Podcasts about Driving

The Beatles caused fans to enter into manic states, literally. People died because of it. The band swallowed more pills than food in their early years. They took acid by accident and changed the course of popular music forever as a result. Aside from all the screaming fans and the drugs, beating at the heart of Beatlemania was always just “a great little band.” Listen to learn how the Beatles saved America from certain doom with some of the most exciting music ever made. To see the complete list of contributors, visit ⁠disgracelandpod.com⁠ This episode was originally published on February 23, 2021. To listen to Disgraceland ad free and get weekly bonus content and more, become a Disgraceland All Access member at ⁠disgracelandpod.com/membership⁠. Sign up for our newsletter and get the inside dirt on events, merch and other awesomeness - ⁠GET THE NEWSLETTER⁠ Follow Jake and DISGRACELAND: ⁠Instagram⁠ ⁠YouTube⁠ ⁠X⁠ (formerly Twitter)  ⁠Facebook Fan Group⁠ ⁠TikTok To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Driving With Coworkers, Super Bowl Prop Bets and Accidentally Texting the Person You're Talking Smack About- Full Show 02-06-26 by Maine's Coast 93.1

This episode of the Events Demystified podcast features Chris Carver, CEO of Sessionboard, and explores the significant shift in the event industry from AI or hybrid focuses towards trusted, author-based content and its role in bridging events, marketing, and revenue. Chris Carver shares his journey through various facets of the industry, his experiences with hypergrowth, and his immense contribution to redefining how content drives event growth. Learn about his ethos on hyperfocus, transparency, and honesty, and gain insights into the new age of event marketing, where content is king. If you are an event marketer or leader, this episode is packed with valuable lessons and future-forward strategies.

Clash Edition is here. We break down the Bowman Gray weekend, the weather chaos, and why this one felt more like a chess match than a sprint. Then we get into what Preece's win actually means, the strategy and fuel games people miss, and why Daytona is still the biggest castle in racing.Also: Corey's fired up for the 99 at Daytona, we talk numbers as identity, and we hit a quick motorsports round-up (WRC madness, IndyCar street race talk, and more).Highlights:Clash recap and the Bowman Gray vibePreece wins and why it mattersFuel weight, strategy, and the stuff fans do not seeDaytona 500 energy, storylines, and why it hits differentMotorsports quick hits (WRC, IndyCar, more)Follow, rate, and drop questions for next week.#StackingPennies #NASCAR #Daytona5000:30 - Welcome to the show and talking about winter weather1:30 - Corey driving the 6 car at Bowman Gray5:06 - Michael McDowell jumping the start in the LCQ6:49 - How great is driving at Bowman Gray8:00 - Reaction to the wet weather racing8:40 - Cars running out of gas in the feature9:57 - Corey breaks down his duel with Austin Cindric11:01 - Driving cars with historic numbers and seeing those cars drive at Bowman Gray13:16 - Ryan Preece calls in to talk about his Clash-winning weekend15:44 - Ryan Preece living his dream and significant moments in his racing career17:20 - Ryan Preece's never-give-up attitude20:44 - How Preece's success has impacted drivers in the modified series22:19 - How has the win impacted the season goals of the 60 car24:15 - Skip and Corey talk about Skip's performance at the Gambler's Classic in Atlantic City28:16 - Breaking down a World Rally Championship clip with no power steering31:00 - Favorite Clash paint schemes32:40 - Freedom 250 IndyCar race announcement34:50 - Toyota joins Australian V8 Supercars series36:10 - Opinions on electric car racing38:15 - Max Verstappen racing GT339:20 - What makes the Daytona Speedweeks special43:00 - Penny for your Thoughts questionsSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Here is the latest episode of The Compliance Guy! SummaryIn this episode of The Compliance Guy, Sean M Weiss and Terry Fletcher discuss various topics related to compliance, telehealth, and revenue cycle management. They emphasize the importance of accurate documentation in medical records, the impact of government shutdowns on telehealth services, and the responsibilities of EMR companies in ensuring accurate data entry. The conversation highlights the consequences of inaccurate documentation and the need for providers to maintain compliance in their practices.TakeawaysThe government shutdown impacts telehealth services.Compliance applies to various aspects of business and healthcare.Inaccurate documentation can lead to serious consequences.Every medical encounter must support the billed service level.EMR systems can default to incorrect coding, causing issues.Providers must ensure their documentation is accurate and up-to-date.The responsibility for medical record accuracy lies with the provider.EMR companies may have liability for errors in their systems.Documentation should stand on its own without unnecessary coding.Providers need to advocate for better EMR functionality.

Faith-based investing has expanded dramatically in recent decades. What began as a niche concept—often misunderstood or difficult to implement—has grown into a global movement driven by conviction, transparency, and a renewed understanding of stewardship. Today, new tools are opening fresh doors for Christians who want their investing to reflect biblical values.Among the most discussed innovations are exchange-traded funds (ETFs), which offer investors greater flexibility and access. To explore the growing opportunity, we spoke with Brian Mumbert, President of Timothy Plan and a long-time pioneer in Faith-Based Investing.From Idea to Movement: The Story Behind Timothy PlanBefore ETFs and portfolio screens were commonplace, Timothy Plan helped shape the language and frameworks believers use today to think about investing.“Back in the early 90s, Timothy Plan was really just an idea,” Mumbert recalls. “In 1994, that idea became a mutual fund aimed to serve non-denominational pastors. Our very first slogan asked, ‘How much is okay to invest in abortion or pornography?' And the answer is simple—none.”The motivation wasn't merely strategic—it was theological. It pushed Christians to wrestle with a deeper question: If God owns it all, how would He want us to invest what He has entrusted to us?Over time, what began as a single fund evolved into a broader conversation about alignment between faith, stewardship, and financial markets. Three decades later, Mumbert describes Faith-Based Investing not merely as a strategy, but as a movement—one that begins “with the heart” and calls believers to steward God's resources rather than treat them as their own.What's Driving the Momentum Today?While conviction hasn't changed, the landscape around investing has. Mumbert points to one factor in particular: information.“When we started, it was incredibly hard to access meaningful information about companies—what they owned, where they profited, or whether their business practices aligned with biblical values,” he explains. Today, the opposite is true. Digital media, public disclosures, and social platforms constantly reveal what companies support and how they operate.That transparency has awakened discernment. Investors are asking new questions: What am I participating in? What am I profiting from? Is there a better alternative?With more options now available—across asset classes and risk profiles—momentum continues to build.ETFs Explained: Why They're Attracting Faith-Based InvestorsAmong the fastest-growing vehicles in the investing world are ETFs—exchange-traded funds. For those less familiar, Mumbert offers a simple explanation:“ETFs hold a basket of investments and trade throughout the day like a stock. They generally offer lower fees, greater transparency, and the ability to buy or sell at any point during the trading day.”Mutual funds remain a valuable entry point for many investors, but ETFs introduce distinctive advantages:Lower average costsPassive, rules-based strategiesReal-time liquidityFull disclosure of holdingsEase of access across platformsAnd most importantly for Faith-Based Investing, greater transparency reinforces values alignment.What Sets Timothy Plan's ETFs Apart?While the vehicle may be new, the convictions behind Timothy Plan's offerings remain unchanged.“Every Timothy Plan product is pro-life and pro-family,” Mumbert emphasizes. “Our ETFs are screened and filtered the same way as our mutual funds. The convictions haven't changed—just the investment vehicle.”Timothy Plan also employs volatility-weighted strategies designed to prevent oversized company exposure, helping reduce the impact of major market corrections.A Growing Opportunity for Purpose-Driven InvestorsThe rise of ETFs represents more than access—it represents maturation within Faith-Based Investing. With stronger tools, better research, and expanding product sets, Christians now have more opportunities than ever to align their portfolios with their values.For Mumbert, that alignment is not merely practical; it's an expression of stewardship.“It's really about how God would have us invest the money He's entrusted to us.”As the ecosystem grows, so does the hope that more investors will embrace that vision—not out of obligation, but out of conviction shaped by faith.If you're exploring how to bring greater alignment between your financial decisions and your values as a follower of Christ, Faith-Based Investing continues to expand with new tools, new research, and more accessible investment vehicles. To learn more about faith-aligned investment strategies, visit TimothyPlan.com to explore their ETFs, mutual funds, and educational resources.On Today's Program, Rob Answers Listener Questions:I'm 60 and living off mutual funds with no income. My expenses are about $2,024 a month, so my savings will run out in about two years. I have health challenges and can't work, and Social Security Disability hasn't been approved yet. I'm looking for affordable housing options and Medicare/health insurance solutions.My wife passed away recently, and she handled all our finances. I haven't paid bills in 25 years and don't have a budget. I'm closing some credit cards, but I'm not sure what to do next or where to turn for help.I'm 66 and considering paying off my mortgage. We can afford the payments, but I could pay them off using less than 10% of my 401(k). Should I do that, or just keep making monthly payments?We can't qualify for Chapter 7 bankruptcy, and we're being sued for a loan tied to a vehicle that died. I'm not sure whether Chapter 13 or debt consolidation makes more sense once you factor in legal fees and total cost.Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Timothy PlanOur Ultimate Treasure: A 21-Day Journey to Faithful StewardshipWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Gracie Formsma is a college student at Samford University, co-founder of Love Gives, a hat brand in the Generous Family ecosystem. She's also the daughter of The Wow Factor host, Brad Formsma. Originally from Michigan, Gracie moved with her family to California about a decade ago, growing up in a home shaped by faith, generosity, and the gritty reality of launching the nonprofit I Like Giving and its Generous Family initiative. Today, she brings her marketing eye, creative direction, and heart for discipleship to Love Gives, a lifestyle brand built around the simple but profound truth of John 3:16. Brad sits down with Gracie to unpack her journey from a "lukewarm Christian" and people-pleasing high schooler to a young leader who met God at rock bottom, transferred schools in obedience, and eventually said a hesitant but wholehearted "yes" to launching Love Gives with her brother, Drew. Gracie shares how a single comment at a conference, a road trip photo shoot to Nashville, and a season of closed doors on campus leadership roles became confirmation that God was calling her into something unconventional. She also explains the heart behind a hat that quietly points to the gospel, why she uses Instagram as a place for raw vulnerability, and how this work has exposed her weaknesses while deepening her dependence on Jesus and her passion for helping others feel known, seen, and loved. "I don't want to just shout the name of Jesus at people. I want them to see Him through my actions, through my fruit, and then ask, 'What does that hat mean?'" – Gracie Formsma "This has been the biggest gift—and the hardest thing I've ever done. It's exposed every weakness in my life, and that's exactly where God keeps meeting me." – Gracie Formsma "God's power is made perfect in our weakness. So I can boast in my weakness, because that's where He fills in the most for me." – Gracie Formsma This Week on The Wow Factor: Gracie's journey from Michigan to California, starting high school in the middle of COVID, and recognizing that her faith had been inherited but not yet her own Hitting emotional and spiritual bottom in her sophomore year, crying out to God in her childhood bedroom, and choosing to fully surrender and be baptized Sensing God's nudge to transfer high schools, leaving behind the life she'd built, and discovering new friendships, joy, and a deeper walk with Jesus How closed doors on campus leadership at Samford opened the way for Drew's Love Gives idea, a providential moment at the National Grandparent Conference, and the first prototype hat Driving to Nashville for the first Love Gives photo shoot, building the brand vision from a Pinterest board, and realizing she felt more peace and purpose there than in a typical college path The heart behind Love Gives: subtle John 3:16 branding, lifestyle hats that quietly spark gospel conversations, and partnerships with teams, churches, and campus ministries all supported by a fulfillment process covered in prayer Gracie's honest presence on Instagram, sharing mental battles, spiritual warfare, and real struggles, and how vulnerability, generosity, and deep family trust are shaping her vision for Love Gives in 2026 and beyond Gracie Formsma's Word of Wisdom: Gracie invites us to boast in weakness. Drawing from Paul's teaching, she points out that God's power shows up most clearly in the places we feel unqualified, insecure, or insufficient. Instead of hiding those moments or waiting to feel "ready," she encourages us to bring them into the light, respond in obedience, and trust that God will meet us there using our vulnerability to connect with others and shape a story we could never have written on our own. Connect With Gracie Formsma and LOVE GIVES: Love Gives Instagram Purchase a Love Gives Hat Generous Family Website   Connect With Brad Formsma: WOW Factor Website   Brad Formsma on LinkedIn   Brad Formsma on Instagram   Brad Formsma on Facebook   Brad Formsma on X  

An exclusive sneak peek at the best Super Bowl ads to expect this Sunday during NBC's coverage of football's biggest night. Plus, NBC News Meteorologist Angie Lassman goes behind-the-wheel and learns from experts at winter driving school in Colorado on how to drive the correct way during extreme winter weather conditions. Also, TODAY Lifestyle and Commerce Contributor Jill Martin shares some unbeatable savings on tech products. And, NBC News chief consumer investigative correspondent Vicky Nguyen gives tips on how to save on your Olympic and Super Bowl Parties.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Who Is Luc Lake, Anyway, and Why Am I Talking About Him?Luc Lake is one of my created artists, and his life is shrouded in mystery. No one at my studio knows where he lives, where he comes from, or where he goes after a recording session.His latest album, Larger Earth, comes with a disclaimer:“We, at IneliaRecords.com, will neither confirm nor deny that Luc Lake is from the Larger Earth, the stars (whether they are a lake or a reality), an ultra-dimension, the future or the past, or a planet with three suns that is not Earth.”What we do know is that Luc exists where sound meets perception, using music not to tell stories but to open space. He is not a performance persona or a character designed for spectacle. He is very serious about his work and his message.Luc uses few words and a Tech House expression to convey the energetic states he wants us to experience. His music is minimal, spacious, and emotionally rich without being overwhelming. It leaves room. It doesn't rush meaning or require interpretation.Through Luc Lake, I explore states of awareness that resist explanation but translate clearly into feeling. The tracks are environments you enter and recognize through forgotten knowledge and buried memory.Larger Earth is the first full expression of what the Larger Earth feels like as a place. It is not symbolic. It is not hypothetical. It is not metaphor. It breaks from the known continents and from the shadow of illusion that has shaped how we have been taught to understand Earth.The album was not created to describe a future or propose an idea, but to reflect something many people already sense quietly: that Earth, as lived, is more layered, intelligent, and expansive than the version we were taught to believe exists.In this work, Luc normalizes what might otherwise seem fanciful. He opens doors to perception without telling us what is behind them. It is up to us to open those doors and walk through, or at least peek through the keyhole.There is a moment many people recognize but rarely talk about.Nothing dramatic happens.No vision. No collapse. No revelation scene.You are standing in your kitchen, walking down a familiar street, answering emails, and suddenly the world feels bigger and radically different. Not louder. Not brighter. Just wider. As if reality has more rooms than you were previously allowed to enter. Time stretches, or sometimes collapses, and suddenly several hours have passed.Luc Lake's album Larger Earth was created to bring clarity to that moment.Not another world.This one, perceived differently.The lyrics on Larger Earth are intentionally spare. They do not tell stories in the usual way, and they do not explain themselves. This is not because something is missing. It is because Luc is not trying to convince you of anything.He is pointing to something you already sense. Something you already know.In real-life terms, the album is not about leaving Earth or escaping human experience. It is about what Earth reveals itself to be when perception expands beyond the narrow bandwidth we were trained to use.Same planet.More perception.Why the Lyrics Don't Explain ThemselvesI do teach that meaning and understanding often arrive through definition. However, some experiences collapse when they are over-described.I was very tempted to explain every single line in Luc's songs, but doing so would defeat the point. The lyrics are not puzzles to solve; they are coordinates.That said, for those who enjoy exploring inspiration and backstory, I will be revealing some of the sources behind specific descriptions, songs, and lines in the Wisdom Keeper section of our podcast, Driving to the Rez.How to Listen to the AlbumFeel into the music and the lyrics.Let the imagery take you as far as it can.Allow yourself to tap into the remembrance.If you'd like to spend more time with this work, you can download your personal copy of Luc's album at my store, or listen on Spotify here.We also explore the Larger Earth and the role of music in greater depth on our podcast, where these themes continue to unfold through conversation.Enjoy the music, and the memories.IneliaThe discussion doesn't stop here - listen to the full podcast episode for unfiltered insights from Inelia and our panelists. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.drivingtotherez.com/subscribe

The Transformation Ground Control podcast covers a number of topics important to digital and business transformation. This episode covers the following topics and interviews:   How Restrictive H-1B Policies Are Driving Tech Talent Back to India, Q&A (Darian Chwialkowski, Third Stage Consulting) The Top 10 Reasons Why Transformations Fail How CIOs Can Avoid Blame for Failures We also cover a number of other relevant topics related to digital and business transformation throughout the show.  

This is The Zone of Disruption! This is the I AM RAPAPORT: STEREO PODCAST! His name is Michael Rapaport aka The Gringo Mandingo aka aka The People's Pickle aka The Jewish Brad Pitt aka Captain Colitis aka The Disruptive Warrior aka Mayor Rapaport 2029 and he is here to discuss: The recipe of going viral Driving all over snow riddled New York City Starless Super Bowl If You Did Something Unspeakable with Epstein Barking on Joe Rogan Speaking Out About Iran & ICE NBA All Star Game Madness & a whole lotta mo'. This episode is not to be missed! CaptainPicks To Win In Sports Betting: https://www.winible.com/checkout/1357777109057032537?store_url=/captainpicks&c=kickoff Rate & Review on Apple Podcasts or Spotify Send questions & concerns to: iamrapaportpodcast@gmail.com Subscribe to Rapaport's Reality Feeds: iHeartRadio: https://www.iheart.com/podcast/867-rapaports-reality-with-keb-171162927/ Apple Podcasts: https://podcasts.apple.com/us/podcast/rapaports-reality-with-kebe-michael-rapaport/id1744160673 Spotify: https://open.spotify.com/show/3a9ArixCtWRhfpfo1Tz7MR Pandora: https://www.pandora.com/podcast/rapaports-reality-with-kebe-michael-rapaport/PC:1001087456 Amazon Music: https://music.amazon.com/podcasts/a776919e-ad8c-4b4b-90c6-f28e41fe1d40/rapaports-reality-with-kebe-michael-rapaport Stand Up Comedy Tickets on sale at: MichaelRapaportComedy.com If you are interested in NCAA, MLB, NBA, NFL & UFC Picks/Parlays Follow @CaptainPicksWins on Instagram & subscribe to packages at www.CaptainPicks.com www.dbpodcasts.com Produced by DBPodcasts.comFollow @dbpodcasts, @iamrapaport, @michaelrapaport on TikTok, Twitter & InstagramMusic by Jansport J (Follow @JansportJ) www.JansportJMusic.comSee omnystudio.com/listener for privacy information.

Guest: Judy Dempsey. Amidst the Mandelson-Epstein scandal, Dempsey explains how economic struggles and Brexitregrets are driving the Labour Party to consider re-engaging with the European Union.1810 BRUSSELS

DML's morning insight on a hot topic trending in the United States.

CleanSpark's Rory Murray joins us to explain the macro forces driving bitcoin's price and how the options market may be suppressing bitcoin. Subscribe to the Blockspace newsletter! Welcome back to The Blockspace Podcast! Today, CleanSpark's VP of Digital Asset Management Rory Murray joins us to talk about the latest macro shocks hitting the market and how they are driving bitcoin's price. Rory breaks down how the options market may have been weighing on bitcoin's price in Q4, and how the options market has changed bitcoin's market. We also dive into the six sigma move in Japanese rates, the unraveling of the yen carry trade, and how geopolitical tensions over Greenland are affecting global liquidity. Rory explains why bitcoin is being buffeted by noise while gold and silver take the lead in the debasement trade, plus the intersection of AI energy demand and Bitcoin mining as we head into 2026. Subscribe to the newsletter! https://newsletter.blockspacemedia.com Notes: * Japan 40-year bond yields topped 4% first time. * Japan has world's highest debt-to-GDP ratios. * Korean equity index rose 70% last year. * Yen carry trade has driven trillions in flow. * Gold crossed USD as top central bank reserve. Timestamps: 00:00 Start 03:20 Bitcoin & macro 06:45 Japan 17:08 Carry trade & liquidity drying up 18:08 Debasement trade 18:47 Hypercycle 22:50 Silver rally 23:18 Energy is the value creator 26:59 Options suppressing Bitcoin price? 41:10 Dampening volatility 42:35 Next 90 days 46:07 Cleanspark's BTC stack 48:14 Easier or harder to manage stack

Send us a textService work in AA recovery isn't about giving back - it's about belonging, commitment, and staying sober. "I don't even drink coffee.""That's fine. You haven't been nominated to drink coffee. You've been nominated to make coffee."Steve heard this exchange at his Thursday night men's meeting, and it might be the greatest line about service work ever spoken. Because that's exactly what service work is - doing something that isn't about you, that gets you connected, that gets you showing up.In this episode, Matt and Steve dig into service work in recovery - what it is, why people are afraid of it, and why it might be one of the most important parts of staying sober that nobody talks about enough.Matt opens up about his early motivation for service work, and it wasn't the noble "giving back" thing everyone talks about. It was simpler: "I wanted to feel like I belonged." He shares the story of being a door greeter at the Tuesday night Forbes Street meeting - scared out of his mind, showing up 30 minutes early every week, hugging everyone who walked in. By the end of 5 weeks, he knew everyone in that room. That's the power of service work.Steve talks about his journey from cleaning ashtrays and taking out trash at his Friday night men's meeting to doing district-level work 15+ years later. But here's what he says: "The most rewarding service work is still at the meeting level - because that's where you meet the new alcoholic, the fresh alcoholic who just came out of rehab or is just looking for a meeting."We break down what service work actually looks like:The basics: Putting away chairs, breaking down tables, making coffeeThe commitments: Chairing meetings, being treasurer, being secretaryThe next level: GSR (General Service Representative), district workThe often-overlooked one: Driving people to meetingsMatt shares the "dirty little secret" about service work: it gets you to go to meetings. When you have a commitment - coffee maker, chairperson, door greeter - you show up. You don't bail because you don't feel like it. You're expected to be there, so you go. And that commitment to the meeting becomes a commitment to your sobriety.Steve talks about why he keeps taking service commitments even after 15+ years: "It makes me part of that meeting so much more quickly. This Wednesday noon meeting, I've only been going for about a year and a half, and there are people who've been there for 20 years. But taking the coffee commitment puts me in as part of that group way faster than if I just show up and never do anything."We also tackle the fears people have about service work:"I'm too new" (Matt's fear early on)"I'll do it wrong" (Matt's coffee-making anxiety)"People will judge me"The truth: The stakes are incredibly low. You can't really screw this up.Plus: The story of Ted S. filling the entire percolator basket with coffee grounds because he'd never made coffee before (that's one STRONG cup), why the phone weighs 500 pounds but picking someone up for a meeting is huge service work, and Matt's realization that he never volunteered for coffee at the Monday meeting because he doesn't drink coffee there (problem solved - he's volunteering now).If you're new to recovery and wondering if you should takeSupport the show

In this episode, Dr. Andy Anderson, Chief Medical Officer and Chief Quality Officer at RWJBarnabas Health, shares how the system is improving mortality outcomes and patient experience through rapid response teams, standardized best practices, and a strong culture of accountability. He discusses strategies for scaling success, coordinating care, and fostering growth across the health system.

"The mission was always to build a million dollar bookkeeping firm. Our goal was to grow a large bookkeeping firm with clients and staff across Canada. That's what we wanted to do. And that's kind of what we are now."  –Teresa Slack In part one of this special four-part series, Teresa Slack, co-founder of Financly Bookkeeping Solutions, shares the honest story of launching a virtual bookkeeping firm in 2014 with big goals, low pricing, and no clear path to profit. She shares how her business grew fast and looked successful on paper, but behind the scenes the pressure was intense as underpricing, early hiring, and years without owner pay slowly drained the firm and took a personal toll. In this episode, you'll learn: Why rapid client growth exposed serious pricing & margin issues What really happens when you hire staff before fixing your business model How fear, stress & lack mindset show up when owners stop paying themselves To learn more about Teresa, click here & email her at teresa.slack@teresaslack.ca. Connect with her on LinkedIn. Learn more about Pure Bookkeeping. Subscribe to the Value Pricing Academy YouTube channel. Join VIP list for free training from Mark Wickersham here.  Get your free copy of How to Price Bookkeeping eBook (the tool Teresa used to turn her business around). Click here to join the VPA on Skool platform free training & support. Time Stamps 01:14 – Launching a virtual bookkeeping firm in 2014 03:15 – Using cloud tools & early adoption of QuickBooks Online 03:35 – Running free financial literacy seminars to attract clients 04:01 – Growing from five clients to dozens across bookkeeping, tax & consulting 04:21 – Feeling overwhelmed & deciding to hire staff 05:09 – Charging hourly rates that left no room for profit 06:06 – Paying staff & overhead while taking no income 07:03 – Driving hours to Toronto to build a client base 08:25 – Why the numbers looked good but the business wasn't healthy 08:44 – The original vision to build a million-dollar firm 09:50 – Not getting paid & questioning personal success 10:34 – Realizing they needed help but feeling unable to afford it 11:16 – Fear, lack mindset & pulling from savings to make payroll 12:39 – The emotional strain of running a business with a sibling 13:18 – Creating "business hat" conversations to manage conflict 14:20 – Keeping communication open during stressful seasons 14:43 – What's coming next in part two Your expertise has more value than you think, so Own Your Authority at The Successful Bookkeeper Summit 2026! It's a high-energy two-day virtual experience for bookkeepers ready to lead with confidence and elevate their impact. Join inspiring leaders on November 4th–5th to gain actionable strategies, powerful tools, and the clarity to shape the work you want, not just keep up with it. Don't miss this incredible opportunity! REGISTER TODAY!

Healing The Yelling Mom: What's Really Driving It This one's for the mom who ends her day thinking, "I hate that I yelled again." Or who says, "I just lost it, and I don't even know why." Maybe you were fine...until you weren't. Maybe the mess or the eye-roll or the sixth reminder to put on shoes sent you over the edge. In this episode, we're getting to the root of what's really driving the yelling, because it's not just your kids, and it's not that you aren't trying. In this episode, I'll walk you through: Why yelling really is a signal for What the true cause is of the snapping and what to do instead How to process to prevent from staying a yelling mom You don't have to stay stuck in the cycle. I'll offer tools, clarity, and a lot of compassion for the part of you that's tired and ready to respond differently. If you liked this episode, here are some others you might enjoy: 97. Maximizing Your Role As a Mom 153. How to Be a Perfectly Imperfect Mom 215. You Are Not A Robot! Redefining Me Time For Busy Moms

Send us a textIn this episode of The Days Grimm, Brian Michael Day and Thomas Grimm sit down with long-time friend, entrepreneur, and DIY content creator Kyle Biggs to discuss the realities of building a business and a real estate portfolio from the ground up. Kyle shares his journey from running a trailer rental business to successfully "house hacking" three different properties by living in them and driving "soft value" through smart, budget-friendly renovations.If you've ever felt overwhelmed by home repairs or wondered how to transition from a 9-to-5 into real estate, this episode provides a grounded, no-nonsense perspective. Kyle breaks down his "lazy-proof" philosophy for home maintenance famously featured in his TikTok series and explains why most people are just one YouTube tutorial away from saving thousands of dollars on home projects.Beyond the hammer and nails, the conversation dives deep into the mindset of an entrepreneur. Kyle candidly discusses his "first failure" with KB Trailer Rentals and the invaluable lessons he learned about scalability, accounting, and trusting your gut when dealing with difficult clients. We also explore the future of content creation, including how Kyle uses AI tools like Gemini to plan his videos and the technical hurdles of moving from phone editing to professional software like DaVinci Resolve.Whether you're looking for actionable real estate advice or just need a kick in the pants to clean out your air vents, this episode is packed with authentic stories and practical takeaways for the modern blue-collar entrepreneur.KEY TOPICS COVERED:The "House Hacking" Strategy: How to buy, renovate, and rent properties while living in them.Driving "Soft Value": Why kitchen and bathroom updates offer the best return on investment.Lessons from Business Failure: What shutting down a trailer rental business taught Kyle about scalability.The Power of YouTube University: Learning complex trades like plumbing and drywall for free.Property Management: When to stop doing the work yourself and hire a pro for passive income.Content Creation Workflow: How to film and edit high-performing TikToks in under 30 minutes.AI for Entrepreneurs: Using deep research models to plan a 50-video content strategy.NOTABLE QUOTES:"YouTube is where I learned my shit. For real. 100%." (Kyle Biggs) "Trust your gut and know when to refuse service to anybody you want." (Kyle Biggs) "Passive income... that's really what it's about. You can go to sleep and still have that money coming in." (Thomas Grimm) "Be original, be yourself, don't fucking fake it till you make it. Just do the shit you like doing." (Brian Michael Day) If you enjoyed Kyle's no-nonsense approach to DIY and business, hit the subscribe button and let us know in the comments: What is the one home repair project you've been putting off because you're "too lazy" to start? Don't forget to like and share this episode with someone looking to start their real estate journey!TIMELINE: 00:00 - Introduction and the "clown shoes" 06:38 - Transitioning from trailer rentals to real estate 10:59 - The "Ho[The Days Grimm Podcast Links]- YouTube: https://www.youtube.com/c/TheDaysGrimm- Our link tree: linktr.ee/Thedaysgrimm- GoFundMe account for The Days Grimm: https://gofund.me/02527e7c [The Days Grimm is brought to you by]Sadness & ADHD (non-medicated)

Only two categories of ultra-processed foods have been associated with premature death.

Unlock real ROI with predictive AI in this episode of Future Tech featuring Pecan AI CEO Zohar Bronfman. While GenAI dominates headlines, Zohar breaks down how predictive models are quietly transforming decision-making and operations across industries. From data democratization to actionable use cases, this episode is a must-listen for leaders ready to use AI to solve real business problems — not just chase trends.

How can autistic people limit sensory overload and manage fatigue while driving? Andrew Arboe, Autistic Self-Advocate and Founder of Driving with Autism, shares his ideas on these topics. Driving with Autism is an educational program that guides autistic individuals and their families on their way from the passenger's seat to becoming drivers. Welcome to Autism Tips & Tools, where we highlight the best practical guidance from previous episodes of Autism Knows No Borders. Whether you're a self-advocate, a family member, or a service provider, there's something here for you! This conversation with Andrew Arboe was originally released on May 19, 2022. Would you like to hear Andrew's tips on what to do when you get pulled over? Click the link below for the full conversation and be sure to subscribe to hear more from people connected to autism inspiring change and building community.  Tips for Autistic Drivers, with Andrew Arboe Let's work together to transform how the world relates to autism. ----more---- We appreciate your time. If you enjoy this podcast and you'd like to support our mission, please take just a few seconds to share it with one person who you think will find value in it too. Follow us on Instagram: @autismpodcast Join our community on Mighty Networks: Global Autism Community Subscribe to our YouTube channel: Global Autism Project We would love to hear your feedback about the show. Please fill out this short survey to let us know your thoughts: Listener Survey

Now it's merritt's turn aboard the International Space Station, so Niki and John are once again tasked with carrying the entire podcast on their shoulders. Both deserve credit for not making any 67 jokes on this, our 167th episode, but probably not too much because I think they just forgot. Regardless, you will learn a lot about the slime layer, childhood debt, Good Morning America demographics, and beyond a reasonable doubt, somehow even more.Welcome to If You're Driving, Close Your Eyes, a listener-supported comedy podcast where three noble explorers chip away at the crumbling foundations of reality, five or six simultaneous topics at a time. Hosted by Niki Grayson, merritt k and John Warren, and produced by Jordan Mallory, with music by Jordan and art by Max Schwartz.Follow us on Bluesky: https://bsky.app/profile/ifyouredriving.bsky.socialSupport us on Patreon: https://www.patreon.com/ifyouredriving Hosted on Acast. See acast.com/privacy for more information.

Former Seattle Seahawks linebacker Lofa Tatupu joins Paul Catalina on Radio Row to explain why elite defense is once again the driving force behind Seattle's Super Bowl run. Tatupu breaks down the Seahawks' dominant front, the impact of defensive-minded coaching, Sam Darnold's evolution, and why physicality, depth, and discipline still win championships on football's biggest stage. #nfl #seahawks #seattle #superbowl Learn more about your ad choices. Visit megaphone.fm/adchoices

On this week’s China Compass, we take a more in-depth look at all of the cities to pray for this coming week, focusing on Anhui (Beheading of the Stam’s + Watchman Nee’s Imprisonment), Lintan (Coal Fired Tuk Tuks, Circular Roads), and Tangshan (Deadliest Earthquake Ever). Welcome to China Compass on the Fight Laugh Feast network! I'm your China travel guide in exile, Missionary Ben. Follow me on X (@chinaadventures) where I share a new Chinese city or county to pray for every single day. Feel free to write anytime: chinacompass@privacyport.com. All my books, substack, patreon, and everything else can be easily found at PrayGiveGo.us! I’m about to fly back to Malaysia this weekend after a whirlwind trip to LA, Houston, and OKC. And we’ll be joined in Malaysia in the coming few weeks by our two oldest children (as well as another missionary friend). And don’t forget, my kids will be taking their first solo trip into China next week. Exciting times! I wish I could say more, but probably best to wait until everything shakes out and there are stories to tell on the back end. Oh, in case I haven’t said so already, I did NOT make it into China last weekend, but I did talk to a new friend in China just this evening. The Millionaire Missionary (BordenofYale.com) - Available on Kindle/Amazon (free PDF) Now let's take a look at this coming week's Pray for China (PrayforChina.us) cities… https://open.substack.com/pub/chinacall/p/pray-for-china-feb-1-7-2026 Tangshan Earthquake https://disasterhistory.org/tangshan-earthquake-1976 https://www.iccsafe.org/building-safety-journal/bsj-dives/the-great-tangshan-earthquake-one-of-the-worst-earthquakes-in-modern-history-destroys-chinese-city/ Thank you for listening! Subscribe and leave a review on your favorite podcast platform! There’s also a Paypal link at PrayforChina.us if you’d like to give to our China ministry. Last but not least, for (almost) everything else we’re doing visit PrayGiveGo.us. Luke 10, vs 2: the harvest is plentiful but the workers are few, therefore ask the Lord for more. Talk again soon!

Guest: Chris Riegel. Riegel, CEO of Stratology, analyzes Elon Musk's pivot to manufacturing "Optimus" androids, arguing that California's restrictive tax and labor costs are driving the need for automation. He suggests that major retailers like Walmart are poised to replace significant portions of their workforce with robotics to maintain profitability amid rising economic pressures.1955

Original Release Date: January 16, 2026Our Head of Research Product in Europe Paul Walsh and Chief European Equity Strategist Marina Zavolock break down the main themes for European stocks this year. Read more insights from Morgan Stanley.----- Transcript -----Paul Walsh: Welcome to Thoughts on the Market. I'm Paul Walsh, Morgan Stanley's Head of Research Product here in Europe.Marina Zavolock: And I'm Marina Zavolock, Chief European Equity Strategist.Paul Walsh: Today, we are here to talk about the big debates for European equities moving into 2026.It's Friday, January the 16th at 8am in London.Marina, it's great to have you on Thoughts on the Market. I think we've got a fascinating year ahead of us, and there are plenty of big debates to be exploring here in Europe. But let's kick it off with the, sort of, obvious comparison to the U.S.How are you thinking about European equities versus the U.S. right now? When we cast our eyes back to last year, we had this surprising outperformance. Could that repeat?Marina Zavolock: Yeah, the biggest debate of all Paul, that's what you start with. So, actually it's not just last year. If you look since U.S. elections, I think it would surprise most people to know that if you compare in constant currency terms; so if you look in dollar terms or if you look in Euro terms, European equities have outperformed U.S. equities since US elections. I don't think that's something that a lot of people really think about as a fact.And something very interesting has happened at the start of this year. And let me set the scene before I tell you what that is.In the last 10 years, European equities have been in this constantly widening discount range versus the U.S. on valuation. So next one's P/E there's been, you know, we have tactical rallies from time to time; but in the last 10 years, they've always been tactical. But we're in this downward structural range where their discount just keeps going wider and wider and wider. And what's happened on December 31st is that for the first time in 10 years, European equities have broken the top of that discount range now consistently since December 31st. I've lost count of how many trading days that is. So about two weeks, we've broken the top of that discount range. And when you look at long-term history, that's happened a number of times before. And every time that happens, you start to go into an upward range.So, the discount is narrowing and narrowing; not in a straight line, in a range. But the discount narrows over time. The last couple of times that's happened, in the last 20 years, over time you narrow all the way to single digit discount rather than what we have right now in like-for-like terms of 23 percent.Paul Walsh: Yeah, so there's a significant discount. Now, obviously it's great that we are seeing increased inflows into European equities. So far this year, the performance at an index level has been pretty robust. We've just talked about the relative positioning of Europe versus the U.S.; and the perhaps not widely understood local currency outperformance of Europe versus the U.S. last year. But do you think this is a phenomenon that's sustainable? Or are we looking at, sort of, purely a Q1 phenomenon?Marina Zavolock: Yeah, it's a really good question and you make a good point on flows, which I forgot to mention. Which is that, last year in [Q1] we saw this really big diversification flow theme where investors were looking to reduce exposure in the U.S., add exposure to Europe – for a number of reasons that I won't go into.And we're seeing deja vu with that now, mostly on the – not really reducing that much in U.S., but more so, diversifying into Europe. And the feedback I get when speaking to investors is that the U.S. is so big, so concentrated and there's this trend of broadening in the U.S. that's happening; and that broadening is impacting Europe as well.Because if you're thinking about, ‘Okay, what do I invest in outside of seven stocks in the U.S.?' You're also thinking about, ‘Okay, but Europe has discounts and maybe I should look at those European companies as well.' That's exactly what's happening. So, diversification flows are sharply going up, in the last month or two in European equities coming into this year.And it's a very good question of whether this is just a [Q1] phenomenon. [Be]cause that's exactly what it was last year. I still struggle to see European equities outperforming the U.S. over the course of the full year because we're going to come into earnings now.We have much lower earnings growth at a headline level than the U.S. I have 4 percent earnings growth forecast. That's driven by some specific sectors. It's, you know, you have pockets of very high growth. But still at a headline level, we have 4 percent earnings growth on our base case. Consensus is too high in our view. And our U.S. equity strategists, they have 17 percent earnings growth, so we can't compete.Paul Walsh That's a very stark difference.Marina Zavolock: Yeah, we cannot compete with that. But what I will say is that historically when you've had these breakouts, you don't get out performance really. But what you get is a much narrower gap in performance. And I also think if you pick the right pockets within Europe, then you could; you can get out performance.Paul Walsh: So, something you and I talked about a lot in 2025, is the bull case for Europe. There are a number of themes and secular dynamics that could play out, frankly, to the benefits of Europe, and there are a number of them. I wondered if you could highlight the ones that you think are most important in terms of the bull case for Europe.Marina Zavolock: I think the most important one is AI adoption. We and our team, we have been able to quantify this. So, when we take our global AI mapping and we look at leading AI adopters in Europe, which is about a quarter of the index, they are showing very strong earnings and returns outperformance. Not just versus the European index, but versus their respective sectors. And versus their respective sectors, that gap of earnings outperformance is growing and becoming more meaningful every time that we update our own chart.To the point that I think at this rate, by the second half of this year, it's going to grow to a point that it's more difficult for investors to ignore. That group of stocks, first of all, they trade again at a big discount to U.S. equivalent – 27 percent discount. Also, if you see adoption broadening overall, and we start to go into the phase of the AI cycle where adopters are, you know, are being sought after and are seen as in the front line of beneficiaries of AI. It's important to remember Europe; the European index because we don't have a lot of enablers in our index. It is very skewed to AI adopters. And then we also have a lot of low hanging fruit given productivity demographic challenges that AI can help to address. So that's the biggest one.Paul Walsh: Understood.Marina Zavolock: And the one I've spent most time on. But let me quickly mention a few others. M&A, we're seeing it rising in Europe, almost as sharply as we're seeing in the U.S. Again, I think there's low hanging fruit there. We're seeing easing competition commission rules, which has been an ongoing thing, but you know, that comes after decade of not seeing that. We're seeing corporate re-leveraging off of lows. Both of these things are still very far from cycle peaks. And we're seeing structural drivers, which for example, savings and investment union, which is multifaceted. I won't get into it. But that could really present a bull case.Paul Walsh: Yeah. And that could include pensions reform across Europe, particularly in Germany, deeper capital…Marina Zavolock: We're starting to see it.Paul Walsh: And in Europe as well, yeah. And so just going back to the base case, what are you advocating to clients in terms of what do we buy here in Europe, given the backdrop that you've framed?Marina Zavolock: Within Europe, I get asked a lot whether investors should be investing in cyclicals or value. Last year value really worked, or quality – maybe they will return. I think it's not really about any of those things. I think, similar to prior years, what we're going to see is stock level dispersion continuing to rise. That's what we keep seeing every month, every quarter, every year – for the last couple of years, we're seeing dispersion rising.Again, we're still far from where we normally get to, when we get to cycle peaks. So, Europe is really about stock picking. And the best way that we have at Morgan Stanley to capture this alpha under the surface of the European index. And the growth that we have under the surface of the index, is our analyst top picks – which are showing fairly consistent outperformance, not just versus the European index, but also versus the S&P. And since inception of top picks in 2021, European top picks have outperformed the S&P free float market cap weighted by over 90 percentage points. And they've outperformed, the S&P – this is pre-trade – by 17 percentage points in the last year. And whatever period we slice, we're seeing out performance.As far as sectors, key sectors, Banks is at the very top of our model. It's the first sector that non-dedicated investors ask me about. I think the investment case there is very compelling. Defense, we really like structurally with the rearmament theme in Europe, but it's also helpful that we're in this seasonal phase where defense tends to really outperform between; and have outsized returns between January and April. And then we like the powering AI thematic, and we are getting a lot of incoming on the powering AI thematic in Europe. We upgraded utilities recently.Paul, maybe if I ask you a question, one sector that I've missed out on, in our data-driven sector model, is the semis. But you've worked a lot with our semi's team who are quite constructive. Can you tell us about the investment case there?Paul Walsh: Yeah, they're quite constructive, but I would say there's nuance within the context of the sector. I think what they really like is the semi cap space, which they think is really well underpinned by a robust, global outlook for wafer fab equipment spend, which we see growing double digits globally in both 2026 and 2027.And I think within that, in particular, the outlook for memory. You have something of a memory supercycle going on at the moment. And the outlook for memory is especially encouraging. And it's a market where we see it as being increasingly capacity constrained with an unusually long order book visibility today, driven really by AI inference. So strong thematic overlay there as well.And maybe I would highlight one other key area of growth longer term for the space, which is set to come from the proliferation of humanoid robots. That's a key theme for us in 2025. And of course, we'll continue to be so, in the years to come. And we are modeling a global Humanoids Semicon TAM of over $300 billion by 2045, with key pillars of opportunity for the semi names to be able to capitalize on. So, I think those are two areas where, in particular, the team have seen some great opportunities.Now bringing it back to the other side of the equation, Marina, which sectors would you be avoiding, within the context of your model?Marina Zavolock: There's a collection of sectors and they, for the most part, are the culprits for the low growth that we have in Europe. So simply avoiding these could be very helpful from a growth perspective, to add to that multiple expansion. These are at the bottom of our data driven, sector models. So, these are Autos, Chemicals, Luxury Transport, Food and Beverage.Most of these are old economy cyclicals. Many of these sectors have high China/old economy exposure – as well where we're not seeing really a demand pickup. And then lastly, a number of these sectors are facing ever rising China competition.Paul Walsh: And I think, when we weigh up the skew of your views according to your model, I think it brings it back to the original big debate around cyclicals versus defensives. And your conclusion that actually it's much more complicated than that.Marina, thanks for taking the time to talk.Marina Zavolock: Great to speak with you Paul.Paul Walsh: And thanks for listening. If you enjoy Thoughts on the Market, please leave us a review wherever you listen and share the podcast with a friend or colleague today.

An autonomous delivery truck has been programmed to deliver a rogue nuclear weapon…and Special Agent Chet Phillips is refilling waters.Written byPete BarryDirected byJ. Michael DeAngelisStarringChris Klaniecki as Skip GrangerNazli Sarpkaya as Mackenzie McGrath and Mini-McGrathDave Stanger as Bowden MontcreifPaige Klaniecki as Gloria KovackFaith Dowgin as Section Chief Zelda Anderswith Kirk White as Chet Phillipsand Katerina McGrath as The Mission VoiceAlso StarringAshley Banks as Athena O'BrienJill Ivey as Sister Prudence and Alexaand Bob Killion as Amazon DriverGuest StarringBrandon Wentz as Dr. Harold SnodgrassRebecca Serfass as Lucky LessmacherBonnie Brantley as ArcadiaShannon Perry as Dr. Hermione PickleHelena Betancourt as Sister QuiteriaKyle Jones as Highway Patrol OfficerMusic, sound editing and mixing byPete BarryA complete transcript of this episode can be found here.Created and produced byPete Barry, J. Michael DeAngelis, and John DowginAssociate producer: Paige KlanieckiPlease see our website for a complete list of credits.Please consider supporting Neighborhood House Minnesota and the Mutual Aid network.Post-credits trailer: This House Will Devour You

In this episode of The Tudor Dixon Podcast, Tudor is joined by automotive expert Lauren Fix to break down the growing push for vehicle “kill switch” technology. They examine how data-driven sensors could allow cars to make decisions for drivers, raising serious questions about government oversight, corporate lobbying, and personal freedom. The conversation explores privacy risks, potential abuses of power, and why lawmakers—and consumers—must pay closer attention before control over America’s vehicles quietly shifts away from drivers. Check out Lauren's Car Coach Report HERESee omnystudio.com/listener for privacy information.

Growth does not come from chasing every idea. It comes from knowing who you are and executing with discipline. In this episode, Scott sits down with Jed Meyer, President and CEO of St. Cloud Federal Credit Union, to unpack how clarity of value proposition fuels smarter decisions and meaningful innovation. Jed shares why focus is a leadership advantage, how calculated risk can serve members well, and what credit union leaders can learn from resilience, teamwork, and accountability. From stable coins to artificial intelligence, this conversation challenges leaders to think forward without losing sight of the human connection that defines great service.  In this episode we talk about and answer these questions:  • how a clear value proposition drives better strategic decisions  • what innovation looks like when it stays member focused  • how small credit unions can compete by leveraging focus and agility  • what leadership lessons from athletics apply to executive roles  • how to balance risk, innovation, and accountability  • where AI fits into the future of credit unions    Click Here to Submit Your Questions  Links from show:  Connect with Jed Meyer  Explore ServiStar's TARGET Leadership program Subscribe to ServiStar Leadership Podcast on your favorite streaming service 

Danica Mason is an ENR Northwest 2024 Top Young Professional and Principal of Red Team Go. She has over 19 years leading A/E/C clients in winning proposals, DBE/inclusion strategies, and civil rights management for 15B dollar plus projects. Top 3 Value Bombs 1. Scaling as a woman -or BIPOC- owned AEC firm is hard but specializing and delivering exceptional work creates real paths to the top. 2. True equity isn't a box to check, it shows up when small and diverse firms gain cash flow, capacity, and repeat work. 3. The fastest-growing firms aren't afraid to outgrow "small business" status, they embrace competing with the big players. Check out Danica's website to learn more about her work in AEC, equity, and major infrastructure projects - Red Team Go Sponsors HighLevel - The ultimate all-in-one platform for entrepreneurs, marketers, coaches, and agencies. Learn more at HighLevelFire.com. Cape - Cape is a privacy-first mobile carrier, built from the ground up with security as the priority. Visit Cape.co/fire to sign up today.

From 01/29 Hour 1: The Sports Junkies react to Cakes' close call driving to work this morning.

"Send Ben a text"Many parents today are scared.Everywhere you look, there are headlines saying phones, social media, AI, and screen time are driving teen suicide. It can feel overwhelming. And when parents feel afraid, they often start parenting from panic.In this episode, I want to slow things down and zoom out.We talk about what the data actually shows about teen suicide. We look at why some of the statistics being shared are true—but also misleading. And we talk about why blaming phones and social media misses the bigger picture.I also share a personal story from my time as a high school principal and why learning to understand the data helped me move from fear to confidence.This episode isn't about ignoring real struggles. Teen suicide is serious. But fear-based parenting is not the answer.You'll learn:Why most teens use phones and social media without being suicidalHow fear and panic change the way parents show upWhat research says really protects teensWhy connection matters more than controlHow to parent from confidence instead of fearIf you've felt anxious, worried, or pressured by scary headlines, this episode will help you breathe, think clearly, and trust yourself as a parent again.Are You Caught in the Parent Trap? Discover the hidden patterns that are keeping you stuck—and how to break free. Take this quick (and eye-opening) quiz to uncover which common parenting trap you're falling into with your teen. Get a personalized roadmap to help you parent with more clarity, confidence, and connection—starting today. https://benpughcoaching.com/parenttrapquiz

Have you ever noticed how the Fast Lane is full, but the slow lane is the one with more room and actually moving more quickly? Now think of that instead of on the freeway, but in your life... why do so many people go to the the Fast Lane just to sit behind someone else wishing they could go faster, when there is a faster way right next to them.... From literal to figurative, in this episode we go into this perception and idea and break it down to discuss it as it pertains to our lives. I look forward to you all listening and sharing your thoughts. - I appreciate you all for listening. Thank you for being a part of the family here.THANK YOU to all of the worldwide THNKRS.  Thank you for giving your time and listening and joining the family and community here on the Think Bigger Podcast. Stay in touch in any way you can, the easiest way is on Instagram so feel free to message me there and join the livestreams whenever possible! My IG is: @thebigmike - Thank you. IG: @TheBigMikeThinkBiggerProject.comYouTube.com/BigMikeEdition YouTube.com/CarTalkwithRandB

In this episode of the Investing in Integrity podcast, Ross Overline, CEO and Co-founder of Scholars of Finance, welcomes Stephen Philipson, Vice Chair and Head of Wealth, Corporate, Commercial, and Institutional Banking at U.S. Bank, America's fifth-largest bank, to unpack how principled leadership shapes modern finance. Stephen shares how embracing calculated risk, most notably during the 2009 crisis, can accelerate long-term growth when paired with disciplined downside assessment. He explains U.S. Bank's interconnected approach to banking, where unified business lines strengthen client relationships and operational resilience. The conversation also explores why authenticity, transparency, and ethical clarity remain essential traits for leaders navigating rapid technological change. From AI's role in enhancing, not replacing, client service to impact finance opportunities, Stephen offers a blueprint for building durable institutions grounded in purpose and integrity.Meet Stephen PhilipsonStephen Philipson is a vice chair and head of Wealth, Corporate, Commercial and Institutional Banking (WCIB). He has been with the organization since 2009. WCIB comprises several businesses, including Asset Management and Institutional Services, Commercial Real Estate, Equipment Finance, Global Capital Markets, Global Corporate Trust, Global Fund Services, Institutional Client Group, U.S. Bancorp Impact Finance, and Wealth Management. Prior to becoming head of WCIB in 2024 and adding oversight of U.S. Bancorp Impact Finance to his responsibilities in 2025, Philipson led the Global Markets and Specialized Finance group within WCIB. Philipson has more than 20 years of financial services experience. His past roles include working at Morgan Stanley in Global Capital Markets and then Fixed Income Trading, and at Wachovia, where he was director of the Financial Institutions Syndicate. Philipson chairs the board of governors of Isidore Newman School and serves on the boards of directors of the Foundation for the Charlotte Jewish Community. He serves on the board of directors of the Securities Industry and Financial Markets Association (SIFMA). He earned a bachelor's degree with a double major in economics and East Asian studies from Washington and Lee UniversityEpisode Timeline• 00:00 Intro• 04:40 From New Orleans to Wall Street: Stephen's Early Finance Journey• 15:51 Joining US Bank During the 2009 Financial Crisis• 18:26 Building a $670B Balance Sheet: Growth Strategies Across Diverse Businesses• 22:24 Leading 16 Leaders: Management Committee Dynamics at US Bank• 25:53 Innovation Without Recklessness: Balancing Safety and Evolution• 28:21 AI as a Productivity Multiplier, Not a Job Eliminator• 34:21 Impact Finance: Profitability and Purpose Working Together• 37:08 Leadership Through Authenticity and Radical Transparency• 39:12 Creating Unified Culture Across Capital Markets, Trust, and Real Estate• 41:41 The Three Non-Negotiables for Next-Generation Finance Leaders• 44:08 Rapidfire Round

The Break Room (THURSDAY 1/29/26) 6am Hour 1) Career Day didn't go as planned for one member of the Break Room 2) Most expensive impulse buy 3) Driving through the park on a suspended permit

During my recent trip to Australia, I learned that navigating a foreign country can feel normal but different all at the same time. On the one hand, my family and I enjoyed the familiar experiences of being on vacation, such as unplugging from our daily routines, relaxing on a long flight, seeing the sights, and spending time with loved ones. But once we arrived in Brisbane, we had to get used to a new landscape and a new set of rules. The huge time zone difference. Driving a "ute" (utility vehicle) on the left side of the road and overtaking (passing) on the right. Calling "French fries" chips and our friends "mate." Keeping an eye out for wild kangaroos. Retirees may feel like they're facing a similar "familiar but different" financial landscape this tax season. While many of the strategies my team at Keen Wealth are discussing with folks are tried-and-true, some rules and details are changing due to new legislation that's going into effect. Your financial plan, and your financial team, need to be ready to adapt to these new rules so that you don't miss a key deduction and pay more in taxes than you really owe. On today's show, we discuss the One Big Beautiful Bill Act's changes to the tax code and some specific provisions that require thorough proactive planning before you file your taxes in April.

ABOUT THE SHOW: Welcome to Driving The Line, the sports betting community built with one thing in mind, all of us in it together! We're live every weekday at 10am ET with the best betting show in the game and invite YOU to come be a part of it all. But there's so much more than just that. Pull up a chair, you'll always have a seat at the table here. JOIN THE DTL CREW: https://www.youtube.com/channel/UCfPO_e74-Xj9dT8p4nbwWKA/joinGET THE DTL MERCH: https://www.drivingtheline.comReach us anytime on social media!Discord: https://discord.gg/dxepJ39rPjYoutube: https://www.youtube.com/@DrivingTheLine?sub_confirmation=1Twitter (X): https://twitter.com/DrivingTheLineTwitter (X) Community Group: https://twitter.com/i/communities/1781415955857359342Instagram: https://www.instagram.com/allangbell/Driving The Line is available LIVE or feel free to take us anywhere and catch up after! Whether on YouTube or the podcast platform of your choice make sure to subscribe and never miss a show!Youtube Podcasts: https://www.youtube.com/playlist?list=PLNUfexQl7LSdLMXrALDWs5XqeTqvCkMX3Apple Podcasts: https://podcasts.apple.com/us/podcast/driving-the-line/id1725096795Spotify: https://open.spotify.com/show/6opfobmzaO578P91JUIai8We're thankful you found us and your voice matters here! You matter here. Let's have some fun and cash these bets.#NBA #DrivingTheLine #SportsBetting

Scarce Assets: Jeroen Blokland explains why bonds have destroyed wealth for 20 years, how $124 trillion in generational wealth will reshape portfolios, & why gold at $5,000 is just the beginning.---

Do You Remember Faces Of Death? | A Tree Hugger World Record | OttaWHAT? | What Is An Iconic Article Of Athlete Clothing? | Big Batter Is Up To Their Old Pancake Tricks | Stealing From A Sushi Place

ABOUT THE SHOW: Welcome to Driving The Line, the sports betting community built with one thing in mind, all of us in it together! We're live every weekday at 10am ET with the best betting show in the game and invite YOU to come be a part of it all. But there's so much more than just that. Pull up a chair, you'll always have a seat at the table here. JOIN THE DTL CREW: https://www.youtube.com/channel/UCfPO_e74-Xj9dT8p4nbwWKA/joinGET THE DTL MERCH: https://www.drivingtheline.comReach us anytime on social media!Discord: https://discord.gg/dxepJ39rPjYoutube: https://www.youtube.com/@DrivingTheLine?sub_confirmation=1Twitter (X): https://twitter.com/DrivingTheLineTwitter (X) Community Group: https://twitter.com/i/communities/1781415955857359342Instagram: https://www.instagram.com/allangbell/Driving The Line is available LIVE or feel free to take us anywhere and catch up after! Whether on YouTube or the podcast platform of your choice make sure to subscribe and never miss a show!Youtube Podcasts: https://www.youtube.com/playlist?list=PLNUfexQl7LSdLMXrALDWs5XqeTqvCkMX3Apple Podcasts: https://podcasts.apple.com/us/podcast/driving-the-line/id1725096795Spotify: https://open.spotify.com/show/6opfobmzaO578P91JUIai8We're thankful you found us and your voice matters here! You matter here. Let's have some fun and cash these bets.#NBA #DrivingTheLine #SportsBetting

Jack Joseph Osbourne is a British media personality and the youngest child of Sharon and Ozzy Osbourne. He's best known for starring in the MTV reality show The Osbournes with his family from 2002–2005. He's also appeared in the History Channel series Ozzy & Jack's World Detour with his father, and in movies like New York Minute and Dawson's Creek. Get your Caveman Coffee here: https://www.cavemancoffee.com/ Trying Not To Die Podcast available here: https://www.youtube.com/@jackosbourne/featured Shop CANTSTOPGOODBOY here: https://shop.cantstopgoodboy.com/ Bobbys World Merchandise from Retrokid: https://retrokid.ca/collections/bobbys-world Howie Mandel Does Stuff available on every Podcast Platform Visit the Official Howie Mandel Website for more: https://www.howiemandel.com/ Howie Mandel Does Stuff Merchandise available on Amazon.com here https://www.amazon.com/shop/howiemandeldoesstuff Join the "Official Howie Mandel Does Stuff" Reddit: https://www.reddit.com/r/HowieMandelPodcast/ Thanks to Our Sponsors: Jam Packed is packed with 8 grams collagen protein, 6-7 grams prebiotic fiber and 0 added sugar per delicious serving. Right now, go to JamPackdJams.com (http://jampackdjams.com/) to get a 3-pack for 17% OFF + FREE SHIPPING. Finding a daily supplement you can trust is simple with Qivaro. This plant-based, liquid-filled multivitamin is designed to complement your busy lifestyle. Each capsule features 42 vitamins, minerals, and antioxidants carefully formulated to help support overall wellness, focus, and energy metabolism.* Visit QivaroInternational.com and use code HOWIE15 for 15% off plus free shipping on your order today.* Driving in the rain with bad wipers is a stress no one needs, but finding the right replacements can be a hassle. The Windy Company eliminates the guesswork by matching premium, durable wipers to your exact car model on their site. With an installation time of less than a minute, it's the simple safety fix you've been putting off. Head to windywipers.com today and use code HOWIE10 for 10% off. In a world of face-unlocking phones, your medical treatment shouldn't be a guessing game. BloomDNA uses pharmacogenetic testing to analyze how your DNA may affect the way your body processes medication, helping to take the guesswork out of treatment. Start your journey toward more personalized care by visiting BloomDNA.com and using code 'HOWIE40' for 40% off. Say Hello to our house band Sunny and the Black Pack! Follow them here! YouTube: https://www.youtube.com/@BlackMediaPresents TikTok: https://www.tiktok.com/@blackmediapresents Spotify: https://open.spotify.com/artist/01uFmntCHwOW438t7enYOO?si=0Oc-_QJdQ0CrMkWii42BWA&nd=1&dlsi=a9792af062844b4f Facebook: https://www.facebook.com/SunnyAndTheBlackPack/ Instagram: https://www.instagram.com/blackmediapresents/ Twitch: https://www.twitch.tv/blackmediapresents Twitter: twitter.com/blackmedia @howiemandel @jackelynshultz @jackosbourne

LtCOL. Karen Kwiatkowski : Israel's Political Ideology Is Driving Endless DeathSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Good music, driving conditions, letting your car warm up.

What really happens at the microscopic level when we talk about "clean" in dental sterilization? In this episode of "Sterilization Standards Unpacked," host Sarah B. Cruz is joined by Dr. Atila Nozari, Senior Medical Liaison at Solventum, to connect the science of microbiology with the day-to-day realities of instrument reprocessing in dental practices. From bioburden and biofilm to the evidence behind modern sterilization standards, Dr. Nozari helps demystify the "why" behind the guidelines teams are being asked to follow. Whether you're brushing up on CSA standards or trying to connect policy with practice, this conversation bridges the gap between following a guideline "just because" and understanding the science that stands behind it. This 5-part series pulls back the curtain on how Canadian dental teams are translating sterilization standards into real-world practice—one guideline, one cycle, one patient at a time. With each episode, we'll explore the people, processes, and evolving expectations driving dental sterilization forward. It's not about compliance checklists—it's about connection, clarity, and conversations that make the technical feel personal. A special thanks to our sponsor, Solventum Medical, for supporting this podcast series! #BeyondClean #Solventum #SterilizationStandardsUnpacked #DentalSterilization #SterileProcessing #Bioburden #Biofilm #Standards #InstrumentReprocessing

Want to heal your child's eczema without steroids? Click here to get started → EczemaKids.com If eczema keeps coming back, your child's body is not failing, it is signaling. I sat down with Dr. Jen Pfleghaar to talk about why gut health is the first place she looks, how birth stress and early exposures can shape the microbiome, and the overlooked root causes that keep inflammation and histamine responses stuck. Ready to Reverse Your Child's Eczema Naturally? Everything you need to calm the itch, clear the skin, and finally feel confident you know what to do.

On this episode of the podcast, Andrew is joined by writer, Stephen Marche, author of The Next Civil War, for a wide-ranging conversation on political violence, media incentives, and the current state of democracy in America. They explore how violence and entertainment-driven media are shaping politics, reflect on past predictions that have come uncomfortably true, and discuss what this moment means for the future, along with a grounded look at AI, automation, and where the real impacts are likely to land. Have a question for Andrew? Drop it in the comments section below or send us a text or voice memo to mailbag@andrewyang.com! Watch the full episode here ---- Follow Andrew Yang: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Bluesky⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Website⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠X⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow Stephen Marche: ⁠Website⁠ | Instagram | X ---- Get 50% off Factor at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Factor Meals⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Get an extra 3 months free at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Express VPN⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Get 20% off + 2 free pillows at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Helix Sleep⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | Use code: helixpartner20 Get $30 off your first two (2) orders at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wonder ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠| Use code: ANDREW104 ---- Subscribe to the Andrew Yang Podcast: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Apple⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Spotify To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Let's get into the season 10 finale of the Real Housewives of Potomac! Check out the visual on YouTube! Gizelle has taken over the accommodations, Angel is driving in circles and the ladies end up eating from a gas station food truck!  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Today's episode continues our 12-part series: 12 Shifts in 2026 for Social Impact. Over twelve episodes, we're unpacking mindset + strategy shifts shaping the future of fundraising, leadership, and doing good in 2026. Explore the series at weareforgood.com/12shifts.Shift 7 / Volunteers as Core CapacityIn today's episode, Jon and Becky welcome back Jennifer Sirangelo, President & CEO of Points of Light — the world's largest organization dedicated to volunteer service, mobilizing nearly 4 million volunteers across 32 countries.Together, they explore why many nonprofit leaders are leaving capacity on the table — and how shifting from “volunteers as a nice-to-have” to “volunteers as core infrastructure” can accelerate strategy, deepen belonging, and drive sustainable growth. Jennifer shares practical examples (including a “board recruitment sprint”), how to spot the gaps volunteers can fill beyond program delivery, and why the volunteer experience must be digitally enabled to fit real life. You'll also hear why the simplest lever still matters: people volunteer because they're asked — and that invitation is fully in your control.If you're ready to treat participation like a strategy (not an afterthought) and build a volunteer engine for 2026, this one's for you.Episode Highlights:Volunteers as Strategic Plan Accelerators (3:10)The “Board Recruitment Sprint” + Activating Volunteer Leaders (9:20)What's Driving a Rise in Volunteer Interest + How to Respond (15:40)Building Volunteer Infrastructure on a Lean Team (22:30)Designing a Digitally-Enabled Volunteer Experience (30:10)One Good Thing: Craft the Invitation That Gets People to Say Yes (37:45)Dive Deeper: pointsoflight.org - Sign up for Points of Light's monthly newsletter, packed with resources, trainings, and webinars.Episode Shownotes: www.weareforgood.com/episode/677Save your free seat at the We Are For Good Summit