Podcasts about btl

Blake Price from Beatdown Outdoors joins BTL to talk about the upcoming Bassmaster Classic Expo and what goes into being an exhibitor.

Aaron Yavorsky joins BTL from the water after winning the weather-shortened MLF Pro Circuit event on Santee Cooper with a two-day total weight of 67-4.REGISTER FOR THE FISHING CHAOS BTL BASS CHALLENGE FOR ST. JUDE CHILDREN'S RESEARCH HOSPITALCatch fish for a great cause. This years BTL Bass Challenge benefitting puts anglers to the tests for 45 days of bass catchin' fury. Compete for bragging rights and prizes with 100% of the proceeds benefitting St. Jude research hospital.REGISTER HERE (TOURNAMENT RUNS MARCH 1ST - APRIL 15TH):https://share.fishingchaos.com/tourna...

“Revenue Is Loud. Wealth Is Quiet.”Is the laptop lifestyle dream… cracking a bit?In this episode, we're having the unfiltered chat that a lot of people are thinking about but not saying out loud.We're seeing long-time YouTubers and online creators quietly applying for corporate jobs again. Not because they “failed”. But because the creator economy isn't what it was 5 to 10 years ago..So let's talk about it properly.This episode is about:Entrepreneurship vs employmentOnline income instabilityAsset building vs chasing revenueBurnout in the creator and property spaceWhy predictable income is not a step backwardsAnd how to build wealth that survives without youIf you're building a digital business, growing a property portfolio, freelancing, or just feeling that low-level “what if this all disappears?” anxiety… this one's for you.Chapters 00:00 – The glamorised laptop lifestyleQuitting your job. Working from the beach. Passive income everywhere. But what's the actual cost of that path?06:00 – The truth about online incomeBrand deals end. Algorithms change. One month is amazing. The next is crickets. What that does to your nervous system long term.12:00 – Revenue is not wealthYou can earn a lot and still build nothing. Entrepreneurs chase income. Wealth builders chase assets.15:30 – Property isn't glamorous eitherDevelopers reinvest everything. Serious investors don't “look rich”. They build quietly.21:00 – The anxiety of building onlinePosting 3 times a day. Chasing views. Platform risk. What happens if TikTok disappears tomorrow?29:30 – Is going back to a 9–5 a failure?Or is it regulation and self-awareness? Why predictable cash flow can actually make you a better investor.33:00 – The boring wealth strategy that worksBuy-to-lets. Long-term rentals. Index funds. Pensions. The stuff that quietly survives pandemics and business dips.37:30 – Why we rebuilt the Honest Property MasterclassBecause we kept seeing burnout. People forcing big strategies that didn't fit their life. Over-leveraging. Ego decisions. Emotional margin gone.44:00 – Final questions to ask yourselfAre you chasing freedom… or the image of freedom? If nobody could see your life, what would you choose?Keywordscreator economy 2026, entrepreneur burnout, going back to a 9 to 5, online, business reality, digital business income instability, property investing UK, buy to let strategy, asset building vs income, aligned wealth, predictable cash, flow, freelancer finances, hybrid income model, platform risk, financial independence, wealth building without burnout

Join us for some 'Feelgood Friday' fun as we pop over to Better Tourism Lisbon (BTL) and catch up with Marcelo's drop-in heads-up...Become a supporter of this podcast: https://www.spreaker.com/podcast/the-good-morning-portugal-podcast-with-carl-munson--2903992/support."The one you're thinking of is Good Morning Portugal! hosted by Carl Munson. It's an English-language live show/podcast aimed at expats (especially 50+ folks) settling into or loving life in Portugal. It's streamed live on YouTube weekdays around 8-9 AM (often with a cheerful Olá Bom Dia ALEGRIA! vibe), covering news, weather, culture, wellbeing, property tips, moving advice, and fun chats. Carl helps people buy, rent, or scout homes—contact him at +351 913 590 303 or carl@carlmunson.com if you need that. You can catch full episodes on YouTube (channel: Good Morning Portugal!), as a podcast on Spotify/Apple, and join the free Portugal Club community at theportugalclub.com for more support and connection. It's super positive, community-focused, and still going strong in 2026!" - Grok

Qual é o verdadeiro impacto do turismo em Portugal? “Em 2024 chegámos aos 27 mil milhões de euros de receitas, o que significa que o país fez um crescimento extraordinário” diz Pedro Machado, Secretário de Estado do Turismo. Mas o turismo também traz desafios de infraestrutura, habitação e mobilidade, e também a necessidade de equilibrar o desenvolvimento turístico com a qualidade de vida dos residentes: “É preciso que os portugueses tenham capacidade para acompanhar este crescimento, porque quando o português se senta à mesa num restaurante, paga o mesmo que um não nacional”, alerta João Duque. O painel sublinha ainda a importância de políticas públicas e estratégias para garantir um turismo sustentável e benéfico para todo o país. O Expresso da Meia-Noite foi moderado por Ricardo Costa e exibido na SIC Notícias a 27 de fevereiro.See omnystudio.com/listener for privacy information.

Invitado: Wilmar Tarazona, Director Digital de RubricaConversamos con Wilmar Tarazona, sobre las nuevas tendencias de la utilización de la inteligencia artificial en diferentes aspectos del mercado laboral. Rúbrica.agency se define como una agencia integral de comunicación y marketing, destacada en el mercado BTL (Below The Line) y eventos con más de 30 años de experiencia. Se especializa en la generación de experiencias memorables y creativas, ofreciendo soluciones integrales de comunicación que incluyen medios masivos, respaldada por un equipo interdisciplinario.Características Principales de Rúbrica.agency:Origen y Evolución: Nació como agencia de promociones y eventos, evolucionando hacia servicios integrales de comunicación.Enfoque BTL: Consolidada como una de las agencias BTL más destacadas del mercado, con enfoque en eventos y experiencias.Servicios: Ofrece una gama completa de servicios de comunicación y creatividad.Unidades de Negocio: Cuenta con diferentes unidades, lo que permite ofrecer soluciones personalizadas y de alta calidad.Propósito: Se enfoca en la generación de experiencias únicas y el cumplimiento de las necesidades de sus anunciantes.Respaldo: Cuenta con el respaldo de un conglomerado regional de empresas líderes en su sector.

Matt is joined by Bassmaster Open champion Pake South following his record-setting win on Sam Rayburn with a three-day total weight of 96-15. ABOUT BTL:BASS TALK LIVE (BTL) was voted by fans as the “Best Bass Fishing Podcast of 2025” in the Best On Tour Awards.  BTL is the industry's longest-running live show, providing an unfiltered, deep-dive look into the professional bass fishing world through expert tournament analysis and high-profile guest interviews. Started by Mark Jeffreys and now hosted by Matt Pangrac, the show has connected fans to the "game behind the game" for the past 22 years with real-time insights.   ABOUT THE HOST:Matt Pangrac is a fixture in the professional bass fishing community, serving as the host of the industry's longest-running live podcast, Bass Talk Live while competing in the Bassmaster Opens. His career in the industry spans over 15 years, moving from a founding member of the University of Oklahoma fishing team to a decade-long role as a senior writer for The Bass Zone. Since 2021, he has contributed to preserving the sport's history as a member of the Bass Fishing Hall of Fame Board of Directors. In June 2025, he and partner Andrew Upshaw led Team USA to a gold medal victory at the Pan-American Bass Championship in Mexico, where they also secured the individual top spot on the podium. Combining his media background with tournament experience, Pangrac remains a central voice in the sport's ongoing evolution.

BEST ON TOUR THIS WEEK is a short weekly show hosted by BTL's Matt Pangrac and industry veteran Dave Rush from Best On Tour.   Every Tuesday morning you'll get an objective look at what happened of the past week in professional bass fishing on the water and in the industry.Become a better angler.  Get behind the scenes of the top fishing tours.  Learn the business side of the fishing industry and how to get sponsorships.  The Best on Tour Newsletter brings you all that once a week, completely free.  Sign up now:https://bestontour.net/

Matt is joined by General Manager of SPRO Corp in the USA and President of SPRO Europe, Kazutomo Nakamura, and Sales and Marketing Manager for SPRO Corp., Syd Rives, to talk about the sudden success of the Hideup Coike bait in recent professional bass tournaments. SPRO is the exclusive distributor for Hideup products in the United States.  Kazu and Syd talk about their relationship with Hideup founder Hideo Yoshida, bringing the bait over to the United States, how to rig it, how and where to fish it, and what's next on the horizon.  CHECK OUT THE HIDEUP COIKE FULLCAST AT OMNIA FISHING:https://www.omniafishing.com/p/hideup...CHECK OUT THE HIDEUP COIKE 17MM AT OMNIA FISHING:https://www.omniafishing.com/p/hideup...CHECK OUT THE FULL COLLECTION OF HIDEUP AT SPRO:https://www.spro.com/collections/hide...ABOUT BTL:BASS TALK LIVE (BTL) was voted by fans as the “Best Bass Fishing Podcast of 2025” in the Best On Tour Awards.  BTL is the industry's longest-running live show, providing an unfiltered, deep-dive look into the professional bass fishing world through expert tournament analysis and high-profile guest interviews. Started by Mark Jeffreys and now hosted by Matt Pangrac, the show has connected fans to the "game behind the game" for the past 22 years with real-time insights.   ABOUT THE HOST:Matt Pangrac is a fixture in the professional bass fishing community, serving as the host of the industry's longest-running live podcast, Bass Talk Live while competing in the Bassmaster Opens. His career in the industry spans over 15 years, moving from a founding member of the University of Oklahoma fishing team to a decade-long role as a senior writer for The Bass Zone. Since 2021, he has contributed to preserving the sport's history as a member of the Bass Fishing Hall of Fame Board of Directors. In June 2025, he and partner Andrew Upshaw led Team USA to a gold medal victory at the Pan-American Bass Championship in Mexico, where they also secured the individual top spot on the podium. Combining his media background with tournament experience, Pangrac remains a central voice in the sport's ongoing evolution.

I det här avsnittet delar vi med oss där både vår BTL och ett block of flats på lease option plötsligt blev tidskritiska. Vi berättar hur vi löste situationen via ett portföljlån baserat på marknadsvärde och om juridiska hinder, förseningar och ett gammalt pantbrev som nästan stoppade hela affären. Ett ärligt avsnitt om problemlösning och fastighetsinvesteringarnas mindre glamorösa sida.Vill du avgöra om fastighetsinvesteringar i Storbritannien är rätt för dig? www.miracle-academy.se/courses/grundkursVill ni gå med i vår mastermind (masterminden kräver tidigare utbildning eller erfarenhet) mm@miraclepropertiesltd.comVill du ta lära dig om HMO? Kolla in vår kurs inom det!https://www.miracle-academy.se/courses/hmoOm ni vill boka upp ett samtal med oss tryck på Calendly länken https://calendly.com/miraclepropertiesltd/15minMissade du vårt senaste nyhetsbrev? Se till att kolla in det för att hålla dig uppdaterad med de senaste nyheterna och händelserna inom fastighetsinvesteringar i UK.https://miraclepropertiesltd.us6.list-manage.com/subscribe?u=5b6248a33b48fa474db5c8976&id=bb104d26aeTack till alla som lyssnar, betygsätter och ställer frågor. Vi uppskattar er alla!Följ oss gärna

This archival episode (2015) is dedicated to Bobby Hart, one of the most iconic songwriters and record producers of our time who passed away this week. Along with his partner Tommy Boyce, their music has sold over 40 million records. Best known for writing and producing the many number one hits of the legendary Monkees, our conversation about his book, “Psychedelic Bubble Gum,” gives us more to chew on than you could ever imagine. The heavens are rocking now and you will be forever missed on this planet. mosaic: Exploring Jewish Issuesmosaic is Jewish Federation of Palm Beach County's news magazine show, exploring Jewish...Listen on: Apple Podcasts SpotifySupport the show

In this episode, Simon digs into the real numbers for three potential BTL investment properties that are on the market right now. This podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today. Episode links: PaTMa Deal Finder. A practical guide to Making Tax Digital for landlords. Get your free weekly property market stats from PaTMa. Find us on YouTube or LinkedIn: Simon. Subscribe to The Business of Property podcast on Spotify, Apple, and all podcast platforms. Please leave a rating and review if you're enjoying the show.

“Free content keeps people stuck.”In this episode, we talk honestly about how beginners should learn property investing in 2026, without getting overwhelmed, ripped off, or stuck consuming content forever.We share what property education looked like when we started 12 years ago, why things feel harder now, and how to balance self-teaching, paid education, and actually taking action.If you've been stuck researching, unsure who to learn from, or confused about whether education is “worth it”, this one's for you.Chapters00:00 – Welcome & why this matters in 2026Why we wanted to talk about learning property the right way this year.03:00 – Predatory education & red flagsWhat to avoid and why high-pressure sales tactics are a no.06:30 – Why property feels riskier nowHigher prices, tighter margins, and less room for mistakes.09:00 – Self-teaching vs paid educationWhat free content is good for, and where it stops helping.13:00 – Courses vs mentorshipWhy foundations come before mentors.17:00 – Confidence, action & real learningWhy education shortens the path but doesn't replace experience.22:30 – Who you should learn fromWhy alignment matters more than hype or hustle.26:00 – Final takeawaySelf-teaching builds understanding.Education reduces risk.Action builds wealth.Key TakeawaysFree content builds awareness, not momentumEducation should reduce risk, not drain capitalYou don't need £20k courses to learn property fundamentalsMentorship works best after you understand the basicsLearn from people living the life you actually wantKeywordsproperty investing for beginners, property education UK, self teaching vs paid courses, property mentorship, financial literacy property, Honest Property SistersIf this episode resonated, we would love to hear what reverse retirement looks like for you. Send us a DM or leave a comment and tell us what small step you are taking next.See you in the next episode.

BEST ON TOUR THIS WEEK is a short weekly show hosted by BTL's Matt Pangrac and industry veteran Dave Rush from Best On Tour.   Every Tuesday morning you'll get an objective look at what happened of the past week in professional bass fishing on the water and in the industry.Become a better angler.  Get behind the scenes of the top fishing tours.  Learn the business side of the fishing industry and how to get sponsorships.  The Best on Tour Newsletter brings you all that once a week, completely free.  Sign up now:https://bestontour.net/

Utah's Riley Nielsen joins BTL to talk about finishing 11th in the 2025 Bassmaster EQ's and what it's like chasing the Elite Series while living in Utah.

Three-time BPT Champion Drew Gill is in-studio for a late night BTL that dives into the wild world of artificial intelligence in bass fishing and what is already being used...and what the future could look like.  

Millions of patients walk into dental offices each year with jaw tension, headaches, or clenching—classic signs of TMJ disorder—yet most leave without a true solution. For years, dentists have been limited to mouthguards, Botox, or referrals, missing both a clinical and business opportunity hiding in plain sight. In this episode of the Dental Economics podcast, we sit down with Dr. Jonathan Levine, DDS, a cosmetic and restorative dentist who has integrated Emface TMJ, a breakthrough non-invasive technology that uses synchronized radiofrequency and HIFES muscle stimulation to relax and tone facial muscles. Together, we explore how this single innovation is helping dentists bridge function and aesthetics, transforming how they approach patient care and practice profitability. Listeners will learn how the Relaxation protocol targets masseter and temporalis tension to ease TMJ discomfort—while the Toning protocol lifts and firms the cheeks, jawline, and forehead for a more youthful, balanced appearance. Beyond the clinical benefits, Dr. Jonathan Levine shares firsthand how Emface TMJ created a cash-based revenue stream, improved patient retention, and reignited team enthusiasm. The conversation highlights how embracing functional facial wellness positions dental professionals at the forefront of a new category—one that treats pain, enhances confidence, and drives growth without adding insurance complexity or chair time. This episode is sponsored by BTL

BEST ON TOUR THIS WEEK is a short weekly show hosted by BTL's Matt Pangrac and industry veteran Dave Rush from Best On Tour.   Every Tuesday morning you'll get an objective look at what happened of the past week in professional bass fishing on the water and in the industry.Become a better angler.  Get behind the scenes of the top fishing tours.  Learn the business side of the fishing industry and how to get sponsorships.  The Best on Tour Newsletter brings you all that once a week, completely free.  Sign up now:https://bestontour.net/

Dean Rojas and Kevin Brightwell from KGB Swimbaits join BTL to talk about their new reels for swimbaiting and frogging.  

BEST ON TOUR THIS WEEK is a short weekly show hosted by BTL's Matt Pangrac and industry veteran Dave Rush from Best On Tour.   Every Tuesday morning you'll get an objective look at what happened of the past week in professional bass fishing on the water and in the industry.Become a better angler.  Get behind the scenes of the top fishing tours.  Learn the business side of the fishing industry and how to get sponsorships.  The Best on Tour Newsletter brings you all that once a week, completely free.  Sign up now:https://bestontour.net/

Matt is joined by Josh Daniels, owner of Pro Bass Adventures, to talk about fishing Lake Baccarac and El Salto.  Some of the guys from the BTL trip this past December jump on to tell their best fish stories...and two new colors of Rico's are unveiled.  WANT TO JOIN THE BTL TRIP TO EITHER LAKE EL SALTO (DECEMBER 9-15, 2026) OR LAKE BACCARAC (JANUARY 10-17, 2027)?  EMAIL JOSH DANIELS: probassadventures@gmail.com CALL JOSH DANIELS: 425-345-8891

From the Opens to the Elite Series, Ben Milliken joins BTL to talk about his last three years in the world of high stakes tournament fishing.  

MLF angler and content creator Brian Latimer joins BTL to talk about about carving your own path in the industry and how he built his empire.  

Clint Bartlett joins BTL to chat about his entry into the professional bass fishing industry and the changing landscape of content and how people are watching bass fishing.  

BEST ON TOUR THIS WEEK is a short weekly show hosted by BTL's Matt Pangrac and industry veteran Dave Rush from Best On Tour.   Every Tuesday morning you'll get an objective look at what happened of the past week in professional bass fishing on the water and in the industry.Become a better angler.  Get behind the scenes of the top fishing tours.  Learn the business side of the fishing industry and how to get sponsorships.  The Best on Tour Newsletter brings you all that once a week, completely free.  Sign up now:https://bestontour.net/

Midnight Madness Radio Episode 355 with Boneyard, EMISSARY, Indie Butterflies Dream, My Misspent Youth, The Weekend Blues Band, Allie Riot, At Risk, Sun Empress, DIAMONDS AND GUNS, Artillery & Storm, The Trousers, Summon The Moon, and BTL.

Episode 96 - Plan your 2026 version! In this episode of BTL ,we will talk about plans for 2026, but we will do it in a different way. Storytelling is definitely one of my favorite things and I'll do my best to convince you that your life and your English will be much better if you plan things ahead. BTL Style! Ready?Pronunciation Mastershttps://go.hotmart.com/E74795312J English in Brazil Plushttps://go.hotmart.com/T70926592F SOS Viagemhttps://go.hotmart.com/I86476193C?ap=69e6

In Which We Discuss: 1. Once again and always and forever. It's the guns, people. 2. Epstein files are out this Friday so get excited for that Venezuelan ground war you've been waiting for! 3. The House GOP finally has a healthcare plan, and it's somehow even worse than Trump's own plan to just send people money. 4. Karen Bass gears up for reelection by thinking, eating, and dreaming of the largest police force ever devised.   Brain Trust Live is Lila Nordstrom and Brent Thornburg's look at the week in electoral and political news. Join the millions of chirping birds, sirens, helicopters, barking dogs, and computer beeps who love our podcast and tell your friends about BTL!  Then rate us on iTunes or find us Facebook, Twitter, Tumblr, Stitcher, or Instagram! And, as always, you can buy and review Lila's book here: Some Kids Left Behind. Plus, subscribe to Lila's other podcast, What Can I Do, wherever you get your podcasts!  

Episode 95 - What feels like vacation? In this episode of BTL ,we will talk about vacation, and what feels like it. I personally feel that I'm on vacation when I am on the beach. So, from my standpoint being on the beach feels like vacation. I mean it, it's not about traveling, it is about the beach… What about you, what feels like vacation? Pronunciation Mastershttps://go.hotmart.com/E74795312J English in Brazil Plushttps://go.hotmart.com/T70926592F SOS Viagemhttps://go.hotmart.com/I86476193C?ap=69e6

This episode with Ed Asner is from our archives. It was recorded in 2017 but his insights and experiences are as relevant today as they ever were. With his seven Emmy awards and over 15 nominations, along with his five Golden Globes, my conversation with the legendary actor shows how down to earth and wise he truly is.Support the show

Mark Menendez joins BTL to talk about requalifying for the 2026 Bassmaster Elite Series, the changing landscape of sponsorship over the past three decades, and the biggest bass he's ever weighed-in during a professional event.  

BEST ON TOUR THIS WEEK is a short weekly show hosted by BTL's Matt Pangrac and industry veteran Dave Rush from Best On Tour.   Every Tuesday morning you'll get an objective look at what happened of the past week in professional bass fishing on the water and in the industry.Become a better angler.  Get behind the scenes of the top fishing tours.  Learn the business side of the fishing industry and how to get sponsorships.  The Best on Tour Newsletter brings you all that once a week, completely free.  Sign up now:https://bestontour.net/

We're getting into the groove of doing video podcasts now, and today we have another mixed bag of questions. They include the tax implications of moving abroad, whether to start a pension in your 60's, whether it's possible for a pension fund to be too big and lots more besides! Shownotes: https://meaningfulmoney.tv/QA34    01:24  Question 1 Hi Pete and Roger Thanks for the fantastic podcast, YouTube videos (and book) I have learnt so much. My question is essentially about whether to overpay my mortgage or invest. I have watched Pete's videos on this subject but just wanted to check if my situation changes anything. I'm a 41 year old Firefighter and I am in the Firefighters Pension Scheme. I am recently divorced and as such have had to start again with a 25 year mortgage currently fixed for 5 years at 4.1%. Essentially should I focus on overpaying this mortgage so that it is definitely paid off by the time I am 60 (When I can retire from the Fire service) as I already have the DB Firefighters Pension. Or would I still be better to invest this money in a stocks and shares ISA and use it to pay off the mortgage at a later date? My disposable income for whichever option would be around £200 a month. Lastly I will probably continue working past 60 yrs old but it may be in a different profession as by that age I may not feel like dragging hose and climbing ladders anymore! Thanks again, James   05:33  Question 2 Hi Pete and Roger, I've been listening to your brilliant podcast since COVID, so around 5 years now and always look forward to the new episode coming out. I don't really have a financial related question for you, more some advice... I've tried to educate my daughter on personal finance and I think she now has a good grasp and is interested in becoming a financial advisor. She is now 19, has decent A levels and has just completed an Art foundation course. She has University offers for September which she has deferred as she really doesn't want to go! We live in West Kent (nr Tunbridge Wells) and I've been looking for trainee, bottom of the rung, Financial advisor jobs for her but I can't seem to find anything. She could commute to London, if required but would rather stay local if possible. Do either of you have any suggestions about how she might be able to get into the industry? We're happy to pay for courses of that helps her but not sure what would be best. Sorry for the long email, any advice would be very gratefully received. All the best and keep up the great work Matt and Belle Hart   13:23  Question 3 Hello to Pete and Rog, Thanks for the podcast so far, my family is in a much sounder financial footing since I've started putting into action some of the basics you've spoken about previously. ISAs, pensions and insurance all ticking along nicely now - thanks to you! I have a question about my pension, is it possible to add too much? My thoughts are, if my pension pot in today's money is worth £1.25m when I retire, I can take the 250k tax free and £40k a year thereafter, anymore than this and I would be paying 40% tax on my drawings. Are there benefits I'm missing of having a larger pot (say £2m)? Not one I need to worry about yet, if at all, but it's always puzzled me! Many thanks for the content, keep up the good work and enjoy the sunshine this weekend! Adam   18:30  Question 4 Hi Pete & Rog, Have been a long time listener and have loved your double act with the self effacing banter alongside sound, sensible guidance on the minefield that personal finance can often seem to be. Listening whilst walking the dog is like chewing the fat down the pub with a couple of great friends, So my situation is this... 47 years old, married with two kids (11/14). Myself and my wife both have good jobs, own jointly (own names) 8 x BTL properties generating a profit. Equity in Portfolio is about £400k Portfolio was built to provide additional income and to support us in retirement (either the income or by selling) We have our own home (mortgaged) and are in the process of moving to a bigger place as we're growing out of where we are. This will come with a bigger mortgage as we're scaling up so to minimise the increase in monthly payments we're increasing the term back to our state retirement ages (which is a bit depressing!). So our ideal plan is to have the "choice" to semi retire / work as much or little as we want by age 57 - so around 10 years from now but we are not sure whether this is realistic and the best way to set things up to achieve it if it is. We would probably still work part-time beyond 57 but would want to have other sources of income that could support a comfortable lifestyle. To add to the complexity, but in a good way, I'm also in the process of changing jobs and the new job comes with a £20k pa pay rise and a matched pension at 6%. This is obviously lower than my current employers scheme but I plan to at least match what currently goes into my current employer pension one way or the other. So after what must be one of the longest pre-ambles you've ever read here are my question(s): In terms of where we are now do you think getting to a position where we have a choice to retire/semi retire in 10 years is realistic and what are the key things we should be doing now ten years out taking into account our circumstances? How would you approach the pension situation with my change of employer, my thought was to make contributions to my private pension to cover the overall reduction (9% matched to 6% matched) between employers so that I'm still putting in 18% overall. I think I may be able to put as much as I like into my new employers scheme though (but they'll only match 6%) so would this be a better option? In terms of our mortgage in 10 years it will still be around £350k so we would want to reduce this significantly or even pay off in full at that point. My thought was to sell 5-6 of the BTL's over 5 years leading up to age 57 to pay it down however this obviously reduces our passive income from the portfolio and we'd pay a chunk of CGT along the way. Are there any better ways of achieving the same result? I hope I haven't broken any rules around length of email and number of questions, I can only hope you'll treat this with your customary humour and patience! Keep up the great work guys. Best Regards, Nick 25:15  Question 5 Hello Pete and Roger -I'd like to say how your podcast has really helped me to focus on preparing for retirement ,so thank you . My question is I'm in my early 60,s I have 2 x Db pensions which will pay about £22000 Pa immediately if I choose , a full state pension at 67 and I have no mortgage and cash savings of £235000 half of which is in cash ISAs. My DB Pensions and state pension will be enough for my life style . I may move home next year hence the large cash savings and also because I recently divorced and that's how the settlement added to that figure. It was a coercive relationship and I'm so worried now I hold too much cash as I never had my own money to invest in a pension. Prior to the marriage and children I did work and pay into a pension which will provide half of the DB pension as stated earlier but that all stopped when I married. Should I start a personal pension now so close to retirement if I know I'll have spare cash to pay the max £3600 inc tax relief to take advantage of the tax relief and build up a pot not for income necessarily but for care home fees /inheritance tax costs for my two young adult children? Or shouldn't I worry? Many thanks for your help. Charlotte. 30:13  Question 6 Dear Pete and Rog, Thank you so much for your incredibly valuable podcast. I've learned a great deal from it and really appreciate the clarity and insight you bring to complex financial topics. Can't wait for the Youtube version to finally see what Rog looks like!  I had a question that I hope you might be able to shed some light on. My wife is from Slovakia, and we're likely to retire there in the future with our two children. I understand that capital gains tax and inheritance tax are both zero in Slovakia. However, I've read that UK-situs assets remain within the scope of UK inheritance tax even after leaving the UK, and that these would seem to include UK-domiciled OEICs such as the Vanguard LifeStrategy 100% fund, which I currently hold in a general investment account. Would it therefore make sense to consider switching from the LifeStrategy 100% UK domiciled fund to an Ireland-domiciled ETF such as the Vanguard FTSE All-World UCITS ETF (VWRP)? Would doing so resolve the issue of UK IHT exposure on those Situs assets? Or transferring the UK OEICs to a global investment platform, would that work (seems too easy to be true)? Any other tips to look into before making the big move abroad? Thank you very much again for your time, and for all the invaluable information you share! Please keep it going ! Best regards, John  

In this episode of BTL, we will talk about the end of the year, but not the end of your journey. This is a special episode for you to reflect upon your development this year. Get ready to think about your goals, your achievements and accomplishments. I am positive this will help you understand how far you've come. BLACK FRIDAY - English in Brazilhttps://go.hotmart.com/T70926592F?ap=440c

Matt is joined by Chase Hull from Omnia Fishing to talk about their Black Friday and Cyber Monday sales.  GET A $50 GIFT CARD WITH PURCHASE OF OMNIA PRO FROM OMNIA FISHING.  USE COEDE "BTLPRO" AT CHECKOUT Omnia PRO - Advanced Fishing Maps & Tools for Serious Anglers | Omnia Fishing | Omnia FishingIn the second half of the show, Adam Bartusek from The Crappie Chronicles joins BTL to talk about the upcoming Break your PB St. Jude Fundraiser at Tom Reid's Hockey Pub on Saturday, December 6th from 6:30-10:30 PM.  PURCHASE YOUR TICKET HERE:Break Your PB St Jude Fundraiser Admission – THE CRAPPIE CHRONICLES

BEST ON TOUR THIS WEEK is a short weekly show hosted by BTL's Matt Pangrac and industry veteran Dave Rush from Best On Tour.   Every Tuesday morning you'll get an objective look at what happened of the past week in professional bass fishing on the water and in the industry.Become a better angler.  Get behind the scenes of the top fishing tours.  Learn the business side of the fishing industry and how to get sponsorships.  The Best on Tour Newsletter brings you all that once a week, completely free.  Sign up now:https://bestontour.net/

(ORIGINAL AIRDATE: October 23, 2020) The podcast digs into a favorite from Lucas' past as he and Will come in Between The Lions! The guys take a look at the Sesame Street-adjacent production that aimed to improve kids' reading ability and try to keep their heads on a swivel to keep up with all of the segments...plus, some stops along the way to remember TV Guide and the TV listings channel, make a surprising Gremlins connection, and determining where the BTL theme song ranks in the For The Kids canon! Some of the research for this episode came from this episode of DefunctTV, check out the video at this link: https://www.youtube.com/watch?v=NpRmCXTdlE8& 

BEST ON TOUR THIS WEEK is a short weekly show hosted by BTL's Matt Pangrac and industry veteran Dave Rush from Best On Tour.   Every Tuesday morning you'll get an objective look at what happened of the past week in professional bass fishing on the water and in the industry.Become a better angler.  Get behind the scenes of the top fishing tours.  Learn the business side of the fishing industry and how to get sponsorships.  The Best on Tour Newsletter brings you all that once a week, completely free.  Sign up now:https://bestontour.net/

Matt is joined by BTL regular, Charlie Hartley, from the water in Florida.  Charlie talks about the upcoming 2026 season, the bite down in Florida, and what he's currently throwing.   VOTE FOR BTL FOR THE BEST PODCAST IN THE BEST ON TOUR AWARDS (THROUGH NOVEMBER 24TH):Best on Tour Awards | Best On Tour

Tristan McCormick joins BTL to talk about qualifying for the 2026 Bassmaster Elite Series.  VOTE FOR BTL IN THE BEST ON TOUR AWARDS FOR BEST PODCAST:Best on Tour Awards | Best On Tour

Brad Fuller, President of the NPFL, joins BTL to talk about the League, the past and the future.  

BEST ON TOUR THIS WEEK is a short weekly show hosted by BTL's Matt Pangrac and industry veteran Dave Rush from Best On Tour.   Every Tuesday morning you'll get an objective look at what happened of the past week in professional bass fishing on the water and in the industry.Become a better angler.  Get behind the scenes of the top fishing tours.  Learn the business side of the fishing industry and how to get sponsorships.  The Best on Tour Newsletter brings you all that once a week, completely free.  Sign up now:https://bestontour.net/

MLF's Boyd Duckett joins BTL to talk about the rule changes at all levels of Major League Fishing for the upcoming 2026 season.   

BEST ON TOUR THIS WEEK is a short weekly show hosted by BTL's Matt Pangrac and industry veteran Dave Rush from Best On Tour.   Every Tuesday morning you'll get an objective look at what happened of the past week in professional bass fishing on the water and in the industry.Become a better angler.  Get behind the scenes of the top fishing tours.  Learn the business side of the fishing industry and how to get sponsorships.  The Best on Tour Newsletter brings you all that once a week, completely free.  Sign up now:https://bestontour.net/

Spencer Shuffield joins BTL to talk about his big win in 2025 WON Bass US Open on Lake Mohave and why it's his favorite smallmouth fishery in the country.  

Randy and Lake Howell join BTL to talk about the Ultimate Angler on Lake Guntersville and the Bassmaster Open EQ on Wheeler Lake.  

BEST ON TOUR THIS WEEK is a short weekly show hosted by BTL's Matt Pangrac and industry veteran Dave Rush from Best On Tour.   Every Tuesday morning you'll get an objective look at what happened of the past week in professional bass fishing on the water and in the industry.Become a better angler.  Get behind the scenes of the top fishing tours.  Learn the business side of the fishing industry and how to get sponsorships.  The Best on Tour Newsletter brings you all that once a week, completely free.  Sign up now:https://bestontour.net/

BEST ON TOUR THIS WEEK is a short weekly show hosted by BTL's Matt Pangrac and industry veteran Dave Rush from Best On Tour.   Every Tuesday morning you'll get an objective look at what happened of the past week in professional bass fishing on the water and in the industry.Become a better angler.  Get behind the scenes of the top fishing tours.  Learn the business side of the fishing industry and how to get sponsorships.  The Best on Tour Newsletter brings you all that once a week, completely free.  Sign up now:https://bestontour.net/

Ted Thibault, Sales Manager at Gamakatsu USA, joins BTL to take a closer look at what goes into creating and releasing new hooks and products in a changing market.