RNZ: Your Money With Mary Holm

This week, a quiz to test your financial literacy. How many questions can you get right?Go to this episode on rnz.co.nz for more details

Mary Holm talks to Jesse about the Government's changes to KiwiSaver in today's Budget.Go to this episode on rnz.co.nz for more details

A listener asks: will the Government change its KiwiSaver contributions - and if so, how should it do it? Finance Minister Nicola Willis is not ruling out changes to the Kiwisaver subsidy. Should the Government even do this? And if they do, what does it mean for you and I?Go to this episode on rnz.co.nz for more details

Today Mary accesses the wisdom of the crowd! Recently she asked Afternoons listeners to write in with the best financial decision they ever made. We got so many responses that Mary has decided to sift through them and see what important and useful information she can find and what it tells us bout managing money. Go to this episode on rnz.co.nz for more details

Mary Holm discusses the recent global market downturn and uncertainty caused by economic policy decisions. Mary also looks at a new Mindful Money and RIAA (Responsible Investment Association Australasia) survey about how New Zealanders view ethical inbvestment. Go to this episode on rnz.co.nz for more details

In this episode Mary looks at ways to get wise with your mortgage including repayment advice and explainers on all the different types of mortgages.Go to this episode on rnz.co.nz for more details

Today Mary looks at KiwiSaver and answer a listener's question about the current economic climate and how one should manage their KiwiSaver.Go to this episode on rnz.co.nz for more details

Very quickly, here's Mary's top three tips: 1. Join. And keep contributing. 2. Use a higher-risk fund – usually. 3. Choose a low-fee fund.Go to this episode on rnz.co.nz for more details

Money expert Mary Holm discusses the recent developments in bitcoin.Go to this episode on rnz.co.nz for more details

Money expert Mary Holm looks at the benefits of going offshore with your KiwiSaver share investments versus keeping them solely in NZ based shares.Go to this episode on rnz.co.nz for more details

This week Mary asks: are we celebrating Christmas the best way? Mary has tips on how not to break the bank this Christmas. She also has a list of some charities you could consider giving to these holidays…Go to this episode on rnz.co.nz for more details

3 out of 4 people breaking up don't realise the law says you must take your Kiwisaver into account in a relationship property split. Mary discusses what this means for your Kiwisaver in you suffer a breakup.

Mary has talked about women investing on International Women's Day, but how about the blokes? Men are open to taking risks in investing, more than women, but can be overconfident and less likely to seek advice. Well guys, we recommend listening to Mary and her advice on this occasion.

The FMA recently published its annual KiwiSaver report for the year and there were some big changes recorded. Some of those changes were very good. Mary breaks it all down and explains what it means for your money.

News from the New Zealand Banking Association suggest less bank customers applied for hardship status. Mary picks through the data to see what that suggests about the current economy. She also explains why banks are rolling out Confirmation of Payee next month, what it is and what it means.

Mary explains why high-risk KiwiSaver funds ae at least worth considering as a good investment.

Te Ara Ahunga Ora Retirement Commission has created a quiz for organisations working on improving financial capability. This doesn't test financial knowledge, but how well you are coping with your money. Feel free to give the quiz a try at home! tinyurl.com/MoneyNZ

Have your rates gone sky high? The Mistress of Money Mary Holm says it might be time for a rates postponement.

The magical Mary talks about the current wave of interest rate cuts and how you can use them to make big progress with your mortgage.

This week Mary explains index funds and ETFs; what are they and why you look at them for somewhere to invest.

With tax cuts looming Mary has some words of advice for what to do with that extra take-home money.

Today Mary talks to Jesse about how the tax bracket creep 'robs' us. She explains the government's new tax cuts take effect from July 31 are a start to ending the bracket creep.

Today Mary Holm talks to Mark about all things KiwiSaver and why it's important to look at your annual KiwiSaver statements.

Today Mary talks about first home buying following the loss of the Kiwisaver first home buyer grant. She has some tips about using Kiwisaver to buy a home and other options for those looking to purchase their first property.

This week Mary talks about a recent conference run by the Retirement Commission - Te Ara Ahunga Ora. It was all about planning next steps in their National Strategy for Financial Capability. Mary talks to Jesse about what that means for us.

Today Mary talks to Jesse about the reality for a number of people balancing their finances and suspending their payments. 

Today Mary Holm talks to Jesse about some important points of Kiwisaver for children and the difference it can make for them later on in life whether it's buying a home or their retirement plans.

Today Mary talks to Jesse about some quick tricks with numbers to help with Kiwisaver and almost any investing. She runs through what the "Rule of 72 and dollar cost averaging" is and how it can help to make investment choices.

Today Mary Holm talks to Jesse about the great year Kiwisaver funds have just had.

Today Mary's focusing on women and money ahead of International Women's Day tomorrow. She has facts and figures on women's finances and found that women invest well in some ways but could do better.

Today Mary talks to Mark about people's financial knowledge and some of the reasons people are choosing not to be part of the KiwiSaver scheme.

KiwiSaver funds are moving away from investing in harmful products, the charity Mindful Money revealed last week. Their website is a good place to check out the kind of investments your own KiwiSaver provider is involved in, says personal finance expert Mary Holm.

Today Mary talks to Jesse about bank term deposits, the rates and the risks.

Today Mary Holm wraps up the big financial issues that have been around in 2023.

Today Mary talks to Jesse about repaying debt and why wealth is a bit like a tank full of water. She's also urging people to avoid running up high-interest debt over the Christmas season.

Today Mary talks to Jesse about which Kiwisaver providers are the best - and worst - at offering various services to their members. She also looks at some of the services that listeners might not be aware you can get from some providers, and naming them.

Today Mary has a close look at investing in shares both in Aotearoa and overseas. She's collated some interesting numbers about how the different stocks have fared over the past five decades.

This week Mary talk to Jesse about getting smarter with Kiwisaver choices and overall trends for funds.

This week Mary Holm is back to talk about the pros and cons of being either a regular or casual investor.

This week Mary Holm is back to talk about ways to boost your savings. It's insights she included in her book Rich Enough. She recommends setting goals that are SMART: specific, measurable, achievable (w)ritten and time-bound. She also talks about having small rewards when you reach milestones.

Today Mary talks to Jesse about how much insurance we should have, especially with premiums on the rise at the same time there appears to be more climate related damaged being caused.

Today Mary talks to Jesse about whether house prices are still too high and that buyers may have to adjust their expectations.