Podcasts about SEPA

A decade ago, Zach Borton had a lightbulb moment when studying energy economics at Ohio State University: the grid was trending toward decentralization. That realization set him on a path that would eventually lead him to Colorado, where he now serves as DER services manager at Platte River Power Authority.Platte River's 2024 integrated resource plan includes an ambitious goal: 30 megawatts of virtual power plant capacity by 2030. But building a VPP across multiple utility territories isn't just about technology -- it's about coordination, customer engagement, and breaking down organizational silos.This week on With Great Power, Zach explains the technical architecture behind Platte River's VPP strategy, which relies on two interconnected systems: grid derms and edge derms. He also discusses the challenges of aligning five different organizations, the importance of seamless customer enrollment, and why he believes curiosity-driven leadership is his superpower in the energy transition.With Great Power is a co-production of GridX and Latitude Studios.  Subscribe on Apple, Spotify, or anywhere you get podcasts. For more reporting on the companies featured in this podcast, subscribe to Latitude Media's newsletter.Credits: Hosted by Brad Langley. Produced by Erin Hardick and Mary Catherine O'Connor. Edited by Anne Bailey. Original music and engineering by Sean Marquand. Stephen Lacey is executive editor. The Grid X production team includes Jenni Barber, Samantha McCabe, and Brad Langley.TRANSCRIPT:Brad Langley: Back in the early 2010s, apps skyrocketed in popularity. Apple had just launched its famous "There's an app for that" commercial, and within a few years, more than a million apps were available for download in the app store.Commercial clips: Ever wish you could really read people's emotions? Well, now there's an app for that. Don't have a great voice or any real musical talent? Well, there's an app for that too. You want to get the potholes filled? Well, there's an app for that. There's an app for that...Brad Langley: Zach Borton's family was right there with the rest of America, feverishly downloading apps to manage finances or track the weather or achieve personal fitness goals.Zach Borton: Fitbits were becoming popular and my mom and dad would all compete against different steps, and we wanted to bring that kind of competitive element to the energy space.Brad Langley: At the time, Zach was studying business and sustainability at The Ohio State University.Zach Borton: Most of my classmates were going down the road of corporate social responsibility, sustainability reporting, but I took an energy economics course and that kind of shifted my path.Brad Langley: As part of that course, Zach was presented with some graphics of the power system. One showed the traditional energy value chain with big centralized generation. Another showed the declining cost of rooftop solar and an upward trend for installations.Zach Borton: I realized at that moment we're going from this horse and buggy to car event. Every few generations will have that shift, and I wanted to be a part of that shift.Brad Langley: After graduation, Zach and two friends decided to launch their own energy-focused app, the idea was to show people the impact of their environmentally focused investments.Zach Borton: What we were trying to build is a visualization tool to track environmental metrics such as carbon saved or trees planted, and also kind of that competitive nature of seeing what your friends were investing, what types of projects they were investing in, and then competing with your friends or tracking that with your friends to drive that competitiveness.Brad Langley: Unfortunately, for Zach and his friends, their app didn't make millions, but it did motivate Zach to keep working on some of the big complex problems unfolding in the power sector. So he took a job at American Municipal Power in Columbus, Ohio.Zach Borton: I was a power supply engineer. There was learning kind of the nuts and bolts on how to serve a community with generation, really how to stack those assets for energy, capacity, and transmission. But really despite everything I was learning, I kept going back to those two graphics from that energy economics course.Brad Langley: He just couldn't get one question out of his head. How would the legacy power system interact with all these new DERs? And he wasn't the only one thinking about it.Zach Borton: There was utility of the future white paper coming out of MIT, and so we were really going through that and understanding rather than a centralized approach from these large generators, how can we hedge against energy, capacity, and transmission from within the load?Brad Langley: Once Zach locked into this problem, he just couldn't let it go. So he headed west to Colorado where he now works at a public power utility helping build a virtual power plant.Zach Borton: My job is to take distributed energy resources and make use of them as we transition to a non-carbon grid.Brad Langley: This is With Great Power, a show about the people building the future grid, today. I'm Brad Langley. Some people say utilities are slow to change, that they don't innovate fast enough, and while it might not always seem like the most cutting edge industry, there are lots of really smart people working really hard to make the grid cleaner, more reliable and customer centric. This week I'm talking to Zach Borton, the DER service manager at Platte River Power Authority, a public power utility that serves the communities of Estes Park, Fort Collins, Longmont, and Loveland in Colorado. Platte River provides wholesale electricity generation and transmission for its member communities, each of which has its own local electric utility. So a major part of Zach's job is figuring out how to build a VPP across all of those different utilities.Zach Borton: So each have their own technology suite, which makes integrations maybe a little bit more difficult. So we're all at different paths in this integration and technology suite, but getting there is going to require more collaboration and breaking down those silos.Brad Langley: I wanted to dive into the mechanics of building this kind of VPP, but first I asked Zach how the initiative came about and how Platte River planned to break down those utility silos. So let's dig into your work at Platte River. Platte River's 2024 Integrated resource plan includes 32 megawatts of VPP by 2030, which is a significant amount. Tell us about that project. How did the initiative come about?Zach Borton: Yeah, so it can all kind of go back to the 2018 resource diversification policy. In that policy, there's a few things that line out how we can get to a non-carbon future, but it really suggests better integration and coordination across the systems from the generation transmission system down to the distribution. So senior managers, utility directors, and a few different public engagement sessions really sparked this vision and guiding principles for a DER strategy. Next came kind of a gap analysis, so we tried to understand what systems we have today and what we need, and so this really showed us where we need to go with how to make this technology work. Finally, we got to that potential study, which you saw in the 2024 IRP. This showed us kind of the market size and the potential and really gives us a goal to hit. It tells us what types of programs we should run and where we should head into that 2030 mark that you said, 30 megawatts.Brad Langley: And what is your role as DER services manager on the project? What are you specifically tasked with?Zach Borton: It's really trying to coordinate and develop these programs with our owner communities. We can think about our strategy in two different approaches. It's really that best thinking available today, which you can see in the SEPA article Decoding DERMS. It's going to require two different systems, and that's the grid DERMS and the edge DERMS. But really I want to circle back to VPP isn't just a piece of software, it's a utility strategy. It's a system level approach that brings together people, technology and data to orchestrate this cleaner and more flexible grid.Brad Langley: So we've established there's two main components to this. There's the grid DERMS and there's the edge DERMS. Talk me through specifically what the grid DERMS is doing as well as what the edge DERMS is doing.Zach Borton: Absolutely, yeah. So we can think about the grid DERMS as the brain of the future utility operation. It's going to hold our network model. It's going to monitor the state of the distribution in real time, say watching for those stress points and identifying where flexibility could be made available. Some of this technology is in place today, but a lot of this needs to be developed over the next several years, whereas the edge DERMS manages the customer side. It's going to help us enroll devices into the programs, optimize them, and then deliver those optimized energy shapes, load shapes or blocks into the grid DERMS as kind of like, here's a block at this hour. Here's the shape that you can use here for this stress point, and together these two systems kind of coordinate those individual devices into actionable blocks.Brad Langley: Can you go into more detail in terms of what those components are? I assume it's a mix of hardware and software, but any specific technologies you're able to call out.Zach Borton: When we think about our owner communities, they're kind of laying the foundation for the grid DERMS for that distribution system awareness, whether that's smart metering, switching, things like that. We need to build out that process with our owner communities to bring in those data points and make that distribution grid a little bit more intelligent. We can think about the future of advanced distribution management. When we think about the edge DERMS, there's a lot of processes and people involvement: enrolling customers and engaging with those customers. Obviously there's a lot of software optimization on the backend, but that's where we lean on our partners.Brad Langley: So two distinct yet connected systems for owner communities. What kind of challenges are you either experiencing or do you foresee in making this program a reality?Zach Borton: There's quite a bit of challenges. I'd say one of our biggest challenges is aligning across the five organizations. It's sometimes hard enough to break down the department silos, but then breaking down the five organization department silos is really complicated. So everyone might agree on this goal of a functional customer friendly VPP, but getting there in sync is the hard part, which kind of brings us to the next challenge, which is a unified vision and consistency. Like I said, we have incredibly talented people working on this from all sides, but aligning on a common path with consistency is critical. We may ask, why is that so important? Well, we risk confusing the customer if we're changing things as we go or sending mixed messages. So we need to really build that trust and participation with our customers and our own communities. That brings us kind of to the third point, which is the customer patience and experience.We're building something new and with that comes unavoidable, really growing pains. So making the enrollment and engagement process as smooth as possible in that first year is going to be so important for us to scale to that 2030, 30-megawatt goal. And that's the last piece is that OEM maturity and industry coordination. Like OEMs are learning how to build and design for flexibility, but it's a learning curve and everyone's taken their unique approach. Whereas the utilities, I can call up a utility that has a similar goal to us and they'll share the lessons learned where I feel like some of the OEMs aren't sharing those lessons learned with each other.Brad Langley: It's an interesting point. We're big believers in partnerships in this space. I think partnerships are super important. Are you encouraging the OEMs to talk to each other? Because it's tricky, they might be competitive, but they're implementing similar programs, so lessons shared can be important. How do you navigate that? Are you finding openness for OEMs to be more collaborative or is it kind of a walled garden so to speak?Zach Borton: It seems like a walled garden, but I would like for all of us utilities to try to break that down and share like, Hey, we're trying to get to this non-carbon future and open up all of these opportunities for flexibility. And so I think if a lot of us will say that to the OEMs, maybe they'll start listening. So I think if we can band together and really get the OEMs to listen, we can get to this non-carbon flexibility future.Brad Langley: You mentioned you'll start enrolling customers early next year. Does that mean the project is complete? What are some of those stages or milestones that kind of happen before or after that? Maybe give us the one to two year look into the various stages of the program following customer enrollment?Zach Borton: Yeah, so I mentioned the two types of DERMS and there's kind of different working paths for each of those, but I'll kind of talk about the edge DERMS really enrolling customers there early next year. So I think we're breaking this strategy out into three different years. First year we really want to boost up the enrollment and awareness of these programs. So enrolling customers, boosting up satisfaction and increasing that program awareness. It's going to take many actions to get there, like streamlining that DER onboarding process and establishing incentive structures and engagement methods with our customer base. That's going to be critical for scaling the VPP all testing in that first year dispatches with a small number of megawatts and devices. In that next year, we're really going to be looking for analytics and post-event insight, so leveraging event data to better understand how we're forecasting and modeling DR.So we're going to lay out the infrastructure needed to capture dispatch data and analyze that across the systems, whether it's on the distribution or the generation transmission system. And then that third year is going to be building out scale. To get to that 2030 goal in the third year, we're really going to be trying to grow those legs and pick up our speed, and it's all going to be about scalability of the dispatch and optimization. I think this is where the edge DERMS becomes integrated with the grid DERMS. So as the grid DERMS is getting intelligent and connecting to all of those devices in the field, we'll build out that integration to kind of build this full VPP fully integrated using those historical insights. And really in that year, we start to see the real time grid data and the integrations.Brad Langley: How did the customers react to the VPP announcement? Are they excited about the prospect of integrating this type of technology? What was their overall sentiment towards the program when it was announced?Zach Borton: Yeah, absolutely. There's a lot of excitement around this. When we think about our customer base, they love technology. We have a lot of EVs in our service territory. We have a lot of solar. We're starting to see that solar being paired with storage. So I think there's a lot of interest in helping us get to that non-carbon goal. And it's really the foundation we've built over the past 50 years, our community ownership, our collaborative mindset, and a long-term vision. We're not just building it alone, we're building it with our members, our partners, and every customer who chooses to be part of the solution. And it's really great to see a lot of those customers show up to the stakeholder meetings and suggest really great ideas to get to this VPP.Brad Langley: How many customers are you initially targeting and what's the scale of that look like over time?Zach Borton: Yeah, so the first few years, our big focus is on seamless integration, enrollment and engagement with those customers. We're going to most likely start within three different program groups, so EVs, batteries and thermostats and expand offerings from there. We hope to have roughly one megawatt in that first year, but again, I want to focus mostly on building out the seamless enrollment process and engagement. We can't build that 30 megawatts by 2030 without the customers and the devices, so having that poor engagement or poor enrollment process isn't going to help us scale. So we really need to build out the processes we have and kind of scale up to that 30 megawatt number by 2030.Brad Langley: Well, hey, we call this show With Great Power, which is a nod to the energy industry. It's also a famous Spider-Man quote. With great power comes great responsibility. So Zach, what superpower do you bring to the energy transition?Zach Borton: That's a really great question. I would say that curiosity-driven leadership. I'm highly adaptable and I have this ability to connect with all types of people, meet them where they're at, and build that real trust through kind of empathy, curiosity. I find common ground and help bring out the best in others, whether it's a technical person, strategic customer focus, I know how to relate and inspire those folks and share a sense of purpose. The ability to connect with folks is key when bringing together a diverse team with the single vision that we have.Brad Langley: And I'd add a great sense of fashion. I know our listeners can't see it, but I love the VPP hat you're rocking. It's right on point. So nicely done with that. Well, Zach, thank you so much for coming on the show and we wish you the best of luck with the program.Zach Borton: Yeah, thank you. I appreciate you having me, Brad.Brad Langley: Zach Borton is the DER service manager at Platte River Power Authority. With Great Power is produced by GridX in partnership with Latitude Studios. Delivering on our clean energy future is complex. GridX exists to simplify the journey. GridX is the enterprise rate platform that modern utilities rely on to usher in our clean energy future. We design and implement emerging rate structures and we increase consumer investment in clean energy all while managing the complex billing needs of a distributed grid. Our production team includes Erin Hardick and Mary Catherine O'Connor. Anne Bailey is our senior editor. Steven Lacey is our executive editor. Sean Marquand composed the original theme song and mixed the show. The GridX production team includes Jenni Barber, Samantha McCabe, and me, Brad Langley.If this show is providing value for you and we really hope it is, we'd love it if you could help us spread the word. You can rate or review us on Apple and Spotify, or you can share a link with a friend, colleague, or the energy nerd in your life. As always, we thank you for listening. I'm Brad Langley.

Presa locală consideră că mișcarea poate avea succes: o bună parte a cetățenilor sunt de acord cu revendicările studențești și ar vota o listă propusă de aceștia. Mișcarea studențească are șanse reale de a câștiga alegerile, relateazăvreme.com care scrie că studenții sârbi cer dizolvarea Parlamentului și convocarea de alegeri legislative anticipate. Care sunt șansele lor? Se întreabă publicația.„Decizia studenților de a se adresa regimului actual cu o cerere de dizolvare a parlamentului național și convocare de alegeri parlamentare anticipate nu vine din senin și nu este surprinzătoare.”Toată lumea a înțeles că autoritățile nu numai că au refuzat să răspundă revendicărilor studenților, dar au răspuns crizei politice cu o represiune din ce în ce mai brutală și o propagandă din ce în ce mai josnică.Mai multe sondaje de opinie publicate recent arată că marea majoritate a cetățenilor sârbi susține satisfacerea revendicărilor studențești și că o parte semnificativă a acestor cetățeni ar fi dispuși să voteze pentru o listă susținută de studenți.Dialogul dintre nou premier sârb și universități este sincer?Rectorul Universității de Arte din Belgrad, Mirjana Nikolić, a declarat, referitor la a treia întâlnire care a avut loc  între prim-ministrul Đura Macut și rectorul Universității din Belgrad, Vladan Đokić, că rămâne o întrebare majoră: dacă dialogul dintre guvern și universitate este cu adevărat sincer, citim în n1info.rs.Nikolić a adăugat că, întrucât prim-ministrul este el însuși profesor universitar, ar trebui să înțeleagă poziția comunității academice, relatează site-ul postului de televiziune.„Așadar, dacă, în timpul unei întâlniri, prezinți situația instituției tale, iar apoi ți se cere să te organizezi conform unei metodologii impuse din exterior, cred că nu putem vorbi despre un dialog sincer și complet.”În ceea ce privește reluarea, sau mai degrabă compensarea anului universitar, ea a subliniat că actualul ministru al Educației solicită universităților să stabilească singure data revenirii la cursuri.„Pot spune din partea Universității de Arte că avem un model pentru recuperarea cursurilor, dar nu avem încă o dată”, a spus ea. Pentru că „este total iluzoriu să stabilești o dată fără a lua în considerare factorul esențial în toată această discuție: studenții, desigur”.Sprijin din Luxemburg pentru aderarea Muntenegrului la UEPreședintele Parlamentului Muntenegrului, Andrija Mandić, s-a întâlnit cu președintele Parlamentului Marelui Ducat al Luxemburgului, Claude Vissel, la Conferința președinților parlamentelor statelor membre ale Uniunii Europene de la Budapesta. Mandić a subliniat importanța sprijinului continuu al Luxemburgului pentru Muntenegru în drumul său către Uniunea Europeană, subliniind că Luxemburgul, cu o populație aproximativ aceeași cu cea a Muntenegrului, reprezintă un adevărat exemplu de succes și de standard de viață european la care aspiră și Muntenegru, relatează rtcg.me.Andrija Mandić a adăugat că, datorită programului de reformă dezvoltat cu succes, Muntenegru are oportunitatea de a utiliza 383,4 milioane euro din fonduri europene și că recenta sa intrare în sistemul SEPA a permis plăți financiare mai rapide și mai eficiente. Au fost evidențiate rezultatele semnificative obținute la sfârșitul anului 2024, când Muntenegru a încheiat trei capitole importante ale negocierilor cu UE. Obiectivul, așa cum a fost anunțat, este de a închide toate capitolele de negociere până la sfârșitul anului 2026 și de a „deveni membru al Uniunii Europene în 2028.”Expoziție de desen arhitectural la Tiranapanorama.com.al scrie despre o expoziție de desen arhitectural la Tirana, curatoriată de Sergei Tchoban, renumit arhitect și fondator al Fundației Tchoban din Berlin.Această expoziție prezintă în Albania o selecție de desene arhitecturale reprezentative nu doar pentru arta desenului, ci și pentru procesul creativ al arhitecturii contemporane și istorice. Sergei Tchoban a fondat Muzeul Desenului Arhitectural din Berlin, o instituție unică ce promovează importanța desenului în arhitectură.De ce are nevoie Tirana de un muzeu de desen arhitectural? Tirana și zonele sale turistice trec printr-o fază de continuă transformare urbană și arhitecturală. Clădirile noi, proiectele inovatoare și dezvoltările urbane necesită o platformă unde cetățenii și profesioniștii să poată înțelege și aprecia procesul creativ din spatele lor. Un muzeu dedicat desenului arhitectural ar servi drept arhivă vizuală a dezvoltării orașului, documentând și expunând proiectele care au modelat și vor modela Tirana. Mai mult, o astfel de instituție ar fi un instrument educațional puternic pentru studenții de arhitectură, design și arte vizuale, oferindu-le oportunitatea de a studia și de a se inspira dintr-o varietate de desene, de la schițe conceptuale la detalii tehnice. Au participat la Revista Presei Europa Plus:Milo POPOVIC, MuntenegruAndjela RADULOVIC, SerbiaSofija JOVANOVIĆ, SerbiaLavdije XHELILI, Albania

First Minister John Swinney MSP answers questions from party leaders and other MSPs in this weekly question time. Questions included: Kevin Stewart  To ask the First Minister what the Scottish Government's response is to water scarcity alerts issued by SEPA for the east of Scotland, in light of low rainfall and warm temperatures.  Brian Whittle To ask the First Minister, in light of the publication of the Programme for Government, what action the Scottish Government is taking to ensure that prevention is more strongly integrated into the health system. Jackie Baillie To ask the First Minister when the landslip shelter on the A83 at the Rest and Be Thankful will be complete.   Transcripts are available on our website: https://www.parliament.scot/chamber-and-committees/official-report/search-what-was-said-in-parliament   

Escuche esta y más noticias de LA PATRIA Radio de lunes a viernes por los 1540 AM de Radio Cóndor en Manizales y en www.lapatria.com, encuentre videos de las transmisiones en nuestro Facebook Live: www.facebook.com/lapatria.manizales/videos

Scottish farmers are being warned to prepare for a possible summer drought. SEPA, the Scottish Environment Protection Agency has issued a water scarcity alert as 17 river catchments are so low. In England the Environment Agency says two thirds of rivers are below normal or lower for the time of year. This week we're digging into the world of potato production - none of which would be possible, of course, without healthy, disease-free seed to get the crop started. Growing seed potatoes is a high-value, tightly regulated, specialist sector, and in the UK it's largely concentrated in Scotland where the disease risks are lower thanks to a cooler climate. Europe was a key market for Scottish seed, but Brexit changed all that. The EU's plant protection rules mean the trade is no longer allowed. However growers haven't given up on resuming exports and efforts continue. The asparagus season is underway, traditionally, the spears of this tender crop are only picked from 23rd April, St George's Day, to 21st June, the longest day of the year. It's crucial for growers to have their best produce ready at the right time. Not only that, getting it to market and making sure it's quality is perfect can pay real dividends when supplying top end restaurants and catering. We join one grower who welcomed the whole supply chain to his farm to see how the asparagus they buy from him, is grown.Presenter = Charlotte Smith Producer = Rebecca Rooney

Will Marwick, CEO, IFX PaymentsWill Marwick describes IFX Payments as a service-led alternative banking partner for its clients. With FX markets excessively volatile in recent days (thanks in no small part to President Trump's wild ride on tariffs), the need for a digital FX and payments solution that offers businesses a quick, secure and easy to use treasury service has been thrown into sharp relief. Robin Amlôt of IBS Intelligence speaks to Will Marwick of IFX Payments.

Les virements bancaires interbancaires seront suspendus pendant quatre jours lors du week-end de Pâques 2025, du vendredi 18 au lundi 21 avril. Cette interruption concerne les transactions entre différentes banques, notamment les virements SEPA, et est due à la fermeture du système TARGET2, géré par la Banque centrale européenne (BCE).Pourquoi cette suspension ?Le système TARGET2, utilisé pour les paiements interbancaires en euros, est fermé les week-ends et certains jours fériés européens, dont le vendredi saint et le lundi de Pâques. Cette fermeture est en partie liée aux jours fériés observés dans certains pays européens, comme l'Allemagne, où le vendredi saint est un jour férié. La BCE, dont le siège est à Francfort, observe ces jours fériés, entraînant la fermeture du système TARGET2. Cette année, la période de fermeture commence le jeudi 17 avril à 18h00 et se termine le mardi 22 avril à 2h30, englobant le week-end prolongé de Pâques. Cette interruption est d'autant plus notable qu'elle coïncide avec la fin du mois, une période où de nombreux salaires sont versés, ce qui peut entraîner des retards dans les paiements. Quelles sont les conséquences ?Pendant cette période, les virements interbancaires ne seront pas traités, ce qui signifie que les fonds envoyés d'une banque à une autre ne seront pas crédités sur le compte destinataire avant la réouverture du système. Cependant, les virements internes, effectués au sein de la même banque, ne sont pas affectés par cette fermeture et seront traités normalement.De plus, les services de virement instantané restent opérationnels durant cette période. Ces virements, qui permettent de transférer des fonds en temps réel, ne dépendent pas du système TARGET2 et peuvent être une alternative pour les transactions urgentes.Comment anticiper ?Pour éviter les désagréments liés à cette suspension, il est recommandé aux entreprises de planifier à l'avance les versements de salaires et autres paiements interbancaires, en tenant compte de cette période de fermeture. Les banques informent généralement leurs clients des dates de fermeture du système TARGET2, permettant ainsi une meilleure gestion des flux financiers.En résumé, la suspension des virements interbancaires pendant le week-end de Pâques 2025 est une mesure prévisible liée à la fermeture du système TARGET2, et il est possible de l'anticiper en utilisant des alternatives comme les virements instantanés ou en planifiant les transactions à des moments opportuns. Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

Alexander Berrai, Deputy CEO, emerchantpayWe review the changing dynamics of Europe's payments ecosystem, taking in digital wallets, virtual cards, open banking, cross-border transactions, and regional payment preferences. We also discuss the rise of eCommerce in Europe, notably across borders, and in second-hand and social commerce. Robin Amlôt of IBS Intelligence speaks to Alexander Berrai, Deputy CEO of emerchantpay about some of the findings in the company's latest Global Payments Outlook.

Global fintech leader, SumUp, has announced it is expanding its offering with the launch of SumUp Pay for consumers in the Irish market. Through diversifying its offering, SumUp looks to support both the consumer and merchant, reinforcing its commitment to the Irish entrepreneurial landscape and wider economy. This new solution permits online and in-store payments with a virtual Mastercard and the ability to earn 0,5% cashback on every purchase, earning up to €10 per calendar month. With SumUp Pay, the company now enables consumers to create a free account, accessible via the mobile app, enabling full financial autonomy. Users can instantly access a free virtual Mastercard and top up their account via card or bank transfer. SumUp Pay allows for secure, fee-free payments worldwide, with transactions deducted directly from the balance and verified through biometric authentication like Touch or Face ID. SumUp Pay offers a straightforward cashback system, giving users 0,5% back on every purchase, with no minimum spend or restrictions. Unlike other services, there are no conditions to meet; users can earn up to €10 per month simply by making everyday purchases at any retailer, both online and at brick and mortar shops. Other features of SumUp Pay include the ability to easily split bills or send money to friends directly within the app. The peer-to-peer payment feature also supports free instant SEPA transfers, ensuring that funds arrive within minutes. Additionally, SumUp Pay can act as a personal financial coach, helping its users track expenses. The "Space" feature allows users to organise their money by creating multiple spending categories for saving, planning, or limiting expenses. This streamlined management is complemented by detailed reports, enabling users to monitor their spending, set monthly goals, and gain real-time insights into where and how they are spending their money. "With SumUp Pay, we are providing a simple and accessible solution for managing daily finances. Our goal is to help users regain control of their money while offering tangible benefits such as instant, no-strings-attached cashback. A satisfied consumer becomes a loyal customer, and a loyal customer brings success to merchants," added Erik Schünemann, Product Lead at SumUp on today's announcement. Niall Mac an tSionnaigh, CEO of SumUp Ireland commented: "With the rising cost of living in Ireland, at SumUp we are focused on making life a little easier for both consumers and merchants. We're committed to providing simple, valuable payment solutions for businesses, while also looking out for the people who shop with them. Our goal is to create a marketplace where everyone is supported, cared for, and able to thrive, helping to build a more self-sufficient, connected community for all." Following successful launches of SumUp Pay in other key markets, and building on the momentum of innovations like Cash Advance in the Irish market, SumUp continues to work towards an inclusive ecosystem that bolsters the economy and empowers consumers and merchants alike. See more stories here.

Takmer polovica živnostníkov na Slovensku nemala podnikateľský účet. Nová transakčná daň však urýchľuje ich rozhodovanie Podľa prieskumu agentúry Focus pre mBank malo začiatkom roka podnikateľský účet len 46 percent živnostníkov. Viac ako polovica si ho plánuje zriadiť až koncom marca, pričom 22 percent si chcelo účet otvoriť do konca februára a 12 percent tak plánovalo urobiť už v januári. „Očakávali sme, že mnohí budú túto povinnosť odkladať, keďže ide o prirodzenú vlastnosť – riešiť veci na poslednú chvíľu," uviedol v rozhovore generálny riaditeľ mBank Slovensko Roman Fink. Podnikateľský účet mKonto Biznis prináša živnostníkom viaceré výhody – jasnejšiu evidenciu finančných tokov, oddelenie firemných a osobných financií a jednoduchšiu správu transakcií. Je určený pre podnikajúce fyzické osoby bez ohľadu na odbor ich podnikania. Roman Fink zdôrazňuje, že v mBank je podnikateľský účet mKonto Biznis vedený navždy zadarmo a klienti môžu využívať aj ďalšie výhody, ako sú bezplatné platby vrátane medzinárodných SEPA platieb a výbery z bankomatov nad 70 eur po celom svete. Nová transakčná daň bude podľa neho znamenať pre podnikateľov zvýšené náklady v desiatkach eur mesačne, avšak mBank sa snaží ich dosahy minimalizovať. „Za podnikateľov túto daň odvedieme a zároveň do konca roka kompenzujeme jej časť, všetko teda za klientov vybavíme my, nemusia sa o nič starať, " vysvetľuje R. Fink. Digitalizácia zohráva kľúčovú úlohu pri znižovaní administratívnej záťaže. „Podnikateľský účet si klienti môžu založiť online, telefonicky alebo na pobočke, pričom im stačí občiansky preukaz. Ostatné údaje si banka overí sama," dodáva generálny riaditeľ. mBank sa snaží podnikateľom uľahčiť orientáciu aj prostredníctvom online poradenskej platformy Podnikateľov poradca. Tá ponúka viac ako sto článkov na témy ako právo, dane, účtovníctvo či digitalizácia. Banky očakávajú, že v dôsledku legislatívnych zmien a transakčnej dane vzrastie záujem o podnikateľské účty v týchto dňoch. „Veríme, že živnostníci ocenia jednoduché riešenia a nebudú čakať do poslednej chvíle," dodáva R. Fink. Viac podrobností sa dozviete vo videorozhovore: https://www.trend.sk/ekonomika/podnikatelsky-ucet-bude-aprila-povinny-zivnostnici-ho-mozu-mat-zdarma?itm_brand=trend&itm_template=listing&itm_modul=articles-rubric-list&itm_position=1

En 6AM de Caracol Radio estuvo el senador Iván Cepeda, para hablar sobre cuáles fueron las supuestas dilaciones y “maniobras” para aplazar el juicio contra el expresidente Álvaro Uribe.

Les compartimos la meditación del Evangelio de hoy tomado de San Mc 4, 26-34.Para más recursos para encontrarte con Dios en la oración, visita nuestra página web www.meditaciondeldia.com o síguenos en Instagram @meditaciondeldia_ y compártenos tu opinión!Conviértete en donante de Meditación del Día en este enlace: https://bit.ly/DonarMdD Santa María Reina de los Apóstoles, enséñanos a orar.Este podcast es parte de JuanDiegoNetwork.com

Meditación del día 31 de enero de 2025 Palabra de Vida

Cubano opina sobre construcción de la nombrada Torre K en el vedado habanero.

Escuche esta y más noticias de LA PATRIA Radio de lunes a viernes por los 1540 AM de Radio Cóndor en Manizales y en www.lapatria.com, encuentre videos de las transmisiones en nuestro Facebook Live: www.facebook.com/lapatria.manizales/videos

  «Pero no ruego solamente por éstos, sino también por los que han de creer en mí por la palabra de ellos… para que sean uno, así como nosotros somos uno. Yo en ellos, y tú en mí, para que sean perfectos en unidad, para que el mundo crea que tú me enviaste...» (Juan 17:20, 22-23) A través de los años, la Iglesia ha inventado toda clase de métodos complicados para evangelizar al mundo. Nos reunimos y hacemos planes o actividades para recaudar fondos con ese fin. Pero en todos nuestros planes, rara vez mencionamos el método que Jesús nos dio. La mayoría de los creyentes no se da cuenta de que Jesús nos dio la clave para ganar al mundo. La noche antes de morir en la Cruz, Él oró y pidió al Padre que nos guiara a la unidad entre nosotros y Él, para que el mundo creyera que Jesús había sido enviado por Dios. Si tú y yo, y el resto del Cuerpo de Cristo, nos pusiéramos de acuerdo y empezáramos a amarnos los unos a los otros, evangelizaríamos al mundo de una manera tan rápida que quedaríamos desconcertados. ¡Así es! Sin embargo, no hemos considerado ese método porque hemos estado ocupados peleando e hiriéndonos entre nosotros. Pero, alabado sea Dios, algunos creyentes están empezando a darse cuenta de que es hora de dejar esas actitudes de lado. Tenemos que empezar a poner en practica las palabras de Jesús de amarnos los unos a los otros como un mandamiento, y no como una alternativa. Debemos terminar con esas peleas sin sentido, y unirnos por el Espíritu de Dios. ¿Quieres ayudar a la evangelización del mundo? Entonces, empieza a orar por la unidad entre los creyentes. Decide que comenzarás a amar a tus hermanos creyentes, en lugar de criticarlos, quejarte y hablar mal de ellos. Empieza a confesar que la Iglesia de Dios se levantará unida en fe y en amor, como un Cuerpo glorioso guiado por el poder de Jesús. Ya lo somos, ¿lo sabías? Jesús oró por eso mismo, y el Espíritu Santo lo está haciendo. A Satanás le gustaría impedir que eso suceda; pero no puede, porque esa obra es mucho más poderosa que él—y perforará un hueco tan grande en sus operaciones, que hasta un tren podrá transitar por él—. Entonces, todo el mundo se dará cuenta que de veras, Jesús es el Señor. Lectura bíblica: Juan 17:9-26   © 1997 – 2019 Eagle Mountain International Church Inc., también conocida como Ministerios Kenneth Copeland / Kenneth Copeland Ministries. Todos los derechos reservados.

Escuche esta y más noticias de LA PATRIA Radio de lunes a viernes por los 1540 AM de Radio Cóndor en Manizales y en www.lapatria.com, encuentre videos de las transmisiones en nuestro Facebook Live: www.facebook.com/lapatria.manizales/videos

Giselle Pelicot empezó a sentir desmayos y pérdidas de memoria sin razón aparente. Tras 10 años sin saber qué le ocurría acabó descubriéndolo después de recibir una llamada de la policía. Su caso dio la vuelta al mundo y, finalmente, el 19 de diciembre de 2024, tras cuatro meses de juicio, se dictó sentencia. _________ ¡Hazte fan! Apoyando el podcast disfrutarás de un programa extra a la semana. ¡Gracias por tu apoyo! ____________ Web: cronicasdelacallemorgue.com Email: contacto@cronicasdelacallemorgue.com Instagram: @callemorgue_podcast // @anamendoza.2 Twitter: @aisa_mendoza

Kanto: el la kompaktdisko Kristnaskakordo “ Aŭdu ! Kantas anĝelĥoro”. Legado: Heather el Esperanto sub la Suda kruco “ Kulturoj, kutimoj kaj krimoj” de David Ryan. Franciska el Sennaciulo numero 1426-1428  “ Meloni, nia amiko” de Ane Irazabol Elkoroburua esperantigita de Nikolas Xil Carvalho Kanto : el la kompaktdisko Elektitaj kantoj de la grupo Sepa […]

Payments no longer stop at national borders, and neither does Nieuwe Knikkers ("New Marbles"). In this special international episode, we dive into the evolving landscape of payments in Europe. A few years ago, the call for a more European-focused payment infrastructure led to the emergence of initiatives like the European Payments Initiative (EPI) and the Digital Euro. These projects aim to create payment solutions in Europe, by Europe. Significant progress has been made, and now, more than ever, the timing seems right for these European solutions to gain traction. The importance of this topic was underscored at the Dutch Payments Association's Annual Conference, which focused entirely on European payments. Key players, including representatives from EPI, the Dutch National Bank, the SEPA scheme, and European policymakers, joined forces to discuss the future. But it wasn't just about industry experts—perspectives from merchants and consumers also took center stage, with contributions from EuroCommerce and the Dutch Consumer Association. At Nieuwe Knikkers, we firmly believe that end-user adoption is critical to the success of any new payment solution. That's why we invited Atze Faas, Payments Adviser at EuroCommerce, and Olof King, a board member at BEUC - The European Consumer Organization and a representative of the Dutch Consumer Association, to share their insights. Together, we explore the challenges posed by the dominance of card schemes and U.S. big tech companies in Europe. Atze and Olof express their concerns about this dependency and highlight the need for a more autonomous and inclusive European payment ecosystem. Key factors for success, they argue, include broad accessibility, competitive pricing, and a strong narrative that resonates with end users. A well-designed collaborative business model could be the foundation for these new payment methods to thrive. With these considerations in mind, our guests see great potential in the latest payment initiatives. Could this be the start of a new era for payments in Europe? This episode is brought to you in collaboration with the Dutch Payments Association and made possible by Endava, experts in software engineering for the digital age. More information about the annual conference of the Dutch Payments Association.

"Que la gente sepa que no está sola"; el mensaje del cónsul de México en Dallas, Francisco de la Torre Galindo. En entrevista, el funcionario me dijo que el doctor Juan Ramón de la Fuente, secretario de Relaciones Exteriores, delineó la estrategia de acompañamiento a connacionales en EE.UU.

Vonder Pony, Furro Caro, Active Club, Harry Lambo, Truchogeno Marico, Borrachos canadienses, Kebabflacion kartoffen, Migueletes kenianos, Cortijero pedofi, Castillos Pukis, Campamento TrabaDental, Orden Poronga, Bicho Takbir y mucho más. 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https://www.libertaddigital.com/defensa/2024-12-05/corea-del-norte-anuncia-la-entrada-en-vigor-de-su-acuerdo-militar-con-rusia-7194593/ Lanzamiento Espacial https://www.arabnews.com/node/2582006/middle-east Karim Aga Khan IV https://avia-es.com/news/v-sirii-soglasilis-sdat-boevikam-gorod-salamiya-bez-boyov Manuscritos Saudies https://www.arabnews.com/node/2581786/saudi-arabia Mentira del Siglo https://www.arabnews.com/node/2581908/middle-east Mas Acusaciones https://www.independentespanol.com/noticias/eeuu/tribunal-paquistani-acusa-imran-khan-por-ataques-a-puestos-militares-b2659567.html Exterminio de Perros https://www.publico.es/sociedad/denuncian-exterminio-perros-callejeros-marruecos-motivo-mundial-2030.html Merodeador Detenido (Kit de secuestrar) https://www.20minutos.es/noticia/5661415/0/detenido-un-hombre-armado-frente-palacio-victoria-suecia/ Nuevo vendedor de remeras https://thewhistler.ng/trump-picks-41-year-old-billionaire-astronaut-as-nasa-chief/ Mandril LulaLula 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https://www.elconfidencial.com/mundo/2024-12-05/rumania-elecciones-sorpresa-ue_4017004/ Empadronamientos Truchos https://elcaso.elnacional.cat/es/noticias/tres-policias-santa-susanna-pareja-uno-concejala-pp-detenidos-por-inmigracion-ilegal_1328335102.html Narco Guardias https://elcaso.elnacional.cat/es/noticias/detenido-jefe-guardia-civil-puerto-valencia-acusado-trafico-drogas_1328476102.html Heces de navidad https://www.dailystar.co.uk/travel/travel-news/inside-citys-unusual-christmas-poo-34248520 Navidades Caras https://www.ultimahora.es/noticias/local/2024/12/06/2286817/navidad-mallorca-nos-costara-mas-este-ano.html Deudor Recalcitrante https://www.vozpopuli.com/economia/justicia-australia-etiqueta-espana-deudor-recalcitrante-ejecutar-embargos-renovables.html Abusao de Visita https://www.arabnews.com/node/2581806/arabia-saudita Nuevas Protestas https://www.arabnews.com/node/2581977/world Monja Mafiosa https://www.dailystar.co.uk/news/italian-nun-arrested-over-suspected-34259031 Expansion bancaria https://allafrica.com/stories/202412060155.html Von der Pony https://www.xataka.com/magnet/lobo-esta-perdiendo-parte-su-blindaje-internacional-gran-medida-se-debe-al-poni-von-der-leyen CaraTampax https://www.eleconomista.es/informalia/casas-reales/noticias/13117850/12/24/camila-cena-con-el-jeque-catari-una-de-sus-tres-esposas-y-70-barras-de-platino-con-488-diamantes-en-su-cabeza.html Heavys chilotes ( Farruquitos) https://www.rockandpop.cl/2024/11/verguenza-nacional-fanaticos-de-iron-maiden-orinan-en-el-memorial-del-estadio-nacional-desatando-indignacion/ Yuppie Abrasado https://www.dawn.com/news/1876798/top-executive-shot-dead-outside-new-york-hotel Five Eyes https://borneobulletin.com.bn/five-eyes-powers-warn-of-rise-in-online-youth-extremism/ Plan de Cambio https://borneobulletin.com.bn/uks-starmer-offers-plan-for-change-in-reset-bid-after-150-days/ Carne fresca https://www.abc.es/espana/comunidad-valenciana/intervienen-carne-caducada-congelada-dos-anos-burgers-20241204123800-nt.html Dilli Chalo https://indianexpress.com/article/cities/chandigarh/dilli-chalo-march-haryana-suspends-mobile-internet-services-11-ambala-villages-monday-9709907/ Yami Baito https://www.japantimes.co.jp/news/2024/12/04/japan/crime-legal/tokorozawa-woman-arrest/ Campamento TrabaDental https://indianexpress.com/article/cities/pune/free-dental-check-up-camp-transgender-people-pune-9708874/ Cocrocidio https://indianexpress.com/article/cities/jaipur/four-endangered-crocodiles-found-dead-in-rajasthan-river-experts-wonder-if-pollution-to-blame-9709195/ Disputa por el Asiento https://indianexpress.com/article/cities/lucknow/varanasi-train-seat-dispute-man-killed-9710000/ Cortijero pedofi https://www.abc.es/espana/andalucia/almeria/juicio-exportavoz-municipal-vox-huercal-acusado-abuso-20241201134630-nts.html Cultura de la conexion 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borrachos canadienses https://www.cbsnews.com/news/polar-bear-attack-fort-severn/ Hunter indultado https://actualidad.esrt.press/actualidad/532227-biden-estaria-planeando-indultar-hunter CaraPasa Rossner https://x.com/libby_alon/status/1863255215488569577 Agravio AngloChilote https://actualidad-rt.com/video/532607-visitar-embajadora-gran-bretana-chile-malvinas-repudiar-argentina Descanso de chicos https://www.thesun.co.uk/news/32148931/brit-tourist-fighting-for-life-punched-benidorm/ Granja Wolkswagen https://noticias.uol.com.br/colunas/leonardo-sakamoto/2024/12/05/mpt-exige-r-165-milhoes-da-volkswagen-por-escravidao-durante-a-ditadura.htm Pruebas insuficientes https://x.com/Pajaropolitico/status/1864521734147145775?t=DWTKotkF62QZED1L3SduzQ&s=35 Poroshenkito valiente https://strana.today/news/476206-aleksej-poroshenko-objavlen-v-rozysk-za-uklonenie-ot-mobilizatsii.html Autoregistro prohibido https://www.wantedinrome.com/news/italy-bans-self-check-in-short-lets-overtourism.html Mala leche https://spanish.almanar.com.lb/1121364 OrOrto https://www.orano.group/en/news/news-group/2024/december/orano-confirms-the-loss-of-operational-control-of-somair-in-niger Cables nordicos https://www.hs.fi/maailma/art-2000010875402.html Orden IriPoronga https://oglobo.globo.com/politica/noticia/2024/12/02/tarcisio-concede-ordem-do-ipiranga-mais-alta-honraria-do-estado-a-irma-de-javier-milei.ghtml Moha fiado https://spanish.news-pravda.com/spain/2024/12/06/320602.html Subasta vendeburras https://kettererkunst.com/details-e.php Raquetazos y fish n chips https://spanish.news-pravda.com/ukraine/2024/12/05/320133.html Furro Caro https://www.thestar.com.my/aseanplus/aseanplus-news/2024/12/06/japanese-studio-creates-ferrari-of-panda-costumes-to-help-promote-hong-kongs-bears Mutante de Alquiler https://www.dailystar.co.uk/real-life/woman-rents-older-japanese-man-34256473 Garrapata Yoon https://www.dawn.com/news/1876968/s-korean-president-clings-to-power-after-martial-law-u-turn Discurso de Odio https://www.dawn.com/news/1876967/bangladesh-bans-broadcasts-of-hasinas-hate-speech Rebeldes Etnicos https://borneobulletin.com.bn/second-major-myanmar-rebel-group-calls-for-talks-with-junta/ Sentencia Confirmada https://indianexpress.com/article/world/death-sentence-real-estate-tycoon-truong-my-lan-upheld-vietnams-largest-fraud-case-9703790/ Bicho PIlililla https://www.estadiodeportivo.com/estar-al-dia/al-toque/van-der-vaart-habla-sobre-pene-cristiano-ronaldo-20241205-473656.html PeloCanadiense https://www.foxnews.com/politics/trump-suggests-canada-become-51st-state-after-trudeau-said-tariff-would-kill-economy-sources Boquete Hunter (poppin art) https://actualidad.esrt.press/actualidad/532542-perdonado-ahora-hunter-biden-deuda-alquiler-300000-dolares Donacion altruista https://actualidad-rt.com/actualidad/532815-canada-armas-asalto-enviar-ucrania Arbitro culpable https://www.guinee360.com/01/12/2024/nzerekore-la-finale-du-tournoi-de-la-refondation-tourne-au-drame/ Antisemitismo noruego https://actualidad.esrt.press/actualidad/532569-fondo-soberano-grande-mundo-excluye-empresa-israeli Mili perucha https://www.sitioandino.com.ar/mundo/el-regreso-del-servicio-militar-obligatorio-peru-solucion-o-polemica-n5689304 Seriedad china https://www.handelsblatt.com/politik/international/aussenpolitik-baerbocks-china-kritik-faellt-leiser-aus/100091167.html Cumbre Trans https://www.rtve.es/noticias/20241202/senado-cumbre-transatlantica-contra-aborto-criticas/16354685.shtml Misil alienigena https://x.com/Sepa_mass/status/1863986382156235012?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1863986382156235012%7Ctwgr%5E49b3c3bbb797b11e64b7bf79932e1300f3f1625c%7Ctwcon%5Es1_&ref_url=https%3A%2F%2Factualidad.rt.com%2Factualidad%2F532466-meteorito-yakutia-rusia-videos Cooperacion militar https://twitter.com/Israel_MOD/status/1863557555928117617 Meu Primeiro Lanchinho https://www.nestle.com.br/anestle/snc-servico-nestle-ao-consumidor/comunicado-de-recolhimento-de-produto-em-todo-territorio-nacional Canas HDP https://g1.globo.com/sp/sao-paulo/noticia/2024/12/03/policiais-sao-afastados-das-ruas-em-investigacao-sobre-agente-que-jogou-homem-dentro-de-um-rio-durante-abordagem-em-sp.ghtml Trabajo Picante https://www.dailystar.co.uk/love-sex/i-saucy-job--10-34092270?int_source=nba Patinete Chorros https://www.diariodepontevedra.es/articulo/galicia/matan-disparo-hombre-bar-carballo-huyen-patinete/202412042141321332402.html Paterarrush https://www.ultimahora.es/sucesos/ultimas/2024/12/05/2286709/prision-para-dos-migrantes-por-violacion-menor-patera-formentera.html Haitirrush https://www.unicef.org/press-releases/remarks-unicef-executive-director-catherine-russell-ecosoc-special-session-haiti Transfobia sociata https://efe.com/espana/2024-12-01/psoe-derechos-trans/

Aquí le presentamos información de sus derechos con inmigración en el trabajo, el carro, casa y la comunidad. Comparta con gente que se beneficie. #KYR #sepasusderechos #inmigrantes #migrantes #sonomacounty #podcast #fyp #familia #indocumentada #indocumentados #immigration #california #ice #arrestado --- Support this podcast: https://podcasters.spotify.com/pod/show/rafael-vazquez7/support

Joey & Colin check in from the Philly Alternative rock band Stealing Society. We chat about the duality of playing as a cover band, getting their music heard, the SEPA music scene, their dream gig, and if they'd rather fight a bear or outrun a hippo... Follow & listen to Stealing Society through their LINKTREE!!Playlist: 1. Evanescent Love - Stealing Society2. Facade of Calm - Stealing Society3. Mia Bella - Stealing SocietySUPPORT~~*****SUBSCRIBE ON  YOUTUBE*****~ Leave a cool review on the podcast platform of your choice!~ $20 Off Visible: https://www.visible.com/get/?3RV7LB2 (Code 3RV7LB2)~ 7% off Distrokid: https://distrokid.com/vip/seven/772674 DONATE:https://streamlabs.com/rogerstayscreative/tip

Exposición del Salmo 39. Al músico principal; a Jedutún. Salmo de David. 1 Yo dije: Atenderé a mis caminos, Para no pecar con mi lengua; Guardaré mi boca con freno, En tanto que el impío esté delante de mí. 2 Enmudecí con silencio, me callé aun respecto de lo bueno; Y se agravó mi dolor. 3 Se enardeció mi corazón dentro de mí; En mi meditación se encendió fuego, Y así proferí con mi lengua: 4 Hazme saber, Jehová, mi fin, Y cuánta sea la medida de mis días; Sepa yo cuán frágil soy. 5 He aquí, diste a mis días término corto, Y mi edad es como nada delante de ti; Ciertamente es completa vanidad todo hombre que vive. Selah 6 Ciertamente como una sombra es el hombre; Ciertamente en vano se afana; Amontona riquezas, y no sabe quién las recogerá. 7 Y ahora, Señor, ¿qué esperaré? Mi esperanza está en ti. 8 Líbrame de todas mis transgresiones; No me pongas por escarnio del insensato. 9 Enmudecí, no abrí mi boca, Porque tú lo hiciste. 10 Quita de sobre mí tu plaga; Estoy consumido bajo los golpes de tu mano. 11 Con castigos por el pecado corriges al hombre, Y deshaces como polilla lo más estimado de él; Ciertamente vanidad es todo hombre. Selah 12 Oye mi oración, oh Jehová, y escucha mi clamor. No calles ante mis lágrimas; Porque forastero soy para ti, Y advenedizo, como todos mis padres. 13 Déjame, y tomaré fuerzas, Antes que vaya y perezca. Reina-Valera 1960 (RVR1960)

El Taims x Latinus: Dan 38 años de cárcel a García Luna en EU; los ataques armados a plena luz del día en CDMX; muere Liam Payne de One Direction en Argentina. Una manera diferente de escuchar las noticias. #LatinusPodcast

Albert Cortina y D. Pablo Sanz, profesor de derecho mercantil en ICADE, hacen un repaso por la historia para desentrañar y explicar los acontecimientos más importantes que han influido en la parte financiera de nuestro mundo. La Segunda Guerra Mundial fue un hito de gran relevancia en el que se han visto cambios y luchas entre las naciones para adquirir mayor poder a nivel global.

In this episode, Craig Jeffery and Kate Pohl discuss instant payments in Europe, covering the benefits, challenges, and key questions around these rapid transfers. They explore legal adjustments, bulk payments, FX handling, and the future of instant payments.

En este episodio, exploramos la importancia de transmitir la verdad de Dios a las generaciones venideras, tal como se menciona en el Salmo 78. Reflexionamos sobre como nuestra cosmovisión bíblica nos guía a vivir y compartir el amor de Cristo, incluso en medio del sufrimiento, y como esto impacta nuestras relaciones y la vida de aquellos que nos rodean.   ----more----   Título del episodio: Un legado de fe y santidad Episodio: 1716 Serie: Para que la generación venidera sepa Fecha de publicación: viernes, 4 de octubre del 2024 Versículos: Salmo 78; Éxodo 20; Judas 1   Temas Principales: Lectura del Salmo 78: Se enfatiza la importancia de comunicar y transmitir la verdad de Dios a las futuras generaciones. Escucha y atención: El salmista Asaf comienza con un llamado a escuchar, destacando la necesidad de prestar atención a las enseñanzas divinas. Transmisión de la fe: Se menciona la responsabilidad de los padres de enseñar a sus hijos sobre las alabanzas y maravillas de Dios, así como su ley. Liberación de Egipto: Se hace referencia a la salida de Egipto como un evento central que debe ser recordado y transmitido, simbolizando la salvación en Cristo. Cosmovisión bíblica: Se discute la importancia de desarrollar una cosmovisión bíblica que guíe la vida de los creyentes y su comportamiento en el mundo. Sufrimiento y propósito: Se aborda el tema del sufrimiento, enfatizando que no es por el pecado y que puede tener un propósito divino en la vida de los creyentes. Ejemplo de Cristo: Jesús es presentado como el modelo de como sufrir bien, mostrando amor a Dios y al prójimo incluso en el sufrimiento. Legado espiritual: Se destaca la importancia de pasar la fe y los valores cristianos a las próximas generaciones a través del testimonio y la vida diaria. Invitación a la acción: Se anima a los oyentes a reflexionar sobre su compromiso de vivir una vida cristiana y a compartir su fe con otros. Oración final: Se cierra el episodio con una oración pidiendo a Dios que mueva los corazones hacia una vida de fe y acción.   Información de Contacto: Sitio web: www.elfaroderedencion.org Redes sociales de El Faro de Redención: Facebook, Instagram y Twitter: @faroderedencion  Correo electrónico de contacto: ministerio@elfaroderedencion.org WhatsApp: +1 (909) 237-8762   Este podcast se sostiene gracias a donaciones y oraciones de los oyentes. Puedes contribuir al ministerio a través de la página web elfaroderedencion.org/donar   Tags: salmo 78; enseñanza bíblica; cosmovisión cristiana; transmisión de la fe; generación venidera; poder de Dios; santificación; testimonio cristiano; perdón; sufrimiento; discipulado; ley de Dios; amor al prójimo; pastor Usiel Abreu; vida cristiana; evangelio

En este episodio, conversamos sobre la importancia de transmitir la fe a la próxima generación, centrándonos en como una cosmovisión bíblica debe informar nuestra mente y guiar nuestras acciones. Reflexionamos sobre pasajes de la Escritura que nos llaman a meditar en la Palabra de Dios y a vivirla activamente, recordando que nuestra vida practica debe estar alineada con las verdades reveladas en la Biblia.   ----more----   Título del episodio: La cosmovisión y la enseñanza Episodio: 1715 Serie: Para que la generación venidera sepa Fecha de publicación: jueves, 3 de octubre del 2024 Versículos: 2 Corintios 10:3-5; Deuteronomio 6:5-9; Salmo 1; Josué 1:8   Temas Principales: Tema principal: La importancia de transmitir la fe a la próxima generación, basada en la cosmovisión cristiana. Título de la serie: "Para que la generación venidera sepa". Modelo de Jesús: Jesús como el ejemplo supremo para transformar vidas y transmitir la fe. Poder del Espíritu: Las fuerzas para vivir conforme a la fe provienen del Espíritu Santo y de la Palabra de Dios. Pasaje clave: Segunda de Corintios 10:3-5, que habla sobre la lucha espiritual y la importancia de llevar todo pensamiento cautivo a la obediencia de Cristo. Aspecto intelectual: La necesidad de que la mente esté informada por una cosmovisión cristiana para tener una práctica de vida acorde a ella. Convicciones bíblicas: La formación de convicciones a través del estudio y la meditación en la Biblia, que deben llevar a una vida práctica. Estudio de toda la Biblia: La importancia de meditar en toda la Escritura, no solo en el Nuevo Testamento, para desarrollar una cosmovisión bíblica. Deuteronomio 6: Instrucciones de Dios a Israel sobre la enseñanza de la Palabra a los hijos en todo momento. Práctica judía: Ejemplo de judíos ortodoxos que mantienen un profundo conocimiento y práctica de la Escritura. Reflexión personal: La necesidad de meditar y aplicar las verdades bíblicas en la vida diaria, especialmente en momentos de estrés. Convicción y práctica: La fe verdadera se manifiesta en la práctica, no solo en el conocimiento. Reto a los oyentes: Escuchar, entender y practicar lo que se enseña sobre la cosmovisión bíblica. Cierre esperanzador: Invitación a los oyentes a poner en práctica lo aprendido, confiando en que Dios dará las fuerzas necesarias.   Información de Contacto: Sitio web: www.elfaroderedencion.org Redes sociales de El Faro de Redención: Facebook, Instagram y Twitter: @faroderedencion  Correo electrónico de contacto: ministerio@elfaroderedencion.org WhatsApp: +1 (909) 237-8762   Este podcast se sostiene gracias a donaciones y oraciones de los oyentes. Puedes contribuir al ministerio a través de la página web elfaroderedencion.org/donar   Tags: cosmovisión; transmisión de la fe; próxima generación; Segunda de Corintios; guerra espiritual; conocimiento de Dios; meditación en la Palabra; Deuteronomio 6; enseñanza a los hijos; convicciones bíblicas; práctica cristiana; descanso en Cristo; comunidad cristiana; vida espiritual; fe activa

En este episodio, hablamos sobre la importancia de transmitir nuestra fe y cosmovisión bíblica a la próxima generación, enfatizando que nuestra vida debe reflejar nuestras creencias. Exploramos como nuestras acciones y actitudes pueden servir como una defensa de la fe, mostrando el amor de Dios a través de nuestras interacciones diarias con los demás.   ----more----   Título del episodio: La cosmovisión bíblica y la vida diaria Episodio: 1714 Serie: Para que la generación venidera sepa Fecha de publicación: miércoles, 2 de octubre del 2024 Versículos: Judas 1:3-4; 1 Juan 3:2-3   Temas Principales: Tema principal: La importancia de transmitir la fe cristiana a la próxima generación, enfatizando que es un esfuerzo continuo y necesario. Título de la serie: "Para que la generación venidera sepa". Cosmovisión bíblica: Se destaca como una cosmovisión bíblica proporciona paz y guía en momentos de estrés y dificultad. Experiencia personal: Usiel comparte su experiencia de estrés debido a cambios en la iglesia y como la fotografía macro le ayuda a meditar sobre la creación de Dios y su soberanía. Defensa de la fe: La defensa de la fe no se limita a argumentos teológicos, sino que se manifiesta en la vida diaria y en como tratamos a los demás. Ejemplo del taxista cristiano: Se ilustra como un taxista cristiano puede defender la fe a través de acciones cotidianas, como cobrar un precio justo y tratar a los pasajeros con amabilidad. Historia de los cristianos en Roma: Se menciona como los cristianos defendieron su fe durante la peste bubónica al cuidar de los enfermos, mostrando amor y sacrificio. Legado a la próxima generación: Es fundamental que la nueva generación esté convencida de la fe y aprenda a defenderla, no solo a través de estudios bíblicos, sino viviendo la fe en la práctica. Valor de cada persona: Se enfatiza que todos los seres humanos son hechos a la imagen y semejanza De Dios, por lo tanto, deben ser tratados con dignidad y respeto, independientemente de su situación. Cristo como ejemplo: Se subraya que Cristo entró en nuestro sufrimiento y suciedad, y que los creyentes deben aspirar a ser semejantes a Él en amor y servicio. Aplicación práctica: Los creyentes son llamados a internalizar y practicar lo que aprenden en la iglesia, comunicando su fe a través de sus acciones y estilo de vida.   Información de Contacto: Sitio web: www.elfaroderedencion.org Redes sociales de El Faro de Redención: Facebook, Instagram y Twitter: @faroderedencion  Correo electrónico de contacto: ministerio@elfaroderedencion.org WhatsApp: +1 (909) 237-8762   Este podcast se sostiene gracias a donaciones y oraciones de los oyentes. Puedes contribuir al ministerio a través de la página web elfaroderedencion.org/donar   Tags: fe cristiana; transmisión de la fe; cosmovisión bíblica; educación cristiana; legado espiritual; apología cristiana; jóvenes y niños; iglesia; estrés y fe; fotografía macro; amor al prójimo; vida cristiana; evangelio; comunidad cristiana; discipulado

En este episodio, conversamos sobre la importancia del discipulado en la vida de nuestros hijos y cómo los padres deben asumir la responsabilidad de guiar su crecimiento espiritual. Reflexionamos sobre cómo integrar la fe en las actividades diarias y la necesidad de enfrentar la cultura secular que afecta a nuestras familias. Juntos, exploramos cómo cada momento puede ser una oportunidad para glorificar a Dios y enseñar a nuestros hijos a vivir en Su verdad.   ----more----   Título del episodio: Discipulado fuera del templo Episodio: 1713 Serie: Para que la generación venidera sepa Fecha de publicación: martes, 1 de octubre del 2024 Versículos: Romanos 12   Temas Principales: Importancia del discipulado familiar: Se enfatiza que la responsabilidad del cuidado espiritual de los hijos recae principalmente en los padres, no solo en la iglesia o en la escuela dominical. Cultura secularizada: Se discute cómo la cultura global actual está completamente secularizada y cómo esto afecta a los jóvenes, incluso a los hijos de pastores. Cosmovisión cristiana: Se presenta la idea de que todo en la vida es de Dios y que no hay una división entre lo sagrado y lo secular, excepto en el pecado. Ejemplo de Francis Schaeffer: Se menciona la afirmación de Schaeffer de que lo único secular es el pecado, lo que implica que todo lo demás debe ser visto a través de la soberanía de Dios. Discipulado en la vida cotidiana: Se sugiere que el discipulado no se limita a estudios bíblicos, sino que debe incluir la enseñanza de cómo glorificar a Dios en todas las áreas de la vida, incluso en actividades cotidianas como cocinar o jugar. Momentos de enseñanza: Se destaca que los momentos de la vida, como la pesca o la playa, pueden ser oportunidades para enseñar principios espirituales sin necesidad de hablar de teología de manera formal. Ejemplo personal: Se comparte una experiencia personal sobre cómo se puede hablar de la muerte y la esperanza en Cristo en momentos difíciles, lo que también es parte del discipulado. Transferencia de vida: Se menciona que el discipulado es una transferencia de vida, donde los padres deben modelar la fe y los valores cristianos a través de sus acciones y decisiones diarias. Oración y cierre: El episodio concluye con una oración que invita a los oyentes a creer en Cristo y a reflexionar sobre su papel como padres en el discipulado de sus hijos.   Información de Contacto: Sitio web: www.elfaroderedencion.org Redes sociales de El Faro de Redención: Facebook, Instagram y Twitter: @faroderedencion  Correo electrónico de contacto: ministerio@elfaroderedencion.org WhatsApp: +1 (909) 237-8762   Este podcast se sostiene gracias a donaciones y oraciones de los oyentes. Puedes contribuir al ministerio a través de la página web elfaroderedencion.org/donar   Tags: padres; discipulado; crianza; cosmovisión; fe cristiana; cultura secular; educación cristiana; iglesia; responsabilidad parental; valores cristianos; Francis Schaeffer; enseñanza bíblica; vida espiritual; evangelio; familia cristiana

En este episodio, exploramos la importancia de tener una cosmovisión bíblica en un mundo que se ha desconectado de Dios. Reflexionamos sobre cómo el discipulado va más allá de la mera transmisión de información y cómo debemos preparar a la próxima generación para que viva y actúe conforme a los principios cristianos, todo ello fundamentado en el mensaje transformador del Evangelio. ----more---- Título del episodio: Discipulado: Más que información Episodio: 1712 Serie: Para que la generación venidera sepa Fecha de publicación: lunes, 30 de septiembre del 2024 Versículos: Romanos 12:2   Temas Principales: Cosmovisión Cristiana: Hermann Blavink destaca que el cristianismo se opone a las cosmovisiones contemporáneas y enfatiza la necesidad de una cosmovisión bíblica en la sociedad actual. Desconexión de Dios: Se menciona que la cultura contemporánea ha perdido los fundamentos cristianos, lo que afecta a las nuevas generaciones que crecen desconectadas de Dios. Importancia del Discipulado: El discipulado no se limita a la transmisión de información, sino que implica una transferencia de vida y convicciones que guían las decisiones. Tiempo Limitado: Se discute la escasez de tiempo que los padres tienen para enseñar a sus hijos sobre principios bíblicos, lo que hace crucial el enfoque en el discipulado. Transformación de la Mente: Se enfatiza la necesidad de transformar la mente de los jóvenes y niños a través de una cosmovisión bíblica, comenzando por la transformación personal de los adultos. Definición de Cosmovisión: Se define la cosmovisión como la manera de ver el mundo, y se subraya la importancia de tener una cosmovisión bíblica que refleje la perspectiva de Dios. Impacto del Evangelio: El mensaje del Evangelio es fundamental para afectar la cosmovisión del cristiano, ofreciendo paz y esperanza a través de la reconciliación con Dios. Convicciones vs. Entendimiento: Se diferencia entre tener un entendimiento bíblico y tener convicciones firmes que guíen el comportamiento y las decisiones en la vida diaria. Práctica de Vida: Se menciona que el discipulado debe incluir la enseñanza de cómo vivir de acuerdo a los principios bíblicos en todas las áreas de la vida. Llamado a la Reflexión: Al final del episodio, se invita a los oyentes a reflexionar sobre su relación con Cristo y a considerar la aceptación del Evangelio como un camino hacia la vida eterna y la reconciliación con Dios.   Información de Contacto: Sitio web: www.elfaroderedencion.org Redes sociales de El Faro de Redención: Facebook, Instagram y Twitter: @faroderedencion  Correo electrónico de contacto: ministerio@elfaroderedencion.org WhatsApp: +1 (909) 237-8762   Este podcast se sostiene gracias a donaciones y oraciones de los oyentes. Puedes contribuir al ministerio a través de la página web elfaroderedencion.org/donar   Tags: cosmovisión cristiana; discipulado; educación cristiana; juventud cristiana; principios bíblicos; cultura contemporánea; materialismo; relativismo; fe cristiana; transformación de la mente; evangelio; relación con Dios; vida cristiana; enseñanza bíblica; valores cristianos

En este escalofriante episodio de No mires por la ventana, les damos la bienvenida a un viaje al corazón de lo inexplicable. Las voces de nuestros suscriptores resuenan en la oscuridad, revelando experiencias que desafían toda lógica y comprensión. Nos acompaña mi hermano, Pedro Huerta, mientras nos sumergimos en relatos tan intensos que dejarán huella en tu mente y tu espíritu. Comenzamos con manifestaciones de entes que literalmente han marcado a sus víctimas, dejando cicatrices visibles e invisibles. Prepárate para un relato de terror donde las sombras cobran vida. Luego, exploramos la aterradora experiencia de una de nuestras suscriptoras, quien fue atormentada por una legión de seres que sólo pudo ser expulsada con una fuerza más allá de este mundo. Esta es una historia de supervivencia y resistencia ante el mal. Nuestro recorrido culmina con el testimonio anónimo de un paciente de "El Doc", un misterioso sanador cuyas técnicas desdibujan la línea entre la ciencia y lo sobrenatural. Sus métodos traen esperanza, ofreciendo una curación que la razón no puede comprender. Adéntrate en este especial de testimonios y prepárate para cuestionar todo lo que crees saber sobre el mundo que nos rodea. No olvides suscribirte para más contenido escalofriante y deja tus comentarios con tus propias experiencias paranormales. Recuerda: No mires por la ventana, porque podrías no estar solo. ¿Te atreves a mirar por la ventana?   Distribuido por: Genuina Media

Toda la info en nuestra web: www.10minutosconjesus.org diezminutosconjesus@gmail.com Para recibir cada día tu meditación por Whatsapp pulsa aquí: http://dozz.es/nu36t

Christopher has and has had many roles in the solar and storage industry. Currently he is a consultant and has fractional leadership roles in various companies, such as Kevala. Christopher was also the CEO and COO of Blue Planet, which is pioneer in using Lithium Iron Phosphate (LFP) lithium-ion batteries. Christopher has worked with SEPA, CPUC and many others. Christopher Johnson takes things off the plate of busy CEOs. He lives and works in San Francisco, the climate tech capital of the world!   Topics Covered: Kevala www.kevala.com Blue Planet www.blueplanetenergy.com Tesla Distributed Energy Ford F150 Bidirectional EVs California 100% EVs by 2035 Clean Energy Buyers Association www.cebuyers.com NorCal solar www.norcalsolar.com Rice University Batteries AI = Artificial Intelligence Seneca Nation EV = Electric Vehicle SEPA = Smart Electric Power Association www.sepapower.com SEIA = Solar Energy Industry Association www.seia.com RE+ www.re-plus.com VPPA = Virtual Power Purchase Agreement Tesla Powerwall NEM = Net Energy Metering Bidirectional Electric Vehicle       Reach Christopher Johnson here: LinkedIn: www.linkedin.com/in/enlighten/   Learn more at www.solarSEAN.com and be sure to get NABCEP certified by takingSean's classes at www.heatspring.com/sean

En la edición de hoy de El ContraPlano, el espacio dedicado al cine dentro de La ContraCrónica, los contraescuchas nos traen los siguientes títulos: 0:00 Introducción 4:04 «Dune” (2021) de Denis Villeneuve - https://amzn.to/4bnfTIy 21:23 "Antes que el diablo sepa que has muerto" (2007) de Sidney Lumet - https://amzn.to/4eIioIg 36:22 «Genius» (2017-2024) [Serie] de Noah Pink - https://amzn.to/3xtJzpE 43:27 "Alien: Isolation" (2014) [videojuego] - https://amzn.to/3VRp6Do Consulta en La ContraFilmoteca la selección de las mejores películas de este espacio - https://diazvillanueva.com/la-contrafilmoteca · “La ContraHistoria de España. Auge, caída y vuelta a empezar de un país en 28 episodios”… https://amzn.to/3kXcZ6i · “Lutero, Calvino y Trento, la Reforma que no fue”… https://amzn.to/3shKOlK · “La ContraHistoria del comunismo”… https://amzn.to/39QP2KE Apoya La Contra en: · Patreon... https://www.patreon.com/diazvillanueva · iVoox... https://www.ivoox.com/podcast-contracronica_sq_f1267769_1.html · Paypal... https://www.paypal.me/diazvillanueva Sígueme en: · Web... https://diazvillanueva.com · Twitter... https://twitter.com/diazvillanueva · Facebook... https://www.facebook.com/fernandodiazvillanueva1/ · Instagram... https://www.instagram.com/diazvillanueva · Linkedin… https://www.linkedin.com/in/fernando-d%C3%ADaz-villanueva-7303865/ · Flickr... https://www.flickr.com/photos/147276463@N05/?/ · Pinterest... https://www.pinterest.com/fernandodiazvillanueva Encuentra mis libros en: · Amazon... https://www.amazon.es/Fernando-Diaz-Villanueva/e/B00J2ASBXM #FernandoDiazVillanueva #sidneylumet #dune Escucha el episodio completo en la app de iVoox, o descubre todo el catálogo de iVoox Originals

No queremos generalizar, pero la mayoría de mujeres que aman perrear al ritmo del reguetón y otras sustancias, tarde o temprano terminan traicionando al pobre hombre que las espera en casa. Escucha todos los días el podcast de El Bueno, La Mala y el Feo y diviértete con todas las locuras y ocurrencias que traemos para ti. Escúchanos en tu plataforma favorita, suscríbete y escucha todos los episodios que publicamos a diario.