Ask Peggy Doviak About Your Finances!

This week's show features the following topics:Social Security Viability Climate Disclosure Rules Planning Your Summer Vacation What's Negative Election?

Debt Ceiling Again, Emailed Financial Docs, Look Up! Be Brave! Happy Mother's Day! https://www.investmentnews.com/top-democrat-opposes-bill-facilitating-e-delivery-of-investment-documents-23687552 Weeks to Well-Being, "Chapter One"

Rate Hike Pause Accredited Investor RulesTips for GraduatesAvoiding Fraudhttps://www.investmentnews.com/house-committee-oks-bills-expanding-pool-of-sophisticated-investors-236843

Frustrating Markets, Slaughtering Pigs (Metaphorically), Planning for Severe Weather, Default funds in 401(k)s

Money Market Funds, Adviser Record Expungement, Tax Withholding, DC Emancipation Day

Recession Relief, Dinner and a Sell, Inherited RMDs Clarified, Tax Returns vs Tax Liability

FDIC Limits, Beware Celebrity Endorsements, Emergency Funds, Taxes on Investments that Lost Money in 2022

This week's show featuresWhat's a Pump and Dump Scheme? Will Congress Forgive Student Loan Debt? How Do You Talk to Your Partner About Money? Are Gifts to Your Partner Taxable? https://www.thinkadvisor.com/2021/02/05/lawsuit-alleges-broad-conspiracy-on-gamestop-trading-restrictions/?kw=Lawsuit%20Alleges%20Broad%20Conspiracy%20on%20GameStop%20Trading%20Restrictions&utm_source=email&utm_medium=enl&utm_campaign=dailywire_2storytemplate&utm_content=20210205&utm_term=tadv"Ask Peggy About Your Finances" helps people understand their money. Each week, Peggy Doviak explains the stock market, financial legislation, and financial planning topics. Listeners can also submit questions to www.askpeggy.com.

This week's show focuses onWhat's Up With Bitcoin Summarizing Recent Biden Appointees Saving Enough For Retirement Roth Taxability Summary https://www.reuters.com/article/crypto-currencies-int-idUSKBN29R02K "Ask Peggy About Your Finances" helps people understand their money. Each week, Peggy Doviak explains the stock market, financial legislation, and financial planning topics. Listeners can also submit questions to www.askpeggy.com.

This weeks topics:Market Surprises and Investing Understanding the New PPPChoosing a Financial AdviserTrading in an IRA www.thinkadvisor.com/2021/01/08/new-ppp-loans-questions-and-answers/?kw=New%20PPP%20Loans:%20Questions%20and%20Answers&utm_source=email&utm_medium=enl&utm_campaign=dailywire_2storytemplate&utm_content=20210108&utm_term=tadv "Ask Peggy Doviak About Your Finances" helps people understand their money. Each week, Peggy Doviak explains the stock market, financial legislation, and financial planning topics. Listeners can also submit questions to www.askpeggy.com.

This week's show features the follow segments:COVID Relief Update 401k Rollover LegislationFinancial Goals for 2021Retirement Distributions "Ask Peggy About Your Finances" helps people understand their money. Each week, Peggy Doviak explains the stock market, financial legislation, and financial planning topics. Listeners can also submit questions to www.askpeggy.com.

Show for Week of 12/14/2020Market Report and Pricing Nontraded REITsChanges in Advertising Laws for Investment AdvisorsPNI's 12 Days of Christmas Price Index Ask Peggy About the Fine Print in Insurance Policies Credit: https://www.pnc.com/en/about-pnc/topics/pnc-christmas-price-index.html#about "Ask Peggy About Your Finances" helps people understand their money. Each week, Peggy Doviak explains the stock market, financial legislation, and financial planning topics. Listeners can also submit questions to www.askpeggy.com.

Last Week's Job Numbers, Stimulus, and Fed ActionStudent Loan Repayment and PPP's Impact on Tax DeductionsFun Financial Facts About ChristmasAsk Peggy About Federal Reserve Actions https://www.opploans.com/blog/20-weird-financial-facts-about-christmas/ "Ask Peggy About Your Finances" helps people understand their money. Each week, Peggy Doviak explains the stock market, financial legislation, and financial planning topics. Listeners can also submit questions to www.askpeggy.com.

Market Expectations for the Rest of 2020 Financial Regulation Under a Biden AdministrationInvestor Behavior in 2020 Why Use the Word Prosperous?https://www.schwabfunds.com/befi-barometer-2020"Ask Peggy About Your Finances" helps people understand their money. Each week, Peggy Doviak explains the stock market, financial legislation, and financial planning topics. Listeners can also submit questions to www.askpeggy.com.

What are the markets doing before the election?Are you investing or gambling?Why are socially conscious funds being blocked from 401k plans?How do I choose a small business retirement plan?How can I tell real investment news from hype and lies?

What do money managers expect for 2021 and beyond? How has COVID impacted individual's financial situations? What steps can I take so my money won't be scary? How much can my heirs inherit without fear of estate tax? https://www.marketwatch.com/articles/u-s-money-managers-like-the-outlook-for-stocks-51602895185https://www.pewsocialtrends.org/2020/04/21/about-half-of-lower-income-americans-report-household-job-or-wage-loss-due-to-covid-19/"Ask Peggy About Your Finances" helps people understand their money. Each week, Peggy Doviak explains the stock market, financial legislation, and financial planning topics. Listeners can also submit questions to www.askpeggy.com.

Why does the market go down when I thought it would go up? How do the new IRA contribution rules work? What's the 2020 Social Security COLA? What happened to Chadwick Boseman's estate? https://www.irs.gov/pub/irs-drop/n-20-68.pdfhttps://www.marketwatch.com/story/black-panther-star-chadwick-boseman-didnt-have-a-will-like-many-americans-2020-10-16?mod=home-page"Ask Peggy About Your Finances" helps people understand their money. Each week, Peggy Doviak explains the stock market, financial legislation, and financial planning topics. Listeners can also submit questions to www.askpeggy.com.

Market Summary for October 5-9, 2020Earnings and the S&P 500Earnings Season ExplainedWhat's the P/E Ratio? Repaying the PPPFunding Your 401(k) https://www.marketwatch.com/story/us-corporate-earnings-reports-will-shine-a-light-on-the-uneven-playing-field-in-the-year-of-the-pandemic-2020-10-09?mod=home-page"Ask Peggy About Your Finances" helps people understand their money. Each week, Peggy Doviak explains the stock market, financial legislation, and financial planning topics. Listeners can also submit questions to www.askpeggy.com.

Market Review for Q3 and YTD 2020Why Aren't RIAs using the term "Fiduciary"? Biden's Tax ProposalRemembering my Friend Randy Laffoon https://www.investmentnews.com/rias-fiduciary-standard-websites-197618https://www.kitces.com/blog/biden-tax-plan-cuts-democrat-proposal-capital-gains-396-increase-estate-exemption-retirement-credit/?utm_source=rss&utm_medium=rss&utm_campaign=biden-tax-plan-cuts-democrat-proposal-capital-gains-396-increase-estate-exemption-retirement-credit&utm_source=Nerd%E2%80%99s+Eye+View+%7C+Kitces.com&utm_campaign=ea8a9fd9db-NEV_MAILCHIMP_LIST&utm_medium=email&utm_term=0_4c81298299-ea8a9fd9db-57033753 "Ask Peggy About Your Finances" helps people understand their money. Each week, Peggy Doviak explains the stock market, financial legislation, and financial planning topics. Listeners can also submit questions to www.askpeggy.com.

This show is Vol. 9, featuring some of the best questions submitted to the "Ask Peggy" show. "Ask Peggy About Your Finances" helps people understand their money. Each week, Peggy Doviak explains the stock market, financial legislation, and financial planning topics. Listeners can also submit questions to www.askpeggy.com.

Market Report, the Fed, and Money Laundering ScandalSenior Exploitation UpdateCollege Entrance and Funding Success Outside the 529What's Quadruple Witching?"Ask Peggy About Your Finances" helps people understand their money. Each week, Peggy Doviak explains the stock market, financial legislation, and financial planning topics. Listeners can also submit questions to www.askpeggy.com. https://www.federalreserve.gov/newsevents/pressreleases/monetary20200916a.htmhttps://www.thinkadvisor.com/2020/09/18/finra-advances-rules-on-senior-exploitation-e-signatures/

What happened to the markets in September?Why does the new bill protect high mutual fund fees?What's the real scoop behind the payroll tax holiday?Should I take net unrealized appreciation?https://www.investmentnews.com/congressman-mutual-fund-fee-litigation-196925www.irs.gov/pub/irs-drop/n-20-65.pdfhttps://www.washingtonpost.com/business/2020/08/10/social-security-payroll-tax-cut/"Ask Peggy About Your Finances" helps people understand their money. Each week, Peggy Doviak explains the stock market, financial legislation, and financial planning topics. Listeners can also submit questions to www.askpeggy.com.

Market Report for August 2020 and Active vs. Passive Fund ManagementSEC Changes to Accredited Investor RulesHow Your Finances Resemble a Football GameAsk Peggy(r) about Net Unrealized Appreciation "Ask Peggy About Your Finances" helps people understand their money. Each week, Peggy Doviak explains the stock market, financial legislation, and financial planning topics. Listeners can also submit questions to www.askpeggy.com.

Market Update for Week Ending 8/14/20 with a Discussion on Rational InvestorsLegislative Update on Working with an Adviser and the Importance of VotingGetting Your Finances in Order Before the HolidaysThe Importance of a Banking Relationship"Ask Peggy About Your Finances" helps people understand their money. Each week, Peggy Doviak explains the stock market, financial legislation, and financial planning topics. Listeners can also submit questions to www.askpeggy.com.

Market Data for Week of 8/7/20 and Clients' Expectations of Financial AdvisersLegislative Update on the Latest Covid Relief Actions (Including Pres. Trump's Weekend Announcement)Plan Your Prosperity on Education FundingAsk Peggy® About Charitable Giving

Bulls and Bears Market Report with a Discussion on the DollarLegislative Update on New COVID Relief and Biden's Economic PlanHow Does Your Financial Garden Grow?Ask Peggy What Documents Your Financial Planner Would Need"Ask Peggy About Your Finances" helps people understand their money. Each week, Peggy Doviak explains the stock market, financial legislation, and financial planning topics. Listeners can also submit questions to www.askpeggy.com.

Market Report from 7/17/20 with Fed Chair OpinionsLegislative Update on Future Stimulus PackagePlan Your Prosperity on Calculating Life Insurance NeedAsk Peggy About Home Owner's Insurance Coverage."Ask Peggy About Your Finances" helps people understand their money. Each week, Peggy Doviak explains the stock market, financial legislation, and financial planning topics. Listeners can also submit questions to www.askpeggy.com for the "Ask Peggy" segment.

Market Outlook for the 2nd Half of 2020Legislative Update on new DOL proposal on adviser behaviorPlan Your Prosperity to Avoid Charitable Donations Scams and MistakesAsk Peggy(r) About Deducting IRA Contributions

Quarterly and YTD Market DataWhy Did My Bond Fund go Up When Yields Went Down?Legislative Update on 2020 RMD Reversal Investing and FireworksAsk Peggy About Target Date Glide Paths

Bulls and Bears Report on Weekly Stock Data, Unemployment Data and Revision; Legislative Update on New DOL Fiduciary Standard; Plan Your Prosperity on Advanced Directives; Ask Peggy About the CARES Act and Student Loan Debt "Ask Peggy About Your Finances" helps people understand their money. Each week, Peggy Doviak explains the stock market, financial legislation, and financial planning topics. Listeners can also submit questions to www.askpeggy.com for the "Ask Peggy" segment. The information is educational, not investment advice. Investing is risky, and you can lose money. Talk to your financial team before you implement any ideas you hear.

Bulls and Bears Economic Update: Jerome Powell discusses the pandemic; Legislative Update: the recent House stimulus package; Plan Your Prosperity: How to calculate your cash flow; Ask Peggy: How to file for unemployment if you are self employed or a gig worker."Ask Peggy About Your Finances" helps people understand their money. Each week, Peggy Doviak explains the stock market, financial legislation, and financial planning topics. Listeners can also submit questions to www.askpeggy.com for the "Ask Peggy" segment. The information is educational, not investment advice. Investing is risky, and you can lose money. Talk to your financial team before you implement any ideas you hear.

This is a NEW show discussingThe stock market action since FebruaryUsing the CARES act to take COVID 19-related retirement distributions with favorable tax treatmentWhat to do if you lose your jobNavigating the Payroll Protection Program as a small business owner "Ask Peggy About Your Finances" helps people understand their money. Each week, Peggy Doviak explains the stock market, financial legislation, and financial planning topics. Listeners can also submit questions to www.askpeggy.com for the "Ask Peggy" segment. The information is educational, not investment advice. Investing is risky, and you can lose money. Talk to your financial team before you implement any ideas you hear.

This show, Vol. 6 of the "Best of Ask Peggy," features some of the best questions submitted to the show. "Ask Peggy About Your Finances" helps people understand their money. Each week, Peggy Doviak explains the stock market, financial legislation, and financial planning topics. Listeners can also submit questions to www.askpeggy.com for the "Ask Peggy" segment. The information is educational, not investment advice. Investing is risky, and you can lose money. Talk to your financial team before you implement any ideas you hear.

I was interviewed today on the T-Row in the Morning Show on SportsTalk 1400 in Norman, OK! Give them a follow @Sportstalk1400. We talked about the CARES Act stimulus package and the economic impact of the Coronavirus.

Best of "Ask Peggy," Vol. 9 features some of the best questions submitted to the "Ask Peggy About Your Finances Show." "Ask Peggy About Your Finances" helps people understand their money. Each week, Peggy Doviak explains the stock market, financial legislation, and financial planning topics. Listeners can also submit questions to www.askpeggy.com for the "Ask Peggy" segment. The information is educational, not investment advice. Investing is risky, and you can lose money. Talk to your financial team before you implement any ideas you hear.

This is the "Best of the Ask Peggy Show," episode 7, featuring some of the best questions submitted to the Ask Peggy About Your Finances Show. "Ask Peggy About Your Finances" helps people understand their money. Each week, Peggy Doviak explains the stock market, financial legislation, and financial planning topics. Listeners can also submit questions to www.askpeggy.com for the "Ask Peggy" segment. The information is educational, not investment advice. Investing is risky, and you can lose money. Talk to your financial team before you implement any ideas you hear.

Bulls and Bears Stock Market Report and Analysis of Federal Reserve Actions This Week; Legislative Update on Potential Actions to Spur Economy; Plan Your Prosperity Looking at Risk in a Portfolio; Ask Peggy About "Black Swan Events" "Ask Peggy About Your Finances" helps people understand their money. Each week, Peggy Doviak explains the stock market, financial legislation, and financial planning topics. Listeners can also submit questions to www.askpeggy.com for the "Ask Peggy" segment. The information is educational, not investment advice. Investing is risky, and you can lose money. Talk to your financial team before you implement any ideas you hear.

Bulls and Bears Market and Economic Update Week Ending 3/6/2020; Legislative Update on CFP(r) certificant fee disclosure; Plan Your Prosperity on how to evaluate information; Ask Peggy how to make investment decisions. "Ask Peggy About Your Finances" helps people understand their money. Each week, Peggy Doviak explains the stock market, financial legislation, and financial planning topics. Listeners can also submit questions to www.askpeggy.com for the "Ask Peggy" segment. The information is educational, not investment advice. Investing is risky, and you can lose money. Talk to your financial team before you implement any ideas you hear.

How Much Risk Are You Taking for that Return? Keeping Informed on Political Issues; Talking to Your Parents About Money; Ask Peggy About Cash Charitable Donations https://www.fa-mag.com/news/adult-kids-clueless-about-boomer-parent-retirement-savings--ageup-says-54062.html?section=43&utm_source=FA+Subscribers&utm_campaign=04b2f8b6b8-FAN_Millennial_ColumbiaThread_TDA_021820&utm_medium=email&utm_term=0_6bebc79291-04b2f8b6b8-222682557 "Ask Peggy About Your Finances" helps people understand their money. Each week, Peggy Doviak explains the stock market, financial legislation, and financial planning topics. Listeners can also submit questions to www.askpeggy.com for the "Ask Peggy" segment. The information is educational, not investment advice. Investing is risky, and you can lose money. Talk to your financial team before you implement any ideas you hear.

"Volatility" and Market Misperceptions; Regulation Best Interest Clarified for Sophisticated Investors and Annuities; Planning Your Summer Vacation; Ask Peggy About Blended Funds "Ask Peggy About Your Finances" helps people understand their money. Each week, Peggy Doviak explains the stock market, financial legislation, and financial planning topics. Listeners can also submit questions to www.askpeggy.com for the "Ask Peggy" segment. The information is educational, not investment advice. Investing is risky, and you can lose money. Talk to your financial team before you implement any ideas you hear.

January 2020 Market Report and the Coronavirus; Legislative Update on RMD brokerage paperwork and Changes to FICO Scores; Plan Your Prosperity About Substantially Equal Periodic Payments; Ask Peggy About Risk in Retirement "Ask Peggy About Your Finances" helps people understand their money. Each week, Peggy Doviak explains the stock market, financial legislation, and financial planning topics. Listeners can also submit questions to www.askpeggy.com for the "Ask Peggy" segment. The information is educational, not investment advice. Investing is risky, and you can lose money. Talk to your financial team before you implement any ideas you hear.

Davos Global Economic Forum Focuses on Climate Change and AI; Legislative Update on Social Security COLA, Disability Qualification Changes, and Potential Social Security Cuts; The SECURE Act Snaps Back Stretch IRAs; Ask Peggy About Target Date Glide Paths https://www.weforum.org/about/world-economic-forum https://www.weforum.org/agenda/2020/01/top-stories-from-the-week-in-davos-2020/ https://www.thinkadvisor.com/2020/01/23/social-security-medicare-easiest-to-cut-trump-says/?kw=Social%20Security%2C%20Medicare%20%27Easiest%27%20to%20Cut%2C%20Trump%20Says&utm_source=email&utm_medium=enl&utm_campaign=newsroomupdate&utm_content=20200123&utm_term=ta "Ask Peggy About Your Finances" helps people understand their money. Each week, Peggy Doviak explains the stock market, financial legislation, and financial planning topics. Listeners can also submit questions to www.askpeggy.com for the "Ask Peggy" segment. The information is educational, not investment advice. Investing is risky, and you can lose money. Talk to your financial team before you implement any ideas you hear.

Financial Goals Come From Dreams; Legislative Update Summarizing FAQs about SEC's Regulation Best Interest; Plan Your Prosperity About Medicare; Ask Peggy About Financial Planning When You're Young "Ask Peggy About Your Finances" helps people understand their money. Each week, Peggy Doviak explains the stock market, financial legislation, and financial planning topics. Listeners can also submit questions to www.askpeggy.com for the "Ask Peggy" segment. The information is educational, not investment advice. Investing is risky, and you can lose money. Talk to your financial team before you implement any ideas you hear.

Bulls and Bears Market and Economic Update--2019 Summary Legislative Update summarizing issues for 2020 Plan Your Prosperity on Employee Benefits Ask Peggy About SECURE Act changes to IRA beneficiaries "Ask Peggy About Your Finances" helps people understand their money. Each week, Peggy Doviak explains the stock market, financial legislation, and financial planning topics. Listeners can also submit questions to www.askpeggy.com for the "Ask Peggy" segment. The information is educational, not investment advice. Investing is risky, and you can lose money. Talk to your financial team before you implement any ideas you hear.

This show, Volume #6, features some of the best questions submitted to the "Ask Peggy About Your Finances Show." "Ask Peggy About Your Finances" helps people understand their money. Each week, Peggy Doviak explains the stock market, financial legislation, and financial planning topics. Listeners can also submit questions to www.askpeggy.com for the "Ask Peggy" segment. The information is educational, not investment advice. Investing is risky, and you can lose money. Talk to your financial team before you implement any ideas you hear.

Bulls and Bears Market Report for Week Ending 12/20/2019; Legislative Update on the Brand-New Secure Act Passage; Plan Your Prosperity on Keeping Financial New Year's Resolutions; Ask Peggy About Santa Claus Rallies "Ask Peggy About Your Finances" helps people understand their money. Each week, Peggy Doviak explains the stock market, financial legislation, and financial planning topics. Listeners can also submit questions to www.askpeggy.com for the "Ask Peggy" segment. The information is educational, not investment advice. Investing is risky, and you can lose money. Talk to your financial team before you implement any ideas you hear.

Bulls and Bears Market Report for week ending 12/13/2019 and Federal Reserve outlook; Legislative Update on Sen. Paul's college funding bill and how the SEC was duped; Plan Your Prosperity on company retirement plans; Ask Peggy about beneficiaries with different ages. Federal Reserve statement: https://www.federalreserve.gov/mediacenter/files/FOMCpresconf20191211.pdf "Ask Peggy About Your Finances" helps people understand their money. Each week, Peggy Doviak explains the stock market, financial legislation, and financial planning topics. Listeners can also submit questions to www.askpeggy.com for the "Ask Peggy" segment. The information is educational, not investment advice. Investing is risky, and you can lose money. Talk to your financial team before you implement any ideas you hear.

Bulls and Bears: Realistic Portfolio Expectations; Legislative Update: Massachusetts on Verge of Fiduciary Rule; Plan Your Prosperity: Ins and Outs of IRAs; Ask Peggy: Adequate Homeowner's Insurance "Ask Peggy About Your Finances" helps people understand their money. Each week, Peggy Doviak explains the stock market, financial legislation, and financial planning topics. Listeners can also submit questions to www.askpeggy.com for the "Ask Peggy" segment. The information is educational, not investment advice. Investing is risky, and you can lose money. Talk to your financial team before you implement any ideas you hear.

This show features some of the best questions submitted to the "Ask Peggy Doviak About Your Finances" podcast. "Ask Peggy About Your Finances" helps people understand their money. Each week, Peggy Doviak explains the stock market, financial legislation, and financial planning topics. Listeners can also submit questions to www.askpeggy.com for the "Ask Peggy" segment. The information is educational, not investment advice. Investing is risky, and you can lose money. Talk to your financial team before you implement any ideas you hear.

Bulls and Bears Market and Economic Update for Week Ending 11/15/2019; Legislative Update on Changes in your IRA Required Minimum Distributions; Plan Your Prosperity on What It Means to be Prosperous; Ask Peggy How to Avoid Holiday Stress "Ask Peggy About Your Finances" helps people understand their money. Each week, Peggy Doviak explains the stock market, financial legislation, and financial planning topics. Listeners can also submit questions to www.askpeggy.com for the "Ask Peggy" segment. The information is educational, not investment advice. Investing is risky, and you can lose money. Talk to your financial team before you implement any ideas you hear.

Bulls and Bears Market Report for Week Ending 11/8/2019 Legislative Update on SEC concerns with Target Date Funds and Self-Directed IRAs Plan Your Prosperity on the Rule of 72 Ask Peggy About Disability Insurance "Ask Peggy About Your Finances" helps people understand their money. Each week, Peggy Doviak explains the stock market, financial legislation, and financial planning topics. Listeners can also submit questions to www.askpeggy.com for the "Ask Peggy" segment. The information is educational, not investment advice. Investing is risky, and you can lose money. Talk to your financial team before you implement any ideas you hear.