Podcasts about State

On Monday's Mark Levin Show, the Constitutional crisis we face right now is coming out of the lower courts of the federal judiciary and it must be stopped. We have a federal Judge who ordered President Trump to call back an airplane that was flying vicious criminals back to El Salvador and we have every right to call these Judges out. When Judges act like politicians they must be criticized. This all ties back to Marbury vs Madison and it affects you. Chief Justice John Marshall's decision, which established the Supreme Court's power to strike down laws deemed unconstitutional, was a dangerous overreach not intended by the Founding Fathers. The Constitution does not explicitly grant the judiciary this authority, portraying judicial review as an implied power that Marshall seized to expand the Court's influence. This decision in this case laid the groundwork for the judicial tyranny which has since undermined the republic, allowing unelected judges to override the will of the people and the legislative branch. Also, for the apologists of the Iranian terror regime, a nuclear warhead on an intercontinental missile has the capacity to kill millions of Americans. To pretend otherwise is unconscionable and insane. Trump is 100% right, Iran must never get a nuclear weapon, period! The official position of MAGA: Iran will not get nukes. The President, Secretary of Defense, Secretary of State, and National Security Advisor all said in the last 24-36 hours that by hook or by crook, Iran must not and will not get nuclear weapons. Then comes this bizarre claim - Israel's got nukes! Yes, but they've never dropped them on any of their enemies, never even waved them around as a threat because Israel's the core of the Holy Land. From The Mark Levin Show - 3/17/25 Learn more about your ad choices. Visit podcastchoices.com/adchoices

Huma Abedin has spent her entire career in public service, from her beginnings as an intern in First Lady Hillary Clinton’s office, to her time as senior advisor to then-Senator Clinton, as deputy chief of staff to the Secretary of State, vice chair of Clinton's presidential campaign, and now, as Clinton’s chief of staff. Abedin’s recent memoir, “Both/And,” details this time in government, as well as her personal struggles behind the scenes. Huma Abedin sits down with Alec to discuss the personal impact of the 2016 election, the lessons she learned from her late father, and the sliding doors that have offered her different paths in life. Originally aired December 12, 2022 See omnystudio.com/listener for privacy information.

Air Date 3/18/2025 In this special Podcasthon episode, we're joining thousands of podcasts around the world in taking the opportunity this week to support a cause or organization that we believe in. In this time of fighting fascism, Best of the Left has chosen to support Indivisible, the grassroots organizing team that's working to resist Trumpism and pressure Democrats to do the same. Follow the link in the description of this episode to make a donation but also take a moment to find and join your local Indivisible chapter to stay engaged. SUPPORT INDIVISIBLE WITH A DONATION AND SIGN UP WITH YOUR LOCAL CHAPTER! Be part of the show! Leave us a message or text at 202-999-3991 or email Jay@BestOfTheLeft.com Full Show Notes | Transcript BestOfTheLeft.com/Support (Members Get Bonus Shows + No Ads!) Join our Discord community! Activism Roundup KEY POINTS KP 1: Bernie Response Does Huge Numbers｜One Democrat Defies Trump - The Rational National - Air Date 3-5-25 KP 2: How to Rebuild the Left as the Far Right Floods the Zone - UNFTR Media - Air Date 2-5-25 KP 3: How to Really Resist - The Intercept Briefing - Air Date 2-28-25 KP 4: Republicans finally go NUCLEAR over town hall disasters - Brian Tyler Cohen - Air Date 3-5-25 KP 5: How Leftists Can Win in 2025 - Harper O'Conner - Air Date 1-3-25 KP 6: Gov. Pritzker SLAMS Trump and Musk in closing remarks of State of the State address - NBC Chicago - Air Date 2-19-25 (50:04) NOTE FROM THE EDITOR Giving the call to join the fight at Indivisible.org DEEPER DIVES (52:46) SECTION A: STRATEGY & GOALS (1:16:30) SECTION B: HUMOR AS A TACTIC (1:35:34) SECTION C: PROTEST (1:54:57) SECTION D: BOYCOTT (2:13:48) SECTION E: RESOURCES (2:37:09) SECTION F: POWER STRUCTURES SHOW IMAGE Description: A protestor holds a Trans Pride flag with the word RESIST (with an equals sign in the E) in front of a state capitol building. Credit: Private permission photo

On March 6th, 2025, SecularAZ invited Seth Andrews to speak in front of the Arizona State Capitol. His presentation about the Founding Fathers will surprise many in our "God & Country" culture.Watch the VIDEOBecome a supporter of this podcast: https://www.spreaker.com/podcast/thethinkingatheist--3270347/support.

This week we discuss Jordan Chiles' new book "I'm That Girl", and the meaningful meaningless-ness of NCAA Conference Championships  2025 LIVE SHOW SEASON PASS ON SALE (limited time)   BUY NOW A FELLOW GYM NERD NEEDS YOUR HELP If you've been enjoying the new badges in your fantasy trophy case, you can thank fellow gym nerd and designer, Eyal Itzhaki. Unfortunately Eyal recently had a fluke accident that required spinal surgery and has left him with a long recovery ahead. He has started a GoFundMe to support this effort. Book Club: Jordan Chiles' "I'm That Girl" Chiles' frank, unprecedented discussion of abuse and her parents the acknowledgment of the role played during that time Our highlights from the book On sexism: why can't women act competitively like in men's sports without being labeled "rude"? Therapy rewards Woodwind instrument stans rise. Did you know Jordan was a band kid? The dark side of elite gymnastics culture The lack of black represention in her gymnastics community growing up 7 hour training schedule with a 15-minute snack break  Normalizing not having your period Sneaking into the kitchen at the Karolyi Ranch for food Erika Bakacs Jordan's gymnastics coach, and also Tanya Harding's choreographer Several accusations made against Bakacs in the book Calorie restrictions, racism, obsessively controlling Jordan's diet, relationships, and personal life outside of the gym Exploiting gymnasts' parents for personal favors Drunk coaching Role of SafeSport Perspective and Context Fact-Checking The publisher did not do their job Opportunities to clarify and give context - discussion of body fat, gymnasts' heights, hip-hop floor routines, competing in NCAA and elite simultaneously Luci Collins the first black woman to make a U.S. Olympic gymnastics team Other GymCastic Book Club episodes GYMTERNET NEWS Our beloved Irish king of the pommels won Irish "Dancing With the Stars" You guys, it's a college sports thing. Speedo boy, Michael Phelps joins the college sports curtain of distraction at a basketball game The National Association of Intercollegiate Gymnastics Clubs (NAIGC) is surveying the adult gymnastics community. Fill out the survey here Grace McCallum is returning to Utah next season as a student coach Try not to get too excited, but Trinity Thomas announced she mayyy not be done with gymnastics NBC extended their media rights on all platforms in the United States for the Olympic Games through to 2036 under a $3 billion contract NCAA What's on the line for conference championships besides titles? Oklahoma, LSU, and Florida are all in a close race for the no. 1 spot to finish the season. What scores does each team need to win? Spencer's bracketology corner Why does Alabama need to be moved? Arkansas is locked in at no. 16 despite not having a conference championship score Our 12 bubble teams for who could grab the last three spots to regionals Greg Marsden's Instagram post about NCAA Gymnastics growth Q&A Thoughts on a reality show about an Irish Men's Gymnastics house with a dramatic game of drunk chess for each episode Are there scoring advantages for elite gymnasts in NCAA? Brown Skin tone turning shoes for gymnasts UP NEXT College & Cocktails: Saturday, March 22 at 7:00pm PT after Conference Championships  Fantasy Lineups Lock: Friday, March 21 – 2:30pm PT Add exclusive Club Content like College & Cocktails to your favorite podcast player (instructions here). Never miss a live episode! Import the entire College & Cocktails schedule into your Google and iCal calendar here Join Our Fantasy League BONUS CONTENT  Join Club Gym Nerd (or give it as a gift!) for access to weekly Behind the Scenes episodes. Club Gym Nerd members can watch the podcast being recorded and get access to all of our exclusive extended interviews, Behind The Scenes and College & Cocktails. Not sure about joining the club?  College & Cocktails: The Friday Night NCAA Gymnastics Post-Meet Show is available to sample (even if you aren't a Club Gym Nerd member yet). Watch or listen here. 2025 College & (M)Cocktails menu (including mocktails of course) MERCH GymCastic Store: clothing and gifts to let your gym nerd flag fly and even “tapestries” (banners, the perfect to display in an arena) to support your favorite gymnast! Baseball hats available now in the GymCastic store NEWSLETTERS Sign up for all three GymCastic newsletters  FANTASY GAME: GymCastic 2025 College Fantasy Game now open. Never too late to join! RECENT  College & Cocktails: Battle Altitude UCLA at Utah Spencer's Live Blog – Friday, March 14, 2025 Fantasy News: 2025 NCAA Season, Week 10 The 5th Rotation: March 11, 2025 Olympic Team Draft: Every Gymnast At Their Quad Peak College & Cocktails: Michigan at Oklahoma Spencer's Live Blog – Friday, March 07, 2025 The 5th Rotation: March 04, 2025 RESOURCES Spencer's essential website The Balance Beam Situation Gymnastics History and Code of Points Archive from Uncle Tim  Will Graves article on Chiles coaching abuse 2021 U.S. Nationals Recap (41:44) Cleo Washington Interview RESISTANCE  Submitted by our listeners. TAKE ACTION Indivisible Practical ideas about what you can actually do in this moment, check it out: indivisi.org/muskorus 5Calls App will call your Congresspeople by issue with a script to guide you Make 2 to your Congressional rep (local and DC office). 2 each to your US Senators (local and state offices) State your name and zip code or district Be concise with your question or demand (i.e. What specific steps is Senator X taking to stop XYZ) Wait for answer Ask for action items -  tell them what you want them to do (i.e. draft articles of impeachment immediately, I want to see you holding a press conference in front of...etc.) ResistBot Turns your texts into faxes, postal mail, or emails to your representatives in minutes  LAWSUITS -  Donate to organizations suing the administration for illegal actions ACLU, Southern Poverty Law Center, Northwest Immigration Law Project  Suggested podcasts:  Amicus, Daily Beans, Pod Save America, Strict Scrutiny Immigrant Rights Know Your Rights Red Cards, We Have Rights Video, Your Rights on trains and buses video  

(3:00) RIP covering Mike Norvell football practices(9:00) Norvell excited to take bigger picture, day to day role with new staff(21:00) Quick update on injuries(26:00) "We're gonna be the best offense in the country" -- they said it again!(29:00) Terrance Knighton sees one and done future for James Williams at FSU(32:00) Knighton sees Darrell Jackson off the board early in 2026 NFL Draft(38:00) What if this team ends up being baller?(44:00) On the dual sport athletes(46:00) Women's hoops off to LSU for NCAA TourneyMusic: Roll Mega - If Not Soonvitaminenergy.com | Shake it and take it!

// GUEST //X: ⁠https://x.com/jethroe111⁠Website: ⁠https://georgebodineart.com/⁠ // SPONSORS //The Farm at Okefenokee: ⁠https://okefarm.com/⁠iCoin: ⁠https://icointechnology.com/breedlove⁠Heart and Soil Supplements (use discount code BREEDLOVE): ⁠https://heartandsoil.co/⁠In Wolf's Clothing: ⁠https://wolfnyc.com/⁠Blockware Solutions: ⁠https://mining.blockwaresolutions.com/breedlove⁠On Ramp: ⁠https://onrampbitcoin.com/?grsf=breedlove⁠Mindlab Pro: ⁠https://www.mindlabpro.com/breedlove⁠Coinbits: ⁠https://coinbits.app/breedlove⁠ // PRODUCTS I ENDORSE //Protect your mobile phone from SIM swap attacks: ⁠https://www.efani.com/breedlove⁠Noble Protein (discount code BREEDLOVE for 15% off): ⁠https://nobleorigins.com/⁠Lineage Provisions (use discount code BREEDLOVE): ⁠https://lineageprovisions.com/?ref=breedlove_22⁠Colorado Craft Beef (use discount code BREEDLOVE): ⁠https://coloradocraftbeef.com/⁠ // SUBSCRIBE TO THE CLIPS CHANNEL //⁠https://www.youtube.com/@robertbreedloveclips2996/videos⁠ // OUTLINE //0:00 - WiM Episode Trailer1:30 - Who is George Bodine?9:40 - The Cost of Working in Law Enforcement 14:39 - Experiences as a Fighter Pilot24:37 - Art and Bitcoin26:07 - 3 Top Priorities for Life27:50 - Optimizing Your Health31:08 - The Farm at Okefenokee32:35 - iCoin Bitcoin Wallet34:05 - “Eternal Echoes” The Path of the Artist43:07 - Tremendous Art is Often Bred by Pain46:36 - Bitcoin Cycles and Max Pain51:45 - The Man is the Head, The Woman is the Neck55:27 - The Ramifications of Fiat vs Sound Money1:00:45 - Heart and Soil Supplements1:01:45 - Helping Lightning Startups with In Wolf's Clothing1:02:38 - Art, Revolution, and Memes1:07:48 - Evolving Disposition Towards Bitcoin Over the Years1:13:25 - Bitcoin is a Digital Organism1:25:22 - Mine Bitcoin with Blockware Solutions1:26:44 - OnRamp Bitcoin Custody1:28:40 - The Oscillation Between Individualism and Collectivism1:36:20 - Bitcoin vs Human Ingenuity?1:41:42 - Bitcoin Gives Peace of Mind1:43:47 - The State is the Great Fiction That You Can Live at the Expense of Others1:45:13 - Something in the Fiat System has to Give1:49:24 - What is Propaganda?1:53:01 - Honor, Strength, Integrity, and Kindness2:00:28 - Reflecting on the Peter Schiff Debate2:03:15 - Mind Lab Pro Supplements2:04:26 - Buy Bitcoin with Coinbits2:05:36 - Advice for Young People2:18:20 - Plans for the Future2:26:00 - Where to Find George Bodine // PODCAST //Podcast Website: ⁠https://whatismoneypodcast.com/⁠Apple Podcast: ⁠https://podcasts.apple.com/us/podcast/the-what-is-money-show/id1541404400⁠Spotify: ⁠https://open.spotify.com/show/25LPvm8EewBGyfQQ1abIsE⁠RSS Feed: ⁠https://feeds.simplecast.com/MLdpYXYI⁠ // SUPPORT THIS CHANNEL //Bitcoin: 3D1gfxKZKMtfWaD1bkwiR6JsDzu6e9bZQ7Sats via Strike: ⁠https://strike.me/breedlove22⁠Dollars via Paypal: ⁠https://www.paypal.com/paypalme/RBreedlove⁠Dollars via Venmo: ⁠https://account.venmo.com/u/Robert-Breedlove-2⁠ // SOCIAL //Breedlove X: ⁠https://x.com/Breedlove22⁠WiM? X: ⁠https://x.com/WhatisMoneyShow⁠Linkedin: ⁠https://www.linkedin.com/in/breedlove22/⁠Instagram: ⁠https://www.instagram.com/breedlove_22/⁠TikTok: ⁠https://www.tiktok.com/@breedlove22⁠Substack: ⁠https://breedlove22.substack.com/⁠All My Current Work: ⁠https://linktr.ee/robertbreedlove⁠

Since 2008, Stephen and Mary Pruitt have been making truly independent, Hollywood-quality feature films that both entertain and inspire. This episode of The Just A Mom Podcast highlights their recent film, State of Grace, which, Mary says, is a film about “fentanyl, foster care, and a family of strangers.” This must-see movie chronicles the journey of the main character, Erin, and her struggle with fentanyl, her arrest, and the subsequent loss of her daughter to state custody. Mary emphasizes that State of Grace is not fiction but reality and that addiction affects all families. Mary shares how, during their research for the film, she realized how many people came to addiction “honestly and accidentally.” Mary mentions several resources, including the One Pill Can Kill campaign (https://www.dea.gov/onepill) and the Johnson County, Kansas You Never Know campaign (https://www.youneverknowjoco.org/). State of Grace is available on Amazon (https://www.amazon.com/dp/B0CPBNJMD7).

First Amendment lawyer Marc Randazza and immigration lawyer Jeffrey Rubin join the show to discuss the arrest, detention, and possible deportation of green card holder Mahmoud Khalil. Timestamps:  00:00 Intro 00:53 Latest updates on Khalil 02:51 First Amendment implications 06:08 Legal perspectives on deportation 11:54 Chilling effects on free expression 21:06 Constitutional rights for non-citizens 24:03 The intersection of free speech and immigration law 27:02 Broader implication of immigration policies 37:51 Outro Enjoy listening to the podcast? Donate to FIRE today and get exclusive content like member webinars, special episodes, and more. If you became a FIRE Member through a donation to FIRE at thefire.org and would like access to Substack's paid subscriber podcast feed, please email sotospeak@thefire.org. Show notes: - “​​We will be revoking the visas and/or green cards of Hamas supporters in America so they can be deported.” Secretary of State Marco Rubio via X (2025) - “‘ICE proudly apprehended and detained Mahmoud Khalil, a radical foreign Pro-Hamas student on the campus of @Columbia University. This is the first arrest of many to come.' President Donald J. Trump” The White House via X (2025) - “WATCH: White House downplays stock market declines as ‘a snapshot'” PBS NewsHour (2025) - “Secretary Rubio's remarks to the press” U.S. Department of State (2025) - “Mahmoud Khalil. Notice to appear.” Habeeb Habeeb via X (2025)

***This episode was much delayed by my forgetting to upload it here. The next Nasir Khusraw episode will be along shortly. An 11th-century journey from Jerusalem to Fatimid Egypt. If you like what you hear and want to chip in to support the podcast, my Patreon is here. I'm on BlueSky @a-devon.bsky.social, Instagram @humancircuspod, and I have some things on Redbubble. Sources: Fulton, Michael S. Contest for Egypt: The Collapse of the Fatimid Caliphate, the Ebb of Crusader Influence, and the Rise of Saladin. Brill, 2022. Gascoigne, Alison L. "The Water Supply of Tinnis: Public Amenities and Private Investments," Cities in the Pre-Modern Islamic World The Urban Impact of Religion, State and Society. Edited by Bennison, Amira K and Gascoigne, Alison L. Routledge, 2009. Hunsberger, Alice C. Nasir Khusraw, the Ruby of Badakhshan: A Portrait of the Persian Poet, Traveller and Philosopher. Bloomsbury Academic, 2002. Khusraw, Nasir. Nāṣer-e Khosraw's Book of Travels, translated by Wheeler McIntosh Thackston. Bibliotheca Persica, 1986. Thomson, Kirsten. Politics And Power in Late Fāṭimid Egypt: The Reign of Caliph al-Mustanṣir. Bloomsbury Academic, 2016. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Rep. Jennifer Wortz, Michigan House District 35, Quincy. State representatives invite farmers to attend March 18 tractor rally, speak out against government overreach

In this episode, Dan and Lauren discuss the latest issue of New Directions for Student Leadership with special issue co-editors Drs. Brittany Devies and Ana C. Maia. They explore NDSL #183: Applying the Leadership Learning Framework in Practice, released in Fall 2024. Brittany and Ana share insights on how the Leadership Learning Framework can be applied to enhance student leadership development, improve organizational effectiveness, and create more intentional learning experiences.   Resources mentioned in this episode include: ----more---- The Role of Leadership Educators: Transforming Learning book New Directions for Student Leadership: Volume 2024, Issue 183 -- Applying the Leadership Learning Framework in Practice Graduate Certificate in Professional Leadership Education at the University of Southern Maine LOS 626 - Leadership Education: Assessment & Evaluation LOS 627 - Leadership Education: Design & Delivery The National Leadership Education Research Agenda (NLERA) 2020–2025: Advancing the State of Leadership Education Scholarship

Pennsylvania’s medical marijuana products may soon get more state oversight. Solar advocates in Pennsylvania are cheering Monday’s first-round vote in the state legislature to accept millions in federal money for the Solar for All program. Environmental groups are ramping up their opposition to a hydroelectric project near the Susquehanna River with a new legal challenge. Arts organizations react to the National Endowment for the Arts change in its funding guidelines. Five members of Harrisburg’s Bhutanese community were detained last week by Immigration and Customs Enforcement. The 2025 State of Education report shows student mental health issues, inadequate funding and staffing shortages are top challenges facing Pennsylvania public schools. York city Mayor Michael Helfrich is out of the running for a third term and has endorsed former city council president Sandie Walker.Support WITF: https://www.witf.org/support/give-now/See omnystudio.com/listener for privacy information.

After a heated WWE 2K25 stream over the weekend, Travis debriefs on his experience and talks about his impressions of the game thus far. Dylan has been playing Donkey Kong '94. And together they breakdown the current roster of Star Wars games in development and take a look ahead at what the potential launch line up could look like for the Switch 2.Ad-Free version: https://www.patreon.com/GeekVerseQuests0:00:00 intro0:04:03 WWE 2K250:37:20 Donkey Kong '940:46:45 State of Star Wars games1:24:40 Nintendo Switch 2 launch line up look https://www.polygon.com/nintendo-switch-2/539478/switch-2-games-nintendo-internal-dev-teamsLinksDylan on Twitter @DylanMussDylan on Backloggd backloggd.com/u/Rapatika/Taylor on Twitter @TaylorTheFieldKirklin on Twitter @kirklinpatzerTravis on Twitter @TravisBSnellhttps://www.youtube.com/c/GeekVersePodcastBecome a supporter of this podcast: https://www.spreaker.com/podcast/geekverse-podcast--4201268/support.

San Diego State is a 4.5 point underdog vs. North Carolina in the NCAA First Four. The Dodgers win the season opener in Japan vs. the Cubs. The Lakers win as Austin Reaves dropped 30. 7:00 scott trying to get into sdsu 11:00 grande vs. unc 19:00 scott moving in with rachael 32:00 scott feelings are hurt 40:00 browner yells at scott 49:00 tracy morgan puke 1:00:00 hubie davis on unc credential 1:05:00 sdsu vs. unc 1:16;00 torrey ad 1:27:00 mlb opening day trash 1:31:00 edge boost 1:48:00 prze picksSupport the show: http://Kaplanandcrew.comSee omnystudio.com/listener for privacy information.

The Purple Star School program is designed to help schools respond to the challenges military-connected children face during their school transitions.  Listen to Mr. Hovet Dixon, Jr., and Mr. Jason Fowler discuss how schools, districts, and community organizations are working to support military families.   This podcast is made possible by generous funding from Alabama State Department of Education State Fund.  Audio mixing by Concentus Media, Inc., Temple, Texas.   Show Notes: Resources: Alabama State Department of Education- Purple Star Schools https://www.alabamaachieves.org/al-pssp/     South Carolina Department of Education-Purple Star Schools https://ed.sc.gov/districts-schools/student-support/family-community-engagement/family-and-community-engagement/military-information/     Military Child Education Coalition-Purple Star Schools https://militarychild.org/programs-and-initiatives/purple-star-schools/#:~:text=The%20Purple%20Star%20School%20program,workforce%2C%20and%20life%2Dready   The South Carolina Department of Veterans' Affairs https://scdva.sc.gov/   Bio: Hovet Lee Dixon, Jr. currently serves as a high school principal in Huntsville, Alabama. He is a proud graduate of Alabama Agricultural and Mechanical University several times over, holding degrees in Elementary Education and Education Administration and Supervision. Principal Dixon has almost 25 years of teaching and leadership experience collectively, and prides himself on advocating for the communities he serves.    In his capacity as principal, Principal Dixon has earned various recognitions on the local, state, and national levels for his commitment to his school community and progressions, having most recently been named the Alabama Association of Elementary School Administrators District X's Outstanding Elementary Administrator of the Year. Much of his focus has entailed providing a warm and inviting learning environment for our military families and communities. Principal Dixon values his longstanding partnership with MCEC.    He has been married to a fellow educator for 24 years and is the father of two adult daughters and a high school son. Their pride and joy is their American Bully named Ace.      Jason Fowler (Jay) joined the South Carolina Department of Veterans' Affairs in October of 2022 as the Military Affairs Coordinator. Jason retired from the South Carolina Army National Guard AGR program in February 2018 after 25 years of service to the country, culminating as the First Sergeant of the 43rd Civil Support Team (SCARNG).    Jason served both on active duty in the Army and dedicated almost 15 years of his career to assist Federal, State, Local, and Tribal authorities as a member of the South Carolina Army National Guard's highly distinguished and decorated 43rd Civil Support Team (CST). He served on the National CST Training Working Group as the Personnel, Senior Enlisted Advisor and was the quarterly Senior Enlisted speaker for the CST Pre-Command Course in Washington DC. Upon retirement he has spent much of his time as a contractor for L2 Defense Group, training with and evaluating the CSTs nationwide alongside US Army North.   Assigned to the Military Affairs Division at SCDVA, Jason works on Quality-of-Life Issues such as Military Child Education, Military Child Care, Military Spouse Employment and provides Base Support to the military installations that are located in South Carolina and Fort Eisenhower just across the state line. The Military Affairs Division strives to sustain and enhance the military presence in South Carolina.   Jason is currently enrolled in the Master of Arts History program at Arizona State University and has a Bachelor of Arts Degree from American Military University in Homeland Security. Jason is a member of several Veterans' based organizations and enjoys volunteer work in his community.  

Our guest this time, Kane Brolin, will quickly and gladly tell you that as a blind person born in Iowa in 1965 he was mightily blessed to be born in that state as it had the best programs for blind people in the nation. Kane was born prematurely and, because of being given too much oxygen he became blind due to a condition known as retinopathy O. Prematurity. In fact I am blind due to the same circumstance. As it turns out, Kane and I share a great many life experiences especially because of the attitudes of our parents who all thought we could do whatever we put our minds to doing. Kane attended public school and then went to Iowa State University. He wanted to be a DJ and had a bit of an opportunity to live his dream. However, jobs were scarce and eventually he decided to go back to school at Northwestern University in Illinois. He formed his own financial and investment company which has been in business since 2002. He is a certified financial planner and has earned the Chartered Special Needs Consultant® designation.   We talk quite a bit about financial matters and he gives some sage advice about what people may realize are good investment ideas. He talks about investing in the stock market and urges investing for the long term. I leave it to him to discuss this in more depth.   Kane is quite committed to “pay it forward” insofar as dealing with blind people is concerned. He is currently the president of the National Federation of the Blind of Indiana. He also serves as a member of the Board of Directors for Penny Forward, Inc., a not-for-profit founded and run by blind people which strives to build a diverse and aspirationally-focused community of blind people who help one another achieve financial fitness, gainful employment, and overall fulfilment in life.   I find Kane quite inspirational and I hope you will do so as well. He has much to offer and he provided many good life lessons not only about financial matters, but also about blindness and blind people.       About the Guest:   Born in 1965, Kane Brolin spent his formative years in the state of Iowa and later went on to earn a Master's degree from the JL Kellogg School of Management at Northwestern University in Evanston, Illinois, which is near Chicago.  Since the year 2002, he has owned and operated a financial planning and investment management business based in Mishawaka, Indiana, located not far from The University of Notre Dame.  Over the years, he has become a CERTIFIED FINANCIAL PLANNER™ Professional and has earned the Chartered Special Needs Consultant® designation.  When doing business with his clients, securities and Advisory Services are offered through Commonwealth Financial Network, a Registered Investment Advisor which is a Member of FINRA and SIPC,.   Having been totally blind for all his life, Kane feels indebted to many people who selflessly gave of their time, talent, and resources to help him acquire the education, skills, and confidence that enable him to lead a busy and productive life in service to others.  Many of those who made the biggest impact when Kane was growing up, also happened to be members of the National Federation of the Blind.  So after getting established on his current career path, he increasingly felt the impulse to give back to the organized blind movement which had served his needs from an early age.   Kane co-founded the Michiana Chapter in the National Federation of the Blind in 2012 and subsequently was elected to serve a two-year term as president of the Indiana State Affiliate of the NFB in October, 2022.  He is thankful for the early introduction of Braille, as well as for the consistent drumbeat from parents, peers, and professors which set and reinforced continuously high expectations.     In addition to his work with the NFB, Kane serves as a member of the Board of Directors for Penny Forward, Inc., a not-for-profit founded and run by blind people which strives to build a diverse and aspirationally-focused community of blind people who help one another achieve financial fitness, gainful employment, and overall fulfilment in life.   Kane lives in Mishawaka with Danika, his wife of 27 years, and their four children.  Kane and Danika were active foster parents for 11 years.  The Brolin family have been committed to numerous civic organizations; they and their family are active in their place of worship.  Giving back to the world is a continuously high priority.  They endeavor to teach their children by example, and they impart to them the wisdom of Dr. Martin Luther King Jr.: “You can all be great, because you can all serve.”   Ways to connect with Rob:   BrolinWealth.com LinkedIn public profile nfb-in.org pennyforward.com   About the Host:   Michael Hingson is a New York Times best-selling author, international lecturer, and Chief Vision Officer for accessiBe. Michael, blind since birth, survived the 9/11 attacks with the help of his guide dog Roselle. This story is the subject of his best-selling book, Thunder Dog.   Michael gives over 100 presentations around the world each year speaking to influential groups such as Exxon Mobile, AT&T, Federal Express, Scripps College, Rutgers University, Children's Hospital, and the American Red Cross just to name a few. He is Ambassador for the National Braille Literacy Campaign for the National Federation of the Blind and also serves as Ambassador for the American Humane Association's 2012 Hero Dog Awards.   https://michaelhingson.com https://www.facebook.com/michael.hingson.author.speaker/ https://twitter.com/mhingson https://www.youtube.com/user/mhingson https://www.linkedin.com/in/michaelhingson/   accessiBe Links https://accessibe.com/ https://www.youtube.com/c/accessiBe https://www.linkedin.com/company/accessibe/mycompany/   https://www.facebook.com/accessibe/       Thanks for listening!   Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page. Do you have some feedback or questions about this episode? Leave a comment in the section below!   Subscribe to the podcast   If you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on Apple Podcasts or Stitcher. You can subscribe in your favorite podcast app. You can also support our podcast through our tip jar https://tips.pinecast.com/jar/unstoppable-mindset .   Leave us an Apple Podcasts review   Ratings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on Apple Podcasts, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on Apple Podcasts.       Transcription Notes:   Michael Hingson ** 00:00 Access Cast and accessiBe Initiative presents Unstoppable Mindset. The podcast where inclusion, diversity and the unexpected meet. Hi, I'm Michael Hingson, Chief Vision Officer for accessiBe and the author of the number one New York Times bestselling book, Thunder dog, the story of a blind man, his guide dog and the triumph of trust. Thanks for joining me on my podcast as we explore our own blinding fears of inclusion unacceptance and our resistance to change. We will discover the idea that no matter the situation, or the people we encounter, our own fears, and prejudices often are our strongest barriers to moving forward. The unstoppable mindset podcast is sponsored by accessiBe, that's a c c e s s i capital B e. Visit www.accessibe.com to learn how you can make your website accessible for persons with disabilities. And to help make the internet fully inclusive by the year 2025. Glad you dropped by we're happy to meet you and to have you here with us.   Michael Hingson ** 01:20 Hi, everyone. I am your host, Michael Hingson, or you can call me Mike. It's okay. And this is unstoppable mindset where inclusion, diversity in the unexpected. Meet today. We're going to do a little bit of all. We're inclusive because my guest Kane Brolin, or if you're from Sweden, it's Brolin, and it's pronounced Brolin, not Brolin, but Kane bralin, or broline, is in Indiana, and Kane also happens to be blind, and has been blind his entire life. We'll get into that. He is very much involved in investing and dealing with money matters that I'm interested to get a chance to really chat about it's always fun to talk to people about how they're helping people with finances and money and getting insights. And I'm sure that he has some to to offer. So we'll get to that. Kane also happens to be the president of the National Federation of the Blind of Indiana, and so that keeps him busy, so he deals with money, and he's a politician to boot. So what else can you ask for? I pick on Kane by doing that, but nevertheless, Kane, welcome to unstoppable mindset. We're glad you're here. Thank   Kane Brolin ** 02:34 you. And there are there are times when the politics and the money issues can be a dream. There are other times it can be an absolute nightmare, either one, either one or both and and the thing that ties those together in common ground is that I walk in in the morning, and sometimes they have no idea what I'm about to walk into. So it does make for an adventure. Well,   Michael Hingson ** 02:57 the Fed has lowered interest rates. What do you think about that?   Kane Brolin ** 03:01 Well, there is some ramification for what happens in the consumer marketplace. The main thing that I've been hearing today is that even with those lowering of short term interest rates, you're seeing some long term interest rates go down the mortgage rates, especially, and those two are not necessarily always related. You don't always see the long term interest rates that the market determines through supply and demand. They don't always go in sync with the short term baseline rate that the Federal Reserve banking system sets, but in this particular case, they are, and what I've been reading this morning is that that may be at least good news in the short run for consumers, because they'll be paying Lower interest for new mortgages and also perhaps lower credit card rates or credit card payments. Of course, the downside is that if one invests and is lending money instead of borrowing it, that means sometimes lower rates of income that you can get from things like a certificate of deposit or an annuity. So there's always two sides of the same coin, and then it depends on which side you happen to be looking at. At the moment, right now, the market seems to like this convergence of interest rate activities, and the stock market has generally been up today. So by the time people hear this, that won't matter because it's a whole different day, but, but right now, the early returns coming in are pretty good for the the common human being out there trying to just manage their money.   Michael Hingson ** 04:54 Well, that's not really surprising, in a sense, because rates have been high for a while. Yeah, and things have been tough. So it's not surprising that people have made, and I would put it this way, to a degree, the marketing decision to respond favorably to the rates going down, and I know there's been a lot of pressure for the thread to lower its rate, and so they did. And I think that a lot of different entities kind of had to respond in a reasonably positive way, because they kept saying that it's time that the rates go down. So they had to respond. So we'll see how it it all goes. I   Kane Brolin ** 05:33 think, you know, and there's an issue I think that's salient to people with disabilities, blind people, included, if it's less expensive for the consumer to borrow money, it should follow that in the coming weeks, it should be less expensive for businesses to borrow money if they need some, and they may be more inclined to open up more jobs to people or to not shrink the jobs or The hiring that they have done by laying people off so and that's what I was just about. No one is a recession, and so it may mean that there are openings, there's room in the job market for more of us, because the thing I'm most passionate about in this whole game of helping blind people is getting us access to money and getting us access to gainful permanent work.   Michael Hingson ** 06:24 And that's what I was actually going to going to talk about, or not talk about a long time, but, but mention was that the real test will be how it affects the job market and the unemployment rate and so on. And I hope that that that will go down. I know it's been sort of ticking up a little bit, although in reality, of course, for persons with disabilities, the unemployment rate is a whole lot higher than around 4% so it'll be interesting to see how all that goes all the way around. But even just the national unemployment rate, I would hope that if that has been an excuse because the rates have been high, that now we'll see that start to drop, and, you know, so we'll see. But I think it's a it's going to be one of those waiting games to see how the world responds. Of course, we have a whole political thing going on with the election and I'm sure that some people on the political side like the the drop better than people on the other side do, but again, we'll see how it all goes. So it's it makes life fun. Well, tell me a little bit about you, if you would, sort of maybe the early cane growing up and all that sort of stuff. You were born, according to your bio, back in 1965 so I was 15 at the time, so I remember the year. So you've, you've been around a little while, though, however, so tell us a little bit about the early cane.   Kane Brolin ** 07:54 Yeah, I don't remember too many years, or any years, really, prior to about maybe 1971 or 72 with any degree of real clarity. You know, I would say that my early years were a mixed bag, but in the main they were good, of course, being immediately confronted with rLf, or retinopathy of prematurity, as they call it these days, and being blind from the very beginning, most people would probably out there consider it a tragedy. But if I if I knew that it was my fate to be a blind person, which I suppose it is, then I won the lottery as being a blind person, I think. And that might be a controversial statement, but the truth is that there is no place in the United States, and probably no place in the world that would have been better for me to grow up in in the late 1960s and 1970s than in Iowa, because now there was, there was no other blindness in my family. It's not hereditary. My parents had no idea how to deal with it in the very beginning.   Michael Hingson ** 09:12 Were you born prematurely? I was, yeah, which is why I weigh you have that   Kane Brolin ** 09:16 something like two pounds, 10 ounces at birth. So there is a part of me that realizes that I am very fortunate to be alive, and I'm very fortunate that my brain has functioned pretty well for most of my life. You can't always count on that either, you know, and when you get when you get older, my my father was a very bright person, and yet he lived during the last 10 years of his life, he struggled with dementia and some other problems so but I can say that I've had a good run so far, and you know what they what they didn't know. At least my parents and others in my family knew what they didn't know. And I. But when you don't know what you don't know, you flounder and and settle for almost anything, including fear. But when you know what you don't know, then you understand you need to research things. And I happened to be in a state that had been graced by the presence of Dr Kenneth Jernigan, principally. And of course, other people that I had no idea who they were at that time. You know, folks like James gaschell and James on VIG right, and and others. I think Joanne Wilson came out of that mix. I didn't know her either, but I've read about all these people in the past, but, but first and foremost, my parents found out that Dr Jernigan was number one, very brilliant. Number two did not settle for low expectations. And number three had the advantage of being both the head of the Iowa Commission for the Blind, which was a state sanctioned Agency, and the National Federation of the Blind, which is, or, you know, has been for most of the last 84 years, the leading advocacy organization and civil rights organization of the Blind in in the United States. Now, I'm not here to make a political point about that, but in Iowa, they were definitely more well known than anyone was, and because he could pull strings which influence things like educational budgets, and he also had very much a civil rights mindset and an aggressive mindset of going forward and breaking down barriers, this is a rare combo platter of traits and possibilities that I very much benefited from. And when I say that, I mean that from the very beginning, at five or six years old, I had Braille. I didn't have Braille in the beginning, but, but my parents did and and my dad actually knew enough about it to construct a set of blocks with print lettering on one side, Braille on the other side. And so not only did I have a really good teacher in my first couple of years of public school education named Doris Willoughby, some may be familiar with her. I know Doris will rip she has passed on in the past couple years, but she made a great impact in in my life, and a very deep impact in others lives too. But because of her influence and like minded people, I had access to books. I had access to mostly mainstreamed integrated education, where I was in the classroom with other sighted students, except for certain parts of certain days, you know, I had access to a great big wall mounted tactile map that was like a puzzle. And I understand Dr Jernigan designed that one too, where I could actually feel and take apart the states of the Union. And so I could tell where Oklahoma was, where Massachusetts was, where Indiana is. I could tell the shapes of the various states. I thought it was kind of curious that California, where you are from, Michael, is shaped very much like a banana, or at least that's what occurred to me at that time. I had recorded books. I had talking books. And you know, while there are things I did not get out of a mainstream public education that I kind of wish I had gotten out of it, from a social standpoint, from an athletic standpoint, the academics were on point, and I had access to resources, and I kind of just was living in a in a dream world, in a way, because even through my college days, I thought, Well, gee, it's great that we have all this now. Why is there all this blind civil rights stuff going on now? Because this was solved from the beginning of my childhood. Little did I realize that that is not the case in most other parts of the country or the world, but I got what I needed to at least have a shot on goal at success, and I'm very grateful for that, and it's one of the reasons that I have chosen to dedicate a portion of my life, during my prime working years, even to the National Federation of the Blind, because I want to pay this forward and help out some people that may not have had all the advantages that I had, even, even in the bygone days that I was growing up,   Michael Hingson ** 14:23 sure? So tell me, because I went through some of the same experiences you did in terms of being born premature and becoming blind due to rLf, which stands for retro enteral fibroplasia. And if people want to know how to spell that, they can go by thunder dog, the story of a blind man, his guide dog, and the triumph of trust at ground zero. And you can learn how to spell it there, because I don't remember how to spell it. We put it in the book, but that's what I remember. But so when you be when it was discovered that you were blind, how did your parents handle that? What did they say? Right? What did the doctors say to them? Because my experience was and, you know, of course, I didn't know it at the time, but my parents told me later that the doctor said, send him off to a home because he could never amount to anything, because no blind child could ever contribute to society. What was, if, from your understanding from your parents, what was what happened to you? If any   Kane Brolin ** 15:21 doctor ever said that to them? They never told me about it. What I what I do know is that there is an eye doctor that was a part of their lives, who I saw a couple of times, probably in my childhood, who was a a female optometrist or maybe an ophthalmologist in the area, and they really had a lot of respect for her. I never felt marginalized or dismissed. Yeah, as a part of my childhood, part of it is that I don't think my parents would have tolerated that, and my   Michael Hingson ** 15:55 parents didn't, either my parents and my parents didn't either they said, No, you're wrong. He can grow up to do whatever he wants, and we're going we're going to give him that opportunity. And they brought me up that way, which is, of course, part of what led to my psyche being what it is. And I too, believe in paying it forward and doing work to try to educate people about blindness and so on, and supporting and and I've been involved with the National Federation of the Blind since 1972 so it's been a while. Yeah, I would say,   Kane Brolin ** 16:27 I know I remember. I have a very, very fuzzy memory of being four, maybe five years old, and I know that they considered putting me into the Iowa Braille and sight saving School, which was a school for the blind in Iowa no longer exists, by the way, but they did consider it and decided against it. I don't think they wanted me to just go off to boarding school I was five. I know that that does work for some people, and I know that in later years, I've read that in some cases, even Dr Jernigan believed that schools for the blind were better, especially in places where there wasn't a truly sincere effort by public school systems to integrate and set high expectations for blind students. Well,   Michael Hingson ** 17:13 of course, here in California, for example, in the 50s and so on, as the California School for the Blind we had and and earlier, Dr Newell Perry, among others, who was a blind mathematician. Of course, Dr tembrech was was out here, and there were values and reasons why the schools could make a difference. My parents were pushed really hard by my elementary school principal to send me off to that school, and I actually remember hearing shouting matches between them, because parents said ah and and I didn't go to the school. I don't know what it was like by the time we moved out here and we were putting me in kindergarten, first and second grade. So like in 5657 I'm not sure what the school was like, but my parents didn't want me to not have a real home environment. So, you know,   Kane Brolin ** 18:12 yeah, and so, you know, I remember my childhood is, well, it wasn't like everybody else's childhood. One of the the issues happened to be that my the neighborhood that my family lived in, did not have a lot of kids in it that were my age for most of the time I was there, the schools in the early to mid 70s at least that admitted blind students in the town that I grew up in, which was Cedar Rapids, Iowa, there was only one set of schools on the opposite side of town where they were sending blind kids for those resources. Now that later changed and the decision was made. I guess I made the decision to stay out there. So one of the differences was that I was bussed from the southeast side of town to the southwest side of town. So there were kids I got to know through school, but I didn't have any kind of social life with most of them, with a couple different exceptions, through my childhood. So it was a lot of academics, it wasn't a lot of play time, right? That certainly informed how I grew up, and it's made me a little bit struggle to understand and and be a really sensitive, playful, patient type parent, because my my kids and I'll, we'll go there when we get there, but my, my children, I have four, they're all still in home right now, are very normal kind of rambunctious kids that enjoy and struggle with the same things that any other kids do. They are all sighted, but, but my parents were. Was pretty strict. They set high expectations, but some of that was high expectations for behavior as well. So I really wasn't ramming around and causing trouble and getting into mischief and, you know, getting on my bike and riding for miles outside the way kids did in the 70s. So there there were limitations in my childhood, but, but, you know, my parents, too, expected me to utilize and to have the resources that would lead me to be anything I wanted to be. And I honestly think that if I had said, I want to be the President of the United States, they would not have ruled it out. Now, the only thing I've really been president of is several different civic organizations and the Indiana branch of the NFB. You know, that's something not everyone does. I've interviewed a governor before when I was a journalism student. That was fun, and I've met congress people, but they did not set the limitations. You know, sometimes maybe I did, but but they didn't. And so I'm really grateful for that, that as long as I knew what I wanted, they made sure that I had the tools and access to whatever training they knew about that could help me to   Michael Hingson ** 21:18 get there. So you you went through school. And I think our our younger lives were fairly similar, because I also, when I went into fourth grade, and we finally had a resource teacher in the area, I was bused to the other side of town for that. And all of that kind of came together when I started high school, because everyone in Palmdale went to the same high school, so anyone I knew prior to going across town, I got to know again, and still knew as as friends growing up, but we all went to high school together. But you know, I hear exactly what you're saying, and my parents did not impose limitations either, and I'm very blessed for that. But you went through school and then you went to college. Tell me about college.   Kane Brolin ** 22:19 It was a fun experience. Glad that I went through it. I attended Iowa State University for my bachelor's degree. I know that you've never, ever heard this before, but I really dreamed about being a radio personality. And I say that sarcastically. It's what I wanted to be, because I had a cousin that was in the business. But of course, since then, as I've gotten more into blind blindness culture and met many other people that I never knew growing up, I know that that the media and especially radio as a gift, is really fascinating to many of us, and a lot of us have had rotations in different parts of that, especially with the advent of the internet, but this was back during the 70s and 80s, and what I wanted to be at first was a DJ. Used to pretend to be one at home all the time and then, but I also knew where the library was, and I developed a great love of books and information and data. To some degree, I wasn't really a math guy, more of a word guy, but I then developed a deep interest in journalism and investigation and research, and so by the middle to late 80s, what I wanted to be was, let's just call it the next Peter Jennings, if one can remember who that is, right. And I'm sure that there are probably, you know, facsimiles of him today,   Michael Hingson ** 23:50 but it's hard to be a facsimile of Peter Jennings. But yeah, he really is,   Kane Brolin ** 23:55 and that he was great and but you know the disadvantage, the advantage and the disadvantage of going to Iowa State University. I Why did I go there? Because any of my few relatives that had gone to college, including my dad, had had gone there. My dad was very loyal to his alma mater, and he told both myself and my sister, who is a very different person and not blind at all. If it was good enough for me, it's good enough for you, and if you want me to pay for it, here's where you're going to go. Now, Iowa State is mostly an engineering and agricultural school. It's a land grant institution. And I know that land grant institutions are a little controversial in today's climate where there is more of an emphasis on diversity, equity, inclusion and making up for some past societal wrongs, but these are deeply respected institutions that mainly turned out people that ended up well, doing things like building. Bridges and being mechanical engineers and developing new seed corn hybrids and things of this nature. It did have a telecommunicative arts program, and I was in it, but there were very few of us in it, and I did get a chance to get my hands on the equipment. I was a broadcaster, first on a student radio station at Iowa State called K usr. Then I actually did work for pay, sort of for a number of years for w, O I am and FM, which were flagship stations of what we would now call the the NPR network. You know, these were around since the 20s, and I actually did work for them. I was on air a little bit. I ran the control board a lot, and I worked for those two stations on a part time basis, probably about a three quarter time basis, for several years after leaving college, and it was really a student job, but I had trouble finding any other more meaningful work in the industry. What I gradually came to find out is that I loved radio, but radio really didn't love me, and I wasn't really thinking strategically. At that time, I graduated in 1988 it is that very same year that a little known figure from Kansas City named Rush Limbaugh hit the American airwaves like a ton of bricks. And because of him and some other people like him, all of a sudden, local stations realized that they could drop their news and information programming, stop hiring so many people, and because Mr. Limbaugh was as popular as he was, they could basically run a lot of satellite based programming, have somebody sort of halfway monitor the board and hire somebody else to program computer systems that would put automated commercial breaks on and things like this, and they wouldn't really have to produce local content. We also saw the elimination of the equal time standard and the Fairness Doctrine, which required local stations to put on a variety of viewpoints and air programming every week that was in the public interest, that didn't necessarily have commercial value. And so the things I wanted to do became a lot harder to do, because by the time I was ready to get hired to do them, not a lot of radio stations were hiring people to do it, even in the even in the television world, and so strategically, I was buying into a sinking market, and That wasn't a great place to be at that time. And so with some reluctance, after a lot of fruitless job searching, I chose another path, not necessarily knowing where that path would lead. And so the last time I ever got paid to run a shift for a radio station was in late June of 1993 I've been a guest on a couple of different shows and some podcasts like this one. I greatly enjoy it. I've even thought about doing some internet broadcasting. I don't have the time, really to do that now, but, but, and I miss it, but I have found out there are ways of diverting the skill sets I have to another path.   Michael Hingson ** 28:25 And what path did you choose?   Kane Brolin ** 28:28 Initially, the path I chose was graduate school. I was fortunate enough to have gotten good enough grades that I was able to get approved by a number of different business schools. You know, the first path I really wanted to do is be a Foreign Service Officer for the diplomatic corps. I applied for the US Department of State. And I had some hopes in doing that, because around 1990 a gentleman named Rami Rabbi. You may know him, I do did became the first blind person ever to be a Foreign Service Officer. Now, he had advantages. He had traveled the world. I had traveled to Mexico and Costa Rica, and I spoke Spanish, and I was pretty fluent, but he was a little bit more qualified in different ways that they were looking for. So I wanted some international experience. I applied for the Peace Corps, and I had no real shot at that. What they were looking for was something very different from what I was then. But I did apply to the Foreign Service, and I made it almost all the way down the hiring process. I made the final 3% cut among the class they were looking at in 1990 and 91 I went to Virginia to, I think Alexandria and I sat for the last round of interviews and simulations that they did. Unfortunately, I was in the top 3% and they wanted the top 1% so I had a really fun few days out there at the government's expense. But I also found that I was not going to be hired to be the second blind. Foreign Service officer. I later found out that Mr. Robbie had to actually file a lawsuit and win that lawsuit to get his opportunity. So I know that the system were not exactly bought in to blame people doing this on a regular basis. I know there's others that have gotten there since that, and I've met one of them, but but that that wasn't for me, but they also said what I really needed was more management experience. I'd never done anything in management, so I decided to go to management school or business school as graduate school. I got accepted by a few different places. I chose Northwestern University in Chicago. My sister had gone through that program. I guess that's maybe one of the reasons I selected that one. I could have gone to a couple of others that also had accepted me, and sometimes I wonder what would have happened had I done that. But I did spend two years in Chicago land met some of the most impressive people that I've ever met in my life. Figured out train systems and pace bus systems, and went all over the place and had friends in the city, not just in the school. I made the most of that time, and that's what I did from 1993 to 1995 unfortunately, I found out you can get a an MBA or a master of management, but they still, still weren't hiring a lot of blind people out there. And so while my associates were getting jobs at McKinsey and Company, and Booz Allen Hamilton, as it was known at that time, and they were working for Bank of America, doing all kinds of interesting things and and also brand management companies like disco and Kellogg and all that. I got all of one job offer coming out of one of the top 5b schools in the country, and I took that job offer, which led me to Midland, Michigan, where I knew nobody at that time, but I spent about three and a half years doing various types of business research for the Dow Chemical Company, and that did not last as a career, but I got a chance to make the first real money I had ever earned. At that time through another connection that wasn't related to Dow, I happened to meet the woman that I eventually married and am with now, and have had four kids with, and so that was a whole different kettle of fish. But at the end of 98 I was downsized, along with several others in my department, and we decided at that time that entrepreneurship was probably not a bad way to go, or, you know, something that wasn't just strictly speaking corporate. In 2000 I landed in the South Bend, Indiana area, which is where she is from. I had never lived here before. This is where I am now. And while struggling to find a place here, I realized that I could get hired on as what is called a financial advisor. I had no idea what that was. Well, you know, with a business degree, I could probably be a credible hire as a financial advisor. Little did I know that that involved tele sales. In the very beginning, never thought I was a salesperson either. Since then, I have found out that I have more selling ability than I had ever thought that I might and that that is an honorable profession if you're convincing people to do what is right for themselves. And so I've found that over the years, being what I am enables me to, well, in a way, keep my own hours. We've chosen the small business, sort of independent contracting route, rather than the employee channel, working for a bank or for somebody else's brokerage. I get to be a researcher, I get to be a public speaker now and then, and I get to help people problem solve, which is something I would not have had a chance to do on the radio. And when someone comes up to you, as a few people have and have, said, you know, thank you for making it possible for me to retire and to do what I want to do, and to spend time with grandkids and to live where I want to live. You know, that's a that's definitely a hit. That's a great feeling to have someone say, Thank you for helping me to do and to be what I didn't know I could do or be. So   Michael Hingson ** 34:38 investing isn't what you had originally planned to do with your life. So I can't say that it was necessarily a lifelong goal from the beginning, but you evolved into it, and it seems to be going pretty well for you.   Kane Brolin ** 34:51 Well, yeah, I think it has. It's investing means different things to different. People, to some clients, the goal is, I just don't want to lose money. Please put me in something that earns a little bit, but I don't want the chance for anything I'm in to go down for others. What investing means is, I want to be more aggressive. I want to build what I have. What do you think about this or that opportunity? What stock should I be in? Because I really want to grab onto an opportunity and seize the day and have as much as I can have at the end of the day. And you know, For still others, it means, it means giving. It means building something up so I can pass it along, either to a charity, to the kids, to the grandkids, to to my religious institution of choice, whatever that is. So I find that investing is not just investing, the the at the root, at the heart of investing, the heartbeat of it, is really the people that I serve. And you know, I was told early on, hey, you don't have a practice. All you're doing is practicing, unless you have people to be in front of. And so in my mind, you know, and I'm not that much of a quantitative guy. I'm I'm not the person out there working as an actuary for Symmetra Life Insurance Company figuring out how much money has to go in and how much it must earn to be able to give 50,000 people the payouts they want from an annuity till the end of their projected lifespans. That's that's not where I am. I'm not designing a mutual fund that's more like what a certified financial analyst would be. I am a Certified Financial Planner practitioner, and what a CFP does is takes numbers that you see and translates those into action steps that I can explain in plain English terms to a client I'm in front of that can give that individual person, family or small business the kinds of outcomes that they want. So I'm on the retail end of the food chain, and my job is to try to take the numbers that others are generating and boil that down into something that is digestible to the common man and woman, that allows them to, we hope, live the way they want. So   Michael Hingson ** 37:29 I gather from listening to you though, that you enjoy what you do.   Kane Brolin ** 37:36 I do particularly when it works.   Michael Hingson ** 37:39 Well, there's times.   Kane Brolin ** 37:40 There are times it gets a little tricky. 2001 2002 I know that you had a very personal experience that vaulted you, Michael, into this, into the realm of the famous, or the Almost Famous, on 911 I remember what 911 was like as a very small time retail investment person working out of a field office. I was somebody's employee at that point. I was working for American Express financial advisors, and I remember my life was never in danger in 911 but there were a lot of clients that thought their money and their data were in danger, and then the country that the country itself, might even be in danger. And so I morphed during that week from being a telemarketing person trying to set appointments with people I'd never met to being a person who was trying to dole out comfort and a feeling of security and solace to people I had met who the few that I was managing their accounts at that time, calling them and saying, You know what, your money and your data are safe. I'm here. The company that you have your stuff invested with is based in Minneapolis. It's not based in the Twin Towers, the markets are shut down. There will be volatility, but you're not crashing today, just so   Michael Hingson ** 39:08 the other the other side of it, the other side of that, was that during that week after September 11, there were a lot of people who were working and moving, literally Heaven and Earth, if you will, to bring Wall Street back. And I know I'm working with some of those companies and providing them with the backup equipment, or not so much at the time, backup equipment, but the equipment that would be able to read existing tape backups and put that back on computers. And I know, I think it was Morgan Stanley had found an office space sometime during the week after September 11. Then, as they describe it, it was the building with a floor the size of a foot. Football field, and they scrounged and scavenged and got their providers of equipment, like IBM to provide them with computers, even taking them from IBM employees desks to provide enough equipment to be able to set up what was the equivalent to the trading floor that had been in the world trade center that was destroyed on September 11, and literally from Friday afternoon that would have been the 14th to the 16th in 36 hours. They not only reconstructed physically what the trading floor was but because of what we provided them with, they were able to completely reconstruct what everything looked like on their computers. So when Wall Street reopened on the 17th, everything was like it was when everything shut down on the 11th now, I think there's some blessings to the fact that the towers were struck before Wall Street opened. I don't know how much easier that made it maybe some, but the reality is that data is backed up regularly, so they would have been able to to survive, but the fact that the markets hadn't opened in the US certainly had to help. But by Monday, the 17th, they brought Wall Street back, just as if nothing had happened. It was a monumental feat to be able to do that. That is a story   Kane Brolin ** 41:37 that I would love to read, because I've never heard that story before, and that makes me feel very unintelligent. Michael, you know, I can't even imagine the logistics and the people and just even the imagination that it would take to reconstruct that. I'm sure it was 1000s. I'm sure it was 1000s of people. And I'm sure that probably that's something that somebody had thought about even before the 911 incident happened. I don't think that was invented out of whole cloth on Friday the 14th, but that's a story that would be a very captivating book, and if no one's written it, then, gosh, would that be a fun thing to research and write.   Michael Hingson ** 42:21 Well, you know, the reality is, the SEC required that all data from financial institutions had to be backed up and kept available off site for seven years. So first of all, the data was all around and that's why I think it was an especially great blessing that the markets hadn't opened, because all the backups from the previous night, and probably from all the not only the futures, but the sales from foreign markets, were pretty much all backed up as well. So everything was backed up. That, of course, was the real key, because getting the hardware, yes, that was a logistical nightmare that they were able to address, getting the computers, getting everything where they needed it. Then companies like ours providing them with the wherewithal to be able to pull the data from the tapes and put it back onto the computers. It had to be quite a feat, but it all worked. And when Wall Street opened, it opened as if nothing had happened, even though some of the the offices were now in completely different places across the river. But it all worked, incredible. Yeah, I was, it was, it was pretty amazing. I knew people from the firms. And of course, we helped them by providing them with equipment. But at the same time, hearing about the story later was was really quite amazing, and and they did a wonderful job to bring all that back. So it was pretty, pretty amazing that that all that occurred. So that was pretty cool all the way. And   Kane Brolin ** 44:00 of course, the other struggle was in 2007 2008 I remember when I would be sitting at my desk and I'm not a day trader, I'm, I'm, I'm a long term investor. That's what most of my clients want. I'm not in there, you know, trading, trading daily options. I'm not doing inverse leveraged products that have to be bought in the morning and then sold in the afternoon under most cases. But I remember sitting at my desk in 2008 when the great recession was going on with the financial crisis happened and and when banks and huge investment banks, brokerage institutions were, in some cases, completely failing, that's a whole other story that was chronicled in books like The Big Short as an example, but I remember sitting at my desk and timing it and watching in a five minute period of time. As the Dow Jones Industrial Average, which was back in in those days, was, was what maybe 6000 or so as a benchmark. It was going up and down by a margin of error of 800 points in five minutes, it would be 400 up one minute, and then 400 down from that level. In other words, an 800 point swing within a five minute period of time. There was one day I went to take a test, because I have continuing education on a pretty regular basis, had to go to a testing center and take a test that lasted maybe three hours. I got back, and I think the market for at least the Dow Jones had dropped by 800 points during the time that I was in the testing center. And that gives you some stomach acid when that sort of thing happens, because even though it it's, you know, things always bounce back, and they always bounce up and down. Clients call and they say, oh my gosh, what happens if I lose it all? Because people really think that they could lose it all. Now, if you're in a mutual fund with 100 different positions, it's very unlikely, right? All of those positions go to zero. What I found out is that when people's money is concerned, it's emotional. Yeah, it's all rational. They're not looking at the empirical data. They're thinking fight or flight, and they really are concerned with what in the world am I going to do if I go to zero? And   Michael Hingson ** 46:38 it's so hard to get people to understand, if you're going to invest in the market, it has to be a long term approach, because if you don't do that, you can, you can disappoint yourself, but the reality is, over the long term, you're going to be okay. And you know now, today, once again, we're seeing the evidence of that with what the Fed did yesterday, lowering by a half a point, and how that's going to affect everything. But even over the last five or six years, so many people have been worried about inflation and worried about so many things, because some of our politicians have just tried to scare us rather than dealing with reality. But the fact of the matter is that it all will work out if we're patient and and allow things to to work. And what we need to do is to try to make wise decisions to minimize, perhaps our risk. But still, things will work out.   Kane Brolin ** 47:43 Yeah, I remember, I think, the Dow Jones Industrial Average, which is what always used to get quoted, at least on the radio and the television. It was somewhere in the somewhere in the 11,000 range, before the 2008 debacle. And it fell to, I think, 6400 right was the low that it reached. Now it's over 41,000   Michael Hingson ** 48:11 closed up above 42 yesterday. I'm not   Kane Brolin ** 48:13 sure it very well may have so you know when you when you really think about it, if you just stayed in and it's more complicated than that. One of course people have with the market is that when the market crashes, they also may need to get their money out for different, unrelated reasons. What if I lost my job as a result of the market crashing? Right? What if? What if there is a need that I have to fulfill and that money has to come out for me to make a house payment. You don't know that. And so that's the unfortunate part, is that a lot of the academic missions don't take into account the real human factor of real people that need to use their money. But if you could stand to hang on and leave it in, it would be worth you know, what would that be like six or seven times more than it was in 2008 but that's not what what clients often do. They they often want to sell out of fear when things are down, and then wait too long to buy back in when the elevator has already made its way quite a ways up, right?   Michael Hingson ** 49:25 I remember once, and I don't remember what the cause was, but Rolls Royce dropped to $3 a share. And there were some people saying, this is the time to buy. It is it's not going to go away. And those who did have done pretty well. Bank   Kane Brolin ** 49:44 of America was $3 a share for quite some time. It was, it was technically a penny stock. This is Bank of America, you know, one of the leading financial institutions in the in the country, which, incidentally, has a very interesting. History. It wasn't born in New York, it was born in the south, right? But, yeah, if you only knew what those trough opportunities were and knew exactly when to buy in and and I'm constantly telling people, look my my goal is, is not so much to figure out what to buy but when to buy in. We're trying to buy low and sell high, and just because something did well last year doesn't mean you have to hang on to it. It might mean we want to trim that position a little bit, take some profit and and pick something that doesn't look as attractive or sexy because of last year's lackluster returns, but maybe this year. It will just due to changing conditions. Financial markets run in cycles. And it's not that some things are inherently good or bad. Some things are in favor now. They were not in favor last year, and they might not be in favor, you know, two years from now, but they are now. So that's the hard part. You're not supposed to really time the market. We can't predict all these things, but that's why you encourage people to diversify and to have some things that are not correlated with each other in terms of doing well or badly at the same time. So you can always sometimes be gaining with in with your left hand, while your right hand is is struggling a bit. Hence,   Michael Hingson ** 51:25 the need for people who are certified financial planners, right? So there you go. So you, you got married, what, 27 years ago, and you married someone who was fully sighted, who probably didn't have a whole lot of exposure to blindness and blind people before. How did all that work out? Obviously, it's worked out because you're still married. But what was it like, and was it ever kind of an uncomfortable situation for you guys?   Kane Brolin ** 51:58 I don't think blindness. Surprisingly enough, I don't think it was super uncomfortable for her. Now, she had not encountered lots of blind people before, maybe not even any before. She met me, but I met her, and this is where I had it easy. She didn't have it easy, but I met her through her family. I knew my wife's name is Danica. I knew her brother before I knew her, because he and I had been buddies. We for a little while. We ended up living in the same town up in Michigan, and it was not here in the South Bend area where she is, but I went home and had a chance to be to tag along as he was doing some some family things and some things with his friends so but, but my wife is a very interesting father. She has a very interesting dad who is no longer with us. May he rest in peace? No, no. Hello. Sorry. My nine year old just made a brief appearance, and she's incorrigible.   Michael Hingson ** 53:00 You wouldn't have it any other way. No, there   Kane Brolin ** 53:03 are days when I would, but I don't. So anyway, the I found out some interesting things raising kids as a blind parent too, but you know, her dad did not see really any kind of limitations when the world around him was racist he really wasn't. When the world around him was ableist. He really didn't. And one of the things he encouraged me to do, they had a little acreage Danika parents did. And he actually asked me one time when it was a leaf blowing or leaf storing season, it was in the fall, lots of oak trees, different things there to drive the garden tractor, as there was a Baleful leaves behind that he was taken to an area where they would eventually be burned up or composted or something. And I did that. He had an old garden tractor with a, you know, his gas powered, and it had pedals and steering wheel, and he would literally run around alongside it, didn't go very fast, and tell me kind of when and where to turn. I'm told that I almost crashed into the pit where the basement of the home was one time, but I didn't. So he was one of these people that like saw virtually no limitations. Encouraged his kids and others to do great things. He didn't have a great feel for people. He would have been an anti politician. He had trouble remembering your name, but if you were a decent person and treated him right, it didn't matter if you were black, purple, green, blind, deaf, whatever. He saw it as an interesting challenge to teach me how to do things. He taught me how to kayak. He taught me how to cross country ski. Back in those days before climate change, we actually got quite a bit of snow in the area where I live, even as early as Thanksgiving to. I'm in November. And so the first couple of winters that we lived here, and we would go to a local park, or, you know, even just out in the in the backyard of where his property was, and, and, and ski, Nordic ski, not downhill ski, really, but it was, it was an amazing exercise. It's an amazing feel to be able to do that, and I have no memory, and I had no relatives that that were in touch with the true Scandinavian heritage, that ancestry.com says that I have, but the act of doing a little bit of Nordic skiing with him gave me a real feel for what some people go through. Because traditionally, skiing was a form of transportation in those countries. In the Larry P you skied to work, you skied to somebody else's house. So, you know, I thought that that was fun and interesting. Now, the last few winters, we haven't gotten enough snow to amount to anything like that, but I do have, I still have a pair of skis. So no, that may be something that we do at some point when given the opportunity, or some other place where we have a bit more of a snow base.   Michael Hingson ** 56:10 Well, I'm sure that some people would be curious to to know this being blind and doing the work that you do, you probably do. Well, you do the same things, but you probably do them in different ways, or have different technologies that you use. What's some of the equipment and kind of technologies that you use to perform your job?   Kane Brolin ** 56:32 Well, you know, I wouldn't say that. I'm cutting edge. I'm sure there are people who do differently and better than I do, but I do most of my work in a PC based environment. It's a Windows based environment at the present time, because the broker dealers and the other firms that I work through, you know, I'm independent, in a way, meaning I pay my own bills and operate out of my own space and have my name of Berlin wealth management as a shingle on my door, so to speak. But you never walk alone in this business. And so I chose, ultimately, a company called the Commonwealth financial network to serve as my investment platform and my source of technology, and my source of what is called compliance, which means, you know, they are the police walking alongside what I do to make sure that I've documented the advice I've given to people, to make sure that that advice is suitable and that I'm operating according to the law and in the best interest of my clients, and not Not taking money from them, or, you know, doing phony baloney things to trade into a stock before I recommend that to somebody else. You know, there's a lot of malfeasance that can happen in this type of industry, but all these securities that I sell and all the advice that I given are done so with the blessing of the Commonwealth Financial Network, which is a member of FINRA and SIPC, I just need to point that out here. But they also provide technology, and most of their technology is designed to work in a Windows environment, and so that's typically what I have used. So I use JAWS.   Michael Hingson ** 58:23 And JAWS is a screen reader that verbalizes what comes across the screen for people who don't know it right, or puts   Kane Brolin ** 58:28 it into Braille, or puts it into Braille in the in the in the early days of my doing the business, many of the programs that we had to use to design an insurance policy or to pick investments, or to even monitor investments were standalone programs that were not based on a web architecture that would be recognizable. And so I was very fortunate that there was money available from the vocational rehab system to bring somebody in from Easter Seals Crossroads here in Indiana, to actually write Jaws script workarounds, that is, that could help jaws to know what to pull from the graphics card on the screen or in the system, to be able to help me interact. Because otherwise, I would have opened up a program and to me, it would have just been like a blank screen. I wouldn't be able to see or interact with data on the screen. Now, with more things being web based, it's a little easier to do those things. Not always. There are still some programs that are inaccessible, but most of what I do is through the use of Windows 10 or 11, and and with the use of Jaws, I do have, I devices. I like Apple devices, the smaller ones. I'm actually speaking to you using an iPad right now, a sixth generation iPad I've had for a while. I have an iPhone so I can still, you know, look up stock tickers. I can send 10. Text messages or emails, if I have to using that. But in general, I find that for efficiency sake, that a computer, a full on computer, tends to work best and and then I use that more rapidly and with more facility than anything else, right? I use the Kurzweil 1000 system to scan PDFs, or sometimes printed documents or books, things like that, into a readable form where I'm trying to, trying to just kind of anticipate what other things you may ask about. But you know, I use office 365, just like anybody else might. You know, I I have to use a lot of commonly available programs, because the people monitoring my work, and even the clients that I interact with still need to, even if they have sight, they need to read an email right after I send it. You know, they've my assistant has to be able to proof and manipulate a document in a form that she can read, as well as one that I can listen to or use Braille with. I'm a fluent Braille reader and writer. So there are some gizmos that I use, some braille displays and Braille keyboards and things of that nature. But, you know, most people seem to be under the misconception that a blind guy has to use a special blind computer, which must cost a king's ransom, not true, if anybody's listening to the program that isn't familiar with 2024 era blindness technology, it's mostly the same as anybody else's except with the modifications that are needed to make stuff accessible in a non visual format, and   Michael Hingson ** 1:01:45 the reality is, that's what it's all about. It's not like it's magically expensive. There are some things that are more expensive that do help. But the reality is that we use the same stuff everyone else uses. Just have some things that are a little bit different so that we are able to have the same access that other people do, but at the same time, that's no different than anyone else. Like I point out to people all the time, the electric light bulb is just a reasonable accommodation for light dependent people. Anyway, it's just that there are a whole lot more people who use it, and so we spend a whole lot more time and money making it available that is light on demand to people. But it doesn't change the fact that the issue is still there, that you need that accommodation in order to function. And you know that that, of course, leads to and, well, we won't spend a lot of time on it, but you are are very involved in the National Federation of the Blind, especially the NFB of Indiana, and you continue to pay it forward. And the NFB has been all about helping people to understand that we're not defined by blindness. We're defined by what we are and who we are, and blindness is happens to be a particular characteristic that we share   Kane Brolin ** 1:03:09 well, and there's a lot of other characteristics that we might not share. As an example, somebody, I don't know that he is involved in the NFB as such, but you know blind, if you're involved in American Blind culture and and that you've probably heard of a man named George Wurtzel. He is the brother of the guy that used to be president of the NFB of Michigan affiliate. But I understand that George is very good at things that I am not at all good at. He, you know? He understand that he almost built his own house from the ground up. His skill is not with computers and email and all this electronic communication that they do today, but he's a master woodworker. He's an artisan. You know, I I'm also involved, and I'd be remiss if I didn't mention it, I'm also involved with an organization called Penny forward, which is, you know, it could be the direction that I ultimately head in even more because it dovetails with my career. It's financial, education and fitness by the blind, for the blind, and it was started by a young man named Chris Peterson, who's based in the Twin Cities, who is not an NFB guy. He's actually an ACB guy, but his values are not that much different, and he's been a computer programmer. He's worked for big organizations, and now he started his own and has made a full time business out of financial fitness, educational curricula, podcasting, other things that you can subscribe to and buy into. And he's trying to build a community of the varied blind people that do all kinds of things and come from all sorts of backgrounds. And in one of the later editions of his podcast, he interviewed a man who's originally from Florida, who. Founded a company called Cerro tech that some might be familiar with, Mike Calvo, and Mike came to some of the same conclusions about blindness that you and I have, except that he's much younger. He's from Florida, and he's a Cuban American. He's a Latino whose first language growing up probably was Spanish, and who actually came out of, out of the streets. I mean, he was, he was in gangs, and did all kinds of things that were very different from anything I was ever exposed to as a young person. So I think in a lot of ways, we as blind people face the same types of issues, but we don't. None of us comes at it from the same vantage point. And, you know, we're, we're all dealing with maybe some of the same circumstances, but many, many, we've gotten there in very many different ways. And so I try to also impose on people. We are all different. We're a cross section. We don't all tie our shoes or cook our meals the same way. We don't want to live in the same environment. We don't want to do the same hobbies. And we don't all have better other senses than sighted people do. I don't know how many times you've heard it. I'd be a very rich man if I had $1 for every time someone said, Well, yeah, but you know, being blind, your hearing must be so much better, your sense of smell must be so much more acute. Well, no, the the divine forces in the universe have not just compensated me by making everything else better. What do you do with someone like Helen Keller, who was blind and deaf. There are people with plenty of people with blindness, and also other morbidities or disabilities, or I don't even like disabilities, different different abilities, different strengths and weaknesses. Along with blindness, there are blind people who also happen to be autistic, which could be an advantage to them, in some ways a disadvantage to others. I would like to go beyond the discussion of disability and think of these things, and think of me and others as just simply being differently able, because, you know, what kinds of jobs and roles in life with people that have the characteristic of autism, maybe they are actually better at certain things than a non autistic person would be. Maybe overall, people who live with the characteristic of bl

Clement Mayathela interviews Rudi Dicks, Head of the Project Management Office (PMO) in the Private Office of the President to discuss Operation Vulindlela. In his State of the Nation address, President Cyril Ramaphosa announced that the second phase of Operation Vulindlela will focus on overhauling the local government system and enhancing service delivery. First introduced in 2020, Ramaphosa described Operation Vulindlela as a strategic initiative designed to accelerate the implementation of economic reforms and bolster the country's economic recovery. A joint effort between the Presidency and National Treasury, Operation Vulindlela seeks to modernise and transform key network industries, including electricity, water, transport, and digital communications. According to Dicks, the initiative has already achieved significant success. "The essence of the reform programme was to try and develop an approach where we could fast-track some of the reforms and policy decisions we've taken," Dicks explains. The second phase of the programme is set to expand, incorporating additional structural reforms in sectors such as electricity, freight logistics, telecommunications, water, and skills development. The aim is to drive sustained economic growth over the next five years. "This is not about reducing costs; it's about implementing decisions we've taken over many years," Dicks emphasises. Thank you for listening to The Clement Manyathela podcast. Listen live - The Clement Manyathela show with Clement Manyathela is broadcast on weekdays from 09:00 am to noon on 702. See omnystudio.com/listener for privacy information.

House flipping can make you wealthy. Everyone has seen the TV shows, podcast interviews, and the high-priced renovations, even in their own neighborhoods. But what if where you live is WAY too expensive to flip houses? The home costs are high, the labor costs are high, and underpriced, outdated homes are hard to find. Thankfully, you're not out of luck. Today, we're teaching you how to flip houses from a distance, even thousands of miles away! Dominique Gunderson is currently flipping 12 houses from 2,000 miles away. Yes, it's possible (and profitable), and Dominique has made it her full-time business. As a Los Angeles native, Dominique couldn't afford anything in her home market, but through visiting family in New Orleans, she realized it was the perfect place to flip. So, she slowly started scaling a team that would allow her to be anywhere in the world while she ran her business. In only her mid-twenties, she's been able to build a team that takes care of the renovations and rehabs for her while she handles finding the deals and getting the funding. Today, she's teaching you how to do the same: build your out-of-state team, scale the right way, and when (and how) to delegate so you don't do all the work. She's even breaking down her profit margins and revealing how much you can actually make flipping in affordable markets. In This Episode We Cover: How to flip houses anywhere (and FROM anywhere!) without doing the work yourself How much long-distance flips can make you in 2025 (Dominique's profit margins) Building your boots-on-the-ground team to handle renovations for you When to flip vs. hold and signs a flip should become your next rental property  The secret to scaling your team so you can do less work and make more money  And So Much More! Links from the Show Join BiggerPockets for FREE Let Us Know What You Thought of the Show! Ask Your Question on the BiggerPockets Forums BiggerPockets YouTube Apply to Be a BiggerPockets Podcast Guest! Invest in High-ROI Turnkey Rentals with Rent to Retirement or Txt REI to 33777 Grab “The House Flipping Framework” Book Sign Up for the BiggerPockets Real Estate Newsletter Find Investor-Friendly Lenders BiggerPockets Real Estate 587 - Full-Time Flipping (Out-of-State!) at 24 by Doing What Most Don't Know w/Dominique Gunderson Connect with Dominique Connect with Dave (00:00) Intro (03:35) Long-Distance…Flipping? (05:28) Flipping 12 Houses at Once! (07:52) Building Your Team (12:49) First Deal and 2025 Profits (19:13) Keeping Flips as Rentals (22:06) Secrets to Scaling (31:38) Keep it Small (But Scalable!) Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/real-estate-1096 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Gi crew return to about the release of Monster Hunter Wilds, Elden Ring Nightreign's beta, Yakuza Pirate, the latest State of Play, WB games being in shambles and more!

All Family Pharmacy https://AllFamilyPharmacy.com/HermanDon't wait to be prepared.  Protect  yourself and your family today.  Use code HERMAN10 to save 10% on your order.  Alan's Soaps https://www.AlansArtisanSoaps.comUse coupon code TODD to save an additional 10% off the bundle price.Bioptimizers https://Bioptimizers.com/toddEnter promo code TODD to get 10% off any order.Bonefrog https://BonefrogCoffee.com/toddCelebrate St. Patrick's Day with an Irish Bag of coffee and a “Lucky” gift box from BoneFrog Coffee.  Use code TODD at checkout to receive 10% off your first purchase and 15% on subscriptions.Bulwark Capital Bulwark Capital Management (bulwarkcapitalmgmt.com) Don't miss the next live Webinar Thursday March 20th at 3:30pm pacific.  Sign up today by calling 866-779-RISK or go to KnowYourRiskRadio.com.Renue Healthcare https://Renue.Healthcare/ToddYour journey to a better life starts at Renue Healthcare. Visit Renue.Healthcare/Todd.There used to be a time when the Mockingbird media called Elon Musk the new “Jesus”. It's the religion of easy bake hate. How does God view free speech for Muslims? Did Jesus Christ Homeschool?What Does God's Word Say?Luke 12:48 (NIV)48 But the one who does not know and does things deserving punishment will be beaten with few blows. From everyone who has been given much, much will be demanded; and from the one who has been entrusted with much, much more will be asked.Mark 5: 6-13 (NIV)6 When he saw Jesus from a distance, he ran and fell on his knees in front of him. 7 He shouted at the top of his voice, “What do you want with me, Jesus, Son of the Most High God? In God's name don't torture me!” 8 For Jesus had said to him, “Come out of this man, you impure spirit!”9 Then Jesus asked him, “What is your name?”“My name is Legion,” he replied, “for we are many.” 10 And he begged Jesus again and again not to send them out of the area.11 A large herd of pigs was feeding on the nearby hillside. 12 The demons begged Jesus, “Send us among the pigs; allow us to go into them.” 13 He gave them permission, and the impure spirits came out and went into the pigs. The herd, about two thousand in number, rushed down the steep bank into the lake and were drowned.Episode   Links:FLASHBACK: Media Adored ‘Jesus Christ of Our Era' Elon Musk and his ‘Glorious' RocketsEasy Bake Oven Commercial - 1972MSNBC justifies violence against Tesla as "a form of protest, NOT domestic terrorSPACE X Dragon Hatch OPEN —successfully boarding the International Space Station for NASA rescue mission. Thank you @elonmuskMahmoud Khalil's lawyer: “We intend to fully vindicate not just his first amendment rights, but the first amendment rights of all Americans who wish to speak out.”President Trump could not have chosen a better person for Secretary of State.   Marco Rubio was a brilliant SOS.  This is so good.  Why Mahmoud Khalil's green card and visa  are being cancelled and sending him back to Algeria.It's not widely known, but over HALF of Columba University's enrollment is now foreign students. Some of them are people like Mahmoud Khalil, who spent all his time agitating in support of Hamas terrorists.the homeschooled christian kid in your townllinois bill could allow officials to interrogate homeschool parents about what they're teachingA left-wing group funded by the Ben and Jerry's Foundation is pushing for homeschooling regulation in Illinois to combat 'Christian fundamentalists' and 'parental rights extremism.'Academic Performance of Homeschooled Students

(3:00) Can Mike Norvell regain his own confidence this spring(7:00) Other potential storylines this spring(11:00) Coming off 2-10 but with a well-paid sideline, what's success going to look like?(24:00) Special seasons at FSU have never been surprises which makes hopes of a big turnaround a longshot(39:00) FSU Golf standup!(43:00) Baseball bounces back by battering BC(57:00) March Madness thoughtsMusic: Millington - Landslidevitaminenergy.com | Shake it and take it!

Security guards make malls feel safer, but what can they do when there's trouble? Zachary Crockett observes and reports. SOURCES:Gus Parsons, mall cop in the San Diego area.David Levenberg, owner of Center Security Services. RESOURCES:"Mall of America's security team will start using facial recognition software as part of safety plan," by Derek James (CBS News, 2024)."The Problems Inside North America's Largest Security Firm—and Third-Biggest Employer," by Alana Semuels (Time, 2023)."Malls Work on Their Security, but Keep It in the Background," by Ronda Kaysen (New York Times, 2013).Center Security Services. EXTRAS:"NYPD subway robot, Knightscope, gets sacked after two-month pilot program," by Vineet Josan (The Ticker, 2024)."The State of the American Mall," by Sapna Maheshwari (New York Times, 2021). 

Mahmoud Khalil, a leader in Columbia's student encampments last year, and a permanent U.S. resident, was arrested and detained by ICE agents for protest activities. Numbers of other Columbia students are being singled out by the Zionist groups, the Trump administration and the Columbia administration. Valerie Costa, an organizer of Takedown Tesla protests was attacked virtually by Elon Musk and then doxxed by his trolls. State repression of protesters is peaking at this political moment. But there is a long history of this in the U.S. In our latest, we look at the history of state repression. And talk about these current events. ———————Outro- "Exhuming McCarthy" by Handsome PantsLinks//+G&R: Trump's Favorite President? Who Was William McKinley? Tariffs, Empire, and a new Gilded Age (https://bit.ly/4icqSbD)+G&R: Taking Down Tesla w/ Valerie from the Troublemakers (https://bit.ly/41htNce)Follow Green and Red// +G&R Linktree: ⁠⁠⁠https://linktr.ee/greenandredpodcast⁠⁠⁠ +Our rad website: ⁠⁠⁠https://greenandredpodcast.org/⁠⁠⁠ + Join our Discord community (https://discord.gg/vgKnY3sd)+Follow us on Bluesky (https://bsky.app/profile/podcastgreenred.bsky.social)Support the Green and Red Podcast// +Become a Patron at https://www.patreon.com/greenredpodcast +Or make a one time donation here: ⁠⁠⁠https://bit.ly/DonateGandR⁠⁠⁠ Our Networks// +We're part of the Labor Podcast Network: ⁠⁠⁠https://www.laborradionetwork.org/⁠⁠ +We're part of the Anti-Capitalist Podcast Network: linktr.ee/anticapitalistpodcastnetwork +Listen to us on WAMF (90.3 FM) in New Orleans (https://wamf.org/) This is a Green and Red Podcast (@PodcastGreenRed) production. Produced by Bob (@bobbuzzanco) and Scott (@sparki1969). Edited by Scott.

The Carver Murder Trial of 1930 drew national attention for its brutality and mystery. Ruth Carver, her two-year-old son Lee, and family employee Ben Whitehead were all found dead in their Florida home. Ruth's husband, William Carver, claimed he killed Whitehead in defense of his family, but shifting testimony and new evidence led to multiple murder trials. Nearly a century later, the true story remains a haunting mystery. Want more Southern Mysteries?  Hear the Southern Mysteries show archive of 60+ episodes along with Patron exclusive podcast, Audacious: Tales of American Crime and more when you become a patron of the show. You can immediately access exclusive content now at patreon.com/southernmysteries Connect Website: southernmysteries.com Facebook: Southern Mysteries Podcast Instagram: @southernmysteries Email: southernmysteriespodcast@gmail.com  Episode Sources Carver v. State, 101 Fla. 1421, 134 So. 62 (Fla. 1931) Criminal Genealogy. (2020, November). William Raymond Carver Murder. Retrieved from Criminal Genealogy Blog The Orlando Sentinel. (1930, April 4). 1st Degree Murder Warrant for Carver. Retrieved from Newspapers.com The Orlando Sentinel. (1930, April 5). More About Wife. Retrieved from Newspapers.com The Orlando Sentinel. (1930, April 6). Cleared by Grand Jury but Being Appealed. Retrieved from Newspapers.com The Orlando Sentinel. (1930, April 7). Life Insurance Policy. Retrieved from Newspapers.com The Orlando Sentinel. (1930, April 15). Defense Obtains 30 Day Delay in Case. Retrieved from Newspapers.com The Orlando Sentinel. (1930, May 12). Carver Placed on Trial - Court Packed. Retrieved from Newspapers.com The Orlando Evening Star. (1930, May 14). Jury Tours Crime Scene. Retrieved from Newspapers.com The Orlando Sentinel. (1930, May 18). Defense Fights for Carver's Life…He Testifies at Trial. Retrieved from Newspapers.com The Orlando Sentinel. (1930, May 19). Hatchet Shown in Court. Retrieved from Newspapers.com The Orlando Sentinel. (1930, May 21). Found Guilty - Motive Was $1000 Life Insurance Policy. Retrieved from Newspapers.com The Orlando Sentinel. (1930, May 24). Carver Asks for 2nd Trial. Retrieved from Newspapers.com The Orlando Sentinel. (1930, June). Last Chance Plea for New Trial (Details of Juror Who Was in Carver Home on Afternoon of Murders!) Retrieved from Newspapers.com Find A Grave. Frances Louise Van Midde. Retrieved from Find A Grave Find A Grave. Lee Townsend Carver. Retrieved from Find A Grave Find A Grave. Ruth Emilie Carver. Retrieved from Find A Grave Episode Music Out of the Mines, courtesy of Ross Gentry, Asheville, North Carolina.  

Register here for the live online event to learn about ‘Cleveland's Amazing Cash Flow Opportunities' on Thursday 3/20. Keith discusses the potential elimination of property tax, highlighting its impact on home affordability, rent stability, population influx, and retiree financial relief. Florida Governor Ron DeSantis supports a constitutional amendment requiring 60% voter approval to abolish property tax.  Hear about the broader economic implications, including the potential for increased sales tax and widened wealth inequality.  GRE Coach, Naresh, analyzes the impact of federal layoffs on the DC housing market, predicting a decline in home values and increased private sector job opportunities. Both emphasize the importance of the BRRRR strategy for real estate investors. Show Notes: GetRichEducation.com/545 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching:GREmarketplace.com/Coach Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, there's a proposal to eliminate the property tax. Is a Washington DC real estate crash upon us, then a terrific guest and I are talking about the future of interest rates in inflation. And finally, an event you won't want to miss all today on get rich education.   Speaker 1  0:23   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with get rich education podcast, sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:09   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. You Keith,   Keith Weinhold  1:25   welcome to GRE from Fort Carson, Colorado to Carson City, Nevada and across 188 nations worldwide. I'm Keith Weinhold, and you are in for another wealth building week at get rich education. I don't like to predict interest rates, because it's really hard to do. But it does get interesting today, because our guest says that he will with his tight read on the economy, this is a unique time, perhaps in my entire life, where we have more new policies shaping the economy and real estate. Then, anytime I can remember, policies are made by politicians, but we don't get into the politics here, rather the policies and how it affects you and her. Any of these policies spicier than this one from earlier this month. Be mindful that this voice is from a person that made his name as a real estate investor.    Donald Trump  2:29   I also  have a message tonight for the incredible people of Greenland. We strongly support your right to determine your own future, and if you choose, we welcome you into the United States of America. We need Greenland for national security and even international security, and we're working with everybody involved to try and get it. But we need it really for international world security. And I think we're going to get it one way or the other. We're going to get it. We will keep you safe. We will make you rich, and together, we will take Greenland to heights like you have never thought possible before. It's a very small population, but very, very large piece of land and very, very important.   Keith Weinhold  3:17   Yes, the long time New York City Real Estate Investor there has gone well beyond Gotham now with plans to expand America's real estate empire, if you will.   Is this imperialism or America First policy? Or is it abject comedy? I guess that it could be all three. I'll let you decide. Well, the federal policy shakeups like that, also what they seem to be doing are emboldening others, including at the state level, where Florida, interestingly, recently proposed eliminating the property tax, taking it to zero. What is property tax free? Real Estate coming to you as well. Let's look at the prospects for this and what the effects would be of eliminating the Property Tax with some things that you probably never thought about before, and yes, your mind might shoot ahead. You might anticipate saving 1000s in lost tax dollars every year, even saving over 10,000 bucks a year per single family home in high tax areas. And you know, property taxes, sharpest critics, they say you have got to get rid of this thing, because you basically just endlessly rent your house from the government, and the rent goes up every year, and so therefore it's like forever rent that you have to pay. What's even worse is that the. Amount of property tax you pay is based on your homes or your apartment buildings market value. Well, because the government prints so much money and creates inflation that pumps up all the housing values, many of which are fake, inflated gains, and then your property tax goes up based on this phantom gain. And we've really seen that over the last five years, both real gains and Phantom gains. And then, plus, of course, each full dollar that you earn from your work right now is already taxed, say, down to just 70 cents, is what you've got left over. Well, then your 70 cents is further whittled down by property tax and all the other taxes that you have to pay out of that currently, all 50 states have a property tax every one of them, and you might already know that property taxes, they're basically highest in really two main places. When we look at property tax as a percent of your income. Those places are Texas and the Northeast, where they're upwards of 4% even 5% in fact, it's more than 5% of your income every year that goes to property tax in the state of Maine, but it's 4% or more in a number of states. And of course, if you don't pay them every single year until you die, the government will repossess your home from you. And almost 5 million Americans lose their home every year, many of them to this tax foreclosure. And in the US, the property owner pays the property tax, of course, but effectively, renters do too, because as landlords, we pass it along to tenants. It's embedded in that market rent amount, all right. Well, can we end the property tax? Well, former presidential candidates like Ron Paul and Herman Cain have proposed it. They didn't get elected. Texas has discussed it a lot, but yeah, it's Florida that has newly and boldly proposed eliminating the property tax. And like falling dominoes, if this gets abolished in one state, it increases the chances that more will follow. And Florida is a big state, the third largest in population. Well, Florida Governor Ron DeSantis came out and said this, taxing land and property is the more oppressive and ineffective form of taxation. That's what he said. Now let me tell you why he says that before we look at the chances that property tax will be eliminated, DeSantis says it's oppressive, because look see, you can personally dodge your income tax by making your paycheck smaller, although that might not be desirable, you sure could, and you can certainly avoid sales tax by consuming less, but see there is no escape from property tax. That's the oppression that's being referred to here. Let me tell you where we're at with eliminating the property tax, and then what the absolutely Titanic impacts of this would be DeSantis goes on to say, property taxes are local, not state. So we'd need to do a constitutional amendment which requires 60% of voters to approve it, to eliminate them, which DeSantis supports, even to reform or lower them. Right? But he goes on to say this, and here we go. We should put the boldest amendment on the ballot that has a chance of getting that 60% that's the end of the quote. Okay, so that's what it's going to take to eliminate property tax in Florida, where, if it happens, it could be a model for other states to follow, like we're seeing a little bit with the zero income tax states. All right, here's what I think would happen if they were eliminated. First home affordability would massively improve, skyrocketing property values. So many more people could afford the lowered monthly payment without property tax making prices soar, especially the values of lower price to median priced homes. They could really bring those into the affordability range, and they are the exact ones that make the best rental properties. What about rents? If property taxes went to zero, rents would stay stable. Landlords would do little or nothing to drop them. That's just how it works when people are already used to paying a certain price. Also population influx to the affected area. I mean that population influx that already works for states in attracting residents. That have zero state income tax, it would with property tax too. I mean that would clearly be desirable for people to own property tax free homes, especially in the beginning, before this settles in and those home prices soar. Also, retiree financial relief would take place. Those people on fixed incomes would really be helped. But you know what would not happen with governments slashed property tax revenue. They couldn't reduce their spending proportionally. I have no faith that they could. They would have to get their income from elsewhere and see shifting away from property tax over to beefing up your sales tax, that would hurt poor people the most. For example, in Florida's case, it's been studied, and they discovered they would have to increase their sales tax from the current 6% up to 12% to maintain the same services. Can you imagine 12% sales tax, and another effect of abolished property tax is that wealth inequality would widen because the property owners are the ones that benefit the most. So those are the big effects. But look, there are more problems eliminating property tax, that means the areas would need to find another way to pay for schools and roads and parks and local services like police and emergency responders. Maybe some of that stuff could be privatized. But if the tax, if that were just shifted away from local government and that went toward state and federal government, well, then local control would be lost. So that is a really undesirable side effect. But as a real estate investor, come on. The prospect of an abolished property tax that has got to excite you. I wouldn't count on it happening anytime soon, but now you know more about the prospects for it happening and what the impact would be with an elimination of property tax.    coming up soon. Here on the GRE podcast, what the Bible says about money when Pastor John joins us, it's going to be a show unlike any we've ever done before, and maybe will ever do again. You might not be a Christian or religious at all, but this is still relevant to you, because the Bible is the top selling book in the history of the world, and it has an indelible influence on the people around you. The book the Bible, says some things that make you wonder if wealth accumulation is even virtuous. We're gonna face those verses head on and get pastor John's insights there. That's a really anticipated show. I'm also gonna ask him what other religions have to say about money. Also some well known guests down the road here on the show, including the get rich education debut of Laurel Langemeier and more. LAUREL she was known as the millionaire maker since back in the days when a million dollars was actually a lot of money. To be sure that you don't miss these upcoming episodes on your pie catching device, hit the Follow button right now while it's on your mind and you'll be all set. Let's meet with this week's guest.   This week's guest is a familiar one, because he's on Team GRE, yeah, it's an in house chat with our super helpful investment coach. What he does is he helps you devise your big picture real estate strategy all the way down to connecting you with the exact right property addresses. He does that free at GRE marketplace business speaker Jim Rohn said, formal education will make you a living. Self education will make you a fortune. He's got both with an MBA from Duke. Then he worked at both banks and financial publishing companies before landing here at GRE in 2021 but importantly, for years now, he's been an active real estate investor, just like you and I are. Hey, a big welcome back to the show. Naresh Vista,   Naresh Vissa  14:13   hey, thanks for that wonderful, wow, amazing introduction, and thanks for having me back on. It's been a few months.   Keith Weinhold  14:20   Yeah, we haven't heard from you since October here. So what's going on in the real estate and economics world? From your vantage point, everyone's got a different slant on it based on what they see.   Naresh Vissa  14:32   There's a lot happening. As you know, Keith and our listeners, I'm not sure if they're following, but we're seeing tremendous, tremendous changes in the financial markets in general, and the financial markets include the real estate markets, and the impact is going to be widespread for better or for worse, I think, for better over the long haul. So what I'm talking about right now is, for example, interest rates, mortgage rates, home value. Use inflation, those are all very important parts of the economy. And we have this new government department called Doge, the Department of government efficiency. And Doge has gone in. And I loved your newsletter where you talked about Doge a little bit, and the walk that I took, as you called it, the awkward walk with a box full of your stuff or something like that. The sure, because I've been fired before. Yep, yep, it's happened to me once too. I took the awkward walk with the box of of random stuff. Yeah, lots and lots of of layoffs are happening within the government. The private sector continues to lay off people as well, like it usually does, and this is a big deal. The reason why it's a big deal is because aggregate demand. I don't want to say it will be killed, but we're already seeing an impact on home values in places that are very dependent on government workers, places like Washington, DC, Virginia, Maryland, there's actually a 10% year on year decline in home values in those areas. I don't know if you knew about that, Keith, but that's been the impact, and that's based off of the February statistics, the February numbers. So we've seen a decline, and that decline will likely spread to other areas that are dependent on federal workers, or where federal workers make up a good chunk of the local economy. I bring this up because we have providers in Maryland who we work with, who GRE has worked with for three or four years now, and they're seeing somewhat of a decline in the area as well. Because just you don't have to work in DC to be a federal worker. You can work in a major city like Baltimore or in a suburb in between Baltimore and BC. So we're seeing somewhat of a decline in our investors have all of a sudden gotten interested in investment property in the Maryland area because they knew, hey, we know GRE works in the Baltimore operates in the Baltimore area, and just want to scope out some homes. So previously, two years ago, three years ago, when list price was not negotiable. Now all of a sudden, the sellers are open to offers when there was no budging on offers three years ago. So I bring this up because the Department of government efficiency, I believe, to my knowledge, we're up to six figures. More than 100,000 workers have either been laid off or taken the buyout package, so we're somewhere in the six figures of people who got that now, they do have eight months severance. But with that being said, you would think that most humans, they'll immediately start looking for the next job. They're not gonna just enjoy for eight months and then scramble to find that next job. So this is having a widespread impact on housing, home values on it's going to have an impact on interest rates. We're seeing that interest rates are coming down, and if there's any sign, which I don't think there is, but if there's any sign of a recession, if there's any sign of bleeding, then the Fed is going to start cutting interest rates again. So I think we saw peak interest rates a few months ago, those interest rate values, those mortgage rates, aren't going to be going back up anytime soon. We know that almost it's almost a fact that we know that, because the Fed is not going to be raising rates, the most punishing thing they can do is just keep rates steady for a long period of time. But I didn't anticipate that later this year, they're going to start cutting again because of these widespread mass layoffs.   Keith Weinhold  18:32    And of course, Washington, DC is essentially ground zero for these federal layoffs. Federal jobs account for about 25% of DC jobs. You the listener, probably find it to be no surprise that that is the highest in the nation. But of course, this can also affect private companies, those private companies that have federal government contracts as well, and Naresh, before we open it up to the nation, we just think about DC. Do we have any idea of what properties are going to be hurt the most? A lot of times you might think of that in the case of what is the income range of these federal employees that are being laid off now, a lot of them are probationary employees, meaning that they're in their first year of employment.   Naresh Vissa  19:19   Well, it's a huge mix keep. That's a really good question, because I think a broker, like a real estate broker who's trying to sell will try to beef up the price and say, Oh, this doesn't affect us, and this only affects very high income folks. Well, that's the fact of the matter. Is there, if you work for the federal government, you're not necessarily ultra high income or ultra high net worth, you get the perks, and you get perks of working a government civil servant Job while taking somewhat of a lower pay. So it's actually a mix, because you have people in the first two years of employment. So the youngsters. Now, those aren't your homeowners, though, the 2223 24 those. Just say the people in their mid 20s, they're not the homeowners, they're the renters. So you can expect them to leave. They'll probably if they can't find a job, which it's going to be much harder to find a job in that DC area, they may move to Philadelphia or New York or California or wherever they can find a job. They'll just get up and move and move, and that's one of the benefits. I did that when I was in my early and mid 20s, many times where I just packed up and moved. I was more than happy to do it. So they're not your homeowners, but the homeowners are going to be the people who are getting laid off. So there are mass layoffs happening right now, and those people are homeowners, and then the people who are taking the buyout packages very likely, because they're either approaching or at retirement age, and it remains to be seen whether those people it's like a retirement gift, like, Hey, this is a great party. You know, getting eight months of free pay. Like, that's pretty amazing and happy retirement. Or maybe folks were like, they didn't say for retirement all that much, and they were planning to work another 10 years. Those are the people who could be sellers. Bottom line is, when you have this amount of mass layoffs, and we're seeing it in the data, there are more homes for sale today in that DMV area. I By the way, I used to live there. I used to live in in Maryland, great. More homes for sale today than I believe in the lab, definitely over the last five years. And it could be even over the last 15 years, to my knowledge.   Keith Weinhold  21:29   And for those that don't know DMV, that means Delaware, Maryland, Virginia, that area, yep. So   Naresh Vissa  21:34   there are more homes for sale, and the home values actually are now. This is a crazy thing. The home values in on average are back at 2020 levels. So basically, the peak of 2020, is what the home values are at today. And just my prediction. I don't think it takes a genius to predict this, but the layoffs are just getting started. They're just scratching the surface, and they're going to continue, because this Doge is a an 18 month program or an 18 month project. It's supposed to, it was called the Manhattan Project of our time. So they're just scratching the surface. And I'd expect home values in those areas to continue to fall. And you're gonna see it's not immediate. It's not like there are mass layoffs one day and then home values fall the next month. A lot of these effects, we won't start seeing them where the DC area won't start seeing them. 678, months down the road,   Keith Weinhold  22:27   Doge is more than just a meme coin. Now our own in house investment coach, Naresh Vissa and I are talking about the state of real estate today. More we come back, including nuracious thoughts on the future direction of inflation. This is Get Rich Education. I'm your host. Keith Weinhold   you know what's crazy? Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back, no weird lock ups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing. Check it out. Text family to 66866, to learn about freedom family investments, liquidity fund again. Text family to 6686    Hey, you can get your mortgage loans at the same place where I get mine, at Ridge lending group NMLS, 42056, they provided our listeners with more loans than any provider in the entire nation because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. You can start your pre qualification and chat with President Caeli Ridge personally. Start now while it's on your mind at Ridge lendinggroup.com that's Ridge lendinggroup.com   Jim Rickards  24:34   this is author Jim Rickards. Listen to get rich education with Keith Weinhold, and don't quit your Daydream.    Keith Weinhold  24:49   welcome back to get recidiation. I'm your host. Keith Weinhold, it's an in house chat with our own GRE investment coach, Naresh Vissa. He's been talking about the fallout on DC area. Jobs with the regime shakeup that we had in the White House starting earlier this year. And Naresh, I know that you have some thoughts about what this can do to the future direction of inflation. Tell us about it.    Naresh Vissa  25:12   Well, the first thing Keith is, if you look throughout history, or even your lifetime, what we saw from 2021 until today, really, because inflation is going up. I don't want to say it's going back up, but it is going up. We've seen an inflationary cycle that I've never seen in my lifetime. It's worse than any short term inflation cycle that this country has faced, at least in my lifetime. And I was born in the late 80s, let's just say 1990 and moving forward. So I bring that up because this is some pretty bad inflation that the world and that the United States has seen, and we don't need to get into all the details about how it happened or the mistakes that were made at the time when the Fed should have started raising rates, when the government should have stopped spending. That's all history. Moving forward, I'm actually very optimistic now that we've actually reached peak inflation. And when I say peak inflation, I mean during this micro cycle where inflation has gone back up from a 2.4% rate to a 3% rate. I think that's the highest we're going to get during this micro cycle. It did reach some I believe it was above 9% in 2022 yes, we're definitely not going to going to reach that. But 3% is still too high for the Federal Reserve. It's still too high for Americans. It's a major reason why Americans went to the voting boots and or the ballot boxes and made the decisions that they made because of inflation. It's the most important issue on most Americans minds. And I bring this up because I'm very optimistic that we've seen this 3% peak and that we're going to be going down moving forward because of the first half of this interview, the fact that all of a sudden, it is a sudden thing, because a lot of people weren't expecting this, I was, but a lot of people weren't expecting these mass government layoffs. And these mass government layoffs, they hit corporations. They hit private businesses. Anyone with a government contract is going to be hit anyone who was profiting off of waste, fraud, abuse, which you'll be surprised how many private and many times this is legal, like it's legal waste, it's legal abuse, and all of a sudden those checks are going to stop coming in, or the way of doing those business practices are going to stop because the government is clamping down on it. Why? Because it's taxpayer money, and taxpayers are upset. So the pullback or the elimination of waste, fraud, abuse, is definitely a good thing, but also the mass layoffs, we're going to see a decrease in aggregate demand. And when we see a decrease, I'll just say demand. I mean, that's more common, so we'll see a decline in demand. So when there's a decline in demand, what happens? Prices go down, and we're already seeing it. There's already proof of it. I already I brought up the housing market in the DMV area, and I can also tell you oil prices, for example, which is one of the main drivers of inflation, oil and gas energy prices one of the top three drivers, along with government spending. So you got mass layoffs, which will kill a lot of that aggregate demand, you have the oil, gas and energy, and then the reduction in government spending. So all that combined is going to lower inflation, going back to the energy prices, oil is down for really since the inauguration. That trend should continue, given the policy change, and that drives it drives inflation, it drives deflation, it drives pricing, because any good that you need, it's probably going to be transported with the use of energy the microphone you're using, Keith, how was it shipped? Maybe in a truck, and the truck is powered by fuel, or maybe something was sent in an airplane or in an actual ship. All that requires energy and fuel. So if you can lower energy costs, then we're going to see a continued decline in inflation, and energy costs continue to fall, continue to plummet. So I think this is good for inflation. Yes, it is. There is pain. We talked the first entire half of this episode on layoffs. Layoffs are they're painful. Taking that Walk of Shame is painful. There is going to be pain. But at the same time, remember, there are more than 10 million available private sector jobs, and we already have more than a million jobs that are opening up as a result of investment within the United States since January, 20 of this year. We have companies like Apple. We have Taiwan, semiconductor, Eli Lilly, the list goes on and on and on, of major corporations, big corporations, mid sized companies, who are opening up more operations within the United States. So the private sector jobs, which are really the innovative, long lasting jobs, they are growing there is just a tremendous. To opportunity, especially for young people. If I was young again, I wouldn't want to work for the government. I'd want to go work for one of these companies, where they're essentially going to be recruiting and begging youngsters to come work for them   Keith Weinhold  30:12   to corroborate nourishes lower inflation expectations. Since the beginning of the year, we've had a fairly sharp decrease in bond yields now. GRE listeners know by now that mortgage rates somewhat move with Jerome Powell's federal funds rate, but they're more closely tied to bond yields, specifically the yield on the 10 year T note. Okay, so then what makes the 10 year go lower? Hence, mortgage rates along with them, that is lower inflation expectations in a slowing economy. And another reason that bond yields and hence mortgage rates with them, fall, is when people sell stocks and make a flight to safety into bonds, that pushes up bond prices and lowers bond yields. So again, those are two factors that move bond yields and, resultantly, mortgage rates. And that's what has been happening.   Naresh Vissa  31:08   absolutely. And the important thing to remember something you touched on and what I talked about earlier, which is, yes, there is going to be a reduction in federal government and federal government jobs, and I think this is going to pass on to states as well. I think many states, in fact, I know that many states, even blue states, are taking a look at their books and saying, hey, you know what? We should be making cuts too. Because states, they operate on much tighter budgets, whereas the federal government, they basically have access to a printing press. State governments do not so the point that I'm making here is that, yes, it's painful. We're going through some pain right now. The DMV area is going through some pain. The stock market has gone through some pain. The Crypto markets have gone through some pain. Everyone's gone through some pain, but they say no pain, no gain, and the jobs are being transferred, as I brought up earlier, from the government sector to the private sector, and the private sector is where we can see tremendous, tremendous growth. Look at GRE for example, we're a private company, and we've seen tremendous growth, right? Tremendous growth in just innovation and and our services and our offerings. Now, imagine a bigger company that, and how much growth they can have. I think overall, I'm very optimistic and about inflation coming down, hitting that 2% target by the end of this year. In fact, I think it'll hit that 2% target a few months before the end of the year. And once we hit that target, then the Fed is going to start cutting rates again, and there's a chance that they may even start cutting rates before we hit that 2% target. I don't think they should. I thought they made a mistake doing that last year when they started cutting, when inflation hit 2.4% I think or two and a half percent, they started cutting again. I think the inflation rate has to hit actually 2% across the board, and then they can start with their gradual cutting. So if somebody asked today, hey, narration, which many do as, hey, how low do you think interest rates are going to go this year? My answer is not very low. This here, you'd have to have a cataclysmic Black Swan event, which it's called Black Swan because none of us can predict it, none of us can see it. So you'd have to have an event like that for the Fed to just basically slash rates overnight, which I don't see anytime soon. The other most popular question I've gotten this week is, are we going to go into a recession? You know, it seems like the world is falling apart and world war three and and stocks are tanking, and crypto is tanking, and this is tanking and that's tanking. This is when people told me a few weeks ago, actually. And my answer is, No, I don't think we're going to see a recession unless there's a black swan event. But I don't think so. And the reason is because of the tool that the Fed has. The Fed can cut, cut, cut. That's one of the Ben now, if we were at low interest rates, if we were at, let's say, historic low interest rates, and we were in this situation today, I would be very pessimistic and say it's not looking good. But any sign of a recession, the Fed is going to act at their next meeting. They won't even need to call an emergency meeting. They'll act at their next meeting, whenever that may be, they'll act and start cutting rates, and that's going to quickly stimulate the economy and get investors like our folks, because that's going to affect the bond yields, that's going to affect the mortgage rates, and investors are going to jump in to buy real estate, and people are going to jump in to buy discounts in the stock market, et cetera, et cetera.   Keith Weinhold  34:44   To your point, thank goodness the Fed has some ammo. Since the federal funds rate is about 4% they do have some ammo, and they can cut that rate down. You can imagine if the Fed funds rate was zero, like it was a few years ago, and they couldn't make cuts because they don't want to. Make it negative. So Naresh and I here talking about a number of forces that are largely outside your control. So these are the sort of things you can keep your eye on. However, there is something you can do that's very much in your control, and it happens this Thursday, where you can join Naresh and a co host on our upcoming live event. Tell us about it, Naresh.   Naresh Vissa  35:22   well, like you said, it's this Thursday, we're going to be talking about the BRRRR strategy, which has become the most popular real estate investment strategy. GRE has seen in its existence. Our investors are almost hooked onto this burst strategy. We're going to talk more about it on the webinar. Burr stands for buy, rehab, rent, refinance, repeat, and we'll get into all that in the webinar. It's a great way to build equity in a property very quickly, and to use that equity towards your down payment, so that you're not paying that standard, traditional 20 to 25% down. Some of our investors have done BRRRR's in markets like Tennessee, where they put zero down, or where they even made money on the if you want to call it the flip, so we're going to be talking about them. It's specifically geared towards we've done a burr event before on the Memphis, Tennessee market. This is a burr online event that covers the Cleveland, Ohio market, and that's a market that we have not touched on much here at get rich education, we've promoted some properties here and there. It's a really popular market, and it's a state that is growing and looking if someone were to ask me, Hey, Naresh what's the one state that you think can become the next Florida. And we've covered Florida here before. I live in Florida. Politics aside, Florida has boomed Since 2020. Or so. The number of how you can judge a state's growth is by its GDP numbers. And most importantly, are people moving there? That's the key. Are people moving there? And I would say Ohio is that next state where I think many people in the Midwest are going to say, hey, you know what, I want to go move there, because they're looking to make a lot of changes that are pro growth, that are pro real estate, including potentially eliminating the property tax, school choice programs there. That's huge for kids, universal school choice, and, most importantly, potentially eliminating the income tax now, these are all long term plans. It's not happening anytime soon, but those are the visions and the goals for Ohio, and I think they're going to happen by 2030 I would expect many of these plans and policies to happen. And what that means for real estate is it's going to boom because people are going to move to Ohio because of that, there aren't a lot of states that offer no income tax. So those are my thoughts on Ohio, and we're going to talk a little bit more about that on the webinar.   Keith Weinhold  37:50   Many expect Vivek Ramaswami to be the next governor of Ohio. If that comes true, Vivek has a lot of the same pro business policies that Ron DeSantis does in Florida, for example, Ohio has a high population, a stable population, America's seventh largest population, and a slow growing one with a great diversity of industry there in Ohio and Cleveland.   Naresh Vissa  38:15   So Keith, we have we're approaching record numbers of registrations for this event. We still have room for several more people. So I highly recommend people go to GRE webinars.com. That's GRE webinars.com. You can register for the event. It's going to be fun. All of our webinars recently have been a ton of fun. We've gotten great feedback, a lot of engagement. I think you'll learn a lot for sure. So I'm looking forward to seeing everybody there.    Keith Weinhold  38:42   Your co host, Phil, was on last week's show with us, both you and Phil, we'll be talking about this burr live event in Cleveland. I really suggest you, the listener, attend live. You might get a better Property selection that way, and you'll surely be able to ask questions, and sometimes with the other participants, they ask a really good question that you had not even thought of previously. It's our live burr event for Cleveland cash flow properties. You the listener probably remember when Phil was here last week, we gave an example of where you can get eight to one leverage and up to $500 cash flow on a single family home in Cleveland. I really recommend that you attend, and you'll be hearing more from the race, then you can sign up at GRE webinars.com We'll see if we break that record of, I think, 538 registrants last webinar that we had late last year. Do you have any last thoughts about the event? Naresh,   Naresh Vissa  39:41   like I said, before our events have it's free to attend. That's the first thing. You don't need to pay us anything. But we sell out these events. So I highly recommend that people go once again to GRE webinars.com. We can only hold a certain number of people. It's a few 100 people. So we want to sell out again. We hope you can. Join us and you will not regret I think you're gonna really like the Cleveland market. We're gonna talk more about that, the Ohio market in general. And I think folks are really, really gonna like this strategy. I know a lot of you have invested in Burt, in other markets, or have been researching Burr and you really like what you hear this is the market. I think that you should pay really, really close attention to our team is really strong there. Phil's team, really strong, very honest. They're quick, they're reliable. So if you've had a bad experience doing a burr elsewhere, I think you'll have a better experience with our team over here.    Keith Weinhold  40:35   We'd call it a sellout crowd, but you don't have to pay anything. We'd call it a standing room only crowd, but you don't have to stand up. You can sit down and enjoy it from the comfort of your own home this Thursday at 8pm eastern at GRE webinars.com. Thanks for coming on to the show. Naresh,    Naresh Vissa  40:51   thanks a lot, Keith.   Keith Weinhold  40:57   Yeah, strong insights from our own new race today, inflation expectations cut back and forth like a knife with big policy decisions on layoffs and tariffs and more tariffs on lumber and gypsum board. I mean, they are two of the major inputs that can increase the cost of homes. Gypsum board just means drywall tariffs, slow trade, less fuel is used to ship things like we touched on. And a lot of people ask, well, doesn't an economic slowdown mean lower prices, but yet don't tariffs raise prices? Well, you got to take on that from Naresh today. Now, sometimes I am asked, where is the real opportunity in today's real estate market? I've been a guest on other business shows lately, and I've been asked that question, where's the opportunity in today's real estate market? And I've got two answers. If you have more money and less time. Go with new build properties, because builders are still awarding you with massive rate buy downs, often to near a 5% mortgage rate. They are buying it down for you, but instead, if you have less money and more time, because you have to wait a few months for a rehab, then go with the burr strategy. That is the other opportunity. It's going to give you a higher return than new build in most cases, because what you get is in improbably high leverage along with strong cash flow. And those are two notions that typically don't go together. Well, on Thursday, we're bringing that to you with our live event. I mean, is there a more seasoned pro with the burr strategy in the entire nation than one co host for the event? Phil and then the mind spring of knowledge and ideas from Naresh as the other co host, and they're both active investors themselves, bringing you the opportunity in Cleveland in just a few days. And of the hundreds of registrants, not all of them attend live, but do attend live. If you can give yourself an advantage, you can be connected with available properties conducive to the burr strategy. If you're interested, or maybe you're just more interested in how it all works one last time it is GRE 's live event for Cleveland's amazing cash flow opportunities this coming Thursday, the 20th at 8pm Eastern, 5pm Pacific, healthy real world monthly rents that are more than 1% of the purchase price single family properties, many for under 100k in investor sweet spots. It's free to attend. It's from the comfort of your own home. Registration is still open at GRE webinars.com until next week. I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 2  44:04   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host, is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  44:28   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access, and it's got paywalls and pop ups and push notifications and cookies disclaimers, it's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters, and I write every word of ours. Myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream. Letter, it wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text GRE to 66866, while it's on your mind, take a moment to do it right now. Text GRE to 668666.   The preceding program was brought to you by your home for wealth, building, getricheducation.com.  

Marco Rubio, the 72nd United States Secretary of State and former Senator from Florida, joined The Guy Benson Show to discuss why the U.S. is targeting Houthi militants in Yemen and why he believes it's in America's best interest. Sec. Rubio also explained why the war between Russia and Ukraine is closer to its conclusion than in years past under the Biden administration. Rubio responded to critics questioning whether a recent deportation flight of Venezuelans included gang members, emphasizing that all those deported were in the country illegally, and he also slammed district judges who attempted to block said flights, showing that they prioritize the rights of illegal criminals over everyday Americans. You can listen to the full interview below! Learn more about your ad choices. Visit podcastchoices.com/adchoices

A man granted clemency by Gov. Jay Inslee gets arrested with enough fentanyl to kill thousands – how Democrats used him to push soft-on-crime bills. State legislators hold scripted town halls. INRIX CEO on decision to move company's headquarters. Starbucks baristas may be the most entitled workers in America. Debate over El Salvador deportation flight.

Guy Relford, "The Gun Guy," joins to talk a bill firearm bill in Washinton moving forward, Indiana Supreme Court case Turner vs State, and more. See omnystudio.com/listener for privacy information.

Penetration tests are probably the most common and recognized cybersecurity consulting services. Nearly every business above a certain size has had at least one pentest by an external firm. Here's the thing, though - the average ransomware attack looks an awful lot like the bog standard pentest we've all been purchasing or delivering for years. Yet thousands of orgs every year fall victim to these attacks. What's going on here? Why are we so bad at stopping the very thing we've been training against for so long? This Interview with Phillip Wylie will provide some insight into this! Spoiler: a lot of the issues we had 10, even 15 years ago remain today. Segment resources: Phillip's talk, Optimal Offensive Security Programs from Dia de los Hackers last fall It takes months to get approvals and remediate cloud issues. It can take months to fix even critical vulnerabilities! How could this be? I thought the cloud was the birthplace of agile/DevOps, and everything speedy and scalable in IT? How could cloud security be struggling so much? In this interview we chat with Marina Segal, the founder and CEO of Tamnoon - a company she founded specifically to address these problems. Segment Resources: Gartner prediction: By 2025, 75% of new CSPM purchases will be part of an integrated CNAPP offering. This highlights the growing importance of CNAPP solutions. https://www.wiz.io/academy/cnapp-vs-cspm Cloud security skills gap: Even well-intentioned teams may inadvertently leave their systems vulnerable due to the cybersecurity skills shortage. https://eviden.com/publications/digital-security-magazine/cybersecurity-predictions-2025/top-cloud-security-trends/ CNAPP market growth: The CNAPP market is expected to grow from $10.74 billion in 2025 to $59.88 billion by 2034, indicating a significant increase in demand for these solutions. https://eviden.com/publications/digital-security-magazine/cybersecurity-predictions-2025/top-cloud-security-trends/ Challenges in Kubernetes security: CSPMs and CNAPPs may have gaps in addressing Kubernetes-specific security issues, which could be relevant to the skills gap discussion. https://www.armosec.io/blog/kubernetes-security-gap-cspm-cnapp/ Addressing the skills gap: Investing in training to bridge the cybersecurity skills gap and leveraging CNAPP platforms that combine advanced tools are recommended strategies. https://www.fortinet.com/blog/business-and-technology/navigating-todays-cloud-security-challenges Tamnoon's State of Remediation 2025 report In this week's enterprise security news, Knostic raises funding The real barriers to AI adoption for security folks What AI is really getting used for in the wild Early stage startup code bases are almost entirely AI generated Hacking your employer never seems to go well should the CISO be the chief resiliency officer? proof we still need more women in tech All that and more, on this episode of Enterprise Security Weekly. Visit https://www.securityweekly.com/esw for all the latest episodes! Show Notes: https://securityweekly.com/esw-398

5 consecutive UK Prime Ministers have declared that the UK will become an AI Superpower, why is Keir Starmer any different? Why does no one have ‘big ideas' anymore? And, how did Peter Kyle's experience of grief shape the politician he is today?  Rory and Alastair are joined by Peter Kyle, the Secretary of State for Science, Innovation and Technology, to discuss all this and more.  TRIP Plus: Become a member of The Rest Is Politics Plus to support the podcast, receive our exclusive newsletter, enjoy ad-free listening to both TRIP and Leading, benefit from discount book prices on titles mentioned on the pod, join our Discord chatroom, and receive early access to live show tickets and Question Time episodes. Just head to therestispolitics.com to sign up, or start a free trial today on Apple Podcasts: apple.co/therestispolitics. Instagram: @restispolitics  Twitter: @RestIsPolitics  Email: restispolitics@gmail.com Video Editor: Josh Smith  Assistant Producer: Alice Horrell Social Producer: Jess Kidson Producer: Nicole Maslen Senior Producer: Dom Johnson Head of Content: Tom Whiter Exec Producers: Tony Pastor + Jack Davenport Learn more about your ad choices. Visit podcastchoices.com/adchoices

On the podcast, I talk with Jacob Eiting about how AI is transforming both what apps do and how they're built, the link between price and retention, and why React Native apps often monetize better than native.Check out RevenueCat's State of Subscription Apps 2025 report here: https://revenuecat.com/reportTop Takeaways:

La crítica de Gruber es más que la crítica a un retraso: habla de una fractura en los principios fundamentales de Apple al prometer funciones de IA imposibles de entregar, algo que habla sobre cómo la presión competitiva ha llevado a la empresa a comprometer valores que Jobs consideraba sagrados.Profundiza:Something Is Rotten in the State of Cupertino (Daring Fireball)Contacta con el autor:X: @jlacortBluesky: @lacortMail: lacort@xataka.comLoop Infinito es un podcast de Applesfera sobre Apple y su ecosistema, publicado de lunes a viernes a las 7.00 h (hora española peninsular). Presentado por Javier Lacort. Editado por Alberto de la Torre.

We're digging into the details regarding Gov. DeWine's plans he addressed during his recent State of the State on the Weekly Reporter Roundtable.

Two members of Congress have introduced legislation that would cut back on state and federal emission regulations on large trucks. Also, a former trucker has created a product to protect you from something virtually every trucker faces – damage to their left arm from the sun. And among the many complex things about running a trucking business is IFTA taxes – and if you don't do it right, you could face an audit. 0:00 – Newscast 10:01– Product designed to combat the ‘trucker tan' 24:27 – How to avoid – or survive – an IFTA audit 39:25 – Congress acts to stop overzealous emission rules

TOP 3: Storms Reported Across Country, Most Googled Green Foods by State, and 4th Season of Ted Lasso Confirmed full 184 Mon, 17 Mar 2025 14:31:12 +0000 DGFgSvmg1uXqo7zWU59AJRE66KCnSQsm music,society & culture,news Kramer & Jess On Demand Podcast music,society & culture,news TOP 3: Storms Reported Across Country, Most Googled Green Foods by State, and 4th Season of Ted Lasso Confirmed Highlights from the Kramer & Jess Show. 2024 © 2021 Audacy, Inc. Music Society & Culture News False

In Texas, we're no stranger to DEI bans. State lawmakers have already banned diversity, equity, and inclusion programs at public colleges. But now, executive orders from former President Donald Trump are pushing even further, prompting companies and private institutions like Rice University to rethink their programs. Producer Carlignon Jones talks with Niiobli Armah IV, founder and principal of the strategy firm We-Collab, to explore the history of DEI, why it has become so controversial, and what it all means for your daily life in Houston.  Learn more about today's episode with these stories:  Major companies scaling back DEI programs. What's next? Rice University renames DEI office as Trump administration threatens funding Texas lawmakers may ban certain lessons at state colleges under expanded DEI crackdown How could new federal policies affect Houston? Harris Co. Attorney speaks on potential impact How This Local Democrat is Battling Trump's Executive Orders in Court Learn more about the sponsors of this March 17th episode: Visit Port Aransas Destination Bryan Meow Wolf The Village School Bayou City Art Festival Looking for more Houston news? Then sign up for our morning newsletter Hey Houston  Follow us on Instagram  @CityCastHouston Don't have social media? Then leave us a voicemail or text us at +1 713-489-6972 with your thoughts! Have feedback or a show idea? Let us know!  Interested in advertising with City Cast? Let's Talk! Learn more about your ad choices. Visit megaphone.fm/adchoices

Met vandaag: Loeki Knol en Daniël Lohues staan stil bij het overlijden van Rob de Nijs | Raad van State geeft zware onvoldoende aan pensioenplan NSC |   Heeft de Democratische Partij in Amerika al een antwoord op president Trump? | Groot Brittannië haalt de banden met de EU weer aan | Daan Doesborgh schrijft een gedicht voor 125-jarig Ajax | Presentatie: Chris Kijne

On this Stateside podcast, Michigan Public's political director gets context and details about Michigan's new minimum wage and sick leave rules from Sean Egan. He oversees the State's Bureau of Employment Relations and the Wage and House Divisions, also know as LEO. Looking for more conversations from Stateside? Right this way.If you like what you hear on the pod, consider supporting our work.Music in this episode by Blue Dot Sessions.See omnystudio.com/listener for privacy information.

This week was the opening of the 2025 World Zionist Congress Elections.  On the show, I welcome Rabbi Josh Weinberg to talk about the meaning of this momentous opportunity to support Israel.  Rabbi Weinberg is the URJ Vice President for Israel and Reform Zionism and the Executive Director of ARZA.  Please listen to have your voice heard and direct more than $1 Billion of funding for Israel. The World Zionist Organization (WZO) and the World Zionist Congress (WZC) are central nongovernmental institutions in Israel.  While not a part of the Israeli government, “The Parliament of the Jewish People” represents a variety of Israeli political parties, their platforms and visions for Israeli society.     The WZO was founded by Theodor Herzl in Basel, Switzerland in 1897 at the first World Zionist Congress. Even though they predate the State of Israel, the country's founders knew that to succeed it had to be a project of the entire global Jewish People. They baked the WZO and WZC into the Democratic process of Israel as the one way for Diaspora Jews to have a say in the important Issues facing the Jewish People and Jewish State.  Often called “The Parliament of the Jewish People,” the WZC convenes every five years to bring together representatives from Jewish communities around the world to decide on key issues affecting the Jewish people in Israel and globally.  The Congress elects the leadership of the WZO, sets policies, and influences the allocation of significant funding of about $1 billion annually.  VOTE HERE:  www.azm.org LEARN ABOUT THE REFORM MOVEMENT SLATE HERE: https://www.vote4reform.org/ Check out this video to learn more: https://www.youtube.com/watch?v=KGWRp7_vZH8&t=10s If you enjoyed this episode, don't forget to subscribe and follow Temple Israel on social media to stay up to date on Waking Up To Life.    Edited by: Alex Wolf Original Music Composed by: Dan Hacker   Facebook: https://www.facebook.com/templeisraelmi  Instagram: https://www.instagram.com/templeisraelmi/  YouTube: https://www.youtube.com/playlist?list=PLn9spWvsCBvcQ-o5XLeFLHKcLoj2nBAfM  Web: https://www.temple-israel.org/wakinguptolifepod  You can get this podcast anywhere you get your media.  Join over 10,000 listeners who have been inspired by the show. And if you have someone with a story to tell, please contact me at josh@temple-israel.org

Thanks to FoamyGuy for the backup recording with better audio. Notes document is available here, with timecodes: https://github.com/adafruit/adafruit-circuitpython-weekly-meeting/blob/main/2025/2025-03-17.md Join here for the chat all week: http://adafru.it/discord The CircuitPython Weekly normally is held at 2pm US ET/11am us PT on Mondays. Check the #circuitpython-dev channel on Discord for notices of change in time and links to past meetings. Meeting times are also available in iCal format using the following link: https://raw.githubusercontent.com/adafruit/adafruit-circuitpython-weekly-meeting/master/meeting.ical or view it in your browser: https://open-web-calendar.herokuapp.com/calendar.html?url=https://raw.githubusercontent.com/adafruit/adafruit-circuitpython-weekly-meeting/master/meeting.ical CircuitPython development is sponsored by Adafruit. Please support them by purchasing hardware from https://adafruit.com. Reminders: Podcast available on most services. Let us know if we're missing some. 0:00 Housekeeping 3:12 Community News 4:52 State of CircuitPython, Libraries & Blinka 13:00 Hug Reports 16:48 Status Updates 27:40 In the Weeds 39:36 Wrap-up

This video highlights the role of our energetic selves during periods when the boundaries between dimensions become thin. It covers how we work in multiple dimensions to neutralize discord, prevent destruction, and amplify harmony. The video also provides practical steps to align your energy with harmonic dimensions to ease tension, improve sleep, and support global energetic balance.This is a segment from Aleya's coaching sessions. To join her live online coaching sessions click on the link below...https://www.aleyadao.com/catalog/products/Live-Coaching-Sessions/721/Get a free month of the Cups of Consciousness meditations at https://www.7cupsofconsciousness.com/Main Topics:- The concept of "thin veils" between realms and dimensions- The energetic impact of the time between August 8th and October 31st- The role of our etheric body in resolving discord in other dimensions- Techniques for navigating dream time and multidimensional work- Steps for amplifying harmonic dimensions and neutralizing discordant energies- How to sleep deeply and restfully during these energetically charged times

PWG sits down with Denny Hoskins, the newly elected Missouri Secretary of State to review his plans for election integrity in the Show-Me-State. Also joining us is Mark Cook, a cyber election ecosystem expert who shows how same day, paper ballot, hand filed and hand counting ballots is less expensive and cannot be rigged.Keep up with these fellas at:Denny Hoskins: Denny.Hoskins@SOS.Mo.govMark Cook:https://HandcCountRoadShow.org----------------------------Check out all of our vendors at: https://patriotswithgrit.com/patriot-partners/ SPONSORS FOR THIS VIDEO❤️ Cardio Miracle - Boost your energy, help support your immune system, and improve your mental clarity-plus use promo code GRIT and save 10% on your order https://cardiomiracle.myshopify.com/discount/GRIT➡️ RNC Store- Immunity is your first line of defense and laetrile/B17 from Richardson Nutritional Center can provide you with natural health supplements to improve your wellness. - Use promo code GRIT and save 10% on your order https://rncstore.com/GRIT

When the Supreme Court issued its opinion in Dobbs reversing Roe v Wade and Planned Parenthood, it began a rapidly evolving conflict between the States on one of the most high profile and controversial constitutional debates of our day. While much has been made of the laws which have either restricted or protected access to abortions, conflicts often reach beyond the borders of States due to interstate commerce, the Full Faith and Credit Clause, and the Extradition Clause. For law students, this is an opportunity to see with unusual clarity the dynamics of the law in motion and to better understand state-federal conflicts.To help you better understand how these conflicts are playing out today and where they may be leading in the future, host Chay Rodriguez is joined by professors Rachel Rebouché and David S. Cohen, co-authors of an article entitled “Abortion Shield Laws”, which has helped lead 18 States and D.C. to adopt laws protecting healthcare practitioners who provide abortion services for patients from states where abortion is illegal.Click here to read the article professors Rebouché and Cohen co-authored.(00:00) - Introducing today's topic (02:08) - Our guests Rachel Rebouche and David S. Cohen (02:53) - Interview with Professor Rachel Rebouche (03:00) - Intro to abortion shield laws and the conflict between States (07:30) - How an article led to the development of shield laws for a post-Roe America' (07:59) - How States banning abortion seek to impede abortion resources beyond their borders (10:10) - The way the shield law evolved and developed first in Connecticut (10:58) - Odds of a Supreme Court fight: Rebouche (12:07) - Interview with Professor David S. Cohen (12:15) - The post-Dobbs reality in America (14:03) - The Full Faith and Credit Clause and abortion shield laws (17:36) - Shield laws and State sovereignty (18:44) - Odds of a Supreme Court fight: Cohen (20:38) - Dobbs and economic classes: equal protection claims (26:48) - How law students can get involved (30:05) - Abortion trafficking (34:20) - How scholarship can impact the legal landscape Click here to view the episode transcript.

Penetration tests are probably the most common and recognized cybersecurity consulting services. Nearly every business above a certain size has had at least one pentest by an external firm. Here's the thing, though - the average ransomware attack looks an awful lot like the bog standard pentest we've all been purchasing or delivering for years. Yet thousands of orgs every year fall victim to these attacks. What's going on here? Why are we so bad at stopping the very thing we've been training against for so long? This Interview with Phillip Wylie will provide some insight into this! Spoiler: a lot of the issues we had 10, even 15 years ago remain today. Segment resources: Phillip's talk, Optimal Offensive Security Programs from Dia de los Hackers last fall It takes months to get approvals and remediate cloud issues. It can take months to fix even critical vulnerabilities! How could this be? I thought the cloud was the birthplace of agile/DevOps, and everything speedy and scalable in IT? How could cloud security be struggling so much? In this interview we chat with Marina Segal, the founder and CEO of Tamnoon - a company she founded specifically to address these problems. Segment Resources: Gartner prediction: By 2025, 75% of new CSPM purchases will be part of an integrated CNAPP offering. This highlights the growing importance of CNAPP solutions. https://www.wiz.io/academy/cnapp-vs-cspm Cloud security skills gap: Even well-intentioned teams may inadvertently leave their systems vulnerable due to the cybersecurity skills shortage. https://eviden.com/publications/digital-security-magazine/cybersecurity-predictions-2025/top-cloud-security-trends/ CNAPP market growth: The CNAPP market is expected to grow from $10.74 billion in 2025 to $59.88 billion by 2034, indicating a significant increase in demand for these solutions. https://eviden.com/publications/digital-security-magazine/cybersecurity-predictions-2025/top-cloud-security-trends/ Challenges in Kubernetes security: CSPMs and CNAPPs may have gaps in addressing Kubernetes-specific security issues, which could be relevant to the skills gap discussion. https://www.armosec.io/blog/kubernetes-security-gap-cspm-cnapp/ Addressing the skills gap: Investing in training to bridge the cybersecurity skills gap and leveraging CNAPP platforms that combine advanced tools are recommended strategies. https://www.fortinet.com/blog/business-and-technology/navigating-todays-cloud-security-challenges Tamnoon's State of Remediation 2025 report In this week's enterprise security news, Knostic raises funding The real barriers to AI adoption for security folks What AI is really getting used for in the wild Early stage startup code bases are almost entirely AI generated Hacking your employer never seems to go well should the CISO be the chief resiliency officer? proof we still need more women in tech All that and more, on this episode of Enterprise Security Weekly. Visit https://www.securityweekly.com/esw for all the latest episodes! Show Notes: https://securityweekly.com/esw-398

For the week of March 10, 2025, host Dawn Vaughan talks to politics team colleague Avi Bajpai and higher education reporter Korie Dean. They discuss Democratic Gov. Josh Stein's State of the State speech and House Speaker Destin Hall's Republican response, and what's going on in the UNC System scrubbing language related to diversity, equity and inclusion. Host: Dawn Vaughan Guests: Avi Bajpai, Korie Dean Executive Producer: Laura Brache Want even more North Carolina politics news? Our Under the Dome newsletter dives deep into all things #ncpol and legislative happenings. It's sent to your inbox Tuesday to Friday and Sunday. Sign up here. Please consider supporting local journalism with a subscription to The N&O. If you're already a subscriber, thank you! Learn more about your ad choices. Visit megaphone.fm/adchoices

Kaplan and Crew with Scott Kaplan, Alex Padilla, and John Browner are on Monday through Friday starting at 10am PST! Live on SportsGrid TV and Sirius XM channel 159 as well! 14:00 justin fields jets / nfl qb free agency 17:00 davante signs with rams 22:00 padres named king opening day starter 28:00 country is rooting for sdsu 37:30 sdsu has respect now 1:00 scott watching tv shows 1:10:00 padres new owner 1:22:00 skims ad 1:31:00 sdfc undefeated 1:41:00 stephen a vs lebron 1:48:00 prze picksSupport the show: http://Kaplanandcrew.comSee omnystudio.com/listener for privacy information.

Jonathan Miller interviews Craig Katz, Government Relations Manager of CBD Kratom, about policy challenges and opportunities facing the hemp industry in Illinois and Missouri. If you have questions about the episode or ideas for Hemp related topics, email us at hemplegallyspeaking@fbtlaw.com. Hemp Industry questions covered in the episode: What is CBD Kratom's role in the US hemp industry?Given the opposition of Governor JB Pritzker, what's the status of legislative policy in Illinois?With the support Mayor Brandon Johnson, how are regulatory efforts proceeding in Chicago?How is the hemp industry navigating legislative battles with Big Marijuana and divisions among themselves in Missouri?Having served in the legislative trenches where the sausage is made, what are your general feelings about the future of US hemp policy?

Tired of spending more than you planned on groceries? In this episode of State 48 Homeowner, we share practical ways to slash your grocery bill without sacrificing quality. Discover how to spot hidden costs at the store, master meal planning for the week, and use coupons effectively—even if you're not an extreme couponer. We'll also explore easy techniques like freezing items you buy in bulk and shopping your pantry before you hit the store. What You'll Learn: • How to identify and avoid impulse buys and convenience fees • Simple meal-planning ideas to reduce waste and keep your menu interesting • Couponing basics—stacking deals, store apps, and loyalty programs • Two immediate hacks to help you start saving money right away Stay tuned until the end for quick tips you can implement today. If you find this information helpful, remember to like, subscribe, and ring the notification bell so you never miss an episode. Let's make grocery shopping more affordable—one trip at a time. Keywords: grocery bill savings, meal planning tips, couponing strategies, grocery budget hacks, store loyalty programs, impulse buy prevention, freezer meal ideas, saving on groceries, State 48 Homeowner podcast, weekly meal prep, reduce grocery costs, grocery shopping tips, pre-planned meals, store brand vs name brand, clearance rack deals, bulk buying tips, cutting food expenses, money saving ideas, frugal living tips, household budgeting

It takes months to get approvals and remediate cloud issues. It can take months to fix even critical vulnerabilities! How could this be? I thought the cloud was the birthplace of agile/DevOps, and everything speedy and scalable in IT? How could cloud security be struggling so much? In this interview we chat with Marina Segal, the founder and CEO of Tamnoon - a company she founded specifically to address these problems. Segment Resources: Gartner prediction: By 2025, 75% of new CSPM purchases will be part of an integrated CNAPP offering. This highlights the growing importance of CNAPP solutions. https://www.wiz.io/academy/cnapp-vs-cspm Cloud security skills gap: Even well-intentioned teams may inadvertently leave their systems vulnerable due to the cybersecurity skills shortage. https://eviden.com/publications/digital-security-magazine/cybersecurity-predictions-2025/top-cloud-security-trends/ CNAPP market growth: The CNAPP market is expected to grow from $10.74 billion in 2025 to $59.88 billion by 2034, indicating a significant increase in demand for these solutions. https://eviden.com/publications/digital-security-magazine/cybersecurity-predictions-2025/top-cloud-security-trends/ Challenges in Kubernetes security: CSPMs and CNAPPs may have gaps in addressing Kubernetes-specific security issues, which could be relevant to the skills gap discussion. https://www.armosec.io/blog/kubernetes-security-gap-cspm-cnapp/ Addressing the skills gap: Investing in training to bridge the cybersecurity skills gap and leveraging CNAPP platforms that combine advanced tools are recommended strategies. https://www.fortinet.com/blog/business-and-technology/navigating-todays-cloud-security-challenges Tamnoon's State of Remediation 2025 report Show Notes: https://securityweekly.com/esw-398