Podcasts about banishthebalance

Dr. Elana interviews Tonya Rapley of My Fab Finance. Tonya is a money expert with a passion to help women own their power and break the cycle of living paycheck to paycheck so that they can live free and do more of what they love. In addition to being a mom herself, she is also an author of the Amazon best-seller, The Money Manual: A Practical Guide To Help You Succeed on Your Financial Journey AND co-hosts the Color Full Lives Podcast. In today’s interview Dr. Elana and Tonya discuss why it is so important for moms to feel empowered with their financial health, how to overcome financial fears and learn about their money stories, all so they can do more of what they love. Tonya also answers community questions from college savings, to tips on introducing money to your kids, and so much more!  Enjoy the listen! You can find us on iTunes, Stitcher or Spotify. We’d love to hear your thoughts on Instagram or Facebook. Topics Discussed: How financial health benefits overall health Why this information is so important for mamas to learn Tonya’s approach to financial education How to overcome your financial fears Learn about your “money story” and why it’s important Discover the biggest misconception about managing personal finances Show Notes: Take the quiz to learn what your money says about you Tonya’s ebook on financially planning for a baby Connect with Tonya on Instagram Listen to Tonya’s Podcast Color Full Lives Take the free mini course at Dr. Elana’s Med School for Moms Learn more about Whole Mamas Pregnancy Program Subscribe to Whole Mamas Weekly Pregnancy Email Series Follow Steph and Elana on Instagram Whole Mamas Podcast Archive Tonya Rapley is the millennial money expert and creator of the award winning site, My Fab Finance. In 2014 she was deemed the “New Face of Wealth Building” by Black Enterprise Magazine and featured as their cover subject. A millennial herself, Tonya’s mission is to help millennials break the cycle of living paycheck to paycheck so that they can become financially free and do more of what they love. She is the creator of the #BanishTheBalance challenge, a debt elimination challenge that helped over 4,000 participants pay off more than $200,000 of debt in sixty days. Selected by TV One as a modern day history maker, Tonya is a full-time entrepreneur and tours the country providing workshops for private and nonprofit clients. Her client list includes Fidelity Investments, Prudential, the National Endowment for Financial Education and FinCon ( the financial bloggers conference). Tonya has spoken at Bloomberg, Essence Fest, Millennial Week, PepsiCo, the Blogging While Brown Conference, BlogHer, Circle of Sisters and a host of colleges and universities. Tonya’s fierce financial advice has appeared on US New, NY Daily New, Buzz Feed, Essence.com, The Root, Credit.com, Go Banking Rates, Reuters, Refinery29, Centric and several other media outlets. A career “change-agent” since 2010, Tonya uses her own story and experiences to empower women and girls of all ages with tools to change their lives. Tonya is also the co-founder and CFO of a Chicago based FinTech app, FOAM, that is changing the way students experience and pay for college. She is a Charlotte, North Carolina native and holds a Bachelor’s degree in Public Administration from Florida International University and a Masters in Urban Policy Administration from Brooklyn College. Please remember that the views and ideas presented on this podcast are for informational purposes only.  All information presented on this podcast is for informational purposes and not intended to serve as a substitute for the consultation, diagnosis, and/or medical treatment of a healthcare provider. Consult with your healthcare provider before starting any diet, supplement regimen, or to determine the appropriateness of the information shared on this podcast, or if you have any questions regarding your treatment plan.  

Tonya Rapley is the millennial money expert and creator of the award-winning site, My Fab Finance. In 2014 she was deemed the “New Face of Wealth Building” by Black Enterprise Magazine and featured as their cover subject.  A millennial herself, Tonya’s mission is to help millennials break the cycle of living paycheck to paycheck so that they can become financially free and do more of what they love. She is the creator of the #BanishTheBalance challenge, a debt elimination challenge that helped over 4,000 participants pay off more than $200,000 of debt in sixty days. Selected by TV One as a modern day history maker, Tonya is a full-time entrepreneur and tours the country providing workshops for private and nonprofit clients. Her client list includes Fidelity Investments, Prudential, the National Endowment for Financial Education and FinCon ( the financial blogger's conference). Tonya has spoken at Bloomberg, Essence Fest, Millennial Week, PepsiCo, the Blogging While Brown Conference, BlogHer, Circle of Sisters and a host of colleges and universities. You can learn more about Tonya at www.TonyaRapley.com and www.MyFabFinance.com. Also, follow her on Instagram @Tonya.Rapley and @MyFabFinance.

Continuing our guest interviews for National Financial Literacy Month April 2018, we welcome back Tonya Rapley (ICYMI - PB29: My Fab Finance ft. Tonya Rapley). Since the last time she was on our show, Mrs. Rapley has secured several bags. For the newly acquainted, Tonya is the millennial money expert and creator of the award-winning site, MyFabFinance.com. In 2014 she was deemed the “New Face of Wealth Building” by Black Enterprise Magazine and her site has been voted the best finance blog for women. She joins us this week to help discuss this week's Financial Literacy theme: Eliminating Debt. Tonya's motto is "never stop learning." She explains how this mantra has helped her pursuit of happiness The importance of surrounding yourself with the right people and how 'building the right team' can be the difference between doing good versus doing great #BanishTheBalance: challenges you to create financial boundaries and allows you to join a community of like-minded individuals motivated to remove debt from their lives How she overcame the new challenge of managing 'business debt' and the lesson she learned about herself and maintaining financial rigor even after you achieve financial success References Mentioned in this Show Tonya Rapley Twitter: @MyFabFinance Website: MyFabFinance.com #BanishTheBalance National Financial Literacy Month April 2018 - More Info at FinancialLiteracyMonth.com PB85: Afford Anything ft. Paula Pant Yes, Banks Are Reordering Your Transactions And Charging Overdraft Fees Chase: Just An Extra $10 a Month Pays Down Your Debt Faster Debt Freedom: How the Snowball Method Works PB69: Seek Wisdom and Find Wealth with Patrice Washington PB79: Debitize – Credit Card Perks without Credit Card Debt ft Liran Amrany PB76: The Electronic Envelope System and More Announcements We've created a new free guide exclusively for our email subscribers: The 15 Minute Paychecks and Balances Money Plan: Your Guide to Financial Freedom. The free document includes "15-minute" plans for creating a budget, starting your debt freedom plan, finding your FIRE number, and as an added bonus, a career checklist that helped us increase our salary over 400%. Sign-up to get your free guide today and see why just 15-minutes may change the next 15 years of your own journey to reach financial independence. Thank You for the Support We’ve partnered with NerdWallet for all your personal finance needs at PaychecksAndBalances.com/Tools Looking for more free career development and debt freedom tips? Join our email list at PaychecksandBalances.com/email for exclusive content including show updates, digital giveaways, and more. We don’t spam. We just keeps it real. Yes, keeps. Check out our PATREON page! We’re raising funds to grow the show so we can create more great content that helps you get ahead professionally and financially. Read Marcus’ book series, Debt Free Or Die Trying, to learn more about how he paid off $30,000 in debt by age 30; and how to create a debt free plan you’ll actually follow. LIKE us on Facebook.com/PaychecksandBalances or follow us on Twitter @PayBalances @IamRichJones @THEMarcusGarret and on Instagram.

One of the most powerful but overlooked tips for getting your finances under control is to find a personal finance coach who can help you assess your situation and make a plan to deal with it. Today’s guest is Tonya Rapley, an amazing black woman who has taken personal finance coaching to a whole new level. She’s become one of the go-to resources for many women when it comes to developing a way out of debt and into wealth. You’ll learn a lot from her tips and advice, so be sure you listen to this episode. Why would you want to hire a personal finance coach? A personal finance coach is an amazing resource most women entrepreneurs don’t tap into. The right person will be a resource like no other - a professional when it comes to financial tools and strategies, and a third-party who can help you be objective about the things you’re doing with your money. If you’d like to hear one of the best, you need to take the time to hear Tonya Rapley from My Fab Finance, on this episode. Know that your financial situation does not define you. There are many situations women find themselves in financially that not only make life tough on a practical level but are also challenging in regard to the way they think about themselves. Financial struggles can cause you to feel like you’re not capable or not enough. But today’s guest - a personal finance expert - says that you ARE enough, no matter your situation. You can’t let the situation define you personally. Find out how Tonya suggests you go about it, in this episode. Snowball your debt and gain your financial freedom faster. If you’ve never heard of the concept of a debt snowball, you need to know about this incredible approach to accelerating debt elimination. It’s pretty simple: you start making the largest payment you can on your smallest debt until it is paid off. Once it is, you start rolling that entire payment into your next smallest debt and repeat the process. Over time your payments snowball into a bigger and bigger amount so that you’re able to pay off your debt quickly. Today’s guest walks through the concept in detail so make sure you take the time to listen. How you know it’s time to step out to build your own business. When Rosetta asked her guest, Tonya Rapley, what she would suggest to women who are eager to build their own business, she had some very practical advice. Make sure you have paying clients before you step out into your own thing. You’ve got to know that what you’re doing is valued and people are willing to pay for it - before you put all your eggs in that basket. You can hear more great insights like this from Tonya on this episode of Happy Black Woman. Outline of this great episode [0:30] Today’s guest, Tonya Rapley. [2:00] Tonya’s mission and how it’s developed into a great resource for others. [4:49] How Tonya decided to take the leap and make her business her only income. [9:40] The services Tonya offers through her business. [12:35] First steps to starting off your debt repayment plan. [16:44] Advice for unemployed women regarding debt and finances. [23:12] Amazing books Tonya recommends. [28:56] The number one piece of advice Tonya has for you. Resources & Links mentioned in this episode www.MyFabFinance.com Tonya’s free gift: http://myfabfinance.com/hbwpodcast/ BOOK: The Power of Habit BOOK: The Energy of Money BOOK: The Wealth Choice BOOK: The One Page Financial Plan BOOK: Girl, Get Your Money Straight BOOK: Profit First About TONYA RAPLEY Tonya Rapley is a nationally recognized millennial money expert and founder of the award winning site, My Fab Finance where she helps millennials break the cycle of living paycheck to paycheck so that they can become financially free and do more of what they love. Tonya was deemed the "New Face of Wealth Building" by Black Enterprise magazine and was selected as a Modern History Maker by TV One. Her work has been featured in Glamour, Women’s Day, EBONY, Marie Claire, and on Forbes, Business Insider, and Buzzfeed. She is the host and executive producer of the web-series Fab Finance with Tonya for Centric and is the creator of the #BanishTheBalance challenge, a debt elimination challenge that helped over 4,000 participants pay off more than $210,000 of debt in sixty days.