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Alan continues our Invested series with a message on generosity. Generosity isn't automatic—it's not the default. If we want to build bigger hearts, we have to be intentional and get trained in it. Hebrews 13:16 reminds us: “Do not forget to do good and to share with others, for with such sacrifices God is pleased.” In Luke 12, Jesus warns us that life does not consist in an abundance of possessions. We face two life strategies—will we store, or will we share? True generosity is purposeful—not giving when there's an appeal or out of obligation, but giving the first fruits to the Lord and seeking every opportunity to live generously. From interested to invested, take your next step in generosity today
Spurs Chat: Discussing all Things Tottenham Hotspur: Hosted by Chris Cowlin: The Daily Tottenham/Spurs Podcast Hosted on Acast. See acast.com/privacy for more information.
GS#441 June 17, 2014. The Wedge Guy, Terry Koehler responds to Golf Smarter listener questions about short game improvement and how to select the right wedge for your game. This was orginally a Members Only episode that has never been shared publically before. This episode is brought to you by BreakfastBalls.Golf. Visit BreakfastBalls.Golf for the best quality and pricing on premium used golf balls. Find your favorite brand at half the price of new balls! Use GOLFSMARTER at checkout for 20% off your order!Check out "Invested in the Game", a new original podcast from Charles Schwab. This podcast is their way of sharing the incredible stories behind the game. Listen now at schwab.com/TheGame or wherever you get your podcasts.This episode is sponsored by Indeed. Please visit indeed.com/GOLFSMARTER and get a $75 SPONSORED JOB CREDIT. Terms and conditions apply. This episode is sponsored by HIMS. Start your free online visit today HIMS.com/golfsmarter and received personalized ED treatment options. This episode is also brought to you by Policygenius. Secure your family's future with Policygenius. Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.If you have a question about whether or not Fred is using any of the methods, equipment or apps we've discussed, or if you'd like to share a comment about what you've heard in this or any other episode, please write because Fred will get back to you. Either write to golfsmarterpodcast@gmail.com or click on the Hey Fred button, at golfsmarter.com
Discover how Abdullah Nouh turned setbacks into strategy and why fewer, better property investments can set you freer, sooner. Have you ever made a decision that left a scar — the kind that quietly becomes your success compass? In this episode of Get Invested, Bushy Martin sits down with Abdullah Nouh, founder of Mecca Property Group, for a powerful conversation about how to turn mistakes into momentum and transform your investing mindset. Abdullah shares the discipline and precision he learned in construction and mining and how he now applies it to property — putting numbers first and street appeal second. He reveals why the real key to “sleep-at-night” investing is strategy before postcode, quality over quantity, and family and faith over fear and greed. Across this first part of their two-part discussion, you’ll discover: How to convert regret into a roadmap for smarter investing. Why a few great assets (including commercial ballast) outperform many average ones. How to silence “shiny object syndrome” and focus on results instead of door-counting. Why family, faith and service help you stay grounded when the market turns greedy. Whether you’re a time-poor professional or a seasoned investor, Abdullah’s frameworks will help you filter deals, pick the right pockets and compound forward with confidence. Abdullah is a values-led, data-driven buyer’s advocate. A husband and father of four, he combines residential growth properties with commercial assets to create cash-flow stability and long-term financial freedom for his clients. Don’t miss part one of this inspiring two-part series — it’s packed with mindset shifts, practical filters, and real-world lessons you can apply right now to your own property journey. Connect with Abdullah meccapropertygroup.com.au Find your Freedom Formula Success in property starts with your 'why', and then the 'what' and 'how'. Let me, Bushy Martin, lead you through it! Sign up for my Freedom Formula program. The first session is absolutely free, and it only takes around an hour! Find out more https://bushymartin.com.au/freedom-formula-course Subscribe to Property Hub for free now on your favourite podcast player. Take the next step - connect, engage and get more insights with the Property Hub community at linktr.ee/propertyhubau Book a personal solutions session with Bushy to go deeper on your specific property needs or challenges Continue the discussion with likeminded investors and experts on The Property Hub Collective Facebook group Get a copy of Bushy's book, Get Invested, for FREE, and find out what it takes for you to invest in living more, working less Get all Property Hub info here linktr.ee/propertyhubau About Get Invested, a Property Hub show Get Invested is the leading weekly podcast for Australians who want to learn how to unlock their full ‘self, health and wealth’ potential. Hosted by Bushy Martin, an award winning property investor, founder, author and media commentator who is recognised as one of Australia’s most trusted experts in property, investment and lifestyle, Get Invested reveals the secrets of the high performers who invest for success in every aspect of their lives and the world around them. Subscribe now on Apple Podcasts, Spotify and YouTube to get every Get Invested episode each week for free. For business enquiries, email andrew@apiromarketing.com.See omnystudio.com/listener for privacy information.
In this episode, I'm sharing the exact story of the $7k business workshop I attended in California last year - and what happened as a result of it. I'm also sharing something super exciting with you!Follow Joella on Instagram: www.instagram.com/joella.skoogh
Barnaby brings all the latest Daily Tottenham News including his review from the Carabao Cup victory over DoncasterSubscribe to my Patreon account to support me making Tottenham daily content here:https://www.patreon.com/BarnabySlaterPatreonWatch on YouTube:https://www.youtube.com/@barnabyslater_Instagram: @barnabyslatercomedyTikTok Football: @barnabyslaterTikTok Spurs: @barnabyslatercoys Hosted on Acast. See acast.com/privacy for more information.
September 22nd, 2025 Follow us on Facebook, Instagram and X Listen to past episodes on The Ticket’s Website And follow The Ticket Top 10 on Apple, Spotify or Amazon MusicSee omnystudio.com/listener for privacy information.
GS#1018 In this episode Jon Schram shares his journey through the world of golf, detailing his early passion for the sport, the challenges of competition, and the mental struggles he faced. He discusses the importance of flow state in performance and how understanding psychology has shaped his approach to golf and coaching. Schram's story highlights the balance between joy and anxiety in sports, the role of support systems, and the transformative power of mental focus. We also explore the concept of flow in golf performance, discussing how golfers can achieve a state of mind that enhances their game. They delve into the unique nature of flow, the importance of mindfulness and focus, and how acceptance and consistency play crucial roles in achieving peak performance. Schram emphasizes the need for golfers to trust their abilities and maintain a positive mindset to improve their game. For more, visit praxisperf.com This episode is brought to you by BreakfastBalls.Golf. Visit BreakfastBalls.Golf for the best quality and pricing on premium used golf balls. Find your favorite brand at half the price of new balls! Use GOLFSMARTER at checkout for 20% off your order!Check out "Invested in the Game", a new original podcast from Charles Schwab. This podcast is their way of sharing the incredible stories behind the game. Listen now at schwab.com/TheGame or wherever you get your podcasts.This episode is sponsored by Indeed. Please visit indeed.com/GOLFSMARTER and get a $75 SPONSORED JOB CREDIT. Terms and conditions apply.This episode is sponsored by HIMS. Start your free online visit today HIMS.com/golfsmarter and received personalized ED treatment options. This episode is also brought to you by Policygenius. Secure your family's future with Policygenius. Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.If you have a question about whether or not Fred is using any of the methods, equipment or apps we've discussed, or if you'd like to share a comment about what you've heard in this or any other episode, please write because Fred will get back to you. Either write to golfsmarterpodcast@gmail.com or click on the Hey Fred button, at golfsmarter.com
Mike and Bobby spoke to a WWL listener about Juwan Johnson, Chris Olave, and the Saints' poor start.
Mike and Bobby spoke to a WWL listener about Juwan Johnson, Chris Olave, and the Saints' poor start.
Today, Kathryn continued our Invested series with a message called “Thankful.” From Hebrews 12 and 1 Thessalonians 5, we're reminded to give thanks in all circumstances, and to let gratitude shape our language and our life together as community. Thanksgiving banishes complaint, unites us as family, and positions us for God's salvation to break in. Psalm 50:23 declares that offering thanks honors God and prepares the way for Him to reveal His salvation. Gratitude isn't just a response—it's a step of faith that makes room for the kingdom that cannot be shaken. Take your next step today, and join us as we learn what it means to live fully invested—in community, as community, with thankful hearts.
What Are You Invested In
GS#436&437 May 13, 2014. Robert Trent Jones Sr. is regarded as the most historically significant golf architect of the 20th century. The fabric of golf in America - possibly the world - is embodied in the extraordinary career of Robert Trent Jones Sr. in golf course design. In this conversation with New York Times bestselling author and internationally distinguished historian James R. Hansen, he shares the compelling life story of the man who designed or redesigned a staggering 400+ courses spread over 43 U.S. states and 27 other nations, including instantly recognizable names as Spyglass Hill in California, and Ballybunion in Ireland. James R. Hansen is a Professor of History at Auburn University in Alabama, a lifelong golfer, and his first book in 2005 "First Man" is the only authorized biography of astronaut Neil Armstrong.This episode is brought to you by BreakfastBalls.Golf. Visit BreakfastBalls.Golf for the best quality and pricing on premium used golf balls. Find your favorite brand at half the price of new balls! Use GOLFSMARTER at checkout for 20% off your order!Check out "Invested in the Game", a new original podcast from Charles Schwab. This podcast is their way of sharing the incredible stories behind the game. Listen now at schwab.com/TheGame or wherever you get your podcasts.This episode is sponsored by Indeed. Please visit indeed.com/GOLFSMARTER and get a $75 SPONSORED JOB CREDIT. Terms and conditions apply. This episode is sponsored by HIMS. Start your free online visit today HIMS.com/golfsmarter and received personalized ED treatment options. This episode is also brought to you by Policygenius. Secure your family's future with Policygenius. Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.If you have a question about whether or not Fred is using any of the methods, equipment or apps we've discussed, or if you'd like to share a comment about what you've heard in this or any other episode, please write because Fred will get back to you. Either write to golfsmarterpodcast@gmail.com or click on the Hey Fred button, at golfsmarter.com
400 episodes, thousands of insights – and the keys to Self, Health & Wealth revealed. In this special milestone episode of Get Invested, Bushy Martin reflects on what 400 conversations with property investors, thinkers and doers have taught him about true success, sustainable wealth and personal freedom. Bushy takes you behind the scenes, sharing how Get Invested grew from a kitchen-table experiment into Australia’s go-to property investing podcast, while revisiting fan-favourite moments and guests who’ve shaped the journey. Here’s what you’ll discover in this episode: Why Self is your greatest asset – Allan & Barbara Pease reveal how body language, presence and the first four minutes of any meeting can make or break your property deals. How joyful frugality funds your freedom – Serina Bird shows how tiny daily savings like ditching a second car can cut years off your mortgage and supercharge your first investment habit. Leverage as a superpower – Daniel Walsh explains the difference between maintaining and building wealth, and how to use other people’s money prudently to scale your portfolio. Your ‘Freedom Numbers’ – PK Gupta joins Bushy as they break down the math on how to build $200k of passive income and why clarity beats guesswork every time. The three filters of property success – The team from Aus Property Investors Facebook group shares the north star of all good deals: income, growth and saleability. Bushy also delves in to Self, Health & Wealth – the interlocking habits that underpin sustainable success – and his manifesto for the next era of Get Invested: less hype, more truth, and a focus on AI, income trends and the tectonic shifts reshaping property and investing. Whether you’re just starting out or fine-tuning your portfolio, this episode will equip you to: Design your decade and invest by principles, not headlines. Build buffers before you buy and let time, tenants, tax and compounding do the heavy lifting. Position yourself for the future of income, investing and property – and live by design, not by default. Listen now to celebrate 400 episodes of insights, straight talk and wealth by stealth – and discover the roadmap for the next 400. Find your Freedom Formula Success in property starts with your 'why', and then the 'what' and 'how'. Let me, Bushy Martin, lead you through it! Sign up for my Freedom Formula program. The first session is absolutely free, and it only takes around an hour! Find out more https://bushymartin.com.au/freedom-formula-course Subscribe to Property Hub for free now on your favourite podcast player. Take the next step - connect, engage and get more insights with the Property Hub community at linktr.ee/propertyhubau Book a personal solutions session with Bushy to go deeper on your specific property needs or challenges Continue the discussion with likeminded investors and experts on The Property Hub Collective Facebook group Get a copy of Bushy's book, Get Invested, for FREE, and find out what it takes for you to invest in living more, working less Get all Property Hub info here linktr.ee/propertyhubau About Get Invested, a Property Hub show Get Invested is the leading weekly podcast for Australians who want to learn how to unlock their full ‘self, health and wealth’ potential. Hosted by Bushy Martin, an award winning property investor, founder, author and media commentator who is recognised as one of Australia’s most trusted experts in property, investment and lifestyle, Get Invested reveals the secrets of the high performers who invest for success in every aspect of their lives and the world around them. Subscribe now on Apple Podcasts, Spotify and YouTube to get every Get Invested episode each week for free. For business enquiries, email andrew@apiromarketing.com.See omnystudio.com/listener for privacy information.
Nvidia has invested $5 billion in Intel, becoming a major shareholder, Meta’s new Ray-Ban Display smart glasses are now available for pre-order, and Google Nano Banana is a hit in India. MP3 Please SUBSCRIBE HERE for free or get DTNS Live ad-free. A special thanks to all our supporters–without you, none of this would beContinue reading "Nvidia Has Invested $5 Billion In Intel, Becoming A Major Shareholder – DTH"
Renergen CEO Stefano Marani joins Alec Hogg to unpack the company's acquisition by ASP Isotopes. He explains why the deal makes strategic sense, addresses helium project delays, outlines future plans in critical materials, and reassures investors about long-term value. The conversation highlights South Africa's untapped gas potential and Renergen's pivotal role in global energy and tech supply chains.
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Isaiah Tatum. A 24-year-old entrepreneur, touring artist, and hotel owner:
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Isaiah Tatum. A 24-year-old entrepreneur, touring artist, and hotel owner:
GS#1017 This week we speak with Matt Williams about the evolution of indoor golf and simulators, and the integration of AI technology in the sport. We delve into the journey of Golf Track, a successful indoor golf facility, and the development of the Noonan app, which leverages data from launch monitors to enhance golfers' on-course performance. The conversation highlights the importance of data-driven decision-making in golf and the entrepreneurial spirit driving innovation in the industry. This episode is brought to you by BreakfastBalls.Golf. Visit BreakfastBalls.Golf for the best quality and pricing on premium used golf balls. Find your favorite brand at half the price of new balls! Use GOLFSMARTER at checkout for 20% off your order!Check out "Invested in the Game", a new original podcast from Charles Schwab. This podcast is their way of sharing the incredible stories behind the game. Listen now at schwab.com/TheGame or wherever you get your podcasts.This episode is sponsored by Indeed. Please visit indeed.com/GOLFSMARTER and get a $75 SPONSORED JOB CREDIT. Terms and conditions apply.This episode is sponsored by HIMS. Start your free online visit today HIMS.com/golfsmarter and received personalized ED treatment options. This episode is also brought to you by Policygenius. Secure your family's future with Policygenius. Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.If you have a question about whether or not Fred is using any of the methods, equipment or apps we've discussed, or if you'd like to share a comment about what you've heard in this or any other episode, please write because Fred will get back to you. Either write to golfsmarterpodcast@gmail.com or click on the Hey Fred button, at golfsmarter.com
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Isaiah Tatum. A 24-year-old entrepreneur, touring artist, and hotel owner:
Nick and Jonathan talk about their excitement for the Guardians series with the Tigers. Then, they give each other quick stories around sports and give their instant reaction to them.
Nick and Jonathan talk about their excitement for the Guardians series with the Tigers.
This week, Alan and Kathryn continue our new series on ‘Invested' and share on the theme of Worship and Prayer. Worship is all about Jesus—it's not about what we get, but what we give. We give Him our best, and we give it fresh. We don't hold anything back, and we don't let anything get in the way. Worship is meant to be steeped in praise, not stuck in ritual. Hebrews 13 reminds us: “Through Him then, let us continually offer up a sacrifice of praise to God”, True worship means going “outside the camp” with Jesus, bearing His reproach and offering Him everything. Isaiah echoes this call: “Sing to the Lord a new song, His praise from the ends of the earth”. As we give ourselves in worship and prayer, we align our hearts with His Kingdom and prepare room for the new things He wants to do.
In this episode of The Level Up Podcast w/ Paul Alex, we sit down with Dr. Alex Planes—an inspiring entrepreneur who turned humble beginnings and massive adversity into a thriving multi–eight-figure dental empire. From moving to the Dominican Republic at 21 with no clear path, to battling financial stress, rejection, and even discrimination, Dr. Planes never let setbacks define him. Instead, he built a blueprint for growth—scaling practices from $300K to $2.5M in record time. You'll hear how Alex: Used vision boards, mindset, and resilience to overcome self-doubt and tough circumstances. Invested in professional development and team training to multiply revenue tenfold. Applied marketing strategies—direct mail, SEO, and social media—to drive massive patient growth. Transitioned from dentist to consultant, helping others build their own dental empires. Whether you're a dentist, entrepreneur, or simply chasing growth in your own life, this conversation is packed with lessons on faith, focus, and execution.
GS#432 & 433 April 15, 2014 What does it take to drop 10 strokes from your score? Traditional stats -- fairways/greens/putts per round -- don't answer these questions. Just before the release of his book, Every Shot Counts: Using the Revolutionary Strokes Gained Approach to Improve Your Golf Performance and Strategy, Professor Mark Broadie introduced us to his theory. He wasn't sure if this idea would be accepted, but today, it's critical on every level of competitive golf. This is the full 65 minute interview that were originally published as two episodes. In part2 of the conversation, we ask what about the rest of us?! We dig into how objective analysis of scoring data can help us lower our scores.This episode is brought to you by 5Hour Energy. 5-hour ENERGY Transfusion flavor is available online or in stores. Head to 5hourENERGY.com and order yours today!Check out "Invested in the Game", a new original podcast from Charles Schwab. This podcast is their way of sharing the incredible stories behind the game. Listen now at schwab.com/TheGame or wherever you get your podcasts.This episode is sponsored by Indeed. Please visit indeed.com/GOLFSMARTER and get a $75 SPONSORED JOB CREDIT. Terms and conditions apply. This episode is sponsored by HIMS. Start your free online visit today HIMS.com/golfsmarter and received personalized ED treatment options. This episode is brought to you by RULA. Find a therapist or psychiatric provider who specializes in you at rula.com/golfsmarter.This episode is also brought to you by Policygenius. Secure your family's future with Policygenius. Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.If you have a question about whether or not Fred is using any of the methods, equipment or apps we've discussed, or if you'd like to share a comment about what you've heard in this or any other episode, please write because Fred will get back to you. Either write to golfsmarterpodcast@gmail.com or click on the Hey Fred button, at golfsmarter.com
How can thinking like a founder transform your property investing results? In Part 2 of Bushy Martin’s interview with Lawrence Lam, discover how the principles behind founder-led companies can unlock sustainable wealth in your property portfolio. If you’re like most property investors, you’ve been taught to crunch the numbers — rents, yields, rates and depreciation. But the real X-factor behind long-term success isn’t only in the maths; it’s in your mindset. In this episode of Get Invested, Bushy continues his conversation with investment strategist and author to unpack The Founder Effect — three key pillars that can help you lead your property journey like a business, not just own bricks and mortar. Bushy and Lawrence explore how to: Apply the three pillars of founder-led investing — Psychological Ownership, Judgment Over Bias and Systemic Scalability — to property Build systems, teams and time horizons to move from landlord to business owner Use bias checklists, alignment interviews and owner-operator filters to improve your property team Invest first in knowledge, then in people, then in assets to play the long game with confidence If you missed Part 1 of this two-part conversation, go back and hear Lawrence’s story and the foundations of his founder-led investing approach. Lawrence Lam is the Founder and Chief Investment Officer at Lumenary Investment Management and author of The Founder Effect. His work is helping a new generation of investors choose depth over speed, people over spreadsheets, and vision over volatility — lessons that property investors can apply right now to future-proof their portfolios. Connect with Lawrence lawrencelam.org Find your Freedom Formula Success in property starts with your 'why', and then the 'what' and 'how'. Let me, Bushy Martin, lead you through it! Sign up for my Freedom Formula program. The first session is absolutely free, and it only takes around an hour! Find out more https://bushymartin.com.au/freedom-formula-course Subscribe to Property Hub for free now on your favourite podcast player. Take the next step - connect, engage and get more insights with the Property Hub community at linktr.ee/propertyhubau Book a personal solutions session with Bushy to go deeper on your specific property needs or challenges Continue the discussion with likeminded investors and experts on The Property Hub Collective Facebook group Get a copy of Bushy's book, Get Invested, for FREE, and find out what it takes for you to invest in living more, working less Get all Property Hub info here linktr.ee/propertyhubau About Get Invested, a Property Hub show Get Invested is the leading weekly podcast for Australians who want to learn how to unlock their full ‘self, health and wealth’ potential. Hosted by Bushy Martin, an award winning property investor, founder, author and media commentator who is recognised as one of Australia’s most trusted experts in property, investment and lifestyle, Get Invested reveals the secrets of the high performers who invest for success in every aspect of their lives and the world around them. Subscribe now on Apple Podcasts, Spotify and YouTube to get every Get Invested episode each week for free. For business enquiries, email andrew@apiromarketing.com.See omnystudio.com/listener for privacy information.
It's another packed and mixed bag of questions here on Meaningful Money. Today we deal with Seafarer's pension contributions, tax-free cash on DB pension schemes and annual allowance calculations. Plus we give some thought to the evolution of the show… Shownotes: https://meaningfulmoney.tv/QA25 01:10 Question 1 Hi Pete and Roger Many thanks for all that you do. I am a long time podcast listener and happy client of Jacksons. I am currently playing catch up on the current series and have a couple of thoughts on points raised in two episodes. In episode 3 - there was a question on pensions and the answer included the point that when making contributions to a scheme they are generally paid net and the scheme reclaims basic rate tax from HMRC. Just to say that this is not always the case. My employer recently moved its scheme to an Aviva master trust. I wanted to make a lump sum co tribute. Ahead of the tax year end. However I found that the scheme could only accept gross contributions and I would have to reclaim the tax myself. As it was quite a decent sum and I preferred not to wait for the tax I made the contribution into a different scheme. In episode 7 you had a question about moving abroad. The point we made that you can't continue to contribute to UK tax favoured schemes when abroad which is correct. However there is another watch out in that ISAs in particular may be subject to income tax in the new country of residence - as they were when j lived in the US. It is therefore critical to get advice so you can make the right choices when moving abroad All the best, Richard 05:06 Question 2 I have been listening to your podcast for the last 5 or 6 months. Like so many of your listeners, I have spent many hours catching up on your early episodes, no longer do I watch movies or drama series or wildlife programmes. I listen to Pete. Your advice has been priceless. However, I do have a question that I seemingly cannot find the answer to. Perhaps, I already know the answer, but am putting my head in the sand because I do not like it. I know that the pension tax free lump sum is limited to £268,275 and I believe that this applies to the total taken from multiple pensions. I retired from the police in 2013 as a chief inspector. I took the maximum lump sum available at the time which was £206,000. I started a new job with the NHS and am paying into the NHS 2015 scheme. My projection on retirement from the NHS at age 67 suggests that I can expect a lump sum that combined with my police pension lump sum will take me well beyond £268,275. I have seen some articles on line about lump sum protected allowances, but do not know if this is something I can access. Clearly, if all I can take from my NHS pension is £62,275 I will be paying 40% on a greater proportion of my pension in payment. I suspect there may be others like me that maxed our their lump sum when first retiring and have gone on to further employment and have built up a tidy pension that has the potential to pay out another handsome lump sum. Your advice is gratefully appreciated. Kind regards, John 11:25 Question 3 Hi Pete and Rog Always a delight when a new episode comes out – I hope Rog is getting fairly compensated for his efforts! I have been a keen listener for a number of years though until recently had lived outside of the UK, so while not everything was applicable (ISAs or pension contribution limits etc), the podcast has always been a valuable tool as I improve my personal finances I have a question I was hoping you could clarify for me which relates to questions you answered on previous podcast Q&A. Trying to keep it short but failing: On a couple of occasions when talking about pensions there seems to be an assumption that your income will fall in retirement and so income tax on the way out of the pension is less relevant. You recently had a question around moving money from a Lifetime ISA to a SIPP for a higher rate tax payer who was moving abroad and the calculation / discussion went something like: Invested 4k, got the extra 1k but have to take a 25% penalty when taking the money out so down to 3.75k. Then when investing that back into a SIPP you get tax relief so back up to 4.7k or even 6.25 with higher rate relief. Then the discussion seemed to suggest in such a case you might even be better off than if you had left it in the LISA. However, doesn't this depend on what your tax rate is on retirement / withdrawal? Now on to my question: Similarly, you had someone who had maxed out their annual pension contribution limit and they were trying to decide whether to pay more in to their pension (foregoing the tax relief) or to put it in to a GIA. This is a situation I find myself in and the Q&A discussion seemed to suggest it doesn't make much difference. There were comments that an ISA would be better than a GIA but assuming the ISA allowance was already fully used then there was little difference. This confused me and brings me to my question. If I overpay into a pension and so get no tax relief, don't I still pay income tax when I withdraw the money from the pension? So for any contribution above the annual limit I receive no tax relief initially (ie I have effectively paid tax) but then future withdraws from a pension are taxable so I pay tax again when I retire. Is this the case or is there some way the pension knows what proportion of the pot received tax relief and what proportion didn't? If no such split exists then surely a GIA is a far better option where I will only pay CGT on any growth in the investment (or income tax on dividends). Imagine a situation where there is no growth or dividends then in a GIA I take the initial money back out with no tax to pay, in the pension I still pay income tax on the withdrawal. What am I missing here? Kind regards, Matt 17:02 Question 4 Hi - love the podcast and really enjoying the Q&A series! Keep up the great work! I was hoping you can assist me. I have a pretty simple salary structure and lucky to earn annually (salary and bonus) around 190k. I'm looking at what I can add to my pension and very aware of the 60k limit and also the 200k income threshold. Is it as a simple as if my only income stream is from employment, that by definition in the above scenario I'm below the £200k. Or am I missing anything else that feeds into this as a consideration? Thanks, Steve 20:20 Question 5 Thank you Pete & Roger for an amazingly insightful informative podcast. This has given me a giant springboard to the next level of financial literacy. My question is: I am a seafarer and all of my income from it is subject to seafarers earnings deductions (SED). My annual salary is £79,000. How much can I pay into a SIPP claiming the full amount of tax relief given that all of my income is subjected to SED? Thanks very much for everything you do. Kind regards, Benjamin 24:00 Question 6 Absolutely love the podcast - always look forward to driving home on a Wednesday so I can listen to it. I'm 47 and my husband is 55 and we have 2 fabulous children aged 13 & 11. I am an additional rate taxpayer and have a good DB pension for the future (NHS consultant). My husband did the tougher job of being a full time Dad so only has a small SIPP at present worth about £50,000 which we add £2880 to each year. I am hoping to retire early so we are building our Stocks & Shares ISAs each year to bridge the gaps between my retirement and state pension etc although we don't use the full allowance at present although may do in the future as my pay increases. We just wanted advice about the best way to extract the money from my husbands SIPP. He works a few hours now making approximately £5000 per year so is a non-taxpayer (and all our emergency cash is in his name!). We had planned to start drawing down his pension in a few years once fully retired to try to get it all tax free before his state pension kicks in but we don't actually need the cash and thus it would be reinvested into his ISA. Is there any reason not just to start that process now so we put the money in the ISA gradually over the next few years (bearing in mind that we may be able to fill our ISAs in the future)? Can we still top up with £2880 each year one this process has started? Maybe this sounds like an obvious thing to do but just can't work out if its the correct path? Thanks so much, Ciara Mulligan 30:10 Podcast and Video plans.
Are you invested in your life? Are you present with your current emotional state? Or are your suppressing or numbing your feelings with pleasures that make you feel like an observer rather than an agent in your life? Today on the podcast I want to talk to this phenomenon I see myself and others when it comes to ignoring things that matter most like our feelings and desires, and how to change that.FREE 30 Minute Coaching CallIf you're in a rut, want to change your self worth, lack confidence, or feel unsure about your future, schedule a free coaching call with me. I promise it will change your life. (https://calendly.com/calebpricecoaching/30min)Did you like this episode?Be sure to leave a review of what you liked about this episode. And if you want to learn more about me and get inspired throughout your week, be sure to follow me on Instagram, @calebthecollegecoach (https://www.instagram.com/calebthecollegecoach/)
In this episode of Case Studies, Casey sits down once again with Chad Willardson - Founder of Pacific Capital and ELEVATED a coaching mastermind, as well as a best-selling author of five books; for a powerful conversation on wealth, focus, and building a life without compromise.Chad shares how narrowing his focus to serve only ultra high-net worth entrepreneurs transformed his business and his ability to deliver real value. He and Casey dive into the discipline of saying no, the courage required to walk away from the wrong opportunities, and the freedom that comes from aligning your work with your true identity. Chad also opens up about creating ELEVATED, a community where entrepreneurs can grow not only in business but in family and life, challenging the false idea of “balance” by embracing what it means to be Fully Invested.The discussion is rich with lessons on focus, growth without finish lines, and leading with principle over profit. For entrepreneurs and leaders seeking clarity, conviction, and a model of integrated success, this episode offers a masterclass in designing both business and life with intention.00:00 | Welcome back & “Fully Invested” mindset01:41 | Family update: missions, college, adventures03:00 | Amber's endurance wins: Ironman, Alcatraz, 2902904:17 | Why growth is emotional when you support your spouse07:31 | Bringing business principles home: family vision boards09:33 | Kids' ambitions: macros, sports, golf, and grit12:05 | Two lanes: Pacific Capital UHNW founders & Elevated13:36 | What Elevated members get weekly 1:1, pods, events14:51 | Pricing & scale goals for Elevated15:13 | Carving out 80% of clients to go ultra-narrow16:13 | Partnering clients, retention, and bold focus17:44 | The sports facility business: ops, margins, expansion20:26 | USA Volleyball opportunity & LA mega-facility21:22 | COVID pivot: tutoring essential workers' kids to survive22:42 | Content, reach, and building a movement around mindset26:48 | Frameworks: saying no, time truth, one life calendar29:15 | Protecting the calendar: Derby vs. son's playoff game33:29 | Championship teams: coach strengths, not weaknesses36:13 | Saying no to good for great incl. NBA referrals38:45 | Turning away $120M: culture over revenue40:52 | Scalable mentorship: resources + voice memo workflow44:47 | Two-EA triad: personal vs. business lanes47:15 | Books solve real problems: 6 titles, 10-in-10 plan49:44 | Tony & Dean's Zenith: proximity, launches, real estate53:23 | Owner vs operator: lessons from Business Mastery53:53 | No retirement: growth without finish lines55:47 | One-year vision: LA facility, 500 Elevated members56:33 | Pacific Capital +$400M AUM; narrow by design57:22 | Book #7 commitment & public goal setting01:00:20 | 10k-person Fully Invested live event plan Hosted on Acast. See acast.com/privacy for more information.
GS#1016 September 9, 2025 This week on the Golf Smarter Podcast, Chris Finn returns to delve into the myths surrounding golf fitness. Chris is a Titliest Performance Institute Certified Medical Professional, a Certified Preceision Nutrition Coach and Golf Digest Top 50 Golf Fitness Professional. We explore a recent study on the impact of footwear on golf performance, emphasizing the significance of spikes and proper shoe fit in enhancing club head speed and overall performance. Chris also discusses the evolution of golf shoe design, emphasizing the balance between performance and comfort. He explains how the biomechanics of the foot influence shoe design and performance. The discussion shifts to the importance of the body in golf performance, highlighting how mobility and strength training can optimize a golfer's capabilities. Chris provides insights into how golfers can maintain their performance as they age and offers resources for improving golf fitness and performance. Learn more at par4success.com and check out Chris' podcast "Golf Fitness Bomb Squad". This episode is brought to you by BreakfastBalls.Golf. Visit BreakfastBalls.Golf for the best quality and pricing on premium used golf balls. Find your favorite brand at half the price of new balls! Use GOLFSMARTER at checkout for 20% off your order!Check out "Invested in the Game", a new original podcast from Charles Schwab. This podcast is their way of sharing the incredible stories behind the game. Listen now at schwab.com/TheGame or wherever you get your podcasts.This episode is sponsored by Indeed. Please visit indeed.com/GOLFSMARTER and get a $75 SPONSORED JOB CREDIT. Terms and conditions apply.This episode is sponsored by HIMS. Start your free online visit today HIMS.com/golfsmarter and received personalized ED treatment options. This episode is also brought to you by Policygenius. Secure your family's future with Policygenius. Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.
#579 Think you need decades of experience to build a high-revenue business? Think again! In this episode, host Brien Gearin sits down with 21-year-old Jack Leimbach, founder of Tiger Window Cleaning in Auburn, Alabama — a college-student-run service pulling in $30K+ months. Jack shares how he turned a $200 Amazon squeegee kit into a thriving business by mastering door-to-door sales, leveraging TikTok scripts, scaling with Facebook ads, and leading a student-powered team. From landing his first $220 gig to building a fully automated service with CRMs, recurring plans, and two trucks, this is a masterclass in scrappy startup growth and operational grit. Whether you're in college or just starting out, Jack's story will inspire you to knock on doors — literally and figuratively! What we discuss with Jack: + Started business at 19 in college + Learned door-to-door sales from TikTok + First job earned $220 + Hit $10K months during finals + Invested in water-fed pole system + Transitioned to Facebook ads for leads + Built team of Auburn students + Uses CRM to automate operations + Offers recurring service plans + Aims to sell business before graduation Thank you, Jack! Check out Tiger Window Cleaning at TWCAuburn.com. Follow Jack on Facebook and Instagram. To get access to our FREE Business Training course go to MillionaireUniversity.com/training. And follow us on: Instagram Facebook Tik Tok Youtube Twitter To get exclusive offers mentioned in this episode and to support the show, visit millionaireuniversity.com/sponsors. Want to hear from more incredible entrepreneurs? Check out all of our interviews here! Learn more about your ad choices. Visit megaphone.fm/adchoices
How to build a unicorn in under 2-years? Not exactly a step-by-step playbook, but you will learn something from a founder who actually did it! You will also hear a VC's perspective from Kevin Weber, Managing Director at Amex Ventures! Boom. Jesse Zhang Founder & CEO of Decagon https://www.linkedin.com/in/thejessezhang/ Kevin Weber Managing Director at Amex Ventures https://www.linkedin.com/in/kevin-weber-b77b8028/
Today we begin a new journey together called Invested. Hebrews 12 paints a picture of discipleship that isn't casual—it's costly, purposeful, and transforming. How do we really follow Jesus and grow in our faith? Not by staying passive, but by becoming passionate. Not just interested, but invested. The Father trains us with purpose, shaping us through discipline, hardship, and community so that we become more equipped, more alive in His will, and more fruitful for His Kingdom. Keep your eyes on Jesus (with expectation), and do what He tells you to do (in obedience) and trust Him to bring it to completion.
GS#430 & #431 April 1 & 8, 2014 Dave Stockton has won 5 Majors on the PGA and Champions Tour. He's one of the Pro Tour's hottest coaches working with Rory McIlroy, Phil Mickleson and Annika Sorenstam. This full hour+ interview about his new book is two episodes along with some bonus material that's never been shared publicly before in this format.Get more when your visit the refreshed golfsmarter.com!Introduce an Upcoming Episode: Receive free gifts for recording a show opening by clicking on "Record Your Show Open Here!" tab on the right side of golfsmarter.com. Watch Daily Video Highlights from Our Interviews: Follow @golfsmarter on Instagram, X, Facebook, TikTok, YouTube daily to see our highlights and helpful insights from our interviews on the podcast. Post a Review: you'll receive three free gifts when you post an honest review about Golf Smarter the podcast.Fill Out a Listener Survey: It only takes a few minutes to fill out our survey, which helps us to better serve your interests in the podcast. You'll receive a free link to Tony Manzoni's video and Justin Tang's summary of Tony's Lost Fundamental on pdf!This episode is brought to you by BreakfastBalls.Golf. Visit BreakfastBalls.Golf for the best quality and pricing on premium used golf balls. Find your favorite brand at half the price of new balls! Use GOLFSMARTER at checkout for 20% off your order!This episode is brought to you by 5Hour Energy. 5-hour ENERGY Transfusion flavor is available online or in stores. Head to 5hourENERGY.com and order yours today!Check out "Invested in the Game", a new original podcast from Charles Schwab. This podcast is their way of sharing the incredible stories behind the game. Listen now at schwab.com/TheGame or wherever you get your podcasts.This episode is sponsored by Indeed. Please visit indeed.com/GOLFSMARTER and get a $75 SPONSORED JOB CREDIT. Terms and conditions apply. This episode is sponsored by HIMS. Start your free online visit today HIMS.com/golfsmarter and received personalized ED treatment options. This episode is brought to you by RULA. Find a therapist or psychiatric provider who specializes in you at rula.com/golfsmarter.This episode is also brought to you by Policygenius. Secure your family's future with Policygenius. Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.
Smart investors are discovering that success isn’t about chasing hype - it’s about cultivating insight. In this revealing first conversation with Lawrence Lam, founder and managing director of Lumenary and author of The Founder Effect, Bushy Martin explores why long-term investment success depends more on people, purpose, and principle than on spreadsheets and short-term returns. Lawrence shares his journey from APRA and high finance to launching a values-driven investment firm that backs founder-led businesses with enduring potential. Along the way, he explains why character, intent, and systems matter more than numbers, how to recognise and reduce the “invisible tax” of bias, and what it means to taste-test investments the way a winemaker judges vintages. You’ll discover: Why return on insight outperforms return on hype How judgment is shaped and clouded by unseen bias Why leading your wealth journey like a founder helps you avoid following the herd How Lawrence’s upbringing and career shaped his philosophy on alignment and long-term conviction This is part one of a two-part series with Lawrence. Next week, we’ll dive into his book The Founder Effect and the frameworks you can use to invest with clarity and conviction. So if you’re ready to tune out the noise and start investing with vision, character, and courage — let’s get invested. Connect with Lawrence lawrencelam.org Find your Freedom Formula Success in property starts with your 'why', and then the 'what' and 'how'. Let me, Bushy Martin, lead you through it! Sign up for my Freedom Formula program. The first session is absolutely free, and it only takes around an hour! Find out more https://bushymartin.com.au/freedom-formula-course Subscribe to Property Hub for free now on your favourite podcast player. Take the next step - connect, engage and get more insights with the Property Hub community at linktr.ee/propertyhubau Book a personal solutions session with Bushy to go deeper on your specific property needs or challenges Continue the discussion with likeminded investors and experts on The Property Hub Collective Facebook group Get a copy of Bushy's book, Get Invested, for FREE, and find out what it takes for you to invest in living more, working less Get all Property Hub info here linktr.ee/propertyhubau About Get Invested, a Property Hub show Get Invested is the leading weekly podcast for Australians who want to learn how to unlock their full ‘self, health and wealth’ potential. Hosted by Bushy Martin, an award winning property investor, founder, author and media commentator who is recognised as one of Australia’s most trusted experts in property, investment and lifestyle, Get Invested reveals the secrets of the high performers who invest for success in every aspect of their lives and the world around them. Subscribe now on Apple Podcasts, Spotify and YouTube to get every Get Invested episode each week for free. For business enquiries, email andrew@apiromarketing.com.See omnystudio.com/listener for privacy information.
GS#1015 September 2, 2025. This week we speak with Ben Helmrath, VP PGA Tour Superstores, and "caddie" for the TGL Champion Atlanta Drive about the exciting developments in golf, particularly focusing on the rise of golf simulators. Ben shares insights into the partnership with the PGA Tour, the growth of golf retail, and the evolution of golf experiences, especially during the pandemic. He recounts his firsthand experiences with TGL at SoFi Stadium and his strategic role during matches, highlighting the innovative approach to golf that TGL represents. The conversation wraps up with a look ahead to the future of TGL and the excitement surrounding its second season. Other topics with Ben include the evolution of indoor golf, offering practical advice for setting up a home golf simulator. The discussion also covers technological innovations in golf simulators, and the importance of creating family-friendly experiences. Helmrath highlights the affordability and accessibility of modern golf technology, making it easier for families to engage with the sport.This episode is brought to you by BreakfastBalls.Golf. Visit BreakfastBalls.Golf for the best quality and pricing on premium used golf balls. Find your favorite brand at half the price of new balls! Use GOLFSMARTER at checkout for 20% off your order!Check out "Invested in the Game", a new original podcast from Charles Schwab. This podcast is their way of sharing the incredible stories behind the game. Listen now at schwab.com/TheGame or wherever you get your podcasts.This episode is sponsored by Indeed. Please visit indeed.com/GOLFSMARTER and get a $75 SPONSORED JOB CREDIT. Terms and conditions apply.This episode is sponsored by HIMS. Start your free online visit today HIMS.com/golfsmarter and received personalized ED treatment options. This episode is brought to you by RULA. Find a therapist or psychiatric provider who specializes in you at rula.com/golfsmarter.This episode is also brought to you by Policygenius. Secure your family's future with Policygenius. Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.
Phillip is 41 years old (a public safety worker in Utah) and a father of eight. For most of his life, he thought his pension would be enough to carry him through retirement. But when he looked closer, he realized it wouldn't buy him the kind of life he wanted.That wake up call pushed him to start investing from scratch, while still carrying $10,000 in credit card debt.In this episode, Phillip shares how he went from feeling lost and stressed to building an investing system that works:Why “playing it safe” with only a pension isn't safe at allHis early mistakes with forex, crypto, and random stock picksThe mindset shift that helped him see money as a toolHow he paid off debt and stacked nearly $10,000 in VOO within eight monthsWhy market dips don't scare him anymoreThis conversation is proof that it's never too late to start stacking assets. Phillip's story shows what happens when you stop gambling, block out the noise, and commit to a system.Listen now and let his journey remind you: the best day to start was yesterday. The second best is today.What did you think of the episode? Let us know!Support the show
GS#429 March 25, 2014 In the last episode, we stumped Richard Todd on a few details of specific rules. In part 2 we get the correct explanation and discuss other rules that are broken regularly because we don't know the exact USGA wording or ruling. Unlike the painfully dry legalese of the USGA's Rules of Golf, Richard's book takes you on a round with a typical foursome as they encounter...and break.. the rules. http://TheGolfRules.comIn addition to being a lifelong golfer, Richard's also one of the original Golf Smarter listeners from 2005. Get more when your visit the refreshed golfsmarter.com!Introduce an Upcoming Episode: Receive free gifts for recording a show opening by clicking on "Record Your Show Open Here!" tab on the right side of golfsmarter.com. Watch Daily Video Highlights from Our Interviews: Follow @golfsmarter on Instagram, X, Facebook, TikTok, YouTube daily to see our highlights and helpful insights from our interviews on the podcast. Post a Review: you'll receive three free gifts when you post an honest review about Golf Smarter the podcast.Fill Out a Listener Survey: It only takes a few minutes to fill out our survey, which helps us to better serve your interests in the podcast. You'll receive a free link to Tony Manzoni's video and Justin Tang's summary of Tony's Lost Fundamental on pdf!This episode is brought to you by BreakfastBalls.Golf. Visit BreakfastBalls.Golf for the best quality and pricing on premium used golf balls. Find your favorite brand at half the price of new balls! Use GOLFSMARTER at checkout for 20% off your order!This episode is brought to you by 5Hour Energy. 5-hour ENERGY Transfusion flavor is available online or in stores. Head to 5hourENERGY.com and order yours today!Check out "Invested in the Game", a new original podcast from Charles Schwab. This podcast is their way of sharing the incredible stories behind the game. Listen now at schwab.com/TheGame or wherever you get your podcasts.This episode is sponsored by Indeed. Please visit indeed.com/GOLFSMARTER and get a $75 SPONSORED JOB CREDIT. Terms and conditions apply. This episode is sponsored by HIMS. Start your free online visit today HIMS.com/golfsmarter and received personalized ED treatment options. This episode is brought to you by RULA. Find a therapist or psychiatric provider who specializes in you at rula.com/golfsmarter.
Is commercial property the hidden engine room for smart investors? In this week’s episode of Get Invested, Bushy Martin continues his deep dive with commercial property specialist Simon Borham to uncover the secrets, strategies and risks that every aspiring investor needs to understand. Following on from Part 1, where Simon shared why specialisation wins in property and in life, this conversation zeroes in on the opaque world of commercial property — where opportunities are real but far from obvious. Together, Bushy and Simon unpack: Why commercial property is intentionally opaque, and how investors can use this to their advantage The critical role of project management skills in property success The art and process of negotiation that separates good deals from great ones How rent drives value — and the hidden equity that can be unlocked through smart management The rules of selection for beginners, including what to look for (and avoid) when stepping into commercial Simon also explains why timing, due diligence, and price discipline are non-negotiables for investors who want to avoid costly mistakes and build sustainable wealth. If you’ve been wondering whether commercial property is right for you — and how to secure a high-performing asset in this misunderstood space — this episode is packed with the insights you need. Connect with Simon www.eastview.au Find your Freedom Formula Success in property starts with your 'why', and then the 'what' and 'how'. Let me, Bushy Martin, lead you through it! Sign up for my Freedom Formula program. The first session is absolutely free, and it only takes around an hour! Find out more https://bushymartin.com.au/freedom-formula-course Subscribe to Property Hub for free now on your favourite podcast player. Take the next step - connect, engage and get more insights with the Property Hub community at linktr.ee/propertyhubau Book a personal solutions session with Bushy to go deeper on your specific property needs or challenges Continue the discussion with likeminded investors and experts on The Property Hub Collective Facebook group Get a copy of Bushy's book, Get Invested, for FREE, and find out what it takes for you to invest in living more, working less Get all Property Hub info here linktr.ee/propertyhubau About Get Invested, a Property Hub show Get Invested is the leading weekly podcast for Australians who want to learn how to unlock their full ‘self, health and wealth’ potential. Hosted by Bushy Martin, an award winning property investor, founder, author and media commentator who is recognised as one of Australia’s most trusted experts in property, investment and lifestyle, Get Invested reveals the secrets of the high performers who invest for success in every aspect of their lives and the world around them. Subscribe now on Apple Podcasts, Spotify and YouTube to get every Get Invested episode each week for free. For business enquiries, email andrew@apiromarketing.com.See omnystudio.com/listener for privacy information.
GS#1014 August 26, 2025 Dr. Izzy Justice returns to discuss the intricate relationship between brain function and golf performance from his new book, 'Your Brain Swings Every Club', which explores the cognitive aspects of golfing performance. Dr. Justice introduces the concept of 'chasing 10 hertz' to optimize mental states for better performance and emphasizes the importance of utilizing wait times effectively on the golf course. The conversation also discusses the intricate relationship between nonverbal communication and the brain, emphasizing how our sensory inputs shape our understanding of others. He draws parallels between golf and life, highlighting the mental challenges athletes face. He debunks common myths in golf, such as muscle memory and the small target theory.Please check out this article about Fred's golf and podcast journey called "A Lifetime On The Air" that was published in the NCGA Magazine (Northern California Golf Association) recently! Get more when your visit the refreshed golfsmarter.com!Introduce an Upcoming Episode: Receive free gifts for recording a show opening by clicking on "Record Your Show Open Here!" tab on the right side of golfsmarter.com. Watch Daily Video Highlights from Our Interviews: Follow @golfsmarter on Instagram, X, Facebook, TikTok, YouTube daily to see our highlights and helpful insights from our interviews on the podcast. Post a Review: you'll receive three free gifts when you post an honest review about Golf Smarter the podcast.Fill Out a Listener Survey: It only takes a few minutes to fill out our survey, which helps us to better serve your interests in the podcast. You'll receive a free link to Tony Manzoni's video and Justin Tang's summary of Tony's Lost Fundamental on pdf!This episode is brought to you by BreakfastBalls.Golf. Visit BreakfastBalls.Golf for the best quality and pricing on premium used golf balls. Find your favorite brand at half the price of new balls! Use GOLFSMARTER at checkout for 20% off your order!This episode is brought to you by 5Hour Energy. 5-hour ENERGY Transfusion flavor is available online or in stores. Head to 5hourENERGY.com and order yours today!Check out "Invested in the Game", a new original podcast from Charles Schwab. This podcast is their way of sharing the incredible stories behind the game. Listen now at schwab.com/TheGame or wherever you get your podcasts.This episode is sponsored by Indeed. Please visit indeed.com/GOLFSMARTER and get a $75 SPONSORED JOB CREDIT. Terms and conditions apply. This episode is sponsored by HIMS. Start your free online visit today HIMS.com/golfsmarter and received personalized ED treatment options. This episode is brought to you by RULA. Find a therapist or psychiatric provider who specializes in you at rula.com/golfsmarter.
AI is changing the way we work—and fast. But beyond the headlines, how are people really using it in the workplace? And how do they feel about it?In this special bonus episode of Invested at Work, host Rodney Bolden checks in with guests from across the season to explore how AI is being adopted on the ground—from equity administration to customer service—and the emotions it's stirring up along the way.Visit MorganStanley.com/atwork for more insights on workplace financial benefits.Invested at Work is brought to you by Morgan Stanley at Work, hosted by Rodney Bolden. Our executive producers are Fiona Kelsey and Lisa Boyce. Our production partner is Sequel Media Inc.This material is not a solicitation of any offer to buy or sell any security or other financial instrument or to participate in any trading strategy.Artificial intelligence (AI) is subject to limitations, and you should be aware that any output from an AI-supported tool or service made available by the Firm for your use is subject to such limitations, including but not limited to inaccuracy, incompleteness, or embedded bias. You should always verify the results of any AI-generated output.The views and opinions expressed herein are those of the speaker and do not necessarily reflect the views of Morgan Stanley Wealth Management or its affiliates. All opinions are subject to change without notice. Neither the information provided nor any opinion expressed constitutes a solicitation for the purchase or sale of any security. Past performance is no guarantee of future results. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.Morgan Stanley at Work services are provided by wholly owned subsidiaries of Morgan Stanley.Information contained herein is based on data from multiple sources considered to be reliable and Morgan Stanley Smith Barney LLC (“Morgan Stanley”) makes no representation as to the accuracy or completeness of data from sources outside of Morgan Stanley.This material may provide the addresses of, or contain hyperlinks to, websites. Except to the extent to which the material refers to website material of Morgan Stanley Wealth Management, the firm has not reviewed the linked site. Equally, except to the extent to which the material refers to website material of Morgan Stanley Wealth Management, the firm takes no responsibility for, and makes no representations or warranties whatsoever as to, the data and information contained therein. Such address or hyperlink (including addresses or hyperlinks to website material of Morgan Stanley Wealth Management) is provided solely for your convenience and information and the content of the linked site does not in any way form part of this document. Accessing such website or following such link through the material or the website of the firm shall be at your own risk and we shall have no liability arising out of, or in connection with, any such referenced website. © 2025 Morgan Stanley Smith Barney LLC. Member SIPC.CRC# 4675136 07/2025Source: Pew Research Center, U.S. Workers Are More Worried Than Hopeful About Future AI Use in the Workplace. 2025.
Join Pastor Dave Mudd for Week 2 of our series, "Locally Invested, Globally Focused," as we explore the powerful calling to be a "global Christian." This sermon unpacks what it truly means to live out God's mission, not just within our local communities but with a heart for the entire world. Discover how embracing this dual focus on local investment and global vision can transform your faith, challenge your perspectives, and empower you to become an active participant in God's redemptive plan. This message will inspire you to move from being a consumer of faith to a contributor to the Great Commission, empowered by the Holy Spirit to be a witness everywhere.Key Takeaways:- Embrace Your Role in God's Global Mission: Understand why every believer is called to be more than a spectator and actively contribute to God's plan of reconciling the world to Himself through Jesus.- Balance Local and Global Impact: Learn how to be "Locally Invested" through practical community outreach like the Hope Center, while also staying "Globally Focused" on the needs of the worldwide church.- Live Out the Great Commission: Discover the practical steps you can take to fulfill Jesus' command in Matthew 28 to make disciples of all nations, right from where you are.- Gain a Kingdom Perspective: Hear powerful stories from around the world—from Bangladesh to the Amazon jungle—that will challenge your priorities and deepen your understanding of the global church.- Activate Your Faith: Learn five tangible ways to become a "global Christian": praying for the nations, giving to global missions, studying the global church, welcoming the nations locally, and preparing to go.
GS#428 March 18, 2014 Richard E. Todd was trained on the rules of golf by the USGA and the PGA. His new book "The Golf Rules: Stroke Play - Learn The Rules of Golf By Watching Others Break Them" is an entertaining little book that presents the rules of golf in a funny, short story format. Unlike the painfully dry legalese of the USGA's Rules of Golf, Richard's book takes you on a round with a typical foursome as they encounter...and break.. the rules. In addition to being a lifelong golfer, he's also a one of the original Golf Smarter listeners from 2005. http://TheGolfRules.com Get more when your visit the refreshed golfsmarter.com!Introduce an Upcoming Episode: Receive free gifts for recording a show opening by clicking on "Record Your Show Open Here!" tab on the right side of golfsmarter.com. Watch Daily Video Highlights from Our Interviews: Follow @golfsmarter on Instagram, X, Facebook, TikTok, YouTube daily to see our highlights and helpful insights from our interviews on the podcast. Post a Review: you'll receive three free gifts when you post an honest review about Golf Smarter the podcast.Fill Out a Listener Survey: It only takes a few minutes to fill out our survey, which helps us to better serve your interests in the podcast. You'll receive a free link to Tony Manzoni's video and Justin Tang's summary of Tony's Lost Fundamental on pdf!This episode is brought to you by BreakfastBalls.Golf. Visit BreakfastBalls.Golf for the best quality and pricing on premium used golf balls. Find your favorite brand at half the price of new balls! Use GOLFSMARTER at checkout for 20% off your order!This episode is brought to you by 5Hour Energy. 5-hour ENERGY Transfusion flavor is available online or in stores. Head to 5hourENERGY.com and order yours today!Check out "Invested in the Game", a new original podcast from Charles Schwab. This podcast is their way of sharing the incredible stories behind the game. Listen now at schwab.com/TheGame or wherever you get your podcasts.This episode is sponsored by Indeed. Please visit indeed.com/GOLFSMARTER and get a $75 SPONSORED JOB CREDIT. Terms and conditions apply. This episode is sponsored by HIMS. Start your free online visit today HIMS.com/golfsmarter and received personalized ED treatment options. This episode is brought to you by RULA. Find a therapist or psychiatric provider who specializes in you at rula.com/golfsmarter.
How do you close $100M from VCs like a16z & Sequoia? Nic shared what he did and his most shocking learnings. FOUNDER PROFILE: Nic Kopp https://www.linkedin.com/in/nicolas-kopp/
GS#1013 August 19, 2025 In this episode we welcome back Pete Charleston, co-founder of GolfLogix, to discuss the evolution of golf technology, particularly the GolfLogix app. We explore the journey from handheld GPS devices to smartphone applications, the introduction of green books for reading greens, and the legal compliance of these tools. Pete shares insights into the mapping techniques used to gather data for greens and the challenges of user interface design, including battery life for mobile devices. The conversation also touches on the innovative features of the GolfLogix app, including its integration with Aimpoint, user feedback on app updates, and the groundbreaking 3D technology that enhances the golfing experience. Check them out at golflogix.comPlease check out this article about Fred's golf and podcast journey called "A Lifetime On The Air" that was published in the NCGA Magazine (Northern California Golf Association) recently! Get more when your visit the refreshed golfsmarter.com!Introduce an Upcoming Episode: Receive free gifts for recording a show opening by clicking on "Record Your Show Open Here!" tab on the right side of golfsmarter.com. Watch Daily Video Highlights from Our Interviews: Follow @golfsmarter on Instagram, X, Facebook, TikTok, YouTube daily to see our highlights and helpful insights from our interviews on the podcast. Post a Review: you'll receive three free gifts when you post an honest review about Golf Smarter the podcast.Fill Out a Listener Survey: It only takes a few minutes to fill out our survey, which helps us to better serve your interests in the podcast. You'll receive a free link to Tony Manzoni's video and Justin Tang's summary of Tony's Lost Fundamental on pdf!This episode is brought to you by BreakfastBalls.Golf. Visit BreakfastBalls.Golf for the best quality and pricing on premium used golf balls. Find your favorite brand at half the price of new balls! Use GOLFSMARTER at checkout for 20% off your order!This episode is brought to you by 5Hour Energy. 5-hour ENERGY Transfusion flavor is available online or in stores. Head to 5hourENERGY.com and order yours today!Check out "Invested in the Game", a new original podcast from Charles Schwab.This podcast is their way of sharing the incredible stories behind the game. Listen now at schwab.com/TheGame or wherever you get your podcasts.This episode is sponsored by Indeed. Please visit indeed.com/GOLFSMARTER and get a $75 SPONSORED JOB CREDIT. Terms and conditions apply.This episode is sponsored by HIMS. Start your free online visit today HIMS.com/golfsmarter and received personalized ED treatment options. This episode is brought to you by RULA. Find a therapist or psychiatric provider who specializes in you at rula.com/golfsmarter.
GS#427 March 11, 2014 David MacKenzie is a mental game coach that will help you consistently play to your potential. His Golf State Of Mind method is designed to help eliminate mental mistakes. He says that small changes to your mental game can cut 5-7 shots per round. We go into depth on visualization, how to practice the Mental Game, course management, and his 9 shot drill for the practice range. *David comes to us from a suggestion by a GOLF SMARTER listener. http://GolfStateOfMind.comGet more when your visit the refreshed golfsmarter.com!Introduce an Upcoming Episode: Receive free gifts for recording a show opening by clicking on "Record Your Show Open Here!" tab on the right side of golfsmarter.com. Watch Daily Video Highlights from Our Interviews: Follow @golfsmarter on Instagram, X, Facebook, TikTok, YouTube daily to see our highlights and helpful insights from our interviews on the podcast. Post a Review: you'll receive three free gifts when you post an honest review about Golf Smarter the podcast.Fill Out a Listener Survey: It only takes a few minutes to fill out our survey, which helps us to better serve your interests in the podcast. You'll receive a free link to Tony Manzoni's video and Justin Tang's summary of Tony's Lost Fundamental on pdf!This episode is brought to you by BreakfastBalls.Golf. Visit BreakfastBalls.Golf for the best quality and pricing on premium used golf balls. Find your favorite brand at half the price of new balls! Use GOLFSMARTER at checkout for 20% off your order!This episode is brought to you by 5Hour Energy. 5-hour ENERGY Transfusion flavor is available online or in stores. Head to 5hourENERGY.com and order yours today!Check out "Invested in the Game", a new original podcast from Charles Schwab. This podcast is their way of sharing the incredible stories behind the game. Listen now at schwab.com/TheGame or wherever you get your podcasts.This episode is sponsored by Indeed. Please visit indeed.com/GOLFSMARTER and get a $75 SPONSORED JOB CREDIT. Terms and conditions apply. This episode is sponsored by HIMS. Start your free online visit today HIMS.com/golfsmarter and received personalized ED treatment options. This episode is brought to you by RULA. Find a therapist or psychiatric provider who specializes in you at rula.com.
GS#1012: This week on Golf Smarter, we speak to Robert Jones Black, the great grandson of legendary golfer Bobby Jones. We discuss the legacy of Bobby Jones, the challenges of preserving that legacy within the family, and the importance of humility in their connection to such a prominent figure in golf history. Robert shares personal anecdotes about growing up with the legacy of his grandfather and the responsibility he feels to maintain the brand of Bobby Jones in today's world. Robert discusses the impact of Bobby Jones on the golf community, and the establishment of the Generation Next Project, a nonprofit aimed at addressing youth mental health through golf. The discussion also explores the connection between golf and life lessons, emphasizing the need for realistic expectations in sports and life. Robert highlights the program's approach to complement existing initiatives like First Tee, focusing on mental well-being and personal growth through the game of golf.Please check out this article about Fred's golf and podcast journey called "A Lifetime On The Air" that was published in the NCGA Magazine (Northern California Golf Association) recently! Get more when your visit the refreshed golfsmarter.com!Introduce an Upcoming Episode: Receive free gifts for recording a show opening by clicking on "Record Your Show Open Here!" tab on the right side of golfsmarter.com. Watch Daily Video Highlights from Our Interviews: Follow @golfsmarter on Instagram, X, Facebook, TikTok, YouTube daily to see our highlights and helpful insights from our interviews on the podcast. Post a Review: you'll receive three free gifts when you post an honest review about Golf Smarter the podcast.Fill Out a Listener Survey: It only takes a few minutes to fill out our survey, which helps us to better serve your interests in the podcast. You'll receive a free link to Tony Manzoni's video and Justin Tang's summary of Tony's Lost Fundamental on pdf!This episode is brought to you by BreakfastBalls.Golf. Visit BreakfastBalls.Golf for the best quality and pricing on premium used golf balls. Find your favorite brand at half the price of new balls! Use GOLFSMARTER at checkout for 20% off your order!This episode is brought to you by 5Hour Energy. 5-hour ENERGY Transfusion flavor is available online or in stores. Head to 5hourENERGY.com and order yours today!Check out "Invested in the Game", a new original podcast from Charles Schwab. This podcast is their way of sharing the incredible stories behind the game. Listen now at schwab.com/TheGame or wherever you get your podcasts.This episode is sponsored by Indeed. Please visit indeed.com/GOLFSMARTER and get a $75 SPONSORED JOB CREDIT. Terms and conditions apply.This episode is sponsored by HIMS. Start your free online visit today HIMS.com/golfsmarter and received personalized ED treatment options. This episode is brought to you by RULA.
GS#420 January 21, 2014 NFL head coach Pete Carroll was a long time friend, and former sports psychology student at University of Pacific of this week's guest, Dr. Glen Albaugh. On the cover of Glen's book, “Winning the Battle Within” Coach Carroll is quoted as saying “Glen's teachings helped form my coaching philosophy.” Whether you're rooting for Pete or not, you have to admire his attitude, and his approach to competition and winning. Dr. Glen Albaugh has created a unique Applied Sport Psychology Consulting Service for a wide range of professional and amateur golfers. Formerly a sports psychology instructor at the University of the Pacific in Stockton, California for 28 years where he coached the Pacific Tigers golf team. It was during this time, while working with the finest sports psychologists, coaches and golf instructors in the world, that he formulated the basis for the principles in his renowned book, which was authored with Michael Bowker, Winning the Battle Within. These principles have been refined over the years through applications and consultations with established touring pros, and a broad-base of amateurs – juniors to elite. By establishing structure in pre, post and in-between shot routines, Glen gives golfers the ability to apply his most profound insight “the perfect swing is the one you trust”. In Winning the Battle Within – this podcast episode, the book, and his workshop/consultations – Glen features quality practice describing drills that will enhance learning and improve performance.Get more when your visit the refreshed golfsmarter.com!Introduce an Upcoming Episode: Receive free gifts for recording a show opening by clicking on "Record Your Show Open Here!" tab on the right side of golfsmarter.com. Watch Daily Video Highlights from Our Interviews: Follow @golfsmarter on Instagram, X, Facebook, TikTok, YouTube daily to see our highlights and helpful insights from our interviews on the podcast. Post a Review: you'll receive three free gifts when you post an honest review about Golf Smarter the podcast.Fill Out a Listener Survey: It only takes a few minutes to fill out our survey, which helps us to better serve your interests in the podcast. You'll receive a free link to Tony Manzoni's video and Justin Tang's summary of Tony's Lost Fundamental on pdf!This episode is brought to you by BreakfastBalls.Golf. Visit BreakfastBalls.Golf for the best quality and pricing on premium used golf balls. Find your favorite brand at half the price of new balls! Use GOLFSMARTER at checkout for 20% off your order!This episode is brought to you by the Tour Striker Golf Academy. Visit tourstriker.com/TSGA and use the code GOLFSMARTER to get your first month of the Tour Striker GolfAcademy Online free, plus instant access to two bonus courses—'The Recipe for Better Golf' and 'Bombs: How to Consistently Smash the Driver”: a $194 value for free.This episode is brought to you by 5Hour Energy. 5-hour ENERGY Transfusion flavor is available online or in stores. Head to 5hourENERGY.com and order yours today!Check out "Invested in the Game", a new original podcast from Charles Schwab. This podcast is their way of sharing the incredible stories behind the game. Listen now at schwab.com/TheGame or wherever you get your podcasts.This episode is sponsored by Indeed. Please visit indeed.com/GOLFSMARTER and get a $75 SPONSORED JOB CREDIT. Terms and conditions apply. This episode is sponsored by HIMS. Start your free online visit today HIMS.com/golfsmarter and received personalized ED treatment options.
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