Podcasts about nerdwallet

In this special video episode, learn what proposed stock market rule changes could mean for your portfolio and how to grow your teen's money skills. Will corporate earnings reports soon shift from quarterly to twice a year? And what could new rules about day trading mean for everyday investors? Hosts Sean Pyles and Elizabeth Ayoola team up with senior news writer Anna Helhoski and investing lead writer Sam Taube to break down how potential SEC rule changes could reshape the stock market. They explore the pros and cons of less frequent earnings reports, what research shows about long-term investing behavior, and how easing day-trading limits might open doors for some investors — while raising risks for others. They also share practical ways to interpret earnings data, stay focused on long-term goals, and avoid emotional trading. Then, Sean and Elizabeth meet with listener Essa in-person to discuss how to teach kids money skills at home. They cover options for approaching allowances and savings goals (e.g., Greenlight), building credit safely via authorized-user setups or secured cards, and turning lessons into hands-on practice with simulations and budgeting tools. Essa shares what's been working in her household so far and gets suggestions on how to introduce new money concepts to her kids. The Nerdy Investor by NerdWallet is a monthly email briefing for investors who want to stay informed about what's happening in the world of money: https://nerdwalletinvesting.substack.com/about  Get matched with a financial advisor for free using NerdWallet Advisors Match: https://nerdwalletadvisors.com/match  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: SEC rule change 2025, Trump administration stock market changes, FINRA margin requirements, quarterly earnings cycle, semiannual financial reporting, stock market volatility trends, P/E ratio meaning, price to earnings ratio formula, long-term investor behavior, day trading regulation, PDT minimum balance, $25,000 day trading rule, margin trading risks, investor protection rules, stock market research studies, dot-com crash lessons, European Union earnings rules, financial disclosure requirements, investing newsletter signup, U.S. Securities and Exchange Commission updates, FINRA proposal 2025, retail investor access, beginner investing risks, youth financial literacy, teaching kids about credit, financial education apps for students, Bite of Reality app, Next Gen Personal Finance platform, EverFi money games, Financial Times Uber game, teen debit cards, compound interest examples, high-yield savings comparison, 401k matching concept, family money discussions, allowance systems for children, and parent-daughter investing ideas. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Toronto native Melissa Rodway took a 4-month trip through Southeast Asia back in 2010, writing lengthy, detailed emails along the way. She's compiled those emails for her new travel memoir, The People You Meet. Mentioned in this episode:Check out the Smart Travel PodcastThis week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel at the Link below:Smart Travel Podcast

Today, we're sharing a special episode honouring a true explorer who we lost last week.  Dr. Jane Goodall was a pioneering primatologist, and conservationist best known for her groundbreaking work with wild chimpanzees in Tanzania. With no formal scientific training at the time, she began observing chimpanzees in 1960 and soon made discoveries that redefined our understanding of animals — including tool use, emotional depth, and complex social behavior. Over her lifetime, she became a global icon for wildlife conservation and animal welfare, and her work continues to inspire millions to protect the planet and live in harmony with nature. Unfortunately, we were never able to get Jane on the show – that would have been a dream come true! So, it's not an episode directly about her. But it does raise some themes that were inspired and borne from the work she did … and it does feature chimpanzees, as well as Mountain Gorillas, who as primates are our distant ancestors too.  Today, we're going to follow Praveen Moman, one of the world's leading primate conservationists, into the Virunga Mountains of Rwanda in search of the critically endangered mountain gorilla, and to the Kyambura Gorge, in Uganda, in search of a lost troop of Chimpanzees. Seeing mountain gorillas, or chimpanzees in the wild is one of the rarest and most inspiring wildlife experiences on the planet. There is an immediate bond, a sense of connection. And what we'll discover is, when you look a mountain gorilla in the eye, you see yourself reflected back. Highlights include: - Trekking in the Virunga Mountains of Rwanda in search of the critically endangered mountain gorilla - Hearing what it feels like to sit quietly among the troop, as babies come curiously up to explore, and the 400lb male silverback brushes past   - Walking into the Kyambura Gorge as the lost troop of Chimpanzees comes down from the canopy and surrounds you on all sides - Being inspired by Praveen's story, a refugee of Uganda who returned to his beloved homeland to help rebuild one of the most war-torn regions on the planet   FIND OUT MORE Janegoodall.org volcanoessafaris.com  gorillafund.org   FOLLOW US: Instagram: ⁠@armchairexplorerpodcast⁠Facebook: ⁠@armchairexplorerpodcast⁠Newsletter: ⁠armchair-explorer.com⁠ PODCAST RECOMMENDATION Check out the Smart Travel Podcast: This week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel here.  CREDITS Armchair Explorer is produced by ⁠Armchair Productions⁠. Aaron Millar wrote and presented the show, Charles Tyrie did the audio editing and sound design. Learn more about your ad choices. Visit ⁠megaphone.fm/adchoices⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this special video episode, Sean and Elizabeth give each other a “budget rehab,” revealing their own budgets to help you fix yours. How can you feel more in control of your spending? How can you plan for irregular expenses like credit card annual fees or surprise bills? In this video episode, hosts Sean Pyles and Elizabeth Ayoola give each other a “budget rehab” to reveal how they really manage their money — and how you can apply the same strategies to your own finances. But first, they're joined by NerdWallet senior writer Anna Helhoski to discuss new NerdWallet survey findings about money stress and what steps you can take to alleviate it. They discuss why money stress hits some groups harder than others and share practical tips for easing the pressure. Then, Sean and Elizabeth present a personal “Budget Rehab” segment where they analyze each other's real numbers while sitting eye to eye at NerdWallet HQ. Sean shares how he balances rental income, savings, and splurges, while Elizabeth maps her freelance income, high savings rate, and family priorities. Together, they highlight the pros and cons of tactics like setting up multiple savings buckets, trimming recurring costs, maxing out tax-advantaged accounts, and planning ahead for annual fees and surprise expenses. Smart Money is a finalist for TWO Signal Awards! Please take a moment to vote for us here: https://vote.signalaward.com/PublicVoting#/2025/individual-episodes/genre/money-finance  https://vote.signalaward.com/PublicVoting#/2025/shows/genre/money-finance  Want the cheapest prepaid phone plan that still fits your phone service needs? Read NerdWallet's article on the best cheap cell phone plans: https://www.nerdwallet.com/p/best/finance/cheap-cell-phone-plans  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: money anxiety, reduce financial stress, generational money differences, Gen Z money habits, Millennial money habits, Gen X finances, Baby Boomer finances, grocery inflation, high food prices, emergency savings, build emergency cushion, debt payoff strategies, debt snowball vs avalanche, credit card debt payoff, homeownership vs renting, housing costs, mortgage vs rent, rental affordability, HSA benefits, high-deductible health plan, maxing out 401k, brokerage account investing, saving for car replacement, sinking fund examples, subscription audit tips, lower utility bills, cheaper phone plan, cutting cell phone costs, donating to charity, values-based spending, overspending triggers, budget burnout, financial literacy gaps, improve financial confidence, setting financial goals, FIRE movement, early retirement savings, family budgeting, and teaching kids about money. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Jennifer Johnson is one half of Jenn N Scott Adventures, a site following the exploits of an American couple living full-time around the world. Mentioned in this episode:Check out the Smart Travel PodcastThis week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel at the Link below:Smart Travel Podcast

Money isn't just about numbers. It's about worth, safety, and possibility. Yet most of us were never taught how to handle it, and many of us carry fear, shame, or scarcity when it comes to our finances.In this episode, Sarah talks with Priya Malani, Founder and CEO of Stash Wealth and host of The F Word podcast, about how to demystify money and reclaim financial confidence. Together they explore why money is a neutral tool, how to shift from fear to empowerment, and why aligning your finances with your values is one of the most radical forms of care.You'll hear:• Why money is so emotionally charged and how to navigate the fear and shame it brings up• How to break the cycle of scarcity, feast-or-famine, and “I'm just bad with money” beliefs• Simple, practical steps to create financial stability like automation and emergency funds• Why wealth isn't about greed but about amplifying your values and goals• How to stay grounded and intentional with money during uncertain timesMore on Priya Malani: Priya Malani is the founder and CEO of Stash Wealth, the financial planning firm for ambitious 30-somethings who want to get their financial sh*t together.Known for her no-BS, jargon-free take on money, Priya helps clients keep (or even upgrade) their lifestyle while still hitting bigger goals - whether that's buying a home, taking a sabbatical, starting a family, or buying a G-Wagon with zero guilt.Her expertise is regularly featured in The New York Times, BuzzFeed, Business Insider, Forbes, NerdWallet, and many more. She's also the host of The F. Word Podcast, recently named Best Investor Podcast at the 2025 Wealth Management Industry Awards.When she's not challenging outdated financial advice, you'll find her in New York City, likely testing out a new restaurant or planning her next international trip.Website: https://www.stashwealth.com/Podcast - 'The F. Word Podcast': https://www.stashwealth.com/podcastContact: hey@stashwealth.com Join Our Community:Join the Moon Studio Patreon: https://www.patreon.com/themoonstudioBuy the 2025 Many Moons Lunar Planner: https://moon-studio.co/collections/all-products-excluding-route/products/many-moons-2025Subscribe to our newsletter: https://moon-studio.co/pages/newsletterFind Sarah on Instagram: https://www.instagram.com/gottesss/ 

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In this episode, recorded on location, we'll discover a side to Rocky Mountain National Park that most people don't even know exists. Beyond the beautiful mountains and trails, the park is a Living Laboratory of science with about 100 scientific projects happening at any one time. Some of the most cutting-edge ecology, biology and conservation in the world is being done right here. Rocky Mountain National Park may feel isolated from the cities and industry of the plains, but it's not. It's part of inter-connected system in which every piece is dependent on one another. And to understand how that works, and why that's important, we're going to hike up to more than 10,000-feet to one of the most remote research stations in the country to find out about an experiment that has been going on in the park for more than 38-years. It's one of the longest running ecological research studies in the world and it's changing the way we understand the park, the plains and even our own relationship to the wild places we love. FOLLOW US: Instagram: ⁠@armchairexplorerpodcast⁠ Facebook: ⁠@armchairexplorerpodcast⁠ Newsletter: ⁠armchair-explorer.com⁠ CONNECT WITH US: If you enjoy the show, please subscribe on whatever podcast player you're reading this on right now. Go on, do it! It helps us grow the show and continue to bring inspiring travel stories your way. Check out the Smart Travel Podcast: This week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel here.  Armchair Explorer is produced by ⁠Armchair Productions⁠. Aaron Millar wrote and presented the show, Charles Tyrie did the audio editing and sound design. Jason Paton is our lead producer, and our theme music is by the artist ⁠Sweet Chap⁠. Learn more about your ad choices. Visit ⁠megaphone.fm/adchoices⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

In a special presentation of Smart Travel, learn what your points and miles are really worth in 2025 — and why the answer might change how you book travel. Should you take a $650 flight voucher or 32,500 miles? How much are your points and miles actually worth? Smart Travel hosts Sally French and Meghan Coyle break down the latest NerdWallet valuations to help you make smarter redemption choices. But first, they cover recent travel headlines, including Southwest Airlines' new partnership with EVA Air, Frontier's companion certificate promotion and status match, and JetBlue opening up award bookings with Condor Airlines. Then, travel Nerd Craig Joseph joins Meghan to discuss NerdWallet's latest airline, hotel, and credit card point valuations, with tips and tricks on comparing loyalty programs, maximizing transfer partners, and deciding when cash is more valuable than points. They also discuss the impact of devaluations, how close-in bookings can save you points, and why premium cabins can sometimes offer outsized redemption value. Plus: Craig's hot take on airport lounges. Card benefits, terms and fees can change. For the most up-to-date information about cards mentioned in this episode, read our reviews: Is the Frontier Airlines World Mastercard Worth Its Annual Fee? https://www.nerdwallet.com/article/travel/is-the-frontier-airlines-world-mastercard-worth-its-annual-fee Citi Strata Credit Card Review: Solid Rewards for No Annual Fee https://www.nerdwallet.com/reviews/credit-cards/citi-strata  Citi Double Cash Review: A Solid Choice for Everyday Spending ​​https://www.nerdwallet.com/reviews/credit-cards/citi-double-cash  Citi Custom Cash Card Review: Low-Maintenance 5% Cash Back https://www.nerdwallet.com/reviews/credit-cards/citi-custom-cash  Citi Strata Premier: Big Rewards Across Top Spending Categories https://www.nerdwallet.com/reviews/credit-cards/citi-strata-premier  Is the New Alaska Atmos Summit Card Worth a $395 Annual Fee? https://www.nerdwallet.com/article/travel/is-the-alaska-airlines-atmos-summit-card-worth-its-annual-fee  Resources discussed in this episode: Airline Miles vs. Cash Calculator https://www.nerdwallet.com/article/travel/calculator-should-you-book-a-flight-with-cash-or-miles  How Much Are Travel Points and Miles Worth in 2025? https://www.nerdwallet.com/article/travel/airline-miles-and-hotel-points-valuations  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. In this episode, the Nerds discuss: points and miles valuation, airline miles value, hotel points value, credit card points value, Southwest EVA Air partnership, Frontier Companion Certificate, JetBlue Condor award booking, Citi American Airlines transfer, Amex Membership Rewards value, Capital One points value, Bilt points value, Hyatt points value, Hilton points value, Marriott points value, Wyndham points value, IHG points value, Alaska miles value, JetBlue points value, American Airlines miles value, United miles value, Southwest points value, Virgin Atlantic miles value, ANA miles value, Avianca LifeMiles value, best way to use Amex points, best way to use Citi points, best way to use Capital One points, use cash or points for flights, last minute award flight value, premium cabin redemption value, economy flight points value, airline devaluation, hotel point devaluation, cash vs points travel booking, when to transfer credit card points, how to maximize travel rewards, and NerdWallet points and miles calculator. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ever wonder how to turn everyday spending into free flights, hotel stays, or business perks? In this from the vault episode, Dr. Lauryn and Kirby revisit one of the most popular conversations from the archives—how they maximize credit card points and rewards in both business and life.While loyalty programs often feel like they're designed to benefit the companies behind them, Lauryn and Kirby reveal how to flip the script. You'll hear their strategies for using points responsibly, the cards and services that offer the best return, how they track it all, and the real benefits they've experienced—like snagging first-class flights to Tokyo. Whether you're new to the points game or looking to level up your approach, this replay offers timeless insights to help you get more out of the money you're already spending.The two recommended resources Kirby references throughout are The Points Guy and Nerd Wallet, check them out to start your own deep dive into the world of rewards!Cards and Programs referenced throughout this episode:Personal Platinum Amex | Business Platinum Amex | Personal Delta Reserve Amex | Business Delta Reserve Amex | Marriott Bonvoy AMEX | IHG Select | Chase Marriott CardResources:Join The Uncharted CEO: An 8-week immersive experience for clinic owners designed to increase revenue, maximize profits, and build cash flow systems that create freedom NOW, not at 65. Not sure if The Uncharted CEO is right for you? Take the quiz and find out!Join The Uncharted Collective: A Membership for Healthcare Professionals to Build a Profitable Personal Brand in Just 2 Hours a WeekFollow She Slays on YouTube to watch video versions of the show and get additional content!Sign up for the Weekly Slay newsletter!Follow She Slays and Dr. Lauryn: Instagram | X | LinkedIn | FacebookMentioned in...

Jeff Greenwald, author of the brilliant travel memoir "The Size of the World: Once Around Without Ever Leaving the Ground" was today's guest.In the course of the conversation, he discussed:-What the ideal travel companions are-What it's like to travel by freighter-The mysteries of the Dogon people of Mali-A moving encounter with novelist Paul Bowles in Morocco-The many meanings of pilgrimage-The Lhasa Valley in TibetAnd much more. The Frommer's Travel Show was named one of the 13 best for travel by the New York Times. It is a weekly podcast, hosted by Pauline Frommer, daughter of Frommer's guidebooks founder Arthur Frommer, and President of Frommer Media LLC. Mentioned in this episode:Check out the Smart Travel PodcastThis week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel at the Link below:Smart Travel Podcast

Kenny Dunn is a Philly native and founder of Eating Europe, which provides food tours and recommendations in the Continent's top cities.Mentioned in this episode:Check out the Smart Travel PodcastThis week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel at the Link below:Smart Travel Podcast

Today on GoNOMAD, we explore the architectural treasures of lower Manhattan, delving into the rich history and vibrant culture that this area has to offer with GoNOMAD freelance writer Susmita Sengupta. Our journey begins at the Merchant House Museum, Manhattan's first official landmark, where we step back in time through its preserved Greek Revival interiors. Moving on, we find ourselves in Washington Square Park, a lively gathering spot that captures the essence of New York life, perfect for people watching and soaking in the city's energy. Our tour continues through Soho, home to the world's largest collection of cast-iron buildings, now transformed into boutiques and galleries. We also visit the Tenement Museum, which tells the compelling stories of immigrants who shaped America, and conclude at the Eldridge Street Museum, a stunning synagogue that showcases intricate stained glass and architectural beauty. Each stop provides a glimpse into the diverse narratives that define lower Manhattan.Mentioned in this episode:Check out the new Smart Travel Podcast.This week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel at the Link below:Smart Travel Podcast

Will the Fed rate cut impact the housing market? We break down what kind of effects we could see with Holden Lewis, Nerdwallet's home and mortgage expert.

Learn how to prepare your finances for fall and support aging parents who have limited retirement savings. How can you check in on your finances this fall? What's the best way to help parents with little savings retire? Hosts Sean Pyles and Elizabeth Ayoola explain how you can give yourself a fall financial check-in before they answer a listener's question about supporting aging parents. They begin with a discussion of fall planning and open enrollment season, with tips for using this year's health costs to choose next year's plan, reviewing IRA/401(k) contributions and allocations, and setting a realistic holiday budget while tracking travel prices. Then, NerdWallet lead writer Kate Ashford joins Sean and Elizabeth to discuss how a listener can support their aging parents who haven't saved much. They discuss how to start sensitive money talks, navigate Medicare vs. Medicare Advantage (plus SHIP and Medicaid resources), and practical ways to help, including how to cover specific bills, explore subsidized senior housing, and avoid raiding your own retirement fund in order to help. See the latest rates in NerdWallet's roundups of the best high-yield savings accounts: https://www.nerdwallet.com/m/banking/standout-online-savings-accounts-2  Read NerdWallet's 2024 Financially Assisting Aging Parents Report: https://www.nerdwallet.com/article/finance/2024-financially-assisting-aging-parents-report  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: open enrollment, Medicare vs Medicare Advantage, Social Security benefits, holiday budget, IRA contribution limits, 401(k) contribution limit, high-yield savings accounts, emergency fund, claiming parents as dependents, subsidized senior housing, State Health Insurance Assistance Program (SHIP), retirement planning checklist, talking to parents about money, healthcare plan comparison, out-of-pocket maximum, Summary of Benefits and Coverage, Roth IRA vs Traditional IRA, SSA account estimate, travel prices Thanksgiving, Christmas flight prices, budget for gifts, avoid 401(k) loans, elder law attorney, support aging parents financially, pay parents' bills vs cash, cost of Medicare Advantage networks, housing downsize for retirees, public benefits for seniors, SNAP for seniors, utility assistance programs, property tax relief seniors, high-yield savings rate 4 percent, set savings buckets, wedding budget overrun, and school-year child care costs. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this YouTube bonus episode, DeAndre Coke takes you inside a trip to Roatán that completely exceeded expectations. Initially planned for diving, the experience turned into a love affair with the island's reefs, beaches, food, and culture. Viewers will see how Roatán stacks up against the Maldives, where to find $35 lobster dinners, and why having the right local driver makes all the difference. The episode also highlights ethical animal encounters at Mayan Eden, the thrill of ziplining through the jungle, and the magic of Caribbean sunsets. It's not just about diving—it's about discovering a destination full of hidden value, local connections, and unforgettable experiences.Key Highlights:Beyond diving: Roatán offers far more than reefs—it's a full Caribbean experience.Value dining: Fresh lobster dinners for just $35 are easy to find.Ethical encounters: Mayan Eden provides sloth selfies, macaws, and monkeys in a responsible setting.Adventure activities: From ziplining to exploring West End's food scene, Roatán blends thrill and relaxation.Beach realities: Cruise ship crowds change the vibe—timing is key.Sunset moments: Calm Caribbean waters and golden skies deliver unforgettable evenings.Smart savings: Knowing where to book tours and transfers can keep your budget in check.Travel comparisons: Roatán may rival Cancun and even the Maldives for the right traveler.Resources:YouTube episode - Roatán Travel GuideWhere we stayed: Kimpton Grand Roatan ReviewDriver William's contact infoMayan Eden Eco Park (ethical animal sanctuary)Book a Free 30 minute points & miles consultationStart here to learn how to unlock nearly free travelSign up for our newsletter!BoldlyGo Travel With Points & Miles Facebook GroupConnect with DeAndre & Taryn: Instagram: BoldlyGo.worldTikTok: BoldlyGo.world Website: BoldlyGo.worldYouTube: BoldlyGoWorldYouTube: BoldlyGo.TravelsMentioned in this episode:Check out the new Smart Travel Podcast!This week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel at the Link below:

Barbara Balfour, author of "Frommer's Prince Edward Island, Nova Scotia, and New Brunswick" was our first guest, talking about how to plan the best trip to the Canadian Maritimes. Among the topics she hit:The tragic Acadian history of the region, and how to experience Acadian culture todayWhy lesser-known New Brunswick many now be the best state in the Maritimes for a nature vacationHow to plan a road trip along the Cabot TrailHow you can enjoy Prince Edward Island even if you don't give a damn about "Anne of Green Gables"Then, Dawn Padmore, Vice President of Awards at the James Beard Association came in to give us a backstage look at this important culinary contest. She discussed:Who James Beard was, and how the awards beganHow restaurants get nominated for the honorWhat winning an award can mean for a restaurantThe Foundation's special dinners, in New York City and across the country, which introduce the public to award winning chefs.The Frommer's Travel Show was named one of the 13 best for travel by the New York Times. It's hosted by Pauline Frommer, daughter of founder Arthur Frommer and the publisher of the Frommer's guidebooks and Frommer's.com. Mentioned in this episode:Check out the Smart Travel PodcastThis week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel at the Link below:Smart Travel Podcast

Learn how the Fed rate cut impacts loans and savings, then find out when to freeze your credit and how to do it fast. What does a Federal Reserve rate cut mean for your wallet? Should you freeze your credit if an internet provider runs a soft pull? Hosts Sean Pyles and Elizabeth Ayoola kick off this episode with senior news writer Anna Helhoski to unpack the Federal Open Market Committee's (FOMC) new federal funds rate target range and how it filters through to credit cards, mortgages, auto loans, personal loans, and high-yield savings accounts and CDs. They explain why Fed chair Jerome Powell framed this as a “risk-management cut,” what dissent within the committee signals, how a cooling labor market and sticky inflation shape the outlook for additional cuts, and what stock market moves might follow. Plus, what all of that means for your near-term borrowing and saving decisions. Then, NerdWallet's Amanda Barroso joins Sean and Elizabeth for a practical lesson in credit freeze 101. They start with when and why to freeze your credit, with tips on freezing at all three bureaus, using apps for fast thawing, and setting time-boxed thaws before major credit applications. They also discuss soft vs. hard inquiries, fraud alerts vs. credit freezes vs. credit locks, and common pitfalls (forgetting one bureau, thawing too late at the car dealership, weak passwords) to help you understand when to keep your reports “frozen like Elsa,” but still move fast when you need new credit. Fed Trims Rate: What Does It Mean For You? https://www.nerdwallet.com/article/finance/fed-rate-cut-sept-2025  How to Unfreeze Your Credit With Equifax, Experian and TransUnion https://www.nerdwallet.com/article/finance/how-to-unfreeze-your-credit  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: credit card APR, mortgage refinance rates, savings account interest rates, certificate of deposit rates, stock market after Fed decision, inflation forecast, unemployment trends, federal funds rate explained, Trump pressure on Fed, dissent at FOMC, labor market cooling, tariffs and inflation, soft credit check vs hard credit check, how to unfreeze credit, thaw credit timeline, fraud alert vs credit freeze, credit lock vs credit freeze, identity theft protection steps, FTC identity theft reports, data breach protection, certified mail credit freeze, password manager for credit bureaus, how to freeze credit by phone, and credit freeze pitfalls. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

George Jerjian had a cancer scare in his early 50's that forced him into retirement. He soon earned he needed more than just golf to keep him fulfilled, and travel filled a great hole and gave him perspective. Mentioned in this episode:Check out the new Smart Travel Podcast.This week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel at the Link below:Smart Travel Podcast

Today, we embark on a journey to the heart of the Peruvian Amazon, focusing on the elusive Matses people, a tribe that stands apart from the more commonly visited Boras and Yaguas. Unlike those tribes, the Matses do not showcase staged performances; instead, they live a life deeply rooted in tradition, residing in a maloca—a communal longhouse devoid of modern amenities. We delve into their unique fishing methods, particularly their use of the barbasco plant to stun fish, bringing them to the surface for easy catch. This episode, guided by Hector Vezarian of Amazon Explorers, highlights the importance of experiencing authentic indigenous culture, where visitors can engage with the Matses' daily lives, traditional crafts, and ancient knowledge of jungle medicine. As we explore this remarkable way of life, we underscore the urgency of witnessing and preserving their culture before it fades away, making this not merely a trip, but a vital opportunity to connect with a world that is increasingly at risk of disappearing.Mentioned in this episode:Check out the new Smart Travel Podcast.This week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel at the Link below:Smart Travel Podcast

"A life worth living is lived at the edges, where it is wild"            - Rick Ridgeway Rick Ridgeway is one of the greatest mountaineers of all time. In this in-depth interview he shares the adventures that have come to define his life, and the wisdom he has learned along the way. Highlights include Getting lost while sailing across the Pacific Ocean in search of Tahit.i Taking the famous newscaster Tom Brokaw to the summit of Mount Rainier with legendary climbers Yvonne Chouinard and Doug Tompkins. Nearly dying of hypothermia while kayaking across a frozen lake in Chilean Patagonia. Discovering what it feels like to be trapped in an avalanche facing certain death. The most profound adventure of his life, a journey through the Himalayas in search of a lost friend. Learning the wisdom of a life spent in the wild and how nature can be our greatest teacher  CONNECT WITH RICK  Rick's latest book is called 'Life Lived Wild: Adventures at the Edge of the Map'. It is a beautiful memoir of a life lived to the full, immersed in the beauty and adventure of the natural world. Through this episode we will also hear some of Rick's other favorite tales of adventure and learn the wisdom those wild places have given him. More info at www.patagonia.com  CONNECT WITH US If you enjoy the show, please subscribe on whatever podcast player you're reading this on right now. Go on, do it. It means you get to choose what episodes you listen to, rather than the algorithm guess (wrongly) and kick us off your feed.  Facebook: @armchairexplorerpodcast Instagram: @armchairexplorerpodcast  Special Offer: we've revived our NEWSLETTER! (scroll to the bottom of our homepage to sign up). And contact us for a free copy of our my ebook: The 50 Greatest Wonders of the World Award-winning travel journalist Aaron Millar reveals the greatest wonders of the world and the insider secrets on how to see them. From where to catch the perfect sunrise over the Grand Canyon to how to swim up to the very edge of the Victoria Falls, this is a road map for discovering the greatest experiences of your life.  Armchair Explorer is produced by Armchair Productions. Aaron Millar presented the show, Charles Tyrie does the audio editing and sound design.  This week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel at the link below: https://link.chtbl.com/r7CGsP51 Learn more about your ad choices. Visit megaphone.fm/adchoices

The Frommer's Travel Show was named one of the 13 Best Podcasts for Travel by the New York Times. It's hosted by Pauline Frommer, Editorial Director for the Frommer's guidebooks, and President of FrommerMedia LLC, which publishes Frommers.com (12 million page views per month) and the Frommer's guides. This week's episode features James Hammond, host of the "Winging It Travel Podcast," discussing his adventures in the Middle Eastern nation of Jordan.In the he covered:Why Jordan is such an exciting and What the fallout is, miles-wise from the recent JetBlue/United partnershipWhich hotel chain gives the most valuable pointsAnd ways for people to get started on the "game" that is reward travel.If you enjoy the podcast, we hope you'll give us a good review and rating wherever you listen to it. Doing so helps us keep creating impartial, journalistic (ie no "pay for play") travel information, both here, on Frommers.com, and in our books. Too much travel information is simply disguised marketing, and we're trying to stem the tide. Mentioned in this episode:Check out the Smart Travel PodcastThis week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel at the Link below:Smart Travel Podcast

Learn how to think about AI stocks and decide if now's the time to buy a car, including how to choose between 48- and 60-month loans. Are AI stocks in a bubble? Should you buy a car now or wait? Hosts Sean Pyles and Elizabeth Ayoola discuss AI-driven market euphoria and today's car-buying math to help you understand how to balance risk in your investments and make a cost-smart auto purchase. Joined by NerdWallet senior news writer Anna Helhoski and investing writer Sam Taube, they begin with a discussion of whether AI stock valuations resemble the late-'90s dot-com era, with tips and tricks on reading signals like index P/E ratios, building diversification beyond a single index fund, and using “lazy portfolios” or robo-advisors to stay balanced. Then, auto Nerd Shannon Bradley joins Sean and Elizabeth to discuss the 2025 car market and financing choices. They discuss what stable-but-high prices mean for timing a purchase (and how tariffs could push prices higher), how much to put down and when negotiation is realistic, and choosing between 48- vs 60-month terms if you expect to pay a loan off early. You'll also hear practical pointers on pre-qualification vs. pre-approval, checking Kelley Blue Book and Edmunds pricing, avoiding prepayment penalty surprises, and a reminder to consider tax implications if you plan to clear an auto loan with pension income. Mentioned in this episode: Lazy Portfolios: How to Diversify with Just a Few Funds Best Robo-Advisors: Top Picks for 2025 Car Shopping? The ‘Big, Beautiful Bill' May Change What You Pay Estimate your monthly car loan payment and total cost with NerdWallet's auto loan calculator. Adjust car price, term, rate and down payment to find the best fit for your budget. https://www.nerdwallet.com/calculator/auto-loan-calculator  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: AI bubble, Nvidia market cap, are AI stocks overvalued, Nasdaq 100 PE ratio, S&P 500 concentration, diversification strategy, lazy portfolio, robo-advisor comparison, bond allocation, international index fund, how to invest during AI boom, dot-com bubble vs AI, used car prices 2025, average new car price KBB, car tariffs impact on prices, is now a good time to buy a car, negotiating car price, Kelley Blue Book vs Edmunds, 48 vs 60 month auto loan, auto loan interest cost, prequalification vs preapproval, hard credit inquiry car loan, prepayment penalty auto loan, auto loan calculator, refinance auto loan rules, when to buy previous model year car, dealer incentives low APR, end of month car deals, pension to pay off car, car loan term strategy, tariffs and carmakers losses, Edmunds used car average price, S&P 500 exposure to AI, best Robo advisors list, and lazy portfolio examples. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Freelance writer Carrie Dow created the blog, "What's Pawsitive", showcasing animal welfare experiences around the world. Mentioned in this episode:Check out the new Smart Travel Podcast.This week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel at the Link below:Smart Travel Podcast

Want your students to get excited about investing without chasing the riskiest trends? In this episode, NerdWallet's Sam Taube joins NGPF's Tim Ranzetta to share simple strategies for teaching investing with confidence. You'll hear how to use games, simulations, and real-life examples to make index funds and diversification come alive in your classroom. Sam also breaks down how to tackle FOMO, day-trading myths, and the lure of crypto with practical, student-friendly explanations. If you've ever wondered how to make the “boring” path of long-term wealth-building feel exciting, this conversation is a must-listen!

Greg Davis-Keane, the President of Frequent Miler, a blog and podcast that teaches how to make the most of loyalty points, came on to talk about why "buying portals" are excellent tools for amassing points, what the fallout is from the recent JetBlue/United partnership, which hotel chain gives the most valuable points, and ways for people to get started on this "game".Mentioned in this episode:Check out the Smart Travel PodcastThis week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel at the Link below:Smart Travel Podcast

Learn when a refi saves money and how target-date funds work, including fees and when to pick a later fund year. What exactly is a target-date fund, and when should you move your date? How do you know if now is a good time to refinance a house? Hosts Sean Pyles and Elizabeth Ayoola discuss mortgage refinancing and target-date funds to help you understand how to quantify savings on a refi and how to set (and adjust) an age-appropriate retirement glide path. To kick off the episode, NerdWallet senior news writer Anna Helhoski joins with mortgages and student loans writer Kate Wood and mortgage reporter Holden Lewis to break down why refis are spiking even without fresh Federal Reserve cuts, who's most likely to benefit right now, and how markets (not just the Fed) drive daily mortgage rate moves. They begin with a discussion of rate-and-term vs. cash-out refinancing, with tips and tricks on calculating your breakeven point, using the ~0.75 percentage-point rule-of-thumb for potential savings, and factoring in 2% to 6% closing costs and how long you'll stay put. Then, investing Nerd June Sham joins Sean and Elizabeth to discuss target-date funds. They discuss how glide paths work (to vs. through retirement), when to push your target year if you'll work longer, and how fees compare with index funds/ETFs, plus contribution frameworks (10% to 15% of income vs. the “80% replacement” rule) and why many hands-off investors value auto-rebalancing despite higher expense ratios. A listener case study (age 35, 2055 fund) highlights how to revisit your target date in the decade before retirement, how to read a fund's glide path, and why staying invested and consistent often matters more than chasing perfect timing. Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In this episode, the Nerds discuss: mortgage refinance, refinance calculator, mortgage rates today, breakeven point refinance, cash-out refinance, HELOC vs cash-out, refinance closing costs, when to refinance, refinance vs home equity loan, bond market and mortgage rates, Federal Reserve and mortgage rates, target-date fund, best target-date funds, target-date fund glide path, to vs through glide path, 401k target-date fund, change target-date fund year, 2055 target-date fund, target-date fund fees, expense ratio comparison, ETF vs mutual fund, index funds S&P 500, retirement contribution 10 to 15 percent, 80 percent income replacement rule, taxable brokerage vs 401k, annuity vs staying invested, debt consolidation with home equity, credit card APR vs mortgage rate, divorce refinance requirements, stay-or-sell breakeven analysis, and refinance eligibility 2025. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Quebec native Evlyn Mondo had a dream to retire to a warm tropical island. She made it come true when she and her husband purchased a luxury villa in Barbados.Mentioned in this episode:Check out the new Smart Travel Podcast.This week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel at the Link below:Smart Travel Podcast

Bhaskar Ghosh, Partner at 8VC, reflects on his journey from Calcutta to Silicon Valley, spanning influential roles at Oracle, Yahoo, LinkedIn, and NerdWallet before moving into venture capital. Now a leader at 8VC, BG introduces his “geometry framework” (persona, product, budget) for enterprise startups, shares insights on the opportunities in generative AI and data infrastructure, and talks about why managing uncertainty is the core skill in zero-to-one journeys. He also emphasizes intentional networking, the long-term nature of venture relationships, and his deep passion for music through his support for Ragas Live.In this episode, you'll learn:[01:56] BG's early journey from Calcutta to Silicon Valley and his career in academia, Yahoo, Oracle, LinkedIn, and NerdWallet[06:10] Why he calls himself a “secondhand entrepreneur” and what excites him most about venture capital[11:22] 8VC's focus areas and why incubation is core to the firm's strategy[14:05] The “geometry framework” for evaluating enterprise startups: persona, product, budget[19:30] Where BG sees opportunity in generative AI: orchestration, knowledge graphs, semantic layers, observability[25:12] Why networking must be intentional and based on service, not transactions[28:34] BG's advice to founders on standing out and building authentic investor relationshipsThe non-profit Bhaskar is passionate about:  SACSA (Society for Arts and Culture of South Asia)About Bhaskar GhoshBhaskar Ghosh (BG) is a Partner at 8VC, where he leads investments in enterprise software, AI, data infrastructure, fintech, and healthcare, while incubating multiple startups. Previously, he held senior roles at Oracle and Yahoo, was the founding head of data infrastructure at LinkedIn, and served as CTO at NerdWallet, helping scale it to IPO. BG holds a PhD in Computer Science from Yale and is passionate about helping founders navigate zero-to-one journeys. Outside venture, he is deeply engaged in Indian classical music and supports community initiatives like Ragas Live.About 8VC8VC is a venture capital firm with approximately $7B in assets under management, investing in transformative technologies across enterprise software, AI, healthcare, logistics, fintech, and defense. With offices in Austin and San Francisco, 8VC partners with early-stage founders and also dedicates significant capital to incubation—building new companies alongside entrepreneurs. Its mission is to back ambitious founders solving global problems with scalable, science-driven solutions. 8VC's portfolio includes category-defining startups that are shaping industries and tackling global challenges, including DataHub, Yugabyte, LightBeam, Tezi, OpenGov, Nile, AI21 Labs, AMP, Bedrock Robotics, 180° Insurance, Cambium, Candid Health among others.Subscribe to our podcast and stay tuned for our next episode.

Our journey today on GoNOMAD takes us to the Lanaudiere-Mauricie region of Quebec, a destination teeming with outdoor adventures, local farms, and unique attractions. We explore exhilarating activities such as mountain biking through narrow trails leading to stunning waterfalls, and we unwind by enjoying the comforts of La Baluchon Eco Village, an eco-friendly retreat that offers a range of outdoor experiences amidst abundant nature. We also delve into local gastronomy, featuring meals sourced from the surrounding wilderness, including a visit to a bison farm where we learn about these magnificent creatures and their role in the ecosystem. The episode highlights the diversity of activities available in this scenic part of Canada, from kayaking in protected green spaces to engaging in an immersive escape room experience. Join us as we uncover the charm and excitement of Landaudiere-Mauricie, a region that invites exploration year-round.The region of Lanaudiere-Mauricie, just south of Quebec City, is full of farms, fun attractions and exciting outdoor adventure. From ziplines to farm visits, to an amazing Escape room called the Escaparium, this part of Canada is just a few hours north of the U.S. and welcomes visitors all year long.Mentioned in this episode:Check out the new Smart Travel Podcast.This week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel at the Link below:Smart Travel Podcast

Find out when it's worth splurging on kitchen gear and how to switch banks without losing your financial footing. What kitchen tools are actually worth the money? Is switching to an online bank really worth the hassle? Hosts Sean Pyles and Elizabeth Ayoola discuss the value of investing in high-quality kitchen gear and what to consider when moving your money to an online bank so you can make smarter, more intentional financial choices. They begin by speaking with Michele Norris, host of the podcast Your Mama's Kitchen. She explains how you can align your purchases with your cooking habits — without falling for social media hype. Plus, they discuss how to think about home kitchen upgrades, including tips and tricks on choosing the right knife or stove, knowing when to skip premium brands, and avoiding aesthetic-driven purchases that don't match your lifestyle.  Then, NerdWallet consumer banking editor Ruth Sarreal joins Sean and Elizabeth to discuss how to evaluate whether switching banks makes sense. They explore how to compare rates and fees, keep your auto-payments organized, and transition smoothly without damaging your credit or missing a bill. NerdWallet's roundup of the best online checking accounts: https://www.nerdwallet.com/best/banking/online-checking-accounts  In their conversation, the Nerds discuss: high yield savings account, switching banks, best kitchen appliances to buy, online-only banks, SoFi checking account, bank account switching process, best knives for home cooks, Vitamix vs Ninja blender, Le Creuset alternatives, when to splurge on appliances, budgeting for kitchen upgrades, online banks vs traditional banks, how to switch banks, ATM access with online banks, pros and cons of online banks, choosing a stove, best air fryer to buy, kitchen appliances worth the money, countertop appliances, instant pot storage, what to look for in a blender, managing multiple bank accounts, best checking accounts, how to avoid bank fees, how to transfer auto-payments, comparing bank APYs, personal finance for home cooks, financial planning for kitchen purchases, emotional value of kitchen gear, and sentimental kitchen items. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our Bucket List episodes showcase the greatest travel experiences on the planet. Today, we're going to the deserts of Arabia to go stargazing with the Bedouin and learn their secrets of the stars. This episode is about learning to see the stars through the eyes of a people who have lived in the Arabian desert for thousands of years, and whose very existence, and survival,l was shaped by the night sky. Recorded on location in our immersive documentary style, this episode is a chance to hear the Bedouin's stories of the sky. For it is through those stories of love, tragedy and revenge that they passed down the secrets of ancient astronomy. When we look at the night's sky we see fiery distant suns and orbiting planets. When they look at it, they see poetry, and the whole gamut of human experience written into each far off sparkling light. Let's set the scene: We have travelled for two hours into the El Harameal desert, from the oasis town of Alula, in Saudi Arabia, a place that few outsiders have seen before. Blankets and pillows are laid out in the sand, night has fallen, and a young Saudi woman named Badrea begins to speak… FIND OUT MORE If you enjoyed this episode, check out our full documentary series which we recorded on location: the Elements of Alula. Our first three episodes: water, earth and air were out last year. It was an incredible trip filled with ancient heritage sites, insane adventures, Arabian horses and one hot air balloon crash that turned out to be the most we've laughed on any trip.  Find out more about the destination at ExperienceAlula.com. Check out @experiencealula on Instagram, Facebook and X for more inspiration and ideas. SPONSORS: This episode is brought to you by BetterHelp. Give online therapy a try at ⁠betterhelp.com/ARMCHAIR⁠ and get on your way to being your best self. This week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel at the link below: ⁠https://link.chtbl.com/r7CGsP51 CONNECT WITH US If you enjoy the show, please subscribe on whatever podcast player you're reading this on right now. Go on, do it. It means you get to choose what episodes you listen to, rather than the algorithm guessing (wrongly) and kicking us off your feed.    Following the show on socials will definitely maybe bring you good travel karma! Instagram: @armchairexplorerpodcast Facebook: @armchairexplorerpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

Emily Thompson, Executive Director of The Coalition to Protect America's National Parks was our first guest, followed by Claire Fahy, a reporter for the New York Times, who gave tips on how to protect yourself when ordering and using Lyft, Uber or another ride share app.Mentioned in this episode:Check out the Smart Travel PodcastThis week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel at the Link below:Smart Travel Podcast

Airfares are down, hotel deals are back, and cruises are suddenly hot again. But knowing when to book and how to stretch your points is more confusing than ever. NerdWallet's Sally French, co-host of the Smart Travel Podcast, joins us to cut through the noise with tips for the holiday season and beyond. We dig into the sweet spot for how far out to book flights, why Tokyo just jumped ahead of Paris as a top global destination, and how to take advantage of the cruise and all-inclusive boom. Sally also breaks down the truth about credit card rewards—why she carries 18 cards, which perks actually pay off, and why holding onto points too long can cost you. From packing hacks to avoiding lost luggage to the rise of luxury travel, this episode is packed with practical advice for anyone planning trips in the months ahead. Check out the Smart Travel Podcast Check out the Travel Nerd Newsletter This episode features a paid guest appearance by NerdWallet. We are not your financial or investment advisors. This nerdy info is provided for general educational and entertainment purposes and may not apply to your specific circumstances.We'll talk about some credit card companies that are NerdWallet partners in this episode, but that doesn't influence how we discuss them.Some offers may have expired by the time you're listening. For the latest details, follow the links in the episode description.

Airfares are down, hotel deals are back, and cruises are suddenly hot again. But knowing when to book and how to stretch your points is more confusing than ever. NerdWallet Travel Expert and co-host of the Smart Travel podcast Sally French joins us to cut through the noise with tips for the holiday season and beyond. We dig into the sweet spot for how far out to book flights, why Tokyo just jumped ahead of Paris as a top global destination, and how to take advantage of the cruise and all-inclusive boom. Sally also breaks down the truth about credit card rewards—why she carries 18 cards, which perks actually pay off, and why holding onto points too long can cost you. From packing hacks to avoiding lost luggage to the rise of luxury travel, this episode is packed with practical advice for anyone planning trips in the months ahead. ⁠Check out the Smart Travel Podcast⁠ ⁠Check out the Travel Nerd Newsletter⁠ This episode features a paid guest appearance by NerdWallet. We are not your financial or investment advisors. This nerdy info is provided for general educational and entertainment purposes and may not apply to your specific circumstances.We'll talk about some credit card companies that are NerdWallet partners in this episode, but that doesn't influence how we discuss them.Some offers may have expired by the time you're listening. For the latest details, follow the links in the episode description.

Before cohabiting, how do you talk about finances without conflict? Plus: the global forces pushing up your coffee and tea bill. Why are your daily coffee, tea, or matcha drinks costing more? What financial conversations should you have with your partner before signing a lease together? Hosts Sean Pyles and Elizabeth Ayoola explore rising beverage costs and relationship money talks to help you understand how tariffs, inflation, and personal values affect your wallet. Joined by NerdWallet's Anna Helhoski and editor Rick VanderKnyff, they begin with a discussion of global coffee and tea markets, with tips and insights on why tariffs and climate change are raising prices, how supply chains are shifting to new exporters, and what consumers can do to get their caffeine fix. Then, Sean and Elizabeth discuss how couples can navigate money conversations with each other before moving in together. They cover key issues like how to split expenses proportionally, why you need a personal emergency fund, and the importance of discussing debt, income, and financial values openly. Together they highlight strategies for handling conflict, aligning goals, and deciding whether (and when) to combine finances, to help couples set themselves up for financial and relational success. Survey: One in 10 Americans Would Never Date Someone with Credit Card Debt https://www.nerdwallet.com/article/finance/data-undateable-debt  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: rising coffee prices, tea prices rising, matcha shortage, matcha prices, tariffs on coffee, tariffs on tea, tariffs on matcha, climate change and coffee, climate change and tea, coffee inflation, tea inflation, rising coffee costs, why is tea expensive, matcha demand social media, U.S. coffee imports, Japan matcha exports, cost of Starbucks coffee, cost of matcha latte, moving in with partner finances, how to talk about money with a partner, financial conversations before moving in, splitting bills with partner, joint account vs separate accounts, sharing income with partner, debt in relationships, credit scores and renting, financial goals with partner, emergency fund before moving in, combining finances with a partner, money conflicts in relationships, high earner relationships, household expenses split, and moving expenses budgeting. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

English adventurer Oli France shares Tales of his treks to go from the lowest to highest points on each continent by human power alone.Mentioned in this episode:Check out the new Smart Travel Podcast.This week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel at the Link below:Smart Travel Podcast

Learn about banking blacklists and how to decide when sign-up bonuses are worth your time and money. Why might you get denied when trying to open a new bank account online, even if all your information is correct? When are bank account sign-up bonuses really worth pursuing? Hosts Sean Pyles and Elizabeth Ayoola explain how banks verify identities, what can cause account applications to fail, and how seasonal spending habits affect financial planning to help you better manage your cash flow and set realistic expectations. But first, they kick off the episode by discussing how summer expenses like weddings, vacations, utility bills, and back-to-school shopping can disrupt budgets, and how to prepare emotionally and financially for an expensive fall. Then, NerdWallet banking writer Margaret Burnett joins Sean and Elizabeth to discuss why banks sometimes block new account applications and how to navigate “banking blacklists.” She helps answer a listener's question about repeated online account denials, and together they walk through how verification systems work, what ChexSystems and Early Warning Services track, and how to clean up your record. They also break down when bank account sign-up bonuses are worth it, what fine print to watch for, and how to balance rewards with potential risks. Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header Best Bank Bonuses and Promotions of August 2025 (up to $3,000) https://www.nerdwallet.com/best/banking/best-bank-bonuses-and-promotions  What to Do if You're Listed in ChexSystems https://www.nerdwallet.com/article/banking/steps-to-clear-up-your-chexsystems-record Blocked From Getting a Bank Account? Learn About ChexSystems https://www.nerdwallet.com/article/banking/blocked-by-chexsystems-what-to-know Banks That Don't Use — or Will Look Past — ChexSystems https://www.nerdwallet.com/article/banking/banks-that-dont-use-or-will-look-past-chexsystems  Second Chance Checking Accounts Across the U.S. https://www.nerdwallet.com/article/banking/second-chance-checking  In their conversation, the Nerds discuss: bank account denied online, banking blacklist, ChexSystems, early warning services, bank sign-up bonus, bank bonuses, high yield savings account, verifying identity for bank account, blocked by bank, open bank account online problems, how to dispute ChexSystems, early warning services report, how to get off ChexSystems, bank fraud prevention systems, denied checking account, high risk banking customer, banking verification system, online bank application failed, identity mismatch bank account, checking account promotions, sign-up bonus fine print, taxable bank bonuses, 1099 bank bonus, avoiding bank account fees, managing multiple bank accounts, best banks for sign-up offers, credit union account opening, how to open checking account, banks that don't use ChexSystems, new bank account requirements, and bank promotions 2025. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Today we're sharing an episode from the Red Bull podcast: How to be Superhuman.   How To Be Superhuman is about pushing the limits of human potential, from conquering terrifying climbs and kayaking down jaw-dropping waterfalls to swimming the world's longest rivers, running through uncharted mountain kingdoms, and embarking on solo expeditions to the most remote corners of the globe. In each episode, host Rob Pope and the athlete dive into the physical and mental resilience behind these awe-inspiring feats, offering immersive storytelling and insights into overcoming the world's greatest challenges.  Today, extreme paraglider Tom de Dorlodot shares his passion for flying among the world's highest mountain peaks. Hear what it takes to paraglide at extreme altitude, the survival mindset required, and why the spirit of adventure keeps drawing him back to unforgiving terrain.   If you like this episode, you're going to love the full series. Check it out, where you listen to podcasts!  Apple Podcasts Spotify redbull.com Head to instagram.com/redbulladventure for more superhuman content FOLLOW US: Instagram: ⁠@armchairexplorerpodcast⁠ Facebook: ⁠@armchairexplorerpodcast⁠ Newsletter: ⁠armchair-explorer.com⁠ If you enjoy the show, please subscribe on whatever podcast player you're reading this on right now. Go on, do it! It helps us grow the show and continue to bring inspiring travel stories your way. SPONSORS: This episode is brought to you by BetterHelp. Give online therapy a try at betterhelp.com/ARMCHAIR and get on your way to being your best self. This week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel at the link below: https://link.chtbl.com/r7CGsP51 CREDITS: Armchair Explorer is produced by ⁠Armchair Productions⁠.  Aaron Millar wrote and presented the show, Charles Tyrie did the audio editing and sound design. Jason Paton is our lead producer, and our theme music is by the artist ⁠Sweet Chap⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

Full YT Version: https://youtu.be/D4RjJe8BTUI?si=oaqNzqT4jSIQq7KoJoin us for a full review of our luxurious stay at the Kimpton Grand Roatan in Honduras. From bungalows with outdoor showers to a world-class spa tucked in the jungle, we cover everything you need to know — including the exact points strategy we used to save hundreds on this 5-star experience.

The Nerds debut a new Budget Rehab segment, dissecting a real family's budget to reveal strategies for saving more, investing smarter, and managing lifestyle costs. Plus: tariffs' role in rising auto insurance. Why are auto insurance premiums continuing to climb, and what do tariffs have to do with it? How can a real family adjust their budget to meet their financial goals? Hosts Sean Pyles and Elizabeth Ayoola debut a new Budget Rehab segment, where they take a hands-on approach to evaluating a listener's finances. But first, they're joined by senior news writer Anna Helhoski and insurance Nerd Andrew Hurst to unpack the forces driving auto insurance costs higher in 2025. They discuss how tariffs on imported parts, inflation, and more expensive claims are putting pressure on premiums—and what drivers can do to find competitive rates in a shifting insurance market. Then Sean and Elizabeth are joined by Garrett, a listener who receives the first “Budget Rehab” on Smart Money. They walk through his family's finances step by step, from a stretched grocery bill and drained emergency fund to the challenges of saving while raising a young child. The conversation covers how Garrett and his wife can rebuild their financial cushion after buying a new car, prepare for the possibility of living on one income, and expand retirement savings through tools like IRAs and solo 401(k)s. Along the way, they highlight practical strategies for balancing wants and needs while still leaving room for joy in the family budget. Inspired to navigate your finances with an advisor? Use NerdWallet Advisors Match to find vetted professionals today at https://www.nerdwalletadvisors.com/match  NerdWallet Wealth Partners is a fiduciary online financial advisor, offering low-cost, comprehensive financial advice and investment management: https://nerdwalletwealthpartners.com/  Rates for auto and homeowners insurance have been on the rise. NerdWallet's here to help consumers navigate those changes: https://www.nerdwallet.com/insurance/data#auto-insurance  Use NerdWallet's free retirement calculator to check your progress, see how much retirement income you'll have and estimate how much more you should save: https://www.nerdwallet.com/calculator/retirement-calculator Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: budget rehab, household budget planning, how to use 50/30/20 budget, family budget with one income, rebuild emergency fund, self-employed budgeting tips, budgeting for stay at home parents, budgeting for a baby, how to save on groceries, Costco vs Trader Joe's groceries, reducing travel expenses, retirement savings for self-employed, IRA contribution limits, rising auto insurance costs 2025, auto insurance tariffs, car insurance premiums 2025, supply chain car parts, reinsurance premiums, weather-related claims auto insurance, social inflation insurance, state auto insurance increases, and comparing car insurance rates. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

A year teaching English in South Korea inspired Eryn Gordon to create her own travel blog/guide, EarthToEditorial.com.Mentioned in this episode:Check out the new Smart Travel Podcast.This week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel at the Link below:Smart Travel Podcast

Balancing leadership, motherhood, and startup life takes more than time management—it takes clarity of purpose and the courage to lead differently. In this episode, Amanda DeLuca, Founder & CEO of Riley, shares how clarity, empathy, and lived experience have shaped her journey from leadership roles at Google, Eventbrite, NerdWallet, and Etsy to launching a parenting platform that meets families where they are. You'll hear how Amanda transformed the challenges of early motherhood into a mission-driven business, built a culture of trust in high-growth environments, and learned to protect her priorities without losing momentum. Tune in to discover how to turn personal insight into innovation, lead with empathy and accountability, and navigate life's most demanding seasons with purpose. Visit our website where you will find show notes and links to all the resources in this episode, including the best way to get in touch with our special guest. The key moments in this episode are: [00:00] Introduction to Beyond Barriers Podcast [00:27] Empowering Failure and Innovation [01:17] Meet Amanda DeLuca: Career Journey [05:00] The Birth of Riley: Solving Parenting Challenges [13:23] Decision Making: Hats, Haircuts, and Face Tattoos [18:11] Leadership and Personal Growth [22:41] Balancing Public and Private Life [27:21] Balancing Work and Family Life [24:42] Leadership Lessons from Mentors [30:54] Handling Criticism and Emotional Reactions [33:14] Daily Rituals and Family Time [34:09] Empowerment Through Parenthood [37:53] Advice to My Younger Self [44:18] Lightning Round and Final Thoughts

“The first time I entered here I was 18 years old…I'd always heard about the Pendleton Roundup, it's just iconic. I was driving in thinking, I've made it, you know, I've made it” “You can name any sport, basketball, football, whatever. [Rodeo] just isn't that way. These events started and evolved from ranching. They've molded it into a sport, and that's just outta cowboy try. I have a ranch, Pat has a ranch, and for the people that watch ‘Yellowstone', that's a lot like his place.” Welcome back to Pendleton, Oregon, home of the world-famous Roundup that we covered in a previous episode. While saddle broncs bucked and thousands cheered outside, we snuck into a storage room for kegs and liquor to interview two absolute legends in rodeo. Butch Knowles of the Pro Rodeo Hall of Fame, 1988 Olympics USA Gold Medal Team, who spent decades broadcasting with the NFR. And Pat Nogle, a bulldogging champion with a collection of medals and records that stand to this day. The conversation was full of bawdy tales and laughter, but also deep introspection on what western culture means to actual ranchers like them, and also to the 50,000 fans that come to Pendleton every September.  LET ‘ER BUCK! If you haven't already, go back and listen to ‘Let ‘er Buck! Broncos, Steers, Whiskey & Beer at the Pendleton Roundup.' And remember, you can see all of this yourself! Go to PendletonRoundup.com for details and take our advice: book early! Plan your next Oregon adventure at TravelOregon.com Thank you to the guests featured on the show: Pat Nogle and Butch Knowles This series was produced by Armchair Productions, the audio experts for the travel industry.  SPONSORS: This episode is brought to you by BetterHelp. Give online therapy a try at ⁠betterhelp.com/ARMCHAIR⁠ and get on your way to being your best self. This week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel at the link below: ⁠https://link.chtbl.com/r7CGsP51 Find out more at armchair-productions.com Brian Thacker led our pre-production, Charles Tyrie assisted on audio editing, and the episode was recorded by Jason Paton who also wrote and co-produced along with host Aaron Millar.  Learn more about your ad choices. Visit megaphone.fm/adchoices

In this mid-year money check-in, Mosheh is joined by Sean Pyles and Elizabeth Ayoola, co-hosts of NerdWallet's Smart Money Podcast, to tackle the questions we're all asking: How do the latest economic headlines actually affect my wallet? From tariffs and grocery bills to debt, side hustles, and retirement planning, they break down practical ways to navigate an unpredictable economy without losing your sanity - or your savings. Their conversation covers everything from stretching your back-to-school budget to finding side hustles that make sense for your skills, to why an emergency fund is your financial life jacket. You'll also hear tips on tackling debt faster, setting realistic goals, making smart investments (without falling for shiny distractions), and pivoting your plans when life throws a curveball. If money stress has been holding you back, this episode is packed with the tools, mindset shifts, and strategies you need to reset and make the rest of 2025 count._________________________ NerdWallet's Mid-Year Financial Goals Check-In Report NerdWallet's Smart Money Podcast We are not your financial or investment advisors. This nerdy info is provided for general educational and entertainment purposes and may not apply to your specific circumstances. This episode features a paid guest appearance by NerdWallet.

In this mid-year money check-in, Mosheh is joined by Sean Pyles and Elizabeth Ayoola, co-hosts of NerdWallet's Smart Money Podcast, to tackle the questions we're all asking: How do the latest economic headlines actually affect my wallet? From tariffs and grocery bills to debt, side hustles, and retirement planning, they break down practical ways to navigate an unpredictable economy without losing your sanity - or your savings. Their conversation covers everything from stretching your back-to-school budget to finding side hustles that make sense for your skills, to why an emergency fund is your financial life jacket. You'll also hear tips on tackling debt faster, setting realistic goals, making smart investments (without falling for shiny distractions), and pivoting your plans when life throws a curveball. If money stress has been holding you back, this episode is packed with the tools, mindset shifts, and strategies you need to reset and make the rest of 2025 count._________________________ ⁠NerdWallet's Mid-Year Financial Goals Check-In Report⁠ ⁠NerdWallet's Smart Money Podcast⁠ We are not your financial or investment advisors. This nerdy info is provided for general educational and entertainment purposes and may not apply to your specific circumstances. This episode features a paid guest appearance by NerdWallet.

Is tapping your home equity ever a smart way to reset your finances? One listener's story reveals what to weigh before selling. Should you sell your house to wipe out credit card debt and start over? What are the hidden trade-offs when using home equity to eliminate debt? Hosts Sean Pyles and Elizabeth Ayoola talk with a listener navigating $55,000 in debt while managing a rental property, weighing whether a sale could lead to long-term stability or a missed opportunity. But first, senior news writer Anna Helhoski shares insights from her conversation with Erin El Issa, a senior data writer at NerdWallet, about a new report on back-to-school spending, including actionable tips for saving money on school supplies amid inflation, tariffs, and social pressures. Then, Sean and Elizabeth answer a listener's question about whether selling their home is the right move to eliminate $55,000 in debt and build a fresh financial start. They explore how to evaluate the trade-offs between long-term equity and short-term relief, model future cash flow with or without rental income, and factor in tax consequences from withdrawing retirement funds or timing a home sale. Take the Smart Money Podcast Listener Survey 2025 and enter to win a prize! https://nerdwallet.com/podsurvey  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header What You'll Learn in This Episode

Is retiring in your 50s actually realistic for everyday Americans? According to a recent NerdWallet survey, the average target retirement age for households earning $100,000+ isn't 65—it's 58. And these aren't tech moguls or lottery winners. They're teachers, small business owners, and dual-income couples who've steadily built their nest eggs and now want to enjoy their healthy, active years while they can. But retiring in your 50s requires a very different kind of plan. One that accounts for early withdrawal penalties, health insurance gaps, and delayed Social Security. These obstacles are the "triple threats" of early retirement. In today's episode, I'll share how to combat them and provide a simple 5-step process for turning your retirement vision into a reality.  *** SCHEDULE A COMPLIMENTARY DISCOVERY CALL: Looking to hire a retirement and tax planning expert? We help 100+ families across the country navigate retirement, optimize investments, and reduce taxes.

Some say the secret to a great trip is preparation. As travelers wind down their summer vacations, it's time to start thinking about fall. NerdWallet's Smart Travel podcast co-host Sally French helps us stay ahead of the curve by sharing a few travel savings tips for the upcoming season.  

How to protect your credit from medical debt and choose the right way to save for a home down payment. How does medical debt affect your credit score? What accounts can you use to save for a house down payment? Hosts Sean Pyles and Elizabeth Ayoola discuss the recent reversal of a Consumer Financial Protection Bureau rule that would have removed medical debt under $500 from credit reports and explore the consequences for consumers. Joined by senior news writer Anna Helhoski and guest Rohit Chopra, former director of the Consumer Financial Protection Bureau, they explain why the rule was proposed, what the legal ruling means for borrowers, and what consumers can do to protect themselves. They share insights on why the CFPB is vital to maintaining financial fairness and what the agency's dormancy could mean for future protections. Then, housing Nerd Kate Wood joins Sean and Elizabeth to discuss how to save for a home in today's high-cost, high-interest-rate housing market. They dig into what emergency fund you should consider having before buying a house, how to choose between high-yield savings accounts and CDs, and why the 20% down payment myth could be holding you back. The conversation also covers how much you really should save (spoiler: it's more than just your down payment), why closing costs are often misunderstood, and how first-time buyers can explore down payment assistance programs that offer real help. NerdWallet's list of the best high-yield savings accounts: https://www.nerdwallet.com/best/banking/high-yield-online-savings-accounts  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: medical debt and credit scores, saving for a down payment, CFPB medical debt rule, how to save for a house, down payment assistance programs, how medical debt affects credit, CFPB rule overturned, home buying costs, closing costs calculator, how much to save for a house, best high yield savings accounts, down payment myths, private mortgage insurance explained, how much to put down on a house, 20% down payment myth, CD ladder strategy, high yield CD rates, CD vs savings account, home equity from appreciation, real estate agent commission changes, home maintenance budgeting, how to avoid PMI, how to get rid of PMI, what is PMI, CFPB complaint database, checking credit reports, how to prequalify for a mortgage, how to calculate closing costs, state housing authority grants, and first-time homebuyer programs. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices