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This Week In Startups is made possible by:NetSuite - https://www.netsuite.com/twistLuma AI - https://lumalabs.ai/twistSquarespace - https://squarespace.com/twistToday's show: On today's epsiode of TWiST, Jason gets pitched by two top founders, Presh Dineshkumar and Peter Cetale! Presh used to work for Jason at Launch! When he left, Jason invested $200K into Presh's new startup The Wellness Company. Presh pitches Jason on what he has been building, and Jason gives Presh advice for improving the product!Peter went through Andreesen Horowitz's Speedrun accelerator program as CEO and co-founder of Sourcerer. Sourcerer uses AI agents to help US firms and distributors find the best prices for mass produced goods. Check out how Jason digs in with these founders!Timestamps:(0:00) Presh was originally a TWiST fan who emailed Jason!(1:59) Why Jason invested in Presh's startup(3:19) Checking out the Wellness Company's hot new app, Tempo(4:03) How Tempo monitors your health and offers proactive advice with consistency(9:10) Why Jason recommends adding a group or family feature to make it stickier(9:51) Netsuite - Get the free business guide Demystifying AI at https://www.netsuite.com/twist(11:28) The end goal: bringing app advice and guidance into the real world(13:34) Presh shares where his apps are finding the most engagement(14:13) The key importance of Product Velocity and World-Class Design(17:27) Luma AI - Stop guessing and start directing with Ray3 Modify from Luma AI, the AI-powered post-production tool. Explore it at: https://lumalabs.ai/twist(18:38) Introducing Peter Cetale and Sourcerer!(19:32) How Sourcerer uses AI to help distributors and manufacturers automate their sourcing(22:48) How Sourcerer manages to actually bring costs down(25:02) Lining up REAL customers, not Letters of Intent (aka Letters of Nothing)(26:04) Peter's experiences in a16z's Speedrun accelerator(28:08) Working with agents on BOTH the supply and demand side(29:16) Squarespace - Use offer code TWIST to save 10% off your first purchase of a website or domain at https://squarespace.com/twist(30:32) How has Tariff Mania impacted Peter's business?(35:35) Why Peter thinks startups will keep getting leaner and compute will keep getting cheaper*Subscribe to the TWiST500 newsletter: https://ticker.thisweekinstartups.com/Check out the TWIST500: https://twist500.comSubscribe to This Week in Startups on Apple: https://rb.gy/v19fcp*Follow Lon:X: https://x.com/lons*Follow Alex:X: https://x.com/alexLinkedIn: https://www.linkedin.com/in/alexwilhelm/*Follow Jason:X: https://twitter.com/JasonLinkedIn: https://www.linkedin.com/in/jasoncalacanis/*Thank you to our partners:(9:51) Netsuite - Get the free business guide Demystifying AI at https://www.netsuite.com/twist(17:27) Luma AI - Stop guessing and start directing with Ray3 Modify from Luma AI, the AI-powered post-production tool. Explore it at: https://lumalabs.ai/twist(29:16) Squarespace - Use offer code TWIST to save 10% off your first purchase of a website or domain at https://squarespace.com/twistCheck out all our partner offers: https://partners.launch.co/

In this episode, we explore the qualities to look for when selecting a primary guide or partner in your journey. While being responsive and handling immediate issues like a firefighter are valuable traits, it is essential to have someone who can effectively navigate and guide you through your long-term goals and challenges. This episode emphasizes the importance of finding a partner who will be reliable and supportive when you need them most, particularly in your absence.

Christos from Fellas Finance joins me on this episode to discuss his investing journey.From early mistakes, to building up a £120k portfolio by 34, to aiming to get to £1m by 50.This episode is an insight into Christos' journey to date and future plans.In this episode we also discuss overpaying your mortgage vs investing, the biggest determinants of investing success, what we personally invest into, and more. Listen to the episode for the full details. -----------------------------------------More investing:

Christos from Fellas Finance joins me on this episode to discuss his investing journey.From early mistakes, to building up a £120k portfolio by 34, to aiming to get to £1m by 50.This episode is an insight into Christos' journey to date and future plans.In this episode we also discuss overpaying your mortgage vs investing, the biggest determinants of investing success, what we personally invest into, and more. Listen to the episode for the full details. -----------------------------------------More investing:

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Willie Jolley. SUMMARY OF THE INTERVIEW In this energetic and motivational conversation, Hall of Fame speaker Dr. Willie Jolley joins Rushion McDonald on Money Making Conversations Masterclass to discuss his new book, “Rich Is Good, Wealthy Is Better.” The interview covers the difference between being rich and being wealthy, the mindsets required for long-term financial growth, and how individuals—no matter their background—can build generational wealth. Jolley also emphasizes discipline, humility, planning, multiple streams of income, overcoming setbacks, and the importance of insurance and protection of assets. PURPOSE OF THE INTERVIEW The interview aims to: 1. Introduce and promote Dr. Jolley’s new book “Rich Is Good, Wealthy Is Better” and the teachings within it. 2. Educate listeners on the distinction between rich and wealthy Jolley wants audiences to understand wealth in generational, not short-term, terms. 3. Motivate individuals to shift their financial mindset From “working money” to “mailbox money.” 4. Empower entrepreneurs and families To adopt discipline, drop pride, and create multigenerational financial systems. 5. Share Jolley’s personal setback‑to‑success story To reinforce that anyone can grow wealth with the right principles. KEY TAKEAWAYS 1. Rich vs. Wealthy Being rich = high income, often tied to active labor (e.g., athlete contracts). Being wealthy = passive income, ownership, generational sustainability. A rich football player earns millions; the team owner earns billions and doesn’t have to “run up and down the field.” 2. The Five Money Mindsets Jolley explains five financial mindsets: One‑day mindset – living day to day. 30‑day mindset – fixed incomes/check-to-check living. One‑year mindset – annual thinking (raises, annual income). Decade mindset – typical for entertainers/athletes with multi‑year contracts. Generational mindset (Wealth Mindset) – building wealth to last multiple generations. Jolley’s goal: move people up just one level at a time. 3. Five Types of Wealth Jolley breaks wealth into five categories: Financial Wealth Health Wealth (“A sick person has one dream; a healthy person has a thousand.” – Les Brown) Relationship Wealth Reputational Wealth (Brand) Intellectual Capital Wealth (What you know and can charge for) 4. Discipline Is the Key Wealth requires: Living below your means Investing the difference Consistency Avoiding arrogance and ignorance 5. Pride Is an Enemy of Wealth Pride leads people to overspend to keep up appearances.Jolley argues that pride “kills wealth” and must be replaced with planning and humility. 6. The Three Legs of Wealth To build sustainable wealth, you need: Income Investment (letting money work for you) Insurance (life, health, car, disability, long-term care) 7. Multiple Streams of Income Jolley urges everyone to build at least two streams of income from: Stocks Bonds Real estate Crypto Collectibles Jewelry Art Content creation 8. Overcoming Setbacks Jolley details his own journey from unemployed nightclub singer to globally recognized motivational speaker.He reinforces that a setback is a setup for a comeback—the core message of his earlier bestselling book. 9. It’s Never Too Late to Start He cites examples of: A secretary who retired with $8M by investing small amounts over time Invested $12,000 at age 65 and grew it to $890,000 by age 72 NOTABLE QUOTES FROM THE INTERVIEW On Time & Opportunity “I have only just a minute… but it’s up to me to use it.” On Mindset “Wealth starts in your mind.” On Rich vs. Wealthy “Regular folks work for their money. Wealthy people make their money work for them.” On Pride “My pride was killing my wealth.” On Growth & Learning “If you’re willing to learn, no one can stop you.” [On Setbacks “A setback is a setup for your greater comeback.” On Starting Late “When is the best time to plant a tree? Eighty years ago. The second-best time? Today.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Willie Jolley. SUMMARY OF THE INTERVIEW In this energetic and motivational conversation, Hall of Fame speaker Dr. Willie Jolley joins Rushion McDonald on Money Making Conversations Masterclass to discuss his new book, “Rich Is Good, Wealthy Is Better.” The interview covers the difference between being rich and being wealthy, the mindsets required for long-term financial growth, and how individuals—no matter their background—can build generational wealth. Jolley also emphasizes discipline, humility, planning, multiple streams of income, overcoming setbacks, and the importance of insurance and protection of assets. PURPOSE OF THE INTERVIEW The interview aims to: 1. Introduce and promote Dr. Jolley’s new book “Rich Is Good, Wealthy Is Better” and the teachings within it. 2. Educate listeners on the distinction between rich and wealthy Jolley wants audiences to understand wealth in generational, not short-term, terms. 3. Motivate individuals to shift their financial mindset From “working money” to “mailbox money.” 4. Empower entrepreneurs and families To adopt discipline, drop pride, and create multigenerational financial systems. 5. Share Jolley’s personal setback‑to‑success story To reinforce that anyone can grow wealth with the right principles. KEY TAKEAWAYS 1. Rich vs. Wealthy Being rich = high income, often tied to active labor (e.g., athlete contracts). Being wealthy = passive income, ownership, generational sustainability. A rich football player earns millions; the team owner earns billions and doesn’t have to “run up and down the field.” 2. The Five Money Mindsets Jolley explains five financial mindsets: One‑day mindset – living day to day. 30‑day mindset – fixed incomes/check-to-check living. One‑year mindset – annual thinking (raises, annual income). Decade mindset – typical for entertainers/athletes with multi‑year contracts. Generational mindset (Wealth Mindset) – building wealth to last multiple generations. Jolley’s goal: move people up just one level at a time. 3. Five Types of Wealth Jolley breaks wealth into five categories: Financial Wealth Health Wealth (“A sick person has one dream; a healthy person has a thousand.” – Les Brown) Relationship Wealth Reputational Wealth (Brand) Intellectual Capital Wealth (What you know and can charge for) 4. Discipline Is the Key Wealth requires: Living below your means Investing the difference Consistency Avoiding arrogance and ignorance 5. Pride Is an Enemy of Wealth Pride leads people to overspend to keep up appearances.Jolley argues that pride “kills wealth” and must be replaced with planning and humility. 6. The Three Legs of Wealth To build sustainable wealth, you need: Income Investment (letting money work for you) Insurance (life, health, car, disability, long-term care) 7. Multiple Streams of Income Jolley urges everyone to build at least two streams of income from: Stocks Bonds Real estate Crypto Collectibles Jewelry Art Content creation 8. Overcoming Setbacks Jolley details his own journey from unemployed nightclub singer to globally recognized motivational speaker.He reinforces that a setback is a setup for a comeback—the core message of his earlier bestselling book. 9. It’s Never Too Late to Start He cites examples of: A secretary who retired with $8M by investing small amounts over time Invested $12,000 at age 65 and grew it to $890,000 by age 72 NOTABLE QUOTES FROM THE INTERVIEW On Time & Opportunity “I have only just a minute… but it’s up to me to use it.” On Mindset “Wealth starts in your mind.” On Rich vs. Wealthy “Regular folks work for their money. Wealthy people make their money work for them.” On Pride “My pride was killing my wealth.” On Growth & Learning “If you’re willing to learn, no one can stop you.” [On Setbacks “A setback is a setup for your greater comeback.” On Starting Late “When is the best time to plant a tree? Eighty years ago. The second-best time? Today.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Willie Jolley. SUMMARY OF THE INTERVIEW In this energetic and motivational conversation, Hall of Fame speaker Dr. Willie Jolley joins Rushion McDonald on Money Making Conversations Masterclass to discuss his new book, “Rich Is Good, Wealthy Is Better.” The interview covers the difference between being rich and being wealthy, the mindsets required for long-term financial growth, and how individuals—no matter their background—can build generational wealth. Jolley also emphasizes discipline, humility, planning, multiple streams of income, overcoming setbacks, and the importance of insurance and protection of assets. PURPOSE OF THE INTERVIEW The interview aims to: 1. Introduce and promote Dr. Jolley’s new book “Rich Is Good, Wealthy Is Better” and the teachings within it. 2. Educate listeners on the distinction between rich and wealthy Jolley wants audiences to understand wealth in generational, not short-term, terms. 3. Motivate individuals to shift their financial mindset From “working money” to “mailbox money.” 4. Empower entrepreneurs and families To adopt discipline, drop pride, and create multigenerational financial systems. 5. Share Jolley’s personal setback‑to‑success story To reinforce that anyone can grow wealth with the right principles. KEY TAKEAWAYS 1. Rich vs. Wealthy Being rich = high income, often tied to active labor (e.g., athlete contracts). Being wealthy = passive income, ownership, generational sustainability. A rich football player earns millions; the team owner earns billions and doesn’t have to “run up and down the field.” 2. The Five Money Mindsets Jolley explains five financial mindsets: One‑day mindset – living day to day. 30‑day mindset – fixed incomes/check-to-check living. One‑year mindset – annual thinking (raises, annual income). Decade mindset – typical for entertainers/athletes with multi‑year contracts. Generational mindset (Wealth Mindset) – building wealth to last multiple generations. Jolley’s goal: move people up just one level at a time. 3. Five Types of Wealth Jolley breaks wealth into five categories: Financial Wealth Health Wealth (“A sick person has one dream; a healthy person has a thousand.” – Les Brown) Relationship Wealth Reputational Wealth (Brand) Intellectual Capital Wealth (What you know and can charge for) 4. Discipline Is the Key Wealth requires: Living below your means Investing the difference Consistency Avoiding arrogance and ignorance 5. Pride Is an Enemy of Wealth Pride leads people to overspend to keep up appearances.Jolley argues that pride “kills wealth” and must be replaced with planning and humility. 6. The Three Legs of Wealth To build sustainable wealth, you need: Income Investment (letting money work for you) Insurance (life, health, car, disability, long-term care) 7. Multiple Streams of Income Jolley urges everyone to build at least two streams of income from: Stocks Bonds Real estate Crypto Collectibles Jewelry Art Content creation 8. Overcoming Setbacks Jolley details his own journey from unemployed nightclub singer to globally recognized motivational speaker.He reinforces that a setback is a setup for a comeback—the core message of his earlier bestselling book. 9. It’s Never Too Late to Start He cites examples of: A secretary who retired with $8M by investing small amounts over time Invested $12,000 at age 65 and grew it to $890,000 by age 72 NOTABLE QUOTES FROM THE INTERVIEW On Time & Opportunity “I have only just a minute… but it’s up to me to use it.” On Mindset “Wealth starts in your mind.” On Rich vs. Wealthy “Regular folks work for their money. Wealthy people make their money work for them.” On Pride “My pride was killing my wealth.” On Growth & Learning “If you’re willing to learn, no one can stop you.” [On Setbacks “A setback is a setup for your greater comeback.” On Starting Late “When is the best time to plant a tree? Eighty years ago. The second-best time? Today.” #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

GWS veteran Stephen Coniglio tells Brett Sprigg he's excited to pull on the Western Australia guernsey and link up with mates he has not played alongside for years in the AFL's State Of Origin match.

As far as mantras go, Street Sharks have one about as good as they come. They fight. They bite. They stand for everything right. You can read it on the opening page of each issue of the IDW Publishing series, and as we discuss with writer Stephanie Williams this week, given everything going on in the world, it's worth repeating every time you crack open the comic. Street Sharks may have begun as a cash grab in the wake of Teenage Mutant Ninja Turtles' success. However, under Stephanie Williams' direction, in collaboration with artist Ariel Medel, the comic book series distinguishes itself by embracing the Bolton brothers' chill attitude amid abject horror. They're Supergirl to TMNT's Superman. They lived a life before their Krypton exploded. They know what they lost, they lived what they lost, and they still choose to direct their jawesome chompers toward villainy. It's pure superhero comics. You might be thinking, what the Big Slammu are you talking about? Well, you just have to dig into this week's episode to appreciate the comparison truly. We're getting deep with Street Sharks this podcast, discussing community, reluctant heroism, and mob mentality with Stephanie Williams. Two weeks ago, our co-host Lisa didn't know a thing about Street Sharks, but as of today, she's INVESTED. The first four issues of Street Sharks are now available from IDW Publishing. The fifth issue, concluding the first arc, swims into comic shops on February 18th. Street Sharks is written by Stephanie Williams, illustrated by Ariel Medel, colored by Valentina Pinto, and lettered by Jeff Eckleberry. Also, follow Stephanie Williams on Bluesky, Instagram, and her website. This Week's Sponsors This February, Dave Stevens's The Rocketeer soars again in a brand-new story written by John Layman, the genius behind the foodie cannibal detective series Chew, and illustrated by Jacob Edgar, who drew Plastic Man: No More and has a very cool J. Bone/Darwyn Cooke style. The new series is called The Rocketeer: The Island. Our skybound hero, Cliff Secord, leads a dangerous search and rescue mission. Who's he looking for? None other than Amelia Earhart! The first issue crashes into comic book shops on February 25th, courtesy of IDW Publishing. The Future is Calling! 2000 AD is the Galaxy's Greatest Comic, with new issues published every single week! Every 32-page issue of 2000 AD brings you the best in sci-fi and horror, featuring characters like Judge Dredd, Rogue Trooper, and more. Get a print subscription to 2000 AD and it'll arrive to your mailbox every week - and your first issue is free! Or subscribe digitally, and you can download DRM-free copies of each issue for only $9 a month. That's 128 pages of incredible comics every month for less than $10! Head to 2000AD.com and click on ‘subscribe' now – or download the 2000 AD app and start reading today! Other Relevant Links to This Week's Episode: Subscribe to the Comic Book Couples Counseling YouTube Channel Watch The Stacks, Comic Creators Name Their Favorite Comics CBCC on the Comics Matter Podcast Support Your Local Comic Shop: Secret Identity Comics in Chester, England Comic Book Club: Batman: The Court of Owls at Meanwhile...Coffee in Herndon, Virginia, on 2/1 at 3:30 PM Comic Book Film Club: Blade at the Alamo Drafthouse Winchester on 2/15 Final Round of Plugs (PHEW): Support the Podcast by Joining OUR PATREON COMMUNITY. And, of course, follow Comic Book Couples Counseling on Facebook, on Instagram, and on Bluesky @CBCCPodcast, and you can follow hosts Brad Gullickson @MouthDork & Lisa Gullickson @sidewalksiren. Send us your Words of Affirmation by leaving us a 5-star Review on Apple Podcasts. Continue your conversation with CBCC by hopping over to our website, where we have reviews, essays, and numerous interviews with comic book creators. Podcast logo by Jesse Lonergan and Hassan Otsmane-Elhaou.

JP reveals his beef with mascots to Nick. They also discuss if fans are invested in Myles winning a second DPOY.

Simon's live update for James O'Brien's programme on LBC, with new possible conflict-of-interest revelations swirling around Trump and his family members. Also today: Trump's decision to sue his own government for $10 billion, and his decision to close the so-called "Trump-Kennedy Center" for the next 2 years.#Trump #lbc #simonmarks #news #Emiratis #sudan #genocide #uae #kennedycenter #irs #bessent #bondi #Democrats #Congress #usnews #uspolitics #Midterms2026 #Midterms

This week, Chris and I dive deep into a question we've been getting a lot since our town hall event with Sarah Swain, Rebecca Matthews, and Elisa Kitz (which had almost 2,000 registrants!): Why are permanent tax shelters considered an asset class?   I'll be honest—this was a concept that completely confused me until about 4-5 years ago. I grew up being taught that insurance is an expense, never an investment. But understanding how certain life insurance policies can provide liquidity, tax advantages, and long-term value has been game-changing for our family—both personally and professionally. In this episode, we break down: The difference between whole life and universal life insurance Why insurance should be the foundation of your financial house (not just the pretty stuff on top) How permanent policies build cash value you can borrow from tax-free Why getting insured young matters more than you think The connection between your health records and insurance premiums This might feel like a big topic to grasp, but stick with us. We're here to help you understand what you weren't taught growing up.   Timestamps & Chapters [2:53 - 4:33] Why This Topic Matters Now Questions coming in about permanent tax shelters as an asset class How life insurance can offer protection AND build long-term value Jenn's journey from seeing insurance as an expense to understanding it as an investment [4:33 - 7:00] What Are Permanent Tax Shelters? Two types: Whole life and universal life insurance How they differ from term insurance (which is like "rent") Why these policies are structured differently for every person [7:00 - 10:20] Whole Life vs. Universal Life Whole life: Invested through the insurance company, pays dividends, safer/more conservative Universal life: Invested through markets, higher growth potential Companies we work with have been paying dividends for over 100 years [10:20 - 13:20] The Trust Factor Why people are hesitant to invest (lack of education, past bad experiences) Importance of transparency: where money goes, how returns work, paperwork to back it up Finding advisors who customize to YOUR needs, not just sell hot products [13:20 - 17:00] The Foundation Analogy Chris's building background: insurance is like the foundation of a house TFSAs, RRSPs, FHSAs are the "pretty stuff" on top If the foundation isn't solid, everything collapses when markets slip Different types of insurance: life, critical illness, disability [17:00 - 20:20] Why We Have Different Policies Individual needs vs. family goals Whole life for lending money back to yourself Universal life for stronger growth through market investments [20:20 - 23:40] Term vs. Permanent Insurance Explained Term insurance: Pay for protection for 10, 20, 30 years—when it expires, you're done (or renew at a much higher rate) Example: $75/month at age 30 becomes $500/month at age 65 Permanent insurance: Pay for a set period (often ~20 years), then you're covered for life [23:40 - 26:40] Health & Insurance Qualification Medical Insurance Bureau (MIB) has access to ALL your medical records Even minor things (like getting imaging for headaches) can flag you and increase premiums Jenn's story: Great health rating, lower premium Chris's story: One seizure from paintball at 21 flagged him for years [26:40 - 30:00] The Integrity Factor Insurance companies will test for things like nicotine in your hair if you claim to be a non-smoker Lying on applications can void your entire policy Smokers can requalify as non-smokers after 12 months nicotine-free and cut premiums in half [30:00 - 35:20] Why We're Talking About This Jenn's perspective: Health and wealth are connected Financial stress impacts health; lack of finances prevents getting health support The gap in what we weren't taught as adults, parents, business owners Teaching preparedness so people know what questions to ask [35:20 - 40:00] How Permanent Policies Build Cash Value Example: $100/month → $25 to insurance, $75 to investment Money grows tax-free inside the policy You can borrow from it with minimal or zero tax (depending on timing) Compare to RRSPs: 100% taxed at withdrawal at your marginal rate Insurance companies are great at saving from taxation; investment companies are great at making money—permanent policies combine both [40:00 - 43:00] The Self-Lending Strategy Build cash value you can borrow from tax-free or with greatly reduced tax Use for home repairs, helping kids, investments, etc. You can put in $300-500/month—insurance still only costs $25, rest goes to your investment fund [43:00 - 46:00] Inflation & Long-Term Planning Average Canadian couple needs $2.5-3 million to retire comfortably Inflation designed to be ~2.5% annually Example: Bag of milk was $2-3 twenty years ago, now $6-9, will be $20 in the future If you're only making 2.5% interest, you're just keeping up with buying power—not growing wealth Importance of reviewing statements together as a couple (even when uncomfortable)     Key Highlights & Takeaways ✅ Insurance as Foundation, Not Expense: Permanent life insurance should be viewed as the foundation of your financial house—not a bill, but an investment that protects everything else you build on top. ✅ Two Types of Permanent Policies: Whole Life: Conservative, dividend-based, great for self-lending Universal Life: Market-invested, higher growth potential ✅ Tax Advantages: Money grows tax-free inside permanent policies, and you can borrow from your cash value with minimal or zero tax (unlike RRSPs, which are 100% taxed at withdrawal). ✅ Get Insured Young: Health changes, medical records, and age all impact premiums. The younger and healthier you are when you get insured, the better your rates—and they're locked in for life. ✅ The MIB Knows Everything: The Medical Insurance Bureau has access to all your medical records. Even minor health events (like imaging for headaches) can flag you and increase premiums. ✅ Inflation is Real: The average Canadian couple will need $2.5-3 million to retire comfortably. If your money is only growing at 2.5%, you're just keeping up with inflation—not building wealth. ✅ Self-Lending Strategy: Permanent policies allow you to build a "personal bank" you can borrow from for major expenses, investments, or helping family—without traditional loan approval processes. ✅ Transparency Matters: Any advisor should be able to explain exactly where your money is going, how returns work, and provide full paperwork. If they can't, walk away. ✅ Health & Wealth Are Connected: Financial stress impacts your health, and lack of finances prevents you from getting the health support you need. They're not separate—they're intertwined.   Let's dive in! Thank you for joining us today. If you could rate, review & subscribe, it would mean the world to me! While you're at it, take a screenshot and tag me @jennpike to share on Instagram – I'll re-share that baby out to the community & once a month I'll be doing a draw from those re-shares and send the winner something special! Click here to listen: Apple Podcasts – CLICK HERESpotify – CLICK HERE Free Resources: Free Perimenopause Support Guide | jennpike.com/perimenopausesupport Free Blood Work Guide | jennpike.com/bloodworkguide The Simplicity Sessions Podcast | jennpike.com/podcast Get 20% on thewalkingpad.com using code "JENNPIKE20" Get discounts at happybumco.com using code "JENNPIKE" *code doesn't apply with Black Friday sale* Programs: Ignite: Your 8-Week Body Transformation Program | https://jennpike.com/ignite The Peri & Menopause Project  - Join the Waitlist | jennpike.com/theperimenopauseproject Synced Virtual Fitness Studio | jennpike.com/synced Services: Work With Jenn | https://jennpike.com/work-with-jenn/ Functional Testing | jennpike.com/testing-packages Business Mentorship | The Audacious Woman Mentorship:  jennpike.com/theaudaciouswoman Connect with Jenn: Instagram | @jennpike Facebook | @thesimplicityproject YouTube | Simplicity TV Website | The Simplicity Project Inc. Connect with Chris: Instagram | @chrisborsellino Finance Discovery Session | Book Here Have a question? Send it over to hello@jennpike.com and I'll do my best to share helpful insights, thoughts and advice.

Why Your "Perfect" Retirement Feels So Wrong You did everything right. Saved hard. Invested well. Ticked every box. So why does retirement feel… off? In this episode, I unpack the uncomfortable truth nobody talks about: retirement can feel psychologically harder than work, even when the money's sorted. Not because you failed, but because you were never given the emotional or mental roadmap for what comes next. We dig into the five hidden psychological traps that quietly derail retirement, and more importantly, what actually helps you navigate them. In this episode, we cover: Why losing your job title can feel like losing yourself What happens when a problem-solving brain suddenly has nothing meaningful to solve Why the "endless holiday" version of retirement wears thin fast The silent pressure to perform a perfect retirement, and why it's exhausting How a lifetime of saving can make spending feel terrifying, even when you're financially secure You'll also learn: How to rebuild your identity around who you are, not what you used to do Why your brain needs purpose, not just rest How to design a flexible routine that gives freedom without drift How to let go of guilt, busyness, and comparison And how to create real permission to spend without anxiety or second-guessing This episode isn't about fixing retirement. It's about understanding it, so you stop wondering "What's wrong with me?" and start building a life that actually fits. Free Resource If this episode hit a nerve, I've created a free one-page Purpose Finder guide to help you get clarity on what you want this next chapter to be about.

In this episode, Sophie joins In Her Shoes to talk about how she navigated university, why she almost dropped out of UAL, and what ultimately pulled her towards joining Aimee at Odd Muse, one of the fastest‑growing female‑founded brands. We get into her curious, hungry, entrepreneurial energy (aka #Milhamenergy), the reality behind glossy social media moments, and the highs and lows of making a big career move that everyone was watching – her shift to SULT.If you're looking for a boost of positive energy and a gentle shove to finally make that move you've been thinking about, this conversation is for you. It's honest, upbeat, and a reminder that backing yourself can completely change your path.This episode is sponsored by Treatwell, Europe's No.1 hair and beauty booking app. Treatwell makes it easy to discover trusted salons, compare reviews, and book everything from a last‑minute blow dry to a full self‑care reset in just a few taps, so you can feel your best without the faff.We're also partnered with RISER, like a dating app - but for YOUR career. Get ready to make a move by uploading your 60 second elevator pitch and connect with real hirers who have uploaded a video too! You'll get recommendations based on compatibility not just simply keywords. Join 1000's of RISERs on the app landing opportunties with companies like Beauty Pie and Tiktok.

(0:00-20:46) How emotionally invested are you in this seasons Sixers and/or Flyers?(20:46-34:12) A local reporter splashes cold water on a potential reunion for the Phillies (34:12-41:49) Eagles are losing a talented coachPlease note: Timecodes may shift by a few minutes due to inserted ads. Because of copyright restrictions, portions—or entire segments—may not be included in the podcast.For the latest updates, visit the show page Kincade & Salciunas on 975thefanatic.com. Follow 97.5 The Fanatic on Twitter, Facebook, and Instagram. Watch our shows on YouTube, and subscribe to stay up-to-date with all the best moments from Philly's home for sports!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Willie Jolley. SUMMARY OF THE INTERVIEW In this energetic and motivational conversation, Hall of Fame speaker Dr. Willie Jolley joins Rushion McDonald on Money Making Conversations Masterclass to discuss his new book, “Rich Is Good, Wealthy Is Better.” The interview covers the difference between being rich and being wealthy, the mindsets required for long-term financial growth, and how individuals—no matter their background—can build generational wealth. Jolley also emphasizes discipline, humility, planning, multiple streams of income, overcoming setbacks, and the importance of insurance and protection of assets. PURPOSE OF THE INTERVIEW The interview aims to: 1. Introduce and promote Dr. Jolley’s new book “Rich Is Good, Wealthy Is Better” and the teachings within it. 2. Educate listeners on the distinction between rich and wealthy Jolley wants audiences to understand wealth in generational, not short-term, terms. 3. Motivate individuals to shift their financial mindset From “working money” to “mailbox money.” 4. Empower entrepreneurs and families To adopt discipline, drop pride, and create multigenerational financial systems. 5. Share Jolley’s personal setback‑to‑success story To reinforce that anyone can grow wealth with the right principles. KEY TAKEAWAYS 1. Rich vs. Wealthy Being rich = high income, often tied to active labor (e.g., athlete contracts). Being wealthy = passive income, ownership, generational sustainability. A rich football player earns millions; the team owner earns billions and doesn’t have to “run up and down the field.” 2. The Five Money Mindsets Jolley explains five financial mindsets: One‑day mindset – living day to day. 30‑day mindset – fixed incomes/check-to-check living. One‑year mindset – annual thinking (raises, annual income). Decade mindset – typical for entertainers/athletes with multi‑year contracts. Generational mindset (Wealth Mindset) – building wealth to last multiple generations. Jolley’s goal: move people up just one level at a time. 3. Five Types of Wealth Jolley breaks wealth into five categories: Financial Wealth Health Wealth (“A sick person has one dream; a healthy person has a thousand.” – Les Brown) Relationship Wealth Reputational Wealth (Brand) Intellectual Capital Wealth (What you know and can charge for) 4. Discipline Is the Key Wealth requires: Living below your means Investing the difference Consistency Avoiding arrogance and ignorance 5. Pride Is an Enemy of Wealth Pride leads people to overspend to keep up appearances.Jolley argues that pride “kills wealth” and must be replaced with planning and humility. 6. The Three Legs of Wealth To build sustainable wealth, you need: Income Investment (letting money work for you) Insurance (life, health, car, disability, long-term care) 7. Multiple Streams of Income Jolley urges everyone to build at least two streams of income from: Stocks Bonds Real estate Crypto Collectibles Jewelry Art Content creation 8. Overcoming Setbacks Jolley details his own journey from unemployed nightclub singer to globally recognized motivational speaker.He reinforces that a setback is a setup for a comeback—the core message of his earlier bestselling book. 9. It’s Never Too Late to Start He cites examples of: A secretary who retired with $8M by investing small amounts over time Invested $12,000 at age 65 and grew it to $890,000 by age 72 NOTABLE QUOTES FROM THE INTERVIEW On Time & Opportunity “I have only just a minute… but it’s up to me to use it.” On Mindset “Wealth starts in your mind.” On Rich vs. Wealthy “Regular folks work for their money. Wealthy people make their money work for them.” On Pride “My pride was killing my wealth.” On Growth & Learning “If you’re willing to learn, no one can stop you.” [On Setbacks “A setback is a setup for your greater comeback.” On Starting Late “When is the best time to plant a tree? Eighty years ago. The second-best time? Today.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Willie Jolley. SUMMARY OF THE INTERVIEW In this energetic and motivational conversation, Hall of Fame speaker Dr. Willie Jolley joins Rushion McDonald on Money Making Conversations Masterclass to discuss his new book, “Rich Is Good, Wealthy Is Better.” The interview covers the difference between being rich and being wealthy, the mindsets required for long-term financial growth, and how individuals—no matter their background—can build generational wealth. Jolley also emphasizes discipline, humility, planning, multiple streams of income, overcoming setbacks, and the importance of insurance and protection of assets. PURPOSE OF THE INTERVIEW The interview aims to: 1. Introduce and promote Dr. Jolley’s new book “Rich Is Good, Wealthy Is Better” and the teachings within it. 2. Educate listeners on the distinction between rich and wealthy Jolley wants audiences to understand wealth in generational, not short-term, terms. 3. Motivate individuals to shift their financial mindset From “working money” to “mailbox money.” 4. Empower entrepreneurs and families To adopt discipline, drop pride, and create multigenerational financial systems. 5. Share Jolley’s personal setback‑to‑success story To reinforce that anyone can grow wealth with the right principles. KEY TAKEAWAYS 1. Rich vs. Wealthy Being rich = high income, often tied to active labor (e.g., athlete contracts). Being wealthy = passive income, ownership, generational sustainability. A rich football player earns millions; the team owner earns billions and doesn’t have to “run up and down the field.” 2. The Five Money Mindsets Jolley explains five financial mindsets: One‑day mindset – living day to day. 30‑day mindset – fixed incomes/check-to-check living. One‑year mindset – annual thinking (raises, annual income). Decade mindset – typical for entertainers/athletes with multi‑year contracts. Generational mindset (Wealth Mindset) – building wealth to last multiple generations. Jolley’s goal: move people up just one level at a time. 3. Five Types of Wealth Jolley breaks wealth into five categories: Financial Wealth Health Wealth (“A sick person has one dream; a healthy person has a thousand.” – Les Brown) Relationship Wealth Reputational Wealth (Brand) Intellectual Capital Wealth (What you know and can charge for) 4. Discipline Is the Key Wealth requires: Living below your means Investing the difference Consistency Avoiding arrogance and ignorance 5. Pride Is an Enemy of Wealth Pride leads people to overspend to keep up appearances.Jolley argues that pride “kills wealth” and must be replaced with planning and humility. 6. The Three Legs of Wealth To build sustainable wealth, you need: Income Investment (letting money work for you) Insurance (life, health, car, disability, long-term care) 7. Multiple Streams of Income Jolley urges everyone to build at least two streams of income from: Stocks Bonds Real estate Crypto Collectibles Jewelry Art Content creation 8. Overcoming Setbacks Jolley details his own journey from unemployed nightclub singer to globally recognized motivational speaker.He reinforces that a setback is a setup for a comeback—the core message of his earlier bestselling book. 9. It’s Never Too Late to Start He cites examples of: A secretary who retired with $8M by investing small amounts over time Invested $12,000 at age 65 and grew it to $890,000 by age 72 NOTABLE QUOTES FROM THE INTERVIEW On Time & Opportunity “I have only just a minute… but it’s up to me to use it.” On Mindset “Wealth starts in your mind.” On Rich vs. Wealthy “Regular folks work for their money. Wealthy people make their money work for them.” On Pride “My pride was killing my wealth.” On Growth & Learning “If you’re willing to learn, no one can stop you.” [On Setbacks “A setback is a setup for your greater comeback.” On Starting Late “When is the best time to plant a tree? Eighty years ago. The second-best time? Today.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Willie Jolley. SUMMARY OF THE INTERVIEW In this energetic and motivational conversation, Hall of Fame speaker Dr. Willie Jolley joins Rushion McDonald on Money Making Conversations Masterclass to discuss his new book, “Rich Is Good, Wealthy Is Better.” The interview covers the difference between being rich and being wealthy, the mindsets required for long-term financial growth, and how individuals—no matter their background—can build generational wealth. Jolley also emphasizes discipline, humility, planning, multiple streams of income, overcoming setbacks, and the importance of insurance and protection of assets. PURPOSE OF THE INTERVIEW The interview aims to: 1. Introduce and promote Dr. Jolley’s new book “Rich Is Good, Wealthy Is Better” and the teachings within it. 2. Educate listeners on the distinction between rich and wealthy Jolley wants audiences to understand wealth in generational, not short-term, terms. 3. Motivate individuals to shift their financial mindset From “working money” to “mailbox money.” 4. Empower entrepreneurs and families To adopt discipline, drop pride, and create multigenerational financial systems. 5. Share Jolley’s personal setback‑to‑success story To reinforce that anyone can grow wealth with the right principles. KEY TAKEAWAYS 1. Rich vs. Wealthy Being rich = high income, often tied to active labor (e.g., athlete contracts). Being wealthy = passive income, ownership, generational sustainability. A rich football player earns millions; the team owner earns billions and doesn’t have to “run up and down the field.” 2. The Five Money Mindsets Jolley explains five financial mindsets: One‑day mindset – living day to day. 30‑day mindset – fixed incomes/check-to-check living. One‑year mindset – annual thinking (raises, annual income). Decade mindset – typical for entertainers/athletes with multi‑year contracts. Generational mindset (Wealth Mindset) – building wealth to last multiple generations. Jolley’s goal: move people up just one level at a time. 3. Five Types of Wealth Jolley breaks wealth into five categories: Financial Wealth Health Wealth (“A sick person has one dream; a healthy person has a thousand.” – Les Brown) Relationship Wealth Reputational Wealth (Brand) Intellectual Capital Wealth (What you know and can charge for) 4. Discipline Is the Key Wealth requires: Living below your means Investing the difference Consistency Avoiding arrogance and ignorance 5. Pride Is an Enemy of Wealth Pride leads people to overspend to keep up appearances.Jolley argues that pride “kills wealth” and must be replaced with planning and humility. 6. The Three Legs of Wealth To build sustainable wealth, you need: Income Investment (letting money work for you) Insurance (life, health, car, disability, long-term care) 7. Multiple Streams of Income Jolley urges everyone to build at least two streams of income from: Stocks Bonds Real estate Crypto Collectibles Jewelry Art Content creation 8. Overcoming Setbacks Jolley details his own journey from unemployed nightclub singer to globally recognized motivational speaker.He reinforces that a setback is a setup for a comeback—the core message of his earlier bestselling book. 9. It’s Never Too Late to Start He cites examples of: A secretary who retired with $8M by investing small amounts over time Invested $12,000 at age 65 and grew it to $890,000 by age 72 NOTABLE QUOTES FROM THE INTERVIEW On Time & Opportunity “I have only just a minute… but it’s up to me to use it.” On Mindset “Wealth starts in your mind.” On Rich vs. Wealthy “Regular folks work for their money. Wealthy people make their money work for them.” On Pride “My pride was killing my wealth.” On Growth & Learning “If you’re willing to learn, no one can stop you.” [On Setbacks “A setback is a setup for your greater comeback.” On Starting Late “When is the best time to plant a tree? Eighty years ago. The second-best time? Today.” #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

STEAMY, SORDID, & GORGEOUS!! With the first part of Bridgerton Season 4 dropping later this month, John & Greg grab a copy of Lady Whistledown's scandal sheet! Download PrizePicks today at https://www.prizepicks.onelink.me/LME... & use code REJECTS to get $50 instantly when you play $5! Gift Someone (Or Yourself) An RR Tee! https://shorturl.at/hekk2 Greg Alba & John Humphrey react to Bridgerton Season 1, Episodes 1 & 2, the lavish Netflix period drama created by Chris Van Dusen and produced by Shonda Rhimes, which reimagines Regency-era London through a modern lens of romance, scandal, and high society intrigue. These opening episodes set the tone for the series' blend of sweeping romance, sharp social commentary, and addictive drama. The premiere introduces the powerful Bridgerton family, led by eldest daughter Daphne Bridgerton (Phoebe Dynevor – Younger, Fair Play), as she enters the marriage market during London's competitive social season. Her fortunes take an unexpected turn when she forms a strategic alliance with the enigmatic Simon Basset, Duke of Hastings (Regé-Jean Page – Roots, The Gray Man), whose charm and emotional distance quickly make him the subject of intense fascination. Their fake courtship sparks both gossip and genuine attraction, becoming the emotional centerpiece of the show's early episodes. Intense Suspense by Audionautix is licensed under a Creative Commons Attribution 4.0 license. https://creativecommons.org/licenses/... Support The Channel By Getting Some REEL REJECTS Apparel! https://www.rejectnationshop.com/ Follow Us On Socials:  Instagram: https://www.instagram.com/reelrejects/  Tik-Tok: https://www.tiktok.com/@reelrejects?lang=en Twitter: https://x.com/reelrejects Facebook: https://www.facebook.com/TheReelRejects/ Music Used In Ad:  Hat the Jazz by Twin Musicom is licensed under a Creative Commons Attribution 4.0 license. https://creativecommons.org/licenses/by/4.0/ Happy Alley by Kevin MacLeod is licensed under a Creative Commons Attribution 4.0 license. https://creativecommons.org/licenses/... POWERED BY @GFUEL Visit https://gfuel.ly/3wD5Ygo and use code REJECTNATION for 20% off select tubs!! Head Editor: https://www.instagram.com/praperhq/?hl=en Co-Editor: Greg Alba Co-Editor: John Humphrey Music In Video: Airport Lounge - Disco Ultralounge by Kevin MacLeod is licensed under a Creative Commons Attribution 4.0 license. https://creativecommons.org/licenses/by/4.0/ Ask Us A QUESTION On CAMEO: https://www.cameo.com/thereelrejects Follow TheReelRejects On FACEBOOK, TWITTER, & INSTAGRAM:  FB:  https://www.facebook.com/TheReelRejects/ INSTAGRAM:  https://www.instagram.com/reelrejects/ TWITTER:  https://twitter.com/thereelrejects Follow GREG ON INSTAGRAM & TWITTER: INSTAGRAM:  https://www.instagram.com/thegregalba/ TWITTER:  https://twitter.com/thegregalba Learn more about your ad choices. Visit megaphone.fm/adchoices

How I can help you - ⁠⁠click here⁠⁠It took me 6.5 years to reach £100k invested. But here's what often isn't talked about:Most of that wasn't compounding.It was my own contributions.Early on, how much you invest matters far more than what returns you get.If investing feels slow at the start - that's normal. Don't feel disheartened. Stick with it and be consistent.And if you are feeling like this, then this episode is for you and I hope it makes you feel a bit better and reassured.-----------------------------------------More investing:

A new year always brings fresh predictions, louder headlines, and plenty of pressure. In the first Off the Wall episode of the year, Nate W. Tonsager, CIPM and David B. Armstrong, CFA take a step back and anchor the conversation in the reality of what happened in 2025, and why that context is essential as we head into 2026. They reflect on the surprises that shaped last year and connected those lessons to the environment ahead. Key topics: Global markets and why international equities outpaced U.S. stocks in 2025 Volatility, drawdowns, and what last year revealed about investor behavior Why diversification showed up when it mattered most The absence of a recession and what surprised markets along the way Interest rates, inflation, and what the data suggests for 2026 Historical patterns that shape expectations for the year ahead —-   Please see important podcast disclosure information at https://monumentwealthmanagement.com/disclosures   Episode Timeline/Key Highlights:   0:00 — We're back: college football picks and the market backdrop 2:46 — 2025 market winners: why global stocks outperformed 6:10 — The S&P 500 question, behavior gaps, and staying invested 12:23 — 2025 surprises: no recession, tariffs, and asset class shifts 21:18 — What worked: metals, market tails, and quiet standouts 24:48 — What we're watching for 2026: diversification, election-year volatility, and cash planning   Resources Mentioned: 11:41 - What is Direct Indexing? Customization, Taxes, and More - Monument Wealth Management - https://monumentwealthmanagement.com/resource/direct-indexing-benefits-taxes/   Connect with Monument Wealth Management:    Visit our website: https://monumentwealthmanagement.com/   Follow us on Instagram: https://www.instagram.com/monumentwealth/#   Connect on LinkedIn: https://www.linkedin.com/company/monument-wealth-management/   Connect on Facebook: https://www.facebook.com/MonumentWealthManagement   Connect on YouTube: https://www.youtube.com/user/MonumentWealth#Fit   Subscribe to our Private Wealth Newsletter: https://monumentwealthmanagement.com/subscribe/   About "Off the Wall":    Markets are noisy. Your time is limited. Off The Wall cuts through the clutter. Hosts Dave Armstrong, CFA and Nate Tonsager, CIPM bring you straightforward, candid insights about what's really moving markets and why it matters for successful investors. From economic shifts to portfolio positioning, we break down the complexities so you can invest with intention and stay grounded when headlines and life feels chaotic.   Learn more about our hosts on our website at https://monumentwealthmanagement.com 

#bitcoin (12-01-2026)To invest in something and not learn anything about it is reckless! Learn about what you own and protect yourself from losing that asset with learning.MY VIEWS ARE MY OWN AND I MAKE NO PREDICTIONS OR GIVE ANY FINANCIAL ADVICE, SO DO YOUR OWN RESEARCH BEFORE INVESTING ANYTHING... & ONLY INVEST WHAT YOU COULD AFFORD TO LOSE!Subscribe to my ‘UK Bitcoiner' Backup Channel:https://www.youtube.com/channel/UC3p4A_VqohTmbm44z4lgokgSubscribe to my Rumble Channel:https://rumble.com/user/UKBitcoinMaster1Get 5,000 sats when you subscribe to Orange Pill App:https://signup.theorangepillapp.com/opa/UKBitcoinMasterUK Bitcoin Master Social Media Links:https://linktr.ee/ukbitcoinmasterNostr Public key:npub13kgncg54ccmnmvtljvergdvrd7m06zm32j2ayg542kaqayejrv7qg9wp2sUKBitcoinMaster video library:http://www.UKBitcoinMaster.comUKBitcoinMaster Interviews: http://www.BitcoinInterviews.comSHOW SPONSOR:By The Book Accountancy:Website: www.bythebookaccountancy.co.ukWebsite: www.cryptotaxhelp.co.ukThursdays Live Show:  https://youtu.be/baYU0YycvVg

India's Fund of Funds for Startups 1.0 is winding down this March—but it's falling short of its goals. Of the ₹10,000 crore mandate, only ₹6,500 crore has been disbursed, and just ₹3,200 crore has actually reached startups. Meanwhile, FFS 2.0 remains stuck in limbo with no guidelines released yet. Despite catalyzing India's startup boom—from 3,000 startups in 2016 to over 200,000 today—the program faces criticism over cheap terms for fund managers, delays, and transparency issues. As the government prepares FFS 2.0, fixing these operational inefficiencies will be crucial.Tune in.Daybreak is produced from the newsroom of The Ken, India's first subscriber-only business news platform. Subscribe for more exclusive, deeply-reported, and analytical business stories.

Send us a textYOUTUBE LINK: https://youtu.be/O917sLJBe48We hope you enjoy the latest 2025 edition of the 40K Quiz of the Year, especially as it is the last episode of the Look Out, Sir! Warhammer Podcast Dan will be appearing on - at least for the foreseeable.DAN'S GOODBYE MESSAGEI won't lie; this is an odd message/statement to write. For the longest while, I honestly thought I'd be doing this till either Phil or I was dead. And though I'm grateful that both Phil and I aren't dead (at least not at the time of writing), concluding my time on the Look Out, Sir! Warhammer Podcast is a tough, but necessary, thing to do. As much as I've genuinely loved being part of something that (I hope) entertained and informed you for the past (nearly) eight years, I need to give myself the space and time to focus on other things.I'm grateful to every one of you who listened to, and by extension supported, this podcast. You honestly helped make it what it became through your enthusiasm and encouragement. Thank you; you've been awesome!Obviously, I can't do a goodbye message/statement without acknowledging the efforts of Phil. At its core, the Look Out, Sir! Warhammer Podcast is a product of people's shared enthusiasm for small toy soldiers, but it wouldn't be anything without the friendship element (and the many hours of accompanying work). Luckily for me, Phil is a great friend and a great doer of things, so it all worked out. Thank you, mate.Thank you also to all my other friends and contributors to Look Out, Sir! over the years: Quizmaster Richie and contestant Tim; former co-host Joe; one-time scorekeeper Adam; DKK emphasises Toke; the RFW Boyz Tom, Tom, Ross, and Phil; Skyserpent Paulie; and others.In conclusion, you've been great, and it's been great. Selfishly, I'm looking forward to listening back to all 230 of these episodes 30 years from now, when I'm an even older, most likely broken man living in a nursing home, dragging around an oxygen tank. It'll be nice to reflect on how I spent a considerable amount of my thirties from that vantage point, assuming I make it that far… damn microplastics.Thank you for the time, the trust, and the many memories. Transitional noise.40K QUIZ OF THE YEAR 2025 CREDITSPRESENTER slash QUIZ MASTER:  • Richie / Viral NinjaSCOREKEEPER (and Timmy): • Phil / Beyond The TabletopCONTESTANTS:  • Dan / I.R.Invested.In.Unexpected • Phil / Beyond The Tabletop • Tim / Fickle BrushThank you for watching and supporting the “Look Out, Sir! 40k” Podcast. HAPPY NEW YEAR!!!LOOK OUT SIR! 40K MERCHANDISE: https://www.rev-level.com/lookoutsir40k

Josh Frydenberg has told Luke Grant that the need and want for a Royal Commission into the Bondi Terror Attack was obvious.See omnystudio.com/listener for privacy information.

Podcast: Legacy Builders with Kyle McGee (LS 25 · TOP 10% what is this?)Episode: Building a Life of Faith, Family & Goals: What It Means to Be 'Fully Invested' with Chad WillardsonPub date: 2025-12-09Get Podcast Transcript →powered by Listen411 - fast audio-to-text and summarizationIn this episode of Legacy Builders with Kyle McGee, our host sits down with entrepreneur, author, and wealth advisor Chad Willardson to explore what it truly means to live a fully invested life — not just in business, but in faith, family, fitness, and purpose.Chad opens up about his personal operating system, the vulnerability of writing his most authentic book yet, and why the traditional concept of “work–life balance” is a lie holding leaders back. He shares how intentional decisions, non-negotiable habits, and a values-driven mindset have helped him build a thriving company while staying anchored at home.Connect with Chad: linkedin.com/in/chadwillardsonBuy Chad's Newest Book: https://fullyinvested.com/Stay connected to the conversation by joining us on your favorite social media platform! https://linktr.ee/legacybuilderskmThe podcast and artwork embedded on this page are from Kyle McGee , which is the property of its owner and not affiliated with or endorsed by Listen Notes, Inc.

The Saints relied on young players in a number of positions over the 2025 season, and that investment could pay dividends next year. Jeff Nowak, WWL Saints sideline reporter, discusses it with us.

In today's episode of How to Grow My Small Business, I'm joined by my friend Lissa Figgins from Redeem Her Time, and this conversation is for every woman who's ever said: “I don't have enough time.” Lisa calls herself an un-time management coach — because she believes time management isn't the solution… it's actually part of the problem. We talk about how hustle culture trains us to measure our worth by what we get done, why busyness becomes a signal to the people we love (“I'm not available”), and how God calls us to steward time — not white-knuckle it. This episode gets real. Lisa shares a powerful story about what her body was doing under chronic stress — and how it became a wake-up call that her “productivity” was actually costing her peace. We also talk about: ROTI: Return on Time Invested Why being a “business owner” can quietly turn into being a “busyness owner” The biblical difference between managing and stewarding  The 3 time shifts most people miss Why multitasking is not your superpower The question that changes everything: “What is it time for?” If you've been craving clarity, margin, and a better way to grow your business without burning out… press play. Christian time management, faith-based productivity, time stewardship, Redeem Her Time, untimed management coach, hustle culture recovery, burnout prevention, ROTI return on time invested, business owner vs busyness owner, multiply time, stewardship mindset, multitasking mistakes, Ephesians 5 redeem the time, parable of the talents time management, CEO time systems, women in business productivity Resources From the Episode Ephesians 5 “redeeming the time / making the best use of the time" ABOUT LISSA FIGGINS Lissa Figgins is a recovering BUSY-ness owner who UN-hurried her heart, finally letting go of her addiction to controlling time, multitasking, and always doing. Now her mission as a Scaling Strategist is helping busy Christian women business owners scale their revenue (+ results). Instead of just managing time, she teaches how to multiply the 24 hours you are entrusted each day so that time is no longer your biggest obstacle, but your greatest opportunity for growth! And most importantly she speaks the truth: YOU. HAVE. TIME. Lissa Figgins: https://facebook.com/lissa.figgins https://redeemhertime.com Free Resource: Scaling Secrets of the Top 1% https://redeemhertime.com/hours 

How I can help you in 2026 - click hereWatch this next - Revealing my £180k portfolioTimestamps:0:00 - My 2025 growth2:28 - Exactly what I invested into in 20258:16 - 2025 capital gains11:45 - Top 3 2025 takeawaysListen to the podcast episode for the full details.-----------------------------------------More investing:

Clarity is powerful — but only if you turn it into consistent action. In Part 2 of this Living by Design series (re-released for 2026), Bushy Martin shifts the focus from vision to execution, showing investors how to translate their “big why” into daily habits that actually shape the life they want to live. Last week, we revisited the importance of reconnecting with your core values and defining what an ideal lifestyle looks like. This episode is about what comes next — the doing. Bushy explains how living by design doesn’t require extreme discipline or radical lifestyle changes. Instead, it’s about creating simple, achievable daily habits that evolve into rich rituals — habits that support enjoyment, momentum, and long-term fulfilment, not burnout. This episode is especially relevant for property investors who want their wealth strategy to support life — not compete with it. What you’ll learn in this episode: How to turn vision into practical, everyday action Why “happy habits” matter more than big, dramatic changes How small daily rituals compound into lifestyle freedom Bushy’s simple framework for staying aligned and accountable Take Action 1. Discover Your Freedom Numbers If turning lifestyle goals into something practical feels overwhelming, help is available. You can: Book a Personal Solution Session with Bushy here Or simply email hello@knowhowproperty.com.au with “Freedom Number Strategy” in the subject line, and the KnowHow team will help you get started. 2. Lock in Your 3P Purpose Goals Identify your top three goals across: Personal Professional Passive investment Share them inside The Property Hub Collective Facebook Group for accountability — and Bushy will send you a free copy of his award-winning book, Get Invested. Prefer to keep it private? Email your three goals to hello@knowhowproperty.com.au instead. Take the next step with Bushy Personal Solutions Session Get clarity and personalised guidance: Book now Property W.E.A.L.T.H Program - live now! Be first to access discounts + free Module 1: Find out more https://courses.bushymartin.com.au/property-wealth Find your Freedom Formula Success in property starts with your 'why', and then the 'what' and 'how'. Let me, Bushy Martin, lead you through it! Sign up for my Freedom Formula program. The first session is absolutely free, and it only takes around an hour! Find out more https://bushymartin.com.au/freedom-formula-course Subscribe to Property Hub for free now on your favourite podcast player. Take the next step - connect, engage and get more insights with the Property Hub community at linktr.ee/propertyhubau Get property investment and wealth resources, and book a Personal Solution Session with Bushy. All the links and info are here: linktr.ee/propertyhubau About Get Invested, a Property Hub show Get Invested is the leading weekly podcast for Australians who want to learn how to unlock their full ‘self, health and wealth’ potential. Hosted by Bushy Martin, an award winning property investor, founder, author and media commentator who is recognised as one of Australia’s most trusted experts in property, investment and lifestyle, Get Invested reveals the secrets of the high performers who invest for success in every aspect of their lives and the world around them. Subscribe now on Apple Podcasts, Spotify and YouTube to get every Get Invested episode each week for free. For business enquiries, email andrew@apiromarketing.com.See omnystudio.com/listener for privacy information.

It's the holiday/end of year tradition! Mullet and Tope are back to rewatch and redrink to the most recent Royal Rumbles and it's just as messy and crazy as ever. Sam has bad luck as usual, Mullet's Mom is in the room and INVESTED and the boys have no clue what's going on in wrestling at the moment.The 2026 Podswoggle Rumble will be coming to Twitch in just a few short weeks!Please check out the ⁠Swogglepedia Wiki⁠!Follow Podswoggle on ⁠Twitter⁠, ⁠Facebook⁠, ⁠Instagram⁠ and ⁠YouTube⁠ (where you can watch the P1 Pinnacle, Podswoggle Title Tournaments and complete Marcho Madness streams and highlights)

Get your customized planning started by scheduling a no-cost discovery call: http://bit.ly/calltruewealth Over the past month, we released a six-part video series breaking down how ultra-wealthy investors think about taxes, and more importantly, how they legally minimize them. In this episode, we've stitched the entire Tax-Aware, Long-Short (TALS™) Strategy series together to allow you to hear the full framework in one place, and we're making it our year-end podcast episode. We'll talk about why traditional tax strategies fall short for high earners, how advanced tax-aware investing actually works, and the investment structures that have historically been reserved for ultra-high-net-worth families but are now becoming accessible to more investors. If you want to see the charts, visuals, and examples that go along with this discussion, you can watch the full six-part video series on YouTubehere: https://www.youtube.com/playlist?list=PLz7lSTNSHng4fplwiwAD_26ou4CCU_GP-   Here's some of what we discuss in this episode:

Two couples take the stage with a shared question—but very different financial realities: When is “enough” actually enough to move forward? Finn and Luna built a successful pet-sitting business and now sit on hundreds of thousands of dollars—but with no clear plan for investing, homeownership, or the future. Meanwhile, Monica and Antonio earn a strong income, are completely debt-free, and yet feel paralyzed by fear as they juggle parenting, aging parents, and the possibility of purchasing a larger home. In this live episode, Ramit digs into the tension between optimism and realism, abundance and anxiety. Together, they confront inherited money stories, decision paralysis, and what it really takes to turn income into confidence—so money stops being the thing that holds them back. In this episode we uncover: • Why having “hundreds of thousands of dollars” can still feel like total financial chaos without a system • The emotional whiplash of going from paycheck-to-paycheck to sudden abundance • How Finn and Luna's optimism vs. realism split shows up in every conversation about housing, investing, and location • Why crypto success without understanding risk creates false confidence • The real reason Luna pulled money out of investments and parked it in cash • How not knowing basic investing terms keeps progress stalled • Finn's fear that California homeownership is a ticking time bomb • Monica and Antonio's decision paralysis despite high income and zero debt • How generational trauma, bankruptcies, and lost homes shaped Monica's daily money anxiety • Why Antonio believes earning more is the solution • The financial and emotional toll of supporting aging parents while raising young children • The hidden cost of being “responsible for everyone” and never prioritizing your own future • The shift from reacting emotionally to money toward making deliberate, shared financial decisions • What changes when money stops being mysterious Chapters: (00:00:00) “I'm a dreamer”—and he just wants a real plan (00:25:32) What happens when the optimizer stops optimizing at home? (00:33:01) “They gave up everything for us” (00:46:33) “We make great money—but it doesn't feel like enough” (00:57:52) “I set the bar so high I can never win” (01:04:37) Where are they now? Both couples' follow-ups This episode is brought to you by: Bilt | Join the loyalty program for renters at https://joinbilt.com/ramit Shopify | Sign up for a $1 per month trial period at https://shopify.com/ramit Fabric by Gerber Life | Join the thousands of parents who trust Fabric to protect their family. Apply today in just minutes at https://meetfabric.com/ramit Gelt | Book a tax consultation with Gelt at https://joingelt.com/ramit. As a member of my community, you can skip the waitlist LMNT | Get a free 8-count Sample Pack with any LMNT order at https://drinklmnt.com/RAMIT Masterclass | Get up to 50% off Masterclass during the holiday season at https://masterclass.com/ramit Links mentioned in this episode • If you want help with your finances, join my Money Coaching program at https://iwt.com/moneycoaching Connect with Ramit • Get my new book, Money For Couples • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here.

Ben & Bob join Ellis Hammond to look back on a landmark year in which Aspen deployed approximately $140 million in capital. We walk you through our biggest verticals to see how oil & gas, debt & credit, and multifamily fared this year. And we share some strategies we're bringing into 2026.Have more questions, or want more resources like a tax calculator? Go to investlikeabillionaire.org to learn more about our community. Check out Ben & Bob's company and invest along at https://aspenfunds.us/

If you want a better year as an investor — and a better life overall — it starts with reconnecting to your “why.” In this re-released but timeless episode of Get Invested, Bushy Martin steps away from market noise and strategy talk to focus on something far more powerful: intentional living. This episode is a reminder that smart property investing isn’t just about assets and returns — it’s about designing a life worth living, then using property as the vehicle to get you there. Bushy walks listeners through why regular reflection matters, especially for investors who want clarity, direction, and momentum. Drawing on insights from psychology and years of experience, he explains why hearing — and revisiting — foundational truths is essential for long-term success. To help bring clarity to your goals and values, Bushy introduces seven simple but confronting questions designed to uncover: What truly matters to you How you measure success and happiness The kind of life you actually want to live What’s on your bucket list — and why it’s still waiting This isn’t theory. It’s a practical reset you can revisit every year to realign your investing decisions with the life you’re trying to build. Take Action Bushy’s challenge is simple but powerful: Write down your perfect day. Putting it on paper helps embed it into your unconscious mind — and sharing it introduces accountability, making you far more likely to follow through. If you’re willing to take that step, email your perfect day to hello@khgroup.com.au. As a thank you, Bushy will send you a complimentary copy of his award-winning book, Get Invested. Take the next step with Bushy Personal Solutions Session Get clarity and personalised guidance: Book now Property W.E.A.L.T.H Program - live now! Be first to access discounts + free Module 1: Find out more https://courses.bushymartin.com.au/property-wealth Find your Freedom Formula Success in property starts with your 'why', and then the 'what' and 'how'. Let me, Bushy Martin, lead you through it! Sign up for my Freedom Formula program. The first session is absolutely free, and it only takes around an hour! Find out more https://bushymartin.com.au/freedom-formula-course Subscribe to Property Hub for free now on your favourite podcast player. Take the next step - connect, engage and get more insights with the Property Hub community at linktr.ee/propertyhubau Get property investment and wealth resources, and book a Personal Solution Session with Bushy. All the links and info are here: linktr.ee/propertyhubau About Get Invested, a Property Hub show Get Invested is the leading weekly podcast for Australians who want to learn how to unlock their full ‘self, health and wealth’ potential. Hosted by Bushy Martin, an award winning property investor, founder, author and media commentator who is recognised as one of Australia’s most trusted experts in property, investment and lifestyle, Get Invested reveals the secrets of the high performers who invest for success in every aspect of their lives and the world around them. Subscribe now on Apple Podcasts, Spotify and YouTube to get every Get Invested episode each week for free. For business enquiries, email andrew@apiromarketing.com.See omnystudio.com/listener for privacy information.

Niels and Cem reflect on a year marked by concentration, confidence, and growing structural fragility beneath calm markets. They examine extreme positioning, record low cash levels, and the quiet dominance of reflexive flows over fundamentals. Cem challenges common readings of volatility, explains where real fear hides in options markets, and outlines why tail exposure becomes critical late in cycles. The discussion broadens into portfolio construction, questioning the legacy of 60/40 investing and the illusion of diversification built during falling-rate decades. Grounded in history, market structure, and political cycles, this conversation offers a disciplined framework for navigating regimes where leverage, policy, and inequality quietly redefine risk.-----50 YEARS OF TREND FOLLOWING BOOK AND BEHIND-THE-SCENES VIDEO FOR ACCREDITED INVESTORS - CLICK HERE-----Follow Niels on Twitter, LinkedIn, YouTube or via the TTU website.IT's TRUE ? – most CIO's read 50+ books each year – get your FREE copy of the Ultimate Guide to the Best Investment Books ever written here.And you can get a free copy of my latest book “Ten Reasons to Add Trend Following to Your Portfolio” here.Learn more about the Trend Barometer here.Send your questions to info@toptradersunplugged.comAnd please share this episode with a like-minded friend and leave an honest Rating & Review on iTunes or Spotify so more people can discover the podcast.Follow Cem on Twitter.Episode TimeStamps: 00:00 - Introduction to the Systematic Investor Series00:49 - Geopolitical tensions beneath the surface of markets02:07 - Extreme bullish sentiment and record low cash levels04:12 - Margin use, positioning, and why this setup is fragile06:07 - Why the VIX fails as a true fear indicator11:48 - Buffett's concentration and risk management through quality16:27 - Leverage, Sharpe ratios, and misunderstood diversification21:02 - Trend following performance and late year positioning23:48 - Positioning, reflexivity, and market microstructure28:25 - Volatility traps and convexity before stress events31:06...

3pm: I Was Thinking: CCA Dollars Were Invested in Flood Infrastructure.. Right?  RIGHT?! // John is joined by WA Policy Center’s Todd Myers // This Day in History: 1903 - Orville and Wilbur Wright make the first successful flight in history // 250,000 packages stolen per day, study finds, as lawmakers push stiffer penalties // Los Angeles woman speaks out after Amazon driver steals her cat

Links & ResourcesFollow us on social media for updates: ⁠⁠Instagram⁠⁠ | ⁠⁠YouTube⁠⁠Check out our recommended tool: ⁠⁠Prop Stream⁠⁠Thank you for listening!

Are you curious about what my business finances looked like this year? In today's episode, I'm recapping where I spent my money in 2025. Plus, how I more intentionally invested based on my “why.” Clocking In with Haylee Gaffin is produced by Gaffin Creative, a podcast production company for creative entrepreneurs. Learn more about our services at Gaffincreative.com, plus you'll also find resources, show notes, and more for the Clocking In Podcast.Find It Quickly: Tools (3:20)Travel (5:16)Coaching (13:12) Communities (15:27)Paid visibility (16:58)My team (18:24)Looking ahead to 2026 (20:12)Mentioned in this Episode:Get on the waitlist for Mic Check Retreat: gaffincreative.com/retreatEpisode 152 What My Year of Investing in My Business Looked Like: gaffincreative.com/152-what-my-year-of-investing-in-my-business-looked-likeConnect with Haylee:Gaffin Creative: gaffincreative.comInstagram: instagram.com/hayleegaffinSoundboard Society: gaffincreative.com/soundboardReview the Transcript: https://share.descript.com/view/9UwGoZaM7LF Hosted on Acast. See acast.com/privacy for more information.

Charles is joined by Victoria Fernandez, Crosswalk Global Investments Chief Market Strategist, to discuss the importance of knowing when to buy and sell stocks, signs of a softening economy, and how factors like the labor market, consumer strength, and earnings are interconnected and impact investment decisions. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Invest your life in things that will last.  

Sponsored by Auth0 for Startups → 1-year free https://auth0.com/startups/vip Auth0 is an adaptable authentication and authorization platform that helps you secure your apps and AI agents. It delivers convenience, privacy, and security so you can focus on building a great UX. FOUNDER PROFILE:Rebecca Hu, Founder of Glacier Roboticshttps://www.linkedin.com/in/rebeccabhu

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Isaiah Tatum. A 24-year-old entrepreneur, touring artist, and hotel owner:

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Isaiah Tatum. A 24-year-old entrepreneur, touring artist, and hotel owner:

Send us a textReady to stop grinding and start scaling? We dive into a clear, no-fluff blueprint for using agentic AI to grow sales, improve margins, and reclaim your time. Instead of one-off prompts, you'll learn how autonomous agents perceive context, plan multi-step workflows, make decisions, and execute tasks across your stack—then learn from outcomes to get better week after week.We walk through the five domains where agents deliver immediate wins: customer support that resolves faster and cuts cost per ticket; lead generation that researches prospects and tailors outreach to lower CAC; marketing engines that ideate, create, test, and iterate across channels; back-office automation that reconciles books, tracks invoices, and manages inventory; and forecasting that sharpens demand, revenue, and cash flow accuracy. Along the way, we plug real numbers into the conversation—10x service cost reductions, 40–60% time-to-output cuts, and double-digit revenue lift—so you can benchmark your own progress with confidence.Measurement is the unlock. You'll get a compact KPI framework tied to the P&L: revenue growth rate, ROI per initiative, gross margin improvement, operating cash flow accuracy, CAC and lifetime value, time-to-output, error rates, cost per transaction, CSAT, and NPS. We also share practical guardrails to deploy safely: approvals, escalation paths, SOPs, and team training that make adoption stick. The human edge—strategy, empathy, and brand—stays at the center while agents handle the repetitive execution. If you've wondered how to leverage AI without losing what makes your business special, this is your roadmap.Subscribe for more playbooks, share this with a founder who needs it, and leave a review to tell us which KPI you'll track first.Thanks for tuning in to this episode of Follow The Brand! We hope you enjoyed learning about the latest trends and strategies in Personal Branding, Business and Career Development, Financial Empowerment, Technology Innovation, and Executive Presence. To keep up with the latest insights and updates, visit 5starbdm.com. And don't miss Grant McGaugh's new book, First Light — a powerful guide to igniting your purpose and building a BRAVE brand that stands out in a changing world. - https://5starbdm.com/brave-masterclass/ See you next time on Follow The Brand!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Isaiah Tatum. A 24-year-old entrepreneur, touring artist, and hotel owner:

Big O talks TUA 120125

What's the secret to making a great event come together? Today I'm chatting with my friend and event co-host Anita Guerini. Together, we hosted The Pink Skirt Project event in 2025 with over 300 women in attendance. It was a magnetic experience that changed lives, and we can't wait to do it again. In this conversation, we're sharing how we shattered the blueprint for running an event like this for the first time, and how we're going even bigger and bolder next year. In this episode, you will learn about: Why we decided to go big with our first event, and how it paid off. What actually made our event a sold-out success. Why I hid my true self for so long in business (and the moment that liberated me). How opening up a safe space for vulnerability creates major impact. The detailed planning process behind putting a first-time event together. What the energy of the room was like that morning and what it meant to me. The secret sauce The Pink Skirt Project brings and how it can influence your circle. Why we love out-of-the-box marketing tactics and how we embrace it. What we're most excited about for The Pink Skirt Project 2026.     Get 10% off your Sage Haus House Manager today! Use code: SAGEHAUSWILD   Check out The Pink Skirt Project, happening July 9-10, 2026 in Kelowna, BC, Canada.   Want to get unstuck, feel more confident and surround yourself with women ready to help you climb? Join The Pink Skirt Society.   Got a minute? I would love a review! ⭐⭐⭐⭐⭐ Click here, scroll to the bottom, tap, and give me five stars. Then select "Write a Review." Make sure to highlight your favorite bits. Subscribe here.     Connect with Anita: @anitabestlife www.anitaguerini.com  Connect with Renée: @renee_warren www.reneewarren.com

PLA Anti-Submarine Warfare Grows, But Taiwan Conflict Will Immediately Escalate to Total War for Ryukyu Islands — Rick Fisher — Fisher notes that the PLA Navy has invested heavily in advanced anti-submarine warfare (ASW) capabilities. However, Japan maintains a meaningful deterrent margin through its new lithium-battery powered submarines. Fisher warns that China cannot impose an effective blockade of Taiwan without invading and occupying the Sakushima Islands (part of the Ryukyu chain), guaranteeing that any conflict over Taiwan's status will immediately transition into total, wider warfare involving Japan and the United States. 1937 ESTONIA