Podcasts about budgeting tips

In this thought-provoking episode of About That Wallet, host Anthony Weaver engages in a heartfelt conversation with Jonathan Wainberg, Senior Vice President and General Manager of the Pet and Co-Brand Business at Synchrony. They delve into the financial challenges faced by pet owners, particularly the Sandwich Generation, who must balance the emotional and financial responsibilities of caring for both their pets and their families.Jonathan shares insights from a recent study highlighting that nearly 28% of pet-owning households face barriers to veterinary care, with financial constraints being the most common hurdle. As a pet owner himself, Jonathan discusses the importance of being financially prepared for unexpected veterinary expenses and the emotional toll of pet ownership.Listeners will gain valuable tips on budgeting for pet care, understanding the benefits of CareCredit, and navigating the complexities of pet ownership without compromising their financial stability. Jonathan emphasizes the need for open communication with veterinarians to create a personalized care plan that fits individual budgets and needs.

Listen—if you've ever said, “I wanna build my brand, but I don't have the money,” this episode is your wake-up call and your wallet's new best friend. I'm joined by the brilliant Dr. Severine Bryan—aka Dr. Sev—an accredited financial counselor, Fortune 500 vet, and my fellow Nasdaq Milestone Circle sister.We're breaking down brand budgeting myths, how to grow your brand with just $5 (yes, really), and the real reason your mindset might be the biggest thing blocking your money moves. Whether you're bootstrapping or building with a budget, this conversation will help you make smarter, sustainable choices for your brand's financial future.You'll learn: 

U.S. household debt just hit $18.2 trillion. Home equity? A record $35 trillion. So… why are homeowners drowning in 20% credit card interest while sitting on six figures of untapped equity? We break down the disconnect between debt overload and equity potential—and why it's the perfect moment for real estate agents and mortgage pros to lead bold, strategic conversations with clients. This isn't about selling a loan. It's about clarity, options, and unlocking financial freedom.

  In this episode of the Profitable Christian Business Podcast, host Doug Greathouse sits down with his good friend and financial coach Andy Bennetts to discuss two of the most misunderstood and mission-critical topics in the Christian entrepreneur world: faith and finances. With humor, depth, and practical wisdom, Andy shares how Christians can break free from debt, avoid the hidden traps of the traditional banking system, and walk in true financial stewardship. From uncovering the meaning behind the word mortgage to introducing his "Financial GPS" system, this episode is a must-listen for anyone who wants to honor God with their finances while building a lasting legacy. This isn't just about money—it's about obedience, sacrifice, and freedom.

The pastors' wives understand how difficult managing finances can be. In this episode, they spill the tea on their favorite financial tools.To purchase the BOOK, head here: ⁠https://pastorswivestellall.com/book⁠⁠To shop our MERCH, head here: ⁠https://pastorswivestellall.com/shop⁠⁠Want to support the Pastors' Wives Tell All podcast ministry? Become a patron: ⁠https://www.patreon.com/pastorswivestellall ⁠⁠SUBSCRIBE: ⁠Sign up⁠ for our email list and receive updates on new episodes, free gifts, and all the fun! Email sign up ⁠⁠HERE⁠⁠!CONTACT US: ⁠hello@pastorswivestellall.com⁠⁠FOLLOW US:Website: ⁠⁠pastorswivestellall.com⁠⁠Instagram: ⁠⁠@pastorswivestellall⁠⁠Facebook: ⁠⁠@pastorswivestellall⁠⁠JESSICA:Instagram: ⁠⁠@jessica_taylor_83⁠⁠, ⁠⁠@come_away_missions⁠⁠, ⁠⁠@do_good_project__⁠⁠⁠Facebook: ⁠⁠Come Away Missions⁠⁠, ⁠⁠Do Good Project⁠⁠Websites: ⁠⁠Do Good Project⁠⁠, ⁠⁠Come Away Missions⁠⁠JENNA:Instagram: ⁠⁠@jennaallen⁠⁠, ⁠⁠@jennaallendesign⁠⁠Facebook: ⁠⁠@JennaAllenDesign⁠⁠Website: ⁠⁠Jenna Allen Design⁠⁠STEPHANIE:Instagram: ⁠⁠@msstephaniegilbert⁠⁠Facebook: ⁠⁠I Literally LOL⁠⁠Website: ⁠⁠Stephanie Gilbert⁠

In this insightful episode of the Kaya Cast Podcast, we welcome Michael Ziegler, an esteemed CPA, President of Cannabiz Advisor and owner-operator of the highly successful Indigo Dispensary in New Jersey.   As both an accountant and a dispensary owner, Michael brings a unique and invaluable perspective to navigating the financial and operational challenges within the cannabis industry. Tune in as Michael shares his journey from opening his dispensary to optimizing its day-to-day operations. He dives deep into essential strategies for budgeting, particularly during the crucial build-up phase and the initial months post-launch. Learn why meticulous planning and conservative inventory management can make or break your cannabis business. Michael discusses the dangers of overstaffing and overordering, offering practical tips to enhance operational efficiency without compromising customer satisfaction. Michael also touches on the importance of understanding sales forecasting, especially when historical data is lacking, and how to adjust your strategies based on real-time business dynamics. He reveals how building a loyal team and fostering a customer-oriented culture contributed to his dispensary being named one of the best dispensaries to work by Cannabis Business Times. Whether you're a new entrepreneur in the cannabis market or looking to refine the operations of an existing dispensary, this episode is packed with actionable insights. From managing cash flow and inventory to enhancing customer loyalty and staff engagement, learn from Michael's experience and expertise to steer your business towards success. Don't miss this episode full of hands-on advice and industry wisdom that could help you streamline your operations, optimize staffing, and create an unrivaled customer experience in the competitive cannabis marketplace. Michael doesn't just talk the talk—he's lived it. As the President of Cannabiz Advisor, a cannabis-focused accounting and advisory firm, Michael leads a team that supports cannabis entrepreneurs across the U.S. with compliance, financial management, CFO services, and tax planning. Whether you're in your startup phase or scaling for multi-state growth, Michael's advice is grounded in real-world results. 

Welcome to the Social-Engineer Podcast: The 4th Monday Series with Chris Hadnagy and Mike Holfeld. Chris and Mike will be covering cutting edge global news to help people remain safe, secure and knowledgeable in a world where it is hard to know what is real and what is fake news. Today Chris and Mike are joined by Nancy Hecht. Nancy started in the financial service business in 1983 as a registered Rep, moved to Certified Financial Group in 1988, and became a CFP in 1994. She is now a fee-based CFP where she provides comprehensive planning and investment management. [March 24, 2025]   00:00 - Intro 00:18 - Mike Holfeld Intro 00:46 - Today's Guest: Nancy Hecht 01:08 - Topic of the Day: Financial Advice 01:31 - The Ever-Changing Future of Taxes 02:51 - Roth IRA vs 401K 05:35 - The Difference Between Need and Want 07:54 - Prepping for Retirement 11:37 - Being Diversified 13:11 - Crypto 15:05 - Toe in the Sock Money 16:49 - The Big 5 17:41 - Pay Yourself First 18:37 - Basic Tips 19:11 - Don't Panic! 21:09 - Closing Advice 22:32 - Find Nancy Hecht Online -          Website: hechteffect.net -          Email: n.hecht@financialgroup.com -          Phone: 407-869-9800 22:52 - Wrap Up 23:19 - Next Month: Baseball Technology 24:12 - Outro -          www.social-engineer.com -          www.innocentlivesfoundation.org   Find us online: -          Chris Hadnagy -          Twitter: @humanhacker -          LinkedIn: linkedin.com/in/christopherhadnagy

Send us a text How to Afford Everything: Master Your Money Mindset, Budgeting & Salary Confidence with Dr. Darla BishopIn this empowering episode of The Good Enough Mompreneur Podcast, host Angela is joined by Dr. Darla Bishop—a healthcare executive, professor, financial coach, and author of How to Afford Everything. Known as The FinanSis, Darla shares her unique approach to money that blends practical budgeting strategies with emotional and mindset-driven tools to help women take full control of their finances.Whether you're a mompreneur, career woman, or someone ready to rewrite your money story, this episode is packed with the tools, inspiration, and financial know-how to help you step into abundance—without sacrificing your values or your dreams.

Hey Mama!    Have rising prices put you in survival mode? Do you find yourself stressed whenever you look at your finances? Are you ready to put money back into your budget so you can relax?    That is exactly what I have in store for you today. I am going to share with you 3 ways you can use your budget to get out of survival mode. Your budget is a great tool to use if you know what steps to take.    So go cuddle up with a nice warm drink, get comfy with them babies and open your heart to God as we head into today's episode.    Much Love    Molly    P.S. I am offering free Budget Audits to help you learn what it takes to fix your finances. Go to calendly.com/mollybenell and book your call today.  . . . Next Steps:  . Book your free Budget Audit  . Join The One Income Family Community  . Become a One Income Family Insider . Questions? Email me at mollybenell@gmail.com . Resources:  118. Having Trouble Making Ends Meet? Calculate Your Income for Success 119. Looking for Consistency? My Method to Quit Living Paycheck to Paycheck and Afford Food and Bills at the Same Time.  120. Put Money Back in Your Budget Using These 4 Ways to Cut Fixed Expenses. 

Starting over financially can feel overwhelming—especially after divorce, debt, and career setbacks. In this episode, I sit down with Melissa Hampton, a financial expert and mom who transformed her life after hitting rock bottom. She shares practical strategies for budgeting, debt repayment, and estate planning—plus the mindset shifts that helped her take control of her future.If you're feeling stuck financially, this episode is packed with actionable tips to help you break free from debt, start saving, and create long-term financial stability.Key Takeaways:✔️ How Melissa paid off significant debt and built financial security✔️ The snowball method for debt repayment and why it works✔️ Budgeting strategies to break the paycheck-to-paycheck cycle✔️ Estate planning essentials: Wills, trusts & protecting your family's future✔️ How to start investing & saving for retirement—even on a tight budget✔️ The power of financial mindset shifts and how to stay motivatedMelissa Hampton, CFP®, is the founder of Hampton Wealth Management, an independent firm through LPL Financial, specializing in investment management and financial planning for complex wealth strategies. With years of experience, she has helped thousands of clients navigate retirement, optimize their finances, and build lasting legacies. She is passionate about educating clients and providing actionable strategies to maximize their wealth potential, in addition to creating an ideal life full of purpose for herself and her two children.Connect with Melissa:www.hamptonwm.comOn Facebook Want a specific topic covered? Let me know here.After you listen to this, tag me on Instagram @aliciakrasko and let me know what you think!Get all the FREE RESOURCES here.Want to learn more about The Stepmom Side community? Here's where you get all the info. Looking forward to connecting with you on the inside.All things Alicia visit www.aliciakrasko.comGet on the list, get behind the scene info on Stepmom life, and tips delivered to your inbox.

How much do you need to retire, and are you on track to get there? We break down the simple formula to calculate your retirement number, the power of tracking your net worth, how to do it, and the key financial habits that will set you up for long-term success. Whether you're in your 20s, 40s, or nearing retirement, this episode will help you take control of your financial future.On this episode, we discuss:(00:00) Intro(00:28) How Much Do You Need to Retire?(01:02) Understanding Retirement Goals(02:42) Personal Retirement Plans(04:57) Calculating Retirement Needs(07:09) Tracking Net Worth(08:41) Financial Planning and Budgeting(15:36) Balancing Lifestyle and Financial Goals(28:26) Business and Retirement StrategyCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

Ready for the easy button on postcards? Check out ⁠www.GEOsential.com⁠Join the free Mailer Bootcamp to send your first (or next!) 10X Mailer: ⁠www.MailerMomBootcamp.com⁠I help Real Estate Agents develop BRANDED content that will position them as the AREA EXPERT through proven strategies to rapidly grow their business and position them as the area expert that everyone wants to work with to buy and sell their home!2 bestselling books on Postcards for Real Estate Agents are available on Amazon:*Success with Real Estate Mailers*Success with Just Listed & Just Sold Postcards

In this episode of Dietitian Boss, Libby Rothschild, CEO and founder of Dietitian Boss dives into one of the most important questions for new dietitians: How much should you pay yourself and when? Whether you're just starting your private practice or navigating your first year in the field, this episode provides actionable advice on: Understanding salary expectations and budgeting as a dietitian. Common pitfalls to avoid in your first year. Creating a payment plan that balances personal and business needs. Planning for taxes and reinvesting in your business. Evaluating and adjusting your salary over time. Libby shares real-life stories from dietitians she has coached, as well as practical tips to help you set realistic income goals, manage expenses, and build financial stability in your business. What You'll Learn in This Episode: Dietitian Salary Expectations: Average salaries range from $50,000 to $70,000 annually, varying by location and setting. First-year private practice income often ranges between $30,000 and $50,000. Budgeting Tips for Your First Year: Separate personal and business expenses using tools like QuickBooks or Wave. Allocate funds for essentials like website hosting, marketing tools, liability insurance, and more. Avoid common pitfalls, such as underestimating marketing costs or neglecting analytics. How to Pay Yourself: Start with a modest salary that covers essential living expenses. Allocate 20% of your revenue for reinvestment into your business. Automate salary payments to maintain consistency and reduce financial stress. Planning for Taxes: Set aside 25-30% of your income for taxes to avoid surprises during tax season. Keep detailed records of deductible expenses, such as software, home office costs, and professional development. Evaluating and Adjusting Your Salary: Conduct quarterly financial reviews to track income, expenses, and business growth. Use data from these reviews to make informed decisions about salary adjustments, hiring, or reinvestments. Building a Strong Foundation: The first year is about learning and growing. Be patient and prioritize financial planning for long-term success. Connect with Libby: Instagram: @libbyrothschild | @dietitianboss YouTube: Dietitian Boss If you enjoyed this episode, subscribe and leave a review to help more dietitians grow their business! Resources:Are you ready to get support? Team Dietitian Boss offers support to help you start, grow and scale your private practice. Book a call to learn more about what options we offer to help you based on your stage of business. Discover the seamless experience of Practice Better through our referral link! Join us on a journey of enhanced wellness and efficiency. Start here! Join our membership The Library HERE Are You Maximizing Your Marketing? Take the Quiz to Find Out and Unlock Your Full Potential as a Dietitian! Want to hear client success stories? Review here. Disclaimer: This episode contains affiliate links. If you make a purchase through these links, we may earn a small commission at no additional cost to you. We only recommend products and services we genuinely use and believe in. Your support helps keep the podcast running—thank you!

Are you literally sick of bringing home the bacon? Good news is plant-based diets are not only healthier, but they can also be cheaper. In this week's nugget Daisy and Clare discuss ideas to save money on your food bill. And if money worries are keeping you up at night, you can find a full explanation of cognitive shuffling and more in Jane Thurnell- Reed's book:Health & Wellbeing on a Budget: Simple and Affordable Strategies for a Healthier, Happier Youhttps://www.amazon.co.uk/Health-Wellbeing-Budget-Affordable-Strategies/dp/1739294149https://www.thelancet.com/journals/lanplh/article/PIIS2542-5196(21)00251-5/fulltexthttps://pmc.ncbi.nlm.nih.gov/articles/PMC9321292/https://jamanetwork.com/journals/jamanetworkopen/fullarticle/2808910https://plantbasedhealthprofessionals.com/plant-based-on-a-budget-

In this episode, we have experts Shana and Vanessa the budgeting besties breaking down the essentials of budgeting, offering practical tips and strategies to help you take control of your finances. Whether you're just starting to budget or looking for ways to improve your current system, we've got the insights you need to make your money work for you and not give up living life. Tune in for expert advice, real-life examples, and actionable steps to create a budget that fits your life.

Do you ever wonder if you'll look back on your 20s or 30s and wish you did something differently? There are lots of ways that you can prepare for your future; whether you're protecting your financial, physical, or mental health.  To help, I'm giving you three things to start doing in your 20s and three more to start doing in your 30s to be happier, healthier, and wealthier over the course of your life. Your future self will thank you! Make sure you tune back in next week to learn about the top three things you should STOP doing in your 20s and 30s. Ready to uplevel every part of your life? Order Liz's book 100 Ways to Change Your Life: The Science of Leveling Up Health, Happiness, Relationships & Success now!  To join The Liz Moody Podcast Club Facebook group, go to www.facebook.com/groups/thelizmoodypodcast. Connect with Liz on Instagram @lizmoody or online at www.lizmoody.com. Subscribe to the substack by visiting https://lizmoody.substack.com/welcome.  If you like this episode, check out: Ramit Sethi Answers YOUR Money Questions An Actually Fun Money Q&A—Money Mistakes, Investing Made Easy, Getting Paid What You're Worth, Budgeting Tips and More How To Work LESS AND Get MORE Done Set Better Boundaries: Overcome Uncomfortable Conversations, Spot Manipulation Red Flags, & Take Back Control Of Your Time with Melissa Urban This episode is sponsored by: AG1: visit drinkag1.com/lizmoody and get your FREE year supply of Vitamin D and 5 free travel packs today. Puori: go to puori.com/LIZMOODY and use promo code LIZMOODY for 20% sitewide. LMNT: go to DrinkLMNT.com/LizMoody to get a free LMNT sample pack with any order. The Liz Moody Podcast cover art by Zack. The Liz Moody Podcast music by Alex Ruimy. Formerly the Healthier Together Podcast.  This podcast and website represents the opinions of Liz Moody and her guests to the show. The content here should not be taken as medical advice. The content here is for information purposes only, and because each person is so unique, please consult your healthcare professional for any medical questions. The Liz Moody Podcast Episode 300. Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us a textIn Episode 49 of The Vault, we discuss this week's controversial opinion, “Your 20s are NOT for building wealth, your 30s are” before diving into our listener dilemmas:

Send us a textIs it possible to continue striving for FIRE in a high-inflation environment? Michael, a 39-year-old married father of three, originally from New Zealand, moved to Ireland in 2011.Episode #132https://podcasts.apple.com/ie/podcast/high-inflation-high-ambitions-unlocking-financial-independence/id1508117788?i=1000616927112Referral CodesBe sure to check out this Google Doc which has a whole host of referral codes.https://docs.google.com/document/d/1UeZ9Lq6Tid8uFp2GqzjQEv9riNgTEsdnu4_sGp3O_mM/edit?tab=t.0#heading=h.l3zwfjlrqlns

Lindsay Stamp didn't just build a career—she built a roadmap to financial independence. In our conversation, Lindsay shares her journey from nine-to-five insurance claims to becoming a savvy investor, leveraging real estate, index funds, and Bitcoin to secure her future. She breaks down how anyone can calculate their financial freedom number, find hidden money in their budget, and start investing—even with just $5 a week. Lindsay also talks about how she used a “5-to-9” side hustle to fast-track her Bitcoin investments and how her mindset shift changed the trajectory of her life. If you're ready to take control of your financial future and explore new opportunities, this episode is packed with actionable advice and inspiration.Learn more about our guest at:https://x.com/lindsaystamp3Check out the new course on Self Funding Your Own Conference Attendance:https://healthcareeducationtransformationpodcast.com/conferenceIf you are taking the NPTE or are teaching those about to take the NPTE, visit the NPTE Final Frontier at www.NPTEFF.com and use code "HET" for 10% off all purchases at the website...and BREAKING NEWS!!!! They now have an OCS (and soon to be GCS) review option as well... You're welcome! You can also reach out to them on Instagram @npteff If you're a PT and you have student loan debt, you gotta talk to these guys. What makes them unique is that they view financial planning as like running hurdles on a track. And for PTs, the first hurdle many of us run into is student loan debt. Varela Financial will help you get over that hurdle. They not only take the time to explain to you which plans you individually qualify for and how those plans work, but they ALSO take the time to show you what YOUR individual case looks like mapped out within each option. So if you're looking for help on your student loan debt, or any area of your personal finances, we highly recommend working with them. You can check out Varela Financial out at varelafinancial.com. Feel free to reach out to us at:  http://healthcareeducationtransformationpodcast.com/ https://www.facebook.com/HETPodcast https://twitter.com/HETpodcast Instagram: @hetpodcast @pteducator For more information on how we can optimize and standardize healthcare education and delivery, subscribe to the Healthcare Education Transformation Podcast on Apple Podcasts or wherever you listen to podcasts.

On this episode of Upticks, Jake and Cory cover a range of topics, from the Kansas City Chiefs' playoff prospects to the introduction of a new team member, Catalina Florez. They also delve into the volatile world of Trump Coin, discuss the pitfalls of Wall Street's market predictions, debate the relevance of the traditional 60/40 portfolio, and share regrets from Americans over 80. Thank you for joining us this week! If you have a topic that you would like Jake and Cory to discuss or debate live on Upticks, please email it directly to me at luke@falconwealthadvisors.com and I'll be sure to ask them to bring it up on the show! Click here to subscribe to our newsletter! Click here to contact us! Click here to order ‘Retiring Right'!  Upticks features engaging discussions on financial planning and investments, hosted by Jake Falcon, CRPC™. Each episode explores timely conversations on topics like retirement, tax strategies, investment insights, and more. Subscribe now so you don't miss an episode! Connect with Jake Falcon, CRPC™         https://www.facebook.com/jake.falcon.524         https://www.instagram.com/jake_falcon_crpc/?hl=en         https://twitter.com/jakefalconcrpc         https://www.linkedin.com/in/jakefalconfalconwealthadvisors     Connect with us: https://www.falconwealthadvisors.com/ https://falconwealthadvisors.com/insights.html?page=1 Follow us on social media: https://www.facebook.com/FalconWAdvisors/         https://www.instagram.com/falconwadvisors/         https://twitter.com/FalconWAdvisors         https://www.linkedin.com/company/falcon-wealth-advisors/           #retirement #upticks #fwa #retiringright #kansascity #wealthmanagement #financialplanning

Want to know how to not be broke and poor?? In this episode, Jeff Dudan gets super real about the 5 critical mistakes keeping you broke—and how to break free. Discover actionable steps to change your mindset, utilize free resources, and invest in your future. Jeff shares personal stories of resilience, hustle, and building generational wealth, proving that no matter where you start, your future is in your hands. Stay tuned to the end for life-changing tips, book recommendations, and proven strategies to take control of your financial destiny. Don't just survive—thrive!Things you'll want to hear in this episode: 00:00:00 - Are You Broke or Poor? 00:01:12 - The Power of Mindset 00:02:45 - Mistake 1: People and Places Matter 00:04:03 - Free Resources You're Ignoring 00:05:37 - Time: Your Most Valuable Asset 00:07:15 - Avoid Lifestyle Inflation 00:08:42 - Starting From Scratch: The Hustler's Edge 00:10:05 - Final Tips to Break the Cycle  Click the link to schedule your Rilla demo today:

Want to know how to not be broke and poor?? In this episode, Jeff Dudan gets super real about the 5 critical mistakes keeping you broke—and how to break free. Discover actionable steps to change your mindset, utilize free resources, and invest in your future. Jeff shares personal stories of resilience, hustle, and building generational wealth, proving that no matter where you start, your future is in your hands. Stay tuned to the end for life-changing tips, book recommendations, and proven strategies to take control of your financial destiny. Don't just survive—thrive!Things you'll want to hear in this episode: 00:00:00 - Are You Broke or Poor? 00:01:12 - The Power of Mindset 00:02:45 - Mistake 1: People and Places Matter 00:04:03 - Free Resources You're Ignoring 00:05:37 - Time: Your Most Valuable Asset 00:07:15 - Avoid Lifestyle Inflation 00:08:42 - Starting From Scratch: The Hustler's Edge 00:10:05 - Final Tips to Break the Cycle  Click the link to schedule your Rilla demo today:

In the first episode of the EmpowerED Well-being Podcast for Teachers, we talk about a simple way to pay off debt called the debt snowball method. This plan helps you feel less stressed about money and take control of your spending. You'll learn how to pay off smaller debts first, build confidence, and keep going until you're debt-free. It's easy to follow, and every step you complete is a reason to celebrate! Download our guide to get started on your own money-saving journey today!Join our community today! Click the link to learn moreThe Teachers Lounge – • Offering early education teachers a tool to set your classroom onto a path of success and build a cohesive and strong team of educators. (theearlyeducationteacherslounge.com)SocialsFACEBOOK:  (1) The Early Education Teachers Lounge | FacebookINSTAGRAM:  The Teacher's Lounge (@eecteacherslounge) • Instagram photos and videosPINTEREST:  (4) PinterestYOUTUBE:  https://youtube.com/@eecteacherslounge

Guest : Gareth Collier | Certified Financial Planner |See omnystudio.com/listener for privacy information.

As the year draws to a close, a new year brings fresh hope and exciting goals. One of the big ones is planning your 2025 spending. No matter your season in life, preparing ahead is always a smart move. In this episode, Jen and Jill share essential tips on how to budget for the year ahead.

hello hotties and happy Tuesday! so amazing to be back with you all for the internets number one smoke sesh, we chat what I've been up to, surviving the full moon and Friday the 13th, setting up my life for a good new year, and my new years ins and outs as I navigate what I want to bring with me into the new years , owning being an insane girly, being a self proclaimed "hoe", and can a relationship really work with someone like that, Christmas came early! my early Christmas gift and what I would recommend getting the girls for cheap thoughtful gifts, budgeting and my new go to system, YNAB, and how to truly actually save money, maybe they just don't like you, the season of stolen packages, how to stop being such a bitch, saving friends from toxic relationships and how to truly be a good friend and set boundaries when your friend can't, over shopping, over thrifting, and how to cut back slowly the shopping addiction, am I the asshole? and when to break up with someone over the holidays, plus much much much more! if you want to see more from me join the patreon at patreon.com/smokeseshshawty and if you want your question answered I upload the questionnaire every Sunday on my instagram story! see you all next week for an extra special episode of smoke sesh as we do a question speed run so bring your craziest questions and we will chat soon! MUAH!

In this episode, I'm joined by Nikki Tucker, a seasoned financial professional with over 20 years of experience and the Founder of The FIIRM Approach. Her business is dedicated to empowering women to navigate financial uncertainty and overwhelm, particularly when preparing for uncoupling or divorce.   Nikki is passionate about ensuring all women achieve financial security. Her mission is to equip women with the knowledge and confidence to manage their finances effectively.   In our conversation, we cover:   How Nikki supports breadwinning women   Strategies for women to secure their financial future after a divorce   The critical role of budgeting during a divorce     Tune in to this episode and share it with every woman in your life!   Connect with the host, Patrina Dixon   +Instagram https://www.instagram.com/itsmymoney_/    +Facebook https://www.facebook.com/profile.php?id=100013355082005    +Twitter https://twitter.com/itsmymoney_    +YouTube https://youtube.com/c/It%E2%80%99sMyMoneywithPatrinaDixon    +Pinterest https://pin.it/5x8rOTp    +Website http://www.itsmymoneyjournal.info/    Connect with guest, Nikki Tucker +Website https://thefiirmapproach.com/   

The holiday season is a time for joy, connection, and celebration, but it's no secret that it can also be incredibly stressful—especially for military families. The stressors can pile up quickly between tight budgets, work responsibilities, and the added challenge of spending holidays apart from loved ones due to deployments or just being stationed far from family. All the stressors can lead to making financial decisions that will come back to haunt you in the new year or for years to come.  In this episode, I'm sharing the biggest holiday stressors and practical tips you can implement to save money, manage your time, and enjoy your holidays the way you want. https://milmo.co/podcast/tight-holiday-budget 00:47 Welcome to the Mill Mo Show 01:46 Personal Holiday Stressors 03:04 Biggest Holiday Stressors and Solutions 04:03 Financial Strain and Budgeting Tips 05:20 DIY and Second-Hand Gifts 08:14 Travel Strain and Tips for Military Families 11:41 Time Management During the Holidays 14:38 Family Dynamics and Setting Boundaries 17:12 Combating Loneliness and Grief 18:40 Conclusion and Final Thoughts

Welcome to today's ICYMI, where we kick off the week with a quick game-changing tip from one of our guests that you might have missed. With the holidays around the corner, setting savings goals can feel like a losing battle. So we're throwing it back to some helpful tips from Melissa Leong, on how to easily and gradually automate your savings so you can set it and forget it, and why talking about money with friends can help you hit your financial goals faster. Melissa is a sought-after speaker, award-winning writer, and best-selling author of the feel-good finance guide, Happy Go Money. She is the money expert on Canada's leading daytime talk show, The Social on CTV, and she's the host of the Money Moves podcast. Listen to the full episode with Melissa here!Follow Melissa:http://www.melissaleong.com/https://www.instagram.com/lisleong/ Sign up for our monthly adulting newsletter:teachmehowtoadult.ca/newsletter Follow us on the ‘gram:@teachmehowtoadultmedia@gillian.bernerFollow on TikTok: @teachmehowtoadult

We're live, and Josh is diving into the week's biggest financial shifts, from Bitcoin's explosive climb toward $100,000 to Warren Buffett's surprising cash strategies. With Gary Gensler stepping down as SEC Chairman, Josh unpacks what this means for crypto regulations and institutional adoption, offering his take on the shifting landscape. Josh also takes listener calls on a range of topics, breaking down Target's earnings slump, Walmart's consumer trends, Social Security updates, inheritance planning, and holiday spending dilemmas. Original Air Date: November 23, 2024 Can't get enough of the Financial Quarterback? Click 'Subscribe' to never miss a play. New episodes touchdown right here! Loving the playbook? Drop us a 5-star rating and share your thoughts in a review. Your feedback fuels the game plan!

In this episode of State 48 Homeowner, host Scott breaks down how the average American spends nearly $18,000 annually on nonessential items without even realizing it. From daily coffees and dining out to streaming services and impulse purchases, these seemingly small expenses can add up significantly over time. What You'll Learn: · Hidden Expenses: Uncover where your money is really going each month. · Detailed Breakdown: Analyze spending on coffee, dining out, subscriptions, rideshares, and more. · Real-Life Insights: Hear from guests like Karen, Twila, and Ty about their personal spending habits. · Actionable Tips: Get one simple step to start cutting costs today. · Financial Impact: Learn how reducing nonessential expenses can help you pay off debt, save for retirement, or afford a home. Why You Should Watch: If you're curious about how small daily expenses can affect your financial health, this video is a must-watch. Gain valuable insights into managing your finances better and making smarter spending decisions. Plus, find out how reallocating just a portion of these nonessential costs can bring you closer to your financial goals. Don't Miss Out! Stick around until the end for Scott's straightforward tip to help you start saving immediately. Your future self will thank you!

Snag Our Simplified Budget System! We talk with Cassie, a nurse and mom of two from Texas, who's balancing life with an “irregular” income and a family calendar that's booked to the brim. Cassie's husband works in the oil industry, which comes with unique income fluctuations—and when he's home, it's all about making memories and taking advantage of family time, a mindset that can put savings goals on hold. They explore how Cassie and her husband can save for their big dreams (a forever home, a cheerleading fund, and even that sweet Disneyland budget!) without sacrificing the lifestyle they love. Key Takeaways: Embrace the Savings Buckets System: For big priorities like a home down payment or family vacations, separate savings accounts (a.k.a. “savings buckets”) can help you earmark funds without needing to track every single purchase. Structure Irregular Income for Peace of Mind: For those with variable income, budgeting around the lowest expected income helps keep bills and essentials covered. When those extra-good paychecks come in, that “bonus” can go straight toward dreams and savings goals. Automate Everything: Once you set up automatic transfers and define your spending categories, there's no need for constant manual tracking. You're free to focus on family, work, and all those weekend trips while knowing your financial goals are getting funded! Find Your Financial “Yes” and “No”: Cassie and the ladies chat about the pressures parents feel to “be there” at every practice or spend time socializing. But taking back some of those hours for budgeting or self-care can ultimately be a powerful way to support the family's dreams. Choose the Right Bank for You: Not all banks offer the flexibility you might need for multiple accounts without fees. The team recommends starting with a bank that prioritizes ease of use with digital savings and checking accounts, like Ally or a local credit union. Cassie's main lesson from the episode? The power of setting up systems that work in the background, so you can spend time where it matters most. 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall  2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook  3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget  4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It's the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching  "I love Shana & Vanessa and this podcast is amazing!" < If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don't forget to follow the show so you don't miss any episodes! And, if you're feeling really generous, we'd be SO honored if you would share this podcast with someone.  Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!  

In this episode of the RE Social Podcast, host Vince Rodriguez sits down with Curtis May, founder of Practical Wealth Advisors and host of The Practical Wealth Show, to dive into his wealth-building journey and unconventional financial strategies. Curtis highlights the power of cash flow mapping, exposes the limitations of traditional budgeting, and explains how to leverage whole life insurance and the infinite banking concept for business and real estate growth. The episode also covers essential topics like liquidity management, debt elimination, and building strong financial teams. Curtis breaks down advanced concepts like trusts, the Rule of 72, and smart tax strategies, offering practical advice inspired by 'Rich Dad Poor Dad.' The conversation also touches on how successful athletes like Shaquille O'Neal and Magic Johnson have applied these principles. Tune in to discover the five pillars of wealth and the three key rules for investing that can transform your financial future. Key Takeaways 00:00:00Introduction to RE Social Podcast 00:00:12Get to Know Curtis May's Journey 00:01:06Principles of Financial Planning 00:03:53Cashflow Mapping and Budgeting Tips 00:11:46Importance of Savings and Independence 00:18:13Leveraging Life Insurance for Growth 00:26:54Business and Real Estate Deals 00:32:54Acquisition and Cash Flow 00:34:21Optimizing Business Assets for Growth 00:35:40Athlete Success Stories in Business 00:45:36Five Key Principles of Wealth Building 00:50:06The Three Essential Rules of Investing 00:57:56Power of Whole Life Insurance 01:05:39Understanding Key Economic Principles 01:07:26Debt-Free for Life Program Insights 01:08:30Building Wealth Through Insurance 01:14:43Financial Literacy Education 01:15:58Engaging with Finance Content Creators 01:25:03Political and Economic Impacts 01:35:58Connect with Curtis Resources and Links Discover your Financial Freedom Score https://curtis-wbwb4naf.scoreapp.com/ The Practical Wealth Show https://www.podpage.com/the-practical-wealth-show/ Exclusive Gift for Listeners

Managing money when your income is irregular can be a challenge, especially if you're paid weekly, bi-weekly, monthly, or rely on commission-based pay. In this video, we dive deep into practical budgeting strategies designed to help you handle any pay cycle, from weekly paychecks to once-a-month payouts. Whether you get paid every 1st and 15th, have fluctuating commission income, or face the challenges of being paid on an unpredictable schedule, this guide will help you gain control of your finances. Learn how to create a sustainable budget that works for you, regardless of how often or how much you get paid. We cover everything from zero-based budgeting, income smoothing, and setting up sinking funds to building a buffer that makes managing irregular income less stressful. You'll also find actionable tips on changing bill due dates to prevent relying on credit cards and avoiding the paycheck-to-paycheck cycle. In this video, you'll discover: How to budget for weekly, bi-weekly, monthly, and commission-based pay cycles Effective strategies for managing irregular income How to set up a budget that prioritizes essentials and builds financial security Income smoothing techniques to create a more stable financial plan Tips for aligning bill due dates with your pay schedule Building an emergency fund and sinking funds for long-term success No matter how often you get paid, these strategies will help you take control of your budget, reduce financial stress, and avoid relying on debt between paydays. Stop letting irregular income dictate your financial future and start using these expert tips to build a budget that works for you! Subscribe to the channel for more empowering content on personal finance, investing, and self-improvement. Don't miss out on the opportunity to unlock your true financial potential and live a life of abundance. It's time to invest in yourself and create the future you deserve! **Support the Stream By Shopping at Our Store**  Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop  YouTube: https://www.youtube.com/@thefinancialmirror Rumble: https://rumble.com/TheFinancialMirror Facebook: https://www.facebook.com/thefinancialmirr0r X: https://twitter.com/financialmirr0r Instagram: https://www.instagram.com/thefinancialmirror/ Podcast: https://thefinancialmirror.podbean.com/ If you are in need of a Financial Coach, don't waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/ #BudgetingTips #IrregularIncome #MoneyManagement #PaycheckToPaycheck #PersonalFinance #WeeklyPay #BiWeeklyPay #CommissionPay #BudgetingAdvice #FinancialPlanning #FluctuatingIncome #IncomeSmoothing #MonthlyBudget #PaySchedule #HowToBudget #FinancialTips #MoneyMatters #DebtFreeJourney #ZeroBasedBudget #SinkingFunds #EmergencyFund #FinancialFreedom #SmartMoney #FinanceTips #SavingMoney #ManagingMoney --- Support this podcast: https://podcasters.spotify.com/pod/show/thefinancialmirror/support

In this episode: Financial Independence journey, coping with unexpected life events, the impact of spending awareness, building a new life after loss, RV living experience, with Karen WorthyEpisode SummaryIn this episode of the Mindful Fire Podcast, Adam Coelho welcomes Karen Worthy to share her inspiring journey towards financial independence. Karen discusses how a house fire prompted her family to reevaluate their lives, leading to significant changes in their spending habits and lifestyle choices. She reflects on the importance of awareness in financial decisions and how embracing a minimalist mindset allowed her to pursue her dreams.Guest BioKaren Worthy is a passionate advocate for financial independence and personal development. After experiencing a life-altering event, she embarked on a journey of self-discovery and transformation that led her to career transition coaching. Karen helps others navigate their own paths to financial freedom and fulfillment.Resources & Books MentionedMr. Money Mustache BlogFrugalwoods BlogGuest Contact InformationLinkedIn: https://www.linkedin.com/in/karenworthy/Worthy Career Paths: https://www.worthycareerpaths.com/Worthy Career Paths, “5 Hour Resume Course”: https://www.worthycareerpaths.com/5-hour-resume, Enter code MINDFUL to access this course for freeEmail: karen@worthcareerpaths.comKey TakeawaysA significant life event can serve as a catalyst for positive change and reevaluation of priorities.Being aware of spending habits is crucial for achieving financial independence.Minimalism can help clarify what truly matters in life and reduce stress.Traveling with family can create lasting memories and strengthen bonds.Building an emergency fund provides peace of mind during unexpected challenges.Career transitions can lead to fulfilling new paths and opportunities for personal growth.Text Adam w/ comments or questionsPS: I am considering hosting my Life Envisioning Workshop publicly for the first time but I'm only going to do it if enough people are interested. Join Waitlist​ The Life Envisioning Workshop is all about Creating space to think REALLY BIG about what you truly want and what's possible for you Leaving with your own BIG vision for the next chapter of your life Learning envisioning practices that put your brain to work to make your vision a reality Meeting new friends who are also dreaming BIG and pursuing FIRE If this sounds cool, JOIN THE WAITLIST to let me know you're interested.

If you're living paycheck to paycheck, you're likely not doing a monthly Money Plan, or budget. If you want to achieve any financial goal - saving, debt elimination, wealth accumulation - it all starts with budgeting. According to Career Builder, 78% of Americans are struggling financially. I wholeheartedly believe one reason that people struggle with money is because they don't budget. No matter how much income you earn, budgeting is necessary. You'll never outgrow the need to manage your finances, and budgeting is the key to manage and maximize your money. You're in the right place today as Dakota Grady is breaking down a zero-based monthly Money Plan. This episode is for anyone that is: -Struggling financially -Living paycheck to paycheck -Stressed out & credit cards are maxed out -Losing sleep because you're worried about whether or not you're going to be able to pay your bills... Tap into The Rule Your Money Show with Dakota Grady. *The Rule Your Money Show is sponsored and brought to you by Upstate Essential Solutions, LLC!*

Miguel Gonzalez, CRC, shares key tips for choosing the right financial professional. From asking for referrals to understanding compensation structures, these steps can help ensure your financial future is in the right hands.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.#FinancialPlanningMonth #RetirementPlanning #FinancialAdvisor #CertifiedRetirementCounselor #InvestmentManagement #FinancialGoals #WealthManagement #RetirementTips #FinancialFreedom #FinancialProfessional #AssetManagement #PersonalFinance #FeeOnlyAdvisor #TaxPlanning #EstatePlanning #MoneyManagement #InvestmentTips #FinancialWellness #FinancialEducation #MoneyMatters #FinancialSecurity #Investing101 #SmartInvesting #FiduciaryAdvisor #PlanForRetirementWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

Certified Retirement Counselor Miguel Gonzalez shares quick, practical tips to combat rising inflation. Learn how smart shopping, meal planning, and energy savings can protect your finances.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.#RetirementPlanning, #FinancialPlanning, #InflationStrategies, #MoneySaving, #InvestmentStrategies, #RetirementAdvisor, #WealthManagement, #DebtManagement, #EmergencyFunds, #FinancialWellness Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

How do I get rich? Identifying budgeting tips with Bridget Mogavero. Teach Better Talk Podcast The ultimate must-listen for every teacher and educational leader, Teach Better Talk dives into the key questions that drive education today. Weekly interviews with experts from around the world, sharing cutting-edge science, groundbreaking research, and practical tools to help you master the art of teaching, efficiently manage a school, and reach every learner in your community. Catch the official podcast of the Teach Better Podcast Network every Tuesday through Thursday for fresh episodes to inspire, inform, and ignite your passion for education. ► Thanks for subscribing!

In this episode, Dylan interviews Jodi Minto, an e-commerce and ads expert from Australia.  Jodi shares her journey from a corporate job in Dubai to running a successful seven-figure fashion business. The discussion covers crucial topics such as the importance of Facebook and Instagram ads for driving traffic, strategies for maximizing ad spend, tips for improving website conversion rates, and the advantages of using third-party fulfillment over in-house staff.  Jodi also provides advice on creating effective ad content and emphasizes the value of business owners learning to manage their own ads. Now, Jodi focuses on coaching other online sellers and shares insights from her decade-long entrepreneurial experience. Listeners gain actionable insights on scaling their online businesses and optimizing their digital marketing strategies. In this episode, we discuss: [00:56] Meet Jodie Minto: E-commerce and Ads Expert [02:37] Jodie's Journey: From Corporate to E-commerce [06:31] Scaling to Seven Figures with Facebook Ads [09:16] Effective Ad Strategies and Budgeting Tips [23:54] Optimizing Your Website for Conversions [29:23] Managing a Growing Business: Lessons Learned [34:39] Transitioning to Coaching and Future Plans Connect with Jodie: Website: www.jodieminto.com  Instagram: https://www.instagram.com/iamjodieminto/ 

About the Episode:  In this episode, join Joe and his cohost Megan as they dive into why your budget isn't working out. Resources: FULLY FUNDED LIFEFREE Financial Tools Related Podcast Episodes:Episode 322: How To Combat Rising Food CostsEpisode 317: 4 Smart Budgeting HacksEpisode 310: ‘Personal Finance Tips' vs. RealityEpisode 304: Mastering Money Habits: The Daily RitualsEpisode 301: Budgeting For Moms in 2024Episode 296: Budgeting Myths DEBUNKEDEpisode 267: Opportunity Cost & Budget Fun Email info@iwbnin.com to ask questions or share success stories.  

Struggling to save money? Join money coach Shani Tené as she reveals practical tips to boost your savings and achieve financial freedom. 

Reduce money stress in your marriage by making sure your money knows where to go!    Don't avoid talking about money with your spouse: Establishing a budget you can both stick to will certainly pay off long term. Today Dr. Kim shares several simple tricks that help him and Nancy to stress less and be intentional with their finances.    We pray this episode is helpful for you and your marriage.    Episode highlights include:   The basic starting point for building a budget  The budget category Dr. Kim & Nancy would NEVER cut out   The power of breaking a scarcity mindset and becoming generous  Strategies to better money management  How to get started if you've never budgeted    *Music for this podcast is created by Noah Copeland. Check him out here!    QUOTES  “We felt like it was always important to have a date.” - Dr. Kim Kimberling   “Make sure to build in your budget that you can go out somewhere each week and not have to worry about it.”  - Dr. Kim Kimberling   “God is so generous, and that's really what we want to emulate.” - Lindsay Few  “My lack of generosity was not the person I wanted to be.” - Lindsay Few   Continue to ask, “What are our financial goals? How do we budget to make them work?”  - Dr. Kim Kimberling   “If you need help, get it. If you're going to fight about money for 50 years, that doesn't sound fun at all. ”- Dr. Kim Kimberling   “When you tithe 10%, the 90% you have left goes a lot further than you thought the 100% would.” - Lindsay Few  “I don't know anyone personally who would say they regret tithing.”  - Lindsay Few  MENTIONED IN THIS EPISODE:   Get the budget conversation started with 27 Money Questions Every Couple Needs to Ask Learn how to avoid the 4 common budgeting mistakes couples make when in the FREE Centsei Class. Learn more here. Marriage Multiplier is a quick and highly practical weekly email to help you invest in your marriage. CLICK HERE to learn more!

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2843: Kumiko from TheBudgetMom.com shares essential budgeting tips to prevent unexpected expenses from derailing your financial plans. Discover how to plan for gifts, clothing, home maintenance, medical expenses, memberships, entertainment, pet supplies, and personal care to maintain a balanced budget and achieve financial peace of mind. Read along with the original article(s) here: https://www.thebudgetmom.com/8-important-things-that-are-missing-from-your-budget/ Quotes to ponder: "Budgeting is all about planning. It's vital that you plan ahead and include gift giving in your budget." "If you completely deprive yourself while trying to spend less and save more, you will fail." "Pets are part of the family, at least in my home they are." Learn more about your ad choices. Visit megaphone.fm/adchoices

Learn how to financially prepare for the costs of pet emergencies with firsthand experiences from pet owners and experts. How much does emergency pet care cost? How much should you budget for unexpected pet expenses? Hosts Sean Pyles and Ronita Choudhuri-Wade discuss the unpredictable nature of pet emergencies and the importance of financial readiness to help you understand how to effectively manage unexpected veterinary costs. They begin by sharing their personal experiences and discussing the emotional toll of pet emergencies, with tips and tricks on setting up a savings account for pet expenses, considering pet insurance, and understanding the wide range of potential costs involved in emergency care. Vivien, a pet owner from Jersey City, New Jersey, also shares her story of dealing with an unexpected pet emergency. Then, Dr. Angela Beal, a veterinarian based in Columbus, Ohio, joins Ronita to discuss strategies for financially preparing for pet emergencies. They discuss tactics for setting up a dedicated pet emergency fund, the benefits of pet insurance, and practical steps for emotionally and financially managing unexpected veterinary expenses. Check our NerdWallet roundup of the best pet insurance companies for 2024: https://www.nerdwallet.com/article/insurance/best-pet-insurance-companies  In their conversation, the Nerds discuss: pet emergency costs, pet insurance, emergency vet bills, pet emergency fund, veterinary expenses, unexpected pet expenses, pet care costs, saving for pet emergencies, pet health care, pet emergency planning, emergency pet care, financial preparation for pet emergencies, pet savings accounts, budgeting for pets, cost of pet care, pet insurance policies, veterinary emergencies, pet health insurance, affordable pet care, emergency vet visits, pet financial planning, veterinary care costs, pet expense management, planning for pet emergencies, pet healthcare credit cards, financial tips for pet owners, pet care budgeting, veterinary costs, pet emergency savings, pet expense planning, veterinary hospital costs, pet medical bills, emergency pet insurance, pet financial assistance, pet healthcare expenses, and veterinary treatment costs. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.

Brad Nelson is the founder of Debt Free Dad. As a dedicated single father, Brad is passionate about empowering everyday people to take control of their finances and achieve a happier, less stressful life. Through The Debt Free Dad Podcast and his online course, Roots of Personal Finance, Brad provides practical financial advice and support. Today, Brad Nelson shares his personal story of overcoming significant financial struggles, including losing his house to foreclosure, and how he now dedicates his life to helping others develop a healthier financial mindset. This episode is unique as it features a community call with members of the Dad Edge Alliance, who ask Brad various questions about managing finances, reducing debt, and planning for the future. Brad and Larry dive into the emotional aspects of money management, discussing how past experiences and emotional attachments can influence financial decisions. They emphasize the importance of setting short-term and long-term financial goals, tracking expenses, and creating a solid plan to alleviate financial stress. Brad Nelson also shares practical tips on cutting costs, such as shopping around for better insurance rates and being mindful of grocery expenses, especially in the current economic climate. Whether you're looking to get out of debt, switch careers, or simply manage your finances better, this episode offers a wealth of information and practical advice. Brad's expertise and the interactive format with the Dad Edge Alliance members make for an engaging and informative discussion that is sure to resonate with fathers and families striving for financial stability and freedom. www.thedadedge.com/486 www.thedadedge.com/alliance www.debtfreedad.com www.tiktok.com/@debt_free_dad www.youtube.com/@bradnelson-debtfreedad2751/featured  

In this captivating episode of the Wise_N_Nerdy podcast, Charles, Joe, and Kurt delve into the intriguing world of nerds and geeks. Kicking off with their standard question of the week, "What is a nerd? And what is a geek?", the trio is treated to an insightful speakpipe from Devocite, setting the stage for a lively discussion on the history and public perception of these terms. The fun continues with a roll of the dice, leading to the "What are you Nerding out about?" segment. Joe shares his excitement over a new video editing software called Movavi, gifted by Devocite, which he's absolutely loving. Kurt reveals his passion for a barbershop quartet competition run by the Barbershop Harmony Society, while Charles talks about watching "Street Gang: How We Got to Sesame Street," sparking a nostalgic conversation filled with personal stories about Sesame Street from all three hosts. Next, the dice roll into the "How do I...?" segment, where Charles, Joe, and Kurt discuss effective strategies for creating and maintaining a budget, offering truly stellar insights for listeners. Following this, Joe attempts the "Fatherly Advice" segment once more, where the guys enjoy a fun story created by Devocite. Laughter ensues with a couple of bad dad jokes about turtles and money, before the dice land on the "Daddy, tell me a story" segment. Charles entertains with tales of awkward situations where his legs have fallen asleep, prompting chuckles from Joe and Kurt. Wrapping up the episode, the "Council of Dads" segment sparks an amazing discussion on a critical parenting topic: "How old does your kid need to be before you can leave them on their own? Or watch their younger sibling?" This thoughtful conversation highlights the wisdom and experience of the hosts as they share their perspectives. Tune in to this episode of Wise_N_Nerdy and "Find your FAMdom" as you explore the intersection of fatherhood and fandom with Charles, Joe, and Kurt. Wise_N_Nerdy: Where Fatherhood Meets Fandom --- Support this podcast: https://podcasters.spotify.com/pod/show/wise-n-nerdy/support

In today's episode of Backpacker Radio presented by The Trek, brought to you by Helinox, we are joined by Mary "Badass" Anderson. Never has a trail name been more fitting, Mary is the most badass hiker you've likely never heard of. With nearly 19,000 miles under her feet spanning six decades, with her first thru-hike taking place in 1981, Mary has not slowed down with her adventurous ways, as she swung by the studio on her to the Pacific Northwest Trail. Some of the highlights from today's interview include a wild winter SOBO thru-hike of the AT in 1985, just a handful of months after a major back surgery where her doctor told her to give up hiking. She followed her AT SOBO winter hike by immediately hopping over to the PCT, where she battled even more snow, and killed and ate a rattlesnake. Other feats include hiking all of the 4,000 footers in New England with her young son in the 90s, completing the CDT after hitting a new low in 2020, and now she's on a quest to finish all of the National Scenic Trails, with only a couple remaining. In short, Mary's story is one of a kind, you will enjoy today's chat. We wrap the show with a last call for applications for The Trek's new full-time role, a pair of beloved trail angels close their doors after 17 years serving PCT hikers, what music we would listen to on the way to rescue our significant others from a hostage situation, the triple crown of onomatopoeias, and Chaunce is very afraid of grizzlies. Helinox: Use code “BACKPACKER20” for 20% off at helinox.com. Gossamer Gear: Use code “SNUGGLEBUG” for 20% off shelters at gossamergear.com.  LMNT: Get a free sample pack with any order at drinklmnt.com/trek. Sambob: Use code “BACKPACKER15” for 15% off at sambob.biz. [divider] Interview with Mary “Badass” Anderson Mary's Blog Time stamps & Questions 00:04:40 - Reminders: Apply for the Trek's full-time role! Support us on Patreon for exclusive content and send us your recommendations for a hiker meetup this fall in NYC. 00:10:34 - Introducing Mary 00:11:40 - How'd you get your trail name? 00:13:14 - How did you initially get started long distance backpacking? 00:15:22 - How did you prepare for backpacking in the 80s? 00:21:05 - What does your baseweight look like today? 00:23:47 - What was the AT like in the 80s? 00:26:56 - Did the AT feel easy compared to the Long Trail? 00:29:02 - What resources did you have for navigation? 00:32:38 - What were your resupplies like? 00:34:00 - Tell us about your back injury and being told never to hike again 00:38:10 - Where does your toughness come from? 00:39:00 - How much of a physical struggle was the AT southbound in winter? 00:40:46 - Where did you experience the worst weather? 00:41:50 - Did you think it might have been a bad idea? 00:45:30 - What did your winter pack and gear look like? 00:49:39 - How did you keep on the trail? 00:50:45 - What about backpacking do you enjoy? 00:52:20 - Did people know what you were doing? 00:54:08 - How did you afford hiking then and now? 00:56:12 - What trail recipes do you make? 00:57:18 - What did it feel like to get to Springer and then start the PCT? 01:02:09 - What was your experience on the PCT like? 01:04:23 - Tell us about your rattlesnake encounter 01:07:00 - Discussion about fear and wildlife encounters 01:10:30 - Did you encounter other thru-hikers on the PCT in 1986? 01:11:10 - How did you enjoy the PCT relative to the AT? 01:14:00 - What was the scariest moment of your backpacking career? 01:17:05 - Tell us about the hiking you did with your son 01:19:55 - Do you have advice for getting your kids outside? 01:21:15 - What was it like hiking the Long Trail with your 8 year old? 01:22:30 - How have you noticed the concept of gender changing in the backcountry? 01:24:08 - Tell us about a bear paying for your cross country road trip 01:26:36 - How did you get back into long distance thru-hiking? 01:29:22 - When did you switch from map and compass to apps? 01:31:32 - Do you long for hikes from decades ago? 01:35:55 - How was the southern half of the CDT in 2020? 01:37:42 - How was your mental state? 01:42:10 - Tell us about staying with people on the Ice Age Trail 01:44:28 - Tell us about the northern half of the CDT 01:49:55 - Tell us about your Vermont bike trip 01:54:16 - Discussion about the role of the internet 01:55:40 - Discussion about the Catamount Cross Country Ski Trail 01:58:50 - How was the Connecticut River Source to Sea Paddle? 02:06:05 - Tell us about the New England Trail 02:10:08 - Discussion about the Natchez Trace Trail 02:12:00 - Discussion about the Potomoc Heritage Trail 02:17:40 - Anything else to share about the Arizona Trail? 02:24:00 - What's next? Segments Trek Propaganda:  17 Years, 8,000 Hikers: Trail Angels Scout and Frodo Retire from PCT Hosting by Arielle Nardizzi Professor: The Strategy That's Helped Me Afford 6 Years, 15K Miles of Thru-Hiking (Jobs, Budgeting Tips, and More) by Carl Stanfield QOTD: Your wife has been kidnapped and is being held in a location 30 minutes away. You're driving to rescue her. It's a warm night and your windows are down. Do you listen to music on the drive there, yes or no? Triple Crown of onomatopoeias Power Ranking: Animals You Want to Encounter on Trail Mail Bag 5 Star Review [divider] Check out our sound guy @my_boy_pauly/. Leave us a voicemail! Subscribe to this podcast on iTunes (and please leave us a review)!  Find us on Spotify, Stitcher, and Google Play. Support us on Patreon to get bonus content. Advertise on Backpacker Radio Follow The Trek, Chaunce, Badger, and Trail Correspondents on Instagram. Follow Backpacker Radio, The Trek and Chaunce on YouTube. Follow Backpacker Radio on Tik Tok.  Our theme song is Walking Slow by Animal Years. A super big thank you to our Chuck Norris Award winner(s) from Patreon: Alex and Misty with NavigatorsCrafting, Andrew, Austen McDaniel, Austin Ford, Brad & Blair Thirteen Adventures, Brent Stenberg, Bryan Alsop, Christopher Marshburn, Coach from Marion Outdoors, Dayne, Derek Koch, Eric Casper, Erik Hofmann, Gillian Daniels, Greg Knight, Greg McDaniel, Hailey Buckingham, Liz Seger, Patrick Cianciolo, Sawyer Products, SPAM, Timothy Hahn, Tracy ‘Trigger' Fawns A big thank you to our Cinnamon Connection Champions from Patreon: 12 Trees Farms, Bonnie Ackerman, David, Dcnerdlet, Emily Galusha, Jeanie, Jeanne Latshaw, Joann Menzer, Katharine Rudzitis, Keith Dobie Jr, Merle Watkins, Peter, and Ruth S.

Summer can be a time of relaxation and rejuvenation for teachers, but it also brings temptations to splurge. Bridget and Michelle offer practical budgeting strategies to help teachers manage their finances effectively during the off-season, ensuring a stress-free return to school. Episode Highlights: Introduction to Budgeting: Bridget and Michelle discuss their personal experiences with impulse shopping and the challenges of resisting sales, especially during summer. Assessing Needs vs. Wants: Learn strategies for evaluating true needs versus momentary wants to prevent unnecessary purchases. Inventory Management: Tips on how to take stock of existing supplies and prioritize future purchases to optimize spending. Routine Financial Reviews: Importance of establishing regular check-ins with your budget to maintain financial health and avoid overspending. Practical Spending Methods: Introduction to the envelope system for controlling spending and creative ways to repurpose old materials to save money. Key Resources Mentioned: Teaching on the Double Personal Planners: Designed to help with financial planning, available at teachingonthedouble.com/store. Budgeting Apps and Tools: Explore tools like Rakuten and Honey for deals, and Jordan Page's YouTube channel for budgeting advice. Listener's Dilemma: A listener shares challenges related to budgeting with a fixed income and limited time, seeking advice for managing finances efficiently. SUBMIT YOUR TIME SUCKING HURDLE! We want to know what is sucking up all of your time either as a teacher or just a person. Head over to our website and submit your TSH so that you can have a chance to be featured on the podcast! SUBSCRIBE & REVIEW Are you subscribed to our podcast? If you're not, I want to encourage you to do that today. I don't want you to miss an episode. Click here to subscribe to iTunes! Now if you're feeling extra loving, We would be really grateful if you left us a review over on iTunes, too. Those reviews help other people find our podcast and they're also fun for us to go in and read. Just click here to review, select “Ratings and Reviews” and “Write a Review” and let us know what your favorite part of the podcast is. Thank you!