Podcasts about transactions

In this episode of One Vision, we welcome Jennifer White, Senior Director at J.D. Power , to discuss key financial trends and how our industry is responding to consumer needs in these challenging times. Jennifer shares insights from J.D. Power's data on consumer financial health, and we explore consumer behavior amidst inflation, job security concerns, and other economic pressures. From the rising relevance of digital engagement, to personalization and the adoption of AI in financial services, don't miss out on this crucial conversation and eye-opening stats. Tune in and stay ahead of the curve!

First Pitch PodcastJake Crumpler (@jakecrumpler) and Trevor Hooth (@HoothTrevor) detail everything you need every morning to update your fantasy baseball team. Tune in daily to be updated on news, injuries, pickups to consider, and today's streamers. Join Our Discord & Support The Show: PL+ | PL Pro - Get 15% off Yearly with code PODCASTProud member of the Pitcher List Fantasy Baseball Podcast Network

First Pitch PodcastJake Crumpler (@jakecrumpler) and Trevor Hooth (@HoothTrevor) detail everything you need every morning to update your fantasy baseball team. Tune in daily to be updated on news, injuries, pickups to consider, and today's streamers. Join Our Discord & Support The Show: PL+ | PL Pro - Get 15% off Yearly with code PODCASTProud member of the Pitcher List Fantasy Baseball Podcast Network

First Pitch PodcastJake Crumpler (@jakecrumpler) and Trevor Hooth (@HoothTrevor) detail everything you need every morning to update your fantasy baseball team. Tune in daily to be updated on news, injuries, pickups to consider, and today's streamers. Join Our Discord & Support The Show: PL+ | PL Pro - Get 15% off Yearly with code PODCASTProud member of the Pitcher List Fantasy Baseball Podcast Network

Karen & Janet start off the podcast with Larry Reyes from Smart Home Mortgage with news on rates and the volatile market along with facts you need to know regarding underwriting, bank statements and what an excellent loan officers must do! Megan Palmquist is next, known as the Solopreneur, Megan has awesome ways your kids can have fun during the summer and make money with their skills, knowledge and passion using the internet.  the podcast wraps up with Carlos from Bike For A Cause with many great events coming up for the rest of the summer!  

First Pitch PodcastJake Crumpler (@jakecrumpler) and Trevor Hooth (@HoothTrevor) detail everything you need every morning to update your fantasy baseball team. Tune in daily to be updated on news, injuries, pickups to consider, and today's streamers. Join Our Discord & Support The Show: PL+ | PL Pro - Get 15% off Yearly with code PODCASTProud member of the Pitcher List Fantasy Baseball Podcast Network

Dans ce dernier épisode de la saison, le TSLH Podcast répond aux nombreuses questions des auditeurs ! Merci pour votre support tout au long de la saison ! Pour afficher votre entreprise sur le podcast:infotslh@gmail.com===================Pour vous abonner au Patreon de TSLH:www.patreon.com/TSLHPodcast=====================Pour télécharger le Guide du TSLH Espoirs:https://www.toutsurlehockey.com/tslh-...=====================CODE PROMORabais sur abonnement EBOX: PM1736=====================Barbe Noire - viande fumée:https://www.facebook.com/BarbeNoireVF...https://barbenoire.com/collections/bo...=====================SUIVEZ-NOUS !Site web: https://www.toutsurlehockey.com/Facebook: / toutsurlehockeycom Twitter: https://twitter.com/Toutsurlehockey?s=20Threads: https://www.threads.net/@toutsurlehockeyBlueSky: https://bsky.app/profile/tslh.bsky.so... Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

The traditional banking model for small and medium-sized businesses has reached an inflection point. Before banking centered on straightforward product relationships, like loans, deposits, and basic services. However, banks are evolving recognizing that their SMB clients need operational partners who understand the unique challenges of running a business while wearing multiple hats. KeyBank has embraced this evolution, positioning itself as a consultative partner for its SMB customers. Mike Walters, President of Business Banking at KeyBank, describes the bank's approach as fundamentally client-centered. "We try to center the client in every decision we make," Walters explains. "Our clients in the small business space are unique. We use the term owner-operator at KeyBank and we use it very intentionally, because these business owners, they don't just own the business, they run the business." This distinction shapes everything about how KeyBank serves its business clients. The bank has moved beyond traditional banking silos to create integrated service ecosystems that address the full spectrum of business operations. Now the bank focuses on understanding how money flows through a client's business and identifying opportunities to create efficiencies. The approach represents a broader industry trend toward comprehensive business partnerships, where banks want to use their central role in SMB operations to become strategic advisors and enablers for everything from cash flow optimization to operational efficiency.

First Pitch PodcastJake Crumpler (@jakecrumpler) and Trevor Hooth (@HoothTrevor) detail everything you need every morning to update your fantasy baseball team. Tune in daily to be updated on news, injuries, pickups to consider, and today's streamers. Join Our Discord & Support The Show: PL+ | PL Pro - Get 15% off Yearly with code PODCASTProud member of the Pitcher List Fantasy Baseball Podcast Network

  LiquidTrust: A New Era of Cross-Border Payment Protection for Small Business w/ Saujin Yi - AZ TRT S06 EP11 (273) 6-29-2025       What We Learned This Week ·         SMBs Face Major Risk in Cross-Border Payments Small businesses are exposed to significant risk when dealing with international suppliers, lacking the same protections that consumers receive. ·         Traditional Bank Wires Are Outdated for Global SMB Transactions Bank wires, SWIFT networks, and intermediary banks remain the default but are slow, costly, and offer limited recourse if something goes wrong. ·         Digitized Escrow Can Level the Playing Field A modernized escrow system, like Liquid Trust, can serve as a trusted middle layer in transactions, enabling secure, conditional fund releases. ·         Banks Are Adopting Fintech Tools for SMB Clients Liquid Trust is expanding by partnering with banks, offering them technology to better serve small businesses with secure payment processing. ·         A Major Gap Exists for SMB Payment Protections There's a growing opportunity to provide insurance-style protections, dispute resolution, and cash flow tools for smaller, international transactions.   Guest: Saujin Yi, Founder - LiquidTrust LKIN: https://www.linkedin.com/in/saujin/ Tech entrepreneur, investor, and advisor focused on fintech, future of work, and backing women/minorities. Personal mission is to create a #newplayingfield. Saujin Yi has been talking to founders and bankers who are watching a payment crisis unfold in real time— small business owners wiring full payments to overseas suppliers, only to have their goods withheld or renegotiated because tariffs shifted mid-transaction. These aren't hypothetical's. Inventory is being held hostage, and most of these businesses have no recourse. Saujin is the founder of LiquidTrust, a fintech platform helping SMBs protect themselves. She talks about: ·  The tariff whiplash hitting cross-border supply chains ·  Why small businesses are exposed to all the payment risk ·  How new tools like LiquidTrust's Micro Escrow Pay are helping level the playing field With LiquidTrust, small businesses can wire to 175 countries with built-in counterparty verification, or opt for a holding account that only releases funds when terms are met. It's a timely conversation and offering that I think SMBs would benefit from learning about.   https://www.linkedin.com/company/liquidtrust/ https://www.liquidtrust.io/ 43% of US SMBs make global payments but 75% are unsatisfied with their current options. LiquidTrust is an innovative global pay solution tailored for the needs of small- and medium-sized businesses that also safeguards their transactions from fraud and loss. We offer 2 global payment methods: 1) Direct Pay - Fast global payments to 175 countries within 1-2 days. Safer than traditional wires, with counterparty verification for enhanced security. 2) Pay by Trust ("micro-escrows") - Escrow-like protection against fraud and loss. Offers peace of mind without complexity and high costs of traditional escrows.  Of the $6.9T US import/export payment volume, 2/3 goes unprotected because current payment protection products like letters of credit are too complex and expensive. 9 out of 10 SMB owners constantly worry about fraud and loss because non-payment or non-delivery would be devastating to business survival. We partner with banks to make our self-serve, white-label solution available to their current and potential customers and capture the $9B+ revenue opportunity and related deposits. LiquidTrust builds on the foundation established by Liquid (est. 2019), evolving to meet new opportunities.     Notes: Segment 1: Solving Cross-Border Payment Risk for SMBs In early 2025, small businesses began feeling the pressure of rising tariffs and payment complications with overseas vendors. For many SMBs, cross-border transactions are a daily reality—but the tools available to them haven't kept pace with the global nature of modern commerce. The Traditional Payment Model Historically, payments to overseas partners have relied on the banking system as the intermediary. This means: ·         Transactions typically occur via international wire transfers. ·         These wires use the SWIFT network, involving multiple intermediate banks. ·         Funds are converted between currencies, often with unpredictable fees or delays. While this may work for large enterprises, small businesses often bear more risk in these transactions, lacking sufficient tools for protection or recourse. Many SMBs today operate a “borderless” business model—based in the U.S. but with 50% or more of their partnerships overseas. The Need for Simplicity and Trust Small businesses need a solution that is: ·         Reliable for both sides of the transaction ·         Simple to use without requiring financial expertise ·         Built on trust, with built-in mechanisms to reduce risk Liquid Trust introduces a new payment model for SMBs—simplifying cross-border payments through a system built around "micro escrow."   Segment 2: Micro Escrow: Modern Protection for Small Deals Much like real estate uses escrow accounts to protect both buyers and sellers, Liquid Trust applies the same principle to small business payments. Traditionally, escrow has only been available for large deals. Liquid Trust brings this to small transactions by digitizing the process. Here's how it works: ·         A buyer can invite and verify a vendor into the platform. ·         Funds are held in escrow, not released until pre-set conditions are met. ·         A built-in dispute resolution and arbitration system ensures fairness. ·         The process is as simple as a "Buy Now, Pay Later" model. This transforms the transaction dynamics. Instead of the buyer taking on 100% of the risk with a wire or upfront deposit, both parties share risk more equitably—improving trust, satisfaction, and cash flow for SMBs. The Bigger Problem: Why Change the System? In the traditional system, there are “winners” and “losers”: ·         Winners: Vendors who receive payment up front with little risk. ·         Losers: Buyers who send money and hope everything works out. But smart SMBs realize that keeping vendors happy is also good business. Building long-term trust and smoother cash flow on both sides of a deal can elevate all partners. There's a clear gap in the market: SMBs have no access to tools like consumer credit protections, and banks often don't want to get involved in smaller payments like a $20,000 invoice. It's not profitable for them. Liquid Trust fills this gap.   Segment 3: Bank Partnerships: Scaling Trust and Access Initially, Liquid Trust served SMBs directly. But a strategic pivot is now enabling banks, attorneys, and accountants to offer Liquid Trust's technology to their small business clients. Why banks? ·         They are already trusted advisors for SMBs. ·         They need better digital tools to serve modern business clients. ·         They lack solutions for smaller, international transactions. With this new model, banks integrate Liquid Trust into their ecosystem, giving small businesses access to tools they never had before: protections, conditional payments, and streamlined digital processing. The Vision Behind Liquid Trust Liquid Trust was founded by an engineer with a background in finance and technology startups. Originally designed as an accounts payable solution, the platform pivoted after identifying massive friction and risk in global SMB payments. Key insights: ·         SMBs struggle with payment protections across borders. ·         Legal recourse is impractical—lawsuits are expensive and hard to enforce internationally. ·         Many vendors are in regions where you simply can't “go knock on the door.” Liquid Trust, now evolving under the name Escrow Pay, has raised a seed round and is expanding into: ·         Financial institutions and banks ·         Online marketplaces ·         Business-to-business platforms The future of SMB payments lies in trust, transparency, and built-in protections—all delivered through easy-to-use financial technology.     Biotech Shows: https://brt-show.libsyn.com/category/Biotech-Life+Sciences-Science   AZ Tech Council Shows:  https://brt-show.libsyn.com/size/5/?search=az+tech+council *Includes Best of AZ Tech Council show from 2/12/2023   Tech Topic: https://brt-show.libsyn.com/category/Tech-Startup-VC-Cybersecurity-Energy-Science  Best of Tech: https://brt-show.libsyn.com/size/5/?search=best+of+tech   ‘Best Of' Topic: https://brt-show.libsyn.com/category/Best+of+BRT      Thanks for Listening. Please Subscribe to the AZ TRT Podcast.     AZ Tech Roundtable 2.0 with Matt Battaglia The show where Entrepreneurs, Top Executives, Founders, and Investors come to share insights about the future of business.  AZ TRT 2.0 looks at the new trends in business, & how classic industries are evolving.  Common Topics Discussed: Startups, Founders, Funds & Venture Capital, Business, Entrepreneurship, Biotech, Blockchain / Crypto, Executive Comp, Investing, Stocks, Real Estate + Alternative Investments, and more…    AZ TRT Podcast Home Page: http://aztrtshow.com/ ‘Best Of' AZ TRT Podcast: Click Here Podcast on Google: Click Here Podcast on Spotify: Click Here                    More Info: https://www.economicknight.com/azpodcast/ KFNX Info: https://1100kfnx.com/weekend-featured-shows/     Disclaimer: The views and opinions expressed in this program are those of the Hosts, Guests and Speakers, and do not necessarily reflect the views or positions of any entities they represent (or affiliates, members, managers, employees or partners), or any Station, Podcast Platform, Website or Social Media that this show may air on. All information provided is for educational and entertainment purposes. Nothing said on this program should be considered advice or recommendations in: business, legal, real estate, crypto, tax accounting, investment, etc. Always seek the advice of a professional in all business ventures, including but not limited to: investments, tax, loans, legal, accounting, real estate, crypto, contracts, sales, marketing, other business arrangements, etc.  

First Pitch PodcastJake Crumpler (@jakecrumpler) and Trevor Hooth (@HoothTrevor) detail everything you need every morning to update your fantasy baseball team. Tune in daily to be updated on news, injuries, pickups to consider, and today's streamers. Join Our Discord & Support The Show: PL+ | PL Pro - Get 15% off Yearly with code PODCASTProud member of the Pitcher List Fantasy Baseball Podcast Network

KD Trade is finally official. That means we are finally allowed to talk about it without getting fined by the NBA. Other trades also discussed.

Fraudology is presented by Sardine. Get your tickets to Sardine[Con] and end the scamedmicIn this episode of Fraudology Karisse Hendrick dives deep into the latest developments surrounding Visa's Acquirer Monitoring Program (VAMP). As a seasoned e-commerce fraud fighter, Karisse breaks down the complex calculations and hidden implications of VAMP that every merchant, payment processor, and fraud analyst needs to understand. She reveals shocking new information about how TC40 fraud reports are being used in ways that may unfairly penalize merchants for fraud outside their control.Karisse explains how VAMP's risk threshold is calculated using both TC40 reports and chargebacks, potentially double-counting many fraud instances. She highlights how this incentivizes the use of costly fraud alerts while still leaving merchants vulnerable. Most alarmingly, Karisse shares insights from industry veteran Rick Clinch exposing how TC40 reports include fraud types like identity theft and account takeover that occur at the issuer level, yet still count against merchants in VAMP calculations. She questions the fairness of holding merchants accountable for fraud they have no visibility into or control over.The episode provides a masterclass in the intricate details of payment fraud monitoring, arming listeners with crucial knowledge as VAMP goes into effect. Karisse's passion for merchant advocacy shines through as she calls for more equitable fraud monitoring practices. Whether you're a fraud analyst, risk manager, or e-commerce leader, this episode is essential listening to understand the changing fraud landscape. Tune in to gain insider knowledge that could save your business from unfair penalties and empower you to push for positive change in the industry.Fraudology is hosted by Karisse Hendrick, a fraud fighter with decades of experience advising hundreds of the biggest ecommerce companies in the world on fraud, chargebacks, and other forms of abuse impacting a company's bottom line. Connect with her on LinkedIn She brings her experience, expertise, and extensive network of experts to this podcast weekly, on Tuesdays.

First Pitch PodcastJake Crumpler (@jakecrumpler) and Trevor Hooth (@HoothTrevor) detail everything you need every morning to update your fantasy baseball team. Tune in daily to be updated on news, injuries, pickups to consider, and today's streamers. Join Our Discord & Support The Show: PL+ | PL Pro - Get 15% off Yearly with code PODCASTProud member of the Pitcher List Fantasy Baseball Podcast Network

This conversation provides a comprehensive overview of Article 9 of the Uniform Commercial Code, focusing on secured transactions. It covers the essential elements of secured transactions, including attachment, perfection, and priority, as well as the enforcement of security interests in the event of debtor default. The discussion also addresses the implications of bankruptcy on secured transactions and the evolving nature of Article 9 in response to digital assets.TakeawaysUnderstanding Article 9 is critical for law students and bar exam candidates.Secured transactions frequently appear on the MEE and state-specific essays.A secured transaction involves a debtor granting a security interest to a creditor.Attachment is the legal foundation for a security interest to be enforceable.Perfection protects a security interest against third parties.The priority of security interests is determined by the first to file or perfect.Debtors have rights during the enforcement process, including redemption.Bankruptcy can significantly impact the rights of secured creditors.PMSIs have special priority rules that can benefit creditors.Article 9 will need to adapt to new forms of collateral in the digital economy.Article 9, Uniform Commercial Code, Secured Transactions, Law School, Bar Exam, Attachment, Perfection, Priority, Bankruptcy, EnforcementArticle 9, Uniform Commercial Code, Secured Transactions, Law School, Bar Exam, Attachment, Perfection, Priority, Bankruptcy, Enforcement

First Pitch PodcastJake Crumpler (@jakecrumpler) and Trevor Hooth (@HoothTrevor) detail everything you need every morning to update your fantasy baseball team. Tune in daily to be updated on news, injuries, pickups to consider, and today's streamers. Join Our Discord & Support The Show: PL+ | PL Pro - Get 15% off Yearly with code PODCASTProud member of the Pitcher List Fantasy Baseball Podcast Network

Velo Protocol, which is a blockchain financial protocol enabling digital credit issuance and borderless asset transfers for businesses using a smart contract system. Velo is bridging Stellar to Solana as well. Building on a recent Memorandum of Understanding with the Solana Foundation, this initiative employs Solana as the blockchain settlement layer, with Velo as the infrastructure backbone and clearing house for Laos' digital gold transactions. This partnership boosts the efficiency and security of PLG Gold transactions, ensuring strong interoperability and connectivity across blockchain networks.Guest: Korapat Arunanondchai (Pat) is the Chief Operating Officer of Velo LabsFollow Velo on X ~ https://x.com/veloprotocol~This episode is sponsored by Velo~00:00 Intro00:44 Velo updates01:42 Growth02:40 Trading competition03:35 Tokenized Gold06:00 DeFi: restaking07:20 RWA potential10:45 Messari's Q1 2025 highlights12:22 2025 Roadmap13:30 Orbit: Loyalty platform14:18 Next Generation Vision16:00 Outro#Solana #Velo #Gold~Tokenized Gold Transactions on Solana

This lecture provides a comprehensive overview of secured transactions under the Uniform Commercial Code, focusing on the nature and creation of security interests, the perfection of those interests, and the rules governing priority among competing claimants. It emphasizes the importance of attachment, perfection, and the rights of debtors in the context of default and enforcement.Key TakeawaysSecured Transactions are heavily tested areas on the bar exam.A secured transaction involves a debtor conveying a security interest to a creditor.Attachment is essential for a security interest to be enforceable.Perfection protects the secured party's rights against third parties.Priority rules determine who prevails in competing claims.A PMSI automatically perfects and has priority over earlier interests.Debtors have rights to redeem their collateral before sale.Self-help repossession must be conducted without breaching the peace.Failure to provide adequate notice can prevent deficiency recovery.Understanding Article 9 is crucial for analyzing priority conflicts.

Your most meaningful moments begin after the exit. In this deeply personal solo episode, Jerome Myers reflects on the first half of 2025, not just what was accomplished, but what was transformed. Through unexpected moments of presence and alignment, he shares what life looks like when success is no longer the goal, but the foundation for something more. Whether you're post-exit or preparing for one, this episode offers a rare, honest look at what comes next. [00:00 – 03:30] From Metrics to Meaning Reflecting on accomplishments beyond the surface Reframing the scoreboard of success Choosing alignment over endless achievement [03:31 – 06:30] The Silence After Success Confronting stillness after the summit Understanding the Founder's Exit Paradox Beginning the inner work of reinvention [06:31 – 09:30] Moments That Redefine You Family milestones and legacy in action Letting joy lead through travel and play Finding aliveness through presence, not performance [09:31 – 12:30] Resonance Over Resume Living values through sacred rituals and reflection Recognizing impact beyond LinkedIn and titles Measuring life by connection, not credentials [12:31 – 16:00] Designing What Comes Next Asking the questions that shape your next chapter Rejecting default paths in favor of intention Embracing support and sacred reinvention Key Quotes: “You didn't come this far just to coast. You came this far to elevate to new levels of impact, meaning, and legacy.” - Jerome Myers “The real reckoning only happens after the summit. When the exit is done, the money's in the bank, and suddenly the calendar is quiet.” - Jerome Myers Ready for your next chapter? Start Your Assessment Now

First Pitch PodcastJake Crumpler (@jakecrumpler) and Trevor Hooth (@HoothTrevor) detail everything you need every morning to update your fantasy baseball team. Tune in daily to be updated on news, injuries, pickups to consider, and today's streamers. Join Our Discord & Support The Show: PL+ | PL Pro - Get 15% off Yearly with code PODCASTProud member of the Pitcher List Fantasy Baseball Podcast Network

The Road to Macstock Conference and Expo wraps up in a conversation with Jeff Gamet where he previews his Macstock session on improving online privacy and security in practical, accessible terms. He shares some strategies to reduce tracking, protect against identity theft, and safely browse and shop online—without overwhelming jargon. Topics Jeff will address include on-device safety, ad tracking, DNS, and HTTPS, all presented with real-world examples.  This edition of MacVoices is supported by MacVoices Magazine, our free magazine on Flipboard. Updated daily with the best articles on the web to help you do more with your Apple gear and adjacent tech, access MacVoices Magazine content on Flipboard, on the web, or in your favorite RSS reader. Show Notes: Chapters: 00:08 Introduction to Macstock 00:37 The Journey to Macstock 02:25 Jeff's Presentation Insights 03:27 Online Privacy and Security 10:35 Understanding Privacy Concerns 15:02 The Balance of Ads and Content 18:10 Navigating Tracking and Ads 20:54 Preparing for Macstock 21:44 Discount Code for Attendees 23:16 Closing Thoughts on Macstock Links: Macstock Conference and Expo Save $50 with Jeff's discount code: jgamet Save $50 with Chuck's discount code: macvoices50 Guests: Jeff Gamet is a technology blogger, podcaster, author, and public speaker. Previously, he was The Mac Observer's Managing Editor, and the TextExpander Evangelist for Smile. He has presented at Macworld Expo, RSA Conference, several WordCamp events, along with many other conferences. You can find him on several podcasts such as The Mac Show, The Big Show, MacVoices, Mac OS Ken, This Week in iOS, and more. Jeff is easy to find on social media as @jgamet on Twitter and Instagram, jeffgamet on LinkedIn., @jgamet@mastodon.social on Mastodon, and on his YouTube Channel at YouTube.com/jgamet. Support:      Become a MacVoices Patron on Patreon      http://patreon.com/macvoices      Enjoy this episode? Make a one-time donation with PayPal Connect:      Web:      http://macvoices.com      Twitter:      http://www.twitter.com/chuckjoiner      http://www.twitter.com/macvoices      Mastodon:      https://mastodon.cloud/@chuckjoiner      Facebook:      http://www.facebook.com/chuck.joiner      MacVoices Page on Facebook:      http://www.facebook.com/macvoices/      MacVoices Group on Facebook:      http://www.facebook.com/groups/macvoice      LinkedIn:      https://www.linkedin.com/in/chuckjoiner/      Instagram:      https://www.instagram.com/chuckjoiner/ Subscribe:      Audio in iTunes      Video in iTunes      Subscribe manually via iTunes or any podcatcher:      Audio: http://www.macvoices.com/rss/macvoicesrss      Video: http://www.macvoices.com/rss/macvoicesvideorss

First Pitch PodcastJake Crumpler (@jakecrumpler) and Trevor Hooth (@HoothTrevor) detail everything you need every morning to update your fantasy baseball team. Tune in daily to be updated on news, injuries, pickups to consider, and today's streamers. Join Our Discord & Support The Show: PL+ | PL Pro - Get 15% off Yearly with code PODCASTProud member of the Pitcher List Fantasy Baseball Podcast Network

First Pitch PodcastJake Crumpler (@jakecrumpler) and Trevor Hooth (@HoothTrevor) detail everything you need every morning to update your fantasy baseball team. Tune in daily to be updated on news, injuries, pickups to consider, and today's streamers. Join Our Discord & Support The Show: PL+ | PL Pro - Get 15% off Yearly with code PODCASTProud member of the Pitcher List Fantasy Baseball Podcast Network

In this engaging conversation, Stephen Schmidt interviews Nathan Danner, a seasoned real estate entrepreneur, who shares his journey from flipping houses to mastering sub two deals. Nathan discusses the importance of understanding the real estate market, the challenges of finding deals, and the strategies he employs to navigate the complexities of sub two transactions. He emphasizes the significance of solving real problems for clients and the need for real estate professionals to adapt to changing market conditions. The discussion also touches on personal growth, the importance of exit strategies, and the mindset required for success in real estate. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Gus Ofili burned the fleet, left his 9 to 5, and built a thriving investing business. Learn how this REI Agent guest turned bold moves into generational wealth with a no-fear, all-in mindset. See full article: https://www.unitedstatesrealestateinvestor.com/from-burnout-to-buyouts-escaping-the-9-to-5-and-building-your-own-financial-empire-with-gus-ofili/(00:00) - Introduction to The REI Agent Podcast(00:06) - Meet Mattias and Erica: Hosts of the Show(00:14) - Mission of the Podcast: Bold and Fulfilled Lives Through Real Estate(00:18) - Let's Do This: Kicking Off the Episode(00:24) - Mattias Shares Graduation Celebrations and Family Milestones(01:04) - Reflections from the REI Summit Conference in Austin(02:11) - Using ChatGPT to Translate Family Core Values for Kids(03:07) - The Power of Intentional Parenting and Vision Setting(04:41) - Introducing Gus Ofili: From Burn the Fleet to Blazing Sales(08:41) - Gus's Corporate Start and Frustrations at Bank of America(13:56) - The Leap into Real Estate: Cashing Out the 401k(18:39) - Gus's First Year: 50 Transactions and Hustling 24/7(25:55) - The Referral Mindset: Hustle, Humor, and Outworking Everyone(29:27) - Social Media, Skits, and Closing Deals that Built Trust(30:48) - Transition into Investing: Lessons from Watching Flippers Win(35:33) - Buying a Five-Unit Property Instead of Just Listing It(38:28) - Managing Property vs. Managing the Managers(41:05) - Learning the BRRRR Strategy and Scaling with Confidence(44:02) - Lines of Credit, Discipline, and Controlled Growth(47:48) - Gus's No-Fear Mentality: Collecting Pawns for the Next Boom(49:17) - Timing, Interest Rates, and the Power of Holding Real Estate(51:10) - From Top Agent to Part-Time: Choosing Passive Over Active(52:57) - Golden Nugget: Real Estate Sales as the Gateway(54:10) - Recommended Read: Rich Dad Poor Dad by Robert Kiyosaki(55:31) - Learning by Podcast: BiggerPockets and Beyond(56:10) - Connect with Gus: @GusOfiliRealEstate on Instagram(56:45) - Final Thoughts from Mattias and Erica(56:56) - REI Agent Disclaimer and GoodbyeContact Gus Ofilihttps://www.gusofilirealestate.com/https://www.facebook.com/gusofilieradawsonhttps://www.instagram.com/gusofilirealestate/For more creative ways to accelerate your holistic wealth journey, visit https://reiagent.com

Supply, Stalemate, and Strategy: A Data-Centric View on U.S. Housing with Chris Nebenzahl   Locked-In America: The Housing Market's Great Stall The U.S. housing market isn't just tight, it's inert. As Chris Nebenzahl, Housing Economist at John Burns Research and Consulting, puts it, America is experiencing a “lock-in effect” where millions of homeowners, beneficiaries of sub-3% mortgages from a prior era, have no incentive to move. Transactions, both in the for-sale and rental segments, are stalling. Inventory is constrained by economic rationality, not lack of demand. “The housing market thrives on constant moves,” Nebenzahl says. “But right now, across the housing spectrum, people are locked in.”   The result: record-low turnover in single-family and multifamily rentals, with occupancy propped up by immobility rather than expansion. In such a frozen ecosystem, prices remain surprisingly buoyant despite high rates – a divergence from textbook supply-demand dynamics.   The 5.5% Mortgage Threshold: A Reopening Trigger? The most actionable insight from Nebenzahl's research: housing won't truly unfreeze until mortgage rates return to a “magic number” of approximately 5.5%. That's the psychological and financial line at which the lock-in effect starts to meaningfully ease, based on historical demand models and borrower behavior.   With mortgage rates stuck between 6.5% and 7.5%, this still feels a long way off. Until that number is achieved, or until housing prices decline significantly, mobility will remain stifled. Notably, certain regions such as Florida, Texas, Arizona, and Tennessee are already seeing modest price declines, indicating that some pressure is starting to break through.   But Nebenzahl is clear: this isn't a repeat of 2008. “Nationwide, I think we'll see maybe a 1–2% decline in home values. We're nowhere near GFC territory,” he says. The real estate crash of yesteryear was a systemic event; today's stalling is more friction than fissure.   Bifurcation in Geography and Performance The story of U.S. housing is increasingly one of regional divergence. “It's a tale of two markets,” Nebenzahl observes. Northeast, Midwest, parts of the West Coast: Supply remains tight, pricing is stable or even rising, and rent growth is positive particularly in cities like Boston, Chicago, and San Francisco. Sunbelt metros like Austin, Dallas, Denver, Nashville: Facing ongoing rent declines and incentives as a wave of multifamily supply catches up with (and briefly outpaces) demand. What's driving this? In one word: inventory. “Austin, for example, has seen the most supply as a percentage of existing stock. That's softened rents, even though demand remains strong.”   The Quiet Strength of Rentals Despite oversupply in some markets, multifamily is holding up. Rents have stabilized, absorption remains healthy, and rent-to-income ratios are generally favorable. Nationwide, that ratio sits around 25%, well below the 30% threshold for ‘rent burden.' Even in supply-saturated markets like Austin, ratios hover near 20%, laying a foundation for recovery.   Why this resilience? A few reasons: Affordability gap: With for-sale housing out of reach for many due to both price and interest rates, renting becomes the only viable option. Mobility hedge: In uncertain economic times, the flexibility of a 12-month lease is more appealing than a 30-year mortgage. Demographic tailwinds: New household formation, though potentially threatened by labor market softness, is still skewing towards rentals. “The lion's share of household formation is going into rental,” Nebenzahl says. “Because of affordability challenges, and because people are hesitant to make long-term commitments.”   Cracks in the Foundation: Where Distress May Surface Still, there are stress points, especially in assets underwritten in the froth of 2021. “I'd be watching older vintage assets in oversupplied markets,” he says. “Many of those were acquired with floating rate debt and pro formas that didn't anticipate interest rates going from 0% to 5.5% overnight.”   These deals are now colliding with debt maturities, declining rents, and underwriting models that assumed permanent appreciation. That said, he does not forecast widespread defaults – more likely, selective distress in marginal players.   Risks on the Horizon: Immigration, Labor, and Fragility Beyond rates and rent rolls, Nebenzahl highlights three structural risks that CRE professionals should monitor closely: Immigration policy: Rental demand and construction labor both depend heavily on immigrant populations. Recent restrictions, including H1-B visa tightening and deportations, have had a measurable cooling effect. “Immigrants rent across the income spectrum,” he notes. “A slowdown hits both the demand side and the build (supply) side.” Aging trades workforce: With fewer young workers entering skilled trades, the industry faces a slow-burning capacity problem. The average age of electricians, plumbers, and roofers is steadily rising, and backfilling this labor pool remains an unsolved challenge. Tariffs and supply chain volatility: Tariffs on building materials could push up construction costs 2–3%, and as Nebenzahl notes, those costs would disproportionately impact steel-heavy high-rise multifamily more than low-rise SFR or garden-style.   Monetary Fog: The Fed, Rates, and Global Perception Much of the future, however, depends on interest rates and here Nebenzahl expresses qualified caution. While he believes we are “above neutral” levels now, he doesn't expect a return to near zero interest rates. “Even in a mild recession, I don't see the 10-year Treasury falling below 3–3.5%,” he says.   But more troubling is what he calls the “qualitative fog”: rising geopolitical tension, politicization of monetary policy, and eroding investor trust in American stability. “We're hearing less ‘there is no alternative' about the U.S.,” he says. “Foreign capital is pausing. Not exiting – but pausing.” That loss of automatic confidence in U.S. housing and Treasuries could ripple through cap rates and investment demand far more than a 25-basis-point Fed decision.   What to Watch: Nebenzahl's Key Indicators For professionals managing exposure in this market, Nebenzahl advises watching: Job growth – Still the most reliable proxy for household formation. Household formation – Where people are forming new households, rentals are likely to benefit. Treasury market confidence – A real-time referendum on U.S. economic credibility.   Final Thoughts: Where He'd Put $1 Million Today Asked how he'd allocate $1M today, Nebenzahl doesn't hesitate: “I'd split it between Midwest and Sunbelt rentals, multifamily and build-to-rent.”   He's not holding cash. He's not forecasting a crash. He's betting on rental fundamentals and long-term demographic logic.   “There's dry powder waiting to be deployed,” he concludes. “And multifamily is still one of the most institutionally resilient plays in U.S. real estate.”   *** In this series, I cut through the noise to examine how shifting macroeconomic forces and rising geopolitical risk are reshaping real estate investing.   With insights from economists, academics, and seasoned professionals, this show helps investors respond to market uncertainty with clarity, discipline, and a focus on downside protection.    Subscribe to my free newsletter for timely updates, insights, and tools to help you navigate today's volatile real estate landscape. You'll get: Straight talk on what happens when confidence meets correction - no hype, no spin, no fluff. Real implications of macro trends for investors and sponsors with actionable guidance. Insights from real estate professionals who've been through it all before. Visit GowerCrowd.com/subscribe Email: adam@gowercrowd.com Call: 213-761-1000

In a loaded hour 2, Mike Meyer joins the show to discuss the recent transactions that are happening with the Blues. New Mizzou Women's Basketball Coach, Kellie Harper, joins to discuss her new role at the University. Brian Boitano, US Figure Skating legend, joins to discuss the upcoming figure skating event being held in Saint Louis.

Earnest ‘EJ' Christian, Zack ‘The Degenerate and Kris Krizmanic discuss all the crazy ongoings of NBA Free Agency, whether LeBron James will request a trade from the Lakers, the Celtics tear down, Kevin Durant title chances, NBA Draft Takeaways, and much more.

First Pitch PodcastJake Crumpler (@jakecrumpler) and Trevor Hooth (@HoothTrevor) detail everything you need every morning to update your fantasy baseball team. Tune in daily to be updated on news, injuries, pickups to consider, and today's streamers. Join Our Discord & Support The Show: PL+ | PL Pro - Get 15% off Yearly with code PODCASTProud member of the Pitcher List Fantasy Baseball Podcast Network

First Pitch PodcastJake Crumpler (@jakecrumpler) and Trevor Hooth (@HoothTrevor) detail everything you need every morning to update your fantasy baseball team. Tune in daily to be updated on news, injuries, pickups to consider, and today's streamers. Join Our Discord & Support The Show: PL+ | PL Pro - Get 15% off Yearly with code PODCASTProud member of the Pitcher List Fantasy Baseball Podcast Network

First Pitch PodcastJake Crumpler (@jakecrumpler) and Trevor Hooth (@HoothTrevor) detail everything you need every morning to update your fantasy baseball team. Tune in daily to be updated on news, injuries, pickups to consider, and today's streamers. Join Our Discord & Support The Show: PL+ | PL Pro - Get 15% off Yearly with code PODCASTProud member of the Pitcher List Fantasy Baseball Podcast Network

First Pitch PodcastJake Crumpler (@jakecrumpler) and Trevor Hooth (@HoothTrevor) detail everything you need every morning to update your fantasy baseball team. Tune in daily to be updated on news, injuries, pickups to consider, and today's streamers. Join Our Discord & Support The Show: PL+ | PL Pro - Get 15% off Yearly with code PODCASTProud member of the Pitcher List Fantasy Baseball Podcast Network

First Pitch PodcastJake Crumpler (@jakecrumpler) and Trevor Hooth (@HoothTrevor) detail everything you need every morning to update your fantasy baseball team. Tune in daily to be updated on news, injuries, pickups to consider, and today's streamers. Join Our Discord & Support The Show: PL+ | PL Pro - Get 15% off Yearly with code PODCASTProud member of the Pitcher List Fantasy Baseball Podcast Network

Jason Ruchaber, Founder and Managing Partner, RootPartners, and Daniel Mohan, Shareholder, Polsinelli, discuss how to avoid some of the common pitfalls they see in health care transactions and what can be done throughout the deal process to ensure a successful transaction. They cover the legal and transactional pitfalls that occur during the planning/pre-marketing phase, the marketing phase through Letter of Intent, and the formal diligence phase and closing. Sponsored by RootPartners.Watch this episode: https://www.youtube.com/watch?v=T4ZNbeym1FsLearn more about RootPartners: https://www.root-partners.com/ Essential Legal Updates, Now in Audio AHLA's popular Health Law Daily email newsletter is now a daily podcast, exclusively for AHLA Premium members. Get all your health law news from the major media outlets on this podcast! To subscribe and add this private podcast feed to your podcast app, go to americanhealthlaw.org/dailypodcast. Stay At the Forefront of Health Legal Education Learn more about AHLA and the educational resources available to the health law community at https://www.americanhealthlaw.org/.

First Pitch PodcastJake Crumpler (@jakecrumpler) and Trevor Hooth (@HoothTrevor) detail everything you need every morning to update your fantasy baseball team. Tune in daily to be updated on news, injuries, pickups to consider, and today's streamers. Join Our Discord & Support The Show: PL+ | PL Pro - Get 15% off Yearly with code PODCASTProud member of the Pitcher List Fantasy Baseball Podcast Network

First Pitch PodcastJake Crumpler (@jakecrumpler) and Trevor Hooth (@HoothTrevor) detail everything you need every morning to update your fantasy baseball team. Tune in daily to be updated on news, injuries, pickups to consider, and today's streamers. Join Our Discord & Support The Show: PL+ | PL Pro - Get 15% off Yearly with code PODCASTProud member of the Pitcher List Fantasy Baseball Podcast Network

First Pitch PodcastJake Crumpler (@jakecrumpler) and Trevor Hooth (@HoothTrevor) detail everything you need every morning to update your fantasy baseball team. Tune in daily to be updated on news, injuries, pickups to consider, and today's streamers. Join Our Discord & Support The Show: PL+ | PL Pro - Get 15% off Yearly with code PODCASTProud member of the Pitcher List Fantasy Baseball Podcast Network

We react to the KD trade, get healthy Winter Soldier, Daniel taps in with Chat GPT and play some NBA What Ifs, we debate toxic ring culture, Pusha T outchea sending shots plus other FNL foolishness......ENJOY!!!!!

First Pitch PodcastJake Crumpler (@jakecrumpler) and Trevor Hooth (@HoothTrevor) detail everything you need every morning to update your fantasy baseball team. Tune in daily to be updated on news, injuries, pickups to consider, and today's streamers. Join Our Discord & Support The Show: PL+ | PL Pro - Get 15% off Yearly with code PODCASTProud member of the Pitcher List Fantasy Baseball Podcast Network

First Pitch PodcastJake Crumpler (@jakecrumpler) and Trevor Hooth (@HoothTrevor) detail everything you need every morning to update your fantasy baseball team. Tune in daily to be updated on news, injuries, pickups to consider, and today's streamers. Join Our Discord & Support The Show: PL+ | PL Pro - Get 15% off Yearly with code PODCASTProud member of the Pitcher List Fantasy Baseball Podcast Network

First Pitch PodcastJake Crumpler (@jakecrumpler) and Trevor Hooth (@HoothTrevor) detail everything you need every morning to update your fantasy baseball team. Tune in daily to be updated on news, injuries, pickups to consider, and today's streamers. Join Our Discord & Support The Show: PL+ | PL Pro - Get 15% off Yearly with code PODCASTProud member of the Pitcher List Fantasy Baseball Podcast Network

In this episode of the Perfect RA Podcast, host Matt Jarvis speaks with his brother, Steven Jarvis, CPA, about the intricacies of auditing in mergers and acquisitions (M&A) deals. They discuss the importance of accurate financial reporting, the nuances of EBITDA, and the potential red flags that can arise during the due diligence process. Steven emphasizes the need for financial advisors to maintain clean books and be transparent about their financials, as this can significantly impact the valuation of their practice during a sale. The conversation also touches on the buyer's perspective, the consequences of misleading information, and best practices for running a business effectively. Unlocking Value in M&A Transactions With Steven Jarvis [Episode 314] Resources in today's episode: - Matt Jarvis: Website | LinkedIn - Steven Jarvis: Website | LinkedIn  - THE SUMMIT

First Pitch PodcastJake Crumpler (@jakecrumpler) and Trevor Hooth (@HoothTrevor) detail everything you need every morning to update your fantasy baseball team. Tune in daily to be updated on news, injuries, pickups to consider, and today's streamers. Join Our Discord & Support The Show: PL+ | PL Pro - Get 15% off Yearly with code PODCASTProud member of the Pitcher List Fantasy Baseball Podcast Network

First Pitch PodcastJake Crumpler (@jakecrumpler) and Trevor Hooth (@HoothTrevor) detail everything you need every morning to update your fantasy baseball team. Tune in daily to be updated on news, injuries, pickups to consider, and today's streamers. Join Our Discord & Support The Show: PL+ | PL Pro - Get 15% off Yearly with code PODCASTProud member of the Pitcher List Fantasy Baseball Podcast Network

Dimitri Filipovic is joined by Harman Dayal to close the loop on our coverage of this year's postseason by discussing Sam Bennett winning the Conn Smythe over Brad Marchand, the quality of the playoffs, and the likelihood of the Panthers continuing their run next season. Then they get into the first wave of offseason transactions by breaking down the Devils shedding Erik Haula's contract, Matt Duchene staying in Dallas, and the reports of Trent Frederic's extension. If you'd like to participate in the conversation and join the community we're building over on Discord, you can do so by signing up for the Hockey PDOcast's server here: https://discord.gg/a2QGRpJc84 The views and opinions expressed in this podcast are those of the hosts and guests and do not necessarily reflect the position of Rogers Media Inc. or any affiliate.

First Pitch PodcastJake Crumpler (@jakecrumpler) and Trevor Hooth (@HoothTrevor) detail everything you need every morning to update your fantasy baseball team. Tune in daily to be updated on news, injuries, pickups to consider, and today's streamers. Join Our Discord & Support The Show: PL+ | PL Pro - Get 15% off Yearly with code PODCASTProud member of the Pitcher List Fantasy Baseball Podcast Network

First Pitch PodcastJake Crumpler (@jakecrumpler) and Trevor Hooth (@HoothTrevor) detail everything you need every morning to update your fantasy baseball team. Tune in daily to be updated on news, injuries, pickups to consider, and today's streamers. Join Our Discord & Support The Show: PL+ | PL Pro - Get 15% off Yearly with code PODCASTProud member of the Pitcher List Fantasy Baseball Podcast Network

First Pitch PodcastJake Crumpler (@jakecrumpler) and Trevor Hooth (@HoothTrevor) detail everything you need every morning to update your fantasy baseball team. Tune in daily to be updated on news, injuries, pickups to consider, and today's streamers. Join Our Discord & Support The Show: PL+ | PL Pro - Get 15% off Yearly with code PODCASTProud member of the Pitcher List Fantasy Baseball Podcast Network