POPULARITY
14 episodes with intentional spending
13 episodes with intentional spending
13 episodes with intentional spending
3 episodes with intentional spending
3 episodes with intentional spending
2 episodes with intentional spending
3 episodes with intentional spending
2 episodes with intentional spending
2 episodes with intentional spending
This week, Mac and Jason discuss how to shift from saving to spending in retirement. They share practical strategies for intentional spending across family support, charitable giving, and personal enjoyment.
Side Hustle with Soul | BUSINESS | ENTREPRENEURSHIP | PERSONAL DEVELOPMENT | CREATING A SIDE HUSTLE
In this episode of 'For the 23%', host Dielle engages in a deep conversation with Eduek Brooks about the experiences of women of color in entrepreneurship. The discussion covers personal debt stories, the importance of mindfulness in spending, the concept of lifestyle creep, and the necessity of having a financial surplus. The speakers emphasize the need for intentionality in financial decisions and the mindset shifts required to achieve financial abundance. In this conversation, the speakers discuss the mental barriers that prevent individuals from pursuing their financial goals and the importance of financial awareness. 00:00 — Introduction 02:42 — Debt Stories and Financial Mindfulness 05:55 — Lifestyle Creep and Financial Awareness 09:51 — Intentional Spending and Living Within Means 14:50 — Understanding Surplus and Financial Goals 18:08 — Mindset Shifts for Financial Abundance 21:45 — Overcoming Mental Barriers to Success 23:37 — The Importance of Financial Awareness 27:52 — Investing: A Path to Financial Freedom 35:57 — Transitioning from Employment to Entrepreneurship 39:34 — Empowerment as a Woman of Color Business Owner Connect With: Eduek Brooks Website: twosidesofadime.com Instagram: @twosidesofadime Email: eduek@twosidesofadime.com For the 23% is the women of color business and entrepreneurship podcast hosted by multi-million-dollar entrepreneur Dielle Charon. Each week you'll learn how to grow your sales, money, and freedom so we can increase the 23% of business owners who are women of color. Website: forthe23percent.com Instagram: @forthe23percent Membership: forthe23percent.com/membership
Some retirees have more money than they ever imagined… and still feel guilty buying the $5 M&Ms.This episode is for the lifelong savers who nailed the retirement planning side—maxed out accounts, invested consistently, hit their “number”—but feel stuck when it's time to actually spend. James and Ari share real client stories of multimillionaires who still walk past convenience to save a few dollars, not because they need to… but because the “always save” habit is so deeply wired in.In this episode, you'll hear:Why it's so hard to shift from accumulator to spenderHow a scarcity mindset can follow you into a very comfortable retirementThe “M&M moment” that exposed just how powerful old money habits can beSimple ways to practice guilt-free, intentional spending that aligns with your valuesIf you've ever asked yourself, “Is it really okay to spend this in retirement?” this conversation will help you see your money as a tool for memories, not just a balance sheet number.-Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.
Some retirees have more money than they ever imagined… and still feel guilty buying the $5 M&Ms.This episode is for the lifelong savers who nailed the retirement planning side—maxed out accounts, invested consistently, hit their “number”—but feel stuck when it's time to actually spend. James and Ari share real client stories of multimillionaires who still walk past convenience to save a few dollars, not because they need to… but because the “always save” habit is so deeply wired in.In this episode, you'll hear:Why it's so hard to shift from accumulator to spenderHow a scarcity mindset can follow you into a very comfortable retirementThe “M&M moment” that exposed just how powerful old money habits can beSimple ways to practice guilt-free, intentional spending that aligns with your valuesIf you've ever asked yourself, “Is it really okay to spend this in retirement?” this conversation will help you see your money as a tool for memories, not just a balance sheet number.-Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Strategy ⬇️ Get Started Here.Join the new Root Collective HERE!
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3355: Jennifer explores seven thoughtful investments that consistently pay off in the long run from personal growth to practical tools that save time and stress. Her insights challenge the guilt often tied to spending, encouraging more intentional choices that align with your values and enhance everyday life. Read along with the original article(s) here: https://www.simplyfiercely.com/7-things-you-will-never-regret-spending-money-on/ Quotes to ponder: "You'll never regret spending money on things that help you grow as a person." "Spending money to save time and energy isn't lazy, it's strategic." "When you say yes to something, you're saying no to something else, so make your choices count." Episode references: Atomic Habits: https://www.amazon.com/Atomic-Habits-Proven-Build-Break/dp/0735211299 Your Money or Your Life: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766 Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3355: Jennifer explores seven thoughtful investments that consistently pay off in the long run from personal growth to practical tools that save time and stress. Her insights challenge the guilt often tied to spending, encouraging more intentional choices that align with your values and enhance everyday life. Read along with the original article(s) here: https://www.simplyfiercely.com/7-things-you-will-never-regret-spending-money-on/ Quotes to ponder: "You'll never regret spending money on things that help you grow as a person." "Spending money to save time and energy isn't lazy, it's strategic." "When you say yes to something, you're saying no to something else, so make your choices count." Episode references: Atomic Habits: https://www.amazon.com/Atomic-Habits-Proven-Build-Break/dp/0735211299 Your Money or Your Life: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766 Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3355: Jennifer explores seven thoughtful investments that consistently pay off in the long run from personal growth to practical tools that save time and stress. Her insights challenge the guilt often tied to spending, encouraging more intentional choices that align with your values and enhance everyday life. Read along with the original article(s) here: https://www.simplyfiercely.com/7-things-you-will-never-regret-spending-money-on/ Quotes to ponder: "You'll never regret spending money on things that help you grow as a person." "Spending money to save time and energy isn't lazy, it's strategic." "When you say yes to something, you're saying no to something else, so make your choices count." Episode references: Atomic Habits: https://www.amazon.com/Atomic-Habits-Proven-Build-Break/dp/0735211299 Your Money or Your Life: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766 Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3348: Leif challenges the conventional link between income and happiness by highlighting how mindful spending and intentional living can lead to greater freedom, satisfaction, and emotional well-being. Drawing on research, personal experience, and the FIRE movement, he illustrates how spending less, while counterintuitive in a consumer-driven culture, can actually unlock more time, autonomy, and joy. Read along with the original article(s) here: https://www.physicianonfire.com/spend-less-live-more/ Quotes to ponder: "High income buys life satisfaction but not happiness." "The things you own end up owning you. It's only after you lose everything that you're free to do anything." "A dollar spent is a dollar not saved or invested." Episode references: High income improves evaluation of life but not emotional well-being (Kahneman & Deaton, 2010): https://www.pnas.org/doi/10.1073/pnas.1011492107 You Need a Budget (YNAB): https://www.youneedabudget.com/ Scott's Cheap Flights (now Going): https://www.going.com/ Personal Capital (now Empower): https://www.empower.com/ Mint: https://mint.intuit.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3348: Leif challenges the conventional link between income and happiness by highlighting how mindful spending and intentional living can lead to greater freedom, satisfaction, and emotional well-being. Drawing on research, personal experience, and the FIRE movement, he illustrates how spending less, while counterintuitive in a consumer-driven culture, can actually unlock more time, autonomy, and joy. Read along with the original article(s) here: https://www.physicianonfire.com/spend-less-live-more/ Quotes to ponder: "High income buys life satisfaction but not happiness." "The things you own end up owning you. It's only after you lose everything that you're free to do anything." "A dollar spent is a dollar not saved or invested." Episode references: High income improves evaluation of life but not emotional well-being (Kahneman & Deaton, 2010): https://www.pnas.org/doi/10.1073/pnas.1011492107 You Need a Budget (YNAB): https://www.youneedabudget.com/ Scott's Cheap Flights (now Going): https://www.going.com/ Personal Capital (now Empower): https://www.empower.com/ Mint: https://mint.intuit.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3348: Leif challenges the conventional link between income and happiness by highlighting how mindful spending and intentional living can lead to greater freedom, satisfaction, and emotional well-being. Drawing on research, personal experience, and the FIRE movement, he illustrates how spending less, while counterintuitive in a consumer-driven culture, can actually unlock more time, autonomy, and joy. Read along with the original article(s) here: https://www.physicianonfire.com/spend-less-live-more/ Quotes to ponder: "High income buys life satisfaction but not happiness." "The things you own end up owning you. It's only after you lose everything that you're free to do anything." "A dollar spent is a dollar not saved or invested." Episode references: High income improves evaluation of life but not emotional well-being (Kahneman & Deaton, 2010): https://www.pnas.org/doi/10.1073/pnas.1011492107 You Need a Budget (YNAB): https://www.youneedabudget.com/ Scott's Cheap Flights (now Going): https://www.going.com/ Personal Capital (now Empower): https://www.empower.com/ Mint: https://mint.intuit.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3347: Leif challenges the common belief that spending more equals living better, arguing instead that dialing back on expenses can actually unlock a richer, more meaningful life. With personal stories and data-backed insights, he highlights how financial discipline offers not deprivation, but freedom, especially for high earners who mistakenly conflate luxury with happiness. Read along with the original article(s) here: https://www.physicianonfire.com/spend-less-live-more/ Quotes to ponder: "When you dial down the spending, you'll be able to live more." "It's much easier to stay off the hedonic treadmill or keep it going at a slow speed than it is to hop off once it's hit a ludicrous speed." "We don't seem to be getting any happier despite substantial wealth gains over the past decade." Episode references: Ramit Sethi – I Will Teach You To Be Rich: https://www.iwillteachyoutoberich.com/ World Happiness Report: https://www.worldhappiness.report/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3347: Leif challenges the common belief that spending more equals living better, arguing instead that dialing back on expenses can actually unlock a richer, more meaningful life. With personal stories and data-backed insights, he highlights how financial discipline offers not deprivation, but freedom, especially for high earners who mistakenly conflate luxury with happiness. Read along with the original article(s) here: https://www.physicianonfire.com/spend-less-live-more/ Quotes to ponder: "When you dial down the spending, you'll be able to live more." "It's much easier to stay off the hedonic treadmill or keep it going at a slow speed than it is to hop off once it's hit a ludicrous speed." "We don't seem to be getting any happier despite substantial wealth gains over the past decade." Episode references: Ramit Sethi – I Will Teach You To Be Rich: https://www.iwillteachyoutoberich.com/ World Happiness Report: https://www.worldhappiness.report/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3347: Leif challenges the common belief that spending more equals living better, arguing instead that dialing back on expenses can actually unlock a richer, more meaningful life. With personal stories and data-backed insights, he highlights how financial discipline offers not deprivation, but freedom, especially for high earners who mistakenly conflate luxury with happiness. Read along with the original article(s) here: https://www.physicianonfire.com/spend-less-live-more/ Quotes to ponder: "When you dial down the spending, you'll be able to live more." "It's much easier to stay off the hedonic treadmill or keep it going at a slow speed than it is to hop off once it's hit a ludicrous speed." "We don't seem to be getting any happier despite substantial wealth gains over the past decade." Episode references: Ramit Sethi – I Will Teach You To Be Rich: https://www.iwillteachyoutoberich.com/ World Happiness Report: https://www.worldhappiness.report/ Learn more about your ad choices. Visit megaphone.fm/adchoices
How good are you at "spending money"? ✅In this episode, I'm breaking down the 4-part Intentional Spending Framework I teach my clients to help them spend in a way that actually feels good, not chaotic or restrictive, but aligned and empowering. You'll learn:✅ How to align your spending with your values and life goals✅ What to ask yourself to know if a price actually feels “worth it”✅ Why overspending isn't always a mistake if it's conscious and deliberate✅ How this framework helps you stay on track financially without living in restrictionIf you've ever thought, “I just want to spend money without feeling bad about it later,” this episode is for you.Want to learn more? Book a 1:1 Money Coaching call: https://www.buildinggenwealth.com/work-with-me
This episode is sponsored by Cozy Earth, our go-to for buttery-soft, temperature-regulating bamboo sheets and loungewear that actually lasts. Cozy Earth products are made from responsibly sourced materials that keep you cool, cozy, and comfortable through pregnancy, postpartum, and all the snuggly moments in between. Use code HEHE for an exclusive discount at cozyearth.com and treat yourself to the comfort you deserve. In this episode of The Birth Lounge Podcast, HeHe dives into one of the most overlooked parts of preparing for parenthood, financial stability. While the world loves to scare you about “big babies” and sell you all the baby gear under the sun, HeHe and her guest, Dan Brigham (aka Budgeters Anonymous), are here to help you focus on what actually matters: building a strong financial foundation for your growing family. Together, they unpack the sneaky expenses new parents often overlook, smart budgeting strategies that actually work, and how intentional planning can bring more peace and less panic to your postpartum season. Dan shares his journey of overcoming debt, creating financial freedom, and shifting the mindset from “surviving” to thriving. They also get real about emergency funds, 529 plans, IRAs for kids, and how to get on the same financial page with your partner. This is the money talk every parent needs: judgment-free, empowering, and designed to help you build the future your family deserves. PSA for all my mamas worried about “big baby” talk: Our brand new course — Pushing Out Your Big A** Baby is officially live and in pre-sale until November 1! This class busts through every scare tactic, lays out the real evidence, and gives you the exact tools to advocate for yourself with confidence (no matter how big your baby is). Grab your spot at thebirthlounge.com/bigbaby 00:00 Introduction: Financial Stability for New Parents 00:49 The Myth of the Big Baby 01:31 Understanding Macrosomia and Birth Advocacy 03:05 Introducing the New Course: Pushing Out Your Big Ass Baby 03:27 Pre-Sale Announcement and Course Details 05:01 Budgeting for a Baby: An Essential Guide 05:45 Meet Dan Brigham: Budgeting Expert 08:25 Defining Financial Responsibility 12:22 Good Debt vs. Bad Debt 15:52 Intentional Spending and Budgeting Frameworks 23:34 Making a Baby Budget: Practical Tips 32:33 The Reality of Social Media and Financial Comparisons 35:31 No Spend Weekends: Finding Purpose Beyond Money 38:10 Nesting Instincts and Cozy Earth 41:06 Budgeting for a Baby 44:03 Emergency Funds and Financial Priorities 47:15 Setting Up Financial Accounts for Your Child 51:45 Tracking Expenses and Budgeting Tools 58:59 Mindsets for Financial Success 01:06:57 Final Thoughts and Key Takeaways Guest Bio: Dan is the founder of Budgeters Anonymous and has free resources on his website. Dan's focus is Faith, Fitness, Family and Finance. INSTAGRAM: Connect with HeHe on IG Connect with Dan on IG BIRTH EDUCATION: Join The Birth Lounge here for judgment-free childbirth education that prepares you for an informed birth and how to confidently navigate hospital policy to have a trauma-free labor experience! Download The Birth Lounge App for birth & postpartum prep delivered straight to your phone! LINKS MENTIONED: Find Dan here: budgetersanonymous.com
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3207: ESI explores the idea of “moderate and selective frugality,” contrasting it with the extreme frugality of the Amish as described in Money Secrets of the Amish. He emphasizes seeking value over the lowest price, spending intentionally on what brings joy, and balancing frugality with a focus on growing income. This thoughtful approach encourages financial freedom while still enjoying life's pleasures. Read along with the original article(s) here: https://esimoney.com/moderate-and-selective-frugality/ Quotes to ponder: "Use it up, wear it out, make do or do without." "Moderate means that I like to be frugal to a point, but I won't go so far as to buy something cheap simply because it's the best price." "Feeling gratitude for our ability to pay for things vs being bitter over money spent is a great sign that we are evolving in our relationship with money." Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3207: ESI explores the idea of “moderate and selective frugality,” contrasting it with the extreme frugality of the Amish as described in Money Secrets of the Amish. He emphasizes seeking value over the lowest price, spending intentionally on what brings joy, and balancing frugality with a focus on growing income. This thoughtful approach encourages financial freedom while still enjoying life's pleasures. Read along with the original article(s) here: https://esimoney.com/moderate-and-selective-frugality/ Quotes to ponder: "Use it up, wear it out, make do or do without." "Moderate means that I like to be frugal to a point, but I won't go so far as to buy something cheap simply because it's the best price." "Feeling gratitude for our ability to pay for things vs being bitter over money spent is a great sign that we are evolving in our relationship with money." Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3207: ESI explores the idea of “moderate and selective frugality,” contrasting it with the extreme frugality of the Amish as described in Money Secrets of the Amish. He emphasizes seeking value over the lowest price, spending intentionally on what brings joy, and balancing frugality with a focus on growing income. This thoughtful approach encourages financial freedom while still enjoying life's pleasures. Read along with the original article(s) here: https://esimoney.com/moderate-and-selective-frugality/ Quotes to ponder: "Use it up, wear it out, make do or do without." "Moderate means that I like to be frugal to a point, but I won't go so far as to buy something cheap simply because it's the best price." "Feeling gratitude for our ability to pay for things vs being bitter over money spent is a great sign that we are evolving in our relationship with money." Learn more about your ad choices. Visit megaphone.fm/adchoices
Are Premium Credit Cards Still Worth It?In this episode, Dr. Preston Cherry breaks down the truth behind those flashy, high-fee credit cards like the Amex Platinum and Chase Sapphire Reserve. Are the perks really that valuable—or are you just paying for status? From overcrowded lounges to scattered benefits, Dr. Cherry reveals what you really need to know before swiping that premium card.He urges listeners to take a closer look at how they're using their cards, whether the rewards actually match their lifestyle, and how to avoid the trap of chasing points instead of building a smart spending plan.Takeaways:• Perks often overhyped• Lounges = crowded chaos• Spending must be intentional• Points ≠ a good plan• Audit your usage00:00 Intro00:53 Understanding Premium Card Perks02:41 The Reality of Lounge Access03:59 Intentional Spending Strategies06:43 Personal Audit for Credit Card UseGet The Wealth Word — our free weekly newsletter on wealth and well-being: https://wealth.concurrentfp.com/thewealthwordExplore award-winning wealth advisory services: https://www.concurrentfp.com/Read Wealth In The Key of Life by Dr. Preston Cherry: https://drprestoncherry.com/book/Disclosure: Educational content only. Not financial advice. https://www.concurrentfp.com/disclosures/
Brad chats with certified financial planner Shannah Game, who shares insights from her book Unraveling Your Relationship with Money. They discuss the emotional and psychological aspects of finance, emphasizing the importance of understanding one's money stories, setting intentional spending boundaries, and achieving financial independence beyond just numbers and logic. Key Topics Discussed: Introduction to Shannah Game (00:00:48) Shannah is a CFP and author of Unraveling Your Relationship with Money. The Emotional Side of Finance (00:01:35) Personal finance is 90% psychology and emotion. Shannah discusses her own journey and revelations about money. Understanding Money Trauma (00:06:48) Money trauma can affect anyone, not just those from impoverished backgrounds. Discussing childhood experiences and their impact on adult financial behaviors. Strategies for Intentional Spending (00:12:15) Implement the 24-hour rule before purchases to reduce impulsive spending. Create space between stimulus and response to make intentional financial choices. Creating Your Financial Rules (00:16:40) The concept of setting personal financial boundaries and making your own rules. Importance of tailoring financial strategies to individual needs. Personal Growth and Self-trust (00:36:17) Fostering a growth mindset to combat feelings of being "bad with money." Emphasizing the importance of self-trust in financial decision-making. Key Insights: Money as Joy, Not Struggle (00:06:00) Money should enhance life rather than be a source of stress. Conscious Spending (00:10:07) Create space to reflect before making purchases. Set Your Own Financial Rules (00:16:40) Empower yourself to establish personal financial guidelines that resonate with your values. Our Brains and Money (00:18:39) Recognizing how cognitive processes can sabotage financial well-being. Actionable Takeaways: Apply a 24-hour cooling-off period before making purchases to minimize impulsive spending. (Timestamp: 00:11:22) Use highlighters to categorize your spending and uncover hidden patterns affecting your financial decisions. (Timestamp: 00:29:23) FAQs: What are some strategies to manage emotional spending? Implement a 24-hour waiting period before purchases. (00:10:58) How can I uncover my money stories? Reflect on spending patterns in a relaxed environment to identify emotional triggers. (00:29:23) Why is it important to address money trauma? It helps break negative cycles, fostering a healthier financial relationship. (00:07:53) Discussion Questions to Consider: What are your earliest memories related to money, and how do they shape your current beliefs? (00:08:15) How can you create a healthier emotional relationship with money? (00:39:17) Related Resources: Unraveling Your Relationship with Money - Book Link (00:41:01) Follow Shannah Game: Website & Podcast: EveryonesTalkingMoney.com Instagram: @ShannahGame Examine your financial beliefs deeply and review the actionable steps to cultivate a healthier relationship with money, paving the way toward financial independence.
Retiring early doesn't mean cutting out everything you love, it means being intentional about what truly adds value to your life. In this episode of Root Talks, we take a closer look at the spending choices that can either delay or accelerate your path to early retirement. We explore which tradeoffs are worth making, where small changes can have a big impact on your timeline, and why some expenses are still worth every penny. This isn't just about saving money—it's about aligning your spending with your values, your future goals, and the life you actually want to live.- Advisory services are offered through Root Financial Partners, LLC, an SEC registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. We do not provide tax preparation or legal services. Always consult with your CPA or attorney regarding your specific situation.Viewing this video does not create an advisory relationship with Root Financial. We only provide advisory services to clients under a written agreement. Investment strategies discussed may not be suitable for everyone. All investments involve risk, and past performance is not indicative of future results. Any opinions expressed are as of the date of recording and are subject to change.Comments left on this video reflect the views and opinions of the individual commenters and do not necessarily represent the views of Root Financial Partners, LLC. Comments should not be considered a testimonial or endorsement of our services and have not been solicited or compensated. Root does not verify the accuracy of comments and is not responsible for their content.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3148: Kumiko Love shares a strategic guide to making the most of an extra paycheck - a financial opportunity that comes just a few times a year for bi-weekly earners. By prioritizing intentionality over impulse, she outlines how to align this bonus income with your money goals, whether it's crushing debt, boosting savings, or planning guilt-free fun. Read along with the original article(s) here: https://www.thebudgetmom.com/what-to-do-with-that-third-paycheck/ Quotes to ponder: "That third paycheck is not free money. It's your money - and your plan for it matters." "You don't have to spend every dime to enjoy your life." "Decide what's most important to you and make a plan before the money hits your account." Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3148: Kumiko Love shares a strategic guide to making the most of an extra paycheck - a financial opportunity that comes just a few times a year for bi-weekly earners. By prioritizing intentionality over impulse, she outlines how to align this bonus income with your money goals, whether it's crushing debt, boosting savings, or planning guilt-free fun. Read along with the original article(s) here: https://www.thebudgetmom.com/what-to-do-with-that-third-paycheck/ Quotes to ponder: "That third paycheck is not free money. It's your money - and your plan for it matters." "You don't have to spend every dime to enjoy your life." "Decide what's most important to you and make a plan before the money hits your account." Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3148: Kumiko Love shares a strategic guide to making the most of an extra paycheck - a financial opportunity that comes just a few times a year for bi-weekly earners. By prioritizing intentionality over impulse, she outlines how to align this bonus income with your money goals, whether it's crushing debt, boosting savings, or planning guilt-free fun. Read along with the original article(s) here: https://www.thebudgetmom.com/what-to-do-with-that-third-paycheck/ Quotes to ponder: "That third paycheck is not free money. It's your money - and your plan for it matters." "You don't have to spend every dime to enjoy your life." "Decide what's most important to you and make a plan before the money hits your account." Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode of Picking Daisies, Mary sits down with financial therapist Lindsey Konchar to unpack the emotional side of money. Together, they dive into how our early money stories shape our adult habits, the shame that often surrounds finances, and why open conversations—especially within families—are essential.Lindsey blends behavioral therapy with practical financial tools to help families, especially stay-at-home parents, rethink their relationship with money. They discuss everything from financial infidelity and money dynamics in relationships to teaching kids how to spend with intention (and yes, even how TikTok Shop fits into it all).This is more than a budgeting chat—it's a fresh, honest take on financial self-care, how to spend in a way that feels good, and how to raise financially aware kids without fear or scarcity.Takeaways:Over 90% of Americans experience financial stress—you're not alone.Your money story is learned young (by age 10!) but can be changed.Intentional spending should create joy and reduce chaos—not shame.Stay-at-home parents contribute in ways that deserve recognition and partnership.Avoiding money conversations only adds to the stress—especially in relationships.Kids can sense financial tension, even if it's unspoken—so include them.Family meetings and honest conversations build trust and confidence.Use resources like podcasts to support your journey toward financial peace.Whether you're in a relationship, parenting little ones, or just trying to break the cycle of paycheck-to-paycheck living, this episode offers thoughtful, doable steps for anyone ready to shift their money mindset.Join Mary everyday for a real look into life with 3 crazy ass kids, surviving, thriving, and whatever the F else you might consider over at www.instagram.com/theverymarylife. Or if you're a Tik Tok fan, find me at https://www.tiktok.com/@theverymarylife. And of course, explore more on Theverymarylife.com
In this episode, we explore how to tackle debt without sacrificing the things that bring joy and meaning to life. From intentional travel planning to evaluating extracurriculars for your kids, we discuss ways to align spending with personal values and maintain a sustainable financial journey. Plus, we dig into practical tools and mindset shifts to help you make confident, values-based decisions around money. In this episode, we chat about: Intentional spending Aligning spending with your values Understanding the trade-offs and balance MENTIONED IN THIS EPISODE: Empowered Money Academy TODAY'S PODCAST SPONSOR Crew Finance Sign up today for free and Crew is giving $25 to any Toasties who deposit $500 or more trycrew.com/toast Use code TOAST ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple. They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU! Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: Join Empowered Money Academy priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template RECOGNITION: Audio engineer: Garrett Davis
Better every day. That's the goal. Not perfection. What skill have you ever learned that you were perfect at right from the start? Then why are you so hard on yourself when your financial journey isn't perfectly smooth and easy? Each positive decision you make, each money conversation you have with your spouse is like a good set at the gym. Not every rep is perfect, so you keep working on it. This week, we're talking mindset shifts to help you think of one way you can PRACTICE this week with: Spending intentionally Communication Overcoming exessive frugality & moving on from seasons of aggressive saving Money management is a skill that improves with practice. You'll get better with each rep. Don't expect perfect from you every day (or from your spouse!). What decision today could be one rep? For a limited time, Spencer is offering one-on-one Military Money Mentor sessions! Get your personal military money and investing questions answered in a confidential coaching call. Our new TSP course is live! Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. I also offer a 100% free course on military travel hacking and getting annual fee waived credit cards, like The Platinum Card® from American Express, the American Express® Gold Card, and the Chase Sapphire Reserve® Card in my Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. Learn how to get your annual fees waived on premium credit cards from American Express in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3. The Platinum Card® from American Express and the American Express® Gold Card waive the annual fee for active duty military servicemembers, including Guard and Reserve on active orders over 30 days. The annual fees on all personal Amex cards are also waived for military spouses married to active duty troops.
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3090: Brian Gardner challenges the busyness and clutter that dominate modern life, inviting readers to embrace a simpler, more intentional existence. By clearing the physical and mental "sidebars" that distract us, he reveals how life becomes more meaningful, spacious, and aligned with what truly matters. Read along with the original article(s) here: https://nosidebar.com/life-without-sidebars/ Quotes to ponder: "A life with no sidebars is about making space for what really matters by getting rid of everything that doesn't." "Busyness isn't a badge of honor, it's a barrier to connection, creativity, and joy." "Instead of checking off boxes, I want to be present for my life." Episode references: Soulful Simplicity (Book): https://www.amazon.com/Soulful-Simplicity-Courtney-Carver/dp/0143130684 Be More with Less: https://bemorewithless.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3090: Brian Gardner challenges the busyness and clutter that dominate modern life, inviting readers to embrace a simpler, more intentional existence. By clearing the physical and mental "sidebars" that distract us, he reveals how life becomes more meaningful, spacious, and aligned with what truly matters. Read along with the original article(s) here: https://nosidebar.com/life-without-sidebars/ Quotes to ponder: "A life with no sidebars is about making space for what really matters by getting rid of everything that doesn't." "Busyness isn't a badge of honor, it's a barrier to connection, creativity, and joy." "Instead of checking off boxes, I want to be present for my life." Episode references: Soulful Simplicity (Book): https://www.amazon.com/Soulful-Simplicity-Courtney-Carver/dp/0143130684 Be More with Less: https://bemorewithless.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3090: Brian Gardner challenges the busyness and clutter that dominate modern life, inviting readers to embrace a simpler, more intentional existence. By clearing the physical and mental "sidebars" that distract us, he reveals how life becomes more meaningful, spacious, and aligned with what truly matters. Read along with the original article(s) here: https://nosidebar.com/life-without-sidebars/ Quotes to ponder: "A life with no sidebars is about making space for what really matters by getting rid of everything that doesn't." "Busyness isn't a badge of honor, it's a barrier to connection, creativity, and joy." "Instead of checking off boxes, I want to be present for my life." Episode references: Soulful Simplicity (Book): https://www.amazon.com/Soulful-Simplicity-Courtney-Carver/dp/0143130684 Be More with Less: https://bemorewithless.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3521: Spending money out of boredom is a common trap, fueled by the instant gratification of shopping and the endless distractions of social media. Charlie Brown argues that the key to breaking this cycle lies in embracing profound boredom, a deeper state of reflection that can lead to meaningful life changes. By stepping outside, engaging with the world, and allowing boredom to transform into creativity and purpose, we can escape the lure of mindless spending and build a more fulfilling life. Read along with the original article(s) here: https://themakingofamillionaire.com/you-spend-money-because-youre-bored-26d8fa1be4af Quotes to ponder: "We are very, very good at stemming boredom with spending money." "Shopping through boredom is about as far from a win-win situation as you can get. It's expensive, you'll probably regret it, and it's not a long-term solution to your boredom." "Stepping outside your house has two major boredom-blocking benefits. One, it stems superficial boredom in an easy, cheap way. Two, it's well-documented that walking does things to your brain that nothing else can." Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3521: Spending money out of boredom is a common trap, fueled by the instant gratification of shopping and the endless distractions of social media. Charlie Brown argues that the key to breaking this cycle lies in embracing profound boredom, a deeper state of reflection that can lead to meaningful life changes. By stepping outside, engaging with the world, and allowing boredom to transform into creativity and purpose, we can escape the lure of mindless spending and build a more fulfilling life. Read along with the original article(s) here: https://themakingofamillionaire.com/you-spend-money-because-youre-bored-26d8fa1be4af Quotes to ponder: "We are very, very good at stemming boredom with spending money." "Shopping through boredom is about as far from a win-win situation as you can get. It's expensive, you'll probably regret it, and it's not a long-term solution to your boredom." "Stepping outside your house has two major boredom-blocking benefits. One, it stems superficial boredom in an easy, cheap way. Two, it's well-documented that walking does things to your brain that nothing else can." Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3521: Spending money out of boredom is a common trap, fueled by the instant gratification of shopping and the endless distractions of social media. Charlie Brown argues that the key to breaking this cycle lies in embracing profound boredom, a deeper state of reflection that can lead to meaningful life changes. By stepping outside, engaging with the world, and allowing boredom to transform into creativity and purpose, we can escape the lure of mindless spending and build a more fulfilling life. Read along with the original article(s) here: https://themakingofamillionaire.com/you-spend-money-because-youre-bored-26d8fa1be4af Quotes to ponder: "We are very, very good at stemming boredom with spending money." "Shopping through boredom is about as far from a win-win situation as you can get. It's expensive, you'll probably regret it, and it's not a long-term solution to your boredom." "Stepping outside your house has two major boredom-blocking benefits. One, it stems superficial boredom in an easy, cheap way. Two, it's well-documented that walking does things to your brain that nothing else can." Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3060: Tracking every purchase and asking three simple questions can revolutionize your spending habits. Kalen Bruce highlights the power of intentionality in finances, encouraging mindfulness about whether a purchase is necessary, if there's a more cost-effective way to buy it, and if quality should be prioritized. By applying this approach to everything from groceries to major expenses like housing and insurance, you can reduce wasteful spending and improve your financial well-being. Read along with the original article(s) here: https://freedomsprout.com/intentional-spending/ Quotes to ponder: "This is a way to stop that. Basically, you're going to track everything you buy, just like you would when you start budgeting, but you're going to actually talk about every single purchase." "It pays to spend more on quality, whether for your health or for your wallet. Or both." "If you're intentional about the things you're spending your money on, you're going to spend less and spend on the right things - improving your financial health." Episode references: Intentional Children: https://www.amazon.com/Intentional-Children-Raising-Money-Smart-Intention/dp/1734973439 Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3060: Tracking every purchase and asking three simple questions can revolutionize your spending habits. Kalen Bruce highlights the power of intentionality in finances, encouraging mindfulness about whether a purchase is necessary, if there's a more cost-effective way to buy it, and if quality should be prioritized. By applying this approach to everything from groceries to major expenses like housing and insurance, you can reduce wasteful spending and improve your financial well-being. Read along with the original article(s) here: https://freedomsprout.com/intentional-spending/ Quotes to ponder: "This is a way to stop that. Basically, you're going to track everything you buy, just like you would when you start budgeting, but you're going to actually talk about every single purchase." "It pays to spend more on quality, whether for your health or for your wallet. Or both." "If you're intentional about the things you're spending your money on, you're going to spend less and spend on the right things - improving your financial health." Episode references: Intentional Children: https://www.amazon.com/Intentional-Children-Raising-Money-Smart-Intention/dp/1734973439 Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3060: Tracking every purchase and asking three simple questions can revolutionize your spending habits. Kalen Bruce highlights the power of intentionality in finances, encouraging mindfulness about whether a purchase is necessary, if there's a more cost-effective way to buy it, and if quality should be prioritized. By applying this approach to everything from groceries to major expenses like housing and insurance, you can reduce wasteful spending and improve your financial well-being. Read along with the original article(s) here: https://freedomsprout.com/intentional-spending/ Quotes to ponder: "This is a way to stop that. Basically, you're going to track everything you buy, just like you would when you start budgeting, but you're going to actually talk about every single purchase." "It pays to spend more on quality, whether for your health or for your wallet. Or both." "If you're intentional about the things you're spending your money on, you're going to spend less and spend on the right things - improving your financial health." Episode references: Intentional Children: https://www.amazon.com/Intentional-Children-Raising-Money-Smart-Intention/dp/1734973439 Learn more about your ad choices. Visit megaphone.fm/adchoices
The Michael Yardney Podcast | Property Investment, Success & Money
If you've ever wondered how to make smarter money moves, whether property is still the best way to grow wealth, or how to set yourself up for financial freedom, today's show is for you. Sarah Megginson, personal finance expert and Head of Editorial at Finder.com.au and I unpack the Finder Wealth Builder Report, which is a fascinating deep dive into how Aussies are saving, investing, and making their money work harder Sarah shares some eye-opening insights from the report—like what separates successful investors from those who just can't seem to get ahead, why younger Aussies are finding it tougher to build wealth, and how small habits can lead to big financial gains over time. Takeaways Property remains a significant driver of wealth in Australia. Generational wealth transfer is changing the landscape of investment. Financial literacy is essential for making informed investment decisions, but it's not taught to most Aussies. 2025 will present unique challenges for property investors. Resilience is key to overcoming financial setbacks. Alternative investments are becoming more accessible to everyday Australians. Learning from financial losses can lead to greater wealth in the long run. Teaching children about money is vital for their financial future. Chapters 00:29 Understanding Successful Investors vs. Struggling Investors 01:32 Economic Challenges and Wealth Growth in Australia 07:09 Wealth Inequality and Global Comparisons 13:02 The Mindset of Investors vs. Non-Investors 18:43 The Role of Financial Literacy and Good Habits 24:16 Intentional Spending and Financial Goals 39:26 Reflecting on 2024: A Year of Challenges and Opportunities 40:20 Preparing for 2025: Strategies for Property Investors 40:58 Living Authentically: The Regrets We Carry 42:24 Chasing Experiences Over Wealth Links and Resources: Michael Yardney Sarah Megginson Finder – Head of Editorial Finder's Building Wealth Report Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us Get a bundle of free reports and eBooks – www.PodcastBonus.com.au Also, please subscribe to my new podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future Shownotes plus more here: The Habits of Australia's Wealthiest Investors – Are You Missing Out? With Sarah Megginson
Mike "C-Roc" welcomes special guests Shana and Vanessa, also known as the Budget Besties. These two dynamic women share their journey of financial transformation and empowerment. Shana and Vanessa recount how their friendship began when their sons were toddlers and grew into a partnership dedicated to helping others take control of their finances. Inspired by Dave Ramsey's The Total Money Makeover, they embraced a lifestyle of intentional spending, leading to significant milestones like becoming mortgage- and debt-free by age 31. The Budget Besties discuss how they now work with individuals and families who make good money but often have nothing to show for it due to lifestyle creep and unintentional spending. They emphasize that financial success isn't about how much you earn but about being deliberate with your resources. Sharing client stories, they illustrate how anyone can align their finances with their values and goals, whether they're downsizing voluntarily or navigating unexpected challenges like job loss or major life transitions. Shana and Vanessa passionately advocate for what they call being “bougie on a budget,” showing how it's possible to live a fulfilling life, enjoy luxuries, and meet financial goals like saving, investing, and paying off debt—all within a sustainable budget. Through humor and practical advice, they inspire listeners to step back, evaluate their spending, and make intentional choices that lead to a more balanced and content lifestyle. Website-https://budgetbesties.com/ Social Media Links/Handles- https://www.facebook.com/MyBudgetBesties https://www.instagram.com/mybudgetbesties
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2996: Dr. Leif Dahleen debunks common financial misconceptions like "free" travel with credit card points, the necessity of budgeting, and the idea that everyone needs a side hustle. He explains how credit card rewards aren't truly free and challenges the notion that earning more is always better than spending less, especially when taxes are factored in. His insights encourage intentional spending and a realistic approach to personal finance. Read along with the original article(s) here: https://www.physicianonfire.com/money-myths/ Quotes to ponder: “You might be inclined to consider these flights as ‘free travel,' but the truth is that you could have $500 cash in your pocket instead.” “A dollar saved is better than a dollar earned. Every $1.00 that you don't spend is about $1.60 that you don't have to earn.” “Side gigs can be great for non-financial reasons but a main gig ought to be enough to support you and your family financially.” Episode references: YNAB (You Need a Budget): https://www.youneedabudget.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2996: Dr. Leif Dahleen debunks common financial misconceptions like "free" travel with credit card points, the necessity of budgeting, and the idea that everyone needs a side hustle. He explains how credit card rewards aren't truly free and challenges the notion that earning more is always better than spending less, especially when taxes are factored in. His insights encourage intentional spending and a realistic approach to personal finance. Read along with the original article(s) here: https://www.physicianonfire.com/money-myths/ Quotes to ponder: “You might be inclined to consider these flights as ‘free travel,' but the truth is that you could have $500 cash in your pocket instead.” “A dollar saved is better than a dollar earned. Every $1.00 that you don't spend is about $1.60 that you don't have to earn.” “Side gigs can be great for non-financial reasons but a main gig ought to be enough to support you and your family financially.” Episode references: YNAB (You Need a Budget): https://www.youneedabudget.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices
I want to hear your thoughts about the show and this episode. Text us here...In this episode of "Confidence and the Confident You," host Julie DeLucca-Collins dives into personal finance with guest Debra Jacobs, an accredited financial counselor and founder of Money Smart for Life. Deborah, armed with a master's degree from Harvard, shares her journey and practical tips for financial empowerment, especially for women. They discuss the emotional baggage tied to money, generational beliefs, and the importance of financial education. Deborah offers strategies like house sitting for affordable travel and underscores the value of financial coaching. This episode is a friendly, insightful guide to taking control of your financial future.In this episode: Importance of financial education and literacyImpact of generational beliefs on money managementCommon financial challenges faced by womenEmotional aspects of managing money and overcoming fearStrategies for effective budgeting and spending plansAddressing financial mistakes and learning from themSocietal pressures influencing financial decisionsFinancial challenges for individuals approaching retirementBenefits of working with a financial coachEncouragement to take proactive steps toward financial empowermentConnect with Debra:https://moneysmartforlife.comLinked-InFaceBookThis is an invitation to join a supportive community of purpose-driven entrepreneurs who are creating an impact in the world.A mastermind is a community of peers who exchange ideas, provide support, and offer sound advice for running a successful business.Join the Confident YOU Mastermind now at https://goconfidentlyservices.myflodesk.com/confidentyoumastermindSupport the showOther helpful resources for you: Learn more about my Confident You Mastermind Today! Here's your Guide to Starting A Podcast in 30 days, download yours today! For more about me and what I do, check out my website. If you're looking for support to grow your business faster, be positioned as an authority in your industry, and impact the masses, schedule a call to explore if you'd be a good fit for one of my coaching programs. Thank you for listening to our podcast. Please Subscribe! Join our Facebook GroupInstagram, TikTok We love reviews! Please leave us a review.Contact us if you want to Launch, restart, or grow your podcast.
What happens when unexpected money shows up in your life? Are you ready with a plan? In this episode of The Quiet Part, Mark Hansen dives into the often-overlooked topic of sudden financial windfalls. Mark explores practical strategies for handling these financial surprises without compromising long-term goals. Tune in for relatable stories and practical advice on how to navigate unexpected income, emergency funds, and smoothing out those uneven expense patterns that can stress out any budget.Mark discusses: Handling sudden money like inheritances or commission checksThe importance of having a financial planBuilding an emergency fund tailored to your lifestyleStrategies for managing big expenses and reducing stress around spendingAnd more!Resources:eBook: What The Hack Are You Thinking?The Quiet Part Episode 4 - Conquering Your Cash FlowConnect with Mark Hansen: LinkedIn: Mark HansenWebsite: SecondComma.comEmail: contact@second-comma.comBook a 15-minute Intro Call About Mark Hansen: Mark Hansen, financial planner and the thoughtful voice behind 'The Quiet Part' podcast. Mark's journey from sales to finance, fueled by personal experiences, shapes his honest, deliberate approach. As a devoted family man with a flair for storytelling, Mark emphasizes financial aspects within your control - like spending habits, income strategies, and long-term planning. It's an exploration of the profound motivations driving our choices. Join Mark for not only practical and friendly guidance but also for inspiration in navigating life's financial journey.
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2948: Ryan from ArrestYourDebt.com reveals how companies profit from our constant dissatisfaction, urging a mindset shift for greater happiness and financial freedom. He emphasizes investing in experiences over material items, nurturing meaningful memories, and giving to others to elevate personal joy and purpose. Read along with the original article(s) here: https://arrestyourdebt.com/money-can-buy-happiness/ Quotes to ponder: "Businesses and marketers take full advantage of our discontentment." "Experiences have an amazing way of making us happy and keeping us happy for a longer period of time." "This life is about living and giving - the more you give, the happier you will be." Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2948: Ryan from ArrestYourDebt.com reveals how companies profit from our constant dissatisfaction, urging a mindset shift for greater happiness and financial freedom. He emphasizes investing in experiences over material items, nurturing meaningful memories, and giving to others to elevate personal joy and purpose. Read along with the original article(s) here: https://arrestyourdebt.com/money-can-buy-happiness/ Quotes to ponder: "Businesses and marketers take full advantage of our discontentment." "Experiences have an amazing way of making us happy and keeping us happy for a longer period of time." "This life is about living and giving - the more you give, the happier you will be." Learn more about your ad choices. Visit megaphone.fm/adchoices
Episode #32: In this episode of Positive Traction with Coach Henry, Henry welcomes long-time friend Sabrina, also known as Sab from Hot Girl Financial. Sabrina shares her journey in the financial services industry and explains her mission to empower women by promoting financial literacy and independence. She discusses her initiatives, like teaching intentional spending over traditional budgeting to remove the negative connotation around financial management. Sabrina also emphasizes the significance of women understanding and managing their finances, especially in situations like divorce or the death of a spouse. Coach Henry and Sabrina discuss how small consistent steps in financial education can have a significant impact, and Sabrina shares her vision for Hot Girl Financial's future growth and influence. The episode is filled with practical tips, empowering messages, and discussions on breaking away from the traditional 'finance bro' culture to make finance more accessible and enjoyable for women. Timestamps 01:27 Sabrina's Background and Mission 02:46 Empowering Women Through Financial Literacy 05:42 Intentional Spending Explained 13:31 Navigating the Finance Bro Culture 19:34 Future Goals and Reflections 20:12 Encouragement and Side Hustles 20:38 Stepping into Entrepreneurship 23:24 Consistency in Finance and Life 25:34 Empowering Women in Finance 26:12 Intentional Spending and Financial Literacy 33:48 Lessons from Failure and Growth 35:53 Final Thoughts and Future Plans
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2897: U-Ming Lee challenges the conventional wisdom of avoiding lifestyle creep, arguing that some level of it is both natural and beneficial. He emphasizes that living too austerely can be detrimental to mental well-being and suggests a balanced approach of mindful consumption, where purchases are made thoughtfully based on personal value rather than societal pressures or extreme frugality. Read along with the original article(s) here: https://themakingofamillionaire.com/some-lifestyle-creep-is-inevitable-it-may-even-be-desirable-dd3ff08d66c4 Quotes to ponder: "Forced austerity has a corrosive impact on your mental well-being." "Mindful consumption strikes a happy balance between rigidly self-enforced austerity and excessive consumption." "Rising living conditions signal that we are improving our lot in life." Learn more about your ad choices. Visit megaphone.fm/adchoices
“Spending is your superpower… You're not doing money wrong, you do money differently. The sooner that you're able to own it and be proud of it, the sooner you can wield it like a superpower instead of being all over the place because you're judging yourself with it.” —Franchelle Caesar Being a "spender" is often seen as a negative trait, but the truth is, that spenders possess a unique financial superpower. While society may deem spending as a liability, in reality, it plays a vital role in keeping the economy thriving. Therefore, it's time to redefine the narrative and embrace the strengths that come with being a proud spender. Franchelle Caesar is a Financial Coach for Spenders. After struggling with her own spending habits, she created a solution and now helps others do the same, guiding them to wield their spending prowess as a strength rather than a weakness. In this conversation, Daniel and Franchelle share powerful insights on the misconceptions about being a “spender”, the importance of being intentional in spending and tracking finances, the need to align spending with personal values, tips on gamifying financial habits and creating enjoyable routines, the different types of toxic spending patterns and how to overcome financial sabotage, mindset shifts for abundance, plus much more. Be Inspired! with Daniel: Website (Makings of a Millionaire Mindset) Website (Daniel Gomez Global) Facebook Facebook Group X Instagram LinkedIn Pinterest YouTube Episode Highlights: 03:14 Who is a “Spender” 09:21 Lifestyle Creep 15:53 Gamify Your Spending Behavior 22:52 Toxic Spending Patterns: Winner, Seeker, Runner, and Protector 35:06 Go Where the Growth Is 40:28 Have Them Come
In this episode, Ryan Burklo discusses the top reasons why people struggle financially. He emphasizes that these reasons are not meant to point fingers or judge, but rather to provide insights and reminders about making intentional financial decisions. The five main reasons discussed are: low income, spending too much on housing or rent, spending too much on a car, spending too much on debt, and taking extravagant vacations. The key takeaway is to align spending with personal values and live within one's means. Takeaways Financial struggles can happen to anyone, and it's important to approach the topic without judgment. Low income can lead to financial struggles, and it's important to find ways to increase income through side gigs or career advancement. Spending too much on housing or rent can strain finances, and it's important to consider one's lifestyle and priorities when making housing decisions. Spending too much on a car can be a financial burden, and it's important to differentiate between wants and needs when making car purchases. Having too much debt can hinder financial progress, and it's important to prioritize debt repayment and live within one's means. Taking extravagant vacations can be enjoyable, but it's important to consider the financial impact and find a balance between enjoyment and financial responsibility. The key to overcoming financial struggles is aligning spending with personal values and making intentional financial decisions. Chapters 00:00 Introduction: Understanding Financial Struggles 02:25 Chapter 1: Low Income and Financial Challenges 05:35 Chapter 3: Making Wise Choices with Car Expenses 06:59 Chapter 4: Managing Debt and Financial Stability 08:13 Chapter 5: Finding a Balance with Vacations 09:45 Conclusion: Aligning Spending with Personal Values
Have you ever taken a sobering look at your savings account and wondered, “How am I ever going to retire?”This harsh reality is something that hits many women once they reach a certain age, making them feel stuck and uncertain about the future. And if we're honest, no one wants to work until they die, so how do you begin to build wealth? In this episode, I share 9 practical and extremely powerful ways to manage your money and build financial freedom. These strategies that will put you back in the driver's seat with your finances, giving you the tools to make your money work for you, not the other way around.With things like intentional spending, strategic saving, and smart investing, you can create a solid foundation for wealth that grows over time.Ready to set yourself up for a prosperous future where you can enjoy your life instead of working yourself ragged? Tune in with an open mind and heart & start implementing these strategies right away!—Key Takeaways:Intro (00:00)Strategy 1: Intentional spending (01:24)Strategy 2: Label your savings accounts (04:16)Strategy 3: Check your bank account often (05:22)Strategy 4: Look into investment & retirement accounts (06:41)Strategy 5: Financial education (07:51)Strategy 6: Create more value (08:55)Strategy 7: Get out of credit card debt (09:52)Strategy 8: Get a second job (10:56)Strategy 9: Be open to different jobs & opportunities (12:59)—Additional Resources:- Let me help you realign your relationships, finances, health, and faith – join my Align Academy. - Join me for my FREE 2-hour masterclass – The Art of Alignment- Reach out to me on social media:InstagramFacebookLinkedInThe Prosperity Approach is a podcast showing ambitious, God-centered women how to master their inner game so they can lay down the struggle, manifest their dreams, and LOVE life as they go.- Follow the podcast on your favorite app, so you never miss an episode! Click HERE.- I'd be so grateful and honored if you took the time to leave a rating and review.
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3265: Scott Spann highlights the importance of starting early with retirement savings and the benefits of gradual increases through strategies like automatic contribution rate escalation. He uses Sharon's story to demonstrate how small, consistent efforts can lead to significant financial security and flexibility later in life. Read along with the original article(s) here: https://www.financialfinesse.com/2015/01/26/can-you-really-save-more-tomorrow/ Quotes to ponder: "It is just too easy to convince ourselves that we can save more tomorrow when we have a better job, when we pay off those loans, or when those other life challenges disappear." "Sharon's secret to success over the past two decades was to put any salary increases into savings without giving herself a chance to spend it." "It may be tough to go from saving 5% to 15% in one move, but going from 5% to 6% is quite painless, especially if the increase can be timed to coincide with an annual raise." Episode references: Nudge: Improving Decisions About Health, Wealth, and Happiness: https://www.amazon.com/Nudge-Improving-Decisions-Health-Happiness/dp/014311526X Employee Benefit Research Institute: https://www.ebri.org Learn more about your ad choices. Visit megaphone.fm/adchoices
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