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Orlando R. Kelm is a retired professor from the University of Texas at Austin. He served in the Department of Spanish and Portuguese and the McCombs School of Business for over 37 years, teaching courses in Portuguese and Spanish language and linguistics. His research and publications focused on the cultural aspects of cross-cultural communication and the creative use of technology in language learning. Orlando was born in Calgary, Alberta, raised in Taylorsville, Utah, and educated at Brigham Young University and the University of California at Berkeley. He served in the São Paulo Norte Brazil mission, and his three favorite hobbies are studying foreign languages, acoustic guitar, and astrophotography and nature photography. Orlando recently published the book It's a Patriarchal Blessing!. Links It’s a Patriarchal Blessing Email Before a Patriarchal Blessing (Microsoft Word format) Email Before a Patriarchal Blessing (PDF format) Transcript available with the video in the Zion Lab community Watch the video and share your thoughts in the Zion Lab community Highlights Orlando discusses his experiences as a patriarch and the significance of patriarchal blessings. He emphasizes the importance of viewing these blessings as affirmations of identity and divine potential rather than as mere checklists or warnings. 00:02:28 – Orlando’s Calling as a Patriarch 00:03:52 – Challenges of Starting as a Patriarch 00:04:48 – Training and Preparation for Patriarchs 00:05:41 – The Pressure of Giving a Blessing 00:06:29 – Communicating First-Time Blessings 00:07:06 – Orlando’s Role as the Only Patriarch 00:07:55 – Impact on Gospel Study and Preparation 00:08:34 – Revelation and Inspiration in Preparation 00:09:40 – The Importance of Compassion 00:10:37 – Note-Taking for Blessings 00:12:00 – Reviewing and Editing Blessings 00:13:27 – The Nature of Patriarchal Blessings 00:14:35 – Preparing Candidates for Blessings 00:17:30 – Helping Candidates Feel Comfortable 00:19:06 – The Role of Patriarchs in the Church 00:20:10 – The Blessing Aspect of Patriarchal Blessings 00:21:09 – Avoiding a Checklist Mentality 00:22:32 – The Role of Personal Agency 00:23:36 – Orlando’s List of Recommended Talks 00:24:45 – Reducing Anxiety for Candidates 00:26:07 – The Experience of Giving Blessings 00:27:30 – The Importance of Seeing Potential 00:28:59 – Understanding Lineage in Blessings 00:30:33 – The Significance of Covenant and Gathering 00:31:47 – Contributions of Different Tribes 00:33:44 – The Role of Personal Revelation 00:35:58 – Flexibility in Interpreting Blessings 00:37:09 – The Lifelong Relevance of Blessings Key Insights The Nature of Patriarchal Blessings: These blessings should be viewed fundamentally as a positive source of love and divine identity. Orlando emphasizes that they are not patriarchal warnings, admonitions, or “chewing outs,” but rather tools to help individuals understand their divine worth. Preparation as a Patriarch: The process involves intense, ongoing spiritual preparation. Orlando explains that he often feels like a “faucet that cannot be turned off” in the days leading up to a blessing, as he studies scriptures and topics prompted by the Holy Ghost to prepare his mind to receive impressions. Mortal Delivery of Revelation: Patriarchs receive inspiration, but they must articulate it using their own mortal capacity, vocabulary, and understanding. Consequently, a patriarchal blessing is a collaboration between the Spirit and the patriarch’s mortal expression. The Fallacy of the “Checklist”: Recipients should avoid viewing their blessings as a list of required events (e.g., marriage, missions, children) to be checked off. Instead, they should see the blessing as a resource to be applied to all of life’s decisions, challenges, and experiences. Understanding Lineage: The declaration of lineage is not a DNA test but an invitation to participate in the Abrahamic covenant and the gathering of Israel. Each tribe's unique description provides a different “skill set” for how an individual can contribute to the Lord’s work. Leadership Applications Alleviate Anxiety: Leaders can help reduce the nervousness people feel about visiting a patriarch by fostering opportunities for the patriarch to interact with ward members (e.g., firesides, sacrament meetings, or activities) beforehand, making him a familiar figure rather than a stranger. Foster a Broad Interpretation: Bishops and leaders should encourage members to interpret their patriarchal blessings with flexibility. When members feel confused by their blessing, leaders can help them understand that the meanings may evolve and deepen as they face different stages and challenges in life. The award-winning Leading Saints Podcast is one of the top independent Latter-day Saints podcasts as part of nonprofit Leading Saints’ mission to help Latter-day Saints be better prepared to lead. Find Leadership Tools, Courses, and Community for Latter-day Saint leaders in the Zion Lab community. Learn more and listen to any of the past episodes for free at LeadingSaints.org. Past guests include Emily Belle Freeman, David Butler, Hank Smith, John Bytheway, Reyna and Elena Aburto, Liz Wiseman, Stephen M. R. Covey, Benjamin Hardy, Elder Alvin F. Meredith III, Julie Beck, Brad Wilcox, Jody Moore, Tony Overbay, John H. Groberg, Elaine Dalton, Tad R. Callister, Lynn G. Robbins, J. Devn Cornish, Bonnie Oscarson, Dennis B. Neuenschwander, Kirby Heyborne, Taysom Hill, Coaches Jennifer Rockwood and Brandon Doman, Anthony Sweat, John Hilton III, Barbara Morgan Gardner, Blair Hodges, Whitney Johnson, Ryan Gottfredson, Greg McKeown, Ganel-Lyn Condie, Michael Goodman, Wendy Ulrich, Richard Ostler, and many more in over 800 episodes. Discover podcasts, articles, virtual conferences, and live events related to callings such as the bishopric, Relief Society, elders quorum, Primary, youth leadership, stake leadership, ward mission, ward council, young adults, ministering, and teaching.
What happens when your investment growth starts exceeding the amount you are contributing each year? In this Milestones to Millionaire episode, we talk with a physician who reached an important investing milestone: annual portfolio growth that outpaced new contributions. We discuss what this stage of wealth building can look like, lessons learned along the way, and advice for other physicians pursuing long-term financial independence. Plus, a bonus story: this doctor shares an unexpected win on Jeopardy!. This podcast is sponsored by Bob Bhayani at Protuity. He is an independent provider of disability insurance planning solutions to the medical community in every state and a long-time white coat investor sponsor. He specializes in working with residents and fellows early in their careers to set up sound financial and insurance strategies. If you need to review your disability insurance coverage or to get this critical insurance in place, contact Bob at https://whitecoatinvestor.com/protuity today by email info@protuity.com or by calling (973) 771-9100. Celebrating your stories of success along the journey to financial freedom! Tune in every Monday to the Milestones to Millionaire Podcast, where we celebrate the financial achievements of our listeners and share practical tips for reaching your own milestones. We want to celebrate your milestones—no matter how big or small—and help inspire others to follow your lead. Every week, these episodes feature one listener who has recently achieved a milestone they are proud of and want to celebrate, and they give any advice they have for those who want to follow their example. Make sure to listen every Monday to be inspired by your fellow white coat investors. Celebrate YOUR Milestone on the Milestones to Millionaire Podcast: https://whitecoatinvestor.com/milestones Website: https://www.whitecoatinvestor.com YouTube: https://www.whitecoatinvestor.com/youtube Student Loan Advice: https://studentloanadvice.com TikTok: https://www.tiktok.com/@thewhitecoatinvestor Facebook: https://www.facebook.com/thewhitecoatinvestor Twitter: https://twitter.com/WCInvestor Instagram: https://www.instagram.com/thewhitecoatinvestor Subreddit: https://www.reddit.com/r/whitecoatinvestor Online Courses: https://whitecoatinvestor.teachable.com Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter
What if the simplest act of kindness could change someone's life and your own?In this inspiring episode of the Love Drops Podcast, host Charles and Diane welcomes Randy McNeely, affectionately known as "Captain Kind Man," for a powerful conversation on why kindness never goes out of style. Together, they explore how intentional acts of compassion, generosity, and human connection create lasting impact across generations, communities, and cultures.Randy shares personal stories, practical wisdom, and uplifting insights that demonstrate how kindness remains one of the most transformative forces in our world. Whether you're looking to strengthen relationships, make a difference in your community, or simply bring more positivity into your daily life, this episode will remind you that kindness is truly timeless.In This Episode You'll Discover:Why kindness is a universal language that transcends timeThe ripple effect of simple acts of compassionHow kindness can transform communities and relationshipsPractical ways to make kindness part of your everyday lifeRandy's journey as "Captain Kind Man" and his mission to spread kindness worldwideJoin us for a heartfelt conversation that will inspire you to lead with love, serve with purpose, and create meaningful connections wherever you go.Connect with Randy @ https://www.captainkindman.comCelebrate with Us: Love Drops Podcast 6th Anniversary!As we celebrate six incredible years of sharing stories of hope, love, and transformation, we invite you to participate in our "6 for 6 for Love" Anniversary Campaign.Here's how you can help us continue spreading love around the world:❤️ Donate $6❤️ Give in multiples of 6 ($12, $36, $60, or more)❤️ Share this episode with 6 friends❤️ Help us expand the reach of the Love Drops missionEvery contribution helps us continue creating inspiring conversations and sharing messages that uplift hearts and transform lives.Together, let's celebrate six years of Love Drops by multiplying love, kindness, and hope—one drop at a time.Connect, Subscribe, and SupportDon't forget to subscribe, leave a review, and share this episode with someone who could use a little extra kindness today.Because kindness is timeless—and love changes everything.Listen & Subscribe:If this episode resonates, be sure to follow Love Drops and share it with someone who's stepping into their next chapter.
Africa once again has an Ebola outbreak. At this point, it is centered in the so-called Greak Lakes region, with the largest number of cases in the Democratic Republic of the Congo. Uganda has also seen several cases. Sadly this is not new news. But it takes place in the context of a weakened World Health Organization, with the US withdrawal, and a stark memory of the Covid outbreaks. It also is exacerbated by the shuttering of USAID and severe cuts in health funding from the Trump Administration. The United States is insisting that any American that tests positive for the virus would be treated outside of the country, provoking protests in East Africa such as in Kenya. So is the Ebola outbreak a potential pandemic? What has been the most effective means to treat these kinds of outbreaks. And how does it influence the current intense discourses about health care delivery and wellness in the United States. [ dur: 58mins. ] Heather Wipfli is Professor and Clark Leadership Chair in Global Health at the University of Maryland. She is the co-author of Investigating global mental health: Contributions from political science and Network influences on policy implementation: Evidence from a global health treaty. And she has extensive experience in Uganda. Lawrence Gostin is Faculty Director of the O'Neill Institute for National and Global Health Law and is the Founding O'Neill Chair in Global Health Law at Georgetown Law. He is the co-editor of Global Health Security: A Blueprint for the Future and Global Health Law & Policy: Ensuring Justice for a Healthier World (2023). And he is working with the WHO and the Intergovernmental Negotiation Body (INB) to draft a Pandemic Treaty. His opinion posted in Washington Post titled – “Don’t tell Trump, but the U.S. is still a WHO member” and in The Hill where he co-authored “America's wrong and unlawful response to Ebola must pivot“. Amesha Adalja, Senior Scholar at the Johns Hopkins Center for Health Security, an Adjunct Assistant Professor at the Johns Hopkins Bloomberg School of Public Health. He is the author of Recognition and Management of Infectious Bio-threats and Emerging Pathogens and AI and the Future of Medical Countermeasures to Protect Against Biological Threats. He has served on US government panels tasked with developing guidelines for the treatment of plague, botulism, and anthrax in mass casualty settings, the system of care for infectious disease This program is produced by Ankine Aghassian, Doug Becker and Sudd Dongre. Health, Infectious Diseases, Public Health and Safety, Uganda, Democratic Republic of the Congo
Tim Sanderson, Alex Denham and Richard Chen discuss an adviser question regarding unused carry forward concessional contribution amounts displaying on myGov and situations where amounts may not be displaying correctly. Hosted on Acast. See acast.com/privacy for more information.
In this episode, I connect with Professor Sara FL Kirk, with Dalhousie University in Halifax, Nova Scotia, for an in-depth discussion about her research centered on environments that promote healthy, active living, what prompted her to become a safer streets activist, hint: it's the story as we heard from Tom Flood with the Urban Truth Collective, and some of her favorite initiatives she's been involved with there in Halifax.Helpful Links (note that some may include affiliate links to help me support the channel):
•Dr. Paulette Wright is an internationally acclaimed, award-winning Gospel recording artist, author, and actress whose anointed voice has inspired audiences across the globe. A native of New Orleans, Louisiana, Paulette discovered her gift for music at the age of four and has spent decades sharing her powerful, soul-stirring performances with listeners everywhere.•Since the 1970s, Paulette has graced stages worldwide—from Rome, Sicily, Brazil, and Milan to Switzerland, England, and Morocco—where her portrayal of the legendary Mahalia Jackson at the Fed Festival concluded with a standing ovation. Her illustrious career includes a historic performance for the Pope, as well as appearances at renowned conferences, festivals, and cultural celebrations. Paulette has also ministered in song for Rev. Jessie Jackson's PUSH Operation Rainbow Coalition.•In 2024, Paulette signed with Gospo-Fella Entertainment and is currently recording her latest single, Way After Way.Continuing her legacy of powerful, soul-stirring gospel music, this project promises to uplift and inspire audiences everywhere. Paulette's artistic excellence has been honored with an Honorary Doctorate from JKU, the President's Lifetime Achievement Award, and the Black Excellence Award. She is a co-author of the best-selling book Overcomers: Next Level Living and serves as the National Radio Hostess for KYOK 106.5 FM/1140 AM's Powerful Praise Gospel Hour, as well as Hostess of the Powerful Praise Podcast.•Be sure to download her latest single release “WayAfter Way” which is available on all digital outlets.•A “Top Gospel Music Podcast” Badge has been AWARDED from Feedspot which has named Let's Talk: Gospel Music Gold one of the Top 10 Gospel Music Podcasts on the web! •LET'S TALK: GOSPEL MUSIC GOLD RADIO SHOW AIRS EVERY SATURDAY 9:00 AM CST / 10:00 AM EST ON WMRM-DBINTERNET RADIO STATION AND WJRG RADIO INTERNET RADIO STATION 12:00 PM EST / 11:00 AM CST •There is a Let's Talk: Gospel Music Gold Facebookpage ( @LetsTalk2GMG ) where all episodes are posted as well. •The Podcast and Radio shows are heard anywhere in theWorld on the Internet! •ANSONIA'S BOOK RELEASES•“Legacy of James C. Chambers And his Contributions to Gospel Music History”•"If We Can Do It, You Can Too!"•"Molding a Black Princess" Order Information https://www.unsungvoicesbooks.com/asmithgibbs
About Face is Episode 3, of Season 4, Songs In The Night. Kathleen shares her newly recorded song “I Belong To You” along with reflections about the true meaning belonging to God through an about face walk.Please subscribe so you can be notified when the next episode is available.* Obtain Kathleen's music downloads at KathleenFowle.com (kathleenfowle.com)* Contributions are needed: Buy Me A Coffee (buymeacoffee.com/katsmusic) (thanks!). or Paypal.me/katsmusic* Newsletter: SubscribePage.io/KFM. (https://subscribepage.io/KFM)Song: I Belong To You. Download the full song at kathleenfowle.bandcamp.comScripture: 2 Chronicles 29; Romans 12.All music and content ℗©Two by Two Express (ASCAP) All Rights Reserved. International Copyright Secured. Music: I Have Found, I Belong To You. CCLI 7177294 No AI training permitted. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit kathleenfowle.substack.com/subscribe
Life rarely follows a straight path, and midlife often brings unexpected opportunities, challenges, and reinventions. In This Episode, You'll Learn:Why midlife can be a powerful season for reinventionHow to embrace uncertainty during periods of transitionStrategies for balancing personal and professional pivotsThe importance of self-awareness and resilience during changeWays to create alignment between your values and your next chapterHow to move forward with confidence when life doesn't go according to planConnect with Sally Arkell-BolesSubscribe & Reviewhttps://www.sallyarkellboles.comIf you enjoyed this episode, be sure to subscribe to Love Drops Podcast, leave a review, and share it with someone who may be navigating their own midlife pivot.#LoveDropsPodcast #MidlifeTransitions #PersonalGrowth #LifePivot #WomenInMidlife #Resilience #SelfDiscovery #CareerChange #AuthenticLivingListen & Subscribe:If this episode resonates, be sure to follow Love Drops and share it with someone who's stepping into their next chapter.
Talk Python To Me - Python conversations for passionate developers
You wake up, brew the coffee, open GitHub, and there it is. Another pull request on your open source project. Thirteen thousand lines added. No issue filed first. No discussion. Just "here, please review this for me." Over the past year, GitHub activity has spiked roughly twelve times in a few short months, and a huge chunk of that signal is landing on the same small group of maintainers who were already stretched thin. The curl bug bounty got buried under AI-generated noise. Jazzband, the home of Django classics like pip-tools and the Django debug toolbar, hit what its maintainer called an "apocalypse" and started sunsetting. Even CPython just shipped fresh guidelines on AI-assisted contributions this week. So what does all of this actually look like from the receiving end of the pull request? On this episode, Paolo Melchiorre joins us to tell that story from inside the maintainer's chair. Paolo is a director of the Django Software Foundation, an organizer of PyCon Italy, a Django Girls coach, and he has spent the past year carefully collecting examples of how AI is reshaping open source contributions. The good, the bad, and the extra fingers. We dig into his PyCon US talk on AI-assisted contributions and maintainer load, why AI is best understood as an amplifier rather than a new kind of contributor, the wildly different policies across 86 open source foundations, whether projects banning AI today are reacting to last year's models. Episode sponsors AgentField AI Talk Python Courses Links from the show Guest Paolo Melchiorre: github.com DSF: www.djangoproject.com djangonaut-space: djangonaut.space PyCon Italia: 2026.pycon.it uDjango: github.com My PyCon US 2026 post: www.paulox.net AI-Assisted Contributions and Maintainer Load: www.paulox.net Senior Engineer Tries Vibe Coding: www.youtube.com Code Rabbit AI PR Reviews: www.coderabbit.ai GitHub Usage Graphs: github.blog Update on CPython's AI Policies: fosstodon.org High-Quality Chaos from Curl: daniel.haxx.se The Generative AI Policy Landscape in Open Source: redmonk.com Watch this episode on YouTube: youtube.com Episode #550 deep-dive: talkpython.fm/550 Episode transcripts: talkpython.fm Theme Song: Developer Rap
New York City is on the cutting edge of many amazing "Streets Are For People" initiatives, and Open Plans is increasingly front and center in this movement with campaigns such as School Streets, Low Traffic Neighborhoods (LTNs), Public Space Management, Intersection Daylighting, and many more. In this episode, I connect with Sara Lind, Co-Executive Director of Open Plans, to discuss the projects they are working on and their universal applicability to car-centric cities worldwide.Helpful Links (note that some may include affiliate links to help me support the channel):
Send us Fan MailJoe Warpeha, candidate for Vice President, answers questions submitted by voting members of the USA Powerlifting National Governing Board (NGB) in advance of the Vice Presidential election on June 15, 2026.Joe Warpeha VP Letter of Intent: https://drive.google.com/file/d/10xpc...Joe Warpeha USA Powerlifting Resume: https://drive.google.com/file/d/18Lft...This video may be shared with anyone but election rules state USA Powerlifting affiliated accounts may not be used to endorse candidates for elections. This includes sharing or reposting on USA Powerlifting affiliated social media accounts.00:00 - Introduction04:25 - Question #1: Presence/availability at national meets12:25 - Question #2: Working/communicating with committees19:42 - Question #3: Contributions as an innovator22:43 - Question #3, Part 1: First-ever raw meet in state25:32 - Question #3. Part 2: First-ever local women's meet29:45 - Question #3, Part 3: First-ever HS meet in state30:57 - Question #3, Part 4: Creation of state website and FB page32:39 - Question #3, Part 5: First to propose QTs for Raw Nationals35:16 - Question #3, Part 6: Rulebook overhaul41:43 - Question #3, Part 7: Other technical/referee innovations48:06 - Question #3, Part 8: History of powerlifting article50:37 - Comment #1: Facilitating state and committee chair input58:40 - ClosingTeam Rohr Powerlifting100% Individualized Programming, Meet Day Preparation and Live Virtual CoachingJoin the Team Rohr Training App!Proven Powerlifting Programming Use code PLBALLADSPODCAST for 25% OFF of your 1st month!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the showJoin our GroupMe!Follow/Direct Message us @PLBalladsPodcast on Instagram & FacebookEmail us at PLBalladsPodcast@gmail.comMore Information about the Podcast: https://solo.to/plballadspodcastThe Powerlifting & Power Ballads Podcast is co-hosted by Josh Rohr and Lara Sturm and sponsored by Team Rohr Powerlifting - for all of your powerlifting coaching and meet day handling needs. The podcast covers Georgia Powerlifting information as well as National Powerlifting news. One of our more popular segments is music, specifically 80's music and Power Ballads.
Now let's talk about some reasons why you would seriously consider stopping contributions so close to retirement.
Chinese Foreign Minister Wang Yi has highlighted the country's contributions to the United Nations. Wang said China has promoted peace talks during global conflicts and supported development efforts.
•Cody Malek Mazie is a Chicago-based educator, choir director, and visionary with a lifelong immersion in music. His journey began at age five at Rock of Ages Baptist Church, where he directed his first song, "Shabach," alongside his children's choir director, Sis. Olivia Young.•A founding member of Deitrick Haddon's LXW Chicago, Cody has served in leadership roles within Rock of Ages Baptist Church, Greater Harvest Missionary Baptist Church, and as director of the Rise Up Youth Organization Chorale. His musicality was further refined through extensive coursework in music theory and his tenure with the Grammy-nominated Winston-Salem State University Choir (the "Singing Rams") under the direction of Maestra D'Walla Simmons-Burke. Having shared the stage with legends such as Fred Hammond and Bishop Hezekiah Walker, Cody is currently the founder and artistic director of a sacred music collective and community impact organization launching Fall 2026, dedicated to sharing God's love through high-caliber choral performance and community service.•A “Top Gospel Music Podcast” Badge has been AWARDED from Feedspot which has named Let's Talk: Gospel Music Gold one of the Top 10 Gospel Music Podcasts on the web! •LET'S TALK: GOSPEL MUSIC GOLD RADIO SHOW AIRS EVERY SATURDAY 9:00 AM CST / 10:00 AM EST ON WMRM-DBINTERNET RADIO STATION AND WJRG RADIO INTERNET RADIO STATION 12:00 PM EST / 11:00 AM CST •There is a Let's Talk: Gospel Music Gold Facebook page ( @LetsTalk2GMG ) where all episodes are posted as well. •The Podcast and Radio shows are heard anywhere in the World on the Internet! •ANSONIA'S BOOK RELEASES•"If We Can Do It, You Can Too!"•“Legacy of James C. Chambers And his Contributions to Gospel Music History”•"Molding a Black Princess"Order Information https://www.unsungvoicesbooks.com/asmithgibbs
In this episode of Love Drops, we're joined by Colin Parsons of Vantage Point for a grounded and thought-provoking conversation about navigating transition, releasing control, and creating space for new possibilities to emerge.Colin shares insights from his work helping individuals and organizations move through uncertainty with intention. Together, we explore how the urge to force outcomes can actually block growth, and why learning to pause, listen, and trust the unfolding process is often the more powerful path forward.This conversation dives into the tension between ambition and surrender, offering practical ways to stay engaged with your goals while remaining open to unexpected directions. Whether you're at a crossroads, feeling stuck, or sensing that something new is trying to take shape in your life, this episode offers a fresh perspective on how to meet that moment.Key Takeaway:Sometimes the most important step forward isn't pushing harder—it's making room. Allowing for “the next” requires trust, awareness, and a willingness to loosen your grip on certainty.Connect with Colin Parsons:Learn more about Colin's work with Vantage Point and his approach to leadership, growth, and transformation.Vantage Point Conversations - YouTubeListen & Subscribe:If this episode resonates, be sure to follow Love Drops and share it with someone who's stepping into their next chapter.
In this episode, I connect with Ashton Rohmer, a doctoral candidate in Peace and Conflict Resolution studies, who is examining Car Supremacy and our societal acceptance of vehicular violence through her research on the ideology of car supremacy and on reimagining streets as sites of care and community. She challenges us to imagine more peaceful streets for everyone.Helpful Links (note that some may include affiliate links to help me support the channel):
ReferencesFront. Endocrinol., 2019. 02 July Sec. Molecular and Structural Endocrinology Volume 10 -J Cell Physiol. 2026 May;241(5):e70190Thromb Haemost.2009 Sep;102(3):544–554.Guerra, DJ. 2026.Unpublished LecturesCahn and Heusen. 1957. All The Way Frank Sinatrahttps://open.spotify.com/track/7fanCwOck16J9MPJ3SR39P?si=df1d1051137648f4Dvorak, A. 1983. American String Quintet 3. E Flat Major OP.97https://music.youtube.com/watch?v=cip5TJ7H4jg&si=kOTQNlmy93LDJNvL
This week (May 18th to 24th) is National Volunteer Week. This year's theme is "Your Year to Volunteer." It celebrates the contributions of volunteers and encourages more people to participate in volunteer activities. - 今週(5月18日から24日まで)は、全国ボランティア週間です。 今年のテーマは「あなたのボランティアの年」です。 ボランティアの貢献を称え、より多くの人々にボランティア活動への参加を呼びかけています。
The Watership Down Podcast is intended for listeners who are familiar with the plot. There will be spoilers. This episode is scripted, narrated, recorded and edited by Newell Fisher. Contributions to upcoming episode: thewatershipdownpodcast@outlook.com PUT FIVER ON THE FIVER PETITION: https://www.change.org/Put_Fiver_on_the_Fiver NEW RSS.COM FEED: https://media.rss.com/thewatershipdownpodcast/feed.xmlOTHER LINKS: With thanks to Andrew Stevens: 'Understanding Comics: The Hidden Art' by Scott McCloud: https://www.scottmccloud.com/2-print/1-uc/ Bob Cropman's website: https://watershipdownonline.co.uk/ Awards for the graphic novel:https://www.instagram.com/p/C97CumNRDA7/?igsh=dzJvZWtqN2oyOHdz https://www.instagram.com/p/DO5P__NjWTM/?igsh=MWdrb3o2bGs3emJ3cA== CONTACTS AND SOCIAL MEDIA: Email: thewatershipdownpodcast@outlook.com Social media: YouTube channel:https://youtube.com/@thewatershipdownpodcast?si=YW8NfnuwYuyOWhPV Facebook page:https://www.facebook.com/thewatershipdownpodcast The Watership Down Podcast Honeycomb on Facebook:https://www.facebook.com/groups/468458781496287/?ref=share Instagram:https://www.instagram.com/thewatershipdownpodcast?igsh=MWtlNjR5MDNrNGZzdw== Threads:https://www.threads.net/@thewatershipdownpodcast Bluesky:https://bsky.app/profile/watershipdpodcast.bsky.social Past charity appeals: Rabbit Welfare Association and Fund website:https://rabbitwelfare.co.uk/
#DrKenyattaCavil #SportsLab #HBCUsports"Inside the HBCU Sports Lab" episode 816 with Doc, Charles, and AD Drew discussing HBCU news and sports.Bethune-Cookman Baseball Head Coach Johnny Hernandez joins the show during the second segment.00:00 - Intro - a look around the HBCU sports landscape.05:05 - Jackson State Athletics won SWAC Commissioner's Cup08:02 - SIAC Returns to Macon for 2026 Football Media Day09:57 - NAACP now targeting college athletics over voting rights from HBCUGameday.com12:55 - HBCUs will get paid collective $6.9 million to play against FBS opponents in '26 from HBCUSports.com22:04 - Howard Closes Out Historic Weekend with Fifth Straight MEAC Championship from MEACSports.com 22:59 - 1st commercial break25:52 - Second segment -- Dr. Cavil's 2025-2026 HBCU Mid-Major Division Softball Poll Rankings – Week 1033:17 - B-C Baseball Head Coach Johnny Hernandez joins the show42:58 - Final thoughts on Bethune-Cookman Baseball's winning back-to-back SWAC Regular season titles47:05 - 2nd commercial break49:59 - Third segment -- Dr. Cavil's 2025-2026 HBCU Major Division Softball Poll Rankings – Week 1057:50 - 3rd commercial break01:01:10 - Dr. Cavil's 2025-2026 HBCU Mid-Major Division Baseball Poll Rankings – Week 1001:07:25 - 4th commercial break01:08:48 - Coach Johnny Hernandez rejoins the show -- after receiving SWAC Baseball honors01:22:31 - Final commercial break01:24:12 - SWAC Baseball Tournament discussion01:36:20 - Conclusion@InsidetheHBCUSportsLab on Facebook Live and Spreaker.Contributions welcome at CashApp $JafusCavil
No matter how you feel about Trump - hate him, love him, or if you're among the 12 Americans who are totally indifferent to him, the new Trump accounts for kids are an incredible savings opportunity, and one that you don't want to pass up if you have minor children or grandchildren. And if that child is eligible for the $1,000 seed contribution because they were born between 2025-2028, then it's definitely a no brainer. About 5 million Americans have already signed up for these accounts, and I will be enrolling all 5 of my own children before they go live on July 4th. And enjoying the free $1000 of seed money for baby number 5, arriving in June. So in this week's podcast, I'll be breaking down the key things you need to know about Trump accounts: Who can and should sign up & fund these accounts Why I like them better than other types of savings and investment accounts for kids How to sign up Investment options How to turn these accounts into millions for your kids or grandkids in retirement
•David Fraizer has been involved in music ministry for over four decades and has written and recorded over 100 songs with various Gospel artists. David's music has been found on numerous Grammy, Stellar and Dove awardwinning recordings. The L.A. Times recently called David Frazier “One of Gospel music's most successful and consistent songwriters.”•David has written over twenty-six songs for Bishop Hezekiah Walker's Love Fellowship Choir over a span of eleven albums and twenty-five plus years. “Making Covenant People Music”•Acclaimed songwriter David Frazier returnswith an inspiring single, "Finish With The Victory," asoul-stirring anthem about perseverance, faith, and triumph. Known for his heartfelt lyrics and deeply rooted spiritual messages, David has built a reputation for crafting songs that resonate across generations. With "Finish With The Victory," he delivers a timely reminder that no matter the obstacles faced, victory is assured for those who remain steadfast in faith.•“Choir music is here and has never left," says David. “Finish With the Victory is an old school choir tune with a devotional service feel."•David has been nominated for two “Song of the Year” Stellar awards, one “Traditional Song of the Year” Dove award and in 2021, David was nominated for two “ Best Gospel Song Performance ” Grammy Awards for his songs “ I Need You To Survive “ recorded by Hezekiah Walker and The Love Fellowship Choir and “ Release “ recorded by Ricky Dillard & New G.•His latest single release “Finish With The Victory!” is available on all digital outlets.•A “Top Gospel Music Podcast” Badge has been AWARDED from Feedspot which has named Let'sTalk: Gospel Music Gold one of the Top 10 Gospel Music Podcasts on the web! •LET'S TALK: GOSPEL MUSIC GOLD RADIO SHOW AIRS EVERY SATURDAY 9:00 AM CST / 10:00 AM EST ON WMRM-DB INTERNET RADIO STATION AND WJRG RADIO INTERNET RADIO STATION 12:00 PM EST / 11:00 AM CST •There is a Let's Talk: Gospel Music Gold Facebookpage ( @LetsTalk2GMG ) where all episodes are posted as well. •The Podcast and Radio shows are heard anywhere in the World on the Internet! •ANSONIA'S BOOK RELEASES•"If We Can Do It, You Can Too!"•“Legacy of James C. Chambers And his Contributions to Gospel Music History”•"Molding a Black Princess"Order Information https://www.unsungvoicesbooks.com/asmithgibbs
Love Drops Podcast – Episode: Love is Love with Catherine DuncanIn this heartfelt and expansive episode of Love Drops Podcast, we welcome spiritual teacher, author, and resilience guide Catherine Duncan for a powerful conversation about the many dimensions of love. Together, we explore what it truly means to embody the idea that love is love—beyond labels, expectations, and limitations.Catherine shares her personal journey through loss, healing, and transformation, offering deep insights into how love can be both a grounding force and a catalyst for growth. We talk about self-love, unconditional love, and the courage it takes to live authentically in a world that often asks us to fit into boxes.This episode is an invitation to soften, open your heart, and reconnect with love in its purest form—whether in your relationships, your purpose, or your inner world.In this episode, we explore:What “love is love” really means in everyday lifeHealing through grief and rediscovering connectionThe role of self-love in living authenticallyLetting go of fear, judgment, and limitationPractices to cultivate compassion and presenceListen in and reconnect with the truth that love—at its core—is limitless.Connect with Catherine Duncan: https://www.catherineduncan.org
#DrKenyattaCavil #SportsLab #HBCUsports"Inside the HBCU Sports Lab" episode 815 with Doc, Charles, AD Drew, and Bryan Fulford discussing HBCU news and sports.Special guest Andre Payne joins the show during the third segment.00:00 - Intro - a look around the HBCU sports landscape.04:37 - Rest in Power, Mr. Charlie Neal17:23 - 1st commercial break20:54 - Second segment -- SWAC Baseball update including UAPB 8-6 win at Jackson State22:55 - Dr. Cavil's 2025-2026 HBCU Mid-Major Division Baseball Poll Rankings – Week 930:52 - New SWAC Baseball update: FAMU defeated Texas Southern, 4-2.32:15 - 2nd commercial break35:06 - Third segment -- More SWAC Baseball updates36:09 - Dr. Cavil's 2025-2026 HBCU Major Division Baseball Poll Rankings – Week 946:26 - 3rd commercial break49:50 - Special guest Andre Payne, Talladega AD and WBB Head Coach, joins the show01:06_57 - 4th commercial break01:08:41 - Final segment - SWAC Baseball results01:10:22 - ConclusionTOPICSHBCU and broadcast legend Charlie Neal passes awaySWAC BaseballDR. CAVIL'S INSIDE THE HBCU HUDDLE REPORT HOUSTON– Dr. Cavil's 2025-2026 HBCU Mid-Major Division Baseball Poll Rankings – Week 9 DR. CAVIL'S INSIDE THE HBCU HUDDLE REPORT HOUSTON– Dr. Cavil's 2025-2026 HBCU Major Division Baseball Poll Rankings – Week 9 Special guest Andre Payne, Talladega Director of Athletics and WBB Head Coach.@InsidetheHBCUSportsLab on Facebook Live and Spreaker.Contributions welcome at CashApp $JafusCavil
#DrKenyattaCavil #SportsLab #HBCUsports"Inside the HBCU Sports Lab" episode 814 with David L. Rhodes and Tariq Wilson discussing HBCU Division 2 and Independent news and sports on the Indy Report.00:00 - Intro - 02:39 - Rest in Power, Charlie Neal.04:05 - Discussing the HBCUGo tv schedule10:20 - NC A&T - NC State canceled baseball game 13:30 - 1st commercial break16:49 - HBCU Track and Field23:17 - HBCU Softball24:54 - S.C.O.R.E. Act and discussion about HBCU long distance runners34:55 - MEAC and SWAC should NOT merge 38:38 - When more college athletes start sitting out tournaments, bowl games, etc...39:15 - Conclusion@InsidetheHBCUSportsLab on Facebook Live and Spreaker.Contributions welcome at CashApp $JafusCavil
In this episode, I connect with Professor Michael Pollack for a deep dive into his fabulous new book Sidewalk Nation: The Life and Law of America's Most Overlooked Resource. Helpful Links (note that some may include affiliate links to help me support the channel):
#DrKenyattaCavil #SportsLab #HBCUsports"Inside the HBCU Sports Lab" episode 813 with Doc and AD Drew discussing HBCU news and sports.Charles Bishop joins the show during the third segment.00:00 - Intro - a look around the HBCU sports landscape.03:30 - Florida A&M Claims First SWAC Softball Tournament Title09:15 - Howard Defends Crown, Wins 2026 MEAC Softball Championship12:30 - PGA Works Championship17:29 - MEAC Weekly Softball Honors10:38 - HBCU Division 2 softball matchups15:16 - 1st commercial break19:17 - Second segment -- Dr. Cavil's 2025-2026 HBCU Mid-Major Division Softball Poll Rankings – Week 929:10 - 2nd commercial break35:41 - Third segment -- Dr. Cavil's 2025-2026 HBCU Major Division Softball Poll Rankings – Week 951:46 - 3rd commercial break55:03 - SWAC Softball Championship game and SWAC Tournament controversy55:55 - SWAC Baseball standings01:06:30 - NAIA Baseball Tournament is underway01:09:43 - Conclusion@InsidetheHBCUSportsLab on Facebook Live and Spreaker.Contributions welcome at CashApp $JafusCavil
Love Drops Podcast – Episode: Mom Like a Boss with Brittany Abelson, Founder of Abelson BeautyIn this empowering episode of Love Drops Podcast, we sit down with Brittany Abelson—entrepreneur, beauty founder, and mom—who's redefining what it means to build a business while raising a family.Brittany shares the real story behind launching Abelson Beauty, from early inspiration to navigating the challenges of entrepreneurship as a mother. She opens up about balancing ambition with presence, managing the mental load, and letting go of perfection in both business and motherhood.This conversation dives into:What it truly means to be a “mom like a boss”The mindset shifts that helped Brittany grow her brandBehind-the-scenes realities of building a beauty companyHow motherhood shaped her leadership and prioritiesPractical advice for women pursuing business dreams while raising kidsWhether you're a mom, entrepreneur, or someone chasing a vision of your own, this episode offers honest insights and grounded inspiration to help you move forward with confidence.Tune in for a refreshing, no-fluff conversation about building, balancing, and becoming.Connect with Brittany:Learn more about Abelson Beauty and follow Brittany's journey for more inspiration and behind-the-scenes moments. https://www.abelsonbeauty.comIf you loved this episode:Share it with a fellow mom or entrepreneur, and don't forget to subscribe, rate, and review Love Drops Podcast.
The last year has seen the U.S. labor market enter a challenging position. Layoffs at major companies like Amazon, Microsoft and Verizon have put more people out of work while costs of living are rising. The fashion industry wasn't spared. Saks Global is laying off 16% of its workforce, and other major fashion brands, like H&M and Nike, have made staff cuts. For people just entering the fashion industry, it's a daunting proposition. On this week's Glossy Podcast, senior fashion reporter Danny Parisi spoke with Keith Fraley, a professor of fashion business management, about the challenges facing new graduates and others seeking entry-level roles in the fashion industry. One of the biggest changes Fraley has seen is that the training period for new employees is much shorter than it used to be. "The businesses are expecting immediate contribution from their new hires," Fraley said. "And before you can contribute, you need to show that you know what the job entails, that you understand how the business makes money, because they want to see people making an impact in their role relatively quickly after they're hired." Fraley has seen far more students who are interested in the creative side of the business, including design and product development, taking more business-oriented classes. That reflects a shift in the labor market, where more applicants are competing for fewer openings and need more ways to demonstrate their value and versatility. One of the most pressing concerns in fashion employment is AI. A recent Vogue Busines survey of 300 current and aspiring fashion workers found that only 32% of students feel positive about the role that AI will play in their careers. Most believe that AI will further reduce the number of available jobs. Fraley was more optimistic, while acknowledging the concern. "Repetitive tasks, basic analysis might be automated," Fraley said. "But that will just increase demand for strategic thinking and creative interpretation. I don't think AI will replace many fashion roles, but it will certainly reshape them."
In this episode, I welcome back my good friend and colleague, Chris Bruntlett, International Relations Manager with the Dutch Cycling Embassy, for a follow-up discussion about the resurgence of everyday cycling culture and cycling infrastructure as an official policy in a variety of cities across China.Helpful Links (note that some may include affiliate links to help me support the channel):
#DrKenyattaCavil #SportsLab #HBCUsports"Inside the HBCU Sports Lab" episode 812 with Doc, Charles, and AD Drew discussing HBCU news and sports.00:00 - Intro - a look around the HBCU sports landscape.02:37 - Rest in power05:30 - HBCU Go announces 2026 Football broadcast schedule09:05 - HBCU Softball Tournament updates13:00 - J.R. Smith set to graduate from NC A&T14:10 - HBCU coach, AD willing to pay to host D1 programs from HBCUGameday.com16:09 - Shout out to Charles Evans16:38 - 1st commercial break21:18 - Second segment -- Dr. Cavil's 2025-2026 HBCU Mid-Major Division Baseball Poll Rankings – Week 831:47 - 2nd commercial break35:02 - Third segment -- 37:24 - Dr. Cavil's 2025-2026 HBCU Major Division Baseball Poll Rankings – Week 849:27 - 3rd commercial break52:49 - Final segment53:45 - Look ahead to this weekend's SWAC Baseball match-ups01:03:14 - NCAA Men's and Women's D1 Basketball Tournaments expand to 76 teams 01:11:05 - Conclusion@InsidetheHBCUSportsLab on Facebook Live and Spreaker.Contributions welcome at CashApp $JafusCavil
On this episode of On the Aisle, host Tom Alvarez sits down with acclaimed composer, lyricist, and playwright Adam Gwon for an in-depth conversation about his Off-Broadway musical All the World's a Stage and its upcoming cast album. Gwon shares how the show grew out of his reflections during the pandemic and explores themes of identity, mentorship, and the power of art to represent marginalized voices. The two discuss Gwon's creative journey from Baltimore to NYU and beyond, his early love of piano and theater, his experiences working with Roundabout Theatre Company, and the influence of artists like Audra McDonald. Blending personal stories, humor, and thoughtful commentary on the state of musical theater today, the interview offers an intimate look at one of contemporary theater's most heartfelt voices.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Learn what 2026 grads could borrow for college and how solo 401(k) contributions can build retirement wealth. How much could it cost to go to college in 2026, and is a four-year degree still a smart financial move? Hosts Sean Pyles, CFP®, and Elizabeth Ayoola dig into a new NerdWallet analysis of federal data with senior news writer Anna Helhoski and NerdWallet data writer Erin El Issa. They explore why most Americans say the federal student loan system feels broken even as they still see college as worthwhile, the rising appeal of the trades, how AI is shifting the way teens think about majors and careers, and what new borrowers could expect from the federal repayment options rolling out July 1. Then, Ryan Sterling, wealth advisor at NerdWallet Wealth Partners, joins Sean and Elizabeth to help answer a listener's question about how to split solo 401(k) contributions between the employer and employee sides of the account to maximize retirement savings. They discuss how solo 401(k)s differ from standard workplace plans, how to think about the contribution split if you also have a W-2 job, when traditional versus Roth contributions could make more sense, how solo 401(k)s stack up against SEP IRAs, the investment flexibility you could gain through a brokerage-based plan, and the common mistakes business owners make when trying to maximize retirement savings. NerdWallet Wealth Partners, LLC is an affiliate of NerdWallet Inc. NerdWallet Wealth Partners is a fiduciary online financial advisor, offering low-cost, comprehensive financial advice and investment management. Learn more at nerdwalletwealthpartners.com/smart Read NerdWallet's 2026 high school grad analysis here: https://www.nerdwallet.com/student-loans/studies/high-school-grad-analysis Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices
"We have seen a transformation between the public sector and the private sector in terms of their relationship. We've seen enormous change in this country." - Guy Battle, CEO of Social Value Portal The U.K. Social Value Act of 2012 requires all public sector buyers to ask suppliers how much their business will contribute to the community if they win the work up for bidding. It has not just become a differentiator among supplier proposals, it has shifted how the government is awarding its contracts. Contributions to social value are now being included in the award process alongside cost and quality. Guy Battle is the CEO of the Social Value Portal, and the author of a recent article published in the Journal of Public Procurement: "Social value as a lever for achieving value for money and community outcomes in procurement." He describes social value as a business's answer to the question: How do you contribute to our environment, support the local community, and bolster the local economy? In this episode of the Art of Supply podcast, Guy discusses social value with Kelly Barner in the context of: The longer term corporate social responsibility (CSR) and environmental, social, and governance (ESG) movement Current regulations, and how they started a shift that has moved beyond compliance What has been required to allow social value to build momentum and achieve scale How public sector policy can drive change across the private sector supply base Links: Guy Battle on LinkedIn JoPP Article: Social value as a lever for achieving value for money and community outcomes in procurement Kelly Barner on LinkedIn Art of Supply LinkedIn newsletter Art of Supply on AOP Subscribe to the Art of Procurement Newsletter
#DrKenyattaCavil #SportsLab #HBCUsports"Inside the HBCU Sports Lab" episode 811 with David L. Rhodes discussing HBCU Division 2 and Independent news and sports on the Indy Report.00:00 - Intro - 02:23 - A look around the HBCU sports landscape -- APR hit SWAC schools06:52 - Cancellation of NC&T - NC State baseball game12:00 - 1st commercial break15:19 - South Carolina State21:17 - David answers questions from the viewers34:30 - SWAC Softball Tournament update39:13 - SWAC Baseball46:33 - Conclusion@InsidetheHBCUSportsLab on Facebook Live and Spreaker.Contributions welcome at CashApp $JafusCavil
#DrKenyattaCavil #SportsLab #HBCUsports"Inside the HBCU Sports Lab" episode 810 with Doc, Charles, and AD Drew discussing HBCU news and sports.00:00 - Intro - a look around the HBCU sports landscape.09:22 - SWAC announces 2026 Softball postseason awards12:30 - PGA Works Championship17:29 - MEAC Weekly Softball Honors18:20 - 2 SWAC Football programs banned from postseason20:52 - 1st commercial break24:00 - Second segment -- Dr. Cavil's 2025-2026 HBCU Mid-Major Division Softball Poll Rankings – Week 832:25 - 2nd commercial break35:41 - Third segment -- Dr. Cavil's 2025-2026 HBCU Major Division Softball Poll Rankings – Week 851:06 - 3rd commercial break54:58 - MEAC Softball Championship update56:05 - SWAC Baseball01:06:30 - HBCU Baseball match-ups this weekend01:11:36 - Conclusion@InsidetheHBCUSportsLab on Facebook Live and Spreaker.Contributions welcome at CashApp $JafusCavil
On this episode, I'm digging into the ins and outs of in-plan Roth conversions. You'll learn what it means to convert pre-tax 401(k) dollars to a Roth 401(k), who is eligible, and why it might make sense for your retirement strategy. I cover the practical steps for making these conversions, and highlight the benefits and drawbacks. I also share a real-life example of how a client navigated her options to maximize her retirement savings. You will want to hear this episode if you are interested in... [00:00] In-plan Roth conversions [01:51] What is an in-plan Roth conversion? [02:38] Eligibility for in-plan Roth conversions [04:48] Real-life story of after-tax contributions in a client's 401(k) [06:07] Convert after-tax contributions plus gains within the 401(k) plan to Roth 401(k) [08:38] Rolling over after-tax contributions and gains to IRAs outside 401(k) [10:21] Preventing funds from sitting in a money market account The In-Plan Roth Conversion An in-plan Roth conversion allows participants to transfer funds from the traditional, pre-tax portion of their 401(k) into the after-tax Roth component of the same plan. This means you're taking money that has not yet been taxed and converting it into money that—after the conversion taxes are paid—will grow and can be withdrawn tax-free in retirement. This strategy is different from Roth IRA conversions, which involve moving money from a traditional IRA into a Roth IRA, often at the same financial institution. In-plan conversions, on the other hand, streamline the process by keeping all assets within your employer-sponsored 401(k), offering simplicity and potentially access to preferred investment options. Who Should Consider an In-Plan Roth Conversion? In-plan Roth conversions can be especially valuable if you anticipate being in a lower tax bracket this year compared to future years, or if you want to build a tax-free income stream for retirement. Additionally, if you already have after-tax contributions in your 401(k), converting those funds can optimize your tax efficiency by ensuring that all future gains are tax-free. Real-Life Example: Amy's Roth Conversion Journey Let's look at the example of "Amy," who worked with me to create a financial plan. Amy had been contributing after-tax money to her General Motors 401(k), accumulating $63,000 in after-tax contributions and $40,000 in gains. Here's how her options played out: In-Plan Roth Conversion: Amy could have converted both her after-tax contributions and the gains to the Roth 401(k). However, the $40,000 in gains would be taxable in the year of conversion, amounting to roughly $10,500 in taxes, or 26%. This would put her on track for approximately $200,000 in Roth assets in 10 years, assuming market growth. Rollover to IRAs: Alternatively, Amy chose to roll her after-tax contributions to a Roth IRA and the gains to a traditional IRA. This strategy avoided immediate taxation on the $40,000 in gains. The after-tax funds would grow tax-free in the Roth IRA, and future conversions of the traditional IRA can be planned according to her tax situation. Amy's example highlights the importance of reviewing your plan's rules, weighing tax implications, and considering your long-term retirement goals. Conversion Best Practices If you have after-tax contributions in your 401(k), now is the time to develop a plan. Consider converting these funds sooner rather than later to maximize the potential for tax-free compounding growth. Some plans allow automated conversions, but others require regular follow-ups with your provider. In-plan Roth conversions can be a powerful tool to improve your retirement outlook. By understanding your plan's rules, analyzing your current and future tax situations, and executing a smart conversion strategy, you can unlock significant tax advantages and peace of mind for your golden years. Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE Fidelity Charles Schwab Vanguard T. Rowe Price Connect With Morrissey Wealth Management www.MorrisseyWealthManagement.com/contact Subscribe to Retire With Ryan
•Courtney Thorpe is a Gospel Recording Artist and Vocal Music Educator, with a BA in Music Business from Berklee College of Music.•She has been a professional vocalist since 2012 and has had many great opportunities singing behind a variety of artists. Y'anna Crawley, Sting, Paul Simon, Micah Stampley, and the late Isaiah D. Thomas, just to name a few. She was afforded the opportunity to go on anEuropean Tour in 2019 with the Harlem Gospel Choir and from there performedwith them on CNN three times as one of the lead/background singers. Courtney's voice can be heard on eight recorded songs as the featured lead vocalist and on over 10 songs as a background vocalist. She is a part of the group Millennials4 Christ and with their blessing she has recently stepped out on Faith to release her first single set to be released in 2026.•For over 15 years she has been a worship leader, choir director and now serves as the associate Pastor of worship and arts at her church. Her love for teaching music grew over the years and in 2019 she officially began teaching private voice lessons. She then went on to join the Expressions Music Academy as a part time voice teacher. This prepared her to take on an amazing opportunity to become a full time Elementary School Vocal Music teacher in 2023.•Along with singing and teaching, she has been helping churches around the DC/MD/VA area enhance their choir and/or worship team's Vocal Skills, and platform Presence. She loves what she does and owes all her success to God and God alone!•Her Single “All Glory” released March 2026 is available on all digital outlets•A “Top Gospel Music Podcast” Badge has been AWARDED from Feedspot which hasnamed Let's Talk: Gospel Music Gold one of the Top 10 Gospel Music Podcasts on the web! •LET'S TALK: GOSPEL MUSIC GOLD RADIO SHOW AIRS EVERY SATURDAY 9:00 AM CST / 10:00 AM EST ON WMRM-DB INTERNET RADIO STATION AND WJRG RADIO INTERNET RADIO STATION 12:00 PM EST / 11:00 AM CST •There is a Let's Talk: Gospel Music Gold Facebook page ( @LetsTalk2GMG ) where all episodes are posted as well. •The Podcast and Radio shows are heard anywhere in the World on the Internet! •ANSONIA'S BOOK RELEASES•"If We Can Do It, You Can Too!"•“Legacy of James C. Chambers And his Contributions to Gospel Music History”•"Molding a Black Princess"Order Information https://www.unsungvoicesbooks.com/asmithgibbs
This week's show covers the sequencing of retirement withdrawals, municipal bonds, backdoor Roth contributions, gifting, and lots more!
What does it take to build hope that outlives us?In this powerful episode of Love Drops, we sit down with Dr. Calvin Lawrence to explore the idea of generational hope—a kind of hope that isn't just personal or immediate, but rooted in legacy, resilience, and long-term transformation. Dr. Lawrence shares insights drawn from his work, research, and lived experience, offering a thoughtful perspective on how individuals and communities can plant seeds today that will flourish for generations to come.Together, we unpack the difference between fleeting optimism and enduring hope, especially in the face of systemic challenges and uncertainty. Dr. Lawrence also discusses the role of leadership, mentorship, and intentional action in shaping a future that is more equitable and compassionate.Whether you're navigating your own challenges or thinking about the impact you want to leave behind, this conversation invites you to think bigger, dig deeper, and act with purpose.In this episode, we cover:What “generational hope” really meansHow to sustain hope during difficult timesThe connection between legacy, leadership, and community impactPractical ways to invest in future generations todayTune in and discover how hope can become a powerful force for change—not just for you, but for those who come after.Connect with Dr. Calvin Lawrence: https://www.calvinlawrencespeaks.net
In March 2012, the FBI surrounded a hurricane-rated steel door in Galveston, Texas. Behind it sat 30 year old Higinio Ochoa, drinking coffee in his boxers, flushing his one-time pad passwords down the toilet before letting federal agents inside. The operation to capture "w0rmer" had finally terminated.The process had initialized years earlier in childhood IRC rooms and 2600 chat channels. Ochoa taught himself to hack on dial-up connections, installing FreeBSD from thirty floppy disks at eleven years old. By his twenties, he was running cameras and internet infrastructure for Occupy Wall Street camps. When he witnessed police beating a woman having a seizure during a raid, something switched. The technical skills pivoted toward purpose.Cabin Crew launched with surgical precision. Ochoa mass-scanned police systems for SQL injections and admin pages, often not knowing which department he'd compromised until crafting the press release. He signed every hack, tagged every defacement, live-tweeted FBI taunts. His girlfriend posed in a bikini outside the Alabama Department of Public Safety holding signs that read "PwN3D by w0rmer" with GPS coordinates embedded in the photo metadata.Today he consults for governments and holds battlefield accommodations from Ukraine. The smooth hands that once broke into Secret Service-designed systems now defend critical infrastructure at levels where people could die if information leaks.TIMSTAMPS00:00 The Early Days of Hacking04:22 From Hobbyist to Activist08:30 The Shift to Purposeful Hacking13:16 The Rise of Cabin Crew17:58 The Psychology of Hacking and Branding21:11 The Origins of Wormer: A Hacker's Journey25:10 The FBI's Approach: How They Caught Me27:50 The Day of Reckoning: My Arrest Experience32:44 Life in the System: Mental Struggles and Adaptations36:18 Navigating Post-Prison Life: Challenges and Restrictions44:40 Navigating Life Post-Incarceration47:27 The Struggles of Redemption51:19 Finding Opportunities in a Stigmatized Field55:23 The Evolution of a Hacker's Journey58:46 Contributions to Information Security01:01:19 Words of Wisdom for Aspiring Hackers01:05:42 The Dream of a Cybersecurity Bar[Higinio “w0rmer” Ochoa – LinkedIn] - https://www.linkedin.com/in/x0hig Professional profile of Higinio Ochoa, a former Anonymous-affiliated hacktivist turned cybersecurity consultant, where he shares insights on security, research, and his work in the industry.[DEF CON Hacker Conference] - https://defcon.org/ One of the world's largest and most influential cybersecurity and hacker conferences, referenced in the episode as a key part of early hacker culture and later professional engagement.[Cybersecurity and Infrastructure Security Agency (CISA)] - https://www.cisa.gov/ A U.S. government agency focused on cybersecurity and infrastructure protection, mentioned in relation to responsible disclosure and ethical hacking initiatives.[Cloudflare] - https://www.cloudflare.com/ A global web infrastructure and cybersecurity company where the guest briefly worked after prison, playing a role in his transition into legitimate security work.[The Pirate Bay] - https://thepiratebay.org/ A well-known file-sharing platform referenced in the discussion about monitored internet usage and security research environments post-release.
In this episode, we dive into the details of the Navahine Settlement with the State of Hawaii Department of Transportation, with Luca Cuniberti, Hawaii Youth Transportation Council member, and Doorae Shin, Navahine Settlement Coordinator with Our Children's Trust.The settlement agreement, which the court has approved, recognizes children's constitutional rights to a life-sustaining climate and mobilizes HDOT to plan and implement transformative changes of Hawaiʻi's transportation system to achieve zero emissions in all ground transportation, and interisland sea and air transportation, by 2045. The court will retain jurisdiction to enforce the agreement for the next 21 years until its terms have been achieved.Navahine v. Hawaiʻi Department of Transportation is the world's first youth-led constitutional climate case addressing climate pollution from the transportation sector. Thirteen youth from across the Hawaiian Islands brought the case in June 2022, asserting their rights to a safe and healthy climate and asking the Hawaiʻi state government to take necessary actions to meet the climate emergency and enable Hawaiʻi's paradigm shift to a climate-safe, zero emissions transportation system. Many of the Navahine plaintiffs are Native Hawaiian youth who are already experiencing climate change harms like sea level rise, drought, floods, and fires, which have threatened their lives and their ability to practice cultural traditions such as kalo farming, fishing, and gathering. (from the Earthjustice article referenced below)Helpful Links (note that some may include affiliate links to help me support the channel):
Guest host Mark Rosinski, CFP®, CPA, RICP®, from Dunes Financial does a "hot topics" episode where he talks about:US Government obligation interest and what to look for on your consolidated 1099 to make sure you properly reflect the state income tax treatment on your tax return ( 9:06 )Understanding and tracking after-tax "basis" in inherited IRAs ( 20:14 )Required Minimum Distribution ("RMD") aggregation rules ( 25:03 )Potentially doubling up contributions to governmental 457 employer retirement plans, and other unique aspects of 457 plans ( 33:27 )Different approaches for investing money during the period where income from working has stopped but Social Security has not yet been started. Options include total return, bond ladders, bucket strategies, and hybrid approaches ( 46:35 )To send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.comLinks in this episode:Mark's company's website - https://www.dunesfinancial.com/Mark's first time on the Retirement Planning Education podcast - #146 – Retirement planner chat, with Mark Rosinski from Dunes FinancialMark's second time on the Retirement Planning Education podcast - #165 - "Hot topics" edition...Andy and Mark Rosinski talk about different withdrawal strategies, rule of 55 distributions, allocating the stock portion of a portfolio and MORE!Andy's YouTube video - IRA after-tax "basis," the pro rata rule and Form 8606Tenon Financial monthly newsletter/blog - Retirement Planning InsightsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com
Dr Peter Kevorkian and Life West: Building the Next Generation of Successful Chiropractors Great chiropractors don't happen by accident, they are built through philosophy, precision, and intentional leadership. Dr. Stephen had the pleasure of sitting down with Dr. Peter Kevorkian, President of Life West Chiropractic College, to unpack what it truly takes to develop chiropractors who are confident, competent, and prepared to succeed. Drawing from decades in practice and leadership, Dr. Kevorkian shares how Life West is redefining chiropractic education through clinical specificity, integrated philosophy, and a commitment to certainty. This episode reveals a clear framework for developing not just graduates, but chiropractors who can lead, communicate, and deliver at the highest level. The result is a compelling vision for the future of chiropractic education, and the role Life West is playing in shaping it. In This Episode You Will: Understand how Life West is redefining chiropractic education through clinical specificity Learn why certainty is the foundation of successful chiropractors Discover how philosophy must be integrated into every aspect of training See how communication and clinical mastery work together to drive impact Clarify what it takes to develop chiropractors who are truly practice-ready Episode Highlights 02:15 - Discover how decades of high-level practice experience now inform a leadership role shaping future chiropractors 04:25 - Understand the shift from personal practice success to developing impact through chiropractic education 06:40 - Recognize the responsibility of educational institutions to perpetuate and strengthen the profession 07:10 - Examine the current challenges in chiropractic education, including declining enrollment and future workforce concerns 08:30 - Reveal how financial support and engagement from practitioners can directly influence the strength of chiropractic schools 10:45 - Differentiate how Life West is prioritizing technical specificity over generalized training approaches 12:10 - Explore how certainty is developed through clinical mastery, not just theoretical understanding 15:20 - Clarify how Life West integrates philosophy into every aspect of its curriculum rather than isolating it 18:15 - Identify how students are trained to think like professionals, not just memorize information 22:30 - Uncover how developing a business mindset early prepares students for real-world success 27:10 - Examine how aligning strengths and roles impacts long-term success for graduating chiropractors 31:45 - Recognize the importance of preparing chiropractors for multiple paths while maintaining clinical excellence 41:41 - Dr. Chris sits down with Dr. Steve Tullius of Success Partner Waitlist Workshops to explore how practices can consistently attract the right patients by leading with education, not promotion. They break down how a proven workshop system fills rooms with high-intent patients, builds trust before the first visit, and positions doctors as specialists in solving complex, meaningful health challenges. When marketing aligns with purpose and communication builds certainty, practices don't just grow—they attract the patients they were meant to serve. Resources Mentioned For further details from Dr Peter Kevorkian's interview, please visit: East Coast Tour Information: https://lifewest.edu/alumni/presidents-receptions Contributions: https://lifewest.edu/give Life West Details: https://lifewest.edu/ Contact Info: pkevorkian@lifewest.edu To learn more about the REM CEO Program, please visit: http://www.theremarkablepractice.com/rem-ceo For more information about Waitlist Workshops please visit: https://waitlistworkshops.com/ Book a Strategy Session with Dr. Pete - https://go.oncehub.com/PodcastPC Prefer to watch? Catch the podcast on YouTube at: https://www.youtube.com/@TheRemarkablePractice1 To listen to more episodes, visit https://theremarkablepractice.com/podcast or follow on your favorite podcast app.
Dr. Stephanie J. Wong and Zhengyu "Z" Huang discuss his new book, "Rethinking China: Challenging Our Economic Assumptions and Opportunities for Lasting Prosperity." Zheng explained that the book was inspired by a desire to address misconceptions about China's economy and explore opportunities for mutual prosperity. He assumed the role of president of the Committee of 100, a non-profit organization founded over 30 years ago by I.M. Pei to promote Chinese-American inclusion in America and enhance U.S.-China relations, working with White House administrations during the COVID-19 pandemic to advocate for safeguarding national security while protecting civil liberties, particularly in response to rising anti-Asian hate and violence. Interview highlights: How stereotypes and data based on assumptions can impact domestic and foreign policy Contributions of Chinese Americans that have positively shaped American society Chinese American History Research Project in the context of US history Need for community engagement and informed discussion about ways to improve national security and US-China relations. This episode was not filmed on government time and is based on personal opinions. ============================================================================== Zhengyu "Z" Huang's bio: Zhengyu "Z" Huang is the former President of the Committee of 100, a nonprofit of prominent Chinese Americans dedicated to advancing constructive US-China relations and promoting Chinese American inclusion. Born in Shanghai and raised in Los Angeles, Huang holds degrees in Industrial Engineering, Economics, and Computer Science from Stanford and an MBA from Harvard. He began his career at Intel, where he led negotiations with the Chinese government on IP and 4G partnerships. He later served as a White House Fellow under President Obama, founded a financial technology firm in Shanghai, and now leads an education-focused investment firm investing in America. A bestselling author of four books, Huang's talks have reached over 50 million people, and his work has been featured in major outlets including CNBC, CNN, and USA Today. He has lived in five countries, traveled to over 90, and remains an avid (if not expert) enthusiast of fifteen sports. ================================================================================== Share, like, and subscribe! For more mental health, entrepreneurship, and entertainment content, Subscribe to our YouTube channel: https://www.youtube.com/channel/UCiaS5_HScsbFOJE5lYrEsxw Follow us: https://www.instagram.com/color_of_success/ https://www.facebook.com/colorofsuccess To purchase Dr. Wong's book: Cancel the Filter: Realities of a Psychologist, Podcaster, and Mother of Color
Most people glance at their balance and move on. Joe Saul-Sehy, OG, Paula Pant, and Jesse Cramer argue that's exactly where the money quietly disappears. This week they go statement by statement, credit card through brokerage, and share what actually deserves your attention and what you can safely ignore.In this episode:The one thing on your credit card statement that trips up even careful spenders, why focusing on your 401k rate of return is the wrong move, the underinsured coverage gap most homeowners and drivers don't know they have, and the tax planning opportunities hiding inside your brokerage account.Biggest takeaways:Sort your credit card transactions highest to lowest. The leak with a comma in it will find you faster than you'll find it.Your 401k contributions matter more than your returns. Contributions are within your control. Returns aren't. Check that your payroll deductions are actually landing in the account, because the IRS does not look kindly on companies that miss that.Check your homeowner's insurance rebuild value every few years. Labor and material costs have changed dramatically. If you bought your policy when you bought your house and never revisited it, there is a good chance you are significantly underinsured.In a taxable brokerage account, understand whether you're holding short-term or long-term gains before you make any moves. The difference in what you'll owe can be substantial.Also in this episode:Jesse Cramer previews an upcoming episode of Personal Finance for Long-Term Investors on why target date funds may be underperforming by more than you think.Resources mentioned:Jesse Cramer's podcast: Personal Finance for Long-Term Investors Paula Pant's podcast: Afford Anything The Stacking Benjamins scorecard: stackingbenjamins.com/scorecard The Vault: stackingbenjamins.com/vaultSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Most people glance at their balance and move on. Joe Saul-Sehy, OG, Paula Pant, and Jesse Cramer argue that's exactly where the money quietly disappears. This week they go statement by statement, credit card through brokerage, and share what actually deserves your attention and what you can safely ignore. In this episode: The one thing on your credit card statement that trips up even careful spenders, why focusing on your 401k rate of return is the wrong move, the underinsured coverage gap most homeowners and drivers don't know they have, and the tax planning opportunities hiding inside your brokerage account. Biggest takeaways: Sort your credit card transactions highest to lowest. The leak with a comma in it will find you faster than you'll find it. Your 401k contributions matter more than your returns. Contributions are within your control. Returns aren't. Check that your payroll deductions are actually landing in the account, because the IRS does not look kindly on companies that miss that. Check your homeowner's insurance rebuild value every few years. Labor and material costs have changed dramatically. If you bought your policy when you bought your house and never revisited it, there is a good chance you are significantly underinsured. In a taxable brokerage account, understand whether you're holding short-term or long-term gains before you make any moves. The difference in what you'll owe can be substantial. Also in this episode: Jesse Cramer previews an upcoming episode of Personal Finance for Long-Term Investors on why target date funds may be underperforming by more than you think. Resources mentioned: Jesse Cramer's podcast: Personal Finance for Long-Term Investors Paula Pant's podcast: Afford Anything The Stacking Benjamins scorecard: stackingbenjamins.com/scorecard The Vault: stackingbenjamins.com/vault Learn more about your ad choices. Visit podcastchoices.com/adchoices
DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing
Quint and Logan breakdown backdoor Roth IRA contributions. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
The Pompey Stone was discovered in the early 1820s, and was believed to be hundreds of years old. It turned out to be a hoax, but a fairly benign one. Research: Barber, John Warner and Henry Howe. “Historical collections of the state of New York : containing a general collection of the most interesting facts, traditions, biographical sketches, anecdotes, &c. relating to its history and antiquities, with geographical descriptions of every township in the state ; illustrated by 230 engravings.” New York : S. Tuttle. 1841. https://archive.org/details/historicalcollec01barbg/ Beauchamp, W.M. “The Pompey Stone.” The American Antiquarian and Oriental Journal April-June 1911: Vol 33 Iss 2. https://archive.org/details/sim_american-antiquarian-and-oriental-journal_april-june-1911_33_2/page/7/ Clark, Joshua Victor Hopkins. “Onondaga, or, Reminiscences of earlier and later times : being a series of historical sketches relative to Onondaga, with notes on the several towns in the county, and Oswego.” Syracuse, N.Y. : Stoddard and Babcock. 1849. https://archive.org/details/onondagaorremini00clar/ Conlon, John Thomas. “The Beginnings of Catholicism in New Netherland.” United States Catholic Historical Society 1933: Vol 23. https://archive.org/details/sim_united-states-catholic-historical-society-records_1933_23/page/171 Crowell, Kathy. “Early Development of the Town of Pompey.” Dwight H. Bruce (ed.), Onondaga's Centennial. Boston History Co., 1896, Vol. I, pp. 595-608; 627-631.. https://onondaga.nygenweb.net/POMPEY/EARLYDEV.HTM Homes, Henry A. “The Pompey (N.Y.) Stone with an Inscription and Date of A.D. ” Transactions of the Oneida Historical Society at Utica. 1881. https://archive.org/details/transactionsofon00onei/page/83/mode/1up Huguenin, Charles A. “The Pompey Stone.” New York Folklore Quarterly. Spring 1958: Vol 14 Iss 1. https://archive.org/details/sim_new-york-folklore-quarterly_spring-1958_14_1/ O’Connor, Thomas F. “An Alleged Spanish Entrada into New York.” Mid-America : an historical review. Chicago, Ill. : Loyola University. 1943. https://archive.org/details/midamericahistor25unse/ “Proceedings of the American Antiquarian Society at the Semi-annual Meeting in Boston, April 29, 1863.” Boston. John Wilson and Son. 1863. Schoolcraft, Henry Rowe. “Notes on the Iroquois, or, Contributions to American history, antiquities, and general ethnology.” Albany : E.H. Pease. 1847. https://archive.org/details/bp_1739112/ Squier, E. G. “Antiquities of the state of New York; being the results of extensive original surveys and explorations, with a supplement on the antiquities of the west.” Buffalo, G. H. Derby. 1851. https://archive.org/details/antiquitiesofsta00squi/ “The Pompey Stone.” Harper's Weekly 1879-12-20: Vol 23 Iss 1199. https://archive.org/details/sim_harpers-weekly_harpers-weekly_1879-12-20_23_1199/page/983/mode/1up See omnystudio.com/listener for privacy information.