Podcasts about Default

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One of Oakland's most recognizable towers just defaulted on a $97.1 million loan — and its market value has collapsed by 75%. One Kaiser Plaza, the Ordway building that serves as Kaiser Permanente's national headquarters, missed its mortgage maturity date on July 1st. The lender is now seizing rents, the owners are in technical default, and the story is public because a Form 8-K doesn't lie. When a publicly traded company can't hide the math, the math tells the whole story.This isn't a market anomaly — it's a policy outcome. Kaiser's own internal memos warned employees to stay inside during lunch because of street crime. Now Kaiser is shrinking its California footprint, downtown Oakland foot traffic has evaporated, and a marquee office tower that once anchored the city's skyline is sitting in its lender's lap. A 75% markdown on a flagship property isn't a blip. That's a verdict.The commercial real estate reckoning playing out in Oakland echoes the worst of the Great Recession — except this time the damage is entirely self-inflicted. Cities that tolerated disorder, chased out employers, and treated crime as a housing problem are now watching their tax base get marked down in real time. Oakland isn't just losing a tower. It's losing the argument that progressive urban policy is survivable at scale.CHAPTERS0:00 Downtown Gut Punch: Oakland Kaiser…0:55 Kaiser Tower Takes 75% Value Hit1:32 One Kaiser Plaza Enters Loan Default2:16 Kaiser's Exit Hollows Downtown Oakland3:16 Commercial Real Estate Squeezes Local…3:55 The Refinance Math That Broke the Deal5:45 Commercial Resets Mirror the Great…7:41 75% Markdown Leaves No Equity Cushion8:16 Oakland Crime Forces Kaiser's Lunch Memo10:07 Kaiser Moves Workers Out of Downtown10:50 Oakland Crime Drives Kaiser's Pullout11:58 What Comes Next for Kaiser Tower12:42 Major Employers Abandoning Oakland and…14:06 Oakland's Crime Optics Drive Tenants…16:32 Subscribe for the Next EpisodeSubscribe to @reasonablenews and hit the notification bell so you don't miss the next episode of News for Reasonable People.#NFRP #Oakland #KaiserTowerGO PREMIUM WITH REASONABLE+ FOR UNCENSORED ACCESS

July 29, 2026

About two percent of mortgaged homes in this country are underwater. That number is nowhere near where it was during the Great Recession, and it is not a description of your house. The stress in today's market is concentrated, not spread evenly. If you are standing in one of those pockets, the national average does not help you.In this episode, Agent Kee walks through short sales from the homeowner's side of the table.She explains what a short sale is in plain terms, how it differs from foreclosure, a loan modification, and a deed in lieu, and why understanding those differences can protect your financial future.You'll also learn how California's nonjudicial foreclosure process works—from the first missed payment through the Notice of Default, the reinstatement period, the Notice of Trustee Sale, and the foreclosure auction—and why seven months of runway is often much shorter than it sounds when lender approval alone can take 60 to 90 days.The episode also addresses five of the biggest misconceptions about short sales:Do you have to be behind on your mortgage to qualify?Will you still owe the difference after the sale?Can you afford to sell if you have no money for closing costs?Why do lenders approve short sales?Is a short sale as damaging as a foreclosure?Agent Kee also discusses what actually causes short sales to fail, why timing is one of the most important factors in a successful outcome, and how to recognize foreclosure rescue scams that often target homeowners immediately after a Notice of Default is recorded.Agent Kee is a licensed California real estate broker and real estate economist. She is not an attorney or CPA, and nothing discussed in this episode should be considered legal or tax advice. Always consult qualified professionals regarding your specific situation.Selling Sacramento airs live every Wednesday from 1:00–2:00 PM on 97.5 FM KDEE, The Soul of Sacramento™.Learn more or schedule a confidential consultation at AgentKee.com.

The episode highlights a structural shift in web traffic patterns: machine-driven activity, particularly from AI agents, now makes up the majority of website visits and increasingly determines how businesses are discovered and engaged online. Companies such as Cloudflare, Human Security, and SimilarWeb provide data showing automated and AI-initiated web events have surpassed human visits, with a significant acceleration in the role of AI-driven assistants and agents in both discovery and transaction processes. Quantitative evidence from Cloudflare indicates that automated traffic now accounts for nearly 58% of all page loads. Human Security's report shows an 8,000% increase in AI agent-driven traffic year over year. SimilarWeb data cited by TechCrunch finds Google's AI-generated answers now appear in 43% of searches, up from 15% in the previous year. Additionally, ESW's commercial announcement describes end-to-end automated purchasing workflows using AI agents, moving transaction control further from human users. Supporting developments include technical shifts in how web authentication and authorization are managed, with protocols such as the Model Context Protocol deprecating session-based trust in favor of per-request authorization with attached metadata. Yubico's security key update similarly enables authentication for specific actions rather than broad sessions. Microsoft's entrance into machine identity and agent security management with its own specialized model, combined with alliances like NVIDIA's Open Secure AI Alliance, signal organizing at platform scale, raising questions about who ultimately governs admission policies for AI-driven interactions. For MSPs and technology leaders, these changes increase operational dependence on platform and identity providers, reduce direct control over business discoverability and transactability, and pose new risks in reporting, fraud exposure, and client relationship management. Default platform settings may dictate client market access without their knowledge, shifting the role of the provider from technical implementer to advisor and policy manager. To minimize risk, providers must inventory and periodically review clients' current admissions policies for machine traffic, disentangle discoverability from transactional permissions, and proactively track changes imposed by vendors and platforms. 00:00 Most Traffic Isn't Human  03:49 Why the Login Is Breaking 06:36 Microsoft Wants the Doorway 10:07 Why Do We Care?  Supported by:  LogMeIn TimeZest 

Feeling stuck in a safe job while your creative dreams take a backseat? Sometimes an unexpected plot twist is just what you need to leap. In this episode, I'm chatting with artist Hadiya Williams about how getting laid off helped her build a thriving studio on her own terms. Hear how a 100-day challenge sparked her signature style, how she got into art school without a traditional portfolio, and how she blends AI with handcrafted ceramics. Hit play and get ready to turn life's scariest curveballs into your next big creative breakthrough!   Chapters 00:18 - Meet Hadiah Williams: Craft as Living Archive 01:39 - DC Roots, Elizabeth Catlett, and Cultural Memory 04:11 - Accidental Tech Career: Computer Science by Default 05:35 - The Mass Layoff and the Pivot to Graphic Design 07:18 - Applying to Art School with Maxwell Fan Art 11:23 - The Wedding Invitations That Sparked Black Pepper Papery Co. 15:24 - Harnessing Corporate Stress for Entrepreneurial Freedom 20:21 - Finding a Signature Voice Through the 100-Day Challenge 24:34 - Scaling an Art Practice Without Losing Your Soul 28:25 - Blending Generative AI, Clay, and 1970s Analog Nostalgia   Connect with Hadiya Follow her on Instagram: https://www.instagram.com/hadiyawilliams/?hl=en Hadiya website: https://www.hadiyawilliams.com/   Support the Show Website: http://www.martineseverin.comFollow on Instagram: @martine.severin | @thisishowwecreate_ Subscribe to the Newsletter: http://www.martineseverin.substack.com   This is How We Create is produced by Martine Severin. This episode was edited by Daniel Espinosa. Podcast show art is designed by Violetta Encarnación. Music by Timothy Infinite.   Subscribe wherever you get your podcasts Leave a review Follow us on social media Share with fellow creatives  

Guest Dr. Melissa Hughes is a keynote speaker, author, and Human Potential Alchemist who helps people understand how the brain works so they can work, lead, and live better. With a doctorate in Curriculum & Instruction and decades of experience translating neuroscience into practical strategies, Melissa has become a trusted voice for organizations looking to improve leadership, communication, performance, and culture. She is the creator of the Cognitive Blueprint™, a neuroscience-based assessment that reveals how your brain naturally processes information, makes decisions, solves problems, and responds under pressure. Rather than labeling who you are, it helps you understand how your brain works so you can communicate more effectively, lead with greater intention, and perform at your best. Melissa is also the creator of Wired for Success, an online learning experience that combines neuroscience, live coaching, and practical tools to help participants build better habits, strengthen resilience, improve decision-making, and create lasting personal and professional change. Whether she's on stage, writing, or developing new learning experiences, Melissa's mission is simple: make neuroscience personal, practical, and powerful. Summary Melissa Hughes returns to the microphone to discuss her new Cognitive Blueprint, a neuroscience-based assessment designed to help people understand how their brains naturally think and behave—especially under pressure. Rather than categorizing personalities, the Cognitive Blueprint identifies "neuro efficiency patterns," or the thinking strategies our brains default to when stress and cortisol push us into survival mode. Melissa explains that these patterns develop over time through repeated experiences, learning, and reinforcement, making them adaptable rather than fixed. Drawing on her own tendency to generate endless ideas without always finishing projects, Melissa illustrates how recognizing our default thinking patterns allows us to interrupt unproductive habits before they take over. She describes how increased self-awareness re-engages the brain's prefrontal cortex, enabling better decision-making, planning, and collaboration. Jeff and Melissa explore how understanding these cognitive patterns can improve teamwork, leadership, communication, and even personal relationships. They also discuss the implications for education, arguing that schools often ignore the neuroscience of learning by expecting students to perform their best while under significant stress. Melissa contends that curiosity is one of the most powerful ways to build new neural pathways throughout life, helping people move beyond automatic thinking and develop greater cognitive flexibility. The conversation concludes with a broader discussion of happiness, success, and gratitude. Melissa challenges the traditional formula that hard work leads to success and then happiness, arguing instead that cultivating happiness first creates the neurological conditions that allow people to work harder, perform better, and ultimately achieve greater success. A key takeaway Our brains automatically fall back on well-established thinking patterns when we're under pressure, but those patterns are not permanent. By understanding how our brains naturally operate and approaching challenges with curiosity, we can interrupt unhelpful defaults, think more effectively, and work better with others. References / Links www.melissahughes.rocks Subscribe to receive Neuro Nugget The Cognitive Blueprint™ Wired For Success

Betsy Mayotte, Founder of The Institute of Student Loan Advisors, joins Broadcast Retirement Network to discuss the sharp rise in federal student loan defaults and what it means for borrowers today. We break down the key timeline—when delinquency starts affecting credit, and when a loan officially reaches default—plus the real-world consequences like wage and tax refund garnishment, reduced borrowing options, and impacts that can ripple into housing and employment decisions.

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What if some of the most powerful ways to improve your health didn't require expensive gadgets, complicated routines, or the latest supplement trend? In this rapid-fire solo episode, Darin shares 15 unusual, science-backed habits that can dramatically improve longevity, mobility, brain function, nervous system regulation, digestion, and overall vitality. From dead hangs and deep squats to humming, sunlight, boredom, and chewing your food more thoroughly, each practice is grounded in published research, not internet biohacking hype. These are simple, practical habits you can start today that may have an outsized impact on your health over time. If you're looking for evidence-based ways to optimize your body without spending a fortune, this episode is packed with actionable takeaways. What You'll Learn Why grip strength may be one of the strongest predictors of longevity How deep squats improve mobility and joint health The surprising connection between balance and lifespan Why humming boosts nitric oxide production The science behind mouth taping and nasal breathing How cold water can instantly calm your nervous system Why boredom fuels creativity and brain function The health benefits of intentional silence How awe can reduce inflammation Why soil microbes strengthen your immune system The importance of chewing for nutrient absorption Why sunlight is one of the most powerful daily health tools Chapters 00:00:00 – Welcome to SuperLife 00:00:32 – Sponsor: Tru Niagen 00:02:35 – 15 science-backed health habits you probably aren't doing 00:04:18 – #1 Grip strength and longevity 00:06:40 – #2 The deep squat rest 00:08:16 – #3 Single-leg balance 00:09:36 – #4 Why humming boosts nitric oxide 00:11:01 – #5 Mouth taping and nasal breathing 00:12:41 – #6 Cold water face immersion 00:14:05 – #7 Ice on the back of your neck 00:14:59 – Sponsor: Manna Vitality 00:16:55 – #8 Getting bored on purpose 00:18:34 – #9 Scheduling daily silence 00:20:01 – #10 Chasing awe instead of scrolling 00:21:20 – #11 Why getting your hands dirty boosts immunity 00:23:00 – #12 Chewing your food more thoroughly 00:24:20 – #13 Squatting while using the bathroom 00:25:41 – #14 Get sunlight before your phone 00:26:59 – #15 Sunlight on your skin 00:28:28 – The complete 15-step daily protocol 00:29:05 – Start with one habit today 00:29:26 – Final thoughts and closing message Thank You to Our Sponsors Tru Niagen: Boost NAD+ levels for cellular health and longevity. Get 20% off with code DARINOLIEN20 at truniagen.com. Manna Vitality: Go to mannavitality.com/ and use code DARIN for 20% off your order. Join the SuperLife Community Get Darin's deeper wellness breakdowns — beyond social media restrictions: Weekly voice notes Ingredient deep dives Wellness challenges Energy + consciousness tools Community accountability Extended episodes Join for $7.49/month → https://patreon.com/darinolien Connect with Darin Olien: Website: darinolien.com Instagram: @darinolien Book: Fatal Conveniences Platform & Products: superlife.com New Show: Roadmap to Happiness Key Takeaway "Better health doesn't always come from doing more—it often comes from returning to the simple things humans have done for thousands of years. Move your body naturally. Breathe through your nose. Spend time in silence. Get into the sun. Touch the earth. Challenge your balance. Strengthen your grip. These aren't expensive biohacks—they're timeless biological signals that remind your body how to thrive. Small daily actions, repeated consistently, can create extraordinary long-term health." Bibliography/Sources Physical Function & Biomechanics Araujo, C. G., et al. (2022). Successful 10-second one-legged stance performance predicts survival in middle-aged and older individuals. British Journal of Sports Medicine https://www.frontiersin.org/journals/sports-and-active-living/articles/10.3389/fspor.2022.1066913/full Deep squat / ankle dorsiflexion as clinical mobility assessment. (n.d.). PubMed Central. https://pmc.ncbi.nlm.nih.gov/articles/PMC7276781/ https://pmc.ncbi.nlm.nih.gov/articles/PMC12358486/ Leong, D. P., et al. (2015). Prognostic value of grip strength: Findings from the Prospective Urban Rural Epidemiology (PURE) study. The Lancet, 386(9990), 266–273. https://doi.org/10.1016/S0140-6736(14)62000-6 Sikirov, D. (2003). Comparison of straining during defecation in three positions: Results and implications for human health. Digestive Diseases and Sciences, 48(7), 1201–1205. https://doi.org/10.1023/A:1024180319005 Respiratory & Nervous System Effects of cold stimulation on cardiac-vagal activation in healthy participants: A randomized controlled trial. (n.d.). PubMed Central. https://pmc.ncbi.nlm.nih.gov/articles/PMC6334714/ Systematic review of mouth taping for sleep-disordered breathing. (2024). PLOS One. https://journals.plos.org/plosone/article?id=10.1371/journal.pone.0323643 Trigeminocardiac / mammalian dive reflex response to cold facial immersion. (2023). PubMed Central. https://pmc.ncbi.nlm.nih.gov/articles/PMC10295257/ Weitzberg, E., & Lundberg, J. O. N. (2002). Humming greatly increases nasal nitric oxide. American Journal of Respiratory and Critical Care Medicine, 166(2), 144–145. https://pubmed.ncbi.nlm.nih.gov/12119224/ Brain, Silence & Emotion Bartoli, E., et al. (2024). Default mode network electrical stimulation effects on creativity. Brain, 147(10), 3409+. Bernardi, L., Porta, C., & Sleight, P. (2006). Cardiovascular, cerebrovascular, and respiratory changes induced by different types of music in musicians and non-musicians: The importance of silence. Heart, 92, 445–452. https://pubmed.ncbi.nlm.nih.gov/16199412/ Mann, S., & Cadman, R. (2014). Does being bored make us more creative? Creativity Research Journal, 26(2), 165–173. https://doi.org/10.1080/10400419.2014.901073 Münzel, T., et al. (2024). Noise causes cardiovascular disease: It's time to act. Journal of Exposure Science & Environmental Epidemiology. https://pmc.ncbi.nlm.nih.gov/articles/PMC11876066/ Stellar, J. E., John-Henderson, N., Anderson, C. L., Gordon, A. M., McNeil, G. D., & Keltner, D. (2015). Positive affect and markers of inflammation: Discrete positive emotions predict lower levels of inflammatory cytokines. Emotion, 15(2), 129–133. Immune, Digestion & Environmental Light Cassady, B. A., Hollis, J. H., Fulford, A. D., Considine, R. V., & Mattes, R. D. (2009). Mastication of almonds: Effects of lipid bioaccessibility, appetite, and hormone response. The American Journal of Clinical Nutrition, 89(3), 794–800. https://pubmed.ncbi.nlm.nih.gov/19144727/ Liu, D., Fernandez, B. O., Hamilton, A., et al. (2014). Isolated UVA irradiation of human skin generates dermal nitric oxide and lowers blood pressure independent of vitamin D. Journal of Investigative Dermatology, 134(7), 1839–1846. https://pubmed.ncbi.nlm.nih.gov/24445737/ Morning light exposure and circadian phase-shifting / dim-light melatonin onset. (n.d.). PubMed Central. https://pmc.ncbi.nlm.nih.gov/articles/PMC10594521/ Rook, G. A. W., et al. (2023). The old friends hypothesis: Evolution, immunoregulation and essential microbial inputs. Frontiers in Allergy. https://pmc.ncbi.nlm.nih.gov/articles/PMC10524266/ Strachan, D. P. (1989). Hay fever, hygiene, and household size. BMJ, 299(6710), 1259–1260. https://doi.org/10.1136/bmj.299.6710.1259

No Agenda Show Announces Passing of Beloved Host John C. Dvorak at Age 74 https://x.com/na_announce/status/2079952538040672302 Tether's Three-Way Crypto Deal Falls Apart as Jack Mallers Steps Down from Twenty One Capital https://www.bloomberg.com/news/articles/2026-07-21/tether-s-three-way-crypto-deal-falls-apart-mallers-steps-down BitMEX Announces Shutdown of Exchange Operations Effective September 23, 2026 https://x.com/bitmex/status/2080201602456301580 Coinkite Opens Reservations for arca Personal Data Haven Hardware https://blog.coinkite.com/arca-reservations-are-open/ Strive Announces Bitcoin Stewardship Commitment Supporting Brink & Open-Source Development https://x.com/colemacro/status/2079907362979410395 Mike Schmidt Volunteers to Coordinate Bitcoin Security Consortium Backed by Strategy, BlackRock, Fidelity & Others https://x.com/bitschmidty/status/2080263159152091455 Galaxy Pledges Up to $5M in Grants for Bitcoin Post-Quantum Cryptography Development https://x.com/intangiblecoins/status/2079541359996719512 Startup Founders Urge Trump Not to Block Chinese Open-Weight AI Models https://www.politico.com/news/2026/07/22/startup-founders-urge-trump-not-to-shut-off-chinese-open-weight-ai-01008992 India | Central Bank Pushes Digital Asset Prohibition India's central bank is again pursuing a digital asset policy “leaning toward prohibition,” according to new government documents examined by Reuters. The Reserve Bank of India wants banks and regulated financial institutions barred from holding, trading, or offering exposure to digital assets and stablecoins. Officials also warn that offshore exchanges and peer-to-peer platforms are difficult to track. The documents estimate that India has nearly 39 million digital asset investors holding roughly $2.1 billion in digital assets. FinancialFreedomReport.org Lightning Labs Launches Wavelength: Self-Custodial Bitcoin Payments Toolkit for Apps and AI Agents https://lightning.engineering/posts/2026-07-21-wavelength-launch/ Noah Wallet Update Integrates Bark 0.4.0 with Live Backups, Native UI & Easier Ark Features https://x.com/nitesh_btc/status/2080026943035187537 Bark Pay Launches: Self-Hosted Bitcoin Payments Solution Ready in Under 5 Minutes https://x.com/2ndpsy/status/2079932489921941716 BTCPay Server v2.4.1: BIP-329 Label Import, Editable Invoice Comments, and RTL Language Support https://github.com/btcpayserver/btcpayserver/releases/tag/v2.4.1 Tails 7.10: New GNOME Shutdown Procedure and Celluloid Video Player https://tails.net/news/version_7.10/ Wisp v1.2.0: Multi-Account Switcher, Transaction History Sheets, and Improved Zaps https://github.com/barrydeen/wisp/releases/tag/v1.2.0 Hermes Agent v2026.7.20 “Quicksilver”: Major Speedups, Smart Approvals, and Password Manager Integration https://github.com/NousResearch/hermes-agent/releases/tag/v2026.7.20 JoinMarket-NG 0.34.2: Fidelity Bond Fixes and Tumbler Improvements https://github.com/joinmarket-ng/joinmarket-ng/releases/tag/0.34.2 Wasabi Wallet v2.8.1: Taproot Receive by Default, New Loading Screen, and AppImage Support https://github.com/WalletWasabi/WalletWasabi/releases/tag/v2.8.1 Dana v0.8.1: Faster Startup, Sat/BTC Display Toggle, and Stability Fixes https://github.com/cygnet3/dana/releases/tag/v0.8.1 Block Buzz: Open-Source Hive Mind Communication Platform https://github.com/block/buzz US Prosecutes Cop City Protester for Using GrapheneOS to Wipe Phone https://www.theguardian.com/us-news/2026/jul/23/cop-city-protester-phone Court Rules CBP Can Manually Search Phones at Border With No Suspicion Required https://www.techtimes.com/articles/321338/20260723/cbp-can-rifle-through-your-phone-hand-border-no-suspicion-required.htm Trump Targets Brazil's Pix Payments System While Dollar Stablecoins Dominate Local Crypto Volume https://www.coindesk.com/business/2026/07/18/trump-targets-brazil-s-payments-system-while-dollar-stablecoins-quietly-dominate-country-s-payments France Orders ISPs to Block Access to Polymarket https://www.reuters.com/technology/french-internet-service-providers-told-block-access-polymarket-2026-07-17/ 3:33 - Opening riff 5:53 - Dashboard 14:03 RIP John C. Dvorak 16:43 - Tether deal fails 23:38 - BitMEX shutdown 30:13 - ARCA 32:33 - Stewardship & Security Consortium 44:53 - Galaxy inb4 quantum 46:48 - Trump and Chinese AI 1:12:48 - HRF Story of the Week 1:14:33 - Boosts 1:19:03 - Software updates 1:39:43 - Graphene user prosecution 1:42:18 - Border patrol owns your phone 1:43:33 - Brazil payments 1:45:18 - France blocks Polymarket Shoutout to our sponsors: Strike https://strike.me/ Stakwork https://stakwork.ai/ Salt of the Earth https://drinksote.com/rhr Follow Marty Bent: Twitter https://twitter.com/martybent Nostr https://primal.net/marty Newsletter https://tftc.io/martys-bent/ Podcast https://tftc.io/podcasts/ Follow Odell: Nostr https://primal.net/odell Newsletter https://discreetlog.com/ Podcast https://citadeldispatch.com/

For most DC savers, the default fund is their pension journey. Yet behind what appears to be a simple member experience sits a complex set of investment, behavioural and regulatory decisions.In this DC Close Up episode for L&G Talks Asset Management, our Global Head of DC, Lesley-Ann Morgan, sits down with Head of DC Strategies, Graham Moles, to examine the changing world of DC defaults. From the debate between target date funds and lifestyle approaches, to the growing role of member data, private markets and retirement design, they discuss how schemes are adapting to meet the changing needs of savers. The conversation also examines Value for Money, default decumulation and what comes next for one of the most important areas of DC pension design.

✅ The Green Impact Report Quick take: Dave Hubka has spent 20+ years turning "up to code" into "why would we settle for that?" — and his approach of building sustainability directly into the spec (instead of waiting for a client to ask) is a playbook every green building professional can steal.

If your days have been feeling harder than they should, the problem may not be your discipline - it's friction. In this episode I break down the five areas of your life where invisible resistance is making everything harder, and walk through exactly how to identify and remove it.What I cover:

Talking about death and divorce is never romantic, but staying silent means letting the government make your most personal decisions for you. In this episode, we break down a surprising truth: Everyone already has a default prenup and a default will. If you don't write your own, your state's laws will step in to dictate how your assets are handled during a divorce or after your death.We explore why these topics make us so uncomfortable, how to overcome the anxiety, and why prenups are actually the ultimate exercise in financial intimacy. Plus, we look at why—for physicians specifically—legal planning is vital "preventative medicine" to protect against high student debt, future earning potential, and professional liability. I also share a bit of full transparency about why my husband and I didn't get a prenup when we were young. What We Cover:The Default Reality: Why silence means accepting the state's rules for your estate and marriage.Overcoming Taboos: Navigating the emotional and cultural anxieties around money.Preventative Medicine for Docs: Why high debt, high future earnings, and liability change the game for physicians.Host Transparency: My personal story of marrying young with a negative net worth.Please subscribe and leave a review on your favorite Podcasting platform. Get 12 Financial Mistakes that Keep Physicians from Building Wealth at https://www.growyourwealthymindset.com/12financialmistakesIf you want to start your path to financial freedom, start with the Financial Freedom Workbook. Download your free copy today at https://www.GrowYourWealthyMindset.com/fiworkbookDr. Elisa Chiang is  a physician and money coach who helps other doctors reach their financial goals by mastering their money mindset through personalized 1:1 coaching .You can learn more about Elisa at her website or follow her on social media.Website: https://ww.GrowYourWealthyMindset.comInstagram https://www.instagram.com/GrowYourWealthyMindsetFacebook https://www.facebook.com/ElisaChianghttps://www.facebook.com/GrowYourWealthyMindsetYouTube: https://www.youtube.com/c/WealthyMindsetMDLinked In: www.linkedin.com/in/ElisaChiang Disclaimer: The content provided in the Grow Your Wealthy Mindset Podcast...

A 360-degree review told Tyler Chisholm exactly what was wrong with his leadership: he filled every room, jumped to conclusions, and never let his team finish a sentence. His team had stopped contributing. They were just waiting to be told what to do. In this episode of The Executive Commute, Jayson Krause talks with Tyler Chisholm, CEO and author of Curious as Hell, about the moment that feedback forced him to rebuild how he leads. Tyler unpacks the difference between the leader he was in the boardroom and the host he'd become on his own podcast, and how closing that gap turned curiosity from a personality trait into a daily discipline. They get into where curiosity actually helps, where it gets weaponized into control, and what it takes to build a team that feels safe enough to think out loud. They cover: The feedback that forced a leadership reset Curiosity as a practice, not a trait: self, relational, and strategic curiosity How questions get weaponized to control instead of learning Where curiosity fails (and command and control takes over) A simple tool for pausing before you react What actually predicts whether a leader succeeds or fails If your meetings go quiet the moment you start talking, this one's worth the full hour. Follow Jayson Krause: YouTube:     / @jaysonkrauseleadership  LinkedIn:    / jayson-krause   0:00 - Introduction 0:41 - The 360 Review That Changed His Leadership 3:43 - What Changed When "Podcast Tyler" Led Meetings 6:00 - Tracking Fixed vs. Growth Mindset After Every Call 8:41 - From Playful Trait to Deliberate Practice 10:05 - Why Tyler Wrote Curious as Hell 13:21 - Writing in Flow: AI as Collaborator 15:50 - The Self Curiosity the Book Forced to the Surface 17:31 - Defining Curiosity as a Leadership Practice 19:16 - The "No Time to Be Curious" Myth 22:03 - The Latin Root of Curiosity 28:44 - Weaponizing Curiosity 29:39 - Isn't a Leader's Job to Manipulate? 37:18 - Self Curiosity Comes First 39:19 - When Curiosity Isn't the Right Tool 42:17 - The Tactical Sigh 45:08 - Would You Rather: Curious vs. Safe to Be Curious Around 46:34 - Creating the Conditions for Curiosity 49:13 - The Nuclear Button 52:06 - The Cost of Reacting Instead of Leading 53:00 - True or False: Questions and Culture Health 56:02 - The Worst Advice About Curiosity 57:31 - "Tell Me More": Curious vs. Diagnostic Questions 59:38 - How to Know Curiosity Is Missing 1:02:42 - Know When to Call a Coach 1:04:51 - The Invisible Force Behind Leadership Success 1:06:26 - Closing Thoughts

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If you have been on the fertility journey long enough to feel like your body is somehow disorderly, this episode reframes that picture from the ground up. Michelle starts with one of the most quietly stunning experiments in modern biology: isolated heart cells in a petri dish, with no nervous system attached, will spontaneously synchronize their rhythms when placed near each other. From there she walks through cardiac coherence and resonance frequency breathing, the surprisingly tight coupling between heart rate variability and the menstrual cycle (including HRV ultradian rhythms that anticipate the LH surge), and the Chinese medicine view of harmony as a relational property between organ systems. The takeaway shifts the orientation of fertility work entirely. Coherence is not something to generate. It is something to stop interrupting. The episode closes with four practical shifts that work with the body's native pull toward order rather than against it. KEY TAKEAWAYS Isolated heart cells, separated from the heart and placed in a petri dish, continue to beat on their own and will spontaneously synchronize their rhythms when placed near each other. Coherence is not something the body has to be taught. Breathing at approximately six breaths per minute (around 0.1 Hz) places the breathing and heart rhythms into a measurable, coupled state called cardiac coherence, supported by peer-reviewed research analyzing 1.8 million biofeedback sessions. Heart rate variability and the menstrual cycle are not parallel systems. Grant et al. (2020) showed that HRV ultradian rhythms anticipate the onset of the LH surge, meaning the autonomic nervous system and the reproductive system are coupled oscillators. In Chinese medicine, health is the smooth flow and harmonious interaction of qi between organ systems. The heart, which houses the shen, sets the tone for the entire system, including the womb through the Bao Mai channel. Most fertility plans are organized around adding things, but coherence is allowed through subtraction. The work is to remove what interrupts the body's native rhythm: light at night, constant device input, suppressed emotion, sleep deprivation, eating in a sympathetic state. Disclaimer: The information shared on this podcast is for educational and informational purposes only and is not intended as medical advice. Please consult with your healthcare provider before making any changes to your health or fertility care. Free chapter of The Way of Fertility (book) https://www.michelleoravitz.com/thewayoffertility Top 10 Fertility Boosting Tips Ebook https://www.michelleoravitz.com/mytop10fertilityboostingtips Ready to discover what your body needs most on your fertility journey? Take the personalized quiz inside The Wholesome Fertility Journey and get tailored resources to meet you exactly where you are:  https://www.michelleoravitz.com/the-wholesome-fertility-journey For more about my work and offerings, visit: www.michelleoravitz.com Curious about ancient wisdom for fertility? Grab my book The Way of Fertility: https://www.michelleoravitz.com/thewayoffertility Join the Wholesome Fertility Facebook Group for free resources & community support: https://www.facebook.com/groups/2149554308396504/ Connect with me on social: Instagram: @thewholesomelotusfertilityFacebook: The Wholesome Lotus  

Hiding military tools too well can weaken deterrence. Aaron Brown, Justin Bierens and Gerald Bowman join host Tom Galvin to discuss why the military must adopt a "share unless proven necessary to hide" approach for space operations. https://warroom.armywarcollege.edu/podcasts/declassifying-space

LISTEN: On the July 21 edition: A report finds a corroded sprinkler sparked the BioLab fire in Conyers; more Georgians are defaulting on student loans; and early voting to replace U.S. Rep. David Scott ends this week.

SummaryIn this episode of the Blue Security Podcast, hosts Andy Jaw and Adam Brewer discuss the upcoming transition to passkeys as the default method for multi-factor authentication (MFA) in Microsoft Entra ID. They explore the implications of this change, the importance of moving away from SMS and voice authentication, and best practices for organizations to prepare for this shift. The conversation also covers the challenges of transferring MFA codes and passkeys when upgrading phones, and introduces the YubiKey Locker, a new tool that enhances security by automatically locking devices when the YubiKey is removed. The hosts emphasize the need for organizations to modernize their identity infrastructure and adopt more secure authentication methods.----------------------------------------------------YouTube Video Link: https://youtu.be/eXqW3FAY_hE----------------------------------------------------Documentation: https://www.microsoft.com/en-us/security/blog/2026/07/13/microsoft-entra-id-security-updates-passkeys-are-the-default-authentication-method-in-entra-id/https://learn.microsoft.com/en-us/entra/identity/authentication/how-to-transfer-authenticator-new-phonehttps://support.okta.com/help/s/article/migrating-all-existing-mfa-codes-to-okta-verify?language=en_UShttps://www.sciber.io/sciber-blog/sciber-launches-yubikey-locker-to-defend-against-physical-attacks/----------------------------------------------------Contact Us:Website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bluesecuritypod.comBluesky: https://bsky.app/profile/bluesecuritypod.comLinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/company/bluesecpodYouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/c/BlueSecurityPodcast-----------------------------------------------------------Andy JawBluesky: https://bsky.app/profile/ajawzero.comLinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/andyjaw/Email: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠andy@bluesecuritypod.com⁠----------------------------------------------------Adam BrewerTwitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/ajbrewerLinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/adamjbrewer/Email: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠adam@bluesecuritypod.com

Don't fear losing your job to AI—fear losing it to someone who knows how to use AI better than you. It's time to stop treating AI as a tool and start treating it as your default way of working.Human by Design, AI by Default: Rewriting the Way We Work #110What does it actually look like to rebuild a global, legacy brand with years of technical debt into a completely AI-native business from the ground up? As it turns out, it isn't just a technological challenge—it is fundamentally an HR and communications mountain to climb.This week, Gary and George are doubly thrilled to welcome back Groupon's Chief People Officer, Nick Walker (marking his record third appearance on the show!), alongside Groupon's VP of Comms, Engagement, and Inclusion, Emma Coleman. Together, they take us behind the scenes of Groupon's massive cultural and structural transformation under their AI-savvy CEO, Dushan.From reshaping employee mindsets and restructuring traditional departments into lean "speedboats" to managing the psychological fear of redundancy, Nick and Emma share the unfiltered reality of rewriting the way we work. They discuss why AI adoption is actually a massive transfer of power from legacy systems back to human beings, and how human judgment remains the ultimate corporate superpower.Key takeaways from this episode:Speeding Fines vs. Parking Tickets: To build an AI-native culture, leaders must encourage risk-taking. Groupon welcomes "speeding fines" (mistakes made while pushing boundaries and moving fast) but has zero tolerance for "parking tickets" (complacency or refusing to try).Ditch the "Hand-Off Tax": Legacy organizations slow down because of continuous hand-offs between bloated, siloed teams. By structuring operations around "speedboats"—lean teams of 2 to 3 people running a complete workflow—you eliminate the friction and move exponentially faster.Close the Execution Gap, Not the Judgment Gap: AI is incredibly efficient at closing the execution gap (handling processes and grunt work). However, humans still own the judgment gap. Your ability to understand context, see around corners, and apply emotional intelligence is irreplaceable.Prompt Engineering is a Non-Negotiable Skill: Good inputs yield rich outputs. Investing time in mastering prompt engineering (sometimes spending up to an hour crafting a single prompt) is a major career differentiator that prevents "sloppy AI work."Send us Fan MailLinks & references: https://www.thecompanydoctor.com/Gary Gamp: https://www.linkedin.com/in/garygampGeorge Clode: https://www.linkedin.com/in/georgeclodeGary's new book, Career Catalyst - available online now: https://www.amazon.co.uk/Career-Catalyst-Secret-Skills-School-ebook/dp/B0DFYVG6XY/ref=tmm_kin_swatch_0?_encoding=UTF8&qid=&sr=

Last week, the ACT Party announced that former broadcaster Paul Henry will be running as a candidate in this year's election. Henry has been subject to some controversy in the past, with derogatory comments made towards multiple public figures during his time as a breakfast show host.  Also last week, the Green Party announced a policy of default union membership, meaning that a person will be automatically signed up for the appropriate union when they start a new job. The ACT Party says this policy impedes on personal freedoms, though the Greens have reiterated that people can still leave unions.  Lastly, the government's ban on puberty blockers has been under scrutiny following a court case from the Professional Association for Transgender Health Aotearoa. The association has put forward multiple critiques, primarily that the ban appears to be based in ideology rather than medical evidence.  For this week's catch-up with the ACT Party's Simon Court, News Director Castor asked about each of these issues, beginning with Paul Henry's appointment as a candidate.

✨ In this uplifting episode, Therese Vita shares how burnout, self-discovery, and deep reflection led her to create a life rooted in purpose, freedom, and fulfillment.

July 16, 2026: Your daily rundown of health and wellness news, in under 5 minutes. Today's top stories: Eli Lilly makes equity investment in Oura, deepening ties as 100,000+ members log GLP-1 use and wearables become the engagement layer between visits Neko Health closes $700M round ahead of US launch, betting vertically integrated scans can move healthcare upstream with 75% of members prepaying PwC report finds over half of consumers prioritize a longer healthy life and 80% use a wellness app, as health becomes embedded in daily routines Today's episode is brought to you by AIIR — a modern communications and experiential agency for health, wellness, fitness, and performance brands. From earned media to events and creator-led campaigns, AIIR helps companies sharpen their story, earn attention, and build trust that compounds. Visit https://aiir.agency to learn more. More from Fitt: Fitt Insider breaks down the convergence of fitness, wellness, and healthcare — and what it means for business, culture, and capital. Subscribe to our newsletter → insider.fitt.co/subscribe  Work with our recruiting firm → https://talent.fitt.co/ Follow us on Instagram → https://www.instagram.com/fittinsider/ Follow us on LinkedIn → linkedin.com/company/fittinsider  Reach out → insider@fitt.co 

An ACLU report looks at the widespread use of force in immigration enforcement in the first year of President Trump's return to office. Recent fatal shootings in Texas and Maine have brought renewed scrutiny to the agency's tactics.

The Green Party says unions are to thank for workplace rights Kiwis now see as a given. Co-leader Marama Davidson's announced a members bill to make union membership the default, which is also a Party election policy. Membership would still be optional, but workers would need to opt-out, not in. Newstalk ZB senior political correspondent Barry Soper says this proposal feels like a step backwards, given which other countries have compulsory unions. LISTEN ABOVESee omnystudio.com/listener for privacy information.

The Greens have made an election pledge to make union membership automatic for new employees. Co-leader Marama Davidson says this members bill and policy would make union membership the default setting for new employees, who could choose to opt out. Davidson explained that unions are a critical way for workers to get better pay and conditions and this bill will make it easier for them to get involved. "This is a good idea, and of course we need to protect privacy - at the same time, normal accountabilities will apply." LISTEN ABOVESee omnystudio.com/listener for privacy information.

Your 401(k) is likely your largest retirement asset, but are you managing it with a blind spot? This week, we cover the spectrum of 401(k) mistakes, starting with the heaviest hitter: Net Unrealized Appreciation (NUA). We explain how this specific IRS rule allows you to move company stock out of your 401(k) and pay lower capital gains rates instead of ordinary income tax.From there, we scale down to the everyday mistakes. Tune in to ensure your retirement strategy is actually optimized.Send us Fan MailSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram

  How to Thrive as the Default Parent When you're doing it all in a neurodiverse family  with Stephanie Holmes   What do you do when you are the only one who sees what your child needs, the only one managing the appointments, the IEPs, the protocols, the meltdowns, the mental load — and the other parent is sitting right there in the same house? If that question landed somewhere deep in your chest, this episode was made for you. Leslie sits down with Dr. Stephanie Holmes, a certified autism specialist, trained therapist for neurodiverse couples, and founder of Autism Spectrum Resources — a woman who has also lived this road personally as both a wife and a mother. Together they pull back the curtain on what it really costs a woman to carry the full weight of parenting a neurodiverse child alongside a disengaged or neurodiverse spouse, what it takes to finally speak up, and how you can protect your own mental, emotional, and spiritual health even when you cannot change your husband or your circumstances. You will walk away from this conversation feeling seen, equipped with practical perspective shifts, and reminded that your faithfulness to your children matters more than you can imagine. Key Takeaways   The Mental and Emotional Cost of Being the Default Parent Is Real — and It Is Not Weakness Stephanie describes nearly reaching a complete breakdown after years of functioning as the sole executive for her entire household — managing three neurodiverse family members, running a counseling practice, and absorbing every logistical, emotional, and spiritual demand without asking for help. The toll showed up as migraines, exhaustion, depression, and a crisis of faith. If you have been white-knuckling it through your days and wondering why you are falling apart when you look like you are holding it together, this is not a character flaw. It is the predictable result of one person carrying what two people were designed to share.   Lies Dressed as Biblical Mandates Can Keep You Trapped and Suffering Longer Than Necessary Stephanie carried a painful burden for years because a pastor told her in premarital counseling that if she chose to work outside the home, she could never ask her husband to carry any of the domestic load. She signed onto that belief at nineteen, never anticipating children, neurodiversity, or the reality of what their life would actually require. Leslie names this pattern directly — cultural ideas packaged as spiritual law that keep good women silent, overloaded, and ashamed to ask for what they need. Naming the lie is the first step toward freedom.   Making the Mental Load Visible Can Open a Door That Silence Never Could The turning point in Stephanie's marriage came not from an argument or an ultimatum, but from a simple, concrete act: she wrote every task down and laid both lists on the table. For her husband, seeing the imbalance visually was the thing that finally made it real. If your husband has not responded to your exhaustion or your words, it does not automatically mean he is cruel — it may mean he genuinely cannot perceive what he has never been shown. This does not excuse a lack of action, but it does suggest that a different kind of communication may open a different kind of conversation.   You Cannot Control the External, But You Can Steward What Is Internal Leslie offers one of the most grounding frameworks in the episode: when we are overwhelmed by everything we cannot control — our husband's choices, what happens on his parenting time, whether the school cooperates — we tend to redouble our efforts to control the external, which only deepens our distress. The real work, the work that actually moves the needle, happens inside. Choosing to build community, finding your support people, deciding who you want to be in the middle of this hard season — these are the things within your reach. As Stephanie says, she eventually made a decision: I am going to survive this and I am going to thrive despite this. You Do Not Have to Earn Permission to Get Help, Go to Church, or Take Your Kids on Vacation One of the most practically liberating moments in this conversation is when Stephanie realizes that her husband's unwillingness to participate does not mean she and her children cannot participate in life. He had never told her she could not take the girls on vacation — she had simply assumed that a good Christian wife would not go without him. When she stopped waiting for his yes and started making choices for her children's good, things began to shift. If your husband is not leading, someone still has to keep the plane in the air. Choosing to do that is not a failure of submission — it is a faithful act of stewardship. Personal Invitation If this conversation stirred something in you — if you recognized yourself in the exhaustion, the false beliefs, the longing for someone to finally name what you have been living — we want you to know there is a place to go deeper. My Moving Beyond People Pleasing course was built for women who have spent years putting everyone else's needs, comfort, and approval ahead of their own, and who are ready to learn how to show up differently. It is grounded in Scripture, filled with practical tools, and designed for women who are serious about becoming the truest, most grounded version of who God created them to be. You can learn more and get started here: https://leslievernick.com/mbpp Closing Encouragement You are not failing. You are carrying something extraordinarily heavy, and you have been carrying it largely alone. But you were not meant to do this without God, without community, and without a honest look at what is truly yours to hold and what is not. Stephanie prayed it beautifully in this episode — God is Emmanuel, which means He is with us. He is with you in the IEP meeting, in the exhausted silence after the kids are in bed, in the anger you have been afraid to admit, and in the small faithful steps you take every single day. James 1:5 promises that if you ask for wisdom, He will give it generously. He is not withholding from you. He is walking with you, one step at a time, lighting just enough of the path ahead to keep moving forward. You are not alone. And change — in you, through you, and around you — is possible.

Let me tell you something... your salon culture is EVERYTHING when it comes to growing a strong, loyal, and high-performing team. It's what keeps your stylists engaged, motivated, and OBSESSED with being a part of your business. And guess what? YOU get to decide what your culture looks and feels like!In this episode, I'm pulling back the curtain on: ✅ What culture REALLY means and why it's the backbone of your business ✅ How my own culture was a MESS in 2018/2019 and the hard lessons I learned✅ Proven strategies to make work FUN, engaging, and a place your team LOVES to be ✅ The biggest mistakes salon owners make with culture (and how to fix them!)Culture doesn't happen by accident—it happens by DESIGN!Listen in now, and let's design a culture that fuels your success!Suggest podcast topics ⤵️https://forms.gle/AzRucZytSzStYy1aA

Welcome to the grand finale and weekly review of our master series. In this closing session, we explore the advanced neuro-somatic practice of permanent nervous system baseline integration, focusing our ultimate awareness on the 7th Chakra (The Crown Center). Discover the cutting-edge science of how a seven-day commitment to somatic tracking leverages neuroplasticity to structurally rewrite your default stress responses. By weaving the foundational elements of your week into our crowning, integrated protocol, you will learn to permanently anchor your nervous system on an inner throne of sovereign stillness. Turn off the noise of the outside world, claim your absolute crown, and drift effortlessly into a deep, restorative night of sleep.

In this week's episode, the Nice Hosts want to make this year's IDGATC summer picnic the very best, like no picnic ever was. Lydia brings to the table a game that relies on knowing nothing about Pokémon, Mark accuses her of knowing too much about Pokémon, and Stephen does his best as their acting Person-Who-Knows-Pokémon (nicegames.club/feedback). Will they make a game in time to play that weekend? Stay tuned as the journey continues.Strange Finds (demo) - SteamPinfinityNot-Game-of-Thrones Puzzle Room - Trapped Puzzle RoomsPuzzle Works Escape Co.PromptTurn the Pokemon guessing game Lydia plays with her husband into a party game in time for the IDGATC summer picnic.Game typeTabletop gamePlayer count6+MaterialsElectronic device (laptop or phone)Random Pokémon Generator (we use randompokemonpicker.com)Grid of possible Pokémon pictures and namesSetupDivide into two teams of at least 3 people. The two Team Captains stand in front facing both teams.Distribute the list of the possible Pokémon to the players, either physically or digitally.Team Captains pull up the random generator on their device. If you'd like to play at home, here is the graphic Lydia made for the IDGATC picnic, complete with rules and round order:RulesGen 1, Kanto region, Unevolved, Default version Pokémon onlyTwo teams, 3+ people each, not including Team CaptainsBoth team are trying to guess the same, randomly selected PokémonOnly Team Captains can see the selected PokémonTeam Captains must know as little about Pokémon as possibleTeam Captains may not reveal obvious physical characteristics in their initial description1 correctly guessed Pokémon = 1 pointFirst team to 2 points wins!Round Order:Team A asks their Captain "Who that Pocket Monster?"Team A's Captain describes the Pokémon in a humerous, vibes-based wayTeam A may ask 1 obvious yes/no question about the Pokémon and it's appearance. If the Captain can't answer the question, they will say so and the team may ask a different one.Team A guesses which Pokémon their Captain is describingIf correct, Team A gets a point and a new Pokémon is chose. If incorrect, the process repeats for Team BRepeat steps 1-4 until a Team guesses the Pokémon correctly.If the rounds are dragging on, the Team Captains may reveal the Pokémon and take a point (bragging rights) for themselves

After the Supreme Court wrapped up its latest term, we thought it would be a good idea to revisit the unique opportunities 501(c)(3) public charities have to advocate in favor of or against specific nominations made by the Executive Branch that require confirmation from a legislative body. On this episode, we explore the nomination process for key positions and give you some best practices on how to ensure your organization can effectively (and legally) advocate for specific nominees. Shownotes: ·      Nomination advocacy often qualifies as lobbying (Internal Revenue Code). o   501(c)(3) public charities are allowed to weigh in on executive branch nominations that are confirmed by a legislative body. o   According to the IRS, attempts to influence Senate confirmation of a federal judicial appointment are generally not considered campaign intervention (partisan activity), which is specifically forbidden by section 501(c)(3).  However, because attempts to influence Senate confirmation are considered lobbying, they are subject to Internal Revenue Code lobbying limits. §  Section 501(c)(3) public charities may engage in lobbying in furtherance of their exempt purposes, but they are limited in how much lobbying they can do. §  Default rule: Lobbying may not be a substantial part of 501(c)(3) public charity's activities (3-5%). §  Alternate rule: Public charities can make the 501(h) election to take advantage of potentially more generous, dollar-based lobbying limits. o   When lobbying, remember to use unrestricted dollars. ·      Question: Can we establish a relationship with or educate nominees ahead of a confirmation hearing? o   Interacting with nominees is generally allowed. They are not treated like candidates since they are not running for office, but instead have been nominated to fill a specific role. ·      Question: What about identifying potential candidates to fill up an upcoming vacancy? o   This is also OK. Organizations may choose to vet potential nominees in advance of a nomination being made to inform the executive branch about their suitability for the role. [GU1]  o   That said, if you are asking an executive branch official to intervene in a legislative process (e.g. to make the nomination), that initial activity will likely count as lobbying as well[GU2]  and need to be tracked against your public charity's lobbying limits. ·      Question: Does this only apply to judicial nominations? o   No. The IRS allows 501(c)(3)s to lobby for or against any nominations to positions that require the "advice and consent" of a legislative body. §  Article II, Section 2 of the US Constitution allows for the President to appoint officers to certain positions. These nominees are confirmed if they have the advice and consent of the Senate. This process usually requires legislative hearings by specific committees and ends with a vote by the Senate to confirm the nomination. §  The nomination itself is treated as a piece of legislation, which is why lobbying rules kick-in when engaging in nomination advocacy. ·      Question: What about nominations proposed by our Governor for specific state agencies? o   Is a legislative vote required in order for the individual to take office? If so, it is likely lobbying to weigh in and should count against lobbying limits. o   Remember: this type of activity could also trigger state or local-level lobbyist registration and reporting requirements. Check your jurisdiction's lobbying definitions and registration requirements to learn more. ·      Post-Election o   501(c)(3)s have a unique, post-election opportunity to get ahead of the game and work with newly elected officials, who will be in charge of nominating specific individuals as heads of agencies or departments. o   This type of transition advocacy is well within the realm of activities nonprofits can engage in, but check out our "transition advocacy" factsheet for additional details.   Resources ·      Confirmation of Federal Judges and Executive Branch Nominees (Factsheet) ·      IRS guidance on judicial nominations for 501(c)(3)s (Website) ·      Transition Advocacy (Factsheet) ·      Foundation Support for Public Charities that Influence Judicial and Executive Branch Confirmation Votes(Factsheet) ·      Public Charities Can Lobby (Factsheet)

What leaders must understand now 4 the shifts in market structure, regulation, or competitive dynamics that demand attention this week.What Leaders Are Getting Wrong? Default assumptions under pressure. The conventional wisdom that no longer holds and the blind spots that create exposure.What to change in the next days. Concrete, tactical adjustments grounded in what operators are actually doing. Planning Implications? How plans should adjust. Connecting weekly signals to annual planning cycles and budget architecture.Executive Close One operator takeaway. One board takeaway. Clarity that travels from the briefing into the boardroom.

We explore the cost of carrying it all - and how to lighten the load. Synopsis: Join us for a five-part series on working motherhood from July 3-31 with episodes out every Friday. For many mothers, every day is a balancing act: work emails, school messages, and trying to be fully present with their children while an endless mental checklist runs in the background. In this episode, we unpack the feeling of never being enough at work or at home, the invisible mental load of being the “default parent”, and why some things in life are rubber balls that bounce back when they are dropped. We also talk about burnout, sharing the load with your partner, and how becoming a mother reshapes what ambition and success looks like. Host Vanessa Chelvan is joined by Jacinth Liew, parenting coach and founder of Our Little Play Nest. Highlights (click/tap above): 2:40 “It seems like I have it all, but I don’t” 7:25 Guilt is the only constant 10:45 What gets sacrificed when the juggle gets too much? 12:50 Juggling rubber balls and glass balls 14:55 Should working mums feel they have to do everything? 16:30 Being the “default parent” 18:25 The art of delegation and equal partnerships 25:42 Dads can take career detours too 31:25 Reframing personal ambitions as a working mum 33:35 Their ‘worth it’ moments: Jacinth and Vanessa share Host: Vanessa Chelvan (vpchelvan@sph.com.sg) Read Vanessa's articles: https://str.sg/gr5Z Follow Vanessa on LinkedIn: https://str.sg/jHdJ Produced and edited by: Teo Tong Kai Executive producers: Ernest Luis & Elizabeth Law — Follow The Mother Load limited series every Friday (July 3-31): Channel: https://str.sg/oMofY Apple Podcasts: https://str.sg/8Kbv Spotify: https://str.sg/DELD Feedback to: podcast@sph.com.sg — Follow more ST podcast channels: All-in-one ST Podcasts channel: https://str.sg/wvz7 Get more updates: http://str.sg/stpodcasts Watch The Mother Load on Youtube: https://str.sg/HnaV --- Get The Straits Times app, which has a dedicated podcast player section: The App Store: https://str.sg/icyB Google Play: https://str.sg/icyX #themotherloadSee omnystudio.com/listener for privacy information.

Want to go through Fluent American videos in a guided, structured way (and work with me every week)? Join the Institute: www.fluentamerican.com/instituteWelcome to the Schwa Mill, where we review pronunciation files you send us and give feedback to help you achieve a more natural American English sound the next time you talk!Send us audio files for FREE here in our Schwa Mill Telegram group: https://t.me/+TJTAfM5tEyQ1ODMx************Have you ever thought about speaking American English like a native speaker, especially for accent/pronunciation? As a language learner myself, I get the desire to sound more natural in a language I've learned, and I'm sorry if the language learning journey has ever been discouraging. I believe the sound you want is in reach though! Here is one small step to make to move you closer to your goal.Who am I? My name is Geoff Anderson. I got my MA in Teaching English as a Second Language in 2012, and have been teaching since 2010. I've studied Italian to around level C1-C2. I was also an IELTS examiner for the speaking/writing tests for 3 years.#fluentamerican #americanenglish #pronunciation

What kind of leader does your business need from you right now? In this episode, we build on episode 710 and talk about why self-awareness is only the starting line. We explore how each leadership style has strengths, stress responses, and blind spots that can either help or hurt our teams. We also discuss why great leaders learn to borrow from other styles without abandoning who they are. Ultimately, we remind pet sitters that leadership growth is about becoming the version their business needs in each season. Main topics: Growing beyond self-awareness Leadership under stress Practicing opposite strengths Building leadership systems Adapting as businesses grow Main takeaway: "The best leaders aren't locked into one style, they're adaptable." Knowing your leadership style is helpful, but it is not the finish line. Every style has strengths, but every style also has blind spots that show up most clearly under stress. As pet care business owners, we have to learn when to lean into our strengths and when to borrow from another style. Sometimes your business needs vision, sometimes it needs systems, sometimes it needs accountability, and sometimes it needs encouragement. Leadership growth is learning to become the version your business needs right now. Links: Episode 710: https://www.petsitterconfessional.com/episodes/710  Check out our Starter Packs See all of our discounts!

In this episode, Dan McCarthy shares his extensive experience in real estate and lending, discusses the integration of AI into his business, and offers insights on building relationships, managing challenges, and scaling in the real estate industry.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Today's 'guest' is HAD's This Month in Astronomical History.  I'll be reading more essays from the archives: Emily McMahon's November 2020 essay titled, "Sedna: In the Depths of the Solar System", and Dr. Ken Rumstay's November 2022 essay titled, "Lunokhod 1 - The First Extraterrestrial Rover". Please note that Emily was a high school student when she wrote her essay, so you don't have to be an astronomer or astrophysicist to write for TMIAH.   H'ad astra historia is the official podcast for the Historical Astronomy Division of the American Astronomical Society. We're here to share stories from and about the people who study the stars, planets, and the cosmos. We'll be hearing from individuals who not only study the history of astronomy, but also those who lived it, who were "in the room" during pivotal events within the last 50 years or so.     Podcast theme music: "Frost Waltz" Kevin MacLeod (incompetech.com), licensed under creative commons: by attribution 4.0 license (http://creativecommons.org/licenses/by/4.0/)    Loretta Cannon (an AAS affiliate via Rose City Astronomers) is a science-and-word-nerd who really likes outer space and the people who study it. She quite enjoys working as HAD's podcaster, sharing astronomy stories to you.   This Month in Astronomical History:   https://had.aas.org/resources/astro-history   Dr. Mugdha Polimera:   https://www.mugdhapolimera.com/   Sedna: In the Depths of the Solar System   TMIAH  Nov 2020  "Sedna: In the Depths of the Solar System":   https://aas.org/posts/news/2020/11/month-astronomical-history-november-2020   Emily McMahon:   https://www.linkedin.com/in/emilykmcmahon/  https://aas242-aas.ipostersessions.com/Default.aspx?s=88-6D-5F-F3-FF-2E-D2-CD-AA-94-0C-FA-DE-FF-11-5E   Sedna (2003 VB12):   https://en.wikipedia.org/wiki/Sedna_(dwarf_planet) Sedna (Inuit legend):   https://en.wikipedia.org/wiki/Sedna_(mythology)   Kuiper Belt:   https://science.nasa.gov/solar-system/kuiper-belt/   Oort Cloud:   https://science.nasa.gov/solar-system/oort-cloud/   Palomar Observatory:   https://sites.astro.caltech.edu/palomar/homepage.html https://sites.astro.caltech.edu/palomar/about/chronology.html   Mike Brown (CalTech):   https://mikebrown.caltech.edu/   Chad Trujillo (NAU, Gemini):   https://directory.nau.edu/person/cat382 https://www.sciencefriday.com/person/chad-trujillo/   David Rabinowitz (Yale):   https://en.wikipedia.org/wiki/David_L._Rabinowitz https://physics.yale.edu/people/david-rabinowitz   Samuel Oschin 48" Schmidt Telescope:  https://sites.astro.caltech.edu/palomar/about/telescopes/oschin.html   Quasar Equatorial Survey Team (QUEST) Camera:   https://www.astro.yale.edu/mschwamb/Quest_La_Silla_KBO_Survey/Telescope_and_Camera.html   SkyMorph program:   https://ui.adsabs.harvard.edu/abs/1998BAAS...30.1036L/abstract   Palomar Sky Survey:   https://voyages.sdss.org/expeditions/expedition-to-galaxies/sky-surveys/the-palomar-sky-survey/   Gemini Telescope:   https://www.gemini.edu/   Keck Observatory:   https://keckobservatory.org/   Hubble Space Telescope:   https://science.nasa.gov/mission/hubble/ NASAs's Dwarf Planets (including Pluto, Eris):   https://science.nasa.gov/dwarf-planets/   Mike Brown's paper describing Sedna's discovery:   https://web.gps.caltech.edu/~mbrown/sedna/#planets   Sedna webpage (by Mike Brown):   https://web.gps.caltech.edu/~mbrown/sedna/#planets   animation of Sedna's orbit by Robert Hurt (Spitzer Sci Ctr):   https://www.spitzer.caltech.edu/video/ssc2004-05v1-orbit-of-sedna   2012 VP113 'Biden':   https://en.wikipedia.org/wiki/2012_VP113   2015 TG387 'The Goblin':   https://en.wikipedia.org/wiki/541132_Lele%C4%81k%C5%ABhonua https://www.npr.org/2018/10/02/653453443/a-small-planet-with-big-implications   Lunokhod 1 – The First Extraterrestrial Rover TMIAH  Nov 2022  "Lunokhod 1 – The First Extraterrestrial Rover":   https://aas.org/posts/news/2022/11/month-astronomical-history-november-2022   Prof Kenneth Rumstay:   https://www.valdosta.edu/about/news/releases/2017/09/dr.-kenneth-rumstay-honored-with-presidential-excellence-award-for-teaching.php https://meritpages.com/KennethRumstay   HAD News:   https://had.aas.org/news/had_news   Mars Curiosity rover:   https://science.nasa.gov/mission/msl-curiosity/   Soviet Union:   https://en.wikipedia.org/wiki/Soviet_Union   Soviet N1 rocket:   https://en.wikipedia.org/wiki/N1_(rocket)   NASA's Apollo program:   https://www.nasa.gov/the-apollo-program/   Lunokhod ('moonwalker') 1:   https://en.wikipedia.org/wiki/Lunokhod_1   Baikonur Cosmodrome:   https://en.wikipedia.org/wiki/Baikonur_Cosmodrome   Lunar Reconnaissance Orbiter:   https://science.nasa.gov/mission/lro/      Sky and Telescope magazine:   https://skyandtelescope.org   NPR article on Lunokhod 2 rover (discusses Garriott's purchase):   https://www.npr.org/2010/03/20/124956591/lunar-rover-is-spotted-for-first-time-in-37-years   China's Yutu rovers:   https://en.wikipedia.org/wiki/Yutu_(rover) https://www.planetary.org/space-missions/change-4   Sputnik I:   https://en.wikipedia.org/wiki/Sputnik_1   Artemis Program:   https://www.nasa.gov/humans-in-space/artemis/   A Little Bit of Trivia – NASA mission patches Artemis Program:   https://www.nasa.gov/humans-in-space/artemis/   Artemis I:   https://www.nasa.gov/mission/artemis-i/   Marvel's Agents of S.H.I.E.L.D., season 3:   https://en.wikipedia.org/wiki/Agents_of_S.H.I.E.L.D._season_3   Mission patch:   https://en.wikipedia.org/wiki/Mission_patch https://www.nasa.gov/gallery/human-spaceflight-mission-patches/   Loretta Cannon's LinkedIn page (for transcripts' pdf files):   https://www.linkedin.com/in/lorettajcannon-neptuneedit/   We've added a new way to donate to 365 Days of Astronomy to support editing, hosting, and production costs.  Just visit: https://www.patreon.com/365DaysOfAstronomy and donate as much as you can! Share the podcast with your friends and send the Patreon link to them too!  Every bit helps! Thank you! ------------------------------------ Do go visit http://www.redbubble.com/people/CosmoQuestX/shop for cool Astronomy Cast and CosmoQuest t-shirts, coffee mugs and other awesomeness! http://cosmoquest.org/Donate This show is made possible through your donations.  Thank you! (Haven't donated? It's not too late! Just click!) ------------------------------------ The 365 Days of Astronomy Podcast is produced by the Planetary Science Institute. http://www.psi.edu Visit us on the web at 365DaysOfAstronomy.org or email us at info@365DaysOfAstronomy.org.

Bitcoin just cratered to $57K — a fresh 21-month low, the lowest since September 2024 — as the token sliced through its 200-week moving average, historically a signal of prolonged bear markets. Fed rate HIKE fears from Kevin Warsh and mounting concerns over Strategy's new $1.25 BILLION sell authorization are stripping Bitcoin's biggest structural bid, with June ETF outflows now confirmed at a record $6 BILLION. Meanwhile the biggest stablecoin story ever just dropped: 140+ giants — including BlackRock, Visa, Stripe, Mastercard, Amex, Google, Samsung, Shopify, Coinbase, and Ripple — just launched Open USD (OUSD), a USDC killer with zero mint/redeem fees and reserve earnings shared with partners. Stripe's president declared OUSD "the DEFAULT stablecoin for businesses running on Stripe," and Circle stock (CRCL) crashed 15% overnight. Add Trump's disclosed $1.4 BILLION in 2025 crypto earnings blowing up the Clarity Act ethics fight — and we break down whether Bitcoin's bottom is in, or if this is just the start of something much worse. Learn more about your ad choices. Visit megaphone.fm/adchoices

summaryIn this episode, Boluwa Olojo shares valuable lessons from her experiences in paid media, including a recent Meta ad mishap, and discusses how to effectively use AI in marketing. She emphasizes the importance of accountability, continuous checking, and the need for expertise in leveraging AI tools. key topicsMeta ad mistakes and how to fix themUsing AI responsibly in marketingImportance of SOPs and default settings awarenessLessons from campaign mishaps and recovery strategiesThe role of cross-department communication in campaign successChapters00:00 Introduction and Event Recap03:30 Boluwa Olojo: Background and Expertise06:11 Creative Pursuits: Painting and Inspiration08:14 PPC Mistakes: Learning from Experience10:08 Meta Ads: A Case Study in Mistakes13:13 Handling Mistakes: Communication and Responsibility16:15 Emotional Impact of Mistakes19:10 Lessons Learned and Future Strategies22:15 Advice for PPC Professionals25:20 Conclusion and Final Thoughts28:00 Taking Accountability in Marketing Mistakes29:12 The Importance of Campaign Checks31:52 Identifying Common Mistakes in New Accounts33:06 The Dangers of Mismatched URLs36:57 Breaking Down Silos in Marketing Teams38:45 AI in Marketing: Common Missteps42:18 The Role of Experts in Utilizing AI45:17 Final Thoughts and Future Events49:15 Introduction and Importance of Transparency50:12 Upcoming PPC Live Event Details51:01 Client Services and Personal Development51:32 Outro.mp3 resourcesFollow Bolu on LinkedIn and InstagramListen to her on State of Markketing?PPC Live The Podcast features weekly conversations with paid search experts sharing their experiences, challenges, and triumphs in the ever-changing digital marketing landscape.PPC Live is sponsored by ⁠AdSquire⁠, the first law firm paid media agency to get their clients on ChatGPTJoin the next ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠PPC Live ⁠⁠⁠⁠eventFollow us on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow us on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Join our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Slack Group⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe to our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Newsletter⁠⁠⁠

The American Radicals Podcast covers more Markwayne Mullins flubs, SCOTUS' private army, wealth taxes, government subsidized Ozempic, and geo-fence warrants. Check us out on Spotify! https://open.spotify.com/show/09AZ2WuYnWbZ2941wsb6jW?si=76c005605dc64dc1 https://www.washingtonpost.com/politics/2026/06/29/police-need-warrant-get-detailed-smartphone-location-data-justices-rule/  https://www.politico.com/news/magazine/2026/06/28/supreme-court-justices-security-police-00969784  https://www.scuspd.gov/about/Default.aspx  https://archive.ph/K5BC1  https://www.internationalcyberdigest.com/a-kids-safety-bill-heads-to-a-u-s-house-vote-give-us-your-freedom/  https://www.courthousenews.com/california-challenge-to-nonprofits-abortion-pill-reversal-promises-goes-to-trial/  https://archive.ph/i7hu8  https://www.themidwesterner.news/2026/06/report-gretchen-whitmers-generational-corporate-welfare-deals-cost-taxpayers-nearly-3-million-per-job/ 

What if the move most men never make in midlife is the one that changes everything?Greg Scheinman has had two seven-figure exits — one acquired by Disney CEO Michael Eisner. He's coached over 100 executives, completed HYROX Nationals, and at 53 is in the best shape of his life. But things weren't always that way. Greg has been through alcoholism, depression, the loss of his father at 17, and hit rock bottom twice. What he found on the other side became the Midlife Mail — a weekly newsletter followed by over 50,000 men who are done going through the motions. In this episode, Greg joins Jon and Will to talk about the one move most men in midlife never make: releasing instead of adding. Dropping the old titles, the ego armor, the relentless accumulation of achievement — and designing the life you actually want.IN THIS EPISODE:1.  Why midlife is about releasing, not reinventing — and what that actually looks like in practice2.  The Six F's framework: redefining success around Family, Fitness, Finance, Food, Fashion, and Fun3.  Conformity, complacency, and redundancy — the three traps keeping most men stuck4.  Show me your calendar, I'll show you your priorities: the design-over-default framework5.  Why knowledge doesn't make you better — and the one thing that actually doesFollow Greg Scheinman:-Website: https://gregscheinman.com-Newsletter, Podcast & More: https://midlifemale.com-Instagram: https://www.instagram.com/gregscheinman/ (@gregscheinman) GET MORE FROM MTM:Text MTM to 33777 — free weekly newsletterSubscribe & Episodes: https://mentalkingmindfulness.com/FREE APP: https://focusnowtrainingapp.com/FREE Assessment: https://focusnowtraining.com/assessment-pageA2A COURSE:12 modules on attention, presence & performance. Self-paced. Built for people who hate the word mindfulness.https://focusnowtraining.com/a2a-courseBRING FNT TO YOUR TEAM:Custom training for your organization. In-person or online.https://focusnowtraining.com/contact-usProduced by Robert Lopez | https://www.cratesaudio.com/

Would you like access to our advanced agency training for FREE? https://www.agencymastery360.com/training Have you gotten mediocre output from AI and blamed the tool? Are you running a marketing team that is still activity-based when the clients who trust you need you to own outcomes? Today's featured guest came up through the Navy, where he learned that calm in chaos comes from frameworks, not confidence. In this episode, Kevin walks through SMAC, the military-derived operating framework he uses with clients, employees, and his own agency. He also gets into the Iron Man model for AI usage, how he cut a two-day research process to eight minutes, and what his Red Lens tool does before any campaign goes out the door. Kevin McGrew is the founder and CEO of Strategos, a demand generation agency based in Southern California. He served in the Navy after high school, where he discovered that elite performance under pressure is a function of drilled frameworks, not natural ability. He went on to found and exit three businesses before launching Strategos, which started as a social media agency at the dawn of Facebook business pages and has since evolved into a full demand generation model. Kevin trains his team and his clients on the SMAC framework and has rebuilt his entire production model around what he calls human-led, AI-amplified operations. In this episode, we'll discuss: Kevin's SMAC Framework for successful campaigns The Iron Man model for human-AI relationships How to get a resistant team to use AI Subscribe Apple | Spotify | iHeart Radio Sponsors and Resources This episode is brought to you by Wix Studio: If you're leveling up your team and your client experience, your site builder should keep up too. That's why successful agencies use Wix Studio — built to adapt the way your agency does: AI-powered site mapping, responsive design, flexible workflows, and scalable CMS tools so you spend less on plugins and more on growth. Ready to design faster and smarter? Go to wix.com/studio to get started. Why Spray and Pray Is Still the Default and What SMAC Replaces It With In his time in the Navy, Kevin was impressed by how cool, calm, and collected the SEALs were when dealing with stressful situations. The reason for this was basically training and frameworks. This is something he applies to every aspect of his life, and it's the tool he uses to train his team on how to build winning campaigns with the SMAC framework, which comes directly from military operation: Shoot: knowing your target with enough specificity that you are not wasting ammo. In marketing terms, that is ICP clarity before any campaign launches, understanding who you are looking for before you spend a dollar trying to reach them. Move: staying agile and not sitting still long enough for the competitive environment to get a clear bead on you. Adapt: this is the data discipline: running campaigns on real signals rather than assumptions, the way combat aircraft are identified friend or foe before anyone pulls a trigger. Communicate: this refers to preparation, having the right message built before you need it rather than scrambling to write copy mid-campaign. The reason most agencies default to activity-based marketing instead of this kind of disciplined execution is the same reason Kevin's early Navy self had no framework for anything: nobody built it for them. Spray and pray is what happens when the target package is unclear and the pressure to produce something is higher than the standard for producing the right thing. SMAC does not require a military background. It requires deciding, before the work starts, that clarity is worth more than speed. The Iron Man Model and What the Suit Cannot Do Without the Operator Kevin uses Iron Man to frame the human-AI relationship. Basically, the suit by itself is junk. Tony Stark is the variable that matters. AI handles research and synthesis, first draft production, and reporting narratives, the parts of the work where speed and information aggregation are the constraints. The human operator stays accountable to the client, owns the strategic direction, and runs everything through a quality check before it goes out. The practical output of this model is striking. A competitive landscape analysis that used to take two and a half days of dedicated people hours now takes eight minutes. Monthly client reports that required two hours of prep are now twenty minutes. That compression is coming from building the right AI infrastructure, training it on your frameworks and your quality standards, and having the discipline to keep humans in the accountability seat. The agencies getting burned by AI right now are the ones treating the first draft as a finished output. The ones building leverage are the ones who figured out what the suit is actually for. The Red Lens: Why You Need a Skeptic Before Anything Ships AI is optimistic about its own output. It produces something impressive-looking and fast, and the human reviewing it gets pulled into the quality of the presentation rather than the quality of the thinking underneath it. This is why Kevin built an internal tool called Red Lens. Red Lens is an agent trained as a skeptic that reviews every campaign output before it launches. It runs Gary Klein's pre-mortem framework: instead of reviewing what went wrong after the fact, it anticipates what is going to fail before money gets spent. The results of running this tool on their own output have been instructive. The tool flags messaging aimed at the wrong stage of the buyer journey, audiences that do not match the campaign brief, and positioning claims that cannot hold up under scrutiny. It catches things the human team missed because they were too close to the work. Every agency that is shipping AI-assisted content without a systematic skeptic layer is doing the equivalent of proofing your own copy. You see what you intended to write, not what you actually wrote. Red Lens is the outside read that makes the inside work trustworthy. Crawl, Walk, Run: How to Get a Resistant Team Actually Using AI How do you get a team that thinks AI is cheating or that it will replace them to actually adopt it? Kevin approached the solution at the operational level. The answer was not a training session or a mandate. It was engineering small, undeniable wins at the individual level before asking anyone to change how they work at the system level. Kevin calls them micro moments of awesomeness: twelve to fifteen small experiences where a team member feels the tool working for them rather than threatening them. Crawl, walk, run is the philosophy underneath it. You do not learn to sprint before you can stand. You master the foundation layer until it becomes the floor, and then you add the next layer on top of that. The agencies that have struggled most with AI adoption inside their teams are the ones that announced the new direction without engineering the experience of what it feels like to win with it. Giving someone a taste of the efficiency before asking them to commit to the change is not soft management. It is how behavioral adoption actually works. Do You Want to Transform Your Agency from a Liability to an Asset? Looking to dig deeper into your agency's potential? Check out our Agency Blueprint. Designed for agency owners like you, our Agency Blueprint helps you uncover growth opportunities, tackle obstacles, and craft a customized blueprint for your agency's success.

This is part 4 of a conversation that's on one subject - the foundation lesson that I call the grown-ups are talking, please don't interrupt. In several recent podcasts Dominique has said this is her favorite behavior. That's a strong statement to make, so we both thought we should have a conversation where she gets to explain why she likes grown-ups so very much. It turns out we both have a lot to say about grown-ups. In Part. 1 I got us started by describing the behavior I'm referring that I call the grown-ups are talking, please don't interrupt. We ended that episode by saying that we aren't just looking for a particular head orientation, but we are looking for the whole expression of the horse because we want to build in calmness and Deep all-is-well relaxation. In Part 2 we described how you go about creating not just a horse who stands still when asked, but who is relaxed, confident and at ease when doing so. We included some handling tips for building duration. Building duration helps the base behavior of grown-ups to expand. It morphs into ground tying meaning your horse remains in stillness while you move around him and perform tasks such as grooming, foot care, saddling, etc. We looked at what it means for grown-ups to be an off switch for other behaviors. And we ended with the way grown-ups can be used to teach great balance. We can use grown-ups to normalize the feel of standing in balance. That's so important, so we continued to talk about balance, both physical and emotional in Part 3 We described default behaviors - what they are and how they function. Default behaviors for me include “the pose” which is a behavior that has been a keystone in Robin's training. I describe both how the pose was taught, how it functions and its many benefits. We ended just as we were starting to talk about how grown ups can be used to teach great grass manners. That's the main focus of this episode - how you transform grass into a welcome carpet of motivation. Grown-ups perfected becomes an elegant behavior. Clicker training turns the ordinary into extraordinary behavior.

Do you feel isolated in your real estate journey, making endless calls with nothing to show for it? Eric Montelongo put in two solid years of grueling cold calls before finally landing his first wholesale deal. Today, he and his dynamic business partner, Bryan Valencia, are on pace to crush 80 deals this year! In this exciting episode, Brent Daniels chats with these two young rockstars from Central Valley, California, to uncover how they transformed their side hustles into a thriving operation that has already pulled in over $417,000 in gross revenue this year.You will also discover the details behind a massive $137,000 flip and learn why taking the time to sit down and truly connect with a seller is the ultimate way to close a deal. If you are ready to learn how the newest generation of investors is building lean, highly profitable businesses, this is a must-listen. Be a part of the TTP training program now.---------Show notes:(0:00) Beginning of today's episode(1:40) Choosing between wholesale, novation, and fix-and-flip strategies(3:52) Why the assignment contract is real estate's ultimate "golden ticket"(5:13) Discovering real estate on YouTube after pursuing finance and physical therapy(10:48) Eric's relentless two-year cold calling grind to get his first contract(12:15) Brent's proven five-step blueprint from finding a community to buying assets(15:13) Securing a first deal using an owner hold-back and a steak dinner(18:14) Locking down out-of-state Notice of Default foreclosures over the phone(23:26) The night-and-day difference between outbound cold calls and inbound PPC leads(28:16) Building real relationships on the seller's couch instead of rushing property tours(32:44) Mastering wholesaling before taking on the massive risks of fixing and flipping(37:07) Why investing in commercial real estate beats the single-family rental strategy(40:44) The psychological discipline required to buy long-term assets instead of flashy cars(50:38) How spending $125k on Pay-Per-Click ads yielded a massive $417k return----------Resources:BiggerPocketsPropertyRadarCEO Pulse CRMTalk To PeopleInstagram: @apex_home_solutions_llcInstagram: @ericmontelongo_Instagram: @realbrentdanielsTo speak with Brent or one of our other expert coaches call (281) 835-4201 or schedule your free discovery call here to learn about our mentorship programs and become part of the TribeGo to Wholesalingincgroup.com to become part of one of the fastest growing Facebook communities in the Wholesaling space. Get all of your burning Wholesaling questions answered, gain access to JV partnerships, and connect with other "success minded" Rhinos in the community.It's 100% free to join. The opportunities in this community  are endless, what are you waiting for?

Today we're going to chat about what it really means to make Law of Attraction your default—not something you reach for only when life feels messy or urgent.   This matters because when alignment becomes how you live, not something you "do," manifesting starts to feel easier, steadier, and far less effortful.  Tune in for a grounded, real-life conversation that will help you shift how you relate to your energy, build simple alignment habits, and start living from a place that naturally attracts more ease and clarity. For all things Law of Attraction, visit Jennifer365.com.   Get my Vibe Notes for high-vibe tips between episodes.   I offer schedule-as-you-want coaching. Coaching with me is a great way to raise your vibration. Want to support the podcast?  Buy me a coffee.  ☕️ Looking for an episode about a particular topic?  Check out the LYL Index.