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Confusion and fear create hesitation—but informed guidance creates confidence. Now's the time to help buyers understand how volatility can work in their favor… if they act decisively. Four of our 2025 housing wildcards just hit—again. For buyers, this could be a rare window of opportunity. For agents and loan officers, this is the time to lead with confidence.
The regulars weigh in on growing concerns around rising FHA delinquencies, high debt-to-income ratios, and the lack of refinancing opportunities—warning that macroeconomic strain and supply-demand imbalances may fuel a wave of defaults in the next 12–18 months.
This podcast segment explores shifting mortgage rates, housing supply challenges, and economic uncertainty, analyzing how market trends and buyer behavior could impact home values and lending strategies.
This podcast segment covers the latest mortgage market shifts, Rocket Mortgage's bold acquisition of Redfin, insights on the future of real estate technology, and how AI is reshaping decision-making in the industry.
@markasher32 talks mortgage rates with @erikaxgio from @usnews . #rates #mortgages #loans #mortgagerates
This podcast segment explores market volatility, the impact of government spending cuts on interest rates, the evolving role of tariffs, and the latest mortgage industry M&A activity signaling confidence in housing finance.
This podcast segment explores market fluctuations, the impact of tariffs, regional disparities in housing markets, and the importance of mortgage professionals mastering underwriting nuances to navigate today's lending landscape.
Regular guest Simon Glastonbury, an independent mortgage broker, joins this episode to discuss the latest Bank of England rate reduction and what it means for available mortgage rates. Simon and Simon discuss the future of the Bank of England rate, the disappointing effect on actual mortgage rates, and a new height for mortgage fees! Plus their regular round-up of current mortgage rates for property investors. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Episode links: * Special guest - mortgage broker Simon Glastonbury (https://www.jsiassociates.com/). * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show. Special Guest: Simon Glastonbury.
This episode explores the evolving government workforce, the impact of job cuts on housing policy, and the latest market trends shaping the mortgage industry.
-Mortgage Update: Banks Will No Longer Pay Registration FeesDubai Planted 216,500 Trees In 2024! -Sweeney Todd Musical Thriller Is Coming To Dubai Opera!-Sharjah Is Hosting The Region's Biggest Entrepreneurship Festival!-Emirati Soul Singer Arqam Al Abri Talks Inspiration, Storytelling & Soul Music In The UAE
Denise Webster, mortgage broker with Dominion Lending Centers Modern Mortgage Group discusses Bank of Canada rate changes plus more lending modifications including 30 year amortization and increase of insured mortgage limit from $1m to $1.5m for first time buyers. Also whether it's wise to pay down your mortgage.https://denisewebster.ca/
@markasher32 gets the latest on mortgage rates from @erikaxgio of @usnews #loans #mortgages #mortgagerates #rates
What is the current state of affairs and what will be the impact in regards to mortgages and interest rates post-election? Join us on Women Lead Radio as John Burroughs, your host of Your Financial Fitness, has a conversation with Michelle Bergquist, Co-Founder and CEO of Connected Women of Influence (www.connectedwomenofinfluence.com), on the future state of interest rates and mortgages going forward since the election. Sponsor Appreciation! Thank you to our partner and show sponsor, Microsoft (www.microsoft.com)! Interested in Learning More About Connected Women of Influence? Click Here (https://connectedwomenofinfluence.com/attend-an-event-as-our-guest/) to Be Invited as Our Special VIP & Guest to a Future Event! Interested in Becoming a Member of Our Professional Community!? Click Here (https://connectedwomenofinfluence.com/membership-application/) to Apply for Membership!
@Markasher32 talks post election mortgage numbers with @erikaxgio from @usnews #rates #elections #mortgages #Mortgage_rates #homes #homeonership
Want to remove home sale contingencies in 48 hours or less? It's easy with Calque's newest ‘buy before you sell' product – the Contingency Buster. The Contingency Buster is your fastest and most affordable path to non-contingent financing. Calque provides a binding backup offer on your borrower's departing residence to clear the existing mortgage balance and closing costs in 48 business hours or less. You become a loan hero that saves deals and helps clients win bidding wars. Best yet? It costs less than other ‘buy before you sell' solutions. Visit www.calqueinc.com to learn more.
https://pfgwm.com/wp-content/uploads/sites/2/2024/10/Investing-Simplified-10.20.24.mp3 There are a lot of people with great intentions for their finances who are led astray by biased advice from financial advisors. There are also a lot of people who are simply operating under bad financial advice in general. That's why Price Financial Group Wealth Management decided to start a radio show called Investing Simplified®. They wanted to use the show as a simple way to educate people about the truths of finance and investing. We aim to provide investors, of a varying type or degree of experience, with an edifying experience through the information our veteran hosts and numerous guest-experts will deliver. Our Hosts: Robert (Bo) Caldwell, CFP®, ChFC® Email: bo@pricefg.com Schedule an Appointment Matt Mai, CIO Email: matt@pricefg.com Schedule an Appointment Matt Sudol, Wealth Advisor Email: mattsudol@pfgwm.com Schedule an Appointment Thank you to our callers, investingsimplifiedradio.com visitors, and listeners for your questions. You make Investing Simplified® possible.
Mortgages and Interest rates including discussion on the Bank of Canada with Denise Websterwww.DeniseWebster.ca
https://pfgwm.com/wp-content/uploads/sites/2/2024/10/Investing-Simplified-10.13.24.mp3 There are a lot of people with great intentions for their finances who are led astray by biased advice from financial advisors. There are also a lot of people who are simply operating under bad financial advice in general. That's why Price Financial Group Wealth Management decided to start a radio show called Investing Simplified®. They wanted to use the show as a simple way to educate people about the truths of finance and investing. We aim to provide investors, of a varying type or degree of experience, with an edifying experience through the information our veteran hosts and numerous guest-experts will deliver. Our Hosts: Robert (Bo) Caldwell, CFP®, ChFC® Email: bo@pricefg.com Schedule an Appointment Matt Mai, CIO Email: matt@pricefg.com Schedule an Appointment Matt Sudol, Wealth Advisor Email: mattsudol@pfgwm.com Schedule an Appointment Thank you to our callers, investingsimplifiedradio.com visitors, and listeners for your questions. You make Investing Simplified® possible.
@markasher32 talks with @erikaxgio from @usnews to get a mortgage update and discuss the Fed. #mortgages #loans #rates #TheFed #TheFederalReserve
This week, WA's #1 mortgage broker, Sam Carrello, is back in the studio. Sam provides an update on where rates are at as we as a few financing trends he is seeing amongst his clientele.
@markasher32 talks with @erikaxgio of @usnews about the latest on mortgage rates. #rates #mortgages #mortgagerates #homeloans
Simon and seasoned mortgage broker Simon Glastonbury delve into the current state of the UK property market and the potential impact of the general election on mortgages and finance. They explore the outlook for interest rates, speculate on possible stamp duty changes, and discuss the implications of a base rate cut on fixed rates. The conversation shifts to tracker mortgages, examining their history, current availability, and the risks and benefits compared to fixed rates. They also include a mortgage update with all the best mortgage rates currently available for investors. Episode links: * Special guest - mortgage broker Simon Glastonbury (https://www.jsiassociates.com/). * Join our email newsletter (http://eepurl.com/icl-1f) for a free weekly property market report. * Find us on YouTube (https://www.youtube.com/channel/UCRfrbvIJfodFK8tikisCjVw) or LinkedIn: Simon (https://www.linkedin.com/in/simonpither/). Subscribe to The Business of Property podcast on Spotify (https://open.spotify.com/show/73chI0Nqi9eRFUM7tkHc6r), iTunes (https://podcasts.apple.com/gb/podcast/the-business-of-property/id1495635728), and all podcast platforms (https://www.thebusinessofproperty.com/subscribe). Please leave a rating and review if you're enjoying the show. This podcast is produced in association with PaTMa (https://www.patma.co.uk/), the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today (https://www.patma.co.uk/). Special Guest: Simon Glastonbury.
The Sports Port Episode 800 LIVE!
@markash talks with @erikaxgio from @usnews about mortgage rates, where they are and where we expect them to go, and will there be a change. #mortgages #rates #inflation #loans #housing #realestate
If you talk to anyone about real estate, it is inevitable that the conversation will come around to interest rates. And Interest rates have not moved much in the past few months. If anything they seem to have increased. We are nearly half way through May of 2024. Interest rates have been the talk of the country. What should you know as we head into summer of 2024? The state of the mortgage industry has been a little crazy to say the least. The rates have stayed high relative to the 3% interest rates we knew just a couple of years ago. Well to answer all these questions and more,[...]
@erikaxgio from @usnews gives us an update on mortgage rates #loans #mortgages #rates
Real Estate Investor Dad Podcast ( Investing / Investment in Canada )
REIcon Investor Conference! Live in Edmonton on June 15th & 16th Pre-Sale Tickets End on April 15th www.reiconference.ca Interested in joining the REI Masters Mentorship Program? Head to www.reimasters.ca Or email us at info@reimasters.ca Got a question you'd like answered on the show? Email us at info@reimorningshow.com
@markasher32 gets a mortgage update and the latest trend from @erikaxgio with @usnews also @erikaxgio gives her thoughts on homebuyers who are "holding out for lower rates" (spoiler: they'll be waiting for a while) #mortgaes #loans #rates #homebuyers #refinace
Real Estate Investor Dad Podcast ( Investing / Investment in Canada )
Mortgage Financing Online Workshop Saturday April 6th 2024 Co-Hosted by Keaton Kirkwood mortgagefinancingworkshop.eventbrite.ca Joint Venture Focus Workshop Saturday April 27th 2027 Co-Hosted by Barry McGuire https://barrymcguire.ca/shop/jv-focus-workshop/ Interested in joining the REI Masters Mentorship Program? Head to www.reimasters.ca Or email us at info@reimasters.ca Got a question you'd like answered on the show? Email us at info@reimorningshow.com
Show notes:TMSpotlight:1.22.24 It's A "Love Story" If Buyers Say Yes!------------------------Bonds got tired of waiting.Wondering if Jay was ever coming around.Did the Bond buyers buy on Friday? Happy consumers bought by draining savings and using credit cards earlier in the week. Where did the new era of frugality go?Will the Fed reduce its selling of Treasuries (Quantitative tightening) to avoid liquidity problems? Would such action increase inflation and create wild moves like the spring 2020? Is the Fed Romeo and Bonds Juliet?Don't be afraid. Jay will get out of this mess. It's a Love Story; buyers, just say yes.------------------------Song: Love Story (2008) Taylor Swifthttps://www.youtube.com/watch?v=8xg3vE8Ie_ELegislative Update:Link to VA ANPR - https://www.federalregister.gov/documents/2023/12/11/2023-27068/loan-guaranty-minimum-property-requirements-for-va-guaranteed-and-direct-loansThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker's TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.
Discover the hidden complexities of loan guidelines and lender overlays in the mortgage industry as host Mike Mills and guest Gary Pierce unveil the shocking truth. With discrepancies between lender overlays causing confusion among borrowers, will they find the answers they need to secure their dream homes or be left in a state of uncertainty? Find out on the next episode of the Texas Real Estate & Finance Podcast.Unravel the key distinctions between mortgage brokers and independent mortgage banks, enabling you to make more informed decisions in real estate financing.Discover the hidden benefits of engaging with a mortgage broker, you'll wonder why you never tool this route before.Identify the thorny challenges of operating a mortgage broker business and strategies for cultivating productive relationships with realtors.Decode the complex world of loan guidelines and lender overlays in the mortgage industry, enhancing your ability to navigate loan procedures with ease.Stay updated with the latest shifts in mortgage rates and the persistently evolving housing market, helping you benefit from timely market insights.Visit Mike Mills Mortgage and Finance website to learn more about their services and loan options.Contact Mike Mills Mortgage and Finance to schedule a consultation with Mike Mills or Gary Pierce.Explore the special programs offered by Mike Mills Mortgage and Finance, such as farm and ranch loans.Stay updated on interest rates and market trends by following Mike Mills Mortgage and Finance on social media.Consider the advantages of working with a mortgage broker, like Gary Pierce, for lower costs and more efficient loan processing.Compare the services and rates offered by Mike Mills Mortgage and Finance with other banks and lenders.Reach out to Mike Mills Mortgage and Finance to discuss refinancing options and potentially lower interest rates.Connect with Mike Mills Mortgage and Finance to explore loan options for purchasing a new home or investment property.Refer friends and family to Mike Mills Mortgage and Finance for their mortgage and finance needs.Subscribe to the Mike Mills Mortgage and Finance newsletter for updates and insights on the real estate and finance industry.Timestamped summary of this episode:00:00:14 - Introduction, The host, Mike Mills, welcomes listeners to the Texas Real Estate and Finance Podcast and introduces his guest, Gary Pierce, a mortgage broker specializing in farm and ranch properties.00:01:55 - The Difference Between Mortgage Broker and Independent Mortgage Bank, Mike and Gary discuss the differences between a mortgage broker and an independent mortgage bank. They explain how brokers work with wholesale lenders and have lower costs and more efficiency compared to big banks.00:07:53 - Why Using a Mortgage Broker is Advantageous, Mike and Gary highlight the advantages of using a mortgage broker like themselves instead of big banks. They emphasize the lower costs, more efficient loan processing, and the personalized service they can provide to clients.00:09:03 - Challenges of Running a Mortgage Brokerage, Gary shares the challenges he faced when starting his own mortgage brokerage, particularly the difficulty of building relationships and penetrating the local market. He emphasizes the importance of marketing and earning the trust of clients and realtors.00:11:46 - The Sales Nature of the Mortgage Industry, Mike and Gary discuss the sales aspect of the mortgage industry and how they have to constantly build relationships with realtors and adapt to changes in the market. They highlight the monthly pressure to generate new business and the need to consistently provide value to...
The Federal Reserve’s ongoing effort to curb inflation by raising interest rates is having a ripple effect throughout the economy, especially in the housing market. On today's MoneyWise Live, Rob West will get a mortgage update from Dale Vermillion. Then Rob will answer your questions on various financial topics. See omnystudio.com/listener for privacy information.
On this podcast of Welcome Home Radio, host Don Scordino spoke with special guests Bobby Rubio and Nicole Martinez with Western Pioneer Financial, Inc., who gave a mortgage updates.
Need help with your move to Florida?You can reach us on our Moving to Florida Show Hotline by dropping a voicemail or text to 407-900-5859 Or drop us a DM on Facebook or Instagram: @movingtofloridashow and for Twitter our handle is @movingtoflshow. . If you would like to connect with us, if you have any questions, or if you need a realtor in Florida you can reach us at movingtofloridashow@gmail.com. Be sure to subscribe to the show if you like our content so that it will automatically download to your device and get you one step closer to moving to Florida!
On this podcast of Welcome Home Radio, host Don Scordino spoke with special guests Nick Schneider with Yosemite Mortgage and Paul Salazar with Sierra Pacific Mortgage, who gave updates on mortgage lending.
Join me online on my free live money management training Wednesday at 8.00PM. Click link to register - https://bit.ly/3QPp8IH Interview with mortgage broker Mitesh Manek. linkedin.com/in/mitesh-manek-30970232 Watch full videos - https://youtu.be/yviUSBde_L4 https://youtu.be/dcvfdS5ugao See also: Watch More Mortgage Misery For Property Buyers As Bank Raise Rates Again: https://youtu.be/BNe5eV37iiM Interest Rates Will Rise, Property Prices Will Fall And Opportunities Will Open Up: https://www.youtube.com/watch?v=ziTf2jOagB8&t=179s What is your biggest money worry? I want to show you how you can: Not only survive, but thrive in a recession or depression? Get control of your finances and spending? Save and invest for your future? Learn about money and finance? To help you, I am running a free training webinar. 3 Steps To Success Money Management! I want to help you get control of your money, learn how to invest and become financially free. Join me online on my free live money management training Wednesday at 8.00PM. Places are limited, so register now below to avoid disappointment. https://bit.ly/3QPp8IH #interestrates #property #mortgages #remortgage #mortgagerates #homebuyers #estateagent #housepricefall #finance #moneytraining #moneymanagement #wealth #bankofengland #inflation #money #claddingThis show was brought to you by Progressive Media
Are you looking for a mortgage advisor who can understand your unique scenario or someone who is licensed in all 50 States as well as Puerto Rico? Then you are on the right channel! I can help you whether you are a first-time homebuyer, or with any type of loan type, you wish to use. Let's get started!
Wondering about the changes that might occur on your mortgage loans this 2023?We got you covered!If you want to stay updated about the mortgage loan changes (for your rental properties, turnkey, primary residence), this podcast is very informative, so don't skip a beat.To stay updated together with other passive investors, don't forget to join our club at https://simplepassivecashflow.com/club. Hosted on Acast. See acast.com/privacy for more information.
Wondering about the changes that might occur on your mortgage loans this 2023? We got you covered! If you want to stay updated about the mortgage loan changes (for your rental properties, turnkey, primary residence), this podcast is very informative, so don't skip a beat. To stay updated together with other passive investors, don't forget to join our club at https://simplepassivecashflow.com/club.
Are you looking for a mortgage advisor who can understand your unique scenario or someone who is licensed in all 50 States as well as Puerto Rico? Then you are on the right channel! I can help you whether you are a first-time homebuyer, or with any type of loan type, you wish to use. Let's get started!
Let's talk about the real estate market based on our location of San Antonio Texas. Mark JonesFounder of https://reviewmymortgage.com/President | iTHINK Mortgage Top Producing Sr. Loan OfficerNMLS# 513437Get in Touch with Mark.https://ithinkmortgage.comNichole Kelley Loan Officer NMLS#1630375Xavier Villarreal Loan Officer NMLS# 2217153Mann Mortgage LLC, DBA iTHINK Mortgage15900 La Cantera Pkwy #2630 San Antonio TX 78256NMLS #2550 Alaska (AK2550), Arizona (0907705), California (4130981), Colorado (2550), District of Columbia (MLB2550), Hawaii (HI-2550), Idaho (MBL-437), Maryland (23418), Minnesota (MN-MO-2550), Montana (2550), Nevada (2342), New Mexico (250489), North Carolina (185883), North Dakota (MB101542), Oregon (ML-832), South Dakota (ML.05197), Texas (2550), Utah (7956014), Virginia (MC-6860), Washington (CL-2550), Wisconsin (2550BA), Wyoming (1004).Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.Texas Complaint and Recovery Fund NoticeMann Mortgage, LLC is not endorsed by, nor acting on behalf of or at the direction of, the U.S. Department of Housing and Urban Development, Federal Housing Administration, the Veterans Administration, the U.S. Department of Agriculture or the Federal Government. All programs are subject to credit and income qualification. This is not a guarantee of financing or a firm offer of credit. Interest rates are not guaranteed and subject to change or become unavailable at time of commitment or closing. 1220 Whitefish Stage, Kalispell, MT 59901iTHINK Mortgage is an Equal Housing Lender
Elan Weintraub from the Mortgage Outlet is back!Discussion points:- mortgage landscape (4:13)- interest rate thoughts/predictions (7:21)- variable rate vs adjustable rate mortgages, trigger rates, negative amortization (8:36)- variable rate mortgage considerations (14:13)- mortgage approval process today with focus on medical trainees (18:09)- appraisals/refinancing in today's market (22:28)- mortgages through Holding Company: rates, Helocs, joint ventures (25:52)- HELOC - home equity line of credit (28:58)- intro to commercial mortgages (33:18)- final thoughts (35:20)Links:Elan's email: elan@mortgageoutlet.caMortgage Outlet: https://mortgageoutlet.ca/Physician Financial Wellness Conference: https://www.eventbrite.ca/e/physicians-financial-wellness-conference-2022-tickets-382280389937LinkedIn: https://www.linkedin.com/in/yatin-chadha-29074b109/
We asked Drew and Cody to come on to talk about the current mortgage market and interest rates. Drew Website: www.guildmortgage.com/drewcodyDrew Instagram: @drew_at_guildmortgage Taylor Website: www.guildmortgage.com/taylorcraigTaylor Instagram: TaylorTheOriginatorIf you are looking to buy, sell or start a career in real estate reach out to K.T. Temple at kt@templecoachingco.com or follow him on instagram @k.t.temple
The Federal Reserve's ongoing effort to curb inflation by raising interest rates is having a ripple effect throughout the economy, especially in the housing market. We'll talk with Dale Vermillion about that today on MoneyWise. Dale Vermillion is the author of Navigating The Mortgage Maze: The Simple Truth About Financing Your Home. Dale Vermillion notes that interest rates are on the rise. They've risen 2 points from just six months ago, now above 5% for a conventional 30-year fixed. A Freddie Mac mortgage is also above 5%. A year ago they were at about 2.8%. Rates continue to fluctuate, and of course, those rates don't include fees and other costs WHERE ARE RATES GOING FROM HERE? Vermillion says we may have seen the worst of inflation this year with regard to mortgages. Many analysts say we can expect 30-year, fixed-mortgage rates to stay between 5 and 6% for the rest of the year. SHIFTING HOME VALUES The average home's value is up 16% from last year and 45% since July 2019. But the housing market explosion is cooling off. The average home value dropped just a tick in July, down .1%. That doesn't seem like a lot, it was the first monthly decline in a decade. Mortgage applications are down too, by about 2%. Home prices haven't declined much yet, but sales are down. Bidding wars aren't as common as they were earlier this year, and sellers may soon have to back away from demanding top dollar. Several factors influence home values and sales, not just mortgage rates. They include: ● The economy: Some parts of the US economy remain quite strong. ● Plenty of jobs are still being produced. ● The demand for housing remains fairly high. ● The US housing market still faces an inventory shortage. IS NOW A GOOD TIME TO BUY? Now may be a better time than just a couple of months ago. However, you still have to make sure that a higher mortgage rate is within your budget. Always follow biblical principles concerning debt, and make sure you have a 20% downpayment to avoid paying private mortgage insurance. Learn more about Dale Vermillion at DaleVermillion.com. On today's program, Rob also answers listener questions: ● Is it necessary to pay tithe on Social Security? ● What should prioritize: IRS debt or credit card debt? ● How should you determine financial priorities? ● Is it wise to put money in something that isn't FDIC insured? RESOURCES MENTIONED: ● Treasurydirect.gov Remember, you can call in to ask your questions most days at (800) 525-7000 or email them to Questions@MoneyWise.org. Also, visit our website at MoneyWise.org where you can connect with a MoneyWise Coach, join the MoneyWise Community, and even download the free MoneyWise app. To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29
The Federal Reserve's ongoing effort to curb inflation by raising interest rates is having a ripple effect throughout the economy, especially in the housing market. We'll talk with Dale Vermillion about that today on MoneyWise. Dale Vermillion is the author of Navigating The Mortgage Maze: The Simple Truth About Financing Your Home. Dale Vermillion notes that interest rates are on the rise. They've risen 2 points from just six months ago, now above 5% for a conventional 30-year fixed. A Freddie Mac mortgage is also above 5%. A year ago they were at about 2.8%. Rates continue to fluctuate, and of course, those rates don't include fees and other costs WHERE ARE RATES GOING FROM HERE? Vermillion says we may have seen the worst of inflation this year with regard to mortgages. Many analysts say we can expect 30-year, fixed-mortgage rates to stay between 5 and 6% for the rest of the year. SHIFTING HOME VALUES The average home's value is up 16% from last year and 45% since July 2019. But the housing market explosion is cooling off. The average home value dropped just a tick in July, down .1%. That doesn't seem like a lot, it was the first monthly decline in a decade. Mortgage applications are down too, by about 2%. Home prices haven't declined much yet, but sales are down. Bidding wars aren't as common as they were earlier this year, and sellers may soon have to back away from demanding top dollar. Several factors influence home values and sales, not just mortgage rates. They include: ● The economy: Some parts of the US economy remain quite strong. ● Plenty of jobs are still being produced. ● The demand for housing remains fairly high. ● The US housing market still faces an inventory shortage. IS NOW A GOOD TIME TO BUY? Now may be a better time than just a couple of months ago. However, you still have to make sure that a higher mortgage rate is within your budget. Always follow biblical principles concerning debt, and make sure you have a 20% downpayment to avoid paying private mortgage insurance. Learn more about Dale Vermillion at DaleVermillion.com. On today's program, Rob also answers listener questions: ● Is it necessary to pay tithe on Social Security? ● What should prioritize: IRS debt or credit card debt? ● How should you determine financial priorities? ● Is it wise to put money in something that isn't FDIC insured? RESOURCES MENTIONED: ● Treasurydirect.gov Remember, you can call in to ask your questions most days at (800) 525-7000 or email them to Questions@MoneyWise.org. Also, visit our website at MoneyWise.org where you can connect with a MoneyWise Coach, join the MoneyWise Community, and even download the free MoneyWise app. To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29
Dan Leach previews Tigers/Blue Jays as the Tigers dropped game one of a four-game series. Dan updates the Rocket Mortgage Classic. Also, with the release of the VSiN college football betting guide, Dan gives his favorite win totals and futures.
8 - Chris Bedard: The Origin of Norcom Mortgage Saco, TB3, What the Future Holds, Quick Mortgage Update Randy is joined this week by one of his partners, Chris Bedard. They discuss the story of how Norcom Mortgage Saco came to be, the office dynamic, the challenges of moving to a new location, what exactly is TB3 and their plans moving forward. At the end they talk a little bit about their expectations for the rest of 2022 in the Mortgage Industry. Host: Randy Forcier Guest: Chris Bedard #podcast #podcasting #realestate #mortgage #biddeford #saco #norcommortgage #norcomrocks
Watch this Mortgage Update on YouTube. @MillennialMarketTalkGet Educated on the Most Accurate Opinion of the 2022 Texas Housing Market. Learn about Inflation, Recession, Current Mortgage Rates, Housing Data, and 2022 Real Estate Prediction. Visit https://www.millennialmarkettalk.com Subscribe to Apple Podcast, Spotify, iheart, Facebook, to listen on the go Daily. This is your Millennial Mortgage Update with Mark Jones, Producing, Branch Manager, of Directions Home Loan at La Cantera in San Antonio TX. Tune in to get your Daily Mortgage & Real Estate Update in Minutes from a Millennials Perspective. This is for Consumers and industry Professionals to stay current with what's going on in our world.Host :Mark JonesFounder of https://reviewmymortgage.com/Branch Manager Directions Home Loan La CanteraTop Producing Loan OfficerNMLS# 513437Get in Touch with Mark.https://lacanteraloans.com/loan-offic...Listen to Weekly Industry Topic Discussions on all podcast platforms by visiting this link https://www.keyfactorspodcast.com/Educational Podcast for Consumers, Mortgage & Real Estate Industry Professionals. We'll Talk About It All! Key Factors podcast, powered by https://ReviewMyMortgage.com . Host : Mark A Jones Founder of ReviewMyMortgage.comProducing Branch MangerSr. Loan Officer. NMLS ID# 513437NMLS Consumer Access: http://www.nmlsconsumeraccess.org/Pow... by ReviewMyMortgage.com Here are a Few Reason why someone would be denied for a mortgage. 8 Reasons Why Mortgage Loans Are Denied In Underwriting1. Your Credit Score Is Too Low2. Your Debt-To-Income Ratio (DTI) Is Too High3. The Loan-To-Value Ratio (LTV) Is Too High4. Your Employment Status Recently Changed5. You Have Unusual Bank Account Activity6. There Are Problems With The Property7. You Have A History Of Missed Mortgage Payments8. The Appraisal Is Too LowDisclaimer:Mark Jones is not a practicing tax accountant or a licensed attorney or financial adviser. Therefore, the information in these videos shall not be relied upon as tax, legal, or financial advice from a qualified perspective. If you need such advice, please contact a qualified tax accountant, attorney, or financial adviser. We have taken reasonable steps to check that the information in this video is accurate but we cannot represent that it is free from errors. You expressly agree not to rely upon any information contained in this video - it is for entertainment purposes only. This video description may contain affiliate links that allow you to easily find the items mentioned in my videos as well as support the channel at no cost to you. Thank you for your support! Mark Jones is a licensed Loan Originator with Directions Home Loan NMLS# 513437.Resource Data Links : https://datacommons.org/place/country/USA?utm_medium=explore&mprop=amount&popt=EconomicActivity&cpv=activitySource%2CGrossDomesticProduction&hl=enhttps://tradingeconomics.com/united-states/inflation-cpihttps://www.redfin.com/news/data-center/https://www.google.com/search?q=todays+mortgage+rates&oq=today&aqs=chrome.0.69i59j46i433i512j69i59j35i39j0i10i433j69i60j69i61l2.843j0j7&sourceid=chrome&ie=UTF-8#HousingCrash #TexasRealEstateValues #MortgageNews
Despite what the media is showing you, the Texas Housing Market is still on the rise with no end in site. Here is an update on rates and why you should continue to the hunt if you're a buyer shopping around but getting out beat. This is your Millennial Mortgage Update with Mark Jones, Producing, Branch Manager, of Directions Home Loan at La Cantera in San Antonio TX. Tune in to get your Daily Mortgage & Real Estate Update in Minutes from a Millennials Perspective. This is for Consumers and industry Professionals to stay current with what's going on in our world.BONUS: Debt Awarded to Ex-Spouse (if stated in decree) can also be omit from the borrowers monthly liabilities, thus lowering the borrowers DTI. (A Divorce Decree is a Legal Binding Agreement)Host :Mark JonesFounder of https://reviewmymortgage.com/Branch Manager Directions Home Loan La CanteraTop Producing Loan OfficerNMLS# 513437Get in Touch with Mark.https://lacanteraloans.com/loan-offic...Listen to Weekly Industry Topic Discussions on all podcast platforms by visiting this link https://www.keyfactorspodcast.com/Educational Podcast for Consumers, Mortgage & Real Estate Industry Professionals. We'll Talk About It All! Key Factors podcast, powered by https://ReviewMyMortgage.com . Host : Mark A Jones Founder of ReviewMyMortgage.comProducing Branch MangerSr. Loan Officer. NMLS ID# 513437NMLS Consumer Access: http://www.nmlsconsumeraccess.org/Pow... by ReviewMyMortgage.com #SanAntonio #Texas #RealEstateNews #MortgageNews