Podcasts about financial capability

On this episode of the podcast, Alex Becerra and Cristian Amaral are talking about the concept of Financial Capability. Together they discuss the importance of learning the “rules” of personal finance, building better money habits, and investing for the future. They also provide helpful insights about automating savings and practicing forced scarcity to strengthen your budget skills. Because capitalizing on your opportunities to make sound financial decisions and setting yourself up for future success just makes Perfect Cents! To check out the resources highlighted in this episode visit the links below. To register for an upcoming Financial Wellness webinar visit: https://www.safecu.org/community/events To read the latest edition of SAFE's Beyond Everyday Banking blog visit: https://blog.safecu.org/ To learn more about SAFE Credit Union products and services visit: https://www.safecu.org/  To contact the podcast team, email Podcast@safecu.org

April is #NationalFinancialCapabilityMonth and Making Cents of Money is celebrating with an episode that covers a variety of financial topics that reference favorite throwback episodes. Ready for a challenge this month? Tune in to learn more. Show Notes: Making Cents of Money Episodes • Episode 101: New Year, New Financial Resolutions: https://soundcloud.com/idfpr/episode-101-new-year-new-financial-resolutions?si=09578c6ba28040a6b3b56260fc9fd276&utm_source=clipboard&utm_medium=text&utm_campaign=social_sharing • Episode 91: Retirement Savings in Illinois: https://soundcloud.com/idfpr/episode-91-retirement-savings-in-illinois?si=a573cc37160345ed857904b3da4d8447&utm_source=clipboard&utm_medium=text&utm_campaign=social_sharing • Episode 90: Back to School: College and Credit: https://soundcloud.com/idfpr/episode-90-back-to-school-college-and-credit?si=59d2e6f067714030a6cc2134f6700250&utm_source=clipboard&utm_medium=text&utm_campaign=social_sharing • Episode 88: Financial Wellness Concepts: https://soundcloud.com/idfpr/episode-88-financial-wellness-concepts?si=1477cb78feae4add9792f9849d3808e8&utm_source=clipboard&utm_medium=text&utm_campaign=social_sharing • Episode 82: Free Financial Education Resources for Illinois Residents: https://soundcloud.com/idfpr/sto?si=2f8559d9b5ba4b1e9f9d6067914e88cd&utm_source=clipboard&utm_medium=text&utm_campaign=social_sharing • Episode 72: Budgeting and Financial Planning: https://soundcloud.com/idfpr/sets/budgeting-financial-planning?si=6a9c76d0112146ce8bdeb7dfa3130e0e&utm_source=clipboard&utm_medium=text&utm_campaign=social_sharing • Episode 70: Establishing and Managing Credit: https://soundcloud.com/idfpr/sets/establishing-managing-credit?si=6a9ec01a0c014cdda669638db760169b&utm_source=clipboard&utm_medium=text&utm_campaign=social_sharing • Episode 67: What is a Credit Report Anyway?: https://soundcloud.com/idfpr/episode-67-whats-a-credit-report-anyway?si=467b672c529647a4932ee79883b3e592&utm_source=clipboard&utm_medium=text&utm_campaign=social_sharing • Episode 26: Building an Emergency Fund: https://soundcloud.com/idfpr/episode-26-emergency-funds?si=6fc286c508264a658d15f6235a79f589&utm_source=clipboard&utm_medium=text&utm_campaign=social_sharing

Financial wellbeing researcher Dr Pushpa Wood has spent her life delving into financial capability and what people need to make better economic decisions. 

Each Tuesday, Mansa Musa and host Randi Myles focus on sustainable financial well-being for working-class families, discussing strategies to manage credit and savings, aiming to enhance financial capability and overall wellness in 2025.

My greatest joy is discovering somebody I wasn't aware of who's doing something uniquely meaningful. That brings me to Brian Page. He is a Modern Husband. What does that even mean? Brian Page spent his career improving lives through personal finance education and he has now founded a platform called ‘Modern Husbands' to help couples navigate their home as a team.   He and his wife have been married for over 20 years and have 3 kids. He says they're an everyday dual income American family. For the early part of their marriage, Brian was the one working out of the house and working long hours. His wife was home managing their life and taking care of their kids. Then one day things changed. His wife got a great job opportunity that paid more than he was making, and they made the decision to swap roles. Brian's new job was much harder than he ever realized. When he and his wife switched working roles, he was seriously blown away by his new work responsibilities as a stay-at-home Dad! He recently posted something on LinkedIn that caught my attention. It was a list called ‘The Mental Load'. In it Brian listed all the things that go on in somebody's day who's at home managing a family household. Wow - It really gives respect and insight to the day-to-day responsibilities of the stay-at-home spouse! Brian said, “For much of our marriage, I was the 60-80-hour-a-week breadwinner who did very little to manage the home. Early in our marriage, I probably would've rolled my eyes at a conversation about the mental load. You just don't know what you don't know, and that's not necessarily anyone's fault. “ “Many men rightfully feel defensive when we hear we need to do more at home. Most of us simply slip into doing certain tasks without understanding the invisible labor that goes with them.” “I created a mental load list with just a few examples to provide some context of what it takes to run a home. However, as much as we would like our homes to be run by checklists, it's just not that simple.” “It's been my experience that men desperately want to be great for their spouses. What often stands in the way is an understanding of the mental load that accompanies the tasks needed for a home to run, which is why I wrote this extensive post.” Marriage is a partnership built on trust, love, and mutual respect. Brian says he's trying to show couples how to navigate life as a couple better. I personally thought Brian's ‘mental load' list was LOUD and worth sharing for any stay-at-home parent who's been frustrated trying to explain to their spouse what the heck they've been doing all day ‘at home'! Find it on his website: ModernHusbands.com BTW: Brian who spent 15 years as a personal finance and economics educator was recognized as a National Educator of the Year by the Milken Foundation and Ohio Department of Education. He was a CNN Money Hero, a CEE Forbes Award winner, and a former Working Group Member of the U.S. President's Advisory Council on Financial Capability. He says, life and family change, and his priorities now are to support his wife's career ambitions and his children's needs Enjoy meeting this modern husband Brian Page in this podcast of our live conversation on The Debbie Nigro Show.    

David Boyle, formerly of Mint Asset Management, formerly with the Commission for Financial Capability.

Today's guest is our friend Brian Page from Modern Husbands. Brian shares how the modern family has changed from previous generations and how husbands can redirect that energy into a successful marriage. You'll hear data and research to support some of the common ideas we've heard about money, as well as some dismantling of previous antiquated ideas.    In this episode, we chat about: The modern husband Antiquated gender roles Healthy tools in a marriage   CONNECT WITH TODAY'S GUEST:  Brian Page is the founder of Modern Husbands, where they share ideas on managing money and the home as a team. He is a former Milken National Educator of the Year, CNN Money Hero, and Working Group Member of President Obama's Advisory Council on Financial Capability. Brian has consulted for state governments, universities, and various nonprofits. He served a one-year term as a Visiting Scholar at the Consumer Financial Protection Bureau in the Office of Financial Education. Modernhusbands.com Newsletter Instagram  Twitter  Facebook Marriage Toolkit   ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.  They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!  Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template   RECOGNITION: Audio engineer: Garrett Davis Podcast Support: Weir Digital Marketing

This week Mary talks about a recent conference run by the Retirement Commission - Te Ara Ahunga Ora. It was all about planning next steps in their National Strategy for Financial Capability. Mary talks to Jesse about what that means for us.

This week Mary talks about a recent conference run by the Retirement Commission - Te Ara Ahunga Ora. It was all about planning next steps in their National Strategy for Financial Capability. Mary talks to Jesse about what that means for us.

On this episode of the podcast, Alex Becerra & Hector Madueno talk about the Credit Union Difference and the various, unique ways SAFE Credit Union embodies the philosophy of “People Helping People.” Throughout the episode they discuss SAFE's Financial Capability Month and Building CommYOUnity Month campaigns while spotlighting the work that is being done to advance financial education opportunities and community impact efforts for community members across the Sacramento region. Tune in and get the inspiration you need to create lasting positive impact in your community... because embracing the Credit Union philosophy of people helping people just makes Perfect Cents! To check out some of the resources highlighted in this episode visit the links below. CBS News / Good Day Sacramento | Rebuilding Together Sacramento (nonprofit) SAFE Credit Union - Refer Your Friend To access Financial Capability Month resources visit: https://www.safecu.org/community/financial-education#financial-guides To learn more about SAFE's Community Impact work visit: https://www.safecu.org/community/community-impact To register for an upcoming Financial Wellness webinar visit: https://www.safecu.org/community/events To read the latest edition of SAFE's Beyond Everyday Banking blog visit: https://blog.safecu.org/ To learn more about SAFE Credit Union products and services visit: https://www.safecu.org/  To contact the podcast team, email Podcast@safecu.org

20240418 Financial Sense Originally Broadcasted April 18, 2024, on ACB Media 7   It is Financial Capability month, and this month during our call we wanted to give more of a deep dive into all the things we offer to help you get and/or stay on track with your personal finances. Learn about what membership can unlock for you with courses, programs, and one-on-one counseling. As well as our items that are out there for all like the blog and podcast.   Sponsored by: Penny Forward

Welcome to "The Jamal Bryant Podcast: Let's Be Clear." In this episode, Dr. Jamal Bryant sits down with the esteemed John Hope Bryant, a visionary leader and advocate for economic empowerment. As the founder, chairman, and CEO of nonprofit Operation HOPE, and CEO of Bryant Group Ventures and The Promise Homes Company, John has dedicated his life to fostering financial literacy and uplifting underserved communities.With bestselling books on economics and leadership to his name, he brings a wealth of expertise to the table. Having served in influential roles such as vice-chair of President Bush's Council on Financial Literacy and a member of President Obama's Advisory Council on Financial Capability, John continues to shape policies and initiatives that drive positive change.Join us as Dr. Jamal Bryant and John Hope Bryant engage in a thought-provoking discussion on economic empowerment, leadership, and creating opportunities for all on "The Jamal Bryant Podcast: Let's Be Clear."The Jamal Bryant Podcast "Let's Be Clear" is a conversation that rips off the bandaid to serious relevant issues in the community and around the country. It assesses the wounds and offers prescriptions of insight, understanding and direction. No punches are pulled, but jabs are thrown to hit right between the eyes of every listener. New Episode Drops every Thursday at 12pm est. at jamalbryant.orgFollow or Subscribe on our socials ~https://www.facebook.com/jamalbryantpodcasthttps://www.instagram.com/jamalbryantpodcast/https://www.tiktok.com/@jamalbryantpodcast https://twitter.com/jamalbryantpod

Louise Hill is co-founder and CEO of GoHenry - the prepaid debit card and financial education app designed to teach kids and teens how to be smart with money. Responsible for the UK operations of GoHenry, Louise has built the business from the ground up and played an integral role in its international growth, firstly with GoHenry's acquisition of French Fintech Pixpay, followed by the merger with US Fintech Acorns. As a passionate advocate for financial education, Louise is a Trustee of The Centre for Financial Capability, a mentor for the Creative Destruction Lab accelerator programme at Oxford University and a speaker at leading Exec MBA programmes across the UK. Louise is also a huge supporter of women in business, regularly speaking at events and offering her time as a mentor for female founders, start-ups, and scaling businesses in order to drive cultural change around female leadership.Whether you're passionate about financial literacy, intrigued by the world of fintech, or inspired by stories of female empowerment in the business world, this podcast episode with Louise Hill promises to be a captivating and enlightening listen. Tune in and embark on a journey of discovery, empowerment, and transformation.Find out more about Louise Hill via: LinkedIn.Find out more about Go Henry via: their website, Instagram and Facebook.A new episode EVERY WEEK, showcasing the journeys of inspirational entrepreneurs, side hustlers and their mentors. We discuss their successes, challenges and how they overcame setbacks. Focusing mainly on what they wish they had known when starting out. The podcast aims to give aspiring entrepreneurs the confidence to START UP and START NOW by showcasing real and relatable entrepreneurs. After all, seeing is believing! Join the conversation using #startupstartnow and tagging us on Instagram, Twitter, Facebook and LinkedIn. Don't forget to leave a review as it really helps us reach those who need it and allows us to get the best guests for you! Connect with START UP. START NOW. and to nominate a guest please visit: www.startupstartnow.co.uk.  To connect with Sharena Shiv please visit: www.sharena.co.uk.

According to research, in 39% of households, women contribute equally or more to the income compared to men. This transformation, while positive, marks a significant shift from traditional gender roles and poses a unique challenge when both partners are engaged in the workforce. Historically, women often assumed the role of stay-at-home moms, responsible for all household chores. Women raised in such settings encounter the challenge of harmonizing these deeply rooted expectations with the pressures of a thriving career. As a result, the need to redefine the concept of a successful mother and wife becomes crucial, calling for collaborative endeavors from both spouses. In this episode, we explore strategies and insights aimed at addressing this dynamic, guiding couples through the process of redefining gender roles and fostering mutual understanding. Brian Page is the founder of Modern Husbands. He shares ideas on managing money and the home as a team. He is a former Milken National Educator of the Year, CNN Money Hero, and Working Group Member of President Obama's Advisory Council on Financial Capability. He consulted for state governments, universities, and various nonprofits. He served a one-year term as a Visiting Scholar at the Consumer Financial Protection Bureau in the Office of Financial Education. Check out the transcript of this episode on Dr. Jessica Higgin's website. In this episode 4:26 Brian Paige's personal journey into redefining relationship dynamics. 10:28 Navigating the learning curve: Redefining roles and managing mental load in modern relationships. 17:20 Streamlining life: Outsourcing, automating, and systematizing for reduced cognitive load in relationships. 21:14 Navigating division of labor and money in relationships 34:05 Striving for equitable leisure. 31:41 The power of regular household business meetings. 37:19 Empowering marriages with valuable resources: The modern husband's toolkit. 39:34 The significance of understanding the deep-seated beliefs and potential traumas that influence a partner's financial decisions. Mentioned Transition to Marriage Toolkit (course) Relationship Map To Happy, Lasting Love Connect with Brian Page Websites: modernhusbands.com Facebook: facebook.com/modernhusbands Twitter: twitter.com/ModernHusbands YouTube: youtube.com/@ModernHusbands Instagram: instagram.com/modernhusband LinkedIn: linkedin.com/company/modernhusbands Podcast: modernhusbands.com/podcasts Newsletter: modernhusbands.com/newsletter Connect with Dr. Jessica Higgins Facebook: facebook.com/EmpoweredRelationship  Instagram: instagram.com/drjessicahiggins  Podcast: drjessicahiggins.com/podcasts/ Pinterest: pinterest.com/EmpowerRelation  LinkedIn: linkedin.com/in/drjessicahiggins  Twitter: @DrJessHiggins  Website: drjessicahiggins.com   Email: jessica@drjessicahiggins.com If you have a topic you would like me to discuss, please contact me by clicking on the “Ask Dr. Jessica Higgins” button here.  Thank you so much for your interest in improving your relationship.  Also, I would so appreciate your honest rating and review. Please leave a review by clicking here.  Thank you!   *With Amazon Affiliate Links, I may earn a few cents from Amazon, if you purchase the book from this link.

A highlight clip from the December 2019 episode "how other NZers stay on budget over Christmas", with Tom Hartmann, from the Commission for Financial Capability. If you have a question about this podcast, or a question you'd like answered in the next one, come and talk to me about it. I'm on Facebook here, Instagram here, and Twitter here.See omnystudio.com/listener for privacy information.

Trans kids and their parents are under attack in America today. Coupling that with trying to navigate finances for trans families and it all can be daunting.On this Queer Money, we're joined by one of the founders of Modern Husbands, and one of the hosts of the Modern Husband's Podcast, Brian Page. Brian share insights on what it's like raising a trans kid in America today.Brian's a National Educator of the Year by the Milken Foundation and Ohio Department of Education, a CNN Money Hero, a CEE Forbes Award winner, and a former Working Group Member of the U.S. President's Advisory Council on Financial Capability. And most of all an ally for the LGBTQ+ community.For the resources and to connect with our guests, get the show notes at: https://queermoneypodcast.com/subscribe Follow us:Queer Money Instagram Queer Money YouTubeQueer Money on TiktokDownload your FREE Queer Money Kickstarter a 9-step Guide to Kickstart Your Journey to Financial Independence

How can we teach children to be financially capable, and whose responsiblity is it? Labour has a plan to require financial literacy to be taught in schools. Mint Asset Management's David Boyle, formerly with the Commission for Financial Capability, argues education must first begin at home. He says parents who help their children understand scarcity are doing them a favour in the long term.

Today on the Dads with Daughters Podcast, we bring you father of three and founder of Modern Husbands, Brian Page! We talk to Brian about fatherhood and what he is creating at Modern Husbands to help husbands and kids, including a new homework hacks course he recently launched! Brian Page has spent his career improving lives through personal finance education, and he founded Modern Husbands to continue doing this through couples. He spent 15 years as a personal finance and economics educator and was recognized as a National Educator of the Year by the Milken Foundation and Ohio Department of Education, a CNN Money Hero, a CEE Forbes Award winner, and a former Working Group Member of the U.S. President's Advisory Council on Financial Capability.  Throughout his career, he brought research-based financial behavior findings to life in the classroom to empower students to manage money independently. That is now his mission for couples across the country. ​During that time, he also helped develop personal finance content for Next Gen Personal Finance, VISA, the University of Pennsylvania Wharton School KWHS program, George Washington University GLFEC, and the Ohio Department of Education and the Council on Economic Education (National). If you've enjoyed today's episode of the Dads With Daughters podcast, we invite you to check out the Fatherhood Insider. The Fatherhood Insider is the essential resource for any dad that wants to be the best dad that he can be. We know that no child comes with an instruction manual, and most are figuring it out as they go along. The Fatherhood Insider is full of valuable resources and information that will up your game on fatherhood. Through our extensive course library, interactive forum, step-by-step roadmaps, and more you will engage and learn with experts but more importantly with dads like you. So check it out today!

A highlight clip from the December 2017 episode "Where to start when you're drowning in debt" with the Commission for Financial Capability's personal finance editor Tom Hartmann. If you have a question about this podcast, or a question you'd like answered in the next one, come and talk to me about it. I'm on Facebook here, Instagram here, and Twitter here.See omnystudio.com/listener for privacy information.

In this episode, host Julia Streets is joined by Dr Rajiv Prabhakar, Senior Lecturer in Personal Finance at the Open University and Sian Williams, previously Director of Policy and Innovation at Toynbee Hall, now the new CEO of Switchback. Together they look at the financial inclusion going mainstream, and the persistent problems those on low incomes face, particularly, access to wealth. They discuss the importance of financial education and why for some, cash is the safest budgeting tool. Together they navigate the path to inclusion which incorporates a customer duty from the financial services industry, to create financially inclusive products, resources and services.

Listen in as we dive into saving, protecting, and being smart with your money. Featuring Greg Golden with the Center for Financial Capability

The FiNRA Foundation is out with their National Financial Capability study, which they produce every three years. Gary Mottola leads FINRA's research efforts and shared the key insights from the study in this NGPF podcast. In addition, you will learn about how the pandemic impacted financial situations in the U.S., the limitations of data and Gary's dream research project. Enjoy! 

Interview with Carrie Schwab Pomerantz, Expert in Family FinancesHOSTED BY PAUL SULLIVANCarrie Schwab Pomerantz is an absolute expert in family finance. She has served two White House administrations. She advised the Council on Financial Literacy under President George W. Bush, and was later appointed by President Barack Obama to the President's Advisory Council on Financial Capability. She knows first hand that investing fads never work. When she asked her dad, legendary mutual fund pioneer, Charles Schwab, what to invest in, he didn't give her a hot stock tip: he told her to diversify her portfolio and to keep saving. All good money decisions start with a conversation. Listen to her talk about why passing on good values around money is the most important thing you can do.

The COVID-19 pandemic disrupted many facets of American life but did not derail a trend toward increasing financial capability. Still, not all Americans are benefiting equally from improvements in financial wellbeing, according to the new FINRA Foundation Financial Capability Study. On this episode, Gerri Walsh and Gary Mottola of the FINRA Foundation join us to delve into the latest results of this nationwide, triennial study and their implications for the financial industry, researchers, policymakers and more.Resources mentioned in this episode:2021 National Financial Capability StudyFINRA FoundationFinancial Literacy QuizEpisode 38: 2018 Financial Capability Study, Part I: Does a Rising Tide Lift All Boats?Episode 39: Financial Capability Study, Part II: Tracking Shifting Currents of Financial Well-Being

In this episode, Dan chats with Natalia Coe from The Money Charity.  Here, they chat about the need to educate the general public on their finances, some of the biggest things that are affecting the public finances at the moment and how financial planners can help. Join our community: nextgenplanners.co.uk/join-our-community 

Are you preparing your kids to be financially capable adults?Our guest, Gayle Reaume, is the Founder of Moolah U, a learning system kids love and a super easy way for parents to get their kids money smart.Gayle founded Moolah U after noticing that children are often not equipped to manage their money powerfully–now or when they venture out into adulthood. Through listening to the concerns of parents and understanding the viewpoints of young people, she created a series of real-life and real-money programs that bring the world of money alive for kids. Moolah U has served thousands of families in raising financially savvy kids through after-school clubs, summer entrepreneur camps, and online parenting courses.Moolah U's clever learning system is now embedded in a family financial App that structures hands-on experiences with money, building financial responsibility skills from a young age.Gayle shares the best founder journey advice and outstanding tips to help your kids... and yourself... be financially capable!You'll especially love learning about the one-week virtual Entrepreneurship Camp she has for kids! They are focused all day, virtually, for one-week, beginning with ideation and ending with a pitch of their new business - how wonderful is that?!To learn more about Moolah U, please visit: https://moolahu.com/To learn more about the virtual Entrepreneurship Camp for Kids, please visit: https://bit.ly/3kcDwv8Connect with Moolah U on social media here:FACEBOOK: https://www.facebook.com/MoolahUTWITTER: https://twitter.com/MoolahULINKEDIN: https://www.linkedin.com/company/moolah-u/ and https://www.linkedin.com/in/gayle-reaume-46a1453/Thank you for carving out time to improve your Founder Game - when you do better, your business will do better - cheers!Ande ♥Ande Lyonshttp://andelyons.com #founderjourneyadvice #startupstrategiesANDELICIOUS ANNOUNCEMENTS and RESOURCES:From this episode:BlueSwell: https://blueswell.sea-ahead.com/ SeaAhead: https://sea-ahead.com/Female Founders Test Kitchen: https://inanutshellconsulting.ac-page.com/monthly-brainstorm-session EqualityMD: https://equalitymd.com/JOIN STARTUP LIFE LIVE MEETUP GROUPGet an alert whenever I post a new show!https://bit.ly/StartupLifeLIVEAGORAPULSEMy favorite digital marketing dashboard is AGORAPULSE – it's the best platform to manage your social media posts and presence! Learn more here: http://www.agorapulse.com?via=ande17STARTUP DOX Do you need attorney reviewed legal documents for your startup? I'm a proud community partner of Startup Dox, a new service provided by Selvarajah Law PC which helps you draw out all the essential paperwork needed to kickstart your business in a super cost-effective way. All the legal you're looking for… only without confusion or frustration. EVERY filing and document comes with an attorney review. You will never do it alone. Visit https://www.thestartupdox.com/ and use my discount code ANDE10 to receive 10% off your order.SPONSORSHIPIf you resonate with the show's mission of amplifying diverse founder voices while serving first-time founders around the world, please reach out to me to learn more about making an impact through sponsoring the Startup Life LIVE Show! ande@andelyons.com.STREAMYARD OVERLAYS AND GRAPHIC DESIGNNicky Pasquierhttps://www.virtuosoassistant.co.uk/Visit Nicky's CANVA Playlist: https://www.youtube.com/playlist?list=PLhUDgDHkkma3YhOf7uy8TAbt7HdkXhSjOCONNECT WITH ME ONLINE: https://twitter.com/AndeLyonshttps://www.facebook.com/StartupLifew... https://www.linkedin.com/in/andelyons/ https://www.instagram.com/ande_lyons/ https://www.pinterest.com/andelyons/ https://angel.co/andelyons TikTok: @andelyons

April 1st marked the start of National Financial Capability Month, a month during which organizations (especially financial institutions!) across the country focus on supporting programs that expand financial literacy, economic empowerment, and access to capital and credit for all consumers. You might be asking, “As a bank, what can we do to build financial capability in our community?” Luckily, there are many pre-existing resources just waiting for you to use! Here are a few:• FDIC's Money Smart – Consider this the Swiss army knife of financial capability resources. It provides a range of curriculum options tailored for young people (K-12), young adults (12-20), adults, older adults, and even small businesses. Note that some modules are long (2+ hours); adapt them in partnership with the nonprofit to best suit the needs & interests of your audience and to fall within time constraints.https://www.fdic.gov/resources/consumers/money-smart/index.html• The Federal Reserve Bank of Dallas's Building Wealth – A 5-module curriculum available in multiple formats. https://www.dallasfed.org/~/media/microsites/cd/wealth/index.html• Consumer Financial Protection Bureau – Pull together educational tools for key financial decisions, search their database of 270 financial literacy activities for youth, or download publications for youth and adults available in PDF or print format.https://www.consumerfinance.gov/• American Bankers Association – ABA has various ready-to-teach presentations and activities in connection with their various community programs, such as Get Smart About Credit, Teach Children to Save, and Safe Banking for Seniors. ​​https://www.aba.com/For a comprehensive list of useful financial literacy resources, issues, and events, visit the OCC's Financial Literacy Resource Directory.occ.gov/topics/consumers-and-communities/community-affairs/resource-directories/financial-literacy/index-financial-literacy-resource-directory.htmlCRA Today helps bankers master the Community Reinvestment Act, get exam ready, and change lives through the power of community development.Want to learn the CRA basics? Sign up for CRA Essentials Live! A live webinar with Linda Ezuka that shares everything you need to create a solid foundation for your CRA journey. https://hub.cratoday.com/freewebinarReady to take a deeper dive into the CRA? Join your fellow CRA enthusiasts in the CRA Hub as we navigate regulatory change, study core CRA concepts and connect as community development professionals across the nation.https://cratoday.com/hub/Are you understating your lending performance? Learn the 5 Foundational Steps to Building an Outstanding Community Development Loan Portfolio with an on-demand training workshop.https://cratoday.com/blueprint/CRA Today Website: https://cratoday.com/ Linda Ezuka, LinkedIn https://www.linkedin.com/in/linda-ezuka-cra-today/Copyright © 2022 by CRA Today LLC(No claim to original U.S. government material)All rights reserved. No part of this podcast may be reproduced, stored in a retrieval system, or transmitted in any form or by any means, including electronic, mechanical, photocopying, recording, or otherwise, without prior written permission of the author and publisher.This podcast is a periodic publication of CRA Today LLC and is intended to notify and inspire recipients of new developments in the Community Reinvestment Act. It should not be construed as legal advice or legal opinion on any specific facts or circumstances. The contents are intended for general informational purposes only, and you are urged to consult your own attorney concerning your situation and specific legal questions you have.Podcast production and show notes provided by HiveCast.fm

Gaming has become a part of our fabric. It's not just kids and teens spending endless hours staring at a screen. Video games have been popular since the Ralph Baer, licensed his console to Magnavox which sold to consumers as the Odyssey in 1972, according to History.com. From Intelevision to Atari,  Nintendo to Sega and Xbox to Play Station the video game Industry blown up and generations are playing every day. Parents struggle with how much is enough and what kind of games should they be aloud to play? But the cost of these systems, games, downloads, equipment and downloads can add up quickly. It's not going away, so why not learn a life lesson or two on the way? This week Felipe and a reluctant Chase, discuss how gaming can be a great tool to teach personal finance and financial responsibility.Support the show (https://www.sdflc.org/help-sdflc/donate/)

Native communities face unique challenges and opportunities when it comes to their personal finances. Helping them navigate the sometimes-confusing world of finance is Shawn Spruce, the recipient of the 2021 Ketchum Prize. Every year, the FINRA Investor Education Foundation awards the Ketchum Prize, the FINRA Foundation's highest honor, to recognize outstanding service and research to advance investor protection and financial capability in the United States. On this episode, we talk to Shawn Spruce about his advocacy and outreach, the financial challenges facing Native communities, and what leaves him feeling optimistic about the future.Resources mentioned in this episode:First Nations Development Institute: Building Native CommunitiesAsk Dr. Per Cap Blog

In this episode, we hear from  IRP Affiliate J. Michael Collins, Professor of Public Affairs and Consumer Science at UW-Madison and the director of the Center for Financial Security. He talks about whether parents from different racial and ethnic groups and with varying income levels are more or less likely to give their children an allowance. He also explains what parents might be hoping to achieve by giving their child money that they manage themselves, and whether that translates into more financial capability as a young adult.

Each week the NZ Herald and Newstalk ZB's Cooking The Books podcast tackles a different money problem. Today, it's the things you need to know before maxing out your KiwiSaver. Hosted by Frances Cook.KiwiSaver is a wonderful scheme. You get free money from the Government and your employer, it automates your retirement savings, and it has plenty of options to let you do what's best for you and your money. It's safe to say, I heartily approve of KiwiSaver. But just because it's a good scheme, doesn't mean you're safe from messing it up. Many people will max out their KiwiSaver, happy in the knowledge that they're doing the best thing for their future. The issue is that putting three per cent of your income into KiwiSaver has a very different result from putting eight per cent into it. You get totally different benefits, and you arguably do better with three percent going in. Once that money is in, it's locked in, until you retire. So you want to be sure you're making the right choice, before padlocking your money away for decades.For the latest podcast I talked to David Boyle, currently at Mint Asset Management, and formerly from the Commission for Financial Capability, about KiwiSaver limits. We talked about where KiwiSaver gives the most reward, where it can hold you back, and better options for your money. For the interview, listen to the podcast.If you have a question about this podcast, or an idea for the next one, come and talk to me about it.I'm on Facebook here https://www.facebook.com/FrancesCookJournalist/,Instagram here https://www.instagram.com/francescooknz/Twitter here https://twitter.com/FrancesCook. 

Today, we're talking about how private enterprises are working together to ensure the next generation has a deep, default, and durable attitude towards building wealth long term.Let me ask you a question here though: In the absence of a default financial education program reaching your kids, would you be happy for them to receive guidance from sources in the business community? Would you trust a bank in delivering some education to your kids, a financial adviser, and insurance company, a KiwiSaver provider or other fund manager? Of course, we'd potentially prefer a source where there was no other incentives at play – BUT, I think having the 'right' incentive structures alone, isn't enough to create good outcomes.  I'm a believer that even in situations where the incentive structures behind some initiatives are skewed towards growing a private enterprise, or even just virtue signalling, good outcomes will still be created. That has to be a good thing right? The purest of motivation is not a replacement for a lack of action. I can think of a few great examples recently where the government is reluctant, or even incapable, of allowing private initiatives to fill gaps they clearly have.  This is evident at the moment in areas of housing, alternative forms of money, and mental health especially. Either they accept they need a strong [gum]boot up the rear-end, or they step aside with some degree of humility and the let the experts have a go. Yes we do need Government, but the community can indeed solve some problems thank you very much!In the area of financial education, I'm super encouraged to see the likes of the FMA, and the Commission for Financial Capability, really starting to infuse themselves in the market place. Still, there's a place for for more participants who work in the finance space to organise themselves in a way that solves the problem also.To learn more about how Banqer and Partners Life is working together, check out https://high.banqer.co/partners-life____________________________________________________________The NZ Everyday Investor is brought to you in partnership with Hatch. Hatch, let's you become a shareholder in the world's biggest companies and funds. We're talking about Apple and Zoom, Vanguard and Blackrock.So, if you're listening in right now and have thought about investing in the US share markets, well, Hatch has given us a special offer just for you... they'll give you a $20 NZD top-up when you make an initial deposit into your Hatch account of $100NZD or more. Just go to https://hatch.as/NZEverydayInvestor to grab your top up. __________________________________________________________________Like what you've heard?You can really help with the success of the NZ Everyday Investor by doing the following:1- Follow the NZ Everyday Investor on Clubhouse.2- Write a review on Facebook, or your favourite podcast player3- Help support the mission of our show on Patreon by contributing here4- To catch the live episodes, please ensure you have subscribed to us on Youtube: 5- Sign up to our newsletter here6-Tell your friends!NZ Everyday Investor is on a mission to increase financial literacy and make investing more accessible for the everyday person!Please ensure that you act independently from any of the content provided in these episodes - it should not be considered personalised financial advice for you. This means, you should either do your own research taking on board a broad range of opinions, or ideally, consult and engage a financial adviser to provide guidance around your specific goals and objectives.If you would like to enquire around working with Darcy (financial adviser), you can schedule in a free 15 min conversation just click on this link______________________________________________________________________ 

During this week's show, Presenter, Tom Bewick focusses on the Post-16 review of qualifications at Level 3 and the recent Skills for Success report from The Open University and Be the Business.Tom kicks of the show with a 1-2-1 interview with Chief Executive of VTCT and Federation of Awarding Bodies co-chair, Alan Woods. Following on from the 1-2-1, Tom interviews guests:Stewart Segal, Executive Director at Youth Employment UKCatherine Winter, Managing Director, Financial Capability and Community Outreach at The London Institute of Banking & FinanceKatie Orr, Awarding Director at TQUKIn the final segment of the show, Tom speaks to Anthony Impey (Chief Executive of Be the Business), Jane Dickinson (Digital Skills Lead at The Open University) and Rich Bishop (Web Consultant Developer & SME ambassador) all about their recent report on supporting business leaders with digital adoption.

How can First Nations and Asians Between Cultures relate to each other? How can Asians Between Cultures learn from First Nations people? Featuring Denise Tims, a Christian leader of Maori heritage. Denise is a trained Primary School Teacher with over 20 years experience in community work. This work has involved Youthwork, Kohanga Reo, Financial Capability, CYFS (Orange Tamariki) Caregiving, running an Open Home, Parenting courses. For the past 4 years, she has been studying theology through an indigenous lens as a part-time student at Laidlaw Bible College. Denise has spoken at churches, Bible Colleges and with community groups. Denise currently stands as a Board Trustee of the Carey Baptist College.

Today on the NGPF podcast listen to the inspiring work of Ted Daniels, founder of the Society for Financial Education and Professional Development. His commitment to serve others and build financial capability through innovative programming makes this a podcast you don't want to miss. Ted also shares his secret on how to bust the myths and misconceptions about investing which helps increase participation rates in the stock market. Enjoy! 

Deanna M. Mulligan is CEO, PURPOSEFUL, a CEO Advisor, former Fortune 250 Chairman and CEO, Board Director, Entrepreneur, and Best Selling Author. She was a Principal at McKinsey and Company and has held senior positions at AXA Financial, New York Life Insurance Company, and ChannelPoint. Active across the industry and in the community, Ms. Mulligan is a Board member of Vanguard, the American Council of Life Insurers (ACLI), the Partnership for New York City, the Economic Club of New York, the Chief Executives for Corporate Purpose (CECP), and the Bruce Museum in Greenwich, CT. Ms. Mulligan was appointed to, and served on, the President’s Advisory Council on Financial Capability for Young Americans from 2014 to 2015, was Chair of the Board of the ACLI from 2015 to 2016. She is currently a member of the Stanford Graduate School of Business Advisory Council, and served as a Director on the Board of Arch Capital. Fortune named her one of the “50 Most Powerful Women in Business” and Crain’s New York Business recognized her as one of “The 50 Most Powerful Women in New York,” five times each. https://deannamulligan.com Guest Co-host: Pranay Agrawal -Co-founder and Chief Executive Officer at Fractal Analytics Pranay has led Fractal to be one of the most respected analytics company in the world. Fractal is working with over 50 Fortune 500 companies helping them drive better business outcomes by embedding analytics in their decisions and processes. Fractal is well recognized for its client-centricity with a Net Promoter Score of over 75. https://fractal.ai

Boosting financial knowledge for the general public.The National Strategy for Financial Capability will be launched at Parliament today, by commerce minister David Clark.It's brought together more than a hundred financial organisations, to help Kiwis make good decisions around money.Retirement Commissioner Jane Wrightson says it is the product of discussions around improving the financial capability of New Zealanders.Wrightson says it aims to demystify money."A key component will be a glossary, so the industry is using consistent language and terms."LISTEN ABOVE

100 financial organisations including banks, insurers, financial advisers and the non-profit sector have joined a plan to help demystify money and enhance the financial literacy and capability of the public. The National Strategy for Financial Capability is being launched at parliament today. It is led by the Commission for Financial Capability. Kathryn speaks with its head , the Retirement Commissioner, Jane Wrightson.

100 financial organisations including banks, insurers, financial advisers and the non-profit sector have joined a plan to help demystify money and enhance the financial literacy and capability of the public. The National Strategy for Financial Capability is being launched at parliament today. It is led by the Commission for Financial Capability. Kathryn speaks with its head , the Retirement Commissioner, Jane Wrightson.

To celebrate international Women's Day, a new course on managing money is being offered specifically to women called Sorted Women. And it's needed. Research out today showed women have fallen behind men as homeowners. The course is provided by the Commission for Financial Capability. Jane Wrightson who is the head of the commission, chats to Susana Leuitaua about what the course offers.

Getting your life sorted, often takes one step at a time. Even if you've found yourself in a tricky spot of financial bother – May I suggest you partially could have arrived there with a sequence of misguided steps?Here’s the great news: If you want to get out of your tricky spot of bother, it's just as simple as how you arrived there - it involves taking a series of steps in a more appropriate direction. Over time, step by step, while you might not be where you want to be, at least you're doing everything you can to improve your situation.Investing is best performed once you have some of the basics sorted. You need not get it 100% right though so all good. If you disregard these steps completely though, here's the warning: The wealth-building moves you're making now, may have to be reversed at some stage.So what are the steps we're covering today?Start your safety net.Get your KiwiSaver right.Start tackling your debt.Cover your people, money, stuff.Run your retirement numbers.Set your targets, then hit them!These steps are not complicated, but they do require action - it gets tricky often when there's more than one of you in charge of finances too. We have you covered there also don't fret - in the next couple of weeks there'll be another episode released in conjunction with CFFC discussing 'love and money'Today's show is one of three episodes recorded with the help of ‘Sorted’ - sorted.org.nz  (they provided the ideas and some of the guests -thanks!!)__________________________________________________________________Like what you’ve heard?You can really help with the success of the NZ Everyday Investor by doing the following:1- Follow the NZ Everyday Investor on Clubhouse by clicking on this link.2- Write a review on Facebook, or your favourite podcast player3- Help support the mission of our show on Patreon by contributing here4- To catch the live episodes, please ensure you have subscribed to us on Youtube: 5- Sign up to our newsletter here6-Tell your friends!NZ Everyday Investor is on a mission to increase financial literacy and make investing more accessible for the everyday person!Please ensure that you act independently from any of the content provided in these episodes - it should not be considered personalised financial advice for you. This means, you should either do your own research taking on board a broad range of opinions, or ideally, consult and engage a financial adviser to provide guidance around your specific goals and objectives.If you would like to enquire around working with Darcy (financial adviser), you can schedule in a free 15 min conversation just click on this link_____________________________________________________________________________

A new course has been launched to help build women's confidence with money.Research by the Commission for Financial Capability shows women still have an economic disadvantage, worsened by the pandemic.Retirement commissioner Jane Wrightson told Kate Hawkesby the course will get them talking about how to make money work for them."We tend to look at money differently and we are a bit shy at investing, and in a no interest environment, learning how to make your money work for you is a skill we should all have."LISTEN ABOVE

We discuss the recently published research article "Financial Capability in Addiction Research and Clinical Practice" with the authors, Dr. Hinckley Jones-Sanpei (University of Denver) and Richard Nance (Utah Valley University), and about its practical application for clinical and non-clinical providers.

Dr. Gena McClendon is the Center for Social Development Director of Voter Access and Engagement, Financial Capability, and Asset Building Initiatives. Jennifer Slavik Lohman is an attorney and organizer with the St. Louis Area Voter Protection Coalition. Together, they have been fighting to protect Missourians' right to vote. We discussed changes in Missouri's laws, absentee voting during the Coronavirus, and answer questions. At the end of the show, I commemorated Congressman Jerry Litton and played segments from his televised town hall show. You can see those clips at https://www.youtube.com/watch?v=jpDKOOegtcE&t=4s Elad Gross is a candidate for Missouri Attorney General. You can help serve Missouri with him right now at EladGross.org.

You can follow Helen on Twitter, and find our more about Talk Money Week and the Insuring Women's Futures campaign.Keep up to date with the podcast and more by signing up to the Feminist Finance newsletter.

Taking the time to educate your clients can strengthen your relationship and communication with clients, but before you do that, you need to be aware of what they know and what they don't. Listen to the Insights Panel do a deep dive on how you can be a key part to clients growing their financial knowledge. Speaking to us on this podcast are J. Michael Collins, financial capability expert and professor at University of Wisconsin Madison, and Matt Oechsli, advisor champion and CEO of the Oechsli Institute.

Episode 21: Financial Capability with Neil Bage As always Chris is also joined by David, where they talk what they have been up to since the last episode, and discuss a new feature with Tip Of The Week from Tommo. Neil Bage talks about financial capability, looking at our behaviour and how it relates to [...]

Ted Gonder is a member of the U.S. President's Advisory Council on Financial Capability for Young Americans and the co-founding CEO of Moneythink. Ted was named a Bluhm-Helfand Social Innovation Fellow by Chicago Ideas Week. And in 2015, Ted was named to Forbes' 30 Under 30 list as the youngest in Finance.   

When it comes to taxes, many file early if they are getting money back or wait to the last minute if they owe. Once we make it past the April deadline there is a sense of relief. Now that taxes are done, now what?We were joined by the Executive Director of the Credit Coalition, Sherrie Young.  Sherrie Young serves as the Executive Director of the Credit Coalition, a HUD Approved Housing Counseling Agency, whose membership includes Houston area financial institutions, community organizations, community leaders and other related businesses and organizations.  She is the Credit Coalition's lead instructor and foreclosure intervention, credit, homebuyer and reverse mortgage counselor.  Aside from counseling and conducting Credit Coalition classes, Sherrie participates in many community events to help spread the word about financial education, Individual Development Accounts, free VITA site tax preparation assistance, and other programs that can help families build and retain their assets. She is the Chair of the Counseling Committee of the Greater Houston Housing Coalition and Co-Chair of the Counseling Committee of the Texas Foreclosure Prevention Task Force. Sherrie is a certified homebuyer education provider under the Texas Statewide Homebuyer Education Program and a HUD Certified Reverse Mortgage Counselor. She completed her Accredited Financial Counselor Certification in 2007 and holds NCHEC Certifications in Financial Capability, Housing Counseling, Pre-purchase Homeownership Education and Foreclosure Intervention and Default Counseling. To learn more about the Credit Coalition visit: www.Creditcoalition.org Personal Finance Cheat Sheet Article: http://www.cheatsheet.com/…/how-schools-can-improve-their-…/ Financial Advisor Magazine Articles: http://www.fa-mag.com/news/advisors-stay-the-course-amid-monday-s-market-drop-22864.html?section=3  http://www.fa-mag.com/news/on-it-s-80th-anniversary--advisors-consider-social-security-s-impact--future-22784.html?section=3 You can listen live by going to www.kpft.org and clicking on the HD3 tab. You can also listen to this episode and others by podcast at: http://directory.libsyn.com/shows/view/id/moneymatters or www.moneymatterspodcast.com #KPFTHOUSTON #creditcoalition

David Rengifo Principal Creative Director Visual Rain. David has led successful design and marketing communication solutions teams for nearly two decades. He has served as the President of Arizona's chapter of American Institute of Graphic Arts (AIGA), and currently teaches at Arizona State University John Hope Bryant was appointed by President Obama to serve on the President's Advisory Council on Financial Capability for Young Americans, and was Chairman of the Subcommittee on the Underserved and Community Empowerment during the George W. Bush presidency. He is also founder, chairman, and CEO of Operation HOPE, a nonprofit banker for the working poor, the underserved, and the struggling middle class, which provides financial literacy for youth, financial capability for communities, and ultimately, financial dignity for all. His forthcoming book, How the Poor Can Save Capitalism: Rebuilding the Path to the Middle Class (Berrett-Koehler, June 2014), has been endorsed by leaders and thinkers of both parties Arham Faraaz ex-IT employee, who broke out of his cubical, went "Against the Grain" to follow his passion on mentoring people on leadership Development. Which made him a Best Selling Author in Amazon.com, an Award Winning Social Entrepreneur  in India & a Dynamic LEADership Coach. He now mentors young professionals on developing individual leadership skills and become successful, so that they "reach higher in life to make a difference"  Bill Bartman Founder and CEO of CFS2 and an aggressive advocate for reform of the debt-collection industry, said, “I am convinced we are on the right track to reforming an industry of rampant abuse and Governor Henry will play a big role in helping to deliver our message to regulators and capital sources