Podcasts about mtd

In this episode, Simon revisits an investment scenario from episode 329 and considers what it takes for a mortgage to turn bad. This podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today. Episode links: Episode 329. RRA webinar recording. Government information sheet. Simon's spreadsheet. PaTMa Property Manager is the MTD solution for landlords. Find us on YouTube or LinkedIn: Simon. Subscribe to The Business of Property podcast on Spotify, Apple, and all podcast platforms. Please leave a rating and review if you're enjoying the show.

Simon and Rachael are back for another One Thing Wednesday episode, this time talking about getting the Renters' Rights Act information sheet sent to all of your tenants. This podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today. Episode links: Government information sheet. My Freelance Admin. PaTMa Property Manager is the MTD solution for landlords. Find us on YouTube or LinkedIn: Simon. Subscribe to The Business of Property podcast on Spotify, Apple, and all podcast platforms. Please leave a rating and review if you're enjoying the show.

All-time highs – SP500 up 9% MTD – NAS100 even more Balanced risk – up or down from here is evenly matched All tech right now (Example Monday Equal Weighted up 0.33%, SP500 down 0.35%) Worried about No More Mr. Nice Guy The new “Blockchain” , “SPAC”, “MEME” that is pushing stocks PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter Warm-Up - HUGE MOVES - All from Tweets - Earnings seasons - banks did goooood -- Earnings season - carrot ahead of next week when the tech giants report (lots of bulls on this) - A belated 420 day to all you stoners out there! Grab a gummy, come back in about 45 minutes and listen - show will be much better... - Tariff refunds now available Markets - All-time highs - SP500 up 9% MTD - NAS100 even more - Balanced risk - up or down from here is evenly matched -- All tech right now (One day Equal Weighted up 0.33%, SP500 down 0.35%,) - Equal weight up 4.5% MTD, S&P up 9% - Worried about No More Mr. Nice Guy ? - Seems like Trump is bored with the Iran thing... - The new "Blockchain" , "SPAC", "MEME" that is pushing stocks Announcing the Winner of the Closest to the Pin for NetGear... Open /Closed - Straits of Hormuz closed again, and again - The brief opening allowed for a cruise ship to sneak through last week. - Celestyal Discovery, a 1,360-guest vessel operated by Greece-based Celestyal Cruises, departed Port Rashid in Dubai, U.A.E., on April 17 at 11:36 a.m. local time, becoming the first cruise ship known to exit the strait since the crisis began earlier this year. - No passengers aboard - aside from Captain and Crew. - - That must have been a pretty scary passing.... OIL - Oil hovering in the $80-$90 range for a while, now topping $100 - WTI and Brent flipped back to the normal relationship - UAE leaving OPEC - (accounts for 12% of OPEC and 4% of global oil) ---- They need more flexibility and there seems to be a rift  with Saudi Arabia and others as they have not been protected -- China! China to begin exporting jet fuel, diesel and gasoline - DOES THIS MEAN PRICED IN YUAN? Economics - Retail sales up more than expected. - Some is due to the high cost of gas - but stripping out gas prices - still beat expectations - How do we square this with the UMich at all-time lows? Consumer Confidence Retail Sales YoY Chips - MRVL Shares jumped more than 7% after a report by The Information said the company is in talks with Google to build two new AI chips. - AVGO (Broadcom) dipped as they had a deal announced prior and this seems to have watered down some of the importance. - Fast forward a few days and then we see a story about OpenAi missing user and revenue projections. Commentary about concern that if they do not meet their numbers, may not have enough money to fund all the build-outs they promised. (Lots of names dropping on this concern) Tim Apple - Apple announces that Tim Cook will become executive chairman of Apple's board of directors and John Ternus, senior vice president of Hardware Engineering, will become Apple's next chief executive officer effective on September 1, 2026. - Ternus joined Apple's product design team in 2001 and became a vice president of Hardware Engineering in 2013. He joined the executive team in 2021 as senior vice president of Hardware Engineering. Throughout his tenure at Apple, Ternus has overseen hardware engineering work on a variety of groundbreaking products across every category. He was instrumental in the introduction of multiple new product lines, including iPad® and AirPods, as well as many generations of products across iPhone®, Mac®, and Apple Watch. - Ternus's work on Mac has helped the category become more powerful and more popular globally than at any time in its 40-year history. Prior to Apple, Ternus worked as a mechanical engineer at Virtual Research Systems. He holds a bachelor's degree in Mechanical Engineering from the University of Pennsylvania. Mo Money - Vendor Financing - Anthropic to secure up to 5 gigawatts (GW) of current and future generations of Amazon's Trainium chips to train and power their advanced AI models. - Anthropic's Claude Platform available on AWS, providing their full AI developer experience in one place. - Amazon to invest $5 bln in Anthropic today and up to an additional $20 bln in the future. Operation Vaccu Suck - AST SpaceMobile — Shares fell 15% after a satellite launched  was placed into the wrong orbit. - The company said in a release it expects the cost of the satellite to be recovered by an insurance policy, and it still plans to conduct orbital launches once every month to two months in 2026. - DH Space Cleanup - this is going to be huge. Like the Spaceballs Mega Maid Scene - goes from suck to blow. Mega maid cleaning up space trash - Operation Vaccu Suck Fed Chair Nominee - Fed Chair nominee Kevin Warsh told Senate hearing that Fed must stay independent and "stay in its lane" - Opening statement (Senate) : "I do not believe the operational independence of monetary policy is particularly threatened when elected officials—presidents, senators, or members of the House—state their views on interest rates. Central bankers must be strong enough to listen to a diversity of views from all corners. - But the actual confirmation may still be stuck until the lawsuit against Powell is dropped (Which it seems is in process) Drugs man... - Compass Pathways — The biotechnology company surged nearly 25% after President Donald Trump signed an executive order that directs his administration to speed up reviews of psychedelic drugs. - Compass is conducting studies of psychedelics to create drugs for treatment-resistant depression and PTSD. HOW? - A refund system for businesses that paid tariffs which the U.S. Supreme Court ruled President Donald Trump imposed without the constitutional authority to do so is scheduled to launch Monday. - Importers and their brokers will be able to begin claiming refunds through an online portal beginning at 8 a.m., according to U.S. Customs and Border Protection, the agency administering the system. - It's the first step in a complicated process that also might eventually lead to refunds for consumers who were billed for some or all of the tariffs on products shipped to them from outside the United States. SUBS Emerging - Sandwich chain Jersey Mike's has confidentially filed for an IPO. - - Blackstone bought a majority stake in the sandwich chain in 2024 in a deal that valued the company at roughly $8 billion. - - - With more than 3,000 locations nationwide, Jersey Mike's is the second-largest hoagie sandwich chain in the U.S. -- Did some research - typical franchisee makes about $100-$200k per store. ----- Initial cost to get store going ~ $700k (3-7 year make-good on initial investment plus risks) NEW Stock MOVER - SPACS were HOT - now by all accounts one of the worst performance groups EVER - AI Pivot - - - Not sure this has legs like some of the ones in the past... - Myseum shares more than doubled after the social media firm became the latest company to refocus efforts on artificial intelligence. -----Shares of Myseum, which has been renamed Myseum.AI, will still trade under the MYSE ticker - The New Jersey-based company announced Wednesday that it would change its name to Myseum.AI amid a concentration on integrating AI into its platforms like Picture Party and DatChat. Myseum will use AI agents to manage personal media in a way that adapts to users' preferences while also maintaining privacy, the company said. - Allbirds' shares during the previous session after the struggling shoemaker announced a pivot to AI (Went from $3 to $24 and now $11) Crypto News - Charles Schwab is rolling out crypto trading, allowing clients to buy bitcoin and ether in the coming weeks. - The move places the brokerage in direct competition with Robinhood and Coinbase, both of which tend to serve younger clients and offer commission-free trading on stocks (but still carry a fee on crypto). - Schwab is the latest example of increasing crypto acceptance by traditional financial firms that previously were waiting on the sidelines to launch crypto offerings. (Only Ether and Bitcoin) -- Stock was down on this news an some earnings hangover (8% from recent high) - Robinhood and Coinbase had some selling on the news too.... OpenAi - Nastyness - Sam Altman is seeking the dismissal of punitive damages claims in his sister's civil lawsuit accusing the OpenAI co-founder and chief executive of repeated sexual abuse more than two decades ago, an accusation he denies. - Annie Altman accused her brother of sexually abusing and raping her between 1997 and 2006 at the family home in suburban Clayton, Missouri, starting when she was three and he was 12. She said the "last acts of sexual abuse and rape" occurred when Sam Altman was an adult. He is now 40. - Sam Altman is countersuing his sister for defamation over her posts, including a video that said "an almost tech billionaire" molested her. (He is seeking $1) Other Strange - FBI Director Kash Patel filed a defamation lawsuit against the Atlantic and its reporter Sarah Fitzpatrick following the publication of an article on Friday alleging the director had a drinking problem that could pose a threat to national security. - The magazine's story, initially titled “Kash Patel's Erratic Behavior Could Cost Him His Job," cited more than two dozen anonymous sources expressing concern about Patel's “conspicuous inebriation and unexplained absences” that “alarmed officials at the FBI and the Department of Justice.” - The lawsuit, filed in U.S. District Court for the District of Columbia, seeks $250 million in damages. Netflix News - Netflix beat Wall Street expectations for first-quarter revenue and reported a big jump in earnings per share thanks in part to a termination fee related to its proposed Warner Bros. Discovery deal. - The company said it expects second-quarter revenue to increase 13% and reiterated its earlier warning that content spending would be weighted in the first half of the year due to the timing of title launches. - The company announced Reed Hastings, Netflix's co-founder and current chairman, would exit the board in June when his term expires. - Netflix reiterated that it's on track to reach $3 billion in advertising revenue in 2026, which would mark a doubling year over year, as that newer revenue line shows growth. ----Shares fell 9% after the announcement QVC - QVC Group Inc. has filed for bankruptcy protection in an effort to shed $5 billion in debt, as the company struggles with declining network viewership and stiff competition for its e-commerce operation. - QVC's business model, which relies on live sales sessions and call-in ordering, gave customers a sense of a personal relationship with their favorite peddlers, but the company's best year ever was in 2020, during the Covid-19 pandemic, and its revenue has dropped by more than a third since then. - The rise of short-form video platforms like TikTok, which has seen success with live shopping and has brought in more than $15 billion in US revenue in 2025, poses a significant challenge to QVC as it tries to restructure its debt and evolve its business model. - There will still be QVC for a while - really just a debt restructure - but eventually they are toast Spirit - 9 Lives? - Spirit Aviation Holdings Inc. has floated offering the US government an equity stake in the discount carrier to help stave off its potential liquidation, according to people familiar with the matter. - The Air Current first reported that Spirit is seeking a bailout from the US government. - Any proposed bailout is likely to get pushback from competitors that are also struggling with a spike in jet fuel prices during the conflict in the Middle East, some of the people said. Transportation Secretary Sean Duffy plans to meet with low-cost airline chief executives this week to discuss their challenges, the people said. Just IN - Jetblue CEO told employees it isn't considering filing for bankruptcy protection this year. - Geraghty's comments come amid higher fuel costs and speculation sparked by the New York-based carrier's founder that the airline could go bust. - The airline has sufficient liquidity and access to additional capital, Geraghty said in an internal memo reviewed by Bloomberg. That includes a recently secured $500 million loan backed by aircraft, with an option to raise another $250 million. Robot 1/2 Marathon - A humanoid robot completed a half-marathon in 50 minutes and 26 seconds, about seven minutes faster than the men's world record. - The second annual robot half marathon showed rapid advances in artificial intelligence, with 40% of the robots running autonomously and demonstrating improvement in handling generalized environments. - The race, which featured over 100 teams and 300 robots, showcased China's industrial policy priorities, including progress in artificial intelligence and robotics to mitigate the economic risks of an aging population. - About 40% of the robots this year rant autonomously Crazy Short Squeeze AVIS Earnings on the way... Microsoft EPS: ~$4.00–$4.05 (+15–17% YoY) Revenue: ~$81–82 billion (+15–16% YoY) Focus: Azure growth, AI monetization, and whether heavy AI spending is translating into margins. Alphabet (Google) EPS: ~$2.60–$2.70 (~5% YoY decline, due to higher depreciation) Revenue: ~$106–107 billion (+18–20% YoY) Focus: Strong Cloud growth and proof that AI investment is turning into sustainable revenue. Meta Platforms EPS: ~$6.60–$6.70 (+20%+ YoY) Revenue: ~$55–56 billion (+18–22% YoY) Focus: AI?driven advertising performance, core margins, and cost discipline outside Reality Labs. Amazon EPS: ~$1.60–$1.65 (+10–12% YoY) Revenue: ~$177–180 billion (+13–14% YoY) Focus: AWS growth, advertising margins, and clarity around large AI capital spending plans. Apple EPS: ~$1.90–$2.00 (+15–16% YoY) Revenue: ~$90–95 billion (mid?teens YoY growth) Focus: Services growth, iPhone demand stability, and capital return priorities.       Love the Show? Then how about a Donation? THE WINNER OF THE CLOSEST TO THE PIN for NETGEAR Winners will be getting great stuff like the new "OFFICIAL" DHUnplugged Shirt!     FED AND CRYPTO LIMERICKS   See this week's stock picks HERE Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter

Indi is joined by Billie Mcloughlin and Kevin Fitzgerald for a busy episode covering AI's move into tax preparation, Xero's repositioning as an operating system, and a string of practical product updates across the accounting tech stack. Indi opens with news of Advancetrack's upcoming GBX conference on 12th May at the National Gallery, where the 2026 Accounting Talent Index launches. Early data suggests 70% of firms say workloads are increasing pressure on senior staff, cutting against the narrative that AI is the profession's most urgent problem right now. Kevin adds context with Employment Hero's March Jobs Report, drawn from roughly 120,000 UK employees. Headline employment growth is positive at just over 5.3% month on month, but wage growth at 8.8% remains high and SME hiring confidence is wobbling again as April's employer legislation updates and the Fair Work Agency's growing focus create fresh uncertainty. Billie recalls a live demo she recorded: Perplexity's new Computer tool filling out a US tax return end to end, pulling documents, error-checking and asking clarifying questions. It doesn't file, but it does everything up to that point. US-only for now, but a clear direction of travel. Kevin links it to a bolder claim from Tom Blomfield, ex-CEO of Monzo, who argued income tax collection could be restructured within five years, cutting out advisers and individual returns. The hosts are sceptical, but take the underlying question about accountant value seriously. Mayday gets a positive segment covering a strong Q1: centralised control of contacts, chart of accounts and tracking categories across multiple Xero entities, plus the acquisition of Easy Month End. Indi raises the question of whether a Xero acquisition is on the cards. Xero OS generates the most debate. Billie breaks down Jax shifting from assistant framing to something closer to an AI CFO. Indi's reading is more structural: the move from ecosystem to operating system signals Xero closing the dome around its data, compressing the opportunity for apps sitting on top of it. Kevin covers Oracle's Fusion Finance agentic applications, where agents chase payments and manage collections without waiting for human input, and notes AI is collapsing roadmap timelines from twelve months to weeks. Also covered: Dext Payments moving into payroll payments; Briefcase One adding live bank feeds with automated categorisation and ledger posting; FreeAgent's MTD bulk workflow release; and GoCardless cutting 90 jobs while targeting EBITDA positive in 2026. FreeAgent is the proud sponsor of this episode. FreeAgent is an HMRC-recognised MTD solution for sole traders, landlords and CIS clients. Find out more at freeagent.com. 00:00 Introduction to the Digital Disruptors Podcast 04:25 The state of accounting employment and talent 08:51 Perplexity AI going after accounting? 11:29 Income tax redundant in 5 years? 17:22 Huge Q1 for Mayday 22:10 Xero's new AI operating system 30:00 Oracle announces Fusion Finance 31:23 Dext Payments: automation in payroll and accounting 34:46 Briefcase One now has bank feeds 38:10 MTD-focused releases from FreeAgent 41:24 GoCardless axes 90 jobs 49:09 Close

All-time highs – SP500 up 8% MTD – NAS100 even more Balanced risk – up or down from here is evenly matched JCD could not make it tonight – back for some more tests…. PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter

On this episode of Movie Torture, Brad and Jacob kick things off by roasting MTD for buying a Honda Civic like he just joined the underground street racing scene at age 87. From there, the show immediately derails into couch trauma, Fear Factor takes, and whether Jacob's dark lighting setup makes him look more like a Dateline informant or a full-blown rat.Then the boys finally get to Primate, a movie they were way too excited for, only to discover it's basically a rich family drama interrupted by a chimp in a Party City suit going absolutely feral. Along the way, Brad gives a one-minute synopsis that somehow includes rabies, deaf dads, Deadpool guys getting face-ripped, and the phrase “dead monkey, bad monkey,” while Jacob rightfully asks why a horror movie in 2026 still has ten straight minutes of unsubtitled sign language.They also debate whether the monkey is CGI or just Troy in a fur suit, whether chimps can swim, whether a pet monkey is a power move or a facial reconstruction waiting to happen, and whether MTD would ride a Walmart scooter just for the free parking. By the end, the monkey is ripping jaws off, scalping pool girls, handing out body parts like party favors, and somehow the only people who live are the ones who absolutely deserved to die.In short: Primate is a movie where everyone reaches for their phones, nobody grabs a knife, and Brad and Jacob somehow spend just as much time talking about monkey murder, Czech Cola, and Komodo dragons at Walmart as they do the actual plot.

Ryan Pearcy, Heather Smith and Leigh Stallard return for Season 3 of Digi-Tools in Accrual World, covering the biggest stories in accounting tech this week. Xero has launched a new accounts production workflow in partnership with BGL, bringing year-end workpapers directly into the platform. Heather reports from Australia, where the feature has been live for some time, and flags a data access issue that UK firms need to know about before they rely on it. Xero has also announced a multi-year partnership with Anthropic, the company behind Claude. The announcement has generated significant discussion in the profession, not least because Xero previously stated that JAX would not provide financial advice. The new partnership appears to suggest otherwise. Ryan, Heather and Leigh examine what that means for accountants, who carries the liability, and whether AI becoming the default interface puts the underlying ledger at risk of becoming irrelevant. US accounting platform Aiwyn has embedded its tax product inside Claude, allowing users to generate a 1040 tax return through the AI interface via an MCP-style connection. The hosts debate whether building core workflows on top of an LLM is a sound strategy right now, and whether the product will still be differentiated in two years once the base models catch up. NetSuite used its Suite Connect London event to shift the conversation from co-pilot to autopilot, outlining plans for autonomous period close through its NetSuite Next platform. Leigh invokes Jurassic Park. Ryan pushes back with a transactions-first argument. Neither of them is entirely wrong. Also covered: TaxNav launches Navi, a green furry MTD mascot of questionable necessity; TaxCalc Engager announces a collaboration with Virtual Cabinet and Workiro to embed document management into tax and accounts workflows; and Xero's credit note bank rec update gets more credit than the headlines suggest.   Chapters 00:00 Intro 02:22 Xero Accounts Production 06:09 Xero Credit Note Bank Rec 09:47 Xero and Anthropic 18:33 Aiwyn Tax inside Claude 23:31 NetSuite Autopilot 30:39 Navi launched to simplify MTD conversations 34:33 TaxCalc integrates with Workiro and Virtual Cabinet 35:58 Functional Updates from Xero

Check if your dental practice qualifies for capital allowances here >>> https://www.dentistswhoinvest.com/chris-lonergan———————————————————————UK Dentists: Collect your verifiable CPD for this episode here >>> https://courses.dentistswhoinvest.com/smart-money-members-club———————————————————————Frozen thresholds can be more painful than a tax rate rise, and dentists are feeling it everywhere: higher marginal rates, the £100,000 personal allowance trap, and less room for error when cashflow is tight. I'm joined by accountant Matthew Norton from DJH to map the UK tax changes that matter most in the 2026 to 2027 tax year, with plain-English explanations and the practical “what would you do differently on Monday?” angle.We dig into fiscal drag, National Insurance pressures on practices, and the student loan reality for Plan 2 dentists, including why repayments can barely touch the balance when interest is high. Then we get into the big behavioural shift: Making Tax Digital for Income Tax. If your self-employed turnover crossed the £50,000 line, quarterly reporting and the right MTD software are now essential, and getting set up early is the difference between smooth compliance and last-minute panic.From there we tackle dividend tax changes, the tiny dividend allowance, and why the old salary-and-dividends routine needs a fresh look for limited company dental practices. We also cover tax-efficient choices that can still work, like keeping money inside the company when you don't need to extract it, the logic behind holding companies and family investment companies, and the current incentives around electric company cars and benefit in kind.To finish, we look forward: Business Asset Disposal Relief and capital gains tax changes that affect practice sales, the April 2027 cash ISA limit shift for under-65s, and the growing concern that private pensions may be pulled into inheritance tax planning. Subscribe for more dentist-focused money and tax planning, share this with a colleague, and leave a review if you want more deep dives like this.———————————————————————Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.Send us Fan Mail

We walk through the new tax year changes that hit dentists and dental practice owners first, from frozen thresholds and fiscal drag to payroll cost rises and dividend tax. We then zoom out to the systems and decisions that protect profit: MTD readiness, cloud accounting, automation, smarter borrowing, and building a practice that can grow without breaking you.• personal allowance and income tax bands staying frozen and why fiscal drag feels like a hidden tax • self employed national insurance changes including Class 2 being abolished with voluntary contributions for State Pension credits • employer NI increase and secondary threshold change plus what it means for staffing costs • national living wage rises and how cost pressure shows up in practice margins • dividend allowance staying low and dividend tax rate increases plus dividend planning across 2025 to 26 • pension annual allowance and using company cash efficiently • capital gains tax rates and business asset disposal relief moving to 18% • capital allowances changes including first year allowance reduction and why car emissions rules matter • IR35 risk for associates and why contracts must reflect genuine self employment • key self assessment and reporting deadlines plus why you should keep them on a calendar • Making Tax Digital for Income Tax from April 2026 and the quarterly update model • why Xero and cloud bookkeeping improve tax planning management accounts and decision making • PMS integration and the KPIs to monitor such as revenue per chair staff costs and cash runway • common accounting pitfalls including personal spend inconsistent bookkeeping and no monthly close • Samera AI approach to bringing practice data into one place and automating associate pay • dental practice finance basics including LTVs interest ranges and the startup versus goodwill picture • what lenders want plus deal red flags and why independent buyers' advice matters • offshoring bookkeeping and finance work safely with training process and GDPR controls • growth stages from founder led to multi site plus group structure and becoming sale readyJust reach out to myself, reach out to Euros, reach out to Natasha, go to our website If you require any help, don't hesitate to reach out to the Samera team at www.samera.co.uk. We are all here to help you!Thank you,The Samera Team

This week we break down Making Tax Digital (MTD) for income tax and explain what it means for six- and seven-figure business owners, landlords and the self-employed. Claire defines MTD, why HMRC is moving to digital records and quarterly updates, and how the change affects people with rental income or sole-trader/self-employed turnover. They cover who is in scope (personal rental income and self-employment turnover), the current and planned thresholds (50k in April 2026, falling to 30k then 20k in later years), what's excluded (limited companies, salary/dividends, LLPs and most partnerships), and practical steps: using compatible software, record-keeping, and the likely impacts on cashflow and accountants' processes. ⭐ Rate, Review & Share this episode with fellow business owners, and let's grow together! ⭐ Subscribe to the weekly newsletter to get Expert Advice Straight to Your Inbox: https://www.profitcashgrowth.com/subscribe ⭐ Get a Free copy of Claire's book Profit By Numbers: https://www.profitcashgrowth.com/book   VALUABLE RESOURCES Website LinkedIn YouTube Facebook ABOUT THE HOST: Claire Hancott through Profit Cash Growth helps 6 & 7 figure business owners to increase their profit, improve their cashflow and grow their business using their numbers. As a finance director & chartered management accountant, Claire has nearly 20 years' experience in finance and running businesses of her own. This gives her a unique insight into the information and support business owners need to grow a financially successful business. Claire passionately believes that every business should be run by the numbers because the numbers in your business are telling you a story about what is and isn't working and where your opportunities lie. Claire's mission is to provide insightful management accounts, reports and advice to business owners and support them to make smarter decisions.    *The content of this podcast is for entertainment purposes only and does not constitute professional advice.

On this episode of Movie Torture, Brad, Jacob, and the legendary beach-dwelling MTD set out to review The Housemaid, but as usual the movie takes a backseat to discussions about dispensaries popping up on every corner, Brad's aunt accusing him of being gay at family gatherings, and a deeply philosophical debate about whether it's acceptable to “duke on top of a duke” in a gas station bathroom.Things spiral quickly.Brad debuts a new sponsor called Sweeney Suppressant, a spray designed to help men focus on the plot whenever Sydney Sweeney appears on screen, while Jacob questions how anyone in Hollywood stays married if their job description involves making out with coworkers for millions of dollars.Eventually they remember there's a movie to talk about.The Housemaid starts with Sydney Sweeney taking a job cleaning a mansion where the family appears normal for about ten minutes before the wife begins screaming, firing her repeatedly, and trashing the house like a raccoon on espresso. Meanwhile the husband turns out to be a manipulative psycho who locks women in attic bedrooms and assigns bizarre punishments like pulling out 100 hairs or cutting yourself with broken china.But the twist?Sydney Sweeney isn't the victim.She's basically Dexter for abusive husbands.The guys break down the wild third act where teeth get ripped out with pliers, fancy plates get smashed out of pure revenge, and the villain gets locked in his own torture room like a DIY Saw trap.Along the way the conversation somehow detours into:Brad's dad getting locked inside a car at a dealershipWhether Betty Rubble was hotter than Wilma (again)Kirk Cameron and the Left Behind franchiseThe possibility of Movie Torture reviewing Christian apocalypse movies nextMTD's inevitable death in every episode scenarioBy the end, everyone agrees The Housemaid is actually good — which almost never happens on this show — earning a rare Movie Gold rating and immediate excitement for Housemaid 2.In summary:A thriller about a killer housemaid somehow turns into a podcast about dispensaries, church movies, gas station bathroom ethics, and why Brad believes hiring Sydney Sweeney as a house cleaner would destroy most marriages.Just another completely normal episode of Movie Torture. Follow Movie Torture here:https://www.instagram.com/movietorturepod/Buy Merch here:https://www.bonfire.com/store/the-hopecast-network-swag/This show is brought to you by The Hopecast Networkhttps://www.instagram.com/hopecastnetwork/

In this episode of Digi-Tools in Accrual World, Indi Tatla and John Toon welcome a brand new regular co-host to the show, Alastair Barlow. The team covers a wide range of #accounting tech news and #fintech news, starting with the latest update from Dext and their new Time Spent module. They discuss the value of heat maps for process optimisation and whether these data points provide enough context for firm owners to make meaningful changes. The conversation moves into the world of AI reporting with a look at Bots For That and their conversational approach to client insights. The hosts debate the risks of relying on AI summaries that may lack the broader context of operational data and off-balance sheet information. You will also hear a breakdown of Zoho's latest launches, including corporation tax filing, micro-entity accounts production, and their freemium model for MTD for income tax. Finally, the group explores the concept of the fully AI run accounting firm, discussing a recent experiment involving 11 AI agents. Alastair provides a unique look at the "double subsidy" of technology and the potential future reckoning regarding the true cost of AI token usage in the profession.   00:00 Introduction of New Co-Host 03:54 Dext time spent insight 05:58 Client insight launched by Bots For That 13:51 Briefcase Ledger 19:12 Zoho Accounts & Tax + Premium Model 23:11 The fully AI accounting practice 32:55 Journey's April Fool's Prank 34:57 Close  

Welcome to the MTD Watch Series - the podcast series dedicated to everything Making Tax Digital.Brought to you by the Ask the Accountant Podcast Network!Hosted by Aaron Patrick, Amy Hancock, and Suzannah Whelan, this weekly show dives deep into the most important updates, challenges, and opportunities surrounding MTD for ITSA and beyond.From compliance countdowns to digital workflows, from pricing pitfalls to tech that works, we're here to keep accountants, bookkeepers, and business owners fully in the loop.

Making Tax Digital (MTD) has finally become a reality, more than a decade after it was first announced. Richard Hattersley reflects on the journey so far, from the highs and lows to where MTD stands today, including the National Audit Office report, confidence levels, costs and how the initiative has changed. The team also argues that the real crunch point is not 6 April, but the first filing deadline on 7 August, as they discuss systems, preparedness, sign-ups and what comes next. Tom Herbert then turns to another hot topic, artificial intelligence (AI). After attending NetSuite, he shares what he saw, what was announced and the key themes that emerged. He also looks at OpenAI's growing interest in tax policy, outlining what has been said and what it could mean for the profession. Finally, Matthew Ord reflects on the first series of Inside the Numbers, which featured conversations with FDs and CFOs about the metrics they use. The team explores finance leaders' attitudes to technology and automation, what comes next as AI frees up more time, and why KPIs matter as early warning systems. Stay tuned for the second series of Inside the Numbers on AccountingWEB.

Simon and Rachael are back for another One Thing Wednesday episode, this time talking about the power of systemising. This podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today. Episode links: My Freelance Admin. PaTMa Property Manager is the MTD solution for landlords. Get your free weekly property market stats from PaTMa. Find us on YouTube or LinkedIn: Simon. Subscribe to The Business of Property podcast on Spotify, Apple, and all podcast platforms. Please leave a rating and review if you're enjoying the show.

Sole trader or Landlord? This one is for you. In this episode Dan runs through what you need to do under the new Making Tax Digital rules that have finally began! It all kicks off from 6th April 2026. He chats about Xero, MTD registration, HMRC, Quarterly reporting, choosing software, getting paid…. all this and more on today's HeelanHub! www.heelanassociates.co.uk/podcast - the show for UK small business owners. info@heelanassociates.co.uk 02392 240040

On this week's episode the guys head to the police car and talk, "Car 54, Where are You? Brad opens the show talking about how his son said one of his favorite 90's country songs is now creepy. "Daddy's Hand's" then Jacob ruins "Another on Bites the Dust" for the guys.Brad wonders if he died would his wife ever hear the final podcast he made just for her, MTD and Brad spiral into a funny bit about how each cast member of the show would meet their demise.The guys open a new segment where they talk about the movies that were playing while this movie was in the movies. Brad and Jacob both agree "Body Snatchers" is the best.Jacob says Brad proposes at least 10 times a show that they should do another movie.They all agree Rosie O'Donnell is miscast in this movie and wonder why this movie has 3 annoying voices in it.Finally, they do compare MTD to grandpa Munster who is in this movie. You do not want to miss this arresting episode.Follow Movie Torture here:https://www.instagram.com/movietorturepod/Buy Merch here:https://www.bonfire.com/store/the-hopecast-network-swag/This show is brought to you by The Hopecast Networkhttps://www.instagram.com/hopecastnetwork/

Is your accounting tech stack becoming "Accountable" or just more confusing?  From AI agents that hunt through your inbox to the battle over mid-market marketing, the latest episode of the #DigiToolsinAccrualWorld podcast is packed with the insights you need to navigate the noise. Here's what we're breaking down this next week: The Main Stories FreeAgent's Bank-Led CIS: We explore how FreeAgent is tackling the MTD for Income Tax headache by allowing CIS transactions directly from bank coding.  As Lara Manton C.MICB puts it, most subcontractors don't care about complex domestic reverse charges - they just care about the money in. This could be a massive win for reducing the admin burden. Fathom's New AI Commentary:

As the tire and automotive industry continues to navigate shifting economies, fluctuating demand and changing consumer habits, how are tire dealer program groups stepping up to meet the moment? In this special episode of The Modern Tire Dealer Show, MTD's managing editor, Sara Welch, talks with MTD's associate editor, Aden Graves, to break down the latest updates for program groups in 2026 and how tire dealers should best prepare their businesses.

This week on Movie Torture, Brad, Jacob, and MTD set out to review Agent Recon… and accidentally spend most of the episode questioning reality, anatomy, and whether MTD is secretly the Matrix.The movie itself? Chuck Norris plays a robot… kind of. There's red ash, magic mana, aliens, and a rule that you can only kill enemies by shooting them in the liver—which immediately sends the guys into a full breakdown because none of them know where the liver is. At one point, the conversation turns into a survival strategy of “just aim somewhere in the torso and hope for the best.”But the real highlight isn't the movie—it's the spirals.Within minutes, they've:Debated uploading MTD's brain into a cyborg and whether he'd save humanity or just bring a TV remote to a gunfightPlanned a full production of Monkey Cop like it's a legitimate Hollywood contenderArgued about who would survive an alien invasion (spoiler: nobody, because they're all aiming for the wrong organs)Gone deep into Total Gym infomercials and somehow turned it into a Rocky-style training montage between two grown men in an apartmentDiscussed who's dying first between Dick Van Dyke and Mel Brooks like it's a Vegas betting lineAnd briefly turned the episode into an emotional moment about not wanting each other to die… before immediately going back to poop jokes and cyborg dadsMeanwhile, Agent Recon keeps happening in the background—barely. There's a random daughter subplot nobody asked for, villains that look like the same three guys in different hoodies, and Chuck Norris showing up just long enough to remind everyone this movie technically has a legend in it.By the end, there's an explosion, a memory chip, and zero clarity—just like the episode itself.It's less of a movie review and more of a chaotic hangout where the movie loses and the tangents win.Follow Movie Torture here:https://www.instagram.com/movietorturepod/Buy Merch here:https://www.bonfire.com/store/the-hopecast-network-swag/This show is brought to you by The Hopecast Networkhttps://www.instagram.com/hopecastnetwork/

Send Me A Message!The new MTD (Making Tax Digital) regulations start at the beginning of the new tax year 2026/27. Are you ready? Do you know what it means? Why are HMRC doing this?NOTE - Nothing discussed in the show amounts to official advice, we are not qualified tax advisors, always seek your own advice from a qualified accountant.I'm joined by the infamous "Bargain Bell" for this podcast.Plus the usual honest interactive reseller chat you've become accustomed to!My YouTube channel - https://www.youtube.com/@CarBoot_Chris?sub_confirmation=1My Website - http://www.carbootchris.comSupport the show

Making Tax Digital (MTD) is one of the biggest changes to the UK tax system in decades, and it will significantly impact self-employed business owners and landlords who own residential property in their personal name. If you currently submit a Self-Assessment tax return once a year, these new rules will change how and when you report income to HM Revenue & Customs (HMRC). Starting 6 April 2026, under the new Making Tax Digital for Income Tax (MTD for IT) rules, millions of UK taxpayers must keep digital records and submit quarterly updates using approved accounting software apps listed on the HMRC website. This affects self-employed individuals and landlords earning above the income threshold from trading or property. Instead of one annual tax return, you'll submit five - four quarterly updates plus a final declaration each year. This means accurate record-keeping, more frequent reporting, and potentially higher accounting and software costs for small business owners and property investors. For many landlords with residential property in their own name, especially those managing multiple rental properties, adopting digital bookkeeping software will be essential. This means switching from spreadsheets or paper records to compliant cloud accounting platforms. HMRC say the aim of MTD is to reduce errors and modernise the UK tax system, but it also means more red tape, admin and planning for millions taxpayers. Self-employed workers and landlords should start preparing early to avoid penalties and stay compliant when the rules fully apply. Landlords already hit by Section 24 tax changes and the Renters Rights Act should seek professional advice and avoid ignoring the changes which are coming next month. Making Tax Digital Contact DNS - https://www.dnsassociates.co.uk 3 Steps To Success Money Management! I want to take you to the next level, help you get control of your money, learn how to invest and become financially free.  Join me online on my free live money management training Wednesday at 7.00PM.  Places are limited, so register now below to avoid disappointment. https://bit.ly/3QPp8IH Landlords Dragged Into Section 24 TAX As 7 million people set to pay higher rate, 40%, tax this year, 16,000 millionaires will leave the UK this year under Rachel Reeves tax policies.  Watch video - https://youtu.be/zH1p2uXz4C8 More landlords are being sucked into higher tax bands and paying more tax due to George Osborne's ‘Section 24' tax hike. If you are a buy-to-let property landlord and help with Section 24, contact: Charles@charleskelly.net #tax #section24 #landlordtax #higherratetax #MoneyTipsPodcast #MakingTaxDigital #UKLandlords #SelfEmployedUK #PropertyInvesting

On this episode of Movie Torture, Brad, Jacob and MTD attempt to review Charlie's Angels: Full Throttle, but instead spend most of the episode debating who's hotter (Lucy Liu vs. Cameron Diaz), planning MTD's funeral, and figuring out who inherits the Hopecast Network when Brad inevitably dies mid-podcast.Before the movie even gets going, Jacob celebrates his 85th episode milestone while Brad reminds him that his job security is entirely based on pretending Jacob is the funniest person on the show. Meanwhile, MTD continues his role as the mysterious, silent, possibly imaginary overlord of the podcast, but with worse communication skills and a tendency to ignore texts.Eventually, they remember there's a movie.Charlie's Angels: Full Throttle is described as a film where Hollywood gathered every famous person from the early 2000s, paid them millions of dollars, and then forgot to write a coherent plot. Instead, the movie focuses on three “agents” whose primary mission appears to be fighting crime while wearing increasingly impractical outfits and defying every known law of physics.Highlights include:A Mongolian bar fight that looks like it was filmed in 1845 but somehow includes a mechanical bullA helicopter that gets started mid-air while free-falling (a moment Brad compares to Kobe Bryant)Drew Barrymore sliding across tables without moving her feet like she's in The Matrix: Low Budget EditionLucy Liu being criminally underpaid while also being the only competent person in the movieCameron Diaz earning $20 million to act confused for two hoursThe guys also uncover the true plot of the movie, which involves:Two magic rings (basically Lord of the Rings for people who failed geometry), a witness protection list nobody understands, and Demi Moore showing up to remind everyone she's still the coolest person on screen.But the real story of this episode isn't the movie—it's the complete unraveling of the podcast itself.Somehow, the conversation spirals into:Whether MTD died by driving into a Country Kitchen and ordering waffles afterwardA full succession plan where Jacob inherits the network and immediately cancels everything to avoid paying podcast hosting feesBrad forcing his son into podcast slavery via his willA hypothetical skydiving scenario where Brad tries to take Jacob and MTD down with him out of spiteThe possibility of replacing Brad with a hologram or re-releasing old episodes like he's a podcast TupacFollow Movie Torture here:https://www.instagram.com/movietorturepod/Buy Merch here:https://www.bonfire.com/store/the-hopecast-network-swag/This show is brought to you by The Hopecast Networkhttps://www.instagram.com/hopecastnetwork/

On this episode of Movie Torture, the boys somehow turn Revenge of the Nerds into a full-blown discussion about boogers, mooning, prison sentences, and whether MTD belongs with the Alpha Betas or the Lambda Lambdas. Brad immediately hijacks the show by proudly announcing that if anybody on the podcast is Booger, it is 100% him, then follows it up with a Navy story about pulling a booger the size of a corn kernel out of his face like he just discovered buried treasure. Jacob contributes by explaining the emotional devastation of thinking you have a bat in the cave and finding out your nose was just lying to you.Once they finally remember there is a movie to talk about, Brad gets sentimental about Robert Carradine, because to him Lewis will always be a legend, a laugh, and a man who somehow made giant glasses look cool. The guys agree the movie is a complete 80s time capsule, right down to the outfits, the soundtrack, the robot side chick, and a fraternity system that would now lead to about 47 separate felony counts and a Dateline special.From there, the episode becomes a courtroom drama disguised as a comedy recap. Brad and Jacob basically spend an hour deciding which characters are going to jail and for how long. The nerds are somehow lovable and criminal at the same time, the jocks are idiots, and everyone in the movie appears to be one bad decision away from doing 15 to life. Brad repeatedly reminds everyone that Lewis is not surviving modern law enforcement, especially after the Darth Vader moon bounce incident, while Jacob tries to keep at least one foot in reality and point out that none of this is remotely okay, even if it is funny.They also stop the movie several times to argue about whether Brad is actually a nerd, which turns into a side quest about Lord of the Rings, Harry Potter, Star Wars, and Brad's refusal to be grouped with “full-course nerds.” Jacob insists Brad is Lewis, Brad insists Jacob is Gilbert, and somewhere in the middle MTD gets promoted to Lewis's dad, which honestly feels right.Other major topics include: whether MTD ordered the Honda Civic as a lateral move, whether random mooning should be illegal, whether George Soros funded the nerd house rebuild, whether the Asian nerd's tricycle beer race was secretly the best event in cinema history, and why Brad's son apparently turned into a ding-dong-ditching athlete just to prove Brad can run stairs.By the end, Brad once again reminds the audience that ChatGPT says he's funnier than Jacob, which Jacob clearly takes as a personal act of war.

This week the guys head to Screamville and talk about Scream 7. They open the show wondering why MTD isn't there. He is buying a new Civic and Brad wonders if it's a lateral move from a Subaru. They finally get into Scream and wonder what it would be like if there was a Ghostface in every state. MTD trains each one to make them the killing machines they need to be. The guys wonder about Ashley and how she is doing since this is her favorite movie series of all time. Brad laments the fact that Neve Campbell is in this movie and wishes Jenna Ortega was in this movie. The guys wonder what a reality real world house would be like if it had iconic slasher killers in it just hanging out while MTD is the host. Plus, The wonder who would win in a fight, Ghostface or Jason Voorhees. Follow Movie Torture here:https://www.instagram.com/movietorturepod/Buy Merch here:https://www.bonfire.com/store/the-hopecast-network-swag/This show is brought to you by The Hopecast Networkhttps://www.instagram.com/hopecastnetwork/

Send a textThe Booksmith an aid to MTDWelcome to the Lockdown Farriery Podcast. In today's episode, we're talking about something that affects every farrier in business: bookkeeping, accounts, and the dreaded Making Tax Digital. I'm joined by Mark Barnard, a fellow farrier and AWCF, along with Charlie and John, the creators of The Booksmith. Together, they've developed a solution specifically designed for farriers to manage their finances and stay compliant with MTD requirements. If you've ever struggled with paperwork, bookkeeping, or understanding what HMRC actually wants from you, this conversation is going to be invaluable. And if you want to find out more after the episode, head over to www.thebooksmith.co.uk. Let's dive in.Support the show

UK Dentists: Collect your verifiable CPD for this episode here >>> https://courses.dentistswhoinvest.com/smart-money-members-club———————————————————————The clock is ticking on Making Tax Digital, and we're cutting through the noise with a straight-talking guide tailored for UK dentists. If you earn self-employment income as an associate or rental income from buy‑to‑lets, this is the moment to get clear on thresholds, timelines, and the smartest way to stay compliant without drowning in admin.We unpack the real meaning of “relevant income” and why HMRC looks at gross receipts, not profits, when deciding who must file quarterly. You'll learn exactly who is in scope right now at £50,000, why PAYE and dividends don't count for MTD for income tax, and how planned drops to £30,000 and £20,000 will bring many more clinicians into the regime. We also cover the penalty system you need to avoid: an initial grace year for late submissions, points that stack to a £200 fine, and a 24‑month compliance runway to reset. Most crucially, we explain the three‑year lock-in once you're on the system and how that affects timing if you're considering incorporation.From there, we move to tools and tactics. Prefer minimal effort? Ask your accountant about bridging software so you can send simple spreadsheets or bank statements each quarter and let them handle the submission. Want more control and real-time insight? We compare software options like FreeAgent, Sage, Xero and QuickBooks, highlighting free tiers, bank feeds, common setup pitfalls, and how live data can help you steer clear of the 60 percent effective rate band with timely pension and expense planning. We set out the dates that matter: Q1 runs 6 April to 5 July, with the first update due 7 August, and why registering before 5 April buys breathing space and avoids easy points.We finish with a practical checklist you can act on today: register for MTD or ask your accountant to do it, choose between full bookkeeping or a bridging route, and schedule your July data handover so the first submission lands on time. It's a clear, calm path through a complex change, built for busy clinicians who value certainty and time.———————————————————————Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.Send a text

Robin Clevett looks into the changes coming for sole traders and landlords as HMRC push towards implementing steps in 'Making Tax Digital' from April 2026. Craig Ogilvie from HMRC explains how it'll all work and what resources are available to help with reporting. Robin talks about why he thinks this is a postive for the trade and how he's approaching MTD.

Mike Jones, president and master trainer at Discover Leadership Training, and Chris Messer, executive vice president of the transportation group at Endeavor B2B, MTD's parent company, are back for another special episode of The Modern Tire Dealer Show. Today, Chris Jones, editorial director of Endeavor B2B's vehicle service and repair group, joins them to discuss manageable strategies for setting goals and creating a path toward perseverance. 

What's really happening inside the larynx when we ‘tilt?' In this episode, Alexa is joined by voice researcher Mathias Aaen to unpack the science behind thyroid tilt - exploring what his latest studies reveal about pitch, vocal fold lengthening, and healthy singing. The pair cut through common misconceptions, translate research into studio-ready language, and ask the big question: are our teaching prompts actually doing what we think they are? If you love practical pedagogy grounded in solid science, this one's for you.  WHAT'S IN THIS PODCAST?  2:58 What is tilt? Anatomy & physiology  6:35 CVT framework 16:13 Study results  22:45 Physiology vs the perceptual  25:36 Teaching prompts  43:10 Vocal fold length and pitch change  48:14 Enemies of tilt 52:37 Common misconceptions about tilt   About the presenter HERE RELEVANT MENTIONS & LINKS Investigating Laryngeal “Tilt” on Same-pitch Phonation—Preliminary Findings of Vocal Mode, Metal and Density Parameters as Alternatives to Cricothyroid-Thyroarytenoid “Mix” by Mathias Aaen et al Correlating Degree of Thyroid Tilt Independent of fo Control as a Mechanism for Phonatory Density with EGG and Acoustic Measures across Loudness Conditions by Mathias Aaen et al Singing Teachers Talk - Ep.131 Mastering Research Papers: How to Read with Ease and Extract Knowledge  Complete Vocal Training  Ian Howell Dr Mark Tempesta Kerrie Obert  Dr Ingo Titze Estill CVT App Folia Phoniatrica et Logopaedica  Manuel Garcia  Praat  ABOUT THE GUEST  Mathias Aaen, PhD, is a voice researcher, educator, and certified rehabilitation specialist. He serves as Honorary Researcher at Nottingham University Hospitals and VP of Research & Collaboration at CVI, and was previously a Fulbright Fellow at UC Berkeley. His work focuses on voice physiology, acoustics, auditory-perceptual analysis, and voice habilitation and rehabilitation, with groundbreaking research into the physiology and health of contemporary commercial music styles, including rock and heavy metal. He recently completed a PostDoc investigating the CVT framework as a clinical treatment for dysphonia in MTD and ABI patients. An award-winning researcher and Authorised CVT Teacher, Mathias is also an active performer who has worked with leading opera houses and voice professionals worldwide.  SEE FULL BIO HEREWebsite

On this week's episode Jacob, Brad and MTD head to Hazzard County to talk about "The Dukes of Hazzard: The Beginning" Brad and Jacob open up the show by talking about their love for the original. Brad shares that his third birthday was a Dukes party with a cake shaped like the General Lee, confederate flag and all. Jacob wonders if MTD wore daisy dukes to the party and MTD starts a timer on the one minute recap for the movie that Brad does. Brad compares this to "Dumb and Dumber When Harry met Lloyd" and wonders why this movie was even made and who is it trying to appeal to. The guys talk about the gross incest scene and wonder if this movie is what a movie would turn out to be if Movie Torture made a movie.Follow Movie Torture here:https://www.instagram.com/movietorturepod/Buy Merch here:https://www.bonfire.com/store/the-hopecast-network-swag/This show is brought to you by The Hopecast Networkhttps://www.instagram.com/hopecastnetwork/

On this week's episode the Jacob, Brad and MTD tackle 2009's "New in Town" and MTD asks the guys when are we going to do man movies again. Brad starts the show by saying he won't kill MTD off but then gets into a discussion about the iron lung and how that works on someone, possibly MTD. Brad insists there Is no way he can poop laying down. Brad and Jacob talk about clappers at the end of movies and how weird that is, and they talk about their Letterboxd before they even get to the movie. Brad lets everyone know that Harry Connick Jr has a great head of hair and Jacob wonders why she brought a nighty to Minnesota and then wanted to take it back to Miami for a weekend trip.Plus, Jacob shares a story about his mom and a Teddy that you do not want to miss. He also drops some big news on the fellas about his personal life and no he is not converting to the priesthood, quite the opposite.Follow Movie Torture here:https://www.instagram.com/movietorturepod/Buy Merch here:https://www.bonfire.com/store/the-hopecast-network-swag/This show is brought to you by The Hopecast Networkhttps://www.instagram.com/hopecastnetwork/

In part two of our Making Tax Digital mini-series, Heather Self is joined by Jonathan Athow, Director General, Customer Strategy and Tax Design at HMRC, for a special Q&A episode. This conversation offers listeners the opportunity to hear directly from HMRC on one of the most significant changes to the UK tax system in recent years. In an insightful and practical discussion, Jonathan answers the key questions on everyone’s minds, including how the beta testing has progressed, what challenges taxpayers, agents and businesses may face as MTD expands, and how they can prepare ahead of the launch date. Heather puts the important issues front and centre, ensuring the conversation tackles both strategic aims and real-world concerns. This episode provides valuable clarity on Making Tax Digital and is essential listening for anyone preparing for the next phase of digital tax reporting.See omnystudio.com/listener for privacy information.

On this week's episode the guys talk about 1992's "The Lawnmower Man 2" and what ever subtitle they want to use. Brad opens the show promising not to kill MTD off in this episode and he talks about MTD'S love for only 10s. Which leads them to talking about how MTD mows 3 yards a week and Brad wonders if thats going to kill him one day. They guys also wonder who this movie was made for and why it was even made. They talk about how this is the future but everything looks old. Jacob then reminds us of the most bonkers line every uttered on Movie Torture, "Incest, the game the whole family can play" Plus, Brad and MTD agree if they entered a VR world it would have chics in it.Follow Movie Torture here:https://www.instagram.com/movietorturepod/Buy Merch here:https://www.bonfire.com/store/the-hopecast-network-swag/This show is brought to you by The Hopecast Networkhttps://www.instagram.com/hopecastnetwork/

This week on The Tax Factor, Stephanie Levin makes her first appearance alongside Suzanne Briggs to kick off the Making Tax Digital (MTD) mini-series. They start with a roundup of the top tax headlines, including the story of the UK’s top taxpayers, which includes some of the biggest celebrities… The discussion then turns to Making Tax Digital, with Stephanie and Suzanne breaking down what MTD is, who it affects, and how the next phases will impact businesses, landlords, and individuals. They explore common misconceptions, practical challenges, and why preparation now will save headaches in the future. Packed with clear explanations, expert insight, and practical tips, this episode lays the foundations for the rest of the mini-series. It’s essential listening for anyone who wants to stay ahead of the curve in the evolving digital tax landscape.See omnystudio.com/listener for privacy information.

On this week's episode Jacob, Brad and MTD talk about Five Nights at Freddy's and Five Nights at Freddy's 2. The guys start out by welcoming back MTD and Brad lets the listeners know he loves creating fake photos with MTD in them. They also confess that they watched these movies back to back on Christmas Day and wonder if there is any worse punishment than this. MTD tells them these movies sound like the worst movies they have watched. Brad confesses a weird flex he made to his buddies in 1990 about getting to go home and watch Rocky V. They then argue which pizza place was better Circus Pizza or Showbiz Pizza and then they wonder if they could pick up mom's at the pizza place if they all were single and in their 20's. You don't want to miss this episode and find out what the guys really think of these two movies.Follow Movie Torture here:https://www.instagram.com/movietorturepod/Buy Merch here:https://www.bonfire.com/store/the-hopecast-network-swag/This show is brought to you by The Hopecast Networkhttps://www.instagram.com/hopecastnetwork/

professorjrod@gmail.comIn this episode of Technology Tap: CompTIA Study Guide, we dive deep into the concept of cybersecurity risk and why it's a critical factor in your IT skills development. Forget common myths and technical jargon — this episode breaks down risk into understandable elements: threat, vulnerability, likelihood, and impact. Perfect for CompTIA exam candidates, we provide practical IT certification tips that turn abstract fears into concrete strategies to protect your digital assets. Whether you're prepping for your CompTIA exam or interested in technology education, this discussion equips you with essential knowledge for effective tech exam prep.We walk through inherited risk (your baseline exposure) and residual risk (what remains after controls), and explain why zero risk is a dangerous fantasy. From there, we unpack the four response strategies—avoidance, mitigation, transfer, and acceptance—using clear examples you can bring to your Sec+, Net+, or A+ studies and your day job. You'll learn when quantitative numbers help, when qualitative scales are more honest, and how heat maps can mislead when assumptions go unchallenged.Because modern exposure doesn't end at your perimeter, we dive into vendor risk management: evaluating partners before you sign, setting expectations with NDAs, MSAs, SLAs, SOWs, and rules of engagement, and keeping continuous oversight to match changing realities. We also connect the dots to business impact analysis, translating risk into recovery targets with MTD, RTO, RPO, and WRT so you prioritize mission essential functions instead of treating every system the same. Finally, we clarify the role of internal and external assessments and demystify penetration testing as a snapshot that challenges assumptions rather than a guarantee of safety.If you want security that aligns with real-world priorities, this conversation gives you the mental model and vocabulary to make better decisions under uncertainty. Subscribe, share with a teammate, and leave a review with one insight you're taking back to your org. What risk will you accept—and why?Support the showArt By Sarah/DesmondMusic by Joakim KarudLittle chacha ProductionsJuan Rodriguez can be reached atTikTok @ProfessorJrodProfessorJRod@gmail.com@Prof_JRodInstagram ProfessorJRod

On this week's episode Brad and Jacob let us know that MTD is out again. They start the show talking about Hot Air Balloons and Brad says that this movie has the best green screen he has seen in a movie.They wonder if Kelsey Grammar's agent was like kill him off real quick. They talk about the game New Phone who Dis.Brad talks about how women can have a good man and not even realize that. Brad also tells how this man in the movie puts his wife up in amazing hotels and Brad puts his wife in a Motel 6.You don't want to miss this episode.Follow Movie Torture here:https://www.instagram.com/movietorturepod/Buy Merch here:https://www.bonfire.com/store/the-hopecast-network-swag/This show is brought to you by The Hopecast Networkhttps://www.instagram.com/hopecastnetwork/

In this episode of Movie Torture, Jacob starts it out by asking the guys if they would travel a year together in the Weiner mobile and Brad promptly says no, but then wonders if he would have a dear John letter when he got home. Brad asks, would prison be better then being stuck in a truck for a year. They get to the movie which goes zero to incest really fast as Brad lets the audience know him and Jacob watched this together. Jacob talks about his family and kissing and MTD and Brad were wondering if Jacob was about to tell us his uncle kissed him. They talk about all of the cats in this movie and wonder if MTD could have even watched it with his love for cats and all. Plus, they ask each other would they carve anything into their skin and Brad reminds Jacob MTD can't carve he is on blood thinners. Stay tuned for an episode you won't soon forget.Follow Movie Torture here:https://www.instagram.com/movietorturepod/Buy Merch here:https://www.bonfire.com/store/the-hopecast-network-swag/This show is brought to you by The Hopecast Networkhttps://www.instagram.com/hopecastnetwork/

On this week's episode Brad and Jacob are missing MTD again but they still jump in the water to talk about 1997's Anaconda. They begin the show imagining how the pitch went to Jon Voight about doing a Spanish accent. They wonder how of all things he hasn't been cancelled for the accent which should be character of its own. They then wonder how J Lo's shirt stayed clean the whole movie. Brad confesses that when he eats spaghetti he often ruins shirts.They also wonder what character Ice Cube is playing because he is really bringing the Boyz in the Hood Character to this movie. Plus, Jacob tells a story about when he was an exterminator and had to get rid of hundreds of snakes.Stay tuned for this Anaconda of an episode.Follow Movie Torture here:https://www.instagram.com/movietorturepod/Buy Merch here:https://www.bonfire.com/store/the-hopecast-network-swag/This show is brought to you by The Hopecast Networkhttps://www.instagram.com/hopecastnetwork/

What does success look like for HMRC with Making Tax Digital – and what does it really mean for the bookkeepers doing the work on the ground? In this Leadership Takeover Session, Craig Ogilvie, HMRC's Director for Making Tax Digital, explains the “why” behind MTD for Income Tax, how it will change the UK tax system, and why he believes bookkeepers are central to making it work for small businesses. Get step by step guidance on MTD for Income Tax https://www.gov.uk/government/collections/making-tax-digital-for-income-tax?Utm_source=6fb Craig shares his journey from a low-income upbringing in Scotland, through 20+ years in government delivery, to leading some of the UK's biggest programmes – including the furlough scheme during the pandemic. He explains how his parents' values around kindness and optimism shaped his leadership style, why he focuses so heavily on people and psychological safety, and how that translates into the way he runs the MTD team today. You'll hear a clear, human explanation of what MTD for IT actually is: digital record keeping, quarterly updates and software-based filing for millions of self-employed people. Craig talks about the three big reasons behind it – reducing errors in the tax gap, modernising the UK's tax infrastructure, and creating better customer service through more timely data and nudges – and why he sees bookkeepers as uniquely placed to turn that into better conversations about cash flow, credit control and business performance. He also explains the scale of the change: rebuilding core systems, working with third-party software through APIs, and designing multiple agent functionality so both accountants and bookkeepers can support the same client. Craig describes travelling around the UK to meet real practices, how those conversations led to changes like faster sign-up journeys and multiple agent access, and why HMRC is committed to genuine co-creation rather than “rubber-stamping” decisions already made. The episode goes deeper into social mobility, confidence and financial understanding. Craig talks about seeing his dad's January “bag of receipts”, the construction sector's heavy representation in the first MTD cohort, and the financial literacy gap facing many sole traders. He reflects on sessions with unrepresented business owners, where a clear explanation – often from a bookkeeper or accountant – can quickly change how someone feels about digital tools, quarterly reporting and understanding their numbers. ----------------------------------------------- About us We're Jo and Zoe and we help bookkeepers find clients, make more money and build profitable businesses they love. Find out about working with us in The Bookkeepers' Collective, at: 6figurebookkeeper.com/collective ----------------------------------------------- About our Sponsor This episode of The Bookkeepers' Podcast is sponsored by Xero. Get 90% off your first 6 months by visiting: https://xero5440.partnerlinks.io/6figurebookkeeper ----------------------------------------------- Promotion This video contains paid promotion. ----------------------------------------------- Disclaimer The information contained in The Bookkeepers' Podcast is provided for information purposes only. The contents of The Bookkeepers' Podcast is not intended to amount to advice and you should not rely on any of the contents of the Bookkeepers' Podcast. Professional advice should be obtained before taking or refraining from taking any action as a result of the contents of the Bookkeepers' Podcast. The 6 Figure Bookkeeper Ltd disclaims all liability and responsibility arising from any reliance placed on any of the contents of the Bookkeepers' Podcast.

In this Leadership Takeover Session, Stuart Miller, Director of Public Policy and Technology Research at Xero, shares what's really happening behind the scenes with MTD, AI and financial literacy – and what it all means for UK bookkeepers. If you've ever wondered who sits in the rooms with government, regulators and tech companies speaking up for small businesses and their advisers, this episode joins those dots. Stuart didn't set out to be an accountant. He fell into practice to avoid paying rent to his parents, trained through AAT, and built his career in firms where tattoos, shaved heads and “not fitting the mould” were still frowned upon. He talks about the managers who backed him, the crying client whose tax-return anxiety helped him find his purpose, and the R&D projects where better tax advice funded real-world change – like extracting myrrh oil to support schools in Africa. Today, his role at Xero spans smart data, late payments, e-invoicing, unique business identifiers, AI policy and MTD. He explains what his week actually looks like: responding to consultations, sitting on smart data groups, meeting departments like Business and Trade, and feeding the voice of accountants and bookkeepers into policy. Find out about the benefits of becoming a Xero Partner, here: https://www.xero.com/uk/partner-programme/?UTM_Source=6fb The conversation also tackles AI. Stuart sees AI as an efficiency driver, not a replacement for bookkeepers. He talks about using AI to speed up reconciliation, summarise long email newsletters and surface insights, while the real value sits in the 20% of work that is deeply human: handling ambiguity, context and emotion. A big theme is financial literacy and social mobility. Stuart is passionate about closing the gap for people who were never taught about interest rates, APR or cash flow at home or at school. He talks about Xero's financial literacy campaign, which offers bite-size guidance and mentoring for people from disadvantaged backgrounds or those starting a business with no financial training. Crucially, it's open to everyone, not just software users, and supported by accountants and bookkeepers who volunteer their time to help. ----------------------------------------------- About us We're Jo and Zoe and we help bookkeepers find clients, make more money and build profitable businesses they love. Find out about working with us in The Bookkeepers' Collective, at: 6figurebookkeeper.com/collective ----------------------------------------------- About our Sponsor This episode of The Bookkeepers' Podcast is sponsored by Xero. Get 90% off your first 6 months by visiting: https://xero5440.partnerlinks.io/6figurebookkeeper ----------------------------------------------- Promotion This video contains paid promotion. ----------------------------------------------- Disclaimer The information contained in The Bookkeepers' Podcast is provided for information purposes only. The contents of The Bookkeepers' Podcast is not intended to amount to advice and you should not rely on any of the contents of the Bookkeepers' Podcast. Professional advice should be obtained before taking or refraining from taking any action as a result of the contents of the Bookkeepers' Podcast. The 6 Figure Bookkeeper Ltd disclaims all liability and responsibility arising from any reliance placed on any of the contents of the Bookkeepers' Podcast.

How to Get Visible as a Bookkeeper: Sage's Chris Downing on Confidence, Tech and Career Opportunities In this Leadership Takeover Session, Sage's Chris Downing shows bookkeepers and accountants exactly how to get more visible, build a reputation that feels authentic, and turn their experience into new opportunities – without pretending to be someone they're not. Drawing on 19 years in practice (from junior to partner) and his current role as the “voice of the accountant and bookkeeper” inside Sage, Chris explains what visibility really means, why it matters, and how to start even if you feel shy, busy or unsure what to say. Read the GoProposal by Sage guide on how to be an authoritative accountant (or bookkeeper) and establish trust https://goproposal.com/blog/trusted/?UTM_Source=6FB Hosted by Jo Wood and Zoe Whitman from The 6 Figure Bookkeeper, this episode goes behind the scenes with one of the most recognisable faces in the UK accounting tech space. You'll hear how early work experience, a love of technology and a focus on saving clients time led Chris to build a Business Intelligence department inside his firm, win Technology Champion of the Year, and ultimately move from practice into a senior role at Sage. Along the way he shares the mindset shifts that helped him speak at events, work with banks, and present to rooms full of peers – even when it felt nerve-wracking. You'll learn why visibility is not about showing off, but about being useful and relatable; how awards, case studies and collaboration with software partners can quietly raise your profile; and why the firms that grow fastest are usually the ones willing to share what they're doing well. Chris talks about saying yes (and sometimes no) to events, how he protects his time, and how he balances a busy internal role at Sage with being present at conferences, webinars and community meetups. For bookkeepers, he explains why your proximity to the numbers gives you huge commercial insight, why bookkeeping can feel lonely and how to build a supportive network with accountants and peers. He describes the “golden triangle” between the business owner, the accountant and the bookkeeper, and why collaboration – rather than competition – is where the real opportunity lies as MTD and digitisation reshape the profession. This is essential viewing for bookkeepers who want to stop being “brilliant but invisible”, share their expertise with confidence, and build a long-term career that can grow in whatever direction they choose. ----------------------------------------------- About us We're Jo and Zoe and we help bookkeepers find clients, make more money and build profitable businesses they love. Find out about working with us in The Bookkeepers' Collective, at: 6figurebookkeeper.com/collective ----------------------------------------------- About our Sponsor This episode of The Bookkeepers' Podcast is sponsored by Xero. Get 90% off your first 6 months by visiting: https://xero5440.partnerlinks.io/6figurebookkeeper ----------------------------------------------- Promotion This video contains paid promotion. ----------------------------------------------- Disclaimer The information contained in The Bookkeepers' Podcast is provided for information purposes only. The contents of The Bookkeepers' Podcast is not intended to amount to advice and you should not rely on any of the contents of the Bookkeepers' Podcast. Professional advice should be obtained before taking or refraining from taking any action as a result of the contents of the Bookkeepers' Podcast. The 6 Figure Bookkeeper Ltd disclaims all liability and responsibility arising from any reliance placed on any of the contents of the Bookkeepers' Podcast.

In this episode of "Movie Torture," Jacob, Brad, and MTD dive into the chaotic world of "The Toxic Avenger." The trio humorously dissects the film's bizarre plot, where an average guy, Winston Goose, transforms into a superhero after falling into toxic sludge. With a mix of superhero strength and a questionable aroma, he takes on villains who seem to have escaped from a Halloween store. The hosts banter about the film's absurdity, from its questionable budget to its peculiar characters, including Peter Dinklage's brief appearance. They wrap up with a light-hearted discussion on the film's reception and their own comedic takes on the movie's flaws.Follow Movie Torture here:https://www.instagram.com/movietorturepod/Buy Merch here:https://www.bonfire.com/store/the-hopecast-network-swag/This show is brought to you by The Hopecast Networkhttps://www.instagram.com/hopecastnetwork/

What does the future really look like for UK bookkeepers as regulation tightens, MTD expands and professionalism becomes more important than ever? In this episode of the 6FB Sofa Sessions, Ami Copeland, CEO of the Institute of Certified Bookkeepers (ICB), explains exactly what's changing, what standards matter most, and how bookkeepers can protect, grow and future-proof their practices. Ami leads one of the most influential professional bodies in UK bookkeeping and works closely with HMRC, software providers and regulatory partners to shape the modern bookkeeping profession. In this conversation with Jo Wood and Zoe Whitman, she shares what she is seeing across thousands of UK practices, how professionalism and compliance expectations are rising, and why strong ethical standards will define the next decade of bookkeeping. You'll hear how Making Tax Digital is reshaping the role of the bookkeeper, what regulation really means for day-to-day practice, and how bookkeepers can position themselves as trusted finance partners rather than “just” compliance providers. Ami also talks openly about confidence, competence, qualifications, and why credibility will become a key differentiator as the industry continues to grow. This episode explores the commercial benefits of being professionally recognised, how education and CPD protect both you and your clients, and why bookkeepers who embrace change now will be the ones leading the profession in the years ahead. Ami explains the balance between accessibility and accountability in bookkeeping, and what standards clients will increasingly expect as business owners become more financially aware. If you are a UK bookkeeper navigating MTD, thinking about regulation, wanting to raise your professional profile, or unsure how formal recognition fits into your growth plans, this episode will give you clarity, reassurance and direction. Find out about ICB Membership at https://www.bookkeepers.org.uk/Membership/?utm_source=6fb This is essential viewing for bookkeepers who want to build long-term credibility, charge with confidence, and be seen as true financial professionals in a rapidly evolving industry. ----------------------------------------------- About us We're Jo and Zoe and we help bookkeepers find clients, make more money and build profitable businesses they love. Find out about working with us in The Bookkeepers' Collective, at: 6figurebookkeeper.com/collective ----------------------------------------------- About our Sponsor This episode of The Bookkeepers' Podcast is sponsored by Xero. Get 90% off your first 6 months by visiting: https://xero5440.partnerlinks.io/6figurebookkeeper ----------------------------------------------- Promotion This video contains paid promotion. ----------------------------------------------- Disclaimer The information contained in The Bookkeepers' Podcast is provided for information purposes only. The contents of The Bookkeepers' Podcast is not intended to amount to advice and you should not rely on any of the contents of the Bookkeepers' Podcast. Professional advice should be obtained before taking or refraining from taking any action as a result of the contents of the Bookkeepers' Podcast. The 6 Figure Bookkeeper Ltd disclaims all liability and responsibility arising from any reliance placed on any of the contents of the Bookkeepers' Podcast.

Mike Jones, president and master trainer at Discover Leadership Training, and Chris Messer, executive vice president of the transportation group at Endeavor Business Media, MTD's parent company, are back for another special podcast episode. This time, they are joined by Randy O'Connor, owner and principal of D2D Development Group and a monthly MTD columnist, to discuss the importance of focusing on outcomes in business. 

This week on our special Christmas episode Jacob and Brad let us know that MTD is not on the show this weeks, which leads to Brad wondering what life is going to be like when MTD is gone for good. They wonder if "Only 10's" should be on his tombstone and then Brad insists that Jacob get some of his ashes and then they come up with an MTD bobblehead with his ashes. Snooze Buttons returns as a sponsor this week and it is quite the doozy. The guys wonder why Mel Gibson didn't go full Santa in this movie, how did the budget get so big for this movie. Were Mel Gibsons demands to be in this move made that he didn't want to look like Santa? Brad asks Jacob if he could be his lead Elf if Jacob became Santa and then Brad creates a name for MTD, Elf Daddy. You don't want to miss this bonkers episode.Follow Movie Torture here:https://www.instagram.com/movietorturepod/Buy Merch here:https://www.bonfire.com/store/the-hopecast-network-swag/This show is brought to you by The Hopecast Networkhttps://www.instagram.com/hopecastnetwork/

Join Brad, Jacob, and MTD as they dive headfirst into the cinematic disaster that is "The Running Man" on this week's episode of "Movie Torture." In a world where 1987's vision of 2017 includes more shoulder pads than a football game and technology that makes a typewriter look advanced, Arnold Schwarzenegger stars as Ben Richards, a man who just can't catch a break. Wrongly accused and thrown into a game show where the contestants are hunted by villains with more personality than the script, Ben must navigate a dystopian nightmare filled with chainsaw-wielding maniacs and a singing electrician who thinks he's the next big thing.As always, our hosts bring their signature sarcasm and wit, questioning everything from the logic of the plot to the questionable fashion choices. Why does Arnold's beard look like it was glued on by a blindfolded makeup artist? And how did a movie with such a ridiculous premise become a cult classic? Tune in for a hilarious breakdown of a film that proves sometimes the real torture is just pressing play.Follow Movie Torture here:https://www.instagram.com/movietorturepod/Buy Merch here:https://www.bonfire.com/store/the-hopecast-network-swag/This show is brought to you by The Hopecast Networkhttps://www.instagram.com/hopecastnetwork/

In this episode of "Movie Torture," Brad, Jacob and MTD dive into the chaotic world of "Strangers Chapter 2," but not without a few laughs along the way. The trio finds themselves laughing so hard when Jacob suggests that he, Brad, and MTD are like the "three bears" standing outside the house. The conversation spirals into a comedic tangent, with Brad imagining them as bears in leather, while Jacob clarifies he meant the actual animals. The banter continues as they joke about being the "three bears" in a horror movie scenario, complete with Goldilocks references and a lot of laughter. It's a wild ride of humor and horror as they navigate through the movie's plot holes and their own comedic imaginations.

In this hilarious episode of "Movie Torture," Brad, Jacob, Hannah, and MTD are joined by Jessica and Sher from Brad's favorite podcast "Love on the Pod" to dissect the cinematic masterpiece (or disaster) that is "Christmas Vacation 2: Cousin Eddie's Island Adventure." The gang dives into the absurdity of the film, while Brad pitches his wild Hallmark movie idea, "Christmas Town Sniper," much to the amusement and horror of the guests. Meanwhile, Jessica and Sher share their Hallmark expertise, and the group debates the merits of liver mush and the concept of "half loaf love." It's a rollercoaster of laughs, questionable movie pitches, and a deep dive into the world of bad holiday films.Follow Love on the Pod here:https://www.instagram.com/loveonthepod/Follow Movie Torture here:https://www.instagram.com/movietorturepod/Buy Merch here:https://www.bonfire.com/store/the-hopecast-network-swag/This show is brought to you by The Hopecast Networkhttps://www.instagram.com/hopecastnetwork/