Podcasts about contributions

In this episode of Speak the Truth, Michael discuss the topic of burnout among counselors, particularly those dealing with trauma cases. Joined by recurring guest Beth Claes, they explore how burnout can manifest, the personal and professional factors that contribute to it, and effective strategies for prevention. Beth shares her personal experiences with burnout, the importance of recognizing red flags, and the critical role of self-care and spiritual refuge. The conversation also delves into practical advice for counselors on maintaining a healthy soul and seeking support before reaching a tipping point.00:00 Introduction to the Podcast00:20 Guest Introduction and Topic Overview00:44 Beth's Personal Experience with Burnout03:18 Defining Burnout and Its Symptoms04:34 Contributions to Burnout in Counseling08:20 Recognizing and Addressing Burnout15:12 Steps to Avoid Burnout19:50 Final Thoughts and Encouragement

In this on-bike interview, I connect with Ryan Short, founder of CivicBrand, for a tour around Boulder while we discuss his new book, The Civic Brand: The Power and Responsibility of Place.Helpful Links (note that some may include affiliate links to help me support the channel):

In this episode of Dakota Datebook, we'll hear Alex DeCoteau, educator and enrolled Member of the Turtle Mountain Band of Chippewa, share his insight into exactly what it is that Native Americans have contributed to the United States.

- Interview with Tom Luongo on Trump's Global Strategy (0:11) - Greenland's Preference for Denmark (3:55) - Trump's Response to Greenland's Independence (9:26) - Trump's Encouragement of Iranian Insurgency (11:58) - Economic and Political Concerns (15:23) - The Global Free-for-All Era (19:45) - Challenges for the U.S. and Trump (25:18) - The Role of Vote Fraud and Military Intervention (36:51) - The Human Brain as a Mobile Processor (39:19) - The Future of AI and Human Replacement (47:06) - DeepSea Version 4 and Cloud Code Issues (1:19:31) - China's Technological Advancements and US Companies' Response (1:30:09) - Trump's Policies and Their Impact on the US (1:33:59) - Tom Luongo's Analysis of Global Politics and Trump's Strategy (1:40:12) - Trump's International Moves and Their Implications (1:45:16) - Trump's Economic Policies and Their Impact on the US Economy (2:19:35) - Trump's Efforts to Address Corruption and Fraud (2:26:10) - The Role of the Supreme Court and Legal Limits (2:30:51) - The Future of American Politics and Society (2:31:04) - The Importance of Addressing Systemic Issues (2:35:52) - Trump's Support Base and Voter Integrity (2:36:11) - Voter Roll Cleanup and Voter Integrity Legislation (2:40:35) - Critique of Polling Data and Predictive Models (2:41:45) - Potential for a National Emergency and Military Involvement (2:46:37) - Democrats' Strategy and Globalist Agenda (2:50:09) - Tom Luongo's Background and Contributions (2:51:53) For more updates, visit: http://www.brighteon.com/channel/hrreport  NaturalNews videos would not be possible without you, as always we remain passionately dedicated to our mission of educating people all over the world on the subject of natural healing remedies and personal liberty (food freedom, medical freedom, the freedom of speech, etc.). Together, we're helping create a better world, with more honest food labeling, reduced chemical contamination, the avoidance of toxic heavy metals and vastly increased scientific transparency. ▶️ Every dollar you spend at the Health Ranger Store goes toward helping us achieve important science and content goals for humanity: https://www.healthrangerstore.com/ ▶️ Sign Up For Our Newsletter: https://www.naturalnews.com/Readerregistration.html ▶️ Brighteon: https://www.brighteon.com/channels/hrreport ▶️ Join Our Social Network: https://brighteon.social/@HealthRanger ▶️ Check In Stock Products at: https://PrepWithMike.com

•Thomas C. Horton known to fans as “The Soul King”, isa powerful independent singer, songwriter, and producer whose music bridges gospel, soul, and contemporary R&B. With over 100 released songs and a growing global audience, Horton delivers a sound that is both timeless andmodern — rooted in heartfelt emotion, spiritual depth, and authentic storytelling.is a rapidly rising gospel, soul, andinspirational artist, announces a major creative step forward with a new wave of award-level gospel compositions.  Witha reach spanning more than 50 countries and 47 global cities, Horton's unique sound continues to expand internationally.•Recognized for his signature blend of four-part gospel harmony, vocal unity, and modern arrangement excellence, Soul King is building a catalog tailored for top-tier gospel artists and legendary groups.  His latest compositions drawinfluence from classic church foundations while introducing the fresh, royal soul sound that defines his artistry.•“I'm creating music designed for iconic voices,” Horton said. “This season is about excellence, precision, and honoringthe gospel sound.”•A prolific independent artist with 116 released songs, Horton's work merges technical vocal mastery with spiritual depth. His recent streaming rise across SoundCloud, YouTube, and global DSPs reflects growing momentum for his sound.•“He Made A Way” project is available on all digital outlets. EXCLUSIVE RELEASE “I Over Came-By The Name” AVAILABLE NOW!••Send an email to Let's Talk: Gospel Music Gold  sharing your thoughts about this show segment; also, if you have any suggestions of future guests you would like tohear on the show. Send the email to ⁠⁠⁠letstalk2gmg@gmail.com⁠⁠⁠ and become a follower on our Facebook page where all of our shows with links are found.•Awarded a “Top Gospel Music Podcast” Badge from Feedspot which has named Let's Talk: Gospel Music Gold oneof the Top 10 Gospel Music Podcasts on the web! •LET'S TALK: GOSPEL MUSIC GOLD RADIO SHOW AIRS EVERY SATURDAY 9:00 AM CST / 10:00 AM EST ON WMRM-DB INTERNET RADIO STATION  AND WJRG RADIO INTERNET RADIO STATION 12:00 PM EST / 11:00 AM CST •There is a Let's Talk: Gospel Music Gold Facebookpage ( @LetsTalk2GMG ) where all episodes are posted as well.    •The Podcast and Radio shows are heard anywhere in the World on the Internet! •ANSONIA'S BOOK RELEASES•“Legacy of James C. Chambers And his Contributions to Gospel Music History”•"If We Can Do It, You Can Too!" •"Molding a Black Princess"Order Information https://www.unsungvoicesbooks.com/asmithgibbs

Dive into a candid discussion about immigration law and how Hollywood portrays it, featuring immigration attorneys who share their firsthand experiences with DACA and the U.S. immigration system. Learn about common misconceptions, the realities of navigating immigration processes, and personal stories that highlight both challenges and successes within the system. Our guests break down what movies and TV shows get right and wrong about immigration, while sharing their own journeys from DACA recipients to legal professionals helping others through similar paths. Get an authentic perspective on the immigration system from those who've experienced it personally and now work within it professionally. This episode offers unique insights into the complexities of immigration law, the human impact of policies like DACA, and the real stories behind the headlines.From visa processes and legal pathways to common myths and media representation, this discussion covers the full spectrum of immigration experiences in America. Whether you're interested in immigration law, curious about DACA, or want to understand the reality behind Hollywood's portrayal, this conversation provides valuable insights from those who live it every day.#greencard #trump #dacaexperiences #familypetitions #familygreencardpetitions#dacaexperience #advanceparoleexperience #advanceparoletravel #deferredactionforchildhoodarrivals #immigrationCHAPTERS:00:00 - Intro00:40 - What is DACA01:20 - How DACA Benefits You09:58 - Contributions of DACA Recipients14:57 - Recent DACA News17:16 - DACA and Election Pressure21:18 - Staying Updated on Immigration News22:40 - Parole in Place Explained23:30 - Fact-Checking News Stories29:50 - Fictional Characters Representing DACA31:10 - Immigration in Movies32:30 - The Hot Cheetos Movie33:20 - The Amazing Racist Discussion36:58 - Influences on DACA Perspectives40:34 - Life Before DACA41:36 - Sharing Your DACA Status43:20 - Struggles Faced by DACA Recipients46:30 - Misconceptions About DACA48:00 - Resources for Learning About DACA49:57 - Overview of Immigration Processes52:34 - Carlos Has a Baby Face54:36 - Shoutouts

This week's show covers "long degeneracy" that has replaced traditional investing, backdoor roth contributions, ETF's vs. mutual funds, and turning your portfolio into a paycheck.

The 2026 tax season is shaping up to look very different—especially for retirees, near-retirees, and late-career workers. Richard Rosso & Jonathan McCarty break down some major tax changes tied to the "One Big Beautiful Bill" and recent retirement legislation that could materially impact your tax planning strategy. From higher standard deductions and new age-based write-offs to expanded SALT limits, auto-loan interest deductions, and larger 401(k) catch-up contributions, these changes create both opportunities and planning traps. 0:00 - INTRO 0:19 - The Big D in the OBBB 3:52 - Higher Standard Deductions 6:57 - Withholding Adjustments 10:25 - Higher SALT Deduction 12:33 - Automobile Loan Interest Deduction 15:29 - Larger Catch-up Contributions 19:15 - Tipped Workers & Qualifying Jobs 23:15 - To Itemize or Not to Itemize 23:56 - Getting Ready not to File Tax Returns 25:06 - Looking at Roth Options 30:52 - 2026 Economic Summit 33:14 - Roth Conversion Deadlines 35:43 - YouTube Poll Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Jonathan McCarty, CFP Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: https://www.youtube.com/watch?v=5dEwx5cGCZw&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- Watch our previous show, "2026 Market Forecasts: Why Wall Street Gets It Wrong," here: https://www.youtube.com/watch?v=cQA10SrDk3s&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- The latest installment of our new feature, Before the Bell, "Sector Rotation Quietly Begins," is here: https://www.youtube.com/watch?v=l6zc2wXLn5o&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- REGISTER for our 2026 Economic Summit, "The Future of Digital Assets, Artificial Intelligence, and Investing:" https://www.eventbrite.com/e/2026-ria-economic-summit-tickets-1765951641899?aff=oddtdtcreator ------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #2026Taxes #TaxPlanning #RetirementPlanning #IRSUpdates #FinancialEducation

In this episode, I finally connect with Mara Mintzer, co-founder and executive director of Growing Up Boulder, for a conversation about the power of engaging children in community conversations like planning and design that for too long have been left primarily or exclusively to adults. Helpful Links (note that some may include affiliate links to help me support the channel):

My employer recently announced that they will finally be offering a Roth 401(k) option. My plan is to start making Roth contributions. How will this impact my paycheck? Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money LIVE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ "Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

UNDERSTANDING THE NEW TRUMP ACCOUNTS FROM BALTIMORE WASHINGTON FINANCIAL ADVISORS Lawrence M. Post | CPA, MST, CFP®, CIMA® Senior Tax & Planning Advisor, BWFA and Tyler Kluge | CFP®, ChFEB℠, CPWA®, CDFA®, CEPS,  Financial Planner, BWFA About This Episode New “Trump Accounts” have generated a lot of attention and confusion. This episode breaks down what these accounts are, who qualifies, how they work, and why a wait-and-see approach may be appropriate before making long-term planning decisions. Full Description Newly proposed “Trump Accounts” have sparked widespread interest, but many details remain unclear. While headlines have described them as powerful new savings tools for children, the reality is more nuanced and still evolving. In this episode of Healthy, Wealthy & Wise, the discussion walks through what is currently known about Trump Accounts and how they may function once fully implemented. Listeners will learn who qualifies, when accounts can be opened, and how contributions are expected to work under the proposed rules. The episode explains that these accounts are designed to allow savings for children under age 18 without the earned income requirement typically needed for IRAs. Contributions are limited annually, grow tax deferred, and generally cannot be accessed until the child turns 18. At that point, the account begins to function more like a traditional IRA, with taxes and penalties applying under standard rules. The conversation also highlights important limitations and unanswered questions. Custodians have not yet been announced, investment choices appear restricted, and final regulations are still pending. While the government has proposed a one-time starter contribution for certain birth years, families must still decide whether additional contributions align with their goals. Listeners will hear why these accounts may not be the best option for every family. Depending on the intended use of the money, alternatives such as 529 plans, custodial accounts, or Roth IRAs for working minors may offer more flexibility or tax advantages. Rather than rushing to act, this episode emphasizes thoughtful planning. Understanding the purpose of the savings and how funds may be used in the future is critical before committing long-term dollars to a new and evolving account structure. To learn more about how new savings options fit into a broader financial plan, visit BWFA's Financial Planning Services.

Wall Street lore says "As goes the first week, so goes the year"... we will track the market's performance in these first 5 days, and its historical accuracy as a predictor.Today's Stocks & Topics: Innoviz Technologies Ltd. (INVZ), Market Wrap, Mondelez International, Inc. (MDLZ), TETRA Technologies, Inc. (TTI), Bel Fuse Inc. (BELFB), Amphenol Corporation (APH), The "January Barometer", 401k Contributions, Hewlett Packard Enterprise Company (HPE), PayPal Holdings, Inc. (PYPL), Hyatt Hotels Corporation (H), America's Economy, Vanguard International High Dividend Yield Index Fund ETF Shares (VYMI).Our Sponsors:* Check out ClickUp and use my code INVEST for a great deal: https://www.clickup.com* Check out Invest529: https://www.invest529.com* Check out Progressive: https://www.progressive.comAdvertising Inquiries: https://redcircle.com/brands

Send us a textWhat if your job search had an engine—and you just needed to spark it? In this episode of Teachers in Transition, host Vanessa Jackson (former middle school teacher turned career transition coach) breaks down the power of hope, the weight of shame, and the five career hacks every burned-out educator needs right now.  Whether you're exploring new paths or rewriting your résumé mid-meltdown, this episode will help you jumpstart momentum and reclaim your agency. ✨ In This Episode, You'll Learn:Why hope is your starter, momentum is your engine, and habits are your alternatorVanessa goes on a crusade against shame and secrecyPermission to call out medical gaslightingWhy your résumé isn't landing—and exactly how to fix itThe 20-minute trick that kickstarts your job pivotA power paragraph that makes your LinkedIn and cover letters sparkleHow to answer “Why did you leave teaching?” without the trauma dumpWhy LinkedIn isn't a stage—it's a hallway (and how to walk it with confidence) 

•Ellen Hayes Born and raised in Detroit, Michigan, Ellen Hayes is the youngest of ten siblings in a deeply musical family. Surrounded by singers and musicians from birth, Ellen's passion for music was nurtured early by her late mother, who sparked her love for the piano. By the age of three, Ellen was already exploring melodies on the keys, and by sixteen she knew she was called to music ministry.•Ellen has also embraced recording her church choir, resulting in the powerful single “Another Chance”, a song of redemption, forgiveness, and gratitude.  Released in January 2024, it quickly gained momentum, securing placement on Billboard and Media-base Gospel charts, where it remained steadily within the Top 100. The song has garnered glowing reviews, multiple awards, and the distinguished honor of being added to the GMWA National Songbook.•In 2025, Ellen continues to expand her musical imprint with the release of her debut holiday single, “Silent Night” asoulful mother-and-son duet featuring her son, Darryl Hayes Jr., known professionally as D.E.R.Y.L—whose R&B catalog is available across all digital platforms.  Looking ahead to2026, Ellen will introduce her next single, “Count Your Blessings”, the lead release from her forthcoming album scheduled for the same year.•“Silent Night” Cover is available on all digital outlets. And in 2026 “Count Your Blessings” Release date TBD••Send an email to Let's Talk: Gospel Music Gold  sharing your thoughts about this show segment; also, if you have any suggestions of future guests you would like tohear on the show. Send the email to ⁠⁠⁠letstalk2gmg@gmail.com⁠⁠⁠ and become a follower on our Facebook page where all of our shows with links are found.•Awarded a “Top Gospel Music Podcast” Badge from Feedspot which has named Let's Talk: Gospel Music Gold one of the Top 10 Gospel Music Podcasts on the web! •LET'S TALK: GOSPEL MUSIC GOLD RADIO SHOW AIRS EVERY SATURDAY 9:00 AM CST / 10:00 AM EST ON WMRM-DB INTERNET RADIO STATION  AND WJRG RADIO INTERNET RADIO STATION 12:00 PM EST / 11:00 AM CST •There is a Let's Talk: Gospel Music Gold Facebookpage ( @LetsTalk2GMG ) where all episodes are posted as well.    •The Podcast and Radio shows are heard anywhere in theWorld on the Internet! •ANSONIA'S BOOK RELEASES•“Legacy of James C. Chambers And his Contributions to Gospel Music History”•"If We Can Do It, You Can Too!"•"Molding a Black Princess"Order Information https://www.unsungvoicesbooks.com/asmithgibbs

Breath to Breath Film that celebrates the contributions by Dr. Michael WelshA Conversation with Dr. Michael Welsh: The Science That is Saving LivesIt's always such a privilege to feature CF icons on the podcast. Over the years, we've been fortunate to host some of the most influential names in cystic fibrosis research, including Dr. Francis Collins, the former director of the NIH and one of the authors of the Human Genome Project, and his longtime friend Dr. Mitch Drumm, who was working on his doctorate when the CF gene was discovered back in 1989.I actually saw Mitch recently at a dinner, and as many of you know, Dr. Collins continues to be a tireless advocate for good science and for sharing its importance with the world.And now, we add another legend to that list: Dr. Michael Welsh from the University of Iowa.Dr. Welsh tells his story beautifully in the University's film Breath by Breath: Living with Cystic Fibrosis. In it, he describes how his curiosity about the CFTR protein led to groundbreaking discoveries that ultimately laid the foundation for CF therapies, the very treatments that have changed (and saved) thousands of lives, including the lives of my daughters.Dr. Welsh's career is extraordinary, spanning decades of research, mentorship, and discovery. He's the Carver Professor of Internal Medicine and Molecular Physiology and Biophysics at the University of Iowa, and from 1989 to 2024, he served as an Investigator with the Howard Hughes Medical Institute. He currently directs both the Pappajohn Biomedical Institute and the Cystic Fibrosis Research Center.We've linked both his full bio and the film in the show notes, and I highly encourage you to check them out. His accolades could fill pages, actually, an entire book! We had so many laughs too in this podcast! So much fun. You'll really enjoy it.Dr. Welsh shared insights not only into his scientific journey, but also the heart behind the work. He recently received the Lasker Award for pioneering CF research that led to life-saving therapies, a recognition that celebrates decades of persistence, curiosity, and collaboration.We discussed so much:How his team began unraveling the mystery of the CFTR protein and what that breakthrough moment felt likeWhat it's like to see patients thriving because of the treatments that grew from that workWhy the University of Iowa decided to produce Breath by Breath, and what the film means to him personallyWhat new treatments and discoveries he's exploring nowHearing Dr. Welsh describe the intersection of science, hope, and humanity is powerful. You can tell that for him, this work isn't just research, it's a mission.As the documentary shows, CF isn't just a disease studied under a microscope. It's a lived experience for patients and families, one that now includes real hope thanks to the breakthroughs made by scientists like Dr. Michael Welsh.Biography:Dr. Michael Welsh is the Carver Professor of Internal Medicine and Molecular Physiology andBiophysics at the University of Iowa. From 1989-2024, he was an Investigator of the HowardHughes Medical Institute. He directs the Pappajohn Biomedical Institute and the Cystic FibrosisResearch Center.Dr. Welsh obtained an MD and completed an internal medicine residency at the University ofIowa. He then trained in pulmonary medicine and research at the University of California, SanFrancisco and physiology at the University of Texas, Houston.Dr. Welsh and his colleagues discovered that the protein affected in cystic fibrosis is an anionchannel, elucidated its functional mechanisms, discovered ways that mutations disrupt function,and showed that mutations can be rescued. This work led directly to development of medicinesthat target CFTR and are highly effective for most cystic fibrosis patients. To understand diseasepathogenesis, he and his collaborators developed cystic fibrosis pigs, the first mammal, otherthan mice, in which a gene was targeted to generate a disease model.His clinical activities focused on pulmonary diseases. He has trained many physicians andscientists and received the Distinguished Mentor Award, University of Iowa Carver College ofMedicine.To watch the film, click here:  https://uihealthcare.org/cystic-fibrosis-research-iowa#documentaryTo learn more about Dr. Welsh: https://internalmedicine.medicine.uiowa.edu/profile/michael-welsh Please like, subscribe, and comment on our podcasts!Please consider making a donation: https://thebonnellfoundation.org/donate/The Bonnell Foundation website:https://thebonnellfoundation.orgEmail us at: thebonnellfoundation@gmail.com Watch our podcasts on YouTube: https://www.youtube.com/@laurabonnell1136/featuredThanks to our sponsors:Vertex: https://www.vrtx.comViatris: https://www.viatris.com/en

Steve Cleveland joined DJ & PK to talk about the situation coaches find themselves in when leaving programs/teams ad the reaction the fans have with the situation surrounding guys like Kyle Whittingham and Jay Hill going to Michigan.

•Ben Tankard discovered his passion for music as a child but got distracted by basketball. After making it all the way to the NBA,  he returned to his passion of music after a career ending injury, homelessness and an encounter with God.•Former Pro Basketballer, Aircraft Pilot, Reality-TV Dad , Musician, Pastor, "TANK" has done it all!  Ben Tankard--known as the Godfather of the GospelJazz music scene--is the genre's bestselling artist/producer of all time, earningseveral gold / platinum records and awards during his critically acclaimed career.•He began playing keyboards, recorded Keynote Speaker (1990) for Tribute, and started to learn about arranging and record production.  He has worked with Gerald Albright, Twinkie Clark, Fred Hammond, John P. Kee, ShirleyMurdock, Kelly Price, and Take 6. He is a pastor, record labelpresident and reality television actor with his own show on Bravo TV.•Ben won Stellar Awards' Best Instrumental Album in 2010 for Mercy, Mercy, Mercy. In 2012, Ben Tankard/ Full Tank wasnominated by the Soul Train Music Awards for Best Contemporary Jazz Artist.•Ben's discography of music spanning 1989 to present with his latest “I'll Take You There” (featuring BT & Shirley Murdock)is available on all digital outlets.••Send an email to Let's Talk: Gospel Music Gold  sharing your thoughts about this show segment; also, if you have any suggestions of future guests you would like to hear on the show. Send the email to ⁠⁠⁠letstalk2gmg@gmail.com⁠⁠⁠ and become a follower on our Facebook page where all of our shows with links are found.•Awarded a “Top Gospel Music Podcast” Badge from Feedspot which has named Let's Talk: Gospel Music Gold oneof the Top 10 Gospel Music Podcasts on the web! •LET'S TALK: GOSPEL MUSIC GOLD RADIO SHOW AIRS EVERY SATURDAY 9:00 AM CST / 10:00 AM EST ON WMRM-DB INTERNET RADIO STATION  AND WJRG RADIO INTERNET RADIO STATION 12:00 PM EST / 11:00 AM CST •There is a Let's Talk: Gospel Music Gold Facebookpage ( @LetsTalk2GMG ) where all episodes are posted as well.    •The Podcast and Radio shows are heard anywhere in theWorld on the Internet! •ANSONIA'S BOOK RELEASES•“Legacy of James C. Chambers And his Contributions to Gospel Music History”•"Molding a Black Princess"Order Information https://www.unsungvoicesbooks.com/asmithgibbs•"If We Can Do It, You Can Too!"

#DrKenyattaCavil #SportsLab #HBCUsports"Inside the HBCU Sports Lab" episode 762 with Doc, Mike, Wilton, JaH'son Hobbs, and AD Drew discussing HBCU news and sports.The biggest HBCU sports stories of 2025 from HBCUSports.comTOPICS10. SWAC TV provides new viewing option9. Winston-Salem State grad continues racing toward success 8. HBCU Classics canceled7. Norfolk State women put together historic season 6. CIAA remains charmed by The Charm City5. Albany State enjoys Golden football season4. Tremaine Jackson leads Prairie View to SWAC championship3. Delaware State-Norfolk State game moved to NFL Stadium 2. Hit the Harlon Hill on ‘em!1. South Carolina State Celebrates a Black College championship00:00 - Intro; Top 10 through 8 moments22:44 - 1st commercial break24:26 - Second segment -- 7 through 5 moments37:06 - 2nd commercial break38:52 - Third segment -- 4 through 2 moments55:31- 3rd commercial break57:15 - Number 1 moment of 202501:14:05 - What do you want to see in HBCU sports in 2026?01:21:40 - Conclusion@InsidetheHBCUSportsLab on Facebook Live and Spreaker.‬Contributions welcome at CashApp $JafusCavil

The U.S. has pledged $2 billion in humanitarian aid to the United Nations, as part of a deal that will also overhaul how the U.S. funds foreign aid work going forward. The move comes after the U.S. paused nearly all of its contributions earlier this year, leaving the UN and other aid organizations scrambling. William Brangham discussed more with Jeremy Konyndyk of Refugees International. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy

If you're 50+ and making catching catch-up contributions to your employer 401k plan, this episode is for you. In 2026, you might have to change how you save to your employer plan if you earn to much money. In this episode, I share what you need to know about these new rules and how you can save with intention.

NOBEL SNUBS AND LATER CONTROVERSIES Colleague Professor Paul Halpern. In the aftermath of the Big Bang's confirmation, Gamow fought for recognition of his prior theoretical contributions before his death in 1968. Halpern discusses the controversy surrounding the Nobel Prize for nucleosynthesis, which was awarded to William Fowler but excluded Hoyle, possibly due to misconceptions by the nominators. In his later years, Hoyle became a controversial figure, promoting panspermia—the idea that diseases like AIDS come from comets—and rejecting Darwinian evolution. Halpern concludes by describing both men as intuitive, "seat of the pants" thinkers who preferred spontaneity over rigid archival research. NUMBER 4 1960

Celebrate the Best of 2025 with Yo Aunteas! We're recapping a year of high-tea, heavy-hitting guests, and the representation that matters most to the Black & Brown Queer experience. Episode Summary: It's been a year of slight changes and massive growth for the Minoritea Report. In this special "Best of Guests" episode, Auntea Kerel, Dawon, and Jerrell shout out the names of everyone who helped keep the ball rolling this year. We dive back into the highlights of our favorite interviews, including Peppermint, Mayhem Miller, Blossom C. Brown, and DaShawn Usher. We also discuss why we're protecting our peace before the "heavy load" of the 2026 voting year begins. Whether it's discussing the intersection of AI and Black communities or catching up with the creators of Natives: The Series, this episode is a love letter to the Communitea. Featured in this Episode: DaShawn Usher: On activism and his new role at GLAAD. Zé & Chino: From OG listeners to guest hosts. Ronald & Darnell: The visionaries behind Natives: The Series. Don't forget to follow the show and leave a 5-star review to help more people find the Communitea! Tea Stamps: 00:00 Intro 00:34 Capricorn Season 03:06 Celebrating Guests and Contributions 11:35 Future Guest Aspirations 17:08 The Impact of Deshaun Usher 33:32 Our Boos: Chino & Ze 59:37 Support Natives The Series 01:12:44 Guests over the years 01:14:49 Benediction

Hello to you listening in Suffolk, Virginia!Coming to you from Whidbey Island, Washington this is Stories From Women Who Walk with 60 Seconds (and a bit more for an important story) for Motivate Your Monday and your host, Diane Wyzga.Each one of us - if we're determined - finds a way to compost the regrets, poor decisions, failures, shames and blames that are part and parcel of living life into something almost beyond description: personal transformation. My long time friend, podcasting colleague, disabled military vet, and avid hiker, Keith McNally, is a man finding his path to transformation.His goal? Thru-hiking the Appalachian Trail beginning on March 29, 2026, crossing 14 states on the East Coast and finishing 2,197 miles 5 months later. Some of the challenges include constant rough terrain with difficult footing, a series of steep grades, climbs and descents, as well as river crossings balanced on logs, extreme weather, insects, and rock scrambles using hands for climbing. The elevation profile of the AT over its length is akin to summiting Mount Everest from sea level and back approximately 16 times. So yes, physical fitness is a must to take on the AT; but it is mental fortitude and the ability to adapt to unforseen challenges that is key to finishing the hike.Keith's journey will be a test of perseverance, a tribute to the beauty of the natural world, and an opportunity for personal growth. Even more importantly, Keith is setting the groundwork for a non-profit foundation to help military veterans find their own Trails to Transformation. This first hike is just the beginning.  But here's something else. Keith is not walking alone. He has also been steadfastly training an indefatigable Aussie cattle dog he named Ashley after rescuing her from a shelter. Click HERE to watch a short video entitled:  Introduction to Ashley - Trail Partner and Training CompanionAs you can imagine, an expedition like this one does not come cheap. I know money is dear. And, here I am asking you to please reach deep into your pocket to give what you are able to Keith & Ashley's GoFundMe project. On the GoFundMe site you'll find all the details as well as a punch list of expenses so you can see where your contributions will go.    Click HERE to access Keith's GoFundMe, add what you can, and invite others to be part of the mission. I did!  If you are curious about keeping up with Keith's training, stories, photos and more, click HERE to access his  overwhelmingly popular newsletter published on Tuesdays on LinkedIn [Keith J. McNally | LinkedIn]Thank you for listening and giving a hand up because Each One Lift One is the way we roll hereYou're always welcome: "Come for the stories - Stay for the magic!" Speaking of magic, I hope you'll subscribe, share a 5-star rating and nice review on your social media or podcast channel of choice, bring your friends and rellies, and join us! You will have wonderful company as we continue to walk our lives together. Be sure to stop by my Quarter Moon Story Arts website, check out the Services, arrange a no-obligation Discovery Call, and stay current with me as "Wyzga on Words" on Substack.Stories From Women Who Walk Production TeamPodcaster: Diane F Wyzga & Quarter Moon Story ArtsMusic: Mer's Waltz from Crossing the Waters by Steve Schuch & Night Heron MusicALL content and image © 2019 to Present Quarter Moon Story Arts. All rights reserved.  If you found this podcast episode helpful, please consider sharing and attributing it to Diane Wyzga of Stories From Women Who Walk podcast with a link back to the original source.

In this episode, I connect with Jamie Sabbach from Salida, CO, and the 110 Percent organization for a very Strong Towns-esque conversation about parks and how cities need a better plan to maintain them and a better approach to programming more sustainable facilities, such as sidewalks and pathways versus large, costly sports complexes and fields.Helpful Links (note that some may include affiliate links to help me support the channel):

#DrKenyattaCavil #SportsLab #HBCUsports"Inside the HBCU Sports Lab" episode 761 with Doc, Charles, and AD Drew discussing HBCU news and sports.Christmas Day Show with introduction of Dr. Cavil's "HBCU Sports Lab for Youth" with Deuce and Myles McGinty.00:00 - Intro; HBCU news, notes, and updates.13:11 - 1st commercial break16:27 - Second segment -- Deuce and Myles join the show.29:19 - 2nd commercial break31:03 - Third segment -- second segment with Deuce and Myles 45:09 - 3rd commercial break47:56 - Final segment with guest Ryan McGinty's joining AD Drew and Doc49:04 - 4th commercial break01:10:15 - ConclusionTOPICS:DeSean Jackson Commits to HBCU Football With New ExtensionFlorida A&M's Pam Oliver earns Broadcasting Hall of Fame recognition from HBCUSports.com MEAC Announces Weekly Women's Basketball HonorsMEAC Announces Weekly Men's Basketball Honors Harris Makes the 2025-26 Lou Henson Early Season Watch List Clark Atlanta Triumphs at the 2025 Chris Paul HBCU Classic NBA legend Chris Paul brings HBCU showcase to Atlanta@InsidetheHBCUSportsLab on Facebook Live and Spreaker.‬Contributions welcome at CashApp $JafusCavil

- Christmas Eve Edition and Personal Digital Library Update (0:10) - Improvements in Search Function and AI Engine (1:09) - Upgrades and Future Features (3:53) - Citations and Contributions from Major Publishers (8:02) - Advanced Content Influence and AI Engagement (11:43) - Special Report on 2026 Predictions (23:51) - Impact of AI on the Economy and Society (57:20) - Interview with Doug Casey on Silver Market (1:08:29) - Challenges of Government Policies and Tariffs (1:16:50) - Education and Standard of Living in the US (1:20:26) - The Failure of Higher Education and the Introduction of "The Preparation" (1:27:41) - Alternative Education Paths and Practical Skills (1:30:00) - The BrighteLearn.ai Platform and Its Benefits (1:33:07) - The Role of Western Civilization and International Man.com (1:34:17) - Investment in Mining Stocks and Commodities (1:36:44) - The Decline of the US Dollar and Economic Predictions (1:42:03) - The Impact of AI and Technology on Education and Employment (1:48:21) - The Role of Nuclear Power in Addressing Energy Needs (1:54:16) - The Geopolitical Tensions Between the US and Russia (1:57:59) - Final Thoughts and Advice for the Audience (1:59:36) For more updates, visit: http://www.brighteon.com/channel/hrreport  NaturalNews videos would not be possible without you, as always we remain passionately dedicated to our mission of educating people all over the world on the subject of natural healing remedies and personal liberty (food freedom, medical freedom, the freedom of speech, etc.). Together, we're helping create a better world, with more honest food labeling, reduced chemical contamination, the avoidance of toxic heavy metals and vastly increased scientific transparency. ▶️ Every dollar you spend at the Health Ranger Store goes toward helping us achieve important science and content goals for humanity: https://www.healthrangerstore.com/ ▶️ Sign Up For Our Newsletter: https://www.naturalnews.com/Readerregistration.html ▶️ Brighteon: https://www.brighteon.com/channels/hrreport ▶️ Join Our Social Network: https://brighteon.social/@HealthRanger ▶️ Check In Stock Products at: https://PrepWithMike.com

>Contributions in appreciation of the show can be sent through Paypal. The only information that's necessary is Dave's personal email at orgustine@gmail.com.Thanks for listening! >Muzak: My Sweet Lord - George Harrison; How Majestic Is Your Name - Keith Green

#DrKenyattaCavil #SportsLab #HBCUsports"Inside the HBCU Sports Lab" episode 760 with Doc, Charles, and AD Drew discussing HBCU news and sports.Special guest: Dr. Monique Carroll, Chicago State's Vice President and Director of Intercollegiate Athletics.00:00 - Intro; HBCU news, notes, and updates.13:01 - 1st commercial break15:04 - Second segment -- Dr. Monique Carroll, Chicago State's VP and Director of Intercollegiate Athletics joins the show.26:01 - 2nd commercial break27:47 - Third segment -- second segment with Dr. Monique Carroll 34:53 - 3rd commercial break38:23 - Final segment with Dr. Monique Carroll49:04 - 4th commercial break49:50 - 2025 HBCU Chris Paul Classic01:06:21 - ConclusionTOPICS:FAMU Board of Trustees Quickly Approves Quinn Gray Hire DeSean Jackson Commits to HBCU Football With New ExtensionFlorida A&M's Pam Oliver earns Broadcasting Hall of Fame recognition from HBCUSports.com MEAC Announces Weekly Women's Basketball HonorsMEAC Announces Weekly Men's Basketball Honors Clark Atlanta Triumphs at the 2025 Chris Paul HBCU Classic NBA legend Chris Paul brings HBCU showcase to Atlanta@InsidetheHBCUSportsLab on Facebook Live and Spreaker.‬Contributions welcome at CashApp $JafusCavil

In this milestone 100th episode of the Common Sense Financial Podcast, host Brian Skrobonja delves into the critical topic of managing taxes in retirement. The episode focuses on strategies for minimizing tax liabilities, especially for retirees with tax-deferred accounts facing potential hefty tax bills. Brian emphasizes the importance of sustainable income creation during retirement and the role of tax optimization in this process. Most people envision their retirement to be built from predominantly tax-free income, but after many years of deferring taxes, retirees are facing a sizable tax bill on distributions taken from their retirement accounts that could be a third or more of what has been accumulated. When you're saving for retirement, growth of your assets is the priority. But many people don't realize that once they retire that's no longer true. The priority is actually creating sustainable income to support you through retirement while minimizing taxes. A common issue I've seen is future retirees knowing they will owe taxes on their deferred accounts, but not realizing the extent of the problem since the rules change once they retire. Many retirees we work with tend to have the same income goals in retirement, yet with fewer deductions. They no longer have children or mortgage interest to help them offset their tax burdens, which makes the situation more complex. Delaying distributions isn't an option either. Required Minimum Distributions will eventually force your hand. There are two tax problems facing retirees: taxes you will have to contend with today, and taxes that you will have to contend with in the future. With the national deficit continuing to rise, do you expect tax rates to go down in the future or go up? The most likely answer is that tax rates are on the rise, so we should be planning accordingly. There are two possibilities to help minimize the level at which you participate in paying your fair share towards the government's future revenue increases. You can either complete a Roth conversion or through tax deferred withdrawals contribute to an overfunded permanent life insurance policy. Making the decision of which strategy to implement is the easy part. The trick really is completing this process with minimal tax liabilities, which requires specialized knowledge. The progressive nature of the code makes understanding your tax burden complicated and miscalculating this could result in having a larger tax liability than anticipated. Depending on your income level, a taxable distribution can subject your Social Security to additional taxes. This is a separate calculation from the income tax brackets and uses a two step process to determine how much of your social security will be subject to taxation. This is important to know because a taxable distribution may not only push you into a higher income tax bracket, but it could trigger additional taxes on your social security, which could result in a higher effective rate. You should also be aware of the impact a taxable distribution can have on Medicare premiums. The impact of any possible premium increase is typically delayed by two years. This is one of those things that often comes as a surprise when people make decisions about distributions. The antidote to taxable income is deductions, credits and losses which can help reduce the net income subject to tax. There are a few options that can help offset the burden of taxes and make the transition from tax-deferred to tax-free easier, but they don't work for everyone, which is why we recommend working with a professional. The first thing is a donor advised fund or DAF. This allows you to contribute future charitable donations into a fund that you control when distributions are made that can also receive the tax benefit of the donation in the year you make the contribution into the fund. By making multiple years of donations in a single year into that fund, you have the potential of helping offset a taxable distribution from your retirement account in that year. The second is a Charitable Remainder Trust (CRT), where you can contribute future charitable donations into the trust and receive the tax benefit of the donation in the year you make the contribution. You can also receive income from the trust while you're living within IRS limits. A CRT is a more complex arrangement than a DAF with many options and requires an attorney to draft the trust. The third is a qualified charitable donation or QCD, which allows for anyone over the age of 70 and a half to make a direct donation from a qualified account to a charity. The fourth is something known as IDCs, or intangible drilling costs, which allows accredited investors to participate in the drilling expenses of an oil and gas company that could provide reportable tax losses that can help offset all forms of income, as well as the potential for cash flow back to the investor once the wells are operational.     Mentioned in this episode: BrianSkrobonja.com SkrobonjaFinancial.com Common Sense Financial Podcast on YouTube  Common Sense Financial Podcast on Spotify Brian's article - From Tax-Deferred to Tax-Free: Navigating Taxes in Retirement   References for this episode: https://www.usdebtclock.org/ https://www.irs.gov/newsroom/irs-provides-tax-inflation-adjustments-for-tax-year-2024 https://www.irs.gov/newsroom/irs-provides-tax-inflation-adjustments-for-tax-year-2024 https://www.ssa.gov/benefits/retirement/planner/taxes.html https://www.ssa.gov/benefits/medicare/medicare-premiums.html#anchor5 https://www.irs.gov/charities-non-profits/charitable-organizations/charitable-contribution-deductions https://www.irs.gov/charities-non-profits/charitable-remainder-trusts https://www.irs.gov/newsroom/qualified-charitable-distributions-allow-eligible-ira-owners-up-to-100000-in-tax-free-gifts-to-charity https://www.investopedia.com/terms/i/intangible-drilling-costs.asp https://www.crfb.org/blogs/tax-break-down-intangible-drilling-costs     Securities offered only by duly registered individuals through Madison Avenue Securities, LLC. (MAS), Member FINRA &SIPC. Advisory services offered only by duly registered individuals through Skrobonja Wealth Management (SWM), a registered investment advisor. Tax services offered only through Skrobonja Tax Consulting. MAS does not offer Build Banking or tax advice. Skrobonja Financial Group, LLC, Skrobonja Wealth Management, LLC, Skrobonja Insurance Services, LLC, Skrobonja Tax Consulting, and Build Banking are not affiliated with MAS. Skrobonja Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Skrobonja Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. The firm is a registered investment adviser with the state of Missouri, and may only transact business with residents of those states, or residents of other states where otherwise legally permitted subject to exemption or exclusion from registration requirements. Registration with the United States Securities and Exchange Commission or any state securities authority does not imply a certain level of skill or training. Investing involves risk, including the potential loss of principal. This is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation. A ROTH Conversion is a taxable event. Consult your tax advisor regarding your situation. Investments in securities are subject to investment risk, including possible loss of principal. Prices of securities may fluctuate from time to time and may even become valueless. Gas and oil investments are speculative in nature and are sold by Private Placement Memorandum (PPM). Carefully read the PPM before investing. Certain accreditation requirements may apply. Donor Advised Funds represent an irrevocable gift of assets from the donor to the fund. Contributions made to the fund are irrevocable and cannot be returned or used for any other individual or used for any purpose other than grant making to charities. The gift is not an investment or a security. When evaluating a contribution to the fund, carefully consider the terms and conditions, limitations, charges, and expenses. Depending on the tax filing status, DAF contributions may or may not be tax deductible.

•Kim Kenny Green – Recording Artist | Educator is an award-winning vocalist, recording artist, and educator who serves as Program Director for the Music Business Commercial MusicIndustry program at Dallas Baptist University. Known for her versatility across classical and commercial genres, she has performed on major stages including the Apollo Theater, ABC Studios Chicago, and the Emmy Award winning Black Music & Civil Rights Movement Concert at the Morton H. Meyers on Symphony Center.•With more than 30 recording credits—several earning Grammy and Stellar Award recognition—Kim is also a respected songwriter and vocal producer.  Her work as a clinician and mentor continues to shape young artists andstrengthen creative communities.  Kim is also a respected songwriter and vocal producer.•Holding a Master of Music from Butler University and a Bachelor of Arts from Marian University, Kim draws upon a richcombination of classical training and commercial music expertise.  Her versatility spans Opera, Art Song, Gospel, Jazz, R&B, and Rock allowing her to move seamlessly between theconcert hall, recording studio, classroom, and stage.•Beyond her performance and recording career, Kim is a sought-after clinician and arts consultant known for her leadership in developing urban arts initiatives and creating pathways for young musician to grow, thrive, and lead.  Herapproach to education is rooted in mentorship, faith, creativity and purpose.•“Give Love on Christmas Day” – is available on all digital outlets.•Send an email to Let's Talk: Gospel Music Gold  sharing your thoughts about this show segment; also, if you have any suggestions of future guests you would like to hear on the show. Send the email to ⁠⁠⁠letstalk2gmg@gmail.com⁠⁠⁠ and become a follower on our Facebook page where all of our shows with links are found.•Awarded a “Top Gospel Music Podcast” Badge from Feedspot which has named Let's Talk: Gospel Music Gold one of the Top 10 Gospel Music Podcasts on the web! •LET'S TALK: GOSPEL MUSIC GOLD RADIO SHOW AIRS EVERY SATURDAY 9:00 AM CST / 10:00 AM EST ON WMRM-DB INTERNET RADIO STATION  AND WJRG RADIO INTERNET RADIO STATION 12:00 PM EST / 11:00 AM CST •There is a Let's Talk: Gospel Music Gold Facebookpage ( @LetsTalk2GMG ) where all episodes are posted as well.    •The Podcast and Radio shows are heard anywhere in theWorld on the Internet! •ANSONIA'S BOOK RELEASES•“Legacy of James C. Chambers And his Contributions to Gospel Music History”•"Molding a Black Princess"Order Information https://www.unsungvoicesbooks.com/asmithgibbs•"If We Can Do It, You Can Too!"

In today's episode, we dig into one of the most powerful (and most misunderstood) features of the human brain: your built in negativity bias. You'll learn:why your brain holds onto negative experienceswhy “reality” is filtered, not objectivehow the Reticular Activating System (RAS) decides what you noticeand how mountain biking is a surprisingly effective tool for retraining your attentionIf you've ever wondered why one bad ride, one mistake, or one negative comment sticks in your mind far longer than all the good stuff combined, this episode will finally help you make sense of it and CHANGE it! You'll learn practical, science-backed tools to start training your attention today (on the trail and in daily life) so your brain becomes better at noticing possibilities, capabilities, and micro-wins instead of dangers and mistakes to build a more supportive inner environment.We explore:Baumeister et al., “Bad Is Stronger Than Good”the fast subcortical threat pathway that triggers your amygdala before you can thinkwhy positive moments fade unless you consciously reinforce themhow attention literally rewires your neural pathway Hebbian learningand why your RAS acts like a “bouncer,” filtering your world based on what you engage with✨ Patreon Bonus: Patrons get a free downloadable cheat sheet that summarizes all tools and concepts from today's episode.Join here to get it PLUS other exclusive perks: https://www.patreon.com/c/rideandinspire This episode is not sponsored. It's made possible by the lovely humans who support my work on Patreon. If you want to help me keep creating science-based, real-talk MTB content, JOIN my Patreon, thank you.

In this episode, I reconnect with Anna Zivarts for an update on the Week Without Driving Challenge and her new venture, The Non-Drivers Alliance. Naturally, we talk about the land use patterns and infrastructure needed to facilitate a sustainable non-driving existence.Thumbnail photo credit: Boulder Chamber Transportation Connections (BCTC) see link belowHelpful Links (note that some may include affiliate links to help me support the channel):

#DrKenyattaCavil #SportsLab #HBCUsports"Inside the HBCU Sports Lab" episode 759 with Doc, Charles, AD Drew and special guest JaH'son Hobbs discussing HBCU news and sports.JaH'son Hobbs joins the show during the 3rd segment.00:00 - Intro; First segment --05:00 - TV Viewership numbers for the 2025 Cricket Celebration Bowl 09:22 - Honoring Dr. Rod Paige and acknowledging the legacy of great HBCU head football coaches16:45 - 1st commercial break20:30 - Second segment -- Way, Way Too Early Look at 2026 HBCU Major Division Football Rankings32:54 - 2nd commercial break36:10 - Third segment -- Way, Way Too Early Look at 2026 HBCU Mid-Major Division Football Rankings48:09 - 3rd commercial break52:14 - A look back -- 1920 to 2024 -- HBCU football conceptual tier status53:44 - NCAA classification status: 1978 to 202454:31 - Modern Era status: 2002 to 202455:36 - Celebration Bowl Era: 2015 to 202456:48 - SWAC expansion and MEAC contraction: 2021 to 202501:08:09 - ConclusionTOPICS:2025 Cricket Celebration Bowl ViewershipMEAC Announces Weekly Women's Basketball HonorsMEAC Announces Weekly Men's Basketball Honors Erick Hunter Named FCS Football Central All-American from MEACSports.comCIAA to launch Create the Cover Challenge and Press Conference for the 2026 CIAA Food Lion  Men's and Women's Basketball Tournament from TheCIAA.comNBA legend Chris Paul brings HBCU showcase to Atlanta@InsidetheHBCUSportsLab on Facebook Live and Spreaker.‬Contributions welcome at CashApp $JafusCavil

#DrKenyattaCavil #SportsLab #HBCUsports"Inside the HBCU Sports Lab" episode 758 with David L. Rhodes and Tariq Wilson discussing HBCU Division 2 news and sports on the Indy Report.00:00 - Intro; First segment -- HBCU news and info06:25 - Hampton FB hires Van Malone as new head coach 11:34 - 1st commercial break14:50 - Second segment -- CAA releases 2026 football schedule33:08 - 2nd commercial break36:30 - Third segment -- Brandon King joins the show 53:36 - ConclusionTOPICS:HBCU news and sports@InsidetheHBCUSportsLab on Facebook Live and Spreaker.‬Contributions welcome at CashApp $JafusCavil

#DrKenyattaCavil #SportsLab #HBCUsports"Inside the HBCU Sports Lab" episode 757 with Doc, Mike, Charles, and AD Drew discussing HBCU news and sports.00:00 - Intro; First segment -- 14:20 - 1st commercial break16:19 - Second segment -- HBCU sports news and info20:40 - Chris Paul HBCU Classic28:40 - 2nd commercial break30:12 - Third segment -- HBCU National Championship winning head football coaches 48:01 - 3rd commercial break50:07 - 53:50 - 5 SWAC football teams with winning records since SWAC expansion in 202101:09:36 - Conclusion@InsidetheHBCUSportsLab on Facebook Live and Spreaker.‬Contributions welcome at CashApp $JafusCavil

How do you know if it's time to retire? Roger and Elias react to the 10 Subtle Signs That You Are Ready to Retire.  Get started on your path to financial freedom: www.premieriwm.com  Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC. The opinions voiced in this show are for general information purposes only and are not intended to provide specific advice or recommendations for any individual. To determine which investments may be appropriate for you, consult with your attorney, accountant, and financial or tax advisor prior to investing. Premier Investments & Wealth Management and LPL Financial do not provide tax advice, please consult your tax professional. Economic forecasts set forth may not develop as predicted and there can be no guarantee that strategies promoted will be successful. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk. All performance referenced is historical and is not a guarantee of future results. All indices are unmanaged and cannot be invested into directly. There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes. The purchase of certain securities may be required to effect some of the strategies. Investing involves risks including possible loss of principal. Dollar cost averaging involves continuous investment in securities regardless of fluctuations in price levels. Investors should consider their ability to continue purchasing through periods of low price levels. Such a plan does not assure a profit and does not protect against loss in declining markets. Consult your tax professional about eligibility to Roth and Traditional IRA contributions. Contributions and earnings in a Roth IRA can be withdrawn without paying taxes and penalties if the account owner is at least 59 ½ and has held their Roth IRA for at least five years. Traditional IRA account owners have considerations to make before performing a Roth IRA conversion. These primarily include income tax consequences on the converted amount in the year of the conversion, withdrawal limitations from a Roth IRA, and income limitations for future contributions to a Roth IRA. In addition, if you are required to take a minimum distribution (RMD) in the year you convert, you must do so before converting to a Roth IRA. This information is not intended to be a substitute for specific individualized tax advice. We suggest that you discuss your specific tax issues with a qualified tax advisor.

•Stanley Watson, Jr. AKA Stanley RayJr. is a native of Norfolk, VA. He has received International exposure through radio and print such as being interviewed by George Houston of Blessed Lifestyle magazine and hosted his own radio program on WPCE 1350 AM. He also made theNielsen BDS charts in 2009, which has been proclaimed as “the leading supplier of performance monitoring” by Musicrypt. •Stanley Ray's gospel music ministry includes thus far, two Cd releases which are “I Am A New Creature” (2010). "MERCY & GRACE" (2014). Stanley Ray Jr. also collaborated with Domonique Mitchell Presents Inspirational Music For the soul, Vol 1 (2016). And two new singles "I WANT TO BE LIKE JESUS"(2019). ALL POWER IN HIS HAND (2020) And New single "You Lord"(2021) And his Newest hit single "Call On Jesus"(2025} that made the indie Music Charts Top 100! Also on Euro Indie Music Charts Top 100! •Watson also has collaborated with Jurnee Productions based out of Orlando, Florida, headed by CEO Mr. Joe Woodard, forthe company's “Inspiration Celebration” series. During this time, Stanley Ray has shared the stage with some of the gospel music industry's leading artists including Smokie Norful, Deitrick Haddon and Vicki Winans, Just to name a fewIn 2010, Mr. Watson was invited to the 96.3 KISS FM'S Family Reunion Gospel Showcase in Augusta, Georgia. •For the showcase, he shared the stage with James Fortune and FIYA as well as others. Stanley has also taken his God-given talents beyond music. He has modeled for Phillip Michaels Fashion for Men and has had acting roles in theatre (No Money, No Love; God's Trombones) (The touched ones) and T.V (The 700 Club). Stanley is affiliated and registeredwith BMI as a Composer/Writer /Publisher, producing songs of praise and worship. Mr. Watson is ministering to the people proclaiming the Good News that God is ready to heal and mend broken hearts and souls as well as give them anew lease on life in Jesus' name. AMEN!•“Trust In Him” – is available on all digital outlets.•Send an email to Let's Talk: Gospel Music Gold  sharing your thoughts about this show segment; also, if you have any suggestions of future guests you would like to hear on the show. Send the email to ⁠⁠⁠letstalk2gmg@gmail.com⁠⁠⁠ Become a follower on our Facebook page where all of our shows with links are found.•Awarded a “Top Gospel Music Podcast” Badge from Feedspot which has named Let's Talk: Gospel Music Gold one of the Top 10 Gospel Music Podcasts on the web! •LET'S TALK: GOSPEL MUSIC GOLD RADIO SHOW AIRS EVERY SATURDAY 9:00 AM CST / 10:00 AM EST ON WMRM-DB INTERNET RADIO STATION  AND WJRG RADIO INTERNET RADIO STATION 12:00 PM EST / 11:00 AM CST •There is a Let's Talk: Gospel Music Gold Facebookpage ( @LetsTalk2GMG ) where all episodes are posted as well.    •The Podcast and Radio shows are heard anywhere in the World on the Internet! •ANSONIA'S BOOK RELEASES•“Legacy of James C. Chambers And his Contributions to Gospel Music History”•"Molding a Black Princess"Order Information https://www.unsungvoicesbooks.com/asmithgibbs•"If We Can Do It, You Can Too!"

These days, we're hearing a lot about the many benefits of Roth accounts. However, they're not the best choice for every investor. Host Robert Brokamp speaks with Megan Brinsfield, CFP, CPA, president of Motley Fool Wealth Management (a sister company of The Motley Fool), about when the advice to Roth goes wrong. Also in this episode:-The Fed lowers interest rates, sending value and small-cap stocks soaring-Request your required minimum distributions at least a few days before Dec. 31, including if you inherited a retirement account-Every year the Nasdaq 100 drops, it drops big-Starting next year, catch-up 401(k) contributions from higher-earning workers age 50 or older must go into a Roth account – who's affected and how to prevent suboptimal consequences Host: Robert BrokampGuest: Megan BrinsfieldEngineer: Bart Shannon Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, "TMF") do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement. We're committed to transparency: All personal opinions in advertisements from Fools are their own. The product advertised in this episode was loaned to TMF and was returned after a test period or the product advertised in this episode was purchased by TMF. Advertiser has paid for the sponsorship of this episode Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, I reconnect with Sam Pearson, Healthy Communities Program Manager at the Pennsylvania Downtown Center, to discuss active mobility implementation strategies in smaller cities and rural towns, and how to leverage existing assets such as trails and pathways.Helpful Links (note that some may include affiliate links to help me support the channel):

Episode Summary: In this episode of "90 Miles from Needles: The Desert Protection Podcast," host Chris Clarke takes a moment to reflect on the challenges the desert has faced throughout the year. As 2026 looms with potential political upheavals, industrial intrusions, and environmental crises, he underscores the fragility and beauty of the North American deserts. Chris discusses the concept of desert quiet, a theme reflecting not only the absence of noise but the presence of life, and how human impact slowly erodes this natural soundscape. The show examines the consequences of noise pollution, highlighting the invisible wounds inflicted on the desert soundscape by human activities. Chris emphasizes the critical importance of listening to and preserving the desert's unique quiet and sound ecology. He shines a light on efforts by various advocates to protect these ecosystems and urges for increased support for the podcast to continue this vital work. As external pressures mount, the episode appeals to listeners and potential donors to contribute to the ongoing fight to conserve the desert, focusing on actionable ways to make a difference. Key Takeaways: The desert's soundscape is threatened by human-induced noise pollution, which can drive wildlife away and disrupt ecosystems. Observing and preserving the desert quiet is essential for maintaining the region's ecological health and vitality. Increasing public awareness and support is needed to preserve the desert’s unique ecosystems and prevent corporate exploitation. Contributions and engagement from listeners are crucial for continuing the podcast’s mission to protect the desert. Notable Quotes: "The desert has always been quiet, but I've been hearing a different kind of quiet." "We're living in a desert that is depauperate of the creatures that formed it." "Noise is one of the least recognized forms of pollution we create, and we create a lot of it." "When I stand in the stillness now, I listen for ghosts. Echoes of wings, vanished choruses, voices the desert used to carry." "If we want to keep the ones that remain or restore the ones that we still can restore, the first thing we have to do is listen." Resources: Visit our website: 90 Miles from Needles Support the podcast: Donate Page Follow on social media: Bluesky, Facebook, Instagram, Threads, Signal: hey90mfn.67 Listeners are encouraged to dive into the full episode for an engaging discussion on the importance of preserving desert environments and how we can all contribute to their protection. Stay tuned for more insightful episodes as the Desert Advocate Media Network continues to explore and advocate for these vital landscapes. Become a desert defender!: https://90milesfromneedles.com/donateSee omnystudio.com/listener for privacy information.

This week on the Retirement Quick Tips podcast, I'm sharing with you my year-end financial checklist. With only a few weeks before the end of the calendar year, there's still time to complete these before year-end.  Today, I'm talking about checking your retirement contributions for the year to see if you're on track. 

This episode of Quality Matters features Rupa Valdez, Professor at the University of Virginia; Polina Lissin, NCQA Senior Healthcare Analyst; and Elizabeth Ryder, NCQA Assistant Director of Product Management.Together, they unpack the meaning of disability in health care, the importance of self‑identification and how NCQA is working to improve outcomes for people with disabilities. The conversation bridges academic, policy and real-life perspectives, making a compelling case for why disability is central to quality improvement.Listen to learn about:Disability and Destiny: One in four Americans has a disability. That prevalence understates everyone who will have a disability. Defining and Measuring Disability: Policymakers and disability advocates agree that people with disabilities should define their own disability status. Measures of population health and quality must adjust accordingly. NCQA's Contributions and Innovations: New standards for Health Outcomes Accreditation and the Disability Description of Membership measure in HEDIS 2026 show disability can be a valuable lens for assessing quality. Designing for Inclusion: From curb cuts in sidewalks to adjustable exam tables, accessibility is a design principle that improves life for everyone—not just those who identify as disabled.This episode is an essential resource for quality advocates, policymakers, accreditation professionals and others committed to improving care for all. It underscores that disability is not a niche issue but something that affects nearly all of us, eventually. By accounting for disability, health care can be better and more accessible for everyone.Key Quote:“The reason to use words like illness and impairment is someone may have a functional limitation but not identify with the term disability. That's common in some groups, like older adults, where having some physical limitation may lead to experiences similar to someone who would identify as being disabled. But that person might not identify with the term disability.Different people identify with different terms that underlie that same need for accommodation and access. Someone may consider themselves disabled but not have that same limitation—because of technology, the way the physical space has been built or laid out—may not actually experience that functional limitation.So wording needs to be broad and encompassing to capture the range of experiences within the disability community.” -Rupa Valdez, PhDTime Stamps:(01:46) Understanding Disability in Health Care(03:40) Challenges in Measuring Disability Care(07:30) Addressing Ableist Bias(12:29) Building Better Standards and Measures for Disability Care(18:52) Tips on Improving Care for People with DisabilitiesDive Deeper:NCQA Health Outcomes AccreditationHEDIS Disability Description of Membership (DDM)Connect with Rupa ValdezConnect with Polina LissinConnect with Elizabeth Ryder Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

CB Greg Newsome II and WR Tim Patrick speak with the media on Monday during Week 15 of the 2025 NFL Season.See omnystudio.com/listener for privacy information.

In this episode, Nathan Wrigley chats with Topher DeRosia about the impact of doing things in public within the WordPress community. Topher shares how openness, community involvement, and generosity have shaped his career and personal life, reflecting on organic reputation and the balance between commercial and philanthropic forces in open source. They discuss the importance of giving back, building friendships, and the long-term benefits of sharing work, highlighting the value of supporting newcomers and the ongoing evolution of WordPress. If you've ever wondered about the power of sharing your work, finding meaning in open communities, or how to make a difference over the long term, this episode is for you.

Segment 6 — Nuclear Assistance and Cyber Theft: North Korea's Contributions to Iran's Weapons Programs — Bruce Bechtol — Bechtol details North Korea's substantial nuclear assistance to Iran, including uranium warhead designs, raw uranium supplies, and construction of underground nuclear facilities. North Korea operates as the number one cyber theft entity globally, systematically stealing cryptocurrency and intellectual property to finance its military-industrial complex and weapons development programs. 1953

Segment 7 — The Arsenal of Resistance: North Korea's Role in Ukraine and the Middle East Conflicts — Bruce Bechtol — Bechtol analyzes North Korea's critical contributions to Russia's war effort in Ukraine, providing approximately 60% of Russian artillery ammunition and one-third of Russian ballistic missiles since 2023. North Koreaalso proliferates weapons systems and military training to Iran's regional surrogates, including Hamas, Hezbollah, and the Houthis, and has constructed a 45-kilometer tunnel network supporting Hezbollah operations throughout Lebanon. 1953