Podcasts about Apple Pay

Musicians should start doing MLMs, selling fans merch in bulk for them to sell to each other. Plus, Jack White got his first cell phone. Now is the time to send your catfish DMs and ask for his Apple Pay. Fortune Kit on Patreon: www.patreon.com/fortunekit

Deborah Simpier is Co-Founder and CEO of Althea (https://althea.net), a decentralized infrastructure platform revolutionizing internet access through blockchain-based, community-driven networks. Deborah shares her journey from advocating for net neutrality and running a rural IT business to co-founding DePIN network, Althea, a company pioneering multi-stakeholder networks with innovative products like KeyLTE and Liquid Infrastructure. She discusses Althea's milestones, including deploying networks in rural Oregon, powering connectivity in the Arctic Circle, and enabling the first ApplePay transaction on CBRS spectrum. Deborah dives into how Althea's price-aware routing protocol and blockchain-based payment system empower communities to build affordable, resilient internet infrastructure, challenging legacy telecom models. She also shares her vision for a decentralized future where blockchain and 5G converge to democratize connectivity, foster equitable digital access worldwide, and usher the convergence of DeFi, DePIN, and real-world utility pushing forward the vision of democratized, autonomous infrastructure.

Luca Netz, founder of Pudgy Penguins, opens up about surviving crypto's most brutal crashes and building one of the industry's biggest ecosystems.From being down 90% to launching one of crypto's largest airdrop to 6 million wallets, Luca shares the emotional reality of building billion-dollar projects under extreme pressure. The conversation also covers Ethereum Foundation's surprising cultural shift toward builders, Abstract bockchain's competition with Coinbase Base, and why NFTs will make a massive comeback with stablecoin adoption.__________________________________PARTNERS

Which member of the show got extremely embarassed when they went to go and pay for their food only to realize that they didn't accept Apple Pay?

Which member of the show got extremely embarassed when they went to go and pay for their food only to realize that they didn't accept Apple Pay? See omnystudio.com/listener for privacy information.

Episode 1389 - Saturday sees Alexander Usyk vs Daniel Dubois from Wembley Stadium. Live on DAZN PPV here are 3 of the best bookmaker offers, if you fancy a bet. Make sure to visit our website for our bet365 sign up offer guide. Ladbrokes Bet £5, Get £20 in Free Bets  For new customers only. 18+, Ladbrokes are offering a Bet £5, Get £20 in Free Bets. No promo code required when registering. Terms: 18+ New UK+ROI customers only. Certain deposit methods & bet types excl. Min first £/€5 bet within 14 days of account reg at min odds 1/2 to get 4 x £/€5 free bets (selected sportsbook markets only, valid 7 days, stake not returned. Restrictions + T&Cs apply. ladbrokes sign up offer Betfred Bet £10, Get £50 in Free Bets For new customers only, 18+, Betfred are offering a Bet £10, Get £50 in Free Bets and Bonuses offer. Use promo code SUMMER50 when registering. Terms: New customers only. Register with SUMMER50. Deposit £10+ and place first bet £10+ at Evens (2.0)+ on Sports within 7 days to get 3 x £10 in Sports Free Bets & 2 x £10 in Acca Free Bets within 10 hours of settlement. 7-day expiry. Eligibility & payment exclusions apply. Full T&Cs apply. #Ad betfred bonus code William Hill Bet £10, Get £40 in Free Bets For new customers only, 18+, William Hill are offering Bet £10, Get £40 in Free Bets. Use promo code G40 when registering Terms: Play Safe. Online only. For new UK register customers using promo code G40. Deposit & place £10 cash single bet (min odds 1/2) on sportsbook (excl. Virtuals). Get £40 in Free Bets (4x£10), valid for sportsbook (excl. Virtuals), 7 days expiry, must use in full (£10 each). Not valid with deposits via PayPal, Neosurf, Paysafe, Apple Pay, NETELLER, Skrill, ecoPayz, Kalibra/Postpay or WH PLUS Card. One per customer. Full T&Cs apply. www.begambleaware.org #ad william 10 for 40 bet366 guide and our william hill 30 free bet guide. unibet new customer offer and coral bonus code 2025 guides. Read our pages bet365 bonus code 2025 boylesports new customer coral welcome offer betfred new customer offer Top pages https://www.newcustomeroffer.co.uk/promo-codes/betfred-promo-code-2025/ https://www.newcustomeroffer.co.uk/promo-codes/bet365-bonus-code-uk/ https://www.newcustomeroffer.co.uk/offers/boylesports-sign-up-offer/ https://www.newcustomeroffer.co.uk/offers/ladbrokes-new-customer-offer/ Listeners & Subscribers 18+. Please be Gambleaware, you can visit GambleAware.org for more information and of course please bet responsibly. 

Episode 1390 - Main event is Dustin Poirier vs Max Holloway in a Lightweight clash. Live on TNT Sports we highlight 3 of the best bookmaker new customer offers available right now, if you fancy a bet. Make sure to visit our website for our bet365 new customer offer uk guide. Boylesports Bet £10, Get £40 in Free Bets & Bonuses For new customers 18+ Boylesports are offering a Bet £10, Get £40 in Free Bets  & Bonuses offer. No promo code is required when registering.  Terms: New UK customers (Excluding NI) only. £40 in FREE Bets (FB) as £30 in sports bets & a £10 casino bonus (CB). Min Deposit £10. Min stake £10. Min odds Evs. FB applied on 1st settlement of any qualifying bet. FB 7-day expiry. 1 FB offer per customer, household & IP address only. Account & Payment restrictions. 14 days to accept £10 CB, then active for 3 days. CB 5x wagering & max redeemable £100. Game restrictions apply. Cashed out/Free Bets won't apply. 30 days to qualify. 18+. T&Cs apply. #Ad :- boylesports bonus code Ladbrokes Bet £5, Get £20 in Free Bets  For new customers only. 18+, Ladbrokes are offering a Bet £5, Get £20 in Free Bets. No promo code required when registering. Terms: 18+ New UK+IRE customers. Paypal and certain deposit types and bet types excluded. Min £5 bet within 14 days of account reg at min odds 1/2 = 4 x £5 free bets. Free bets valid for 4 days on sports, stake not returned, restrictions apply. T&Cs apply. #Ad  Ladbrokes dets: ladbrokes casino bonus code William Hill Bet £10, Get £40 in Free Bets For new customers only, 18+, William Hill are offering Bet £10, Get £40 in Free Bets. Use promo code G40 when registering Terms: Play Safe. Online only. For new UK register customers using promo code G40. Deposit & place £10 cash single bet (min odds 1/2) on sportsbook (excl. Virtuals). Get £40 in Free Bets (4x£10), valid for sportsbook (excl. Virtuals), 7 days expiry, must use in full (£10 each). Not valid with deposits via PayPal, Neosurf, Paysafe, Apple Pay, NETELLER, Skrill, ecoPayz, Kalibra/Postpay or WH PLUS Card. One per customer. Full T&Cs apply. www.begambleaware.org #ad william hill g40 Here is our 365bet guide and our betfred50 guide. Read our coral bonus code new customer and coral new customer offer guides. Read our pages bet365 bonus code uk unibet sign up offer william hill sign up offer new customer offers Top pages https://www.newcustomeroffer.co.uk/promo-codes/bet365-bonus-code-uk/ https://www.newcustomeroffer.co.uk/offers/bet365-new-customer-offers/ Listeners & Subscribers 18+. Please be Gambleaware, you can visit GambleAware.org for more information and of course please bet responsibly.

Episode 1391 - Thursday sees Sweden Women vs England Women.  Live on BBC One, we highlight 3 bookmaker offers available right now, if you fancy a bet. Make sure to visit our website for our bet365 new customer offer ireland guide. Betfred Bet £10, Get £50 in Free Bets For new customers only, 18+, Betfred are offering a Bet £10, Get £50 in Free Bets and Bonuses offer. Use promo code BETFRED50 when registering. Terms: New customers only. Register with BETFRED50. Deposit £10+ via Debit Card and place first bet £10+ at Evens (2.0)+ on Sports within 7 days to get 3 x £10 in Sports Free Bets & 2 x £10 in Acca Free Bets within 10 hours of settlement. 7-day expiry. Eligibility & payment exclusions apply. T&Cs apply. betfred sign up offer Coral Bet £5, Get £20 in Free Bets For new customers 18+ Coral are offering a Bet £5, Get £20 in Free Bets offer. No promo code is required when registering.  Terms: 18+ New Customers only. Certain deposit methods & bet types excl. Min first £5 bet within 14 days of account reg at min odds 1/2 to get 4 x £5 free bets. Free bet available to use on selected sportsbook markets only. Free bets valid for 7 days, stake not returned. Restrictions + T&Cs apply. coral welcome offer William Hill Bet £10, Get £40 in Free Bets For new customers only, 18+, William Hill are offering Bet £10, Get £40 in Free Bets. Use promo code G40 when registering Terms: Play Safe. Online only. For new UK register customers using promo code G40. Deposit & place £10 cash single bet (min odds 1/2) on sportsbook (excl. Virtuals). Get £40 in Free Bets (4x£10), valid for sportsbook (excl. Virtuals), 7 days expiry, must use in full (£10 each). Not valid with deposits via PayPal, Neosurf, Paysafe, Apple Pay, NETELLER, Skrill, ecoPayz, Kalibra/Postpay or WH PLUS Card. One per customer. Full T&Cs apply. www.begambleaware.org #ad william hill g40 offer 365bet guide and our coral casino bonus code guide. unibet sign up offer and promo code ladbrokes guides. Read our pages bet365 promo code uk boylesports bonus code ladbrokes new customer offer ladbrokes bet 5 get 20 Top pages https://www.newcustomeroffer.co.uk/offers/bet365-new-customer-offers/ https://www.newcustomeroffer.co.uk/promo-codes/bet365-bonus-code-uk/ https://www.newcustomeroffer.co.uk/offers/ladbrokes-new-customer-offer/ https://www.newcustomeroffer.co.uk/promo-codes/coral-promo-code-2025/ https://www.newcustomeroffer.co.uk/offers/best-bookmaker-for-lucky-15/ Listeners & Subscribers 18+. Please be Gambleaware, you can visit GambleAware.org for more information and of course please bet responsibly. 

Summer phone season kicks off with Samsung's latest launch. Jake, Vee, and Allison talk about Samsung's new lineup of foldables, including the very thin new Z Fold 7 and Allison's disdain for the Z Flip 7 FE. Vee has impressions of Samsung's new Galaxy Watch 8 lineup and its squircle-y new redesign. Then, it's time to talk Big Tech shakeups. Apple's COO is leaving, Zuckerberg is buying himself an AI dream team, X's CEO is out — and its chatbot Grok is on a rampage. Finally, big things are in store for the Lightning Round… which shall henceforth be known as the THUNDER ROUND. Lots to talk about, including Lorde's CD problems, Apple's Liquid Glass changes, and HBO Max finally becoming HBO Max again. Further reading: Samsung Galaxy Unpacked 2025: Everything announced at the July event Galaxy Z Fold 7 hands-on: Samsung finally made the foldables we've been asking for  Samsung cuts price of its foldables with the Z Flip 7 FE Samsung Galaxy Watch 8 series hands-on: squircle squad Samsung seems to have leaked its own trifold phone design Samsung says its trifold phone should launch ‘this year' Samsung snuck a trifold tease into (January) Unpacked One of Tim Cook's possible successors is leaving Apple Sabih Khan Apple's design team will report to Tim Cook A close look at who could succeed Tim Cook Mark Zuckerberg announces his AI ‘superintelligence' super-group Meta is paying $14 billion to catch up in the AI race Meta's ‘superintelligence' hiring spree adds an AI leader from Apple Pay packages of up to $300 million over four years Meta is trying to win the AI race with money — but not everyone can be bought X CEO Linda Yaccarino is stepping down after two years X's CEO is out after failing at basically everything she claimed she wanted Threads is catching up to X on mobile X has a new head of product Elon Musk's xAI buys Elon Musk's X for $33 billion on paper xAI updated Grok to be more ‘politically incorrect' Grok stops posting text after flood of antisemitism and Hitler praise “In other posts it referred to itself as “MechaHitler”. Musk makes grand promises about Grok 4 in the wake of a Nazi chatbot meltdown Adobe's new camera app is making me rethink phone photography Ikea's latest speaker lamp ditches Sonos for Spotify and inexpensive Bluetooth Ikea ditches Zigbee for Thread going all in on Matter smart homes Perplexity launches Comet web browser OpenAI's next big launch could be an AI web browser E Ink is turning the laptop touchpad into an e-reader for AI apps Lorde's new CD is so transparent that stereos can't even read it I tried playing Lorde's new CD Appeals court strikes down ‘click-to-cancel' rule Nothing's ‘first true flagship' phone plays it a little safe Adding calendar events with a screenshot is AI at its finest The government's Apple antitrust lawsuit is still on Apple just added more frost to its Liquid Glass design Apple's second-generation Vision Pro might launch this year Nvidia briefly became the first $4 trillion company on Wednesday The makers of Cameo just launched... a birthday-tracking app? Nintendo is ending its cost-saving Switch game vouchers HBO Max is officially HBO Max again Email us at vergecast@theverge.com or call us at 866-VERGE11, we love hearing from you. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Episode 1387 - Sunday sees Chelsea vs PSG. Live on Channel 5, we highlight 3 of the best bookmaker offers available right now, if you fancy a bet. Make sure to visit our website for our bet365 welcome offer ireland guide. Betfred Bet £10, Get £50 in Free Bets For new customers only, 18+, Betfred are offering a Bet £10, Get £50 in Free Bets and Bonuses offer. Use promo code BETFRED50 when registering. Terms: New customers only. Register with BETFRED50. Deposit £10+ via Debit Card and place first bet £10+ at Evens (2.0)+ on Sports within 7 days to get 3 x £10 in Sports Free Bets & 2 x £10 in Acca Free Bets within 10 hours of settlement. 7-day expiry. Eligibility & payment exclusions apply. T&Cs apply. betfred new customer offer Coral Bet £5, Get £20 in Free Bets For new customers 18+ Coral are offering a Bet £5, Get £20 in Free Bets offer. No promo code is required when registering.  Terms: 18+ New Customers only. Certain deposit methods & bet types excl. Min first £5 bet within 14 days of account reg at min odds 1/2 to get 4 x £5 free bets. Free bet available to use on selected sportsbook markets only. Free bets valid for 7 days, stake not returned. Restrictions + T&Cs apply. coral sign up offer William Hill Bet £10, Get £40 in Free Bets For new customers only, 18+, William Hill are offering Bet £10, Get £40 in Free Bets. Use promo code G40 when registering Terms: Play Safe. Online only. For new UK register customers using promo code G40. Deposit & place £10 cash single bet (min odds 1/2) on sportsbook (excl. Virtuals). Get £40 in Free Bets (4x£10), valid for sportsbook (excl. Virtuals), 7 days expiry, must use in full (£10 each). Not valid with deposits via PayPal, Neosurf, Paysafe, Apple Pay, NETELLER, Skrill, ecoPayz, Kalibra/Postpay or WH PLUS Card. One per customer. Full T&Cs apply. www.begambleaware.org #ad :- william hill bet 10 get 40 bet365 10 for 30 guide and our coral promo code guide. unibet sign up offer and ladbrokes bonus code 2025 guides. Read our pages bet365 promo code boylesports promo code ladbrokes new customer offer betfred bonus code Top pages https://www.newcustomeroffer.co.uk/ https://www.newcustomeroffer.co.uk/promo-codes/bet365-bonus-code-uk/ https://www.newcustomeroffer.co.uk/offers/ladbrokes-new-customer-offer/ https://www.newcustomeroffer.co.uk/promo-codes/coral-promo-code-2025/ https://www.newcustomeroffer.co.uk/offers/coral-new-customer-offers/ Listeners & Subscribers 18+. Please be Gambleaware, you can visit GambleAware.org for more information and of course please bet responsibly. 

In this special 50th episode of Tiny Pulpit Talks, Rev. Beth Dana and Rev. T. J. Fitzgerald take a moment to reflect on how this podcast began - born out of a desire to show a more intimate look at the church's values and mission beyond what you might see in the Sanctuary on Sundays. Together, they share stories from the early days of the podcast, how it's evolved, and what might be next. Most importantly, they want to hear from you! What has this series meant to you? What would you like to see in future episodes?

Episode 1385 - Sunday sees England Women vs Wales Women.  Live on ITV1, we highlight 3 bookmaker offers available right now, if you fancy a bet. Make sure to visit our website for our bet365 new customer offer uk guide. Betfred Bet £10, Get £50 in Free Bets For new customers only, 18+, Betfred are offering a Bet £10, Get £50 in Free Bets and Bonuses offer. Use promo code BETFRED50 when registering. Terms: New customers only. Register with BETFRED50. Deposit £10+ via Debit Card and place first bet £10+ at Evens (2.0)+ on Sports within 7 days to get 3 x £10 in Sports Free Bets & 2 x £10 in Acca Free Bets within 10 hours of settlement. 7-day expiry. Eligibility & payment exclusions apply. T&Cs apply. betfred 50 Coral Bet £5, Get £20 in Free Bets For new customers 18+ Coral are offering a Bet £5, Get £20 in Free Bets offer. No promo code is required when registering.  Terms: 18+ New Customers only. Certain deposit methods & bet types excl. Min first £5 bet within 14 days of account reg at min odds 1/2 to get 4 x £5 free bets. Free bet available to use on selected sportsbook markets only. Free bets valid for 7 days, stake not returned. Restrictions + T&Cs apply. :- coral sign up offer £50 William Hill Bet £10, Get £40 in Free Bets For new customers only, 18+, William Hill are offering Bet £10, Get £40 in Free Bets. Use promo code G40 when registering Terms: Play Safe. Online only. For new UK register customers using promo code G40. Deposit & place £10 cash single bet (min odds 1/2) on sportsbook (excl. Virtuals). Get £40 in Free Bets (4x£10), valid for sportsbook (excl. Virtuals), 7 days expiry, must use in full (£10 each). Not valid with deposits via PayPal, Neosurf, Paysafe, Apple Pay, NETELLER, Skrill, ecoPayz, Kalibra/Postpay or WH PLUS Card. One per customer. Full T&Cs apply. www.begambleaware.org #ad :- william hill 10 for 40 bet356 guide and our coral bonus code guide. unibet sign up offer and bonus code ladbrokes guides. Read our pages bet365 bonus code 2025 boylesports bonus code ladbrokes new customer offer william hill bet 10 get 30 Top pages https://www.newcustomeroffer.co.uk/ https://www.newcustomeroffer.co.uk/promo-codes/bet365-bonus-code-uk/ https://www.newcustomeroffer.co.uk/offers/ladbrokes-new-customer-offer/ https://www.newcustomeroffer.co.uk/promo-codes/coral-promo-code-2025/ https://www.newcustomeroffer.co.uk/offers/best-bookmaker-for-lucky-15/ Listeners & Subscribers 18+. Please be Gambleaware, you can visit GambleAware.org for more information and of course please bet responsibly. 

Episode 1386 - Saturday Night sees Edgar Berlanga vs Hamzah Sheeraz from New York. Live on DAZN PPV here are 3 of the best bookmaker offers, if you fancy a bet. Make sure to visit our website for our bet365 new customer offer guide. Ladbrokes Bet £5, Get £20 in Free Bets  For new customers only. 18+, Ladbrokes are offering a Bet £5, Get £20 in Free Bets. No promo code required when registering. Terms: 18+ New UK+ROI customers only. Certain deposit methods & bet types excl. Min first £/€5 bet within 14 days of account reg at min odds 1/2 to get 4 x £/€5 free bets (selected sportsbook markets only, valid 7 days, stake not returned. Restrictions + T&Cs apply. :- ladbrokes sign up offer Betfred Bet £10, Get £50 in Free Bets For new customers only, 18+, Betfred are offering a Bet £10, Get £50 in Free Bets and Bonuses offer. Use promo code SUMMER50 when registering. Terms: New customers only. Register with SUMMER50. Deposit £10+ and place first bet £10+ at Evens (2.0)+ on Sports within 7 days to get 3 x £10 in Sports Free Bets & 2 x £10 in Acca Free Bets within 10 hours of settlement. 7-day expiry. Eligibility & payment exclusions apply. Full T&Cs apply. #Ad :- betfred promo code William Hill Bet £10, Get £40 in Free Bets For new customers only, 18+, William Hill are offering Bet £10, Get £40 in Free Bets. Use promo code G40 when registering Terms: Play Safe. Online only. For new UK register customers using promo code G40. Deposit & place £10 cash single bet (min odds 1/2) on sportsbook (excl. Virtuals). Get £40 in Free Bets (4x£10), valid for sportsbook (excl. Virtuals), 7 days expiry, must use in full (£10 each). Not valid with deposits via PayPal, Neosurf, Paysafe, Apple Pay, NETELLER, Skrill, ecoPayz, Kalibra/Postpay or WH PLUS Card. One per customer. Full T&Cs apply. www.begambleaware.org #ad :- william hill g40 offer 365bet guide and our william hill 30 free bet guide. unibet new customer offer and coral promo code guides. Read our pages bet365 promo code uk boylesports new customer offer coral welcome offer william hill lucky 15 bonus Top pages https://www.newcustomeroffer.co.uk/promo-codes/betfred-promo-code-2025/ https://www.newcustomeroffer.co.uk/promo-codes/bet365-bonus-code-uk/ https://www.newcustomeroffer.co.uk/offers/boylesports-sign-up-offer/ https://www.maxpayout.co.uk/ Listeners & Subscribers 18+. Please be Gambleaware, you can visit BeGambleAware.org for more information and of course please bet responsibly.

Episode 1383 - Wednesday sees England Women vs Netherlands Women.  Live on BBC One, we highlight bookmaker offers, if you fancy a bet.  Make sure to visit our website for our bet365 new customer offer ireland guide. Betfred Bet £10, Get £50 in Free Bets For new customers only, 18+, Betfred are offering a Bet £10, Get £50 in Free Bets and Bonuses offer. Use promo code BETFRED50 when registering. Terms: New customers only. Register with BETFRED50. Deposit £10+ via Debit Card and place first bet £10+ at Evens (2.0)+ on Sports within 7 days to get 3 x £10 in Sports Free Bets & 2 x £10 in Acca Free Bets within 10 hours of settlement. 7-day expiry. Eligibility & payment exclusions apply. T&Cs apply. :- betfred50 Ladbrokes Bet £5, Get £20 in Free Bets  For new customers only. 18+, Ladbrokes are offering a Bet £5, Get £20 in Free Bets. No promo code required when registering. Terms: 18+ New UK+ROI customers only. Certain deposit methods & bet types excl. Min first £/€5 bet within 14 days of account reg at min odds 1/2 to get 4 x £/€5 free bets (selected sportsbook markets only, valid 7 days, stake not returned. Restrictions + T&Cs apply. Ladbrokes dets: ladbrokes sign up offer William Hill Bet £10, Get £40 in Free Bets For new customers only, 18+, William Hill are offering Bet £10, Get £40 in Free Bets. Use promo code G40 when registering Terms: Play Safe. Online only. For new UK register customers using promo code G40. Deposit & place £10 cash single bet (min odds 1/2) on sportsbook (excl. Virtuals). Get £40 in Free Bets (4x£10), valid for sportsbook (excl. Virtuals), 7 days expiry, must use in full (£10 each). Not valid with deposits via PayPal, Neosurf, Paysafe, Apple Pay, NETELLER, Skrill, ecoPayz, Kalibra/Postpay or WH PLUS Card. One per customer. Full T&Cs apply. www.begambleaware.org #ad :- william hill bet 10 get 40 bet366 guide and our coral promo code guide. boylesports sign up offer ireland and ladbrokes promo code guides. Read our pages bet365 bonus code coral welcome offer william welcome offer new customer offers Top pages https://www.newcustomeroffer.co.uk/offers/bet365-new-customer-offers/ https://www.newcustomeroffer.co.uk/promo-codes/bet365-bonus-code-uk/ https://www.newcustomeroffer.co.uk/offers/coral-new-customer-offers/ https://www.newcustomeroffer.co.uk/offers/ladbrokes-new-customer-offer/ https://www.newcustomeroffer.co.uk/ Listeners & Subscribers 18+. Please be Gambleaware, you can visit GambleAware.org for more information and of course please bet responsibly.

Episode 1384 - Friday sees Katie Taylor vs Amanda Serrano 3 from Madison Square Garden. Live on Netflix we highlight 3 of the best bookmaker offers available right now, if you fancy a bet. Make sure to visit our website for our bet365 new customer offers guide. Ladbrokes Bet £5, Get £20 in Free Bets  For new customers only. 18+, Ladbrokes are offering a Bet £5, Get £20 in Free Bets. No promo code required when registering. Terms: 18+ New UK+ROI customers only. Certain deposit methods & bet types excl. Min first £/€5 bet within 14 days of account reg at min odds 1/2 to get 4 x £/€5 free bets (selected sportsbook markets only, valid 7 days, stake not returned. Restrictions + T&Cs apply. :- new customer offer ladbrokes Betfred Bet £10, Get £50 in Free Bets For new customers only, 18+, Betfred are offering a Bet £10, Get £50 in Free Bets and Bonuses offer. Use promo code SUMMER50 when registering. Terms: New customers only. Register with SUMMER50. Deposit £10+ and place first bet £10+ at Evens (2.0)+ on Sports within 7 days to get 3 x £10 in Sports Free Bets & 2 x £10 in Acca Free Bets within 10 hours of settlement. 7-day expiry. Eligibility & payment exclusions apply. Full T&Cs apply. #Ad :- betfred bonus code William Hill Bet £10, Get £40 in Free Bets For new customers only, 18+, William Hill are offering Bet £10, Get £40 in Free Bets. Use promo code G40 when registering Terms: Play Safe. Online only. For new UK register customers using promo code G40. Deposit & place £10 cash single bet (min odds 1/2) on sportsbook (excl. Virtuals). Get £40 in Free Bets (4x£10), valid for sportsbook (excl. Virtuals), 7 days expiry, must use in full (£10 each). Not valid with deposits via PayPal, Neosurf, Paysafe, Apple Pay, NETELLER, Skrill, ecoPayz, Kalibra/Postpay or WH PLUS Card. One per customer. Full T&Cs apply. www.begambleaware.org #ad :- william hill 40 free bet bet366 guide and our william hill 30 free bet guide. unibet new customer offer and coral bonus code guides. Read our pages bet365 new customer offer code boylesports sign up offer coral new customer offer coral lucky 15 bonus Top pages https://www.newcustomeroffer.co.uk/promo-codes/betfred-promo-code-2025/ https://www.newcustomeroffer.co.uk/promo-codes/bet365-bonus-code-uk/ https://www.newcustomeroffer.co.uk/offers/boylesports-sign-up-offer/ https://www.maxpayout.co.uk/ Listeners & Subscribers 18+. Please be Gambleaware, you can visit BeGambleAware.org for more information and of course please bet responsibly.

Episode 1382 - Wednesday sees PSG vs Real Madrid. Live on Channel 5, we highlight 3 of the best bookmaker offers available right now, if you fancy a bet. Make sure to visit our website for our bet365 new customer offer ireland guide. Betfred Bet £10, Get £50 in Free Bets For new customers only, 18+, Betfred are offering a Bet £10, Get £50 in Free Bets and Bonuses offer. Use promo code BETFRED50 when registering. Terms: New customers only. Register with BETFRED50. Deposit £10+ via Debit Card and place first bet £10+ at Evens (2.0)+ on Sports within 7 days to get 3 x £10 in Sports Free Bets & 2 x £10 in Acca Free Bets within 10 hours of settlement. 7-day expiry. Eligibility & payment exclusions apply. T&Cs apply. betfred 50 Coral Bet £5, Get £20 in Free Bets For new customers 18+ Coral are offering a Bet £5, Get £20 in Free Bets offer. No promo code is required when registering.  Terms: 18+ New Customers only. Certain deposit methods & bet types excl. Min first £5 bet within 14 days of account reg at min odds 1/2 to get 4 x £5 free bets. Free bet available to use on selected sportsbook markets only. Free bets valid for 7 days, stake not returned. Restrictions + T&Cs apply. :- coral welcome offer William Hill Bet £10, Get £40 in Free Bets For new customers only, 18+, William Hill are offering Bet £10, Get £40 in Free Bets. Use promo code G40 when registering Terms: Play Safe. Online only. For new UK register customers using promo code G40. Deposit & place £10 cash single bet (min odds 1/2) on sportsbook (excl. Virtuals). Get £40 in Free Bets (4x£10), valid for sportsbook (excl. Virtuals), 7 days expiry, must use in full (£10 each). Not valid with deposits via PayPal, Neosurf, Paysafe, Apple Pay, NETELLER, Skrill, ecoPayz, Kalibra/Postpay or WH PLUS Card. One per customer. Full T&Cs apply. www.begambleaware.org #ad :- william hill g40 offer 365bet guide and our coral bonus code guide. unibet sign up offer and promo code ladbrokes guides. Read our pages bet365 bonus code 2025 boylesports bonus code ladbrokes new customer william hill 10 for 30 Top pages https://www.newcustomeroffer.co.uk/ https://www.newcustomeroffer.co.uk/promo-codes/bet365-bonus-code-uk/ https://www.newcustomeroffer.co.uk/offers/ladbrokes-new-customer-offer/ https://www.newcustomeroffer.co.uk/promo-codes/coral-promo-code-2025/ https://www.newcustomeroffer.co.uk/offers/coral-new-customer-offers/ Listeners & Subscribers 18+. Please be Gambleaware, you can visit GambleAware.org for more information and of course please bet responsibly. 

Episode 1381 - Tuesday sees Fluminense vs Chelsea.  Live on DAZN, we highlight 3 of the best bookmaker offers available right now, if you fancy a bet. Make sure to visit our website for our bet365 new customer offer guide. Betfred Bet £10, Get £50 in Free Bets For new customers only, 18+, Betfred are offering a Bet £10, Get £50 in Free Bets and Bonuses offer. Use promo code BETFRED50 when registering. Terms: New customers only. Register with BETFRED50. Deposit £10+ via Debit Card and place first bet £10+ at Evens (2.0)+ on Sports within 7 days to get 3 x £10 in Sports Free Bets & 2 x £10 in Acca Free Bets within 10 hours of settlement. 7-day expiry. Eligibility & payment exclusions apply. T&Cs apply. :- betfred50 Ladbrokes Bet £5, Get £20 in Free Bets  For new customers only. 18+, Ladbrokes are offering a Bet £5, Get £20 in Free Bets. No promo code required when registering. Terms: 18+ New UK+IRE customers. Paypal and certain deposit types and bet types excluded. Min £5 bet within 14 days of account reg at min odds 1/2 = 4 x £5 free bets. Free bets valid for 4 days on sports, stake not returned, restrictions apply. T&Cs apply. #Ad  Ladbrokes dets: ladbrokes sign up offer William Hill Bet £10, Get £40 in Free Bets For new customers only, 18+, William Hill are offering Bet £10, Get £40 in Free Bets. Use promo code G40 when registering Terms: Play Safe. Online only. For new UK register customers using promo code G40. Deposit & place £10 cash single bet (min odds 1/2) on sportsbook (excl. Virtuals). Get £40 in Free Bets (4x£10), valid for sportsbook (excl. Virtuals), 7 days expiry, must use in full (£10 each). Not valid with deposits via PayPal, Neosurf, Paysafe, Apple Pay, NETELLER, Skrill, ecoPayz, Kalibra/Postpay or WH PLUS Card. One per customer. Full T&Cs apply. www.begambleaware.org #ad :- william hill g40 bet355 guide and our coral promo code guide. boylesports new customer offer ireland and ladbrokes bonus code guides. Read our pages bet365 bonus code coral sign up offer £50 william hill sign up offer new customer offer Top pages https://www.newcustomeroffer.co.uk/offers/bet365-new-customer-offers/ https://www.newcustomeroffer.co.uk/promo-codes/bet365-bonus-code-uk/ https://www.newcustomeroffer.co.uk/offers/coral-new-customer-offers/ https://www.newcustomeroffer.co.uk/offers/ladbrokes-new-customer-offer/ https://www.newcustomeroffer.co.uk/ Listeners & Subscribers 18+. Please be Gambleaware, you can visit GambleAware.org for more information and of course please bet responsibly.

The June jobs number looks stronger than it really is I want to be clear; I wouldn't say this was a bad report, but the headline number that showed an addition of 147,000 jobs in the month of June doesn't show the full picture. The number did come in well above the estimate for 110,000 jobs and it follows upward revisions in the months of April and May that have totaled 16,000 jobs, but the concerning part I saw was government accounted for 73,000 new jobs in the month of June. This did not come from the federal government as that actually saw a decline of 7,000 jobs, but rather it was state and local governments which added a combined 80,000 jobs in the month, most of which came from education. The speculation is that this had something to do with seasonal adjustments and that obviously gains of that magnitude will not continue moving forward. Other areas that were strong included healthcare and social assistance, which was up 58,600, leisure and hospitality, which was up 20,000, and construction, which was up 15,000. Many of the other areas in the report were quite muted and manufacturing and professional and business services actually saw a decline of 7,000 jobs each in the month. There was good news on the unemployment rate as it ticked down to 4.1%, which was the lowest level since February and came in below the expectation for 4.3%. Unfortunately, this largely came due to the decline in the labor force participation rate, which dropped to 62.3%. This was the lowest level since late 2022. The problem here is the working age population continues to shrink, while the retirement population continues to grow. In fact the prime working age participation rate was recently near a record high of 83%. A potential problem to future job growth is the fact that we are running low on workers in their prime. This report largely erased any chance of a Fed rate cut in July, but I would say there was more positive news on the inflation front as average hourly earnings saw a manageable year over year increase of 3.7%. As I said, this wasn't a bad report and in fact I would say it continues to show that the labor market is in a good spot for the most part, but it definitely wasn't an overly strong report in my opinion.   Job openings remain strong The Job Openings and Labor Turnover Survey, also known as the JOLTs report, showed job openings rose 374,000 in the month of May to 7.769 million. This easily topped the estimate of 7.3 million and it also comes during a month where layoffs declined 188,000 to 1.601 million. While this is positive for the economy and shows the labor market remains resilient, it does hurt the chances of a July cut from the Federal Reserve. Fed chair Powell during a panel said, ““In effect, we went on hold when we saw the size of the tariffs and essentially all inflation forecasts for the United States went up materially as a consequence of the tariffs.” With the labor market staying strong and many Fed members likely waiting for more data on how tariffs are impacting inflation, I would be surprised to see a cut in July. Although there have been a couple members saying a cut in July is possible, I still believe it would come as a surprise as many other members have expressed their desire to remain patient. I can see the case for a July cut, but I believe it is more likely we will see one in a couple months at the next meeting in September, if inflation remains in check.   Why did Apple produce the new movie F1? Apple is obviously known for the iPhone, the iPad and the Mac, but a top producer of mega hit movies, not so much. Since 2019 they have tried to produce big hit movies like Killers of the Flower Moon in 2023 that starred Leonardo DiCaprio and Robert DeNiro, but the world box office receipts were only $159 million. Another hit movie they tried for that ended up as their top movie in 2023 was Napoleon with $221 million in box office receipts. So why did Apple agree to spend almost $250 million more to produce F1, which stars Brad Pitt? No one seems to understand. Brad Pitt will be paid $20 million for this movie and will get a cut of the films revenue if it's a hit. It does have some chance for success since it was directed by Joe Kosinski and produced by Jerry Buckheimer, who were successful with Top Gun Maverick as that movie grossed $1.5billion in 2022. This past weekend F1 was the top box office hit with $55.6 million, but it appears to be struggling with the mass audience as most viewers were older men like myself who love cars and racing. I have not seen the movie yet but would like to soon. Apple seems to struggle in this space as it is spending billions of dollars annually but continues to lose on the development of hit movies. Apple TV+ only has roughly 27,000,000 subscribers and is known for subscribers canceling their subscription after watching a particular show or movie. Netflix has a 2% cancellation rate while Apple's is 6% in any given month. It's also interesting to note that the big movie production house Warner Brothers is responsible for distributing F1 and will receive a percentage of box office revenue that increases as ticket sales rise. There is some concern that in less than two weeks, Warner Brothers will be releasing their hit movie Superman and that could override the promotion of F1. If you want to see the movie F1 and you have Apple Pay you can get a discount on the tickets, which is something Apple has never done before. I won't make any judgments on the movie till I see it myself, but I don't see this boosting the lagging stock price of Apple and I do not understand why they're in the movie business.   Don't be fooled by ultra-high-income ETF's I wouldn't think I would have to warn people that if you're being offered a yield of 100% or more on a fund, the risk has to be extremely high and there is probably a good chance for loss. However, with that said this year alone $6.4 billion of new money has been placed into these high-risk funds that I assume are unsuspecting buyers who don't really understand how these funds work. Regulatory filings show that at least 95% of these ETFs are held by individual investors or small financial advisors. The way they generate this high income is by trading options contracts on a single stock. It is misleading how they come up with those ultra-high yields of 100% plus as they take the ETF's payout from option trading in the most recent month then multiply it by 12 and divide it by the fund's net asset value. As an example, we can go back to November 2022 when a fund called the YieldMax TSLA Option Income Strategy ETF (TSLY) sold options on Tesla stock and promoted the yield was 62.8%. The fund has now dropped down to under $9 a share, roughly a 80% drop in the fund. This is somewhat surprising to most since during that timeframe Tesla stock is up around 70%. Sometimes people think just because there's income or a nice yield that the fund is safer, but investors should remember that in most cases, the higher the yield the higher the risk.   Financial Planning: Pension lump sum vs monthly income? When deciding between taking a pension benefit as a lump sum or monthly payments, it's helpful to compare the guaranteed income stream to the return you'd need on the lump sum to generate the same income yourself. Monthly payments offer steady, reliable income for life, essentially acting like a personal pension annuity, but most pensions do not include inflation adjustments, meaning the purchasing power of those payments may decline over time. Additionally, choosing a joint life annuity to continue payments to a surviving spouse will offer a lower monthly amount compared to a single life annuity. Since Social Security income drops when the first spouse passes, a joint annuity is usually more appropriate than a single life annuity to help maintain household income for the surviving spouse. In contrast, rolling over the lump sum into a retirement account gives you full control and the potential for growth. It also provides flexibility to structure income in a tax-efficient way allowing you to manage taxable distributions around other income sources, perform Roth conversions, or plan for inheritances and legacy goals. To make an apples-to-apples comparison, it is helpful to calculate the internal rate of return (IRR) you'd need to earn on the lump sum to replicate the monthly pension payments over your expected lifetime. For example, if your lump sum is $500,000 and your pension offers $3,000/month for life, you'd need to earn a little over 5% on the lump sum to match that income.  Keep in mind, the lump sum is also an income source and this return calculation can help clarify whether the guaranteed income or potential flexibility and growth better align with your overall financial plan.   Companies Discussed: The Goldman Sachs Group, Inc. (GS), Robinhood Markets, Inc. (HOOD), Centene Corporation (CNC) & Columbia Sportswear Company (COLM)  

Welcome to Multiverse News, Your source for Information about all your favorite fictional universesIt's been debated and anticipated…but Matt Reeves finally confirmed via Instagram on June 27 that he and co-writer Mattson Tomlin have completed their script for The Batman Part II. Variety reports that the film is scheduled to release on October 1, 2027, which - if true - will mean this sequel comes out more than five years after the first film. Both James Gunn and Reeves have been repeatedly asked about the state of the film, with Gunn recently rebuking online pressure for Reeves and remarking that a script is expected in June and - ta da, the Dark Knight arrived on time!One half of the big decisions needed to move the James Bond franchise forward has been made. Dune director Denis Villneuve will usher in the next 007 for Amazon MGM as the mega corp looks to refresh and restart the classic spy film franchise. David Heyman and Amy Pascal, who have already been announced as producers, will be joined by Tonya Lapointe who will serve as an executive producer alongside the director. Villneuve referred to Bond as “sacred territory” for him as a filmmaker.This week audiences said “YES” to original films, with the Brad Pitt-led F1 speeding to number one at the box office with a $144 million global takeover. Apple, who released the film, integrated it into their retail stores - with surprise appearances by Pitt and CEO Tim Cook - offered reduced tickets using ApplePay, and offered a deeper dive on Apple Maps of the Grand Prix race tracks, as well as other unique marketing opportunities. M3GAN 2.0 got a road rash, opening to just $10.2 million, and How to Train Your Dragon stayed strong at number two bringing in a three week domestic total of $200 million.Amazon MGM Studios has released the full trailer for Project Hail Mary, the upcoming film adaptation of the 2021 science fiction novel from The Martian author, Andy Weir. Directed by Phil Lord and Christopher Miller, the movie stars Ryan Gosling as a sixth-grade science teacher sent into space to save Earth. It is scheduled to hit theaters on March 20, 2026.Disney has announced a sequel to its live action Lilo and Stitch film. The news comes as the film approaches the $1 billion dollar mark at the global box office.Edgar Wright's latest film The Running Man released a trailer today. The movie is adapted from a Stephen King novel and stars Glen Powell, Colman Domingo, Josh Brolin, William H. Macey, and others in a dystopian game show style action flick.Curtis Jackson aka 50 Cent has joined the cast of Legendary Entertainment's feature adaptation of the video game Street Fighter. Jackson will play Balrog, a disgraced boxer who is also the bodyguard of the villain. Sources tell The Hollywood Reporter that he is deep into training for the part and will be doing his own stunts. David Dastmalchian has also been cast to play baddie M. Bison.Sources tell Deadline that The Social Network director Aaron Sorkin has been set to direct The Social Network Part II for Sony Pictures. Insiders say that while it's being called part two, it's not a straight sequel but rather a follow-up to the original movie.WandaVision and Agatha All Along creator Jac Schaeffer is replacing Moira Walley-Beckett as showrunner for the Fourth Wing series adaptation at Amazon MGM Studios. Schaeffer signed an overall deal with the studio. The series is produced by Michael B. Jordan's company, Outlier Society.Over the weekend at car festival Fuel Fest, Vin Diesel spoke to a crowd of fans and confirmed a tentative release window for the next installment of the Fast and the Furious franchise for April of 2027. He also mentioned that he wants to reunite his character with Paul Walker's character Brian O'Conner. Since Walker passed away in 2013, he would have to be digitally inserted into the film.FX announced today that The Bear has been renewed for a fifth season.

Chris Larsen, co-founder of  @Ripple  Labs, reveals how his team built crypto solutions that banks actually trust - while the rest of the industry was declaring war on traditional finance.Instead of disrupting banks, Chris took the opposite approach: building blockchain technology specifically for financial institutions. He explains the compliance work, regulatory relationships, and strategic decisions that transformed Ripple into a $15 billion company trusted by major banks worldwide.PARTNERS

Spring cleaning in the summer? Mikah Sargent and Rosemary Orchard roll up their sleeves to tackle both physical and digital device maintenance, sharing expert tips for getting your Apple gear spotless inside and out. Physical iPhone cleaning - Apple's official recommendations for safe disinfecting using 70% isopropyl alcohol wipes and Clorox wipes, while avoiding bleach and hydrogen peroxide that can damage device coatings Specialized cleaning tools - iFixit's Precision Cleaning Kit featuring tiny brushes, foam-tipped swabs, and contact cleaner for getting into speaker grills and ports Digital decluttering - MacPaw's app CleanMyPhone uses AI to find duplicate photos, similar shots, and organize camera rolls while supporting Ukrainian developers Mass app deletion strategy - Using Apple Configurator to quickly remove unused apps in bulk, with Rosemary demonstrating how she went from 827 apps to a more manageable number AirPods deep cleaning - Apple's specific instructions for cleaning earwax buildup using micellar water and distilled water to break down waxes without damaging the mesh speakers Case and accessory maintenance - Importance of removing iPhone cases regularly to clean both the device and case interior, plus organizing charging cables in labeled mesh bags Cable management and recycling - Tips for checking cable condition, proper storage solutions, and donating old chargers to homeless shelters for those still using older devices News Control Center transparency - Apple reduced the transparency to minimize distractions while maintaining the glass aesthetic Safari interface tweaks - Tab bar repositioned to the bottom for better usability after user feedback App Store accessibility section - New feature allowing developers to specify supported accessibility features on product pages Enhanced Wallet tracking - Siri can now scan emails for package tracking from any merchant, not just Apple Pay purchases Call transcription updates - Feature renamed to "save call transcripts" with clearer notifications that all participants will be informed before recording begins Feedback VoiceOver PDF accessibility - Johnny, a blind user, seeks alternatives to Adobe Acrobat for filling PDF forms, highlighting ongoing accessibility issues with major software companies and poorly designed PDF forms Shortcuts Corner HomeKit automation limitations - Bjorn's question about combining multiple triggers (window open/close) into single automations reveals fundamental HomeKit restrictions that require separate automations for each trigger Hosts: Mikah Sargent and Rosemary Orchard Contact iOS Today at iOSToday@twit.tv. Download or subscribe to iOS Today at https://twit.tv/shows/ios-today Want access to the ad-free video and exclusive features? Become a member of Club TWiT today! https://twit.tv/clubtwit Club TWiT members can discuss this episode and leave feedback in the Club TWiT Discord.

Spring cleaning in the summer? Mikah Sargent and Rosemary Orchard roll up their sleeves to tackle both physical and digital device maintenance, sharing expert tips for getting your Apple gear spotless inside and out. Physical iPhone cleaning - Apple's official recommendations for safe disinfecting using 70% isopropyl alcohol wipes and Clorox wipes, while avoiding bleach and hydrogen peroxide that can damage device coatings Specialized cleaning tools - iFixit's Precision Cleaning Kit featuring tiny brushes, foam-tipped swabs, and contact cleaner for getting into speaker grills and ports Digital decluttering - MacPaw's app CleanMyPhone uses AI to find duplicate photos, similar shots, and organize camera rolls while supporting Ukrainian developers Mass app deletion strategy - Using Apple Configurator to quickly remove unused apps in bulk, with Rosemary demonstrating how she went from 827 apps to a more manageable number AirPods deep cleaning - Apple's specific instructions for cleaning earwax buildup using micellar water and distilled water to break down waxes without damaging the mesh speakers Case and accessory maintenance - Importance of removing iPhone cases regularly to clean both the device and case interior, plus organizing charging cables in labeled mesh bags Cable management and recycling - Tips for checking cable condition, proper storage solutions, and donating old chargers to homeless shelters for those still using older devices News Control Center transparency - Apple reduced the transparency to minimize distractions while maintaining the glass aesthetic Safari interface tweaks - Tab bar repositioned to the bottom for better usability after user feedback App Store accessibility section - New feature allowing developers to specify supported accessibility features on product pages Enhanced Wallet tracking - Siri can now scan emails for package tracking from any merchant, not just Apple Pay purchases Call transcription updates - Feature renamed to "save call transcripts" with clearer notifications that all participants will be informed before recording begins Feedback VoiceOver PDF accessibility - Johnny, a blind user, seeks alternatives to Adobe Acrobat for filling PDF forms, highlighting ongoing accessibility issues with major software companies and poorly designed PDF forms Shortcuts Corner HomeKit automation limitations - Bjorn's question about combining multiple triggers (window open/close) into single automations reveals fundamental HomeKit restrictions that require separate automations for each trigger Hosts: Mikah Sargent and Rosemary Orchard Contact iOS Today at iOSToday@twit.tv. Download or subscribe to iOS Today at https://twit.tv/shows/ios-today Want access to the ad-free video and exclusive features? Become a member of Club TWiT today! https://twit.tv/clubtwit Club TWiT members can discuss this episode and leave feedback in the Club TWiT Discord.

Spring cleaning in the summer? Mikah Sargent and Rosemary Orchard roll up their sleeves to tackle both physical and digital device maintenance, sharing expert tips for getting your Apple gear spotless inside and out. Physical iPhone cleaning - Apple's official recommendations for safe disinfecting using 70% isopropyl alcohol wipes and Clorox wipes, while avoiding bleach and hydrogen peroxide that can damage device coatings Specialized cleaning tools - iFixit's Precision Cleaning Kit featuring tiny brushes, foam-tipped swabs, and contact cleaner for getting into speaker grills and ports Digital decluttering - MacPaw's app CleanMyPhone uses AI to find duplicate photos, similar shots, and organize camera rolls while supporting Ukrainian developers Mass app deletion strategy - Using Apple Configurator to quickly remove unused apps in bulk, with Rosemary demonstrating how she went from 827 apps to a more manageable number AirPods deep cleaning - Apple's specific instructions for cleaning earwax buildup using micellar water and distilled water to break down waxes without damaging the mesh speakers Case and accessory maintenance - Importance of removing iPhone cases regularly to clean both the device and case interior, plus organizing charging cables in labeled mesh bags Cable management and recycling - Tips for checking cable condition, proper storage solutions, and donating old chargers to homeless shelters for those still using older devices News Control Center transparency - Apple reduced the transparency to minimize distractions while maintaining the glass aesthetic Safari interface tweaks - Tab bar repositioned to the bottom for better usability after user feedback App Store accessibility section - New feature allowing developers to specify supported accessibility features on product pages Enhanced Wallet tracking - Siri can now scan emails for package tracking from any merchant, not just Apple Pay purchases Call transcription updates - Feature renamed to "save call transcripts" with clearer notifications that all participants will be informed before recording begins Feedback VoiceOver PDF accessibility - Johnny, a blind user, seeks alternatives to Adobe Acrobat for filling PDF forms, highlighting ongoing accessibility issues with major software companies and poorly designed PDF forms Shortcuts Corner HomeKit automation limitations - Bjorn's question about combining multiple triggers (window open/close) into single automations reveals fundamental HomeKit restrictions that require separate automations for each trigger Hosts: Mikah Sargent and Rosemary Orchard Contact iOS Today at iOSToday@twit.tv. Download or subscribe to iOS Today at https://twit.tv/shows/ios-today Want access to the ad-free video and exclusive features? Become a member of Club TWiT today! https://twit.tv/clubtwit Club TWiT members can discuss this episode and leave feedback in the Club TWiT Discord.

Spring cleaning in the summer? Mikah Sargent and Rosemary Orchard roll up their sleeves to tackle both physical and digital device maintenance, sharing expert tips for getting your Apple gear spotless inside and out. Physical iPhone cleaning - Apple's official recommendations for safe disinfecting using 70% isopropyl alcohol wipes and Clorox wipes, while avoiding bleach and hydrogen peroxide that can damage device coatings Specialized cleaning tools - iFixit's Precision Cleaning Kit featuring tiny brushes, foam-tipped swabs, and contact cleaner for getting into speaker grills and ports Digital decluttering - MacPaw's app CleanMyPhone uses AI to find duplicate photos, similar shots, and organize camera rolls while supporting Ukrainian developers Mass app deletion strategy - Using Apple Configurator to quickly remove unused apps in bulk, with Rosemary demonstrating how she went from 827 apps to a more manageable number AirPods deep cleaning - Apple's specific instructions for cleaning earwax buildup using micellar water and distilled water to break down waxes without damaging the mesh speakers Case and accessory maintenance - Importance of removing iPhone cases regularly to clean both the device and case interior, plus organizing charging cables in labeled mesh bags Cable management and recycling - Tips for checking cable condition, proper storage solutions, and donating old chargers to homeless shelters for those still using older devices News Control Center transparency - Apple reduced the transparency to minimize distractions while maintaining the glass aesthetic Safari interface tweaks - Tab bar repositioned to the bottom for better usability after user feedback App Store accessibility section - New feature allowing developers to specify supported accessibility features on product pages Enhanced Wallet tracking - Siri can now scan emails for package tracking from any merchant, not just Apple Pay purchases Call transcription updates - Feature renamed to "save call transcripts" with clearer notifications that all participants will be informed before recording begins Feedback VoiceOver PDF accessibility - Johnny, a blind user, seeks alternatives to Adobe Acrobat for filling PDF forms, highlighting ongoing accessibility issues with major software companies and poorly designed PDF forms Shortcuts Corner HomeKit automation limitations - Bjorn's question about combining multiple triggers (window open/close) into single automations reveals fundamental HomeKit restrictions that require separate automations for each trigger Hosts: Mikah Sargent and Rosemary Orchard Contact iOS Today at iOSToday@twit.tv. Download or subscribe to iOS Today at https://twit.tv/shows/ios-today Want access to the ad-free video and exclusive features? Become a member of Club TWiT today! https://twit.tv/clubtwit Club TWiT members can discuss this episode and leave feedback in the Club TWiT Discord.

In this episode of Tiny Pulpit Talks, Rev. T.J. FitzGerald and Rev. Beth Dana dive into the theological roots and modern-day relevance of Universalism within Unitarian Universalism.

Spring cleaning in the summer? Mikah Sargent and Rosemary Orchard roll up their sleeves to tackle both physical and digital device maintenance, sharing expert tips for getting your Apple gear spotless inside and out. Physical iPhone cleaning - Apple's official recommendations for safe disinfecting using 70% isopropyl alcohol wipes and Clorox wipes, while avoiding bleach and hydrogen peroxide that can damage device coatings Specialized cleaning tools - iFixit's Precision Cleaning Kit featuring tiny brushes, foam-tipped swabs, and contact cleaner for getting into speaker grills and ports Digital decluttering - MacPaw's app CleanMyPhone uses AI to find duplicate photos, similar shots, and organize camera rolls while supporting Ukrainian developers Mass app deletion strategy - Using Apple Configurator to quickly remove unused apps in bulk, with Rosemary demonstrating how she went from 827 apps to a more manageable number AirPods deep cleaning - Apple's specific instructions for cleaning earwax buildup using micellar water and distilled water to break down waxes without damaging the mesh speakers Case and accessory maintenance - Importance of removing iPhone cases regularly to clean both the device and case interior, plus organizing charging cables in labeled mesh bags Cable management and recycling - Tips for checking cable condition, proper storage solutions, and donating old chargers to homeless shelters for those still using older devices News Control Center transparency - Apple reduced the transparency to minimize distractions while maintaining the glass aesthetic Safari interface tweaks - Tab bar repositioned to the bottom for better usability after user feedback App Store accessibility section - New feature allowing developers to specify supported accessibility features on product pages Enhanced Wallet tracking - Siri can now scan emails for package tracking from any merchant, not just Apple Pay purchases Call transcription updates - Feature renamed to "save call transcripts" with clearer notifications that all participants will be informed before recording begins Feedback VoiceOver PDF accessibility - Johnny, a blind user, seeks alternatives to Adobe Acrobat for filling PDF forms, highlighting ongoing accessibility issues with major software companies and poorly designed PDF forms Shortcuts Corner HomeKit automation limitations - Bjorn's question about combining multiple triggers (window open/close) into single automations reveals fundamental HomeKit restrictions that require separate automations for each trigger Hosts: Mikah Sargent and Rosemary Orchard Contact iOS Today at iOSToday@twit.tv. Download or subscribe to iOS Today at https://twit.tv/shows/ios-today Want access to the ad-free video and exclusive features? Become a member of Club TWiT today! https://twit.tv/clubtwit Club TWiT members can discuss this episode and leave feedback in the Club TWiT Discord.

Apple wil als medefinancieerder van de Formule 1-film F1 The Movie duidelijk graag een groot succes maken en gaat daarom zelfs zó ver om advertenties met kortingscodes in de Wallet (voor Apple Pay) te tonen, in elk geval in de VS. Joe van Burik vertelt erover in deze Tech Update. Verder in deze Tech Update: Beijing heeft boos gereageerd op Taiwanese maatregelen die de Chinese tech-sector ondermijnen Bij Microsoft lijken komende week nog eens extra ontslagen te komen, nu bij Xbox-divisie, naast de salesbanen die waarschijnlijk gaan verdwijnen volgens eerdere berichten See omnystudio.com/listener for privacy information.

BOSSes Anne Ganguzza and Tom Dheere, your "real bosses" and co-hosts, connect to dive deep into the critical world of online security and scam prevention for voiceover professionals. They unpack Tom's recent harrowing experience with an AI voice cloning scam, offering a candid look into the crucial insights needed to navigate digital threats and build a truly secure business in today's landscape. Listeners will discover the essential role of vigilance and proactive measures in protecting their assets, gain an understanding of emerging scam tactics, and appreciate the power of community in safeguarding their careers. Anne and Tom also discuss practical pathways for secure transactions and the evolving nature of digital defense.   00:01 - Anne (Host) Hey guys, it's Anne from VO BOSS here.  00:04 - Speaker 2 (Announcement) And it's George the Tech. We're excited to tell you about the VO BOSS. Vip membership, now with even more benefits.  00:10 - Anne (Host) So not only do you get access to exclusive workshops and industry insights, but with our VIP plus tech tier, you'll enjoy specialized tech support from none other than George himself.  00:22 - Speaker 2 (Announcement) You got it. I'll help you tackle all those tricky tech issues so you can focus on what you do best Voice acting. It's tech support tailored for voiceover professionals like you.  00:32 - Anne (Host) Join us guys at VO BOSS and let's make your voiceover career soar. Visit voboss.com slash VIP-membership to sign up today.  00:45 - Speaker 3 (Announcement) It's time to take your business to the next level, the boss level. These are the premier business owner strategies and successes being utilized by the industry's top talent today. Rock your business like a boss, a VO boss. Now let's welcome your host, Anne Ganguzza. Hey, hey, everyone, welcome to the VO BOSS Podcast.  01:04 - Anne (Host) I'm your host, Anne Ganguzza. Hey, hey everyone, welcome to the VO BOSS Podcast. I'm your host, Anne Ganguzza, and I'm here with my real boss, Tom Deere. I had to think about that, Tom. We've been together so long. I was like what is our subtitle here? We are real bosses.  01:20 - Tom (Host) Yeah, we're real bosses. Thanks for having me back, Anne.  01:23 - Anne (Host) How are you doing, Tom, my real boss? Co-host.  01:26 - Tom (Host) All things considered, I'm doing okay, I had a weird experience recently which it seems like a lot of voice actors are experiencing. I got an email from someone expressing interest in wanting to cast me for a voiceover project. Oh yes, I looked at it and it was this long-form project, something like 9,000 and change words. And I looked at it and I'm like and you know I was reading the ins and outs of it and I'm like, huh, like my spider sense was tingling a little bit, but I'm looking at, I'm like this one is worth replying to and getting some information about.  02:00 So there was a little bit of back and forth about it.  02:03 - Anne (Host) So you did reply, and then there was.  02:05 - Tom (Host) There was more conversation.  02:06 - Anne (Host) Yeah, there was more conversation, which is what I always do when I'm trying to find out more information about a job to make sure it's legit.  02:12 - Tom (Host) Right Now, around the same time, maybe a couple of days after that, someone posted on a Facebook group hey, I got this email. It was saying this and this Did anyone else get it? Does it seem legit? And it looked like it was the same email that I had gotten, so I was following that it turns out.  02:28 It was posted by our friend, bridget Real, who is the co-founder of VA for VO, the virtual assistant site that helps voice actors, and we talked about it a little bit and we're both like, yeah, we're going to keep digging a little bit and see what's going on. And then her business partner, lynn, also got the email and I was getting ready to accept it just to see what would happen. And that morning I got a message from her saying hey, did you accept this project? Yet I'm like no, why? And she said because both of us accepted the project. We both got cast for the same exact project. We both got the same exact script. They sent me the script.  03:00 So then I did this. I went to Gemini, google Gemini, which is my AI bot of choice, and I did the prompts. I said you are an expert at detecting scams. Please analyze this script and let me know if you think that this script could be used to harvest a voice actor's voice to clone it. A voice actor's voice to clone it. And it did its analysis and I've got like the 2.5 advanced. So it takes a little time. And it wrote back oh, yes, it does. And here are all the reasons why this, this, this, this, this, this and this. And then I sent that information to Bridget and Lynn and they're like we knew it. We knew it. So then she created a wonderful post on LinkedIn talking about it. And then I wrote a blog with all the information and, like what happened, it was the most read blog I've had in like three years or something like that.  03:52 Yeah, it was crazy.  03:53 - Anne (Host) What's so interesting is it could have been a legit job, like for payment. You would have done it, they would have paid you for it, but they would have used your voice as an AI voice.  04:05 And so therefore, legally right in the end. Right, if you found out later on they could say, oh no, no, no, we paid you. I mean, it was a job that we paid you for and there was no extenuating circumstances or contracts to be signed which, by the way, I'm going to bring up Nava and the AI writer For all your jobs. You should be attaching that AI writer so that your voice is not going to be used as an AI voice, for sure, for sure.  04:37 - Tom (Host) So, to let everybody know, the website was GigLumin G-I-G-L-U-M-I-N. And if you do a Google search of GigLumin and this is what Bridget had figured out is that the website was only a month or two old. And there's these scam websites that you can enter the URL of a website in and it can tell you how likely that's a scam. It checked every red flag, every box, every single box.  04:56 - Anne (Host) So, yes, vo people, bosses, beware, right. So beware of emails. And you know, it's funny because it's lately, just because of the whole AI thing. Anytime I get an email with a job from someone that I don't know, right, that is just out of the blue, that I didn't audition for, where they have large amounts of words, the hairs on the back of my neck kind of stand up and I immediately, immediately check into it. And I think this really warrants a discussion, bosses, because it's very timely that you want to make sure that these jobs are legitimate. So the more research you can do. And I love, Tom Dheere, how you used AI to fight AI Again.  05:37 We had our previous episode on tools that we use. I mean, we are utilizing it as a tool to help us in our day-to-day jobs, and so I think, being aware of possible scams out there, we absolutely have to be, and I'll tell you if it's somebody that I've never heard of and they don't have a signature file. I've gotten to the point where I don't even like and it's not like from a company.com. I don't even literally take it seriously anymore. I don't know about you, Tom, what do you think?  06:05 - Tom (Host) Yes, I'm equally skeptical these days but, I, really like what you said about when you receive the email, check to see if there is a signature at the Tom of it with the company logo, website and contact information. That is one of many red flags and I don't know how much you've noticed lately, Anne, but since I would say about early April, there has been an explosion of scam attempts going on in the voiceover industry. We've had the overpayment scam. That's been going on for at least 10 or 15 years.  06:37 - Anne (Host) Gosh, at least, and bosses. If you haven't heard about it, Tom, let's talk about the overpayment scam for just a minute. Yeah, yeah, Okay so what happens is it's very common.  06:45 - Tom (Host) It's very common. It's been going on for a really long time. So basically they email you and say hey, we've got a project for you, da-da-da-da-da-da. The classic one was the game show host voiceover.  06:55 - Anne (Host) It has since evolved.  06:56 - Tom (Host) And basically they say that we've booked a studio in the area nearby. We're going to get paid or pay for the studio and then send us back the difference and something like that. And it's never a gig.  07:12 - Speaker 2 (Announcement) All they're trying to do is get you to cash that check and send them money, which is fraudulent, by the way.  07:18 - Anne (Host) And, by the way, I've gotten to the point where, if I have a new client, the only way they can really pay me is electronically.  07:25 And I figure, if you don't have electronic means to pay me immediately before the job and it's even in my terms and I've done this for years, Tom, I always have payment in full prior to job start is appreciated and other options available upon request.  07:39 But if it's a new client, I'll take that out because I must have that money in my bank account before I will even consider finishing that job or sending a file. And I'll tell you what, Tom for all of my career it's worked for me Because if people are serious about hiring you, they know that you're a professional, they know that you're going to get the job done. Of course they have to put their faith in you. But in reality and I'll even say because you're a new client I require payment up front electronically. And here are the ways that you can pay me. And so I'll send them, like a QuickBooks invoice, or I'll give them a PayPal account or however that works, and I expect that money in the account and I wait for that money and I make sure that I have the money and then I'll proceed with the job.  08:21 - Tom (Host) That's a really good idea. There's nothing wrong with even asking for 50% or 25% or just some percentage of it. The fact that they're actually going to fork over money with no expectation of an overpayment or getting it back or disputing the payment or anything like that.  08:37 Once it clears, you know that they're serious. And there's a bunch of like. I use Wave apps, for example. That's a great way to do it and I'm pretty sure they can do a partial payment. Or you can just make one invoice just for the deposit and then issue another invoice for the balance If they're a legitimate client that actually has money that they're planning on paying you with, they would have no problem with paying at least a portion of it up front.  08:59 - Anne (Host) Yeah, a lot of my clients nowadays the larger clients that used to like work off of purchase orders, and then it would be like 90 days after the job has been submitted. We'd have to wait for that check, they'd have to generate the PO and everything. You'd sign contracts like vendor contracts and that sort of thing, which I've done a lot, and so if they've got a contract for you to sign, that's vendor, nda, that sort of thing, and you know the company. It's like a well-known company. They're on the web. They've been on the web for years. I mean you can pretty much trust in that where I'll do the job and then I'll get paid. If I've worked with them before, I know that's typically how larger companies work and so that's when I'll accept a check. But even now most of those companies they're going to electronic deposit, like ACH they call it.  09:42 ACH, yeah, so it's direct deposit to your bank and most of the companies I know will do that and that's a form of payment that I trust and that would be a client that I would trust. So if it's a larger company that I know they exist on the web and they talk about, well, you're going to have to do the job first and then we'll be able to pay you once the purchase order is created, blah, blah, blah, blah, and you sign these contracts. I feel fairly good about that and I don't have to think, oh, this is a scam. But whenever I get an email without an actual signature file that comes from an address that isn't companycom, right, if it's a Gmail or a Yahoo or whatever, even a Microsoft what is the free Microsoft one?  10:20 Hotmail, hotmail, yeah, even if it's Microsoftcom, I feel like there's some sort of free sort of Microsoft. You know what I mean Like email that says that I just don't trust it and I'll immediately. The first thing I'll do is look for a website and when I get to the website I'll look for a phone number and then I'll actually try to call that phone number. What are the steps that you take, Tom, to ensure that your job is legit?  10:41 - Tom (Host) Everything that you just said. I also, by the way, I do love the ACH direct deposit because there's no fee. When PayPal, there is a fee, or wire transfer. That's really nice. Here's one thing that I've been doing lately is, if I get a we'll call it a solicitation, for lack of a better term from a company saying hey, and it'll most often be we found you on Google, we found you on Voice123 or some other front-facing thing. You know what's an interesting thing to do? Go look for them on LinkedIn.  11:11 Look for them on LinkedIn. Look for the company and look for the individual and see if you have any mutual connections. I mean, it could be anybody, whether it's a voice actor or somebody in some other profession, and you can reach out on LinkedIn and say, hey, I got an email from this company and you have a connection with them on LinkedIn. What's your experience with them? And that could give you some really quick insight. Sometimes it's just like, oh, I've been working with them for years, or it's oh, they're a huge scam. I forgot to disconnect with them. Run, run, run. Or I'd sent a rando invite, or they sent a rando invite and I don't have any information for you. But it could increase your chance of vetting them a little bit better. Another thing is that I keep an eye out, for is if they ask me to send them a W-9, the more likely that they are legitimate.  12:00 Yeah, yeah, absolutely, which I find interesting because if they were a real, true scam artist, they would want that W-9, because now they would have your social security number and now they can steal your identity too.  12:11 - Anne (Host) Well, oh my gosh, Tom, and that's scary actually, but that's why you don't put your social security number. You put your EIN number, because you're a company right, and you don't have to give up your EIN number, which is, by the way, one thing. I'm glad you mentioned that like we should all be having an EIN number. I'm glad you mentioned that, like we should all be having an EIN number.  12:30 - Tom (Host) Yes, it's very, very simple to get. It takes very, very little time. So it's a very easy get. I just reminded myself and we just talked about identity theft is that I almost had my identity stolen yesterday.  12:43 - Anne (Host) Whoa, that's scary. Yes.  12:45 - Tom (Host) How do you?  12:46 - Anne (Host) know like what happened.  12:51 - Tom (Host) Okay, so it was about a little after 10 am yesterday is when things started happening, so within a few minutes of each other, I got an email from Credit Karma, norton which, because I have my Norton 360 antivirus software package, I pay a subscription through that and Experian. For those of you who don't know, there are three major credit bureaus there's Experian, there's TransUnion and there's Equifax. I have a free account with Experian and I have a free account with Credit Karma. All three of them, within a few minutes of each other, messaged me and said that there was a hard inquiry.  13:30 - Anne (Host) Yeah.  13:30 - Tom (Host) So what that means is if you are applying for a loan, a mortgage, a credit card or something like that, the company that you're applying to will do a credit check. So they will check your credit and see if you are a safe credit risk to make the loan or to get the credit card, for this was a hard inquiry. If you get enough hard inquiries on your credit, your credit will go down.  13:55 - Anne (Host) Yeah, absolutely. I know that because I'm a stickler about my credit.  13:59 - Tom (Host) Me too. My credit rating, oh my gosh. If mine isn't at least 800, something I freak out, oh my gosh.  14:04 - Anne (Host) Yeah, no, mine has to be like almost close to perfect, and when it goes down like two points, I'm like wait why? Why did that happen? Right? And it's just because you put a charge on it for a few hundred dollars, and then you pay it off next week and then everything's fine, so that's normal.  14:18 - Tom (Host) So all three of them told me at roughly the same time that there was a hard inquiry. So I clicked on all the emails and all three of them said that somebody was applying for a Discover credit card, I think in Salt Lake City, and someone was applying for a Capital One credit card in Delaware, and I was in New York City neither applying for a Discover credit card or a Capital One credit card. I certainly wasn't in Salt Lake City or Delaware at the same exact time.  14:49 - Anne (Host) You know, what's so interesting, Tom, is that, like I don't know, a few months ago I don't know if there was a discussion circulating or maybe I got an email but somebody said, and like I should have done this years ago, I mean you can freeze your account so that if you don't open up a credit card every other day which I'm certainly not right Because again, it affects my credit rating and I'm anal about that and so I'm like well, I don't need to apply for any other credit cards, so you can go and freeze that, so that you can actually reduce the risk of somebody trying to open up credit cards or identity theft.  15:19 So and it's super simple to do it, as I said, everybody should have that free account. You should log in, you should check your credit scores regularly I think they allow you once a month, I think even my credit cards. My American Express will tell me oh, your FICO score has changed, right, so they're monitoring it too, and so literally, I get lots of notifications when that rating goes up and down. But I know that I've reduced my chances of identity theft, which is a very scary thing, by freezing those accounts and it's very simple to unfreeze. So, if you know you want to apply for a credit card. You just got to go and unfreeze it for a certain amount of time so you can apply for it and then freeze it back up again. So that way it reduces the risk.  15:57 - Tom (Host) And all those emails that I got, all those notifications did give me the option to do that. I was also able to say this because it, literally, when Norton 360 popped up and it took me to their website, it literally said is this you and you can check yes or no? And I wrote no and then the whole screen turned red saying okay, we know this is a problem, we will look into it.  16:17 It did it with all those and then I called Capital One Bank. It took me a few people. It had to get escalated a couple of times to the credit card fraud department.  16:25 - Anne (Host) Well, don't you say, they give you a special number, right?  16:27 - Tom (Host) They say call this number if it's not you, or you can call this number. I just called the general number because all that was on the notification, I think, was the Capital One in Salt Lake City or something like that. So I called directly and said please state your problem. I'm like I think I'm getting my identity stolen. And then it got up there and then they manually rejected the credit card application at least for the Capital One.  16:50 And then this morning I got another Credit Karma email saying that there was a check on my Equifax report not the Experian one and I looked at the date of it. It also said yesterday. So that means Credit Karma had my back twice and Experian had my back and Norton had my back twice. Right, right, and Experian had my back and Norton had my back and everybody bosses. This is the takeaway. Creditkarmacom is free, having an account with Experian is free, it doesn't cost you a nickel.  17:18 - Anne (Host) All of them TransUnion, they're all free TransUnion, Equifax, they're all free.  17:23 Exactly and you can check your scores and, like I said, a lot of banks and a lot of credit cards are actually adding that on as like a value add kind of service, but you don't have to pay anything for it. I think there's a lot of it going on, Tom, which is kind of scary. We got to be careful about scammers, that's for sure. And anytime, even in your email, right, if you get like again, if I find something that doesn't have a signature and then they have an attachment like PayPal has been well-known scams where you get like oh, you've got a PayPal invoice, right, and you have to pay this amount and it looks legit. I mean, they've got like the PayPal logo. I've gotten quite a few of those over the last six months.  18:01 - Speaker 2 (Announcement) And.  18:01 - Anne (Host) I just ignore anything. Just remember that most financial institutions will never email you for information and they'll never text you necessarily for that information either, and you should also, Tom. We should have a big discussion on having multi-factor authentication.  18:19 - Tom (Host) Yes.  18:19 - Anne (Host) This is extremely important.  18:21 - Tom (Host) It's annoying as hell or two-factor, two-factor authentication For every account that you have, especially the financial ones, you should have two-factor authentication, which means either they send you a text message and you just click on the link and you're good to go, or it sends you an email and it'll usually give you a passcode of some sort and then you go to the website. When you're trying to log on, you enter that passcode and then it'll let you do it, and most of them are only good. Some of them are only good for 30 days. Sometimes you can check a box saying this is my private computer. It's okay for a certain amount of time, or they make you do it every single time, which isn't the worst thing in the world. Yes, it's annoying.  18:55 - Anne (Host) You know what I just thought about. It is annoying but it keeps you safe. It's funny how much like value you put in that number, that phone number, in this phone which, by the way, I just got a new phone but in this number for the two-factor authentication, right Like text me at this number. So think of the power that these phone companies have right, and that is scary. I mean it used to be a thing where I always thought like the large scale communication companies were a little bit of a monopoly, depending on the area that you're in. I mean, when I lived in the East Coast it was always Verizon right, verizon everything, verizon this, verizon that. Out here it's a couple of different companies but still, if you think about it, I mean I'm glad to have the two-factor authentication and it's super convenient on the phone.  19:39 But, it's interesting to know that you wouldn't want the hackers to get smart right and then start really infiltrating the phone, you know, and impersonating a phone number.  19:50 - Tom (Host) There's a couple of things about that is that, when it comes to authentication, when you're logging on your phone, I've got it set up where I just use my thumbprint for a lot of it.  19:59 - Anne (Host) I love that, or Face ID yeah the Face ID is a great one.  20:05 - Tom (Host) There's also a thing for a lot of the websites where I have a personal PIN that has nothing to do with the PIN or the password to access the site itself. If I am using my phone to log in somewhere, I can enter a four-digit PIN that's different from everything else, so it also increases the chance of having a secure whatever. Also, just as a rule, I don't do anything financial on my phone, with the exception of like Venmo Well, I have mobile banking If I'm like sending money if, like me, and the guys are having pizza, you know what I mean.  20:31 - Anne (Host) I have mobile banking and I do have Apple Pay.  20:35 - Tom (Host) Well, I have GPay too.  20:36 - Anne (Host) Yeah, so.  20:36 - Tom (Host) I'm a Google guy but like I will unless to my bank accounts online or Wave app or Wise or PayPal on the phone, unless I absolutely have to.  20:49 - Anne (Host) Interesting. I go to them quite a bit. Actually, you're probably fine because of all the precautions that you're taking, but I'm just a little extra neurotic about it. Oh, it's constantly got multi-factor authentication, but I get that. I totally get that. Wow, yeah, being careful, and you know what.  21:02 What's interesting is, back in the day and I'm going to date myself when I was working at the school and we had text-based email okay, and text-based email, I could have something and it was all based on like the Unix systems and so like hacking into a text-based, like I don't know how to say this, but hacking into a system like that, like a Unix system, and reading your email with text-based, you didn't always have like the conditions of people attaching things that could be viral, loading a virus on your computer. So I was always proud to say that I used text-based email and I used something called a PGP signature, which was a digital signature at the time, which meant that when I sent mail out, my PGP signature, it would actually negotiate and verify with the person that I would send it to so that it could be a verified digital signature. That indeed, yes, this mail did come from me, and I think that Norton probably has something like that now right. Is that with your email or no?  21:59 - Tom (Host) Yeah, it has all kinds of functions.  22:01 And it works on my desktop and it works on my laptop and it works on my phone. The most important function that it has is when I'm not home and I'm on my phone or my laptop or my tablet is the VPN when you can turn it on to make sure that if you're using Wi-Fi at a cafe or something like that, that it's secure, because apparently there are people who just like sitting around at a Panera or a Starbucks with their laptop and just waiting for someone to have an insecure Wi-Fi connection and they can just steal their life right there through their own laptop.  22:31 - Anne (Host) Well, it's funny how this conversation has turned into a big security conversation, starting off with scamming. Which guys you got to be aware? It's one of the reasons why, for all of my years and because of my years working in technology, I like wired connections. I mean Wi-Fi. I mean it's a wonderful technology and it's convenient as anything. However, it's not as secure as a wired connection, because a wired connection is basically, you know, your digital numbers flowing back and forth along a wire, versus all this information out in the air where, if somebody is sitting outside of my home, they can possibly hack into my wireless network and then they can run some sort of a tracer to see and to actually get my passwords, which is something that you don't really want that to happen. So you should really be cautious, guys, and I think it's always a good idea that, if you are working from home, if you have the opportunity to have a wired connection to your router, I think that that's better rather than using Wi-Fi. Number one it's more stable, right, it's faster and it's also more secure.  23:32 - Tom (Host) I agree. If you have a desktop at home and you are doing any kind of recording or you're doing basically anything, you should have an ethernet connection. That yellow wire with the big old phone jack that plugs right into the back of your computer and plugs into your Wi-Fi router.  23:47 - Anne (Host) And it sounds old school, but it's still the most secure method of data transfer.  23:51 - Tom (Host) Without question so if you are recording from home. If you're doing whatever from home, you have a desktop ethernet. If you have a laptop, I are recording from home. If you're doing whatever from home, you have a desktop Ethernet. If you have a laptop, I think the newer laptops don't even have an Ethernet connection. I have to think about my laptop and whether I even have one anymore, and here's the simple reason.  24:06 - Anne (Host) Think about it. It's a wire, guys. It's a wire. It's not like data floating around in the air which people can listen to. Somehow the frequency of the data traveling in the air right? Wi-fi works on frequencies when your data is traveling via a wire like a physical cable, unless somebody like I don't even know, unless they tap into that wire, right, somehow.  24:26 I don't know how they do that, and we're talking about your wire in your house going from your computer to your router. Right, that's as secure as it gets, right, unless somebody's coming into your house and hacking into the wire and tapping into it.  24:38 - Tom (Host) You've got some foreign embassy bugging your home.  24:41 - Anne (Host) Yeah, yeah, doing some fancy work, you're not going to have to worry about your data being transferred. So if you're working on the internet right, at least the data that's transferring from your house to your router is absolutely secure. And then it's up to your internet provider right on the router, to their routers, to make sure that things are encrypted, things are secure and for the most part I mean that's been handled right. I mean there are hackers out there that they can hack into networks. They can hack into things like that, but you want to be as safe as you possibly can, so wired is best.  25:14 - Tom (Host) Yes, it's fascinating. We talk about hard security and soft security, yes, that's hard security, that's hard security.  25:20 - Anne (Host) So, if we go back to talking about the scams that are floating around these days, one thing I wanted to mention is I think one of the best applications for groups, facebook groups and social media groups and discussion groups is for that thing, so that you and Bridget were talking to one another about this job that you both got, and then it's really wonderful that we can come together as a community and protect each other right and say, hey, look, watch out for the scam. So it is one of the best advantages, I would say, of being a part of the social media groups in that way. Otherwise, we've talked about how it's hard to sometimes they're toxic, sometimes it's really hard to be on social media. But I would say one of the best reasons to be on social media, in those groups and in those forums, would be because of the protection that you're getting of us banding together and saying, hey, watch out, this is a scam.  26:09 - Tom (Host) Absolutely, it's one of the most important things. Community is more than just about you know rah rah and whoop whoop and you know we support you and feel better if you're feeling down, but like just actual education, along with inspiration and commiseration can literally save your identity Absolutely.  26:27 - Anne (Host) Wow, what a great conversation, Tom. So bosses out there, be aware of scams. Be cautious. Research, research. Take a look at those signatures when you get emails coming in, when you get something that's asking for lots of words and a good price and it seems too good to be true, guess what it might be. So make sure that you're communicating with the community as well, checking those jobs out and attach that AI rider to every one of your jobs. Now, it's simple. It's there at NAVA and it's free. You can attach that rider to every job. If you have a new client, make sure you're very careful with the payment options. You know we spoke about that. I always make sure I get money up front, or partial money up front, first to make sure that it's a legit client. What else did I miss, Tom, in this recap?  27:14 - Tom (Host) Hardware and software VPNs.  27:16 - Anne (Host) EINs yes.  27:19 - Tom (Host) Oh yeah, VPNs, EINs, Two-factor authentication.  27:20 - Anne (Host) I love it. Yeah, Make sure you guys are implementing all of that to keep yourself safe and secure. So great topic, Tom. I like geeking out like this.  27:30 - Tom (Host) Yeah, it's fun and helpful.  27:31 - Anne (Host) Yeah, I'm going to give a great big shout out to my sponsor, IPDTL. You too can connect and network like real bosses. Find out more at IPDTL.com. Guys have an amazing week and we'll see you next week.  27:52 - Speaker 3 (Announcement) Bye. Join us next week for another edition of VO BOSS with your host, Anne Ganguzza, and take your business to the next level. Sign up for our mailing list at voboss.com and receive exclusive content, industry revolutionizing tips and strategies and new ways to rock your business like a boss. Redistribution, with permission. Coast-to-coast connectivity via IPDTL.   

This episode dives into the energetic and emotional rite of passage that occurs when a person transitions from human to symbol, from visible to iconic — and the shadow terrain of the projection field they must cross to do so. Jess shares a personal metaphor of a broken phone and Apple Pay to explain how ease in manifestation is simply perception. From there, she maps how collapsing the projection field (using David Beckham as an archetype) is a spiritual initiation into immunity, icon status, and collective healing — especially for those with a destiny to carry the codes of exquisiteness.You don't need to change the reality — only see what was already there.Manifestation feels like ease only after the energetic barrier is crossed.Quantum leaps = “That was so easy” moments, only possible through perspective shifts.The projection field is an energetic phenomenon that activates when you're becoming symbolic — when you hold too much light for the collective to bear.It's not just criticism — it's unconscious collective wounding being projected at you.Every person destined for icon status must move through a gladiatorial phase: public shaming, internal self-doubt, sabotage.Example: David Beckham's red card moment became a bloodletting ritual for a nation needing someone to blame. He survived it through discipline, values, and his team.If you pull back here, you lose access to the full meaning of your life.To work with Jess, reach out at jess@goinward.co.ukInstagram: www.instagram.com/goinwardwww.goinward.co.uk

In this special episode of Tiny Pulpit Talks, Rev. T. J. FitzGerald reflects on the deep significance of Juneteenth, a celebration of freedom rooted in Texas soil, and the legacy of Opal Lee, the “Grandmother of Juneteenth,” whose tireless advocacy made June 19th a federally recognized holiday. Join us as we explore: The history of Juneteenth and its importance for all Americans Why this day holds special meaning for Texans and Unitarian Universalists How Opal Lee's work embodies the UU values of justice, equity, and compassion

Cyrus Fazel, founder and CEO of SwissBorg, reveals how he's building crypto's most community-driven wealth platform while helping over 50,000 people achieve financial freedom.From losing everything in 2008 to turning down a $1 billion acquisition offer, Cyrus shares his controversial takes on why real estate keeps people poor, how crypto is the only way to escape social class limitations, and why the current opportunity won't last forever.PARTNERS

In this episode recorded live from Transact 360, Dustin gets insights from Patrick Beirne who serves as Senior Director of Student Financial Services at Wayne State University. In this rare sit-down with a real-life bursar (finally!), Pat offers a front-line view of how digital transformation is changing the way institutions bill and collect payments—and why it matters more than ever.From phasing out cash to embracing Apple Pay, Pat shares practical insight into building a student-centric (and parent-friendly) payment experience. Plus, he breaks down how integrations, centralization, and modernization are more than IT buzzwords—they're make-or-break moves in the race to remain relevant and responsive in higher ed.Guest Name: Patrick Beirne, Senior Director, Bursar & Student Financial Services, Wayne State UniversityGuest Social: LinkedInGuest Bio: Patrick Beirne has worked in Student Financial Services for 16 years across three university campuses, the last six as the Senior Director; Bursar & Student Financial Services at Wayne State University in Detroit, Michigan.  Patrick has extensive experience utilizing multiple Enterprise Resource Platforms and Integrated Payments solutions.   Patrick is a student centric, retention focused leader, and is most proud of the collaborative partnerships made across campus that have paved the way to creatively recruit, retain, serve, and graduate university students.  Patrick fosters an organizational vision that strives to “retain every student” and “collect every dollar”.  In addition to this student retention and A/R recovery focus, Patrick focuses on data-driven analysis and decision making and the consistent evolution of business process enhancement and efficiency. - - - -Connect With Our Host:Dustin Ramsdellhttps://www.linkedin.com/in/dustinramsdell/About The Enrollify Podcast Network:The Higher Ed Geek is a part of the Enrollify Podcast Network. If you like this podcast, chances are you'll like other Enrollify shows too!Enrollify is made possible by Element451 — the next-generation AI student engagement platform helping institutions create meaningful and personalized interactions with students. Learn more at element451.com.Attend the 2025 Engage Summit! The Engage Summit is the premier conference for forward-thinking leaders and practitioners dedicated to exploring the transformative power of AI in education. Explore the strategies and tools to step into the next generation of student engagement, supercharged by AI. You'll leave ready to deliver the most personalized digital engagement experience every step of the way.Register now to secure your spot in Charlotte, NC, on June 24-25, 2025! Early bird registration ends February 1st -- https://engage.element451.com/register

UNDERSTANDING THE ROLE OF GLOBAL MONEY TRANSFER IN FINANCIAL SEXTORTION SCHEMES IMPACTING TEENS AND ADULTS. Recently, our team of researchers at Million Kids saw two completely different articles about criminal online exploitation scams involving large payouts of money that were generated out of the country and impacted U.S citizens. One had the headline: “I lost $1M to a romance scam” and the other was the announcement of the arrest of criminals in West Africa that brought a naïve but incredible young man in Northern California to take his own life. Both stories are enormously heartbreaking.During this podcast we are going to look at the impact of global high speed 5g internet connection that is literally allowing overseas criminals to open the doors of unsuspecting lives in the U.S, and fleecing them of their money, driving them into deep depression and sometimes ends in suicide. We will discuss the role of scam farms where organized crime is enslaving tens of thousands of poor people in Cambodia, Myanmar, Thailand, Pakistan, Ivory Coast, Brazil, Mexico, India, and Nigeria and forcing them to seduce and fleece victims in the U.S., Australia, and United Kingdom etc. The most common forms of payment used by the scammers are Cash App, Venmo, Zelle, Apple Pay and online gift cards such as iTunes, Google Play, Amazon and Steam Cards. The world of online financial sextortion and romance scams is changing fast. The global connection of technology literally puts third world criminals at your front door. We must talk to our kids (and seniors) so they understand how a globally connected world literally puts global predators and criminals right in their bedrooms and back pocket. And they won't look like you think they do.

In this episode of Welcome to Cloudlandia, Dan and I talk about how much AI is reshaping everyday life. I share how new tools like Google's Flow V3 are making it easier than ever to create video content, while Dan explores how AI could tackle complexity—like managing city traffic or enhancing productivity—when it's applied intentionally. We also look at how people are adapting to the massive increase in content creation. I ran some numbers: Americans spend around 450 minutes per day on screens, but YouTube alone sees 500 hours of content uploaded every minute. So while AI makes it easier to create, attention remains limited—and we're all competing for it. Another theme is “agency.” We discuss how autonomous vehicles, digital payments, and convenience tools reduce friction, but can also make people feel like they're giving up control. Dan points out that even if the technology works, not everyone wants to let go of driving, or of how they interact with money. Lastly, we reflect on what it really means for tools to be “democratized.” I talk about Hailey Bieber's billion-dollar skincare brand and the importance of vision, capability, and reach. The tools might be available to everyone, but outcomes still depend on how you use them. We end with thoughts on tangibility and meaning in a world that's becoming more digital by the day. SHOW HIGHLIGHTS In this episode, we delve into Canada's evolving identity, sparked by significant events such as the King's visit and U.S. tariffs, which have prompted provinces to reevaluate internal trade barriers. Dan explores the challenges and comparisons between Canada and the U.S., particularly in areas like cannabis legalization and its broader implications on issues such as prison reform. We discuss the health concerns surrounding the rise of vaping, particularly its impact on youth, and how it is becoming a focal point in societal discussions. We navigate the transformative role of energy innovation and artificial intelligence, examining their impact on industries and economic power, particularly in the context of U.S. energy consumption. Dean shares personal experiences to illustrate AI's capabilities in reshaping information consumption, emphasizing technology as a powerful change agent. The intersection of technology and consumer behavior is dissected, with a focus on convenience trends, including the selective demand for electric vehicles and limousine services in luxurious locales. We conclude with a humorous anecdote about students using tape-recorded lectures, reflecting on the broader implications of convenience and technology in education. Links: WelcomeToCloudlandia.com StrategicCoach.com DeanJackson.com ListingAgentLifestyle.com TRANSCRIPT (AI transcript provided as supporting material and may contain errors) Dean: Mr Sullivan. Dan: How are things in Florida Hot? Dean: Hot, it's hot. Dan: It's hot. Dean: They're heated up. Dan: It's normal. Dean: Yeah, no, this is like it's unusual. It went from perfect to summer, All just overnight. I'm looking forward to coming to. I'm looking forward to coming to Toronto, to coming to. I'm looking forward to coming to Toronto Two weeks right, Two weeks here. Dan: Friday. I'm actually uh, You're going to spend a week. Dean: Yeah, I'm in. Dan: Chicago. I'm in Chicago next week. Dean: Yeah, I'm in. So I'm. Yeah, I'm coming for three weeks. Dan: You're holding court. You're holding court. Dean: I'm holding court every which way I arrive on Friday, the 6th, and I leave on the 29th, so there. So you are going to be in Chicago next Saturday. Dan: Next Saturday you're in Chicago, yeah, until the Friday and then back home and we'll have our. Whether it's table 9 or not, it's going to be table 9. Let's just call it table 1, because it'll be at restaurant one. Dean: That's exactly right. Dan: It'll probably be nice to maybe even sit outside, which is a very good restaurant. Yes, on the patio. Yeah, yeah, that's great. Well, canada is going through profound changes. Dean: That's what I hear, so prepare me. I'm already prepared that I will be ordering Canadians with breakfast instead of Americanos. Dan: They've already conditioned me for that. I've been here 54 years in Toronto 54 years and over 54 years I've never gotten a good answer about what a Canadian is. Dean: Okay. Dan: Okay, except that we're not Americans. We're not Americans. And to prove it, and to prove it, they brought the King of England over to tell them Okay, ah that's funny. Dean: I didn't see anything about that. Is that just that yeah? Dan: we came over. They have a thing called the throne speech. When parliament resumes after an election, it's called the throne speech. Dean: Okay, just a reminder. Dan: Yeah, and so just to tell you that we're an independent, completely independent country, we got the King of England to come over and talk to his subjects. Dean: And. Dan: I guess that's what caused the division in the first place, wasn't it? Dean: was the King of. Dan: England. So nothing's changed in 236 years. It's all been. You know the royalty. They brought the royalty over to put some muscle into the Canadian identity, anyway. But there is a profound change and I don't know if you knew this, but there's tremendous trade barriers between the provinces in Canada. Dean: Yeah, it's funny how Canada has really always sort of been more divisive kind of thing, with the West and the Maritimes and Quebec and Ontario. Dan: But they have trade barriers. Like they're separate countries, they have trade barriers and Trump's pressure putting tariff on has caused all the provinces to start talking to each other. Maybe we ought to get rid of all the trade barriers between the provinces it's just that pressure from the south that is causing them to do that, and they would never do this voluntarily. Yeah, but it's putting such pressure on the canadian economy, in the economy of the individual provinces, that they're now having to sit down and actually maybe we shouldn't have barriers between you know and the. US has never had this. You know the US straight from the beginning was a trade free country. You know the states don't have trade barriers. Dean: Right right. Dan: I mean they have laws that have not been entirely in sync with each other, for example, alcohol, you know, Some of the states were dry, and so it wasn't that we won't allow you to compete with our alcohol. We don't have any alcohol and we won't allow you to bring your alcohol in Fireworks. You couldn't have fireworks. Some states you could have Citizens could buy fireworks. I remember Ohio. You could never buy fireworks but you had to go to Michigan to buy them. Dean: Is cannabis now nationally legal in Canada? Dan: What's that fireworks? Dean: No cannabis. Dan: Fireworks, no, just the opposite. Cannabis, yeah, exactly. Yeah, yeah, it's national, and that's another thing. The US, generally, when there's a contentious subject, they don't. Well, they did do it. They did it with Roe versus Wade, and then, of course, roe versus Wade got reversed. The way that American tradition is one state does it, then another state does it, and that gets to a point where it's like 50% of the states are doing, and then it elevates itself to a national level where the Congress and the Supreme Court they start, you know. Dean: Florida. Florida just rejected it again. Every time it's on the ballot it gets rejected in Florida. Dan: What's that? Dean: Cannabis. Oh yeah, it's a state issue. Yeah. Dan: Yeah, and I don't think it's ever going to be national, because there's enough bad news about cannabis that probably they won't go for it. I mean the impact. Dean: Well, think about all the people that they would have to release from prison that are in prison right now for cannabis violations. You know it's interesting. That's one of the things that has been the discussion here. Dan: You know is you can't legalize it, and then all of a sudden yeah. They'd have to get a whole new workforce for the license plates Right. Dean: Well, the robot. Dan: Yeah, robots. Dean: Well, the robots, the robots. Dan: The robots can smoke the cannabis, yeah, yeah, but it's. I don't see it ever being national in the US, because there's as much argument there is for it, there's as much argument that there is against it. And you know, especially with young people, especially with you know it's a gateway drug. They know that if someone in their teens starts smoking cannabis, they'll go on to higher-grade drugs. Dean: That's interesting. Dan: That's pretty well established Actually smoking is the first. Tobacco, first then cannabis. The big issue down here now is vaping. Dean: Vaping. Dan: I've never quite understood. What is it exactly? I see that we have some stories here yeah, what is vaping? Dean: what is vaping? It's just like a chemical you know way of getting nicotine, you know and it's pure chemicals that people are sucking into their lungs. It's crazy no smoke no smoke. It's because in most cases you know you can vape in places that would be otherwise smoke free. This is just vapor, you know, so it's not intrusive, you know? Dan: what's funny is, I haven't tell you how up to tells you how up to date I am right I'm getting my news about vaping from dean jackson. Yeah, that tells you how up to date I am right. Oh yeah, I'm getting my news about vaping from. Dean: Dean Jackson. Yeah, exactly. Dan: That tells you how out of touch I am. Dean: That's right, I stay in touch with what the kids are doing. Dan, I'll tell you. I keep you up to date. Dan: That's so funny. Kids, yeah, how much less than 80 does childhood start? Dean: I don't know I'm hanging in there. I just turned 40, 19. So let's see Keep that. We'll keep it going, keep it alive. Dan: Yeah. Dean: So it's been an interesting week. Now we're coming up on like 10 days of the new VO3, the Google Flow video processing that we talked about last week, and it's just getting. You know, there's more and more like everybody's tripping over themselves to show all the capability that it has. You know, I had an interesting conversation with Eben Pagan I was talking about because this new capability I mean certainly it's at the stage now what Peter Diamandis would say that you know, the execution of video has really been democratized. Now the cost is nearing zero in terms of, you know, the ability to just use prompts to create realistic things, and every time I show these videos they just keep getting better and better in terms of the news desk and the man on the street type of things and all the dramatic, the dramatizations there's really like it's gonna be very difficult. It's already difficult. It's going to be impossible to tell the difference between real and virtual, but my thought is that this is going to lead to more and more content being created, and I did the latest numbers For the same amount of attention that is exactly it, dan. I looked at the thing, so I looked it up. Well, certainly, our attention capacity has remained and will remain constant at. If we had 100 of somebody's available attention, we would have a maximum of a thousand minutes of their attention available every day, but on average, americans spend 400 to 450 minutes a day consuming content on a screen. So that's what the real availability is. And I asked Charlotte about the current rate of uploading to YouTube, and right now there are 500 hours per minute loaded to YouTube every single minute of the day. 500 hours per minute, it's getting crowded minute getting, it's getting crowded and that is piled on top of over 1 billion available hours of content that's currently on youtube, because you can access any of it, right and so just? Dan: that you can't even. Dean: You can't even sit down no, and I thought know, the thing is that the content that's being created for that it's novelty right now. That's driving and everybody's watching it going holy cow. Can you believe this? Oh man, we're never going to be able to tell. That's the conversation. It's like a peak level interest in it right now and it's pretty amazing. But I just finished the second season of Severance on Netflix which is a great show. And I read that the budget for that show is $20 million per episode. So they spend $200 million creating that content, that season, for you to watch, and so you're competing for that 450 minutes of available attention with the greatest minds in Hollywood, you know, in the world, you know creating this mega it's not Hollywood. Dan: It's not Hollywood, no Right, I mean Actually a lot of. I bet. If you put Hollywood against London, England, London would win in terms of yeah, you're probably right. Interesting content, I bet. Yeah, I bet the skills of British people just in the geographic area of London outcompetes Hollywood. Dean: Yeah, but it's really kind of interesting to me that I don't know to what end this creation Well, there is no end. Dan: Yeah, surprise, there's no end. You thought you were getting close to the end. Dean: Nope, nope. Dan: No, I was thinking about that because I was preparing myself for my weekly call with Dean. And I said you really bright technology guy. And he said that it's called the bottomless. Well, and he said actually. He said do you know what most of the energy in the world is used for? This is a really interesting question. It caught me by surprise. That's why I'm asking you the question. Dean: I don't know. Dan: Most of the energy in the world is used to refine even higher intensity energy. Oh everything that's where most of the energy in the world is used is to actually take energy from a raw stage and put it into power. He says it's not energy we're getting. You know, when we switch on light, it's power we're getting. He says power is the game not energy. Dean: Energy is just a raw material. Dan: It's the constant human ingenuity of taking raw energy and making it into eventually like a laser, which is one of the most intense, dense, focused forms of energy. Is a laser? I noticed the Israelis three days ago for the first time shot down a rocket coming from not a rocket, a drone that was coming in from I don't know, the Houd know, one of those raggedy bunches over there, and they were comparing the cost that, basically that if they send a rocket to knock down a rocket it's about $50,000 minimum a shot. You know if they shoot one of the rockets, it's $50,000. But the laser is $10, basically $10. Dean: Oh, my goodness Wow yeah. Dan: And you know it just prices you know, and everything else, but what they don't take into account is just the incredible amount of money it takes to create the laser. Yeah right, right, right you know, and he said that the way progress is made in the world, he says, is basically by wasting enormous amounts of energy, what you would consider waste. And he says, the more energy we waste, the more power we get. And it's an interesting set of thoughts that he can he said? by far. The united states waste the most energy in the world, far beyond anyone else. We just waste enormous energy. But we also have an economy that's powered by the highest forms of energy. So he says that's the game, and he says the whole notion of conserving energy. He says why would you conserve energy? You want to waste energy. He says the more energy you waste, the more you find new ways to focus energy. Anyway maybe AI is actually a form of energy. It's not actually. You know, I mean everybody's just from this latest breakthrough that you spoke about last week and you're speaking about this week. Maybe it isn't what anyone is doing with this new thing. It's just that a new capability has been created, and whether anybody gets any value out of it doesn't really matter. It's a brand new thing. So there's probably some people who are really going to utilize this and are going to make a bundle of money, but I bet 99% of the humans are using that, are doing that for their own you know, their own entertainment. It's going to have actually a economic impact. It's not going to. Dean: That's my point. Dan: That's what I was saying about the thing about the what I was saying about the thing about the, what it's another way of. It's another way of keeping, another way of keeping humans from being a danger to their fellow human beings you know, he's been down the basement now for a week. He hasn't come back up, there's a harmless human. Yeah, yeah. I was you know, but if you think about AI as not a form of communication. It's a form of energy. It's a form of power yeah, and everybody's competing for the latest use of it. Dean: Yes. Dan: But like for example, I've never gone beyond perplexity, I've never Right, right. You know, like people say oh, you should use Grok and I said, no, no, I'm getting a lot of value, but I'm creating these really great articles. I have a discussion group. Every quarter we have about a dozen coach clients that get together and for 23 years we've been sending in articles and now this last issue, which just went out I think it goes out tomorrow you know, it's got about 40 articles in it and former mine and their perplexity searches to you and yeah, and. I'm just looking for the reaction because you know I had a prompt and then the I put it into perplexity and I got back. I always use ten things. You know ten things is my prompt. Ten things about why Americans really like gas-powered, gas-powered cars and why they always will. That's, that was my prompt and it came back. You know 10 really great things. And then I took each of the answers and it's a numbered, sort of a numbered paragraph and I said now break this out into three subheads that get further supporting evidence to it automatically. So I got 30 and you know, and I do some style changes, you know to yeah, make the language part. Thing you know it's about six pages. It's about six pages when you put it into word wow, I put it into work. I put it into word and then do a pdf you know, pdf and I send it out. But they're really interesting articles. You know I said but if you look at the sources, there are probably one of the articles has 30 different sources. You know that it's found. You know, when you ask the question, it goes out and finds 30 different articles. Dean: Pulls an idea about it. Dan: So I'm just checking this out to see if people find this kind of article better than just one person has an opinion and they're writing an article. Dean: Here. Dan: I just asked a question and I got back a ton of information. You know I said so, but that's where I am with perplexity. After using it for a year you know I'm using it for a year I've got to the point where I can write a really good article that other people find interesting. Dean: Oh, I would love to see that. Dan: I mean that's I'll interesting. Oh yeah, I would love to see that. I mean that's. Yeah, I'll send them out this afternoon. I'll send them out to you. Dean: Okay. Dan: They're interesting. Dean: Yeah, huh. Well, that's and I think that's certainly a great thing Like I assist, but it's like a single use, Like I'm interested in a single use. Dan: And I get better at it, it gets better and I get better, you know. And yeah, so that, and my sense is that what AI is a year from now is what you were a year ago. Dean: I'm saying more about that. Dan: Well, whatever you were good at last year, at this time you're probably a lot better at it next year because you have the use of ai oh exactly I'm amazed. Dean: You know like I. I'm like your charlotte experiment. Dan: You're a lot better with charlotte now than when you first started with charlotte. Dean: Yeah, and she's a lot better a lot better, charlotte's a lot better. Yeah, I had a conversation with her yesterday because I got another entry for the VCR files where Justin Bieber's wife, hailey Bieber, just sold her skincare line for a billion dollars and she started it in 2023. So from yeah, from nothing, she built up this skincare line, started with a vision I want to do a skincare line partnered with a capability, and her 55 million Instagram followers were the reach to launch this into the stratosphere. I just think that's so. I think that's pretty amazing. You know that it took Elizabeth Arden, who was a she may be Canadian actually cosmetic, almost 40 years to get to a billion dollars in Different dollars, different dollars in value than you know. Here comes Hailey Bieber in two and a half years. Yeah, I mean, it's crazy. Yeah, this is but that's the power of reach as a multiplier. I mean it's really you got access to. You know, instant access, zero friction for things to spread now. Yeah. Dan: Yeah, I mean the big thing that you know. I want to go back to your comment about democratization. It's only democratic in the sense that it doesn't cost very much. Dean: That's what I mean. Yeah, it's available to everybody. Dan: But that isn't to me. That's not the question is do you have any capability whatsoever? It's not that. The question is do you have any capability whatsoever? I mean, you know that tells me that if the person who waits next to the liquor store to open every he got enough money from panhandling the day before to get liquor, he can now use the new Google thing that's open to him. I mean, if he gets a computer or he's got a buddy who's got a computer, he can do it. But he has absolutely no capability, he has absolutely no vision, he has absolutely no reach to do it. So I think it's the combination of VCR that's not democratized. Actually it's less democratized. It's less democratized. It's either the same barriers to democratization as it was before or it's still really expensive. It's not the vision, not the capability, it's not the reach, it's the combination of the three, and my sense is very few people can pull that like this. Yeah well, while she was doing it, 99,000 other people weren't doing that. Dean: That's exactly right. Yeah, yeah. Dan: That's really that distinction. My sense is, the VTR is not democratized whatsoever. Dean: I really am seeing that distinction between capability and ability. Yeah, seeing that distinction between capability and ability. Dan: That's every the capabilities are what are being democratized, but not the ability. Dean: Ability, yeah, ability is always more than pianists yeah, and that's the thing ability, will, is and will remain a meritocracy thing that you can earn, you can earn, and concentrated effort in developing your abilities, focusing on your unique abilities that's really what the magic is. Dan: Yeah yeah, yeah, as'm going like. My sense is that you know where we're probably going to be seeing tremendous gains over, let's say, the next 10 years. Is that a lot of complexity? Issues are, for example, the traffic system in Toronto is just bizarre. The traffic system in New York City and Manhattan makes a lot of sense, and I'll give you an example. There's probably not a road or a street in Toronto where you can go more than three intersections without having to stop. Dean: Ok, but in. Dan: New York City on Sixth Avenue, because I know Sixth Avenue, which goes north, I've been in a cab that went 60 blocks without stopping for a red light. Wow, Because they have the lights coordinated and if you go at a certain speed you are you'll never hit a red light. Ok, yeah, so why can't Toronto do that? I mean, why can't Toronto do that? Because they're not smart enough. They're not smart enough. Whoever does the traffic system in Toronto isn't smart enough. My sense is that probably if you had AI at every intersection in the city and they were talking to each other, you would have a constant variation of when the lights go red and green and traffic would probably be instantly 30 or 40 percent better. How interesting. And that's where I see you're gonna. You're gonna have big complexity issues. You know big complexity there are. There are lots of complexity issues. I mean, you know people said well, you know, a Tesla is much, much better than a. You know the gasoline car and. I said well, not, you know, a Tesla is much, much better than you know a gasoline car. And I said well, not when you're driving in Toronto. You can't go any faster in a Tesla than you can go, than traffic goes you know it's not going any, so you know it's not. You're not getting any real. You know a real superior. It's not 10 times better superior. Dean: It's not 10 times better. I don't know, Dan. I'll tell you. You guys activated the full self-drive? Dan: No, because it's illegal. No, it's illegal. It's illegal in Canada. Dean: Let me just tell you my experience. Yesterday I was meeting somebody at the Tampa Edition Hotel right downtown and there's sort of coming into Tampa. There's lots of like complexity in off ramps and juncture you know they call it malfunction junction where all of these highways kind of converge and it's kind of difficult to, even if you know what you're doing to make all of these things. Well, I pulled out of my garage yesterday and I said navigate to the Tampa edition. And then bloop, bloop, it came up. I pushed the button, the car left my driveway, went out of my neighborhood through the gate, all the turns, all the things merged onto the highway, merged off and pulled me right into the front entrance of the Tampa Edition and I did not touch the steering wheel the entire time. Dan: I did the same thing on Friday with Wayne, exactly. Dean: I've been saying that to people forever, Dan. I said, you know, Dan Sullivan's had full self-drive, autonomous driving since 1998. You know, yeah, yeah, boy, yeah, and you know You're always two steps ahead, but that you know. Dan: Well, no, I totally understand the value of having to do that. Yeah, it's just that it's available. It's available in another form as well. Dean: Yes, yeah, yeah, the outcome is available. Right, that's the thing. Dan: Yeah, yeah, yeah, but I enjoy chatting with him. You know like. Dean: I enjoy chatting. Dan: He's you know he. You know he. He's got lots of questions about. You know current affairs. He's got. He's got things to you know what's going about in London? It's the cab drivers. I would never take a limousine in London because cab drivers have their own app now. The black cab drivers have their own app and plus they have the knowledge of the city and everything. But if you're getting close to an election, if you just take about 10 cab drives and you talk to them, what's it looking like? They're pretty accurate. They're pretty accurate. Because they're listening constantly to what people are talking about when they're in the taxi cabs and they can get adrift. They get a feel about it. Yeah, I mean, I like being around people. So being alone with myself in a car, it doesn't, you know, it's not really part of my, it's not really part of my style anyway, but it makes a lot of sense for a lot of people. Probably the world is safer if certain people aren't driving oh, I think that's going to be true. Dean: You know as it's funny. You know now that. So elon is about to launch their robo taxi in Austin, texas this month, and you know now whenever a. Tesla Google right Google. Yeah, I think it is, you're right. Dan: Yeah. Dean: So yeah, whenever a Tesla on autopilot, you know, has an accident or it steers into something or it has a malfunction of some way or some outlier event kind of happens, it's national news. You know, it's always that thing and you know you said that about the safety. I kind of do believe that it's going to get to a point where the robots are safer than humans driving the car and but the path to get there is going to have to not like as soon as if there ever was a fatality in a robo taxi will be a. That'll be big news. Yeah, well, there was one in phoenix with waymo there was a fatality. Dan: I didn't know that yeah, I was actually a pedestrian. She was crossing the street and it was very shaded and the Waymo didn't pick up on the change of light and didn't see her. She was killed. She was killed, yeah well you know, it's like flying cars. You know, the capability of a flying car has been with us since 1947. There's been cars that actually work, but you know, usually you know, I mean we all are in cars far more of our life than we're in the air, but your notion of an accident being an accident. I've only been in one in my life. It was a rear end when I was maybe about 10 years old, and that was the only time that I've ever been in an accident. And you know, and it happened real fast is one of the things that's the thing is how fast it happens. And spun our car around and you know we ended up in a ditch and nobody was hurt and you know that was my only one. So my assessment of the odds of being in an accident are gauged on that. I've been in hundreds of thousands of car rides that seems like that and I had one thing. So my chances of you know, and it was okay, it was okay. If you have an accident at a thousand feet above the earth, it's not okay, it's not okay, and that's the problem, it's not okay, it's not okay, yeah, this is, and that's the problem. That's the problem. That's the real problem. It's an emotional thing that you know it's death If you have an accident you know, it's death. Yeah, and I think that makes the difference just emotionally and psychologically, that this it might be a weird thing one out of a thousand, one out of a thousand, one out of a million you know, chance that I could get killed. When it's a hundred percent, it has a different impact. Yeah, well, I was thinking that when, or the power goes out, the power goes out. Yeah, I mean, I've flown in that jet. You know there's that jet that has the parachute. Do you know the? Jet yes, yeah, and I've flown in the jets I've flown in the cirrus, I think yeah anyway, it's a very nice jet and it's very quiet and it's you know, it's very speedy and everything else. But if something happens to the pilot, you as a passenger can hit a button and air traffic control takes over, or you can pull a lever and it pulls out the cargo chute. Everything like that, and I think that they're heading in the right direction with that. Dean: Yes. Dan: I think it's called VeriJet is the name of it, but they're very nice and they're very roomy. They're very roomy. I flew from Boston to New York and I flew from San Francisco to San Diego. Dean: Yes. Dan: I've been in it twice. They're very nice. Dean: Yeah, Nice jets. Maybe you that'd be nice to go from Toronto to Chicago. Dan: Well, they have them now, but it only makes sense if you have four people and they don't have much cargoes. They don't have much space. You're treating it like a taxi really. Dean: Yes, yeah, true, I was going to say about the self-driving, like the autonomous robo taxis or cars that are out driving around, that if it starts getting at large scale, I think it's only going to be fair to show a comparison tally of if somebody dies because of a robo taxi or a self-driving car that the day or week or year to date tally of. You know one person died in a autonomous car accident this week and you know however many 3,000, 2,000 people died in human-driven cars this week. I think, to put that in context, is going to have to be a valuable thing, you know. Dan: Yeah, yeah, I mean. The other thing that a lot of people you know and it's a completely separate issue is that you're being asked to give up agency. Yes that's the thing. Dean: You hit it on the head. Dan: And I think that's the bigger issue. I think you know a lot of people. You know I'm not one of them, so I have to take it from other people saying they love driving and they love being in control of the car. They love being in control and you're being asked because if you are in an accident, then there's a liability issue. Is it you, is it the car, is it the car maker? Is it you know what? Who's? It's a very complicated liability issue that happens, you know happens, you know, and it's really. Dean: You know. What's funny, dan, is if you and I were having this conversation 122 years ago, we'd be talking about well, you know, I really like the horse being in control of the horses here, these horseless carriages, I don't know that's. You know who needs to go 30 miles per hour? That's that. That sounds dangerous, you know. But I love that picture that Peter used to show at the Abundance 360. That showed that Manhattan intersection in 1908. And then in 1913, you know, in that five year period from horses to no horses, I think we're pretty close to that transition from 2025 to 2030, you know. Dan: Yeah, it'll be interesting because you know the thing that I'm finding more and more and it's really reinforced with this book. I'm reading the Bottomless Well, and this is a 20-year-old book, you know and everything, but all cars are now electric cars. In other words, the replacement of mechanical parts inside cars with electronics has been nonstop, and actually I found the Toyota story the most interesting one. Toyota decided to stop making electric cars. Did you know that? Dean: Oh, I just saw a Prius, but is that not electric? No, it's a hybrid. Dan: They have both, and for me it makes total sense that you would have two fuels rather than one fuel. Dean: Right. Dan: Yeah, and there's just so much problems with you know the electric generation of getting the. I mean, for example, it tells you what happened under the Biden administration that they were going to put in I don't know 100,000 charging stations. Dean: Yeah. Dan: And it was 12. They got 12 built Wow, 12. They got 12 built Wow. And the reason is because there's not a demand for it. First of all it's a very select group of people who are buying these things. Dean: Yeah. Dan: And a lot of it has to do with where, for example, in California, I think the majority of them come out of a certain number of postal zones. Dean: Oh, really yeah Like. Dan: Hollywood would have a lot of them Like Hollywood would have a lot of them, beverly Hills would have a lot of them, but others wouldn't have any at all because there's no charging stations unless you have one at home. But the other thing is just the sheer amount of energy you have to use to make a Tesla is way more than the energy that's required to make a gas car. Gas cars are much cheaper to make. Dean: So there's some economics there. Dan: But the other thing is this thing of agency living in a technological world. More and more technology is taking over and you're not in control. And I think there's a point where people say, okay, I've given up enough agency, I'm not going to give up anymore. And I think you're fighting that when you're trying to get that across. I mean, I know Joe is wild about this, you know about Joe Polish, about self-driving and everything like that, but I don't know when I would ever do it. Dean: Well, especially because it's not a problem you need solved. You've solved the problem since 1998. You've got you've you know one of the things, Dan, when you and I first started having lunches together or getting together like that, I remember very vividly the first time that we did that, we went to Marche. In the yeah, downtown Hockey Hall of Fame is yeah, exactly yeah. We went to Marche and we sat there. We were there for you know, two hours or so and then when we left, we walked out, we went out the side door and there was your car, like two paces outside of the exit of the building. Your car was there waiting for you and you just got in and off you go. And I always thought, you know, that was like way ahead of. Even your Tesla can't do that, you know, I just thought that was fun thing, but you've been doing that 25 years you know just wherever you are, it's knows where to get you. You walk out and there it is, and that's this is before Uber was ever a thing for, before any of it you know, yeah, yeah, well, it's just, you know, I think we're on exactly the same path. Dan: It's just something that I don't want to think about. Dean: Right. Dan: I just don't want to have all the where did I park? And you know, and the whole thing. And the cars are always completely, you know, clean. Dean: They're completely you know clean they're, you know they're fully fueled up all the insurance has been paid for that they check them out. Dan: I think they have to check them out every couple weeks. They have to go into their yeah, their garage and make sure everything's tuned up. Dean: They have to pass yeah, most people think that would be a, that's an extravagance or something you know if you think about that, but do you know approximately how much you spend per month for rides or whatever your service is for that? Just to compare it to having a luxury car, of course I have no idea to having a luxury car? Dan: Of course, I have no idea, Of course. Dean: I love that Of course you don't. That's even better. Dan: Right, I know it's about half the cost of having a second car. Dean: Right, exactly. Dan: It's so, it's pretty. You know, that's pretty easy, it doesn't use up any space, I mean. Dean: Right. Dan: Yeah, yeah and yeah, yeah, yeah, it's an interesting. Dean: I like simple and I like you know, I I just like having a simple life and I don't like that friction freedom, friction freedom, yeah yeah, yeah and but our limousine company is really great and it's called Bennington and they are affiliated with 300 other limousine companies around the world. Dan: They're in a network, and so when we're going to Chicago, for example, the affiliate picks us up at the airport. When we go to Dallas, the affiliate picks us up at the airport. The only thing we do differently when we go to London, for example, is that the hotel Firmdale Hotel, they get the cab and they pick us up and they pay everything ahead of time. It goes on our bill. But it's just nice that we're in a worldwide network where it's the same way. If I were going to Tokyo, it would be the Tokyo right. Dean: So yeah, that's. That's really good thing in in Buenos. Dan: Aires. Yeah, yeah, it's the way, it's the of, no, it's the four seasons, of course it all actually does it. Yeah, so it's the hotels, so that's it. But it's interesting stuff what it is. But the democratize. I think that the I mean the definition of capitalism is producing for the masses. You know, that's basically the difference between other systems and capitalism, the difference between other systems and capitalism. Capitalism is getting always getting the cost down, so the greatest proportion of people can you utilize the thing that you're doing? You? know, yeah, and I think it's democratizing in that effect. But it all depends upon what you're looking for. It all depends upon what kind of life you want to have. You know, and there's no democracy with that Some people just know what they want more than other people know what they want. Yeah right, exactly. Dean: Yeah, I think that we're. You know, I keep remembering about that article that I read, you know, probably 2016 about the tyranny of convenience. You know that's certainly an underestimated driver, that we are always moving in the direction of convenience, which is in the same vein as that friction freedom. I've noticed now that other friction freedom. I've noticed now that other. I just look at even the micro things of like Apple Pay on my phone. You know, just having the phone as your, you know, gateway to everything, you just click and do it, it's just comes, it's just handled, you know. Know you don't have any sense of connection to what things cost or the transaction of it. The transaction itself is really effortless float your phone over over the thing, I got cash all over the place. Yeah, exactly I know, like a little, like a squirrel, I got little ATMs all over the house. Yeah, exactly. Dan: I got shoeboxes with cash. I've got winter coats with cash I mean Babsoe Cup. She says you got any cash? I said yes, just stay here, because I don't want you to see where I'm going. What do you want? Yeah, yeah. And I find a lot of entrepreneurs I think more than other folks have this thing about cash, because you can remember a day way back in the past where you didn't have enough money for lunch. You know. Dean: Yeah. Dan: I always, I'm always flush with cash, yeah. Dean: Every time I go to the airport. Dan: You know the airport in toronto or where I'm landing. I always go and I get. You know, I get a lot of cash I just like currency. Dean: Yeah, I love the. The funny thing is the. What was I thinking about? Dan: you were talking about. Dean: Oh, I had a friend who had he used to have a file like file folders or file cabinets sort of thing. But he had a file like when file folders or file cabinets were a thing, but he had a file called cash and he would just have cash in the cash folder, yeah, yeah, or nobody would ever think to look for it. You know, filed under cash there's a thousand dollars right there. Dan: Yeah. We had a changeover a year ago with housekeepers? Dean: Yeah, we had a changeover a year ago with housekeepers, so previous housekeeper we had for years and years. Dan: She retired and we got a new one and she's really great. But there was a period where the credit card that our previous. We had to change credit cards because she makes a lot of purchases during the week. And then Babs said, Dan, do you have any cash for mary? And I said, sure, wait right here. And I said I brought him. I had five hundred dollars. And she said I said well, that'd be good. And she said where do you have five hundred dollars. I said not for you to know mary, you can ask, but you cannot find that's funny, I think there's something to that, dan. Dean: I remember, even as a kid I used to. To me it was something to have these stacks of $1 bills. You had $40 as a 10-year-old. That's a big stack. You were a push, oh yeah, and I used to have an envelope that I would put it in and I had a secret. I just had a secret hiding place for the money. Yeah, yeah, so funny. I remember one time I got my mom worked at a bank and I had her, you know, bring me. I gave my money and had her bring like brand new $1 bills. You know, like the things. And I saw this little. I saw a thing in a book where you could make what like a little check book with one dollar bill. So I took a little cardboard for the base thing, same, cut it out, same size as the dollar bills, and then took a glue stick and many layers on the end of the thing so that they would stick together. But I had this little checkbook of $1 bills and I thought that was the coolest thing ever. Dan: It's tangible, yeah, yeah. Dean: It's like agency. Dan: I think we like tangibility too. I think that's the value that we hold on to, and you can push things where they disappear. You know, digital things sort of disappear. And it's not tangible. So I think a lot of people get in the money problem because the money they're spending is not tangible money. You know, and I think there's we're. You know we're sensory creatures and there's a point where you've disconnected people so much from tangible things that they lose its meaning after a while. I'll send you one of my articles, but it's on how universities are in tremendous trouble right now. Trump going after Harvard is just, it's just the sign of the times. It's not a particular, it's actually we don't even know what Harvard is for anymore. They're so far removed from tangible everyday life. We don't even know. So you can have the president of the United States just cutting off all their and so somebody says oh, I didn't even know they got funding. You know, I didn't even know they got funding. You know, I didn't even know the government gave harvard money and there's no problem now because they've lost touch. They it's hard for them to prove why they should get any tax money and they've gotten so disconnected in their theoretical worlds from the way people live. It's a. It's an interesting thing. There's a tangibility border. If you cross too far over the tangibility border, I heard a comedian. Dean: Jimmy Carr was on Joe Rogan's podcast and he was saying you know, the joke is that the students are using AI to do their homework. The tutors, the teachers, are using AI to grade the homework and in three years the AI will get the job. Dan: Teaching other AIs? Yeah, exactly. Dean: Yeah, well, I mean you can go too far in a particular direction. Yeah, that's where it's headed. Dan: That's exactly right, yeah, yeah, apparently Henry Kissinger taught at Harvard and you know he was on the faculty but he was busy, so in some of his classes he just put a tape recording of him, you know, and he had a really boring voice. It was this German monotonic voice you know and everything like that. And so he would just put a teaching assistant would come and turn on the tape recorder. Dean: And then he asked one day. Dan: He was. He was just in the building and he walked in and there were as a class of 40. And he walked in and there was one tape recorder in the front of the room and there were 40 tape recorders on the 40 desk. He was oh no, yeah, they were just recording his recording. That's funny, yeah, and they would have shown up. I mean, they would have had standing room only if it was him. Dean: Yeah, right, right, right. Dan: So it's lost tangibility and it doesn't have any meaning after a while. Yeah, that's funny. Yeah, Okay, got to jump. Dean: Okay, so next week are we on yeah, chicago. Dan: Yeah, we are an hour. Dean: Okay, perfect. Dan: It'll be an hour, the same hour for you, but a different hour for me. Dean: Perfect, I will see you then. Okay, thanks, dan, bye.

The latest In Touch With iOS with Dave he is joined by Chuck Joiner, Eric Bolden, Marty Jencius, Guy Serle, Jeff Gamet, We break down WWDC 2025 highlights across VisionOS, iOS, iPadOS, macOS, watchOS, and tvOS. The team dives into Vision Pro's spatial widgets, iOS 26's revamped lock screen and call features, iPadOS 26's new multitasking, and Apple Intelligence's privacy-focused AI. They also explore the growing convergence between iPad and Mac and wrap with a shoutout to Macstock 9.  The show notes are at InTouchwithiOS.com  Direct Link to Audio  Links to our Show Give us a review on Apple Podcasts! CLICK HERE we would really appreciate it! Click this link Buy me a Coffee to support the show we would really appreciate it. intouchwithios.com/coffee  Another way to support the show is to become a Patreon member patreon.com/intouchwithios Website: In Touch With iOS YouTube Channel In Touch with iOS Magazine on Flipboard Facebook Page BlueSky Mastodon X Instagram Threads Spoutible Summary In Episode 363 of In Touch With iOS, host David Ginsburg is joined by an all-star panel — Chuck Joiner, Jeff Gamet, Marty Jencius, Guy Serle, and Eric Bolden — for an in-depth breakdown of Apple's WWDC 2025 keynote. With major announcements across iOS, iPadOS, macOS, watchOS, tvOS, and VisionOS, the group dives into what these updates mean for users, developers, and Apple's broader ecosystem strategy. The episode opens with panel introductions before jumping straight into VisionOS 26, where the team highlights Apple's focus on spatial computing. Features like interactive 3D widgets, refined Personas, and improved collaboration tools on Vision Pro generate both excitement and critical commentary. Marty and Eric share real-world experiences with spatial widgets, emphasizing their value in immersive environments. The panel acknowledges Apple's ambitious direction for Vision Pro as it evolves from a tech demo to a productivity and creative powerhouse. Next, the conversation moves into iOS 26, spotlighting the redesigned lock screen with dynamic wallpapers and a streamlined interface for messages and phone calls. Jeff praises the new call screening and RCS group chat support, both of which significantly improve communication experiences. Updates to the Camera app and accessibility tools also reinforce Apple's commitment to a more inclusive user experience. iPadOS 26 draws praise for finally bridging the productivity gap with macOS. The introduction of a new windowing system allows for desktop-like multitasking, and panelists are enthusiastic about the debut of the Preview app on iPad. The improved Files app and richer audio input options are celebrated as productivity boosters, making the iPad an even stronger contender as a primary computing device. Turning to macOS 15, the conversation continues around convergence — with iPad and Mac experiences growing closer than ever. Chuck and David discuss how feature parity is leading to more seamless transitions between devices, particularly for multitasking and app continuity. The panel also briefly touches on watchOS 11 and tvOS 18, noting updates in health, fitness, and media experience. While these updates were more iterative, they reflect Apple's steady enhancement of its peripheral platforms. One of the standout segments is a look at Apple Intelligence, Apple's new generative AI initiative. The group discusses how Apple's privacy-first approach to AI, combined with on-device and cloud-assisted processing, could change the way users interact with Siri, productivity apps, and automation. The discussion also covers how this impacts developers and third-party integrations moving forward. In the final stretch, the team speculates on the future of the iPad and Mac. Will they fully converge or continue to serve distinct roles? With the iPad gaining more macOS features and the Mac embracing touch-like elements, the lines continue to blur. The episode closes with a few announcements and community highlights, including a plug for Macstock 2024 — inviting listeners to connect in person and keep the Apple discussion going. Topics and Links In Touch With Vision Pro this week.      VisionOS 26 Spatial widgets and realistic 3D spatial scenes from photos. More natural, detailed personas for video calls. Shared Vision Pro experiences for local and remote collaboration. Enterprise features for shared device use and protected content. New spatial accessories (Logitech Muse, PlayStation VR2 controllers). Adobe Premiere spatial video editing and native 180/360 video playback. New immersive Jupiter environment. visionOS 26: The MacStories Overview   iOS 26 Revamped lock screen with dynamic wallpapers and 3D spatial scenes. Redesigned Camera app with easier mode switching and visible settings. Improved Photos app with tabs and spatial photo views. Safari with floating, shrinking tab bar and edge-to-edge browsing. Enhanced Phone app with unified layout, call screening, and Hold Assist. Messages add group chat polls, personalized backgrounds, Apple Cash in chats, typing indicators, and spam filtering. https://www.macworld.com/article/2575705/ios-26-features-release-date-beta.html

In this episode of Tiny Pulpit Talks, Rev. T. J. FitzGerald and Rev. Beth Dana sit down for a timely and practical conversation about how Unitarian Universalists can prepare to show up at protests with courage, compassion, and responsibility. Many of us feel the urgent call to take to the street - for racial justice, climate action, reproductive freedom, immigrant rights, and more. But before we show up, we need to slow down and prepare. Protest isn't just about presence, it's about being ready: physically, emotionally, spiritually, and legally. They cover: ✅ Practical safety tips for being in the streets ✅ How to center and uplift marginalized voices ✅ Spiritual grounding and self-care in high-intensity spaces ✅ What to bring (and what to leave at home) ✅ Legal preparedness: knowing your rights, staying safe, and accessing support if needed ✅ Meaningful ways to show solidarity, even if you're not marching Whether this is your first protest or your fiftieth, this episode offers grounding, guidance, and encouragement for faithful public witness. Listen now and let your values lead you to action.

Since we published our previous episode, Sony not only announced it was having a State of Play event, but that event has already happened. Thus, we have much to discuss throughout this lengthy episode, an unexpected surprise for the PlayStation faithful. In short, the most recent State of Play was a great showcase of nearly 30 upcoming PlayStation 5 games, with some PS4 and PSVR2 mixed in there, too. And -- for those that care -- more than a half-dozen of the games are PS5 console exclusive, nipping that entire argument in the bud. In the realm of Sony second party, we've learned about a Marvel-themed fighting game from Arc System Works called Marvel Tokon: Fighting Souls, while Tecmo Koei's Team Ninja is hard at work on Nioh 3. Elsewhere, we were given the first glimpse at IO Interactive's long-in-development James Bond game called First Light, a brand-new Lumines offering from the creators of Tetris Effect, the return of Capcom's seemingly-beleaguered Pragmata, something fresh from Grasshopper Manufacture called Romeo Is A Dead Man, a late-September release date for Silent Hill F, our first look at the sequel to Iga's Bloodstained, and -- yes indeed! -- confirmation of Final Fantasy Tactics coming to PlayStation in just a few months in the form of The Ivalice Chronicles. "No games?" Maybe if you don't like or play video games, perhaps. Other news this week includes our first look at Witcher 4 via a controversial UE5 tech demo, rumors of a native PS5 port for Red Dead Redemption 2, and more. Then: Listener inquiries! Should 'game length' be considered a spoiler? How do we feel about pinball video games? Do we ever mess with the PSN's 'activity cards' while playing? Is Dustin poised to elope with Brad?Please keep in mind that our timestamps are approximate, and will often be slightly off due to dynamic ad placement. Timestamps:  0:00:00 - Intro0:26:17 - Habroxia Special Edition0:36:59 - Too much to play0:42:31 - Look or talk like Jar Jar?0:44:49 - This week's “situation”0:51:21 - MLMs0:57:49 - State of Play overall thoughts1:10:07 - Lumines Arise1:14:44 - Pragmata1:21:10 - Romeo Is a Dead Man1:28:46 - Silent Hill F1:34:33 - Bloodstained: The Scarlet Engagement1:40:12 - Digimon Story Time Stranger1:45:17 - Final Fantasy Tactics: The Ivalice Chronicles1:57:37 - Babysteps2:02:06 - Herogami2:04:37 - Everybody's Golf Hot Shots2:10:32 - Ninja Gaiden Ragebound2:14:08 - Cairn2:17:55 - Mortal Kombat Legacy Collection2:25:34 - Playstation Fight Stick (Project Defiant)2:35:44 - Metal Gear Solid Delta2:37:48 - Nioh 32:43:17 - Thief VR2:47:48 - Tides of Tomorrow2:50:49 - Astrobot update2:57:47 - Sea of Remnants3:00:46 - Sword of the Sea3:04:57 - FBC: Firebreak3:08:39 - Deus Ex on PS Plus Premium3:11:43 - Twisted Metal 3 and 4 on PS Plus Premium3:14:22 - Resident Evil 2 and 3 on PS Plus Premium3:16:07 - 007 First Light3:27:37 - Ghost of Yotei3:28:48 - Marvel Tokon Fighting Souls3:39:11 - Apple Pay on PS53:39:43 - Witcher 4 UE5 tech demo3:48:01 - People Can Fly cancels two games3:49:22 - Red Dead Redemption 2 PS5 port3:51:06 - MindsEye executives leave3:54:56 - Shift Up's Project Spirits3:58:54 - MediEvil and Tenacious D's canceled movie4:04:17 - Elden Ring Nightrein's success and PSN charts4:09:43 - What Are We Playing (Clair Obscur: Expedition 33, Borderlands 2, Dead Island 2)4:25:37 - Is game length a spoiler?4:28:47 - Pinball video games4:33:54 - PlayStation activity cards4:37:54 - AI making games4:42:40 - New console reviews4:48:02 - Fixing inverted controls for a kid Learn more about your ad choices. Visit podcastchoices.com/adchoices

Solana Mobile has announced Aug. 4 as the launch date for its Seeker Web3 mobile phone. A subsidiary of blockchain developer Solana Labs, Solana Mobile also revealed that the mobile ecosystem will have a native token, SKR. The token will power the economy and incentives of the platform and align users, developers and hardware manufacturers with growing the Web3 mobile ecosystem.Guest: Emmett Hollyer, GM of Solana MobilePRE-ORDER Solana Seeker NOW! ➜https://solanamobile.com/refer/paulbarronConfirming Shipping on Order ➜ solanamobile.com/shipping00:00 Intro00:17 Solana Saga & Seeker Phones00:48 Airdrops Incoming!!01:20 August 4th Shipping02:08 SKR Token03:29 Warning: Website Glitches04:19 A.I. on Seeker06:16 A.I. Agents on Solana08:57 Stablecoin DeFi Yields09:24 How Many Devs Building on Seeker?10:55 GEODNET GPS + Augmented Reality12:45 Better Trading Experience13:35 Apple Pay vs Solana Pay14:04 Loyalty Token Points for Brands16:12 Apple vs Solana App Store18:41 Notifications19:10 FREE Helium Mobile Service 19:40 150k to 1 Million Users22:00 Seed Vault: Security & User Data23:22 Gaming Device for Solana OS?24:44 XReal Mobile AR25:15 Project Aura Coming26:44 TEEPIN27:45 outro#Solana #Crypto #iphone ~Solana Seeker Launch Countdown!

Bonus Episode • Equipment Scams • Buyer & Seller Best PracticesEver encounter a “too-good-to-be-true” listing for marching band gear online? In this bonus episode, host Nicole Younger sits down with band educators Christine Ream (@guardcloset), Erica Owens (@urkuh_spins), and Rose Crow (@r0secr0w) to unpack firsthand accounts of attempted equipment fraud. They discuss the red-flag warning signs, share real victim experiences, and lay out practical steps every program can take to protect booster funds and ensure secure transactions. Whether you need used rifles, sabers, flags, or uniforms, learn how to spot scam listings, choose secure payment methods, and explore trustworthy alternatives so your students never miss a beat.HOST & GUESTS• Host: Nicole Younger — @o2bnpjs• Guest: Christine Ream — @guardcloset• Guest: Erica Owens — @urkuh_spins• Guest: Rose Crow — @r0secr0wEPISODE HIGHLIGHTS• Scam Red Flags: How missing profile photos, refusal to use PayPal Goods & Services, and requests for Cash App signaled fraud.• Community Response: Christine explains how Facebook-group admins removed the scammer, why vigilant moderation matters, and how to safeguard performers' images.• Real Victim Story: A band booster's Apple Pay loss underscores the importance of protected payment channels.• Tech Block Quick Tips:– Blending brass on uneven turf surfaces– Teaching tempo consistency without a metronome– Drill-set pointers for complex field formations• Water We Doing?!: Panel calls out:– Lack of size inclusivity in off-the-rack dancewear– Overuse of props and resulting class disparities in program budgets– Neglecting Memorial Day observances by some groups– Underfilled DCI corps tryouts (over 1,000 open spots in 2025)• Gush & Go:– Erica & Rose's successful youth program recruitment at a community vendor fair– Rose's upcoming Community Spin event welcoming all ages to flag work– Christine's 25-year legacy helping schools nationwide with guard and band equipment“If a seller refuses to use PayPal Goods & Services and insists on Cash App, walk away—your boosters' money is at risk.” — Rose CrowQUICK LINKS• Guard Closet → https://guardcloset.com• Peak Group Travel → https://peakgrouptravel.com• Be Our Next Guest → https://forms.gle/7GcpYZLfY8Uo54pp9• Host Questionnaire → https://docs.google.com/spreadsheets/d/1QHSqoUpMbUqhrCa5rNK8zRFgVB4BROjZBCQ4m6yd4aQ• Follow Us:– Instagram → https://www.instagram.com/onawaterbreak– TikTok → https://www.tiktok.com/@onawaterbreak– Link in Bio → https://linktree.com/onawaterbreakSPONSORS• Peak Group Travel – Ensuring your next competition trip is worry-free.• Guard Closet – Trusted source for new and consignment guard and band equipment.FOLLOW & SUBSCRIBESubscribe on Spotify, Apple Podcasts, and YouTube. Drop a review, share with a friend, and tag us with your own gear-hunting wins or cautionary tales.HASHTAGS#OnAWaterBreak #MarchingBand #EquipmentScams #ColorGuard #DrumCorps #BuyerBeware #GuardCloset #PeakGroupTravel #MarchingArts #Podcast #SafetyFirst #CommunityEvents #MarchingLife

In this episode of Tiny Pulpit Talks, Rev. T.J. Fitzgerald sits down with Dallas-based immigration attorney Jiroko Lopez for a conversation about what it really means to seek legal status in the United States. Rev. T.J. and Jiroko unpack the myths, the fear, and the staggering complexity of immigration law in this country. They talk about red cards, the Fourth and Fifth Amendments, and the rights of undocumented people. They discuss how to prepare your family if you're living without status including how to build a safety plan, create a power of attorney, and gather the documents that could make all the difference in a crisis. But more than that, this is a conversation about humanity. About the fear parents live with every time they drop their kids at school. About the quiet heroism of people working without protection, paying into systems they may never benefit from. About hope, and heartbreak, and stubborn love. Jiroko brings her frontline experience in Dallas immigration courts, where policy meets real lives—families, children, and workers trying to navigate a system that often feels stacked against them. Together, they lift up voices too often silenced and share what communities can do, even when the law feels immovable. About Jiroko Lopez - Jiroko Lopez is a partner at Lopez & Freshwater, PLLC, an immigration law firm based in Richardson, Texas. Her passion for immigration law began during her undergraduate studies at Southern Methodist University (SMU), where she was hired to interview immigrants in the Dallas–Fort Worth area as part of an anthropological study. Through these interviews, she witnessed firsthand the inequality and poor working conditions many immigrants faced—an experience that inspired her to pursue a legal career focused on immigrant advocacy. After earning her law degree from SMU, Ms. Lopez began her career with Catholic Charities Legal Services. Under the Trafficking Victims Protection Reauthorization Act of 2008, she led the legal orientation program for custodians of unaccompanied children. One year after, she co-founded her own firm and has since represented hundreds of clients before U.S. Citizenship and Immigration Services and the Dallas Immigration Court. In addition to her private practice, Ms. Lopez volunteers with the SMU Criminal Clinic, screening non-citizens for potential immigration consequences of criminal convictions. Her firm also holds one of the few contracts from the Mexican Government for External Legal Assistance, providing legal aid to victims of domestic violence and violent crime. In collaboration with the Mexican Consulate in Dallas, she has helped organize free legal clinics offering immigration consultations, power of attorney services, and human trafficking screenings for the local community. Ms. Lopez has been recognized as one of D Magazine's Best Immigration Attorneys every year since 2017. She remains committed to community outreach, regularly delivering “Know Your Rights” and immigration presentations throughout the DFW area, including at Genesis Women's Shelter, local schools, places of worship, and other community organizations.

Chuck Joiner, Marty Jencius, David Ginsburg, Jim Rea, Brian Flanigan-Arthurs, Eric Bolden, and Web Bixby evaluate a report ranking Apple Pay fifth among global payment methods, questioning its methodology and the omission of key usage metrics. They also explore Apple's upcoming $300M Formula 1 film release, noting its IMAX expansion and apparent shift in Apple's theatrical distribution policy. Conversations range from payment habits to movie production.  MacVoices is supported by Insta360 and their new Insta360 X5 360° 8K camera. Get a free invisible selfie stick worth $24.99 at store.insta360.com and use the promo code “macvoices”. Selfie stick offer available for the first 30 standard packages. Show Notes: Chapters: 00:10 Introduction to Mac Voices 05:25 Apple Pay's Popularity and Methodology 17:11 Exploring Payment Options and Their Impact 22:57 Apple's F1 Film Release Strategy 25:42 Insights on IMAX and Movie Distribution Links: Apple Pay is the fifth most commonly offered payment method on websites around the world https://appleworld.today/2025/05/apple-pay-is-the-fifth-most-commonly-offered-payment-method-on-websites-around-the-world/ Apple's 'F1' to Expand to More IMAX Theaters Thanks to Initial Screenings Being Sold Out https://www.mactrast.com/2025/05/apples-f1-to-expand-to-more-imax-theaters-thanks-to-initial-screenings-being-sold-out/ Guests: Web Bixby has been in the insurance business for 40 years and has been an Apple user for longer than that.You can catch up with him on Facebook, Twitter, and LinkedIn. Eric Bolden is into macOS, plants, sci-fi, food, and is a rural internet supporter. You can connect with him on Twitter, by email at embolden@mac.com, on Mastodon at @eabolden@techhub.social, on his blog, Trending At Work, and as co-host on The Vision ProFiles podcast. Brian Flanigan-Arthurs is an educator with a passion for providing results-driven, innovative learning strategies for all students, but particularly those who are at-risk. He is also a tech enthusiast who has a particular affinity for Apple since he first used the Apple IIGS as a student. You can contact Brian on twitter as @brian8944. He also recently opened a Mastodon account at @brian8944@mastodon.cloud. David Ginsburg is the host of the weekly podcast In Touch With iOS where he discusses all things iOS, iPhone, iPad, Apple TV, Apple Watch, and related technologies. He is an IT professional supporting Mac, iOS and Windows users. Visit his YouTube channel at https://youtube.com/daveg65 and find and follow him on Twitter @daveg65 and on Mastodon at @daveg65@mastodon.cloud. Dr. Marty Jencius has been an Associate Professor of Counseling at Kent State University since 2000. He has over 120 publications in books, chapters, journal articles, and others, along with 200 podcasts related to counseling, counselor education, and faculty life. His technology interest led him to develop the counseling profession ‘firsts,' including listservs, a web-based peer-reviewed journal, The Journal of Technology in Counseling, teaching and conferencing in virtual worlds as the founder of Counselor Education in Second Life, and podcast founder/producer of CounselorAudioSource.net and ThePodTalk.net. Currently, he produces a podcast about counseling and life questions, the Circular Firing Squad, and digital video interviews with legacies capturing the history of the counseling field. This is also co-host of The Vision ProFiles podcast. Generally, Marty is chasing the newest tech trends, which explains his interest in A.I. for teaching, research, and productivity. Marty is an active presenter and past president of the NorthEast Ohio Apple Corp (NEOAC). Jim Rea built his own computer from scratch in 1975, started programming in 1977, and has been an independent Mac developer continuously since 1984. He is the founder of ProVUE Development, and the author of Panorama X, ProVUE's ultra fast RAM based database software for the macOS platform. He's been a speaker at MacTech, MacWorld Expo and other industry conferences. Follow Jim at provue.com and via @provuejim@techhub.social on Mastodon. Support: Become a MacVoices Patron on Patreon      http://patreon.com/macvoices      Enjoy this episode? Make a one-time donation with PayPal Connect: Web:      http://macvoices.com Twitter: http://www.twitter.com/chuckjoiner      http://www.twitter.com/macvoices Mastodon:      https://mastodon.cloud/@chuckjoiner Facebook:      http://www.facebook.com/chuck.joiner MacVoices Page on Facebook:      http://www.facebook.com/macvoices/ MacVoices Group on Facebook:      http://www.facebook.com/groups/macvoice LinkedIn:      https://www.linkedin.com/in/chuckjoiner/ Instagram:      https://www.instagram.com/chuckjoiner/ Subscribe:      Audio in iTunes      Video in iTunes      Subscribe manually via iTunes or any podcatcher: Audio: http://www.macvoices.com/rss/macvoicesrss      Video: http://www.macvoices.com/rss/macvoicesvideorss

Would you visit your old home to check it out? A teenager in Australia pulled a prank on a man in Kmart. Rover swears by using Apple Pay.

Charlie is still giving JLR a ride to work. A mother in Kansas is suing multiple porn sites after her underage son was able to access their pages. Duji blames Rover for not having a commercial spot done. Controversy over Caitlin Clark fouling Angel Reese. Phoenix Suns CEO is accused of having an affair with a basketball player. Rover is freaked out by people not wearing socks with their shoes and Charlie ruined all of his shoes. During a House hearing Nancy Mace shares a nude photo of herself as she claims she was recorded without consent. Half of the New Orleans inmates who escaped have been caught. Would JLR have helped the inmates escape? Would you visit your old home to check it out? A teenager in Australia pulled a prank on a man in Kmart. Rover swears by using Apple Pay. Adding your driver's license to your phone wallet.

Would you visit your old home to check it out? A teenager in Australia pulled a prank on a man in Kmart. Rover swears by using Apple Pay. See omnystudio.com/listener for privacy information.

Charlie is still giving JLR a ride to work. A mother in Kansas is suing multiple porn sites after her underage son was able to access their pages. Duji blames Rover for not having a commercial spot done. Controversy over Caitlin Clark fouling Angel Reese. Phoenix Suns CEO is accused of having an affair with a basketball player. Rover is freaked out by people not wearing socks with their shoes and Charlie ruined all of his shoes. During a House hearing Nancy Mace shares a nude photo of herself as she claims she was recorded without consent. Half of the New Orleans inmates who escaped have been caught. Would JLR have helped the inmates escape? Would you visit your old home to check it out? A teenager in Australia pulled a prank on a man in Kmart. Rover swears by using Apple Pay. Adding your driver's license to your phone wallet. See omnystudio.com/listener for privacy information.

On today's 5.21.2025 show we talked about the Starbucks summer menu, the Apple Pay prank, the correct order when showering, Travis Kelce's back hair, the new sport being added to the Olympics, photos are out of the Diddy raid, Kid Cudi will be testifying in the Diddy Trial, people that don't give up their seat for pregnant women, the amount of citation warnings already issued due to the San Francisco speeding cameras, Doordash delivery trends, Justin Bieber embarrasses Hailey again, Oakland Ballers have started their season, Graham rants about little league and more!

Congratulations Graduates! Rizz has some great advice for you.James of 2 Rivers Comic Con stopped by and gave us donuts.The top 10 worst-paying college majors revealed — with median salaries as low as $40K.‘Apple Pay Prank': Why TikTokers are using sound effects to wind up strangers.‘Dangerous and embarrassing' teens are pretending to rob you with ‘Apple Pay' prank: ‘Way too far.'See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

It is so tempting. The gas pump clicks off indicating that your tank is full but there is that urge to squeeze out a few more drops. Should you? This episode begins by explaining what happens when you do that. ⁠https://cluballiance.aaa.com/the-extra-mile/advice/car/seo-should-you-really-top-off-your-gas-tank⁠ Apple is a huge company worth $3 trillion. It makes money from products (iPhone, computers, smart watch etc.) and services (App store, Apple Pay etc.). Most Apple products are made and assembled in China and the impact Apple has made in China is astonishing and a story you must hear. Here to tell it is Patrick McGee. He was the Financial Times's principal Apple reporter from 2019 to 2023. Previously, he was a reporter at The Wall Street Journal and is now the author of the book ⁠Apple In China: The Capture of the World's Greatest Company (https://amzn.to/4cXXwfC).⁠ We love to laugh. We seek it out. We go to comedy clubs and watch funny movies in order to laugh. Why do we do that? What is it about laughter that makes us feel so good? What makes something or someone funny? Joining me for an interesting discussion about this is Jesse David Fox, Senior Editor and comedy critic at Vulture. He also hosts a podcast called ⁠Good One (https://www.vulture.com/good-one)⁠ and he is author of the book, ⁠Comedy Book: How Comedy Conquered Culture―and the Magic That Makes It Work (https://amzn.to/4iIRnW5).⁠ All cancer is scary but pancreatic is particularly horrible because it often goes undetected until it is too late – and because no one really knows what causes it. Interestingly, there does seem to be a link between pancreatic cancer and sunlight. Listen as I explain. ⁠https://www.sciencedaily.com/releases/2015/04/150430082151.htm⁠ PLEASE SUPPORT OUR SPONSORS!!! CARAWAY: Get 10% off your next purchase, at ⁠https://Carawayhome.com/SYSK⁠ or use code SYSK at checkout. Caraway. Non-Toxic cookware made modern. MINT MOBILE: Ditch overpriced wireless and get 3 months of premium wireless service from Mint Mobile for 15 bucks a month at ⁠https://MintMobile.com/something⁠ ! FACTOR: Eat smart with Factor! Get 50% off at ⁠⁠⁠https://FactorMeals.com/something50off⁠⁠⁠ TIMELINE: Get 10% off your order of Mitopure!  Go to ⁠⁠⁠https://Timeline.com/SOMETHING⁠⁠⁠ INDEED: Get a $75 sponsored job credit to get your jobs more visibility at ⁠⁠⁠https://Indeed.com/SOMETHING⁠⁠⁠ right now! QUINCE: Elevate your shopping with Quince! Go to ⁠⁠https://Quince.com/sysk⁠⁠ for free shipping on your order and 365 day returns! Learn more about your ad choices. Visit megaphone.fm/adchoices

Did you just get a surprise tax form you weren't expecting? Are your Venmo, PayPal, or even salon software tips suddenly under the IRS microscope?  If you are a stylist or a salon owner that uses Venmo, PayPal, Apple Pay, Cash app, Tippy etc. and this has happened, then this episode is one you need to listen to.  Today, I discuss the 1099-K form that a lot of stylists were not expecting when it came time to do their taxes, along with the new laws that have come into effect, which I don't believe was widely reported. More importantly, we'll discuss how to prepare NOW to avoid a financial shock come tax season. If you are ready to get ahead of the curve and ensure your hard-earned money stays where it belongs, then today's show has the information you need to navigate this evolving landscape and protect your business! With Grow My Clientele Calculator, you'll get instant clarity on how many new clients you'll need to hit your 2025 financial goals! Enter just four numbers, and this tool will show you exactly how many new guests you need monthly and yearly to reach your target income. No guesswork or complicated math required, and you can get it now at www.thrivingstylist.com/growmyclientele/!   Do you have a question for me that you'd like answered in a future episode like this one? A great way to do that is to head over to Apple Podcasts and leave a rating and review with your question. I'm looking forward to answering your question on a future episode on the podcast!  If you're not already following us, @thethrivingstylist, what are you waiting for? This is where I share pro tips every single week, along with winning strategies, testimonials, and amazing breakthroughs from my audience. You're not going to want to miss out on this. Learn more at: https://thrivingstylist.com/podcast/