Podcasts about nerdwallet

Continuing on Hegel's Phenomenology, "Spirit" chapter, now up to sections 464-483, which are under the sub-headings "Ethical Action. Human and Divine Knowledge. Guilt and Destiny" and "Legal Status." After anticipating it in last episode, we get  Hegel's allegorical analysis of Antigone as a clash between two types of law that cooperate in a harmonious society. With this clash, both fail, leaving us with modernity where law is alienated from individuals. Get more at partiallyexaminedlife.com. Visit partiallyexaminedlife.com/support to get ad-free episodes and tons of bonus discussion. Sponsors: Go to NerdWallet.com/PEL for trustworthy small business loans. Get a $1/month e-commerce trial at shopify.com/pel.  

Learn how to choose your next credit card by weighing airline perks, annual fees, and simple cash back rewards. How do you choose a credit card when the options feel endless? Should a family of four choose an airline credit card or a more flexible rewards card? Hosts Sean Pyles and Elizabeth Ayoola discuss travel rewards and everyday rewards to help you understand how to match a card to your real spending habits. Joined by credit card Nerd Sara Rathner, they discuss how co-branded airline cards differ from general travel cards, why store cards can be risky if you carry a balance, and how cash back cards can reward everyday spending like groceries and dining. They also discuss budgeting for annual fees, reevaluating cards at renewal time, tracking a sign-up bonus spending deadline without overspending, and what can happen to your credit score if you cancel or downgrade a card. Card benefits, terms and fees can change. For the most up-to-date information about cards mentioned in this episode, read our reviews: NerdWallet's 2026 Best-Of Awards Winners: Credit Cards Best Travel Credit Cards of March 2026 Best No Annual Fee Credit Cards of March 2026 Atmos Rewards Ascent Review: Well Worth $95 a Year  Chase Sapphire Reserve Review: A High-End, High-Maintenance Card  American Express Platinum Review: Top-Notch Lounge Access, Big Credits  American Express Blue Cash Preferred Review  AmEx Blue Cash Everyday Review: Rewarding, for no annual fee  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Hear about travel to Slovenia as Chris talks with travel writer Sam Baldwin about an active, slightly off-the-beaten-path itinerary through one of Europe's most underrated countries. This week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel here. Sam has been visiting Slovenia since 2007, lived there for five years, and recommends a road trip that combines Ljubljana, alpine lakes, mountain scenery, rivers, wine country, and a few unusual cultural experiences. His experiences of living, working, and exploring the wildlife and wild places of this stunning country are told in his travel memoir book, Dormice & Moonshine: Falling for Slovenia. Why should you go to Slovenia? Sam describes Slovenia as beautiful, safe, compact, and surprisingly diverse. In a short drive, you can go from alpine scenery to Mediterranean-influenced landscapes, from lakes and mountains to wine regions and warm rivers. He also emphasizes that Slovenia feels much more Central European than many travelers expect. ... https://amateurtraveler.com/travel-to-slovenia/ Learn more about your ad choices. Visit megaphone.fm/adchoices

There are so many incredible places to visit on a honeymoon. Sara Margulis, CEO and co-founder of Honeyfund, shares trending honeymoon destinations worldwide, including countries in Europe, Asia, and even the United States. Listen to the full episode here: https://thoughtcard.com/crowdfund-dream-honeymoon-honeyfund/ In Episode 187, Sara Margulis shares why more newlyweds are favoring cash gifts over traditional wedding gifts and how Honeyfund helps newlyweds fund unforgettable honeymoon experiences. Honeyfund is a gift registry that makes your dream honeymoon come true with the help of friends and family. Made for couples who prioritize experiences over toasters.Mentioned in this episode:Check out all of our other travel podcasts from around the worldThis podcast is part of the Voyascape Travel Network, that brings together the world's best travel podcasts. You can find all of our podcasts from around the world at Voyascape.com. Voyascape Podcast NetworkCheck out the Smart Travel PodcastThis week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel at the Link below:Smart Travel Podcast

Every Pathways, host Aaron Millar and producer Jason Paton crack open a few stories, play their favorite clips, and take you on a whirlwind preview of what's coming up on Armchair Explorer.In this episode, we'll be traveling from the craziest white water race in the world to the highest volcanoes on the planet, from ancient trade routes in Italy to the sacred storytelling landscapes of Australia and beyond.If you like travel and adventure, come and hang out, we're going to have some fun.Climb the Seven Volcanic Summits Challenge, summiting the highest volcano on every continent.Explore the fjords of Norway in search of the Northern Lights.Hike across Italy's Old Salt Road, an ancient trade route across the Apennine Mountains to the Mediterranean Sea.Descend into Wind Cave, South Dakota, one of the longest cave systems on Earth, to hear the Lakota Emergence Story.Take part in the River Nevis Race in Scotland — if Monty Python went white-water rafting, this would be it.Ready to Explore? If you're into real stories of epic places told by the people who've lived them, make sure to subscribe so you won't miss an episode of Series 4 of Armchair Explorer.Instagram: ⁠@armchairexplorerpodcast⁠Facebook: ⁠@armchairexplorerpodcast⁠⁠Armchair Explorer⁠ is produced by ⁠Armchair Productions⁠. Aaron Millar and Jason Paton presented the show, Charles Tyrie did the audio editing and sound design.Mentioned in this episode:Check out the Smart Travel PodcastThis week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel at the Link below:Smart Travel PodcastCheck out all of our other travel podcasts from around the worldThis podcast is part of the Voyascape Network, a collection of some of the world's best travel podcasts. Explore more at Voyascape.com. For advertising or sponsorship opportunities across the network, see the link below.Voyascape Podcast Network

Marin May just returned transformed from her first trip to Portugal, and looks forward to traveling more now that her son is off to college!Mentioned in this episode:Check out the Smart Travel PodcastThis week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel at the Link below:Smart Travel PodcastCheck out all of our other travel podcasts from around the worldThis podcast is part of the Voyascape Travel Network, that brings together the world's best travel podcasts. You can find all of our podcasts from around the world at Voyascape.com. If you are interested in advertising or sponsored content on any of our shows you can find out more at the link below.Voyascape Podcast Network

Jen Ruiz, author of the book "12 Trips in 12 Months: Make Your Own Solo Travel Magic" discusses how she footed the bill for her landmark year on the road, and some of the exciting adventures she had.Places discussed in this episode:Meteora, GreeceArubaAntelope Canyon, ArizonaZion National Park, UtahToronto, CanadaMentioned in this episode:Check out the Smart Travel PodcastThis week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel at the Link below:Smart Travel PodcastCheck out all of our other travel podcasts from around the worldThis podcast is part of the Voyascape Travel Network, that brings together the world's best travel podcasts. You can find all of our podcasts from around the world at Voyascape.com. If you are interested in advertising or sponsored content on any of our shows you can find out more at the link below.Voyascape Podcast Network

Hear about travel to Dublin, Ireland, as the Amateur Traveler talks to tour guide Garvan Rushe from DublinTourGuide.ie about the capital and largest city of Ireland. This week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel here. Why should you go to Dublin? Garvan describes Dublin as approachable and human in scale, a capital that feels more like a town than a sprawling metropolis. Visitors often find a sense of connection here, whether or not they have Irish ancestry. The city's story reflects its complex past: British rule for over 700 years followed by independence only about a century ago, leaving visible traces in architecture, monuments, and institutions. Practical Orientation Stay on the south side of the River Liffey for convenience and quieter nights. Avoid lodging in Temple Bar if you want sleep, though it is worth visiting for nightlife. Dublin's small size makes it easy to explore on foot or via guided walking tours. If arriving on a red-eye from North America, ease into sightseeing with a shorter itinerary. ... https://amateurtraveler.com/travel-to-dublin-ireland-2/ Learn more about your ad choices. Visit megaphone.fm/adchoices

SHOW NOTES — SKIING IN JASNÁ, SLOVAKIAEpisode Title: Skiing in Jasná: A Winter Adventure in Slovakia's Low TatrasHost: Max Hartshorne, GoNOMAD Travel PodcastIn this episode, Max takes listeners along on a winter journey through Slovakia, a country full of surprises — from affordable skiing and cozy chalets to wooden UNESCO churches and medieval castle ruins. Traveling with a small group of nine, Max explores the Low Tatras, skis the slopes of Jasná, and discovers why Slovakia is one of Europe's most underrated winter destinations.What You'll Hear in This EpisodeHow to get to Slovakia via Vienna or Krakow, and why Bratislava makes a great first stopThe fun and camaraderie of small‑group travelA scenic train ride across the country into the Liptov regionStaying in ski‑in, ski‑out chalets near JasnáThree days of skiing Slovakia's largest resort, with lift tickets around €61Affordable on‑mountain dining, including Slovak classics like bryndzové haluškyA visit to the UNESCO‑listed Articular Wooden Church of Kežmarok, built entirely without nailsExploring Spis Castle, historic towns, and local Slovak cuisineA memorable electric train ride into the High Tatras for tubing, lake walks, and mountain viewsWhy Slovakia is a fantastic alternative to pricey U.S. and Western European ski destinationsWhy This Episode MattersThis story highlights the joy of discovering places that don't always make the top‑ten travel lists. Slovakia offers excellent snow, low prices, rich history, and warm hospitality — all wrapped into a trip that's easy, social, and full of memorable moments.Links & MentionsSki Jasná – Slovakia's largest ski resort in the Low TatrasBratislava – Slovakia's charming capitalKežmarok Articular Wooden Church – UNESCO World Heritage SiteSpis Castle – One of Central Europe's largest castle ruinsPoprad – Gateway city to the High TatrasAbout the GoNOMAD Travel PodcastShort, 5–8 minute episodes featuring unusual destinations, great travel stories, and inspiration for your next adventure — hosted by Max Hartshorne, editor of GoNOMAD.com..Mentioned in this episode:Check out the Smart Travel PodcastThis week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel at the Link below:Smart Travel PodcastCheck out all of our other travel podcasts from around the worldThis podcast is part of the Voyascape Travel Network, that brings together the world's best travel podcasts. You can find all of our podcasts from around the world at Voyascape.com. If you are interested in advertising or sponsored content on any of our shows you can find out more at the link below.Voyascape Podcast Network

Find out what Paramount's bid for Warner Bros. Discovery could mean for streaming, then learn how to pick a budgeting app you'll actually use. How do you pick a budgeting app that helps you see where your money goes? Hosts Sean Pyles and Elizabeth Ayoola discuss budgeting apps to help you understand how to track spending without making budgeting your second job. But first, news writer Rick VanderKnyff joins the show to discuss Paramount's bid to buy Warner Bros. Discovery with Anthony Palomba, a media scholar and assistant professor at the University of Virginia Darden School of Business. They discuss what major brands and streaming platforms are on the line, how the bidding played out after Netflix walked away, and what the deal could mean for consumers. Then Sean and Elizabeth do a “Budget Rehab” with listener Rashondra, covering budgeting styles and the 50/30/20 framework, how big line items like a car lease and groceries can shift your “needs” category, and what to look for when comparing tools like Empower, YNAB, EveryDollar, Monarch, and NerdWallet's budgeting app. Subscribe to MoneyNerd, our weekly email newsletter, at https://moneynerd-nerdwallet.beehiiv.com/  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Looking for the best NYC photo spots for your next trip?➡️ Book a NYC Photo Journeys tour and use the promo code ‘SAVVY10' to get $10 off any photo tour or photoshoot.New York City moves fast and it's easy to spend your trip running from Times Square to Central Park, checking off landmarks without truly taking it in.I'm joined by Jessie Festa, founder of NYC Photo Journeys, to share the best photo locations in NYC, including underrated spots most travelers miss.Jessie combines licensed NYC sightseeing tours with professional photography sessions, creating a 2-in-1 experience that helps you explore the city while capturing high-quality images you'll actually want to frame.We cover:The best NYC photography spots beyond the typical tourist landmarksUnderrated neighborhoods and hidden gems you may not know aboutCommon mistakes travelers make when DIY-planning a trip to New York CityWhy slowing down completely transforms your NYC experienceWhether you're visiting New York City for the first time or you think you've already “seen it all,” this episode will help you discover hidden gems and take in the best views of New York City.➡️ Book a NYC Photo Journeys tour and use the promo code ‘SAVVY10' to get $10 off any photo tour or photoshoot.Connect with NYC Photo Journeys Website: https://thoughtcard.com/nyc-photo (Use promo code ‘SAVVY10')Follow on Instagram: @nycphototour (Link: https://www.instagram.com/nycphototour/)Other Episodes You'll Love She Shapes History NYC Walking Tour: Celebrating the Women Who Built NYC - Episode 216Best Things To Do in Downtown Manhattan (blog)Why Winter is the Best Time to Visit New York City - Episode 186Affordable Vacation Spots in the U.S. - Episode 172Connect With Danielle Desir Corbett Website: www.thoughtcard.comNewsletter: ​​https://thethoughtcard.substack.com/Instagram: @thedaniellecorbettWork With Me:Email thethoughtcard@gmail.com for brand partnerships and business inquiries.Resources & Recommendations: ➡️ Sign up for a high-yield savings account with Ally Bank➡️ Sign up for Rakuten and earn cash back on purchases➡️ Earn points by snapping photos of receipts with FetchSupport the Show Directly:Leave a review in your podcast app—it helps other listeners discover the showShare this episode with family and friends who love travel and historyMentioned in this episode:Check out all of our other travel podcasts from around the worldThis podcast is part of the Voyascape Travel Network, that brings together the world's best travel podcasts. You can find all of our podcasts from around the world at Voyascape.com. Voyascape Podcast NetworkCheck out the Smart Travel PodcastThis week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel at the Link below:Smart Travel Podcast

A trip to Germany as a teenager inspired Kenyan Maria Kamau to want to travel the world. Nearly a hundred countries later, she now runs her own Nairobi-based travel coaching business inspiring other women to follow in her footsteps.Mentioned in this episode:Check out all of our other travel podcasts from around the worldThis podcast is part of the Voyascape Travel Network, that brings together the world's best travel podcasts. You can find all of our podcasts from around the world at Voyascape.com. If you are interested in advertising or sponsored content on any of our shows you can find out more at the link below.Voyascape Podcast NetworkCheck out the Smart Travel PodcastThis week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel at the Link below:Smart Travel Podcast

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Bhutan Itinerary Days 4–7: Druk Wangyel Festival, Punakha Dzong + Phobjikha ValleyIn this episode of the Winging It Travel Podcast, I continue my Bhutan travel series covering Days 4–7 of my guided journey through one of the most unique and spiritual countries in the world.These were some of the most immersive days of the entire trip.It begins high in the mountains at the Druk Wangyel Festival, held annually at Dochula Pass. Surrounded by 108 chortens and Himalayan peaks, this patriotic festival honours Bhutan's Fourth King and celebrates peace, unity, and national identity. Wearing the traditional Bhutanese gho, I experienced mass dances, military performances, storytelling, and a powerful display of modern Bhutanese culture.From there, we descend into the warmer Punakha Valley — home to the breathtaking Punakha Dzong, one of Bhutan's most important historical and spiritual landmarks. Built in 1637 at the meeting point of two rivers, this former capital remains a living monastery and royal ceremonial site — and yes, it's where Bhutan's King and Queen were married.I also hike to the hilltop temple Khamsum Yulley Namgyal Chorten, walk through rural villages to reach the famous fertility temple Chimi Lhakhang, and cross the swaying Punakha Suspension Bridge with dramatic valley views below.One of the most special experiences? Staying in a traditional Bhutanese homestay — helping churn butter, cooking local dishes, and learning about family history in a farmhouse perched above the valley.The journey then takes me east into the stunning Phobjikha Valley, often called the “Switzerland of Bhutan” for its wide glacial landscape and alpine feel. Here, I overnight at Gangtey Monastery, witness an emotional end-of-year monk ceremony, and experience Bhutan's spiritual depth in complete silence — and freezing temperatures.Check out my previous Bhutan episodesEpisode 1 Interview with Ugyen Rinzin - https://podcasts.apple.com/ca/podcast/winging-it-podcast/id1559489384?i=1000743770563Episode 2 - IMMERSIVE Hiking to Tiger's Nest Monastery - https://podcasts.apple.com/ca/podcast/winging-it-podcast/id1559489384?i=1000744754502Episode 3 - Days 1-3 solo episode - https://podcasts.apple.com/ca/podcast/winging-it-podcast/id1559489384?i=1000745691316Episode 4 - Interview with a female monk - https://podcasts.apple.com/ca/podcast/winging-it-podcast/id1559489384?i=1000747763604Episode 5 - IMMERSIVE Day in Bhutan - https://podcasts.apple.com/ca/podcast/winging-it-podcast/id1559489384?i=1000748856300Episode 6 - Ama Om Homestay Interview - https://podcasts.apple.com/ca/podcast/winging-it-podcast/id1559489384?i=1000750963609

If you saw the documentary "Free Solo," about Alex Honnold's awe-inspiring, rope-free ascent of the face of El Capitan in Yosemite, you know what brave, driven athlete he is. He shows another side of both himself, and his home state of Nevada, in his new T.V. series "Get A Little Out There with Alex Honnold" (on Outside TV). Today's episode covers both the adventures you can have in the state, and the oddball attractions you'll find there.Companies, destinations, and documentaries mentioned in this episode:Free SoloTaipei 101Outside TVGet a Little Out There With Alex HonnoldYosemite National ParkLas VegasFort LauderdaleJetBlueUnited AirlinesGoldfieldThe Car ForestThe Clown MotelThe Extraterrestrial MuseumThe Mob MuseumMentioned in this episode:Check out the Smart Travel PodcastThis week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel at the Link below:Smart Travel PodcastCheck out all of our other travel podcasts from around the worldThis podcast is part of the Voyascape Travel Network, that brings together the world's best travel podcasts. You can find all of our podcasts from around the world at Voyascape.com. If you are interested in advertising or sponsored content on any of our shows you can find out more at the link below.Voyascape Podcast Network

In this Marketing Over Coffee: Learn about Claude Code Remote Control, the LinkedIn Algorithm, Axe Body Spray, The A Team, and more! Direct Link to File Blizzard Time! Claude Code Remote Control brings iOS integration Latest update to the Unofficial LinkedIn Algorithm Guide is here! 9:10 – 10:40 Fundera by NerdWallet – visit NerdWallet.com/MOC and fill out the no […] The post A Perfect Dumpster Fire Storm appeared first on Marketing Over Coffee Marketing Podcast.

In our continuing Q&A with Graham, we engage him about Kantian Things-In-Themselves, complex things (that if divided, must be cut at the joints) vs. mere heaps, fact ontology, natural kinds, fictional objects, why philosophy is not knowledge, and philosophical style. Get more at partiallyexaminedlife.com. Visit partiallyexaminedlife.com/support to get ad-free episodes and tons of bonus discussion. Sponsors: Go to NerdWallet.com/PEL for trustworthy small business loans. Get a $1/month e-commerce trial at shopify.com/pel. Go to HelloFresh.com/pel10fm to Get 10 free meals + a free Zwilling Knife with your third box.  

Understand common money traps and what to do as homeowners insurance premiums rise across the country. Your brain can be expensive. That's why hosts Sean Pyles and Elizabeth Ayoola break down three behavioral finance biases (loss aversion, herd mentality, and overconfidence) and how they can lead to costly spending and investing decisions. Then, NerdWallet editor Caitlin Constantine joins to answer a listener's question about whether buying a home still makes sense as homeowners insurance premiums skyrocket and coverage gets harder to find in some areas. They dig into “escrow shock,” FAIR plans, why some homeowners go uninsured, and practical ways to plan for higher housing costs. Plus: what renters can and should protect with renters insurance. Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

On today's episode, we welcome Mike Glick, CEO of NIMA Partners — the company behind the next-generation portable gluten sensor designed to deliver real-time food testing with 99% accuracy across major gluten sources. With growing demand for food transparency and consumer diagnostics, NIMA is helping reshape how people with celiac disease and gluten sensitivity confidently navigate what they eat.Mike's journey to leading NIMA Partners has been rooted in a career focused on improving nutrition, safety, and health outcomes. Prior to joining NIMA, he led and scaled multiple food allergy and nutrition startups including Goode Health, Else Nutrition, and SpoonfulOne — the latter acquired by Nestlé. Earlier in his career, Mike spent over a decade at Abbott and began professionally in supply chain consulting after studying Business and Engineering at the University of Illinois and earning his MBA from Wake Forest University. Stepping into NIMA in 2025, he has been instrumental in relaunching the business at a moment when consumer trust and verification in food have never been more important.In this episode, Mike shares why he transitioned from packaged foods to food-tech diagnostics, the powerful consumer problem NIMA's sensor is solving, and what has changed in gluten testing since the company first launched. We discuss the prevalence of celiac disease, how people manage risk today, and the emotional impact of having real-time answers about what's on your plate. Mike also talks about leadership, measuring success, recognizing the right moment to move forward, and why standing still is rarely an option. A thoughtful conversation for founders, operators, health innovators, and anyone interested in the future of transparency in the food system. Are you interested in sponsoring and advertising on The Kara Goldin Show, which is now in the Top 1% of Entrepreneur podcasts in the world? Let me know by contacting me at karagoldin@gmail.com. You can also find me @‌KaraGoldin on all networks. To learn more about Mike Glick and NIMA Partners:https://www.nimapartners.com/https://www.linkedin.com/in/glick/https://www.linkedin.com/company/nima-partnershttps://www.instagram.com/nimapartners/ Sponsored By:NerdWallet - Go to NerdWallet.com/KARAGOLDIN to find the funding you deserve. Check out our website to view this episode's show notes: https://karagoldin.com/podcast/803

An interview with Graham in light of his new book, Waves and Stones: On the Ultimate Nature of Reality, which elaborates and adds to issues that the gang previously studied in Object-Oriented Ontology. Graham argues that in addition to objects (which have parts), there are continua, such as space and time, and these continua are the links that allow otherwise forever separated objects to touch each other. Get more at partiallyexaminedlife.com. Visit partiallyexaminedlife.com/support to get ad-free episodes and tons of bonus discussion. Sponsors: Go to NerdWallet.com/PEL for trustworthy small business loans. Get a $1/month e-commerce trial at shopify.com/pel.

Find out if Bilt's new credit cards are worth the hassle for earning points on rent or a mortgage. In this special episode, NerdWallet travel writers and Smart Travel hosts Sally French and Meghan Coyle dig into Bilt's three new credit cards and a rewards system that now includes two currencies: Bilt Points and Bilt Cash. They walk through the big questions listeners have been asking, including when it makes sense to earn on rent, what's really going on with mortgage rewards, and why the new math (plus shifting details) could change whether you jump in now or wait. Along the way, they weigh the annual-fee tradeoffs, compare Bilt's new lineup to familiar fan favorites, and share what to watch for as the rollout keeps evolving. Card benefits, terms and fees can change. For the most up-to-date information about cards mentioned in this episode, read our reviews: Bilt Card From Wells Fargo: No Longer Available, but New Versions Coming  Bilt's 3 New Cards Earn Rewards on Housing, But It's Complicated  World of Hyatt Card Review: Lavish Benefits, Reasonable Cost Chase Sapphire Preferred Review: Strong Option for Travel Rewards Capital One Venture X Review: A Steal of a Deal Among Premium Cards American Express Platinum Review: Top-Notch Lounge Access, Big Credits Resources discussed in this episode: Dear Bilt Palladium: You're Welcome to Move in, but You Won't Pay the Rent Bilt Palladium vs. Capital One Venture X: An In-Depth Comparison Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

#147 Are travel credit cards worth the hype?? In this episode of the Everyday Bucket List Podcast, we break down whether travel credit cards are truly worth it and how to maximize travel rewards without overspending. You'll learn how to: Use travel rewards credit cards to earn points and miles, including a comparison of cards with annual fees vs. no-fee travel credit cards Take advantage of flexible travel rewards programs that make trip planning easier Apply smart credit card strategies to balance costs, perks, and long-term value Be sure to take notes as you listen so you can choose the best travel credit card for your lifestyle and travel goals. Travel rewards expert Lee Huffman, Nerd Wallet contributor, founder of BaldThoughts.com and host of The We Travel There Podcast, shares actionable tips for earning more points and miles. He recommends starting with credit cards that offer sign-up bonuses and valuable travel benefits, while beginners should focus on managing just a few cards. Lee also highlights how cashback programs and online shopping portals can help you earn extra rewards on everyday purchases. CLICK THE LINKS BELOW OR CUT AND PASTE THEM INTO YOUR BROWSER: Read the blog post (show notes): KarenCordaway.com/best-card-for-travel/    Binge-listen to my Seasonal Bucket List playlist https://bit.ly/3SPiiVN  Binge-listen to my Episodes about Hobbies playlist  https://spoti.fi/46Q9p4o   Listen to these episodes next: Nashville, Tennessee: Things to Do w/ Lee Huffman (Ep 13) 2 Day Dublin Itinerary: What to Do in Dublin City Centre (Ep 104) Best Spots in Hawaii for Vacation (Ep 32) 9 Affordable Weekend Trips in the USA for Couples: Perfect for Feb & Mar  (Ep 116) Simple, Fun & Affordable Bucket List Ideas to Do in Everyday Life (Ep 89)   RESOURCES: Grab a copy of  The Everyday Bucket List Book https://amzn.to/3vwxz2K Monthly Bucket List Goals PDF  https://buymeacoffee.com/edbl/e/165156 How to Travel for Free Using Miles & Points: 5 Simple Steps to Start Travel Hacking Ebook   Connect with the guest: Websites: BaldThoughts.com & WeTravelThere.com Social: @BaldThoughts   Connect with me: Website: https://KarenCordaway.com Twitter (X): @KarenCordaway https://x.com/karencordaway Pinterest: @Everyday_Bucket_List https://www.pinterest.com/EverydayBucketList/ Tiktok: @Everyday_Bucket_List https://www.tiktok.com/@everyday_bucket_list   Disclaimer: Some of the outbound links financially benefit the podcast through affiliate programs. Using our links is a small way to support the show at no additional cost. I only endorse products, programs, and services I use and would recommend to close friends and family. Thank you for the support! Hello@KarenCordaway.com for brand partnerships and business inquiries.      

Learn about money dealbreakers in dating, then how to plan ahead for assisted living and Medicaid costs. First, hosts Sean Pyles and Elizabeth Ayoola dig into a new dating dealbreakers study with NerdWallet spokesperson and credit card writer Sara Rathner. They unpack why “financial infidelity” can feel like a relationship ender, what people are most likely to hide, and how to start money conversations earlier without turning the third date into an audit. They also share ways to talk about spending, expectations, and values so you can spot incompatibilities before big commitments. Then, personal finance Nerd Kate Ashford (a certified senior advisor) helps answer a listener's question about caring for an aging parent and budgeting for senior living. She discusses how assisted living costs can vary dramatically by location, what's typically included in base fees vs add-ons, and how “buy-in” communities like continuing care retirement communities (CCRCs) compare with standard monthly-pay models. They also walk through key planning moves if a future nursing home stay is possible, including what to know about Medicaid being state-run, where to start researching benefits, and how to prepare for the paperwork and timelines. 0:00 Who will care for you in old age? 0:52 Dating money dealbreakers: debt and financial lies 3:33 Why couples hide purchases and spending 5:59 Rebuilding trust after financial infidelity 8:14 Dealbreakers: tipping, splitting dates, savings 13:16 Talking money early: what's a red flag? 18:02 No-spend challenge: Brick and cash-only 20:35 Friction hacks to curb impulse spending 21:49 Listener question: budgeting for senior care 23:40 Assisted living costs and what drives prices 31:02 Monthly vs buy-in CCRCs and refund rules 33:34 How long care lasts: model best/worst cases 38:00 Medicaid basics: eligibility, look-back, who can help 40:21 Final tips for families planning senior living NerdWallet Survey: One in 10 Americans Would Never Date Someone with Credit Card Debt https://www.nerdwallet.com/finance/studies/data-undateable-debt  Cost of Long Term Care by State | Cost of Care Report | Carescout https://www.carescout.com/cost-of-care  Eldercare Locator https://eldercare.acl.gov/home  Medicaid.gov: The Official U.S. Government Site for Medicaid and CHIP Services | Medicaid https://www.medicaid.gov/  Medicaid Planning Assistance – Helping Americans obtain the Medicaid long term care they require https://www.medicaidplanningassistance.org/  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Get ideas for spending less in February and learn how deferment affects Public Service Loan Forgiveness (PSLF) payments. How can a month-long spending challenge reset your money habits? Should you keep paying student loans while in grad school if you're close to Public Service Loan Forgiveness and planning a move? Hosts Sean Pyles and Elizabeth Ayoola discuss no-spend experiments and “friction” strategies to help you build spending habits that stick while juggling big life changes. Joined by personal finance Nerd Amanda Barroso, they begin with a discussion of designing a February no-spend challenge, with tips and tricks on setting rules that fit your life, deciding where the saved money will go, and avoiding a binge-and-purge rebound. Then, lending Nerd Kate Wood joins Sean and Elizabeth to help answer a listener's question about how to weigh student loan payments against saving for a new home. They discuss how deferment affects qualifying PSLF payments, what to check before switching repayment plans or taking out new grad school loans, and how to prioritize cash flow when you're balancing a car payment, a mortgage, and an emergency fund. See NerdWallet's list of the best private student loans: https://www.nerdwallet.com/student-loans/best/private-student-loans  See all the winners of NerdWallet's Best-Of Awards: https://www.nerdwallet.com/l/awards?utm_source=sm&utm_medium=podcast&utm_campaign=cm_organic_020226_podcast_sm_desc_allepisodes_best-of-awards  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: no-spend challenge, low-spend challenge, spending freeze, budgeting challenge, money habits, impulse spending, track expenses, friction-maxxing, cash-only budget, stop online shopping, takeout spending, spending triggers, phone addiction and spending, Brick phone blocker, attention and spending, sinking fund, emergency fund, high-yield savings account, student loan deferment, student loan payments in grad school, Public Service Loan Forgiveness, PSLF qualifying payments, PSLF payment count, qualifying employer PSLF, income-driven repayment, PAYE repayment plan, Income-Based Repayment, Income-Contingent Repayment, Repayment Assistance Plan, graduate student loan changes 2026, Grad PLUS loans, federal student loan borrowing limits, professional degree loan cap, nursing graduate student loans, buying a house with student loans, mortgage planning, moving costs, car payment budget, and student loan forgiveness uncertainty. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Glen speaks with Karen Houghton, Co-Founder/CEO of Infinite Giving, about how to narrow the financial services gap facing nonprofit entities. Also- the latest on the Credit Card Competition Act and proposed 10% rate cap, and a new forum for tackling the real-time issues facing credit unions.      Links related to this episode: Infinite Giving: https://www.infinitegiving.com/ Karen's book "Funding Your Mission": https://www.barnesandnoble.com/w/funding-your-mission-karen-houghton/1148818789 (Chapter 1 is available for free download at Infinite Giving's website) Financial Health Network CEO Jennifer Tescher's analysis of the proposed 10% credit card interest rate cap: https://www.linkedin.com/feed/update/urn:li:activity:7416861629826482176/ NerdWallet's take on the Credit Card Competition Act: https://www.nerdwallet.com/credit-cards/learn/what-to-expect-if-the-credit-card-competition-act-passes  Last week's episode, featuring more detail on both CU Unplugged and the proposed 10% credit card rate cap: https://www.big-fintech.com/unplugged-unscripted-unfiltered/  Check out CU Unplugged, an unscripted, participant-powered gathering designed to foster unfiltered conversation on the topics participants deem most critical. Open to all credit union leaders, but the group will be kept intentionally small for maximum impact. Join us March 30 – April 2 at Visa's Market Support Center in San Francisco: Visit https://www.cu-unplugged.com/ to learn more and register.     Join us for our next CU Town Hall- Wednesday February 18 at 3pm ET/Noon PT- a live and lively interactive conversation tackling the major issues facing credit unions today. The Town Hall is free to attend, but advance registration is required:  https://www.cutownhall.com/     Follow us on LinkedIn:  https://www.linkedin.com/company/best-innovation-group/ https://www.linkedin.com/in/jbfintech/  https://www.linkedin.com/in/glensarvady/ 

According to the Organisation for Economic Co-operation and Development, Basic Skills Gap: Over 20% of U.S. 15-year-olds (one in five) lack basic financial literacy, meaning they can't apply knowledge to real-life financial situations, according to PISA reports. • Confidence Deficit: 74% of U.S. teens don't feel confident in their personal finance knowledge, according to a Greenlight study. Brenton Harrison is a financial advisor and owner of New Money New Problems, a financial advisory firm serving first and generation high income-earners who were never taught how to manage money. As a Certified Financial Planner and Certified Student Loan Professional, I focus on increasing financial literacy for those who are navigating making money while also juggling multiple priorities (helping family with money, student loans, investing, raising kids, etc.) . I host the weekly New Money New Problems Podcast, sharing tips these audiences need to know, and the biweekly Escape Student Loan Debt Podcast that specifically addresses borrowers with federal and private student loan debt. I've been featured in publications from Forbes, Business Insider, USA Today, Money, CNBC, Nerdwallet, and more, and I serve as a member of the Investopedia Advisor Council and the Certified Financial Planning Board Ambassadors. I love to talk about early childhood experiences with money and how they impact how we spend, breaking down financial concepts so that a 5-year-old can understand it, and making guests more comfortable with saying "I don't know, but I want to learn" when it comes to money. For more information: https://www.newmoneynewproblems.com/ Follow: @newmoney.newproblems Learn more about your ad choices. Visit megaphone.fm/adchoices

(0:00) Intro(1:36) About the podcast sponsor: The American College of Governance Counsel(2:22) Start of interview(3:21) Jennifer's origin story(8:06) Journey to Treasury starting with Sara Lee Corporation, to Cisco and eBay (20-year career in Treasury)(15:05) From Box to CFO roles at Coupons.com and Smartsheet (took it public as CFO)(20:50) Building a Board Career: True Search, Auth0 (acq by Okta), Nerd Wallet, Wyze, Riskified and Klaviyo.(23:40) Private vs. Public Boards(27:47) On founder-led companies(30:01) The Role of Audit Committees(30:50) Navigating AI in the board(36:37) On increased politicization and geopolitics in the boardroom(38:44) CEO-CFO strategy and talking about the hard stuff(40:22) Qualities of a Great Board Member: "The best board members ask the right questions at the right time in the right tone" (from Anita Sands). "They're willing to help in however the company wants them to help."(44:05) Effective Board Meetings(45:59) Books that have greatly influenced her life:Gifts Differing by Isabel Briggs Myers (1980)Discover your Strengths by Donald O. Clifton and Marcus Buckingham (2001)Dare to Lead by Brené Brown (1980)(48:36) Her mentors (50:09) Quotes that she thinks of often or lives her life by "Don't take no for an answer and don't give up" (51:09) An unusual habit or an absurd thing that she loves: Family Search(53:40) The living person she most admires: Taylor SwiftJennifer Ceran is a seasoned finance executive and board member whose career spans treasury leadership, the CFO role, and public and private company board service. Jennifer currently serves on the boards of NerdWallet, Wyze, Riskified, Klaviyo, Flock Safety, and Mesh Payments. You can follow Evan on social media at:X: @evanepsteinLinkedIn: https://www.linkedin.com/in/epsteinevan/ Substack: https://evanepstein.substack.com/__To support this podcast you can join as a subscriber of the Boardroom Governance Newsletter at https://evanepstein.substack.com/__Music/Soundtrack (found via Free Music Archive): Seeing The Future by Dexter Britain is licensed under a Attribution-Noncommercial-Share Alike 3.0 United States License

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Find out how AI shopping could tempt your budget and how to choose a city for a new career with confidence. Is AI shopping about to turn your chatbot into a checkout line? How do you choose a medical residency program when an algorithm makes the final call? Hosts Sean Pyles and Elizabeth Ayoola discuss residency location trade-offs to help a listener understand what to prioritize during low-pay training years. But first, news writer Anna Helhoski joins Sean and Elizabeth to discuss the rise of AI shopping inside chats. They discuss how Google and other platforms are weaving deals into AI conversations, how ads and “instant checkout” could blur the line between recommendations and advertising, and why this convenience could make impulse spending a lot easier. Then, producer Tess Vigeland joins Sean and Elizabeth to help answer a listener's question about how to approach a medical residency match decision when weighing New York City prestige against a lower-cost path. They discuss ways to save in expensive cities without feeling like you're missing out, why starting retirement contributions earlier can meaningfully change your long-term results even if the amount is small, and how focusing on skill-building and lifestyle fit can matter more than trying to make one “perfect” career choice. Are you on track to save enough for retirement? Use NerdWallet's free retirement calculator to check your progress, see how much retirement income you'll have and estimate how much more you should save: https://www.nerdwallet.com/investing/calculators/retirement-calculator  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: AI shopping, ChatGPT ads, Google AI Mode, in-chat checkout, shopping in chatbots, sponsored results, personalized deals, impulse buying, comparison shopping, price check online, online shopping security, credit card information privacy, AI product research, AI shopping recommendations, interpreting online reviews, finding deals with AI, Shopify checkout, Etsy shopping, Walmart online shopping, Universal Commerce Protocol, Direct Offers, AI personal shopper, AI shopping agent, buy now pay later, return policy online shopping, save receipts screenshots, medical residency match, residency ranking algorithm, choosing a residency program, New York City cost of living, living on a resident salary, prestige vs cost of living, saving during residency, retirement savings early, compound interest, NerdWallet retirement calculator, emergency fund during training, roommates to save money, lifestyle creep, and career networking. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Find a bank that pays more, charges less, and keeps your money safe as rates adjust in 2026. How do you choose the best bank when savings rates are falling and fees won't quit? Hosts Sean Pyles and Elizabeth Ayoola discuss wealth inequality and retirement security to help you think bigger about what's “normal” in personal finance. They begin with a rapid-fire hot takes segment, with their perspectives on how money and power shape everyday life, why the decline of pensions shifts retirement risk onto workers, and questions worth asking about what a fairer safety net could look like. Then, banking Nerd Chanelle Bessette joins Sean and Elizabeth to discuss banking in 2026. They go over how to compare high-yield savings accounts as APYs drop, how to avoid common bank fees (like overdraft and ATM charges), and how to weigh digital-only banks versus brick-and-mortar options. They also cover how AI is changing customer service and fraud, why reduced consumer protections can raise the stakes for shoppers, and which banks topped NerdWallet's Best-of Awards in key categories. Our Nerds researched more than 250 banking products, narrowing down to just one winner per category: https://www.nerdwallet.com/l/awards-banking-2026?utm_source=sm&utm_medium=podcast&utm_campaign=cm_organic_011926_podcast_sm_desc_allepisodes_best-of-banking  See all the winners of NerdWallet's Best-Of Awards: https://www.nerdwallet.com/l/awards?utm_source=sm&utm_medium=podcast&utm_campaign=cm_organic_011926_podcast_sm_desc_allepisodes_best-of-awards  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: high-yield savings account, best high-yield savings account, savings account interest rates, APY, online banks, best online banks, bank fees, overdraft fees, avoid overdraft fees, ATM fees, ATM fee reimbursement, Allpoint ATM network, MoneyPass ATM network, no-fee checking account, monthly maintenance fee, bank bonuses, certificate of deposit, CD rates, best CD rates, Marcus by Goldman Sachs, SoFi bank, Newtek Bank, best bank 2026, early direct deposit, two-day early direct deposit, savings buckets, savings goal buckets, Zelle transfer limit, bill pay checks, cash deposits at ATMs, fraud protection, bank fraud scams, AI in banking, banking chatbots, customer service chat, Consumer Financial Protection Bureau, CFPB complaints, CFPB settlements, credit unions vs banks, pension plan, defined benefit plan, and 401(k) vs pension. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

“Precious treasure and oil are in a wise man's dwelling, but a foolish man devours it.” - Proverbs 21:20 Scripture highlights a simple principle of stewardship: wise people live with margin. They don't spend everything they earn; they save, plan, and prepare for the future. And in our modern world, the basic tool that helps us live with margin is a budget. Today, Chad Clark joins us to discuss what budgeting really looks like for most Americans and how we can do better.As FaithFi's Chief Technology Officer, Chad oversees our digital tools and the development of the FaithFi app. He recently came across research that sheds light on how people actually budget. According to a NerdWallet survey of 2,000 adults, three out of four Americans report keeping a monthly budget. That sounds encouraging—until you read the next line: 84% of them say they regularly overspend their budget. And when people overspend, nearly half bridge the gap with credit cards, while the rest tap into savings—often until savings eventually run out. Chad notes that this is why we say that without a working budget, debt is almost inevitable once savings are depleted.So why do some people avoid budgeting altogether? After years of hearing excuses, Chad lists the most common: it's too time-consuming, too complicated, too much math, too restrictive, or simply too hard to stick to—like dieting. Others believe they don't need a budget because they earn enough, or that a budget limits their freedom.But as Chad points out, most of those reasons are rooted in misconceptions. A budget isn't a punishment, and it's not primarily about cutting expenses. It's a decision-making tool that prioritizes spending and helps you align resources with values. Nor is a budget inflexible; it can and should adjust as life changes. And even those with high incomes need budgets. If billion-dollar companies operate from a spending plan, “I make enough” isn't a sound argument for skipping one. Stewardship isn't about how much we earn but how faithfully we manage what God entrusts to us.Before wrapping up, Chad shares how the FaithFi app makes budgeting more approachable. First, it accommodates different budgeting styles, allowing you to choose the method that works best for you. Second, it builds habits through daily, weekly, and monthly rhythms—to help you engage consistently rather than merely set up a plan and hope it works. And finally, FaithFi goes beyond numbers. Through biblical content and community, it helps shape the heart behind the decisions—because stewardship is ultimately about walking with God.If you're ready to begin budgeting—or begin again—FaithFi can help you take that first step and actually stick with it.On Today's Program, Rob Answers Listener Questions:I have a HELOC at about 7% and about $80,000 in credit card debt. Does it make sense to use the HELOC to pay down that credit card debt at the lower rate, or should we handle it another way? I also have a second question: My husband and I own a couple of rental properties. One of them is basically a wash—no profit. We've always assumed the rentals would be part of our retirement, but we don't have an emergency fund. Would it be wiser to sell the rental property that isn't generating income, invest the proceeds, and improve retirement and emergency fund strategies?I contribute 10% pre-tax and 5% post-tax to my 401(k), and the 5% post-tax is maxed out. With the new rules allowing tax-free overtime up to $25,000, is it still beneficial for me to contribute the 5% post-tax? Or should I redirect it and contribute 15% pre-tax to the 401(k)? Or should I take a different approach altogether?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Christian Credit CounselorsWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Learn how to shop for cheaper insurance and escape rising credit card debt before it snowballs. Is credit card debt becoming the new normal? How can you get the insurance coverage you need in 2026 without overpaying? Hosts Sean Pyles and Elizabeth Ayoola discuss insurance shopping to help you understand how to protect yourself at a price you can live with. But first, senior news writer Anna Helhoski joins Sean and Elizabeth to discuss NerdWallet's Household Debt Survey with data studies writer Erin El Issa. They break down why revolving credit card balances keep climbing, how “normalizing” debt can reduce urgency to pay it off, and why tools like buy now, pay later can feel easier upfront but get overwhelming fast. Then, insurance Nerd Kaz Weida joins Sean and Elizabeth to discuss what's driving higher insurance rates and how to shop smarter in 2026. They discuss ways to lower auto and homeowners premiums without leaving yourself exposed, how renters and pet insurance can be worth it depending on your situation, and why many people may need more life insurance than they think. They also discuss NerdWallet's Best-Of winners for budget-friendly auto, budget-friendly homeowners, same-day term life, and comprehensive pet coverage. Our Nerds researched more than 240 insurance products, narrowing down to just one winner per category: https://www.nerdwallet.com/l/awards-insurance-2026?utm_source=sm&utm_medium=podcast&utm_campaign=cm_organic_011526_podcast_sm_desc_allepisodes_best-of-insurance  See all of NerdWallet's Best-Of Awards: https://www.nerdwallet.com/l/awards?utm_source=sm&utm_medium=podcast&utm_campaign=cm_organic_011526_podcast_sm_desc_allepisodes_best-of-awards  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Find out  which credit cards shine in 2026 and how to avoid rising fees, APR surprises, and buy now, pay later (BNPL) traps. How can you change your spending to better match your values? How do you choose the right credit card in 2026 as perks shift, fees rise, and “buy now, pay later” spreads? Hosts Sean Pyles and Elizabeth Ayoola discuss values-based spending and the credit card landscape to help you make purchases that fit your priorities. They begin with a discussion of aligning money with values, with tips and tricks on auditing your statements for “idle” spending, shopping around for companies and banks that match your priorities, and building accountability so your goals stick. Then, credit card expert Caitlin Mims joins Elizabeth to discuss credit cards in 2026. They cover buy now, pay later and card-based installment plans, what to watch as card perks and annual fees change, and how NerdWallet chose its Best-of Awards winners. Our Nerds researched 280 credit cards, narrowing down to just one winner per category: https://www.nerdwallet.com/l/awards-credit-cards-2026?utm_source=sm&utm_medium=podcast&utm_campaign=cm_organic_011226_podcast_sm_desc_allepisodes_best-of-credit-cards  Card benefits, terms and fees can change. For the most up-to-date information about cards mentioned in this episode, read our reviews: American Express Platinum Review: Top-Notch Lounge Access, Big Credits  Chase Sapphire Reserve Review: A High-End, High-Maintenance Card  Chase Sapphire Preferred Review: Strong Option for Travel Rewards  Capital One Venture Review: Easy Earnings, Effortless Redemptions  Citi Strata Premier: Big Rewards Across Top Spending Categories  Southwest Priority Card Review: Pay More, Get More  Wells Fargo Active Cash® Card Review: 2% Cash Back With a Bonus  Citi Simplicity Review: 21 Months of 0% to Whittle Down Debt  5 Things to Know About the U.S. Bank Split Credit Card  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Learn what 2026 might bring for mortgage rates, home prices, and affordability, plus smart steps to buy or refinance. Will mortgage rates drop in 2026, and is it finally a good time to buy a home? How can you get your finances ready to buy or refinance, even if prices still feel out of reach? Hosts Sean Pyles and Elizabeth Ayoola discuss mortgages and the housing market to help you understand what to watch this year and how to plan your next move. But first, senior news writer Anna Helhoski and NerdWallet senior economist Elizabeth Renter join Sean to discuss what could shape the economy in 2026. They discuss how tariffs may filter into prices, what a cooling labor market could mean for jobs and wages, and why rising household debt delinquencies are a red flag to watch. Then, Abby Badach Doyle, NerdWallet mortgage Nerd, joins Sean and Elizabeth to discuss home buying and refinancing in 2026. They discuss how inventory and mortgage rates shifted through 2025, how Fed rate cuts can influence mortgage rates before they happen, and ways to make the dream of homeownership more realistic. Use NerdWallet's free calculator to see how much house you can afford: https://www.nerdwallet.com/mortgages/calculators/how-much-house-can-i-afford Use NerdWallet's free rent vs buy calculator to find out which option is best for you: https://www.nerdwallet.com/mortgages/calculators/rent-vs-buy-calculator  NerdWallet's free mortgage refinance calculator can help you decide whether to refinance: https://www.nerdwallet.com/mortgages/calculators/refinance-calculator   See all of NerdWallet's 2026 Best-Of Awards: https://www.nerdwallet.com/l/awards?utm_source=sm&utm_medium=podcast&utm_campaign=cm_organic_010826_podcast_sm_desc_allepisodes_best-of-awards  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: housing market 2026, mortgage rates 2026, home prices 2026, 30-year mortgage rate, mortgage refinance, refinance calculator, when to refinance, home affordability, down payment assistance, closing cost assistance, first-time homebuyer programs, buying a house in 2026, house hunting in January, winter home buying, seller's market vs buyer's market, housing inventory, housing supply, home buying budget, rent vs buy calculator, rent vs buy, credit score for mortgage, saving for a house, emergency savings, moving costs, closing costs, homeowners insurance costs, wildfire risk insurance, home repairs budget, buyer's agent, inflation and mortgage rates, Fed rate cuts and mortgages, tariffs and inflation, and household debt delinquency. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Start your 2026 investing strategy with smarter moves, fewer fees, and less stress when markets get rocky. How should you invest in 2026 if tech stocks keep dominating the market? What's a smart checklist for leveling up your investing this year? Hosts Sean Pyles and Elizabeth Ayoola discuss diversification and investing tools to help you grow your wealth with a plan you can stick to. Then investing writer Alana Benson joins them to unpack what 2025's market swings can teach you, how to diversify beyond mega-cap tech stocks (including options like equal-weight funds), and how to choose the right account and platform while keeping fees and taxes in mind. Check out NerdWallet's Best-Of Awards: https://nerdwallet.com/awards  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: stock market 2026, how to start investing, passive investing, index funds, S&P 500, Magnificent 7, AI stock bubble, rebalancing portfolio, asset allocation, stocks vs bonds allocation, long-term investing, market volatility, timing the market, brokerage account, best brokerage for beginners, best investing app, best robo-advisor, Fidelity investing, Interactive Brokers, Wealthfront robo advisor, ETFs, target date fund, robo-advisor, IRA contribution limit 2026, Roth IRA, traditional IRA, SEP IRA, 401k match, 529 plan, college savings plan, and retirement investing. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Learn how to tie your 2026 money goals to your values so you can stick with them all year. How can you match your 2026 money goals to what you really care about? And how do you turn those goals into a plan you'll actually follow? Hosts Sean Pyles and Elizabeth Ayoola discuss values-based money planning and goal-setting frameworks to help you build a realistic, meaningful financial plan for the new year. They begin with a discussion of centering money goals on your core values, with tips and tricks on identifying what matters most (like freedom, community, or adventure), translating those values into goals such as paying off a car loan or saving for early retirement, and aligning your saving, spending, giving and fun money with the life you actually want to live. Along the way, they share their own 2026 goals, from boosting emergency funds and increasing income to opening “fun money” and giving accounts and navigating a tough housing market and crypto temptations highlighted in NerdWallet's 2026 Financial Outlook Survey. Then, Sean and Elizabeth discuss how to move from big dreams to daily action using the SMART — and SMARTER — goal framework. They discuss how to break large goals (like maxing a Roth IRA or saving for a big event) into monthly and per-paycheck targets, how to make goals specific, measurable, attainable, relevant and time-bound, and how to build in personal rewards so sticking to your plan actually feels good. They also cover getting comfortable with the discomfort of change, planning for curveballs like impulse spending and surprise kid or car expenses, and using tools like high-yield savings accounts and multiple sinking funds (yes, even for summer camp) so you can absorb surprises without blowing up your 2026 money plan. NerdWallet 2026 Financial Outlook Survey: https://www.nerdwallet.com/finance/studies/2026-consumer-outlook-report  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: new year financial goals, 2026 financial goals, how to set financial goals, SMART goals for money, SMARTER goals framework, values based budgeting, align money with values, paying off car loan early, early retirement savings rate, FIRE retirement plan, increase my income 2026, emergency fund savings, sinking funds examples, fun money account, high yield savings account, giving fund for charity, support local community with money, starting a business in 2026, investing in crypto 2026, Dogecoin investing, buying a house in 2026, saving for a house down payment, NerdWallet 2026 financial outlook survey, impulse spending help, budget for summer camp, planning for surprise bills, Roth IRA contribution 2026, break big goals into small steps, reward yourself for saving, how to stick to money goals To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Learn how to explore your money beliefs and take real steps toward saving and investing, even on a tight income. What's really behind your money habits? How can you build savings and invest if you're not earning much? Hosts Sean Pyles and Elizabeth Ayoola discuss how your relationship with money shapes your financial behaviors and what you can do to change that narrative. Joined by Shannah Game, host of Everyone's Talkin' Money and author of Unraveling Your Relationship with Money, they begin with a discussion of how money beliefs form in childhood, how your body gives clues about financial stress, and how weekly “money dates” can help shift your mindset, spending, and long-term financial outcomes. Then, Katie, a listener navigating a career change and major life transition, joins Sean and Elizabeth to discuss budgeting on a lower income and how to make progress on both emergency savings and retirement. They discuss how to build an emergency fund with irregular income, when and how to roll over 403(b) accounts into an IRA, and how to invest small amounts without feeling discouraged. The conversation also covers tools like the 50/30/20 budget and NerdWallet's retirement calculator to help Katie — and listeners like her — build a path forward, even if they feel like they're starting late. Are you on track to save enough for retirement? Use NerdWallet's free retirement calculator to check your progress, see how much retirement income you'll have and estimate how much more you should save: https://www.nerdwallet.com/calculator/retirement-calculator  NerdWallet's roundup of the best IRA accounts: https://www.nerdwallet.com/best/investing/ira-accounts  In their conversation, the Nerds discuss: how to fix your relationship with money, money beliefs, financial trauma, budgeting on low income, how to start saving money, emotional spending, how to invest with little money, financial self-awareness, weekly money date, how much to save for emergencies, what is a 403b, 403b rollover to IRA, Roth IRA vs traditional IRA, how to track spending, how to set money goals, compound interest explained, how to save for retirement in your 30s, moving in with a partner finances, financial independence, personal finance for late starters, how to handle a career pivot financially, how to build an emergency fund, aligning spending with goals, how to start investing in your 30s, best IRAs for beginners, saving vs investing priorities, high-yield savings account, budgeting tools for beginners, financial planning on hourly wages, financial literacy basics, how to track expenses, how to make money habits stick, celebrating financial wins, how childhood affects money habits, somatic responses to money, financial therapy, how to stop money anxiety, 50/30/20 budget rule, NerdWallet retirement calculator. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Amateur Traveler, host Chris Christensen talks with AJ Ajay, a Libyan-born travel professional and founder of Intu Libya, about traveling to one of North Africa's least-visited and most misunderstood destinations: Libya. From spectacular Roman ruins to Saharan oases, ancient Amazigh towns, and the vibrant streets of Tripoli, AJ explains why Libya rewards travelers who are curious, respectful, and willing to look beyond headlines. This week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel ⁠⁠⁠⁠⁠⁠⁠here. Why Visit Libya? Libya offers a rare sense of discovery. With tourism largely undeveloped since the mid-20th century, many of its historic sites feel untouched. AJ describes Libya as a country where Roman, Greek, Phoenician, Ottoman, Italian, and Islamic histories overlap, often in the same physical space. Add to that Mediterranean coastline, vast Saharan landscapes, and deep-rooted traditions of hospitality, and Libya becomes a destination for travelers seeking something truly different. Safety, Visas, and Practicalities Chris and AJ address the elephant in the room: safety and travel advisories. AJ explains how Libya currently operates with an electronic visa system that requires a local sponsor and organized itinerary. Tourism is tightly coordinated with authorities, and travel routes are planned in advance. While some regions remain off-limits, AJ emphasizes that millions of Libyans live their daily lives safely and that guided travel within approved areas is the key to visiting responsibly. ... https://amateurtraveler.com/travel-to-libya/ Learn more about your ad choices. Visit megaphone.fm/adchoices

High-yield savings rates have dipped slightly since early spring, but they remain strong enough that choosing the right account right now can still be a wise move. After several quarter-point interest rate cuts by the Federal Reserve, savings yields have eased—but not disappeared. In fact, many online banks continue to offer returns well above those of most brick-and-mortar institutions.Understanding what's happening—and how to respond—can help you steward your cash with wisdom and confidence.Why Savings Still Matter in Your Financial PlanSavings and investments play very different roles. A savings account is designed for money that must remain safe, accessible, and dependable—your emergency fund, short-term needs, and dollars you'll rely on in the next few years.Savings won't deliver investment-level growth, but the interest they earn still matters. Every bit of growth helps preserve purchasing power and strengthens your financial footing over time.Over the past few years, inflation rose well above the Federal Reserve's 2% target. In response, the Fed raised short-term interest rates aggressively. As rates climbed, savings yields—especially at online banks—rose alongside them.Earlier this year, many high-yield savings accounts were paying between 4.75% and 5%, sometimes more. That gave savers an unusual opportunity to earn meaningful interest on cash that would otherwise sit idle.Since then, inflation has cooled, and the Fed has begun cutting rates. Those reductions have nudged savings yields lower, but today's rates are still historically strong—and far more generous than what traditional banks typically offer.Why Timing Still Works in Your FavorBanks rarely adjust savings rates immediately after a Fed announcement. Often, there's a window—sometimes several weeks—when higher yields remain available before they gradually drift downward.That lag creates an opportunity. While savings accounts aren't “locked in” like CDs, moving your money into a competitive high-yield account now allows you to benefit as rates slowly settle. Banks tend to move cautiously, often watching one another before making changes, which gives savers time to act.For many families, knowing their savings are earning a solid return brings peace of mind—whether preparing for an unexpected expense or setting aside resources for opportunities God may bring.Where High-Yield Savings Fit BestA strong savings strategy usually includes three key priorities:1. Your emergency fund. Keep three to six months of expenses in a high-yield savings account. The stronger the yield, the faster that cushion grows—without taking on risk or debt.2. Short- and mid-term goals. Money you'll need in the next two to five years—such as a down payment, major repair, or planned purchase—should stay protected from market volatility. High-yield savings accounts offer both safety and reasonable earnings.3. Regular comparison. Some traditional banks still pay as little as 0.01%—essentially nothing—while online banks often offer rates dozens of times higher. Comparing what you're earning with what's available elsewhere can make a meaningful difference.Exploring Your Options WiselyComparison sites like Bankrate and NerdWallet can help you evaluate current rates while also considering reliability, customer experience, and safety ratings.Money market accounts are another solid option, often offering competitive yields with added flexibility, such as check-writing privileges. Just be mindful of minimum balance requirements.Don't overlook credit unions either. As not-for-profit institutions, they often return earnings to members through stronger rates and lower fees. One example is AdelFi Christian Banking, a credit union that combines competitive yields with support for Gospel-centered ministry worldwide.You can learn more at FaithFi.com/Banking.Stewardship Is About Faithful ConsistencyChoosing where to place your savings isn't simply about chasing the highest return. It's about managing God's resources with intention and care. Saving consistently—month after month, year after year—is quiet, faithful work.A wise savings vehicle supports that journey, helping your money work a little harder while you walk forward with clarity, confidence, and trust in the Lord's provision.On Today's Program, Rob Answers Listener Questions:I'm 70 and retired, with a steady monthly income. I need a car costing about $20,000, and I still owe $27,000 on my mortgage. I'd prefer not to carry two payments—should I pay off the mortgage or buy the car, and where should the money come from?I want long-term protection through investing in gold. What's the best way to do that today?I'm retired and have about $1 million invested with Edward Jones. They're moving me to a 1.2% annual fee on my entire portfolio instead of transaction-based fees. I agreed, but I now wonder whether the fee is warranted. Is this a wise move?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Bankrate | NerdWalletAdelFi Christian BankingWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Learn the truth behind myths about building wealth, plus hear from a couple looking to align on  financial goals and values. Can you build wealth without starting a business? How can couples figure out what to do with extra money in their budget? Hosts Sean Pyles and Elizabeth Ayoola share their “money hot takes” and then talk to a married couple about how they can better align on financial priorities. Sean and Elizabeth kick off the episode with their thoughts on how to become a millionaire without needing to own your own business and why they believe consistent investing from a 9-to-5 job can help you grow your wealth. Plus are Roth IRAs overrated? They might be when compared to Roth 401(k)s. Then, listeners Naomi and Andrew join Sean and Elizabeth to discuss how couples can align on their financial goals. They talk through how to define shared values, balance short- and long-term priorities, and decide how to use some new room in their budget wisely, including strategies for emergency funds, retirement, and kids' future savings. NerdWallet's list of the best savings accounts: https://www.nerdwallet.com/best/banking/savings-accounts  Get matched with a financial advisor by using NerdWallet Advisors Match: https://www.nerdwallet.com/best/investing/financial-advisors  NerdWallet's investment calculator will calculate how much your investments will grow based on your planned contributions, timeline, rate of return and compounding frequency: https://www.nerdwallet.com/calculator/investment-calculator  Are you on track to save enough for retirement? Use NerdWallet's calculator to check your progress, see how much retirement income you'll have and estimate how much more you should save: https://www.nerdwallet.com/calculator/retirement-calculator  In their conversation, the Nerds discuss: how to build wealth without a business, investing from a 9 to 5 job, becoming a millionaire from salary, Roth IRA vs Roth 401k, Roth IRA contribution limits, backdoor Roth IRA, Roth 401k benefits, emergency fund recommendations, short term financial goals, good debt vs bad debt, paying off debt as a couple, managing money in a marriage, budgeting as a couple, aligning financial goals with a partner, daycare budget reallocation, how to prioritize financial goals, saving for a home addition, using home equity loan, 529 plan alternatives, taxable brokerage for kids, feeling behind on retirement, retirement planning anxiety, compound interest retirement, how to save for multiple goals, financial planning for couples, building credit as a couple, margin in budget meaning, shared financial values, and daycare cost savings. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Learn how to navigate job loss and reshape your money mindset to feel more in control — emotionally and financially. What should you do with your money after losing a job? How can you feel better about money and stop stressing about finances? Hosts Sean Pyles and Elizabeth Ayoola discuss managing job loss and improving your relationship with money to help you understand both the practical and emotional sides of financial well-being. NerdWallet writer Kim Palmer joins the show to share her conversation with Aja Evans, a financial therapist and author of Feel-Good Finance: Untangle Your Relationship with Money for Better Mental, Emotional, and Financial Well-Being. They discuss money taboos and financial trauma, with tips and tricks on how to open up about money, build healthier habits, and understand your emotional triggers. Then, Bri, a listener from Chicago, joins Sean and Elizabeth to discuss navigating job loss and making tough financial decisions. They discuss how to choose between COBRA and marketplace health insurance, when to consider tapping savings or debt, and how to balance job search priorities without derailing your financial future. They also share smart strategies for cutting spending, staying motivated with rewards-based goals, and deciding what to do with old retirement accounts. In their conversation, the Nerds discuss: job loss finances, what to do after losing a job, COBRA vs marketplace insurance, unemployment benefits, high-yield savings accounts, emotional spending, financial trauma, money shame, how to budget after layoff, unemployment job search tips, how to choose health insurance after job loss, rollover retirement account, how to talk about money, financial therapy, coping with job loss, 50/30/20 budget rule, rebuilding emergency funds, how to negotiate salary, unemployment and freelance work, how to cut spending fast, when to tap retirement savings, mental health and money, money mindset, smart budgeting strategies, financial stress relief, marketplace health insurance, spending triggers, navigating layoffs, unemployment and part-time work, personal budgeting goals, rebuilding after job loss, job loss recovery plan, financial therapy techniques, affordable health insurance options, rolling over 401(k), money taboos, improving financial habits, saving during unemployment, and the emotional impact of job loss. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Amateur Traveler, host Chris Christensen welcomes back Jonty Crane of Jonty Travels and The Tramping Life podcast to share practical advice and favorite sights from his many visits to India's capital, Delhi. This week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel ⁠⁠⁠⁠⁠⁠here. Delhi is intense, historic, chaotic, and endlessly fascinating. Jonty has visited Delhi six times over the past six years and offers a grounded perspective on how to experience the city without being overwhelmed. He recommends seeing Delhi in manageable doses, mixing headline attractions with quieter parks, tombs, and neighborhoods where daily life unfolds. ... https://amateurtraveler.com/travel-to-delhi-india/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Helen Hastings wanted to create better accounting software. To figure out what to build, she had humans do the work. This is the story of how she created Quanta, the accounting software that's taking on QuickBooks with a more modern human+software approach. Helen Hastings is the founder and CEO of Quanta, an AI-powered accounting platform built for modern software and services companies. Before Quanta, she was a software engineer at Affirm, where she specialized in building financial ledgers and systems of record. She's also worked at Google and NerdWallet, bringing deep fintech and infrastructure experience to one of accounting's hardest problems. More interviews -> https://mixergy.com/moreint Rate this interview -> https://mixergy.com/rateint

In this solo episode of Amateur Traveler, Chris shares an in-depth look at an eight-night adventure cruise through the fjords, glaciers, capes, and wildlife of southern Patagonia aboard Ventus Australis. The route combines two four-night segments, sailing from Punta Arenas, Chile to Ushuaia, Argentina, and back again, providing double the opportunities to explore remote landscapes reached only by Zodiac. This week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel ⁠⁠⁠⁠⁠⁠here. What This Episode Covers • Understanding Patagonia Chris opens with an overview of Patagonia's geography, the island of Tierra del Fuego, and the immense glaciated landscapes that define this southernmost corner of South America. Unlike large-ship cruises, this expedition cruise stays almost entirely below the South American continent, weaving through rugged, isolated islands. ... https://amateurtraveler.com/patagonia-cruise/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Learn how to prepare your money for 2026 and invest retirement savings you hope to leave to your family. How do Americans feel about their money heading into 2026? How should you invest retirement accounts you don't plan to spend so your family can benefit later? The Nerds discuss how to invest a seven‑figure nest egg in workplace retirement plans to help you understand how to balance risk, taxes and legacy goals. But first, senior news writer Anna Helhoski joins hosts Sean Pyles and Elizabeth Ayoola to discuss NerdWallet's 2026 consumer outlook survey, including how confident people feel about their financial security, which potential money setbacks are weighing on them, and what big financial moves and risks they're planning to take in the new year. Then, credit writer Amanda Barroso and investing writer Taryn Phaneuf join Elizabeth to discuss how a retired military listener and their soon‑to‑be-retired spouse might invest $1.2 million they've saved  in a TSP and 403b and  hope to leave to their children and grandchildren. They review  how TSPs and 403bs work and when it might make sense to roll them into IRAs, how to think about asset allocation when you have a long time horizon but may still face surprise retirement costs like long‑term care, and the rules around required minimum distributions and the 10‑year payout window for inherited retirement accounts. They also explore high‑level estate planning choices such as using trusts and keeping beneficiaries up to date, pros and cons of Roth conversions for heirs (including the Roth IRA five‑year rule), and how to balance leaving a legacy with using some money to create meaningful experiences with family during your lifetime. The Roth IRA 5-Year Rule: What to Know https://www.nerdwallet.com/retirement/learn/roth-ira-5-year-rule  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: 2026 financial outlook, economic outlook 2026, rising prices 2026, inflation 2026, emergency fund savings, how much emergency fund should I have, save 1000 emergency fund, pay off high interest debt, avalanche vs snowball debt payoff, debt consolidation options, nonprofit credit counseling, crypto investing risks, invest in AI stocks, start a business 2026, buying a home in 2026, financial anxiety, Gen Z finances, women and money stress, stock market crash preparation, and TSP investment strategy. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Amateur Traveler, Chris talks with returning guest and friend of the show Lee Moore, author of "China's Backstory: The History Beijing Doesn't Want You to Read" and co-host of the Chinese Literature Podcast. Lee returns to share his love for Northern Taiwan, a place he first lived in more than a decade ago while studying Chinese literature in Taipei, and a region he revisited in 2023 with his wife and two young children. Together, they explore what to see, how to get around, and why Northern Taiwan makes an unexpectedly great family-friendly adventure. This week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel ⁠⁠⁠⁠⁠here. Why Visit Northern Taiwan? Lee describes Northern Taiwan as a place rich in history, natural beauty, museums, night markets, rail-line towns, beaches, and hot springs. It blends the best of Japan and China while maintaining its own distinct culture. He jokes that you should visit now “before China invades,” but quickly follows with more grounded reasons: world-class museums, unique cultural quirks, kid-friendly public infrastructure, beautiful hikes, and easy day trips from Taipei without ever changing hotels. Learn more about your ad choices. Visit megaphone.fm/adchoices

Learn how to donate effectively for Giving Tuesday and juggle multiple credit cards without hurting your credit score. How can you donate more intentionally on Giving Tuesday without blowing your budget? Does having multiple credit cards hurt your credit score? Hosts Elizabeth Ayoola and Sean Pyles discuss charitable giving and credit card management to help you support causes you care about while protecting your finances. Joined by Grace Nicolette, Vice President of Programming and External Relations at the Center for Effective Philanthropy and co-host of the Giving Done Right podcast, they begin with a discussion of how Giving Tuesday started and why intentional giving matters. They share tips and tricks on setting a realistic donation goal, choosing causes that align with your values, and spotting nonprofit red flags beyond “overhead ratios.” Grace also explains how to plan giving throughout the year, how to research organizations using public filings and news coverage, ways to overcome “do-gooder paralysis,” and the benefits of involving family and friends so giving becomes a shared, values-driven habit. Then, NerdWallet credit card and travel rewards expert Erin Hurd joins Elizabeth and Sean to discuss how having multiple credit cards (and we mean multiple!) can affect your credit score and day-to-day money life. They discuss why the number of cards you have matters less than how you manage them, how credit utilization and credit age really work, and why aggressive “churning” — opening cards for bonuses and quickly closing them — can backfire. Erin walks through how a large card lineup can actually help your utilization if you avoid overspending and always pay in full, why she treats card collecting as a long game, and how business cards may not show up on your personal credit report. She shares tactics for deciding when to keep, downgrade, or cancel a card with an annual fee, how to get value from airline and hotel perks, and how to avoid feeling overwhelmed by multiple accounts using tools like aligned due dates, autopay, spreadsheets, and digital tools such as the NerdWallet app. Resources discussed in this episode: How to Upgrade or Downgrade Your Credit Card: https://www.nerdwallet.com/credit-cards/learn/how-to-upgrade-downgrade-your-credit-card  7 Credit Card Tips Everyone Should Know https://www.nerdwallet.com/credit-cards/learn/credit-card-tips-everyone-should-know  How to Stay Organized When You Have Multiple Credit Cards https://www.nerdwallet.com/credit-cards/learn/stay-organized-multiple-credit-cards I've Had 80 Credit Cards. Here's What I've Learned. https://www.nerdwallet.com/travel/news/multiple-credit-cards-what-i-learned  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: mutual aid, community fundraising, grassroots giving, community foundations, expressive giving, philanthropic trends, giving circles, BCU funding, nonprofit audits, IRS nonprofit status, legal issues nonprofits, administrative overhead myth, nonprofit sustainability, tax deduction limits, adjusted gross income deduction limits, itemizing charitable contributions, donor research tools, nonprofit annual reports, avoiding donor overwhelm, values-based decision making, recurring donations, family giving conversations, business credit cards and scoring, issuer family rules, credit card guardrails, signup bonus minimum spend, annual night certificates, free checked bag benefits, priority boarding perks, rotating bonus categories, rewards tracking apps, travel loyalty programs. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Amateur Traveler, Chris talks with travel writer and guidebook author Joshua Zukas about planning an immersive trip through Central Vietnam, a region filled with imperial history, dramatic caves, ancient cultures, beaches, wildlife, and some of the country's most distinctive cuisine. Joshua has lived in Vietnam for nearly 20 years, first in Huế and now in Hanoi, and has authored multiple guidebooks. This week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel ⁠⁠⁠⁠here. Why Visit Central Vietnam? Central Vietnam offers a compact blend of what makes the country special. Within a week, you can explore beaches, royal palaces, ancient ruins, caves, and historic neighborhoods. Spring is the ideal time to visit, while October and November bring storms and flooding. ... https://amateurtraveler.com/travel-to-central-vietnam/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Learn how to navigate job loss and reshape your money mindset to feel more in control — emotionally and financially. What should you do with your money after losing a job? How can you feel better about money and stop stressing about finances? Hosts Sean Pyles and Elizabeth Ayoola discuss managing job loss and improving your relationship with money to help you understand both the practical and emotional sides of financial well-being. NerdWallet writer Kim Palmer joins the show to share her conversation with Aja Evans, a financial therapist and author of Feel-Good Finance: Untangle Your Relationship with Money for Better Mental, Emotional, and Financial Well-Being. They discuss money taboos and financial trauma, with tips and tricks on how to open up about money, build healthier habits, and understand your emotional triggers. Then, Bri, a listener from Chicago, joins Sean and Elizabeth to discuss navigating job loss and making tough financial decisions. They discuss how to choose between COBRA and marketplace health insurance, when to consider tapping savings or debt, and how to balance job search priorities without derailing your financial future. They also share smart strategies for cutting spending, staying motivated with rewards-based goals, and deciding what to do with old retirement accounts. Learn more about NerdWallet's Smart Money Podcast Book Club: https://www.nerdwallet.com/article/finance/bookclub  In their conversation, the Nerds discuss: job loss finances, what to do after losing a job, COBRA vs marketplace insurance, unemployment benefits, high-yield savings accounts, emotional spending, financial trauma, money shame, how to budget after layoff, unemployment job search tips, how to choose health insurance after job loss, rollover retirement account, how to talk about money, financial therapy, coping with job loss, 50/30/20 budget rule, rebuilding emergency funds, how to negotiate salary, unemployment and freelance work, how to cut spending fast, when to tap retirement savings, mental health and money, money mindset, smart budgeting strategies, financial stress relief, marketplace health insurance, spending triggers, navigating layoffs, unemployment and part-time work, personal budgeting goals, rebuilding after job loss, job loss recovery plan, financial therapy techniques, affordable health insurance options, rolling over 401(k), money taboos, improving financial habits, saving during unemployment, and the emotional impact of job loss. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this solo episode of Amateur Traveler, Chris takes you along on a Yangtze River cruise from Yichang to Chongqing, an upstream journey through China's legendary Three Gorges. Along the way, you'll hear about naked trackers of old, a poet whose death inspired a festival celebrated across China, engineering marvels, hanging coffins, misty karst cliffs, and the modern rhythms of cruise life on the Victoria Sabrina, a ship from Victoria Cruises. This week's show is supported by the new Smart Travel Podcast. Travel smarter — and spend less — with help from NerdWallet. Check out Smart Travel ⁠⁠⁠⁠here. My thanks to Victoria Cruise Lines for treating me like a VIP, including an upgraded cabin, shore excursions, and the upgrade package with access to the Sabrina Lounge. What You'll Experience ... https://amateurtraveler.com/yangtze-river-cruise/ Learn more about your ad choices. Visit megaphone.fm/adchoices