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Hear about travel to Uzbekistan and Turkmenistan and the annual Amateur Traveler trip as host Chris Christensen and guest Bill Abbott talk about a tour to 2 of the 5 'Stans in Central Asia. This week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Why should you go to Uzbekistan and Turkmenistan? Chris says, "In this area, you can stand in these beautiful cities that date back over two thousand years. This is a trip through some of the great crossroads of world history: Persian empires, Silk Road merchants, Turkic tribes, Mongol armies, Timurid architects, Russian generals, Soviet planners, and two very different modern countries. This is not the edge of the map as we tend to view it, but historically, it's the middle of the map." In this episode of Amateur Traveler, we celebrate episode 1,000 with a trip through Central Asia to Uzbekistan and Turkmenistan. The episode follows a G Adventures trip, Best of Uzbekistan and Turkmenistan, with a small group of Amateur Traveler listeners. ... https://amateurtraveler.com/travel-to-uzbekistan-and-turkmenistan/ Learn more about your ad choices. Visit megaphone.fm/adchoices

There is a place at the top of the world where the land runs out, a sheer thousand-foot cliff rising straight from the Arctic Ocean, and nothing beyond it but open sea all the way to the North Pole. This is the North Cape - the northernmost point of continental Europe and getting there means sailing one of the most spectacular coastlines on Earth. From Oslo, we travel north through towering fjords and fishing villages so remote the ship is their only connection to the outside world. We pass the Lofoten Islands rising like a mountain range planted in the middle of the ocean, Alta - nicknamed the Northern Lights City - and on into the deep Arctic silence of Finnmark. Norway's coast is not just beautiful. It is staggering.The Northern Lights wait for us there too. The Sami called them Govsov - the light you can hear, the light that speaks. Science calls them solar particles colliding with the earth's atmosphere. But standing beneath them, none of that matters. What you are seeing is the invisible touch of our sun, raining down in colour all around you - and it is unlike anything you have ever experienced before.Join host Aaron Millar, and two expert guests, as we set sail on the North Cape Line with the legendary adventure ships of Hurtigruten. This is more than an expedition cruise, it is a journey to the edge of the world along one of the most awe-inspiring coastlines in the world in search of the Aurora at its most breathtaking.Produced in Armchair Explorer's signature documentary style, this immersive audio adventure is designed not just to let you hear what it's like to chase the Northern Lights along the Norwegian coast - but to feel it.Highlights include:Sailing the Trollfjord - a fjord so narrow it feels like you could reach out and touch the mountains on either side, sheer walls of rock and snow rising straight from the water around you.Standing at the North Cape - the northernmost point in Europe where beyond the cliff edge there nothing but the Arctic Ocean, all the way to the North Pole.Sitting inside a Sami Lavvu - warm with firelight and wood smoke - hearing stories, sharing food and listening to yoik, the ancient song form where every melody carries the spirit of a specific person, animal or place.Husky sledding into the Arctic wilderness - the moment the dogs stop barking, set off, and everything goes utterly silent. Just you, the animals, and the snow.The food of Norway's coast - fresh Arctic cod from the world's largest cod fishery in Lofoten, king crab hauled from the icy waters of Finnmark and cooked within the hour, cheese from a family farm whose recipes are 300 years old, and wild herbs foraged from cliff edges above the fjords.The Aurora itself - the crowning corona, where the lights rain down in every direction around you - “like taking a dream out of your head and placing it into the sky”FIND OUT MOREProduced in collaboration with Lonely Planet: LonelyPlanet.comThis journey is run by expedition cruise company Hurtigruten, whose ships have sailed this coastline for generations. This is what they promise: If you're on one of their 11-day or longer voyage during the Auroral season and the Lights don't appear, they'll give you another chance on a future sailing at no extra cost.Find out more at hurtigruten.comConnect with expert Aurora chaser Tom Kerss at TomKerss.com or follow him on Instagram at @tomkerssThank you also to Andre Pettersen, the man behind Hurtigruten's extraordinary food and community connections along the Norwegian coast.Know Someone Who Needs This?If this episode lit something up in you, do me a favour - send it to just one person. One friend, one family member, one person who needs a little wonder in their life right now. Or go old school and tell someone about it over a cheeky pint. Every single share genuinely moves the needle.Hit the share button in your podcast app - it takes about ten seconds, and helps us continue to bring these stories to you.FOLLOW US: Instagram: @armchairexplorerpodcast Facebook: @armchairexplorerpodcastCONNECT WITH US: If you enjoy the show, please subscribe on whatever podcast player you're reading this on right now. Go on, do it! It helps us grow the show, and means you won't miss an episode (we've got some good ones coming up!).Armchair Explorer is written and presented by Aaron Millar. Audio editing and sound design by Charles Tyrie. Theme music by Sweet Chap. Produced by Armchair Productions. Find our other shows at Armchair-Productions.com Mentioned in this episode:Check out all of our other travel podcasts from around the worldThis podcast is part of the Voyascape Network, a collection of some of the world's best travel podcasts. Explore more at Voyascape.com. For advertising or sponsorship opportunities across the network, see the link below.Voyascape Podcast NetworkCheck out the Smart Travel PodcastThis week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel at the Link below:Smart Travel Podcast

Learn what the AI IPO boom could do to reshape your index funds and how to fund years of grad school with no income. With SpaceX set to debut as the biggest IPO in history — and OpenAI and Anthropic filing to follow — what does this landmark moment in the markets actually mean for your portfolio? Senior news editor Rick VanderKnyff and investing writer Sam Taub join hosts Sean Pyles, CFP®, and Elizabeth Ayoola to break down the latest AI IPO news. They discuss what makes SpaceX's offering the largest public offering ever, what the historical track record of IPOs says about buying in at the opening price, and a quietly consequential change to index fund inclusion rules that could leave passive investors with a far bigger stake in mega-cap AI companies than they anticipated. They also explain what direct indexing is and how it could give you more control over what lands in your portfolio. How do you manage your money when you're leaving a career to spend up to three years in graduate school with no income? Sean and Elizabeth tackle a listener's detailed, multi-part question about funding a $117,000 occupational therapy doctorate. They explore whether a Roth IRA conversion could be a smart way to capitalize on low-tax years before graduation, what the new federal student loan borrowing caps under the One Big Beautiful Bill Act mean for graduate students' funding plans, how deferring an existing $17,000 in student debt could play out over time, and what to weigh before earning money on the side while in school. Subscribe to our podcast's free email newsletter for bonus content and more from our hosts at https://smartmoney-nerdwallet.beehiiv.com/  Sign up for MoneyNerd, NerdWallet's free weekly newsletter, for tips on watching the 2026 World Cup for free: https://moneynerd-nerdwallet.beehiiv.com/  What Is the New Repayment Assistance Plan (RAP) for Student Loans? https://www.nerdwallet.com/student-loans/learn/what-is-the-new-repayment-assistance-plan-rap-for-student-loans  Direct Indexing: What It Is, How It Works https://www.nerdwallet.com/investing/learn/direct-indexing  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

After losing her job, Kelly Peeler made a bold decision: she bought and renovated a home on the Greek island of Milos—with no prior experience—and transformed it into an art residency designed for women to rest, create, and connect.Kelly shares how burnout and years of living nomadically across Europe led her to Greece, why she chose Milos, and the vision behind building a global ecosystem for female artists.We also dive into the practical side of making a move like this, including what it takes to buy property in Greece as a foreigner, how she searched for homes abroad, and what surprised her most about the cost of living, healthcare, and everyday life.If you've ever dreamed about moving abroad, starting over, or designing a life that feels more aligned with who you are today, this conversation will leave you inspired to think bigger about what's possible.Want to build your own art residency? Kelly is hosting a LIVE workshop sharing key mistakes to avoid before you spend a cent and how to map out clear next steps for your specific situation. Learn more here.Connect with Kelly PeelerArt Residency Builder Workshop: https://www.kellypeeler.com/residency-builder-workshopFollow on Instagram: @kellypeeler (Link: https://www.instagram.com/kellypeeler/)Threads: https://www.threads.com/@kellypeelerOther Episodes You'll Love How To Plan an Adult Gap Year with Stephanie Perry - Episode 49How To Teach Oversees with Adrienne M. Walker - Episode 129Connect With Danielle Desir Corbett Website: www.thoughtcard.com Instagram: @thedaniellecorbettThreads: @thedaniellecorbettWork With Me:Email thethoughtcard@gmail.com for brand partnerships and business inquiries.Resources & Recommendations: ➡️ Find cheap flights from the U.S. and Canada with Thrifty Traveler Premium➡️ Sign up for a high-yield savings account with Ally Bank➡️ Sign up for Rakuten and earn $50 cash back on purchases➡️ Earn more points and miles from your credit card with CardPointersSupport the Show Directly:Support The Thought Card Podcast by leaving a rating and review in your favorite podcast app like Apple Podcasts or Spotify.Your feedback makes it easier for new listeners to discover our thoughtful conversations about travel, money, and building a life you love.If you enjoyed this episode, share it with a friend or family member.Mentioned in this episode:Check out all of our other travel podcasts from around the worldThis podcast is part of the Voyascape Travel Network, that brings together the world's best travel podcasts. You can find all of our podcasts from around the world at Voyascape.com. Voyascape Podcast NetworkCheck out the Smart Travel PodcastThis week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel at the Link below:Smart Travel Podcast

The June 2026 housing market update reveals why waiting for a dramatic market shift may be keeping first-time homebuyers from opportunities available right now.Many first-time homebuyers are still waiting for mortgage rates to fall or home prices to drop, but the 2026 housing market continues to show only gradual changes. While prices, rates, and demand remain relatively stable, seller concessions, price reductions, and increased inventory are creating new opportunities for prepared buyers. This episode breaks down the latest housing data, explains why low inventory remains the biggest factor affecting affordability, and highlights practical strategies buyers are using to purchase homes despite today's challenges. Learn why education, planning, and understanding your options may be more valuable than trying to perfectly time the market.“The biggest mistake I see is almost never somebody buying a home at the wrong time. It's almost always people waiting too long to start learning about their options.” — David Sidoni, First Time Homebuyer CoachHighlightsAre mortgage rates and home prices really changing enough to justify waiting for a better market?Why are seller concessions, price reductions, and new construction creating opportunities for first-time homebuyers in 2026?How are FHA and VA buyers finding affordable paths to homeownership despite higher interest rates?What strategies are helping informed buyers move forward while others remain stuck on the sidelines?Referenced Episodes426 – Lowering Your Down Payment – Financially Prepare to Buy Your First Home – Pt. 7440 – First Time Homebuyer Playbook (Part 1): Rent Replacement Strategy441 – First Time Homebuyer Playbook (Part 2): The Last Lease Ever443 – First Time Homebuyer FAQ: What Can I Actually Afford in 2026?457 – First Time Homebuyers: Buy or Wait in 2026? (March Housing Market Update)460 – Rent vs Buy in 2026: Are First Time Homebuyers Crazy?462 – How to Win a Bidding War as a First Time Homebuyer - 50 Expert Tips (Spring 2026)464 – This ONE Myth is Killing First Time Homebuyers in 2026468 – Scouting Home Listings Like a Pro - First Time Homebuyers Guide (2026)469 – Putting a Plan into Action - First Time Homebuyers vs. High Cost of Living 2026470 – Effective Solutions to Get UNSTUCK - First Time Homebuyers vs. High Cost of Living 2026474 – WARNING: “Step by Step” Lists for First Time Homebuyers – Can You Trust Them? (Zillow, Best Money, NerdWallet…etc.)479 – Can You Buy Your First House Solo? (Women Are Taking the Lead)483 – Top 10 Mortgage Questions Every First Time Homebuyer Needs Answered485 – Timing the Market as a First Time Homebuyer488 – 8 First Time Homebuyer Tips to Beat High Interest Rates489 – 2026 Housing Affordability Update for First Time HomebuyersCheck out our updated 2026 First Time Homebuyer's Episode Guide - Over 100 of our BEST Episodes of Detailed Homebuying Knowledge, Interviews, and MORE! Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, in

“You stand at the edge of the boat - and you take a giant stride into the unknown.”Today we're chatting with Pier Nirandara, a bestselling author, film producer, SCUBA diver and underwater photographer. She's dedicated her life to sharing the beauty and importance of this marine world about which we still know so little. With her work in photography, writing, and more, she's also helping to shape a new generation of divers and ocean advocates from all corners of the world.In the episode, you'll hear about the dive that changed her life and stopped her career path in its tracks; how it feels to share the water with some of the world's rarest, most ancient sea creatures; and why exploring the ocean and encountering marine wildlife is more important than ever. This episode will inspire and move you to consider all the life that exists beneath the water's surface - and what we owe to it.FIND PIERFollow Pier on Instagram (@piersgreatperhaps) and Facebook, or visit her website at piernirandara.com to find her amazing photography, articles, books, TED Talk, and more. She also leads snorkeling and diving expeditions all around the globe, so if you want to experience some of the adventures you heard in the episode firsthand, you can find those on her website too.SPONSORSTHANK YOU to our amazing sponsor, The North Face, for supporting this episode! When you wear The North Face, it's more than a jacket…it's the calling to get out there and explore. Find your next fleece, parka, or winter jacket at thenorthface.com.And thank you to our other sponsor, Juggernaut Wines! Get four bottles of their delicious wines delivered to your home for only 1 cent in shipping costs. Just head over to juggernautwines.com and use code ARMCHAIR21.SOCIALShare the show with your friends! Follow @armchairexplorerpodcast across Instagram and Facebook, and check out Armchair Explorer (www.armchair-explorer.com) for background videos, photos and more on each episode. And please hit that follow button to support the show!CREDITSThis episode was produced by Armchair Productions. Find our other shows at armchair-productions.com. Jenny Allison wrote and produced this episode, along with host and producer Aaron Millar. Charles Tyrie did the audio editing and sound design. Theme music written by the artist Sweet Chap.Mentioned in this episode:Check out all of our other travel podcasts from around the worldThis podcast is part of the Voyascape Network, a collection of some of the world's best travel podcasts. Explore more at Voyascape.com. For advertising or sponsorship opportunities across the network, see the link below.Voyascape Podcast NetworkCheck out the Smart Travel PodcastThis week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel at the Link below:Smart Travel Podcast

Hear about travel to Umbria in Italy as the Amateur Traveler talks to Katerina Ferrara, the author of the Ultimate Festival & Travel Guide Umbria. This week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Why should you go to Umbria? Katerina says, "Travelers should include Umbria in their plans because the hill towns feel just completely suspended in time. These are beautifully preserved places that stay off the main tourist track because the region has no major airport, and the high-speed trains are limited. But if you get there, you can really enjoy some time in the small towns as well as in nature." "There are incredible hikes and pilgrimage trails, like the Way of St. Francis, that also work for cyclists. So if you've been to Tuscany and loved it, to me, Umbria should be your next stop. Everything you came to is here. It's got fresco churches, olive oil, wine, truffles, and no crowds. There's no coaches bringing giant tours. And also the prices are excellent. Lodging in Umbria costs a fraction of what you're going to pay in Florence, Rome, or Venice." Katerina's Recommended Umbria Itinerary Katerina recommends a one-week Umbria itinerary by car, starting from Rome Fiumicino Airport, then driving north into Umbria. Her core route is: Rome → Orvieto → Assisi → Gubbio, with day trips from each base. ... https://amateurtraveler.com/travel-to-umbria/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Most people learn about money the hard way. In this episode, I sit down with Beth Kobliner, personal finance journalist and New York Times bestselling author of Get a Financial Life: Personal Finance in Your 20s and 30s and Make Your Kid a Money Genius (Even If You're Not), to talk about how to build a strong financial foundation before the real world hits. Beth shares her journey from ghostwriting for pioneering personal finance columnist Sylvia Porter to writing for Money magazine, and why the core principles she has taught for decades still hold up today. From avoiding credit card debt to grabbing your 401k match, the fundamentals matter more than ever. She also breaks down the new threats facing young people, from buy now pay later traps to online gambling and social media money influencers, and shares her current passion project bringing a free financial literacy curriculum to New York City public schools. In this episode, Beth Kobliner shares: Foundational money moves for young adults, including high-yield savings accounts, index funds, and 401k matching The biggest updates in the new edition of Get a Financial Life and why the basics still win How to protect yourself from modern financial traps like gambling apps, buy now pay later schemes, and crypto hype Why financial literacy education in high schools is more urgent than ever and how to bring it to your school for free + more! What's New in the Paperback Edition of Your Journey to Financial Freedom: A bonus chapter: When Life Happens: Staying on the Path to Financial Freedom Through Setbacks, Shifts, and Uncertainty A book club and discussion guide with prompts, exercises, and action steps Updated corrections from the original hardcover Exclusive bonuses when you The Fire Starter Course The Find Your FIRE Number Worksheet Other related blog posts/links mentioned in this episode: Get a Get a Financial Life: Personal Finance in Your 20s and 30s and Make Your Kid a Money Genius (Even If You're Not) Get a Financial Life NYC curriculum: getafinanciallifenyc.com Student Loan Simulator: studentaid.gov High-Yield Savings Account Comparison: bankrate.com NerdWallet: nerdwallet.com Check out the FIRE Calc Get your paperback edition of Your Journey To Financial Freedom if you haven't already. Apply to Share Your Journeyer Story, here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here! Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Beth: Website: bethkobliner.com Instagram: @BKobliner Facebook: @BethKobliner Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

Learn whether Robinhood Gold Card's 3% cash back and investing perks are worth the waitlist and membership cost. Is the Robinhood Gold Card the rare credit card that could put your rewards directly to work in a brokerage account? Sean Pyles, CFP®, and Elizabeth Ayoola are joined by NerdWallet credit card writer Melissa Lambarena to examine what makes this card stand apart: an uncapped 3% flat-rate cash back on all purchases, 5% back through Robinhood's travel portal, and the ability to redeem rewards as a deposit into a Robinhood brokerage account. They dig into who the card could work for (and who it definitely isn't right for), how the required Robinhood Gold membership factors into the value equation, what the card's high APR could mean for your rewards if you carry a balance, and how the ongoing waitlist came to exist and how long it could last.  They also walk through how to weigh this card against alternatives like the Chase Freedom Flex, Capital One Savor, Wells Fargo Active Cash, and Chase Sapphire Preferred, to help you figure out which card might deliver the most value for your spending habits and financial goals. Card benefits, terms and fees can change. For the most up-to-date information about cards mentioned in this episode, read our reviews:  5 Things to Know About the Robinhood Gold Card  Atmos Rewards Ascent Review: Well Worth $95 a Year Chase Sapphire Preferred Review: Strong Option for Travel Rewards American Express Platinum Review: Top-Notch Lounge Access, Big Credits  Chase Freedom Flex: Multiple Bonus Rewards in One Card  Capital One Savor Review: Foodie-Focused Rewards, for No Annual Fee Wells Fargo Active Cash Card Review: 2% Cash Back With a Bonus Fidelity Rewards Visa Review: 2% Back for Your Nest Egg Citi AAdvantage Executive Review: Your Key to the Club 5 Things to Know About BMW Credit Cards 5 Things to Know About the T.J. Maxx Credit Card Subscribe to Smart Money, our podcast's weekly email newsletter, at https://smartmoney-nerdwallet.beehiiv.com/ And you can find other NerdWallet newsletters at https://www.nerdwallet.com/finance/news/newsletter-signup Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to this special episode where I am on the other side of the mic!I recently joined the Temporary Locals Podcast to share my experience travelling through the fascinating Himalayan kingdom of Bhutan. In this conversation, we dive into what makes Bhutan one of the most unique travel destinations on Earth, from its strict tourism policies and sustainable tourism model to its rich Buddhist culture and breathtaking mountain scenery.We discuss the realities of planning a trip to Bhutan, including costs, guided tours, and the famous Sustainable Development Fee. I share stories from hiking to the iconic Tiger's Nest Monastery, staying with a local family in a traditional homestay, attending Bhutanese festivals, exploring the capital Thimphu, and experiencing the country's deep spiritual culture.Along the way, we talk about Bhutanese food, local customs, mountain life, and even the surreal experience of flying home on the same flight as the King and Queen of Bhutan. If you've ever wondered what it's really like to visit one of the world's most exclusive and mysterious countries, this episode is packed with practical advice, cultural insights, and memorable travel stories.Temporary Locals' ShownotesIn this episode, Jared and Megan welcome travel vlogger James Hammond to discuss his recent trip to Bhutan. They explore Bhutan's unique culture, geography, and the requirements for visiting this lesser-known Himalayan destination. James shares his experiences hiking to the famous Tiger's Nest Monastery, staying with a local family, interviewing a Lama, nightlife of Thimphu and ending up on the same flight as a King.Please check out Megan and Jared's Temporary Locals Podcast below. I love their style, content and approach to travel.Apple Podcasts - https://podcasts.apple.com/ca/podcast/temporary-locals-podcast/id1845249694Spotify - https://open.spotify.com/show/3pQ3gIDSRfd4Ep9zqZ2YoK?si=f4997bb0755b4997YouTube - https://www.youtube.com/@TemporaryLocalsPodcastSupport Winging It Travel PodcastIf you enjoyed this episode:⭐ Leave a 5-star rating or review on your podcast app☕ Support the show at buymeacoffee.com/wingingit

Hear about travel to Delaware as the Amateur Traveler talks to Dannelle Gay from the Traveling Cheesehead about her recent visit to The First State. This week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Why should you go to Delaware? Dannelle says, "If you are a foodie, if you're a history buff, if you're a beach person, there are so many different reasons. If you're into military history or you get into aircraft World War II history, any of that, it is such an amazing place to visit. Yes, it's the first state, but there was so much more that I learned when I was there." Suggested Delaware Itinerary Fly into Philadelphia, then drive or take an Uber to the Wilmington / Christiana area. Dannelle stayed at the Hilton Wilmington/Christiana and liked it as a central base because Delaware is small enough that you can head north or south from there without changing hotels. Day 1: Arrive and Base in Wilmington Learn more about your ad choices. Visit megaphone.fm/adchoices

Learn what generational spending data reveals and what to do when fear is keeping $200K in savings from growing. What do the stereotypes about each generation's finances actually get wrong? Sean Pyles, CFP®, and Elizabeth Ayoola kick off the episode with senior news writer Anna Helhoski and NerdWallet data writer Kurt Woock, who breaks down a new study analyzing federal Consumer Expenditure Survey data spanning decades of American spending. They explore why housing costs follow a U-shaped curve that could hit hardest in retirement — not just in young adulthood — why the real expense of owning a car isn't the car payment, and how healthcare spending could triple as a share of your income in your later years, just as earnings begin to decline. When is having $200,000 in savings actually working against you? Sean and Elizabeth welcome Kat from Virginia, who has maxed out her 401(k), opened 529 accounts for her kids, and accumulated $200,000 in cash — but is too anxious to touch any of that cash. Joined by Ryan Sterling, CEO of NerdWallet Wealth Partners, they dig into how financial anxiety develops, how to determine the right size for your emergency fund, and what steps could help you move from hoarding cash to building real long-term wealth. NerdWallet Wealth Partners, LLC is an affiliate of NerdWallet Inc. NerdWallet Wealth Partners is a fiduciary online financial advisor, offering low-cost, comprehensive financial advice and investment management. Learn more at nerdwalletwealthpartners.com/smart  Data: Massive Survey Shows How Generations Spend Money https://www.nerdwallet.com/finance/studies/generational-spending-CES  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Is travel blogging dead or does it just look different today? Michelle Jensen of Travel HerStory shares what it actually takes to make money as a travel blogger. From earning her first $100 to building sustainable income streams through ads and affiliate marketing, Michelle highlights the realities behind turning a blog into a profitable side hustle or full-time business.If you've ever wondered whether travel blogging is still worth pursuing, this episode is for you.Connect with Michelle JensenWebsite: https://www.travelherstory.com/ Follow on Instagram: @travelherstory (Link: https://www.instagram.com/travelherstory)Threads: https://www.threads.com/@travelherstory Other Episodes You'll Love How To Become a Travel Blogger with Christopher Mitchell - Episode 52Lucrative Side Hustle Ideas with Daniella Flores - Episode 72Connect With Danielle Desir Corbett Website: www.thoughtcard.com Newsletter: ​​https://thethoughtcard.substack.com/ Instagram: @thedaniellecorbettWork With Me:Email thethoughtcard@gmail.com for brand partnerships and business inquiries. Resources & Recommendations: ➡️ Find cheap flights from the U.S. and Canada with Thrifty Traveler Premium ➡️ Sign up for a high-yield savings account with Ally Bank➡️ Sign up for Rakuten and earn cash back on purchases➡️ Earn more points and miles from your credit card with CardPointersSupport the Show Directly:Support The Thought Card Podcast by leaving a rating and review in your favorite podcast app. Your feedback helps the show grow and makes it easier for new listeners to discover thoughtful conversations about travel, money, and building a life you love.If you enjoyed this episode, share it with a friend, creator, or aspiring travel blogger who's curious about what it really takes to make money blogging.Mentioned in this episode:Check out all of our other travel podcasts from around the worldThis podcast is part of the Voyascape Travel Network, that brings together the world's best travel podcasts. You can find all of our podcasts from around the world at Voyascape.com. Voyascape Podcast NetworkCheck out the Smart Travel PodcastThis week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel at the Link below:Smart Travel Podcast

Lance Ringnald was one of the youngest members ever of a USA Mens Gymnastics Olympic team when he competed at the 1988 Seoul Olympics as an 18-year-old.Mentioned in this episode:Check out the Smart Travel PodcastThis week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel at the Link below:Smart Travel PodcastCheck out all of our other travel podcasts from around the worldThis podcast is part of the Voyascape Travel Network, that brings together the world's best travel podcasts. You can find all of our podcasts from around the world at Voyascape.com. If you are interested in advertising or sponsored content on any of our shows you can find out more at the link below.Voyascape Podcast Network

Gabriola Island Travel Guide: British Columbia's Peaceful Gulf Island Escape + Camping, Cafes & BeachesIn this immersive episode of the Winging It Travel Podcast, I head over to beautiful Gabriola Island in British Columbia for a peaceful weekend of camping, beaches, coffee shops, sunsets, ferries, and slow island living. Located just off the coast of Nanaimo on Vancouver Island, Gabriola is one of BC's hidden gems and the perfect nature escape from Vancouver.Gabriola Island is a scenic, tranquil Gulf Island in British Columbia, Canada, located just a 25-minute ferry ride from Nanaimo on Vancouver Island. Known as the "Isle of the Arts," the island is celebrated for its lush forests, rugged coastline, and vibrant community of working artists.This episode is a mix of travel guide, solo storytelling, and immersive soundscape audio as I share exactly how to get to Gabriola Island, ferry costs, campsite information, what to do on the island, where to eat and drink coffee, and why this laid-back Gulf Island completely won me over.From camping at Descanso Bay Regional Park and relaxing at Sandwell Provincial Park to visiting local cafes like Mad Rona's and Ground Up Cafe, this trip was packed with wholesome moments, nature, and plenty of ocean views. I also share practical travel tips, ferry advice from Horseshoe Bay and Nanaimo, and honest thoughts on whether Gabriola Island is worth visiting.If you're planning a weekend getaway in British Columbia, looking for Gulf Islands travel inspiration, or simply want an immersive travel podcast experience, this episode is for you.Support Winging It Travel PodcastIf you enjoyed this episode:⭐ Leave a 5-star rating or review on your podcast app☕ Support the show at buymeacoffee.com/wingingit

Hear about travel to Jerez de la Frontera and the province of Cádiz in Spain as the Amateur Traveler talks about a recent press trip to the 2026 Culinary Capital of Spain. This week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. This episode is based on a recent press trip to Cádiz and Jerez, with guest Kristen Henning from Travel Past 50 joining Chris to talk about why travelers should consider this corner of Andalusia. Why Visit Cádiz Province and Jerez? The focus of the trip was Jerez de la Frontera, recently named Spain's Culinary Capital for 2026. But as Chris and Kristen discovered, Jerez is not just about food. It is also about sherry, Andalusian horses, Carthusian monks, flamenco, history, and easy access to the beaches and ports of Cádiz Province. Kristen describes Jerez as best known for sherry wine production, but says there is far more to the region than she expected. Travelers will find horses, especially the Andalusian horse, a deep history stretching from Roman times to the Moors, connections to Columbus and Magellan, flamenco, beaches, golf, and a strong food culture. Chris starts by adding context for Cádiz, the oldest city in Spain, founded by the Phoenicians around 1100 BC. Cádiz later became Carthaginian, Roman, Visigothic, Moorish, and, after the Reconquest, Spanish. Its maritime history made it one of Spain's most important ports, especially once trade with the New World shifted from Seville to Cádiz. ... https://amateurtraveler.com/jerez-spain/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Follow travel author Oscar Scafidi on his world-record paddle down the Kwanza River inAngola. Stretching 600-miles from its source in the Angolan Highlands, in the center of thecountry, to the Atlantic Ocean on the country's west coast, Oscar and his partner AlfieWeston kayaked the entire length and hiked an additional two hundred miles to circumventrapids, waterfalls and dams.The going was tough and they were unprepared for the dangers and hardships ahead. But,that's also part of what's so inspiring and unique about this story – Oscar and Alfie aren'tprofessional adventurers, explorers or African bush experts. They're just two young guyswith a crazy idea and a lot of guts.They faced man-eating crocodiles, angry hippos and even angrier police. But over 33 harddays, camping beside the banks of the river and in small settlements along the way, theyreached the ocean and in doing so did something no one else had ever achieved before,which has since been recognised as an official world-record by Guinness World RecordsThis is a story about that adventure, but it's also a story about dreaming big, taking risks andachieving something extraordinary. If two ordinary guys, with very little kayakingexperience, can paddle the entire length of one of the longest rivers in Africa, why can't youachieve your travel dreams too?Highlights:Facing 600-miles of man-eating crocodiles, deadly rapids and pods of angry hipposKayaking the entire length of one of the least explored rivers on the planet – an official Guinness World RecordDiscovering Angola, one of Africa's least visited and most misunderstood countries,still reeling from the aftermath of a brutal civil war.But one that's also filled with incredible wildlife, surfing, hiking and moreGetting arrested in the middle of the night at gun point by the security forcesBeing inspired to follow your own dreams of adventure and hearing what it takes to get it doneIf you want to connect with Oscar directly his Instagram is @oscarscafidi and his twitter is@scafiditravels. He also has an awesome YouTube channel which charts this trip and hisother adventures www.youtube.com/c/ScafidiTravelsThe book of this journey is called Kayak the Kwanza: Source to Sea Along Angola's LongestRiver - www.amazon.com/Kayak-Kwanza-Oscar-Scafidi/dp/1789650127Oscar and Alfie were raising money for the HALO Trust who are removing landmines fromAngola and other war-torn countries around the world. Their goal is a landmine-free wolrsby 2025. Help them get there at www.halotrust.orgFollow @armchairexplorer podcast on Instagram and Facebook or head over towww.armchair-explorer.com to find more background information on this episodeMentioned in this episode:Check out all of our other travel podcasts from around the worldThis podcast is part of the Voyascape Network, a collection of some of the world's best travel podcasts. Explore more at Voyascape.com. For advertising or sponsorship opportunities across the network, see the link below.Voyascape Podcast NetworkCheck out the Smart Travel PodcastThis week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel at the Link below:Smart Travel Podcast

Learn what new Fed data says about Americans' finances and whether a perfect 850 credit score is worth chasing. What does the latest Federal Reserve data actually reveal about how Americans are holding up financially — and why do feelings and facts so often diverge? Sean Pyles, CFP®, and Elizabeth Ayoola are joined by senior news writer Anna Helhoski and NerdWallet economist Elizabeth Renter to dig into a new Fed analysis of U.S. household financial wellbeing. They discuss why wellbeing has declined for young adults, low-income families, and Black adults even as headline economic data stays relatively stable, what a shifting labor market means for workers' confidence, and what NerdWallet's new Financial Resilience Index could reveal about the gap between feeling in control of your money and actually being prepared for a financial shock. What does a perfect 850 credit score actually get you — and is it even worth chasing? Sean and Elizabeth are joined by NerdWallet personal finance writer Amanda Barroso to answer a question about reaching the credit score mountaintop. They discuss where the real "good enough" threshold sits, how to build a healthier relationship with your score, and what habits could help you reach — and maintain — a score that actually works in your favor. Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Dharavi in Mumbai, India, is one of the most misunderstood places on Earth. For decades, the world has labeled it a slum, a word that flattens a million lives into a stereotype. But today on the GoNOMAD Travel Podcast, Senior Writer Chin Liang takes us deep inside this remarkable Mumbai neighborhood with the help of two longtime residents and guides: Mohammad Sadique of Inside Mumbai Tours and Krishna Pujari of Reality Tours & Travel.This episode challenges everything you thought you knew about Dharavi. Instead of despair, you'll find industry. Instead of chaos, community. Instead of hopelessness, ingenuity and pride.

Learn how to tackle $25,000 in credit card debt and which payoff strategy could work best for your situation. How do you get out of $25,000 in credit card debt when minimum payments aren't making a dent? In this episode, hosts Sean Pyles, CFP®, and Elizabeth Ayoola sit down with listener Jessica, a Bay Area mom carrying three maxed-out credit cards with interest rates ranging from 11% to 24%. They walk through her real budget, including nearly $2,000 in rent, close to $1,200 in monthly transportation costs, and significant childcare expenses, to understand why her spending outpaces her income. They also explore what options could realistically help her make progress, from nonprofit credit counseling and debt management plans to whether a free bankruptcy consultation might be worth her time before committing to any path. Read through NerdWallet's guide to the best strategies for whittling down what you owe, depending on how much debt you have: https://www.nerdwallet.com/personal-loans/learn/pay-off-debt  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Why Waiting Until Retirement To Travel Will Be Your Biggest RegretHave you ever said to yourself, “I'll travel when I retire”? In this solo episode of the Winging It Travel Podcast, I dive into why I believe waiting until retirement to travel could become one of your biggest regrets.After travelling to more than 75 countries over the last 15 years, I've realised that there will always be another excuse not to go — another promotion, another bill, another responsibility, another reason to delay your dreams. In this episode, I explore why so many people postpone travel until “someday,” and why I think that mindset can be dangerous.I talk about the realities of health, time, energy, work culture, fear, and the societal expectations that keep people trapped in routines they don't actually enjoy. I also share personal stories and reflections from my own travels through places like Central America, Ukraine, Canada, and the USA, alongside lessons I've learned from years of backpacking and long-term travel.This is a deep, honest, and motivational episode about creating freedom, prioritising experiences, and making travel part of your life now — not decades into the future.In this episode, I discuss:Why retirement is never guaranteedHow the “someday” mentality leads to regretWhy travel becomes harder later in lifeThe importance of time freedom and flexibilityHow geopolitics can suddenly change travel opportunitiesWhy memories mean more than possessionsThe employee mindset vs lifestyle freedomWhy taking a sabbatical or career break can change your lifeHow travel improves confidence, perspective, and personal growthWhy meaningful experiences matter more than material thingsIf you've ever dreamed of taking a career break, backpacking the world, travelling long term, or escaping the traditional 9-5 lifestyle, I hope this episode gives you the motivation to stop waiting and start planning your next adventure.Need help taking a break to travel? Check out my other podcast, Taking A Career Break with Katrina McGhee below.YouTube - https://www.youtube.com/@TakingaCareerBreakwithKatrinaApple Podcasts - https://podcasts.apple.com/ca/podcast/taking-a-career-break-with-katrina-mcghee/id1772602758Spotify - https://open.spotify.com/show/1lRPigXIghYUw82Eqak0mF?si=30ab153333794e19Support Winging It Travel PodcastIf you enjoyed this episode:⭐ Leave a 5-star rating or review on your podcast app☕ Support the show at buymeacoffee.com/wingingit

Events in Minnesota over the last year have made the state seem like a “no go” zone. But that couldn't be farther from the truth.We talked with Visit Minnesota's Executive Director Lauren Bennett McGinty about why vacationing there this year will not only the support the brave Minnesotans who filled our TV screens over the last 8 months, it could also be the trip of a lifetime.Mentioned in this episode:Check out all of our other travel podcasts from around the worldThis podcast is part of the Voyascape Travel Network, that brings together the world's best travel podcasts. You can find all of our podcasts from around the world at Voyascape.com. If you are interested in advertising or sponsored content on any of our shows you can find out more at the link below.Voyascape Podcast NetworkCheck out the Smart Travel PodcastThis week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel at the Link below:Smart Travel Podcast

Hear about travel to Santiago, Chile, as the Amateur Traveler talks to Kristin Henning from TravelPast50.com about this city that she called home for a time. This week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel ⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠. Why should you go to Santiago? Kristin says, "You can get to the mountains quickly. You can get to the valley for wine tasting quickly. You can get to the coast, Valparaíso, and beach towns quickly. But Santiago itself does hold a lot of interest in its museums, culture, and climate." Santiago, Chile Itinerary Day 1: Historic Santiago and Pre-Columbian Culture ... https://amateurtraveler.com/travel-to-santiago-chile/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Learn how the E-shaped economy is reshaping middle-class budgets and how to stretch travel points on real trips. What does it really mean when economists say the U.S. economy has shifted from a K-shape to an E-shape, and where do middle-class households fit in this new picture? Hosts Sean Pyles and Elizabeth Ayoola talk with senior news writer Anna Helhoski about why middle-class earners are increasingly slipping from the top of the K to the middle of the E, what new data reveals about families struggling to afford basic necessities in their own metro areas, and how spending patterns are shifting as essential costs eat up more of each paycheck. Then, how can you actually make travel points work for a real trip without burning them on the wrong redemption? Sean and Elizabeth are joined by Meghan Coyle, co-host of NerdWallet's Smart Travel podcast, to walk through the smartest ways to use airline miles and hotel points. They discuss how to calculate whether points or cash is the better deal for any booking, why hotel points and airline miles aren't created equal, what happens when you transfer points speculatively, and creative ways to keep earning points without picking up another credit card. Card benefits, terms and fees can change. For the most up-to-date information about cards mentioned in this episode, read our reviews: Best Travel Credit Cards of May 2026 https://www.nerdwallet.com/credit-cards/best/travel  Atmos Rewards Summit Card: Perks as Unique as They Are Valuable https://www.nerdwallet.com/credit-cards/reviews/atmos-rewards-summit  Atmos Rewards Ascent Review: Well Worth $95 a Year https://www.nerdwallet.com/credit-cards/reviews/alaska-airlines-credit-card  American Express Platinum Review: Top-Notch Lounge Access, Big Credits https://www.nerdwallet.com/credit-cards/reviews/american-express-platinum  Is a Bilt Credit Card Worth It? https://www.nerdwallet.com/travel/learn/bilt-mastercard Resources discussed in this episode: 'K-Shaped' Economy Is Giving Way to an 'E-Shaped' Divide https://www.nerdwallet.com/finance/news/e-shaped-economy  How Much Are Travel Points and Miles Worth in 2026? https://www.nerdwallet.com/travel/learn/airline-miles-and-hotel-points-valuations  Points and Miles vs. Cash Calculator https://www.nerdwallet.com/travel/learn/calculator-should-you-book-a-flight-with-cash-or-miles  The Best Award Travel Search Tool for 2026 https://www.nerdwallet.com/travel/learn/best-award-travel-search-tool  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Sturgis Motorcycle Rally is the biggest two-wheeled party in the world drawing hundreds of thousands of riders each year to the Black HIlls of South Dakota. Join presenter Brian Thacker on location as he gets right in amongst it - riding Main Street on a Fat Boy Harley-Davidson, taking in the stunts, burnouts and live rock at the legendary Buffalo Chip, meeting a Hall of Famer, a Sturgis veteran and a 100-year-old rider who still hasn't stopped. Whether you ride a motorcycle or not, this is a wild ride into one of the loudest festivals on the planet.You'll hear from:Rod "Woody" Woodruff, founder of the Sturgis Buffalo Chip, the legendary concert and events venue at the heart of the rallyMichael Lichter, photographer and chronicler of motorcycle culture for over four decadesMilton "Mac" McKinney, Sturgis veteran and keeper of the rally's spiritGloria Struck - centenarian rider, still on two wheels at 100 years oldCris Sommer-Simmons - Sturgis Hall of Famer and one of the great figures of American motorcycle cultureFIND OUT MOREOur on-location Immersion documentaries are designed so that you can experience everything we did in this episode. Visit travelsouthdakota.com for inspiration, ideas and everything you need to plan your own South Dakota adventureSHARE THE RIDEIf this episode fired something up in you - please send it to just one person, one friend, one family member who's ever dreamed of hitting the open road. Hit the share button in your podcast app, it takes about ten seconds, and helps us continue to tell stories like this.CONNECT WITH USIf you enjoy the show, please subscribe on whatever podcast player you're reading this on right now. Go on, do it. It means you get to choose what episodes you listen to, rather than the algorithm guess (wrongly) and kick us off your feed.Facebook: @armchairexplorerpodcastInstagram: @armchairexplorerpodcastCREDITSArmchair Explorer is produced by Armchair Productions. Brian Thacker wrote and presented this episode. Jason Paton did the field recording and production. Aaron Millar was executive producer.Mentioned in this episode:Check out all of our other travel podcasts from around the worldThis podcast is part of the Voyascape Network, a collection of some of the world's best travel podcasts. Explore more at Voyascape.com. For advertising or sponsorship opportunities across the network, see the link below.Voyascape Podcast NetworkCheck out the Smart Travel PodcastThis week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel at the Link below:Smart Travel Podcast

Some of the best travel experiences happen when you explore the places closest to you. Today I'm joined by Jenn Neilson from Will Save For Travel to talk about all things staycations and micro-adventures.We dive into how to make the most of where you live, especially in a world of rising costs and limited vacation time.Jenn also shares how she plans meaningful staycations that feel like real vacations, where she looks for hidden gems and local events, and how local travel can feel just as refreshing as big trips.Feeling inspired from this episode. Leave a comment under this post and let us know your upcoming staycation plans!

Retired Hollywood cameraman Clint Palmer (Die Hard, Predator, Empire Strikes Back) shares crazy work Tales of dodging gunfire in a Nairobi hotel, being stalked by Mexican law enforcement, shooting in 1980s China, and much more.Mentioned in this episode:Check out all of our other travel podcasts from around the worldThis podcast is part of the Voyascape Travel Network, that brings together the world's best travel podcasts. You can find all of our podcasts from around the world at Voyascape.com. If you are interested in advertising or sponsored content on any of our shows you can find out more at the link below.Voyascape Podcast NetworkCheck out the Smart Travel PodcastThis week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel at the Link below:Smart Travel Podcast

In this latest episode of Executive Function, Brett sits down with Praveer Melwani, CFO at Figma. Praveer joined Figma in 2017 as the company's first business operations and finance hire—when the team was around 30 people and not yet charging for the product—and stepped into the CFO seat in 2022, helping to lead the company's IPO in 2025. In today's conversation, Praveer breaks down the step functions that took him from IC to CFO, why Figma started acting like a public company three years before IPO, and how AI is rewriting capital allocation and the CFO job itself. In today's episode, we discuss: What separates a world-class finance leader from a traffic-cop CFO How Praveer went from Figma's first biz ops hire to CFO of a public company in nine years Why Figma started acting like a public company three years before its IPO What Praveer has learned working alongside Dylan Field for nine years Why Figma intentionally cut its 90% gross margin to invest in AI References: Adobe: https://www.adobe.com Brendan Mulligan: https://www.linkedin.com/in/brendanmulligan Cloudflare: https://www.cloudflare.com Dropbox: https://www.dropbox.com Dylan Field: https://www.linkedin.com/in/dylanfield/ Fidelity: https://www.fidelity.com Figma: https://www.figma.com GIC: https://www.gic.com.sg NerdWallet: https://www.nerdwallet.com Shaunt Voskanian: https://www.linkedin.com/in/shauntvoskanian/ Where to find Praveer: LinkedIn: https://www.linkedin.com/in/praveer-melwani Where to find Brett: LinkedIn: https://www.linkedin.com/in/brett-berson-9986094/ Twitter/X: https://twitter.com/brettberson Where to find First Round Capital: Website: https://firstround.com/ First Round Review: https://review.firstround.com/ Twitter/X: https://twitter.com/firstround YouTube: https://www.youtube.com/@FirstRoundCapital This podcast on all platforms: https://review.firstround.com/podcast Timestamps: 00:00 Introduction 02:13 From banking to Dropbox to Figma 04:14 The phase shift when Figma's COO left 05:36 Hiring leaders in functions you don't understand 07:18 Selling the exec team on AI consumption pricing 09:48 Using Claude Code to learn new things as CFO 11:36 Building an internal board of peer CFOs 13:52 Inside Figma's CFO job description 16:38 What separates good CFOs from world-class CFOs 18:42 Capital allocation and risk in a post-ChatGPT world 21:45 Why Praveer wants to take more bets 24:32 How AI is materially changing the CFO role 25:36 The nine-year working relationship with Dylan Field 29:12 How deeply in the details should a CFO be? 31:47 What Dropbox taught Praveer about building strong teams 33:24 Praveer's first-principles test for hiring VPs 38:47 Why Figma acted like a public company in 2022

What All Those Numbers on Your Boarding Pass Really MeanIn this episode, we break down the mysterious codes, letters, and numbers printed on every airline boarding pass. Inspired by a deep dive in Condé Nast Traveler, we look at what each part of your pass actually tells the airline about you, your ticket, and your trip.What we cover in this episode• Your six‑digit PNR codeThe all‑caps alphanumeric identifier that unlocks your reservation, prints your boarding pass, and connects to your full passenger profile.• Why the barcode mattersHow the magnetic strip on the side of your pass tracks boarding counts and updates the crew in real time.• Flight codes and airline identifiersWhy airlines use two‑letter codes like UA or AA, and why some carriers (like JetBlue's B6) use numbers.• The “floating letter” that reveals your fare classA, F, B, Q, Y — what these letters mean for upgrades, seat priority, and whether you bought the cheapest ticket on the plane.• Codeshare cluesHow “OPERATED BY” tells you when your flight is actually run by a partner airline, even if you booked with a major carrier.• The dreaded SSSSWhy four capital S's mean you've been selected for secondary security screening, and the behaviors or travel patterns that can trigger it.• Stopover codesWhat S/O and SPTC mean, and why some airlines (like Turkish) still offer generous stopover perks, including free hotel stays.• Why you shouldn't toss your boarding passHow does that little slip of paper contain personal identifiers, meal preferences, and travel data worth protecting?Subscribe & Explore MoreIf you enjoyed this episode, please subscribe to the GoNOMAD Travel Podcast on Apple Podcasts so you never miss a new journey.Read more travel stories at GoNOMAD.comDiscover more Voyascape podcasts at www.voyascape.comMentioned in this episode:Check out the Smart Travel PodcastThis week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel at the Link below:Smart Travel PodcastCheck out all of our other travel podcasts from around the worldThis podcast is part of the Voyascape Travel Network, that brings together the world's best travel podcasts. You can find all of our podcasts from around the world at Voyascape.com. If you are interested in advertising or sponsored content on any of our shows you can find out more at the link below.Voyascape Podcast Network

David Sidoni breaks down the biggest mortgage myths, lending traps, and loan questions confusing first-time homebuyers in today's housing market.The mortgage process can feel overwhelming when every lender, website, and social media post seems to give different advice. In this episode, David Sidoni explains why first-time buyers should stop chasing the lowest advertised interest rate and start looking for a true mortgage advisor who can guide their long-term strategy. He also exposes how large online lenders and real estate platforms are relying more heavily on automation and AI-driven systems instead of personalized service for buyers who need education the most. Throughout the episode, listeners learn how to avoid common lending mistakes, understand key mortgage concepts, and build a smarter plan to buy a home with confidence. “You want to shop for a mortgage advisor, a planner, a guide.” — David Sidoni, First Time Homebuyer CoachHighlightsWhat are the biggest mortgage myths hurting first-time homebuyers right now?Why can chasing the lowest mortgage rate actually cost buyers more long term?How are AI-driven lenders and online mortgage systems failing first-time buyers?What should buyers look for in a mortgage advisor before starting the homebuying process?Referenced Episodes364 - Buying a Home in High Mortgage Interest Rate Markets - 2025 Update402 - How to Buy a Home - Step 2: Realtors & Lenders (Choosing Your Guides)403 - How to Buy a Home - Step 3: Improving Your Credit Score (16 Pro Tips)339 - Don't Get Pre-Qualified-Get a Plan (INTERVIEW)340 – Down Payment Assistance, Discovery Calls & Lending Myths (INTERVIEW)11 – Should A First Time Home Buyer Use A National Internet Lender Instead Of A Local?16 – How To Get A Loan When Looking To Buy Your First Home with Dino Katsiametis443 - First Time Homebuyer FAQ: What Can I Actually Afford in 2026?426 - Lowering Your Down Payment – Financially Prepare to Buy Your First Home – Pt. 7480 - How to Buy a Home Explained in Under 20 Minutes (First Time Home Buyers)474 - WARNING: “Step by Step” Lists for First Time Homebuyers – Can You Trust Them? (Zillow, Best Money, NerdWallet…etc.)454 - First Time Homebuyer Lending Options 2026: How to Find the Best Deal when Shopping for a Mortgage (Interview)349 - Credit Score Solutions for First-Time Buyers (INTERVIEW)346 - How to Build the Perfect Mortgage Plan (Before You Apply)345 – Why You're Asking the WRONG Question About Interest Rates261 - How to Shop for the Best Mortgage Rate66 - How To Shop For The BEST Mortgage Interest Rate On Your Home Loan236 - Interview with First Time Home Buyer Navigating High Interest Rates + (mini) 2024 Housing Market Update!192 - Google Sucks: Financial Basics You Should Know180 - Online Mortgage Calculators Are GARBAGE - Here's Why153 – Buying Your First Home Right Out Of College - And A Special Announcement32 – Interview With VA Loan Specialist Chris Griffith With Tips For Vets, As Well As All First-Time Home BuyersCheck out our updated 2026 First Time Homebuyer's Episode Guide - Over 100 of our BEST Episodes of Detailed Homebuying Knowledge, Interviews, and MORE! Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy

Hear money lessons from NerdWallet moms and learn how to budget for healthcare on a high-deductible plan. What does motherhood teach you about money? In honor of Mother's Day, hosts Sean Pyles, CFP®, and Elizabeth Ayoola gather money lessons from NerdWallet moms — including Erin El Issa, Amanda Barroso, Kate Ashford, and Pamela de la Fuente — as well as from Sean's mom, Jeanne. They explore the pressure to keep up with influencers and other parents, the costly belief that core childhood memories can be bought, the role allowances play in helping kids feel the weight of their own money, and what becoming a parent reveals about long-term saving. How do you budget for healthcare when your employer switches you to a high-deductible plan and bills are coming in faster than you can build up your HSA? Sean and Elizabeth are joined by personal finance writer Kate Ashford to answer a question from a listener whose routine doctor visit ballooned from a $30 quote to nearly $500 out of pocket. They dig into the triple tax advantages of HSAs, the math behind comparing high-deductible and traditional coverage, why the first year on an HDHP can feel especially brutal, and what to do when medical expenses outpace your savings. Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

IMMERSIVE - The Soundscapes of Oaxaca, Mexico - Colourful Streets, The Zocalo, Busy Markets + A Local Food TourOaxaca, Mexico, had been on my travel list for years, and in 2024, I finally got the chance to experience it for myself. In this immersive soundscape episode of the Winging It Travel Podcast, I take you with me through the colourful streets, lively markets, rooftop cafés and buzzing Zócalo of one of the most atmospheric cities I've ever visited.This episode is all about slowing down and soaking in the vibe of Oaxaca through sound, food and real-time reactions. You'll hear church bells echo through courtyards, market vendors shouting across packed stalls, sizzling street food being cooked fresh in front of me and the energy of locals and travellers filling the city streets from morning until night.I wander through the historic centre trying incredible coffee, exploring famous landmarks like the Oaxaca Cathedral and Templo de Santo Domingo de Guzmán, before diving headfirst into Oaxaca's legendary food scene. From tlayudas and mole to mezcal tastings and local market snacks, this city absolutely lived up to every bit of hype I had built up in my head over the years.Honestly, this became one of my favourite cities I visited during my Central America and Mexico trip. The colours felt brighter, the food tasted richer and the atmosphere was unlike anywhere else I've travelled before. Oaxaca gave me that rare feeling where a destination genuinely exceeds your expectations.So put your headphones in and come walk the streets of Oaxaca with me.

Andrew McCarthy, star of such iconic films as Pretty in Pink and Less Than Zero, is also an accomplished travel writer. His latest book “Who Needs Friends: An Unscientific Examination of Male Friendship Across America” tells of a roadtrip from New York to California during which McCarthy visited old friends and dropped in on both quirky backwaters and places of historic importance. Along the way, he learns from the men he meets on the road what friendship means and why it's a crucial element in a well rounded life. Pauline Frommer discusses the book and journey with McCarthy in today's podcast.Mentioned in this podcast:White Sands National ParkPoint Pleasant, West VirginiaWink, TexasClarksdale, MississippiOxford, MississippiThe BluesRoy OrbisonElvis PresleyEmmett TillDon GeorgeBook PassageAbraham LincolnOakland, CaliforniaFriendshipAlzheimersHeart DiseaseMentioned in this episode:Check out the Smart Travel PodcastThis week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel at the Link below:Smart Travel PodcastCheck out all of our other travel podcasts from around the worldThis podcast is part of the Voyascape Travel Network, that brings together the world's best travel podcasts. You can find all of our podcasts from around the world at Voyascape.com. If you are interested in advertising or sponsored content on any of our shows you can find out more at the link below.Voyascape Podcast Network

Hear about travel to Saxony as the Amateur Traveler talks about a recent press trip to Leipzig, Dresden, Meissen, and more in this southeast corner of Germany. This week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel ⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠. Recommended Saxony Itinerary Day 1: Arrive in Leipzig Start in Leipzig. Base yourself in the compact historic center, ideally near the Old Town Hall. Chris stayed at the Steigenberger Icon Grand Hotel, close to the market square and the old town. ... https://amateurtraveler.com/travel-to-saxony-germany/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Farnoosh shares Mother's Day plans, and reacts to news including the April jobs report and an Apple class-action settlement that could pay eligible iPhone 15 Pro/Pro Max and iPhone 16 buyers up to $95 per device. She also cautions against Fannie Mae's move toward crypto-backed mortgages, arguing that borrowing against volatile crypto to fund a down payment adds risk and doesn't address the real housing crisis. Mailbag topics include: how to prepare for or respond to a layoff (unemployment, COBRA, cutting expenses, bridge income, networking, and rolling over retirement accounts), how to save on rising summer utility bills, and whether 0% balance transfer credit cards are a good tool for managing high-interest credit card debt. Check out the full list of recommended balance transfer cards on Nerdwallet.com.Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

In today's Discover Destination guide, we're taking a road trip across the Northern Territory of Australia, from crocodile close-encounters and aboriginal rock art to a wonder of the world that's been drawing people to it for more than 30,000-years.The Top End, as it's known, is ancient, vast, deeply spiritual, and unlike anywhere else on Earth. This is a journey into its heart to discover one of the wildest and mostfascinating places in the country.Highlights include:Exploring Arnhem Land, a 200,000 acre wilderness home to the largest collection of Aboriginal rock art on Earth..Sitting by the campfire with Peter ‘Fingers' Taylor of Finnis River Lodge hearing stories of wildlife close-calls and the greatest animal rescue story you will ever hear (spoiler: it involves giving CPR to a possum).Seeing Uluru for the first time: more than 1,000ft tall, and nearly six miles around, this giant stark red sandstone monolith is one of the great wonders of the natural world, and infused throughout with aboriginal history stretching back to the Dreamtime.Walking in Kata Tjuta, Uluru's less-visited but equally sacred neighbour - 36 ancient domes of rock, and a Valley of the Winds hike that might just be one of the most beautiful in Australia.PLAN YOUR TRIPWe designed this itinerary with a company called Down Under Endeavors, who specialize in authentic Australian adventures: wide open spaces, real wilderness, and the kind of local characters you'll be telling stories about for years.Armchair Explorer listeners get $500 off any trip. Downunderendeavours.com/armchair and use the code ARMCHAIR at checkout.You can literally book this exact trip - with these exact guides - or design something entirely your own. You can book from anywhere in the world, and even if you're just dreaming right now, the website is worth a visit, and the dream is half the fun.GOT 30 SECONDS?If this episode made you want to book a flight to Australia, do us a favour and send it to just one person who you think might need an escape too. It helps us continue to build this community of travelers who want to protect the outdoors, learn from different cultures, and celebrate the pure joy of exploring this beautiful planet. We think that's a message that's worth sharing. If you do too, please leave a review or pass it on.FOLLOW USInstagram: @armchairexplorerpodcastFacebook: @armchairexplorerpodcastCREDITSArmchair Explorer is produced by Armchair Productions, find out other shows at armchair-productions.com. Aaron Millar writes and presents the show. Charles Tyrie does the audio editing and sound design. Theme music by the artist Sweet Chap.Mentioned in this episode:Check out all of our other travel podcasts from around the worldThis podcast is part of the Voyascape Network, a collection of some of the world's best travel podcasts. Explore more at Voyascape.com. For advertising or sponsorship opportunities across the network, see the link below.Voyascape Podcast NetworkCheck out the Smart Travel PodcastThis week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel at the Link below:Smart Travel Podcast

Learn what 2026 grads could borrow for college and how solo 401(k) contributions can build retirement wealth. How much could it cost to go to college in 2026, and is a four-year degree still a smart financial move? Hosts Sean Pyles, CFP®, and Elizabeth Ayoola dig into a new NerdWallet analysis of federal data with senior news writer Anna Helhoski and NerdWallet data writer Erin El Issa. They explore why most Americans say the federal student loan system feels broken even as they still see college as worthwhile, the rising appeal of the trades, how AI is shifting the way teens think about majors and careers, and what new borrowers could expect from the federal repayment options rolling out July 1. Then, Ryan Sterling, wealth advisor at NerdWallet Wealth Partners, joins Sean and Elizabeth to help answer a listener's question about how to split solo 401(k) contributions between the employer and employee sides of the account to maximize retirement savings. They discuss how solo 401(k)s differ from standard workplace plans, how to think about the contribution split if you also have a W-2 job, when traditional versus Roth contributions could make more sense, how solo 401(k)s stack up against SEP IRAs, the investment flexibility you could gain through a brokerage-based plan, and the common mistakes business owners make when trying to maximize retirement savings. NerdWallet Wealth Partners, LLC is an affiliate of NerdWallet Inc. NerdWallet Wealth Partners is a fiduciary online financial advisor, offering low-cost, comprehensive financial advice and investment management. Learn more at nerdwalletwealthpartners.com/smart  Read NerdWallet's 2026 high school grad analysis here: https://www.nerdwallet.com/student-loans/studies/high-school-grad-analysis  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Dr. Teresa Stevens grew up in Mexico and has made her home in Calgary for the last 20-plus years. She's recently written a book on the immigrant experience and how it translates to all walks of life.Mentioned in this episode:Check out all of our other travel podcasts from around the worldThis podcast is part of the Voyascape Travel Network, that brings together the world's best travel podcasts. You can find all of our podcasts from around the world at Voyascape.com. If you are interested in advertising or sponsored content on any of our shows you can find out more at the link below.Voyascape Podcast NetworkCheck out the Smart Travel PodcastThis week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel at the Link below:Smart Travel Podcast

10 EPIC Campervan Road Trips We're Planning Around the WorldIn this episode of the Winging It Travel Podcast, I'm sharing 10 incredible campervan road trips that are firmly on our bucket list for the next decade. From the dramatic fjords of Norway and the remote highways of Northern Canada to the deserts of Utah, the coastline of Western Australia, and even a possible campervan adventure across Japan — these are the road trips we genuinely cannot stop thinking about.If you love freedom, open roads, wild camping, national parks, tiny coastal towns, and the idea of waking up somewhere completely different every morning, this episode is for you.I talk through why each route stands out, the best time of year to go, how long you'd realistically need, and what makes these journeys unforgettable. Whether you're planning your own campervan adventure or just dreaming of future travels, this episode should give you plenty of inspiration.Expect epic scenery, practical road trip thoughts, and a lot of wanderlust.Road trips featured include Norway, Western Australia, Arctic Canada, Newfoundland & Labrador, Scotland's NC500, Utah's Mighty Five, Iceland, Ireland's Wild Atlantic Way, South Africa to Namibia, and Japan by campervan.If you enjoy the episode, please leave a 5-star review on your podcast app and share it with someone who loves travel and adventure.Support Winging It Travel PodcastIf you enjoyed this episode:⭐ Leave a 5-star rating or review on your podcast app☕ Support the show at buymeacoffee.com/wingingit

Hear about travel to Las Vegas, Nevada, as the Amateur Traveler talks to Meryl Pearlstein about this glamorous city in the desert that keeps drawing her back. This week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel ⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠. Why Go to Las Vegas if You Don't Gamble? Meryl makes the case that Las Vegas is far more than casinos. She highlights the city as a place where you can combine top-tier dining, arts and culture, unusual museums, live entertainment, and desert outdoor adventures, all in one trip. She also points to adrenaline-fueled experiences, from exotic cars to go-karting and off-roading. ... https://amateurtraveler.com/travel-to-las-vegas/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Today host Aaron Millar is sharing a bucket list bit of madness — literal adventure insanity he got up to about 15 years ago in the Scottish Highlands. It's called the Glen Nevis River Race, and it involves hurling yourself down two miles of white-water rapids with nothing but a novelty inflatable for company.Picture part extreme white-water adventure, part Monty Python's Navy — competitors arrive bearing giant inflatable swans, killer whales, dinosaurs and, for one unfortunate soon-to-be husband, a blow-up doll. It's one of those rare, acutely British moments when only the preposterousness of your situation matches the bravado required to see it through. And Aaron has never, ever laughed so hard in his life.Highlights include:Hearing what it feels like to stand on the edge of a thundering 40ft waterfall, inflatable lilo in hand, with a crowd screaming at you to jump.Discovering what it feels like to be swept into a churning cauldron of white-water with nothing but an inflatable air mattress to keep you afloat.Finding out about the world's most wonderfully ridiculous outdoor adventures — including World Bog Snorkelling, Gloucestershire Cheese Rolling, and the Frozen Dead Guy Days festival.FIND OUT MOREThe Glen Nevis River Race is an annual summer event held in Glen Nevis, Scotland, raising money for the Lochaber Mountain Rescue Team. It's free to enter but contestants must raise a minimum of £100 in sponsorship. It's run by No Fuss Events: find out more at nofussevents.co.ukOther adventures mentioned in this episode:World Bog Snorkelling Championships: held each summer near Llanwrtyd Wells, Wales: green-events.co.ukCooper's Hill Cheese Rolling: annual chaos every last Monday of May in Gloucestershire: cheese-rolling.co.ukFrozen Dead Guy Days: Estes Park, Colorado. Yes, it's real. Yes, you should go. VisitEstesPark.comSHARE THIS EPISODEIf this story made you laugh — and it will — do Aaron a favour and send it to just one person who needs a little madness in their life right now. Hit the share button in your podcast app, it takes about ten seconds, or leave a review. We're trying to reach 1,000 new listeners this series, and every single share genuinely moves the needle.FOLLOW US:Instagram: @armchairexplorerpodcastFacebook: @armchairexplorerpodcastCONNECT WITH US:If you enjoy the show, please subscribe on whatever podcast player you're reading this on right now. Go on, do it! It helps us grow the show, and continue to bring this content to you.Armchair Explorer is written and presented by Aaron Millar. Audio editing and sound design by Charles Tyrie. Theme music by Sweet Chap. Produced by Armchair Productions.Mentioned in this episode:Check out all of our other travel podcasts from around the worldThis podcast is part of the Voyascape Network, a collection of some of the world's best travel podcasts. Explore more at Voyascape.com. For advertising or sponsorship opportunities across the network, see the link below.Voyascape Podcast NetworkCheck out the Smart Travel PodcastThis week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel at the Link below:Smart Travel Podcast

Quitting your job to travel the world sounds unrealistic… maybe even irresponsible. But what if it's actually one of the most intentional financial decisions you can make?Kesi Irvin walked away from a high-powered finance career in New York City after saving for two years to fund her dream of traveling the world.What started as a round-the-world trip turned into more than a decade of long-term travel across 84 countries and completely reimagined her way of living, working, and earning.We break down what it really takes to plan a round-the-world trip, including how much money you actually need, how to build a travel fund, and how to make money while traveling once your savings run out.If you've ever wondered whether long-term travel is financially possible, this episode will show you how to start designing your own path.Connect with Kesi IrvinWebsite: https://www.kesitoandfro.com/Follow on Instagram: @kesitoandfro (Link: https://www.instagram.com/kesitoandfro)Other Episodes You'll Love How To Plan an Adult Gap Year with Stephanie Perry - Episode 49Is Budget Travel Still Possible? What You Need to Know To Travel on $75 a Day - Episode 195Connect With Danielle Desir Corbett Website: www.thoughtcard.comNewsletter: ​​https://thethoughtcard.substack.com/Instagram: @thedaniellecorbettWork With Me:Email thethoughtcard@gmail.com for brand partnerships and business inquiries.Resources & Recommendations: ➡️ Sign up for a high-yield savings account with Ally Bank➡️ Sign up for Rakuten and earn cash back on purchases➡️ Earn points by snapping photos of receipts with Fetch➡️ Have multiple credit cards? Pick the right credit card to use to maximize points and miles with CardPointersSupport the Show Directly:Leave a review in your podcast app - it helps other listeners discover the show. Share this episode with family and friends who want to travel around the world for a year or long-term.Mentioned in this episode:Check out the Smart Travel PodcastThis week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel at the Link below:Smart Travel PodcastCheck out all of our other travel podcasts from around the worldThis podcast is part of the Voyascape Travel Network, that brings together the world's best travel podcasts. You can find all of our podcasts from around the world at Voyascape.com. Voyascape Podcast Network

Travel blogger/podcaster Angie Orth from Angieaway.com stops by to share her crazy Tale of trying to return home to Florida from the Maldives as the Iran bombing shut down airspace over the Middle East. Mentioned in this episode:Check out the Smart Travel PodcastThis week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel at the Link below:Smart Travel PodcastCheck out all of our other travel podcasts from around the worldThis podcast is part of the Voyascape Travel Network, that brings together the world's best travel podcasts. You can find all of our podcasts from around the world at Voyascape.com. If you are interested in advertising or sponsored content on any of our shows you can find out more at the link below.Voyascape Podcast Network

Learn when pet insurance is worth the cost and how APR and APY affect your loans and savings accounts. Is pet insurance worth the monthly premium, or is a high-yield savings account the smarter play? Host Elizabeth Ayoola moderates an in-studio debate on whether pet insurance is a sound financial product or mostly an emotional purchase. Smart Money host Sean Pyles, CFP®, and NerdWallet social media content creator Taylor Mitchell weigh in on reimbursement models, breed-specific exclusions, pre-existing conditions, and how to think through a vet bill that could outpace your emergency fund. Then, Sean and Elizabeth break down annual percentage rate and annual percentage yield, covering fixed versus variable rates, how compound interest builds over time, why the Schumer box matters when you shop for a credit card, and what a 1% swing on a mortgage APR can mean over 30 years. Free resources from NerdWallet: Credit Card Interest Calculator https://www.nerdwallet.com/credit-cards/learn/credit-card-interest-calculator  Compound Interest Calculator https://www.nerdwallet.com/banking/calculators/compound-interest-calculator  Mortgage Calculator with PMI and Taxes https://www.nerdwallet.com/mortgages/calculators/mortgage-calculator  What Is APY? Annual Percentage Yield Definition and How It's Calculated https://www.nerdwallet.com/banking/learn/what-is-apy  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Hear about travel to West Africa (Senegal, The Gambia, Guinea-Bissau) as the Amateur Traveler talks to Jenna Fletcher from LifeKineticTravel.com about her quest to see baby sea turtles in Guinea-Bissau. This week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel ⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠. Why should you go to West Africa? Jenna says, "It is absolutely breathtakingly beautiful: green, flowers, animals. It is one of those spots that is definitely less explored by Western tourists. I think it gives you a different perspective on some of the history that you've learned about throughout school. And so I really enjoyed learning about the horrors of slavery while in Western Africa, and also a different perspective on colonialism." Itinerary Jenna's recommended route is a two-week itinerary starting in The Gambia, continuing into Senegal, and ending in Guinea-Bissau, arranged partly around the fixed dates she could get for Orango National Park. ... https://amateurtraveler.com/travel-to-west-africa/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Can you really reinvent a category as established as iced tea — and scale to 15,000+ doors in just a few years? On today's episode, we welcome Brad Neumann, Co-Founder and Co-CEO of Saint James Iced Tea — one of the fastest-growing brands in the ready-to-drink beverage space. Launched in 2022, Saint James is bringing a fresh perspective to a legacy category with organic ingredients, low-to-no sugar formulations, and bold, modern branding designed for today's consumer. With a background at Red Bull and Anheuser-Busch — where he became one of the youngest Directors — Brad brings deep industry experience to the table, along with a track record of helping scale beverage startups to successful exits. That expertise has fueled Saint James' rapid rise, with the brand growing to over 15,000 retail doors and selling more than 900,000 cases in 2025 alone. In this episode, Brad shares what he saw in the iced tea category that others were missing, how he approached building a differentiated product from day one, and the strategies behind Saint James' breakout growth. We discuss the power of brand partnerships — including collaborations with HBO's White Lotus, Juicy Couture, and LOOP Beauty — and how to translate awareness into real retail velocity. Brad also breaks down the realities of scaling quickly in a crowded market, maintaining brand integrity, and what founders need to know about building momentum without losing focus. If you're interested in the future of beverages, scaling a high-growth CPG brand, or what it takes to stand out in a competitive category — this episode is for you. Tune in now on The Kara Goldin Show.   Are you interested in sponsoring and advertising on The Kara Goldin Show, which is now in the Top 1% of Entrepreneur podcasts in the world? Let me know by contacting me at karagoldin@gmail.com. You can also find me @‌KaraGoldin on all networks.   To learn more about Brad Neumann and Saint James Iced Tea:https://www.saintjamestea.comhttps://www.instagram.com/saintjamestea/https://www.linkedin.com/in/bradneumann/   Sponsored By: NerdWallet - Go to NerdWallet.com/KARAGOLDIN to find the funding you deserve. LinkedIn Jobs - Head to LinkedIn.com/KaraGoldin to post your job for free. AT&T Business - Switch to AT&T Business at business.att.com Chime - Join the millions who are already banking fee-free today. Head to Chime.com/KARAGOLDIN.   Check out our website to view this episode's show notes: https://karagoldin.com/podcast/830

Most step-by-step homebuying lists from major platforms are designed to guide you toward services—not help you make the right decisions.First-time buyers are told to follow step-by-step lists, but most are built with hidden priorities. This episode breaks down how Zillow, Best Money, and NerdWallet structure their advice—and why the order cane often be flawed. Each list pushes buyers toward financial actions early, often before they understand their own goals. The fix is simple but critical: start by deciding your “why,” then build a strategy around your life, not their funnel. “The deal is they're designed to attract your attention, not educate.” — David Sidoni, First Time Homebuyer Consumer AdvocateHighlights Are step-by-step homebuying lists actually built to help you—or to sell to you?Why do platforms push pre-approval and credit steps before personal planning?What happens when you follow a list that's in the wrong order?How do you build a homebuying plan that fits your life instead of a generic checklist?_________________________________________Check out our updated 2026 First Time Homebuyer's Episode Guide - Over 100 of our BEST Episodes of Detailed Homebuying Knowledge, Interviews, and MORE! Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

Find out how AI tools can help navigate the home buying process and where human expertise still matters most. Can AI help you buy a house with reliable information? What would you do if you had only ten years to live, received a $100,000 windfall, or lost your job with just one month of emergency savings? Sean Pyles, CFP®, and Elizabeth Ayoola sit down with a NerdWallet colleague to unpack his journey using AI to buy a home. But first, they take turns putting each other through a series of hypothetical — and sometimes grim — financial scenarios, revealing how they'd really handle everything from lending money to a struggling family member to deciding between a millionaire's Camry and a thousandaire's Mercedes. Then, NerdWallet's podcast strategist Cody Gough joins Sean and Elizabeth in-studio to share his experience using Claude AI to help him make homebuying decisions. He shares how he used AI to figure out his financing options, find and evaluate agents, work through mortgage applications, and even assess whether specific neighborhoods were the right fit for his family. NerdWallet mortgage writer Kate Wood joins virtually to offer an expert reality check on Cody's experience — weighing in on his financing choices, what the AI got right and wrong about contingent offers in a competitive market, and where tools like NerdWallet's calculators and articles would have served him better than an AI chatbot.  2026 Home Buyer Report – 48% of Prospective Buyers Will Use AI: https://www.nerdwallet.com/mortgages/studies/home-buyer-report  Compare Today's Mortgage Rates: https://www.nerdwallet.com/mortgages/mortgage-rates  See how far your homebuying budget could take you with NerdWallet's free home affordability calculator: https://www.nerdwallet.com/mortgages/calculators/how-much-house-can-i-afford  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Hear about travel to the Alentejo Region as the Amateur Traveler talks to travel blogger and adviser Julie Fox from JulieDawnFox.com about this overlooked but spectacular region of Portugal. This week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel ⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠. Why should you go to the Alentejo? Julie says, "There's plenty to see and do in the Alentejo. So yeah, it's a great place if you're into slow travel, small towns, and the countryside. It is quite varied, and you've got natural parks with mountain ranges. You've got turquoise waters and pale sand in places just south of Lisbon." Itinerary Julie's recommended one-week Alentejo itinerary is a round trip from Lisbon by car, with the first four nights based in Évora and the last two nights in Monsaraz, then a return to Lisbon via Setúbal and Azeitão. ... https://amateurtraveler.com/travel-to-the-alentejo-region-of-portugal/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Continuing on Hegel's Phenomenology, "Spirit" chapter, now up to sections 511-526, which finishes off the sub-section of "Self-Alienated Spirit" called "Culture and its Realm of Actuality." Whereas in our last discussion, obeying the state (public power) ran counter to hoarding wealth (private power), at this stage, the two converge, because the state gets concentrated in a single monarch who both receives our power and doles out wealth to his supporters. So putting your effort into obtaining private wealth ironically requires surrendering your agency (and hence wealth) to the state. Get more at partiallyexaminedlife.com. Visit partiallyexaminedlife.com/support to get ad-free episodes and tons of bonus discussion. Sponsors: Go to NerdWallet.com/PEL for trustworthy small business loans. Get a $1/month e-commerce trial at shopify.com/pel. Get three months free of online payroll and benefits software for small businesses at gusto.com/pel.