Podcasts about contributions

Health insurance or health cost-sharing—which is the better fit for your family? With open enrollment upon us, it's the perfect moment to explore your choices. Joining me today is Lauren Gajdek to highlight the key differences between health insurance and health cost-sharing.Lauren Gajdek is the Senior Director of External Affairs at Christian Healthcare Ministries (CHM), an underwriter of Faith & Finance. The Landscape of Traditional Health InsuranceOpen enrollment season is right around the corner—running from November 1 through January 15, 2026. For most people, that means navigating the world of traditional health insurance. These plans typically require you to select doctors and specialists within a designated provider network, often necessitating referrals or pre-authorization before receiving care.While insurance companies provide coverage, their structure can come at a high cost. Premiums and deductibles are often steep, and because insurers operate for profit, patient care and affordability don't always align. For many families, this creates a significant financial burden.How Health Cost Sharing Is DifferentHealth cost-sharing ministries, such as CHM, offer a unique alternative. The end result is the same—your medical bills are taken care of—but the process looks very different.No provider networks: Members are free to choose their own doctors and hospitals.Nonprofit model: Unlike insurance companies, CHM is a ministry. Members send in a set monthly contribution, which is pooled together to reimburse medical costs.Community approach: Instead of being absorbed into a bureaucratic system, members know that their contributions directly help fellow believers in need.Since its founding, CHM has facilitated over $10 billion in shared medical bills.How Does Health Cost-Sharing Work?Here's how it works for a typical family:Choose your provider. Members can see any doctor or hospital as long as the treatment fits CHM's guidelines.Identify as self-pay. This allows members to receive significant discounts often, sometimes as high as 40%.Submit bills to CHM. The ministry coordinates with providers as needed. In the meantime, members may set up a temporary payment plan until reimbursement arrives.The process is straightforward, designed to give families peace of mind while also offering flexibility and savings.What to Keep in Mind During Open EnrollmentWhen weighing your options, consider more than just the monthly premium. Ask:How much am I actually paying out-of-pocket after deductibles, co-pays, and coinsurance?Will my coverage travel with me if I go out of state—or out of the country?With CHM, members don't face co-pays or coinsurance, and qualifying medical bills are shared 100% according to ministry guidelines. Additionally, portability makes it an appealing option for families who want flexibility, regardless of where life takes them.A Biblical Approach to HealthcareAt its core, CHM is more than a healthcare solution—it's a ministry. Members not only share medical expenses but also pray for one another and receive prayer support in return. Every monthly contribution is a gift that directly helps another member in need.CHM reflects biblical principles of bearing one another's burdens while providing a practical, affordable path to healthcare.To explore whether health cost sharing is right for your family this open enrollment season, visit CHMinistries.org/Faith.On Today's Program, Rob Answers Listener Questions:I'm refinancing my home and am unsure whether I should roll the closing costs into the new loan or pay them from my investments or retirement accounts. Rolling them into the loan would lower my monthly payment, but is that the wisest choice financially—and biblically?Could you explain where the funds actually come from with a reverse mortgage, who technically owns the home in this arrangement, and whether the FHA backs the loan?My wife and I recently took a required minimum distribution from her IRA and made a qualified charitable distribution to our church. They told us it wasn't tax-deductible and wouldn't issue a receipt. What does the IRS actually require in this situation?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Christian Healthcare Ministries (CHM)Understanding Reverse: Simplifying the Reverse Mortgage by Dan HultquistWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Tunes: Advocates 5.2.22 Manuscript: The Laird of Ogle's, Tune # 8, 9 (Strathspey), 10 (Lochiel's Awa to France), 11 (The Black Mill), Jack has Got a Wife, Jack's Frolic, White Jock, Le Demoiselles, The School for Lovers, Cathal Brown: Gahagan's Frisk, The Humours Westmeath, James Aird: Jackson's Frolic, +X+X+ To Download Brian's Article Click here: https://www.patreon.com/file?h=140330775&m=542585391 Check out the Archive of Alternate Pipers of North America here: https://pipersgathering.org/apnaold/?pageid=1553 Check out Verdant Whistles here: https://www.irishflutestore.com/products/verdant-whistles?srsltid=AfmBOor8vrcJJgs8ymmlfAckxthB3VDDIiN2xFo5y_CZrqDeEfUOlqfo Sources: +X+X+ You can download the Patreon Tunebook this week: https://www.patreon.com/file?h=140330775&m=542604147 +X+X+ The Advocates' manuscript 5.2.22 is available online via Ross's Music Page: https://www.cl.cam.ac.uk/archive/rja14/music/index.html All the tunes (apart from Laird of Ogle's) Comes from PDF 1: https://www.cl.cam.ac.uk/archive/rja14/musicfiles/manuscripts/advocates1.pdf Laird of Ogle's Is in the 2nd PDF: https://www.cl.cam.ac.uk/archive/rja14/musicfiles/manuscripts/advocates2.pdf +X+X+ 1780s: Jackson's Frolic from Jame Aird's Collection https://archive.org/details/selectionofscotc01rugg/page/190/mode/2up +X+X+ FIN Here are some ways you can support the show: You can support the Podcast by joining the Patreon page at https://www.patreon.com/wetootwaag You can also take a minute to leave a review of the podcast if you listen on Itunes! Tell your piping and history friends about the podcast! Checkout my Merch Store on Bagpipeswag: https://www.bagpipeswag.com/wetootwaag You can also support me by Buying my Albums on Bandcamp: https://jeremykingsbury.bandcamp.com/ You can now buy physical CDs of my albums using this Kunaki link: https://kunaki.com/msales.asp?PublisherId=166528&pp=1 You can just send me an email at wetootwaag@gmail.com letting me know what you thought of the episode! Listener mail keeps me going! Finally I have some other support options here: https://www.wetootwaag.com/support Thanks! Listen on Itunes/Apple Podcasts: https://podcasts.apple.com/us/podcast/wetootwaags-bagpipe-and-history-podcast/id129776677 Listen on Spotify: https://open.spotify.com/show/5QxzqrSm0pu6v8y8pLsv5j?si=QLiG0L1pT1eu7B5_FDmgGA

Thank you so much for listening to the Bob Harden Show, celebrating over 14 years broadcasting on the internet. On Friday's show, we visit with Pacific Legal Foundation Senior Fellow William Yeatman about the government shutdown, and we opine about the probable endgame, including government employee terminations. We visit with Landmark Legal Foundation Vice President Michael O'Neill about the Supreme Court agenda for the next term which begins next week. We also visit with Professor Larry Bell about the life of Jane Goodall, who died this past week at age 91. We have terrific guests on Monday's show including historian Marc Schulman, AIER.org Senior Editor Jon Miltimore, and author Jim McTague. Access this or past shows at your convenience on my web site, social media platforms or podcast platforms.

President Trump's speech before the General Assembly has sparked debate over its style and substance, raising questions about UN organizations that do not serve American interests. As we continue to foot its ever-growing bill, the United Nations system appears to be failing in peacekeeping and security. How did Trump's speech signal a shift in our relationship with the international organization? When will the 180-day review be released? And what should it say about long-awaited UN reform?Brett D. Schaefer is a senior fellow at the American Enterprise Institute (AEI), where he focuses on multilateral treaties, peacekeeping, and the United Nations and international organizations. Before joining AEI, Mr. Schaefer was the Jay Kingham Senior Research Fellow in International Regulatory Affairs at the Heritage Foundation. Previously, he was a member of the United Nations Committee on Contributions and an expert on the UN Task Force for the United States Institute of Peace. Read the transcript here.Subscribe to our Substack here.

In this episode, I connect with Michael Lovato, a former professional triathlete and champion at the Ironman and Ironman 70.3 distances, for a conversation about Boulder real estate, quality of life measures, and how the Boulder Valley promotes and supports a culture of activity.Helpful Links (note that some may include affiliate links to help me support the channel):

Episode: 2905 Imagination's Contributions to Science and Technology, Developmental Psychology and Imagination.  Today, the gift of imagination.

JoAnn "Jo" Grensing, 64, of Meridian, Idaho, returned home to her heavenly father September 2, 2025. She was born January 14, 1961, in San Gabriel, California as the fourth daughter of Neva and Rollo Barrett.Her early years were spent in California and St. George, Utah, before the family eventually settled in Meridian, Idaho. JoAnn's kindness and caregiving nature were evident from an early age as personalities began to emerge among the children.A graduate of Meridian High School (1979), JoAnn excelled academically and sang joyfully in church, and in the school choir. After graduation, she attended beauty school, worked locally, and soon began an adventurous chapter working in motels in neighboring states. She later settled back in Idaho, where she became the proud mother of son, Everett, and daughter, Neva. Motherhood was her greatest joy, and she faced life's challenges with resilience, faith, and grace.In 1994, JoAnn met the love of her life, Larry Grensing, at an autumn church dance. Their connection was immediate, and they married that same December. Together, they blended their families with love, and Joann embraced her stepdaughter, Celina as her own. Joann's affection for family and her ability to nurture those around her defined her life.Her career reflected her natural gift for caretaking. She worked as a CNA and later as Director of Admissions at Capitol Care Center, always offering compassion and comfort to others. She also cared tenderly for her father and later her husband during their final years.After Larry's retirement, the couple moved to Garden Valley, where they cherished time in the mountains, enjoying nature, and building a life in their tight-knit community. They helped establish the Payette Forward thrift store, a non-profit that reflected their giving spirits. Though they later returned to Meridian for Larry's medical care, JoAnn continued to build lasting friendships with neighbors and her church community.After Larry's passing in 2021, JoAnn carried on with courage, drawing strength from her family, her faith, and the many relationships she cherished. She will always be remembered as a devoted wife, loving mother, beloved sister, and dear friend to many. Her radiant presence, kindness, and warmth touched all who knew her.JoAnn is survived by her children: Everett (Jeremy), Neva, and Celina (McQ); granddaughter, Hailee; siblings: Peggy, Mary, and Rollo; and her extended family who will miss her dearly. She was preceded in death by her husband, Larry, and parents.Send us a textThe family is seeking support to cover funeral and estate expenses. Contributions of any amount will be greatly appreciated. Thank you for your kindness and support. GOFUNDME: Support for JoAnn's Funeral Costs and LegacySupport the show

•The Family burst on the scene in the early 90's, with their debut album released by Kirk Franklin June 1993. This was also the debut album by Franklin in collaboration with his seventeen-voice formed choir, The Family.• This unique collection of individual singers gave birth to what we now know as Urban Contemporary Gospel Music. Itwas their unmistakable vocal style and flair that became ‘the sound' of the 1990's and early 2000's. Formerly known as Kirk Franklin & The Family, this iconic group lit up the charts and toured the world collecting multiple Grammy, Stellar, NAACP, & Dove Awards along the way. Their vocals were the backdrop of hits such as "Silver & Gold", "The Reason Why We Sing" and so many others.•The Sound of Gospel Music has evolved over the years, and from their days touring the country as Kirk Franklin & the Family, this aggregation of powerful singers has always been at the front of the pack! Their ground-breaking sound was the architect for the Gospel music explosion of the 1990's and 2000's. Seemingly lost in the ever-changing landscape of the who's who of Gospel music, they are now BACK toremind the world that JESUS is still the reason why they sing, just as their very 1st crossover hit song proclaimed many years ago!•Their current single ‘Jesus (I Love You Lord Today)' canbe heard on the brand-new chart-topping soundtrack from the Love Mountain film.•The Family's newest project “Together Forever” is dropping October 3, 2025 and will be available on all digital streaming outlets.••Please send an email to Let's Talk: Gospel Music Gold  sharing your thoughts about this show segment; also, if you have any suggestions of future guests you would like to hear on the show. Send the email to ⁠⁠⁠letstalk2gmg@gmail.com⁠⁠⁠ •Awarded a “Top Gospel Music Podcast” Badge from Feedspot which has named Let's Talk: Gospel Music Gold oneof the Top 10 Gospel Music Podcasts on the web! •LET'S TALK: GOSPEL MUSIC GOLD RADIO SHOW AIRS EVERY SATURDAY 9:00 AM CST / 10:00 AM EST ON WMRM-DB INTERNET RADIO STATION  AND WJRG RADIO INTERNET RADIO STATION 12:00 PM EST / 11:00 AM CST •Follow the  Let's Talk: Gospel Music Gold Facebookpage ( @LetsTalk2GMG ) where all episodes are posted as well.    •The Podcast and Radio shows are heard anywhere in theWorld on the Internet! •Ansonia's BOOK RELEASES"If We Can Do It, You Can Too!" •“Legacy of James C. Chambers And his Contributions to Gospel Music History”•NEWEST RELEASE 2025•"Molding a Black Princess"Order Information https://www.unsungvoicesbooks.com/asmithgibbs

#DrKenyattaCavil #SportsLab #HBCUsports"Inside the HBCU Sports Lab" episode 717 with Doc, Mike, Charles, AD, Wilton and Steven J. Gaither discussing the latest in HBCU sports news; recapping HBCU Mid-Major Division football action and taking a look at this weekend's HBCU Football match-ups.00:00 - Intro; First segment -- HBCU news and sports; FAMU - Valley game will not be played in Atlanta24:23 - 1st commercial break27:22 - Second segment -- A recap at how the top 7 teams in the HBCU Mid-Major Top 7 fared last weekend41:55 - 2nd commercial break -- 44:41 - Third segment -- Unveiling this week's Top 7 HBCU Mid-Major teams56:21 - 3rd commercial break48:03 - Final segment -- Looking ahead to this weekend's HBCU Mid-Major top 7 match-upsTOPICS:Report: SWAC football game will not be played in Atlanta as scheduled from HBCUGameday.com@InsidetheHBCUSportsLab on Facebook Live and Spreaker.‬Contributions welcome at CashApp $JafusCavil

In this episode of Behind the Wealth, we dig into two common retirement questions that often come up in conversations with clients and listeners. First, we look at Roth conversions in light of the “Big Beautiful Bill” that extended lower tax rates. Many people rushed to convert before the Tax Cuts & Jobs Act was set to expire—so do conversions still make sense now? We'll discuss the considerations, trade-offs, and planning angles to think about before making any moves. Next, we tackle the question: “I'm 42—how much should I have saved?” We walk through recent data on retirement account balances by age, highlight why averages and medians can be misleading, and explain why comparing yourself to benchmarks may not give you the full picture. Instead, we'll share what actually matters: building a personal plan that reflects your lifestyle, income sources, expenses, and retirement goals. Whether you're weighing tax strategies or measuring your savings progress, this conversation is about helping you think more clearly about your own financial story. Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC. The opinions voiced in this show are for general information purposes only and are not intended to provide specific advice or recommendations for any individual. To determine which investments may be appropriate for you, consult with your attorney, accountant, and financial or tax advisor prior to investing. Premier Investments & Wealth Management and LPL Financial do not provide tax advice, please consult your tax professional. Economic forecasts set forth may not develop as predicted and there can be no guarantee that strategies promoted will be successful. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. All performance referenced All performance referenced is historical and is not a guarantee of future results. All indices are unmanaged and cannot be invested into directly. There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes. The purchase of certain securities may be required to effect some of the strategies. Investing involves risks including possible loss of principal. Consult your tax professional about eligibility to Roth and Traditional IRA contributions. Contributions and earnings in a Roth IRA can be withdrawn without paying taxes and penalties if the account owner is at least 59 ½ and has held their Roth IRA for at least five years. Traditional IRA account owners have considerations to make before performing a Roth IRA conversion. These primarily include income tax consequences on the converted amount in the year of the conversion, withdrawal limitations from a Roth IRA, and income limitations for future contributions to a Roth IRA. In addition, if you are required to take a minimum distribution (RMD) in the year you convert, you must do so before converting to a Roth IRA. This information is not intended to be a substitute for specific individualized tax advice. We suggest that you discuss your specific tax issues with a qualified tax advisor.

"Inside the HBCU Sports Lab" episode 717 with Doc, Mike, Charles, AD, Wilton and Steven J. Gaither discussing the latest in HBCU sports news; recapping HBCU Mid-Major Division football action and taking a look at this weekend's HBCU Football match-ups.00:00 - Intro; First segment -- HBCU news and sports; FAMU - Valley game will not be played in Atlanta24:23 - 1st commercial break27:22 - Second segment -- A recap at how the top 7 teams in the HBCU Mid-Major Top 7 fared last weekend41:55 - 2nd commercial break -- 44:41 - Third segment -- Unveiling this week's Top 7 HBCU Mid-Major teams56:21 - 3rd commercial break48:03 - Final segment -- Looking ahead to this weekend's HBCU Mid-Major top 7 match-upsTOPICS:Report: SWAC football game will not be played in Atlanta as scheduled from HBCUGameday.com@InsidetheHBCUSportsLab on Facebook Live and Spreaker.‬Contributions welcome at CashApp $JafusCavil#DrKenyattaCavil #SportsLab #hbcusports

In this episode of Voices of Otolaryngology, host Rahul K. Shah, MD, MBA, AAO-HNS EVP and CEO, talks with Matthew D. Scarlett, MD, a private practice otolaryngologist in Charleston, South Carolina, and current Chair of the Academy's ENT Political Action Committee (PAC) Board. Dr. Scarlett breaks down how ENT PAC amplifies the voices of otolaryngologists on Capitol Hill, from securing meetings with lawmakers to advancing bills on prior authorization reform, Medicare reimbursement, and newborn CMV screening. Dr. Scarlett shares his personal journey into advocacy—sparked by frustration with barriers to patient care—and explains how ENT PAC strategically supports bipartisan lawmakers who can make a difference for physicians. The discussion highlights how the PAC Board prioritizes issues, the importance of member participation, and how easy actions like responding to “Act Now” alerts can significantly impact legislative outcomes. Whether you're a seasoned ENT or a trainee new to advocacy, this episode demystifies ENT PAC, encourages engagement, and shows how collective action strengthens the specialty's voice in Washington, DC.  Resources:  AAO-HNS Federal Legislative Advocacy: https://www.entnet.org/advocacy/federal-legislative-advocacy/ Project 535: https://myspecialty.entnet.org/AAOHNS/Project-535/Project-535.aspx Donate to the ENT PAC: https://donation.edonation.com/entpac/website/donate  Note: Contributions to ENT PAC are not deductible as charitable contributions for federal income tax purposes. Contributions are voluntary, and all members of the American Academy of Otolaryngology–Head and Neck Surgery have the right to refuse to contribution without reprisal. Federal law prohibits ENT PAC from accepting contributions from foreign nationals. By law, if your contributions are made using a personal check or credit card, ENT PAC may use your contribution only to support candidates in federal elections. All corporate contributions to ENT PAC will be used for educational and administrative fees of ENT PAC, and other activities permissible under federal law. Federal law requires ENT PAC use its best efforts to collect and report the name, mailing address, occupation, and the name of the employer of individuals whose contributions exceed $200 in a calendar year. ENT PAC is a program of the AAO-HNS which is exempt from federal income tax under section 501 (c) (6) of the Internal Revenue Code.  

Jon Hartley is a macroeconomist and affiliated scholar at the Mercatus Center. Jon returns to the show to discuss the most recent Hoover Monetary Conference, the legacy of John Taylor, why central banks should be using his new measure of r-star, the status of debt management at the US Treasury, and much more. Check out the transcript for this week's episode, now with links. Recorded on August 26th, 2025 Subscribe to David's Substack: Macroeconomic Policy Nexus Follow David Beckworth on X: @DavidBeckworth Follow Jon Hartley on X: @Jon_Hartley_ Follow the show on X: @Macro_Musings Check out our Macro Musings merch! Subscribe to David's new BTS YouTube Channel  Timestamps 00:00:00 - Intro 00:05:56 - John Taylor's Contributions to Economics 00:34:10 - Better Measure of R-Star 00:48:11 - The Government's Debt Management Policy 01:03:39 - Outro

Send us a textIn this episode of the Grow Clinton Podcast, Andy & Jenny are joined by representatives from the 7th Annual Boo Bash Fundraiser hosted by the Rotary Club of Clinton, Iowa.The Boo Bash serves as the main event for impactful community programs and projects. The Rotary Club of Clinton, Iowa, would like to thank everyone who supports the event through sponsorships, attendance, and volunteer work. Your efforts and contributions improve the quality of life throughout the Greater Clinton Region.The 2025 Boo Bash will feature live and silent auctions, raffles and games, a buffet dinner, and a cash bar. One of the community's newest dining spots, The Copper Mill (2750 S 27th Street), will host this year's event.Interested in becoming a sponsor? Sponsors can contact the event planning committee via email at rotaryclubofclintonia@gmail.com.Contributions should be sent to:Rotary Club of Clinton, Iowa Charitable Foundation, Inc.PO Box 1361 Clinton, Iowa 52732For more details, visit the event Facebook page at https://www.facebook.com/share/1CLotisdqA/.To promote your business, organization, or event on the podcast, contact Grow Clinton at 563.242.5702 or www.GrowClinton.com.Grow Clinton values your feedback! Please complete a short survey at https://lnkd.in/gfzKpUEM.Grow Clinton supports economic growth, community development, and the sustainable success of businesses in the Greater Clinton Region.Thank you for your continued support. ~Andy

"Inside the HBCU Sports Lab" episode 716 with Doc, Mike, Charles, and AD recapping Week 5 and preview Week 6 in HBCU Major Division Football.00:00 - Intro; First segment -- Big Ben L. Cavil Helmet Sticker16:43 - 1st commercial break19:32 - Second segment -- How did the 7 teams in Dr. Cavil's Top 7 HBCU Major Division do this weekend?33:40 - 2nd commercial break36:44 - Third segment -- Dr. Cavil's Top 7 HBCU Major Division rankings unveiled50:14 - 3rd commercial break53:12 - Final segment -- previewing HBCU Mid Major / Major Divisions Week 5 match-ups; "Who's on the ledge?"TOPICS:Week 5 in HBCU Football recaps and a look ahead to Week 6 HBCU Major Division Football match-ups@InsidetheHBCUSportsLab on Facebook Live and Spreaker.‬Contributions welcome at CashApp $JafusCavil#drkenyattacavil #SportsLab #hbcusports

#DrKenyattaCavil #SportsLab #HBCUsports"Inside the HBCU Sports Lab" episode 716 with Doc, Mike, Charles, and AD  recapping Week 5 and preview Week 6 in HBCU Major Division Football.00:00 - Intro; First segment -- Big Ben L. Cavil Helmet Sticker16:43 - 1st commercial break19:32 - Second segment -- How did the 7 teams in Dr. Cavil's Top 7 HBCU Major Division do this weekend?33:40 - 2nd commercial break36:44 - Third segment -- Dr. Cavil's Top 7 HBCU Major Division rankings unveiled50:14 - 3rd commercial break53:12 - Final segment -- previewing HBCU Mid Major / Major Divisions Week 5 match-ups; "Who's on the ledge?"TOPICS:Week 5 in HBCU Football recaps and a look ahead to Week 6 HBCU Major Division Football match-ups@InsidetheHBCUSportsLab on Facebook Live and Spreaker.‬Contributions welcome at CashApp $JafusCavil

In this episode, I connect with David Prytherch, Professor of Geography at Miami University in Oxford, OH, for a conversation about transforming our streets back into people-oriented places and his recently published book, Reclaiming the Road: Mobility Justice Beyond Complete Streets.Helpful Links (note that some may include affiliate links to help me support the channel):

Have you ever noticed how so-called “unexpected expenses” always seem to show up at the worst time? The truth is, most of these costs aren't surprises at all—we know cars will break down, homes will need repairs, and Christmas comes every year. The key is not to panic when they arrive but to prepare ahead of time. One simple tool for this is the sinking fund.Scripture has much to say about preparation. Proverbs 21:20 tells us, “Precious treasure and oil are in a wise man's dwelling, but a foolish man devours it.” In other words, wisdom means setting aside resources now instead of consuming everything immediately.We also see this principle in Genesis 41, where Joseph, warned of famine, stored one-fifth of Egypt's grain during the years of plenty. His preparation wasn't random—it was steady and systematic. That's exactly how sinking funds work: consistent contributions toward expenses we know will eventually arise.What Is a Sinking Fund?A sinking fund is money you intentionally set aside for a specific future expense. Instead of panicking at a $1,200 Christmas bill, you save $100 per month all year. Instead of reaching for a credit card when your car needs new tires, you draw from the fund you've been building.This steady, disciplined approach provides freedom from debt and peace of mind when expenses come due. It's not glamorous, but it works.Proverbs 6:6–8 points us to the ant as an example of diligence: “Without having any chief, officer, or ruler, she prepares her bread in summer and gathers her food in harvest.” The ant doesn't wait until the snow falls to collect food—she steadily prepares in advance.Trusting God doesn't mean ignoring preparation. Noah trusted God, yet he still built the ark. Farmers trusted God, yet they sowed seed. Joseph trusted God, yet he stored grain. Faith and stewardship go hand in hand.Where to StartIf you're new to sinking funds, begin with one category. Break down the expense into monthly contributions:Car repairs & replacement—Tires, brakes, or even a future vehicle.Home maintenance—Roofs, furnaces, and appliances all wear out.Medical costs—Co-pays, deductibles, or out-of-pocket expenses.Gifts & holidays—Birthdays and Christmas come every year.Insurance premiums & taxes—Annual or quarterly payments made manageable.Even small amounts—like $25 per month—add up to create margin. Over time, your “storehouses” will be ready when needs arise.In 1 Corinthians 16:2, Paul urged believers to set aside money regularly in proportion to their income to meet the church's needs. This is essentially a spiritual sinking fund—planned, systematic stewardship for Kingdom purposes.The goal isn't to hoard resources. Jesus warns in Luke 12:16–21 against stockpiling for ourselves. Instead, sinking funds free us to live responsibly and bless others without fear.Faith Expressed Through StewardshipChoose one sinking fund today. Maybe start with Christmas: divide your expected costs into monthly pieces and begin saving now. Once you've built the habit, add another fund. Before long, you'll have a system that turns stress into confidence and panic into peace.Creating sinking funds is more than a budgeting trick—it's a spiritual discipline. Each small deposit is an act of faith, demonstrating that you trust God by stewarding His provision wisely. Preparation doesn't replace faith—it reflects it.So start planning today. Build sinking funds for tomorrow. Trust God with the outcome. And remember: faith isn't just believing God will provide when the bill arrives—it's also honoring Him by preparing with the resources He has already placed in your hands.On Today's Program, Rob Answers Listener Questions:I'm retired but still working a few days a week. Social Security is still being deducted from my paycheck—what happens to that money? Will I ever get it back?I'm 66 and planning to retire in 10 months. My wife is also retiring soon. Together we earn about $180,000 a year. How can we best manage our retirement resources to maintain our current lifestyle?I didn't have financial training growing up, and now I see my kids struggling with unexpected expenses and poor money habits. Are there any books that can help shift our family's attitude toward money?I've looked into faith-based investment options, but they seem to have higher fees and less diversification compared to Vanguard or Schwab. What's your perspective on that?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Your Money Counts: The Biblical Guide to Earning, Spending, Saving, Investing, Giving, and Getting Out of Debt by Howard DaytonWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

#DrKenyattaCavil #SportsLab #HBCUsports"Inside the HBCU Sports Lab" episode 715 with Doc, Charles, AD Drew and Wilton Jackson II discussing the latest in HBCU sports news and taking a look at this week's HBCU Football Major Division and Mid-Major Division match-ups. 00:00 - Intro; First segment -- HBCU football honors of the week and news15:14 - 1st commercial break18:21 - Second segment -- HBCU Major Division Top 7 match-upsJackson State at SouthernAlabama State at Florida A&M28:39 - 2nd commercial break31:29 - Third segment -- HBCU Major Division Top 7 match-upsAlabama State at FAMUGrambling State - Prairie View A&M43:42 - 3rd commercial break46:40 - 4th segment -- South Carolina State at Charleston SouthernAlabama A&M at Bethune-CookmanHoward at RichmondDelaware State at Sacred HeartTexas Southern at Mississippi Valley State56:00 - HBCU Mid-Major Top 7 discussionBenedict at Clark-AtlantaAllen at Albany StateBluefield State at Johnson C. SmithVirginia State at Fayetteville StateLincoln Lions at LivingstoneWinston Salem State at Bowie State01:06:40 - Wrap up / Conclusion HBCU Mid-Major Division Top Seven Poll RankingsSWAC Football Weekly Awards: Sept. 22 MEAC Announces Weekly Football Honors@InsidetheHBCUSportsLab on Facebook Live and Spreaker.‬Contributions welcome at CashApp $JafusCavil

#DrKenyattaCavil #SportsLab #HBCUsports"Inside the HBCU Sports Lab" episode 714 with David L. Rhodes, Tariq Wilson, Jeff Johnson, and Brandon King discussing the latest HBCU Independents football matchups; news; and sports.00:00 - Intro; First segment -- Recapping NC Central vs NC A&T and Hampton vs Howard 24:55 - 1st commercial break27:52 - Second segment -- Discussion about proposal to privatize FCS Football Playoffs  54:55 - ConclusionTOPICS:NC Central vs NC A&THoward vs HamptonProposal to privatize FCS Football Playoffs @InsidetheHBCUSportsLab on Facebook Live and Spreaker.‬Contributions welcome at CashApp $JafusCavil

It's all about perspective. Try this new mentality and it might work for you...

#DrKenyattaCavil #SportsLab #HBCUsports"Inside the HBCU Sports Lab" episode 713 with Doc, Mike, Charles and AD discussing the latest in HBCU sports news; recapping HBCU Mid-Major Division football action and taking a look at this weekend's HBCU Football match-ups.00:00 - Intro; First segment -- HBCU news and sports; Jackson State band opts out of ESPN HBCU band competition19:50 - 1st commercial break22:49 - Second segment -- A recap at how the top 7 teams in the HBCU Mid-Major Top 7 fared last weekend34:01 - 2nd commercial break -- 36:51 - Third segment -- Unveiling this week's Top 7 HBCU Mid-Major teams45:15 - 3rd commercial break48:03 - Final segment -- Looking ahead to this weekend's HBCU Mid-Major top 7 match-upsTOPICS:Jackson State band opts out of ESPN HBCU band competitionBattle for DII HBCU Supremacy Playing Out in Top 25 Polls JCSU Falls, but Not ForgottenVirginia State Enters the PictureEdward Waters: SIAC Spoiler with National ImpactHBCU Football Week 3 Mid-Major Division Takeaways: from HBCUSports.com SWAC Football Weekly Awards: Sept. 22 MEAC Announces Weekly Football Honors@InsidetheHBCUSportsLab on Facebook Live and Spreaker.‬Contributions welcome at CashApp $JafusCavil

In this episode of Behind The Wealth, Roger and Elias dig into timely financial headlines and answer real listener questions. The Federal Reserve just cut interest rates. What does that mean for your wallet? We break down how rate cuts could impact credit cards, auto loans, and mortgages—and why it matters for your broader financial plan. With markets hitting highs, one listener asks: “Is it too late to jump in?” Roger and Elias share insights on timing, discipline, and why jumping in versus sitting on the sidelines could affect your long-term wealth story. Another listener wonders: “Is there retirement advice that actually does more harm than good?” We bust some of the most common myths about investing in retirement and highlight what you should watch out for. Whether you're thinking about borrowing, investing, or planning for retirement, this episode offers perspective to help you make more informed decisions. Take control of your financial future: https://www.btwealthshow.com/start-planning Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC. The opinions voiced in this show are for general information purposes only and are not intended to provide specific advice or recommendations for any individual. To determine which investments may be appropriate for you, consult with your attorney, accountant, and financial or tax advisor prior to investing.  Premier Investments & Wealth Management and LPL Financial do not provide tax advice, please consult your tax professional.  Economic forecasts set forth may not develop as predicted and there can be no guarantee that strategies promoted will be successful. There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes. The purchase of certain securities may be required to effect some of the strategies. Investing involves risks including possible loss of principal. Asset allocation does not ensure a profit or protect against a loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.  All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly. Contributions to a traditional IRA may be tax deductible in the contribution year, with current income tax due at withdrawal. Withdrawals prior to age 59 ½ may result in a 10% IRS penalty tax in addition to current income tax. A Roth IRA offers tax deferral on any earnings in the account. Qualified withdrawals of earnings from the account are tax-free. Withdrawals of earnings prior to age 59 ½ or prior to the account being opened for 5 years, whichever is later, may result in a 10% IRS penalty tax. Limitations and restrictions may apply. Consult your tax professional about eligibility to Roth and Traditional IRA contributions. Contributions and earnings in a Roth IRA can be withdrawn without paying taxes and penalties if the account owner is at least 59 ½ and has held their Roth IRA for at least five years. A plan participant leaving an employer typically has four options (and may engage in a combination of these options), each choice offering advantages and disadvantages. Those options include Leave the money in their former employer's plan, if permitted; Roll over the assets to their new employer's plan, if one is available and rollovers are permitted; Roll over to an IRA; or Cash out the account value. Premier Investments & Wealth Management and LPL Financial do not provide specific individualized tax or legal advice. We suggest that you discuss your specific situation with a qualified tax or legal advisor.

Women hold the world together—yet much of what we do remains hidden in plain sight. From caregiving and raising children to providing emotional support and nurturing relationships, these essential contributions often go unnoticed and undervalued. Even worse, we sometimes fail to give ourselves credit for the life-changing roles we play. In this episode of Women Road Warriors, we're joined by Dr. Janelle Wells and Dr. Doreen MacAulay, award-winning scholars at the University of South Florida and authors of Our In-Visible Work. Their groundbreaking research reveals how the lack of recognition for their contributions not only suppresses women but also disempowers them across workplaces, families, and communities. Both serve as regular columnists for Psychology Today and are on a mission to expose this hidden invalidation and advocate for the acknowledgment women have long deserved for the important roles they play often in the background. This conversation aspires to inspire a re-evaluation of how we perceive and value the vital yet frequently overlooked labor that women perform daily. Tune in to this episode for a powerful, eye-opening conversation that will change the way you view “invisible” work—and inspire you to start valuing the roles that too often go unrecognized.www.wellsquest.comhttps://womenroadwarriors.com/ https://womenspowernetwork.net#OurInvisibleWork #JanelleWells #DoreenMacAulay #ShelleyMJohnson #ShelleyJohnson #KathyTuccaro #WomenRoadWarriors #WomensEmpowerment women empowerment, invisible work, emotional labor, women in the workplace, caregiving responsibilities, recognition of women's contributions, workplace culture,

Tom Hand created Americana Corner in 2020 to share informative stories of the momentous events, significant documents and influential leaders that helped create and shape our country. Through compelling articles and captivating videos, Tom hopes to rekindle a spirit of patriotism in his fellow Americans and remind them of our nation's incredible past and why our founding era still matters today. His first book “An American Triumph” includes 130 beautifully illustrated images and his second book is now out, “America Victorious.” He is a true patriot and his story is truly inspiring as he is using his time and resources to create a lasting legacy. What is truly inspirational is that all proceeds of the book will be donated to the Preserving America Grant (https://www.americanacorner.com/grants ) to help historical organizations across the country tell the incredible story of our nation's founding era. Get the full article with this show at: https://goalsforyourlife.com/forgotten-heroes and find out more about Tom at https://AmericanaCorner.com Get POWER OF AFTER BOOK HERE: https://amzn.to/3GpEGlJ  Make sure you're getting all our podcast updates and articles! Get them here: https://goalsforyourlife.com/newsletter Resources with tools and guidance for mid-career individuals, professionals & those at the halftime of life seeking growth and fulfillment: http://HalftimeSuccess.com CHAPTERS: 00:00 - Intro 01:51 - Tom Hand - Background, Biography, Experience 05:41 - America Victorious, Success, Achievements 09:08 - Grants Program, Funding, Support 17:48 - Teaching Charities How to Operate as a Business, Nonprofit Management, Best Practices 20:43 - America Victorious Videos, Content, Highlights 23:23 - Underappreciated Founding Fathers, Historical Figures, Contributions 31:31 - Benedict Arnold, Controversy, Legacy 36:21 - Last Words, Final Thoughts, Reflections 39:57 - Outro

•Pastor Darin G. Freeman is God's chosen under-Shepherd, who served for 11 years as the Pastor of the New United Baptist Church in Washington, DC. He also was honored by Gospel Today Magazine as one of America's Best Beloved Pastors.  Currently the Pastor of Tabernacle Baptist Church in Clarksville, TN.•Pastor Freeman is married to the gift that God has given him, the beautiful two-time Stellar Award winner, ElderAdriann R. Lewis-Freeman. Together they have formed DAF Entertainment Group which houses a record label, 5 5 radio stations which are monitored Mediabase. Also, DAF has introduced Adriann's solo career and reintroduce the 2 TimeStellar Award winners, RiZen.•Pastor Freeman was and continues to be very instrumental and active with Gospel radio. He has helped to build the Internet Panel for the now Sunset Nielsen/Luminate (BDS) Panel, which has now translated to the Mediabase/Billboard Panel. His goal is to become recognized as a panel on the Billboard Charts all the while growing and nurturing thechurch he loves-Tabernacle. This a lofty goal but he believes and knows it is obtainable. However, Pastor Darin has always wanted to showcase his talent and love for singing. So, therefore he has recorded his first single, “Give You The Glory”.•DAF Entertainment Group inc., your source for Gospel Music, was founded August 2016.  After praying and realizing there was a shift happening in the Gospel Industry,  Pastor Darin &Lady Adriann Lewis-Freeman decided that the time to make a positive and spiritual contribution to the Gospel Industry was now! From this was birthed: 2 BDS Radio Stations - Radio Promotions - Record Label - TV Station -Partnership w/ TyscotRecords.•The single “Give You The Glory“ is available on all digital streaming outlets.•Please send an email to Let's Talk: Gospel Music Gold  sharing your thoughts about this show segment; also, if you have any suggestions of future guests you would like to hear on the show. Send the email to ⁠⁠⁠letstalk2gmg@gmail.com⁠⁠⁠•Awarded a “Top Gospel Music Podcast” Badge from Feedspot which has named Let's Talk: Gospel Music Gold oneof the Top 10 Gospel Music Podcasts on the web! •LET'S TALK: GOSPEL MUSIC GOLD RADIO SHOW AIRS EVERY SATURDAY 9:00 AM CST / 10:00 AM EST ON WMRM-DB INTERNET RADIO STATION  AND WJRG RADIO INTERNET RADIO STATION 12:00 PM EST / 11:00 AM CST •There is a Let's Talk: Gospel Music Gold Facebook page (@LetsTalk2GMG ) where all episodes are posted as well.    •The Podcast and Radio shows are heard anywhere in the World on the Internet! •BOOK RELEASES"If We Can Do It, You Can Too!" •“Legacy of James C. Chambers And his Contributions to Gospel Music History”•NEW RELEASE 2025•"Molding a Black Princess"Order Information https://www.unsungvoicesbooks.com/asmithgibbs

Welcome to Episode 413 of WSTR! This episode's topics include: - Exploring the career of legendary sound designer Ben Burtt! - First look at Star Wars Starfighter - The history of Lego Star Wars - ...and much, much, more! For all your galactic news and talk needs, this is the podcast you've been looking for - tune in to WSTR Galactic Public Access! Email: mailbox@wstrmedia.com Voicemail: (630) 557-9787

Has Larry Ellison just had the best week in business history? He added $101 billion to his net worth in an afternoon, briefly became the world's richest person, is leading the buyout of TikTok's American operations and his helping his son take over Hollywood. Not bad for an 81-year-old who many thought was a relic of a past internet age. In today's episode we unpack everything Ellison related, from Oracle, to TikTok, to Paramount and Warner Bros Discovery. That's not all we're covering in another big episode of Equity Mates:Pimp my Portfolio is back as we review the portfolio of an Equity Mates listenerSuper September continues as we unpack the big difference small additional contributions can make —------Want to get involved in the podcast? Record a voice note or send us a message And come and join the conversation in the Equity Mates Facebook Discussion Group.—------Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing - we've got you covered.Keep up with the news moving markets with our daily newsletter and podcast (Apple | Spotify)—------Looking for some of our favourite research tools?Download our free Basics of ETF handbookOr our free 4-step stock checklistFind company information on TIKRScreen the market with GuruFocusResearch reports from Good ResearchTrack your portfolio with Sharesight—------In the spirit of reconciliation, Equity Mates Media and the hosts of Equity Mates Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. —------Equity Mates Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional. Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

#DrKenyattaCavil #SportsLab #HBCUsports"Inside the HBCU Sports Lab" episode 712 with Doc, Mike, Charles, and AD  recapping Week 4 and preview Week 5 in HBCU Football.00:00 - Intro; First segment -- Big Ben L. Cavil Helmet Sticker20:01 - 1st commercial break22:51 - Second segment -- How did the 7 teams in Dr. Cavil's Top 7 HBCU Major Division do this weekend?39:07 - 2nd commercial break42:08 - Third segment -- Dr. Cavil's Top 7 HBCU Major Division rankings unveiled57:36 - 3rd commercial break01:00:24 - Final segment -- previewing HBCU Mid Major / Major Divisions Week 5 match-ups; "Who's on the ledge?"TOPICS:Week 4 in HBCU Football recaps and a look ahead to Week 5 match-ups@InsidetheHBCUSportsLab on Facebook Live and Spreaker.‬Contributions welcome at CashApp $JafusCavil

In this episode, I connect with Dr. Catherine Elliot, an American living in Winterthur, Switzerland, just outside of Zürich, for a discussion about strategies for overcoming motonormativity, some research that she's been involved with in this realm, including the concept of E-Bike City, and the Moveable initiative.Helpful Links (note that some may include affiliate links to help me support the channel):

#DrKenyattaCavil #SportsLab #HBCUsports"Inside the HBCU Sports Lab" episode 711 with Doc, Charles, Bryan Fulford, AD Drew and Wilton Jackson II discussing the latest in HBCU sports news and taking a look at this week's HBCU Football Major Division and Mid-Major Division match-ups. TOPICS:SWAC Football Weekly Awards: Sept. 15 MEAC Announces Weekly Football Honors Watch SWAC Football Week Four Most attended games from week 3 of the HBCU football season from HBCUSports.com Alcorn State's trip to SEC country tops this list of the 10 most attended games from week three of the HBCU football season. 1. Alcorn State vs. Mississippi State: 49,158 2. Norfolk State vs. Rutgers: 41,011 3. Southern vs. Fresno State: 37,210 4. Morgan State vs. Toledo: 22,846 5. Prairie View A&M vs. Rice: 22,260 6. Jackson State vs. Tuskegee: 18,642 7. Alabama State vs. Miles: 18,101 8. Howard vs. Morehouse: 16,248 9. North Carolina A&T vs. Hampton: 15,806 10. Florida A&M vs. Albany State: 14,370 HBCU Mid-Major Division Top Seven Poll Rankings@InsidetheHBCUSportsLab on Facebook Live and Spreaker.‬Contributions welcome at CashApp $JafusCavil

#DrKenyattaCavil #SportsLab #HBCUsports"Inside the HBCU Sports Lab" episode 710 with David L. Rhodes discussing the latest HBCU Independents football matchups; news; and sports.Tariq Wilson joined David during the first segment.00:00 - Intro; First segment -- recapping the NC A&T comeback win over Hampton in overtime and looking ahead to Hampton vs Howard17:02 - 1st commercial break20:02 - Second segment -- David discusses Delaware State Football30:21 - 2nd commercial break33:09 - Third segment -- David discusses the big rivalry match-ups this weekend: NC A&T vs NC Central and Hampton vs Howard as well as answers more questions from viewers52:40 - Conclusion@InsidetheHBCUSportsLab on Facebook Live and Spreaker.‬Contributions welcome at CashApp $JafusCavil

Patricia Carey, Special Advocate for Survivors of Institutional Abuse, discusses a national centre of remembrance for those who suffered institutional trauma, due to be set up on Sean McDermott Street, the site of the country's last Magdelene Laundry.

•Dr. Jacqueline Deneith Chambers is a native Houstonian and the daughter of the late Henry and Pinkie Reed Chambers.  She is a product of the Houston Public School System, having graduated in the first class of Houston's High School for the Performing and Visual Arts.  “Jackie”, as she is affectionately known, began studying piano at the age of three.  Her first piano teacher was the late Professor C.J. Richards who taught her not only the piano and organ, butalso the clarinet, violin, xylophone, saxophone and the trumpet; additionally, Jackie studied the violin under the late Dr. Theola Booker and Mrs. Olivia F. Marshall. Later, Dr. Chambers furthered her studies of the organ under thetutelage of the late Professor Richard Baker and the late Mrs. Clayton Johnson Gleed. •Dr. Chambers' advanced piano studies included work with the late Mozart Hammond at the Houston Conservatory of Music and instruction from the late Professor Robert Brownlee at the University of Houston where she also studied voice with the late Professor Jean Preston, also at the University of Houston.•Dr. Chambers obtained her Bachelor of Music degree in Music Teacher Education from the University of Houston.  She continued her education and received a Bachelor ofTheology and a Doctor of Sacred Music from the Mt. Hope Bible College and Theological Seminary.   •Dr. Chambers was the organist for the state funerals of the late Congresswoman Barbara Jordan and the late StateRepresentative Larry Evans, both of Texas.  Her career, marked by success, has included performances before the late Former President George H.W. Bush, Former President Bill Clinton, Former Texas Governor Rick Perry and Former United States Attorney General Eric Holder.  She has served in multiple capacities in several churches in the Houston area and she celebrated 50 years in Music Ministry, in 2020.•Dr. Chambers is a Licensed and Ordained Minister of the Gospel and a former Ordained Ruling Elder in the Presbyterian Church, USA.•In February 2024, Dr. Chambers debuted her solo piano recording, entitled "Hymns From My Living Room“ which isavailable on all digital streaming outlets.•Please send an email to Let's Talk: Gospel Music Gold  sharing your thoughts about this show segment; also, if you have any suggestions of future guests you would like to hear on the show. Send the email to ⁠⁠⁠letstalk2gmg@gmail.com⁠⁠⁠•Awarded a “Top Gospel Music Podcast” Badge from Feedspot which has named Let's Talk: Gospel Music Gold oneof the Top 10 Gospel Music Podcasts on the web! •LET'S TALK: GOSPEL MUSIC GOLD RADIO SHOW AIRS EVERY SATURDAY 9:00 AM CST / 10:00 AM EST ON WMRM-DB INTERNET RADIO STATION  AND WJRG RADIO INTERNET RADIO STATION 12:00 PM EST / 11:00 AM CST •Become a follower on our Let's Talk: Gospel Music Gold Facebook page ( @LetsTalk2GMG ) where all episodes are posted as well.    •The Podcast and Radio shows are heard anywhere in theWorld on the Internet! •BOOK RELEASES"If We Can Do It, You Can Too!" •“Legacy of James C. Chambers And his Contributions to Gospel Music History”•NEW RELEASE 2025•"Molding a Black Princess"Place your order on the websitehttps://www.unsungvoicesbooks.com/asmithgibbs

#DrKenyattaCavil #SportsLab #HBCUsports"Inside the HBCU Sports Lab" episode 709 with Doc, Charles and AD discussing the latest in HBCU sports news; recapping HBCU Mid-Major Division football action and taking a look at this weekend's HBCU Football match-ups.00:00 - Intro; First segment -- HBCU news and sports; 15:19 - 1st commercial break18:21 - Second segment -- Discussing the Inaugural Unity Classic -- 30:17 - 2nd commercial break33:21 - Third segment -- How did Dr. Cavil's HBCU Mid-Major Top 7 teams fare over the weekend? And, unveiling Dr. Cavil's Top 7 HBCU Mid-Major Division rankings after Week 244:43 - 3rd commercial break47:31 - Final segment; previewing this weekend's HBCU Mid-Major match-upsEdward Waters Stuns No. 13 Virginia Union in Inaugural Unity Classic, Improves to 3-0 for First Time Since 1964 SIAC Commissioner Named NCAA NC Men's Volleyball Committee Chair @InsidetheHBCUSportsLab on Facebook Live and Spreaker.‬Contributions welcome at CashApp $JafusCavil

In this episode, Roger Abel and Elias Randel tackle two big questions from listeners that many families wrestle with.

#DrKenyattaCavil #SportsLab #HBCUsports"Inside the HBCU Sports Lab" episode 708 with Doc, Mike, Charles, David L. Rhodes, and AD Drew recapping Week 3 and preview Week 4 in HBCU Football.00:00 - Intro; First segment -- 17:47 - 1st commercial break20:11 - Second segment -- How did the 7 teams in Dr. Cavil's Top 7 HBCU Major Division do this weekend?35:20 - 2nd commercial break36:12 - Third segment -- Dr. Cavil's Top 7 HBCU Major Division rankings unveiled48:16 - 3rd commercial break49:32 - Final segment -- previewing HBCU Mid Major / Major Divisions Week 4 match-ups; "Who's on the ledge?"TOPICS:Week 3 in HBCU Football recaps and a look ahead to Week 4 match-ups@InsidetheHBCUSportsLab on Facebook Live and Spreaker.‬Contributions welcome at CashApp $JafusCavil

In this episode, I connect with Peter Nouwen from 's-Hertogenbosch in the Netherlands for a discussion about the productivity benefits of having healthy, active employees and the curious, nonsensical policy practices of many employers that incentivize driving a car rather than taking transit, walking, or cycling to work. We launch into the discussion by channeling Jason Slaughter's Not Just Bikes Gym of Life video and give a hat tip to Mark Wagenbuur with the BicycleDutch ChannelHelpful Links (note that some may include affiliate links to help me support the channel):

In this episode of Voices of Otolaryngology, host Rahul K. Shah, MD, MBA, AAO-HNS/F EVP and CEO, talks with Karen A. Rizzo, MD, a seasoned private practice otolaryngologist and past president of the Pennsylvania Medical Society. Dr. Rizzo, who is also Past Chair of the AAO-HNS Board of Governors, shares her journey from being encouraged by a mentor during residency to representing otolaryngology at the state level and eventually becoming the first otolaryngologist—and only the fifth woman—to lead the nation's oldest state medical society. Dr. Rizzo offers candid insights into why advocacy matters, how to get involved even when it feels intimidating, and the strategies she uses to build relationships with legislators and community leaders. The discussion covers her experiences testifying on scope-of-practice issues, the role of county and state medical societies, and how physicians can start with simple steps like joining local organizations or hosting legislators to make a difference. For otolaryngologists at any career stage, this episode provides an empowering look at how engagement in advocacy not only protects the specialty but also strengthens patient care and professional satisfaction. Resources: AAO-HNS State Legislative Advocacy: https://www.entnet.org/advocacy/state-legislative-advocacy/  Donate to the ENT PAC: https://donation.edonation.com/entpac/website/donate  More Ways to Listen: Spotify: https://open.spotify.com/show/3UeVLtFdLHDnWnULUPoiin Apple Podcasts: https://podcasts.apple.com/us/podcast/voice-of-otolaryngology/id1506655333   Connect the AAO-HNS: Instagram: https://www.instagram.com/aaohns  X (Twitter): https://x.com/AAOHNS  Facebook: https://www.facebook.com/AAOHNS  LinkedIn: https://www.linkedin.com/company/american-academy-of-otolaryngology/  Website: https://www.entnet.org  Shop AAO-HNS Merchandise: https://www.otostore.org  Help Us Improve Future Episodes: Share your feedback and topic suggestions at https://forms.office.com/r/0XpA83XNBQ  Note: Contributions to ENT PAC are not deductible as charitable contributions for federal income tax purposes. Contributions are voluntary, and all members of the American Academy of Otolaryngology–Head and Neck Surgery have the right to refuse to contribution without reprisal. Federal law prohibits ENT PAC from accepting contributions from foreign nationals. By law, if your contributions are made using a personal check or credit card, ENT PAC may use your contribution only to support candidates in federal elections. All corporate contributions to ENT PAC will be used for educational and administrative fees of ENT PAC, and other activities permissible under federal law. Federal law requires ENT PAC use its best efforts to collect and report the name, mailing address, occupation, and the name of the employer of individuals whose contributions exceed $200 in a calendar year. ENT PAC is a program of the AAO-HNS which is exempt from federal income tax under section 501 (c) (6) of the Internal Revenue Code.

#DrKenyattaCavil #SportsLab #HBCUsports"Inside the HBCU Sports Lab" episode 707 with Doc, Charles, Bryan Fulford, AD Drew and Wilton Jackson II discussing the latest in HBCU sports news and taking a look at this week's HBCU Football Major Division and Mid-Major Division match-ups. 00:00 - Intro; First segment -- we must remain vigilant; HBCU Sports Ecosystem Series19:57 - 1st commercial break22:42 - Second segment -- Tuskegee vs Jackson State; Bethune-Cookman vs South Carolina State;Miles College at Alabama State;31:09 - 2nd commercial break33:57 - Third segment -- Fayetteville State at NC Central;Alabama A&M at Tennessee State;Morehouse at Howard;Bowie State at Delaware State47:36 - 3rd commercial break49:22 - Final segment -- Kentucky State at Grambling State;Virginia Union at Edward Waters;Johnson C. Smith at Elizabeth City State;Albany State at Florida A&M;Lamar at Texas Southern;SE Louisiana at Mississippi Valley State01:06:00 - HBCU Football Poll RankingsSouth Carolina State issued apology by Christian school after commentary from HBCUGameday.com Most attended games from week 2 of the HBCU football season from HBCUSports.comTampa Bay Classic won't take place at NFL stadium, moves back to Daytona HBCUGameday.comHistoric wins highlight the 5 biggest takeaways from week 2 of the HBCU football season from HBCUSports.comMoney Game Beatdown ‘Not Worth It' for NCAT Coach from HBCUGameday.comAggies Struggle Through Injuries and Blowout UCF Coach Shows Respect, Notes Resource Gap Bigger Debate for HBCU Football Watch SWAC Football Week Three - Saturday, September 13 @InsidetheHBCUSportsLab on Facebook Live and Spreaker.‬Contributions welcome at CashApp $JafusCavil

A highly anticipated report from the Make America Healthy Again Commission was finally published. Mike Davis explains how the report recognizes contributions of farmers in making America healthy.

Gen Z kiwis are putting their dollars to work - a new survey has found they are saving and keeping on top of their KiwiSaver contributions. Financial Services Council NZ chief executive Kirk Hope spoke to Ingrid Hipkiss.

Exposed! Retirement Contributions are Don't Save on Taxes!

On Labor Day, the Phillies won a thriller over the Brewers for what was easily their best win of the season. On Episode 1007 of Hittin' Season, John Stolnis of The Good Phight, Liz Roscher, Editor of SABR's Baseball Research Journal, and Justin Klugh of Baseball Prospectus discuss Monday's dramatic win, the impact of players like Garrett Stubbs and Harrison Bader, and the performance of the bullpen. As September approaches, the hosts make predictions about the team's chances in the playoffs and the potential for Kyle Schwarber to break Ryan Howard's home run record. Chapters: 00:00 - Phillies' Dramatic Win Over the Brewers 02:59 - Justin Klugh's Upcoming Book on the 1941 Phillies 05:49 - Resilience in the Face of Adversity 09:04 - Key Players Making a Difference 11:53 - The Impact of Garrett Stubbs' Return 14:53 - Harrison Bader's Contributions to the Team 18:02 - Future Considerations for the Phillies 20:55 - Did Realmuto Swing? 26:08 - Managing Player Dynamics: Rob Thompson's Approach 34:38 - Analyzing the Brewers: Strengths and Weaknesses 39:38 - Phillies' Resilience: Learning from Past Series 42:11 - Bullpen Concerns: Navigating Late-Season Challenges 52:38 - September Predictions: Home Run Records and Team Performance 54:22 - Home Run Records and Player Performance 56:20 - Pitching Prospects: Ranger Suarez vs. Jesus Luzardo 59:20 - Aaron Nola's Final Month and Team Dynamics 01:01:11 - Phillies' Division Chances and Playoff Prospects 01:07:15 - Final Thoughts and Reflections on the Season

9-3 Andy Baggarly weighs in on the 1 game suspension of Matt Chapman & his thoughts on late season contributions from the fringe of SF rosterSee omnystudio.com/listener for privacy information.

In this episode of the Contacts Coaching podcast, host is joined by Paul Lankford, an accomplished basketball coach from Australia, to discuss his extensive journey through various levels of coaching. Paul shares his experiences from coaching local club teams to leading semi-pro teams and becoming a director of coaching. He also discusses his involvement with Australian Basketball Travelers, facilitating life-changing tours for young athletes. Additionally, Paul emphasizes the importance of having a positive experience in sports, effective player engagement, and valuable coaching insights gained from top-notch mentors. Tune in to learn more about Paul's contributions to basketball coaching and how international tours can create lifelong memories and opportunities for young athletes.00:00 Introduction and Guest Welcome00:29 Paul Langford's Coaching Journey01:10 Challenges and Growth in Coaching01:51 Transition to Professional Coaching03:12 Involvement in Basketball Victoria03:25 Coaching at Various Schools04:12 Contributions to Junior Basketball05:24 Basketball Tours and Their Impact06:23 The Value of International Exposure15:32 Coaching Philosophy and Player Engagement20:59 Navigating Player and Parent Expectations26:34 Season Kickoff and Preseason Challenges27:10 Balancing Footy and Basketball Commitments27:35 Attendance and Player Engagement Strategies30:03 Learning from Other Sports and Coaches31:14 Strength and Conditioning, Technology, and Sports Psychology32:37 Coaching Techniques and Decision Making37:20 Game Play and Practice Drills43:47 Coach-Referee Relationships48:51 Positive Coaching and Player Experience51:12 Final Thoughts and Plugs

(0:00) Texas & Arch Manning lose to Ohio State, Packers S.B.o.B with Parsons? (26:21) Cowboys upset or Eagles blowout, Must-Win for Belichick & UNC?  (41:09) Tyreek Hill not named Dolphins team captain (46:00) Coach's Picks, Will the Cowboys be better without Micah Parsons?  (01:06:52) Arch Manning's struggles, Jayden Daniels named top young QB (01:21:59) Eagles want “Contributions over credit”, Like this mentality?  (01:26:13) Things “seemed personal” with Micah & Cowboys, What's the Packers' ceiling? (01:49:23) Stock Up, Stock Down: Alabama, Carson Beck, and LSU (01:59:11) Caleb Williams' sophomore expectations, Big season for CMC?  (02:07:05) Guaranteeing an Eagles blowout vs. Cowboys?  Learn more about your ad choices. Visit podcastchoices.com/adchoices

The first time money breaks something you love, it doesn't sound like coins; it sounds like silence. In this intimate Book Talk, we sit with Heather and Douglas Boneparth—partners in marriage, parenting, and work—who wrote Money Together because they lived the gap between what couples say about money and what they can't bear to say out loud. The episode opens where most advice books don't: inside the messy, human moments—doors closing, calendars clashing, one person carrying the weight of “contribution” without a paycheck to show for it.Heather, a recovering corporate attorney turned money writer, and Douglas, a financial advisor and resident finance meme-lord, built their book as a series of love stories about money. Through real couples' narratives and their own, they show how cultural scripts, childhood histories, and unequal caregiving shape what we spend, save, hide, or fear. The chapters on “Beginnings” and “Contributions” ask harder questions than “What's your budget?”—they ask who taught you what “providing” means, whose time gets valued, and what counts as care.Money Together matters because it replaces lectures with language, and shame with doable conversation starters. It's a book for anyone craving equity at home and intimacy that can survive a bank statement—an invitation to stop performing the relationship and start living it. If you're in a season of transition—new baby, job loss, divorce contemplation, or the slow realization that something has to change—this conversation offers a gentle push and practical prompts to open the door, sit down, and begin again.Learn more about Money Together and buy the book: https://domoneytogether.com/Subscribe to Heather and Doug's Substack: https://www.readthejointaccount.com/