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23 episodes with intentional spending
22 episodes with intentional spending
22 episodes with intentional spending
4 episodes with intentional spending
4 episodes with intentional spending
4 episodes with intentional spending
2 episodes with intentional spending
2 episodes with intentional spending
2 episodes with intentional spending
The wealthiest people around you may not look wealthy at all—and that’s not an accident. In this episode, Mike Douglas breaks down the everyday habits of the “quietly wealthy” and explains why real wealth is often built without flash or constant upgrades. He discusses intentional spending, resisting lifestyle creep, saving automatically, and making major decisions based on numbers rather than impulse. Using real‑life examples, Mike explains how consistent habits over time—not big incomes or flashy purchases—often separate those who quietly build wealth from those who don’t. Schedule your complimentary appointment today: MichigansRetirementCoach.com Follow us on social media: YouTube | Facebook | Instagram | LinkedInSee omnystudio.com/listener for privacy information.
No advisor, no spreadsheet, no perfect plan can replace trusting yourself. With money, with risk, with the decisions that actually shape your life. And when things don't go as planned, the question is whether you'll still have your own back. Libby Clark has spent her career inside those moments. Strategic advisor, attorney, former COO, she's the person leaders call when the pressure is high and the path forward isn't clear. But before any of that, she was a kid watching her single mother stretch very little into something that felt like enough. And the money lesson that stuck wasn't about saving or investing. It was a question that became a filter for every decision she would ever make: what does my dollar mean to me? Not what looks right. Not what everyone else is doing. What does it mean to you. In this conversation with host Syama Bunten, Libby traces how that question followed her through a career built in high stakes rooms, through divorce, through real estate gambles she made on the spot, and through the moments where listening to herself turned out to be the only advice worth taking. She also names something most financial conversations skip entirely. It's not the bad investment that stops people. It's the voice that shows up afterward. How you talk to yourself on the day something doesn't go the way you planned is where financial confidence actually lives or dies. This episode is part of the larger conversation Syama is building at Wealth Catalyst, salons and summits where women speak candidly about money, risk, and the choices that shape a life. If that kind of room is calling you, find a salon near you or join the Wealth Catalyst Summit in New York on May 14. Episode Breakdown: 00:00 High-Stakes Decisions, Money Questions, and Working With Advisors 05:06 Single Mom Money Lessons and Intentional Spending 08:23 Trusting Intuition and the First Full-Body Yes 11:50 Cancer, College Pivots, and Financial Resilience 15:38 New Zealand, Autonomy, and Leadership That Changed Everything 23:44 Why Libby Clark Chose Law and the Architecture of Power 36:54 Financial Autonomy, Intentional Spending, and Real Estate Investing 42:52 Self-Trust, Fear of Failure, and Confident Financial Decisions 50:38 Why Founders Need Integrated Advice in High-Pressure Moments 57:45 Loyalty to Yourself and Brave Money Decisions Connect with Libby Clark: Website: Visit the Libby Clark Law website LinkedIn: Connect with Libby on LinkedIn Find more from Syama Bunten: Attend a Salon near you: wealthcatalyst.com/salons Instagram: Follow Syama on Instagram Join Syama's Substack: Join Syama's Substack Website: Visit the Wealth Catalyst website Download Syama's Free Resources: Download Syama's Free Resources Learn About Wealth Catalyst Summit Events: Wealth Catalyst Summit Website: Visit Syama's website Big Delta Capital: Visit the Big Delta Capital website Podcast production and show notes provided by HiveCast.fm
In this episode of The Bitcoin for Corporations Show, Pierre Rochard sits down with Trey Sellers from Unchained to discuss the evolution of Bitcoin custody and financial services. Trey shares his journey from traditional banking at Goldman Sachs to building the premier collaborative custody platform for Bitcoiners. We dive deep into why 2-of-3 Multi-Sig is the gold standard for securing wealth, the fundamental differences between holding real Bitcoin versus a Bitcoin ETF, and how the "FIRE" (Financial Independence, Retire Early) movement is being revolutionized by the hardest money on earth.Chapters: 00:00 - Trey Sellers' Background and Journey to Bitcoin03:43 - Collaborative Custody and the Multi-Sig Model07:56 - Comparing Bitcoin ETFs vs. Direct Ownership13:21 - The History and Evolution of Unchained16:03 - Mechanics and Transparency of Bitcoin-Backed Loans20:46 - Commercial Lending and Business Use Cases30:17 - Market Outlook: Price Action, Gold, and HODL Waves43:30 - Yield Strategies, Volatility, and Institutional Banks53:23 - Bitcoin and the FIRE (Financial Independence) Movement59:57 - Intentional Spending and Building Wealth with BitcoinDISCLAIMER: The views and opinions expressed in this show are those of the participants and do not necessarily reflect the official policy or position of BTC Inc., Bitcoin Magazine, or any affiliated entities. This content is provided for informational and educational purposes only and should not be construed as investment, legal, tax, or accounting advice. Nothing contained in this show constitutes a solicitation, recommendation, endorsement, or offer to buy or sell any securities or financial instruments. Viewers should consult their own advisors before making financial or business decisions.
Simon and Rachael are back for another One Thing Wednesday episode, this time talking about being aware of your spending. This podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today. Episode links: My Freelance Admin. PaTMa Property Manager is the MTD solution for landlords. Get your free weekly property market stats from PaTMa. Find us on YouTube or LinkedIn: Simon. Subscribe to The Business of Property podcast on Spotify, Apple, and all podcast platforms. Please leave a rating and review if you're enjoying the show.
In this episode of ThimbleberryU, we dive into an increasingly common experience for those working in the tech industry: burnout. We begin by acknowledging that tech burnout is unique—fast-paced roles, unpredictable compensation, constant decision-making, and job instability combine to create chronic stress. Amy Walls shares how burnout shows up not only emotionally, but also financially, and how we can use financial planning to move from depletion to clarity and control.We explore how burnout rewires our ability to make decisions. Stress from long hours and mental overload shrinks our decision-making capacity. This leads to automatic, often reflexive spending as a way to cope—ordering food, shopping online, or subscribing to convenience services not out of indulgence, but survival. Many of us say we make good money, yet still feel stretched. Amy explains this disconnect through the lens of decision fatigue and lifestyle inflation as coping tools, rather than conscious choices.Then, we walk through Amy's Burnout Blueprint, a three-pillar framework for using financial planning to support mental and emotional wellbeing. The first pillar is intentional spending. We learn to distinguish between energy-saving expenses, like cleaning services or meal prep, and stress-coping spending that signals a deeper need for rest or support. We hear how small shifts—like outsourcing chores—can buy back time and change our relationship with money.The second pillar is career pacing. Amy shows how financial clarity gives us room to pause, reassess, or even take sabbaticals. Instead of being chained to the next RSU payout or promotion, we can model what “enough” looks like and make career decisions from a place of health, not fear.The third pillar is structured downtime. Real rest requires more than intention—it requires the freedom to disconnect without guilt or financial worry. Whether it's a full sabbatical or just a microbreak, planning for rest helps rebuild energy and perspective. We also look at underutilized workplace benefits that can support recovery and reduce costs.To wrap up, Amy leaves us with a powerful reminder: burnout isn't a personal failure—it's a mismatch between demands and energy. Small, intentional changes around spending, work, and rest can restore control and support our overall wellbeing. To get in touch with Amy and her team at Thimbleberry Financial, call 503-610-6510 or visit thimbleberryfinancial.com.The ThimbleberryU Podcast is produced by JAG Podcast Productions - https://jagpodcastproductions.com/
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3445: Amanda Brownlow redefines frugal living as a lifestyle rooted in intention, not deprivation. Beyond simply saving money, frugality empowers you to waste less, live more deliberately, and make your earnings truly work for you, unlocking financial clarity, contentment, and control. Read along with the original article(s) here: https://hellobrownlow.com/2020/09/02/goal-of-frugal-living/ Quotes to ponder: "When you take a magnifying glass to your finances, perhaps through a spending audit, you get to see where your paycheck goes and analyze your spending habits." "The goal of frugal living is much more than money!" "When you plan your purchases, you are more intentional with what you buy." Episode references: M1 Finance: https://www.m1.com Acorns: https://www.acorns.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3445: Amanda Brownlow redefines frugal living as a lifestyle rooted in intention, not deprivation. Beyond simply saving money, frugality empowers you to waste less, live more deliberately, and make your earnings truly work for you, unlocking financial clarity, contentment, and control. Read along with the original article(s) here: https://hellobrownlow.com/2020/09/02/goal-of-frugal-living/ Quotes to ponder: "When you take a magnifying glass to your finances, perhaps through a spending audit, you get to see where your paycheck goes and analyze your spending habits." "The goal of frugal living is much more than money!" "When you plan your purchases, you are more intentional with what you buy." Episode references: M1 Finance: https://www.m1.com Acorns: https://www.acorns.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3445: Amanda Brownlow redefines frugal living as a lifestyle rooted in intention, not deprivation. Beyond simply saving money, frugality empowers you to waste less, live more deliberately, and make your earnings truly work for you, unlocking financial clarity, contentment, and control. Read along with the original article(s) here: https://hellobrownlow.com/2020/09/02/goal-of-frugal-living/ Quotes to ponder: "When you take a magnifying glass to your finances, perhaps through a spending audit, you get to see where your paycheck goes and analyze your spending habits." "The goal of frugal living is much more than money!" "When you plan your purchases, you are more intentional with what you buy." Episode references: M1 Finance: https://www.m1.com Acorns: https://www.acorns.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Creating Financial Systems for Nurses: Budgeting Without Micromanaging In this video, I share how nurses can achieve financial freedom by setting up automated money management systems instead of traditional, restrictive budgets. I discuss my paycheck routine, including having a main landing account, automating investments and bill payments, and using credit cards responsibly. I'll show you how these systems reduce decision fatigue, remove the emotional burden of money management, and ensure stability even in a chaotic life. This is part of my 12-week Nurse Money Project series, and next week, we'll dive into investing for nurses. 00:00 Introduction: Why Traditional Budgets Fail 00:42 Meet Elaine: Nurse Practitioner and Financial Educator 01:37 The Problem with Traditional Budgeting for Nurses 03:25 Elaine's Core Beliefs and Money Systems 05:00 Step-by-Step Paycheck Routine 06:44 Automating Your Finances 10:34 Intentional Spending and Credit Card Utilization 14:28 Creating a Simple Action Plan 15:40 Conclusion and Next Steps Connect with me: Instagram: http://www.instagram.com/nursewhoinvests Website: https://nursingflowsheet.com/ Download MONARCH MONEY: https://monarchmoney.sjv.io/VxYNjk (affiliate link) Budgeting for Beginners: https://nursingflowsheet.com/budgeting-for-beginners/ ➤ Stock Market Investing for Nurses MASTERCLASS (use code:INVESTREADY) REGISTER HERE: https://www.nursewhoinvests.com/investing101 ➤ FREE INVESTING CLASS FOR NURSES https://www.nursewhoinvests.com/class ➤ Subscribe for more videos about nursing, career growth, and financial freedom!
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3381: Amanda Brownlow challenges the traditional mindset of extreme frugality by showing how intentional spending can lead to long-term savings. From prioritizing health and quality items to investing in insurance and expert financial advice, she explains why spending a little more now can prevent costly mistakes and replacements later. Read along with the original article(s) here: https://hellobrownlow.com/2020/10/14/spend-money-to-save-money/ Quotes to ponder: "Spending money on a gym membership (that you actually use), home gym equipment, whole food items, supplements, and more can help keep you healthy." "Staying healthy not only makes you feel good, but you save money in the long term, too." "You may need to save up money to purchase what you really want, but that higher quality item will pay for itself over time because you won't have to buy it again." Learn more about your ad choices. Visit megaphone.fm/adchoices
Stop making million-dollar decisions alone. Hampton gives you a personal board of eight vetted founders in your city who meet monthly to tackle your hardest problems. Find your group: https://joinhampton.com/Everyone thinks the “rich person” life is about fast cars, fancy watches, and designer flexes. But when we talked to over 150 high-performing founders, the things they actually spend on – and swear by – were surprisingly practical. Some luxuries just look good on Instagram. Others change the way you live, work, and feel every day.Here's what we talk about:The #1 luxury nearly every founder says they'll never go without againWhy hiring a housekeeper or private chef might save your business (and marriage)The health investments founders make – and which ones are worth skippingWhy some founders spend $100K/year on concierge medicine for their familiesRenting at $17K/month: outrageous flex or return-on-happiness?The emotional ROI of experiences (and the trip one founder spent $500K on)Business class vs. private jets: which travel upgrade is actually worth it?How these purchases impact kids – and the fine line between “comfortable” and “entitled”Cool Links:Hampton https://www.joinhampton.com/Lower Street https://www.lowerstreet.co/Sponsors:Join 700+ founders hiring A-players in Latin America at hirewithnear.com/moneywiseAchieve your dream body with dailybodycoach.com/moneywiseTame your taxes today at https://olarry.com/Chapters:(1:18) Stuff You Buy vs. Stuff That Matters(1:58) Buy Back Your Time (Not Just Watches)(3:04) The Housekeeper Dilemma: Freedom or Softness?(4:23) Health Hacks: Trainers, Gyms & Biohacking(6:11) Therapy, Insurance, and the $100K Checkup(7:22) Dream Homes: ROI on Happiness(10:53) Experiences > Things: The Data Says So(12:00) Cancer, Family, and $500K on Memories(15:13) Connection, Curiosity, and Intentional Spending(15:33) The Business Class Trap(16:44) The Real List: What's Actually Worth ItThis podcast is a ridiculous concept: high-net-worth people reveal their personal finances. Inspired by real conversations happening in the Hampton community.Your Host: Jackie LamportNot really the host, but the producer.Wrote this sentence.
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3381: Amanda Brownlow challenges the traditional mindset of extreme frugality by showing how intentional spending can lead to long-term savings. From prioritizing health and quality items to investing in insurance and expert financial advice, she explains why spending a little more now can prevent costly mistakes and replacements later. Read along with the original article(s) here: https://hellobrownlow.com/2020/10/14/spend-money-to-save-money/ Quotes to ponder: "Spending money on a gym membership (that you actually use), home gym equipment, whole food items, supplements, and more can help keep you healthy." "Staying healthy not only makes you feel good, but you save money in the long term, too." "You may need to save up money to purchase what you really want, but that higher quality item will pay for itself over time because you won't have to buy it again." Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3381: Amanda Brownlow challenges the traditional mindset of extreme frugality by showing how intentional spending can lead to long-term savings. From prioritizing health and quality items to investing in insurance and expert financial advice, she explains why spending a little more now can prevent costly mistakes and replacements later. Read along with the original article(s) here: https://hellobrownlow.com/2020/10/14/spend-money-to-save-money/ Quotes to ponder: "Spending money on a gym membership (that you actually use), home gym equipment, whole food items, supplements, and more can help keep you healthy." "Staying healthy not only makes you feel good, but you save money in the long term, too." "You may need to save up money to purchase what you really want, but that higher quality item will pay for itself over time because you won't have to buy it again." Learn more about your ad choices. Visit megaphone.fm/adchoices
This week, Mac and Jason discuss how to shift from saving to spending in retirement. They share practical strategies for intentional spending across family support, charitable giving, and personal enjoyment.
Side Hustle with Soul | BUSINESS | ENTREPRENEURSHIP | PERSONAL DEVELOPMENT | CREATING A SIDE HUSTLE
In this episode of 'For the 23%', host Dielle engages in a deep conversation with Eduek Brooks about the experiences of women of color in entrepreneurship. The discussion covers personal debt stories, the importance of mindfulness in spending, the concept of lifestyle creep, and the necessity of having a financial surplus. The speakers emphasize the need for intentionality in financial decisions and the mindset shifts required to achieve financial abundance. In this conversation, the speakers discuss the mental barriers that prevent individuals from pursuing their financial goals and the importance of financial awareness. 00:00 — Introduction 02:42 — Debt Stories and Financial Mindfulness 05:55 — Lifestyle Creep and Financial Awareness 09:51 — Intentional Spending and Living Within Means 14:50 — Understanding Surplus and Financial Goals 18:08 — Mindset Shifts for Financial Abundance 21:45 — Overcoming Mental Barriers to Success 23:37 — The Importance of Financial Awareness 27:52 — Investing: A Path to Financial Freedom 35:57 — Transitioning from Employment to Entrepreneurship 39:34 — Empowerment as a Woman of Color Business Owner Connect With: Eduek Brooks Website: twosidesofadime.com Instagram: @twosidesofadime Email: eduek@twosidesofadime.com For the 23% is the women of color business and entrepreneurship podcast hosted by multi-million-dollar entrepreneur Dielle Charon. Each week you'll learn how to grow your sales, money, and freedom so we can increase the 23% of business owners who are women of color. Website: forthe23percent.com Instagram: @forthe23percent Membership: forthe23percent.com/membership
Some retirees have more money than they ever imagined… and still feel guilty buying the $5 M&Ms.This episode is for the lifelong savers who nailed the retirement planning side—maxed out accounts, invested consistently, hit their “number”—but feel stuck when it's time to actually spend. James and Ari share real client stories of multimillionaires who still walk past convenience to save a few dollars, not because they need to… but because the “always save” habit is so deeply wired in.In this episode, you'll hear:Why it's so hard to shift from accumulator to spenderHow a scarcity mindset can follow you into a very comfortable retirementThe “M&M moment” that exposed just how powerful old money habits can beSimple ways to practice guilt-free, intentional spending that aligns with your valuesIf you've ever asked yourself, “Is it really okay to spend this in retirement?” this conversation will help you see your money as a tool for memories, not just a balance sheet number.-Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.
Some retirees have more money than they ever imagined… and still feel guilty buying the $5 M&Ms.This episode is for the lifelong savers who nailed the retirement planning side—maxed out accounts, invested consistently, hit their “number”—but feel stuck when it's time to actually spend. James and Ari share real client stories of multimillionaires who still walk past convenience to save a few dollars, not because they need to… but because the “always save” habit is so deeply wired in.In this episode, you'll hear:Why it's so hard to shift from accumulator to spenderHow a scarcity mindset can follow you into a very comfortable retirementThe “M&M moment” that exposed just how powerful old money habits can beSimple ways to practice guilt-free, intentional spending that aligns with your valuesIf you've ever asked yourself, “Is it really okay to spend this in retirement?” this conversation will help you see your money as a tool for memories, not just a balance sheet number.-Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Strategy ⬇️ Get Started Here.Join the new Root Collective HERE!
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3355: Jennifer explores seven thoughtful investments that consistently pay off in the long run from personal growth to practical tools that save time and stress. Her insights challenge the guilt often tied to spending, encouraging more intentional choices that align with your values and enhance everyday life. Read along with the original article(s) here: https://www.simplyfiercely.com/7-things-you-will-never-regret-spending-money-on/ Quotes to ponder: "You'll never regret spending money on things that help you grow as a person." "Spending money to save time and energy isn't lazy, it's strategic." "When you say yes to something, you're saying no to something else, so make your choices count." Episode references: Atomic Habits: https://www.amazon.com/Atomic-Habits-Proven-Build-Break/dp/0735211299 Your Money or Your Life: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766 Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3355: Jennifer explores seven thoughtful investments that consistently pay off in the long run from personal growth to practical tools that save time and stress. Her insights challenge the guilt often tied to spending, encouraging more intentional choices that align with your values and enhance everyday life. Read along with the original article(s) here: https://www.simplyfiercely.com/7-things-you-will-never-regret-spending-money-on/ Quotes to ponder: "You'll never regret spending money on things that help you grow as a person." "Spending money to save time and energy isn't lazy, it's strategic." "When you say yes to something, you're saying no to something else, so make your choices count." Episode references: Atomic Habits: https://www.amazon.com/Atomic-Habits-Proven-Build-Break/dp/0735211299 Your Money or Your Life: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766 Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3355: Jennifer explores seven thoughtful investments that consistently pay off in the long run from personal growth to practical tools that save time and stress. Her insights challenge the guilt often tied to spending, encouraging more intentional choices that align with your values and enhance everyday life. Read along with the original article(s) here: https://www.simplyfiercely.com/7-things-you-will-never-regret-spending-money-on/ Quotes to ponder: "You'll never regret spending money on things that help you grow as a person." "Spending money to save time and energy isn't lazy, it's strategic." "When you say yes to something, you're saying no to something else, so make your choices count." Episode references: Atomic Habits: https://www.amazon.com/Atomic-Habits-Proven-Build-Break/dp/0735211299 Your Money or Your Life: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766 Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3348: Leif challenges the conventional link between income and happiness by highlighting how mindful spending and intentional living can lead to greater freedom, satisfaction, and emotional well-being. Drawing on research, personal experience, and the FIRE movement, he illustrates how spending less, while counterintuitive in a consumer-driven culture, can actually unlock more time, autonomy, and joy. Read along with the original article(s) here: https://www.physicianonfire.com/spend-less-live-more/ Quotes to ponder: "High income buys life satisfaction but not happiness." "The things you own end up owning you. It's only after you lose everything that you're free to do anything." "A dollar spent is a dollar not saved or invested." Episode references: High income improves evaluation of life but not emotional well-being (Kahneman & Deaton, 2010): https://www.pnas.org/doi/10.1073/pnas.1011492107 You Need a Budget (YNAB): https://www.youneedabudget.com/ Scott's Cheap Flights (now Going): https://www.going.com/ Personal Capital (now Empower): https://www.empower.com/ Mint: https://mint.intuit.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3348: Leif challenges the conventional link between income and happiness by highlighting how mindful spending and intentional living can lead to greater freedom, satisfaction, and emotional well-being. Drawing on research, personal experience, and the FIRE movement, he illustrates how spending less, while counterintuitive in a consumer-driven culture, can actually unlock more time, autonomy, and joy. Read along with the original article(s) here: https://www.physicianonfire.com/spend-less-live-more/ Quotes to ponder: "High income buys life satisfaction but not happiness." "The things you own end up owning you. It's only after you lose everything that you're free to do anything." "A dollar spent is a dollar not saved or invested." Episode references: High income improves evaluation of life but not emotional well-being (Kahneman & Deaton, 2010): https://www.pnas.org/doi/10.1073/pnas.1011492107 You Need a Budget (YNAB): https://www.youneedabudget.com/ Scott's Cheap Flights (now Going): https://www.going.com/ Personal Capital (now Empower): https://www.empower.com/ Mint: https://mint.intuit.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3348: Leif challenges the conventional link between income and happiness by highlighting how mindful spending and intentional living can lead to greater freedom, satisfaction, and emotional well-being. Drawing on research, personal experience, and the FIRE movement, he illustrates how spending less, while counterintuitive in a consumer-driven culture, can actually unlock more time, autonomy, and joy. Read along with the original article(s) here: https://www.physicianonfire.com/spend-less-live-more/ Quotes to ponder: "High income buys life satisfaction but not happiness." "The things you own end up owning you. It's only after you lose everything that you're free to do anything." "A dollar spent is a dollar not saved or invested." Episode references: High income improves evaluation of life but not emotional well-being (Kahneman & Deaton, 2010): https://www.pnas.org/doi/10.1073/pnas.1011492107 You Need a Budget (YNAB): https://www.youneedabudget.com/ Scott's Cheap Flights (now Going): https://www.going.com/ Personal Capital (now Empower): https://www.empower.com/ Mint: https://mint.intuit.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3347: Leif challenges the common belief that spending more equals living better, arguing instead that dialing back on expenses can actually unlock a richer, more meaningful life. With personal stories and data-backed insights, he highlights how financial discipline offers not deprivation, but freedom, especially for high earners who mistakenly conflate luxury with happiness. Read along with the original article(s) here: https://www.physicianonfire.com/spend-less-live-more/ Quotes to ponder: "When you dial down the spending, you'll be able to live more." "It's much easier to stay off the hedonic treadmill or keep it going at a slow speed than it is to hop off once it's hit a ludicrous speed." "We don't seem to be getting any happier despite substantial wealth gains over the past decade." Episode references: Ramit Sethi – I Will Teach You To Be Rich: https://www.iwillteachyoutoberich.com/ World Happiness Report: https://www.worldhappiness.report/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3347: Leif challenges the common belief that spending more equals living better, arguing instead that dialing back on expenses can actually unlock a richer, more meaningful life. With personal stories and data-backed insights, he highlights how financial discipline offers not deprivation, but freedom, especially for high earners who mistakenly conflate luxury with happiness. Read along with the original article(s) here: https://www.physicianonfire.com/spend-less-live-more/ Quotes to ponder: "When you dial down the spending, you'll be able to live more." "It's much easier to stay off the hedonic treadmill or keep it going at a slow speed than it is to hop off once it's hit a ludicrous speed." "We don't seem to be getting any happier despite substantial wealth gains over the past decade." Episode references: Ramit Sethi – I Will Teach You To Be Rich: https://www.iwillteachyoutoberich.com/ World Happiness Report: https://www.worldhappiness.report/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3347: Leif challenges the common belief that spending more equals living better, arguing instead that dialing back on expenses can actually unlock a richer, more meaningful life. With personal stories and data-backed insights, he highlights how financial discipline offers not deprivation, but freedom, especially for high earners who mistakenly conflate luxury with happiness. Read along with the original article(s) here: https://www.physicianonfire.com/spend-less-live-more/ Quotes to ponder: "When you dial down the spending, you'll be able to live more." "It's much easier to stay off the hedonic treadmill or keep it going at a slow speed than it is to hop off once it's hit a ludicrous speed." "We don't seem to be getting any happier despite substantial wealth gains over the past decade." Episode references: Ramit Sethi – I Will Teach You To Be Rich: https://www.iwillteachyoutoberich.com/ World Happiness Report: https://www.worldhappiness.report/ Learn more about your ad choices. Visit megaphone.fm/adchoices
How good are you at "spending money"? ✅In this episode, I'm breaking down the 4-part Intentional Spending Framework I teach my clients to help them spend in a way that actually feels good, not chaotic or restrictive, but aligned and empowering. You'll learn:✅ How to align your spending with your values and life goals✅ What to ask yourself to know if a price actually feels “worth it”✅ Why overspending isn't always a mistake if it's conscious and deliberate✅ How this framework helps you stay on track financially without living in restrictionIf you've ever thought, “I just want to spend money without feeling bad about it later,” this episode is for you.Want to learn more? Book a 1:1 Money Coaching call: https://www.buildinggenwealth.com/work-with-me
This episode is sponsored by Cozy Earth, our go-to for buttery-soft, temperature-regulating bamboo sheets and loungewear that actually lasts. Cozy Earth products are made from responsibly sourced materials that keep you cool, cozy, and comfortable through pregnancy, postpartum, and all the snuggly moments in between. Use code HEHE for an exclusive discount at cozyearth.com and treat yourself to the comfort you deserve. In this episode of The Birth Lounge Podcast, HeHe dives into one of the most overlooked parts of preparing for parenthood, financial stability. While the world loves to scare you about “big babies” and sell you all the baby gear under the sun, HeHe and her guest, Dan Brigham (aka Budgeters Anonymous), are here to help you focus on what actually matters: building a strong financial foundation for your growing family. Together, they unpack the sneaky expenses new parents often overlook, smart budgeting strategies that actually work, and how intentional planning can bring more peace and less panic to your postpartum season. Dan shares his journey of overcoming debt, creating financial freedom, and shifting the mindset from “surviving” to thriving. They also get real about emergency funds, 529 plans, IRAs for kids, and how to get on the same financial page with your partner. This is the money talk every parent needs: judgment-free, empowering, and designed to help you build the future your family deserves. PSA for all my mamas worried about “big baby” talk: Our brand new course — Pushing Out Your Big A** Baby is officially live and in pre-sale until November 1! This class busts through every scare tactic, lays out the real evidence, and gives you the exact tools to advocate for yourself with confidence (no matter how big your baby is). Grab your spot at thebirthlounge.com/bigbaby 00:00 Introduction: Financial Stability for New Parents 00:49 The Myth of the Big Baby 01:31 Understanding Macrosomia and Birth Advocacy 03:05 Introducing the New Course: Pushing Out Your Big Ass Baby 03:27 Pre-Sale Announcement and Course Details 05:01 Budgeting for a Baby: An Essential Guide 05:45 Meet Dan Brigham: Budgeting Expert 08:25 Defining Financial Responsibility 12:22 Good Debt vs. Bad Debt 15:52 Intentional Spending and Budgeting Frameworks 23:34 Making a Baby Budget: Practical Tips 32:33 The Reality of Social Media and Financial Comparisons 35:31 No Spend Weekends: Finding Purpose Beyond Money 38:10 Nesting Instincts and Cozy Earth 41:06 Budgeting for a Baby 44:03 Emergency Funds and Financial Priorities 47:15 Setting Up Financial Accounts for Your Child 51:45 Tracking Expenses and Budgeting Tools 58:59 Mindsets for Financial Success 01:06:57 Final Thoughts and Key Takeaways Guest Bio: Dan is the founder of Budgeters Anonymous and has free resources on his website. Dan's focus is Faith, Fitness, Family and Finance. INSTAGRAM: Connect with HeHe on IG Connect with Dan on IG BIRTH EDUCATION: Join The Birth Lounge here for judgment-free childbirth education that prepares you for an informed birth and how to confidently navigate hospital policy to have a trauma-free labor experience! Download The Birth Lounge App for birth & postpartum prep delivered straight to your phone! LINKS MENTIONED: Find Dan here: budgetersanonymous.com
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3207: ESI explores the idea of “moderate and selective frugality,” contrasting it with the extreme frugality of the Amish as described in Money Secrets of the Amish. He emphasizes seeking value over the lowest price, spending intentionally on what brings joy, and balancing frugality with a focus on growing income. This thoughtful approach encourages financial freedom while still enjoying life's pleasures. Read along with the original article(s) here: https://esimoney.com/moderate-and-selective-frugality/ Quotes to ponder: "Use it up, wear it out, make do or do without." "Moderate means that I like to be frugal to a point, but I won't go so far as to buy something cheap simply because it's the best price." "Feeling gratitude for our ability to pay for things vs being bitter over money spent is a great sign that we are evolving in our relationship with money." Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3207: ESI explores the idea of “moderate and selective frugality,” contrasting it with the extreme frugality of the Amish as described in Money Secrets of the Amish. He emphasizes seeking value over the lowest price, spending intentionally on what brings joy, and balancing frugality with a focus on growing income. This thoughtful approach encourages financial freedom while still enjoying life's pleasures. Read along with the original article(s) here: https://esimoney.com/moderate-and-selective-frugality/ Quotes to ponder: "Use it up, wear it out, make do or do without." "Moderate means that I like to be frugal to a point, but I won't go so far as to buy something cheap simply because it's the best price." "Feeling gratitude for our ability to pay for things vs being bitter over money spent is a great sign that we are evolving in our relationship with money." Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3207: ESI explores the idea of “moderate and selective frugality,” contrasting it with the extreme frugality of the Amish as described in Money Secrets of the Amish. He emphasizes seeking value over the lowest price, spending intentionally on what brings joy, and balancing frugality with a focus on growing income. This thoughtful approach encourages financial freedom while still enjoying life's pleasures. Read along with the original article(s) here: https://esimoney.com/moderate-and-selective-frugality/ Quotes to ponder: "Use it up, wear it out, make do or do without." "Moderate means that I like to be frugal to a point, but I won't go so far as to buy something cheap simply because it's the best price." "Feeling gratitude for our ability to pay for things vs being bitter over money spent is a great sign that we are evolving in our relationship with money." Learn more about your ad choices. Visit megaphone.fm/adchoices
Are Premium Credit Cards Still Worth It?In this episode, Dr. Preston Cherry breaks down the truth behind those flashy, high-fee credit cards like the Amex Platinum and Chase Sapphire Reserve. Are the perks really that valuable—or are you just paying for status? From overcrowded lounges to scattered benefits, Dr. Cherry reveals what you really need to know before swiping that premium card.He urges listeners to take a closer look at how they're using their cards, whether the rewards actually match their lifestyle, and how to avoid the trap of chasing points instead of building a smart spending plan.Takeaways:• Perks often overhyped• Lounges = crowded chaos• Spending must be intentional• Points ≠ a good plan• Audit your usage00:00 Intro00:53 Understanding Premium Card Perks02:41 The Reality of Lounge Access03:59 Intentional Spending Strategies06:43 Personal Audit for Credit Card UseGet The Wealth Word — our free weekly newsletter on wealth and well-being: https://wealth.concurrentfp.com/thewealthwordExplore award-winning wealth advisory services: https://www.concurrentfp.com/Read Wealth In The Key of Life by Dr. Preston Cherry: https://drprestoncherry.com/book/Disclosure: Educational content only. Not financial advice. https://www.concurrentfp.com/disclosures/
Brad chats with certified financial planner Shannah Game, who shares insights from her book Unraveling Your Relationship with Money. They discuss the emotional and psychological aspects of finance, emphasizing the importance of understanding one's money stories, setting intentional spending boundaries, and achieving financial independence beyond just numbers and logic. Key Topics Discussed: Introduction to Shannah Game (00:00:48) Shannah is a CFP and author of Unraveling Your Relationship with Money. The Emotional Side of Finance (00:01:35) Personal finance is 90% psychology and emotion. Shannah discusses her own journey and revelations about money. Understanding Money Trauma (00:06:48) Money trauma can affect anyone, not just those from impoverished backgrounds. Discussing childhood experiences and their impact on adult financial behaviors. Strategies for Intentional Spending (00:12:15) Implement the 24-hour rule before purchases to reduce impulsive spending. Create space between stimulus and response to make intentional financial choices. Creating Your Financial Rules (00:16:40) The concept of setting personal financial boundaries and making your own rules. Importance of tailoring financial strategies to individual needs. Personal Growth and Self-trust (00:36:17) Fostering a growth mindset to combat feelings of being "bad with money." Emphasizing the importance of self-trust in financial decision-making. Key Insights: Money as Joy, Not Struggle (00:06:00) Money should enhance life rather than be a source of stress. Conscious Spending (00:10:07) Create space to reflect before making purchases. Set Your Own Financial Rules (00:16:40) Empower yourself to establish personal financial guidelines that resonate with your values. Our Brains and Money (00:18:39) Recognizing how cognitive processes can sabotage financial well-being. Actionable Takeaways: Apply a 24-hour cooling-off period before making purchases to minimize impulsive spending. (Timestamp: 00:11:22) Use highlighters to categorize your spending and uncover hidden patterns affecting your financial decisions. (Timestamp: 00:29:23) FAQs: What are some strategies to manage emotional spending? Implement a 24-hour waiting period before purchases. (00:10:58) How can I uncover my money stories? Reflect on spending patterns in a relaxed environment to identify emotional triggers. (00:29:23) Why is it important to address money trauma? It helps break negative cycles, fostering a healthier financial relationship. (00:07:53) Discussion Questions to Consider: What are your earliest memories related to money, and how do they shape your current beliefs? (00:08:15) How can you create a healthier emotional relationship with money? (00:39:17) Related Resources: Unraveling Your Relationship with Money - Book Link (00:41:01) Follow Shannah Game: Website & Podcast: EveryonesTalkingMoney.com Instagram: @ShannahGame Examine your financial beliefs deeply and review the actionable steps to cultivate a healthier relationship with money, paving the way toward financial independence.
Retiring early doesn't mean cutting out everything you love, it means being intentional about what truly adds value to your life. In this episode of Root Talks, we take a closer look at the spending choices that can either delay or accelerate your path to early retirement. We explore which tradeoffs are worth making, where small changes can have a big impact on your timeline, and why some expenses are still worth every penny. This isn't just about saving money—it's about aligning your spending with your values, your future goals, and the life you actually want to live.- Advisory services are offered through Root Financial Partners, LLC, an SEC registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. We do not provide tax preparation or legal services. Always consult with your CPA or attorney regarding your specific situation.Viewing this video does not create an advisory relationship with Root Financial. We only provide advisory services to clients under a written agreement. Investment strategies discussed may not be suitable for everyone. All investments involve risk, and past performance is not indicative of future results. Any opinions expressed are as of the date of recording and are subject to change.Comments left on this video reflect the views and opinions of the individual commenters and do not necessarily represent the views of Root Financial Partners, LLC. Comments should not be considered a testimonial or endorsement of our services and have not been solicited or compensated. Root does not verify the accuracy of comments and is not responsible for their content.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3148: Kumiko Love shares a strategic guide to making the most of an extra paycheck - a financial opportunity that comes just a few times a year for bi-weekly earners. By prioritizing intentionality over impulse, she outlines how to align this bonus income with your money goals, whether it's crushing debt, boosting savings, or planning guilt-free fun. Read along with the original article(s) here: https://www.thebudgetmom.com/what-to-do-with-that-third-paycheck/ Quotes to ponder: "That third paycheck is not free money. It's your money - and your plan for it matters." "You don't have to spend every dime to enjoy your life." "Decide what's most important to you and make a plan before the money hits your account." Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3148: Kumiko Love shares a strategic guide to making the most of an extra paycheck - a financial opportunity that comes just a few times a year for bi-weekly earners. By prioritizing intentionality over impulse, she outlines how to align this bonus income with your money goals, whether it's crushing debt, boosting savings, or planning guilt-free fun. Read along with the original article(s) here: https://www.thebudgetmom.com/what-to-do-with-that-third-paycheck/ Quotes to ponder: "That third paycheck is not free money. It's your money - and your plan for it matters." "You don't have to spend every dime to enjoy your life." "Decide what's most important to you and make a plan before the money hits your account." Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode of Picking Daisies, Mary sits down with financial therapist Lindsey Konchar to unpack the emotional side of money. Together, they dive into how our early money stories shape our adult habits, the shame that often surrounds finances, and why open conversations—especially within families—are essential.Lindsey blends behavioral therapy with practical financial tools to help families, especially stay-at-home parents, rethink their relationship with money. They discuss everything from financial infidelity and money dynamics in relationships to teaching kids how to spend with intention (and yes, even how TikTok Shop fits into it all).This is more than a budgeting chat—it's a fresh, honest take on financial self-care, how to spend in a way that feels good, and how to raise financially aware kids without fear or scarcity.Takeaways:Over 90% of Americans experience financial stress—you're not alone.Your money story is learned young (by age 10!) but can be changed.Intentional spending should create joy and reduce chaos—not shame.Stay-at-home parents contribute in ways that deserve recognition and partnership.Avoiding money conversations only adds to the stress—especially in relationships.Kids can sense financial tension, even if it's unspoken—so include them.Family meetings and honest conversations build trust and confidence.Use resources like podcasts to support your journey toward financial peace.Whether you're in a relationship, parenting little ones, or just trying to break the cycle of paycheck-to-paycheck living, this episode offers thoughtful, doable steps for anyone ready to shift their money mindset.Join Mary everyday for a real look into life with 3 crazy ass kids, surviving, thriving, and whatever the F else you might consider over at www.instagram.com/theverymarylife. Or if you're a Tik Tok fan, find me at https://www.tiktok.com/@theverymarylife. And of course, explore more on Theverymarylife.com
In this episode, we explore how to tackle debt without sacrificing the things that bring joy and meaning to life. From intentional travel planning to evaluating extracurriculars for your kids, we discuss ways to align spending with personal values and maintain a sustainable financial journey. Plus, we dig into practical tools and mindset shifts to help you make confident, values-based decisions around money. In this episode, we chat about: Intentional spending Aligning spending with your values Understanding the trade-offs and balance MENTIONED IN THIS EPISODE: Empowered Money Academy TODAY'S PODCAST SPONSOR Crew Finance Sign up today for free and Crew is giving $25 to any Toasties who deposit $500 or more trycrew.com/toast Use code TOAST ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple. They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU! Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: Join Empowered Money Academy priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template RECOGNITION: Audio engineer: Garrett Davis
Better every day. That's the goal. Not perfection. What skill have you ever learned that you were perfect at right from the start? Then why are you so hard on yourself when your financial journey isn't perfectly smooth and easy? Each positive decision you make, each money conversation you have with your spouse is like a good set at the gym. Not every rep is perfect, so you keep working on it. This week, we're talking mindset shifts to help you think of one way you can PRACTICE this week with: Spending intentionally Communication Overcoming exessive frugality & moving on from seasons of aggressive saving Money management is a skill that improves with practice. You'll get better with each rep. Don't expect perfect from you every day (or from your spouse!). What decision today could be one rep? For a limited time, Spencer is offering one-on-one Military Money Mentor sessions! Get your personal military money and investing questions answered in a confidential coaching call. Our new TSP course is live! Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. I also offer a 100% free course on military travel hacking and getting annual fee waived credit cards, like The Platinum Card® from American Express, the American Express® Gold Card, and the Chase Sapphire Reserve® Card in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. Learn how to get your annual fees waived on premium credit cards from American Express in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. The Platinum Card® from American Express and the American Express® Gold Card waive the annual fee for active duty military servicemembers, including Guard and Reserve on active orders over 30 days. The annual fees on all personal Amex cards are also waived for military spouses married to active duty troops.
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3090: Brian Gardner challenges the busyness and clutter that dominate modern life, inviting readers to embrace a simpler, more intentional existence. By clearing the physical and mental "sidebars" that distract us, he reveals how life becomes more meaningful, spacious, and aligned with what truly matters. Read along with the original article(s) here: https://nosidebar.com/life-without-sidebars/ Quotes to ponder: "A life with no sidebars is about making space for what really matters by getting rid of everything that doesn't." "Busyness isn't a badge of honor, it's a barrier to connection, creativity, and joy." "Instead of checking off boxes, I want to be present for my life." Episode references: Soulful Simplicity (Book): https://www.amazon.com/Soulful-Simplicity-Courtney-Carver/dp/0143130684 Be More with Less: https://bemorewithless.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3090: Brian Gardner challenges the busyness and clutter that dominate modern life, inviting readers to embrace a simpler, more intentional existence. By clearing the physical and mental "sidebars" that distract us, he reveals how life becomes more meaningful, spacious, and aligned with what truly matters. Read along with the original article(s) here: https://nosidebar.com/life-without-sidebars/ Quotes to ponder: "A life with no sidebars is about making space for what really matters by getting rid of everything that doesn't." "Busyness isn't a badge of honor, it's a barrier to connection, creativity, and joy." "Instead of checking off boxes, I want to be present for my life." Episode references: Soulful Simplicity (Book): https://www.amazon.com/Soulful-Simplicity-Courtney-Carver/dp/0143130684 Be More with Less: https://bemorewithless.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3521: Spending money out of boredom is a common trap, fueled by the instant gratification of shopping and the endless distractions of social media. Charlie Brown argues that the key to breaking this cycle lies in embracing profound boredom, a deeper state of reflection that can lead to meaningful life changes. By stepping outside, engaging with the world, and allowing boredom to transform into creativity and purpose, we can escape the lure of mindless spending and build a more fulfilling life. Read along with the original article(s) here: https://themakingofamillionaire.com/you-spend-money-because-youre-bored-26d8fa1be4af Quotes to ponder: "We are very, very good at stemming boredom with spending money." "Shopping through boredom is about as far from a win-win situation as you can get. It's expensive, you'll probably regret it, and it's not a long-term solution to your boredom." "Stepping outside your house has two major boredom-blocking benefits. One, it stems superficial boredom in an easy, cheap way. Two, it's well-documented that walking does things to your brain that nothing else can." Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3521: Spending money out of boredom is a common trap, fueled by the instant gratification of shopping and the endless distractions of social media. Charlie Brown argues that the key to breaking this cycle lies in embracing profound boredom, a deeper state of reflection that can lead to meaningful life changes. By stepping outside, engaging with the world, and allowing boredom to transform into creativity and purpose, we can escape the lure of mindless spending and build a more fulfilling life. Read along with the original article(s) here: https://themakingofamillionaire.com/you-spend-money-because-youre-bored-26d8fa1be4af Quotes to ponder: "We are very, very good at stemming boredom with spending money." "Shopping through boredom is about as far from a win-win situation as you can get. It's expensive, you'll probably regret it, and it's not a long-term solution to your boredom." "Stepping outside your house has two major boredom-blocking benefits. One, it stems superficial boredom in an easy, cheap way. Two, it's well-documented that walking does things to your brain that nothing else can." Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3060: Tracking every purchase and asking three simple questions can revolutionize your spending habits. Kalen Bruce highlights the power of intentionality in finances, encouraging mindfulness about whether a purchase is necessary, if there's a more cost-effective way to buy it, and if quality should be prioritized. By applying this approach to everything from groceries to major expenses like housing and insurance, you can reduce wasteful spending and improve your financial well-being. Read along with the original article(s) here: https://freedomsprout.com/intentional-spending/ Quotes to ponder: "This is a way to stop that. Basically, you're going to track everything you buy, just like you would when you start budgeting, but you're going to actually talk about every single purchase." "It pays to spend more on quality, whether for your health or for your wallet. Or both." "If you're intentional about the things you're spending your money on, you're going to spend less and spend on the right things - improving your financial health." Episode references: Intentional Children: https://www.amazon.com/Intentional-Children-Raising-Money-Smart-Intention/dp/1734973439 Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2996: Dr. Leif Dahleen debunks common financial misconceptions like "free" travel with credit card points, the necessity of budgeting, and the idea that everyone needs a side hustle. He explains how credit card rewards aren't truly free and challenges the notion that earning more is always better than spending less, especially when taxes are factored in. His insights encourage intentional spending and a realistic approach to personal finance. Read along with the original article(s) here: https://www.physicianonfire.com/money-myths/ Quotes to ponder: “You might be inclined to consider these flights as ‘free travel,' but the truth is that you could have $500 cash in your pocket instead.” “A dollar saved is better than a dollar earned. Every $1.00 that you don't spend is about $1.60 that you don't have to earn.” “Side gigs can be great for non-financial reasons but a main gig ought to be enough to support you and your family financially.” Episode references: YNAB (You Need a Budget): https://www.youneedabudget.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices
I want to hear your thoughts about the show and this episode. Text us here...In this episode of "Confidence and the Confident You," host Julie DeLucca-Collins dives into personal finance with guest Debra Jacobs, an accredited financial counselor and founder of Money Smart for Life. Deborah, armed with a master's degree from Harvard, shares her journey and practical tips for financial empowerment, especially for women. They discuss the emotional baggage tied to money, generational beliefs, and the importance of financial education. Deborah offers strategies like house sitting for affordable travel and underscores the value of financial coaching. This episode is a friendly, insightful guide to taking control of your financial future.In this episode: Importance of financial education and literacyImpact of generational beliefs on money managementCommon financial challenges faced by womenEmotional aspects of managing money and overcoming fearStrategies for effective budgeting and spending plansAddressing financial mistakes and learning from themSocietal pressures influencing financial decisionsFinancial challenges for individuals approaching retirementBenefits of working with a financial coachEncouragement to take proactive steps toward financial empowermentConnect with Debra:https://moneysmartforlife.comLinked-InFaceBookThis is an invitation to join a supportive community of purpose-driven entrepreneurs who are creating an impact in the world.A mastermind is a community of peers who exchange ideas, provide support, and offer sound advice for running a successful business.Join the Confident YOU Mastermind now at https://goconfidentlyservices.myflodesk.com/confidentyoumastermindSupport the showOther helpful resources for you: Learn more about my Confident You Mastermind Today! Here's your Guide to Starting A Podcast in 30 days, download yours today! For more about me and what I do, check out my website. If you're looking for support to grow your business faster, be positioned as an authority in your industry, and impact the masses, schedule a call to explore if you'd be a good fit for one of my coaching programs. Thank you for listening to our podcast. Please Subscribe! Join our Facebook GroupInstagram, TikTok We love reviews! Please leave us a review.Contact us if you want to Launch, restart, or grow your podcast.
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2948: Ryan from ArrestYourDebt.com reveals how companies profit from our constant dissatisfaction, urging a mindset shift for greater happiness and financial freedom. He emphasizes investing in experiences over material items, nurturing meaningful memories, and giving to others to elevate personal joy and purpose. Read along with the original article(s) here: https://arrestyourdebt.com/money-can-buy-happiness/ Quotes to ponder: "Businesses and marketers take full advantage of our discontentment." "Experiences have an amazing way of making us happy and keeping us happy for a longer period of time." "This life is about living and giving - the more you give, the happier you will be." Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2897: U-Ming Lee challenges the conventional wisdom of avoiding lifestyle creep, arguing that some level of it is both natural and beneficial. He emphasizes that living too austerely can be detrimental to mental well-being and suggests a balanced approach of mindful consumption, where purchases are made thoughtfully based on personal value rather than societal pressures or extreme frugality. Read along with the original article(s) here: https://themakingofamillionaire.com/some-lifestyle-creep-is-inevitable-it-may-even-be-desirable-dd3ff08d66c4 Quotes to ponder: "Forced austerity has a corrosive impact on your mental well-being." "Mindful consumption strikes a happy balance between rigidly self-enforced austerity and excessive consumption." "Rising living conditions signal that we are improving our lot in life." Learn more about your ad choices. Visit megaphone.fm/adchoices
“Spending is your superpower… You're not doing money wrong, you do money differently. The sooner that you're able to own it and be proud of it, the sooner you can wield it like a superpower instead of being all over the place because you're judging yourself with it.” —Franchelle Caesar Being a "spender" is often seen as a negative trait, but the truth is, that spenders possess a unique financial superpower. While society may deem spending as a liability, in reality, it plays a vital role in keeping the economy thriving. Therefore, it's time to redefine the narrative and embrace the strengths that come with being a proud spender. Franchelle Caesar is a Financial Coach for Spenders. After struggling with her own spending habits, she created a solution and now helps others do the same, guiding them to wield their spending prowess as a strength rather than a weakness. In this conversation, Daniel and Franchelle share powerful insights on the misconceptions about being a “spender”, the importance of being intentional in spending and tracking finances, the need to align spending with personal values, tips on gamifying financial habits and creating enjoyable routines, the different types of toxic spending patterns and how to overcome financial sabotage, mindset shifts for abundance, plus much more. Be Inspired! with Daniel: Website (Makings of a Millionaire Mindset) Website (Daniel Gomez Global) Facebook Facebook Group X Instagram LinkedIn Pinterest YouTube Episode Highlights: 03:14 Who is a “Spender” 09:21 Lifestyle Creep 15:53 Gamify Your Spending Behavior 22:52 Toxic Spending Patterns: Winner, Seeker, Runner, and Protector 35:06 Go Where the Growth Is 40:28 Have Them Come
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3265: Scott Spann highlights the importance of starting early with retirement savings and the benefits of gradual increases through strategies like automatic contribution rate escalation. He uses Sharon's story to demonstrate how small, consistent efforts can lead to significant financial security and flexibility later in life. Read along with the original article(s) here: https://www.financialfinesse.com/2015/01/26/can-you-really-save-more-tomorrow/ Quotes to ponder: "It is just too easy to convince ourselves that we can save more tomorrow when we have a better job, when we pay off those loans, or when those other life challenges disappear." "Sharon's secret to success over the past two decades was to put any salary increases into savings without giving herself a chance to spend it." "It may be tough to go from saving 5% to 15% in one move, but going from 5% to 6% is quite painless, especially if the increase can be timed to coincide with an annual raise." Episode references: Nudge: Improving Decisions About Health, Wealth, and Happiness: https://www.amazon.com/Nudge-Improving-Decisions-Health-Happiness/dp/014311526X Employee Benefit Research Institute: https://www.ebri.org Learn more about your ad choices. Visit megaphone.fm/adchoices
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