Podcasts about land registry

Since Labour came to power 12 months ago they have made home ownership one of their key messages. The headlines have focused on their ambitions to build 1.5m new homes over the course of this Parliament and in February they announced they would be 'modernising' home buying and selling process to make it fit for the 21st Century; but what does it really mean for conveyancers?The latest Today's Conveyancer podcast welcomes two protagonists who are involved in these efforts Nick Chadbourne, CEO of LMS, and Angela Hesketh, Head of Market Development at PEXA who both join the discussion in their roles representing the Open Property Data Association (OPDA). In the short term there are two ongoing projects; a A 12-week assessment of the needs of industry, specifically around data sharing and standardisation. The second project is led by Land Registry, and aims to digitise data points managed by central government and local authorities with the ambition to streamline data access and improve efficiencyThe OPDA's role is on creating the framework both for collecting and storing data associated with property transactions; and subsequently enabling it to be shared and relied upon. Nick describes the process as providing a 'vouch'  validating its origin and reliability, allowing conveyancers to make informed decisions without extensive rechecking.ID has been widely touted as a user case; instead of verifying ID 3,4,5 times throughout a transaction it can instead be verified once and relied upon thereafter. There are specific issues particular to property explains Angela, and work is ongoing to create a supplementary code to existing digital identity legislation that meets these unique needs.Both Nick and Angela are excited about the potential; a world in which conveyancers can trust the data they receive and focus on delivering a high-quality service without the burden of extensive verification and reverification. Alongside bringing more of that verified data to the fore at the outset of the transaction and being able to rely upon it, this shift would allow conveyancers to concentrate on their core responsibilities and improve the overall customer journey.Listen in to hear how the government's modernisation agenda is shaping up and how it impacts conveyancers and the wider property profession.  The Today's Conveyancer podcast can be found on your preferred podcast provider and also at www.todaysconveyancer.co.uk. Subscribe and listen in for all the latest conveyancing industry news and views. Thank you to our podcast sponsors PEXA, Osprey Approach, and VacantC Legal Recruitment.

Where would you start if you were to completely redesign your productivity and time management system? That's what I'm looking at this week. You can subscribe to this podcast on:  Podbean | Apple Podcasts | Stitcher | Spotify | TUNEIN Links: Email Me | Twitter | Facebook | Website | Linkedin   Getting Things Done With Linda Geerdink Get Your Copy Of Your Time, Your Way: Time Well Managed, Life Well Lived The Time Sector System 5th Year Anniversary The Working With… Weekly Newsletter Carl Pullein Learning Centre Carl's YouTube Channel Carl Pullein Coaching Programmes Subscribe to my Substack  The Working With… Podcast Previous episodes page   Script | 367 Hello, and welcome to episode 367 of the Your Time, Your Way Podcast. A podcast to answer all your questions about productivity, time management, self-development and goal planning. My name is Carl Pullein, and I am your host of this show. One of the things that can hold you back from creating a solid time management and productivity system is the legacy of your old habits and systems.  It could be you have always done things a particular way, which may have worked well in the past, but no longer does. Yet, the hold of the familiar keeps you wedded to that old habit.  Or, your company may have adopted a new system or piece of software that has a number of possibilities that you haven't explored yet. And, of course, the elephant in the room where you have so many tools it's paralysing you when it comes to deciding what to use.  So, how would you go about doing an overhaul on your system so it's simple, easy and does not require a lot of maintenance to keep working? That's the topic of this week's question and so, without further ado, let me hand you over to the Mystery Podcast Voice for this week's question.  This week's question comes from Lindsay. Lindsay asks, hi Carl, I recently took your new Time Sector System course and I love it. The trouble I am having is I have so much stuff all over the place, I don't know where to start to rebuild my system. Do you have any tips that may help? Hi Lindsay, thank you for your question.  There's a great YouTube video, where David Allen, author of Getting Things Done spends a day with Linda Geerdink, a Dutch journalist showing her how to get her life organised. (I'll put the video in the show notes) It's quite emotional at times as Linda has never had any kind of system in the past and has lived her professional and personal life by the seat of her pants.  David Allen comes across as being a little cruel at times, yet, I can understand where he is coming from. Sometimes you need to be cruel to be kind in order to help someone get to where they want to be.  What fascinated me about this video is the utter chaos the start of the process of building a system can be. When you gather everything you may or may not need to do into one central place, it can seem daunting.  And when that involves papers, documents and digital stuff, it can feel like you are drowning in an ocean of stuff that must be done.  But, it doesn't have to be that way.  So, where would I start if I was to rebuild my system? I would suggest watching that David Allen video. It starts in Dutch, but when David is introduced to the video, it continues in English.  What David gets Linda to do is exactly right. Gather everything you have into a central place. Today, that's going to be largely digital stuff. If you have notes in several notes apps, pick one and go through the process of bringing everything together into one. Which notes app you choose doesn't really matter too much, although I would choose one that is simple to use. The more complex a notes app is, the more time you will need to maintain it in the future. (Which is not a very productive way to go about it)  The good thing about notes is they are rarely urgent. Notes are support materials for meetings, projects and ideas. Most notes apps will allow you to get a URL link so you can link the important notes to tasks in your task manager.  Now with you task manager, again, if you have a few of these laying around, again, pick one—a simple one, and move any tasks from the apps you discard into the one you've chosen's inbox.  Then process your inbox. Use the three questions: What is it? What do I need to do? When will I do it? And then move the task to the appropriate folder.  Now, I know all this may take a long time. Often it can take a few days. The best way to do this is to take a day or two off and dedicate those days to getting your system sorted out. It can be fun, no really, it can be. Just be careful when you do this. We can become quite nostalgic when doing this and keep stopping to read through old notes. Now's not the time to do this. If you do find yourself doing this create a folder called “nostalgia” and drop them in there. You can then go back to that folder when you're finished.  One tip here is to think elimination not accumulation. In other words focus on deleting as much as you can. Notes can be archived, sometimes your old ideas can spark fresh ideas. With your task manager, though, be ruthless and delete as much as you can.  Your notes can hold as much as you like. You task manager needs to be clean and tight. The less in there the more effective it will be.  I've stressed the importance of keeping things simple and this is something you want to be thinking about as you process what you have in your inboxes.  Complexity is the enemy of productivity. It slows you down by adding what I call an administrative cost. That's the cost in time it takes to maintain your system.  This is why the Time Sector System is powerful. It narrows down you options to when you will do something. After all, it doesn't matter how much you have to do if you don't have the time to do it, does it?  Moving forward, you want to be quite strict about what you schedule to do this week. It's quite easy, when planning your week, to think that's it. But it isn't. Once the week begins, new stuff will be coming in daily, and some of that will need to be done this week. You do need to keep some space—white space as I've heard it called—for these tasks and appointments.  Now, what about the future? How can you prevent chaos from returning in the future and to put yourself in a position where you are in control and know what you are doing and when? First accept your human limitations.  You and I have two limitations. We can only work on one thing at a time and the number of hours we have each day.  These are human limitations and there nothing we can do to change them.  Then there is the need to sleep—although you may be able to pull an all nighter occasionally if you must, which I hope you don't need to do, ever—and eat. Both of which take time.  This means, the place to start would be your calendar. How much time do you need for your personal needs. That would be family and social time, sleep, exercise and anything else you want time for.  You don't want to be worrying about work at this point.  Your work has a fixed time—usually Monday to Friday, so you can deal with that later.  The benefit to starting with your personal life is it will help you to establish some boundaries between your personal and professional life.  Once you have your calendar of personal activities set up, and I would set these to recur in your calendar. You can always move things around when you do your weekly planning. By setting them up as recurring events, you're much more likely to stick to them.  Now look at your work.  First where are your fixed meetings? Get them on your calendar.  After that, how much time do you need, on average, to do your core work. That's the work you're employed to do.  When I was a teacher, my teaching schedule was fixed. Yet, I also needed to schedule time for class preparation and my admin duties.  When I worked as a lawyer, I required more time to work on the cases, so I made sure I had five hours a day for just working on the cases—that involved preparing court documents, requesting documents from the Land Registry and responding to letters from other lawyers.  That meant I had only three hours available for appointments.  There was no point in me believing I could fit in five hours of meetings and spend five hours on my cases—which I genuinely needed to do in order to keep my head above water—I wasn't being paid enough to work ten hours a day and sacrifice my social life and my exercise time.  Now, I did allow a little more flexibility at the end of a month, but on the whole I strictly controlled my calendar to ensure I was not trying to do the impossible.  And, for those of you who believe you cannot get control of your calendar, when I worked in a law firm, I never got fired and received my annual bonus for exemplary work each year, and I was the most junior or juniors in my time in the law office. You can do this—control your time. You're evaluated on your work, not how many meetings you attend.  This is why I always recommend you start with getting control of your calendar. It's your calendar that controls one of your limitations—available time. Now, the other limitation, only being able to work on one thing at a time, means you can group similar tasks together and focus your efforts on clearing that list. For example, if you allocate an hour a day for dealing with your communications, you're not worrying about how many emails you have to respond to, you don't need to.  All you need to do is begin with the oldest message and do as many as you can until your hour is up. If you consistently follow that process, you'll rarely have any communication backlogs.  It's not about the number of emails and messages you have to respond to, it's about how much time you have available to respond to them. Do them all at the same time and that way you won't be jumping around inside multiple different apps trying to find what to do. It's the same with your admin and project tasks. It's never about how many you have to do at anyone time. It's about how much time you have available to do them.  If you're work is largely project based, make sure you have sufficient time scheduled on your calendar for working on your project tasks each week. If you're role is mainly admin tasks—for example you're in customer support, then how much time, on average, do you need to do your work without the build up of backlogs each week?  If you're focused on how much you have to do, you will always feel overwhelmed. If you focus on how much time you have available for working on different types of work, you'll be a lot less overwhelmed and you will be getting your work done.  This also eliminates the impossible challenge of trying to estimate how long a task will take. Nobody can do that with any degree of accuracy. This comes back to you being a human being. Some days you'll be on fire and churn through a lot of work. Other days you'll be feeling exhausted and find everything you do is like trying to run through treacle.  I hope that has helped, Lindsay. Thank you for your question, and thank you for listening. It just remains for me to wish you all a very very productive week.   

UK PROPERTY MARKET WEEKLY UPDATE Welcome to the 15th UK Property Market Stats Show of 2025, your go to weekly TV show on the UK Property Market on YouTube This week, I'm joined by Kristian Stott as we delve into the key property market headlines for 15th week of 2025 ending on the 20th April 2025. The YouTube Show https://youtu.be/hlZhT28qqec ✴️ UK Property Market Highlights this week . ✅ Listings (New Properties on the Market) 37.5k new listings this week (last week 41.1k) That's 8% higher than Week 15 of 2024 YTD and 9% higher YTD compared to 2017/18/19. ✅ Price Reductions (% of Resi Stock) 21.2k Price Reductions this week - Monthly Run Rate in reductions - 1 in 7.5 of Resi Sales stock per month is being reduced (which represents 13.4%). For comparison, 12.1% average in 2024, though the long-term 5-year average is 10.6%. ✅ Total Gross Sales (Agreed Sales) 24.5k UK homes sold STC this week, down slightly because of Easter Weekend YTD - The number of Sold STC Resi homes are 13% higher compared to 2024  (394k YTD 2025 vs 350k YTD 2024) and 20% higher than 2017/18/19 YTD levels (328k). ✅ Sell-Through Rate (Monthly in Arrears) March's sale run rate of 16.3% of Resi stock sold stc (ie 16.3% of Estate Agents properties on the market went sale agreed). 2024 monthly average: 15.3%. Long-term 8-year average: 17.9%. ✅ Sale Fall-Throughs 5,515 Sale fall-thrus last week from Resi Sale Sales Pipeline of 467,414 homes sale agreed (sold stc). Another method is that week's sale fall thrus as a % of gross sales that week. This week, that is 23% (last week 23.7%). Just above the 7-year average of 24.2%, yet well below the 40%+ levels post-Truss Budget (Autumn 2022). Last month, as a whole, 5.75% of sales in the UK agents pipelines fell thru. For comparison, 2024 average: 5.36%. ✅ Net Sales (Gross sales for the week less Sale Fall Thrus for the week) 19k net sales this week (21k last week), compared 2025 weekly average of 20.1k. (remember its Easter) 2025 YTD is 10% higher than compared to 2024 YTD and 14% higher than YTD 2017/18/19. ✅ Residential Sales Stock on the Market 705k properties on the market on the 1st April 2025 (monthly stat taken on the first day of the month). Historical comparison for 1st march : * 2024: 654k * 2023: 585k * 2022: 421k * 2021: 542k * 2020: 584k * 2019: 647k * 2018: 598k * 2017: 557k ✅ Residential Sales Sold STC Pipeline 467k sales agreed in Estate Agents Sales Pipeline (ie sold stc but not yet completed) as at the 1st April 2025 (monthly figure) Historical comparison for 1st March : * 2024: 404k * 2023: 371k * 2022: 487k * 2021: 474k * 2020: 335k * 2019: 337k * 2018: 314k * 2017: 306k ✅ UK House Prices (£/sq.ft) As always, the £/sq.ft metric predicts Land Registry figures 5 months in advance with 92% accuracy (the orange line of the graph). March's final figure: £343/sq.ft. * December '24 : £335/sq.ft * March '24 : £337/sq.ft * March '23: £333/sq.ft * March '19: £270/sq.ft This means UK house prices achieved on the sales agreed in March 25 were 2.36% higher than Dec 24, and 1.63% higher than a year ago (March 24). Local Focus this week - Norwich

UK PROPERTY MARKET WEEKLY UPDATE Welcome to the 10th UK Property Market Stats Show of 2025, your go to weekly TV show on the UK Property Market on YouTube This week, I'm joined by the awesome Toby Martin as we delve into the key property market headlines for 10th week of 2025 ending on the 16th March 2025. The YouTube Show https://youtu.be/KIAimyPHdZ8 ✴️ UK Property Market Highlights this week . ✅ Listings (New Properties on the Market) 39.2k new listings this week (last week 39.8k) That's 7% higher than Week 10 of 2024 YTD and 10% higher YTD compared to 2017/18/19. ✅ Price Reductions (% of Resi Stock) 24k Price Reductions this week - meaning an approx run rate of 1 in 8 of Resi Sales stock per month is being reduced (12%). For comparison, 12.1% average in 2024, though the long-term 5-year average is 10.6%. ✅ Total Gross Sales (Agreed Sales) 27.2k UK homes sold STC this week, slightly up from 26.7k last week in Week 9 That's 15% higher YTD compared to 2024 and 25% higher than 2017/18/19 YTD levels. ✅ Sale-Through Rate (Monthly in Arrears) February's Run rate of 16.2% of Resi stock sold stc (ie 16.2% of Estate Agents properties on the market went sale agreed in February). For comparison, 16.7% of residential sales stock sold in February 2024. 2024 monthly average: 15.3%. Long-term 8-year average: 17.9%. ✅ Sale Fall-Throughs 6,319 Sale fall-thrus last week from Resi Sale Sales Pipeline of 451,074 homes sale agreed (sold stc). Another method is that week's sale fall thrus as a % of gross sales that week. This week, that is 22.3% (last week 24.3%). Just above the 7-year average of 24.2%, yet well below the 40%+ levels post-Truss Budget (Autumn 2022). For February '25 as a whole, 5.48% of sales in the UK agents pipelines fell thru in Feb 25. For comparison, 2024 average: 5.36%. ✅ Net Sales (Gross sales for the week less Sale Fall Thrus for the week) 20.9k net sales this week (20.2k last week), compared 2025 weekly average of 19.7k. 2025 YTD is 12% higher than compared to 2024 YTD and 18% higher than YTD 2017/18/19. ✅ Residential Sales Stock on the Market 675k properties on the market on the 1st March 2025 (monthly stat taken on the first day of the month). Historical comparison for 1st march : * 2024: 623k * 2023: 548k * 2022: 399k * 2021: 518k * 2020: 614k * 2019: 628k * 2018: 567k * 2017: 528k ✅ Residential Sales Sold STC Pipeline 451k sales agreed in Estate Agents Sales Pipeline (ie sold stc but not yet completed) as at the 1st March 2025 (monthly figure) Historical comparison for 1st March : * 2024: 376k * 2023: 349k * 2022: 464k * 2021: 446k * 2020: 334k * 2019: 303k * 2018: 291k * 2017: 282k ✅ UK House Prices (£/sq.ft) As always, the £/sq.ft metric predicts Land Registry figures 5 months in advance with 92% accuracy (the orange line of the graph). February's final figure: £340/sq.ft. * January '25 : £342/sq.ft * December '24 : £339/sq.ft * August '24: £334/sq.ft * February '24: £335/sq.ft This means UK house prices achieved in Feb 25 were 0.39% lower than Jan 25, yet 1.64% higher than a year ago (Feb 24). Local Focus this week - King's Lynn Graphs - https://we.tl/t-cX92miXa5N

Welcome to the 9th UK Property Market Stats Show of 2025, your go to weekly TV show on the UK Property Market on YouTube This week, I'm joined by the brilliant Rob Smith, (Group MD of Hunters, Whitegates & Northwood) as we delve into the key property market headlines for 9th week of 2025 ending on the 9th March 2025. YouTube Link - https://youtu.be/t0baXqjXonA ✴️ UK Property Market Highlights this week ✅ Listings (New Properties on the Market) 39.8k new listings this week (last week 37.9k) That's 8% higher than Week 8 of 2024 YTD and 10% higher YTD compared to 2017/18/19. ✅ Price Reductions (% of Resi Stock) 23.6k Price Reductions this week - meaning an approx run rate of 1 in 8 of Resi Sales stock per month is being reduced (12%). For comparison, 12.1% average in 2024, though the long-term 5-year average is 10.6%. ✅ Total Gross Sales (Agreed Sales) 26.7k UK homes sold STC this week, slightly up from 27.6k last week in Week 8 That's 16% higher YTD compared to 2024 and 25% higher than 2017/18/19 YTD levels. ✅ Sale-Through Rate (Monthly in Arrears) February's Run rate of 16.2% of Resi stock sold stc (ie 16.2% of Estate Agents properties on the market went sale agreed in February). For comparison, 16.7% of residential sales stock sold in February 2024. 2024 monthly average: 15.3%. Long-term 8-year average: 17.9%. ✅ Sale Fall-Throughs 6,506 Sale fall-thrus last week from Resi Sale Sales Pipeline of 451,074 homes sale agreed (sold stc). Another method is that week's sale fall thrus as a % of gross sales that week. This week, that is 24.3% (last week 22.3%). Just above the 7-year average of 24.2%, yet well below the 40%+ levels post-Truss Budget (Autumn 2022). For February '25 as a whole, 5.48% of sales in the UK agents pipelines fell thru in Feb 25. For comparison, 2024 average: 5.36%. ✅ Net Sales (Gross sales for the week less Sale Fall Thrus for the week) 20.2k net sales this week, compared 2025 weekly average of 19.6k. 2025 YTD is 13% higher than compared to 2024 YTD and 19% higher than YTD 2017/18/19. ✅ Residential Sales Stock on the Market 675k properties on the market on the 1st March 2025 (monthly stat taken on the first day of the month). Historical comparison for end of January : * 2024: 623k * 2023: 548k * 2022: 399k * 2021: 518k * 2020: 614k * 2019: 628k * 2018: 567k * 2017: 528k ✅ Residential Sales Sold STC Pipeline 451k sales agreed in Estate Agents Sales Pipeline (ie sold stc but not yet completed) as at the 1st March 2025 (monthly figure) Historical comparison for January : * 2024: 376k * 2023: 349k * 2022: 464k * 2021: 446k * 2020: 334k * 2019: 303k * 2018: 291k * 2017: 282k ✅ UK House Prices (£/sq.ft) As always, the £/sq.ft metric predicts Land Registry figures 5 months in advance with 92% accuracy (the orange line of the graph). February's final figure: £340/sq.ft. * January '25 : £342/sq.ft * December '24 : £339/sq.ft * August '24: £334/sq.ft * February '24: £335/sq.ft This means UK house prices achieved in Feb 25 were 0.39% lower than Jan 25, yet 1.64% higher than a year ago (Feb 24). Local Focus this week - Braintree Graphs https://we.tl/t-KYJyD2Cqgr

UK PROPERTY MARKET WEEKLY UPDATE Welcome to the 7th UK Property Market Stats Show of 2025, your go to weekly TV show on the UK Property Market on YouTube This week, I'm joined by the brilliant Iain McKenzie, Bossman of the 800 agent Guild of Property Professionals, as we delve into the key property market headlines for 7th week of 2025 ending on the 23rd February 2025. The YouTube Show https://youtu.be/cDfIV4bUDEU ✴️ UK Property Market Highlights this week . ✅ Listings (New Properties on the Market) 35.8k new listings this week (last week 36.1k) That's 9% higher than Week 7 of 2024 YTD and 9.2% higher YTD compared to 2017/18/19. ✅ Price Reductions (% of Resi Stock) 20.6k Price Reductions this week - meaning an approx run rate of 1 in 8 of Resi Sales stock per month is being reduced (12%). For comparison, 11.9% average in 2024, though the long-term 5-year average is 10.6%. ✅ Total Gross Sales (Agreed Sales) 27.4k UK homes sold STC this week, slightly down from 27.6k last week in Week 6 That's 20% higher YTD compared to 2024 and 28% higher than 2017/18/19 YTD levels. ✅ Sale-Through Rate (Monthly in Arrears) January's Run rate of 15% of Resi stock sold stc. For comparison, 13.9% of residential sales stock sold in January 2025. 2024 monthly average: 15.3%. Long-term 8-year average: 17.9%. ✅ Sale Fall-Throughs 6,027 Sale fall-thrus last week from Resi Sale Sales Pipeline of 440,431 homes sale agreed (sold stc). Another method is that week's sale fall thrus as a % of gross sales that week. This week, that is 22% (last week 22.2%). Still below the 7-year average of 24.2%, and well below the 40%+ levels post-Truss Budget (Autumn 2022). For January '25 as a whole, 6.03% of sales in the UK agents pipelines fell thru in Jan 25. For comparison, 2024 average: 5.36%. ✅ Net Sales (Gross sales for the week less Sale Fall Thrus for the week) 21.3k net sales this week, compared 2025 weekly average of 20.6k. 2025 YTD is 17% higher than compared to 2024 YTD and 22% higher than YTD 2017/18/19. ✅ Residential Sales Stock on the Market 660k properties on the market at the end of January 2025 (up, as expected, from 605k in December). Historical comparison for end of January : * 2024: 612k * 2023: 525k * 2022: 373k * 2021: 538k * 2020: 591k * 2019: 614k * 2018: 540k * 2017: 525k ✅ Residential Sales Sold STC Pipeline 440k sales agreed but not yet completed at the end of January 2025. Historical comparison for January : * 2024: 354k * 2023: 347k * 2022: 447k * 2021: 459k * 2020: 308k * 2019: 290k * 2018: 282k * 2017: 270k ✅ UK House Prices (£/sq.ft) As always, the £/sq.ft metric predicts Land Registry figures 5 months in advance with 92% accuracy (the orange line of the graph). January's final figure: £342/sq.ft. * December '24 : £339/sq.ft * August '24: £334/sq.ft * January '24: £330/sq.ft This means UK house prices have risen 3.64% in the last 12 months. Local Focus this week - Wakefield

UK PROPERTY MARKET WEEKLY UPDATE Welcome to the 6th UK Property Market Stats Show of 2025, your go to weekly TV show on the UK Property Market on YouTube This week, I'm joined by the awesome Iain White, as we delve into the key property market headlines for 6th week of 2025 ending on the 16th February 2025. The YouTube Show - https://youtu.be/_t4sThuNZlY . ✴️ UK Property Market Highlights this week . ✅ Listings (New Properties on the Market) 36.1k new listings this week (last week 36.5k) That's 9% higher than Week 6 of 2024 YTD and 10% higher YTD compared to 2017/18/19. ✅ Price Reductions (% of Resi Stock) 21.3k Price Reductions this week - meaning an approx run rate of 1 in 8 of Resi Sales stock per month is being reduced (12%). For comparison, 11.9% average in 2024, though the long-term 5-year average is 10.6%. ✅ Total Gross Sales (Agreed Sales) 27.6k UK homes sold STC this week, up from 27k last week in Week 5 That's 21% higher YTD compared to 2024 and 30% higher than 2017/18/19 YTD levels. ✅ Sale-Through Rate (Monthly in Arrears) January's Run rate of 15% of Resi stock sold stc. For comparison, 13.9% of residential sales stock sold in January 2025. 2024 monthly average: 15.3%. Long-term 8-year average: 17.9%. ✅ Sale Fall-Throughs 6,162 Sale fall-thrus last week from Resi Sale Sales Pipeline of 440,431 homes sale agreed (sold stc). Another method is that week's sale fall thrus as a % of gross sales that week. This week, that is 22.2% (last week 23.7%). Still slightly below the 7-year average of 24.2%, but well below the 40%+ levels post-Truss Budget (Autumn 2022). For January '25 as a whole, 6.03% of sales in the UK agents pipelines fell thru in Jan 25. For comparison, 2024 average: 5.36%. ✅ Net Sales (Gross sales for the week less Sale Fall Thrus for the week) 21.4k net sales this week, compared 2025 weekly average of 20.7k. Last week Week 5 2025 - 20.6k. 18.9k is the weekly YTD 2025 average. 2025 YTD is 19% higher than compared to 2024 YTD and 24% higher than YTD 2017/18/19. ✅ Residential Sales Stock on the Market 660k properties on the market at the end of January 2025 (up, as expected, from 605k in December). Historical comparison for end of January : * 2024: 612k * 2023: 525k * 2022: 373k * 2021: 538k * 2020: 591k * 2019: 614k * 2018: 540k * 2017: 525k ✅ Residential Sales Sold STC Pipeline 440k sales agreed but not yet completed at the end of January 2025. Historical comparison for January : * 2024: 354k * 2023: 347k * 2022: 447k * 2021: 459k * 2020: 308k * 2019: 290k * 2018: 282k * 2017: 270k ✅ UK House Prices (£/sq.ft) As always, the £/sq.ft metric predicts Land Registry figures 5 months in advance with 92% accuracy (the orange line of the graph). January's final figure: £342/sq.ft. * December '24 : £339/sq.ft * August '24: £334/sq.ft * January '24: £330/sq.ft This means UK house prices have risen 3.64% in the last 12 months. Local Focus this week - St.Albans Graphs - https://we.tl/t-6ISEgqwulK

UK PROPERTY MARKET WEEKLY UPDATE Welcome to the 5th UK Property Market Stats Show of 2025, your go to weekly TV show on the UK Property Market on YouTube This week, I'm joined by the awesome Kristian Stott, as we delve into the key property market headlines for 5th week of 2025 ending on the 9th February 2025. The YouTube Show - https://youtu.be/GIOCsmlvwW4 . ✴️ UK Property Market Highlights this week . ✅ Listings (New Properties on the Market) 36.5k new listings this week (last week 35.9k) That's 11% higher than Week 5 of 2024 YTD and 11% higher YTD compared to 2017/18/19. ✅ Price Reductions (% of Resi Stock) 21.5k Price Reductions this week - meaning an approx run rate of 1 in 8 of Resi Sales stock per month is being reduced (12%). For comparison, 11.9% average in 2024, though the long-term 5-year average is 10.6%. ✅ Total Gross Sales (Agreed Sales) 27k UK homes sold STC this week, down from 27.5k last week in Week 4 That's 24% higher YTD compared to 2024 and 33% higher than 2017/18/19 YTD levels. ✅ Sale-Through Rate (Monthly in Arrears) January's Run rate of 15% of Resi stock sold stc. For comparison, 13.9% of residential sales stock sold in January 2025. 2024 monthly average: 15.3%. Long-term 8-year average: 17.9%. ✅ Sale Fall-Throughs 6,406 Sale fall-thrus last week from Resi Sale Sales Pipeline of 440,431 homes sale agreed (sold stc). Another method is that week's sale fall thrus as a % of gross sales that week. This week, that is 23.7% (last week 22.5%). Still slightly below the 7-year average of 24.2%, but well below the 40%+ levels post-Truss Budget (Autumn 2022). For January '25 as a whole, 6.03% of sales in the UK agents pipelines fell thru in Jan 25. For comparison, 2024 average: 5.36%. ✅ Net Sales (Gross sales for the week less Sale Fall Thrus for the week) 20.6k net sales this week, compared to a typical week 4 average of 19.4k. Last week Week 4 2025 - 21.3k. 18.4k is the weekly YTD 2025 average. 2025 YTD is 23% higher than compared to 2024 YTD and 26% higher than YTD 2017/18/19. ✅ Residential Sales Stock on the Market 660k properties on the market at the end of January 2025 (up, as expected, from 605k in December). Historical comparison for end of January : * 2024: 612k * 2023: 525k * 2022: 373k * 2021: 538k * 2020: 591k * 2019: 614k * 2018: 540k * 2017: 525k ✅ Residential Sales Sold STC Pipeline 440k sales agreed but not yet completed at the end of January 2025. Historical comparison for January : * 2024: 354k * 2023: 347k * 2022: 447k * 2021: 459k * 2020: 308k * 2019: 290k * 2018: 282k * 2017: 270k ✅ UK House Prices (£/sq.ft) As always, the £/sq.ft metric predicts Land Registry figures 5 months in advance with 92% accuracy (the orange line of the graph). January's final figure: £342/sq.ft. * December '24 : £339/sq.ft * August '24: £334/sq.ft * January '24: £330/sq.ft This means UK house prices have risen 3.64% in the last 12 months. Local Focus this week - Eastbourne Graphs - https://we.tl/t-Du7ORY8pB4

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Welcome to the fourth UK Property Market Stats Show of 2025, your go to weekly Podcast show on the UK Property Market (also on YouTube - link below) This week, I'm joined by the awesome Bryan Mansell, CEO of Gazeal & revered former Countrywide Regional Director in London & the SE, as we delve into the key property market headlines for 4th week of 2025 ending on the 2nd February 2025. ✴️ UK Property Market Highlights this week ✅ Listings (New Properties on the Market) 35.9k new listings this week (last week 34.9k) That's 13% higher than Week 4 of 2024 YTD and 12% higher YTD compared to 2017/18/19. ✅ Price Reductions (% of Resi Stock) 21k Price Reductions this week - meaning an approx run rate of 1 in 8 of Resi Sales stock per month is being reduced (12.1%). For comparison, 11.9% average in 2024, though the long-term 5-year average is 10.6%. ✅ Total Gross Sales (Agreed Sales) 27.5k UK homes sold STC this week, up from 25.7k last week in Week 3 That's 29% higher YTD compared to 2024 and 37% higher than 2017/18/19 YTD levels. ✅ Sale-Through Rate (Monthly in Arrears) January's Run rate of 15% of Resi stock sold stc. For comparison, 13.9% of residential sales stock sold in January 2025. 2024 monthly average: 15.3%. Long-term 8-year average: 17.9%. ✅ Sale Fall-Throughs 6,186 Sale fall-thrus last week from Resi Sale Sales Pipeline of 440,431 homes sale agreed (sold stc). Another method is that week's sale fall thrus as a % of gross sales that week. This week, that is 22.5% (last week 23.3%). Slightly below the 7-year average of 24.2%, but well below the 40%+ levels post-Truss Budget (Autumn 2022). For January '25 as a whole, 6.03% of sales in the UK agents pipelines fell thru in Jan 25. For comparison, 2024 average: 5.36%. ✅ Net Sales (Gross sales for the week less Sale Fall Thrus for the week) 21.3k net sales this week, compared to a typical week 3 average of 19.41k. Last week Week 3 2025) - 19.7k. 2025 YTD is 29% higher than compared to 2024 YTD and 32% higher than YTD 2017/18/19. ✅ Residential Sales Stock on the Market 660k properties on the market at the end of January 2025 (up, as expected, from 605k in December). Historical comparison for end of January : * 2024: 612k * 2023: 525k * 2022: 373k * 2021: 538k * 2020: 591k * 2019: 614k * 2018: 540k * 2017: 525k ✅ Residential Sales Sold STC Pipeline 440k sales agreed but not yet completed at the end of January 2025. Historical comparison for January : * 2024: 354k * 2023: 347k * 2022: 447k * 2021: 459k * 2020: 308k * 2019: 290k * 2018: 282k * 2017: 270k ✅ UK House Prices (£/sq.ft) As always, the £/sq.ft metric predicts Land Registry figures 5 months in advance with 92% accuracy (the orange line of the graph). January's final figure: £342/sq.ft. * December '24 : £339/sq.ft * August '24: £334/sq.ft * January '24: £330/sq.ft This means UK house prices have risen 3.64% in the last 12 months. Local Focus this week - Penzance Graphs & Charts - https://we.tl/t-mV5imtKDEn The YouTube Show - https://youtu.be/rxNehdfEQzI

UK PROPERTY MARKET WEEKLY UPDATE Welcome to the third UK Property Market Stats Show of 2025, your go to weekly one hour documentary of the UK Property Market on YouTube This week, I'm joined by the awesome Alice Bullard, CEO of Nested, to delve into the key property market headlines for Week 3 of 2025. The YouTube Show - https://youtu.be/04SXtSzeZvo . ✴️ UK Property Market Highlights this week . ✅ Listings (New Properties on the Market) 34.9k new listings this week (last week 33.7k) That's 17% higher than Week 3 of 2024 YTD and 14% higher YTD compared to 2017/18/19. ✅ Price Reductions (% of Resi Stock) 19.9k Price Reductions this week - meaning approx. 14.8% of Resi sales stock this month has been reduced. To compare, 7.8% of residential sales stock reduced in December (always a lower % in Dec). For comparison, 11.1% od stoics reduced in November and 11.9% average in 2024, though the long-term 5-year average is 10.6%. December traditionally sees a dip in this metric. ✅ Total Gross Sales (Agreed Sales) 25.7k UK homes sold STC this week, up from 23.8k last week in Week 2 That's 35% higher YTD compared to 2024 and 43% higher than 2017/18/19 YTD levels. ✅ Sale-Through Rate (Monthly in Arrears) Approx. Run rate of 14.2% of Resi stock sold stc in Jan. For comparison, 10.61% of residential sales stock sold in December 2024, compared to 8.79% in December 2023. 2024 monthly average: 15.3%. Long-term 7-year average: 17.9%. ✅ Sale Fall-Throughs 23.3% of gross sales fell through this week – ad top from last week at 25.4%. Slightly below the 7-year average of 24.2%, but well below the 40%+ levels post-Truss Budget (Autumn 2022). On a monthly basis, approximately 5.4% of sales in the UK agents pipelines have fallen thru in Jan 25. For comparison, 3.8% of the December 2024 sales pipeline fell through (Dec is always lower) (2024 average: 5.36%). ✅ Net Sales (Gross sales for the week less Sale Fall Thrus for the week) 19.7k net sales this week, compared to a typical week 3 average of 18.1k. Last week (Week 2 2025) - 17.7k. 2025 YTD is 38% higher than compared to 2024 YTD and 39.7% higher than YTD 2017/18/19. ✅ Residential Sales Stock on the Market 605k properties on the market at the end of December 2024 (down from 677k in November). Historical comparison for end of December: * 2023: 560k * 2022: 481k * 2021: 342k * 2020: 543k * 2019: 545k. ✅ Residential Sales Sold STC Pipeline 441k sales agreed but not yet completed at the end of December 2024. Historical comparison for December : * 2023: 359k * 2022: 373k * 2021: 468k * 2020: 548k * 2019: 310k. ✅ UK House Prices (£/sq.ft) As always, the £/sq.ft metric predicts Land Registry figures 5 months in advance with 92% accuracy (the orange line of the graph). December's final figure: £339/sq.ft. * November: £342/sq.ft * August: £334/sq.ft * December 2023: £322/sq.ft This means house prices have risen 5.28% in the last 12 months. Local Focus this week - Wembley

This is the second ‘UK Property Market Stats Show' of 2025, the ‘Stat Show' is a weekly one-hour documentary report on YouTube. It is for the week ending Sunday, 19th January 2025, I am joined by this week's special guest, Verona Frankish, boss lady of Yopa, the 6th/7th largest Estate Agency brand in the UK to discuss the property market headlines for Week 2 of 2025. It must be stressed this is the second week of the year, and because the first full week started later than other years (on Monday, the 6th January 2025), some of the figures, when compared to previous years, are considerably higher than other years. This will settle down as the rest of January opens out. The YouTube Report https://youtu.be/5loAxkM0NwQ The main headlines this week though: · Listings (New properties coming on to the market) - 33.7k UK listings this week (week 2). 19% higher than wk2 in 2024 YTD. 18% higher YTD than 17/18/19 YTD · % of Resi Sales Stock being reduced (Monthly): 7.8% of Resi sales stock was reduced in December (this stat is monthly in arrears). 11.1% in November. 11.9% & 2024 average and long term 5 year average 10.6%. NB We always get a dip of this stat in December · Total Gross Sales - 23.8k UK homes sold stc this week (Week 2) - interesting when compared with last week - 19.2k in Week 1. 48% higher YTD than YTD in 2024. Also, 8.7% higher than 2017/18/19 YTD levels. · Sale Thru rate (Monthly): UK Estate Agents sold 10.61% of their Resi sales stock in Dec '24 (Dec '23 - 8.79%). 2024 average is 15.3% & the 7 year long term average is 17.9% per month. · Sale fall-throughs - For the week 2, Sale Fall Thrus (as a % of Gross sales Agreed) 25.4%. The 7 year Long Term weekly Average is 24.2% and it was 40%+ in the two months following the Truss Budget in the Autumn of 2022. Another way of measuring sale fall thrus are the % sales pipeline that fell thru. Done monthly, Agents lost 3.8% of their sales pipeline for the month of December (2024 average 5.36%). · Net Sales - 17.7k this week (average for week normally 14.3k). 54% higher YTD than YTD in 2024. 60% higher YTD 2025 compared to YTD 17/18/19. · Resi Sales Stock on the Market (Monthly Stat) : 605k at end of December (down from 677k at end of Nov). For comparison, Dec '23 - 560k, Dec '22 - 481k, Dec '21 - 342k, Dec '20 - 543k, Dec '19 - 545k. · Resi Sales Sold STC Pipeline (Units) (Monthly Stat): 441k at end of December. For comparison, Dec '23 - 359k, Dec '22 - 373k, Dec '21 - 468k, Dec '20 - 548k, Dec '19 - 310k. · UK House Prices - As explained in the show, the £/sqft figure foretells and predicts the Land Registry 5 months in advance with an accuracy rating of 92%. Final December figures saw a slight drift in this important metric to £339/sq.ft. For comparison - Nov's £342/sq.ft, August's £334/sq.ft, and Dec '23 at £322/sq.ft. This means house prices have grown 5.28% in the last 12 months. Local Focus this week - Luton Graphs https://we.tl/t-V5CXIhL3oP

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This is the first ‘UK Property Market Stats Show' of 2025, the ‘Stat Show' is a weekly one-hour documentary report on YouTube. It is for the week ending Sunday, 12th January 2025, I am joined by this week's special guest, Ben Madden, an Estate Agent from West London to discuss the property market headlines for Week 1 of 2025. It must be stressed this is the first week of the year, and because the first full week started later than other years (on the 6th January 2025), some of the figures, when compared to previous years, are considerably higher than other years. This will settle down as the rest of January opens out. The main headlines this week though: · Listings (New properties coming on to the market) - 27.4k UK listings this week (week 1). 34% higher YTD than 2024 YTD. 35.6% higher YTD than 17/18/19 YTD · % of Resi Sales Stock being reduced (Monthly): 7.8% of Resi sales stock was reduced in December (this stat is monthly in arrears). 11.1% in November. 11.9% & 2024 average and long term 5 year average 10.6%. NB We always get a dip of this stat in December · Total Gross Sales - 19.2k UK homes sold stc this week (Week 1). 74% higher than the same standalone week (week 1) in 2024. Also, 11.2% higher than 2017/18/19 YTD levels. · Sale Thru rate (Monthly): UK Estate Agents sold 10.61% of their Resi sales stock in Dec '24 (Dec '23 - 8.79%). 2024 average is 15.3% & the 7 year long term average is 17.9% per month. · Sale fall-throughs - Agents lost 3.8% of their sales pipeline for the month of December (2024 average 5.36%). For the week 1, Sale Fall Thrus (as a % of Gross sales Agreed) increased to 33.0% (up from 25.7% from the last two months of 2024). This is normal with a glut of sale fall thrus coming out the Christmas & New Year break. The 7 year Long Term weekly Average is 24.2% and it was 40%+ in the two months following the Truss Budget in the Autumn of 2022. · Net Sales - 12.9k this week (average for week normally 7.7k). 88.9% higher than the same week 1 in 2024, 99.4% higher YTD in 2024 compared to YTD 17/18/19. · Resi Sales Stock on the Market (Monthly Stat) : 605k at end of December (down from 677k at end of Nov). For comparison, Dec '23 - 560k, Dec '22 - 481k, Dec '21 - 342k, Dec '20 - 543k, Dec '19 - 545k. · Resi Sales Sold STC Pipeline (Units) (Monthly Stat): 441k at end of December. For comparison, Dec '23 - 359k, Dec '22 - 373k, Dec '21 - 468k, Dec '20 - 548k, Dec '19 - 310k. · UK House Prices - As explained in the show, the £/sqft figure foretells and predicts the Land Registry 5 months in advance with an accuracy rating of 92%. Final December figures saw a slight drift in this important metric to £339/sq.ft. For comparison - Nov's £342/sq.ft, August's £334/sq.ft, and Dec '23 at £322/sq.ft. This means house prices have grown 5.28% in the last 12 months. · Average Rents in the UK * East Anglia: 2024 Average £1,387, Growth since 2016: 29.9% * East Midlands: 2024 Average £1,065, Growth since 2016: 45.5% * Inner London: 2024 Average £3,141, Growth since 2016: 26.0% * North East: 2024 Average £985, Growth since 2016: 29.9% * North West: 2024 Average £1,141, Growth since 2016: 42.1% * Northern Ireland: 2024 Average £927, Growth since 2016: 36.1% * Outer London: 2024 Average £1,943, Growth since 2016: 22.0% * Scotland: 2024 Average £1,116, Growth since 2016: 46.8% * South East: 2024 Average £1,796, Growth since 2016: 40.0% * South West: 2024 Average £1,629, Growth since 2016: 78.4% * Wales: 2024 Average £1,137, Growth since 2016: 50.4% * West Midlands: 2024 Average £1,125, Growth since 2016: 39.2% * Yorkshire & Humberside: 2024 Average £1,058, Growth since 2016: 39.8% Local Focus this week - Bath Graphs for personal use - https://we.tl/t-iBOpi3it6c

The Cybercrime Wire, hosted by Scott Schober, provides boardroom and C-suite executives, CIOs, CSOs, CISOs, IT executives and cybersecurity professionals with a breaking news story we're following. If there's a cyberattack, hack, or data breach you should know about, then we're on it. Listen to the podcast daily and hear it every hour on WCYB. The Cybercrime Wire is brought to you Cybercrime Magazine, Page ONE for Cybersecurity at https://cybercrimemagazine.com. • For more breaking news, visit https://cybercrimewire.com

UK Property Market Weekly Update In this week's ‘UK Property Market Stats Show' on YouTube for week ending Sunday, 15th December 2024, myself and this week's special guest, Toby Phillips (Boss of Martin & Co and the experience brands) discuss the property market headlines for Week 50 of 2024. Youtube Show … https://youtu.be/iYnanweZ2tk The main headlines: · Listings (New properties coming on to the market) - 17k UK listings this week (week 50), an expected drop of 4k listings from last week. 8.5% higher 2024 YTD than 2023 YTD and 7.4% higher than the average of 2017/18/19 · % of Resi Sales Stock being reduced (Monthly): 11.1% of Resi sales stock was reduced in the last month (November). 13% in October & 14% in September. Not brilliant as Stock levels are dropping in the usual run up to Christmas. · Total Gross Sales - 19.1k UK homes sold stc this week (Week 50), 21% higher than the same standalone week (week 50) in 2023. Also, 9.1% higher than 2017/18/19 YTD levels & 15.4% higher than 2023 YTD levels. · Sale Thru rate (Monthly): UK Estate Agents sold 14.9% of their Resi sales stock last month. 2024 average is 15.7% & the 7 year long term average is 17.9% per month - yet don't forget that was only in mid/late 20%'s in the crazy years of 20/21/22). · Sale fall-throughs - For the week 50, Sale Fall Thrus (as a % of Gross Sales Agreed) 25.1%. The 7 year Long Term weekly Average is 24.3% and it was 40%+ in the two months following the Truss Budget in the Autumn of 2022. · Net Sales - 14.3k this week (average for last 4 weeks 16.2k). 20% higher than the same week 50 in 2023, 43% higher than the same week 50 in 2022 & still 17.5% higher YTD in 2024 compared to YTD 2023. · % of Homes exchanging vs homes unsold - Of the 1,513,570 UK homes that left UK Estate Agents books since the 1st Jan 2024, 813,063 of them (53.7%) exchanged & completed contracts (meaning the homeowner moved and the estate agent got paid). The remaining 700,507 (46.3%) were withdrawn off the market, unsold. In essence you a flip of the coin chance of actually selling, homeowners moving and the estate agent getting paid. · UK House Prices - As explained in the show, the £/sqft figure foretells and predicts the Land Registry 5 / 6 months in advance with an accuracy rating of 92%. The Initial November figure, in this important metric, is £344/sq.ft. In January '24, it was £330/sqft, a rise of 4% in the last 10 months (and for comparison) in August '24, it was £334/sq.ft · Resi Sales Stock on the Market (Monthly Stat) : 677k at end of November. For comparison, Nov '23 - 664k, Nov '22 - 527k, Nov '21 - 397k, Nov '20 - 617k, Nov '19 - 608k · Resi Sales Sold STC Pipeline (Units) (Monthly Stat): 487k at end of November. For comparison, Nov '23 - 391k, Nov '22 - 436k, Nov '21 - 509k, Nov '20 - 533k, Nov '19 - 353k Local Focus this week - Halifax Thank you for your interest Kind regards Christopher Watkin

UK Property Market Weekly Update In this week's ‘UK Property Market Stats Show' on YouTube for week ending Sunday, 8th December 2024, myself and this week's special guest, Steph Walker (boss of TAUK) discuss the property market headlines for Week 49 of 2024. Youtube Show … https://youtu.be/AQHs0HocGYM The main headlines: · Listings (New properties coming on to the market) - 21.2 UK listings this week (week 49), an expected drop of 2.6k from last week. 8.5% higher 2024 YTD than 2023 YTD. · % of Resi Sales Stock being reduced (Monthly): 11.1% of Resi sales stock was reduced in the last month (November). 13% in October & 14% in September. Not brilliant as Stock levels are dropping in the usual run up to Christmas. · Total Gross Sales - 20.7k UK homes sold stc this week (Week 49), 9.6% lower than last week (as expected). 24% higher than the same standalone week (week 49) in 2023. Also, 8.9% higher than 2017/18/19 YTD levels & 15.3% higher than 2023 YTD levels. · Sale Thru rate (Monthly): UK Estate Agents sold 14.9% of their Resi sales stock last month. 2024 average is 15.7% & the 7 year long term average is 17.9% per month - yet don't forget that was only in mid/late 20%'s in the crazy years of 20/21/22). · Sale fall-throughs - For the week 49, Sale Fall Thrus (as a % of Gross sales Agreed) 26.3%. The 7 year Long Term weekly Average is 24.3% and it was 40%+ in the two months following the Truss Budget in the Autumn of 2022. · Net Sales - 15.2k this week (average for last 4 weeks 17.1k). 21% higher than the same week 49 in 2023, 52% higher than the same week 49 in 2022 & still 17.5% higher YTD in 2024 compared to YTD 2023. · % of Homes exchanging vs homes unsold - Of the 1,474,594 UK homes that left UK Estate Agents books since the 1st Jan 2024, 792,138 of them (53.7%) exchanged & completed contracts (meaning the homeowner moved and the estate agent got paid). The remaining 682,456 (46.3%) were withdrawn off the market, unsold. In essence you a flip of the coin chance of actually selling, homeowners moving and the estate agent getting paid. · UK House Prices - As explained in the show, the £/sqft figure foretells and predicts the Land Registry 5 / 6 months in advance with an accuracy rating of 92%. The Initial November figure, in this important metric, is £344/sq.ft. In January '24, it was £330/sqft, a rise of 4% in the last 10 months (and for comparison) in August '24, it was £334/sq.ft · Resi Sales Stock on the Market (Monthly Stat) : 677k at end of November. For comparison, Nov '23 - 664k, Nov '22 - 527k, Nov '21 - 397k, Nov '20 - 617k, Nov '19 - 608k · Resi Sales Sold STC Pipeline (Units) (Monthly Stat): 487k at end of November. For comparison, Nov '23 - 391k, Nov '22 - 436k, Nov '21 - 509k, Nov '20 - 533k, Nov '19 - 353k Local Focus this week - Rochdale Graphs - https://we.tl/t-lEF0FCjehl Thank you for your interest Kind regards Christopher Watkin

UK Property Market Weekly Update In this week's ‘UK Property Market Stats Show' on YouTube for week ending Sunday, 22nd November 2024, myself and this week's special guest, Iain White discuss the property market headlines for Week 47 of 2024. The main headlines: · Listings (New properties coming on to the market) - 27.2 UK listings this week (week 47), an expected slight drop of 1.8k from last week. 8.3% higher 2024 YTD than 2023 YTD. · % of Resi Sales Stock being reduced (Monthly): 13% of Resi sales stock was reduced in the last month. 14% last month and long term 5 year average 10.6%. · Total Gross Sales - 23.8k UK homes sold stc this week (Week 47), 1.2% lower than last week. 21% higher than the same standalone week (week 47) in 2023. Also, 8.6% higher than 2017/18/19 YTD levels & 15.1% higher than 2023 YTD levels. · Sale Thru rate (Monthly): UK Estate Agents sold 16.11% of their Resi sales stock in Oct '24. Sept ‘ 24 was 14.79%. 2024 average is 15.86% & the 7 year long term average is 17.9% per month - yet don't forget that was only in mid/late 20%'s in the crazy years of 20/21/22). · Sale fall-throughs - Agents lost 5.8% of their sales pipeline for the month of October (up from 5.6% in Sept ‘ 24). For the week 47, Sale Fall Thrus (as a % of Gross sales Agreed) decreased 25%). The 7 year Long Term weekly Average is 24.8% and it was 40%+ in the two months following the Truss Budget in the Autumn of 2022. · Net Sales - 17.8k this week (average for last 4 weeks 17.7k). 20% higher than the same week 47 in 2023, 56% higher than the same week 47 in 2022 & still 17.4% higher YTD in 2024 compared to YTD 2023. · % of Homes exchanging vs homes unsold - Of the 1,387,069 UK homes that left UK Estate Agents books since the 1st Jan 2024, 743,269 of them (53.59%) exchanged & completed contracts (meaning the homeowner moved and the estate agent got paid). The remaining 643,800 (46.41%) were withdrawn off the market, unsold. In essence you a flip of the coin chance of actually selling, homeowners moving and the estate agent getting paid. · UK House Prices - As explained in the show, the £/sqft figure foretells and predicts the Land Registry 5 months in advance with an accuracy rating of 92%. Final October figures saw a slight jump in this important metric to £346/sq.ft. For comparison - Sept's £339/sq.ft, August's £338/sq.ft, and July at £341/sq.ft. This means house prices are slightly growing. · Resi Sales Stock on the Market (Monthly Stat) : 725k at end of October (up from 724k at end of Sept). For comparison, Oct '23 - 664k, Oct '22 - 523k, Oct '21 - 425k, Oct '20 - 681k, Oct '19 - 652k · Resi Sales Sold STC Pipeline (Units) (Monthly Stat): 505k at end of October. For comparison, Oct '23 - 401k, Oct '22 - 483k, Oct '21 - 528k, Oct '20 - 548k, Oct '19 - 372k Local Focus this week - Banbury Thank you for your interest Kind regards Christopher Watkin PS YouTube Link to The UK Property Market Stats Show - https://youtu.be/5GoM1ognDIM PPS Graphs https://we.tl/t-aJNnSICm5E

UK Property Market Weekly Update In this week's ‘UK Property Market Stats Update' for week ending Sunday, 17th November 2024 (week 46), the main headlines are as follows… · Listings (New properties coming on to the market) - 29k UK listings this week (week 46). YTD 2024, listings are 8% higher compared to 2023 YTD. · % of Resi Sales Stock being reduced (Monthly): 13% of Resi sales stock was reduced in the last month. 14% last month and long term 5 year average 10.6%. · Total Gross Sales - 24.2k UK homes sold stc this week (Week 46), slightly more than last week. 19.2% higher than the same standalone week (week 46) in 2023. Also, 8.5% higher than 2017/18/19 YTD levels & 14.9% higher than 2023 YTD levels. · Sale Thru rate (Monthly): UK Estate Agents sold 16.11% of their Resi sales stock in Oct '24. Sept ‘ 24 was 14.79%. 2024 average is 15.86% & the 7 year long term average is 17.9% per month - yet don't forget that was only in mid/late 20%'s in the crazy years of 20/21/22). · Sale fall-throughs - For the week 46, Sale Fall Thrus (as a % of Gross sales Agreed) dropped significantly to 25% (down from 28.8% last week). The 7 year Long Term weekly Average is 24.2% and it was 40%+ in the two months following the Truss Budget in the Autumn of 2022. Agents lost 5.8% of their sales pipeline in Oct'24 (up from 5.6% in Sept ‘ 24). · Net Sales - 18.1k this week (17k last week). 18.2% higher than the same week 46 in 2023, 76% higher than the same week 46 in 2022 & still 17.3% higher YTD in 2024 compared to YTD 2023. · % of Homes exchanging vs homes unsold - Of the 1,358,587 UK homes that left UK Estate Agents books since the 1st Jan 2024, 728,138 of them (53.6%) exchanged & completed contracts (meaning the homeowner moved and the estate agent got paid). The remaining 630,449 (46.4%) were withdrawn off the market, unsold. In essence you a flip of the coin chance of actually selling, homeowners moving and the estate agent getting paid. · UK House Prices - As explained in the show, the £/sqft figure foretells and predicts the Land Registry 5 months in advance with an accuracy rating of 92%. Final October figures saw a slight jump in this important metric to £346/sq.ft. For comparison - Sept's £339/sq.ft, August's £338/sq.ft, and July at £341/sq.ft. This means house prices are slightly growing. · Resi Sales Stock on the Market (Monthly Stat) : 725k at end of October (up from 724k at end of Sept). For comparison, Oct '23 - 664k, Oct '22 - 523k, Oct '21 - 425k, Oct '20 - 681k, Oct '19 - 652k · Resi Sales Sold STC Pipeline (Units) (Monthly Stat): 505k at end of October. For comparison, Oct '23 - 401k, Oct '22 - 483k, Oct '21 - 528k, Oct '20 - 548k, Oct '19 - 372k Local Focus - Guildford Graphs - https://we.tl/t-wiNvgEwvt5 Kind regards Christopher Watkin

UK Property Market Weekly Update In this week's ‘UK Property Market Stats Show' on YouTube for week ending Sunday, 3rd November 2024, Chris ‘Stato' Watkin with this week's special guest, Rob Smith (bossman of Hunters & Whitegates) discuss the property market headlines for Week 44 of 2024. The main headlines: · Listings (New properties coming on to the market) - 28.6k UK listings this week (week 44), an expected drop of 1.5k from last week. 8.1% higher 2024 YTD than 2023 YTD. · % of Resi Sales Stock being reduced (Monthly): 13% of Resi sales stock was reduced in the last month. 14% last month and long term 5 year average 10.6%. · Total Gross Sales - 24k UK homes sold stc this week (Week 44), 6.9% lower than last week. 17% higher than the same standalone week (week 44) in 2023. Also, 7.4% higher than 2017/18/19 YTD levels & 14.8% higher than 2023 YTD levels. · Sale Thru rate (Monthly): UK Estate Agents sold 16.11% of their Resi sales stock in Oct '24. Sept ‘ 24 was 14.79%. 2024 average is 15.86% & the 7 year long term average is 17.9% per month - yet don't forget that was only in mid/late 20%'s in the crazy years of 20/21/22). · Sale fall-throughs - Agents lost 5.8% of their sales pipeline for the month (up from 5.6% in Sept ‘ 24). For the week 44, Sale Fall Thrus (as a % of Gross sales Agreed) increased slightly to 25.9% (up from 24.6% last week). The 7 year Long Term weekly Average is 24.2% and it was 40%+ in the two months following the Truss Budget in the Autumn of 2022. · Net Sales - 17.8k this week (19.5k last week). 17% higher than the same week 44 in 2023, 54% higher than the same week 44 in 2022 & still 17.4% higher YTD in 2024 compared to YTD 2023. · % of Homes exchanging vs homes unsold - Of the 1,295,604 UK homes that left UK Estate Agents books since the 1st Jan 2024, 693,669 of them (53.54%) exchanged & completed contracts (meaning the homeowner moved and the estate agent got paid). The remaining 601,935 (46.46%) were withdrawn off the market, unsold. In essence you a flip of the coin chance of actually selling, homeowners moving and the estate agent getting paid. · UK House Prices - As explained in the show, the £/sqft figure foretells and predicts the Land Registry 5 months in advance with an accuracy rating of 92%. Final October figures saw a slight jump in this important metric to £346/sq.ft. For comparison - Sept's £339/sq.ft, August's £338/sq.ft, and July at £341/sq.ft. This means house prices are slightly growing. · Resi Sales Stock on the Market (Monthly Stat) : 725k at end of October (up from 724k at end of Sept). For comparison, Oct '23 - 664k, Oct '22 - 523k, Oct '21 - 425k, Oct '20 - 681k, Oct '19 - 652k · Resi Sales Sold STC Pipeline (Units) (Monthly Stat): 505k at end of October. For comparison, Oct '23 - 401k, Oct '22 - 483k, Oct '21 - 528k, Oct '20 - 548k, Oct '19 - 372k Local Focus this week - Putney (SW15) in London Graphs - https://we.tl/t-fYt36BdltO Thank you for your interest Kind regards Christopher Watkin PS YouTube Link to The UK Property Market Stats Show - https://youtu.be/ZYowX2hjO2s

If implemented right, the establishment of a land registry, digitisation of records and unique land parcel identification numbers could reduce the number of land disputes, ease land transactions, facilitate flow of agricultural credit and provide a significant boost to the GDP. However, there are several challenges in the form of poor capacity at the local level, lack of standards for mapping and conflicting regulations at the state and Central levels. Please listen to the latest episode of All Indians Matter.

UK Property Market Weekly Update In this week's ‘UK Property Market Stats Show' on YouTube for week ending Sunday, 4th August 2024, with Iain McKenzie, the headlines for Week 31 of 2024 are as follows .. · UK House prices on Homes sold (stc) in July continue to remain strong at £348/sq.ft - still 6% higher than Jan 2024 · Listings - 35.1k UK listings this week. 7% higher YTD than 2017/18/19 YTD average & 7.5% higher than 2023 YTD. · Total Gross Sales - 25.7k - 21.3% higher than the same week in 2023. Also, 6.7% higher than 2017/18/19 YTD levels & 11.3% higher than 2023 YTD levels. · Net Sales - 19.3k this week, 27.8% higher than the same week in 2023 & 13.6% higher YTD in 2024 compared to YTD 2023. · % of Homes exchanging vs homes unsold - In July 2024, 52.47% of homes that left UK Estate Agents books exchanged contracts, the remaining 47.53% were withdrawn off the market, unsold. In essence you a flip of the coin chance of actually selling, homeowners moving and the estate agent getting paid. · Sale fall-throughs - Sale Fall Thrus (as a % of Gross sales Agreed) dipped to 25% this week (from 26.7% last week) - Yet, everything always in context, the 7 year Long Term Average is 24.2% and it was 40%+ in the Truss Budget

UK Property Market Weekly Update In this week's ‘UK Property Market Stats Show' on YouTube for week ending Sunday, 28th July 2024, with Bryan Mansell, the headlines for Week 30 of 2024 are as follows .. · UK House prices on Homes sold (stc) in July continue to remain strong at £348/sq.ft - still 6% higher than Jan 2024 · Listings - 33.8k UK listings this week. 6.9% higher YTD than 2017/18/19 YTD average. · Total Gross Sales - 25.8k - 20.4% higher than the same week in 2023. Also, 6.6% higher than 2017/18/19 YTD levels & 11% higher than 2023 YTD levels. · Net Sales - 18.9k this week, 22.2% higher than the same week in 2023 & 13.2% higher YTD in 2024 compared to YTD 2023. · % of Homes exchanging vs homes unsold - YTD in 2024, 52.42% of homes that have left UK Estate Agents books exchanged, the remaining 47.58% were withdrawn off the market, unsold · Sale fall-throughs - Only fly in the ointment is sale fall thru rate. In the Spring it was an average of 21%. For the last month its been 25.6%.This week it has crept up again to 26.7% - Yet, everything in context, the 7 year Long Term Average is 24.8% and it was 40%+ in the Truss Budget

In this episode of NRLA podcast Listen Up Landlords, presenters NRLA CEO Ben Beadle (@BeadleBen) and Richard Blanco (@richardblanco_)  examine the issue of local authority enforcement following the publication of a new report by the NRLA. Ben and Richard are joined by James Wood, head of policy for the NRLA and Julia Morris, assistant director of regulatory services from Waltham Forest Council to discuss the findings, which uncovered huge disparities between enforcement work carried out in different local authority areas. Julia discusses Waltham Forest's approach and the challenges faced by local authorities when it comes to enforcing standards. You can read the full report here. Later in the show we are joined by John Daw, chief executive of NRLA partner Title Guardian, who talks about the shadowy world of property fraud, common tactics and how you can protect yourself and your portfolio. If you enjoy the show, please spread the word on your social media channels using the hashtag #listenuplandlords. For all podcast enquiries email press@nrla.org.uk  ACCREDITATION: You can now pick up a CPD point to be used towards NRLA accreditation by listening to the podcast. To log your point, visit the accreditation dashboard in the ‘Your Account' section of the NRLA website. Select ‘Other' then ‘NRLA Podcast' from the dropdown menu. More information To read a full transcript of the show click here. For the latest on the NRLA's findings as regards local authority enforcement click here. For information on Property Guardian, including exclusive NRLA discounts click here. To sign up for the free Land Registry alert system click here.

In this episode of TishTalk, I speak with Canadian Martin McDermott who has spend over a decade researching the fraud behind the privatization of the land registry. Martin describes how his mother was defrauded of her home, why the land registry was privatized and darker agenda behind the digitalization of not only property ownership but also banking, currency and healthcare. This is a fascinating discussion with excellent ideas on protecting your property and ensuring this problem is corrected.

ISC CEO Shawn Peters joined Steve Darling from Proactive to to discuss the company's financial results for the fourth quarter and year ended December 31, 2023. Peters highlighted the significant growth ISC experienced in 2023, with revenue reaching a record $214.5 million, representing a 13% increase compared to $189.9 million in 2022. This growth was attributed to several factors, including a full year of revenue from Ontario Property Tax Assessment Services in the current year compared to seven months in the prior year. Peters emphasized the extension of ISC's registry partnership with the Government of Saskatchewan, ensuring continuity for both customers and ISC through to 2053. Additionally, the company continued to invest in people and technology to support growth across all segments, including achieving ISO 27001 certification towards the end of the year. The company's adjusted EBITDA also reached a new record of $72.9 million for the year, compared to $64.4 million the previous year. This increase was driven by higher adjusted EBITDA in Registry Operations, primarily due to fee adjustments implemented in its Saskatchewan Registries division, offsetting reduced volume in the Land Registry. Additionally, the full year of contributions from Ontario Property Tax Assessment Services contributed to this growth. Despite these achievements, increased cost of goods sold associated with the growth in Services' Regulatory Solutions division, along with increased investment in the Corporate segment in people and technology, partially offset the adjusted EBITDA growth. Overall, Peters expressed satisfaction with ISC's performance in 2023 and highlighted the company's ongoing commitment to growth and innovation across its various business segments. #proactiveinvestors #iformationservicescorporation #tsx #isv #FinancialHighlights, #RevenueIncrease, #SaskatchewanSuccess, #CashFlowStrength, #CorporateGrowth, #RegistryServices, #GovernmentExtension, #CanadianBusiness, #InvestmentStrategy, #TechnologyInvestment, #BusinessStability, #GrowthPlan2028, #AmbitiousGoals, #CompanyDoubleSize, #OrganicGrowth, #StrategicMandA, #2023Achievements, #BusinessForecast, #RecordEBITDA, #CompanyExpansion, #OperationalEfficiency, #CustomerServices, #IndustryLeadership, #FutureOutlook #invest #investing #investment #investor #stockmarket #stocks #stock #stockmarketnews

#144I'm in Derby. It's the final day of my UK Property Tour. Today, I have to take the hire car back to Nottingham and then the train south to London. I also have two final meetings I've arranged. One with a second sourcer, who we'll call Sourcer 2 and another with an HMO interior design team.But that's not what's at the front of my mind on this mid-February morning in 2024 as I wake up in the guesthouse I've been staying in for the last four nights.No, I want to know if the two remaining obstacles blocking our purchase of a 3 bed terraced house to convert into a 6 bed all ensuite HMO for young professionals have been removed. The first obstacle is the danger that the restrictive covenant in the title document which I downloaded for £3 from the Land Registry could …well …restrict us from getting long-term finance. The second obstacle is whether the conservative estimate for the rental income was … well.. conservative and could be a swing factor… in other words tweaked upwards by £25 a room which would swing the project from being a non-starter to a good enough deal.I lean out of bed and reach for my computer to find out…We typically work with time poor professionals get a good return on their money by investing with us. To schedule a call to discussLeave an honest review of Expat Property StoryJoin our Mailing List to join our WhatsApp  group AND access our 37 Question Due Diligence Checklist AND our 23 Step Guide to Buying Property at Auction AND our Monthly NewsletterFollow the Show on InstagramTell us the one thing you're struggling with in UK property As a reminder, here are the details of where to meet other Expat Property Investors (For FREE!!!):Hong Kong: The Urban Bakery in the Landmark Building in Central on the first Saturday of each month from 11:30 amDubai: Holiday Inn, Science Park on the first Wednesday of each month (from 7pmSingapore: The Providore at VivoCity on the first Saturday of each month  from 10:30 am

#125 Have you heard people talking about commercial mortgages and wondered what they're on about? Or maybe you have a basic grasp of what they are but don't understand the finer details and would like to know how commercial mortgages work. You'd like to know more about getting a commercial valuation as opposed to getting your property valued on a bricks and mortar basis? Or perhaps you're looking for tips and tricks to avoid those frequently dreaded and often misunderstood down valuations. Well, if any of that sounds like you, this two-part special is most definitely for you as today's guest is Martin Smedley of Prospero Finance which is part of the Fairstone Financial Management Group Martin has been arranging finance for over 35 years so what he doesn't know about investment finance simply isn't worth knowing. This week, we cover the difference between the two broad types of valuations: commercial and bricks and mortar and the factors that affect whether your lender will give you a commercial valuation. We also touch on how Martin and his team maximise their clients' chances of securing a genuine commercial valuation. In Part Two, #126 we'll be looking at ways to influence that valuer to give us as high a valuation as expected. Leave an honest review of Expat Property StoryJoin our Mailing List to join our WhatsApp  group AND access our 37 Question Due Diligence Checklist AND our 23 Step Guide to Buying Property at Auction AND our Monthly NewsletterFollow the Show on InstagramTell us the one thing you're struggling with in UK property We typically work with time poor professionals get a good return on their money by investing with us. To schedule a call to discuss As a reminder, here are the details of where to meet other Expat Property Investors (For FREE!!!):Hong Kong: The Urban Bakery in the Landmark Building in Central on the first Saturday of each month (Saturday S6th October, 2023) from 11:30 amDubai: Holiday Inn, Science Park on the first Wednesday of each month (Wednesday 4th October, 2023) from 7pmSingapore: The Providore at VivoCity on the first Saturday of each month (Saturday 6th October, 2023) from 10:30 am Keywords: Martin Smedley, contractors, property expectations, hotel comparison, clean property, train station access, parking, Expat Property Guy, reverse engineering, mortgage choice, lender, valuer, property valuation, comprehensive summary, interview, property influence, Berlin, Exotic Listener location, WhatsApp group, expat UK property investors, 6-month rule, vanilla lending market, bridging loan, refinancing, Land Registry, refurb costs, borrowing time, interest rates, valuers, commercial mortgages, HMOs, East Midlands. 

‘Your development appraisal is only as good as the data going in' - one of the simple but significant takeaways from this episode, unpacking where quality new homes data comes from, and the latest buyer trends in resi development.Leveraging the experience of our two experts, Ross Allan, Director of Data at Hometrack, and Charlotte Moxon, Head of Regional New Homes at Strutt & Parker, we discuss the somewhat unknown challenges of Land Registry data lags, as we some surprisingly first-time buyer trends.Join us for this bite-sized review looking at how to carve out more realistic GDVs for your site, as well as What's Hot and What's Not in Buyer demand.Host Alex Harrington-Griffin is joined this week by guest co-host accredited Real Developer, Mitchell English of Stratstone Developments to bring the real perspective.Please subscribe, share if you enjoyed the podcast, and connect with our guests below.Grab the Strutt & Parker ‘Housing Futures' Report HereDiscover more about the Hometrack and LandTech Partnership Here.Follow Stratstone Developments on LinkedIn HereFollow Alex Harrington-Griffin from Real Developer on LinkedIn hereFor Previous Episodes of The Real Developer - click hereFollow Alex Harrington-Griffin from Real Developer on LinkedIn hereFor Previous Episodes of The Real Developer - click here

Before we get started today, if you haven't already seen it, check out my interview with Alex Langer of Sierra Madre. There could be quite an opportunity setting up with this silver mining company.There are just a handful of tickets left for my lecture with funny bits about gold in London on October 19. I'm not sure when I will next be doing this show so book early to avoid disappointment and all that.And, if you haven't yet seen Programmable Money, I think you will be amused.Right, house prices. They are in free fall …“Fastest fall in 14 years” said the Guardian on the back of the latest numbers from the Halifax, which reported year-on-year falls of 4.7%. The Telegraph was similarly gloomy. ”London house prices slump,” said City AM. “6 months of consecutive declines,” noted the FT. The latest Nationwide numbers showing declines of 5.3% are even worse.But, some context. Here are house prices since 1950. Relentless. The current declines are a mere blip, though it may not fee like that. I have long-argued that houses are, in effect, financial assets whose prices are largely determined by the availability and cost of money. When lending is loose and money is cheap, house prices rise. When lending tightens and the cost of money goes up, so do house prices fall. With rising rates, the reality of this is now plain to see.It would seem that the housing market peaked in summer 2022. I know nominally it was November, but in reality it will have peaked 6 to 9 months before that because of the various lags in house price data reporting. (There is a chap called Charlie on Twitter, who is very good on this by the way). Housing data lags the market because moving home is such a slow process: you decide to move, you put your house on the market, you wait for a buyer, it takes time to exchange and complete, then there are several months more before the Land Registry actually reports the transaction. But from August 2022 to August 2023, according to Bank of England data, mortgage lending has fallen by 43%, while the number of approvals is down 36%. Of course house prices are falling.How far do house prices fall?The answer to that lies with the Bank of England Monetary Policy committee, gilt markets, interest rates and all the rest of it. Sterling also has issues, which is going to put upward pressure on rates. But with another million or so cheap fixed rate deals coming to end in the next year, and another million the year after that, something like two million households are going to be hit with much higher mortgage costs. Just how much will those costs be? The genius that is Merryn Somerset Webb, as always, has the answer: “Mortgage on 350k at 2%: £1484 a month and total payment £445,126. Mortgage on £350k at 5.5%: £2149 a month and total £644,745. To get payment back to £1484, you can only borrow £243k (total payment 447k). And that's why house prices are falling.”Considerable problems lie ahead. All in all, I don't think the worst is over by a long chalk and, a year from now, I think we will see distressed selling, along with opportunities for bargain hunters. This could all have happened in 2008, but the powers-that-be saw fit to suppress rates and print money. Then we got Help to Buy. I don't quite know what they will do this time around - no doubt something is being planned - but in the meantime it seems we are seeing the beginning of the unwinding of a 30-year, generational bull-market/bubble. By way of reference, here is the that infamous Jean-Paul Rodrigue illustration of the lifecycle of a bubble. (I used to have this on my wall, I liked it so much). I would argue that we are probably in the fear stage, with the bull trap having come during Covid, but it may be we are still in the denial phase. As with so much academic projection, real life is never quite as neat and tidy.At the same time, as those of us who were around in 2008 will testify: all ye who call the end of the UK housing market bubble, beware. The housing market has a nasty habit of making bears look stupid. Some see a correction of 35% or more in nominal terms. Others are more muted at 5-10%. Both are possible. In the short term I think housing goes lower. A 1989-94 scenario looks more likely than 2008-11, though I reserve the right to change my mind, as events unfold. So to gold Here you can see gold vs sterling since 1999 when Gordon Brown sold ours for £150/oz or thereabouts. Today, such is the rise of gold (or the decline of sterling more like), we are at £1,500/oz.Josh Saul of Pure Gold Company has reported to me numerous times over the past year how many buy-to-let and other property investors have been selling real estate and buying gold. When will they flip back into property?Gold is the oldest money in the world, it is a constant, so I like to take a periodic look at house prices measured in gold. Of course, we do not use gold to buy houses. We use sterling. But as the verse goes:“Money is a matter of functions four.A medium, a measure, a standard and a store.”While gold may no longer have much use as a medium of exchange, as a store of value, a standard of deferred payment and a measure of relative value (ie unit of account) it remains and will always remain a far more effective form of money than fiat, because it is permanent, constant and you can't print it. If the average UK house is now £288,000 (it isn't - it will be lower because of time lags) and gold is £1,500/oz, then the average UK house price in gold is 192 oz.Here, courtesy of Nick Laird at goldchartsrus.com, we see the cost of UK house prices, measured in gold, since 1950.It's a rather different story to nominal UK house prices, as displayed above. By this measure, the peak of the UK housing market was 2004. Sterling was (relatively) strong at more than $2 . The UK housing market was booming. Gold was sitting around $400/oz.The depths of the market came in 1979. The UK economy was weak. There was civil unrest. Gold was at the end of its epic bull market of the 1970s when it hit $850/oz. The average UK house could be bought for around 50 ounces of gold.How much have we been ripped off by fiat ? If gold is to increase by say 20% against sterling, and nominal house prices are to come down 10%, then those 2008-11 and 2020 lows of 150oz for the average UK house look pretty nailed on. If house prices come down 30 or 35%, however, as they did in 1989-94, and the gold price were to double, then those late 1970s and early 1980s numbers around 50oz for the average UK house suddenly come into play. Barring a full-blown sterling crisis (don't rule it out), I'd say that was unlikely. For no particular reason, other than round-number-itis, I have a target of 100oz.Of course, the other possibility is that gold falls, and house prices resume their uptrend. How many ounces of silver to buy the average UK house?Here, for the silver bugs, is the same ratio but for silver.Look how cheap houses in silver were in the 1970s. You could get the average UK house for about 1,000oz!Will silver ever go back to those levels? I doubt it. It has the potential, but, as we know, silver always disappoints.Finally, for American readers, are US house prices in gold and silver.Post 2008 they almost went back to 1980 levels.Here they are in silver. Tell your friends about this amazing article This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.theflyingfrisby.com/subscribe

The UK Property Market Stats Show is a weekly YouTube show to provide Estate & Letting Agents – and anybody else with an interest in property – with information regarding what is happening in the housing market, both nationally and regionally in the UK. Unlike the Land Registry, Halifax and Nationwide indexes, which are already three to eight months out of date, this Youtube show focuses on real time property market stats from last week (ending Sunday 11th June 2023). Chris Watkin's special guest this week on the ‘UK Property Market Stats Show' is Ben Madden, one of London's best known Estate Agents and thought leader in the Estate Agency game. In the last 15 minutes of the Youtube show there is a particular look at the Bedford property market The main headlines of the UK Property Market for the week (Monday 5th June to Sunday 11th June 2023 inclusive) + Listings: 36,877 for the week. The 2023 running weekly average is 32,649. + Average listing price: £450,684. The 2023 running weekly average is £433,330. + Price reductions: 22,874. The 2023 running weekly average is 18,381. + Average asking price of properties being reduced: £426,203. The 2023 running weekly average is £404,150. + Gross sales: 24,201. The 2023 running weekly average is 22,289. + Average asking price of properties sold STC: £371,914. The 2023 running weekly average is £358,800. + Sale fall throughs: 6,163. The 2023 running weekly average is 5,081. + Percentage of sales fall throughs to gross sales: 25.47% The 2023 running weekly average is 23.64%. Download the Graphs and Tables in the Show (for personal use) https://we.tl/t-OF8ckXaQPy The link to the YouTube Show itself https://youtu.be/2BebNss3xHU

This is an information-packed episode! Kurt is a Partner at Lester Aldridge solicitors based in their Bournemouth office and heads up the Tax, Trusts, Wills and Probate team. Kurt was my first ever podcast guest at the Retirement Café back in 2018 and this is his third appearance. Today we are exploring tax and estate planning and how you can plan ahead in your retirement. In our conversation we chat about the challenge presented by delays at various Government departments and the steps you can take: -Registering Lasting Powrs of Attorney with the Office of the Public Guardian -Applications to the Court of Protection -Managing with delays to Probate  -Dealing with HMRC.  We also explore Inheritance Tax Planning, the difference between owning your property in joint tenancy or as tenants in common, and how to protect yourself from unscrupulous estate planning companies. You'll even hear how to create a ‘Dying Tidily' log! USEFUL LINKS Get in contact with Kurt: https://www.lesteraldridge.com/our-people/kurt-lee-partner/  Kurt's previous episodes on the podcast: 002 Avoiding Inheritance Tax traps: https://www.theretirementcafe.co.uk/episodes/kurt-lee 018 Make sure your estate qualifies for the Residence Nil Rate Band: https://www.theretirementcafe.co.uk/episodes/residence-nil-rate-band  Search the Land Registry: https://landregistry.uk/title-documents  CONNECT WITH ME Thanks for checking out my YouTube channel - I'm Chartered and Certified Financial Planner Justin King and I help people to retire successfully.

In this episode, we discus Blockchain Land Registry.With special guest Rick Schmitz, the CEO of LTO Network.We walk through the understanding of Blockchain Land Registry. Establishing what blockchain technology is and how it's being applied to land registry. We also discuss Decentralized Identity and how verifiable credentials play a role. Rick goes on to explain some of the real world examples and the impact on developing regions.Follow @TheLTONetwork on Twitter!Disclosure: This episode is Presented by LTO Network.disclosure.chainleak.comConnect with ChainLeak below!Twitter: https://Twitter.com/ChainLeakTelegram: https://T.me/ChainLeakWebsite: https://ChainLeak.comConnect with Joshuwa below!Twitter: https://Twitter.com/JoshRoomsburgTelegram: https://T.me/JoshRoomsburgTikTok: https://TikTok.com/@JoshRoomsburg

The UK Property Market Stats Show is a weekly YouTube show (this is the audio from that for the podcast) to provide Estate & Letting Agents – and anybody else with an interest in property – with information regarding what is happening in the housing market, both nationally and regionally in the UK. Unlike the Land Registry, Halifax and Nationwide indexes, which are already three to eight months out of date, this Youtube show focuses on real time property market stats from last week (ending Sunday 11th June 2023). Chris Watkin's special guest this week on the ‘UK Property Market Stats Show' is Iain McKenzie, bossman of the Guild of Property Professionals, an affiliate group of 800+ UK Estate Agents. In the last 15 minutes of the Youtube show there is a particular look at the Halifax property market The main headlines of the UK Property Market for the week (Monday 5th June to Sunday 11th June 2023 inclusive) + Listings: 37,698, up 25% from last week. The 2023 running weekly average is 32,465. + Average listing price: £459,269. The 2023 running weekly average is £432,576. + Price reductions: 22,343, up 26.7% from last week's price reductions). The 2023 running weekly average is 18,185. + Average asking price of properties being reduced: £423,300 The 2023 running weekly average is £404,200. + Gross sales: 24,712, up 15.4% from last week's gross sales. The 2023 running weekly average is 22,206. + Average asking price of properties sold STC: £376,050. The 2023 running weekly average is £358,300. + Sale fall throughs: 5,905, up 23.56% from last week sale fall throughs. The 2023 running weekly average is 5,036. + Percentage of sales fall throughs to gross sales: 22.9% The 2023 running weekly average is 23.56%. All the graphics from the YouTube U.K. Property Market Stats Show are here https://we.tl/t-alSR52FPjZ The link to the YouTube Show itself https://youtu.be/tRW7HcL_WSg

Half term and the Bank Holiday hit the UK Residential Property Market last week. The UK Property Market Stats Show is a weekly show to provide estate &letting agents – and anybody else with an interest in property – with information regarding what is happening in the housing market, both nationally and regionally in the UK. Chris Watkin's special guest this week on the ‘UK Property Market Stats Show' is Kristain Stott. Unlike the Land Registry, Halifax and Nationwide indexes, which are already three to eight months out of date, this Youtube show focuses on real time property market stats from last week (ending Sunday 4th June 2023). In the last 15 minutes of the show there is a particular look at the Durham property market The main headlines… The UK Property Market Stats for the week (Monday 29th May to Sunday 4th June 2023 inclusive) + Listings: 30,156, down 20.5% from last week. The 2023 running weekly average is 32,227. + Average listing price: £444,300. The 2023 running weekly average is £431,400. + Price reductions: 17,633, down 17.3% from last week's price reductions). The 2023 running weekly average is 17,997. + Average asking price of properties being reduced: £408,600. The 2023 running weekly average is £403,300. + Gross sales: 21,417, down 18.3% from last week's gross sales. The 2023 running weekly average is 22,092. + Average asking price of properties sold STC: £372,100. The 2023 running weekly average is £357,500. + Sale fall throughs: 4,779, down 17.1% from last week sale fall throughs. The 2023 running weekly average is 4,994. + Percentage of sales fall throughs to gross sales: 22.31% The 2023 running weekly average is 23.55%. All the graphics from the YouTube U.K. Property Market Stats Show are here https://we.tl/t-qpd7kfDDhj The Youtube show is here https://youtu.be/iv_-_8rCLfo

Last week was the best for residential house sales since the Summer of 2022 and best for Listings since April 2021, the latest figures show. Unlike the Land Registry, Halifax and Nationwide indexes, which is already three to eight months out of date, this show focusses on real time property market stats from last week. The idea is to provide estate & letting agents – and anybody else with an interest in property – with information regarding what is happening in the housing market – both nationally and regionally U.K. U.K. Property Market Stats for the week (Mon 22nd May '23 to Sun 28th May '23 inclusive) Listings ... 37,885 (up 1.49% from last week listings). The 2023 Running Weekly Average is 32,326. Average Listing Price ... £462,200. The 2023 Running Weekly Average is £430,750 Price Reductions ... 21,321 (up 0.2% from last week's price reductions). The 2023 Running Weekly Average is 18,014. Average Asking Price of properties being reduced ... £417,900. The 2023 Running Weekly Average is £403,000. Gross Sales ... 26,861 (up 1.97% from last week Gross sales). The 2023 Running Weekly Average is 22,125. Average Asking Price of properties Sold stc... £368,250. The 2023 Running Weekly Average is £356,750. Sale Fall Thrus ... 5,760 (down 0.4% % from last week Sale fall thrus). The 2023 Running Weekly Average is 5,004. % of Sales fall Thrus to Gross sales (very important stat) ... 21.44% The 2023 Running Weekly Average is 23.61%.(For context - Q4 2024 was very late 30%'s) Watkin's special guest was Richard Durrant, the Managing Director of the Relocation Agent Network (RAN), - a affiliate group of some of the best UK Estate & Letting Agents All the graphs can be downloaded for personal use here https://we.tl/t-wOGUzkKPMJ The final 15 mins of the podcast looks at the Wimbledon Property Market in London

When it comes to buying a property, there are a number of things you need to know about the homebuying process, that sadly we aren't taught about in schools! To help me delve into the homebuying process, I am joined with Jack Rogers, Co-founder and CEO of Keychain, a property start up backed by the Land Registry! If you're looking to hire a great mortgage broker or solicitor, then sign up to Keychain today here! For more All Things Money, make sure you give us a follow on Instagram, Twitter and join our growing Facebook Community! Fancy supporting the podcast? You can do so here.

Last week was the best week for residential house sales since the Summer of 2022 and the best for Listings since April 2021 Chris Watkin's special guest this week on the 'UK Property Market Stats Show' is Iain White, ex Romans boss and now Guru to some of the biggest names in the property industry Unlike the Land Registry, Halifax, and Nationwide indexes, which are already three to eight months out of date, this show focuses on real-time property market stats from last week (Week ending Sunday, 21st May 2023). The idea is to provide estate agents – and anybody else with an interest in property – with information regarding what is happening in the housing market – both nationally and regionally U.K. Property Market data for the week (Mon 15th May '23 to Sun 21st May '23 inclusive) Listings ... 37,327 (up 21.2% from last week listings). The 2023 Running Weekly Average is 32,048. Average Listing Price ... £445,500. The 2023 Running Weekly Average is £429,200 Price Reductions ... 21,283 (up 16.4% from last week's price reductions). The 2023 Running Weekly Average is 17,848. Average Asking Price of properties being reduced ... £406,100. The 2023 Running Weekly Average is £402,250. Gross Sales ... 26,341 (up 25.8% from last week Gross sales). The 2023 Running Weekly Average is 21,888. Average Asking Price of properties Sold stc... £373,900. The 2023 Running Weekly Average is £356,200. Sale Fall Thrus ... 5,784 (up 28.3 % from last week Sale fall thrus). The 2023 Running Weekly Average is 4,967. % of Sales fall Thrus to Gross sales (very important stat) ... 21.96% The 2023 Running Weekly Average is 23.72%.(For context - Q4 2024 was very late 30%'s) After that, the regional stats for all of the above are mentioned. Finally, in the last 15 mins, Iain and Chris take a look at the Watford property market and the Estate & Letting Agents and their performance over the last 12 months.

The UK Property Market Stats Show, a weekly show which gives real time information on the UK Property Market for Estate & Letting Agents + anyone who loves property. Chris Watkin's special guest this week was Bryan Mansell, ex Countrywide London & South of England Director and now boss of Gazeal Why should agents watch the show? Forget the Land Registry and Halifax/Nationwide index, which is already 3 to 8 months out of date, these are real time stats on the property market from last week (Week ending Sunday, 14th May 2023). By knowing what is happening both nationally and regionally, you can put your efforts into the markets that are moving and get the listings, sales and exchanges you deserve. National Scores on the doors for the week (Mon 8th May '23 to Sun 14th May '23 inclusive) .. (NB we had the Coronation Bank Holiday Monday in this week) Listings ... 30,773 (down 3.1% from last week listings). The 2023 Running Weekly Average is 31,770. Average Listing Price ... £456,800. The 2023 Running Weekly Average is £428,300 Price Reductions ... 18,281 (up 4.6% from last week price reductions). The 2023 Running Weekly Average is17,668. Average Asking Price of properties being reduced ... £406,700. The 2023 Running Weekly Average is £402,000. Gross Sales ... 20,934 (down 6.4% from last week Gross sales). The 2023 Running Weekly Average is 21,653. Average Asking Price of properties Sold stc... £368,400. The 2023 Running Weekly Average is £355,250. IMPORTANT HEADS UP - Average Listing Price for 456k .... YET Average Sales Price £368K - that is a 23.9% gap ... take care not to take on higher priced properties that have lower propensity (ie chance) of selling. This percentage should be nearer 15% to 17% in a normal market Sale Fall Thrus ... 4,506 (down 4.6 % from last week Sale fall thrus). The 2023 Running Weekly Average is 4,924. % of Sales fall Thrus to Gross sales (very important stat) ... 21.52% The 2023 Running Weekly Average is 23.81%.(For context - Q4 2024 was very late 30%'s) Regional Stats for all these metrics in the Show and available to download via the slide link here https://we.tl/t-Hhnx7t4Cvn (note - only for personal use and not to be posted on social media) Finally, in the last 15 mins of the programme, we focus on a particular location - this time its on Blackpool, where we compare the letting and estate agents in the town

The Cybercrime Wire, hosted by Scott Schober, provides boardroom and C-suite executives, CIOs, CSOs, CISOs, IT executives and cybersecurity professionals with a breaking news story we're following. If there's a cyberattack, hack, or data breach you should know about, then we're on it. Listen to the podcast daily and hear it every hour on WCYB. The Cybercrime Wire is sponsored by KnowBe4. To learn more about our sponsor, visit https://knowbe4.com • For more breaking news, visit https://cybercrimewire.com

Rob lists his top three reasons why you should be taking a different view of the UK property market, and why now might be the wisest time to chase those investing ambitions! KEY TAKEAWAYS Depending on the currency you're using as an overseas investor, buying UK property might actually be far cheaper at the moment due to the waning strength of the pound. The Land Registry adds a further level of security to property deals. Having those locked in rights makes investing from abroad very attractive. The UK is relatively stable in terms of politics in that we are not in a tumultuous phase of government BEST MOMENTS 'It's all about buying low and selling high' 'We have to put things into perspective' 'From a foreign point of view, the UK market is quite attractive at the moment' ABOUT THE HOST Rob Smallbone the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon. Buckle up, sit tight, and enjoy the ride that is life. BOOKS  Buy To Let: How to Get Started = https://amzn.to/3genjle   101 Top Property Tips = https://amzn.to/2NxuAQL  Property FAQs = https://amzn.to/3MWfcL4 WEBSITE www.tpnpodcast.com  SHOP   www.tpnpodcast.com/shop  SOCIAL MEDIA   Instagram - https://www.instagram.com/thepropertynomadspodcast/   Facebook - https://www.facebook.com/ThePropertyNomadsPodcast   YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg Patreon - https://www.patreon.com/tpnpodcast PODCAST   The Property Nomads Podcast:   I-Tunes = apple.co/3bHNn5G   Stitcher = bit.ly/3cFQVqe  Spotify = spoti.fi/2XaZliP uk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcastThis show was brought to you by Progressive Media

BOOK A FREE CALL NOW: tejsingh.xyzLand Reg business plan:https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/1101474/HMLR_Business_Plan_2022_to_2025.pdf Hosted on Acast. See acast.com/privacy for more information.

Ripple XRP news - Judy Shelton gold currency tweet, Columbia land Registry XRPL, NFTs XLS-20 update to XRPL, SEC Ripple lawsuit John Deaton & Jeremy Hogan.Sponsor

Lee talks with Lisa Moody, a Senior Change Manager in the Land Registry. She has been in change management for ten years, previously working in local government in service improvement and customer service. People focused skills have led her to her current role. Lee and Lisa discuss her move into change management, ambition, her civil service role, and how to create a change team with the concept of ‘The Invisible Change Manager.' KEY TAKEAWAYS Ambition doesn't mean striving for the next opportunity, it can just be to do a really good job of what you do day to day.  The civil service has currently a focus on digitisation and automation, allowing customers to self-serve and speed up service operation.  Improvement is about a better experience for the user of the process whether it be a customer or an internal employee. Co-design wherever you can. Work with your stakeholders and the people affected by the change to help craft the solutions.  The ‘Invisible Change Manager' is the concept of the leadership figure of the department being the visible focus of change while actual change management remain background facilitators.   Change Management is a natural career step from a process management  perspective, but we are now seeing change managers that are more people focused, relying on the operational knowledge of the team they cooperate with and guiding the change process from a more psychological angle. BEST MOMENTS ‘The beauty of the civil service is you can move departments, you can move within one department, you can do a whole multitude of different jobs so you tend to find people that do stick around quite a long time.' – Lisa  ‘It's about making the experience better for whoever is using that process. Ultimately, I guess, everything we do from an improvement perspective should be about that end user, whether it's the customer, whether it is for us in the civil service, case workers or internal people.' – Lisa   ‘In those cases be super honest. Be really clear on what's negotiable. I go back to FNC in these cases. What's fundamental, what aren't you going to influence at all. Be really clear about that. Be open and honest.' – Lisa  ‘A lot of people change that I know, some of them have got egos and they're in position because they're the ones that like to have the answer. Have you had any challenges with that?' - Lee VALUABLE RESOURCES Business Problems Solved Podcast ABOUT THE HOST For the last 15 years, I have been a multi-sector internal or external business improvement consultant, building the improved capability of individuals, teams and businesses. In my spare time, I enjoy spending time with my two young children Jack & India. I also enjoy listening to and reading business & personal development material. Lee Houghton is “THE Business Problem Solver”, a Management Consultant, CX Specialist and Keynote Speaker. CONTACT METHOD You can contact Lee Houghton on 07813342194 Lee@leehoughton.com https://www.linkedin.com/in/lhoughton/ See omnystudio.com/listener for privacy information.

The National Pawnbrokers Association tells Money Box it will hold talks with the Financial Conduct Authority next week. That follows a report which shows people on low incomes are pawning goods to pay for food and fuel. As the cost of living crisis hits more households, pawnbrokers say they're becoming a more important source of credit. Critics argue that pawnbrokers charge annual interest rates of 120% and undervalue people's possessions whilst supporters say they're a vital source of finance for people on low incomes who can't get loans from banks. We'll discuss this - and hear from people in Chester selling things like phones and laptops in order to keep afloat financially. New analysis of Land Registry figures suggests house prices have gone up by 11 percent since before the pandemic. But the data, which compares average prices of properties sold in December 2019 with those in December 2021 shows that not all homes are equal. Prices of terrace houses rose by 13% but prices for flats dropped by the same amount. Semi detached and detached houses rose the most. Up by 20% and 26% respectively. We'll discuss that with property and mortgage experts. We'll hear how some young people are facing months of delays trying to access money from their Child Trust Funds. And the new rules on claiming tax relief for working from home. Presenter: Paul Lewis Reporter: Dan Whitworth Researcher: Sandra Hardial Editor: Jess Quayle (First broadcast 12pm on Saturday 14th May, 2022)

Today on the show we have Laura Yarrow, Head of Design and Her Majesty's Land Registry in the UK. In this episode we chat about design agitation and enabling change within organisations. Laura recently shared a fantastic thread on twitter about many of the common designer statements that we probably all have heard a thousand times “no one is listening to me”. We chat about the challenges that many designers have - and how Laura approaches many of these problems in her role within Government. It's a good one - let's just straight in... Read the twitter thread that inspired this episode; https://twitter.com/laura_yarrow/status/1487369386981736450 See omnystudio.com/listener for privacy information.

Today on the show we have Laura Yarrow, Head of Design and Her Majesty's Land Registry in the UK. In this episode we chat about design agitation and enabling change within organisations. Laura recently shared a fantastic thread on twitter about many of the common designer statements that we probably all have heard a thousand times “no one is listening to me”. We chat about the challenges that many designers have - and how Laura approaches many of these problems in her role within Government. It's a good one - let's just straight in... Read the twitter thread that inspired this episode; https://twitter.com/laura_yarrow/status/1487369386981736450 See omnystudio.com/listener for privacy information.

5 Property Scams – Show Notes Today I'm talking about common property scams you may encounter, what to look for and how to avoid them. To set up your Land Registry fraud alert go here:https://www.gov.uk/guidance/property-alertTo get your FREE 20+ page property buyers checklist that I mention in the podcast go to: https://lisaorme.comCheck out my videos or to listen to my podcast on You Tube:https://www.youtube.com/c/TheLisaOrmePropertyShowYou can also get me in bite size chunks on TikTok and ask me questions and I'll answer them live on video: www.tiktok.com/@lisaormepropertyFor loads more tips, information and inspiration join me on:Facebook: https://www.facebook.com/lisaormepropertyandInstagram:- https://www.instagram.com/lisaormepropertySupport the show (https://www.paypal.com/donate?hosted_button_id=N5837PBVXPUGJ)

My TOP Property Buying Tip – Show Notes Today I'm talking about the NUMBER ONE thing ALL property buyers should do before proceeding with buying a property.Here is a DIRECT link to Land Registry: https://eservices.landregistry.gov.uk/eservices/FindAProperty/view/QuickEnquiryInit.do?_ga=2.51622506.237955521.1645546817-813324465.1621373810 For your FREE 20+ page property buyers checklist I mention in the podcast go to: https://lisaorme.com For freebies visit my website and my online store at: https://lisaorme.sellfy.store Check out my You Tube videos including my 5ive Guide Series: https://www.youtube.com/c/TheLisaOrmePropertyShow You can also get me in bite size chunks on TikTok and ask me questions and I'll answer them live on video: www.tiktok.com/@lisaormeproperty For loads more tips, information and inspiration join me on: Facebook: https://www.facebook.com/lisaormeproperty and Instagram:- https://www.instagram.com/lisaormepropertySupport the show (https://www.paypal.com/donate?hosted_button_id=N5837PBVXPUGJ)

In this episode of The Propcast, Louisa speaks with Dan Salmons, CEO of Coadjute, the company who is creating a ‘National Grid' for the property market to make buying and selling real estate quicker, simpler and a more transparent process for everyone involved by utilising blockchain technology. We discuss why the property buying and selling process is so lengthy and laborious, and how Proptech is significantly changing the game for residential and commercial real estate deals.  Companies Mentioned: Coadjute https://www.coadjute.com/ Pay by Phone https://paybyphone.co.uk/ Land Registry https://www.linkedin.com/company/land-registry/  Shout Outs Richard Price, Dezrez https://www.linkedin.com/in/richieprice/  Martin MacDuff, Redbrick Solutions https://www.linkedin.com/in/martin-macduff-29a1b717/ Key Insights From This Episode The property market is in an ecosystem of multiple professions - the real estate profession, the legal, financial, the government. And they somehow have to work together to get your property transaction done. And yet they have no infrastructure to do that. Sometimes the small things are really transformative.  Blockchain allows a group of people who want to share information with each other to be certain that that information is reliable and that no one's cheating. It allows them to do that without a central authority having to review and confirm all that information. Blockchain is a new piece of infrastructure that allows people to securely share data and know it's a hundred percent accurate without someone in the middle telling them it is. What I want to come up with something that feels effortless, easy, obvious, simple. Then you'll get fantastic adoption. And then gradually of course you can extend and expand what it is. Sometimes people lack the imagination to believe the world can ever be different. you have to have the imagination if you're innovating to believe the world can be better. We've got lots to do in the UK. We were number four in the Olympic metal table, but on the world rankings of how easy it is to move property, we're number 42. The reception has been really warm and I think it's cause in this case, the bit that we're helping where this is the bit no one likes anyway. The administration, the chasing I mean, who doesn't want to have more up to date information when they're dealing with the property deal? Innovation is all about perspiration. They say ideas are really cheap. Anyone can have an idea. What's interesting is what happens when that idea meets the real world and you start actually making it happen. Keywords: blockchain, innovation, fintech, national grid, property sales, technology, information, connectivity   About Our Guests Dan Salmons, Chief Executive Officer, Coadjute https://www.linkedin.com/in/dansalmons/?originalSubdomain=uk A leader in innovation in Financial Services for 25 years, Dan has held executive roles at Capital One, Barclays, and RBS/NatWest, and has launched ground-breaking products including Contactless Cards and Mobile Payments. He has been CEO and NED of several FinTechs, and an advisor to Roche. 2:54   Company summary Coadjute - Coadjute's mission is to make buying and selling property a simpler, faster and more transparent process for everyone involved. To do that, we are creating a transformative new piece of national infrastructure for the UK: – a “National Grid” for the property market.      Coadjute connects the software that runs the property market in real-time. Our open blockchain network connects the platforms already used by estate agents, conveyancers, mortgage brokers and lenders, opening up a range of new connected possibilities. These include seeing progress updates in real-time, securely sharing documents and messages, and even automating processes like payments.   About Our Host Louisa Dickins https://www.linkedin.com/in/louisa-dickins-ab065392/?originalSubdomain=uk Louisa started her career in property working at a well-known estate agency in London. Realising her people skills, she moved over to Lloyd May to pursue a career in recruitment. She now is a Director at LMRE, who are a specialist recruitment firm driven by PropTech and recruitment professionals, and Louisa oversees their 5 core areas. Louisa co-founded LMRE and provides a constructive recruitment platform to the new disruptors in real estate. Louisa is also on the board of Directors at UK PropTech Association (UKPA).   About LMRE www.lmre.tech LMRE believe there is a better way to recruit. LMRE focus on a more comprehensive, client led focus delivering exceptional talent to the place at the time. They are passionate about the industry and passionate about people's careers. LMRE spend time with each client to become and an extension of the business, and their transparency and core values help them grow with the sector. LMRE simplify recruitment and innovate with our clients and evolve the people driven, PropTech community.