Podcasts about nerdwallet

Learn whether you're saving enough money in 2025. Then, learn where to keep conservatorship funds to safely earn interest. What is the average American saving in 2025? Where can you keep conservatorship funds to earn interest? Hosts Sean Pyles and Elizabeth Ayoola tackle a listener's question about how to grow savings when managing a conservatorship account. But first, Elizabeth welcomes Anna Helhoski, NerdWallet senior writer, and Erin El Issa, NerdWallet data writer, to discuss new findings from NerdWallet's midyear savings report. They cover how much Americans are saving in 2025, what they're saving for, and the biggest barriers, even for high earners. Erin shares strategies for getting back on track with your savings goals, including how to start small, automate contributions, and make use of tools like “sinking funds.” Then, host Sean Pyles joins Elizabeth to answer a listener's question about how to grow savings when you're managing a conservatorship account. They welcome NerdWallet banking writer Margarette Burnette, who explains the special requirements of conservatorship accounts, why most online banks won't support them, and how to shop for the best fit. They discuss how credit unions may offer the right balance of customer service and flexibility, what features to compare when choosing an account, and why convenience and compliance often outweigh high interest rates in these cases. NerdWallet's roundup of the best high-yield savings accounts: https://www.nerdwallet.com/best/banking/high-yield-online-savings-accounts  See NerdWallet's lists of the best banks and credit unions that can help you manage and grow your funds more optimally: https://www.nerdwallet.com/p/best/banking/best-banks-and-credit-unions  How to decide between a credit union and a bank: https://www.nerdwallet.com/article/banking/credit-unions-vs-banks  In their conversation, the Nerds discuss: how to save money, emergency funds, 2025 savings trends, high-yield savings accounts, conservator savings account, conservatorship account, savings goals, savings by income level, how much to save per month, automating savings, sinking fund, saving for travel, saving for emergencies, online savings account, savings barriers, low interest savings, saving with a high income, credit union vs bank, managing someone else's money, saving for medical expenses, pet emergency savings, budgeting for short-term goals, CDs vs savings accounts, 529 plans, UTMA account, retirement account options, IRA vs 401k, APY drops explained, saving for gifts, saving for kids expenses, certificate of deposit, NerdWallet savings survey, savings tips 2025, and setting savings goals. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

At the Brown Table this week, Mandi invites two brilliant voices: Elizabeth Ayoola, host of Smart Money by NerdWallet, and Haniyah Philogene, lifestyle reporter at TheGrio. They dive into the chaotic beauty of career pivots, being Black women in media, and the emotional labor of storytelling. We talk motherhood, dating, the cost of protective styles (spoiler: $400 braids are wild), and the complex feelings around Tyler Perry’s latest Netflix hit. The convo gets real on how Black trauma is marketed—and why we need more diverse storytelling for us, by us. We also chat about: What it really means to be "financially free" in your 30s The evolving landscape of Black journalism in a post-DEI world How social media impacts our timelines—literal and emotional Why storytelling is political, and who gets to shape the narrative Plus, Elizabeth breaks down how she got into personal finance with no journalism degree—and why she wants you to start investing (even if it’s just $5). And Haniyah gives us the inside scoop on Black consumer power, boycotts, and making sense of it all in your group chat. New here?Join us three times a week:

In this month's Smart Planning segment, a financial advisor discusses how to build a smarter debt payoff plan without sacrificing long-term financial goals. What's the smartest way to make progress on credit card debt when budgeting alone isn't cutting it? When can debt consolidation tools actually make your situation worse? Hosts Sean Pyles and Elizabeth Ayoola discuss strategies for getting out of debt without sacrificing long-term financial stability. But first, they begin with a round of Smart Money, Dumb Money, Fun Money, where they talk about some of the smartest, dumbest and “funnest” things they've seen in the world of money lately, from maximizing credit card rewards to avoiding loyalty traps with insurance providers to choosing which splurges are actually worth it. Then, they're joined by Daniel Messeca, Certified Financial Planner and co-host of the Check Your Balances podcast, to help listener Safia weigh whether tapping their 403(b) to pay off $36,000 in credit card debt is a smart move. Together, they explore how to evaluate the long-term tradeoffs of using retirement funds, how to spot and plug budget leaks, and how nonprofit credit counseling, 403(b) loans, and even bankruptcy might fit into a comprehensive debt payoff plan. Inspired to navigate your finances with an advisor? Use NerdWallet Advisors Match to find vetted professionals today at https://www.nerdwalletadvisors.com/match  Card benefits, terms and fees can change. For the most up-to-date information about cards mentioned in this episode, read our reviews: American Express Blue Cash Preferred Review: Perhaps the Ultimate Family Card https://www.nerdwallet.com/reviews/credit-cards/american-express-blue-cash-preferred  Citi AAdvantage Executive Review: Your Key to the Club https://www.nerdwallet.com/reviews/credit-cards/citi-aadvantage-executive  Track your net worth, stay up-to-date on consumer news, and learn smart money moves on the NerdWallet app: https://nerdwallet.com/app  Compare auto insurance rates in 2 minutes: https://www.nerdwallet.com/m/insurance/auto-insurance/compare-quotes-control-29  In their conversation, the Nerds discuss: using 403b to pay off credit cards, credit card debt payoff strategies, credit card consolidation options, nonprofit credit counseling, 403b loan vs withdrawal, how to budget paycheck to paycheck, emergency fund savings tips, high-interest credit card strategies, 0 APR balance transfer, eSIM international travel, rental car insurance credit card, car insurance loyalty penalty, budgeting apps for debt payoff, student loan repayment tips, public service loan forgiveness program, SAVE plan student loans, income-driven repayment plans, how to reduce entertainment spending, reducing eating out budget, how to start a side hustle, budgeting for low income, when to pause retirement contributions, how to qualify for PSLF, tips for high annual fee credit cards, choosing the right rewards card, using hobbies for self-care, fun money budgeting tips, best credit cards for groceries, and car insurance shopping tips.  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Download Chris's FREE E-Book on “How To Find Ultra High Net Worth Clients" from https://UHNWC.com/  Mario Hernandez (https://www.longevitywealthmanagement.com/) is a Certified Financial Planner™ with over 30 years of experience in retirement planning and wealth management. He helps individuals and families make informed financial decisions through his firm's proprietary PulsePoint Formula, building multi-generational relationships rooted in trust and education. Mario writes monthly for Kiplinger and has been featured in Real Simple, NerdWallet, and U.S. News & World Report. He holds a Bachelor of Science in Accounting and Finance from Cal State University, Hayward, and a master's in financial planning from Golden Gate University.In this episode, Chris and Mario discuss:1. The Power of Focus: Stop Doing It All and Start Growing2. Planning Over Performance: The Real Differentiator3. Want Loyalty? Help with More Than Just Investments4. The Best Advice Is the Advice You Live ByLinkedIn: https://www.linkedin.com/in/mario-hernandez-cfp-1046735/ Website: https://www.longevitywealthmanagement.com/ Articles: https://www.kiplinger.com/author/mario-hernandez Maximize your marketing, close more clients, and amplify your AUM by following us on: Instagram:  https://instagram.com/ultrahighnetworthclients TikTok: https://tiktok.com/ultrahighnetworthclients YouTube: https://www.youtube.com/@uhnwcFacebook: https://www.facebook.com/UHNWCPodcast Twitter: https://twitter.com/uhnwcpodcast iTunes:  https://podcasts.apple.com/au/podcast/ultra-high-net-worth-clients-with-chris-brodhead/id1569041400Spotify: https://open.spotify.com/show/4Guqegm2CVqkcEfMSLPEDrWebsite: https://uhnwc.com Work with us: https://famousfounder.com/fa DISCLAIMER: This content is provided by Chris Brodhead for the general public and general information purposes only. This content is not considered to be an offer to buy or sell any securities or investments. Investing involves the risk of loss and an investor should be prepared to bear potential losses. Investment should only be made after thorough review with your investment advisor considering all factors including personal goals, needs and risk tolerance. 

Learn how to keep calm and carry on with smart money moves and car buying plans amid tariffs, market swings, and rising prices. Should you buy a car now or wait — even if prices are expected to rise? How can you navigate the financial noise of today's economy without losing your cool? Hosts Sean Pyles and Elizabeth Ayoola discuss coping with economic uncertainty and the impact of tariffs on consumer behavior. Joined by NerdWallet data journalist and senior economist Elizabeth Renter, they explore how ongoing policy whiplash — from tariffs to spending bills — is fueling market volatility, price instability, and stress for financially savvy households. They share strategies for cutting through the noise, including setting boundaries on news consumption, sticking to the fundamentals of budgeting, and staying focused on what you can control. Then, Shannon Bradley, a NerdWallet authority on auto loans and car buying, joins Sean and Elizabeth to discuss whether now is a smart time to buy a car. They explore how rising tariffs, depleted inventory, and market unpredictability are reshaping the auto market. They also discuss when buying makes sense, how to tell if your current car is worth holding onto, and tools to assess financing tradeoffs. Plus: used car loan interest rates, prioritizing transportation in your budget, signs it's time to replace your car, and how to budget for future vehicle purchases. Use NerdWallet's free auto loan calculator to estimate a monthly car payment and total loan cost: https://www.nerdwallet.com/calculator/auto-loan-calculator  In their conversation, the Nerds discuss: how tariffs affect car prices, economic uncertainty 2025, car prices and inflation, used car financing tips, emergency fund during inflation, average car payment 2025, best time to buy a car, auto loan calculator, how to deal with market volatility, economic stress coping strategies, when to replace your car, saving for a car down payment, impact of tariffs on economy, trade policy and car prices, high yield savings for emergencies, used car interest rates 2025, how to manage financial anxiety, budgeting during inflation, how to stay calm during economic turmoil, effects of tariffs on global trade, how to get a good deal on a car, Kelley Blue Book car value, how to plan for a recession, used car inventory shortage, when to shop for cars, employee pricing car deals, how to choose a car loan, and NerdWallet car buying tips. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Getting paid is one of the most important steps in running a thriving podcast editing business. How you invoice for your work can have a huge impact on your cash flow and profitability.Eric Rosenberg shares some best practices when invoicing clients, as a freelancer, and the challenges of balancing your client's needs with our self-employed realities.While listening, pay particular attention to the importance of strategic invoicing for peace of mind, the various payment models available, and how to leverage technology to automate your invoicing process.Key moments:Invoice clients monthly for consistent cash flowFor new clients or large projects, consider upfront or milestone paymentsUse an invoicing system to automate the process and save timeMaintain detailed records for accounting and legal purposesNegotiate equitable payment terms with clientsClearly define project milestones for phased payments in complex projectsCheck out Eric's Invoicing App:freelancerdashboard.comAbout Eric Rosenberg:Eric is a financial writer, speaker, and consultant whose expertise lies in banking, credit cards, investing, cryptocurrency, insurance, real estate, business finance, and financial fraud and security. His work has appeared in many online publications, including Time, USA Today, Forbes, Business Insider, Nerdwallet, Investopedia, and U.S. News & World Report. Connect with him and learn more at EricRosenberg.comTools we used:*Riverside.fm to recordWe used Riverside to record this episode. Use code Yetis at *https://creators.riverside.fm/Yetis for 15% off a membership plan.*WhisperTranscribe for show notesWhisperTranscribe assisted in the crafting of this episode description. It probably saved me 30 minutes by providing a summary and a list of chapters. Click on the *link above to see how it works for yourself!*Captivate.fm for podcast media hostingWe use Captivate to host the podcast. Captivate offers amazing features for a low monthly price, including full control of dynamic insertion, embedded chapters, and Blocks/Shortcodes to quickly add content to show notes (either static or dynamically!)*Use of the above affiliate links may earn us a commission, which is used to support the efforts of this show. Thank you in advance for your support! Mentioned in this episode:The Podcast Editor Academy is open now!Community. Support. Editing Courses. Copy/paste Sales Scripts. These are just a few of the things available inside the Podcasts Editor Academy, which is open right now... ...and you know it's open right now because you're hearing my voice and THIS IS A DYNAMICALLY INSERTED PROMO (which we also teach inside the PEA) Interested in learning more about the back end of podcasting? Or how to help clients to make their shows better? How to serve them better? Join during this limited time.Podcast Editor AcademyThis podcast uses the following third-party services for analysis: OP3 -...

Reset your vacation budget and learn about the real work it takes to manage a rental property as a new or aspiring landlord. How can you get back on budget after overspending on vacation? What should you know before turning a home into a rental property? Hosts Sean Pyles and Elizabeth Ayoola discuss navigating the financial aftermath of travel and break down the real-world expectations of becoming a landlord. Joined by Lisa Green, NerdWallet writer and experienced rental property owner, they discuss the practicalities of managing a rental and share firsthand budgeting wins and miscalculations from recent international trips. They begin with a discussion of post-vacation budget resets, with tips and tricks on embracing no-spend months, identifying emotional spending triggers, and realigning with financial goals. Then, Lisa Green joins Sean and Elizabeth to discuss rental property ownership. They talk about what it takes to manage a property, the role of property managers vs. DIY, and how taxes, legal structures, and financing strategies work when building a long-term rental portfolio. In their conversation, the Nerds discuss: how to manage a rental property, post-vacation budgeting, rental property taxes, passive income rental property, cost of property management, rental property depreciation, rental property LLC pros and cons, travel spending budget tips, managing a rental from afar, all-inclusive vacation budgeting, is passive income really passive, how to budget for vacation, how to rent out your house, first-time landlord advice, LLC vs trust for rental property, owner-occupied rental property, how to start a rental property business, multifamily property investment, rental property tax benefits, short-term loan for real estate, rental property umbrella insurance, refinancing a rental property, how to avoid selling your house, budgeting after vacation, rental property record keeping, rental property write-offs, and how to buy your second property. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.

On episode 194 of The Compound and Friends, ⁠⁠Michael Batnick⁠⁠ and ⁠⁠Downtown Josh Brown⁠⁠ are joined by Jens Nordvig, Founder and CEO of Exante Data to discuss: the latest on tariffs, the significance of jobless claims, the dollar's reserve currency status, the collapse in foreign tourism, and much more! This episode is sponsored by Public. Discover why NerdWallet gave Public five stars for its ease-of-use
and investment selection by visiting: http://public.com/compound Sign up for The Compound Newsletter and never miss out: ⁠⁠thecompoundnews.com/subscribe⁠⁠ Instagram: ⁠⁠instagram.com/thecompoundnews⁠⁠ Twitter: ⁠⁠twitter.com/thecompoundnews⁠⁠ LinkedIn: ⁠⁠linkedin.com/company/the-compound-media/⁠⁠ TikTok: ⁠⁠tiktok.com/@thecompoundnews⁠⁠ Investing involves the risk of loss. This podcast is for informational purposes only and should not be or regarded as personalized investment advice or relied upon for investment decisions. Michael Batnick and Josh Brown are employees of Ritholtz Wealth Management and may maintain positions in the securities discussed in this video. All opinions expressed by them are solely their own opinion and do not reflect the opinion of Ritholtz Wealth Management. The Compound Media, Incorporated, an affiliate of ⁠⁠Ritholtz Wealth Management⁠⁠, receives payment from various entities for advertisements in affiliated podcasts, blogs and emails. Inclusion of such advertisements does not constitute or imply endorsement, sponsorship or recommendation thereof, or any affiliation therewith, by the Content Creator or by Ritholtz Wealth Management or any of its employees. For additional advertisement disclaimers see here ⁠⁠https://ritholtzwealth.com/advertising-disclaimers⁠⁠. Investments in securities involve the risk of loss. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. The information provided on this website (including any information that may be accessed through this website) is not directed at any investor or category of investors and is provided solely as general information. Obviously nothing on this channel should be considered as personalized financial advice or a solicitation to buy or sell any securities. See our disclosures here: ⁠⁠https://ritholtzwealth.com/podcast-youtube-disclosures/ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this insightful clip, Ian Dunlap and Rashad Bilal unpack Bank of America's recent advisory urging investors to short the S&P 500 amid concerns of a global shift away from US equities and US bond credit ratings. Is the era of American exceptionalism really coming to an end, or is the innovation engine still running strong?Ian and Rashad dig deep into why shorting US equities right now might be a mistake—even with doubts swirling about the country's future growth. They highlight major U.S. innovators such as OpenAI, Palantir, and Anderil, as well as tech giants like Nvidia, Microsoft, and Meta, showing how these companies are not just maintaining but expanding America's leadership in technology and AI.The conversation also explores:Why America's most disruptive companies haven't even gone public yetHow Starlink and Meta are transforming global connectivity—above and below groundThe importance of understanding innovation cycles before making emotional investing decisionsWhy debt and macro numbers don't tell the whole story about US market strengthHow biotech and data infrastructure are changing the investment landscapeWhether you're a seasoned investor or just watching the markets, this clip offers a balanced perspective on future opportunities and risks in U.S. equities. Learn why betting against America's stock market could mean missing out on generational wealth creation, and what makes today's tech titans different from the rest.

Learn what a U.S. credit downgrade means for your portfolio, plus find out when it might be time to cancel your travel credit card. What does the U.S. credit rating downgrade mean for your investments? Should you cancel your travel credit card if the perks no longer justify the fee? Hosts Sean Pyles and Elizabeth Ayoola discuss the U.S. government's recent credit downgrade by Moody's and how it could impact markets, borrowing costs, and long-term economic stability. Joined by NerdWallet news writer Anna Helhoski and investing writer Sam Taube, they break down the downgrade's broader implications and offer tips on navigating bond yields, safe investment vehicles, and economic uncertainty. Then, Sean and Elizabeth are joined by credit cards Nerd Melissa Lambarena to answer a listener's question about canceling a high-fee travel credit card. They explore the pros and cons of closing accounts, how to audit whether a card's perks are still worth the fee, and alternatives like downgrading to a lower-fee card. They also cover how to track credit card value, minimize credit score impact when making changes, and optimize benefits like lounge access, rental car perks, and more. Card benefits, terms and fees can change. For the most up-to-date information about cards mentioned in this episode, read our reviews: United Quest card review: https://www.nerdwallet.com/reviews/credit-cards/united-quest  United Explorer card review: https://www.nerdwallet.com/reviews/credit-cards/united-explorer   NerdWallet offers a Treasury account through a partnership with Atomic: https://www.nerdwallet.com/lp/treasury-account  What is a credit card product change and how does it work? Instead of opening a new account, you could ask to change to a different card. Here's when and how to do so: https://www.nerdwallet.com/article/credit-cards/credit-card-product-change  In their conversation, the Nerds discuss: US credit rating downgrade, Moody's downgrade 2024, what happens if US defaults, effects of US credit downgrade on investments, treasury bond yields 2024, how to evaluate credit card perks, downgrade travel credit card, how to keep a high credit score without using credit cards, short-term Treasury bills, Treasury accounts vs savings accounts, investing during economic uncertainty, Moody's credit rating explained, credit rating agencies, U.S. debt ceiling 2024, credit card points strategy, tracking credit card rewards, how to downgrade a credit card, budgeting for credit card annual fees, short-term treasuries vs CDs, best way to manage multiple credit cards, using perks to offset credit card fees, and investing during economic downturns. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.

Timestamps:7:20 – Mortgage Rate Spike16:00 – Institutional Mega-Bets19:40 – Bank of America's S&P 500 Short Call24:36 – A Message from Africa49:06 – Bitcoin Hits All-Time High56:10 – OpenAI Acquires Jony Ive's Company1:03:00 – Is It Time for Tim Cook to Go?1:09:30 – Apple's Losing Streak & Tariff Threat1:15:13 – AI Writing Code at Microsoft1:20:00 – Insider Moves at AMD and Palantir1:32:00 – Google's New AI AdvancementsIn this week's episode of Market Mondays, we dive into the rising mortgage rates and whether a housing crisis is brewing, a $3 billion institutional bet on the stock market, and Bank of America's surprising call to short the S&P 500. We also share exclusive insights from our trip to Africa and discuss the future of global investment opportunities on the continent.We break down Bitcoin's all-time high, OpenAI's major acquisition of Jony Ive's company, and Apple's latest challenges—from leadership questions to looming tariffs. Plus, we analyze insider moves at AMD and Palantir, Microsoft's AI coding shift, and Google's latest advancements in artificial intelligence.Link to Invest Fest: https://investfest.com#MarketMondays #Bitcoin #Investing #Apple #OpenAI #AfricaBusiness #S&P500 #StockMarket #TechNews #MortgageRates #AI #Palantir #AMD #GoogleAIOur Sponsors:* Check out NerdWallet: https://www.nerdwallet.comSupport this podcast at — https://redcircle.com/marketmondays/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Struggling with debt can feel overwhelming, but with the right strategies, it's possible to regain control and build a more secure financial future. Fortunately, there are practical and proven methods to reduce and manage debt effectively, no matter your financial situation.    Links: Check out NerdWallet's Top Budget Apps for 2025 Learn more about Triangle's personal loan options for debt consolidation Financial webinars for Budgeting and Paying Off Debt Check out TCU University for financial education tips and resources! Follow us on Facebook, Instagram and Twitter! Learn more about Triangle Credit Union  Transcript: Welcome to Money Tip Tuesday from the Making Money Personal podcast.    Debt is a tool, and it can be very useful when used properly. Borrowing money can help us buy our first car, get into our first home, or even pursue that degree for our dream job. But like any tool, it's possible to get into trouble if we don't understand how to use it.    Taking action when debt becomes burdensome is essential. Recognizing the various signs can detect unmanaged debt, and this awareness can bring a sense of reassurance.    Unmanageable debt can reveal itself in some or all of the following ways: There's no ability to save money because it's all going to payments, you have a heightened sense of worry, stress, or anxiety over financials, and your debts aren't being paid on time and are heading towards or currently in collections.   Based on these factors, reducing debt to a manageable level is a net positive for your life. It's not just about the numbers; it's about the hope and freedom it can bring. Reducing debt not only improves financial health but may also improve mental health.    Pursuing and achieving financial freedom usually starts with some form of reducing debt and proper management is essential to get there. Once managed, you can push that throttle forward and speed rapidly toward finally getting it under control.   Here are three top strategies to reduce and manage debt effectively:    Simplify your payments by organizing and consolidating. Budgeting is a key part of this process. We often stress the importance of budgeting because it's the foundation of successful debt management. It's hard to plan without a budget, and your debt payoff effort won't be as effective. Educate yourself on successful budgeting tactics and find the one that works best. Whether it's pen and paper or a digital app, it is essential to keep your budget organized. You can also explore some of the top budgeting apps. For example, Nerdwallet published a list of the top budgeting apps for 2025, so check out the link in the show notes.  Explore consolidation loans or other debt assistance programs. If debts are tough for you to manage, a debt consolidation might take that pressure off and give you the necessary breathing room. It enables you to group some or all your various debt bills into one consolidated payment that's easier to manage. For help, contact staff at your local bank or credit union. They could help illuminate the right options for your situation and cover the various details involving a debt consolidation.   Find a way to lower your bills. Cut back on spending if possible. Avoid unnecessary purchases and cancel unused subscriptions.  You can also explore ways to refinance your debts, whether auto, personal, credit cards or student loans to a lower interest rate. By shopping around for lower rates, you may be able to decrease your monthly payment, freeing up more cash to put towards your existing debt. This can also be a significant saving over the life of the loan, making it a worthwhile strategy to consider.  And you can lower bills by negotiating with providers and businesses for better rates or payments.  Cell phone providers, car insurance companies, cable and internet providers, and even gym memberships will likely try to work with you on a better deal. If not, shop around and see if you can find that better deal elsewhere.   The third way to start managing debt better is to find ways to increase income. If you're currently working, consider asking for a raise, or even working overtime to bring in a little more each paycheck.  Explore a new job for opportunities that might land you a better salary or consider picking a second job to work a few extra hours each week. Even working an extra 10 hours per week could provide the right amount of buffer in your budget to chip away at that big debt pile.   If you need something more flexible to bring in more money consider gig work or freelance work on the side to bring in extra cash. You could try delivery or Uber driving, pet sitting, or dog walking, which are all popular ways to easily try out gig work. Also, don't forget about other opportunities like tutoring, graphic design, photography, or babysitting. If you decide to try this, remember to set aside a portion of your earnings for taxes.   If you need help getting started on your debt payoff plan, we offer webinars to watch on YouTube that cover a variety of budgeting tools and strategies as well as putting together a debt payoff plan tailored for your situation. Watch on demand using the links posted in the show notes.  If there are any other tips or topics you would like us to cover, let us know at tcupodcast@trianglecu.org. Like and follow our Making Money Personal FB and IG page and look for our sponsor, Triangle Credit Union on social media to share your thoughts.   Thanks for listening to today's Money Tip Tuesday and check out our other tips and episodes on the Making Money Personal podcast.   Have a great day!   

Planning a big move? Learn how to decide whether you should sell or rent your home and fund your next down payment. Should you sell or rent out your home when you move? What's the best way to fund a down payment from multiple accounts? Host Sean Pyles talks to NerdWallet writer Lisa Green about the big financial decisions that come with relocating across a long distance. Joined by listener David, they explore how to evaluate whether keeping a home as a rental makes sense, and what it takes to manage that property from a distance. They begin with a discussion of long-distance landlording, with tips and tricks on hiring a property manager, maintaining a savings cushion, and considering the tax benefits of depreciation and travel deductions. They also discuss which accounts to withdraw from with minimal tax consequences, how to leverage a HELOC before moving, and how the timing of a move can impact your financial strategy. Learn about down payments and calculate how much to put down on a house: https://www.nerdwallet.com/article/mortgages/down-payment-calculator  If you're ready to find the right mortgage with expert guidance every step of the way, get started today at https://www.nerdwallet.com/prequalify/m/mortgage-experts/lp1  In their conversation, the Nerds discuss: renting out your home after moving, long distance landlord tips, property manager costs, managing a rental property from another state, home equity line of credit for down payment, how to get money for a home down payment, using Roth IRA for home purchase, cashing out taxable investments for a down payment, capital gains tax on investment sales, moving across the country with kids, how to prepare financially for a move, cross-country move costs, downsizing before a move, furnished rental property tax benefits, rental property depreciation, rental property travel tax deduction, renting furnished home to traveling nurses, comparing cost of pods vs U-Haul, best way to move long distance, property management for out-of-state rental, rental vacancy costs, tax benefits of keeping a rental property, how to handle moving logistics, financial planning for relocation, and how to access money for a house down payment. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.

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Business and Education - NerdWallet Personal Finance

In this insightful Market Mondays clip, Ian Dunlap, Troy Millings, and Rashad Bilal share essential advice for recent college graduates entering the real world. As graduation season is in full swing, many young adults are facing tough questions about finances, career direction, and how to get ahead despite an uncertain job market.The conversation kicks off with Rashad congratulating his nephew on graduating from St. John's University, then moves quickly to practical tips every grad should hear. Ian emphasizes the importance of picking solid investments early—think Microsoft, Visa, and bitcoin—and making those investments a financial priority. He also highlights the necessity of building entrepreneurial skills and considering business opportunities beyond the U.S.Rashad echoes Ian's advice, underscoring the need to develop 50-year skill sets and to explore tech-driven companies, ETFs like QQQ, and real estate. He stresses the value of learning practical skills not taught in school, especially in areas like artificial intelligence and content creation.Troy adds another layer by urging grads to understand their unique value and to carefully plan for student loan repayment. He reminds everyone to make use of networking opportunities, especially alumni associations and organizations, while focusing on what they can genuinely bring to the table.The trio offers actionable steps: Invest at least 20% of your income as soon as you can, even before paying off debt, to create long-term wealth. Build a personal brand and showcase your ideas—don't go into interviews empty-handed! Keep your living expenses low (living at home is okay!) so you can save and invest more. Build networks by staying active in alumni associations and professional groups. Learn practical, future-proof skills, including technology and AI.They also address parents, urging them to be patient as the job market is challenging—even for top tech employees. The conversation wraps up with a reminder to prioritize assets over liabilities and to stay disciplined in money habits.Whether you're a recent graduate, a parent, or someone thinking about a career pivot, this clip is packed with wisdom on building wealth, skills, and networks that will serve you for decades to come!*Timestamps:* 00:00 - Graduation shoutout and opening remarks 00:43 - First steps for new grads: investing and entrepreneurship 03:44 - Why learning tech and AI matters 06:45 - Keeping student debt low and choosing the right degree 08:19 - Creating a personal plan and value-add 10:24 - Networking, alumni associations, and the power of community 12:16 - Building your brand and showcasing your skillsDon't miss out on these foundational lessons—watch now and map out your path to success!*Hashtags:* #MarketMondays #CollegeGraduates #FinancialAdvice #InvestingTips #Entrepreneurship #CareerAdvice #Networking #WealthBuilding #PersonalFinance #AIskills #TechCareers #StudentLoans #AlumniNetworking #YoungInvestorsOur Sponsors:* Check out NerdWallet: https://www.nerdwallet.comSupport this podcast at — https://redcircle.com/marketmondays/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Josh Maxey, executive director of the Bet Mishpachah, an LGBTQ synagogue in Washington, D.C., joins "CBS Mornings" to talk about his friend Sarah Milgrim who was shot and killed Wednesday night along with Yaron Lischinsky as they left the Capital Jewish Museum. "Sarah was a remarkable human being," said Maxey, describing her as caring, bright and bubbly. Widespread damage remains after deadly tornadoes struck Tylertown, Mississippi, more than two months ago. The Trump administration has not yet approved a disaster declaration, which was requested days after the storm, leaving some residents waiting for federal assistance to help them rebuild.A significant number of summer essentials come from China and because of tariffs, some major retailers have warned of higher prices. While gas and airfare prices are starting to fall, Nerdwallet says travelling this summer will still be 12% more expensive than before the pandemic. CBS News' Nancy Chen shows how to save and enjoy the summer season.As part of our "Kindness 101" series, Steve Hartman shares how one family turned grief into gratitude with a tribute that brought meaning, memory, and language together.Fresh off winning four ACM Awards, including Entertainer of the Year, Lainey Wilson joins "CBS Mornings" to talk about her whirlwind year, new single "Somewhere Over Laredo," and her upcoming performance at the American Music Awards.Best known for the hit show "Ted Lasso," actress Hannah Waddingham plays a U.S. Navy admiral in the latest "Mission: Impossible" film and tells "CBS Mornings" how the role hits close to home. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Learn what stagflation could mean for your finances and how to tell if you need life insurance. Do you still need life insurance if you've built enough wealth? What does stagflation mean for your financial plan? Hosts Elizabeth Ayoola and Sean Pyles discuss how to determine whether your life insurance coverage still fits your needs and what to watch for as economists warn about potential stagflation. First, along with NerdWallet senior news writer Anna Helhoski and inflation expert Taryn Phaneuf, they break down how to think about your financial protection in uncertain times, discussing stagflation—what it is, why it's so rare, and what signs to look for now—and offering tips on monitoring inflation, adjusting your savings strategy, and reducing high-interest debt.  Then, listener Adam joins Sean and Elizabeth to explore whether increasing umbrella insurance means he can lower his auto coverage, when to switch to a group life policy through work, and how to estimate college savings needs for three kids. They discuss comparing life insurance policies, how to factor net worth into coverage decisions, and why regular insurance check-ins are key. Use NerdWallet's free tool to compare life insurance quotes and find the right coverage for you and your family https://www.nerdwallet.com/insurance/life/life-insurance-quotes  In their conversation, the Nerds discuss: life insurance vs net worth, term life insurance, umbrella vs collision insurance, when to update life insurance, group life insurance policy, employer life insurance coverage, best life insurance for parents, convert group life insurance, stagflation, what is stagflation, signs of stagflation, stagflation 2025, Consumer Price Index April 2025, high-yield savings accounts inflation, saving during inflation, emergency fund inflation, umbrella insurance minimums, collision coverage and umbrella insurance, auto insurance comparison, saving for college with 529, 529 contribution calculator, estimating college savings, tuition benefits, financial checklist after remarriage, insurance tips for high net worth, choosing term vs whole life, how to save on insurance, switching insurance after marriage, family insurance planning, life insurance for spouse, when to drop term life insurance, inflation trends 2025, how to prepare for stagflation, and Federal Reserve inflation targets. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.

In this episode of Market Mondays, hosts Rashad Bilal, Troy Millings, and Ian Dunlap tackle some of the most pressing topics in business, politics, and investing. They begin by discussing President Joe Biden's health concerns and the implications of recent prostate cancer commentary. The conversation then shifts to Coinbase's inclusion in the S&P 500 and its potential impact on Bitcoin and the broader crypto market. Security issues surrounding Coinbase are also examined in detail. The hosts analyze the recent downgrade of the U.S. credit rating and what it signifies for investors. They delve into Microsoft's layoffs and their potential implications for the future of artificial intelligence. Advice is offered to recent college graduates navigating the current economic landscape. The discussion also covers strategies for families to protect wealth earned through Name, Image, and Likeness (NIL) deals. Investment opportunities in UnitedHealthcare are evaluated, along with a comparison of companies that may serve as the new “Coca-Cola” in U.S. security stocks. 6:15 – Joe Biden's Health Concerns & Prostate Cancer Commentary7:58 – Coinbase Joins the S&P 500: Impact on Bitcoin & Crypto16:47 – Coinbase Security Issues Explained22:50 – U.S. Credit Rating Gets Downgraded: What It Means28:55 – Microsoft Layoffs: Implications for AI42:31 – Advice for Recent College Graduates56:28 – NIL Money: How Families Can Protect Wealth1:10:37 – Is It a Good Time to Buy UnitedHealthcare?1:20:30 – What Companies Are the New “Coca-Cola” for U.S. Security Stocks?Link to Invest Fest: https://investfest.com#MarketMondays #Investing #CryptoNews #Coinbase #Bitcoin #Microsoft #AI #USCreditRating #NILMoney #UnitedHealthcare #StockMarket #FinancialLiteracy #EconomicInsightsOur Sponsors:* Check out NerdWallet: https://www.nerdwallet.comSupport this podcast at — https://redcircle.com/marketmondays/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Patrick Brenner from the Southwest Public Policy Institute gives his "Swipe Right" report about Nerdwallet and Credit Karma on News Radio KKOBSee omnystudio.com/listener for privacy information.

In this month's Smart Planning segment, a financial advisor discusses when it might make sense to scale back your 401(k) contributions. Is it safe to invest right now? Should you keep contributing to your retirement account when the economy feels uncertain? Hosts Sean Pyles and Elizabeth Ayoola discuss how to navigate turbulent financial times by focusing on long-term investing strategies and what you can control. They break down what's going on with recent stock market activity, why the dollar is weakening, and how investors can stay the course by understanding their risk tolerance and using tools like dollar-cost averaging. They also touch on emotional investing and offer practical ways to handle market anxiety without pulling back on your financial goals. Then, Elizabeth welcomes Ross Anderson, founder of Craftwork Capital and co-host of the Check Your Balances podcast, to answer a listener's question about whether to reduce 401(k) contributions due to fears about job security. They discuss how to evaluate whether you're holding too much cash, the trade-offs between contributing to retirement versus living for today, and how the FIRE (Financial Independence, Retire Early) movement can work even if you start later in life. They also cover the impact of retiring abroad, how international taxes can complicate your strategy, and why certain insurance products might not match your goals. Inspired to navigate your finances with an advisor? Use NerdWallet Advisors Match to find vetted professionals today at https://www.nerdwalletadvisors.com/match  Learn about dollar-cost averaging as a strategy to reduce the impact of volatility by spreading out your stock or fund purchases over time so you're not buying shares at a high point for prices: https://www.nerdwallet.com/article/investing/dollar-cost-averaging-2  In their conversation, the Nerds discuss: investing during market volatility, dollar cost averaging, stock market downturn 2025, how to manage risk tolerance, emotional investing, investment risk capacity, long-term investing strategy, FIRE movement explained, barista FIRE, how to retire abroad, retiring in Portugal, retiring in Italy, buying a home in Europe, saving for early retirement, high-yield savings account vs investing, when to reduce retirement contributions, investing vs lifestyle spending, how to handle market swings, tax rules for expats, international index funds, when to use a brokerage account, what to do in a market downturn, life insurance for retirement planning, long-term capital gains tax, when to sell stocks for retirement, CDs vs savings account, risk tolerance vs risk capacity, and when to rebalance investments. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Disclaimer: This podcast is for informational and educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. Any comments posted under NerdWallet's official account videos are not reviewed or endorsed by NerdWallet or representatives of financial institutions affiliated with the reviewed products unless explicitly stated otherwise. Avoid disclosing personal or sensitive information such as bank accounts or phone numbers. NerdWallet employees do not offer personalized financial advice and will not respond to posts here.

When is buying “Made in the USA” worth it? Plus, learn where to stash savings for home repairs to maximize your returns. What does it mean when something is “Made in the USA”? Should you use a money market or high-yield savings account for home repairs? Hosts Sean Pyles and Elizabeth Ayoola discuss how to evaluate products labeled “Made in the USA” and how tariffs and global supply chains influence pricing and availability. Joined by NerdWallet senior news writer Anna Helhoski, they begin with a deep dive into how “Made in the USA” labels are regulated, the real-world impact of tariffs on costs, and why U.S. manufacturing isn't as clear-cut as it seems. Then, personal finance Nerd Kim Palmer joins Sean and Elizabeth to discuss how to manage and rebuild savings after major home repairs. They cover the pros and cons of high-yield savings vs. money market accounts, strategies for prioritizing urgent repairs, and smart ways to automate your savings. You'll also hear how to stay financially flexible, explore low-interest financing options, and use “mental accounting” to juggle multiple savings goals with clarity and confidence. Learn more about money market accounts: https://www.nerdwallet.com/article/banking/faq-money-market-account The free NerdWallet app makes it easy to be smarter with your finances because you can track, save and invest your money in one place. Download it today to set up your Atomic Treasury account and more: https://click.nerdwallet.com/3687710914/smpc In their conversation, the Nerds discuss: Made in USA meaning, FTC Made in USA rules, tariffs and prices, US manufacturing trends, buying American products, how to find Made in USA products, import tariffs effects, supply chain and tariffs, high-yield savings account vs money market account, money market vs savings account, best account for home repairs, home repair savings tips, sinking funds savings, budgeting for home repairs, saving after renovation, using 0% APR credit card for home repairs, home improvement budgeting, multiple savings accounts strategy, emergency funds after buying a house, prioritizing home repairs, savings account APY, Atomic Treasury account, saving for home maintenance, home equity for renovations, refinancing home repairs, saving 1 percent of home value, how to choose savings account type, home maintenance budget rule, saving buckets strategy, rebuild emergency fund, automatic savings deposits, smart home budgeting, save for home emergencies, and high-yield savings account pros and cons. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.

In this Market Mondays clip, Rashad Bilal, Troy Millings, and Ian Dunlap dive deep into which companies stand to benefit most from the explosive growth of artificial intelligence and the shifting tech landscape. The trio discusses the latest stock market trends, focusing on the performance of leading tech giants like Nvidia, Microsoft, and Apple, while highlighting why companies such as Broadcom and TSM are catching investors' eyes in the semiconductor sector.Ian shares his perspective on picking resilient investments that deliver returns regardless of macroeconomic headwinds, emphasizing the strength of core holdings, including Microsoft and Nvidia. The conversation expands to explore the possible impact of OpenAI going public sooner than expected, with insights into Microsoft's strategic partnership with OpenAI and what a potential renegotiation might mean for both parties.With real-time anecdotes about how users are shifting from Google Search to AI-powered chatbots like ChatGPT, the hosts explore how the dominance of traditional search is being challenged. They analyze the effects on Google's business model and the rise of new AI competitors like Anthropic, xAI, and Meta, noting the critical role of mobile apps and user experience.The clip also covers recent legal pressures facing Google, including lawsuits that threaten its deal with Apple, and how that could open doors for other AI search providers. Rashad and Troy talk about everyday applications for AI chatbots—from real-time research to graphic design done instantly on mobile.Finally, the hosts speculate on the future of OpenAI, its nonprofit status, and what a public offering could mean for Microsoft, investors, and the competitive landscape as a whole. Will the partnership hold, or will a shakeup trigger new winners in the AI race?Whether you're an investor, tech enthusiast, or just curious about the future of AI, this clip packs valuable insights and analysis on the companies and trends that matter most in today's dynamic market.*Timestamps:* 0:00 - Market trends and tech stocks update 0:50 - Resilient investments in AI: Microsoft, Nvidia, Apple 2:00 - Broadcom, TSM, and semiconductor ETFs 2:20 - Google's search decline and competition from ChatGPT 4:00 - The future of AI-powered search and chatbots 5:40 - OpenAI's direction and Microsoft partnership speculation*Stay informed and maximize your investment strategy with the latest Market Mondays insights! Don't forget to like, comment, and subscribe for more clips breaking down technology, finance, and entrepreneurship.*#MarketMondays #Investing #AIStocks #Nvidia #Microsoft #OpenAI #TechStocks #StockMarket #Apple #Semiconductors #ChatGPT #ArtificialIntelligence #Finance #Business #GrowthStocksOur Sponsors:* Check out NerdWallet: https://www.nerdwallet.comSupport this podcast at — https://redcircle.com/marketmondays/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this episode of Market Mondays, we dive into the biggest stories shaping the markets and the future of finance. We break down Anduril's role in AI defense, the latest moves in Palantir and CrowdStrike, and what the pause on China tariffs means for the global economy. Plus, we discuss Google's battle with ChatGPT, Amazon's stake in AMD, and a new Bitcoin commercial from Coinbase.We also cover Warren Buffett's latest views on real estate vs. stocks, the potential for Berkshire Hathaway to jump into Bitcoin, and bring on a special guest—Mayor Ras Baraka—for a candid conversation. To wrap up, we forecast the S&P 500's year-end target, explore Tesla's stock outlook, and question if there's a new standard for portfolio strategy.Link to Invest Fest: https://investfest.comOur Sponsors:* Check out NerdWallet: https://www.nerdwallet.comSupport this podcast at — https://redcircle.com/marketmondays/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

And iHeart's financial results show more increases for podcasting. Sponsored by RedCircle. Trusted by FIJI Water, NerdWallet, and Bandai Namco to run their podcast ads. Are you next? Get a free campaign plan. https://podnews.net/cc/2888 Visit https://podnews.net/update/webby-awards-25-wins for the story links in full, and to get our daily newsletter.

Learn how to navigate job loss and reshape your money mindset to feel more in control — emotionally and financially. What should you do with your money after losing a job? How can you feel better about money and stop stressing about finances? Hosts Sean Pyles and Elizabeth Ayoola discuss managing job loss and improving your relationship with money to help you understand both the practical and emotional sides of financial well-being. NerdWallet writer Kim Palmer joins the show to share her conversation with Aja Evans, a financial therapist and author of Feel-Good Finance: Untangle Your Relationship with Money for Better Mental, Emotional, and Financial Well-Being. They discuss money taboos and financial trauma, with tips and tricks on how to open up about money, build healthier habits, and understand your emotional triggers. Then, Bri, a listener from Chicago, joins Sean and Elizabeth to discuss navigating job loss and making tough financial decisions. They discuss how to choose between COBRA and marketplace health insurance, when to consider tapping savings or debt, and how to balance job search priorities without derailing your financial future. They also share smart strategies for cutting spending, staying motivated with rewards-based goals, and deciding what to do with old retirement accounts. Learn more about NerdWallet's Smart Money Podcast Book Club: https://www.nerdwallet.com/article/finance/bookclub  In their conversation, the Nerds discuss: job loss finances, what to do after losing a job, COBRA vs marketplace insurance, unemployment benefits, high-yield savings accounts, emotional spending, financial trauma, money shame, how to budget after layoff, unemployment job search tips, how to choose health insurance after job loss, rollover retirement account, how to talk about money, financial therapy, coping with job loss, 50/30/20 budget rule, rebuilding emergency funds, how to negotiate salary, unemployment and freelance work, how to cut spending fast, when to tap retirement savings, mental health and money, money mindset, smart budgeting strategies, financial stress relief, marketplace health insurance, spending triggers, navigating layoffs, unemployment and part-time work, personal budgeting goals, rebuilding after job loss, job loss recovery plan, financial therapy techniques, affordable health insurance options, rolling over 401(k), money taboos, improving financial habits, saving during unemployment, and the emotional impact of job loss. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.

In this insightful clip from Market Mondays, hosts Rashad Bilal and Troy Millings sit down with Steve Quirk, a prominent leader from Robinhood, to dive deep into smart margin strategies, the evolving behavior of young retail investors, and the exciting future of AI in investing.Steve delivers valuable advice for those considering investing with margin, urging a methodical and opportunistic approach. He shares why having a solid plan is crucial, and why sticking to that plan—especially in volatile markets—often leads to more successful outcomes. The conversation highlights how younger investors, despite smaller account sizes compared to traditional brokerage customers, are showing impressive sophistication and adapting to changing markets by leveraging broad-based ETFs, like the S&P 500.Transitioning to technology, Steve unveils Robinhood's ongoing integration of artificial intelligence, including the upcoming “Robinhood Cortex.” This tool utilizes AI to keep investors instantly informed of market-moving news related to their portfolio or watchlist, with future versions offering strategic, real-time investment advice tailored to each user's market outlook.To round out the discussion, the conversation turns to how current political and economic decisions—from tariffs to regulatory changes—are impacting the market, and why transparency and clarity in policy communication are more necessary than ever.Whether you're new to investing or looking to refine your trading strategies, this clip is packed with practical tips, industry trends, and future-facing insights you won't want to miss!✨ *Key Topics Covered:* Margin trading advice and risk management Emerging trends among young investors Shifting from individual stocks to ETFs during market volatility Robinhood's integration of artificial intelligence (AI) The future of real-time, AI-powered investment tools How political and regulatory uncertainty affects markets The importance of clear communication in policy changes

The search landscape is evolving dramatically, with Apple potentially dropping Google as Safari's default search engine — which could redirect billions of daily searches to alternative platforms.During testimony in Google's antitrust case, Apple's Senior Vice President Eddie Cue revealed that Safari searches are declining for the first time in 20 years, suggesting Apple might end its long-standing partnership with Google.While sceptics point to the $20 billion annual deal that Google pays Apple, the underlying shift in search behaviour is undeniable:• AI Overviews now reach 1.5 billion monthly users• AI search traffic for some businesses has grown from 5% to 25% within six months• 13% of all monitored queries triggered AI overviews in March (doubled from January)In this episode, Exposure Ninja's Charlie Marchant (CEO) and Dale Davies (Head of Marketing) cover:• The real motivations behind Apple's potential move away from Google (including strategic acquisition possibilities)• Why traffic patterns are already shifting toward "zero-click" searches and how businesses like NerdWallet are adapting• How the rise of Perplexity, ChatGPT, and other AI search tools is changing visibility dynamics• A three-part framework for optimising your brand's presence across all AI search platforms• Tools like Profound and Semrush's AI Search for measuring your current AI search visibilityCharlie and Dale share real-world examples, including how qualified traffic from AI search is already converting for businesses in competitive sectors like mortgage lending.If you're concerned about maintaining visibility in this rapidly evolving search landscape, this episode provides a clear roadmap for measuring, tracking, and optimising for AI search while these platforms are still in their growth phase.Get the show notes:https://exposureninja.com/podcast/dojo-50/Listen to these episodes next:Everything Marketers Should Know About ChatGPT's Shopping Updatehttps://exposureninja.com/podcast/dojo-49/Are AI Overviews Going to Impact Your Commercial Traffic?https://exposureninja.com/podcast/dojo-48/How To Rank in ChatGPT (with Client Examples)https://exposureninja.com/podcast/348/

Learn what a shrinking GDP means for you. Plus: how to handle your HSA if your employer stops contributing. Is the U.S. in a recession? How do you roll over an HSA when your employer stops contributing? Hosts Sean Pyles and Elizabeth Ayoola discuss the current state of the economy and how to manage your Health Savings Account (HSA) to help you protect your finances. Joined by NerdWallet news writer Anna Helhoski and economist Elizabeth Renter, they begin with a discussion of economic indicators, offering insights into why the GDP shrank in Q1, how tariffs and inflation are affecting consumer behavior, and what signs might point to a looming recession. Then, NerdWallet health insurance expert Kate Ashford joins Sean and Elizabeth to discuss HSA rollovers. They discuss when it makes sense to move your HSA to a new provider, the tax implications of selling HSA investments, and how to avoid penalties during a rollover. Whether you're consolidating accounts or reevaluating where to keep your medical savings, this segment breaks down your options and highlights key deadlines and common pitfalls to watch out for. Learn more about how (and why) to invest with your HSA: https://www.nerdwallet.com/article/investing/how-to-invest-hsa  In their conversation, the Nerds discuss: recession 2025, are we in a recession, GDP contraction, health savings account rollover, HSA rollover rules, economic indicators 2025, consumer sentiment index, inflation 2025, core PCE inflation, high deductible health plan, HSA transfer process, in-kind HSA transfer, trustee-to-trustee HSA rollover, capital gains taxes HSA, how to avoid HSA penalties, HSA 60 day rule, HSA rollover timeline, federal tariffs and economy, HSA investment options, HSA fees comparison, emergency fund strategy, when to move an HSA, economic impact of tariffs, HSA cash vs investment transfer, consumer confidence 2025, saving during economic uncertainty, signs of recession, HSA matching contributions ended, managing money in downturn, and investing HSA funds. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.

Travelers looking to save on baggage fees might start with smarter packing. Sally French, NerdWallet writer and co-host of the "Smart Travel" podcast, shares tips on packing, travel points, ID rules, and destination ideas.

In this insightful clip, Rashad Bilal, Troy Millings, and Ian Dunlap come together to reflect on the extraordinary legacy of Warren Buffett following the Berkshire Hathaway annual meeting. They dig deep into how Buffett revolutionized the world of investing, not only through his astonishing financial track record but through his unwavering commitment to principles, integrity, and long-term thinking.The conversation shines a light on what makes Warren Buffett a true G.O.A.T. in the investment space. Ian shares how Buffett shaped his own investment philosophy, emphasizing the value of patience and playing the long game. Troy illustrates the personal impact of Buffett's lessons, especially the powerful mantra to “make money while you sleep,” and how it felt to watch this icon over the years. Rashad delves into Buffett's approachability and his unique way of making investing accessible to everyday people, regardless of their background.The trio discusses the key takeaways from the Berkshire Hathaway annual meeting, highlighting crucial investing principles and actionable insights:The importance of choosing your circle wisely and how your team impacts your investment successWhy being prepared with cash gives you an edge during market downturns and when opportunities ariseThe discipline to stick to your investment plan, even when you have significant resourcesInsights on global prosperity, U.S. economic challenges, and the importance of steady leadership in uncertain timesThey also touch on the recent transition of leadership at Berkshire Hathaway, with Greg Abel being named as Warren Buffett's successor, and what this might mean for the future.Above all, this clip is a reminder to appreciate greatness in real time and to act on opportunities while they're available. The hosts encourage listeners never to take influential voices like Buffett's for granted and to carry these timeless principles forward in their own investment journeys.Whether you're an aspiring investor, an entrepreneur, or someone inspired by the stories of legendary leaders, you'll find invaluable wisdom in this conversation. Subscribe to the channel for more thought-provoking discussions, and don't forget to like and share this clip with someone who could use a dose of Buffett-inspired motivation!#WarrenBuffett #Investing #BerkshireHathaway #Legacy #InvestmentTips #Finance #LongTermInvesting #WealthBuilding #MarketMondays #Buffett #FinancialEducation #ClipOur Sponsors:* Check out NerdWallet: https://www.nerdwallet.comSupport this podcast at — https://redcircle.com/marketmondays/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

6:32 – Warren Buffett's Legacy as He Steps Down as CEO of Berkshire Hathaway14:20 – Key Takeaways from the Berkshire Hathaway Annual Meeting19:00 – 5 Things Everyone Should Do When Starting to Master Personal Finance39:00 – Thoughts on This Week's Upcoming Earnings Reports44:20 – 9-Day Stock Rally: Can It Continue?57:00 – Bitcoin's Recent Run-Up1:03:00 – Steve Quirk, Robinhood's Chief Brokerage Officer, Joins the Show1:04:50 – How Customers Are Navigating Recent Market Volatility1:40:40 – The Drop in the Price of Oil1:44:53 – What's a Good Price to Buy Palantir's Stock?1:50:46 – Earnings OutlookIn this episode of Market Mondays, we dive into some of the biggest stories shaping the financial world. We discuss Warren Buffett stepping down as CEO of Berkshire Hathaway and key takeaways from the annual shareholder meeting. We also share five essential steps for mastering personal finance, break down what to expect from this week's earnings reports, and analyze whether the current 9-day stock rally can continue. Plus, we examine Bitcoin's recent surge and what it could mean for the broader crypto market.Robinhood's Chief Brokerage Officer, Steve Quirk, joins the show to discuss how investors are navigating market volatility. We also talk about the recent drop in oil prices, explore whether Palantir is a smart buy right now, and give our outlook on upcoming earnings. Whether you're a seasoned investor or just starting out, this episode offers valuable insights to help you stay ahead in today's market.mLink to Invest Fest: https://investfest.com#MarketMondays #WarrenBuffett #Bitcoin #Robinhood #StockMarket #Investing #Finance #Palantir #Earnings #BerkshireHathawayOur Sponsors:* Check out NerdWallet: https://www.nerdwallet.comSupport this podcast at — https://redcircle.com/marketmondays/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Learn smart ways to budget for your wedding and how to navigate tipping expectations without overspending. What money lessons did you learn from your mom? How can you budget for a wedding without overspending — especially when your family is helping with costs? Sean and Elizabeth discuss the financial values we inherit and the realities of modern wedding planning to help you reflect on your own money habits and make smart spending decisions. They begin with a discussion about the money lessons they learned from their mothers, including the importance of saving consistently, using money to support joy and values, and balancing financial security with family priorities. Then, Lauren Kay, executive editor at The Knot, joins Sean and Elizabeth to answer listener Colleen's questions about budgeting for her upcoming wedding. They explore how to prioritize spending when you're working with a fixed contribution from family, how to approach tipping vendors — especially when they own their own businesses — and which costs can easily catch you off guard. Whether you're in the middle of planning or just curious about the financial side of weddings, this conversation is packed with real talk and actionable insights. Download the free NerdWallet app to get help with your budgeting: https://click.nerdwallet.com/3687710914/smpc  In their conversation, the Nerds discuss: wedding budget tips, how to budget for a wedding, wedding tipping guide, who to tip at a wedding, how much to tip wedding vendors, budgeting for wedding expenses, saving for a wedding, splitting wedding costs with parents, tipping wedding vendors who own a business, cost-effective wedding planning, prioritizing wedding spending, how to stay under wedding budget, budgeting for a honeymoon, wedding spreadsheet tips, wedding transportation etiquette, managing family wedding contributions, early retirement inspiration, financial values from parents, learning about money from mom, budgeting lessons from childhood, saving and spending balance, how to use money to bring joy, wedding cost in urban areas, budgeting for a reception, how to cut wedding costs, tips for affordable weddings, tipping musicians at weddings, wedding vendor contracts, tipping etiquette weddings, wedding planning checklists, and wedding planning tools from The Knot. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.

In this insightful clip, Troy Millings, Rashad Bilal, and Ian Dunlap dive deep into whether the stock market hit its bottom on April 7th and what that could mean for investors moving forward. The conversation unpacks key market indicators, including the significance of the 200-day moving average and recent fund flows at the end of March and beginning of April.Our hosts analyze the unpredictable impact of global and political dynamics, especially with ongoing tensions and negotiations involving China and the United States. Ian stresses the importance of looking at worst-case scenarios before relying solely on technical analysis. He encourages investors and traders to factor in historical events and macro trends—reminding us that real preparation comes from understanding both the risks and the opportunities.Rashad adds context about policy changes, exemptions in the auto industry, and shifting sentiments around government negotiations and tariffs. The trio discusses the limitations of technical indicators when leaders and policymakers are unpredictable and why certainty is hard to find in volatile times.This clip isn't just for experienced investors—it's also a great resource for anyone looking to better understand how to interpret market movements and anticipate major shifts. Whether you're a trader, a passive investor, or just curious about what goes into market forecasting, you'll walk away with actionable insights and a new perspective on preparing for different scenarios.Key discussion points include:Was April 7th truly the market floor?The role of major global events and political actions in driving volatilityHow to use chatGPT for deeper historical analysis of market eventsConstructing investment strategies that factor in both fundamentals and technicalsMake sure to like, comment, and subscribe for more market insights and clips featuring Troy, Rashad, and Ian. Let us know your thoughts: Do you think we've seen the market bottom, or is there more volatility ahead?*Timestamps:* 0:00 – Did we reach the market bottom? 1:00 – Key technical indicators and what they mean 2:20 – Political uncertainty and global negotiations 5:00 – How to prepare: Worst-case scenarios and investor strategies 6:35 – Final thoughts on identifying market floorsStay tuned for more insightful clips—hit the notification bell to keep up with the latest!#StockMarket #MarketAnalysis #Investing #Finance #MarketBottom #Trading #IanDunlap #TroyMillings #RashadBilal #Economy #TradingStrategy #InvestorEducation #ChatGPT #FinancialFreedomOur Sponsors:* Check out NerdWallet: https://www.nerdwallet.comSupport this podcast at — https://redcircle.com/marketmondays/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this insightful clip, Rashad Bilal, Troy Millings, and Ian Dunlap break down Tesla's recent, shocking earnings report—a staggering 71% drop in net income for Q1 2025. Despite falling vehicle deliveries, dipping automotive revenue, and mounting struggles in China, the U.S., and Europe, Tesla's stock price went up. How does that make sense?The hosts dig deep into the surprising market reaction, discussing the key reason for the stock surge: Elon Musk's claim that he'll be stepping back from his distractions (like Dogecoin and Starlink) and refocusing on Tesla. But is that enough to restore investor faith? The trio questions whether Musk's “I'll do better” pledge can truly turn things around—especially when Tesla's facing tough competition, technical stagnation, and missed milestones with vehicles like the Model Y and Cybertruck.Tune in for a candid conversation about CEO privilege, market psychology, and the future of Tesla as both a car company and a tech company. Is Tesla about to regain its edge, or are we witnessing the beginning of the end of its dominance? Drop your thoughts in the comments—do you think Tesla's bounce-back is sustainable, or is this just a temporary show of confidence in Elon? *Hashtags:* #Tesla #ElonMusk #Stocks #Investing #Earnings #EV #TeslaStock #RashadBilal #TroyMillings #IanDunlap #Finance #MarketAnalysis #TechNewsOur Sponsors:* Check out NerdWallet: https://www.nerdwallet.comSupport this podcast at — https://redcircle.com/marketmondays/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Learn what rising delinquencies mean for your finances, plus how to decide if you're truly ready to buy your first home. What happens if you fall behind on your loan or credit card payments? How much do you actually need to buy a house? Hosts Sean Pyles and Elizabeth Ayoola discuss rising debt delinquencies and first-time homebuying realities to help you protect your credit and avoid costly financial missteps. Joined by NerdWallet senior news writer Anna Helhoski, they begin with a discussion of climbing delinquency rates across student loans, credit cards, auto loans, and government-backed mortgages, with tips and tricks on how to spot trouble early, prioritize which bills to pay first, and avoid risky quick-fix debt solutions. Then, mortgage Nerd Abby Badach Doyle joins Sean and Elizabeth to discuss what it takes to buy a home for the first time. They discuss how much you actually need for a down payment, what to expect with closing costs, and smart alternatives to tapping your 401(k). You'll also hear the pros and cons of renting versus buying, why assembling a strong homebuying “squad” matters, and how to find down payment assistance that could make homeownership more realistic — even in today's high-cost housing market. Use NerdWallet's free home affordability calculator to see how far your homebuying budget could take you: https://www.nerdwallet.com/calculator/how-much-house-can-i-afford  Learn how a first-time home buyer class can help you find grants, down payment assistance and a lower monthly payment: https://www.nerdwallet.com/article/mortgages/first-time-home-buyer-class  In their conversation, the Nerds discuss: debt delinquencies, student loan default, FHA loan delinquency, auto loan delinquency, mortgage delinquencies, government loans vs conventional loans, student loan wage garnishment, rising credit card debt, prioritizing debt payments, what is PMI, down payment assistance programs, 401k loan for house, using IRA to buy home, renting vs buying a home, how much to put down on a house, closing costs explained, first time homebuyer loans, home affordability calculator, 28/36 rule mortgage, credit score for mortgage, PMI removal, VA loans, FHA loan requirements, USDA mortgage, best mortgage for first-time buyer, first-time homebuyer class, home buying on tight budget, mortgage broker vs lender, emotional readiness to buy a house, how to get rid of PMI, renting benefits, first-time homebuyer grants, how to avoid default, homebuying myths, home equity, and down payment myths. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.

Tonight, we're covering major moves in the stock market, breaking down Elon Musk's shift back to Tesla, Google's AI battles, Warren Buffett's continued dominance, emotional discipline when investing, and new opportunities like Pokémon entering the crypto space.If you're serious about investing, entrepreneurship, and financial freedom, this conversation is a must-watch. We're giving game on how to protect yourself financially, make smart investment decisions, and think strategically about building wealth for generations.Make sure you like, comment, and share this episode with someone who needs this information.Subscribe to @earnyourleisure for weekly game on money, business, investing, and the culture!#MarketMondays #EarnYourLeisure #Investing #StockMarket #Tesla #ElonMusk #Buffett #WarrenBuffett #Homeownership #HousePoor #RealEstateInvesting #FinancialFreedom #Crypto #CryptoGaming #GamingCrypto #WealthBuilding #LongTermInvesting #MoneyMoves #PersonalFinance #BusinessNews #EconomicTrendsOur Sponsors:* Check out NerdWallet: https://www.nerdwallet.comSupport this podcast at — https://redcircle.com/marketmondays/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In a new Smart Planning segment, a registered investment advisor tackles retirement goals and savings questions with a listener.  How can you gift savings bonds? When is it time to stop saving for retirement early? Hosts Sean Pyles and Elizabeth Ayoola offer tips for “spring cleaning” your finances, including refreshing your budget, resetting your financial goals, updating your insurance and estate plans, and getting back on track if emotional spending crept up earlier this year. Then, they debut Smart Planning, a new segment where a registered financial advisor helps a listener tackle real-life money questions. In this session, Certified Financial Planner Barbara Ginty, host of the Future Rich podcast, talks with listener Kay about navigating the transition from saving to spending. They dive into how to know when you've saved enough to scale back at work, how to plan for rising medical costs in retirement, and how to gift savings bonds the right way. If you've ever wondered what financial freedom could look like after decades of diligent saving, this conversation is packed with insight. Inspired to navigate your finances with an advisor? Use NerdWallet Advisors Match to find vetted professionals today at https://www.nerdwalletadvisors.com/match  Track your budget and credit score on the NerdWallet app, and let the Nerds guide you toward your financial goals: https://www.nerdwallet.com/p/mobile-app  In their conversation, the Nerds discuss: updating financial goals, savings bonds, how to gift savings bonds, budgeting tools, emotional spending, estate planning checklist, updating beneficiaries, Roth IRA contributions, SEP IRA contributions, dollar-cost averaging investing, semi-retirement planning, when to stop saving for retirement, how much to save for retirement by 55, Medicare vs Medicare Advantage, retirement healthcare costs, setting up travel insurance, travel insurance for seniors, Roth vs traditional IRA in retirement, retirement income planning, safe withdrawal rate, 4% rule retirement, and required minimum distributions.. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.

Learn how a weakening U.S. dollar affects your wallet and how you can escape the cycle of never-ending credit card debt. Why is the U.S. dollar losing value and how does that affect day-to-day spending? How can you make progress on credit card debt that feels impossible to tackle? Hosts Sean Pyles and Elizabeth Ayoola discuss the value of the U.S. dollar and strategies to break free from credit card debt. Joined by NerdWallet senior news writer Anna Helhoski, they begin with a discussion of what's behind the dollar's recent decline, with tips and tricks on how it affects your travel budget, why prices may rise, and what to expect from currency exchange rates. Then, Sean and Elizabeth dig into a listener's question about persistent credit card debt through a unique role-play segment. They discuss how to prioritize which card to pay down first, how to manage the emotional burden of debt, and ways to balance living your life while staying committed to repayment. If you've ever felt stuck with revolving debt or curious about how global trade policies might impact your wallet, this episode offers practical guidance and empathetic insights. Track your credit score, cash flow, net worth, and insurance for free using the NerdWallet app: https://www.nerdwallet.com/p/mobile-app  Debt Snowball Method: What It Is and How to Use It https://www.nerdwallet.com/article/finance/what-is-a-debt-snowball  In their conversation, the Nerds discuss: why the dollar is weakening, dollar value today, what affects dollar strength, how to track dollar index, USDX explained, how tariffs affect the dollar, U.S. dollar and inflation, dollar exchange rate travel, international travel exchange rate tips, how a weak dollar affects prices, adjusting your budget for inflation, credit card debt payoff tips, how to pay off credit card debt faster, credit card debt emotional toll, debt snowball vs avalanche, paying off high-interest cards, how to prioritize credit card debt, managing debt and lifestyle, balancing debt and enjoyment, debt payoff motivation, financial anxiety and debt, impact of Trump trade policy on dollar, Federal Reserve interest rates and the dollar, how investor confidence affects currency, fiat currency explained, weak dollar travel planning, credit card payoff challenges, credit card debt mental health, and making progress on credit card debt. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.

In this thought-provoking clip from MM, Troy Millings, Rashad Bilal, and Ian Dunlap sit down to discuss a topic that's on everyone's mind but rarely gets seriously questioned: What is the real price of the products we buy? As tariffs rise and markets shift, the trio unpacks how consumer goods—from luxury items like handbags and cars to everyday essentials—are being marked up far beyond their actual manufacturing costs.The conversation digs deep into the economics behind pricing, exposing how the lack of transparency and unchecked capitalism in America has led to unsustainable price hikes, even for necessities. Rashad highlights recent viral videos showing shockingly low production costs in China for furniture, clothing, and more, sparking a fresh debate on how capitalism and belief systems influence what we're willing to pay.Ian points out that while inflation and product costs soar, wages remain stagnant, putting increased pressure on families and driving record-high credit card debt. They question if some regulation is overdue, especially as essential items are being priced more like luxury goods, threatening to spark economic unrest.The clip also contrasts American and Chinese models of economic growth, noting how collective action and long-term planning in China have lifted millions out of poverty, while America's short-term focus and influence of powerful oligarchs have contributed to growing inequality and market instability.From healthcare and education costs to the global implications of AI in medicine, this clip leaves listeners rethinking not just the price tags on goods—but the systems and beliefs that put them there.*Key topics covered:*Real cost vs. retail price of goods in America and ChinaThe role of capitalism, markups, and corporate greedHow market belief systems set value and priceTariffs, inflation, and stagnant wagesEssential vs. luxury items: where do we draw the line?Short-term vs. long-term economic planning in America and abroadThe rise of American oligarchs and their effect on democracyWhy regulation, transparency, and alternatives matter for the futureLearn why questioning the true cost of what you buy is more important than ever, and how this conversation offers a blueprint for understanding—and possibly changing—the economic game.---*Hashtags:* #Economy #Capitalism #ProductPricing #ChinaVsUSA #MMMedium #Tariffs #CostOfLiving #ConsumerTruth #MarketValue #EconomicReality #WealthGap #FinancialEducation---For more insightful conversations, subscribe and hit the bell so you don't miss a single clip from MM Medium. Share your thoughts below—what product pricing shocks you most?Our Sponsors:* Check out NerdWallet: https://www.nerdwallet.comSupport this podcast at — https://redcircle.com/marketmondays/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Welcome back to Market Mondays, the #1 destination for real investing talk and unfiltered financial insights. In this powerful episode, we tackle everything from tech shakeups to major global economic shifts — and we're joined by legendary investor Steve Eisman, famously portrayed by Steve Carell in The Big Short. Steve delivers hard-hitting insights on current market risks, future opportunities, and what today's smart investors should really be focused on.We break down the big questions: Will Tesla ever hit $1,000 again? Is gold's surge to $3,300 a long-term breakout or just fear-driven hype? What's the real impact of Powell's no-rate-cut stance, and is this policy purgatory draining investor portfolios? Plus, we cover why Bitcoin's first real recession test could be coming soon, and whether ASML's decline signals a peak for the chipmaker.We also dig into Nvidia's $5.5 billion hit, Trump's lowest-ever economic approval rating, and if Google's best days are behind us. Should you cut your AMD position or ride it out? This is a high-impact, information-packed episode you don't want to miss — whether you're building a portfolio or protecting one. Drop your thoughts in the comments and let us know what you want us to break down next week.Don't forget to LIKE, SUBSCRIBE, and hit the bell so you never miss another Market Mondays drop!Link to Detroit & New Haven Book Tour Events: https://sites.prh.com/you-deserve-to-be-rich#MarketMondays #SteveEisman #TheBigShort #Tesla #Nvidia #Bitcoin #AMD #Gold #Recession #FederalReserve #JeromePowell #Trump #Google #AIStocks #Investing #StockMarketNews #WealthBuilding #ASMLOur Sponsors:* Check out NerdWallet: https://www.nerdwallet.comSupport this podcast at — https://redcircle.com/marketmondays/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Find out when it's worth splurging on kitchen gear and how to switch banks without losing your financial footing. What kitchen tools are actually worth the money? Is switching to an online bank really worth the hassle? Hosts Sean Pyles and Elizabeth Ayoola discuss the value of investing in high-quality kitchen gear and what to consider when moving your money to an online bank so you can make smarter, more intentional financial choices. They begin by speaking with Michele Norris, host of the podcast Your Mama's Kitchen. She explains how you can align your purchases with your cooking habits — without falling for social media hype. Plus, they discuss how to think about home kitchen upgrades, including tips and tricks on choosing the right knife or stove, knowing when to skip premium brands, and avoiding aesthetic-driven purchases that don't match your lifestyle.  Then, NerdWallet consumer banking editor Ruth Sarreal joins Sean and Elizabeth to discuss how to evaluate whether switching banks makes sense. They explore how to compare rates and fees, keep your auto-payments organized, and transition smoothly without damaging your credit or missing a bill. NerdWallet's roundup of the best online checking accounts: https://www.nerdwallet.com/best/banking/online-checking-accounts  In their conversation, the Nerds discuss: high yield savings account, switching banks, best kitchen appliances to buy, online-only banks, SoFi checking account, bank account switching process, best knives for home cooks, Vitamix vs Ninja blender, Le Creuset alternatives, when to splurge on appliances, budgeting for kitchen upgrades, online banks vs traditional banks, how to switch banks, ATM access with online banks, pros and cons of online banks, choosing a stove, best air fryer to buy, kitchen appliances worth the money, countertop appliances, instant pot storage, what to look for in a blender, managing multiple bank accounts, best checking accounts, how to avoid bank fees, how to transfer auto-payments, comparing bank APYs, personal finance for home cooks, financial planning for kitchen purchases, emotional value of kitchen gear, and sentimental kitchen items. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.

In this dynamic clip, thought leaders Morgan Debaun, Troy Millings, Rashad Bilal, and Ian Dunlap break down the monumental impact of AI on today's workforce and industries. Morgan Debaun doesn't sugarcoat the reality — AI is rapidly replacing traditional roles, and it's time to adapt or risk getting left behind. The conversation covers which jobs and industries are most at risk (think graphic design, video editing, project coordinators), and which ones offer new opportunities in the age of AI, including cybersecurity and roles for critical thinkers and solopreneurs.Morgan shares practical examples from her own company, Blavity, illustrating how AI tools have increased productivity and accountability. She highlights how their custom AI-powered writing tool has allowed writers to produce higher quality articles, faster, and why staying up to speed with AI tools is now essential for all professionals.If you want to future-proof your career or business, this clip is a must-watch. The panel dives into specific AI tools transforming workflows — including Google Gemini, ChatGPT Enterprise, Salesforce/Slack integrations, Asana, and the latest AI features in Canva.Get ahead of the curve: discover where AI is creating new industries and how you can leverage these tools to become a more strategic, in-demand professional.*Hashtags:* #AI #ArtificialIntelligence #FutureOfWork #CareerAdvice #MorganDebaun #TechTalk #Solopreneur #Productivity #AItools #CareerDevelopment #MediaInnovationOur Sponsors:* Check out NerdWallet: https://www.nerdwallet.comSupport this podcast at — https://redcircle.com/marketmondays/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Learn how to stay calm during market volatility and whether a HELOC or cash-out refi makes sense for your home reno goals. What should you do with your investments when the stock market is particularly volatile? What's the difference between a HELOC and a cash-out refinance? Hosts Sean Pyles and Elizabeth Ayoola discuss coping with market volatility as well as borrowing against home equity to help you understand how to navigate uncertainty and also make smart decisions about home renovations. First, NerdWallet senior news writer Anna Helhoski and investing writer Sam Taube offer different strategies for approaching recent market volatility, including tips for ignoring short-term investment noise, building financial resilience, and understanding how tariffs affect the economy. Then, NerdWallet mortgage writer Kate Wood joins Sean and Elizabeth to discuss how to borrow against your home's value. They discuss the pros and cons of home equity lines of credit (HELOCs) and cash-out refinances, how to evaluate which option may suit your renovation goals, and strategies to avoid financial regret down the road. NerdWallet's free HELOC calculator can help you figure out whether you could be eligible for a home equity line of credit—and how much you might be able to borrow: https://www.nerdwallet.com/article/mortgages/heloc-calculator  In their conversation, the Nerds discuss: stock market volatility, what to do when the stock market drops, HELOC vs cash-out refinance, home equity loan pros and cons, how to fund home renovations, building financial resilience, emergency fund tips, tariffs and the stock market, inflation and investments, Fed interest rate policy, bear market meaning, market downturn tips, investing during volatility, how tariffs affect the economy, bond ladder strategy, best time for HELOC, home equity loan risks, saving for home renovation, California home prices, budgeting for renovations, mortgage and equity options, financial impact of home improvements, refinance or HELOC for renovations, Vanguard FTSE All-World Ex-US ETF, iShares Core U.S. Aggregate Bond ETF, international stocks vs US stocks, when to use a cash-out refinance, credit card debt vs investing, student loans and home equity, home improvement timeline planning, setting renovation budgets, housing equity strategies, planning for college savings, market correction vs crash, coping with investment stress, and financial planning in uncertain times. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.

In this episode of Market Mondays, we unpack the latest moves in tech, finance, and global economics. We kick things off with Trump's flip-flop on tech tariffs and what that could mean for investors and the broader market. Ray Dalio also raised eyebrows this week with his warning about something “greater than a recession”—we break down what he might be signaling. Then there's NVIDIA's massive $500 billion commitment to building American-made AI supercomputers in the U.S. for the first time. Is this a sign that semiconductors are still the smartest long-term play in a fractured global economy?Troy delivers an in-depth stock options presentation, and we debate whether it makes sense to explore put options on luxury brand LVMH in the current market. Special guest Morgan DeBaun joins the show to talk about her journey in tech, growing her companies, navigating mergers and acquisitions, and balancing motherhood while running an empire.We also tackle some key investment questions from the audience: What should someone making $60K a year or less be doing with their money? The price to buy NVIDIA, How should investors navigate the bond market during uncertain times? And if you have $1.2 million to invest while making $100K annually, is the “2 tech, 2 index” strategy the best move—or are there smarter options?Link to EYL University Sale (enter code "marketmondays" at check out for 50% discount): https://eyluniversity.com#MarketMondays #NVIDIA #RayDalio #TrumpTariffs #MorganDeBaun #InvestingTips #StockMarket #TechStocks #OptionsTrading #LVMH #AI #Bonds #FinancialFreedom #EarnYourLeisure #WealthBuilding #BlackWealth #MoneyMondays #StockTips #Tariffs #USManufacturingOur Sponsors:* Check out NerdWallet: https://www.nerdwallet.comSupport this podcast at — https://redcircle.com/marketmondays/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this episode of Market Mondays, we break down whether Apple's time at the top is finally over after a string of bad news—including a sharp decline alongside Nike and Black & Decker. We examine what caused the sell-off and what it means for long-term investors. The S&P 500 just posted its largest intraday swing since 2020, and all 11 sectors ended in the red—does this mean more pain is coming?We also dive into Bitcoin's recent drop to its lowest level since November and what that signals for crypto holders. Jim Cramer is predicting a market drop to 4,000—do we agree? Plus, we reveal the potential bottom for Nasdaq futures and evaluate if buying at the 200-week moving average is still a smart strategy.Looking for stability during the storm? We give actionable advice on trading discipline, position sizing, stop-loss strategy, and the #1 thing retail investors should be doing right now to take advantage of this moment.We also touch on the future of AI, whether Netflix, Meta, and Google are better bets than the “Magnificent Seven,” and what Apple's shift to Indian production means for its margins and supply chain.#MarketMondays #AppleStock #BitcoinCrash #Investing #StockMarketCrash #SP500 #Nasdaq #CryptoNews #AIInvesting #Netflix #Meta #Google #JimCramer #India #AppleNews #TradingTips #FinancialFreedom #WealthBuildingInvest Fest Tickets: https://investfest.comOur Sponsors:* Check out NerdWallet: https://www.nerdwallet.comSupport this podcast at — https://redcircle.com/marketmondays/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this insightful clip, join Rashad Bilal, Ian Dunlap, and Troy Millings as they dive into the current market trends and investment strategies that have been piquing the interest of savvy investors. Despite the market downturn, gold has reached record-breaking all-time highs, showcasing its potential as a robust investment option. Our hosts discuss the wisdom shared by billionaire investor Mike Novogratz, who has a significant portion of his wealth in gold and bitcoin, offering a unique perspective on how to navigate these turbulent times.Rashad and Ian emphasize the importance of heeding advice from successful investors and using their insights to fortify your financial strategy. They delve into the nuances of investing in gold, highlighting its historical performance as a stable asset, particularly when the market suffers declines. For those interested in gold as an investment, they caution patience and advise waiting for a market pullback as an opportune moment to invest.The conversation further explores the correlation between gold and other market indices, shedding light on how gold often moves in opposition to the stock market, providing a critical hedge in investment portfolios. They also discuss classic investment lessons—such as holding assets for a long duration, utilizing gold as a hedge, and investing in index funds—that remain timeless despite market fluctuations.Ian, Rashad, and Troy also touch on the performance of Berkshire Hathaway as an example of steady growth during market downturns, reinforcing the value of learning from the best investors like Warren Buffett.Whether you're a seasoned investor or new to the financial world, this clip offers valuable insights into market dynamics and timeless investment strategies that can help guide your decisions in creating a resilient financial future.*Hashtags:* #Investing #GoldInvestment #StockMarket #FinancialAdvice #Gold #Bitcoin #BillionaireAdvice #IndexFunds #RashadBilal #IanDunlap #TroyMillings #FinanceTips #MarketTrends #WealthBuildingOur Sponsors:* Check out NerdWallet: https://www.nerdwallet.comSupport this podcast at — https://redcircle.com/marketmondays/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this week's episode of Market Mondays, we dive into the global economic storm brewing as Trump's proposed tariffs spark fears of a full-blown trade war. We unpack how these moves are shaking markets—from auto stocks taking a hit in Europe to Goldman Sachs raising the likelihood of a U.S. recession. Gold is hitting all-time highs, and we break down what that says about investor sentiment. Plus, we discuss which car brands, if any, might be worth a look right now, and whether major companies could start adding Bitcoin to their balance sheets as an economic hedge.We also take a deep look into the AI boom: who's set to benefit next in the ecosystem, and which companies are quietly leveraging NVIDIA's AI stack for future dominance. We review Dennis Fish's 2024 stock picks and play a high-stakes game of portfolio building from a curated list of major players like Netflix, HubSpot, Palo Alto, and Alibaba. To close out, we offer financial advice specifically for married couples looking to build together in uncertain economic times. Tap in!#MarketMondays #Gold #TrumpTariffs #AIStocks #Bitcoin #Recession #Investing #StockMarket #Finance #MarriedMoney #FinancialFreedom #EarnYourLeisure #NVDA #TradeWarTimestamps:12:10 – Biggest lesson learned this week15:55 – Gold hits all-time high21:38 – Trump's incoming tariff plans & market impact40:00 – Who will benefit next in the AI ecosystem?48:00 – Which company benefits most from NVDA's AI stack?52:30 – Dennis Fish's 2024 picks (CDNS, KLA, MELI) — Do we love them?57:00 – Building a portfolio from this stock list: INTU, ASTL, BKNG, HUBS, NFLX, PANW, PWR, BABA, CYBR1:08:30 – Trump tariffs shake Europe: Are any car stocks worth investing in?1:26:00 – Goldman Sachs raises recession odds to 35%: Trade war fallout1:31:00 – Will major companies start adding Bitcoin to hedge against downturns?1:34:10 – How uncertain are we as Q2 kicks off?1:48:00 – Financial advice for married couplesOur Sponsors:* Check out NerdWallet: https://www.nerdwallet.comSupport this podcast at — https://redcircle.com/marketmondays/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this insightful clip, join Troy Millings, Rashad Bilal, and Ian Dunlap as they dive deep into the transformative world of technology and AI. The rapid advancements in these fields pose both exciting opportunities and significant challenges, especially for underrepresented communities.The discussion sheds light on the urgent need for greater awareness and representation of the Black community within the tech industry. With technology often developed predominantly outside of America, mainly in countries like China and India, there's an increasing concern that Black Americans are not participating enough in shaping these crucial advancements. This lack of representation may lead to further marginalization if left unaddressed.A particularly striking assertion is that while China uses social media platforms to bolster its image, it might also be contributing to societal dysfunction in the U.S. The trio critically examines America's current educational approach to AI, drawing stark contrasts with China's proactive strategy of teaching AI from an early age.To counter these challenges, the hosts emphasize the importance of prioritizing technology education, entrepreneurship, and investment in minority communities. They argue that increasing representation in tech is essential to avoid becoming a "permanent underclass" and to ensure that legal frameworks provide protections against potential AI-induced discrimination.Join us for this critical conversation and let's explore the paths needed to foster inclusivity and accountability in the tech sector. By working together, we can bridge existing gaps and secure a rightful place in the future tech landscape.*Hashtags:* #AI #Technology #Representation #TechEducation #Inclusion #Entrepreneurship #FutureOfTech #InnovationOur Sponsors:* Check out NerdWallet: https://www.nerdwallet.comSupport this podcast at — https://redcircle.com/marketmondays/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this insightful clip from our latest conversation, Rashad Bilal, Ian Dunlap, and Troy Millings delve into the recent legal win for XRP and what it could mean for the future of cryptocurrency. With XRP potentially making a comeback, now able to be listed on platforms like Coinbase, our analysts discuss whether this might trigger a resurgence in its popularity.Financial analyst Ian Dunlap shares his take on XRP's market potential, expressing doubt about the cryptocurrency reaching an astronomical value of $25,000, but he remains optimistic about more realistic targets like $5 or $7. Meanwhile, Troy Millings speculates on the involvement of big tech and fintech giants like Goldman Sachs in creating ETFs for XRP, which could significantly influence the market.The conversation also highlights how Apple's previous interest in crypto projects could enhance their market presence if they succeeded. Plus, a potential partnership between Amazon and Ripple is mentioned, creating a buzz and opening doors for broader adoption.Adding to the discussion, Ian and Troy reflect on how market suppression has shifted the spotlight to other cryptocurrencies over the years and whether XRP can reclaim its former glory. Finally, they touch upon Tesla's strategic positioning within the "Max 7" tech companies, exploring its complex interplay between politics and market power.Join us as we explore these exciting developments and decode what they mean for the future of cryptocurrencies and tech companies alike!*Hashtags:* #XRP #CryptoNews #IanDunlap #TroyMillings #Ripple #Coinbase #CryptoMarkets #TechGiants #Amazon #Apple #TeslaOur Sponsors:* Check out NerdWallet: https://www.nerdwallet.comSupport this podcast at — https://redcircle.com/marketmondays/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy