Podcasts about mindful money

This season we're diving into the hot topics and issues that we think you need to know about when it comes to your money. Today we're talking money and hormones. While we've talked in previous episodes about perimenopause, menopause and money - today we're diving into money and hormones, for those still menstruating.  It's about leaning into what we as women already know. We behave and feel differently during different parts of our menstrual cycle. Knowing this, understanding how different stages can impact your behaviour and how you might best set your self up for success. For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au.  My Financial Adulting Plan is here  Listen to my episode talking about Money and Hormones with Dr Ginni Mansberg here. Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.

This season we're diving into the hot topics and issues that we think you need to know about when it comes to your money. Today, we're talking unconscious biases when it comes to money. The episode is the result of reactions to an article Mel wrote for a publication that a very lovely gentleman described as a 'moronic analysic' as it dove into the questions: Are you in an echo chamber where you're just receiving the same answers from people around you because you all believe the same thing? Do you react strongly to something financially without thinking about whether that really is something that you do? What would it mean if you were to let go of unconscious bias and consider an alternative point of view? Todays episode looks at unconscious bias and loss aversion and how you might be inadvertently sabotaging your finances as a result. For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au.  My Financial Adulting Plan is here   What are your credit card points costing you is here   Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.

Mary Holm discusses the recent global market downturn and uncertainty caused by economic policy decisions. Mary also looks at a new Mindful Money and RIAA (Responsible Investment Association Australasia) survey about how New Zealanders view ethical inbvestment. Go to this episode on rnz.co.nz for more details

It's a new season and we're heading back to the basics to help you reduce your financial overwhelm and start (or keep) doing money better. This week Mel and Lawsie are talking about a money topic we're sure you've been itching for, all things insurance.  Okay, okay, so it's not the most exciting topic. BUT, having insurance when life happens gives you incredible peace of mind while you're dealing with the big things when life inevitably happens.  In this super important episode, they're talking about the type of insurance you might want to consider, when you might think about not having insurance, and things to consider when you're taking out insurance.   It's a super practical episode, and it's definitely one to tune into to help you when considering the insurance you have or need.   For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au.  Books and resources mentioned in this episode  My Financial Adulting Plan   Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.   

It's a new season and we're heading back to the basics to help you reduce your financial overwhelm and start (or keep) doing money better. This week Mel and Lawsie talk everything business, side hustle, and hobby related. Starting a business, side hustle, or paying hobby is easier than ever, but if you're going to do it, you may as well be as successful and profitable as you can while you do. In this episode they'll share things they've seen business owners do badly (so you can dodge those same mistakes), top tips, and the things that they've seen business owners do successfully that you should absolutely implement. Whether you're firmly unemployable like Mel (AKA a business queen), or forever and always an employee like Lawsie, this is the episode to learn all things business, and more.  For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au. Books and resources mentioned in this episode My Financial Adulting Plan   Mel's Money Lesson: Double My Business  Mel's Money Lesson: Pricing Psychology Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.  

Given the issues around KiwiSaver, it's a miracle any of us save anything to become remotely independent in retirement. Last week we told you about the Morningstar rankings and how the biggest operator in the market was performing so poorly, and now we have yet another crack at where the money is actually invested. Mindful Money is upset over the increase in funds going to fossil fuel producers. We have a 20% increase in the last six months. That's despite the amount of new money flowing into KiwiSaver only being 7%. Mindful Money is clearly of the view that the whole transition away from fossil fuels is still an urgent and present thing, when clearly, it's not. What we have here is a clash of reality vs ideology. The reality is KiwiSaver funds look for returns. The ideology is that no matter how unrealistic it is to run the world on sun and wind, we still need to sacrifice more to get there. If there has been one crushing realisation this past year or so around that, it is the simple truth that the transition to renewables has been found out, and badly. Genesis has half a million tonnes of coal standing by for this winter to keep the lights on. They have another half million tonnes on order, with a backup order for another 200,000 tonnes. Someone mines that coal. That's good business and good business pays dividends. If you hate coal don't even look at India and China. Coal is booming. It doesn't make it nice or palatable, but it's real and investment is about reality. We are in a time where the cold, hard truth of what we thought was going to be easy, isn't. It might not even turn out to be real. The last thing we need is KiwiSaver funds playing dumb games like the banks and looking to deny legitimate activity, the financial life blood, it needs to produce goods and services people actually want. What we want in KiwiSaver is a pool of money that grows. That happens by investing in relevant activities that turn a dollar and pay a dividend. Morale indignation doesn't fund retirement. See omnystudio.com/listener for privacy information.

Given the issues around KiwiSaver, it's a miracle any of us save anything to become remotely independent in retirement. Last week we told you about the Morningstar rankings and how the biggest operator in the market was performing so poorly, and now we have yet another crack at where the money is actually invested. Mindful Money is upset over the increase in funds going to fossil fuel producers. We have a 20% increase in the last six months. That's despite the amount of new money flowing into KiwiSaver only being 7%. Mindful Money is clearly of the view that the whole transition away from fossil fuels is still an urgent and present thing, when clearly, it's not. What we have here is a clash of reality vs ideology. The reality is KiwiSaver funds look for returns. The ideology is that no matter how unrealistic it is to run the world on sun and wind, we still need to sacrifice more to get there. If there has been one crushing realisation this past year or so around that, it is the simple truth that the transition to renewables has been found out, and badly. Genesis has half a million tonnes of coal standing by for this winter to keep the lights on. They have another half million tonnes on order, with a backup order for another 200,000 tonnes. Someone mines that coal. That's good business and good business pays dividends. If you hate coal don't even look at India and China. Coal is booming. It doesn't make it nice or palatable, but it's real and investment is about reality. We are in a time where the cold, hard truth of what we thought was going to be easy, isn't. It might not even turn out to be real. The last thing we need is KiwiSaver funds playing dumb games like the banks and looking to deny legitimate activity, the financial life blood, it needs to produce goods and services people actually want. What we want in KiwiSaver is a pool of money that grows. That happens by investing in relevant activities that turn a dollar and pay a dividend. Morale indignation doesn't fund retirement. See omnystudio.com/listener for privacy information.

It's a new season and we're heading back to the basics to help you reduce your financial overwhelm and start (or keep) doing money better. Today, Mel and Lawsie are talking investing. Whether it's investing in shares or in superannuation, chances are investing is something that feels confusing, like gambling, or something for future you to think about. By the end of todays episode, Mel and Lawsie want you to feel more confident about investing in shares, and to start giving a sh*t about your superanuation.  We'll be talking how to make money for shares, why investing in individual shares isn't right for most people, and what to look for when you're assessing your super plus loads more. For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au. Books and resources mentioned in this episode My Financial Adulting Plan  Mel's Money Lesson: Share Investing Basics Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.

It's a new season and we're heading back to the basics to help you reduce your financial overwhelm and start (or keep) doing money better. Today Mel and Lawsie dive into all things property and home ownership in 2025.  We know that so many people don't feel like they're really 'adulting' until they own their own home. Today, we're calling BS on that, sharing why that's simply not true. But, for those of you who do have buying a property (whether its a home, or investment), here's a few tips and tricks to make sure you're being financially smart with what you're doing.  From their own experiences, to interest rate predictions, and some of the best financial property tips, if climbing the property ladder interests you, this is the episode you'll want to tune into.  For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au. Books and resources mentioned in this episode My Financial Adulting Plan  Mel's Money Lesson: Buying and Investing in Property Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.

It's a new season and we're heading back to the basics to help you reduce your financial overwhelm and start (or keep) doing money better. Today Lawsie & Mel are talking about all things debt from what to know, why you should get comfortable with it, and what you should focus on.  Chances are, one of your new years resolutions is to get into, or out of debt. From getting rid of credit cards or personal loans, to getting into mortgages or investment loans, debt is a big topic many of us have on our mind especially as a new year begins. From the different types to the secrets about debt that the wealthy already know. Because while it's often something we think we should avoid at all costs, in reality, it's not quite that simple. For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au. Books and resources mentioned in this episode My Financial Adulting Plan  The link for our HIIT new year money challenge is here Freebie 25+ Ways to find 10K in 12 months Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.

It's a new season and we're heading back to the basics to help you reduce your financial overwhelm and start (or keep) doing money better. Today Lawsie & Mel are here to help put a little action in you, sharing things you can start right now with some quick wins and 101s. Chances are you (like us) are someone who loves a quick win, a dopamine hit, or Mel's personal favourite, an attagirl. Today, we wanted to give you a financial quick win, because there's nothing like a quick win or a dopamine hit to keep you motivated with your finances. We're not just talking where to look for quick wins or how they appear, we also share some of our own experiences, some we've seen MFAP alumni achieve, plus some super practical quick wins you can start with for your own finances. For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au. Books and resources mentioned in this episode My Financial Adulting Plan  The link for our HIIT new year money challenge is here Freebie 25+ Ways to find 10K in 12 months Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.

It's a new season and we're heading back to the basics to help you reduce your financial overwhelm and start (or keep) doing money better. Today we're talking about your money snapshot – where you are now and where you're going. And no, we're not going to tell you to go and start a budget – in fact we're going to talk about why they don't work. But we are going to stop some of you from driving off that financial cliff you're headed towards. As always, Mel & Lawsie share their experiences but also talk about the importance of a money snapshot, how detailed you need to get and give you some tools and tips to help you go and create your own money snapshot too. For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au. The link for the My Financial Adulting Plan is here: https://www.melissabrowne.com.au/financialadulting  The link for our HIIT new year money challenge is here: https://www.melissabrowne.com.au/hiit Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.

It's a new season and we're heading back to the basics to help you reduce your financial overwhelm and start (or keep) doing money better. Our question today is how do you remove the remove the fear out of money and to start (or for some of you, to continue) growing in confidence?  Mel and Lawsie talk you through why women particularly feel fearful or have low money confidence, we'll share stories and give you some simple practical things you can do to help you remove that fear and grow in confidence in 2025. Whether you're super fearful, you have low confidence or you just want your financial cup refilled, this will help you step into 2025 with financial confidence. For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au. The link for the My Financial Adulting Plan is here: https://www.melissabrowne.com.au/financialadulting  The link for our HIIT new year money challenge is here: https://www.melissabrowne.com.au/hiit Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.  

The holiday season is here, and with it comes the joy—and stress—of gift-giving and financial planning. In this episode of Love Always, Self, Shyra and Karista dive into the concept of financial consciousness and share practical tips for navigating money mindfully during this festive season.   From understanding your relationship with money to setting intentional financial goals, we discuss how to approach budgeting with awareness and gratitude. Hear Shyra's personal journey of transforming her mindset from scarcity to abundance, and gain insights into creating balance between short-term fun and long-term goals.   Join us for this heartfelt conversation filled with laughs, relatable stories, and empowering advice to make this holiday season both meaningful and financially stress-free.  

This powerful clip from THINK Business LIVE with Jon Dwoskin and Jonathan DeYoe, Author of Mindful Money, identifies and provides insight into overcoming “stuck” points in business. Get real-time, relatable coaching and practical advice for navigating hurdles to boost business growth. Watch the full episode Connect with Jon Dwoskin: Twitter: @jdwoskin Facebook: https://www.facebook.com/jonathan.dwoskin Instagram: https://www.instagram.com/thejondwoskinexperience/ Website: https://jondwoskin.com/LinkedIn: https://www.linkedin.com/in/jondwoskin/ Email: jon@jondwoskin.com Get Jon's Book: The Think Big Movement: Grow your business big. Very Big!   Connect with Jonathan DeYoe: Website: https://mindful.money/ Twitter: https://twitter.com/MindfulMoney_Ed Instagram: https://www.instagram.com/mindfulmoneyplan/ Facebook: https://facebook.com/MindfulMoneyPlan LinkedIn: https://www.linkedin.com/in/jonathandeyoe/ YouTube: https://www.youtube.com/c/mindfulmoney *E – explicit language may be used in this podcast.

In this episode of Mindful Money, we break down the essentials of mindful investing within the larger modular financial planning framework. We'll focus on three foundational practices: asset allocation, diversification, and rebalancing. These simple yet powerful steps can guide you to a successful long-term portfolio without succumbing to market predictions or emotional reactions. We'll also discuss mindfulness exercises, like box breathing and body scans, to help manage the impulses of fear and envy in investing. By staying present and committed to these principles, you can navigate the market's ups and downs with confidence and peace of mind.In this episode:(00:00) - Intro(01:27) - The importance of managing investments and people(06:21) - Core practices of mindful investing(07:34) - Asset allocation explained(10:55) - Diversification and its benefits(12:40) - Rebalancing your portfolio(18:49) - Mindfulness practices for better investing(23:17) - The benefits of mindfulness on your investmentsGet full show notes and links at https://mindful.money. Watch the episode on YouTube: https://www.youtube.com/@MindfulMoney. This podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy

In this episode of Mindful Money, we explore the choice between paying off low-interest debt and building taxable savings. While paying down high-interest debt is crucial, once that's done, the focus should shift toward maximizing retirement savings and investing in taxable accounts. We'll discuss how the power of compounding can make investing more beneficial than paying off low-interest debt. We'll also touch on the flexibility that taxable accounts provide, especially in retirement, where they allow for tax-efficient withdrawals. Ultimately, financial planning is about building a life well-lived, not just accumulating wealth.In this episode:(00:00) - Intro(02:27) - Reaching financial basecamp(04:18) - Three steps on the way to the summit(04:36) - Debt management vs. investment(06:08) - Optimizing your financial decisions(09:03) - The power of compounding(10:33) - Investing vs. paying off debt(12:09) - Taxable accounts and their benefits(13:12) - Tax strategies for retirementGet full show notes and links at https://mindful.money. Watch the episode on YouTube: https://www.youtube.com/@MindfulMoney. This podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy

In this episode of Mindful Money, we explore strategies for retirement planning. We'll dive into the critical topics of saving, investing, retirement income, retirement age, Social Security, living arrangements, and more. We'll also discuss investment strategies like maintaining a low withdrawal rate, diversification, and having a balanced portfolio, as well as practical advice on retirement accounts like 401(k)s and IRAs, and asset allocation. The goal is to help you make mindful financial decisions to ensure a secure retirement and build a lasting legacy.In this episode:(00:00) - Intro(01:15) - Defining financial independence(02:15) - Variables in retirement planning(03:07) - Social Security and healthcare considerations(04:27) - The need for early retirement planning(07:15) - Mind the gap: calculating retirement needs(08:56) - Withdrawal rates and portfolio management(10:49) - Creating a legacy and setting savings goals(11:45) - Choosing the right retirement account(12:04) - Employer-sponsored plans and IRAs(14:46) - Investment basics and compounding(15:56) - Types of investments: owners vs. loaners(18:40) - Building a diversified portfolioGet full show notes and links at https://mindful.money. Watch the episode on YouTube: https://www.youtube.com/@MindfulMoney. This podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy

In this episode of Mindful Money, we talk about the critical step of eliminating high-interest debt, a common financial burden that hinders progress toward financial freedom. We'll discuss the importance of identifying high-interest debt, the impact it has on your finances and health, and strategies for tackling it effectively through debt snowball and debt avalanche methods. We'll also discuss the balance between debt repayment and investing, and the benefits of handling debts wisely to achieve a happier, financially stable life.In this episode:(00:00) - Intro(00:58) - Understanding and tackling high-interest debt(02:03) - Strategies for debt elimination(07:30) - Balancing debt repayment and investing(09:26) - Low-interest debt and financial strategyGet full show notes and links at https://mindful.money. Watch the episode on YouTube: https://www.youtube.com/@MindfulMoney. This podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy

In this episode of Mindful Money, we dive into the importance of building an emergency fund as the foundation of a successful financial plan. The purpose of an emergency fund is to cover unexpected expenses and provide peace of mind. We'll discuss guidelines on how much to save based on different life stages, from young adults to retirees, and explore practical steps for calculating and building your emergency savings. An emergency fund is a crucial safety net to protect against financial setbacks and ensure long-term financial stability.In this episode:(00:00) - Intro(01:07) - Building your emergency fund(02:11) - What is an Emergency Fund?(03:14) - How much should you save?(04:51) - Emergency fund by life stages(08:23) - Calculating your minimum emergency fund(09:25) - When to use your emergency fundGet full show notes and links at https://mindful.money. Watch the episode on YouTube: https://www.youtube.com/@MindfulMoney. This podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy

This powerful clip from THINK Business LIVE with Jon Dwoskin and Jonathan DeYoe, Author of Mindful Money, identifies and provides insight into overcoming “stuck” points in business. Get real-time, relatable coaching and practical advice for navigating hurdles to boost business growth. Watch the full episode Connect with Jon Dwoskin: Twitter: @jdwoskin Facebook: https://www.facebook.com/jonathan.dwoskin Instagram: https://www.instagram.com/thejondwoskinexperience/ Website: https://jondwoskin.com/LinkedIn: https://www.linkedin.com/in/jondwoskin/ Email: jon@jondwoskin.com Get Jon's Book: The Think Big Movement: Grow your business big. Very Big!   Connect with Jonathan DeYoe: Website: https://mindful.money/ Twitter: https://twitter.com/MindfulMoney_Ed Instagram: https://www.instagram.com/mindfulmoneyplan/ Facebook: https://facebook.com/MindfulMoneyPlan LinkedIn: https://www.linkedin.com/in/jonathandeyoe/ YouTube: https://www.youtube.com/c/mindfulmoney *E – explicit language may be used in this podcast.

In this episode of Mindful Money, we're discussing the critical step of adopting a savings habit. Spending less than you earn, establishing healthy financial habits early, and taking advantage of compounding interest are crucial. Create a vision for your ideal life and align your financial priorities with that vision. These steps, along with automating your savings and making mindful spending choices, will help you build financial security, eventually leading to a comfortable retirement.In this episode:(00:00) - Intro(01:51) - The savings habit(02:22) - Spend less than you earn(03:38) - Two financial statements every business needs(05:14) - Empathizing with your future self(06:06) - Take advantage of compounding(07:48) - Ranking your priorities(09:44) - Automate your savings(10:59) - Re-Investing your savings(11:17) - Next stepsGet full show notes and links at https://mindful.money. Watch the episode on YouTube: https://www.youtube.com/@MindfulMoney. This podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy

In this episode of Mindful Money, we dive into step two of the modular financial planning process—developing a clear vision of your ideal life. It's critical to think through each step in creating this vision, such as identifying personal values, declaring a meaningful purpose, envisioning your perfect life, writing a professional mission statement, and setting actionable personal goals. Following these steps will help you create a written financial plan that reflects your deepest values and aspirations. Financial security is a journey that requires acceptance, self-reflection, planning, and hope.In this episode:(00:00) - Intro(01:13) - Understanding financial security(02:18) - Developing your ideal life vision(06:30) - Five essential elements of your vision(06:46) - Identifying personal values(07:45) - Stating your meaningful purpose(09:34) - Picturing your perfect life(11:04) - Creating a professional mission statement(11:56) - Setting personal goals(13:42) - Next stepsGet full show notes and links at https://mindful.money. Watch the episode on YouTube: https://www.youtube.com/@MindfulMoney. This podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy

Barry Coates is the founder and co-CEO of Mindful Money. https://mindfulmoney.nz/

What dragons have you had to slay in your life? Each of us have faced different dragons, big and small, that we've come up against in our lives. Talking health, wellness, and thriving, Jennifer Benfield joins Mel this week to discuss the dragon that entered her life and forced her to reassess everything about the way she was living. Tune into this episode of Uncensored Money for a discussion on health and wellness, and the impact every choice you make can have on your physical, mental, and financial health.  Books and resources mentioned in this episode Wiser & Well Wiser & Well Instagram Jennifer Benfield LinkedIn My Financial Adulting Plan If you're on insta, come play over at @MelBrowne.Money and make sure you're signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

In this episode of Mindful Money, we'll talk about the first step in the modular financial planning process. Contrary to common advice, financial planning should begin with understanding what is worth seeking in life. It's important to go through a process of self-discovery and introspection before setting financial goals. We'll explore the eight pillars of happiness and how they form the foundation for lasting happiness and effective financial planning. Join me as we learn how to align our financial decisions with what truly matters, ultimately leading to a fulfilling and satisfying life.In this episode:(00:00) - Intro(01:08) - Life lessons from my father(01:53) - Challenging materialism(02:49) - The importance of self-discovery(06:11) - Eight pillars of happiness(06:15) - Health: The foundation of happiness(07:21) - Engagement: Active participation in life(08:15) - Relationships: The key to happiness(10:56) - Meaning: Finding purpose in life(12:09) - Accountability: Staying true to yourself(13:16) - Generosity: The joy of giving(15:55) - Optimism: The power of positive thinking(17:15) - Gratitude: Appreciating what you have(18:52) - Conclusion and next stepsGet full show notes and links at https://mindful.money. Watch the episode on YouTube: https://www.youtube.com/@MindfulMoney. This podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy

You know when you tell yourself you're not doing something anymore, and then a week later you find yourself unconsciously in the process of doing just that?  A few weeks ago, Mel found herself in just that loop. She set herself the challenge to shop her closet and not the stores, and yet when Sarah Blakely dropped her new Sneex, she caught herself adding to cart.   In this episode of Uncensored Money, Lawsie and Mel talk about the strain on our willpower that our phones have on us daily, and the habits we can create that can help give that willpower a break. Books and resources mentioned in this episode My Financial Adulting Plan If you're on insta, come play over at @MelBrowne.Money and make sure you're signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

In this episode of Mindful Money, I'm introducing a new nine-part series about modular financial planning, and why I think it's the best approach for getting started. Specifically, we'll discuss the importance of having a financial plan, comparing the in-depth and all-encompassing nature of comprehensive plans to the simplified and focused approach of modular plans. A financial plan acts as a roadmap, helping to achieve long-term goals, optimize investments, manage debt, and even provide psychological benefits such as reduced anxiety. The next nine episodes will explore the modular financial planning process in detail, starting with understanding your values and priorities. Join me for this series as we aim to normalize the money conversation and use financial planning to build a life of stability, purpose, and joy.In this episode:(00:00) - Intro(00:55) - Exploring financial planning approaches(01:50) - Why having a financial plan is essential(04:25) - Setting long-term financial goals(05:51) - Coping with the psychological impacts of managing money(07:04) - Two approaches to creating a financial plan(07:16) - Comprehensive financial planning(09:22) - Modular financial planning(12:41) - The steps of a modular financial plan(14:29) - Adopting a savings habit(16:38) - What's in store for this seriesGet full show notes and links at https://mindful.money. Watch the episode on YouTube: https://www.youtube.com/@MindfulMoney. This podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy

We all know that fast fashion is bad, both environmentally and ethically, but what about the latest category which encapsulates brands like Temu, Shein, and Boohoo. With faster production cycles, faster churn, faster to landfills, and clothing made with ultra plastics which will shed microfibres into waterways for years to come, this new category is like fast fashion on crack. In this episode of Uncensored Money, Mel talks about the new fashion category, Ultra Fast Fashion – who is in it and why it could be as harmful as tobacco for your health. Books and resources mentioned in this episode Good On You App The Imperfect Idealist Venetia La Manna My Financial Adulting Plan If you're on insta, come play over at @MelBrowne.Money and make sure you're signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

This week it's scam awareness week and last year, $2.7 billion was lost to scammers in Australia. That's more than $5,200 per minute – and that's only the scams we know about. So many more would have kept quiet. That's why I'm excited to be talking to Tracy Hall, who in 2017 discovered the man she'd been dating for two years, Max, was one of Australia's most prolific con men – Hamish McLaren. Also known as Hamish Watson. Also known as Hamish Maxwell. During our chat, you'll hear just how much she lost, red flags to be aware of, what to do if someone you think is being scammed, how to move on from the shame of being scammed and so much more. Tracy's story highlights that it doesn't matter her you're from, how you were raised or educated or how intuitive you think you are – anyone can fall victim to a scam. Books and resources mentioned in this episode Tracy Hall - Scam Resources The Last Victim My Financial Adulting Plan If you're on insta, come play over at @MelBrowne.Money and make sure you're signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

Mark Murphy, CEO of Northeast Private Client Group, is an accomplished author, speaker, and motivator who's revolutionizing the financial planning and wealth management industry. He helps entrepreneurs achieve multigenerational wealth through personalized strategies, leveraging his strategic planning and financial engineering expertise. Forbes has ranked him as the No. 1 financial security professional in NJ and #15 nationwide. Additionally, his book, The Ultimate Investment, is a No. 1 bestseller and new release on Amazon.In this episode, I talk with Mark about his journey from financial adversity in his youth to a successful career in financial services. We discuss the importance of protecting entrepreneurial confidence, differentiating between owning a job and running a business, and the concept of transformational versus transactional investments. Mark also shares his philosophy of investing in oneself and shares his “Ikigai” framework for finding passion and purpose in one's career.In this episode:(00:00) - Welcome to Mindful Money(00:59) - Meet Mark Murphy(01:55) - Mark's early life and lessons on money(04:02) - Career journey: From college to CEO(05:43) - Insights from The Ultimate Investment(06:26) - The difference between buying a job and running a business(08:45) - Entrepreneurial mindset and confidence(10:17) - Transformational vs. transactional investments(13:55) - The Ikigai test: Finding your path(19:43) - Advice for entrepreneurs(22:55) - Mark's perfect day(23:52) - The last thing Mark changed his mind aboutGet full show notes and links at https://mindful.money. Watch the episode on YouTube: https://www.youtube.com/@MindfulMoney. This podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy

What inspiration can we take from the Olympics for your finances this week? In this solo episode of Uncensored Money, Mel talks about the extraordinary competitors in the Olympics, examining how we can take inspiration from their practice, so we can sprint through the the next five months, to finish this year well. Books and resources mentioned in this episode My Financial Adulting Plan If you're on insta, come play over at @MelBrowne.Money and make sure you're signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

Scott Rick is a marketing professor at the University of Michigan's Ross School of Business. He holds a PhD in Behavioral Decision Research from Carnegie Mellon University, where he was a National Science Foundation graduate research fellow. He has published research in premier journals spanning marketing, psychology, economics, and neuroscience. At the University of Michigan, he has won awards for both research and teaching. Rick's research has been covered extensively in outlets such as The New York Times, The Wall Street Journal, The Washington Post, and NPR. His first book, Tightwads and Spendthrifts: Navigating the Money Minefield in Real Relationships, was published in January 2024 by St. Martin's Press.In this episode, I talk with Scott about common financial advice myths, how money occupies more space in our lives than it should, and the psychological factors that shape our spending personalities. Scott shares his personal experiences growing up with financial disparities and how those experiences influenced his financial behavior. We also dive into the dynamics of finances in relationships, addressing how couples can navigate financial conflicts to foster healthier relationships.In this episode:(00:00) - Welcome to Mindful Money(01:05) - Meet Scott Rick: Behavioral decision researcher(02:04) - Scott's early life and money lessons(04:57) - Teaching kids about money(06:30) - The story behind tightwads and spendthrifts(10:36) - Understanding tightwads and spendthrifts(13:02) - Psychological and neurological factors in spending(16:17) - Can financial personalities change?(17:43) - Navigating financial behaviors in relationships(20:48) - Opposites attract: Advice for financially mismatched couples(22:00) - Setting up joint and separate accounts(23:53) - Handling financial conflicts(29:04) - And one thing couples should stop doing(32:16) - Final thoughts and takeawaysGet full show notes and links at https://mindful.money. Watch the episode on YouTube: https://www.youtube.com/@MindfulMoney. This podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy

Like the entirety of the world, Mel and Lawsie have spent the past few weeks with their eyes glued on the Olympics. Watching these extraordinary athletes, has made them ask the question, What if we applied a high performing mindset to our finances? In this episode of Uncensored Money, Mel and Lawsie talk about eight things we can learn from elite athletes and apply to our finances. From the power of goal setting to a great coaching team, tune in to find out what tips we can take from our Olympians. Books and resources mentioned in this episode My Financial Adulting Plan If you're on insta, come play over at @MelBrowne.Money and make sure you're signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

It's no surprise to most of us that things have gotten a little tougher financially in recent years. With so many indicators leading us to a measure of stress and uncertainty, knowing what to do to help things, can feel impossible. In this episode of Uncensored Money, Mel and Lawsie discuss this uncertainty, giving us 5 things we can look at to regain control during times of financial uncertainty and distress. Because while we know that not all of us can get a second job to bridge a financial gap, nor can we put our heads in the sand to ignore a growing financial strain. Tune into this episode where we go back to basics, and share the things you really should be doing to regain financial control. Books and resources mentioned in this episode My Financial Adulting Plan 10 Ways to Manage, Pay Off & Use Debt To Your Advantage What a BIG Difference a Decade Can Make to Your Finances 50+ Ways to Find $10K in 12 Months If you're on insta, come play over at @MelBrowne.Money and make sure you're signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

In this solo episode, Mel talks about interest rates and inflation. Terrifying words for most Australians, Mel talks to what these latest inflation figures mean, and what other options could work to lessen interest rates. Tune into this episode of Uncensored Money where we break down what's going on with the economy, and Mel's opinion on whether we may or may not be in for more rising interest rates. Books and resources mentioned in this episode My Financial Adulting Plan 10 Ways to Manage, Pay Off & Use Debt To Your Advantage What a BIG Difference a Decade Can Make to Your Finances 50+ Ways to Find $10K in 12 Months If you're on insta, come play over at @MelBrowne.Money and make sure you're signed up to Mel's Money Musings for more tips, tricks and ideas on how to best work with your money. Finally, if you love this episode please make sure you subscribe and leave us a review.

In this episode, Fiona chats with Canna Campbell aka Sugar Mamma (sugarmamma.tv) about her journey into the financial world and how she has become a recognised and respected content creator with a loyal following on YouTube, Instagram and Tik Tok. Canna shares her insights on personal finance, investing, content creation and how to manage both personal and business finances effectively. You'll Learn How To:The importance of taking breaks and managing stressStarting and growing her businessChallenges of being a young female in a male-dominated industryInspiration and challenges of starting a YouTube channelCanna's personal experiences with ADHDBalancing multiple projects and maintaining productivityThe importance of financial independenceThe importance of understanding and managing superannuationStrategies for personal and business financial managementLack of financial educationStrategies for paying down debt and debt recyclingInvestment through equity in homeownershipImportance of professional financial adviceFinancial literacy and its impact on wealth buildingTeaching children about financesBudgeting and cash flow managementChallenges in creating and sticking to a budgetIdentifying and reducing wasteful spendingFinancial tools and apps for budgetingGet started on a more successful and sustainable small business with our range of free tools at mydailybusiness.com/freestuffGroup Coaching is now open! You can apply at mydailybusiness.com/groupcoachingConnect and get in touch with My Daily BusinessMy Daily Business ShopMy Daily Business Free Weekly Planner

Welcome to another transformative episode of the Mindful Money Makers podcast! In this episode, we have the honor of hosting Bill Becker, a retired sales and marketing professional who now dedicates his expertise to homeless initiatives and evangelizes about sales careers. **About Our Guest: Bill Becker** Bill Becker is a seasoned expert with over 35 years of experience in marketing and technology sales. Throughout his illustrious career, Bill focused on non-traditional revenue streams, opened new markets, and developed multiple programs to secure multi-million dollar clients. His journey took a pivotal turn when he began evangelizing about sales careers after spearheading the retraining of workers affected by the 9/11 layoffs. Now, Bill is channeling his skills and knowledge into making a difference in the world through homeless initiatives. **What to Expect in This Episode:**

Welcome to another enlightening episode of our Stoic podcast, where we delve into the profound intersection of mindfulness and financial freedom. In this episode, titled "Mindful Money Matters: A Stoic Guide to True Financial Freedom," we explore timeless Stoic principles that empower you to navigate the intricate landscape of wealth with wisdom.Join us as we unravel the secrets to cultivating a resilient mindset that withstands the fluctuations of the financial world. Discover how Stoic philosophy provides a transformative guide, offering practical insights on mindful wealth management, fostering discipline, and achieving lasting prosperity.Whether you're just beginning your financial journey, this episode equips you with the tools to embrace Stoicism as a powerful ally in your pursuit of true financial freedom. Tune in now to gain a deeper understanding of how mindfulness and Stoic principles can shape a more secure and fulfilling financial future. Don't miss out on this insightful conversation – your journey to financial empowerment starts here!Support the showwww.streetstoics.comhttps://twitter.com/StreetStoicsReach us: streetstoics@gmail.comProduced by: http://podmedia.net/

Upcoming Event!How Can Mindfulness Help You Reach Financial Independence?Do you want to reduce money anxiety, but don't know who to trust?Would you like to learn how to set up and manage your own retirement plan?Do you want to know how we create a passive income stream you can't outlive?If yes, join us and learn how to answer the 4 critical financial independence questions:Am I on track for financial independence?What do I need to do to get on track?How do I design a mindful investing portfolio?How do I manage that portfolio and my income over time through changing markets?Learn more: https://courses.mindful.money/financial-independence-bootcampIn this episode, I dive deep into the world where ethics meet investments, and I'm thrilled to guide you through the often-misunderstood realm of Socially Responsible Investing (SRI) and Environmental, Social, and Governance (ESG) principles. It's not just about aligning your portfolio with your personal values, but also about securing a robust financial future for you and your family. Together, we'll explore how to responsibly invest in the great companies that innovate and refuse to lose our money, and I'll share with you the tools and strategies to do so without forgoing profits. This is for those who believe in the power of conscientious investing and for anyone looking to navigate the challenges of balancing moral integrity with market returns. We'll confront fears, debunk myths, and discuss practical solutions that cater to your principles while aiming for a secure retirement. I'm right there with you, supporting ESG values and discussing how modern investment tools like indices and ETFs can reflect individual beliefs. It's all about empowering you with the knowledge to make informed decisions that resonate with your ethics and financial goals. So, join me as we tackle the big questions and uncover the realities of SRI and ESG investing. Whether you're already on the path of responsible investing or just curious about what it entails, this episode is an invaluable resource for managing your wealth with a clear conscience. Let's take this enlightening journey together and empower our investment choices in the ever-evolving landscape of finance.

Upcoming Event!How Can Mindfulness Help You Reach Financial Independence?Do you want to reduce money anxiety, but don't know who to trust?Would you like to learn how to set up and manage your own retirement plan?Do you want to know how we create a passive income stream you can't outlive?If yes, join us and learn how to answer the 4 critical financial independence questions:Am I on track for financial independence?What do I need to do to get on track?How do I design a mindful investing portfolio?How do I manage that portfolio and my income over time through changing markets?Learn more: https://courses.mindful.money/financial-independence-bootcampIn this episode, we dive deep into the world of financial fortitude, with a focus on not just weathering the storm, but creating a legacy that'll ripple through generations. I've laid out a blueprint that demystifies the complex world of investing, breaking down how a disciplined approach and the magic of compounding can turn even the humblest of savings into a retirement nest egg that's nothing short of impressive. And trust me, it's not just about stashing away cash; it's about cultivating a mindset that recognizes the power of great companies and the role they play in growing your wealth over time.I'm genuinely excited to guide you through the nuances of building and maintaining wealth that outlives you. We'll explore the indispensable concept of an 'adult memory' when it comes to managing finances and why embracing innovation and minimizing losses can be game changers in your investment journey. I'll also share insights on strategic legacy planning: how to pass on wealth and the wisdom needed to manage it across multiple generations. So whether you're taking your first step towards saving or you're looking to fine-tune your retirement plan, this episode is packed with practical advice that can help steer you towards a future where 'happy investing' is a tangible reality for you and your loved ones

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2653: Ira Israel explores the profound relationship between our mindset towards money and overall happiness in "Mindful Money." He delves into societal views on wealth, contrasting the scarcity mentality with beliefs in abundance and how these perspectives shape our lives. Israel's insights encourage a reflective examination of our own attitudes towards money, urging a shift towards valuing freedom and personal fulfillment over financial status. Read along with the original article(s) here: https://iraisrael.com/mindful-money/ Quotes to ponder: "A man is a success if he gets up in the morning and gets to bed at night, and in between he does what he wants to do." ~ Bob Dylan "I desire more freedom, ease, opportunities, and options." "Any problem that can be solved by money isn't a real problem." Episode references: "Class: A Guide Through the American Status System" by Paul Fussell: https://www.amazon.com/Class-Through-American-Status-System/dp/0671792253 "The Tyranny of the Meritocracy: Democratizing Higher Education in America" by Lani Guinier: https://www.amazon.com/Tyranny-Meritocracy-Democratizing-Education-America/dp/0807078123 Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever felt like financial freedom is just a distant dream while you're buried in debt? Join me, Mikita, as I team up with life coach Camille, on a revealing journey from financial distress to abundance. This episode of Thym 4 Tea is a heart-to-heart on how you can break free from the shackles of debt, and why it's time for us to have frank discussions about money, mindset, and the emotional weight that comes with our bank balances.Camille, who once wrestled with her financial woes, now guides professional women towards security. We unravel the historical complexities of women's relationship with money and highlight the significance of perspective shifts that can lead to a life of both contentment and financial confidence. This isn't just about numbers; it's about emotional well-being and mustering the courage to confront financial struggles without shame.Together, we tackle the taboo of money talk, the perils of comparison, and the transformative power of self-care in the quest for personal fulfillment. Whether it's understanding how to prioritize savings over splurges or the wisdom of buying with cash, this conversation is a treasure trove of insights. So, pour yourself some tea, and let's embark on a path to financial wellness where the goal isn't just to survive, but thrive. With faith, self-compassion, and a sprinkle of strategic spending, we're redefining success one sip at a time.Support the show#selfdevelopment #Wellness #thym4teawithmikita #manifest #purposefulliving #liveunapplogectically #freedom #podcast #womeninpodcast #podcastlife #empoweringwomen

Upcoming Event!How Can Mindfulness Help You Reach Financial Independence?Do you want to reduce money anxiety, but don't know who to trust?Would you like to learn how to set up and manage your own retirement plan?Do you want to know how we create a passive income stream you can't outlive?If yes, join us and learn how to answer the 4 critical financial independence questions:Am I on track for financial independence?What do I need to do to get on track?How do I design a mindful investing portfolio?How do I manage that portfolio and my income over time through changing markets?Learn more: https://courses.mindful.money/financial-independence-bootcampIn this episode, I dive deep into the often-misunderstood realm of retirement planning, debunking the myths that might have you believe bonds are the be-all and end-all for a secure financial future. We've been told time and again to play it safe as we age, but I'm here to flip the script and show you how equities - those powerful shares in the great publicly traded companies - could be your secret weapon against inflation and the key to a retirement income that doesn't just last, but grows. I bring you almost a century of evidence and my personal anecdotes to back up this bold claim, demonstrating the resilience and growth potential of dividends in an uncertain economy. Together, we'll explore why the 'bonds are best' narrative could actually set you up for a slow-motion financial suicide in a world where living costs are relentlessly climbing. You'll understand how fostering an income through equity investments in formidable companies isn't just smart; it's necessary to outpace inflation and maintain a lifestyle that's not just comfortable, but financially dynamic. I promise that by the end of our chat, you'll be armed with the essential tactics to make your golden years truly shine. So, join me as we step confidently into a discussion that could very well redefine your approach to retirement. Let's grow that retirement income together!

In this episode of Maximum Lawyer, CEO Becca Eberhart shares a cost-saving tip for individuals and businesses: switch from monthly to annual subscriptions to potentially save 16% or more. Many services offer discounts for annual payments and urges listeners to actively review and manage their subscriptions. Becca advises checking for unused services and negotiating better deals, cautioning against long-term contracts that may limit flexibility. Listen in for encouragement and ideas to be proactive and mindful in financial management for immediate savings and long-term fiscal health.00:24 Opting for annual subscriptions instead of monthly ones03:54 The importance of actively reviewing and managing subscriptions05:14 Cautions against locking into long-term contractsTune in to today's episode and checkout the full show notes here.

E336– Inner Voice – A Heartfelt Chat with Dr. Foojan. In this episode, Dr. Foojan Zeine chats with Jonathan K. DeYoe, CPWA, AIF, a Lutheran seminarian turned Buddhist academic turned financial adviser. He has been investing for over four decades and meditating for 25 years. DeYoe started managing investments for clients at Wall Street firms before launching his own financial planning firm in 2001. After 20 years, Jonathan merged his firm into the national financial planning firm EP Wealth. Today, Jonathan is a senior VP and partner at EP Wealth, and his Mindful Money organization is focused on financial education and coaching for folks who don't have access to traditional advice. He lives in Berkeley, California. We talked about his latest book “Mindful Investing” and what it means to be mindful in the financial realm and how to invest from that perspective. More information at: www.Mindful.Money Check out my website: www.FoojanZeine.com, www.AwarenessIntegration.com, www.Foojan.com Remember to Subscribe, Listen, Review, and Share! Find me on these sites: *iTunes (https://itunes.apple.com/us/podcast/i...) *Google Play (https://play.google.com/music/m/Inpl5...) *Stitcher (https://www.stitcher.com/) *YouTube (https://www.youtube.com/DrFoojan) Platforms to Like and Follow: *Facebook (https://www.facebook.com/DrFoojanZeine/) *Instagram (https://www.instagram.com/Dr.FoojanZe...) *Twitter (https://www.twitter.com/DrZeine/) *LinkedIn (https://www.linkedin.com/in/DrFoojanZ...)

This week we interview Jonathan Deyoe about mindful money and 5 tips that you can use today for better financial health. For more information, visit the show notes at https://moneytreepodcast.com/mindful-money-jonathan-deyoe Today's Panelists: Kirk Chisholm | Innovative Wealth Barbara Friedberg | Barbara Friedberg Personal Finance Douglas Heagren | Pro College Planners   Follow on Facebook: https://www.facebook.com/moneytreepodcast Follow LinkedIn: https://www.linkedin.com/showcase/money-tree-investing-podcast Follow on X (formerly Twitter): https://x.com/MTIPodcast  

What type of mindset would you have if you were sentenced to 25 years to life? In this episode of the Nightmare Success podcast, host Brent Cassity interviews Joe Robinson, the founder of Mindful Money. Joe shares his personal journey from growing up in the rough neighborhood of East New York, Brooklyn, to getting involved in a life of crime and eventually being sentenced to 25 years to life in prison. Despite the challenges he faced, Joe's passion for helping others and improving financial literacy remained strong. This episode highlights the importance of education, mindset, and resilience in overcoming personal nightmares and finding success. Joe Robinson shares his experience of facing a long sentence and entering the unknown world of prison. He discusses how he found purpose in the law library and began teaching classes to help others. After his release, Joe started Mindful Money, a platform focused on financial literacy and empowerment. He highlights the challenges of reentry and adapting to technology. Joe emphasizes that individuals should not be defined by their past mistakes and that everyone has the capacity to do good things and be resilient. In this conversation, Joe Robinson shares his journey from incarceration to success and offers valuable insights on mindset, overcoming challenges, finding purpose, building a support system, taking responsibility, and creating opportunities for others. Joe's story serves as an inspiration for anyone facing adversity and seeking to turn their life around. --- Support this podcast: https://podcasters.spotify.com/pod/show/brent-cassity/support

Liz Carroll is an amazing coach! She offers a course that is designed for women that feel they weren't taught how to make, manage or think about money. Find out how to get mindful with your money and improve your relationship with it. Create a values-based Freedom & Relief Plan you will love and follow. Learn more on episode 94 of the Redefine Business Podcast. I'm so excited to have the opportunity to talk to Liz Carroll about Mindfulk Money Coaching Find Liz here:  Instagram: https://www.instagram.com/mindfulmoneycoaches LinkedIn: https://www.linkedin.com/in/money-coach/ Website: www.mindfulmoneycoaches.com  Next LIVE Class starts Wednesday, January 10, 2024. If registering prior to January 4 USE= Brittni's MMM Affiliate Link: https://www.mindfulmoneymethod.com/a/2147521077/MAKVFz3Q / 40% Off Coupon Code: BRITTNI REDEFINE BUSINESS COMMUNITY: https://www.facebook.com/groups/redefineyourbiz INSTAGRAM: https://www.instagram.com/brittni.schroeder/ SHOWNOTES: https://brittnischroeder.com/podcast/client-boundaries