POPULARITY
Categories
Book a 1|1 Bitcoin Consulting call with mehttps://pathtobitcoin.xyz/Join my Bitcoin Learning Community & and access Free Courseshttps://www.skool.com/the-bitcoin-masters-4115/Listen on Fountain and boost with Nostr!https://fountain.fm/show/4eGsKXMnfWDWx4h72tbPWhere I buy Bitcoin (Free BTC & Non-KYC options)https://bitcoinwell.com/referral/bitcoinnotcrypto15% Stampseed Titanium Seed plates (BEST WAY TO STORE BTC PRIVATE KEYS)https://www.stampseed.com/USE CODE : BTCNOTCRYPTO155% off the MicroSeed Stamping kit CODE : HODLhttps://microseed.io/?ref=HODLGet a Coldcard Hardware wallet herehttps://store.coinkite.com/promo/169FA71FECC4928F725D5% off Start9 servers for plug & play Bitcoin NodesCODE: BNC5https://store.start9.com/Umbrel home for a Bitcoin node and home serverhttps://a.umbrel.com/hodl/umbrel-homeAffordable Privacy Phones & deviceshttps://www.mark37.com/ref/BNC/5% off using code : BNCBuy a Bitforge or Bitaxe here!https://dtvelectronics.com/store/?aff=22Use code hodl for 10% offFree Open Source Bitcoin and Investment tracking toolshttps://plebtools.com/Become a Member of the Channel, Get exclusive content, and livestream playbackhttps://www.youtube.com/channel/UC2aM2gVVEHTu0pfE1ZyA0BQ/joinFollow Rajat, Jor, and I's new show togetherhttps://www.youtube.com/@MapleBitcoinJoin our Communityhttps://www.skool.com/maplebitcoinListen to this as a podcasthttps://podcasters.spotify.com/pod/show/bitcoinnotcryptoFollow me on Nostrnpub1zqm9zant0rxf49wfgw8pt5h0j50cetfes6hwa73u7sxstlzcsz8qh6x9fsFollow on Twitter/Xhttps://x.com/forrestHODLDonate to the show herehttps://coinos.io/BNCVFVSome of the above links may be Affiliate links that support this show at no extra cost to you. None of the links are Sponsored links. This allows me to only promote products and services I personally use and believe in.
Send us Fan MailWe trace a straight line from a 1697 blasphemy execution to modern cancel culture by focusing on one variable: the cost of turning speech into coordinated punishment. We break down how social media creates common knowledge at near-zero cost, making outrage faster, bigger, and harder to control. • Thomas Aikenhead's case as a story about information and enforcement costs • Transaction costs as the hidden limiter on persecution and social punishment • The First Amendment limiting state coercion while leaving private sanctions intact • Social media as a collapse in the cost of broadcasting accusations • Common knowledge as the trigger for coordinated action by strangers • Justine Sacco as the early template for modern cancellation dynamics • Brendan Eich, Emmanuel Cafferty, James Damore, and PyCon “donglegate” as repeating patterns • John Cleese on offense and the urge to control others' behavior • Listener letters on healthcare markets, consolidation, and transaction costs • Certificate of need laws and price systems that shape competitionAmy Poehler's super bowl ad (Dongle!):John Cleese on cancel cultureLetters:Dr. Anthony Digiorgio, UCSF, Graphic Novel Claim Denied, Off Label IdeasSurgery Center of OklahomaBook-o-da-week:Steven Pinker's When Everyone Knows That Everyone Knows . . .: Common Knowledge and the Mysteries of Money, Power, and Everyday Life Scribner, 2025. If you have questions or comments, or want to suggest a future topic, email the show at taitc.email@gmail.com !You can follow Mike Munger on Twitter at @mungowitz
The Canadian Bitcoiners Podcast - Bitcoin News With a Canadian Spin
On January 1st a new EU law switched on across 27 countries — and it reports exactly how much Bitcoin you own.Europe's DAC8 turned "Know Your Customer" into what Bull Bitcoin calls "Kill Your Customer" — so the Canadian exchange just filed the first legal challenge to strike it down. We get into all of it: Tennessee becoming the 2nd US state to ban Bitcoin ATMs, Trump's disclosure showing $1.4B in crypto income while his own team writes the rules, Kraken reportedly chasing a full EU bank license — and the feel-good one, a single $150 home miner that beat billion-dollar farms to win an entire block worth ~$200,000. Then north of the border: KPMG says nearly half of Canadian manufacturers have moved or are eyeing a move to the US, Ottawa tells the UAE it has no "shovel-ready" projects for C$70B, and more.Canadian Bitcoiners PodcastWebsite: https://canadianbitcoiners.comX: @CanadianBTCPodSubscribe & turn on notifications so you never miss an episode. ————————————————————————————————SPONSORS
Dr. Beckett discusses advice for a collector flying to this weekend's West Coast Burbank card show who wants to buy an expensive card and is considering bringing $30,000 in cash. He weighs show buying versus auctions, explains why cash is often preferred at shows, and reviews alternatives like wires, credit cards (often with a 3% fee), checks (requiring strong trust/vouching), and digital payments with limits. Beckett emphasizes security and discretion, planning ahead with the bank, understanding cash-withdrawal documentation over $10,000, and being prepared for airport screening. He recommends documenting any big deal (seller identity, card/grade details, photos) to reduce risk, warns about brokered transactions and a high-profile Tom Brady deal that went wrong, and concludes that cash can be reasonable for $30,000 if handled carefully. 01:16 Payment Options Overview 02:24 Cash Logistics and Risks 03:47 Trust and Verification 05:43 Show Deal Mechanics 06:51 Wires Cards and Checks 08:47 Getting Cash and Flying 11:54 Documentation and Safety Tips 13:33 Broker Deal Gone Wrong 15:25 Best Plan for 30K
This week, we journey across the pond for 2025's british sitcom Transaction! It's a workplace comedy about a transgender egomaniac, her flatmate, and their coworkers... does it get to the heart of what makes sitcoms work across the history of television? Or will this be a cringe-worthy misfire of epic proportions? Jordan Gray just got an award for her stand-up, so let's see if it works in a show! (Spoilers - It does. This was pretty cute.) Plus - all our desserts, and Nick watched Avatar live action season 2, and some X-Men '97 season 2! Next week - EPISODE 600 with Grant, Randy, and Kyle! Let's GOOOOOO #TransactionUK #CapeFear #MyAdventuresWithSuperman #TheVampireLestat
Each touchpoint creates an opportunity for a customer impression. However, very few owners, or executives, have ever counted the number of touchpoints in an average transaction. With that said, it's hard to manage customer satisfaction if you can't identify and measure satisfaction. Impressions are good and bad, and research shows it takes about 10-12 positive impressions to erase one bad impression. Maybe it's time to start charting, training and managing touchpoints? If not, then buckle up, because your are on a road that will take you anywhere it wants to go!Support the show
In this episode of Wash Talk: The Carwash Podcast, host Meagan Kusek sits down with Harry Caruso, founder of Car Wash Advisory, for a candid assessment of where carwash mergers and acquisitions stand heading into the back half of 2026. Recorded live at The Car Wash Show™, the conversation opens with Caruso's frank take on the current deal environment: Transaction counts are on pace to be the lowest in about a decade, not because the industry is less attractive, but because it has matured past the frenzied growth phase of recent years. Caruso explains that many of the most active buyers from the last decade are now approaching the end of their investment horizons and pulling back. At the same time, a large share of the best-performing carwashes have already been acquired, and newer sites haven't yet built the track record needed to be acquirable at scale. He notes that for operators with five to 15 sites considering a sale, the message is straightforward: The window is open now and conditions are unlikely to improve over the next two years. The episode also covers the significance of Mister Car Wash's return to private ownership. Caruso closes with a reminder that declining transaction volume is not the same as a declining industry and that carwash mergers and acquisitions remain active for operators positioned to move.
#306Episode 306 — UK Mortgage Rates 2026: Why Swap Rates Say One Thing, Lenders Do Another (Mortgage Monday with Shaz Ahmed)UK mortgage rates are sending mixed signals in 2026 — and if you're investing in UK property from overseas, the contradiction is worth understanding before you fix your next rate.This month's Mortgage Monday brings Shaz Ahmed of Elan Property Finance back to explain a puzzle: SWAP Rates, the real engine behind mortgage pricing, are quietly climbing.Yet some lenders are cutting rates and fees at the same time.Shaz unpacks why that's happening, and what it tells you about where UK mortgage rates head next.We get into swap rates versus the Bank of England base rate, and why the base rate held at 3.75% isn't the number that actually sets your mortgage.Shaz explains why lenders sitting on a glut of money they need to lend are trimming rates and dropping those eye-watering product fees, even as their own funding costs edge up.We also look at a UK property market where transactions are slowing — purchase activity down 7.6% year on year, and homes taking around 68 days just to get an offer in stronger urban areas, longer elsewhere.And Shaz makes a pointed case against the "wait and see" mentality that's leaving buyers with expired offers and collapsed chains, while affordability and unrealistic seller pricing keep gumming up deals.For overseas investors specifically, we look at expat buy-to-let mortgages, including a lender cutting expat rates, and how Sharia-compliant (Halal) mortgages are structured for foreign investors.Check out our shorts on YouTubeOur WhatsApp groupProperty Engine discounts (Code: EXPAT)Starter: 30 day trialPro: 30 day trial/3 mths 1/2 price, Ultimate: 1/2 price 3 monthsGoalsettingLeave a review37 Question Due Diligence Checklist / Auction GuideOur Sponsors: Finnigan McNeill Property GroupWhat you'll learn:Why UK swap rates, not the Bank of England base rate, are the real driver of your mortgage rate.How lenders can cut mortgage rates and fees even while swap rates are rising.What falling product fees mean for UK property investors weighing a new deal.Why UK property transactions are slowing, and how long homes are really taking to sell in 2026.The hidden cost of the "wait and see" approach, and why hesitation is losing buyers their deals.What expat buy-to-let mortgage options and Sharia-compliant finance mean for overseas investors.Guest: Shaz Ahmed, founder of Eland Property Finance and host slot "Mortgage Monday" — a UK mortgage and property finance specialist known on Instagram as @whereshaz.If you're a remote investor trying to make sense of UK mortgage rates in 2026, this monthly finance update gives you the real mechanics behind the headlines — so you can decide your next move rather than sit on your hands.KeywordsUK property, UK property finance, UK property market, UK mortgage rates, UK property investment, UK expat property, UK mortgage update, property transactions UK, UK house sales statistics, UK residential mortgages, UK buy to let, expat buy to let mortgages, UK swap rates, UK base rate, UK property affordability, UK property market predictions, UK lender incentives, Sharia compliant mortgages UK, Gatehouse Bank mortgages, Tipton and Coseley expat mortgage, property finance news UK, mortgage fees UK, mortgage incentives UK, property market trends UK, How do swap rates affect UK mortgage rates?, UK expat buy to let mortgage options, Mortgage incentives for expats in the UK, Gatehouse Bank Sharia compliant mortgages for UK property, Middle Eastern investors buying UK property, Average time to sell a house in the UK 2024, UK property affordability issues for first-time buyers, AI in UK property finance and mortgage brokering, Impact of political changes on UK property finance, Expat residential mortgage vs buy to let mortgage UK, Bridging loan incentives for UK rental investors, Lender fee comparison for UK buy to let mortgages, Transaction times for rural vs urban UK property, Effect of Bank of England base rate holds on property, Discount cards for bridging loans UKCheck out our new YouTube Channel @ExpatPropertyStory
The day you hire a real estate agent, something happens that nobody explains to you. You go quiet, and someone else begins speaking for you in rooms you'll never enter. Every conversation, every negotiation, and every recommendation is now being made on your behalf.On this episode of Selling Sacramento, Agent Kee explores the decision that matters more than the house, the price, or the paperwork: who represents you.In this episode, you'll learn:Why your agent becomes your voice the moment you sign—and how that voice can influence your transaction in ways you'll never see.The story of a real transaction where the buyers were unknowingly put at risk by their own representation.The five representation styles—from the commission-driven agent to the bulldozer to the true professional—and what each one can cost the client.The seven questions every buyer and seller should ask before hiring an agent, including the one almost no one thinks to ask.Why great negotiations are built on relationships, not just money.What fiduciary duty really means and why it should matter to every buyer and seller.Whether you're buying or selling in Sacramento, El Dorado Hills, or Placer County—or simply want to better understand what exceptional representation looks like—this episode will change the way you choose a real estate professional.Selling Sacramento airs live every Wednesday from 1:00 to 2:00 PM on 97.5 FM KDEE, The Soul of Sacramento, and is hosted by Keisha "Agent Kee" Mathews, Broker/Owner of Mathews & Co. Realty Group.Schedule a consultation at AgentKee.com.Chapter Timestamps00:00 – The Most Important Decision You'll Make Before Buying or Selling a Home04:16 – Your Agent Is Your Voice07:33 – The Transaction the Buyers Never Saw15:00 – The Five Representation Styles40:00 – How to Interview an Agent Before You Hire Them
Where is commercial real estate headed in 2026? Is the market crashing, recovering, or simply resetting? In this episode, Gino Barbaro breaks down the latest multifamily market data and explains why the answer depends entirely on where you're investing. Using current market trends, rent growth statistics, supply and demand dynamics, construction data, and transaction volume, Gino explains what investors should be paying attention to right now. In this episode, you'll learn: • Why national rent growth remains historically weak • Which markets are outperforming due to low supply • Why high-supply markets continue to struggle • What falling construction starts mean for future investors • Why transaction volume remains muted • The importance of understanding market cycles • How to analyze occupancy and concessions • Why "no deal is better than a bad deal" Some of the markets discussed include: ✔ New York ✔ Chicago ✔ Detroit ✔ Kansas City ✔ Phoenix ✔ Denver ✔ Austin ✔ Orlando ✔ Dallas ✔ East Tennessee One of the biggest mistakes investors make is assuming every market behaves the same way. As Gino explains, understanding your market's supply, demand, occupancy, concessions, and development pipeline can mean the difference between buying a great deal and buying a disaster. Key takeaways from this episode:
Send us Fan MailWe try to make sense of a real problem many of us feel: paying a lot for U.S. healthcare while still waiting months to see a doctor. We trace how engineered transaction costs, from the Flexner Report to modern residency caps, restrict physician supply and protect price power while leaving clinicians overworked and patients stuck. • getting “fired” by a health system and what it reveals about access • why shortages don't clear when prices rise, and how transaction costs block entry • the Flexner Report as quality reform and supply restriction • evidence of conflicts of interest and rushed methods behind the Flexner narrative • Ruben Kessel's puzzle on persistent price discrimination in medicine • hospital privileges and county medical societies as cartel discipline • why advertising bans and professional norms can function as anti-competition tools • how residency caps and accreditation keep the bottleneck in place today • a listener letter on data center payments as compensation versus bribes • book of the week recommendation and a few parting thoughts **************************************As I note in the episode, thanks to Dr. Lance Stell, Davidson College Department of Philosophy (emeritus). Lance offered this note about the epidsode:There's a footnote to the Flexner report. It killed the Davidson medical college - NC"s first. The school was founded by a DC faculty as a proprietary school. After 10 years operating on campus, it moved to Charlotte where it had a clinical relationship w/ the Good Samaritan Hospital - a black hospital, becoming the first medical school in the country to have such a relationship. I can send you an article about it written by Dr. Eddie Hoover, MD, a surgeon and Editor of NC"s black medical journal. Flexner execrated proprietary medical schools and it was his goal to "close them." His damning review of the Davidson medical School, renamed The NC Medical College, was successful.Thanks, Lance, I did not know that! I added that link, below. ****************************************Links:The infamous Flexner Report: http://archive.carnegiefoundation.org/publications/pdfs/elibrary/Carnegie_Flexner_Report.pdfHiatt and Stockton on the Flexner Report: "The Impact of the Flexner Report on the Fate of Medical Schools in North America After 1909"Hiatt: "Around the Continent in 180 Days." Hiatt: "The Amazing Logistics of Flexner's Fieldwork."Kessell, Journal of Law and Economics, 1958: "Price Discrimination in Medicine." Eddie L Hoover, Catherine R Lewis. 2006. Journal of the National Medical Association. "Good Samaritan Hospital and the North Carolina Medical College circa early 1900: the first major affiliation between a black hospital and a white medical college." Ernest Jones, "The God complex" in Essays in Applied Psycho-Analysis. Earliest source I could find for the TWEJ: https://www.netfunny.com/rhf/jokes/old89/godplay.840.htmlPA data center story: https://www.thecentersquare.com/pennsylvania/article_3b615fd8-5d36-45c4-bfb6-4a3162104f0b.htmlBook-o-da-week: Daniel Hannan, Inventing Freedom, Broadside Press. https://www.amazon.com/Inventing-Freedom-English-Speaking-Peoples-Modern/dp/006223174X/If you have questions or comments, or want to suggest a future topic, email the show at taitc.email@gmail.com !You can follow Mike Munger on Twitter at @mungowitz
A System of Ecolonomy in Practice -SoEA -PreliminaryCore Principles of SoEA in Farming Gardens:THE SYSTEM OF ECOLONOMIC ACCOUNTINGPractical Model: Rs. 5000 Transaction in a Farming GardenDate Ecolonomic Liabilities Date Ecolonomic AssetsEcolonomic Assets :Tangible and intangible resources like soil health, biodiversity, water cycles, garden infrastructure, and carbon sequestration potential. These are appreciated through regenerative practices.Ecolonomic Liabilities:Obligations such as soil degradation, water usage impacts, biodiversity loss, or future restoration costs. These represent “debts” to the ecosystem.Notes:Minute-by-Minute UpdatesEnabled by IoT sensors, satellite data, and LCA software for dynamic balance sheets—reflecting photosynthesis rates, evapotranspiration, or microbial activity in real time.
Today, we're joined by Toyin Ajayi, co-founder and CEO of Cityblock Health and a former doctor who trained in the NHS before taking on the US healthcare.Toyin built Cityblock to serve people on Medicaid. The company is now around $1.5bn in annual revenue, with 150,000 members across 11 states. Tommy Stadlen talks to her about her giant idea, value-based care: why she thinks paying doctors for procedures instead of real outcomes is the root of America's healthcare crisis, why the patients who need care most are the least likely to walk into a clinic, and why she believes AI poured onto the wrong business model will do real damage.She speaks about:Why "value-based care" is the worst brand for one of the biggest ideas in healthcareThe first Cityblock patient, an elderly, partially blind man living in a Brooklyn basementWhy fee-for-service ends up paying more for the amputation than for keeping someone safe at homeThe ~140 million Americans on Medicaid and Medicare, and the market everyone missedHow AI is pushing the marginal cost of a patient interaction close to zeroWhy most healthcare AI dollars are making the system more expensive, not betterGrowing up in Nairobi during the AIDS epidemic, and the UN moment that outraged her and still drives herNHS vs US healthcare - and the one-line answer to which she'd choose...Building a purpose driven company? Read more about Giant Ventures at www.Giant.vc.Music credits: Bubble King written and produced by Cameron McLain and Stevan Cablayan aka Vector_XING.Please note: The content of this podcast is for informational and entertainment purposes only. It should not be considered financial, legal, or investment advice. Always consult a licensed professional before making any investment decisions.
Ben Ennis and Brent Gunning kick of the second hour with thoughts on Mike Babcock's introduction in Edmonton. The guys discuss their takeaways from yesterday's press conference, his fit with the Oilers, and if anything's changed since his last appearance behind the bench. They also touch on the wave of recent NHL transactions including Bowen Byram's trade to Chicago, along with Brady Tkachuk's comments about his decision to chose Florida. Should Senators fans feel slighted by what was said? Later, Jason Bukala of Sportsnet and the Pro Hockey Group, shares his NHL mock draft and breaks down the talent available in the first round, before weighing in on the latest Maple Leafs rumours. The views and opinions expressed in this podcast are those of the hosts and guests and do not necessarily reflect the position of Rogers Sports & Media or any affiliates.
In this episode, we discuss how financial due diligence is different from your regular compliance bookkeeping and how to clean up your books to secure the highest possible purchase price. You'll discover how simple accounting mistakes can destroy trust with buyers, lead to sudden price reductions, and even kill a deal. View the complete show notes for this episode. Want To Learn More? The Role of Accountants When Selling Your Business M&A Due Diligence Preparation Quality of Earnings in M&A – The Ultimate Guide Additional Resources Selling your business? Schedule a free consultation today. Sign up for an Assessment and Valuation of Your Business. Courses: The Art & Science of Selling a Business Download The Art of The Exit: The Complete Guide to Selling Your Business Download Acquired: The Art of Selling a Business With $10 Million to $100 Million in Revenue If you have any topic or guest suggestions, please email them to podcast@morganandwestfield.com.
Tether's USDT has been delisted by major crypto exchanges (including Binance, Coinbase, Kraken, and Crypto.com) specifically for users in the European Economic Area. This occurred because Tether chose not to pursue registration under the EU's Markets in Crypto-Assets (MiCA) regulation. Meanwhile, WalletConnect is empowering the stablecoin ecosystem for millions of merchant around the world. ~This episode is sponsored by Tangem~ Tangem ➜ https://bit.ly/TangemPBN Use Code: "PBN" for Additional Discounts! GUEST: Jess Houlgrave - CEO WalletConnect Follow Wallet Connect on X ➜ https://x.com/WalletConnect 00:10 Sponsor Tangem 01:10 WalletConnect growth: Ingenico rollout progress 03:00 When Verifone or PAX? 05:00 Is Toast Toast? 07:30 Tether Delisted 09:45 Would WalletConnect take over non-compliant use cases of Tether? 11:00 Innovation in the EU 12:45 Saving USDT Utility? 14:15 Business model 17:00 Merchant fees 19:00 Tap-to-pay 21:20 Private transactions impossible? 23:30 CLARITY odds 25:40 WalletConnect fail? 26:15 User-friendy? 26:45 Transaction fees 27:00 Stablecoin threat 29:00 Credit card rewards 29:45 Stablecoin growth vs self-custody growth 30:40 $WCT utility 31:30 Agentic payments 32:30 Netflix login soon? #Crypto #XRP #Ethereum ~Tether Mass Delistings? + Stablecoin Catalysts Coming!
CRE Exchange: Commercial Real Estate, Property Valuations, Real Estate Analytics and Property Tax
Commercial real estate just hit an all-time high at $129 per square foot median price, however the pricing records mask stark divergences in property transaction patterns; Multifamily buildings are 23% smaller than 2019 yet selling for record prices. Older stock is outpricing newer product. Deal sizes are hitting all-time highs while building sizes shrink. The team breaks down the Q1 2026 Investment and Transactions Quarterly report to surface these inversions, and why CRE pricing showed surprising resilience through Q1's macro shocks.Key moments01:31 What is the US CRE Investment and Transactions Quarterly report?03:05 National activity trends04:58 Deal size and property age07:01 Pricing headlines by sector12:05 Subtype pricing winners and losers17:14 Pricing by property vintage22:09 Building size and deal size records26:34 Large deal share by sector32:34 Key surprises and takeaways35:35 Inflation-adjusted deal analysis38:57 Where to find the reportResources mentionedUS CRE Investment and Transactions Quarterly Report – Q1 2026 -https://www.altusgroup.com/featured-insights/cre-transactions/
Convenience stores looking to monetize their digital platforms have a new opportunity in post-transaction advertising, according to Jon Nolz, CEO and co-founder of MomentScience.Speaking on CSP's "At Your Convenience" podcast in May at the RMN Forum in Chicago, Knowles explained how c-store operators can generate revenue by displaying targeted offers immediately after customers complete purchases through delivery, order-ahead or pickup apps."It's the moment that really matters where you have people with their wallet out after they make that payment," Nolz said. "Why not get a free trial?"The technology integrates into existing systems through simple API or SDK implementations, with some partners completing setup in under an hour. Nolz emphasized balancing monetization with customer experience, recommending retailers maintain control over which ads appear rather than simply maximizing revenue.While many c-store chains lack dedicated retail media personnel, Nolz sees significant potential as digital ordering continues growing. Non-competitive offers like streaming service trials or loyalty program sign-ups work particularly well in the post-transaction moment, he said.
Send us Fan MailHereditary monarchy seems like a ridiculous way to pick a leader, yet it dominates most of human political history. We argue the reason is transaction costs: succession systems survive when they settle “who rules next” cheaply enough to prevent recurring civil war. • Why hereditary monarchy is historically prevalent compared with democracy and universal suffrage • Why “divine right” stories often rationalize a choice people already find tolerable • Thomas Paine's critique of hereditary succession and what it misses • Hobbes on the state of nature as what happens when sovereignty is contested • Succession as the master coordination problem of political order • Transaction costs applied to elections, enforcement, legitimacy, and rent seeking • Why elective monarchy can become an armed auction for total power • Bright line rules versus discretionary selection and why speed can beat “better” • How constitutional design lowers the cost of leadership transition when it works • The legitimacy problem and why dynasties converge on endogamy • The genetic consequences of endogamy and the Habsburg cautionary tale • Twedges, book recommendation, and a listener letter on board game “math trades” LINKS:Thomas Paine, Common Sense, February 1776Michael Munger, The Ugly Pig, 20224A.P. Martinich, Thomas Hobbes: A Biography, 1999.Thomas Hobbes, Leviathan, 1651.Neal Schultz, Suicide Kings: Hereditary Monarchy, 2025Tbadel Barter AppCosmos Institute, Coasian Bargaining at Scale, 2025 UPDATE: An interesting, and more clearly articulated, application of the reasoning here.... https://aminga.substack.com/p/how-transaction-cost-economics-explainsIf you have questions or comments, or want to suggest a future topic, email the show at taitc.email@gmail.com !You can follow Mike Munger on Twitter at @mungowitz
Sex Addiction, Pornography, and Sexual Purity -- Castimonia.org
https://castimonia.org/wp-content/uploads/2026/06/Episode-137-Transformation-Not-Transaction_-Romans-12-and-the-Recovery-Matrix.mp3 In this episode, Chris explores the Bible through the lens of addiction recovery and the Transformational Recovery Matrix. Drawing on themes from The Transformational Recovery Matrix, this conversation unpacks the differences between sobriety and transformation, performance and surrender, and behavior management and heart renewal. Chris explains: The post Castimonia Purity Podcast Episode 137: Transformation, Not Transaction | Romans 12 and the Recovery Matrix appeared first on CASTIMONIA.
Le Carnet de Maxime Blot "Devenir un Artisan Hôtelier" pour 39€ seulement !Fruit de plusieurs années d'expérience sur le terrain, ce carnet signé Maxime Blot, Meilleur Ouvrier de France, offre un regard affûté sur les enjeux actuels du service hôtelier.1️⃣ Présentation de l'invité :Vous êtes vous déjà demandé comment les biens immobiliers arrivaient entre les mains des hôteliers et comment ils étaient négociés ?Moi, oui, et pour y répondre, j'ai invité Jean-Marc Andreola !Issu lui-même d'une famille d'hôteliers, Jean-Marc a assuré pendant de longues années la fonction de Secrétaire Général du Syndicat Français de l'Hôtellerie, avant de créer à l'âge de 30 ans en 1989 sa propre structure spécialisée dans l'immobilier hôtelier : Imhotel.Il est un acteur majeur dans le domaine du Conseil, de la Transaction et des Fusions Acquisitions sur le marché hôtelier parisien. Sa compétence d'expert en hôtellerie le place en spécialiste reconnu et lui donne une position privilégiée auprès des investisseurs privés, institutionnels français ou étrangers et des grandes familles d'hôteliers.Quelle est la différence entre les murs et les fonds de commerce ?Quelles sont les tendances actuelles du marché, et l'impact des événements internationaux comme les Jeux Olympiques ?Comment la rareté des nouvelles constructions à Paris contribue à la valorisation des actifs existants ?Pourquoi investir dans l'hôtellerie parisienne peut être une valeur refuge ?Toutes les réponses dans notre échange !2️⃣ Notes et références :▶️ Toutes les notes et références de l'épisode sont à retrouver ici.3️⃣ Le partenaire de l'épisode :HotelPartner Revenue ManagementPrendre un rendez-vous avec MarjolaineDites que vous venez d'Hospitality Insiders et Marjolaine se déplace gratuitement dans votre établissement pour effectuer un diagnostic !4️⃣ Chapitrage : 00:00:00 - Introduction00:01:00 - Rôle d'un broker en fusion-acquisition hôtelière00:04:00 - Parcours de Jean-Marc et création de son agence00:06:30 - Panorama et spécialité de l'immobilier hôtelier à Paris00:11:00 - Évolution du marché et rôle des investisseurs internationaux00:19:00 - Impact des crises sur le marché hôtelier00:32:00 - Influence des Jeux Olympiques sur l'hôtellerie parisienne00:39:00 - Conseils pour les futurs investisseurs hôteliers00:42:00 - Questions signaturesSi cet épisode vous a passionné, rejoignez-moi sur :L'Hebdo d'Hospitality Insiders, pour ne rien raterL'Académie Hospitality Insiders, pour vous former aux fondamentaux de l'accueilLe E-Carnet "Devenir un Artisan Hôtelier" pour celles et ceux qui souhaitent faire de l'accueil un véritable artLinkedin, pour poursuivre la discussionInstagram, pour découvrir les coulissesLa bibliothèque des invités du podcastMerci de votre fidélité et à bientôt !Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this episode, Kenya Henderson shares how her company, Blueprint Virtual Assistant Services, helps real estate agents streamline their businesses through transaction coordination, administrative support, and marketing services. She discusses the importance of organization, communication, and attention to detail in ensuring successful closings. Kenya also talks about networking, her plans to expand into real estate investing, and her long-term goal of obtaining a real estate license and building a team. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
Keep up with Live FreightWaves Events Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices
Keep up with Live FreightWaves Events Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices
A Kitchen With a Mission; Waioli Kitchen and Bake Shop Ross Anderson — Co-founderRestaurant veteran of 30+ years (formerly ran Hawaii's largest restaurant company). Now leads a mission-driven cafe on the Salvation Army property in Manoa that hires women coming out of the prison system. Co-founded with his wife Stephanie, a pastor who served at the women's prison.The One-Sentence StoryA seasoned hospitality leader thought he could fix lives with checklists and tight supervision — then discovered that the real transformation only began when he stopped trying to give the women jobs and started helping them become who they were created to be.The Big IdeaRelationship over Transaction. Waioli's entire model is built on the premise that human beings heal in community, not in process. Ross and Stephanie set out to open a restaurant on a mission — and discovered that mission only worked when they put the person before the program.Story → Insight → ApplicationThe StoryStephanie volunteered at the women's prison and watched the same painful loop repeat itself: women who thrived inside the walls would walk out the gate, fall back into broken relationships, and return. Recidivism was staggering. She told Ross, "We can do better."In 2018 they opened Waioli Kitchen and Bake Shop on Salvation Army property — alcohol-free by design ("My restaurant friends said don't do it, you're losing your big profit driver"). They expected to do what Ross had always done: hire, train, supervise, repeat. The first three years their recidivism rate was nearly 80%.Then COVID hit. The neighborhood rallied around them. They stayed open. And on the other side of it, Ross changed the entire approach — from teaching women a trade to helping them discover their identity. For the last three years, recidivism has been zero.The InsightMost well-meaning programs try to fix people with systems. What actually changes a life is being seen — by a boss, a coworker, a customer, a community. Ross stopped running a restaurant that helped women and started running a community that happened to serve breakfast.The ApplicationLead with why, not with process. Ross opened by saying, "We're a restaurant on a mission." The mission is the product; the food is the proof.Replace checklists with conversation. The pre-shift huddle is now 15–20 minutes of reading and discussing scripture together — not because every business should do that, but because the principle holds: invest in the person before you deploy the worker.Make people visible to one another. Customers now know the staff by name, ask about their kids, celebrate their milestones. Visibility is the antidote to invisibility.Be willing to throw out what worked before. Ross's 30 years of restaurant expertise didn't change these women's lives. Letting go of "what I know" was the unlock.Memorable Quotes "We're a restaurant on a mission.""Anybody can — you give me a dollar, I give you a donut, and we're on our way. But now we're starting to have relationship. And that's what it is.""It takes a community to heal the community.""It's harder than getting something to go viral. It's harder than getting a bunch of clicks — but it matters, and it's gonna last when the next shiny penny shows up.""We started focusing on helping them be who they were meant to be, rather than trying to get them to go into their next career.""Our first three years our recidivism rate was almost 80%. For the last three years it's been zero."Connection to HumanalityRoss is a living case study for humanality — making people feel cared for, valued, and seen in a world that defaults to transactional. He named it without using the word:"Most of the girls that come out of prison are invisible to this neighborhood. They would walk right by them, not even see them. But now they've become visible to each other."Instagram: @waiolikitchenFacebook: Waioli Kitchen & Bake Shop#waiolikitchenandbakeshopWebsite: waiolikitchen.com
In this episode of Honest Money, Warren Ingram and Pieter de Villiers explore the complex considerations behind buying versus renting property, especially in high-value markets like Cape Town. They discuss lifestyle versus investment goals, market risks, costs involved, and how personal circumstances influence these decisions.Timestamps:00:23 - Q&A scenario: Paid-off Durban property and considering Cape Town01:35 - Property as a side hustle versus primary occupation02:32 - Market trends in Cape Town and why historical performance isn't a guarantee03:54 - The debate: property as an investment vs. lifestyle choice04:24 - Advantages of ownership for lifestyle versus investing motives05:23 - Common regrets about property investment from retirees06:18 - Capital growth and cash flow strategies in different markets like Cape Town and Johannesburg07:12 - Structuring property ownership: trusts, personal names, and portfolios07:41 - How long to hold property and the importance of testing the waters08:37 - Lifestyle vs. investment: All about personal goals and market research09:06 - Challenges of managing property and related costs10:22 - Municipal rates and rising costs in Cape Town11:20 - Transaction costs, legal fees, and the true expenses of buying and selling12:15 - Mortgages, deposit strategies, and bank offers12:45 - The rising cost of property ownership and the importance of planning for it14:10 - Comparing property investment to stock market investing16:24 - Simplicity in life: personal preference for low-debt property ownership16:52 - Planning for future property investments and lifestyle goals17:21 - Final advice: patience, research, and understanding market nuancesLearn more about how Curate Investments can help you here.Send us Fan MailHave a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod
Today on The Gist, the upcoming Enhanced Games are analyzed not as an ethical crisis, but as a weak, corporate-sponsored satire of athletic boundaries. Then, Nobel Prize-winning economist Alvin Roth joins the show to discuss his book Moral Economics: From Prostitution to Organ Sales, What Controversial Transactions Reveal About How Markets Work. He maps out the baseline difference between evolutionary disgust and social repugnance, diving into historic natural experiments, including Rhode Island's accidental legalization of indoor prostitution and the downstream legalities of international surrogacy, to reveal the real-world trade-offs of market bans. Finally, in the spiel, the latest legislative chaos out of Washington is unpacked, showing how the constant breaking of institutional norms has simply become par for the course. Produced by Corey Wara Video and Social Media by Geoff Craig Do you have questions or comments, or just want to say hello? Email us at thegist@mikepesca.com For full Pesca content and updates, check out our website at https://www.mikepesca.com/ For ad-free content or to become a Pesca Plus subscriber, check out https://subscribe.mikepesca.com/ For Mike's daily takes on Substack, subscribe to The Gist List https://mikepesca.substack.com/ Follow us on Social Media: YouTube https://www.youtube.com/channel/UC4_bh0wHgk2YfpKf4rg40_g Instagram https://www.instagram.com/pescagist/ X https://x.com/pescami TikTok https://www.tiktok.com/@pescagist To advertise on the show, contact sales@amplitudemediapartners.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Markets strengthened this week following the U.S.-China trade truce, but rising fuel costs continue to pressure renter affordability, an important dynamic heading into the peak of leasing season.Energy and Inflation: AAA reports the national gas average at $4.56/gal as of May 21, up roughly 44% from a year ago. At those levels, fuel costs are becoming a meaningful pressure point for renter budgets during peak leasing season. The Fed has also signaled little urgency to cut rates given persistent inflation, keeping pressure on both consumers and operators with floating rate debt.Capital Markets: The S&P 500 closed at 7,433 on May 20, up sharply from the 6,944 level recorded in mid January. Investor sentiment has improved meaningfully since April as markets continue responding positively to easing trade tensions and broader economic stabilization.Mortgage Rates: The 30 year fixed mortgage rate sits near 6.58% according to Bankrate and the WSJ as of May 20. While below earlier 2026 highs, rates remain elevated relative to levels needed to meaningfully reopen the for sale housing market. Transaction activity remains subdued, continuing to support renter demand across many multifamily markets.The broader macro environment remains mixed for multifamily operators. Improving market sentiment and stable renter demand are supportive, but elevated consumer costs continue limiting affordability flexibility in more price sensitive segments of the market.Explore our webpage for more insights and resources:https://bit.ly/Radix_Website
For episode 731 of the BlockHash Podcast, host Brandon Zemp is joined by Sumsub at Bitcoin 2026 in Las Vegas. Tailored to your risk appetite, market demands, and use cases, Sumsub is powered by adaptive AI intelligence to support global scale while keeping your business compliant and future-ready.
In this episode, Peter breaks down the updated Cardano DApp Explorer and explains why curated ecosystem directories matter for newcomers, builders, and researchers. He walks through how the Cardano.org apps directory helps people discover live applications, compare activity, and understand what is already available across the ecosystem.The episode also looks at two complementary discovery platforms, Cardano Cube and AdaStack, before shifting into an interview with AdaStack founder Tucker. They discuss ecosystem coverage, multilingual resources, project listing workflows, AI-assisted maintenance, plans for richer project metadata, smart contract audit tracking, and how structured ecosystem data could power future APIs and developer tools.If you want a practical overview of where to discover Cardano applications, how projects can improve visibility, and why better ecosystem data matters, this episode offers a grounded tour without hype or speculation.Key Takeaways:- The updated Cardano.org DApp Explorer gives newcomers a clearer way to discover live applications by category and activity.- Transaction and activity indicators can help users identify which applications appear active, but they should be used as context rather than a guarantee of quality.- Projects can submit their applications to the Cardano.org directory through a documented workflow, improving visibility across the ecosystem.- Cardano Cube and AdaStack provide additional perspectives on the ecosystem and can complement the official directory.- AdaStack is tracking nearly one thousand projects across more than one hundred categories, along with resources in multiple languages.- AdaStack plans to expand its structured data with project history, team details, on-chain references, and smart contract audit information.- AI-assisted monitoring may help ecosystem directories keep links, listings, and project status more up to date over time.- Accessible ecosystem data and APIs can make research, discovery, and builder tooling easier across Cardano.Links & References:- Cardano Apps Directory https://link.learncardano.io/JIJdb3- Add your Application https://link.learncardano.io/W52NlV- CardanoCube https://link.learncardano.io/k9zcxs- Adastack https://link.learncardano.io/gdYxSdWebsite: https://learncardano.ioX/Twitter: https://x.com/astroboysoupDisclaimer: This content is for educational purposes only. Nothing constitutes financial advice.DISCLAIMER: This content is for informational and educational purposes only and is not financial, investment, or legal advice. I am not affiliated with, nor compensated by, the project discussed—no tokens, payments, or incentives received. I do not hold a stake in the project, including private or future allocations. All views are my own, based on public information. Always do your own research and consult a licensed advisor before investing. Crypto investments carry high risk, and past performance is no guarantee of future results. I am not responsible for any decisions you make based on this content.
In this episode, we dive into how smart pricing helps e-commerce brands boost profits and scale growth. Felix Hoffmann, co-founder and CEO of 7Learnings, shares how his predictive pricing models help businesses move beyond simple rules and gut feelings to find the perfect price for every product. He also reveals strategies for managing marketplace complexity, reducing overstock, and using financial goals to steer automated decision-making. Topics discussed in this episode: How rule-based pricing creates unmanaged business complexity. Why matching competitor prices leads to a market race to bottom. What predictive pricing does using unlimited cloud compute. Why tracking transaction-level costs is vital for profit. How AI identifies different price elasticities across channels. What role weather and attribute data play in predictions. Why high-quality data is the gatekeeper for AI success. How A/B testing proves profit uplifts of over 100 percent. What strategic trade-offs exist between growth and margin. Why AI pricing is now a requirement for market survival. Links & ResourcesWebsite: https://7learnings.com/LinkedIn: : https://www.linkedin.com/in/felix-hoffmann-7learnings/ LinkedIn: https://www.linkedin.com/company/7learnings/Get access to more free resources by visiting the show notes at https://tinyurl.com/us6eab7kI'd love your feedback. Tap the the link to send me a text.______________________________________________________LOVE THE SHOW? HERE ARE THE NEXT STEPS!Follow the podcast to get every bonus episode. Tap follow now and don't miss out! Rate & Review: Help others discover the show by rating the show on Apple Podcasts at https://tinyurl.com/ecb-apple-podcasts Join our Free Newsletter: https://newsletter.ecommercecoffeebreak.com/ Support The Show On Patreon: https://www.patreon.com/EcommerceCoffeeBreak Partner with us: https://ecommercecoffeebreak.com/partner-with-us/
Micah 6:8 is one of the Bible’s most quoted verses — but what does it actually mean to “do justice”? In this episode, Rev. Trudy Robinson and Rev. Dr. Hannah Ka unpack the deeper context behind Micah’s famous words, exploring justice, sacrifice, liberation theology, ethics, humility, and embodied faith. What sounds simple on a T-shirt turns out to be anything but simple. Together, the pastors of First UMC of San Diego discuss: • Why Micah frames justice as a courtroom confrontation • The difference between sacrifice, ritual, and transformed living • Why justice is communal — not merely personal • How faith becomes embodied through action and ethics • The connection between justice, compassion, and public life • Liberation theology and God’s “preferential option for the poor” • Why “walk humbly” means more than being passive or meek Through reflections on worship, power, repentance, and responsibility, this conversation invites listeners to rethink what God actually requires of us in difficult times: action that goes beyond niceness to a concrete plan that benefits the community as a whole. Because Micah’s message was never just about religious performance — it was about becoming people who live differently in the world. This is part 3 of our 3-part series: The Do’s and Don’ts of Times Like These. If you missed Part 1 – walking humbly in difficult times – or Part 2 – loving kindness like Micah – be sure to listen to them. Reflection Questions: How would you answer if God asked you, “How have I wearied you?” How have you incorrectly used Micah 6:8? What is your list of do’s and don’ts, now that you have heard more of Micah? Continue the Discussion: There’s so much more to discuss when it comes to Micah’s concept of loving kindness while pursuing justice. Join one of our groups to keep the discussion going by joining our In-Person Convergence on Sundays at 12 PM or our Patreon Online Community. Timestamps: 00:00 We Quote Micah 6:8 — But Can We Live It? 02:14 Micah’s Courtroom: God’s Lawsuit Against Israel 05:07 Temple Worship, Ritual & Religious Anxiety 08:03 Why Sacrifice Misses the Point 11:00 Justice as a Way of Living, Not a Transaction 14:25 Justice, Liberation & the Preferential Option for the Poor 18:41 Public Faith, Politics & Compassion 20:19 Sacrifice, Repentance & Unintentional Harm 23:10 Embodied Faith: What We Do With Our Lives 24:02 What “Walk Humbly” Really Means 26:25 Final Reflections & Discussion Questions
Episode 422 is the debut of Decoded by Identity at the Center, a new sub-series hosted by Jeff Steadman and Sean O'Dell dedicated to unpacking the specifications and standards powering IAM. Joining them is Pieter Kasselman, VP of Open Standards at Defakto and chair of the WIMSE working group. The conversation covers why traditional non-human identity approaches break at agentic scale, how SPIFFE and SPIRE enable short-lived automated credential provisioning without long-lived secrets, and why treating agents as workloads unlocks a decade of existing standards. Pieter walks through critical OAuth specs including JWT authorization grant, token exchange, client ID metadata, and the emerging transaction tokens draft. Sean connects these to practical gateway architecture, continuous access evaluation, and policy-based authorization. The episode closes with real-world deployment examples and a clear takeaway: the tools to secure agentic identity are available today.Episode Links:Pieter Kasselman: https://www.linkedin.com/in/pieter-kasselman-0259862/AI Agent Authentication and Authorization: https://datatracker.ietf.org/doc/draft-klrc-aiagent-auth/Workload Identity in Multi-system environments (WIMSE): https://ietf-wg-wimse.github.io/OAuth SPIFFE Client Authentication: https://datatracker.ietf.org/doc/draft-ietf-oauth-spiffe-client-auth/Transaction Tokens: https://datatracker.ietf.org/doc/draft-ietf-oauth-transaction-tokens/08/Agentic Identity Control Framework. You Already Have the Pieces. Now Build It. by Sean O'Dell: https://www.linkedin.com/pulse/agentic-identity-control-framework-you-already-have-pieces-o-dell-61b5e/Timestamps:00:00 Introduction to Decoded by Identity at the Center00:13 The mission of the Decoded sub-series03:02 Guest intro: Pieter Kasselman, VP of Open Standards at Defakto06:21 Why agentic identity is urgent: scale, multi-platform, and shifting threat landscape10:42 The real cost of API keys and credential sprawl in agentic systems13:23 Agentic identity identifiers and how SPIFFE assigns unique workload IDs21:00 Credential types: X.509, JWTs, and workload identity tokens31:00 Connecting SPIFFE to OAuth and dynamic registration with client ID metadata38:18 SPIFFE SVIDs, multiple credentials per agent, and governance traceability41:44 Authentication versus authorization: delegation versus impersonation47:00 Transaction tokens: binding access to specific transactions to stop token theft51:21 Identity chaining and cross-domain authorization55:00 Shared Signals Framework and dynamic authorization57:00 Gateways, CAEP, and mid-flight token revocation for rogue agents59:31 What you can deploy today with SPIFFE, OAuth, and existing IDPs01:02:58 Policy-based access control and why instance-level governance cannot scale01:04:58 Workload identity federation: Anthropic and Google Agent ID updates01:07:13 Cross-platform federation and the law of agentic utility01:11:55 Elevator pitch: agents are workloads and 95% of the problem is solved now01:17:03 What is coming next: a transaction tokens deep diveKeywords:agentic identity, SPIFFE, SPIRE, OAuth, transaction tokens, Shared Signals Framework, WIMSE, workload identity, non-human identity, authorization delegation, JWT, CAEP, API gateway, IAM standards, AIMS, Jeff Steadman, Sean O'Dell, Pieter Kasselman, IDAC, Identity at the Center, Jim McDonald, Decoded by Identity at the CenterDecoded by Identity at the Center:Jeff Steadman: https://www.linkedin.com/in/jeffsteadman/Sean O'Dell: https://www.linkedin.com/in/seanodentity/Jim McDonald: https://www.linkedin.com/in/jimmcdonaldpmp/Visit the show on the web at https://idacdecoded.com/
In this episode of Journey to an ESOP and Beyond, Makenzie breaks down the negotiation process behind an ESOP transaction. From purchase price and seller note terms to governance, SARs, board composition, and fiduciary requirements, this episode explores the key terms that are typically negotiated between the seller and the ESOP trustee. If you're considering an ESOP or preparing for a transaction, this episode offers a practical overview of what to expect during negotiations and how the process compares to a traditional M&A deal.
Dans cet épisode d'Espace Montréal, Axel Monsaingeon reçoit Patrick Beaulé, vice-président exécutif chez CBRE, pour décortiquer une transaction immobilière particulièrement complexe à Candiac : un projet multirésidentiel de 287 logements vendu en pleine construction, avec plusieurs phases, financement SCHL, stabilisation incomplète et négociations entre vendeur, acheteur, prêteurs et entrepreneurs. Patrick partage les coulisses d'un deal de plus d'un an où chaque détail comptait : subdivision de terrain, vente sur plan, conversion condo vers locatif, gestion du risque, financement à taux fixe, absorption locative difficile et négociation collaborative entre les parties. Un épisode rempli de leçons concrètes pour les promoteurs, investisseurs et courtiers immobiliers qui veulent comprendre comment naviguer les transactions complexes dans le marché actuel. Sujets et horodatages
Howie and Harlan are joined by Josh Geballe, head of Yale Ventures, to discuss how changes in Yale's mindset, policies, and support systems have helped turn university research into impactful companies. Harlan examines the growing problem of AI-hallucinated citations in published research; Howie provides an update on the deadly Andes hantavirus outbreak aboard a cruise ship. Show notes: Fake Citations "Fabricated citations: an audit across 2·5 million biomedical papers" JACC Journals Josh Geballe Yale Innovation Summit 2026 Yale Ventures Joe Tsai Alibaba Group Craig Crews "Yale Spinout Halda Therapeutics Announces $3B Acquisition by Johnson & Johnson" "D-Wave Announces Agreement to Acquire Quantum Circuits Inc., Establishing World's Leading Quantum Computing Company" "Arvinas and Pfizer Enter into a Transaction with Rigel Pharmaceuticals for the Exclusive Global Rights of VEPPANU (vepdegestrant)" Yale Ventures: Healthtech Works Yale Ventures: Planetary Solutions Alexion BioLabs Hantavirus Outbreak Hantavirus "Passengers from virus-stricken cruise ship fly to home countries" "French woman with hantavirus has severe form of disease, is in 'final stage of supportive care'" In the Yale School of Management's MBA for Executives program, you'll get a full MBA education in 22 months while applying new skills to your organization in real time. Yale's Executive Master of Public Health offers a rigorous public health education for working professionals, with the flexibility of evening online classes alongside three on-campus trainings. Email Howie and Harlan comments or questions.
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this episode, Craig Coppola shares invaluable insights from his 40+ years in commercial real estate, covering how to choose the right broker, building lasting relationships, and lessons from his journey with Robert Kiyosaki. Perfect for investors and brokers aiming to elevate their game. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
Ryan Swehla joins Institutional Real Estate Americas to share Graceada Partners' latest research on secondary and tertiary markets in the Western U.S. and the results may surprise you. From outperforming primary markets economically, to lower supply volatility and stronger liquidity than conventional wisdom suggests, Ryan breaks down why smaller markets deserve a closer look from institutional investors.Timestamps:0:00 - Intro0:50 – Defining secondary & tertiary markets1:58 – 20-year research: economic outperformance vs. primary markets3:32 – Real estate performance comparison: values, occupancy & net absorption7:17 – Transaction volume recovery & the role of private capital10:38 – Liquidity in smaller markets: debunking the misconception13:55 - Conclusion
Manager Connection: While 91% of U.S. managers believe cultural alignment is crucial, only 40% of leaders feel fully connected to their organization's culture, notes Gallup. In this episode, we explore the powerful connection between workplace relationships, trust, and business success with HR and operations expert April Morgan. Research continues to reinforce what great leaders already know: relationships drive results. According to Gallup and PricewaterhouseCoopers, 93% of business executives agree that building and maintaining trust—a cornerstone of strong relationships—directly improves the bottom line. At the same time, 85% of CEOs rank employee engagement as a top priority, often fueled by meaningful interpersonal connections. Meanwhile, data from the U.S. Chamber of Commerce reveals that 70% of employees say their relationship with their manager plays a major role in their decision to stay at a company. Against this backdrop, April Morgan shares how she helps organizations scale without losing the people, processes, and compliance structures that keep them strong. With over 20 years of experience, she operates at the intersection of people, operations, and risk—building the infrastructure companies need to grow sustainably. As the founder of Elevate People Ops, April partners with startups and scaling organizations—especially those entering manufacturing, government contracting, and other high-compliance industries—to design systems that support leadership decision-making, mitigate risk, enable growth, and strengthen culture without sacrificing compliance. We also dive into her new book, Married to the Job: Work Isn't a Job, It's a Relationship, which reimagines work as a relationship built on trust, communication, consistency, and accountability. Using relatable analogies—from “swiping right” on a resume to navigating long-term commitment and even workplace “breakups”—April blends humor with real-world HR insight to challenge how we think about work. If you're building, scaling, or restructuring a business, this conversation offers practical insights on creating workplaces where both people and performance thrive. For more information: https://www.elevatepeopleopsllc.com/ Use the QR Code: Legacy10 LinkedIn: @April (Bentley) Morgan Learn more about your ad choices. Visit megaphone.fm/adchoices
In Episode 5 of our Debt Sales 101 mini-series, we turn to contracting and closing, where legal structure, regulatory expectations, and commercial terms come together to define the transaction. We discuss the key provisions in a debt purchase and sale agreement and how those provisions allocate risk between buyers and sellers. From a regulatory perspective, the contract is more than a commercial document. It is also an artifact that regulators expect to review. We explain how representations and warranties, indemnification provisions, buyback mechanics, and audit rights are used to address regulatory risk, confirm the scope of assets being transferred, and establish expectations around compliance and oversight. These provisions are central to demonstrating that both parties have appropriately considered legal and regulatory requirements. We also discuss how contractual terms can directly impact pricing and execution. Restrictions on collection activity, credit reporting, or other post-sale actions can significantly affect the value of a portfolio. In addition, we cover key transaction mechanics such as data transfers, cutoff timing, and how contracts are introduced during the bidding process to align commercial and risk considerations early. The key takeaway from this episode is that a well-drafted purchase and sale agreement does not just enable the transaction. It mitigates risk. By aligning regulatory expectations with commercial objectives, parties can create repeatable and scalable debt sale programs.
Ask A Coach with Michael FanningWindermere CoachingMost agents believe referrals come from doing a great job on a transaction. And that's part of it. But the research tells a different story and in this episode, Michael Fanning breaks down the full picture of what actually drives referral business and what separates agents who grow consistently from those stuck in the feast-and-famine cycle.What We CoverThe science behind why people refer including Robert Cialdini's reciprocity principle, Harvard's Effort Effect research, and a Forrester Research finding that 72% of referrals originate from the relationship after the transaction closes.Why referral business is not a reward for a good transaction it's the dividend of a professional relationship built intentionally over time.The difference between having a system and having a style and why systems are what produce consistent referrals regardless of market conditions.Your buyer communication standard: weekly contact through the active transaction, then a structured conversion at close three days, thirty days, ninety days into your monthly client flow calendar.Your seller communication standard: weekly updates through the listing, even when things are quiet, and the same post-close conversion into your ongoing flow. Plus why the language of how we talk about pricing matters.The 45 out of 52 framework what it actually means. This is your annual marketing rhythm for your entire client base. Not active transaction communication that's a separate lane. This is about winning 45 weeks of the calendar year with a smart combination of value-add outreach: market updates, Homebot, personal touches, video, community content. Design your mix. Own your weeks.Why the word "past" in "past clients" is costing you referrals and the mindset shift that changes everything. The transaction closed. The relationship didn't.How communication quality not just systems is your real competitive advantage. Your clients don't refer your CRM. They refer how you made them feel.Resources MentionedInfluence by Robert CialdiniCloze CRM — for pipeline tracking and client communicationHomebot — AVM tool for delivering ongoing home value updates to your clientsWindermere Coaching Path Calls — Buyer Consultation, Seller System, Beyond the Transaction, Pre-Listing InterviewWindermere U for path call content and resources. Work With Windermere Coachingwindermercoaching.comIf this episode gave you something useful share it with a colleague. We believe in abundance, not scarcity. The more great agents there are, the better it is for everyone we serve.fanning@windermere.com
I appeal to you therefore, brothers, by the mercies of God, to present your bodies as a living sacrifice, holy and acceptable to God, which is your spiritual worship. 2 Do not be conformed to this world, but be transformed by the renewal of your mind, that by testing you may discern what is the will of God, what is good and acceptable and perfect.1. The sermon opens with the image of a bent writing finger — your body shaped by what you've given it to. Are there ways you can see yourself being shaped by what you've given your time and attention to, for better or worse?2. Where in your own life have you felt most confident you were thinking for yourself, only to realize later you were absorbing a particular culture or story?3. Paul appeals to transformation "in view of God's mercies" — not as a demand, but as a response to compassion. Is that the frame you typically operate from when you think about changing your life? What tends to crowd it out?4. What feels transactional in your life? Does a relationship with God ever feel transactional?5. If you are interested in being transformed by God, what role can your body play in that?
BitVM bridges just took a major step forward. In this interview, Robin Linus, the creator of BitVM joins Shinobi from Bitcoin Magazine to unveil BiNoHash, a research proposal that lets a BitVM machine verify a single Bitcoin transaction without proving the state of the entire chain. Robin walks through the script structure, the big-script-vs-small-script problem, and how signature puzzles provide a working fingerprint of transaction data. If you care about Bitcoin scaling, bridges, and covenants, this is essential viewing. Trade Bitcoin's next move on Duelbits Predict — get 100% cashback on your first bet, up to $100. Bitcoin Magazine exclusive.
For questions or to get started self-directing book a call with an IRA specalist at Directed IRA here: https://directedira.com/appointment/Schedule a consultation with KKOS Lawyers to structure your entities, optimize your tax strategy, and ensure your investments are properly protected: https://meetings.hubspot.com/kkos-lawyers/15-minute-client-advisor-interviewIn this episode, Mat Sorensen and Mark J. Kohler break down one of the most important rules in self-directed investing: prohibited transactions.Self-directed IRAs provide significant investment flexibility, but that flexibility comes with responsibility. Understanding and adhering to these rules is essential to protecting your retirement account from disqualification, avoiding unnecessary taxes and penalties, and properly executing alternative investment strategies.If you're investing your retirement account into real estate, private deals, or other alternative assets, this is a foundational episode you should not overlook.For educational purposes only. Consult your own legal, tax, or financial advisors regarding your specific situation.For questions or to learn more about this episode's topic, book a call with an IRA specialist here: https://directedira.com/appointment/Other:Mat Sorensen: https://matsorensen.comMark J. Kohler: https://markjkohler.com/ KKOS: https://kkoslawyers.comMain Street Business https://mainstreetbusiness.com
Brent Daniels sits down with David Olds, owner of EZREI Closings, to discuss the system behind consistent wholesale deals and how to protect them from falling apart at the last minute. David reveals why 50% of all real estate deals fail to close and shares the exact strategies top-tier investors use to navigate title issues, foreclosures, and bad locations.He shares an unfiltered truth on why focusing on assignments before building a rental portfolio is the ultimate cheat code to getting rich. Be a part of the TTP training program now.---------Show notes:(0:00) Beginning of today's episode (1:59) Commonalities of the most successful investors(6:39) Protecting your deals from last-minute "mayhem" and why 50% of deals fail to close(10:20) The three biggest reasons deals die because of Location, Acquisitions, and Title Issues(15:13) Transaction coordination saved a $38,000 assignment deal 72 hours before auction(27:10) Breaking down the true cost of PPC and intent-based marketing(31:48) Why Brent shifted away from cold calling to build a scalable, A-level team(38:06) Where to find highly motivated seller lists during your hustle season(40:34) Brent's story about surviving a huge financial collapse and a million-dollar judgment(43:33) Why buying rental properties while you have consumer debt is a scam----------Resources:EZREI Closings PropStream, PropWireBatchLeadsReal SupermarketDealMachineTo speak with Brent or one of our other expert coaches call (281) 835-4201 or schedule your free discovery call here to learn about our mentorship programs and become part of the TribeGo to Wholesalingincgroup.com to become part of one of the fastest growing Facebook communities in the Wholesaling space. Get all of your burning Wholesaling questions answered, gain access to JV partnerships, and connect with other "success minded" Rhinos in the community.It's 100% free to join. The opportunities in this community are endless, what are you waiting for?
In this conclusion to our deep dive into Other Transactions (OTs), we sit down with Mr. Adam Caudle and Ms. Kristine Kassekert to debunk the myth that OT awards are immune to protests. We examine the current jurisdictional landscape at the GAO and Court of Federal Claims, highlighting why thorough documentation is essential not just for formal litigation, but also for answering potential inquiries from Congress or senior leadership. We also discuss the "fail fast" mentality and the unique flexibility of OTs, which allow us to manage projects through iterative payment milestones and open-ended collaboration rather than the rigid deadlines found in traditional acquisitions. Learn more about The Quill & Sword series of podcasts by visiting our podcast page at https://tjaglcs.army.mil/thequillandsword. The Quill & Sword show includes featured episodes from across the JAGC, plus all episodes from our four separate shows: “Criminal Law Department Presents” (Criminal Law Department), “NSL Unscripted” (National Security Law Department), “The FAR and Beyond” (Contract & Fiscal Law Department) and “Hold My Reg” (Administrative & Civil Law Department). Connect with The Judge Advocate General's Legal Center and School by visiting our website at https://tjaglcs.army.mil/.
Old Capital Real Estate Investing Podcast with Michael Becker & Paul Peebles
Raising equity used to be the easy part—today, it's the biggest hurdle. Veteran real estate securities attorney Eugene Trowbridge unpacks the legal landmines, capital challenges, and shifting dynamics in apartment syndication. From SEC rules to struggling deals and cautious investors, this conversation connects the dots on why deals aren't penciling—and what smart operators must do to survive and win in today's market. Key Takeaways: The New Reality of Raising Equity 1) Equity has gone from abundant to scarce almost overnight 2) Many investors are either fully deployed or sitting on the sidelines waiting for clarity 3) Larger deals ($10M+) increasing require multiple GPs and creative capital stacks Legal Structure Matters More Than Ever 1) Understanding Regulation D (506B vs 506C) is critical. 506B: Relationship-based, no advertising, limited sophisticated investors 506C: Allows advertising but requires strict accreditation verification. Market Stress is Exposing Weak Deals: Rising interest rates + bridge debt + depleted reserves = distressed assets. The Hidden Risk in Capital Raising: Not all "capital raisers" are operating legally. Transaction-based compensation without property licensing can trigger SEC enforcement. Final Thought: Today's market is separating professionals from pretenders. Capital is harder, deals are riskier, and the legal framework matters more than ever. The operators who understand both the financial AND regulatory side of the business will be the ones still standing when the market turns. To contact Gene Trowbridge: gene@tnllp.com Ready to unlock the potential of multifamily syndications? Learn how Michael Becker's proven real estate syndication strategies can help you grow wealth and build long-term financial success. Visit SPIADVISORY.COM to start your journey today.
Leah saw her boyfriend, Jared was Venmo-ing a girl $75 for "you know what" and she thinks she knows exactly what it was for.
Leah saw her boyfriend, Jared was Venmo-ing a girl $75 for "you know what" and she thinks she knows exactly what it was for.See omnystudio.com/listener for privacy information.