Podcasts about Prudential

In this Meaningful Money Q&A (Episode 58), Pete Matthew and Roger Weeks answer six real listener questions on the money decisions facing UK savers and investors. We cover paying off your mortgage versus investing, gifting surplus income to manage care fees and inheritance tax, and how to buy capital gains tax-free gold. We also explore consolidating pensions before retirement and how LGPS members can weigh up AVCs versus ISAs and AVCs versus APCs. Tune in for clear, practical UK personal finance, pensions and retirement planning guidance - education, not advice. Shownotes: https://meaningfulmoney.tv/QA58    02:18  Question 1 Hi team Been listening for ages and having a psychological meltdown over this. I have approx £20k in my S&S ISA and £20k left on my mortgage.  How can I justify the decision to pull the trigger and pay it off?  Note that I also have £30k approx in a cash ISA and £5k float easy access.  I also overpay the mortgage about £800-£1k per month but that's eased off the last few months, with the money diverted to an early year getaway. I'm aware there isn't a perfect result or conclusion but I'm struggling to get past how to make the decision. In context, I do have a big holiday coming up later in the year (£5k-9k expected spend), but I'm itching to pay this off and get regular investing. It might be that writing this email I'm working it out for myself but I'd be keen to hear your thoughts (not advice!) on how I can think about the situation or other angles maybe I'm not thinking about. Michael 07:33  Question 2 Hi Pete, Roger & Nick, Many thanks for your podcasts.  Listening to you has been a part of my weekly habits for several years and I feel that you have been a "gateway" which has helped me to get a better grip on my future.   Thanks a lot! My question is how much to put aside for care fees when compared with potential IHT liability.  Specifically whether to advise my mum to gift her future surplus income instead of investing in her ISA? Mum is 88, and in reasonably good health. She has £330k in a S&S ISA, £50k premium bonds and owns her property worth £600k. Mum's  monthly spending is £500, her monthly income (from pensions) is £2k.  Leaving mum with surplus income of £1.5k per month. Mum already makes gifts of £100 per month to her two grandchildren from her surplus income and uses her annual gift exemption of £3k per annum. I have LPA (F&A & H&W) for mum.   It is important to me that I treat mum and her finances with respect and stay focussed on mums needs (rather than that of me and my immediate family).  As such I have been transferring mums surplus income into her S&S ISA each quarter, so that Mum has enough money to do whatever she wants to do. I am wondering what is the point in continuing to put more money into mums ISA when she has more money than she needs already. Mum is widowed; has no desire to travel abroad; make any changes to the house; buy a new car or similar.   Mums immediate financial needs are met via her pension income.   Therefore aside from potential care home fees I wonder what is the point in continuing to boost Mums investments via the ISA. Assuming care home (nursing home) fees of £2k per week equates to £104k per annum.   It seems to me that Mum has over 3 years of fees covered before she would need to sell her house. I am an only child and executor for mums will.  Currently mum has left her estate to me in her will.   Mum says she "doesn't want her hard earned money going to the tax man".   My concern is that if Mum's S&S ISA continues to grow then her estate will be subject to IHT when she dies, unless of course the money is eaten up with care fees. With this in mind I wonder whether to advise mum that her future surplus income should be gifted rather than invested. What are your thoughts? Many thanks for your excellent work! Kind regards, The Rusholme Ruffian 14:37 Question 3 Hello Pete and Roger (no d!) Great podcast! I hope all the good karma you give out comes back to you! Quick and short question: I am aware some physical gold holdings are subject to CGT but some, such as gold sovereigns and Royal mint bullion are exempt. So are there CGT exempt gold holdings that one can buy and keep in a GIA to sell later CGT free? Many thanks and keep going! Adam 16:52 Question 4 Hi Pete, Hi Rog My son put me onto your podcast some time ago and I've been working through the back catalogue from 2019 and am currently up to 2023. I have also bought the Retirement Guide book and plan to join the Academy later this year.  Like everyone else, I wish I'd found this years ago!  But hey ho, we are where we are. I'm 57 and plan to retire next year.  My wife gave up work to look after our children and so apart from state pension all our pension funds are those I've been able to accumulate through my various jobs.  I have 4 pensions - 1 DB and 3 DC.  One of the DCs is in drawdown as I had to withdraw the tax free element a couple of years ago for reasons I won't go into (but I was careful not to trigger the MPAA).   I now work in Financial Services and you won't believe the Compliance hoops I would have to get through to change out of the default pension funds and likewise consolidation of the DC pensions - that will have to wait until I actually retire. Having listened to so many episodes, I have loads of questions but the ones spinning through my head the most are:- 1. Can I consolidate a DC in drawdown with my virgin, untouched DCs and does it matter if I wait until I retire to do so? If yes, how would that be presented to me by the provider. 2. With investments all in one person's name, is there anyway that imbalance can be addressed? For example, what options are there to make use of tax allowances which my wife may have to minimise tax. Is it possible to transfer some of my pension to my wife? - I suspect not. Do we need separate cash pots (in case of death of one of us)? 3. In the Home Straight season and in the book you list a number of questions to ask DC providers. Are there any questions I should be asking my DB provider? even if they are just the practicalities. Thanks again for the podcasts and guidance.  Say Hello to Cornwall for me - I'm sure we'll be visiting Fowey more often when do retire.  (Don't suppose you or Roger can recommend a book on the history of Cornwall?) Mark 24:30 Question 5 Hi Pete and Roger, I'm in my early 50s and only now feel like I'm reaching a stage where I have some financial breathing space, but it has also triggered panic that I may be behind and need to make the most of the next 8–10 years. For context, I was a single mother for 24 years. During much of that time I worked part-time on a relatively low salary while contributing to the LGPS. My children have now left home and over the last eight years I returned to full-time work and progressed professionally. I'm now earning just above the higher-rate tax threshold at £62,000. Over the last eight years I have aggressively focused on becoming debt free and paid my mortgage off last year. I currently: - contribute 8.5% into LGPS (part final salary part CARE) - Just opened an AVC £550 per month cost to me - Just opened a stocks and shares investment platform where I can comfortably afford upto £250 per month - save £600 per month into a cash ISA for flexibility/emergency funds - currently hold around £20k in cash isa savings I would ideally like the option to retire around 60, perhaps gradually rather than stopping work completely overnight. My question is: Given my relatively late start to focused financial planning (and lack of understanding) am I broadly approaching this in the right way, and what else should someone in my position be considering over the next decade to build a secure but flexible retirement? I'd also be interested in your thoughts on balancing AVCs versus ISAs at this stage of life, and whether people like me should focus more on flexibility or maximum pension accumulation. Thank you, I've just found your podcast and will be listening help reduce some of the fear around pensions and investments I have. Regards, Lotty 32:12  Question 6 Hi Pete and Roger I'm loving the podcast and it has really helped focus my mind and be more intentional about my finances, having not really saved or invested for the first 40 years of my life. I am a relatively low earner with a salary of £30,000, which means I can only afford to commit around £200 a month for savings and investments, but I do save anything left over at the end of the month too. I could look for a higher paid role, but my current job gives me a lot of flexibility including mostly home working and because I have worked in local government for 20 years I get very good sickness and redundancy benefits, as well as a defined benefit pension which I have been paying into from the start of my employment. This will guarantee me my final salary on retirement, although that assumes I work until 68, which is longer than I want to ideally. [ALARM!} I have built up an emergency fund of 1 month salary and will try and get that to 2 months, but with my sickness and redundancy benefits I don't feel I necessarily need the 3-6 months which is recommended by many. I also have a stocks and shares ISA which I am hoping to build up and not spend until retirement, with the plan of using it to bridge the gap before I draw on my pension. I am now considering making additional contributions to my pension and have two options available to me. One is to make Additional Voluntary Contributions (AVCs) via the Prudential and the other is Additional Pension Contributions (APCs) through the scheme itself. With AVCs my employer will pay in with me, but they don't with APCs. With my employer paying in with me that makes me wonder if AVCs may be a better option. Alternatively, as I don't have much money to put in I may keep my pension contributions as they are and focus on my stocks and shares ISA. I know you can't tell me which route to take, but I am interested in your thoughts and perhaps there are some questions I should be putting to my pension provider to give me more clarity. Apologies for the length of the question. Many thanks, Andrew   Jacksons - https://jacksons.life  Meaningful Academy Retirement Planning: https://meaningfulacademy.com/retirementplanning  Meaningful Coaching: https://meaningfulcoaching.co.uk 

As more mature professionals rethink the last chapter of their careers, a new format of work has emerged as an alternative to full retirement or traditional full-time jobs that no longer fit them. Nat Fetalvero and Gerald Tan speak with Wendy Yeo, the project lead for Prudential’s "fractional" work initiative, and Marcus Lee Robert, who chose this arrangement in his fifties, on how this might be the win-win solution for the modern workforce. This episode of Work It is brought to you by the Ministry of Manpower. See omnystudio.com/listener for privacy information.

In this UK personal finance Q&A, Pete Matthew and Roger Weeks answer listener questions on offshore investment bonds, GIA tax, pensions, retirement drawdown and building financial stability in your twenties. They explain how UK tax can apply to dividends, capital gains, offshore bond withdrawals, top slicing relief and pension crystallisation, with practical context for retirement planning and long-term investing. The episode also covers the normal minimum pension age rules, phased pension access, tax-free cash and how couples often divide responsibility for managing household finances. Shownotes: https://meaningfulmoney.tv/QA57  01:04  Question 1 Hi Pete & Roger, I'm hooked on your Podcasts; they are invaluable and strangely fun. Though I don't recall hearing about Offshore Investments Bonds being discussed, this is a worry to me because I have one with Prudential which my financial advisor arranged for me. (My original premium invested £254,640 on 11th March 2027.) I would appreciate to hear your general views on Offshore Investments Bonds, a general overview with positives and negatives. Also, I'm thinking of letting my Pension Advisor go, and going alone at the beginning of April 2026, because I don't like the idea of paying for Pension Advisor costs and I don't plan to make any withdrawals until 2037 when I'm 67. Prudential have said that it is possible to go alone if I agree to a disclaimer, because this Bond is sold as an advised only product. Though I'm confident in my ability to manage this Bond because I'm a member of Meaningful Academy and I'm already retired at 56 and living off my Pru Drawdown Pension, therefore I have plenty of time to learn. (At 67 my Pension Pot will have virtually run dry.) My plan at 67 at my State Pension age is to take my Bond's 5% tax deferred allowance monthly, plus make annual 'Segment Encashments' to refill my 'Cash Buffer' that covers my monthly income shortfalls, and if (& when) I need to stop taking monthly withdrawals from the Bond during smoothing shocks; suspensions or UPA's etc. Also, when it's time to encash segments, I'd like to use 'Top Slicing Relief' to prevent being taxed as if I've earned that whole amount in a single year. I would also appreciate your general views on this plan too, I do realise this is not advice. I'm hoping this question is not too specific and that others may find useful. All the best. Jon 11:24  Question 2 Hi Pete and Roger, Thanks for everything you do, it is truly life changing. I currently live abroad and am a few years off state pension age. When I get to state pension age I am thinking of returning to the UK. When/if I do return, I will have approximately £800k in a UK GIA. (I can't have an ISA as not currently a UK tax resident).  My £800k GIA will be invested in about 10 various ETF's. I plan to live off the proceeds of this GIA, alongside my state pension. Let's assume the state pension takes up my single person tax allowance, so that is effectively tax free. What I am not sure of is how my 'income' from the GIA is taxed. Let's say I take 5% pa (close to the 4% rule of thumb) which is £40k pa. Although this will be my 'income' I don't believe it would be treated as income for tax purposes. It could also be subject to CGT as it's an investment, but it isn't all profit/gains, so I can't see how it would be taxed as that either. Please can you explain to me how the GIA would be taxed so that I can plan for returning to the UK, and understand whether it is financially viable. Also am I missing anything obvious? Hope that isn't too long a question to be answered on the podcast. Many thanks, Neil Thompson, Long time listener 19:11  Question 3 Hello, I always love listening to the podcast while I'm working and find it a great way to pass time when I'm bored. When I listen I never really hear many young people such as myself contact the show an ask for advice so I thought I would. I've recently just turned 20, I live at home and don't pay any board as I work away 5 days a week. I take home around 2500-2700£ a month after taxes. At the moment I have 6000£ in a stocks and shares ISA (I put 500£ a month in) and 2000£ in LISA. My only debt is my car finance which costs me 250£. What is the best advice you can give me to help me become more financially stable in the future? Thanks a lot for reading and appreciate any advice you can offer. Thanks, Sam. 24:47 Question 4 Dear Pete & Rog, Really enjoying your podcast, (and your BOD spin-off Pete). I have a question about accessing a DC pension/SIPP, specifically the age one can access benefits. I understand this is 55, if you reach the age of 55 before Apr '28, after which the age rises to 57. I turn 55 in late January 2028, and am planning to retire then. As the rules stand I would be able to access my workplace DC pension and my own SIPP at this time, since I turn 55 prior the 6 April 2028 (before minimum age increases to 57). I am (was) planning to gradually drawdown my DC pensions, taking small monthly amounts to bridge the gap between 55 and 65. At which point have 2 deferred, index linked, DB pensions, along with the state pension a couple of years after that. Recently I saw a finance video on You-Tube which said that this is not correct. https://www.youtube.com/watch?v=756h-kRxEug The video led me to believe the following…. Having already turned 55, before April 28, I assumed I would be free to access any amount from my DC pension, at any point after Jan 28, upto and including late Jan 30 (when I turn 57). Since I turn 55 late Jan '28 I will be able to access my DC pension from my 55th birthday, and until 6 April '28 for about 10wks! I will also be able to access my DC pension after I turn 57, late Jan '30. But in the period between April '28 and Jan '30 I would not be allowed to drawdown my DC pension nor my own SIPP, irrespective of whether I had started to access it already, or not. This seems ridiculous, is it true? Thanks so much for your thoughts, and keep up the good work! Phil GovUK: Pensions Newsletter 178 (February 2026) 33:40 Question 5 Dear Pete and Roger, and Nick... As a prolific personal finance podcast listener, I was surprised to only discover your podcast in December 2025. Since then I've been binge-listening to your listener Q&A series and have just finished the very last one, so I'm now fully up to speed and I absolutely love the series — keep up the awesome work. I do have a few questions, but as you don't like super long questions, I'll spread my three very different questions across different weeks. My first one is this: as I listened through the episodes, I was surprised by the number of questions coming from men, because I had always assumed that women tend to manage the money in most relationships. I know you said 85% of your YouTube audience is men. I'm wondering, just out of interest from your lived experience at Jacksons: in this self-selecting group of people who are interested in money management, what roles do men typically play in managing finances, and what roles do women tend to play? In my own household, I manage 100% of the finances — everything from utilities, contracts and payments to the investment portfolio. Basically anything to do with money my husband hates, so I end up doing it. Fortunately I love it, so it works pretty well for us. And just to sign off, as an indication of what a presence you've established in our household: a week ago I scratched my cornea and the doctor told me I needed to rest my eyes. My husband caught me scrolling on my phone and said, "Heather, the doctor said you need to rest your eyes. Put on your two stepdads and stop looking at your phone!" I didn't need to ask who my two stepdads were. I duly put on an episode of Meaningful Money and rested my eyes. As an African woman, the wisdom of additional parents is always welcome. From that moment on, you have been known as "the two stepdads" in our house. Heather KW 40:43  Question 6 Hi Pete and Roger, Firstly, I love the show - it has been transformative for me and my family! I'm looking ahead to retiring in a few years and have a drawdown question for you.  I anticipate that I will have a £600,000 pension pot and want to check whether my understanding of the withdrawal strategy is correct. Here's what I'm hoping to do: Take £30,000 of taxable income in each of the first two years before the state pension kicks in. In year 1, I also want to spend £100,000 to buy a lifetime annuity. Critically, I want to preserve all of my tax free cash at this point - so the £30k income would be taxable (and I assume that the annuity purchase is not-taxable as the income from it is). Then, at the start of Year 2, I want to take the 25% tax-free cash (say £150,000) in one go and use it to move house. After that, I would draw £20,000 a year of taxable income from the remaining pot forever (not relevant to the question, but I thought it would make the question make more sense). My understanding is that this can be done by partially crystallising only the amounts needed in Year 1 and leaving the rest of the pot uncrystallised so that the full 25% tax‑free cash is available for use in year 2.  I also understand that this is not UFPLS - just regular crystallisation. A bonus question if you have time - I assume that the income drawn in year 1 will generate 25% tax free cash - can I just leave this in my drawdown account to be used in year 2 (to contribute towards the full tax free amount) or I have to take it out? Could you confirm whether my understanding here is correct, and whether most pension providers (for example Standard Life or Vanguard) allow this kind of phased crystallisation and delayed tax‑free cash?  Sorry, I find crystallisation very confusing! Thanks very much - absolute legends the both of you (and the teams behind you)! James (your number 1 fanboy).

Would you risk losing a commission today to protect a client from making the wrong decision for their future? In this episode of the Real Estate Excellence Podcast, Tracy Hayes sits down with Lisa Vernon. Lisa Vernon is the owner broker of Imagine Real Estate in Nocatee, Florida, a real estate professional with mortgage experience dating back to 1998 and more than 240 transactions behind her. Known by clients as the House Whisperer, Lisa shares how her early financial background, psychology education, family experiences, mentorship, and knowledge of Northeast Florida shaped her client centered approach. Lisa explains why agents need mentors, operating systems, honest pricing conversations, transaction support, and the confidence to put a client's interests ahead of an immediate commission. She also explores the realities of selling in Nocatee, navigating roof and insurance concerns, handling emotional negotiations, avoiding lowball mistakes, protecting new construction buyers, and helping relocating families find the community where they truly belong. Listen to the full episode to discover how integrity, preparation, local expertise, and calm communication can transform difficult transactions into lasting relationships and lifelong referrals.   HighlightsTop of FormBottom of Form 00:00-10:15 Lisa Vernon and the Nocatee Lifestyle Real estate market cycles and long-term value Jacksonville growth after COVID Why Lisa chose Nocatee Golf cart living and community amenities Nocatee compared with Reston Virginia 10:16-16:26 From Psychology and Mortgages to Real Estate Graduating from Flagler College Starting in consumer finance Moving into the mortgage industry Leaving the corporate cubicle environment Transitioning into real estate after motherhood 16:27-25:37 Choosing a Brokerage and Finding Mentorship Why the first brokerage matters Starting at Prudential in Ponte Vedra Beach Treating real estate like a real job Finding accountability through mentorship Building goals around family and purpose 25:38-36:31 Building Systems and Delegating the Work Creating standard operating procedures Using checklists to protect every transaction Hiring a transaction coordinator Delegating work to an assistant Keeping the client experience as the priority 36:32-46:45 Integrity Client Trust and the Wow Factor Avoiding commission breath Guiding clients toward the right community Choosing the client over the immediate sale Building trust through honesty and confidence Creating lifelong referrals through extra effort 46:46-01:28:34 Negotiations Pricing New Construction and Community Handling difficult listings and negotiations Pricing homes according to buyer demand Managing low offers without emotion Protecting buyers in new construction Helping clients find the right community fit   Quotes: "It was the right choice for them, not the right choice for me. It's not about me. It has to be about them." – Lisa Vernon "Your job is to not let the balls drop." – Lisa Vernon "A house is worth what a buyer is willing to pay for it." – Lisa Vernon "I get to be a part of their family, and that's why I do it." – Lisa Vernon   To contact Lisa Vernon, learn more about her business, and make her a part of your network, make sure to follow her Website, Instagram, Facebook, and LinkedIn.   Connect with Lisa Vernon! Website: https://imagineflorida.com/ Instagram: https://www.instagram.com/lisavernonrealtor/ Facebook: https://www.facebook.com/lisa.vernon17/ LinkedIn: https://www.linkedin.com/in/lisavernonrealtor/   Connect with me! Website: toprealtorjacksonville.com   Website: toprealtorstaugustine.com    SUBSCRIBE & LEAVE A 5-STAR REVIEW as we discuss real estate excellence with the best of the best.   #RealEstateExcellence ##LisaVernon #RealEstateExcellence #ImagineRealEstate #HouseWhisperer #NocateeRealEstate #NocateeFlorida #JacksonvilleRealEstate #NortheastFloridaRealEstate #FloridaRealtor #RealEstateBroker #RealEstateMentorship #ClientExperience #RealEstateNegotiation #HomeSellingTips #HomeBuyingTips #NewConstructionHomes #RealEstateIntegrity #ListingAgent #RealEstateSystems #PodcastInterview

"It begins with you, but it's not about you."That may have been my favorite quote from this conversation—but when you're sitting down with a true healthcare legend like Cora Tellez, it's nearly impossible to pick just one.In this episode of The H.I.T. Podcast, Toby Kennedy talks with Cora, whose remarkable career has spanned nearly five decades. From leading organizations like Kaiser Permanente, Blue Shield of California, Prudential, and Health Net to founding Sterling Administration and launching new ventures in healthcare innovation, Cora shares the leadership lessons that have shaped her extraordinary journey.This conversation is packed with timeless wisdom for leaders, entrepreneurs, HR professionals, and anyone looking to make a lasting impact.In this episode:Cora's incredible journey through the healthcare industryThree leadership principles that have guided her careerWhy failure should lead to learning—not blameWhy no leader succeeds aloneThe importance of addressing personnel issues earlyFinding purpose, building community, and aging wellHow creativity outside of work can make you a stronger leaderWhether you're leading a company, managing a team, or simply looking to grow, Cora's insights are practical, inspiring, and as relevant today as ever.

Glamour, Marie Claire, Nestle, Prudential, LifetimeMichele Blood is a successful, multi-talented lady. Michele was a successful songwriter and rock vocalist in Australia, and after a near-fatal car accident, while in hospital with many serious injuries, she created positive Affirmation Songs, which not only helped heal her body but also took her to worldwide success.Her global work has been endorsed by Jack Canield from "Chicken Soup for the Soul" Book Series, International Business Leaders Brian Tracy & Bob ProctorThese Affirmation Songs affect both the left and right hemispheres of the brain, lyrics engaging the left hemisphere, and melody and music engaging the right, so the new, positive messages go straight to the subconscious mind. This is why millions of people worldwide have downloaded Michele's Affirmation Power Songs. These songs cover healing, success, money, joy, and confidence, and they immediately uplift the listener.In addition to creating Magnet To Success™ products and seminars worldwide, Michele's public Mystical Success Events have been held in over 26 countries. Michele has co-written and created over 80 books, music CDs, audio programs, television shows, and videos on positive thought, mind transformation, and meditation.Her apps include MagnetToMoneyApp.com, ManifestationVideoBook.com, AffirmationPowerApp.com, and her latest TruePrayerApp.com, as well as the Stop Thought Book. MicheleBlood.com© 2026 All Rights Reserved© 2026 Building Abundant Success!!Join Me on ~ iHeart Media @ https://tinyurl.com/iHeartBASSpot Me on Spotify: https://tinyurl.com/yxuy23baAmazon ~ https://tinyurl.com/AmzBASAudacy:  https://tinyurl.com/BASAud

Suzanne Roberts is the founder of UnifyingSolutions and a transformational speaker, facilitator, and author with more than 40 years of experience helpingleaders and organizations create meaningful, lasting change. She developed Polarity System Design™, a methodology that empowers individuals and teams to lead with clarity, purpose, and collaboration while building healthier organizational cultures. Guided by a mission to promote human dignity andunlock people's potential, Suzanne helps others thrive both personally and professionally.  She is a Master Somatic Coach and is certifiedin FEBI, the Enneagram, and Decision Wise 360 Assessments. Her clients include major organizations such as Chase, Prudential, OhioHealth, and the ColumbusMuseum of Art. Suzanne's book and documentary, It's Deeper Than That: Pathway to a Vibrant, Purposeful Life, are scheduled to premiere in October 2025, and her leadership program, The Great Reconnection, launches the same year. Outside of her work, she enjoys hiking, kayaking, gardening, meditation, audiobooks, and spending time with her grandchildren.Linkto episode can be found here: #drdanamzallag, #drdanpodcast, #Happinessjourneywithdrdan,#ddanmotivation, #inspiringinterviews, #drdancbt, #drdantherapy,#drdancoaching, #drdanhappiness,   

In today's Daily Stock Market News (9 July 2026), we cover the most important developments affecting Indian and global markets:US-Iran ceasefire concerns and their impact on global sentimentForeign investors selling in South KoreaIMF cuts global growth forecastIndia sees record FPI inflows into bondsICICI Prudential Life InsuranceQ1 business updateNALCO and NLC India power JV announcementInteresting “Believe It or Not” market factIf you want daily stock market updates, company results, FII/FPI trends, and investing insights, subscribe to the channel and stay ahead of the market.

From blockbuster concerts and Formula One to wellness and lifestyle festivals, Singapore has become a go-to destination for some of the world's biggest live events. But what makes our little red dot so attractive to organisers, performers and audiences alike? Martin Capstick, CEO & Founder, Glow Festival by Prudential and Co-Founder, Exceed Sports & Entertainment and Singaporean singer-songwriter Shazza join us to unpack what goes into staging a major festival, whether Singapore can rival regional event hotspots, how the live events scene is creating new opportunities for local artists, and what to expect from this year's Glow Festival. Join Neil Humphreys & Audrey Siek - LIVE every Monday, Wednesday & Friday at 7.20am for Talk of the Town!See omnystudio.com/listener for privacy information.

Introduction: In this episode of the AI at ViVE series on The Beat Podcast, host Sandy Vance sits down with Rachel Chen, Senior Director of Engineering at Plaud, to discuss how Plaud's wearable AI note-taking technology helps clinicians reduce documentation burden and stay focused on patient conversations. Rachel also shares how Plaud is scaling its voice intelligence platform for professional and enterprise use cases, including healthcare. From a real-world story about an orthopedic surgeon bridging communication gaps with patients and families to Plaud's approach to privacy, security, and workflow integration, this episode offers a grounded look at what responsible AI documentation support can look like in clinical settings. In this episode, they talk about: · Clinicians can spend around two hours a day on documentation, adding up to nearly 500 hours a year · How Plaud's wearable AI note-taking devices help professionals capture conversations and turn them into structured, actionable information · How NotePin S supports mobile, in-person, hands-free professional settings · Plaud features such as medical vocabulary support, speaker differentiation, and SOAP note templates · Plaud's approach to privacy and security, including encryption, user control, and a zero-training policy for user data · How Plaud positions itself as a platform and workflow partner, not just another documentation tool · A healthcare user story about an orthopedic surgeon using Plaud to help bridge communication gaps with patients and families · Plaud's vision to become a trusted AI work companion for 50 million professionals worldwide by 2030 · Why permission, transparency, and intentional data handling are essential when capturing sensitive professional conversations A Little About Rachel: Rachel Chen is a technology leader with extensive experience building and scaling consumer and enterprise platforms across fintech, health tech, and e-commerce. She has held engineering leadership roles at GEICO, Ōura, Amazon, and Prudential, and began her career at Yahoo. At Plaud, Rachel leads engineering initiatives to deliver enterprise-ready, AI-powered products, including collaboration tools, device management, and scalable platform services. She is passionate about building strong engineering cultures grounded in ownership, accountability, and continuous improvement.

#stockmarket #finance #investing #nifty #sensex #tatamotors #marutisuzuki #gstcollections #olaelectric #kpit #ernd #trump #bhartiairtel #jswinfra #businessnewsCatch today's macro updates! US and Iran make progress in Qatar talks as commercial oil transit through Hormuz jumps to 10M barrels daily. In India, June GST collections grow 14% to ₹1.95 trillion, power demand rises 11.6%, and passenger vehicle sales surge on strong rural demand. We also cover the ER&D stock rout following KPIT's warning, Airtel Money's launch, and JSW Infra's ₹7.5K crore QIP.https://shorturl.at/gM97lHow to Use Artificial Intelligence for Investing - Combo of 5 ebooks00:00 Start00:39 US Markets & Fed Remarks02:45 Hormuz Oil Shipping Surges04:15 US-Iran Bilateral Talks Progress05:33 Trump Discloses $1.4B Crypto Earnings06:43 Micron Investment in TRUMP ACCOUNTS07:44 India Power Consumption Rises09:19 Domestic PV Sales Boom11:50 June GST Mop-Up Hits ₹1.95T12:39 Manufacturing PMI Hits 3-Month Low13:52 Railway Freight Loading Up 4pc14:26 Govt retains small savings rates 15:05 Prudential & HCL Insurance JV15:59 Airtel Money Starts Operations16:21 Ola Electric Registers 16,144 Units16:51 Hero MotoCorp Dispatches Dip17:16 ER&D Stocks Face Selloff Pressure18:38 Tata Motors CV Sales Leap 35pc19:40 Knowledge Section

Stephen (Steve) Starring Grant spent decades helping some of the world's biggest brands, including IBM, Prudential, Jaguar, and Burger King, better understand human behavior. But after losing his corporate job during the pandemic and facing a cancer diagnosis, he found himself in an unexpected role: delivering mail through the mountains of Appalachia. Today, Steve shares the identity crisis that followed losing a career he'd spent decades building, the surprising lessons he learned as a rural mail carrier, and how serving others helped him rediscover purpose. We discuss the dignity of work, the power of community, and why our worth is about far more than what we do for a living. My friends, if you're facing a setback, navigating change, or wondering what's next, this conversation is for you. You'll leave encouraged to see purpose in unexpected places, embrace life's detours, and remember that your value has never been tied to a title.

Speaking with Leader's Edge onsite at the 2026 Employee Benefits Leadership Forum, Jon Trevisan, vice president and head of distribution for group insurance at Prudential, shares takeaways from Prudential's recently published research in its Benefits and Beyond series. The conversation covers employees' financial strain and the trade-offs they make as a result, the effects on their mental and physical health, employers' response, and the disconnect between employers' and employees' view of benefits value.

Could the climate crisis first emerge as an insurance crisis? As climate-related risks intensify, questions are growing around the future affordability and availability of insurance for individuals, businesses, and communities. In this episode, Anna Stablum speaks with Liza Jansen, Head of Responsible Investment at Prudential, about the growing role of finance in supporting the transition to a more sustainable economy. Together, they discuss the opportunities and challenges of directing capital toward climate solutions, particularly in emerging markets where investment need is greatest.Their conversation also examines what these risks could mean for businesses, investors, and communities in the years ahead.Thank you to our sponsor, Amazon Sustainability, for supporting this episode. Amazon is known for speed and scale. That same approach drives their sustainability efforts. Guided by data and science, and powered by invention, Amazon works backward from ambitious targets to drive measurable progress. Every package delivered, every data center powered, every product designed is an opportunity to make tomorrow better.Learn more about Amazon SustainabilityAmazon's Water spotlight: https://sustainability.aboutamazon.com/stories/spotlight-on-waterAmazon's Homepage: https://sustainability.aboutamazon.com/Episode ResourcesPrudential's Responsible Investment: ⁠https://www.prudentialplc.com/en/sustainability-social-impact/sustainability/responsible-investment/⁠ Prudential's Financing the Transition framework: ⁠https://www.prudentialplc.com/content/dam/prudential-plc/newsroom/though-leadership/thought-leadership/Financing-the-transition-addendum.pdf⁠ Prudential's definition of nature and adaptation investments: ⁠https://www.prudentialplc.com/content/dam/prudential-plc/newsroom/though-leadership/thought-leadership/just-and-inclusive-transition-whitepaper.pdf⁠ Connect with Liza Jansen: ⁠https://www.linkedin.com/in/lizajansen/⁠ Connect with Anna Stablum: https://www.linkedin.com/in/annastablum/ -About ESG Decoded ESG Decoded is a podcast powered by ClimeCo to share updates related to business innovation and sustainability in a clear and actionable manner. Join Emma Cox, Erika Schiller, and Anna Stablum for thoughtful, nuanced conversations with industry leaders and subject matter experts that explore the complexities about the risks and opportunities connected to (E)nvironmental, (S)ocial and (G)overnance. ESG Decoded Resource Links Site: https://www.climeco.com/podcast-series/Apple Podcasts: https://go.climeco.com/ApplePodcastsSpotify: https://go.climeco.com/SpotifyYouTube Music: https://go.climeco.com/YouTube-MusicLinkedIn: https://www.linkedin.com/company/esg-decoded/IG: https://www.instagram.com/esgdecoded/*This episode was produced by Singing Land Studio -Sponsored Episode Disclaimer: This episode of ESG Decoded is sponsored by Amazon. The views and opinions expressed are those of the host and guest(s) and do not necessarily reflect the views of ESG Decoded, ClimeCo LLC, the Sponsor, or the guest's organization. Sponsorship provides financial support only and does not give the Sponsor any right to direct, review, or approve the editorial content of this episode, including topics discussed, questions asked, or opinions expressed by the host or guest(s). Views Expressed Disclaimer: The views and opinions expressed in this episode are solely those of the host and guest(s) and do not necessarily reflect the views, policies, or positions of ESG Decoded, ClimeCo LLC, any Sponsor, or any organization with which a guest is affiliated. Participation by a guest or Sponsor does not constitute an endorsement of any product, service, or organization. This conversation is provided for informational purposes only and should not be construed as advice. 

The Snyder-Gray AffairJump to the AD-FREE Safe House EditionEpisode 486 takes us to a Dutch Colonial on 222nd Street in Queens Village, where a housewife, a Methodist corset salesman, and a crooked Prudential agent put together the most famous botched murder of the Jazz Age. Damon Runyon called it the Dumbbell Murder. The electric chair called it Thursday.Become a supporter of this podcast: https://www.spreaker.com/podcast/true-crime-historian--2909311/support.You can pay more if you want to, but rent at the Safe House is still just a buck a week, and you can get access to over 400 ad-free episodes from the dusty vault, Safe House Exclusives, direct access to the Boss, and whatever personal services you require.We invite you to our other PULPULAR MEDIA podcasts:If disaster is more your jam, check out CATASTROPHIC CALAMITIES, telling the stories of famous and forgotten tragedies of the 19th and 20th centuries. What could go wrong? Everything!For brand-new tales in the old clothes from the golden era of popular literature, give your ears a treat with PULP MAGAZINES with two new stories every week.

Most global businesses enter Asia with a playbook built elsewhere. The pricing models, growth assumptions, labour structures, and definitions of value that worked in North America or Europe get applied to markets that operate by fundamentally different rules. The result, as Eric Stryson has observed across nearly two decades of on-the-ground leadership work in Asia, is failure - not dramatic failure, but the slow erosion of credibility that comes from never truly understanding where you are.Eric Stryson is Managing Director at The Global Institute For Tomorrow (GIFT), an independent pan-Asian think tank with offices in Hong Kong and Kuala Lumpur. He has designed and facilitated more than 60 experiential leadership programmes across fifteen countries in Asia and the Middle East, working with over 3,000 executives from organisations including HSBC, Petronas, Marriott, MasterCard, and Standard Chartered. His public sector clients include the Hong Kong SAR Government, the Dubai Government, and the Central Bank of Malaysia.In this episode, Eric argues that much of what organisations believe they know about Asia is filtered through AI systems, research, and analysis shaped by Western institutions and historical precedents. Even conventional online research surfaces insights produced predominantly by incumbent Western policy and academic bodies, reinforcing a narrow and often distorted lens. Challenging these assumptions, he contends, requires moving beyond second-hand analysis and grounding decision-making in on-the-ground observation and lived experience.From renegotiating what 'value' means to understanding why Western growth models break down in Asia's diverse political and social contexts, Eric offers a rare perspective on what it actually takes to operate credibly in a post-Western, Asia-led growth environment. Discussion Points·       Why Western-filtered research and AI-generated analysis fail businesses trying to understand Asian markets·       Concrete examples of Western business models and assumptions breaking down on the ground in Asia·       How Asian markets define value differently - and why pricing strategies built elsewhere so often misfire·       Why 'scale fast, dominate markets' growth assumptions need renegotiating in Asia's diverse contexts·       What nearly 20 years of field project work in Asia reveals that research reports and case studies don't·       How consumption patterns and labour structures in Asia require businesses to rethink core operating models·       What 'post-Western world' means in practice for businesses operating in China, Southeast Asia, and the Middle East·       How to use AI tools responsibly when the training data reflects predominantly Western institutional perspectives·       Why Hong Kong businesses face an urgent reinvention moment - and what that looks like in practice·       The single most important thing Western businesses should do differently before entering or scaling in Asian marketsGuest BioEric Stryson is Managing Director at The Global Institute For Tomorrow (GIFT), an independent pan-Asian think tank with offices in Hong Kong and Kuala Lumpur. He has designed and facilitated more than 60 experiential leadership programmes across fifteen countries in Asia and the Middle East, working with over 3,000 executives from C-suite to high-potential talent. His corporate clients include AIA, BASF, CITIC, DBS, FedEx, HSBC, Marriott, MasterCard, Panasonic, Petronas, Prudential, and Standard Chartered. His public sector clients include the Hong Kong SAR Government, the Dubai Government, the Central Bank of Malaysia, and various provincial and county governments in mainland China. Eric's articles have appeared in the South China Morning Post, Financial Times, China Daily, and The Straits Times, and he has been interviewed by CNBC. Links & Resources·       GIFT website: www.global-inst.com·       Eric Stryson profile: global-inst.com/team/eric-stryson·       SCMP: Reinvention must start now if Hong Kong businesses are to survive change·       FT Letter: A Bric in a de-dollarised wall or a new architecture?·       Digital Transformation Documentary: Eric Stryson on technology causing problems

As Founder of My Wealth 4 Life, Karen leads a firm dedicated to delivering comprehensive, high-level financial and estate planning designed to protect, preserve, and enhance our clients' hard-earned wealth. Their approach is both strategic and practical—focused on identifying overlooked risks, uncovering hidden opportunities, and building durable financial structures that stand the test of time.They work closely with medical professionals and entrepreneurs who operate in complex financial environments. Many are highly successful, yet still exposed to inefficiencies within their tax strategies, cash flow systems, and overall financial architecture. Their role is to bring clarity and precision—helping them eliminate waste, improve liquidity, and align their resources with long-term wealth and legacy objectives.Karen's perspective is shaped by a diverse international background in economics, business, and finance. She began my career in economic consulting with the United Nations Industrial Development Organization in Vienna, Austria, followed by a role as a marketing executive at 3M Germany. She later transitioned into financial services with Prudential in Düsseldorf, Germany, where she developed a foundation in advanced financial planning.After returning to the United States, Karen earned her Certified Financial Planner™ designation and established My Wealth 4 Life to provide a more integrated and sophisticated level of advisory services. She has since pursued advanced certifications in profit acceleration, exit and succession planning, cash flow optimization, income structuring, and capital creation, along with extensive training in estate planning and retirement income strategies.This multidisciplinary expertise allows her to approach each client's situation with a wide lens—connecting the often siloed areas of tax, business, investment, and legacy planning into one cohesive strategy. The result is not just a financial plan, but a structured path toward sustained wealth, greater control, and long-term financial confidence.Learn more: https://mywealth4life.comSecurities offered through Simplicity Group Investments, Member FINRA/SPIC, 475 Springfield Ave., Summit, N.J. 07901. Advisory Services offered through the Leaders Group Advisory, a Registered Investment Advisor. Orion Financial Associates, LLC is not affiliated with Simplicity Group Investments. CA Lic. No 0B77498.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-karen-powell-founder-of-my-wealth-4-life-discussing-tax-efficient-strategies-for-lasting-wealth

As Founder of My Wealth 4 Life, Karen leads a firm dedicated to delivering comprehensive, high-level financial and estate planning designed to protect, preserve, and enhance our clients' hard-earned wealth. Their approach is both strategic and practical—focused on identifying overlooked risks, uncovering hidden opportunities, and building durable financial structures that stand the test of time.They work closely with medical professionals and entrepreneurs who operate in complex financial environments. Many are highly successful, yet still exposed to inefficiencies within their tax strategies, cash flow systems, and overall financial architecture. Their role is to bring clarity and precision—helping them eliminate waste, improve liquidity, and align their resources with long-term wealth and legacy objectives.Karen's perspective is shaped by a diverse international background in economics, business, and finance. She began my career in economic consulting with the United Nations Industrial Development Organization in Vienna, Austria, followed by a role as a marketing executive at 3M Germany. She later transitioned into financial services with Prudential in Düsseldorf, Germany, where she developed a foundation in advanced financial planning.After returning to the United States, Karen earned her Certified Financial Planner™ designation and established My Wealth 4 Life to provide a more integrated and sophisticated level of advisory services. She has since pursued advanced certifications in profit acceleration, exit and succession planning, cash flow optimization, income structuring, and capital creation, along with extensive training in estate planning and retirement income strategies.This multidisciplinary expertise allows her to approach each client's situation with a wide lens—connecting the often siloed areas of tax, business, investment, and legacy planning into one cohesive strategy. The result is not just a financial plan, but a structured path toward sustained wealth, greater control, and long-term financial confidence.Learn more: https://mywealth4life.comSecurities offered through Simplicity Group Investments, Member FINRA/SPIC, 475 Springfield Ave., Summit, N.J. 07901. Advisory Services offered through the Leaders Group Advisory, a Registered Investment Advisor. Orion Financial Associates, LLC is not affiliated with Simplicity Group Investments. CA Lic. No 0B77498.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-karen-powell-founder-of-my-wealth-4-life-discussing-overcoming-financial-fears-building-confidence

As Founder of My Wealth 4 Life, Karen leads a firm dedicated to delivering comprehensive, high-level financial and estate planning designed to protect, preserve, and enhance our clients' hard-earned wealth. Their approach is both strategic and practical—focused on identifying overlooked risks, uncovering hidden opportunities, and building durable financial structures that stand the test of time.They work closely with medical professionals and entrepreneurs who operate in complex financial environments. Many are highly successful, yet still exposed to inefficiencies within their tax strategies, cash flow systems, and overall financial architecture. Their role is to bring clarity and precision—helping them eliminate waste, improve liquidity, and align their resources with long-term wealth and legacy objectives.Karen's perspective is shaped by a diverse international background in economics, business, and finance. She began my career in economic consulting with the United Nations Industrial Development Organization in Vienna, Austria, followed by a role as a marketing executive at 3M Germany. She later transitioned into financial services with Prudential in Düsseldorf, Germany, where she developed a foundation in advanced financial planning.After returning to the United States, Karen earned her Certified Financial Planner™ designation and established My Wealth 4 Life to provide a more integrated and sophisticated level of advisory services. She has since pursued advanced certifications in profit acceleration, exit and succession planning, cash flow optimization, income structuring, and capital creation, along with extensive training in estate planning and retirement income strategies.This multidisciplinary expertise allows her to approach each client's situation with a wide lens—connecting the often siloed areas of tax, business, investment, and legacy planning into one cohesive strategy. The result is not just a financial plan, but a structured path toward sustained wealth, greater control, and long-term financial confidence.Learn more: https://mywealth4life.comSecurities offered through Simplicity Group Investments, Member FINRA/SPIC, 475 Springfield Ave., Summit, N.J. 07901. Advisory Services offered through the Leaders Group Advisory, a Registered Investment Advisor. Orion Financial Associates, LLC is not affiliated with Simplicity Group Investments. CA Lic. No 0B77498.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-karen-powell-founder-of-my-wealth-4-life-discussing-tax-efficient-strategies-for-lasting-wealth

As Founder of My Wealth 4 Life, Karen leads a firm dedicated to delivering comprehensive, high-level financial and estate planning designed to protect, preserve, and enhance our clients' hard-earned wealth. Their approach is both strategic and practical—focused on identifying overlooked risks, uncovering hidden opportunities, and building durable financial structures that stand the test of time.They work closely with medical professionals and entrepreneurs who operate in complex financial environments. Many are highly successful, yet still exposed to inefficiencies within their tax strategies, cash flow systems, and overall financial architecture. Their role is to bring clarity and precision—helping them eliminate waste, improve liquidity, and align their resources with long-term wealth and legacy objectives.Karen's perspective is shaped by a diverse international background in economics, business, and finance. She began my career in economic consulting with the United Nations Industrial Development Organization in Vienna, Austria, followed by a role as a marketing executive at 3M Germany. She later transitioned into financial services with Prudential in Düsseldorf, Germany, where she developed a foundation in advanced financial planning.After returning to the United States, Karen earned her Certified Financial Planner™ designation and established My Wealth 4 Life to provide a more integrated and sophisticated level of advisory services. She has since pursued advanced certifications in profit acceleration, exit and succession planning, cash flow optimization, income structuring, and capital creation, along with extensive training in estate planning and retirement income strategies.This multidisciplinary expertise allows her to approach each client's situation with a wide lens—connecting the often siloed areas of tax, business, investment, and legacy planning into one cohesive strategy. The result is not just a financial plan, but a structured path toward sustained wealth, greater control, and long-term financial confidence.Learn more: https://mywealth4life.comSecurities offered through Simplicity Group Investments, Member FINRA/SPIC, 475 Springfield Ave., Summit, N.J. 07901. Advisory Services offered through the Leaders Group Advisory, a Registered Investment Advisor. Orion Financial Associates, LLC is not affiliated with Simplicity Group Investments. CA Lic. No 0B77498.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-karen-powell-founder-of-my-wealth-4-life-discussing-overcoming-financial-fears-building-confidence

For CEOs, the first 100 days often get the most attention. But the final chapter of a CEO’s tenure can be just as consequential. In this episode, senior partner Carolyn Dewar speaks with Charles Lowrey, former executive chairman and CEO of Prudential Financial, about what it takes to finish strong and manage a successful leadership transition. Lowrey reflects on his unexpected path to the CEO role, the lessons he learned while leading through the pandemic, and why he began discussing succession with the board before officially taking the job. He explains how Prudential developed internal candidates, planned the handover in detail, and worked to make the market’s reaction to the transition “a huge yawn.” The conversation also explores the personal side of stepping away: preparing for life after the CEO role, avoiding the temptation to remain too involved, and finding new ways to contribute. For current and aspiring CEOs, Lowrey offers practical guidance on legacy, succession, and the discipline required to lead until the very end. Related insights A CEO For All Seasons: Mastering the Cycles of Leadership CEO Excellence: The Six Mindsets That Distinguish the Best Leaders from the Rest The Strategic CEO LinkedIn newsletter Sending it forward: Successfully transitioning out of the CEO roleSupport the show: https://www.linkedin.com/showcase/mckinsey-strategy-&-corporate-finance/See www.mckinsey.com/privacy-policy for privacy information

As Founder of My Wealth 4 Life, Karen leads a firm dedicated to delivering comprehensive, high-level financial and estate planning designed to protect, preserve, and enhance our clients' hard-earned wealth. Their approach is both strategic and practical—focused on identifying overlooked risks, uncovering hidden opportunities, and building durable financial structures that stand the test of time.They work closely with medical professionals and entrepreneurs who operate in complex financial environments. Many are highly successful, yet still exposed to inefficiencies within their tax strategies, cash flow systems, and overall financial architecture. Their role is to bring clarity and precision—helping them eliminate waste, improve liquidity, and align their resources with long-term wealth and legacy objectives.Karen's perspective is shaped by a diverse international background in economics, business, and finance. She began my career in economic consulting with the United Nations Industrial Development Organization in Vienna, Austria, followed by a role as a marketing executive at 3M Germany. She later transitioned into financial services with Prudential in Düsseldorf, Germany, where she developed a foundation in advanced financial planning.After returning to the United States, Karen earned her Certified Financial Planner™ designation and established My Wealth 4 Life to provide a more integrated and sophisticated level of advisory services. She has since pursued advanced certifications in profit acceleration, exit and succession planning, cash flow optimization, income structuring, and capital creation, along with extensive training in estate planning and retirement income strategies.This multidisciplinary expertise allows her to approach each client's situation with a wide lens—connecting the often siloed areas of tax, business, investment, and legacy planning into one cohesive strategy. The result is not just a financial plan, but a structured path toward sustained wealth, greater control, and long-term financial confidence.Learn more: https://mywealth4life.comSecurities offered through Simplicity Group Investments, Member FINRA/SPIC, 475 Springfield Ave., Summit, N.J. 07901. Advisory Services offered through the Leaders Group Advisory, a Registered Investment Advisor. Orion Financial Associates, LLC is not affiliated with Simplicity Group Investments. CA Lic. No 0B77498.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-karen-powell-founder-of-my-wealth-4-life-discussing-securing-retirement-lifestyle

As Founder of My Wealth 4 Life, Karen leads a firm dedicated to delivering comprehensive, high-level financial and estate planning designed to protect, preserve, and enhance our clients' hard-earned wealth. Their approach is both strategic and practical—focused on identifying overlooked risks, uncovering hidden opportunities, and building durable financial structures that stand the test of time.They work closely with medical professionals and entrepreneurs who operate in complex financial environments. Many are highly successful, yet still exposed to inefficiencies within their tax strategies, cash flow systems, and overall financial architecture. Their role is to bring clarity and precision—helping them eliminate waste, improve liquidity, and align their resources with long-term wealth and legacy objectives.Karen's perspective is shaped by a diverse international background in economics, business, and finance. She began my career in economic consulting with the United Nations Industrial Development Organization in Vienna, Austria, followed by a role as a marketing executive at 3M Germany. She later transitioned into financial services with Prudential in Düsseldorf, Germany, where she developed a foundation in advanced financial planning.After returning to the United States, Karen earned her Certified Financial Planner™ designation and established My Wealth 4 Life to provide a more integrated and sophisticated level of advisory services. She has since pursued advanced certifications in profit acceleration, exit and succession planning, cash flow optimization, income structuring, and capital creation, along with extensive training in estate planning and retirement income strategies.This multidisciplinary expertise allows her to approach each client's situation with a wide lens—connecting the often siloed areas of tax, business, investment, and legacy planning into one cohesive strategy. The result is not just a financial plan, but a structured path toward sustained wealth, greater control, and long-term financial confidence.Learn more: https://mywealth4life.comSecurities offered through Simplicity Group Investments, Member FINRA/SPIC, 475 Springfield Ave., Summit, N.J. 07901. Advisory Services offered through the Leaders Group Advisory, a Registered Investment Advisor. Orion Financial Associates, LLC is not affiliated with Simplicity Group Investments. CA Lic. No 0B77498.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-karen-powell-founder-of-my-wealth-4-life-discussing-securing-retirement-lifestyle

Introduction What if the biggest gap in personal lines insurance technology isn't the consumer experience—it's the broker experience? Every major insurtech wave of the past decade has tried to disintermediate the agent. Jon Kelly thinks that's the wrong bet. In his view, the broker is the product in personal lines, and the tools they work with are embarrassingly behind. Kelly has been building at the intersection of insurance and technology since 1998, when he co-founded eCoverage—the first venture-backed startup to underwrite car insurance online. After selling SureHits in 2008, he spent years watching high-net-worth clients get onboarded with hundreds of questions spread across weeks of back-and-forth, proposals built in Excel, and data managed across disconnected systems. He called it "the Columbo experience"—always just one more thing. That frustration led him to co-found Kelly Klee Private Insurance in 2016 and build Discover, the platform powering it, from the inside out. Kelly Klee was acquired by Foundation Risk Partners in 2022. Now, as CEO of Modern Metric, he's selling Discover to the largest national brokers in the country. In this conversation, Josh Hollander and Kelly dig into the technology gap in personal lines, why enterprise-first was the right strategic bet, what it takes to hire high-agency people, and why trust is the ultimate product in this business. Guest Bio Jon Kelly is the Founder and CEO of Modern Metric, makers of the Discover platform for personal lines insurance distribution. His career began in 1995 at Mercer Management Consulting, advising Prudential, CNA, and Fireman's Fund. In 1998 he co-founded eCoverage, the first venture-backed startup to underwrite car insurance online, followed by SureHits (acquired by QuinStreet, 2008) and Kelly Klee Private Insurance (acquired by Foundation Risk Partners, 2022). He chairs Hometown Quotes, sits on the board of Great Range Capital, and earned a BA in Economics and Political Science from Stanford University. Key Topics • The missing layer in the tech stack — Independent agents have AMS systems for back-office accounting, CRMs for lead tracking, and form builders as pipes to carriers. But there is no purpose-built system for the client-facing workflow: data discovery, market presentation, and proposal delivery. That gap is what Discover was built to fill. • Relationship business vs. transactional business — The real split in personal lines isn't private client vs. mass market—it's relationship (multi-line) vs. transactional (monoline). Form builders work fine for monoline. They fall apart the moment complexity enters the picture. • Enterprise-first as a strategic decision — The most consequential decision at Modern Metric was targeting the largest national brokers from day one. Building for complex, enterprise-scale accounts forces architectural decisions that cannot be retrofitted later. You can scale down from enterprise; you cannot scale up from a form builder. Their first anchor tenant is a top-20 national broker. • The Uber Black analogy — If you order an Uber X and the Uber Black shows up, you're thrilled. If you order the Uber Black and the old Honda arrives, you're not happy. A platform built for simple transactions will never feel right in a complex private client context, no matter how much you add to it. • Hiring for high agency — The through line across all of Kelly's businesses: he hires for high agency. He looks for people who have clear motivations for every role on their resume. His favorite interview story: asking a candidate about their favorite exhibit at the natural history museum where they worked. The answer was "that was okay." They didn't get the job. • Trust as the ultimate product — Kelly's answer to what he'd want co-founders, teammates, and customers to say: that he delivered on what he said he would, that they got good value, and above all, that they can trust him. Trust is number one. Notable Quotes "I called it the Columbo because it was always just one more thing. Oh, your house is in a trust? Just one more question. I couldn't help think that maybe there were some issues with technology and personal lines, especially at the high end." "The whole process of how do you get the data in, how do you take that to market, how do you do your proposal—that's all done in paper and pencil, Excel and Word and Outlook." "If you order an Uber X and the Uber Black comes, you're thrilled. If you order Uber Black and the old Honda comes, you're not happy. You can't go from one to the other." "What I'd want them to say is that I delivered-that whatever I said I was going to do, I did, and that they got value out of it. More than anything, that they feel like they can trust me. Trust is number one." Resources Guest: • Modern Metric: https://www.modernmetric.com • Jon Kelly on LinkedIn: https://www.linkedin.com/in/jonkelly/ Host & Organization: • Joshua R. Hollander on LinkedIn: https://www.linkedin.com/in/joshuarhollander/ • Horton International (USA): https://www.horton-usa.com/ • Insurtech Leadership Podcast (LinkedIn Showcase): https://www.linkedin.com/showcase/insurtech-leadership-show Subscribe & Review If you enjoyed this episode, subscribe on your favorite platform and leave a review. The Insurtech Leadership Podcast is available on YouTube, Apple Podcasts, and Spotify.

In the final part of this three-part series, Greg takes the philosophical foundation from Episode 1 and the moral schematics from Episode 2 and applies them directly to four very ordinary, everyday situations: money lending and usury, lying versus legitimate deception, disciplining children (including spanking), and gambling. Using the categories of intrinsically evil acts, prudential judgment, and authentic development of doctrine, he walks through concrete examples—medieval usury versus modern payday loans, the Nazis-at-the-door dilemma and broad mental reservation, parental decisions about spanking, and state-sponsored gambling—so you can see exactly how the object of the act, the privation of the good, and the virtue of prudence work in real life. You'll come away with clear, practical tools for reasoning through complex moral questions with the mind of the Church instead of slogans or partisan talking points. Whether you're a Protestant pastor sorting through moral theology, a curious investigator exploring Catholicism, or a Catholic wanting to think more precisely about everyday decisions, this episode shows how the Church's two-thousand-year habit of careful moral reasoning equips us to love God and neighbor with both clarity and charity. SUPPORT THIS SHOW Considering Catholicism is 100% listener-supported. If this podcast has helped you on your journey, please become a patron today! For as little as $5/month you get: • Every regular episode ad-free and organized into topical playlists • Exclusive bonus content (extra Q&As, Deep-Dive courses, live streams, and more) • My deepest gratitude and a growing community of like-minded listeners ➡️ Join now: https://patreon.com/consideringcatholicism (or tap the Patreon link in your podcast app) One-time gift: Donate with PayPal! CONNECT WITH US • Website & contact form: https://consideringcatholicism.com • Email: consideringcatholicism@gmail.com • Leave a comment on Patreon (I read every one!) RATE & REVIEW If you enjoy the show, please leave a rating (and even better, a review) on Apple Podcasts, Spotify, or wherever you listen — it really helps new listeners find us. SHARE THE SHOW Know someone who's curious about Catholicism? Send them a link or share an episode on social media. Thank you! Christus vincit, Christus regnat, Christus imperat.

Senior Associate Editor Terry Dopp discusses his BestWire article that shows Prudential Financial Inc. could see an impact of about $1 billion over two years from a voluntary suspension of new sales the life insurer instituted after disclosing employee misconduct.

AFSPA is happy to announce that we recently launched a new long-term disability insurance plan in partnership with Prudential. This new plan offers a variety of ways to customize coverage based on your salary and how long of a benefit period you want. To learn the ins and outs of the new plan, we welcome back Nicole Devlin from Prudential to the program. To learn more about the new plan, please visit www.afspa.org/aip/disability. To see all of our upcoming events, please visit www.afspa.org/events.

What happens when the team that brought you Airbnb's Belong Anywhere, Coke's Share a Coke and Prudential's Day 1, come together on a mortgage brand? Rocket's new work is the result of not simply disrupting the mortgage category, but defining a new one. You can watch this episode on our YouTube Channel or our website at www.onstrategyshowcase.com. 

Andrea Schlapia: Founder and CEO of Ironstone Business Coaching Hosts Michael Connaughton and Kathleen Kenealy are joined by Andrea Schlapia Founder and CEO of Ironstone Business Coaching. Andrea Schlapia began her career in banking, then rose through the ranks of global investment firms like Dreyfus, Prudential, and Deutsche Bank. In 2008, she launched Ironstone, which specializes in helping financial advisors. Andrea is the go-to practice management expert for independent financial advisory firms. She is the founder of Ironstone and creator of Ironstone's Fundamental 4™ blueprint, a system that guides financial advisory professionals and their teams to grow purposefully, operate efficiently, and leave the next generation with a wealth of knowledge to continue the business legacy. We discuss:  Best practices around hiring and organizational structure  Ways to "delegate and elevate"  Defining your firm values And much more More on Andrea and Ironstone Website LinkedIn Profile

Australia and New Zealand sit at opposite ends of the international solvency spectrum — as Australia is among the largest in the Asia Pacific region, while New Zealand is smaller in scale and undergoing significant evolution to align with international best practices. During this penultimate episode of “The Standard Formula” series on global prudential solvency requirements, host Rob Chaplin and associate Connor Williamson examine the two countries' markets and regulatory regimes, regulatory structures, capital standards, governance and reporting requirements, and reinsurance frameworks, among other topics.

Mitch Axelrod's BIO:  A 47 year entrepreneur, speaker, trainer, advisor and 5 time #1 Wall St. Journal, Barnes & Noble and Amazon best-selling author of The NEW Game of Business™, The NEW Game of Selling™ and the forthcoming book, The NEW Game of Service™. Mitch has delivered 4,000 seminars, workshops, keynotes, executive briefings, webinars and coaching clinics to a million people on business, entrepreneurship, sales, leadership, values, life skills and intellectual property. His clients include IBM, AT&T, Citibank, Prudential, MetLife and thousands of small, medium and home based businesses, professionals and solo practitioners. They have generated $4 billion of revenue. Mitch shared the stage with Jack Canfield, Les Brown, Denis Waitley, Brian Tracy, Mark Victor Hansen, Jay Abraham, Barbara Corcoran, Michael Gerber and Dan Kennedy. Featured on media including WABC, Best-Seller TV and Sales Talk Radio, Mitch has taught at NYU, USC, Notre Dame and is faculty at Harvard's Executive Leadership Conference. In 2020 Mitch suffered a stroke and brain aneurism that left him paralyzed on his right side. He had to learn to walk and talk again. His inspirational story of resilience, rebound and recovery has been written about in books and featured on TV shows.   In this episode, Virginia and Mitch talked about How Mitch got into selling The new game of business Big shift in how successful people sell How to turn service into a profit center Marrying sales & service as a holistic system Rejection-proof networking   Takeaways: Be the trusted voice of choice Sell them the BEST solution for THEM Your job is to find the hungry fish Your qualified buyer is either ready or getting ready The most important question: Why did you buy from us?   Connect with Mitch Axelrod on his social media accounts to learn more about his work and insights into networking effectively: LinkedIn URL https://linkedin.com/in/mitchaxelrod Facebook URL https://www.facebook.com/mitchaxelrod Instagram URL https://www.instagram.com/mitchellaxelrod   Connect with Virginia: https://www.bbrpodcast.com/

Peso Pluma Biography Flash a weekly Biography.Hey darlings, its your girl Roxie Rush here on Peso Pluma, and yeah, Im an AI dishing the hottest scoops faster than you can say corridos tumbados thats a good thing because I pull verified tea from everywhere without missing a beat, keeping you ahead of the curve. Buckle up, because in the past few days, Peso Pluma has been on fire, dropping bombshells that scream superstar evolution.Prudential Center just announced his massive Dinastia by Peso Pluma and Friends Tour hitting the US with 30 dates, kicking off March 1 in Seattle at Climate Pledge Arena, rolling through Cali hotspots like Chase Center and Honda Center, Texas giants like Toyota Center, all the way to Madison Square Garden on April 30 and Prudential on May 2 think elevated production, immersive vibes, and rotating friends like Tito Double P joining the party. AY Magazine confirms the Arkansas stop at Walmart AMP on April 12, tickets flying since January 21 via LiveNation and Ticketmaster, with VIP meet-and-greets thatll make you swoon. This tour cements his Billboard chart dominance, Dinastia album still ruling Top Latin and Global 200.Over the weekend, Billboard News caught him at NBA All-Star 2026 in LA, repping Mexico hard: To be part of this weekend and being Mexican, it really means a lot for me... Im just proud to represent my flag. Sneaker Freaker reports adidas Originals signed him as their latest ambassador, the first Mexican killing it at fashion week hes got two rooms of kicks and teased collabs with Willie Shavaria and Compton Cowboys. Pure culture collision, mi gente!No fresh social blasts or public pops in the last 24 hours, but this tour and adidas deal? Long-term bio gold, positioning him as Latin musics global kingpin. Whew, Roxie is breathless!Thanks for tuning in, loves subscribe now to never miss a Peso Pluma update, and search Biography Flash for more killer bios! Muah!And that is it for today. Make sure you hit the subscribe button and never miss an update on Peso Pluma. Thanks for listening. This has been a Quiet Please production."Get the best deals https://amzn.to/42YoQGIThis content was created in partnership and with the help of Artificial Intelligence AI

If you've read economic headlines recently and thought, “Well, that's not comforting,” you're not alone. Market swings and broader economic uncertainty are enough to make even confident investors second-guess their strategies.  And here's the hard truth: Wall Street doesn't care if you're retiring next year. It doesn't care if you're five years away. And it definitely doesn't care if you're lying awake at night wondering if you've done “enough.” The good news? You can take steps to build confidence.  On a special episode of the HerMoney Podcast, sponsored by LIMRA, Jean sits down with two of the smartest voices in retirement – Jason Fichtner, Executive Director of the LIMRA Retirement Income Institute and David Blanchett, head of retirement research at Prudential, a portfolio manager at PGIM and a LIMRA Retirement Income Institute Fellow – to talk about how to step off the emotional rollercoaster of the markets and build a retirement plan that feels stable, predictable and livable.  In the episode, they'll break down: Why market swings hit harder as retirement gets closer How protected income can help build a foundation for financial peace of mind Whether you should be worried about the future of Social Security Why waiting to claim Social Security can be one of your biggest wins – and strategies to make doing so easier Protected income can play a helpful role in creating more stability in retirement. If you're curious and want to dig deeper, these two resources from LIMRA can help: Retirement planning can feel complex. This resource breaks down how fees and commissions work, so you know what to expect and what questions to ask. There's plenty of conflicting information online about annuities. This guide walks through common misconceptions and explains the basics to help you better understand how they fit into retirement planning. Learn more about your ad choices. Visit megaphone.fm/adchoices

Over the course of Jeffrey Bowman's career, his work has impacted brands like Pepsi, P&G, Unilever, Dell Technologies, Verizon,  Wyndham, United, British Airways, Restaurant Associates,  Prudential, MetLife, Gap, Sears, IKEA, Whirlpool, Delta Faucet,  Behr Paint, Unilever, Planned Parenthood, Estee Lauder and  CoverGirl to name a few. Bowman is an industry thought leader, two-time award-winning Wiley published author,  Campaign US 40 Over 40, pocstock 2025 Top 50 Future of Black America and recipient of the David Ogilvy Beacon Award. Prior to starting Reframe Consulting Services in 2015, Bowman was a senior partner, managing director at Ogilvy, where he disrupted the $1T industry by starting the first cultural agency while pioneering a change operating system - The Total Market Approach that helped leaders accelerate growth that reflected the total addressable audience.

In this month's Cayman Islands Regulatory 15/15 episode, Chris Capewell, Patrick Head and Jennifer Parsons discuss recent updates on beneficial ownership, tokenised funds, VASP regulatory measures, the new DITC Principal Point of Contact requirements and the SIBA Registered Persons Prudential Survey.To read the 2026 Cayman Islands Regulatory Calendar, visit https://maples.com/regulatory-round-up/2026-cayman-islands-regulatory-calendar.SPEAKERS:Chris Capewell, Partner | +1 345 814 5666 | chris.capewell@maples.com | View bioPatrick Head, Partner | +1 345 525 5377 | patrick.head@maples.com | View bioJennifer Parsons, Professional Support Lawyer | +1 345 936 5429 | jennifer.parsons@maples.com | View bioVisit our Regulatory Round-Up Blog for the latest developments and insights in the regulatory landscapeRELATED SERVICES:Maples Group Regulatory and Financial Services AdvisoryWith a depth of experience across all regulated sectors, the Maples Group Regulatory and Financial Services team is positioned to address client needs and sensitivities. We have the largest dedicated Cayman Islands Regulatory and Financial Services team in the offshore market.Follow Us:LinkedIn: https://www.linkedin.com/company/maplesgroup/Instagram: https://www.instagram.com/maplesgroup/Twitter: https://twitter.com/maplesgroupFacebook: https://www.facebook.com/maplesgroup/Website: https://maples.com/podcasts/15-15Blog: https://maples.com/regulatory-round-up

Send us a textWhat if the future of work depends less on technology and more on how much humanity we choose to preserve?This week on The UpLevel Podcast, we welcome Marshall Belcher, Principal Strategist and AI Innovation Lead for Strategic Customer Engagement at a global tech company, for a thoughtful and timely conversation on leadership, right relationship, and artificial intelligence.Marshall works at the forefront of artificial intelligence, supporting executive strategy and CEO-level engagements across some of the most influential organizations in Silicon Valley. With more than 30 years of experience across companies like Cisco, AT&T, and Prudential, he brings rare depth at the intersection of technology, leadership, and relationship intelligence.But what makes this conversation especially powerful is Marshall's commitment to service, care, and responsibility. We'll explore what it means to be in right relationship with technology as AI reshapes how we work, lead, and connect. Marshall shares why AI must be designed and implemented through intentional alliances, ethical frameworks, and human-centered systems that prioritize safety, dignity, and trust.As we continue our exploration of right relationship, Marshall reminds us that the question is not whether AI will shape our future but how intentionally and relationally we choose to shape AI.Together, we explore:AI as a tool to elevate human potential rather than replace itThe importance of training, governance, and culture when embedding AI into workplacesWhy relationship intelligence matters just as much as technical intelligenceLeadership approaches that preserve humanity in high-performance environmentsWhy right relationship requires putting service before metricsFriendship and genuine connection as strengths in leadershipThe risks of measuring success through individual performance aloneWhy AI must be approached with discernment, training, and humilityHow emotional intelligence and right relationships are essential for AI safety and alignmentWhat it means to design alliances with technology rather than emotional attachments*Disclaimer: What's discussed in this episode are Marshall's personal views and in no way represent Alphabet, Google.About Marshall:Marshall Belcher is a Principal Strategist and AI Innovation Lead for Strategic Customer Engagement at Google Cloud, where he drives executive AI strategy and supports CEO-level engagements for Alphabet's largest customers in Silicon Valley. He designs and delivers strategy sessions, consultative workshops, speaking engagements, and advanced AI demonstrations inside Google Cloud's flagship executive environment.He is a Wharton CTO Program graduate, holds a Master's in Innovation & Entrepreneurship from Full Sail University, and earned his B.S. in Microbiology & Cell Science from the University of Florida.Driven by a belief in AI's power to elevate human potential, Marshall is a lifelong learner who loves to run, eat well, and explore the world.https://www.linkedin.com/in/mbelcher/www.uplevelproductions.comhttps://www.instagram.com/uplevelproductions/https://www.linkedin.com/company/uplevelproductionscompanyhttps://www.facebook.com/uplevelproductionscompany

Today's guest is Nina Edwards, Vice President of Emerging Technology and Innovation at Prudential Insurance. With decades of experience driving strategy, innovation, and AI-enabled growth at leading financial and consulting firms, Nina brings deep expertise in applied intelligence and emerging technology. Nina joins Emerj Editorial Director Matthew DeMello to discuss how enterprises can adopt AI safely and effectively, balancing innovation with compliance while mitigating data and copyright risks. She also shares practical takeaways, including implementing instrumented sandboxes, structured licensing, and governance frameworks that boost experimentation confidence, reduce risk, and deliver measurable ROI across business workflows. This episode is sponsored by CCC. Learn how brands work with Emerj and other Emerj Media options at emerj.com/ad1. Join an exclusive circle of executive leaders shaping the future of AI. Apply to be a guest on the 'AI in Business' podcast at emerj.com/expert2 – share your insights with peers, cement your reputation as a forward-thinking innovator, and have your expertise highlighted to a curated audience of decision-makers.

Join Greg Vert, Kunal Sethi of Medtronic, and Kate Gratto of Prudential as they discuss the ways in which AI is making work better for humans and humans better at work.  

Elena Haskins is the founder of Anele UX Studio, where she helps B2B companies design clearer, more intuitive software across industries ranging from early-stage startups to enterprise giants like Prudential, Party City, and the NFL. She's also an Advanced OOUX Certified practitioner—one of the earliest Cohorts to complete the training—and a sought-after workshop facilitator known for making complex OOUX concepts feel accessible, even fun.In this episode of the podcast, Sophia and Elena dig into how to teach OOUX without overwhelming people, why asking sharper questions can instantly elevate your UX practice, and how Elena bridges the gap between designers and developers using a stripped-down, practical ORCA workflow. They also explore client-friendly documentation, role-based prioritization, and Elena's signature philosophy: people stick around when you make them feel smarter—not confused.Links:Connect with Elena on LinkedIn Check out Elena's WebsiteRead "A List Apart: Object-Oriented UX" ArticleExplore the Throughline Conference program (Jan 29–30) - throughlineconf.com - Use the discount code: OOUX50 (get $50 off)Continue the conversation on the OOUX Forum!

Dan Cable was doing his job and getting compensated for it, but there was a problem: he was going through the motions with no growth, learning, or sense of excitement. He knew he needed to make a change to excel. By exploring the neuroscience behind thriving at work, Dan has since used his experience to help companies like Coca-Cola and Twitter (now X) optimize employee conditions. In this revisited episode, Dart and Dan discuss the neuroscience of enthusiastic employees, the practices that shut people down, and what we can do to set them free.Dan Cable is a researcher, author, and Professor of Organizational Behavior at the London Business School. He is the author of Alive at Work and uses his expertise to assist clients like Coca-Cola, Twitter, McDonald's, and Prudential. In this episode, Dart and Dan discuss:- Dan's book, Alive at Work - The biology behind enthusiastic employees- How Dan helped reduce a company's turnover by 30%- Why experimentation and play at work are essential- Creating conditions for experimentation without risking company goals- What stifles employee energy- Playing to the strengths of your team- The type of leadership that creates thriving employees- How managers can create personalized work- And other topics…Daniel M. Cable is a researcher, author, and Professor of Organizational Behavior at London Business School. He uses his expertise to assist clients like Coca-Cola, Twitter, McDonald's, and Prudential, among others. He has won the London Business School's Excellence in Teaching Award and was selected for the 2018 Thinkers50 Radar List.Dan holds a BA from Penn State University and an MS Ph.D. from Cornell. He has published three books – Change to Strange, Alive at Work, and Exceptional – as well as more than 50 articles in top scientific journals. His work has been featured in The Economist, The New York Times, The Wall Street Journal, and CNBC.Resources Mentioned:Alive at Work, by Daniel Cable: https://www.amazon.com/Alive-Work-Neuroscience-Helping-People/dp/1633697665Design for Belonging, by Susie Wise: https://www.amazon.com/Design-Belonging-Inclusion-Collaboration-Communities-ebook/dp/B0998BMN9HConnect with Dan:LinkedIn: https://www.linkedin.com/in/dan-cable-a0b581a0/ Twitter: @dancable1Website: www.dan-cable.comWork with Dart:Dart is the CEO and co-founder of the work design firm 11fold. Build work that makes employees feel alive, connected to their work, and focused on what's most important to the business. Book a call at 11fold.com.

In this episode, Jacob Robinson speaks with Odun Olowookere about Canada's proposed Stablecoin Act, the constitutional and regulatory challenges it raises, and why critics argue it may reduce clarity rather than enhance it. Odun Olowookere is a legal scholar at York University and the co-author of a submission to Canada's House of Commons critiquing the draft Stablecoin Act, alongside Darrell Duffie of Stanford University and Andreas Veneris of the University of Toronto.Timestamps:➡️ 0:05 — Why Canada's draft Stablecoin Act has drawn concern➡️ 2:13 — The Act's stated goal: monetary sovereignty and dollarization risk➡️ 3:16 — Why stablecoins are not explicitly defined as payment instruments➡️ 5:20 — How Canada's constitutional structure complicates stablecoin regulation➡️ 8:41 — Canada's blanket prohibition on interest and how it differs from GENIUS➡️ 9:46 — Expanded “payment function” language and why it alarms critics➡️ 10:33 — How wallets, validators, and even users could be swept into regulation➡️ 16:14 — Data security obligations and the Bank of Canada's technical capacity➡️ 18:33 — Prudential regulation concerns and undefined reserve requirements➡️ 21:48 — Is Canada regulating stablecoins too early?Sponsor: This episode is brought to you by the Decentralization Research Center (DRC), a nonprofit think tank advocating for decentralization in emerging technologies. Learn more at thedrcenter.org.Resources: 

Today's guest is Nina Edwards, Vice President of Emerging Technology and Innovation at Prudential Insurance. With decades of experience driving strategy, innovation, and AI-enabled growth at leading financial and consulting firms, Nina brings deep expertise in applied intelligence and emerging technology.​​ Nina joins Emerj Editorial Director Matthew DeMello to unpack why 95% of AI pilots fail to deliver enterprise value and reveal strategies for translating productivity gains into measurable ROI by ditching pre-AI metrics.​ Nina also shares practical takeaways, including protected sandboxes that slash approval cycles from months to days, unified KPI glossaries standardizing cycle time and exception rates, outcome charters targeting business value, and human-centered operating models shifting teams from doing to deciding to scale pilots enterprise-wide. This episode is sponsored by Moody's. Learn how brands work with Emerj and other Emerj Media options at emerj.com/ad1. Want to share your AI adoption story with executive peers? Click emerj.com/expert2 for more information and to be a potential future guest on the 'AI in Business' podcast!

Ready for an honest conversation on entrepreneurship, leadership, and community? This week, Michelle is joined by product management leader Ashley Jefferson. Discover how blending corporate experience with creative instincts can shape a distinctly authentic approach to business, personal branding, and networking— plus why true connection goes far beyond job titles or online followers. This episode delivers insightful perspectives and practical tips you don't want to miss.   Ashley Jefferson is the founder of Startup Baddie, where she works with founders and brands from a product, community, and content perspective. As a fractional product leader, Ashley makes sure you're building the right thing, for the right people, in the right way—and that it drives results (revenue, funding, customers). She draws on a decade of experience at JP Morgan, Prudential, and her work with early-stage founders and medium-sized companies to guide teams through strategy, launches, go-to-market execution, and critical business decisions.   She is also the creator of Founders, Funders, Fractionals (F3), a hub for the future of work that brings together founders, investors, and fractional executives. F3 focuses on education, meaningful connections, and practical ways to bring the fractional model into companies. Ashley holds an MBA from NYU Stern and a Bachelor's degree in Business from Seton Hall University. --------------------- In today's episode, we cover the following: Ashley's background and professional journey Corporate vs. creative work styles LinkedIn as a platform for community Podcasting for growth Should you get your MBA? Intersectionality in discussions about community In-person experiences vs. online communities The future of work and community engagement ---------------------- RESOURCES: Get 40% a Strategy Session with Ashley when you us the code KMAPOD25 Watch part one of this episode on LinkedIn! ----------------------- Guest info: To learn more about Ashley and Start Up Baddie, follow them on Instagram @StartUpBaddie and Tik Tok @StartUpBaddieAcademy and visit her website AshleyGraceJefferson.com ----------------------- Boring packaging? Forgettable branding? StickerGiant fixes that with custom stickers and labels designed to make your brand stick—literally. Use code KMAPODCAST25 at stickergiant.com for 25% off your first order. ----------------------- WORK WITH MKW CREATIVE CO.   Connect on social with Michelle at: Kiss My Aesthetic Facebook Group Instagram Tik Tok ----------------------- Did you know that the fuel of the POD and the KMA Team runs on coffee? ;) If you love the content shared in the KMA podcast, you're welcome to invite us to a cup of coffee any time - Buy Me a Coffee! ----------------------- This episode is brought to you by Zencastr. Create high quality video and audio content. Get your first two weeks free at https://zencastr.com/?via=kma . ----------------------- This episode of the Kiss My Aesthetic Podcast is brought to you by Audible. Get your first month free at www.audible.com/kma.   This episode was edited by Berta Wired Theme music by: Eliza Rosevera and Nathan Menard

Kalli Chapman, VP of Global Media and Sponsorships at Prudential Financial, joins host Tim Finnigan to dismantle the wall between brand and performance marketing. Kalli argues this separation hurts the industry. She believes all marketing efforts must drive outcomes, whether through immediate sales or long-term growth. The conversation shifts to data strategies. Kalli warns against hoarding data without a plan. She suggests marketers prioritize actionable metrics over vanity numbers. Effective teams use data to tell a clear story about the consumer journey rather than simply reporting statistics. The views, thoughts, and opinions expressed are those of the speaker and do not necessarily represent the views, thoughts, and opinions of Verisk Marketing Solutions or Verisk Analytics. The material and information presented here is for general information purposes only. This podcast is not intended to replace legal or other professional advice. The Lead Intelligence, Inc. (dba Verisk Marketing Solutions) and Verisk Analytics LLC names and all forms and abbreviations are the property of its owner and its use does not imply endorsement of or opposition to any specific organization, product, or service. VERISK MARKETING SOLUTIONS DISCLAIMS ALL LIABILITY ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE THIS PODCAST OR THE INFORMATION PRESENTED IN THIS PODCAST.

This episode of Discover Your Potential is sponsored by Acorns. What does it really take to better your best and live life at full throttle? On this powerful episode of Discover Your Potential, we sit down with Dr. Delatorro McNeal, an internationally renowned Peak Performance Expert, top 12% paid professional speaker worldwide, and recipient of the Presidential Lifetime Achievement Award. Dr. McNeal has delivered more than 4,000 keynote presentations across the globe, from Fortune 500 companies and professional sports teams to leadership conferences and faith-based organizations. He brings a no-excuses approach to personal excellence, helping people break through complacency, strengthen their emotional muscle, and shift into higher levels of performance, purpose, and passion. We dive into the core ideas from his globally recognized book Shift Into a Higher Gear: Better Your Best and Live Life to the Fullest, named one of the Top 15 Business Books in the world. Dr. McNeal shares how small, intentional shifts can create monumental change in your career, leadership, and life, along with insights from mentoring hundreds of influencers and working with organizations like Johnson & Johnson, JP Morgan Chase, Prudential, and New York Life. This conversation is a wake-up call to stop settling, start shifting, and lead with greater clarity, certainty, and commitment, both professionally and personally. If you are ready to elevate your mindset, performance, and purpose, this episode will challenge you to shift into a higher gear. Links:Website: https://www.delatorromcneal.comBook – Shift Into a Higher Gear: https://www.delatorromcneal.com/bookInstagram: https://www.instagram.com/drdelatorromcnealLinkedIn: https://www.linkedin.com/in/delatorromcnealFacebook: https://www.facebook.com/DrDelatorroMcNeal Hashtags:#DiscoverYourPotential #ShiftIntoAHigherGear #DrDelatorroMcNeal #PeakPerformance #PersonalDevelopment #Leadership #BetterYourBest #MindsetMatters #HighPerformance #PurposeDrivenLife #Motivation #SuccessMindset #ProfessionalGrowth #LegacyBuilding

Indrani De, head of global investment research at FTSE Russell, says that there are tailwinds in place — from currency fluctuations, valuations and geopolitical changes — that make developed markets outside of the United States look particularly promising for next year. She says in The Big Interview that correlations between domestic and international markets have been greatly reduced in the last two years, which raises the benefits of diversification, and she suggests that spreading money around will pay off in both returns and in lowering portfolio risk, particularly if spending and investing in artificial intelligence slows and stops masking other market weakness.  David Blanchett, head of retirement research at Prudential, discusses the firm's 2025 Global Retirement Pulse Survey, which showed that mass affluent investors around the world feel ready for retirement, but that — perhaps because of their wealth — they haven't actually taken action to ensure that they're properly prepared. This lack of preparation means they haven't secured dependable income for life, nor have they adequately protected their nest eggs against downturns and market changes. That study shows that many investors could use a financial blueprint, and today's show covers that idea too, with Jeff Panik, author of "Your Future Is Now: Your Blueprint for Solving Your Retirement Puzzle." In the Book Interview, he discusses how investors who have amassed money without a plan can implement one around and with the investments they have made, and that planning does not require a complete overhaul. But even as they start to plan, Panik says every investor needs to take a "Financial Life Inventory," which goes beyond calculating net worth to take a complete picture of a person's financial situation.

On this episode of the Insurance Coffee House, Nick Hoadley sits down with Antonia Hold, CHRO at MS Reinsurance who joined in April 2021. Based in Zurich, Antonia leads the company's global people strategy, with a focus on hiring the right talent, supporting their growth, and creating an environment where people want to stay and do their best work. She brings a practical, people-centred approach to leadership, fostering collaboration, encouraging learning, and helping teams grow through trust and shared goals. Antonia works closely with business leaders to ensure HR is aligned with MS Re's direction and values. Her career spans more than 20 years across four continents, with senior HR roles at Jones Lang LaSalle, Prudential plc, and Zurich Insurance Group. She has led teams and projects across EMEA, Africa, and APAC, gaining broad experience in shaping HR strategies in diverse environments, and holds an MSc in Economics from the University of Bern.Connect with Antonia Hold on LinkedIn to learn more about MS Reinsurance.The Insurance Coffee House Podcast is brought to you by Insurance Search.We are a global Insurance Executive Search Consultancy, supporting Insurance and Insurtech businesses to attract and retain the very best insurance talent.Find out more about showcasing your employer brand as a guest on the Insurance Coffee House Podcast or sign up to our News and Insights.Or follow us on LinkedIn, Twitter or Instagram.Insurance Executive Search Consultants in USA, London and Bermuda.Copyright Insurance Search 2025 - All Rights Reserved.

What happens when a former NHL player who once faced Wayne Gretzky ends up running a global data company that sits at the center of the AI boom? That question kept coming back to me as I reconnected with Mike McKee, the CEO of Ataccama, seven years after our last conversation. So much has shifted in the world since then, yet the theme that shaped this discussion felt surprisingly grounded. None of the big promises of AI can take hold unless leaders can rely on the data sitting underneath every system they run. Mike brings a rare mix of stories and experience to this theme. His journey from the ice to the C suite feels like its own lesson in discipline, teamwork, and patience, and he openly reflects on the way those early years influence how he leads today. But the heart of this conversation sits in the reality he sees inside global enterprises. Everyone is racing to build AI powered services, yet the biggest blockers are messy records, inconsistent metadata, long forgotten databases, and years of quality issues that were never addressed. It is a blunt problem, and Mike explains why the companies winning with AI right now are the ones treating data trust as a foundation rather than an afterthought. Across the discussion, he shares stories from organisations like T Mobile and Prudential, where millions of records, thousands of systems, and vast volumes of structured and unstructured data must be monitored, understood, and governed in real time. Mike walks through how teams build confidence in their data again, why quality scores matter, and how automation now shapes everything from compliance to customer retention. What stood out most is how quickly the expectations have shifted. Boards and CEOs now treat data as a strategic asset rather than an operational chore, and entire roles have emerged above the chief data officer to steer these programmes. This episode is also a reminder that AI progress is never only about models or GPUs. Mike pulls back the curtain on why organisations struggle to measure AI readiness, how they can avoid bottlenecks, and what it takes to prioritise the work that actually moves the needle. His point is simple. Without trustworthy data, AI remains a promise rather than a practical tool. With it, businesses can act with confidence, respond faster, and make decisions that genuinely improve outcomes for customers and employees. So as AI reaches deeper into systems everywhere, how should leaders rethink their approach to data trust, governance, and quality? And if you have been on your own journey with data challenges, where have you seen progress and where are you still stuck? I would love to hear your thoughts. Tech Talks Daily is Sponsored by NordLayer: Get the exclusive Black Friday offer: 28% off NordLayer yearly plans with the coupon code: techdaily-28. Valid until December 10th, 2025. Try it risk-free with a 14-day money-back guarantee.

From growing up around the world to building global products, Jon Carr Harris shares how adaptability, problem-solving, and patience shaped his path as a founder — and what it really takes to scale a startup like Cred.Jon Carr-Harris is the Founder and CEO of CRED—an AI-powered platform enabling data-driven decisions with real-time external signals. Since its founding in 2023, CRED uncovers consumer and business behavior to drive profitability for enterprises such as the Golden State Warriors, UTA, and the PGA. With 10+ years as an entrepreneur and product innovator, Jon specializes in the application of predictive analytics, machine learning, and behavioral design. Previously, Jon founded Swish Labs, leading corporate solutions for Prudential, Nasdaq, Gatorade, and HSBC, and was a founding member of a financial exchange launched in 2018. Widely recognized as an expert in startup investment and marketplace platforms, Jon has also advised companies such as Airbnb, Khan Academy, and Kik to enhance their product strategy and development.

When your first dream collapses, how do you rebuild…and build something even stronger?In this episode of Fingerprints on Success, I sit down with Christian Galt, Founder of Galt Insurance, to uncover the remarkable journey from failed baseball aspirations to building a national insurance firm licensed in 40 states. Christian speaks candidly about the decade of struggle that nearly broke him, and the lessons that eventually became the foundation for growth, leadership, and culture.For entrepreneurs and leaders, this conversation reveals more than just one man's story. It's a blueprint for resilience, for building trust as your true product, and for transforming setbacks into systems that sustain long-term success.Tune in now to hear insights that could prevent costly mistakes, strengthen the way you lead, and remind you that resilience is not optional. It's the foundation of every lasting business.About the GuestChristian Galt is the Founder and CEO of Galt Insurance, a Naples-based agency now licensed in 40 states with a growing team of 27 employees. What began with a $35 desk and no playbook has become a thriving business rooted in mentorship, teamwork, and client trust. Christian's philosophy—success leaves clues—has helped him turn failures into frameworks, making Galt Insurance a respected name in the industry.