Podcasts about transactions

#64: In this episode of the podcast, we speak with Andrew Jamison, co-founder of Extend, a platform that enables businesses to issue and manage digital credit cards. Jamison shares his journey from leaving the corporate world of American Express to embarking on entrepreneurship. He recounts his experience implementing solutions for corporate clients in SAP consulting and developing an interest in payments while working at Amex. Jamison explains that the idea for Extend came from identifying a gap in the market for a solution that would capture spend, reconciliation, and expense management, particularly for the middle market. Jamison also touches on the challenges of starting a company, including the need to secure investments from friends and family before reaching out to professional investors. Extend Links: https://www.paywithextend.com/https://twitter.com/PayWithExtendhttps://www.linkedin.com/company/paywithextendStartup Savant Links:https://startupsavant.com/podcasthttps://www.youtube.com/@StartupSavantPodcast/https://www.instagram.com/startupsavantpodcast/https://www.linkedin.com/company/startup-savant/

AP correspondent Shelley Adler reports on Chase outage.

Washington Commanders NFL Draft prospect film study takes a look at sixth-round running back Chris Rodriguez Jr. from the Kentucky Wildcats program. Looking at Commanders' running back Chris Rodriguez Jr. it's clear the team is getting a powerful north and south runner who brings a rushing trait not seen on the roster since Peyton Barber in 2020. Through three games of film study, we see a ball carrier who runs with confidence, always falls forward, and finds a way to gain yards even against the toughest competition. We take a look at games played against the Florida Gators, Ole Miss Rebels, and Georgia Bulldogs. Then, Washington made four roster moves on Tuesday adding safety Terrell Burgess and tight end Brandon Dillon while releasing cornerback Cam Dantzler Sr. and placing guard Andrew Norwell on the PUP list. Follow & Subscribe on all Podcast platforms…

In this episode of The Better Than Rich Show, Mike and Andrew stress the importance of considering the end goal when building relationships with clients and customers. They discuss the power of meaningful gifts, creating memorable experiences, and utilizing automation and technology to streamline processes. By focusing on creating positive experiences at every touchpoint, businesses can increase customer satisfaction and foster long-term relationships. The hosts also highlight the role of technology in improving operations and customer satisfaction. Topics Covered: 00:00:00 - Welcome to The Better Than Rich Show 00:01:21 - Think about how you want them to feel at the end of each moment 00:03:56 - Use the concept of gift to grab attention 00:04:31 - Foster lifetime client relationships by doing something meaningful 00:05:09 - Create systems with policies, processes, and technology to aid organizational goals Connect with The Better Than Rich: ⁠⁠⁠⁠⁠⁠⁠⁠BTR Mini-Course⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Website⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Linkedin --- Send in a voice message: https://podcasters.spotify.com/pod/show/betterthanrichshow/message

How can quality of earnings reports impact lower middle market transactions? Patrick McMillan, CFO and Transaction Advisor at Amplēo, is here to share how sellers and buyers can leverage this tool for smoother transactions. Patrick will cover: What is a quality of earnings report? Why is it different from an audit? How to tell a story with numbers M&A trends for this year And more

Next up on our series of podcasts from the Auto Intel Summit and NRC Spring Summit is a panel discussion featuring some of the leading auto dealers in North Carolina. The session is moderated by NCADA president Robert Glaser and features leaders from Crossroads Automotive Group, John Hiester Automotive Group and Hubert Vester Auto Group, who share their insights on electric vehicles, digital sales and where the auto industry is headed next.

Joined in studio w/ Koby Owens. Koby has been on the podcast multiple times & I always appreciate our conversations. Koby recently spent a long weekend at my house where we had the opportunity to record a show, train together, & just catch up. Koby has a great mind & heart. Make sure to check out his work & if you're looking for someone to capture your fall adventures, don't be hesitant to reach out. Follow Koby's Journey @koby.owens 

Today's Guest is Jonharold Cicero.  Jonharold is a Real Estate Attorney & Partner at DL Partners law firm in NYC and real estate operator and investor in four States. Join Sam and Jonharold in today's show. -------------------------------------------------------------- John Harold's Background [00:01:03] John Harold's Work as a Real Estate Attorney [00:04:00] Risks in Real Estate Investing [00:08:01] Air Rights and Complex Transactions [00:09:21] Joint Venture Deals and Subdividing Buildings [00:11:59] Compromises in Transactions [00:15:28] Collaboration with other attorneys [00:17:39] Personal real estate investments [00:19:58] Experience and expertise in real estate law [00:21:44] -------------------------------------------------------------- Connect with Jonharold: Linkedin: https://www.linkedin.com/in/jonharoldcicero/ Web: https://dlpartnerslaw.com/#attorneys-section/jonharold-a-cicero   Connect with Sam: I love helping others place money outside of traditional investments that both diversify a strategy and provide solid predictable returns.     Facebook: https://www.facebook.com/HowtoscaleCRE/ LinkedIn: https://www.linkedin.com/in/samwilsonhowtoscalecre/ Email me → sam@brickeninvestmentgroup.com   SUBSCRIBE and LEAVE A RATING. Listen to How To Scale Commercial Real Estate Investing with Sam Wilson Apple Podcasts: https://podcasts.apple.com/us/podcast/how-to-scale-commercial-real-estate/id1539979234 Spotify: https://open.spotify.com/show/4m0NWYzSvznEIjRBFtCgEL?si=e10d8e039b99475f -------------------------------------------------------------- Want to read the full show notes of the episode? Check it out below: Jonharold Cicero(00:00:00) - Picture, there's a building and then the first four or five stories of the building we built is right up against it. And then after the fifth floor, it extends over the roof of the other building and then goes up another 15 floors. Wow. They end up looking like, uh, Tetris pieces that, you know, didn't quite land. Right. Wow. It's somewhat common in the city. Uh, there's even a building downtown in, I believe, uh, around Tribeca that they call. I think they refer to it as the Jenga building cause it had some candel and the architect went with it and staggered the floors. So it's, you know, when you see it, you know, it's that building. Welcome   Intro (00:00:38) - To the How to Scale commercial real Estate Show. Whether you are an active or passive investor, we'll teach you how to scale your real estate investing business into something big.   Sam Wilson (00:00:50) - John Harold Cicero is a real estate attorney and partner at DL Partners Law firm in New York City. He's also a real estate operator and an investor in four states. John Harold, welcome to the show.   Jonharold Cicero(00:01:01) - Thank you. Happy to be here.   Sam Wilson (00:01:03) - Absolutely. The pleasure is mine. John Harold, there are three questions I ask every guest who comes in the show in 90 seconds or less. Can you tell me where did you start? Where are you now and how did you get there?   Jonharold Cicero(00:01:13) - Uh, I started as a person, a child who grew up in New York City and saw the effects of gentrification firsthand. Uh, I had a single mother and she bought a small apartment in an area that wasn't so great. And over 20 years it became a phenomenal area because everything around us got built up and she was able to cash out and it helped her get into retirement. And that's where I got the real estate bug, wanted to become that person that had the capability of gentrifying neighborhoods and being involved in that process. Uh, I was originally gonna go get a, uh, MBA and learn about real estate that way and somebody gave me very, very sound advice and said, unless you're getting an MBA from a top 20 school, you're not gonna be working on Wall Street in private equity for real estate. Become a lawyer so you have a fallback. And that's what I did. I went to law school, uh, focused on real estate, which was brutal because I was in law school during the great recession, so there wasn't too many real estate jobs around. Um, but I stuck with it and a lot of my colleagues went into bankruptcy work and restructuring, but I stuck with real estate cause they knew that's where my passion was and 15 years later, here I am. So it worked out.   Sam Wilson (00:02:23) - It worked out. No, this is cool. It's gonna make for a fun conversation because I think rarely do we get the combination of both investor. I mean, you own your own real estate, you're an investor in other people's deals, but also you are an active attorney that practices, uh, some, some, you know, really nuanced parts, I think probably of real estate law. One thing I do wanna comment back on, and this is, this is a, a beef I have had, I think with people that are opposed to gentrification, that gets a, it's a, it's kind of a dirty word for a lot of people where they're like, oh man, you know, these terrible humans that come in and buy neighborhoods and take 'em from dirty, dumpy little neighborhoods and actually make the place decent. You were the recipient or your mother was rather the recipient of the benefit of that. Right, right,   Jonharold Cicero(00:03:07) - Right. Uh, I think from the perspective of most people, especially if their renters, uh, gentrification is a horrible term because it means renters gonna go up. You know, if you, if you own, you're gonna, you're gonna reap the benefits of the price increases,   Sam Wilson (00:03:25) - Right? Yeah. The b the the price increases. And, and, and, yeah, again, I've never, I've never quite understood the mentality of improving an area, being a bad thing. Like, oh, we're gonna make this a decent place for people to live Again. Imagine, imagine how horrible her person you must be. So I love, I love the ti that's how you caught the bug, was just watching it firsthand and said, man, this is, this is something I want to do. Tell me on, I guess, you know, what are you working on, on the law side of things right now? What are, what are some really some, some cool projects or some stuff you're seeing happening in the marketplace?   Jonharold Cicero(00:04:00) - Uh, I represent a lot of, uh, wealthy family offices and private equity funds. Um, anyone from you investors traded development companies. Um, so I do a lot of new construction condominiums. If you ever see the show, A million dollar listing on Bravo with all those brokers and they do a new construction condo. I would say for every three that you see on the show, new construction condos, I'm the attorney for one of every three of them. Uh, it, it's constantly my clients on the show. I know all those brokers on a first name basis. Um, so I do a lot of that work, but I also do a lot of buying and selling commercial real estate, whether it be apartment complexes, uh, office buildings, apartment buildings, shopping centers, sometimes hotels, uh, and then also in buying and selling, representing the borrowers and negotiating their loan documents, um, and doing corporate structuring for the terms of their investors and how they're entering into the deal.   Jonharold Cicero(00:05:01) - 10 31 exchanges, sometimes reverse 10 31 exchanges into more complex deals That just did a deal, uh, last, at the end of last year where we bought a property. My client was selling a property, they were buying an apartment complex in the 40 million range, and they had a joint venture between a family office and a private equity fund that was run by the children of the family office. The private equity fund sold something and did a 10 31 into it as a tenant in common. And the family office was still trying to sell something and wasn't gonna close in time. So we had to do a reverse 10 31 for that tenant in common so that they could come together and then they could subsequently sell their property and get the cash, uh, you know, the tax deferred exchange value out of the reverse 10 31. So complex stuff that keeps it interesting. Um, but, you know, and then a lot of straightforward stuff too.   Sam Wilson (00:05:51) - Wow. Yeah, that I bet, I bet that is, like you said, that's the stuff that keeps it, keeps it interesting is probably also the stuff where you probably, you, you, you get to, uh, really put your creative, uh, problem solving hat on. Is that part of, part of what keeps it interesting for you?   Jonharold Cicero(00:06:05) - Absolutely. Uh, you know, and, and it, it really, you run into so, so many varieties of deals and over time with more experience, you know, I've been doing this for like 15 years now. Um, hundreds and hundreds and hundreds of deals of all different asset classes in different areas, different sizes, different structures, and being able to tap into those experiences as resources, the structure, new deals, and especially with some of my less experienced clients, being able to come in, you know, clients who are not private equity funds and don't have in-house council and separate financing got, being able to, to share with them some of the opportunities and options that are available for them to better structure their deals. I mean, that's where they get the most bang for their buck with me. You know, you, you get what you pay for when it comes to attorney.   Jonharold Cicero(00:06:53) - Um, and, and having a firm that's real estate centric, that's primarily all we do is real estate here. Having so many colleagues that I can refer, you know, and, and bounce ideas off of. Um, it, it's beneficial, especially in New York City where you're doing a lot of, you know, development and you need your na you're up against your neighbors, you need access to their property in order to build your property. Like it, it gets sometimes outta control. So, uh, it keeps it interesting and I enjoy being able to help my clients grow because I see it over the course of years where they go from 2 million projects and now 10 years later we're doing 20 million project.   Sam Wilson (00:07:32) - Right, right. No, that's really, really cool. When you look at all, I mean, cuz you're an investor as well and so you get to see probably, and like you've mentioned the gamut of transaction types. Are there risks you see people taking right now that you personally aren't comfortable with? Obviously, you know, your clients can do what your clients can do, but what do you see in the, I guess the question is what do you see in the marketplace? What are people doing right now that you're like, wow man, that that that, that doesn't fit my investing criteria?   Jonharold Cicero(00:08:01) - Uh, I think it as an attorney, um, naturally risk averse, I don't think I was as risk averse before it became an attorney and then it became more risk averse. Right. Um, and, and it's a constant internal struggle for me as an investor to battle some of that risk aversion. Um, but I, I do have, uh, clients who do some crazy structures, um, with regard to buy, you know, buying up lots and trying to secure air rights. We have that in New York City where you can buy, if you have an, a building next to you, say you bought a corner lot and you have a building next to you that's only four stories, but as of right has the ability to be six stories. You can buy their air rights and transfer 'em over into your zoning lot so that you can build an even taller building on your lot then you would legally be allowed to.   Jonharold Cicero(00:08:46) - Um, so some of those deals that get very complex, I do the zoning lot development, development agreements for those transactions. But for me personally, I mean that, that's way too big for what I would invest in, um, or, or would take on as the main investor. Uh, I like more of, uh, I'm not so much into the class a high end luxury properties. I like more recession resistant investments, class B properties and Class B neighborhoods instructions that get complex with air rights and, and other things. Uh, my clients, I'll help them do it, but that, that's too much for me at this point.   Sam Wilson (00:09:21) - Yeah, no, I, I completely understand that. And we've never actually covered on this show. We're pushing 800 episodes at this point. I'm thinking we've ever actually gone in depth on air rights and kind of how those are structured. I mean, that just seems like the wild West. I mean, maybe it's not cuz you're in New York City and you guys see it all the time. But I guess briefly, can you just tell us, is that, is it just like, I mean, how do you even establish what those air rights are worth?   Jonharold Cicero(00:09:47) - I, I just did. Yeah. Yeah. I know that's a, that's a constant debate based on where the neighborhood is and what the air rights that are available are. Um, and, and without diving down the rabbit hole, you know, you, you have to buy air rights of a neighboring building before you can approach the building on the opposite side of that building so that you can buy their rights. Um, you know, you have to have the, the continuity of one building into the next building. You can't just go from, uh, you know, leak your neighbor into a a subsequent building. So it, it gets crazy. Um, it determining what the value is based on comparables no different than comps, uh, that you would have when you're buying a property. What are the comps for people who are buying rights? Um, so it, it's a, it's a tricky transaction, but I, I mean it gets very interesting. I mean, I, I just did a building where they can't deliver over a neighboring building. So the first four, if you could picture it, there's a, a building and then the first four or five stories of the building we built is right up against it. And then after the fifth floor it extends over the roof of the other building and then goes up another 15 floors. Wow. They end up looking like, uh, Tetris pieces that, you know, didn't quite land. Right.   Sam Wilson (00:10:59) - Wow.   Jonharold Cicero(00:11:00) - It's somewhat common in the city. Uh, there's even a building downtown in, I believe, uh, around Tribeca that they call, I think they refer to it as the Jenga building. Cause it had some candel levering and the architect went with it and staggered the floors. So it's, you know, when you see it, you know, it's that building. Um, but fancy,   Sam Wilson (00:11:21) - I'm gonna have to look that up. The Jenga building, I'm sure that, I'm sure that that's well documented. Uh, I think it's   Jonharold Cicero(00:11:26) - 56 Leonard Street, I think is the address.   Sam Wilson (00:11:29) - Ok, there you go. I'm gonna look that up. I'm gonna look that up. That's it. That's really fascinating. And again, I think, I think I hear the, the, the, the, um, you really enjoy kind of that more complex nuance part of, of what it is that you're working on. What are some opportunities you're seeing right now, I guess in, in the broader, either in your market or just, you know, across the, across all the deals that, that you see coming across your desk and opportunities you're working on. What are some stuff you see right now that you're like, man, this is, this is a really, really cool space and I see people doing really well with it.   Jonharold Cicero(00:11:59) - Uh, I think, you know, multifamily is always strong. I love multifamily from an investing perspective, use as well. Um, but really space, you gotta have service, uh, tenants. You can't have, you know, retail tenants who are just selling products, right? They gotta be a service like a, you know, a salon or something like that. Um, or selling food or something. But, uh, interesting things that I see, um, you know, in here in New York City and this market, you know, prices keep going up and up and up and, uh, outer markets in parts of northern New Jersey and other parts of the five boroughs of New York City that when I was a kid you would never wanna go to are now starting to trend and, and, uh, become more valuable. Um, I look at this in particular, diaper Heights section of Brooklyn was a very much, um, um, my family's from Italy and a lot of Italian Americans had settled there when, when I was a kid, my great aunts and uncles had houses they bought for 40,000 over there.   Jonharold Cicero(00:13:00) - The same house with no improvements is now 1.5 million. Um, so, you know, the, the, the values have gone up. What I do think is interesting that I see a lot of in New York City is people, cause it's a higher point of entry, a higher price to enter the market. I see people doing a lot of joint venture deals and then coming to me to subdivide a building into separate condominium units. So you can have, I just did one, um, maybe about two years ago here in Midtown where we had two bigger players enter into a transaction where they bought a existing office building. They went through the, uh, variance to get the building re-designated for zoning purposes. And then we split the building into two condominium units. One was the first floor through the 10th floor or 12th floor, and the other was 12th floor or 13th floor all the way up to, I think it was the 30th floor.   Jonharold Cicero(00:13:54) - And the lower portion became a hotel. And then the upper portion became individual resident condominium that was above a hotel in the same building with a hotel entry and all the amenities of five star hotel, four star hotel. Um, so, you know, they can add value to that. Um, but it was two different partners that entered into the deal for the joint venture to acquire the building. And one is a hotel operator and owns the hotel condo and the other is a condo developer and owns the residential portion that they then further subdivided. So I see a lot of those kinds of opportunities where people, and even subdividing a a larger lot that people buy, uh, at a client who just did that in, uh, the Bronx and on the edge of Yonkers where we bought a huge lot and one was an older school building and they subdivided that into a separate tax lot of its own so that they could rent it back to the city to use as a school and they're gonna add the improvements. And then this huge vacant part of the lot was further subdivided and, uh, now a film studio is being built there.   Sam Wilson (00:15:00) - So that's really cool. Yeah, and I guess that's the way that when you get into those creative structures and especially do dealing with the dollar amounts that you're dealing with there in New York City, it makes sense, you know, to have the condo, uh, the residential condo, uh, developer and operator partner up with the hotel operator. I can only imagine the amount of, you know, we always say good fences make good neighbors. And so the amount of just working through on the front end, the nuances of how to structure those deals,   Jonharold Cicero(00:15:28) - The, the easement that I had to write with regard to mechanicals and shaft waves and whatnot was quite lengthy, but   Sam Wilson (00:15:36) - Yeah. Yeah. And, and, and when you got done with that, did you ever hear back from those, uh, from those, from those owners and those operators? Did you ever hear back from them saying, Hey, if we had done this, or I would've added this provision in there or structure it differently next time?   Jonharold Cicero(00:15:52) - Yeah, I mean, there's always things you want in those agreements, but you know, the other side, you know, is also represented by council and that transaction, I represented the hotel portion. So the council who represented the residential portion had their own comments because they wanted things to be a little bit easier for their client. So it's a give and take. You gotta reach a compromise and, you know, down the road people start to stop. They, they forget what was written or they don't refer back to it and they try to get away with things and then there's a, a dispute. But if it's written well enough, um, you know, then you can go back and point to certain provisions and say mm-hmm can't do that. We already accounted for that in the provisions here. But on a, to, to your point on a smaller scale, um, I think, uh, a lot of investors maybe overlook it and finding value, even in buying a smaller building that's an excuse or a lot that has a building on it that's in good condition that they maybe wanna do, you know, alterations to.   Jonharold Cicero(00:16:49) - But there's uh, you know, additional room in the back, maybe they can get variance. I did something in northern jersey where we had a building that had a huge backyard and it was on a corner of an intersection and we were able to keep that building and, you know, put, uh, commercial tenant in and there were some apartments above it, but that huge backyard on the building, uh, was along the side street, not the main avenue. And we were able to get a variance and do a curb cut and take that yard and separate it from the building. Cause the building didn't really need it. The retail tenant on the first floor wasn't using it. Uh, and then make that into additional parking, uh, with a curb cut and now the upstairs tenants can rent out parking spaces and, you know, in an area where there was a a a hard time finding parking, we had a tremendous value by doing this.   Sam Wilson (00:17:39) - Right. No, that's, that's really, really cool. And you know, there's so many different parts of this. How, I mean, I would assume that you oftentimes correct me if I'm wrong, have to collaborate with other members at your firm there. Cause it's like, hey, this is your specialty in getting whatever the variances are for curb cuts and all those things. I mean, is that, is it part of uh, just kind of a more of a collaborative law firm you're working inside of?   Jonharold Cicero(00:18:04) - Yeah, definitely. And, and obviously as the years go on, you meet a lot of attorneys at other firms and we, you know, reach out to each other and say, have you ever seen this? You have this kinda agreement that I can use as a base form for what I'm trying to do. And we help each other out. Um, you know, some attorneys are at adversarial, but many are are decent people contrary to popular belief. Um, and, you know, we work with each other, but certainly here, uh, our firm is a real estate firm. The only thing we don't do is land use and zoning. But we have a, I'm in the commercial department, I'm in the condo development department. Um, we have a residential department, a leasing department, a construction department. Uh, so, you know, there's a variety of people here that I can bounce ideas off of and, and that's a great aspect to it.   Jonharold Cicero(00:18:49) - Um, you know, for me personally, I I'm, I, I think there are some brilliant solo practitioners and small firms out there twice as it's happened to my clients where they have a health issue and everything comes to a standstill on your project because the attorney had a health issue and there's nobody else to rely upon. Or they're doing things based on their experience, but maybe they're not so experienced in construction aspects. Uh, you know, access agreements and construction issues. And they might be great at representing you in the acquisition of the property, but the construction side, it costs you some money that if you're going somewhere else, you know, like I say, I say to my clients, you get fat, good and cheap, you get to pick two of the three. Right. One, fast and cheap, not gonna be good. I   Sam Wilson (00:19:33) - Gonna be good. I love that. I love that, that, that, I've heard that before and I think, I think that's a brilliant, brilliant statement there. How are you scaling your own personal real estate investments? I know you've kind of told us a lot about the law landscape that you're working inside of how you guys handle and scale the, you know, the, the, the opportunities for your clients. What are you doing on a personal front for scaling your real estate holdings?   Jonharold Cicero(00:19:58) - So right now, uh, I had some smaller properties that eventually I will do 10 31 exchanges on. I've, I've had some value add opportunities in those smaller properties. I got into them at good prices with great interest rates. Um, so I'm looking at long term just raising rent and continuing to add value or like, I have another one I'm looking to do, uh, variance for parking to add more parking to it. Um, and eventually I'll 10 31 those into something bigger along with, uh, additional accrued equity that I've put aside for those investments. Um, but I've also started investing with clients and friends who invest and develop much larger projects that I could personally take on, on my own. Um, and I, I put equity into those deals, timing it so that three years out, five years out, I have different money coming back to me that can then be reinvested because, you know, I wanna get to the point where I've got, uh, you know, 50 unit buildings instead of five and 10 year building.   Sam Wilson (00:21:07) - That's really, really cool. I love that. I love what you do here. Uh, John Herald, this has been a blast having you come on this show today. I mean, uh, I feel like I've just scratched the surface of what it is that you know and understand about your local market there on how to work inside of it, the nuance to what it is that you do. I mean, you, you guys have to compete with, I mean, I look at, I look at, you know, some of the zoning. I got some report back from, from, uh, somebody today on some zoning issue. And it was, you know, I thought it was complicated. I'm like, this is a mess. But then here in Utah, I'm like, we got nothing. This is, this is really easy compared to what John Harold's working on.   Jonharold Cicero(00:21:44) - But it's like anything else, the more you do it and the more complex it gets, the easier, you know, things that seem like monumentally difficult five years ago now I'm like, I've seen that five times. I got it,   Sam Wilson (00:21:55) - I got that.   Jonharold Cicero(00:21:56) - Like anything else in life. Right, right. The more you do it, the better you get.   Sam Wilson (00:21:58) - Absolutely. I love it. John Harold, if our listeners want to get in touch with you, learn more about you, uh, and or work with your firm, what is the best way to do that?   Jonharold Cicero(00:22:07) - Uh, you can reach me by email. Uh, I don't know if you'll be able to put that at the bottom of the screen or something. Uh,   Sam Wilson (00:22:15) - Show notes.   Jonharold Cicero(00:22:16) - Sure, sure. And then, uh, always the by phone. Um, two easiest ways to reach me and LinkedIn. Uh, I am frequently on LinkedIn.   Sam Wilson (00:22:26) - Fantastic. And can you say it just for the people who are only listening to this show and maybe don't have access to their, uh, computers or otherwise to find those, what is your email address?   Jonharold Cicero(00:22:35) - Sure. It's j Ciro, j c i c e r o, DL partners dog larry partners law com. So j ciro dl partners law com.   Sam Wilson (00:22:49) - Fantastic. John Harold, thank you for coming on the show today. I do appreciate it. This was awesome.   Jonharold Cicero(00:22:53) - I appreciate it. This was a lot of fun. Thank you for having me.   Sam Wilson (00:22:56) - Hey, thanks for listening   Sam Wilson (00:22:57) - To the How to Scale Commercial Real Estate Podcast. If you can, do me a favor and subscribe and leave us a review on Apple Podcast, Spotify, Google Podcast, whatever platform it is you use to listen. If you can do that for us, that would be a fantastic help to the show. It helps us both attract new listeners as well as rank higher on those directories. So appreciate you listening. Thanks so much and hope to catch you on the next episode.

Today we're joined by Hugo Larochelle, a research scientist at Google Deepmind. In our conversation with Hugo, we discuss his work on transfer learning, understanding the capabilities of deep learning models, and creating the Transactions on Machine Learning Research journal. We explore the use of large language models in NLP, prompting, and zero-shot learning. Hugo also shares insights from his research on neural knowledge mobilization for code completion and discusses the adaptive prompts used in their system.  The complete show notes for this episode can be found at twimlai.com/go/631.

This is a Freestyle Friday where we talk about anything and everything we want. Here's what's happening this week:00:00 Intro01:19 JotBooking Update03:23 New 8Bit Cubist Shirts Coming04:27 Managing Headaches While Working09:40 YouTube Premium Is Life13:07 Netflix Cuts Down On Password Sharing17:33 Current Uses of Ai25:21 Transactions and Interest Based Social Media31:28 Nick Cage's Superman In The Flash?34:30 Zack Snyder Might Have Made Wonder Woman Kryptonian41:51 Binge Watching vs Weekly Drop47:45 Elon Making Twitter An Everything App58:55 OutroSHOW LINKS:----------------------------------------------------------------• 8Bit Cubist Shirts - https://the8bitcubist.com/collections/tee-shirts • "How Netflix Lost Our Trust" by Captain Midnight's - https://youtu.be/64QS38epsgk--------------------------------------------------------------------MY LINKS:----------------------------------------------------------------• Website - https://mrbenja.com• Join My Email List - https://mrbenja.com/email• Facebook - https://facebook.com/mrbenjaonline• Twitter - https://twitter.com/mrbenja•  Instagram - https://instagram.com/mrbenja•  LinkedIn - https://www.linkedin.com/in/mrbenja/ -------------------------------------------------------------------- https://mrbenja.com/getonthishttps://mrbenja.com/bookshttps://the8bitcubist.comhttps://mrbenja.com/transistorhttps://mrbenja.com/descript ★ Support this podcast on Patreon ★

John Bowens from Equity Trust Company, one of the nation's largest providers of self-directed IRAs and solo 401ks, joins Chad on the Real Estate Runway Podcast to discuss how to get started investing in alternative assets through a self-directed IRA. John Bowens is one of the most sought-after and respected educators in the self-directed IRA industry. As Director, Head of Education, and Investor Success at Equity Trust Company, John draws from his 20 years in the real estate industry and his experience as an active real estate investor. Learn about the process for investing in self-directed IRAs, the tax implications you need to be aware of, and how to transfer money into an Equity Trust IRA without incurring any taxes or penalties. This episode provides essential information for anyone looking to make use of self-directed IRAs in their investment portfolio. Tune in now for all the details!   Learn more about ALTERNATIVE BUSINESS and INVESTMENT STRATEGIES through QUATTRO CAPITAL!   LinkedIn: /TeamQuattroCapital Instagram: @TeamQuattroCapital Facebook: @TeamQuattroCapital Website: www.TheQuattroWay.com  TikTok:@realestaterunwaypodcast     [00:00 - 07:16] Introducing John Bowens of Equity Trust Company • Equity Trust Company is one of the largest providers of self-directed IRAs and solo 401ks • John Bowens has been in the real estate industry for 20 years and has trained over 60,000 investors • Self-directed IRAs allow individuals to invest in real estate, gold, private equity, hedge funds, cryptocurrency, and more • Individuals can move their existing retirement accounts from prior employers or qualified plans into self-directed IRAs to gain control over their money   [07:16 - 14:03] Taking Control of Your Financial Future with a Self-Directed IRA or Solo 401K • Rolling over or transferring money from one financial institution to another does not create any taxes or penalties • Self-directed IRA is the first step of the three-step process to invest in private market investments • No taxes or penalties when investing in a private asset, such as buying a property with IRA money • Rental income and expenses are paid with IRA funds; no tax reporting is necessary when selling the property • Most financial institutions do not allow alternative investments in IRAs • Some financial advisors may discourage investing in alternative assets   [14:04 - 21:16] Rules, Disqualified Persons, and Prohibited Transactions Explanation • Equity Trust is just another member of your financial team, a tool in your toolbox • The Internal Revenue Code 4975 tells us what we can't invest in with our IRA, not what we can invest in • Disqualified persons include yourself, your spouse, any businesses you own and operate, and your children and grandchildren. • Transactions include buying, selling, leasing, or exchanging any property.   [21:16 - 28:36] Prohibited Transactions: What You Need to Know About Investing With Disqualified Persons • It is not possible to move a property or interest in an LLC into an IRA • Taking money from an IRA and loaning it to oneself, spouse, or children is prohibited • Investors can take IRA money and buy a new property, rent it out, and have cash flow coming back in • Investors can take their IRA money and loan it to a real estate flipper as long as they are not a disqualified person • Transactions with disqualified persons must be done proportionally   [28:36 - 36:25] Understanding Unrelated Business Income Tax (UBI or UDFI) for Real Estate Investments • Equity Trust Company custodian FBO is in for the benefit of the client's name or account number IRA is the titling that will be seen on public records • Unrelated Business Income Tax (UBI) applies to tax exempt entities, including IRAs and other tax exempt entities • UBI occurs when an IRA is investing in an ongoing trader business or borrowing money to acquire real estate • UBI can be as high as 37% for income over 13,400 in 2023.   [36:25 - 45:56] Unlocking the Power of Self-Directed IRAs • Self-directed IRA investments can provide tax shelter and the potential for higher returns. • Equity Trust does not give tax, legal or financial advice but prepares 990Ts to take advantage of carry forward losses. • John's superpower is adult education and financial education. • His biggest mistake is falling victim to analysis paralysis and missing out on good opportunities. • Equity Trust provides white glove service, educational content, webinars, reports and guides.     Quotes: "And so you have to Learn more about that. You have to do your own due diligence and make a decision on where and how you wanna invest and what percentage of your retirement portfolio you wanna allocate to these private market investments like real estate partnerships or other types of alternative investments." - John Bowens "Sometimes it's okay to pay a little bit of a price today so that we can pay any price in the future because going forward, maybe you find that you can get involved in other real estate investments or other opportunities that don't require debt leverage." - John Bowens   Connect with John through LinkedIn, or visit Equity Trust   LEAVE A 5-STAR REVIEW + help someone who wants to explode their business growth by sharing this episode. Find out how Team Quattro can help you by visiting www.TheQuattroWay.com. Real Estate Runway Podcast is all about alternative business and investment strategies to help you amplify life and maximize wealth! Click here to find out more about the host, Chad Sutton.   Nectar: https://app.usenectar.com/quattro-capital   Entity Keeper:  Join the EntityKeeper community today to simplify the way you manage your entities and org charts while reducing manual errors. Easily organize corporate data, visualize ownership structures, store unlimited documents, and manage important filing dates with one secure solution. Click here to start simplifying your entity management with EntityKeeper now!    

May 24, 2023 - Season 13, Episode 134 of The Terrible Podcast is now in the can. In this Wednesday morning show, Alex Kozora and I get right to talking about the recent transactions made by the Pittsburgh Steelers that have occurred since the Monday show. One of the players waived was running back Master Teague III so we discuss that topic and also look at the depth chart at that position.The Steelers will reportedly have free agent outside linebacker Markus Golden in for a visit on Wednesday so you can bet Alex and I address that news. We also discuss other areas on the roster that could use filling with the team currently sitting at 87 active players.The Steelers 2023 OTAs got underway on Tuesday so Alex and I address that topic by first going over several things that stood out to us on Tuesday. We also discuss several comments made on Tuesday by several Steelers players. We spend a lot of time focusing on things quarterback Kenny Pickett said. We also discuss what the tackle rotation might look like this summer when it comes to Dan Moore Jr. and rookie Broderick Jones.Will tight end Pat Freiermuth be used differently this season? We discuss that topic and also talk more about the Steelers lack of YAC in 2022 and how that really needs to improve in 2023 when it comes to the offense.Later in the show, Alex and I answer a few questions we have received from listeners over the last several days. We mix in other Steelers talk throughout this episode that is not noted in this recap post.

Explore the world of subscription models and their potential pitfalls. From losing profits from your best customers switching to the subscription model to ensuring that customers are not abusing the service, we discuss how experimentation and testing is needed to find the ideal customer and mitigate these risks. We also look at how retention strategies, market research, and ease of cancellations play a key role in the success of subscription-based businesses. Featuring expert advice on how to match customer goals with added value offerings, set expectations, and price effectively, this episode offers invaluable insights for all business owners. We also take a deep dive into Netflix's customer-centric approach and how their focus on retention is crucial to their success. Tune in to learn how to avoid common pitfalls and create meaningful recurring revenue.Timestamps[00:03:24] The Customer Centricity of Netflix[00:06:31] "The Importance of Easy Subscription Cancellations"[00:12:15] "LinkedIn: Connecting Across Generations and Industries"[00:20:50] "Keeping it simple: Avoiding subscription pitfalls"[00:25:27] "Unlocking the Benefits of Subscriptions - Coffee, Wine, Seltzer"[00:29:26] Maximizing Retention Rates for Subscription Services[00:37:00] "Expert Tips for Testing Subscription Models"[00:40:09] "Small Businesses' Advantage: Knowing Customers for Success"Show Linksrobbiekellmanbaxter.comlinkedin/robbiekellmanbaxterBook: The Forever TransactionBook: The Membership EconomySponsorsFree 30-day trial of Zipify OCU - To get an unadvertised gift, email help@zipify.com and ask for the "Tech Nasty Bonus".Venntov, makers of SEO Manager, Order Lookup, and ClockedInRetention.com: Reclaim 5-10x Abandonment RevenueLoop Returns: Ecommerce Returns Management for ShopifyNever miss an episodeSubscribe wherever you get your podcastsJoin Kurt's newsletterHelp the showAsk a question in The Unofficial Shopify Podcast Facebook GroupLeave a reviewSubscribe wherever you get your podcastsWhat's Kurt up to?See our recent work at EthercycleSubscribe to our YouTube ChannelApply to work with Kurt to grow your store.

Litecoin has integrated the Lightning Network as it looks to leverage the ultimate scaling solution that has helped the Bitcoin network beat its congestion woes in recent times. The integration of the Lightning Network has largely helped push its scalability by 100%. What this implies is that transactions conducted on Litecoin which are naturally relatively faster than that of BTC can now be completed 10x as fast and also cheaper.

In this episode of the Million Dollar Mastermind podcast, Host Larry Weidel is joined by Eric J. Gall, Founder, Business Broker, and M&A Advisor at Edison Business Advisors. In their discussion, they delve into their personal experiences and share their strategies for achieving success in the cutthroat business world. Eric passionately emphasizes the crucial role of self-promotion, recounting how it helped him scale his business to a whopping $4 million in sales. Their practical advice is a valuable resource for small business owners striving to excel in their industry, especially when dealing with parties that may pose a threat to the progress of their business.

In this episode Scott Becker discusses private equity medical practice transactions.

In this episode Scott Becker discusses private equity medical practice transactions.

This episode covers relationships as a way to build a nationally successful brand with Glen Kunofsky, CEO and Founder of NNN Pro Group.The Crexi Podcast explores various aspects of the commercial real estate industry in conversation with some of the top CRE professionals in the space. In each episode, we feature different guests to tap into their wealth of CRE expertise and explore the latest trends and updates from the world of commercial real estate. In this episode, Crexi's Ashley Kobovitch and guest host Eli Randel, COO of Crexi, sit down with Glen to discuss the origins of NNN Pro Group, his extensive career path, relationship-based advisory philosophies as a broker, and the current state of the net lease market. Their wide-ranging conversation includes:Introductions and early lessons learned in Glen's first few years of commercial real estateImportant mentors, favorite mistakes, and the importance of specialization early in one's careerThe origins of NNN Pro Group, growing a brand, what net-lease investors prioritize in terms of deals, and what sets them apart from other commercial real estate subsectorsPrioritizing relationships, a client-centric approach, and creating lifetime customersMaintaining a start-up mentality with an established company culture and how to retain top-tier talent for the long termCurrent happenings in the national net lease market.And much more! If you enjoyed this episode, please subscribe to our newsletter to receive the very next one delivered straight to your inbox. For show notes, past guests, and more CRE content, please check out Crexi Insights.Ready to find your next CRE property? Visit Crexi and immediately browse hundreds of thousands of available commercial properties. Follow Crexi:https://www.crexi.com/​ https://www.crexi.com/instagram​ https://www.crexi.com/facebook​ https://www.crexi.com/twitter​ https://www.crexi.com/linkedin​ https://www.youtube.com/crexi About Glen Kunofsky:Glen Kunofsky is the Founder and Chief Executive Officer of the NNN Pro Group, the market-leading net-lease brokerage team in the country. Since its inception over 20 years ago, Glen and his team have closed over $30 billion in transactions, across more than 10,000 properties, with over $5.6 billion completed this past year.Glen has a long track record of working with some of the nation's largest institutional real estate companies, including publicly-traded REITs, private equity funds, hedge funds, and high-net-worth individuals, family offices, and developers. His vast knowledge and experience structuring sale-leaseback programs and brokering, acquiring, managing, and advising on some of the most complex transactions across retail, office, and industrial properties, has made him a leader in the commercial real estate industry.Glen currently resides in New York City with his wife and two children. Glen is involved in several organizations outside the office, including YPO, the Adaptive Sports Foundation, Arizona State University, and the Victor Green Foundation.

May 17, 2023 - Season 13, Episode 131 of The Terrible Podcast is now in the can. In this Wednesday morning show, Alex Kozora and I get right to talking about some recent transactions made by the Pittsburgh Steelers that have been made official by the team. Those include the claiming of defensive lineman Manny Jones off waivers and defensive lineman Renell Wren being placed on the Reserve/Injured list.The Steelers are reportedly expected to sign a few players to their offseason roster ahead of the team's first OTA practice next week and that list should include quarterback Mason Rudolph and wide receiver Hakeem Butler, just to name a few. We talk about the surprise potential return of Rudolph and what that might mean when it comes to the quarterback room. We also discuss if the return of Rudolph means anything when it comes to quarterback Mitch Trubisky.As for Butler's expected addition, we talk about his career to date and his roster chances. We also discuss the other XFL player, cornerback Luq Barcoo, the Steelers are expected to officially sign in the coming days.Free agent inside linebacker Kwon Alexander reportedly visited Pittsburgh this past week so Alex and I discuss his situation and the kind of player that he is at this point of his NFL career.Late in this show, the news breaks that the Steelers will be releasing veteran cornerback Ahkello Witherspoon, so we discuss that expected transaction fully.Later in the show, Alex and I answer a few questions we have received from listeners over the last several days. We mix in other Steelers talk throughout this episode that is not noted in this recap post.

Human capital often drives the value of merger and acquisition (M&A) deals in the health care industry. Buyers involved in these deals must retain key employees to secure that value. Epstein Becker Green's Spilling Secrets hosts Erik W. Weibust and Katherine G. Rigby join forces with the Diagnosing Health Care podcast hosts Daniel L. Fahey and Timothy J. Murphy to talk about strategies to retain these employees. Visit our site for this week's Other Highlights and links: https://www.ebglaw.com/eltw302. Subscribe - https://www.ebglaw.com/subscribe/. Visit http://www.EmploymentLawThisWeek.com. This podcast is presented by Epstein Becker & Green, P.C. All rights are reserved. This audio recording includes information about legal issues and legal developments. Such materials are for informational purposes only and may not reflect the most current legal developments. These informational materials are not intended, and should not be taken, as legal advice on any particular set of facts or circumstances, and these materials are not a substitute for the advice of competent counsel. The content reflects the personal views and opinions of the participants. No attorney-client relationship has been created by this audio recording. This audio recording may be considered attorney advertising in some jurisdictions under the applicable law and ethical rules. The determination of the need for legal services and the choice of a lawyer are extremely important decisions and should not be based solely upon advertisements or self-proclaimed expertise. No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers.

The guys unveil The 'record hiring' recorder and we announce our first-ever live flight advice event // Mailbag: Volunteer work as a pilot, fun flying jobs before the airlines, Ted on the radio, and Semper Gumby [12:00] // Brooks Pettit, President of Vaerus Jet Sales, explains the latest in the aircraft transaction marketplace, how to overcome pilot training issues, and how he and others are working to increase transparency when buying and selling airplanes. We also talk about Vaerus Jet Sale's unique referral program that offers pilots a type rating in a DC-3 [32:00] // Flight Advice: How to handle training contracts [1:36:00] Live Flight Advice on May 24th at 9 PM EST. Click here to RSVP and ask your career advice question with James and the Guys Connect with Brooks at Vaerus Jet Sales | Learn more about the DC-3 Referral Program Positive Rate Tax Advisors 21Five's Youtube Channel Connect with us on LinkedIn Our sponsors: Harvey Watt, offers the only true Loss of Medical License Insurance available to individuals and small groups. Because Harvey Watt manages most airlines' plans, they can assist you in identifying the right coverage to supplement your airline's plan. Many buy coverage to supplement the loss of retirement benefits while grounded. Visit harveywatt.com to learn more! Advanced Aircrew Academy enables flight operations to fulfill their training needs in the most efficient and affordable way—anywhere, at any time. We do this by providing high-quality professional pilot, flight attendant, flight coordinator, maintenance, and line service training modules delivered via the web using a world-class online aviation training system. Visit aircrewacademy.com to learn more! Tim Pope is a CERTIFIED FINANCIAL PLANNER™ and a pilot. His financial planning practice provides services to aviation professionals and aviation 401k plans. Tim helps clients pursue their financial goals by defining them, organizing & optimizing resources, planning, implementing, and monitoring their financial plan. Visit https://link.21fivepodcast.com/timothy-pope to learn more. Click Here to Schedule a Meeting  Do you have feedback, suggestions, or a great aviation story to share? Email us info@21fivepodcast.com Check out our Instagram feed @21FivePodcast for more great content and to see our collection of aviation license plates. The 21.Five Show is produced by Joel Penhorwood / Treasured Media The statements made in this show are our own opinions and do not reflect, nor were they under any direction of any of our employers.

In this episode: Marcia's professional background and how she got involved in family offices, what a family office is and how it operates, how the private equity landscape has changed over the last 50 years, and what it means to put family names on buildings. Then,  the interesting dynamics of working in a family office, the importance of giving back, and the convergence of philanthropy and technology in finance.  Stay up to date with LSI on LinkedIn, Facebook, Twitter, and Instagram, or reach us at LSIWINS.com!

In this episode of Deciphered, Adam Davis, Associate Partner at Bain & Company, is joined by Karim Ahmad, Partner, Bain & Company, Kelly Devine, President, UK & Ireland, Mastercard, and Colin O'Flaherty, Head of SME for Barclaycard Payments, to discuss the future of retail transactions.Retail payments is both a rich and growing industry, with Bain & Company estimating the total revenue value at $356 billion dollars, with a projected annual growth of 6% over the next 5 years. But the balance of power between traditional and new entrants in this area of finance is slowly shifting. In this hotly contested market, some 90% of today's revenue pool could migrate to software vendors, major technology firms, and other contenders.How will the retail transaction market evolve over the next 10 years?Timestamps: - (03:14) Consumer to business payments - what is the future of retail transactions?- (05:53) Which providers/industry players have been driving the change in banks' monopoly vs reacting to the change in & how do you see that evolving in the market short term?- (10:07) Which trends interest you from the perspective of your role at Mastercard?- (13:27) Within the SMB segment, how important are virtually integrated platforms, do you see the same proliferation in the UK/Europe as in the US, and where do you see those trends fitting into the SMB context?- (16:45) Card growth and looking towards alternative payment methods for growth.- (22:26) Potential innovations that relate to card volumes and the rise of A to A payments.- (26:09) Embedded payments, the proliferation of wallets and connected devices - (27:51) How do Barclaycard build confidence in supplying payments to organisations where the end users are unknown?- (33:18) Are investments in sales, marketing, and brand increasing to positively impact customer trust?- (39:13) Open banking  Please subscribe to the show so you never miss an episode, and leave us a review if you enjoy the show!You can find Adam Davis hereYou can find Karim Ahmad hereYou can find Kelly Devine hereYou can find Colin O'Flaherty hereFor even more information, check out Bain's latest report – Consumer-to-Business Payments: A Strong Growth Outlook, but Only for the Well-Prepared.For more insights from the Deciphered podcast, visit the page on Bain's website

Binance has once again resumed bitcoin (BTC) withdrawals after a second pause, as the Bitcoin network suffers from unprecedented congestion due to BRC-20 tokens & Ordinals. But is this "attack" on Bitcoin part of a healthy master plan to awaken the stubborn Bitcoin maximalists to the faults in Bitcoin's future fee structure? Meanwhile, Ethereum gas fees also face massive spikes due to the current memecoin frenzy. ~This episode is sponsored by Bitcoin Miami 2023~10% OFF USING OUR "PBN" LINK! ➜ https://bm.b.tc/PBN

BetterHelp This episode is sponsored by BetterHelp. BetterHelp connects you with a licensed therapist who can take you on that journey of self-discovery from wherever you are. Visit BetterHelp.com/lockedon today to get 10% off your first month. Follow & Subscribe on all Podcast platforms…

The first half of 2023 is nearly done, and we've seen some interesting deals pop up — including the acquisition on Monday by Nexstar Media Group of KUSI-51 in San Diego and Hearst Television's recent purchase of Waterman Broadcasting's WBBH in Fort Myers, the market's NBC station.Does this portend the return of some big deals, or are we seeing blips on the radar? That's just one question RBR+TVBR Editor-in-Chief Adam R Jacobson asked veteran media broker Dick Kozacko in this fresh InFOCUS Podcast, presented by dot.FM.In the podcast, Kozacko addresses the buyer landscape for Radio, inventory for those seeking TV stations, and the population of active brokers in the U.S. today.

The concept of "jihad" in Islam is often oversimplified, and in this episode we explore one example of a "pacifist" tradition within Islam assoicated with Salim Suwari and the Suwarian tradition.Sources/Suggested Reading:Babou, Cheikh Anta (2007). "Fighting the Greater Jihad: Amadu Bamba and the founding of the Mouridiyya of Senegal, 1853-1913". Ohio University Press.Clark, Andrew Francis (1999). "Imperialism, Independence, and Islam in Senegal and Mali". Africa Today, Volume 46, Number 3/4, Summer/Autumn. Indiana University Press.Creevey, Lucy E. (1985). "Muslim Brotherhoods and Politics in Senegal in 1985". The Journal of Modern African Studies, Vol. 23, No. 4. Cambridge University Press.Kimball, Michelle R. (2018). "Shaykh Ahmadou Bamba: A Peacemaker for Our Time". The Other Press Sdn. Bhd.Mbacké, Khadim (2005). "Sufism and Religious Brotherhoods in Senegal". Markus Weiner Publishers.Sanneh, Lamin O. (2018). "The Jakhanke: The History of an Islamic Clerical People of the Senegambia". Routledge.Wilks, Ivor (1968). "The Transmission of Islamic Learning in the Western Sudan". In Literacy in Traditional Societies, ed. J. Goody. London.Wilks, Ivor (2011). "al-Hajj Salim Suwari and the Suwarians: A search for sources". Transactions of the Historical Society of GhanaNew Series, No. 13 (2011), pp. 1-79 (79 pages). Published By: Historical Society of Ghana.Willis, John Ralph (1970). The Jihād of al-Hajj cUmar al-Fūtī: Its Doctrinal Basis. . . Ph.D. thesis, Univ. of London.Willis, John Ralph (2013). "In the Path of Allah: The Passion of al-Hajj 'Umar". Routledge. Hosted on Acast. See acast.com/privacy for more information.

In this episode of Bitcoin, Explained, Aaron (@AaronvanW) and Sjors (@provoost) explain Partially Signed Bitcoin Transactions (PSBTs), discussing what problems they solve, how they work, and some of the ways they are used. In the last part of the episode, the hosts zoom in on one particular PSBT use case called Dutch Auctions, which Bitcoin Magazine recently used to sell ordinals. Episode Sponsor: https://voltage.cloud/ Sjors New Book: https://www.amazon.com/Bitcoin-Technical-innovations-Sjors-Provoost/dp/9090360425 Don't miss out on the biggest Bitcoin event of the year! B23 in Miami is coming up fast, get your tickets now! Lower your time preference and lock-in your BITCOIN 2023 conference tickets today! Use the code BMLIVE for a 10% Discount!  - https://b.tc/conference/2023

Cody Persinger went from doing 50 transactions to 200 transactions per year by serving the client and not himself and working everyday on the fundamentals of being an effective agent.   At the Real Estate Success Summit Garrett Maroon and Tyler Wilson discussed how serving the client and getting back to the basics of real estate leads to a booming business in any type of market.    Cody, a friend of both Garrett and Tyler, continues to explore and discuss how serving his clients even when it was detrimental to him grew his business immensely. Cody confirms what Garrett, Tyler and others have said. You don't have to pay for leads and cold call to become a top real estate agent in the market. Don't forget to like us and share us!Gary* Gary serves on the South Carolina Real Estate Commission as a Commissioner. The opinions expressed herein are his opinions and are not necessarily the opinions of the SC Real Estate Commission. This podcast is not to be considered legal advice. Please consult an attorney in your area. 

This week our host, Brandi Starr, is joined by Matt Green, CRO at Sales Assembly.   Matt has led sales and operations for multiple hyper-growth, venture backed tech companies. In these roles, he oversaw personnel management, strategic planning, and sales leadership in multiple markets across the U.S.   Earlier in his career, Matt served in leadership roles in both Fortune level and boutique investment banks where he led business development teams and served as Interim Head of Sales for multiple portfolio companies.   Matt now helps run the first and only Scale-as-a-Service platform for the country's most exciting B2B tech companies.   In this week's episode of Revenue Rehab, on the couch Brandi and Matt will tackle: Transactions to Trust: The Role of Relationship Sales.   Links: Get in touch with Matt Green on: LinkedIn Sales Assembly Subscribe, listen, and rate/review Revenue Rehab Podcast on Apple Podcasts, Spotify, Google Podcasts , Amazon Music, or iHeart Radio and find more episodes on our website RevenueRehab.live

Today, we're going to talk about one of the fundamental laws of startups - The Wedge. It's the best way to build trust when you have a product that's got a longer feedback loop or requires a lot from your early customers. We'll show a few examples and build out a framework to help guide you when you're looking for, and implementing, a wedge. BylddTackleboxSix Easy Pieces 

True success comes from surrounding yourself with the best people possible. In today's episode of The Real Estate Sales podcast, our host Jimmy goes over 11 different people that all realtors should surround themselves with to reach true success. 1. A coach or mentor Having a coach or mentor lets you get an outside perspective on your business. Perhaps they notice something that you miss or have some valuable insight. Either way, invest in a good teacher. 2. Someone you're pouring into It may seem counterintuitive to help out other agents or invest resources into someone, but investing in another agent or person provides insight. It can also lead to a future return on that investment. 3. Support Staff Every realtor that builds a genuine business has people involved. By hiring others to take care of tasks, you can spend more time focusing on things like growth or adding value to clients. 4. A trusted lender Having a go-to lender allows you to know your client is in good hands. It also allows you to provide the level of service you want to your clients.   5. A trusted inspector   Just like a trusted lender, having a trusted inspector allows you to know your clients are being properly cared for. It also lets you provide a consistently high-quality service. 6.  A dependable handyman When a buyer gets a new home, they may need repair work done or something done to properly settle in. By having a reliable handyman, you can provide whatever your client needs. 7. An accountability partner   Having someone to hold you accountable is a huge boost for your business. Whoever your partner is can make sure you're following through on your words and actions to help boost your business. 8. A professional accountant If you have an accountant who you fully trust, you can focus on growing your business instead of things like taxes. Just like support staff, if you're able to delegate tasks to someone else, do it. 9. A trusted title company/closing attorney Transactions are the most volatile during closing. By having a trusted attorney or title company, you can prevent issues and ensure the closing process goes smoothly. 10. A friend to share with Having someone you can share your success stories with is hugely important. It's also important to be able to have someone you can talk to when you're struggling with your business. 11. An agent to lean on/pass things onto When you're on vacation or out of town, it's important to have someone who can handle things while you're gone. Whether it be a team member or someone you trust, have someone to pass things onto. Do you have a video or content idea perfect for your business? Share it with Jimmy! Connect with Jimmy Burgess on LinkedIn and Facebook, and his YouTube channel.  If you like what you heard today, we'd love it if you'd share a rating or review and then subscribe to the podcast and tell others about it. You can find The Real Estate Sales Podcast on Apple Podcasts, Google Podcasts, Spotify, Audible, and our website, The Real Estate Sales Podcast.

If you are active investing in commercial real estate, you have to know that net worth and liquify is absolutely required. Having a trusted key principal can add tremendous value to your team. In this episode, Ethan Gao shares his journey from a corporate attorney background to real estate investing. Ethan has is a general partner on multiple commercial and multifamily projects totaling over 2,000 units. He has made over 400 private loans secured by real estate (both single family and commercial real estate), His primary role on deals is gap funder - to fill the gap on equity required for transactions. Ethan has invested in hotels, self-storage, office buildings, medical offices and retail. Ethan graduated from Cornell University with a BA in Economics in 2003 at the age of 19 and from Columbia Law School in 2006 at the age of 22. He worked on billion dollar mergers and acquisitions for several years on Wall Street in financial institutions before transitioning to being a professional investor and entrepreneur in 2016. In this episode, we discussed… The importance of the focusing on the operator first before the deal Leveraging gap funding to close transactions Building life insurance policies for additional liquidity Ethan's Instagram Profile link: https://www.instagram.com/gaolawfirm/?hl=en Ethan's LinkedIn Profile link: https://www.linkedin.com/in/elgao/ Interested in investing in commercial real estate opportunities? Join our investor group here Check out our FREE multifamily due diligence checklist to avoid costly mistakes. Click here to download the checklist. Check out our FREE Syndication Guide For Passive Investors to learn everything you know need to know BEFORE you passively invest in real estate. Click here to download the guide.

Welcome to the "Secrets of #Fail," a new pod storm series hosted by Matt Brown. In this series of 2023, Matt dives deep into the world of failures and lessons learned along the way from high-net-worth individuals.  Join Matt as he dives into the world of failures and lessons.Series: Secret of #FailCleveland Brown, CEO and cofounder of Payscout LLC, found he had a knack for entrepreneurship early on in his career in payments, technology and education that eventually led him to the accounts receivable management industry.Get an interview on the Matt Brown Show: www.mattbrownshow.comSupport the show

Perform a check-up on your company's financial health before stressing it with debt. We've established that everybody borrows, meaning that multinational enterprises in every industry are likely to engage in some level of intercompany financing. But how is it actually done? What parts of the business need to work together, and what considerations often get overlooked when setting interest rates on these loans between related parties? Join us to learn more, and to appreciate some of the nuances that must be reflected in each transfer pricing analysis. Resources: KPMG Transfer Pricing

On today's solo episode Richard covers three topics: Topic #1, Richard shares South Bay real estate numbers from the first quarter. Topic #2, Richard dives into his current transactions to give you a feel for what is going on in the market right now. And topic #3, Richard shares his insights on the market and what could happen this year. For more South Bay real estate insights, subscribe to Richard's weekly blog at https://manhattanpacificrealty.com/blog/

Buying a company isn't just about the numbers on the balance sheet; it's about uncovering the hidden gems and potential pitfalls that can make or break a deal. In this episode, three-time best-selling author and entrepreneur David Barnett talks about buying, merging, and acquiring companies. David shares his expertise on the intricate process of acquiring a business, including the tea leaves and surprises that could come along the way. He shares what the ultimate expression of a well-planned business is. Drawing from his personal experience on both sides of the acquisition process, he provides helpful tips for those considering this route. David also touches on the difference between business and real estate, the drive of culture in small businesses, and more. This episode is a must-listen for anyone looking to expand their company through acquisitions. Join us as we explore the art of buying, merging, and acquiring companies.

 Weekly Transactions, Ian Lemersal from Belly Up Fantasy joins the show BellyUpFantasySports.com RighteousFelon.com promo code BELLYUP MahlerBros.com promo code BELLYUP Learn more about your ad choices. Visit megaphone.fm/adchoices

Listen in to learn why some subsidiaries can be viewed as the black sheep of the family, while others as the next in line to run the business. Contacts: Sayantani Ghose Bob Clair Brittany Hardin Tanguay

Rolling into a new quarter means new changes are happening in the real estate market. Interest rates are finally starting to trend down after 2-3 years of rate hikes and it's likely that this summer the Bay Area will see more transactions now that the worst of covid seems to be over. Listen in as host Joe Cucchiara explains why the second quarter might be your best opportunity to buy despite economic concerns.   To learn more, simply visit www.RERadioLive.com. All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk.  We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

Max Hillebrand joins me for a series of conversations covering the work on crypto-anarchism. In this episode, we discuss "A Cypherpunk's Manifesto" written by Eric Hughes. Max Hillebrand is a free software entrepreneur building tools to empower individual sovereignty.// GUEST // Twitter: https://twitter.com/HillebrandMax A Cypherpunk's Manifesto: https://nakamotoinstitute.org/static/docs/cypherpunk-manifesto.txt// SPONSORS // In Wolf's Clothing: https://wolfnyc.com/iCoin Hardware Wallet (use discount code BITCOIN23): https://www.icointechnology.com/CrowdHealth: https://www.joincrowdhealth.com/breedloveWasabi Wallet: https://wasabiwallet.io/Join Me At Bitcoin 2023 in Miami (use discount code BREEDLOVE): https://b.tc/conference/Casa (use discount code BREEDLOVE): https://keys.casa/Bitcoin Apparel (use discount code BREEDLOVE): https://thebitcoinclothingcompany.com/ Feel Free Tonics (use discount code BREEDLOVE): https://botanictonics.comCarnivore Bar (use discount code BREEDLOVE): https://carnivorebar.com/// OUTLINE // 00:00:00 - Coming up 00:01:09 - Intro 00:02:42 - Helping Lightning Startups with In Wolf's Clothing 00:03:29 - Introducing Max Hilbert 00:03:51 - A Cypherpunk Manifesto 00:10:27 - A Strong Case for Privacy 00:14:39 - The Relationship Between Taxation and Privacy 00:19:06 - An Option to Reveal or Conceal One's Privacy 00:23:55 - Governments and their Privacy 00:28:06 - Can you Steal Information? 00:31:19 - Bitcoin and the Legal System 00:34:50 - The Staggering Effects of The Global Communication Engine 00:41:28 - Secure Your Bitcoin Stash with The iCoin Hardware Wallet 00:42:25 - Take Control of Your Healthcare with CrowdHealth 00:43:26 - A Bitcoin Wallet with Privacy Built-In: Wasabi Wallet 00:44:01 - A Blurry Line Between Interactions and Transactions 00:48:18 - Selectively Revealing The Information 00:54:33 - “I Must Always Reveal Myself” 00:56:13 - Privacy in an Open Society Requires Anonymous Transaction System 00:58:11 - Monero vs. Bitcoin Argument 01:03:13 - Is Monero a Shitcoin? 01:05:09 - Why It'll Take Years to Use Bitcoin Properly 01:08:12 - Transacting without Revealing One's Identity 01:10:26 - Zero-Knowledge Proof and Cryptographic Signatures 01:15:32 - How Facebook Owns Your Data 01:17:58 - “Information Understands Less than Rumor” 01:19:47 - "Information Longs to be Free" 01:22:58 - A Chance to Win Discounted Tickets to the Bitcoin 2023 Conference and 10M SATS 01:23:53 - Hold Bitcoin in the Most Secure Custody Model with Casa 01:24:41 - The Only Way Out of the No Privacy Problem 01:30:44 - The Reason Behind the Movement 01:37:45 - A Stance Against Stateism Through Cryptography 01:40:56 - "Cryptography will Ineluctably Spread over the Whole Globe" 01:42:40 - The Incentives are a Ground Stand of Human Action 01:45:41 - An Open Source Ethos with Emphasis on Humility and Human Action 01:52:26 - Breaking down the word 'Cypherpunk' 01:53:07 - Human Flourishing or Global Totalitarianism 01:55:11 - What Motivates Max to Improve the Privacy of Humanity 02:00:51 - What Work Should Max and Robert Cover Next?// PODCAST //Podcast Website: https://whatismoneypodcast.com/Apple Podcast: https://podcasts.apple.com/us/podcast...Spotify: https://open.spotify.com/show/25LPvm8...RSS Feed: https://feeds.simplecast.com/MLdpYXYI// SUPPORT THIS CHANNEL // Bitcoin: 3D1gfxKZKMtfWaD1bkwiR6JsDzu6e9bZQ7 Sats via Strike: https://strike.me/breedlove22Sats via Tippin.me: https://tippin.me/@Breedlove22Dollars via Paypal: https://www.paypal.com/paypalme/RBreedloveDollars via Venmo: https://account.venmo.com/u/Robert-Breedlove-2The "What is Money?" Show Patreon Page: https://www.patreon.com/user?u=32843101// WRITTEN WORK // Medium: https://breedlove22.medium.com/ Substack: https://breedlove22.substack.com/ // SOCIAL // Breedlove Twitter: https://twitter.com/Breedlove22WiM? Twitter: https://twitter.com/WhatisMoneyShowLinkedIn: https://www.linkedin.com/in/breedlove22/Instagram: https://www.instagram.com/breedlove_22/TikTok: https://www.tiktok.com/@breedlove22All My Current Work: https://vida.page/breedlove22

Mastercard kick-started its internal talent marketplace in response to the pandemic, ramping up from a manual system to a digital platform from start-up Gloat. Lessons learned, ROI, and best-practices from the perspectives of customer and supplier.   

Welcome to BizQuik, the podcast for entrepreneurs who want to stay ahead of the game. In today's episode, we're talking about a critical aspect of sales - understanding your prospect's pain.   When you can identify the pain points of your prospects, you can tailor your sales pitch to address their specific needs. This builds trust and rapport, which are crucial components of any successful sales strategy.   Julie also emphasizes the importance of ethical business practices. She reminds us that "business is a long-term play, and you want to build relationships and help people for the long-term." In other words, it's not just about making a sale; it's about building meaningful relationships with your customers.   As entrepreneurs, it's easy to get caught up in the transactional aspect of sales, but Julie reminds us that relationships should always come first. By focusing on building long-term relationships, we can establish ourselves as ethical and trustworthy business owners.   So, if you want to succeed in sales, remember to prioritize relationships over transactions. Understand your prospect's pain, tailor your pitch to address their needs, and build meaningful relationships that will benefit both you and your customers in the long run.   Thank you for tuning in to this episode of BizQuik. Stay tuned for more insights and tips on how to grow your business.   Themes: Sales, Relationships, Transactions, Ethics   Support our show by visiting our Patreon page (https://www.patreon.com/BizQuik)   Shout out to FeedSpot (https://blog.feedspot.com/small_business_podcasts/) - The internet's largest human curated database of blogs and podcasts.   Need some help with customer service or social media management?  Check out Certivium (https://www.certivium.com/)   Find out everything you want to know about us and our businesses on our website SBPACE.com.  You can also find us on the following social media platforms:   Facebook (SB PACE) Instagram (@sb.pace) LinkedIn (@sb-pace) TikTok (@sb.pace) YouTube  (SB PACE)   If you like our intro, hit up Pat Hilton on Instagram (@pathiltonlive)   You can buy our book, Seriously?  Now What?!  A Small Business Guide to Disaster Preparedness, on Amazon.   BizQuik is a Traxler-Harris production. #Podcast #entrepreneurship #startup #businessowners #businesscoach   

We've got a new / old opening…Allen goes off / on script? Michael denies Joe the “swing” vote, and Joe is all in on AI assistance Testing for concurrency issues […]

John Stolnis recaps Week 1 of free agency, grades all the Eagles' moves, pored through the NFC East's transactions from this week then hit the highlights of all the major moves through week 1 of free agency in the entire NFL. Learn more about your ad choices. Visit podcastchoices.com/adchoices

A room filled with some heroes - Dan Hanzus, Marc Sessler and Gregg Rosenthal recap the latest free agency news from around the league, starting with Orlando Brown Jr. signing with the Bengals (5:58). Darius Slay is staying with the Eagles (11:55), the Giants signed a couple receivers (14:11), and both the Vikings (22:09) and Bears (25:36) made some moves. We hit Odds and Ends (27:40) before reacting to a sampling of introductory press conference clips (31:23), and finally, we close the show pitching a number of sensible transactions for those with a refined palate in such matters (38:12).  Note: timecodes approximate.See omnystudio.com/listener for privacy information.

Which offseason moves are flying under the radar from a fantasy perspective? Adam Levitan and Evan Silva take a closer look at some of the more unheralded transactions of the offseason. In this episode, we discuss: Every notable fantasy-relevant free agency move from around the NFL Links mentioned in the episode: Evan Silva's Free Agency Top 50 2023 NFL Free Agency Tracker Anthony Amico's Dynasty Prospect Profiles WE CAN HELP: Tired of attention-seeking hot takes? Get the highest-quality analysis in fantasy football in your inbox, FREE. Join our email list today and we'll send you a free copy of our DFS Strategy Guide: https://bit.ly/establishtherun ETR'S NBA, PGA, and XFL PRODUCTS: Whether you're an aspiring DFS pro or simply a sports fan looking to enjoy the NFL offseason, these products provide an unbeatable combination of data, analysis and community. NBA: https://establishtherun.com/subscribe-nba/ PGA: https://establishtherun.com/subscribe-golf/ XFL: https://establishtherun.com/subscribe-xfl-2023/ $100 BONUS: Looking to play Best Ball on Underdog? If you don't have an Underdog account yet, use promo code “ETR” for a first deposit match up to $100. SIGN-UP LINK: https://play.underdogfantasy.com/p-establish-the-run FOLLOW US: Check out our social media channels for FREE fantasy football & DFS videos, analysis, and more: https://linktr.ee/establishtherun Timestamps: (2:02) - James Robinson moves to New England (4:11) - Vikings release Adam Thielen (5:54) - Dalvin Cook contract situation (8:46) - TE Josh Oliver to the Vikings (10:08) - Robert Woods signs with the Texans (11:52) - Broncos sign Samaje Perine (14:32) - Mostert, Wilson, Gaskin re-sign with Dolphins (15:58) - Hayden Hurst joins the Panthers (17:17) - Current quarterback market (19:47) - Falcons bring in Heinicke (20:28) - Jonnu Smith traded to Falcons (22:23) - Baker signs with Tampa Bay (24:10) - Jacoby Brissett to the Commanders (25:31) - 49ers bring in Sam Darnold (27:32) - Cowboys trade for Gilmore, bring back Vander Esch (29:12) - Bengals sign Orlando Brown

Join Tera Roberts as she breaks down last year's biggest offseason moves. From blockbuster trades to significant signings, Tera sheds light on just how impactful each transaction was for the teams that made them. What was last year's best offseason acquisition? The Pros will tell you!