The Business of Property

Simon is still getting questions from landlords about Making Tax Digital, in this episode he's answering a few common ones. Ask Simon about Making Tax Digital (https://savvycal.com/patma/mtd-bop) This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Episode links: * Episode 287 - previous MTD questions and answers (https://www.thebusinessofproperty.com/287). * You can book a call with Simon about MTD (https://savvycal.com/patma/mtd-bop). * Get your free weekly property market stats from PaTMa (https://www.patma.co.uk/property-market-updates/). * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), Apple (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show.

In this episode, Simon reviews the latest property market data from May 2025. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Episode links: * Get your free weekly property market stats from PaTMa (https://www.patma.co.uk/property-market-updates/). * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), Apple (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show.

Simon is getting more questions from landlords about Making Tax Digital, in this episode he starts answering a few common ones. Ask Simon about Making Tax Digital (https://savvycal.com/patma/mtd-bop) This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Episode links: * You can book a call with Simon about MTD (https://savvycal.com/patma/mtd-bop). * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show.

Regular guest Simon Glastonbury, an independent mortgage broker, joins this episode to discuss the latest Bank of England rate reduction and what it means for available mortgage rates. Simon and Simon discuss the promising changes to available mortgage products, and some concern over the wider property market! Plus their regular round-up of current mortgage rates for property investors. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Episode links: * Special guest - mortgage broker Simon Glastonbury (https://www.jsiassociates.com/). * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show. Special Guest: Simon Glastonbury.

Simon chats with Jake Lew, an experienced property accountant from BKL, to delve into intricate relationship between accounting and property investment. They discuss tax implications of transferring properties to limited companies, plus the distinction between repair and capital expenses, emphasizing their tax treatments. Additionally, they explore current market trends, including the impact of high interest rates and stamp duty changes, and the growing importance of energy efficiency in property investments. The episode provides valuable insights for UK property investors and landlords. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Episode links: * Jake Lew at BKL (https://bkl.co.uk/people/jake-lew/). * Jake Lew on LinkedIn (https://www.linkedin.com/in/jake-lew-9101391a/). * Episode 281 - The costs of moving property to a limited company (https://www.thebusinessofproperty.com/281). * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show. Special Guest: Jake Lew.

In this episode, Simon reviews the latest property market data from April 2025. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Episode links: * Get free weekly property market stats from PaTMa (https://www.patma.co.uk/property-market-updates/). * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show.

In this episode, Simon considers a different approach that could improve the profit of your BTL properties. He works through an example, setting out all the figures involved. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Episode links: * Episode 281 - The costs of moving property to a limited company (https://www.thebusinessofproperty.com/281). * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show.

In this episode, Simon is joined by Graham Faulkner and Ryan Moulton from EweMove to chat about property management and views on the current sales and letting markets. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Episode links: * Two special guests from EweMove: * Graham Faulkner covers Dorking and Leatherhead (https://www.ewemove.com/estate-agents-and-letting-agents/branch/dorking). * Ryan Moulton covers Guildford (https://www.ewemove.com/estate-agents-and-letting-agents/branch/guildford). * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show. Special Guests: Graham Faulkner and Ryan Moulton.

In this episode, Simon works through the costs of moving an example buy-to-let investment property to a limited company. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Episode links: * Episode 280 - Why you might move a property to a Ltd company (https://www.thebusinessofproperty.com/280). * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show.

In this episode, Simon considers why landlords with personally owned investment properties are moving them into companies. And when you probably shouldn't! This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Episode links: * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show.

In this episode, Simon reviews the latest property market data from March 2025. Looking at listing prices, market reductions, time on the market, and rental prices, Simon reports on changes in March and considers the property market ahead for April. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Episode links: * HMRC monthly transactions (https://www.gov.uk/government/statistics/monthly-property-transactions-completed-in-the-uk-with-value-40000-or-above/uk-monthly-property-transactions-commentary). * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show.

Simon looks at how Buy, Refurbish, Refinance, Rent (BRRR) can be used to stretch your purchasing power and use property to replace your salary even faster. Not sure how to work out the numbers involved in BRRR? Try the PaTMa Deal Finder (https://www.patma.co.uk/property-prospector/) 14-day free trial to get the calculations done for you. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Episode links: * Episode 276 (https://www.thebusinessofproperty.com/276). * Episode 277 (https://www.thebusinessofproperty.com/277). * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show.

Simon answers the question of what it would take to replace the average salary with an HMO portfolio. Stuart and Simon previously asked this question four years ago and this episode revisits the question with up to date figures. Listen back to episode 86 as well for the comparison on how dramatically things have changed in the last four years. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Episode links: * Episode 80 (https://www.thebusinessofproperty.com/80). * Episode 82 (https://www.thebusinessofproperty.com/82). * Episode 86 (https://www.thebusinessofproperty.com/86). * Episode 273 - mortgage rates with Simon Glastonbury (https://www.thebusinessofproperty.com/273). * Mortgage broker Simon Glastonbury (https://www.jsiassociates.com/). * Episode 271 - investing in the south (https://www.thebusinessofproperty.com/271). * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show.

Simon answers the question of what it would take to replace the average salary with a BTL portfolio. Stuart and Simon previously asked this question four years ago and this episode revisits the question with up to date figures. Listen back to episode 86 as well for the comparison on how dramatically things have changed in the last four years. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Episode links: * Episode 80 (https://www.thebusinessofproperty.com/80). * Episode 82 (https://www.thebusinessofproperty.com/82). * Episode 86 (https://www.thebusinessofproperty.com/86). * Today's buy-to-let profit calculation (https://app.patma.co.uk/s/oioHzKx3) on PaTMa. * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show.

In this episode, Simon reviews the latest property market data from February 2025. Looking at listing prices, market reductions, time on the market, and rental prices, Simon reports on changes in February and considers the property market ahead for March. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Episode links: * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show.

In this episode, Simon considers the effect and return from capital growth on the flats considered in episodes 271 and 272. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Episode links: * Area property price growth: * Plymouth (https://www.ons.gov.uk/visualisations/housingpriceslocal/E06000026/) * Eastbourne (https://www.ons.gov.uk/visualisations/housingpriceslocal/E07000061/) * Croydon (https://www.ons.gov.uk/visualisations/housingpriceslocal/E09000008/) * Manchester (https://www.ons.gov.uk/visualisations/housingpriceslocal/E08000003/) * Leeds (https://www.ons.gov.uk/visualisations/housingpriceslocal/E08000035/) * Derby (https://www.ons.gov.uk/visualisations/housingpriceslocal/E06000015/) * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show.

Regular guest Simon Glastonbury, an independent mortgage broker, joins this episode to discuss the latest Bank of England rate reduction and what it means for available mortgage rates. Simon and Simon discuss the future of the Bank of England rate, the disappointing effect on actual mortgage rates, and a new height for mortgage fees! Plus their regular round-up of current mortgage rates for property investors. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Episode links: * Special guest - mortgage broker Simon Glastonbury (https://www.jsiassociates.com/). * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show. Special Guest: Simon Glastonbury.

In this episode, Simon investigates what it really costs to purchase a buy-to-let investment in three popular northern locations. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Episode links: * Episode 266 - 8 Steps for Property Management Success in 2025 (https://www.thebusinessofproperty.com/266). * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show.

In this episode, Simon investigates what it really costs to purchase a buy-to-let investment in three popular southern locations. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Episode links: * Episode 266 - 8 Steps for Property Management Success in 2025 (https://www.thebusinessofproperty.com/266). * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show.

In this episode, Simon reviews the latest property market data from January 2025. Focusing on listing prices, market reductions, time on the market, and rental prices, Simon considers how well the property market has started 2025. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Episode links: * Episode 266 - 8 Steps for Property Management Success in 2025 (https://www.thebusinessofproperty.com/266). * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show.

Learn (or be reminded) of the key compliance documents you need for an HMO property. In this episode Simon talks through the compliance documents you need for an HMO property - what they are, when you need them and how long they last. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Episode links: * Episode 266 - 8 Steps for Property Management Success in 2025 (https://www.thebusinessofproperty.com/266). * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show.

Learn (or be reminded) of the key compliance documents you need for a buy-to-let property. In this episode Simon talks through the compliance documents you need for a BTL property - what they are, when you need them and how long they last. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Episode links: * Episode 266 - 8 Steps for Property Management Success in 2025 (https://www.thebusinessofproperty.com/266). * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show.

Completing the property pages of your self assessment tax return doesn't having to be taxing! In this episode Simon talks through what you need to get your property tax pages done, providing a template process to follow that's suitable for most residential landlords. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Episode links: * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show.

Simon outlines 8 steps for property management success in 2025. Get the year started well and stay organised throughout 2025 with these easy processes. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Episode links: * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show.

Regular guest Simon Glastonbury, an independent mortgage broker, joins this episode to roundup the current UK mortgage market at the end of 2024. Simon and Simon discuss lots of mortgage interest rates - the future of the Bank of England rate, how rates have changed over 2024 and what 2025 might bring. Plus their regular round-up of current mortgage rates for property investors. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Episode links: * Special guest - mortgage broker Simon Glastonbury (https://www.jsiassociates.com/). * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show. Special Guest: Simon Glastonbury.

Simon provides a live walk-through of his monthly property finance updates! Using the PaTMa Property Manager software Simon demonstrates how quickly he manages his monthly updates, including invoices and rent payments. He showcases the efficiency of automation in property management, providing valuable insights for active UK landlords and property investors on streamlining financial processes. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Episode links: * Monthly finance recording with PaTMa Property Manager (https://www.patma.co.uk/property-manager/). * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show.

Simon delves into the future of the property market by analyzing three recent forecasts covering the next three years. He reviews reports from Hamptons, JLL, and Savills, comparing their predictions for house prices and rental prices over the next three years. Additionally, Simon highlights a Nationwide report discussing upcoming changes to first-time buyer stamp duty and its potential market impact. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Episode links: * Hamptons forecast (https://www.hamptons.co.uk/research/reports/market-insight-autumn-2024-forecast#/). * JLL forecast (https://residential.jll.co.uk/insights/news/jll-residential-forecast-2025-2029). * Savills forecast (https://www.savills.co.uk/research_articles/229130/368928-0). * Nationwide report (https://www.nationwidehousepriceindex.co.uk/reports/annual-house-price-growth-slows-in-october) and discussion about FTB stamp duty. * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show.

Simon is joined by Michelle McCartney, an expert in holiday home and short-term accommodation management. Michelle shares her journey from long-term rentals to founding Huluki, a business specializing in managing period properties. The discussion covers the complexities of managing older properties, the importance of dynamic pricing, and the operational intricacies of short-term rentals. Michele emphasizes the need for meticulous property maintenance, effective calendar management, and a client-focused approach to succeed in the competitive holiday rental market. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Episode links: * Huluki Sussex Stays (https://hulukisussexstays.co.uk/) for historic and characterful homes in Sussex. * Miro (https://miro.com/). * Zapier (https://zapier.com/). * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show. Special Guest: Michelle McCartney.

Simon answers some common questions he's come across about Making Tax Digital for landlords. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Episode links: * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show.

Simon offers an analysis of the UK property market as 2024 draws to a close. He highlights the typical seasonal slowdown, noting increased price reductions and longer selling times. Despite this, Simon identifies opportunities for savvy investors to find bargains. He also discusses trends in rental prices. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Episode links: * Hometrack October (https://www.hometrack.com/wp-content/uploads/2024/10/HPI-Oct-2024-HT.pdf). * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show.

Regular guest Simon Glastonbury, an independent mortgage broker, joins this episode to explore the current UK mortgage market. Simon and Simon discuss the Bank of England interest rate change and how it's affecting the mortgage market. Plus their regular round-up of current mortgage rates for property investors. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Episode links: * Special guest - mortgage broker Simon Glastonbury (https://www.jsiassociates.com/). * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show. Special Guest: Simon Glastonbury.

Simon delves into the recent budget and its implications for UK landlords. Simon focuses on a key and under-reported change affecting smaller landlords. Simon also covers other key budget points, including changes to stamp duty, capital gains tax, inheritance tax, employers' national insurance, and energy efficiency requirements for rental properties. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Episode links: * October 2024 budget (https://www.gov.uk/government/publications/autumn-budget-2024/autumn-budget-2024-html). * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show.

Simon is joined by Adria Tarrida, co-founder of Viability, to explore modern methods of construction (MMC) and the challenges faced by property developers. Adria explains MMC's benefits, such as reduced on-site construction time and waste, while also addressing its challenges, including land optimization and cost-effectiveness. The discussion highlights the importance of viability assessments, with Adria showcasing how Viability's software aids developers in making informed decisions. Additionally, they touch on new biodiversity net gain legislation and its implications for development projects. This episode offers valuable insights for UK property investors and developers. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Episode links: * Viability (https://viability.site/), a software platform to accurately assess, optimise and de-risk property developments in seconds. * MMC Framework (https://www.cast-consultancy.com/wp-content/uploads/2019/03/MMC-I-Pad-base_GOVUK-FINAL_SECURE.pdf) * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show. Special Guest: Adrià Tarrida.

In this episode of the Business of Property podcast, host Simon welcomes Richard Simmons, an experienced property investor and founder of a prominent property networking event. Richard, who began his property journey in 2009, focuses on adding value for resale rather than renting. He discusses the inception and evolution of his networking event, emphasizing the importance of in-person interactions, especially post-COVID. Richard highlights the diverse topics covered at his events and the value of real-life experiences over polished success stories. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Episode links: * Monthly Guildford property meet - Surrey Property Exchange (https://surreypropertyexchange.co.uk/). * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show. Special Guest: Richard Simmons.

Simon shares his recent remortgaging journey! He discusses the complexities of comparing two-year and five-year fixed-rate mortgages, focusing on interest rates, fees, and their impact on cash flow and long-term wealth. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Episode links: * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show.

Simon delves into the benefits of self managing your rental properties. Simon outlines eight compelling reasons why landlords might opt for managing their own rental properties rather than using letting agents. Simon also highlights useful tools that can aid landlords in self-management. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Episode links: * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show.

Regular guest Simon Glastonbury, an independent mortgage broker, joins this episode to delve into the current state of the UK mortgage market. Plus a discussion about HMO commercial valuations! Simon and Simon discuss recent trends in interest rates and their impact on buyers and investors. Simon highlights the increased activity among mortgage brokers due to the slight decline in rates, the psychological factors influencing buyer behavior, and the challenges faced by first-time buyers. The episode provides valuable insights for property investors navigating the evolving mortgage landscape. Episode links: * Special guest - mortgage broker Simon Glastonbury (https://www.jsiassociates.com/). * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Special Guest: Simon Glastonbury.

Simon, delves into the benefits of using a letting agent for managing rental properties. He outlines eight compelling reasons why landlords might opt for professional management services. Simon emphasizes that while self-management has its perks, a letting agent can provide valuable support, particularly for landlords lacking the time, experience, or desire to handle all aspects of property management. Episode links: * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/).

Simon chats with Pam Mackenzie about the changing landscape of property investment over the last ten years. They explore the changes in mortgage requirements and property regulations over the past decade, particularly for HMO (House in Multiple Occupation) properties. Pam shares her experiences with her first HMO investment, the impact of new safety regulations, and her current investment strategy. The conversation highlights the importance of financial preparedness and adaptability in navigating today's competitive property market, offering valuable insights for active property investors and landlords. Episode links: * Pam's past episodes: * Episode 64 - choosing investment locations (https://www.thebusinessofproperty.com/64). * Episode 65 - investment funding (https://www.thebusinessofproperty.com/65). * Episode 98 - environmental improvements (https://www.thebusinessofproperty.com/98). * Episode 99 - student demand (https://www.thebusinessofproperty.com/99). * Episode 250 - Pam's first HMO (https://www.thebusinessofproperty.com/250). * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Special Guest: Pam Mackenzie.

Simon welcomes back seasoned property investor Pam Mackenzie. Pam shares her journey of purchasing and converting her first House in Multiple Occupation (HMO) with her business partner, Tania. They discuss the challenges faced during the purchase, the renovations undertaken, and the successful targeting of EasyJet aircrew as tenants. Pam also delves into the financial aspects, including joint ventures and the impact of Brexit on rental income. Episode links: * Pam's past episodes: * Episode 64 - choosing investment locations (https://www.thebusinessofproperty.com/64). * Episode 65 - investment funding (https://www.thebusinessofproperty.com/65). * Episode 98 - environmental improvements (https://www.thebusinessofproperty.com/98). * Episode 99 - student demand (https://www.thebusinessofproperty.com/99). * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Special Guest: Pam Mackenzie.

In this episode, Simon compares property market data from August 2024 with figures from August 2023 and August 2022. Focusing on listing prices, time on the market, and rental performance, Simon highlights trends such as a real-term decline in property prices and a robust rental market with rents outpacing inflation. He also speculates on future market conditions, considering changing interest rates and economic factors. Episode links: * PaTMa weekly market report (https://www.patma.co.uk/property-prospector/features/market-updates/). * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/).

In this episode, Simon delves into the tenant-finding process. He compares the real costs of self-managing tenant finding versus hiring an agent. Simon covers both cash expenses and time investment. Simon outlines tasks such as advertising, tenant inquiries, viewings, and referencing, providing a detailed breakdown of his time spent. Also learn about the tools and technology that help with self-managed tenant finding.. Episode links: * Episode 221 - more in-depth on self marketing for tenants (https://www.thebusinessofproperty.com/221). * OpenRent for advertising and referencing (https://www.openrent.co.uk/). * PaTMa for managing compliance and documentation (https://www.patma.co.uk/property-manager/). * Savvycal for scheduling viewings (https://savvycal.com/). * Or Cal.com (https://cal.com/) / Google Calendar appointment schedule (https://support.google.com/calendar/answer/10729749?hl=en). * Toggl for time tracking (https://toggl.com/). * Visum (https://www.visum.co.uk/letting). * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/).

In this episode, Simon shares his insights on eight crucial factors for long-term buy-to-let investments. He emphasizes future-proofing properties to maintain their value and appeal. Key considerations include ... you'll have to listen to find out! Episode links: * Stats on EV sales (https://www.zap-map.com/ev-stats/ev-market). * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/).

Simon is joined by Simon Glastonbury, an independent mortgage broker with 25 years of experience, to discuss the Bank of England's base rate reduction and its impact on mortgage rates. Simon provides insights into the current mortgage landscape, highlighting anticipated changes and their effects on first-time buyers and investors. The episode also introduces bridging finance, explaining its uses and differences from traditional mortgages. Episode links: * Special guest - mortgage broker Simon Glastonbury (https://www.jsiassociates.com/). * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Special Guest: Simon Glastonbury.

In this episode Simon chats with Julie Condliffe, an award-winning property auction solicitor and seasoned property investor. Julie shares her journey into property investment, highlighting a significant early investment in an apartment in Swindon. She discusses the allure of guaranteed rent and the challenges she faced when the promise fell through, leaving her financially strained. The episode provides valuable insights into the realities of property investment, emphasizing resilience, due diligence, and the risk of relying on guarantees. Episode links: * Special guest - Julie Condliffe (https://creativelegals.co.uk/). * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Special Guest: Julie Condliffe.

In this episode of the Business of Property podcast, Simon delves into the current financial challenges faced by UK landlords with buy-to-let properties. Simon discusses the financial strain caused by rising interest rates and changes in tax regulations (Section 24). Simon revisits a previously analyzed investment property, illustrating how increased mortgage costs and tax liabilities significantly reduce profitability. Listen for all the numbers! Episode links: * Last weeks property walkthrough (https://www.thebusinessofproperty.com/243). * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/).

Simon introduces a successful yet straightforward investment property acquired in 2017, highlighting the simplicity of the process compared to more complex deals discussed in previous episodes. Simon details the process of finding, purchasing, and managing a three-bedroom terrace home in Redhill. Emphasizing the importance of sharing both complex and simple property investment stories, he invites listeners to share their own experiences, particularly those that may be considered "boring" or straightforward, to contribute to the learning of the property investment community. Episode links: * Last weeks property walkthrough with Susannah Cole (https://www.thebusinessofproperty.com/242). * Early analysis from property listings (https://www.thebusinessofproperty.com/231). * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/).

Simon welcomes Susannah Cole, an experienced landlord and property investor, to walk through in-depth details of an investment property case study. Susannah shares her journey of acquiring a property in Bristol, previously owned by a hoarder with nine dogs, highlighting the challenges and strategic decisions involved. Learn how Susannah found the property deal and her process for transforming it into a successful investment. Episode links: * Special guest - Susannah Cole (https://thegoodpropertycompany.co.uk/). * Instagram (https://instagram.com/susannahcoleuk) * YouTube (https://www.youtube.com/c/TheGoodPropertyCompanySusannahCole) * LinkedIn (https://linkedin.com/in/susannahcole) * Property Academies (https://thegoodpropertycompany.co.uk/product-category/60-day-academy/) * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Special Guest: Susannah Cole.

Simon and seasoned mortgage broker Simon Glastonbury delve into the current state of the UK property market and the potential impact of the general election on mortgages and finance. They explore the outlook for interest rates, speculate on possible stamp duty changes, and discuss the implications of a base rate cut on fixed rates. The conversation shifts to tracker mortgages, examining their history, current availability, and the risks and benefits compared to fixed rates. They also include a mortgage update with all the best mortgage rates currently available for investors. Episode links: * Special guest - mortgage broker Simon Glastonbury (https://www.jsiassociates.com/). * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Special Guest: Simon Glastonbury.

Host Simon provides a detailed guide on managing the end of a tenancy. Simon addresses a listener's question about handling council tax, utilities, and other administrative tasks, especially for properties owned by limited companies. He shares his own experiences as a self-managing landlord, highlighting the need for effective communication, documentation, and thorough inspections. Simon's insights offer valuable advice for landlords and property managers to ensure a smooth transition and address key administrative tasks efficiently. Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. Episode links: * Building a Time Efficient £Million Property Portfolio (https://www.thebusinessofproperty.com/237). * How to make £1 million from buy-to-let property (https://www.thebusinessofproperty.com/238). * Streamlined property management with PaTMa Manager (https://www.patma.co.uk/property-manager/). * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. Please leave a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/).

In this episode, Simon delves into a follow-up discussion on achieving £1 million from a buy-to-let property portfolio, addressing listener questions from the previous episode. Simon introduces updates to the PaTMa Prospector software, which now offers enhanced features for evaluating multiple property strategies and clearer financial forecasts. Simon also offers a seven-day trial for the software and encourages feedback. He answers questions about his own portfolio and the feasibility of the £1 million model, considering current market conditions. Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. Episode links: * Last week - How to make £1 million from buy-to-let property (https://www.thebusinessofproperty.com/238). * Today's spreadsheet (https://docs.google.com/spreadsheets/d/1VAMkll0m7trFHl_Bl4kNv5g-ImRL5ub_TWSfMB0LYDI/edit?usp=sharing). * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Join our email newsletter (http://eepurl.com/icl-1f) for extra, exclusive resources. Please leave a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/).