.Brad Langley: So we've established there's two main components to this. There's the grid DERMS and there's the edge DERMS. Talk me through specifically what the grid DERMS is doing as well as what the edge DERMS is doing.Zach Borton: Absolutely, yeah. So we can think about the grid DERMS as the brain of the future utility operation. It's going to hold our network model. It's going to monitor the state of the distribution in real time, say watching for those stress points and identifying where flexibility could be made available. Some of this technology is in place today, but a lot of this needs to be developed over the next several years, whereas the edge DERMS manages the customer side. It's going to help us enroll devices into the programs, optimize them, and then deliver those optimized energy shapes, load shapes or blocks into the grid DERMS as kind of like, here's a block at this hour. Here's the shape that you can use here for this stress point, and together these two systems kind of coordinate those individual devices into actionable blocks.Brad Langley: Can you go into more detail in terms of what those components are? I assume it's a mix of hardware and software, but any specific technologies you're able to call out.Zach Borton: When we think about our owner communities, they're kind of laying the foundation for the grid DERMS for that distribution system awareness, whether that's smart metering, switching, things like that. We need to build out that process with our owner communities to bring in those data points and make that distribution grid a little bit more intelligent. We can think about the future of advanced distribution management. When we think about the edge DERMS, there's a lot of processes and people involvement: enrolling customers and engaging with those customers. Obviously there's a lot of software optimization on the backend, but that's where we lean on our partners.Brad Langley: So two distinct yet connected systems for owner communities. What kind of challenges are you either experiencing or do you foresee in making this program a reality?Zach Borton: There's quite a bit of challenges. I'd say one of our biggest challenges is aligning across the five organizations. It's sometimes hard enough to break down the department silos, but then breaking down the five organization department silos is really complicated. So everyone might agree on this goal of a functional customer friendly VPP, but getting there in sync is the hard part, which kind of brings us to the next challenge, which is a unified vision and consistency. Like I said, we have incredibly talented people working on this from all sides, but aligning on a common path with consistency is critical. We may ask, why is that so important? Well, we risk confusing the customer if we're changing things as we go or sending mixed messages. So we need to really build that trust and participation with our customers and our own communities. That brings us kind of to the third point, which is the customer patience and experience.We're building something new and with that comes unavoidable, really growing pains. So making the enrollment and engagement process as smooth as possible in that first year is going to be so important for us to scale to that 2030, 30-megawatt goal. And that's the last piece is that OEM maturity and industry coordination. Like OEMs are learning how to build and design for flexibility, but it's a learning curve and everyone's taken their unique approach. Whereas the utilities, I can call up a utility that has a similar goal to us and they'll share the lessons learned where I feel like some of the OEMs aren't sharing those lessons learned with each other.Brad Langley: It's an interesting point. We're big believers in partnerships in this space. I think partnerships are super important. Are you encouraging the OEMs to talk to each other? Because it's tricky, they might be competitive, but they're implementing similar programs, so lessons shared can be important. How do you navigate that? Are you finding openness for OEMs to be more collaborative or is it kind of a walled garden so to speak?Zach Borton: It seems like a walled garden, but I would like for all of us utilities to try to break that down and share like, Hey, we're trying to get to this non-carbon future and open up all of these opportunities for flexibility. And so I think if a lot of us will say that to the OEMs, maybe they'll start listening. So I think if we can band together and really get the OEMs to listen, we can get to this non-carbon flexibility future.Brad Langley: You mentioned you'll start enrolling customers early next year. Does that mean the project is complete? What are some of those stages or milestones that kind of happen before or after that? Maybe give us the one to two year look into the various stages of the program following customer enrollment?Zach Borton: Yeah, so I mentioned the two types of DERMS and there's kind of different working paths for each of those, but I'll kind of talk about the edge DERMS really enrolling customers there early next year. So I think we're breaking this strategy out into three different years. First year we really want to boost up the enrollment and awareness of these programs. So enrolling customers, boosting up satisfaction and increasing that program awareness. It's going to take many actions to get there, like streamlining that DER onboarding process and establishing incentive structures and engagement methods with our customer base. That's going to be critical for scaling the VPP all testing in that first year dispatches with a small number of megawatts and devices. In that next year, we're really going to be looking for analytics and post-event insight, so leveraging event data to better understand how we're forecasting and modeling DR.So we're going to lay out the infrastructure needed to capture dispatch data and analyze that across the systems, whether it's on the distribution or the generation transmission system. And then that third year is going to be building out scale. To get to that 2030 goal in the third year, we're really going to be trying to grow those legs and pick up our speed, and it's all going to be about scalability of the dispatch and optimization. I think this is where the edge DERMS becomes integrated with the grid DERMS. So as the grid DERMS is getting intelligent and connecting to all of those devices in the field, we'll build out that integration to kind of build this full VPP fully integrated using those historical insights. And really in that year, we start to see the real time grid data and the integrations.Brad Langley: How did the customers react to the VPP announcement? Are they excited about the prospect of integrating this type of technology? What was their overall sentiment towards the program when it was announced?Zach Borton: Yeah, absolutely. There's a lot of excitement around this. When we think about our customer base, they love technology. We have a lot of EVs in our service territory. We have a lot of solar. We're starting to see that solar being paired with storage. So I think there's a lot of interest in helping us get to that non-carbon goal. And it's really the foundation we've built over the past 50 years, our community ownership, our collaborative mindset, and a long-term vision. We're not just building it alone, we're building it with our members, our partners, and every customer who chooses to be part of the solution. And it's really great to see a lot of those customers show up to the stakeholder meetings and suggest really great ideas to get to this VPP.Brad Langley: How many customers are you initially targeting and what's the scale of that look like over time?Zach Borton: Yeah, so the first few years, our big focus is on seamless integration, enrollment and engagement with those customers. We're going to most likely start within three different program groups, so EVs, batteries and thermostats and expand offerings from there. We hope to have roughly one megawatt in that first year, but again, I want to focus mostly on building out the seamless enrollment process and engagement. We can't build that 30 megawatts by 2030 without the customers and the devices, so having that poor engagement or poor enrollment process isn't going to help us scale. So we really need to build out the processes we have and kind of scale up to that 30 megawatt number by 2030.Brad Langley: Well, hey, we call this show With Great Power, which is a nod to the energy industry. It's also a famous Spider-Man quote. With great power comes great responsibility. So Zach, what superpower do you bring to the energy transition?Zach Borton: That's a really great question. I would say that curiosity-driven leadership. I'm highly adaptable and I have this ability to connect with all types of people, meet them where they're at, and build that real trust through kind of empathy, curiosity. I find common ground and help bring out the best in others, whether it's a technical person, strategic customer focus, I know how to relate and inspire those folks and share a sense of purpose. The ability to connect with folks is key when bringing together a diverse team with the single vision that we have.Brad Langley: And I'd add a great sense of fashion. I know our listeners can't see it, but I love the VPP hat you're rocking. It's right on point. So nicely done with that. Well, Zach, thank you so much for coming on the show and we wish you the best of luck with the program.Zach Borton: Yeah, thank you. I appreciate you having me, Brad.Brad Langley: Zach Borton is the DER service manager at Platte River Power Authority. With Great Power is produced by GridX in partnership with Latitude Studios. Delivering on our clean energy future is complex. GridX exists to simplify the journey. GridX is the enterprise rate platform that modern utilities rely on to usher in our clean energy future. We design and implement emerging rate structures and we increase consumer investment in clean energy all while managing the complex billing needs of a distributed grid. Our production team includes Erin Hardick and Mary Catherine O'Connor. Anne Bailey is our senior editor. Steven Lacey is our executive editor. Sean Marquand composed the original theme song and mixed the show. The GridX production team includes Jenni Barber, Samantha McCabe, and me, Brad Langley.If this show is providing value for you and we really hope it is, we'd love it if you could help us spread the word. You can rate or review us on Apple and Spotify, or you can share a link with a friend, colleague, or the energy nerd in your life. As always, we thank you for listening. I'm Brad Langley.

Chiclayo está en los ojos del mundo luego de que su ex arzobispo Robert Prevost fuera elegido como nuevo sumo pontífice de la Iglesia Católica. La gastronomía lambayecana y los sitios que recorrió el papa León XIV ayudarían al crecimiento económico de la ciudad de la amistad. Sepa más en el informe elaborado por Henry Urpeque y Paola Ly.

Presa locală consideră că mișcarea poate avea succes: o bună parte a cetățenilor sunt de acord cu revendicările studențești și ar vota o listă propusă de aceștia. Mișcarea studențească are șanse reale de a câștiga alegerile, relateazăvreme.com care scrie că studenții sârbi cer dizolvarea Parlamentului și convocarea de alegeri legislative anticipate. Care sunt șansele lor? Se întreabă publicația.„Decizia studenților de a se adresa regimului actual cu o cerere de dizolvare a parlamentului național și convocare de alegeri parlamentare anticipate nu vine din senin și nu este surprinzătoare.”Toată lumea a înțeles că autoritățile nu numai că au refuzat să răspundă revendicărilor studenților, dar au răspuns crizei politice cu o represiune din ce în ce mai brutală și o propagandă din ce în ce mai josnică.Mai multe sondaje de opinie publicate recent arată că marea majoritate a cetățenilor sârbi susține satisfacerea revendicărilor studențești și că o parte semnificativă a acestor cetățeni ar fi dispuși să voteze pentru o listă susținută de studenți.Dialogul dintre nou premier sârb și universități este sincer?Rectorul Universității de Arte din Belgrad, Mirjana Nikolić, a declarat, referitor la a treia întâlnire care a avut loc  între prim-ministrul Đura Macut și rectorul Universității din Belgrad, Vladan Đokić, că rămâne o întrebare majoră: dacă dialogul dintre guvern și universitate este cu adevărat sincer, citim în n1info.rs.Nikolić a adăugat că, întrucât prim-ministrul este el însuși profesor universitar, ar trebui să înțeleagă poziția comunității academice, relatează site-ul postului de televiziune.„Așadar, dacă, în timpul unei întâlniri, prezinți situația instituției tale, iar apoi ți se cere să te organizezi conform unei metodologii impuse din exterior, cred că nu putem vorbi despre un dialog sincer și complet.”În ceea ce privește reluarea, sau mai degrabă compensarea anului universitar, ea a subliniat că actualul ministru al Educației solicită universităților să stabilească singure data revenirii la cursuri.„Pot spune din partea Universității de Arte că avem un model pentru recuperarea cursurilor, dar nu avem încă o dată”, a spus ea. Pentru că „este total iluzoriu să stabilești o dată fără a lua în considerare factorul esențial în toată această discuție: studenții, desigur”.Sprijin din Luxemburg pentru aderarea Muntenegrului la UEPreședintele Parlamentului Muntenegrului, Andrija Mandić, s-a întâlnit cu președintele Parlamentului Marelui Ducat al Luxemburgului, Claude Vissel, la Conferința președinților parlamentelor statelor membre ale Uniunii Europene de la Budapesta. Mandić a subliniat importanța sprijinului continuu al Luxemburgului pentru Muntenegru în drumul său către Uniunea Europeană, subliniind că Luxemburgul, cu o populație aproximativ aceeași cu cea a Muntenegrului, reprezintă un adevărat exemplu de succes și de standard de viață european la care aspiră și Muntenegru, relatează rtcg.me.Andrija Mandić a adăugat că, datorită programului de reformă dezvoltat cu succes, Muntenegru are oportunitatea de a utiliza 383,4 milioane euro din fonduri europene și că recenta sa intrare în sistemul SEPA a permis plăți financiare mai rapide și mai eficiente. Au fost evidențiate rezultatele semnificative obținute la sfârșitul anului 2024, când Muntenegru a încheiat trei capitole importante ale negocierilor cu UE. Obiectivul, așa cum a fost anunțat, este de a închide toate capitolele de negociere până la sfârșitul anului 2026 și de a „deveni membru al Uniunii Europene în 2028.”Expoziție de desen arhitectural la Tiranapanorama.com.al scrie despre o expoziție de desen arhitectural la Tirana, curatoriată de Sergei Tchoban, renumit arhitect și fondator al Fundației Tchoban din Berlin.Această expoziție prezintă în Albania o selecție de desene arhitecturale reprezentative nu doar pentru arta desenului, ci și pentru procesul creativ al arhitecturii contemporane și istorice. Sergei Tchoban a fondat Muzeul Desenului Arhitectural din Berlin, o instituție unică ce promovează importanța desenului în arhitectură.De ce are nevoie Tirana de un muzeu de desen arhitectural? Tirana și zonele sale turistice trec printr-o fază de continuă transformare urbană și arhitecturală. Clădirile noi, proiectele inovatoare și dezvoltările urbane necesită o platformă unde cetățenii și profesioniștii să poată înțelege și aprecia procesul creativ din spatele lor. Un muzeu dedicat desenului arhitectural ar servi drept arhivă vizuală a dezvoltării orașului, documentând și expunând proiectele care au modelat și vor modela Tirana. Mai mult, o astfel de instituție ar fi un instrument educațional puternic pentru studenții de arhitectură, design și arte vizuale, oferindu-le oportunitatea de a studia și de a se inspira dintr-o varietate de desene, de la schițe conceptuale la detalii tehnice. Au participat la Revista Presei Europa Plus:Milo POPOVIC, MuntenegruAndjela RADULOVIC, SerbiaSofija JOVANOVIĆ, SerbiaLavdije XHELILI, Albania

First Minister John Swinney MSP answers questions from party leaders and other MSPs in this weekly question time. Questions included: Kevin Stewart  To ask the First Minister what the Scottish Government's response is to water scarcity alerts issued by SEPA for the east of Scotland, in light of low rainfall and warm temperatures.  Brian Whittle To ask the First Minister, in light of the publication of the Programme for Government, what action the Scottish Government is taking to ensure that prevention is more strongly integrated into the health system. Jackie Baillie To ask the First Minister when the landslip shelter on the A83 at the Rest and Be Thankful will be complete.   Transcripts are available on our website: https://www.parliament.scot/chamber-and-committees/official-report/search-what-was-said-in-parliament   

Escuche esta y más noticias de LA PATRIA Radio de lunes a viernes por los 1540 AM de Radio Cóndor en Manizales y en www.lapatria.com, encuentre videos de las transmisiones en nuestro Facebook Live: www.facebook.com/lapatria.manizales/videos

Scottish farmers are being warned to prepare for a possible summer drought. SEPA, the Scottish Environment Protection Agency has issued a water scarcity alert as 17 river catchments are so low. In England the Environment Agency says two thirds of rivers are below normal or lower for the time of year. This week we're digging into the world of potato production - none of which would be possible, of course, without healthy, disease-free seed to get the crop started. Growing seed potatoes is a high-value, tightly regulated, specialist sector, and in the UK it's largely concentrated in Scotland where the disease risks are lower thanks to a cooler climate. Europe was a key market for Scottish seed, but Brexit changed all that. The EU's plant protection rules mean the trade is no longer allowed. However growers haven't given up on resuming exports and efforts continue. The asparagus season is underway, traditionally, the spears of this tender crop are only picked from 23rd April, St George's Day, to 21st June, the longest day of the year. It's crucial for growers to have their best produce ready at the right time. Not only that, getting it to market and making sure it's quality is perfect can pay real dividends when supplying top end restaurants and catering. We join one grower who welcomed the whole supply chain to his farm to see how the asparagus they buy from him, is grown.Presenter = Charlotte Smith Producer = Rebecca Rooney

Les virements bancaires interbancaires seront suspendus pendant quatre jours lors du week-end de Pâques 2025, du vendredi 18 au lundi 21 avril. Cette interruption concerne les transactions entre différentes banques, notamment les virements SEPA, et est due à la fermeture du système TARGET2, géré par la Banque centrale européenne (BCE).Pourquoi cette suspension ?Le système TARGET2, utilisé pour les paiements interbancaires en euros, est fermé les week-ends et certains jours fériés européens, dont le vendredi saint et le lundi de Pâques. Cette fermeture est en partie liée aux jours fériés observés dans certains pays européens, comme l'Allemagne, où le vendredi saint est un jour férié. La BCE, dont le siège est à Francfort, observe ces jours fériés, entraînant la fermeture du système TARGET2. Cette année, la période de fermeture commence le jeudi 17 avril à 18h00 et se termine le mardi 22 avril à 2h30, englobant le week-end prolongé de Pâques. Cette interruption est d'autant plus notable qu'elle coïncide avec la fin du mois, une période où de nombreux salaires sont versés, ce qui peut entraîner des retards dans les paiements. Quelles sont les conséquences ?Pendant cette période, les virements interbancaires ne seront pas traités, ce qui signifie que les fonds envoyés d'une banque à une autre ne seront pas crédités sur le compte destinataire avant la réouverture du système. Cependant, les virements internes, effectués au sein de la même banque, ne sont pas affectés par cette fermeture et seront traités normalement.De plus, les services de virement instantané restent opérationnels durant cette période. Ces virements, qui permettent de transférer des fonds en temps réel, ne dépendent pas du système TARGET2 et peuvent être une alternative pour les transactions urgentes.Comment anticiper ?Pour éviter les désagréments liés à cette suspension, il est recommandé aux entreprises de planifier à l'avance les versements de salaires et autres paiements interbancaires, en tenant compte de cette période de fermeture. Les banques informent généralement leurs clients des dates de fermeture du système TARGET2, permettant ainsi une meilleure gestion des flux financiers.En résumé, la suspension des virements interbancaires pendant le week-end de Pâques 2025 est une mesure prévisible liée à la fermeture du système TARGET2, et il est possible de l'anticiper en utilisant des alternatives comme les virements instantanés ou en planifiant les transactions à des moments opportuns. Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

Global fintech leader, SumUp, has announced it is expanding its offering with the launch of SumUp Pay for consumers in the Irish market. Through diversifying its offering, SumUp looks to support both the consumer and merchant, reinforcing its commitment to the Irish entrepreneurial landscape and wider economy. This new solution permits online and in-store payments with a virtual Mastercard and the ability to earn 0,5% cashback on every purchase, earning up to €10 per calendar month. With SumUp Pay, the company now enables consumers to create a free account, accessible via the mobile app, enabling full financial autonomy. Users can instantly access a free virtual Mastercard and top up their account via card or bank transfer. SumUp Pay allows for secure, fee-free payments worldwide, with transactions deducted directly from the balance and verified through biometric authentication like Touch or Face ID. SumUp Pay offers a straightforward cashback system, giving users 0,5% back on every purchase, with no minimum spend or restrictions. Unlike other services, there are no conditions to meet; users can earn up to €10 per month simply by making everyday purchases at any retailer, both online and at brick and mortar shops. Other features of SumUp Pay include the ability to easily split bills or send money to friends directly within the app. The peer-to-peer payment feature also supports free instant SEPA transfers, ensuring that funds arrive within minutes. Additionally, SumUp Pay can act as a personal financial coach, helping its users track expenses. The "Space" feature allows users to organise their money by creating multiple spending categories for saving, planning, or limiting expenses. This streamlined management is complemented by detailed reports, enabling users to monitor their spending, set monthly goals, and gain real-time insights into where and how they are spending their money. "With SumUp Pay, we are providing a simple and accessible solution for managing daily finances. Our goal is to help users regain control of their money while offering tangible benefits such as instant, no-strings-attached cashback. A satisfied consumer becomes a loyal customer, and a loyal customer brings success to merchants," added Erik Schünemann, Product Lead at SumUp on today's announcement. Niall Mac an tSionnaigh, CEO of SumUp Ireland commented: "With the rising cost of living in Ireland, at SumUp we are focused on making life a little easier for both consumers and merchants. We're committed to providing simple, valuable payment solutions for businesses, while also looking out for the people who shop with them. Our goal is to create a marketplace where everyone is supported, cared for, and able to thrive, helping to build a more self-sufficient, connected community for all." Following successful launches of SumUp Pay in other key markets, and building on the momentum of innovations like Cash Advance in the Irish market, SumUp continues to work towards an inclusive ecosystem that bolsters the economy and empowers consumers and merchants alike. See more stories here.

Takmer polovica živnostníkov na Slovensku nemala podnikateľský účet. Nová transakčná daň však urýchľuje ich rozhodovanie Podľa prieskumu agentúry Focus pre mBank malo začiatkom roka podnikateľský účet len 46 percent živnostníkov. Viac ako polovica si ho plánuje zriadiť až koncom marca, pričom 22 percent si chcelo účet otvoriť do konca februára a 12 percent tak plánovalo urobiť už v januári. „Očakávali sme, že mnohí budú túto povinnosť odkladať, keďže ide o prirodzenú vlastnosť – riešiť veci na poslednú chvíľu," uviedol v rozhovore generálny riaditeľ mBank Slovensko Roman Fink. Podnikateľský účet mKonto Biznis prináša živnostníkom viaceré výhody – jasnejšiu evidenciu finančných tokov, oddelenie firemných a osobných financií a jednoduchšiu správu transakcií. Je určený pre podnikajúce fyzické osoby bez ohľadu na odbor ich podnikania. Roman Fink zdôrazňuje, že v mBank je podnikateľský účet mKonto Biznis vedený navždy zadarmo a klienti môžu využívať aj ďalšie výhody, ako sú bezplatné platby vrátane medzinárodných SEPA platieb a výbery z bankomatov nad 70 eur po celom svete. Nová transakčná daň bude podľa neho znamenať pre podnikateľov zvýšené náklady v desiatkach eur mesačne, avšak mBank sa snaží ich dosahy minimalizovať. „Za podnikateľov túto daň odvedieme a zároveň do konca roka kompenzujeme jej časť, všetko teda za klientov vybavíme my, nemusia sa o nič starať, " vysvetľuje R. Fink. Digitalizácia zohráva kľúčovú úlohu pri znižovaní administratívnej záťaže. „Podnikateľský účet si klienti môžu založiť online, telefonicky alebo na pobočke, pričom im stačí občiansky preukaz. Ostatné údaje si banka overí sama," dodáva generálny riaditeľ. mBank sa snaží podnikateľom uľahčiť orientáciu aj prostredníctvom online poradenskej platformy Podnikateľov poradca. Tá ponúka viac ako sto článkov na témy ako právo, dane, účtovníctvo či digitalizácia. Banky očakávajú, že v dôsledku legislatívnych zmien a transakčnej dane vzrastie záujem o podnikateľské účty v týchto dňoch. „Veríme, že živnostníci ocenia jednoduché riešenia a nebudú čakať do poslednej chvíle," dodáva R. Fink. Viac podrobností sa dozviete vo videorozhovore: https://www.trend.sk/ekonomika/podnikatelsky-ucet-bude-aprila-povinny-zivnostnici-ho-mozu-mat-zdarma?itm_brand=trend&itm_template=listing&itm_modul=articles-rubric-list&itm_position=1

En 6AM de Caracol Radio estuvo el senador Iván Cepeda, para hablar sobre cuáles fueron las supuestas dilaciones y “maniobras” para aplazar el juicio contra el expresidente Álvaro Uribe.

Les compartimos la meditación del Evangelio de hoy tomado de San Mc 4, 26-34.Para más recursos para encontrarte con Dios en la oración, visita nuestra página web www.meditaciondeldia.com o síguenos en Instagram @meditaciondeldia_ y compártenos tu opinión!Conviértete en donante de Meditación del Día en este enlace: https://bit.ly/DonarMdD Santa María Reina de los Apóstoles, enséñanos a orar.Este podcast es parte de JuanDiegoNetwork.com

Meditación del día 31 de enero de 2025 Palabra de Vida

Cubano opina sobre construcción de la nombrada Torre K en el vedado habanero.

  «Pero no ruego solamente por éstos, sino también por los que han de creer en mí por la palabra de ellos… para que sean uno, así como nosotros somos uno. Yo en ellos, y tú en mí, para que sean perfectos en unidad, para que el mundo crea que tú me enviaste...» (Juan 17:20, 22-23) A través de los años, la Iglesia ha inventado toda clase de métodos complicados para evangelizar al mundo. Nos reunimos y hacemos planes o actividades para recaudar fondos con ese fin. Pero en todos nuestros planes, rara vez mencionamos el método que Jesús nos dio. La mayoría de los creyentes no se da cuenta de que Jesús nos dio la clave para ganar al mundo. La noche antes de morir en la Cruz, Él oró y pidió al Padre que nos guiara a la unidad entre nosotros y Él, para que el mundo creyera que Jesús había sido enviado por Dios. Si tú y yo, y el resto del Cuerpo de Cristo, nos pusiéramos de acuerdo y empezáramos a amarnos los unos a los otros, evangelizaríamos al mundo de una manera tan rápida que quedaríamos desconcertados. ¡Así es! Sin embargo, no hemos considerado ese método porque hemos estado ocupados peleando e hiriéndonos entre nosotros. Pero, alabado sea Dios, algunos creyentes están empezando a darse cuenta de que es hora de dejar esas actitudes de lado. Tenemos que empezar a poner en practica las palabras de Jesús de amarnos los unos a los otros como un mandamiento, y no como una alternativa. Debemos terminar con esas peleas sin sentido, y unirnos por el Espíritu de Dios. ¿Quieres ayudar a la evangelización del mundo? Entonces, empieza a orar por la unidad entre los creyentes. Decide que comenzarás a amar a tus hermanos creyentes, en lugar de criticarlos, quejarte y hablar mal de ellos. Empieza a confesar que la Iglesia de Dios se levantará unida en fe y en amor, como un Cuerpo glorioso guiado por el poder de Jesús. Ya lo somos, ¿lo sabías? Jesús oró por eso mismo, y el Espíritu Santo lo está haciendo. A Satanás le gustaría impedir que eso suceda; pero no puede, porque esa obra es mucho más poderosa que él—y perforará un hueco tan grande en sus operaciones, que hasta un tren podrá transitar por él—. Entonces, todo el mundo se dará cuenta que de veras, Jesús es el Señor. Lectura bíblica: Juan 17:9-26   © 1997 – 2019 Eagle Mountain International Church Inc., también conocida como Ministerios Kenneth Copeland / Kenneth Copeland Ministries. Todos los derechos reservados.