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On this episode of In AI We Trust?, EqualAI President and CEO Miriam Vogel sat down for a conversation with Dr. Chris Howard, Executive Vice President and Chief Operating Officer of Arizona State University (ASU). They reflected on EqualAI's recent AI Literacy Initiative event with ASU in Scottsdale, Arizona, featuring ASU President Michael Crow, Taylor Stockton, CIO of DOL, ASU Chief Information Officer Lev Gonick, Dean of ASU's Walter Cronkite School of Journalism Battinto Batts, and Dean of ASU's Mary Lou Fulton Teachers College Carole Basile, among other notable speakers. Dr. Howard and Miriam Vogel dove into ASU leadership on AI and education, including how ASU is using AI to help build human capacity and create impact for students and learners as they prepare to enter the workforce, and how AI fits in with ASU's charter statement.
What employers should know about key developments this week: NLRB Reinstates 2020 Joint Employer Rule: Under the National Labor Relations Board's (NLRB's) rule, a company is a joint employer only if it exercises substantial, direct, and immediate control over at least one of an employee's key employment terms. Employer Liability Outlook: The risk of joint-employer liability is lower without direct involvement in core employment decisions. DOL Proposes New Independent Contractor Rule: The U.S. Department of Labor's (DOL's) new proposal revives the 2021 standard, emphasizing economic realities and the actual practices of the parties rather than just the contractual agreements. In this episode of Employment Law This Week®, Epstein Becker Green attorneys Erin E. Schaefer and Jeffrey H. Ruzal provide insights on the NLRB and DOL regulations, examining what these developments mean for employers. Visit our site for this week's Other Highlights and links: https://www.ebglaw.com/eltw425 Download our Wage & Hour Guide for Employers app: https://www.ebglaw.com/wage-hour-guide-for-employers-app. Subscribe to #WorkforceWednesday: https://www.ebglaw.com/eltw-subscribe Visit http://www.EmploymentLawThisWeek.com - Epstein Becker Green is a national law firm that focuses its resources on health care, life sciences, and workforce management solutions, coupled with powerful litigation strategies. This video is for informational purposes only and does not constitute legal advice. Viewing this video does not create an attorney-client relationship. EMPLOYMENT LAW THIS WEEK® and #WorkforceWednesday® are registered trademarks of Epstein Becker & Green, P.C. © Epstein Becker & Green, P.C. All Rights Reserved. Attorney Advertising.
6pm: Guest – Attorney Joel Ard – Ard Law Group // Joel Ard is filing a class action lawsuit against the state of Washington for failing to fix or notify potential victims of a 6 YEAR exploit on the DOL website that made every resident vulnerable to identity theft, stalking and more // Families deserve a fair shot at protecting children online, not more of the same // The power of music on the brain
4pm: Guest – Attorney Joel Ard – Ard Law Group // Joel Ard is filing a class action lawsuit against the state of Washington for failing to fix or notify potential victims of a 6 YEAR exploit on the DOL website that made every resident vulnerable to identity theft, stalking and more // Families deserve a fair shot at protecting children online, not more of the same // The power of music on the brain
Dobrovolnictví se věnují i děti a náctiletí. Třeba deváťáci ze ZŠ Dolákova v Praze se starají o lokalitu, kam ve volném čase sami chodí. V přírodní rezervaci v Troji v rámci projektu Patronáty Skautského institutu prořezávají keře nebo uklízejí odpadky. Jejich příběh představujeme v rámci charitativního projektu Dobrý den Radiožurnálu.
Washington in Focus Daily | Thursday Mar. 5, 2026 Carleen Johnson hosts The Washington in Focus Daily, a review of some of the top headlines concerning taxpayers in Washington State. On today's show, Democrats appear to be torn on how to move foward with an income tax bill, energy bills maybe going up as PSE says they need to hike rate, and a lawsuit is filed of the DOL data breach. Read more at TheCenterSquare.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
OWCP CLAIMS PROCESSING –Certain procedures and responsibilities have to be accomplished once theforms and information have reached OWCP for appropriate adjudication ofclaim.A. Initial Processing –Once claim is received with all supporting documentation (when possible)claim number will be assigned to the case. OWCP will notify theemployee and agency once claim has been received. Uncontrovertedclaims with medical bills totaling less than $1500 will be administrativelyclosed by OWCP. Thos claims not meeting that criteria will be assigned toa claims examiner for formal adjudication. When additional information isrequired, the claims examiner will notify the employee by letter in ECOMP with a copy to all parties to the claim. For more information click on the podcast transcript.The podcaster is Dr. Stephen Taylor, OWCP medical-legal consultant for Oberheiden Law Firm. Dr. Taylor's contact information is:https://fedcompconsultants@protonmail.com If you need a medical provider or assistance with an OWCP / DOL claim in Tampa, Jacksonville, Pensacola Florida, Southern Mississippi or Daphne Alabama you can make an appointment to see Dr. Taylor, or Dr. Sullivan at the clinic at FWC Medical Centers or M & R Medical Centers. To make a consultation with Dr. Taylor call the clinic at 813-215-4356 or 813-877-6900 in Tampa go to our website at https://fwcmedicalcenters.net/ or https://fedcompconsultants.com/For responses email Dr. Taylor at fedcompconsultants@protonmail.comSupport the showFEEDSPOT TOP #1 Federal Workers Compensation Podcast & #8 National Workers Compensation Podcast:https://podcast.feedspot.com/workers_compensation_podcasts/?feedid=5557942&_src=f2_featured_emailFor responses email Dr. Taylor at fedcompconsultants@protonmail.comSupport the showFEEDSPOT TOP 10 National Workers Compensation Podcast: https://podcast.feedspot.com/workers_compensation_podcasts/?feedid=5557942&_src=f2_featured_email
Are reefer rates finally finding a new floor, and what does the Department of Labor's six-factor test mean for owner-operators? Let's dive into the following topics: Vineland-to-Tracy reefer lane, where rates have stabilized around $4,500 despite winter slowdowns, signaling tighter capacity and a potential pricing shift for carriers and brokers. The DOL's independent contractor rule changes and how the new test could reclassify drivers as employees, creating major liabilities if you're not careful. The FMCSA's move to proactive safety enforcement using big data to flag high-risk carriers before incidents occur, improving safety while shaking up the competitive landscape. Resources / References https://www.ttnews.com/articles/independent-contractor-rule https://www.overdriveonline.com/regulations/article/15818491/safer-transport-act-would-require-prosecution-of-fraudsters-more https://www.freightwaves.com/news/derek-barrs-defends-fmcsas-bold-moves-at-tca
We chat about Operation Epic Fury's latest developments and the Clintons' Epstein testimony. Then, Anders talks to Kim Kelly about her reporting on Trump's unhinged Labor Secretary, the Department's reichslop content and the oft overlooked history of Frances Perkins, who used DOL's authority to dismantle the Great Depression version of ICE. Kim's articles: https://thebaffler.com/latest/a-piece-of-work-kelly https://www.thenation.com/article/economy/sheris-ranch-union-united-brothel-workers/ Subscribe to our bonus feed for extra episodes at Patreon.com/poddamnamerica
In this episode, Chase Cannon and Suzanne Spradley review a recent DOL announcement that outlines the agency's enforcement priorities for group health plans. Chase provides some background on DOL enforcement and the DOL's efforts to increase employee benefit plan compliance, address abusive practices, and protect the rights of participants and beneficiaries. Chase and Suzanne go deeper on four of the priorities, including mental health parity, cybersecurity, abuse of contributory benefit plans, and surprise billing, including important takeaways for employers to consider going forward.
Congress could soon be considering not just a new farm bill, but farm labor legislation.
Eric Dyson, Executive Director of 90 North Consulting and one of the retirement industry's more active ERISA expert witnesses, joins the 401(k) Specialist Podcast for a practical conversation on how plan sponsors and advisors can reduce fiduciary risk—and be better prepared if the Department of Labor comes calling.Drawing on his experience testifying in more than a dozen ERISA cases, Dyson shares the most common mistakes he sees in litigation and investigations, why a DOL audit may be a bigger risk than a lawsuit for most plans, and what courts actually expect from fiduciaries. He tackles pressing questions around paying advisors and TPAs with plan assets, properly documenting QDIA selections to secure safe harbor protection, conducting RFPs and benchmarking at “reasonable intervals,” and crafting committee meeting minutes that protect rather than expose.Dyson also provides clear, actionable steps sponsors can take before their next committee meeting to strengthen governance, document prudence, and stay off the litigation radar, and reduce fiduciary risk.EDITOR'S NOTE: This podcast episode is part of our new “Deep Dive” special content package for Q1 2026 titled, “How Not to Get Sued.” You can find additional coverage in the links below, and more focused content will be available in the coming days.SEE ALSO:How Not to Get Sued in 2026: Part 1How Not to Get Sued 2026: Part 2
In this news and earnings episode, Simon and Dan break down Canada’s January CPI print and why food inflation still feels painfully high despite softer headline numbers. They dig into TELUS’ rough quarter, the surprise CEO change, and what it means for leverage, dividends, and long-term turnaround prospects. The guys also cover Shopify’s strong Q4 results and growing AI integration—discussing whether AI is a real threat or a long-term tailwind for the platform—before wrapping up with Robinhood’s explosive growth in options and crypto trading, and why the business increasingly looks more like a casino than a traditional brokerage. Along the way, they touch on grocery inflation, telecom price wars, valuation risks in high-multiple stocks, and what today’s speculative behavior could mean for markets going forward. Tickers discussed: T.TO, SHOP, HOOD, DOL.TO, L.TO Watch the full video on Our New Youtube Channel! Check out our portfolio by going to Jointci.com Our Website Canadian Investor Podcast Network Twitter: @cdn_investing Simon’s twitter: @Fiat_Iceberg Braden’s twitter: @BradoCapital Dan’s Twitter: @stocktrades_ca Want to learn more about Real Estate Investing? Check out the Canadian Real Estate Investor Podcast! Apple Podcast - The Canadian Real Estate Investor Spotify - The Canadian Real Estate Investor Web player - The Canadian Real Estate Investor Asset Allocation ETFs | BMO Global Asset Management Sign up for Fiscal.ai for free to get easy access to global stock coverage and powerful AI investing tools. Register for EQ Bank, the seamless digital banking experience with better rates and no nonsense.See omnystudio.com/listener for privacy information.
This week, we discuss the Department of Labor's (DOL's) new compliance tools, its proposed pharmacy benefits manager (PBM) transparency regulation, and updated enforcement priorities from the DOL's Employee Benefits Security Administration. We also cover the National Labor Relations Board's (NLRB's) revamped case intake process. DOL Releases Compliance Tools The DOL has introduced new resources—including interactive toolkits, industry-specific guidance, updated fact sheets, and self-audit checklists—to help employers avoid wage-and-hour violations. DOL Issues Proposed Regulation for PBMs The DOL has issued a proposed regulation, now open for comment, aimed at increasing transparency from PBMs. The proposal would mandate PBMs to disclose the full scope of fees, rebates, and compensation. Additionally, the DOL's Employee Benefits Security Administration has unveiled a significant overhaul of its enforcement priorities for 2026. NLRB Adjusts Intake Procedure Faced with a significant number of pending cases due to the government shutdown and staffing issues, the NLRB has instituted a new intake procedure for unfair labor practice charges. - Visit our site for this week's Other Highlights and links: https://www.ebglaw.com/eltw421 Subscribe to #WorkforceWednesday: https://www.ebglaw.com/eltw-subscribe Visit http://www.EmploymentLawThisWeek.com - Epstein Becker Green is a national law firm that focuses its resources on health care, life sciences, and workforce management solutions, coupled with powerful litigation strategies. These materials have been provided for informational purposes only and are not intended and should not be construed to constitute legal advice. The content of these materials is copyrighted to Epstein Becker & Green, P.C. EMPLOYMENT LAW THIS WEEK® and #WorkforceWednesday® are registered trademarks of Epstein Becker & Green, P.C. ATTORNEY ADVERTISING.
Essa semana, Guaxa e Jujuba recebem a LF Herdy e falam o que fariam se derepente tivessem MUITO dinheiro!!! SEJA NOSSO PADRINHO AJUDE A NASCER UM MIÇANGAS SEMANAL! Você quer Miçangas Semanal? Apoia.se: CLIQUE AQUI Contato Comercial: Juliana Vilela Reais: Marcelo Guaxinim, Jujuba Vilela Euro: LF Herdy. Edição, Suor e… Doláres!!!: Talk' nCast.
In this episode of Friday Fiduciary Five, Eric Dyson outlines three common process hiccups he believes need to stop. He emphasizes that an Investment Policy Statement (IPS) is a binding plan document under DOL guidance and warns against including language that suggests it does not have to be followed, while still allowing for reasonable flexibility. Eric also advises fiduciaries to stop keeping meeting minutes too brief, stressing that minutes should clearly document decisions, rationale, and demonstrate prudence and loyalty. Lastly, he discusses the cautious but potential value of retaining AI-generated meeting summaries, suggesting their benefits may outweigh discovery concerns. Overall, Eric encourages fiduciaries to review these practices with advisors and ERISA counsel to strengthen compliance and governance.Connect with Eric Dyson: Website: https://90northllc.com/Phone: 940-248-4800Email: contact@90northllc.com LinkedIn: https://www.linkedin.com/in/401kguy/ The information contained herein is general in nature and is provided solely for educational and informational purposes.It is not intended to provide a specific recommendation of any type of product or service discussed in this presentation or to provide any warranties, financial advice, or legal advice.The specific facts and circumstances of all qualified plans can vary, and the information contained in this podcast may or may not apply to your individual circumstances or to your plan or client plan specific circumstances.The opinions expressed by guests are not necessarily agreed by, or the same opinions of 90 North Consulting or of Eric Dyson.
It seems as if American society is suffering from a nationwide carbon-monoxide leak. The Department of Homeland Security is implying that possessing "2 magazines" implies intent to commit a massacre; the right suddenly backs an anti-gun stance. Antifa is encouraging liberals, who usually hate guns, to "march with guns" against federal agents. While the right says illegals threaten "democracy" the left says arresting them threatens "democracy." Now the Department of Labor and Department of War have turned into Q-anon. The DOL posted "trust the plan" while the DOW posted "directed energy weapons." There is a plan and there are DEWs, but neither are what you think. This is what next generation psych warfare looks like; a loyalty trap, a Maoist 100 flowers campaign and a Soviet Operation Trust (the plan). The purpose of LARPING resistance groups is more complex than divide and conquer; their goal is to obtain identities and information on all forms of resistance. After blacklisting, censorship, and the like terrifies most to stand down, phase two begins; now the censorship lifts and random people obtain popularity in their driving of vulgar speech and narratives. This both justifies additional censorship in the long run, but also identifies voices to be cataloged that are far more of a threat. Make no mistake, all of it is run by official sources. As in Mao's China and the Soviet Union, certain individuals can post and say whatever they want because they facilitate the agenda of the state to draw out of hiding, or simply silence, those who would resist. If the initial shadow banning and the platforming doesn't scare people into submission, and If the next round of blacklisting and censorship fails to destroy the threat, the final stage is neutralization when the new RedTerror begins. Couple this with the “everything is fake” motif and the revolution against liberty, justice, and reality is complete.
It seems as if American society is suffering from a nationwide carbon-monoxide leak. The Department of Homeland Security is implying that possessing "2 magazines" implies intent to commit a massacre; the right suddenly backs an anti-gun stance. Antifa is encouraging liberals, who usually hate guns, to "march with guns" against federal agents. While the right says illegals threaten "democracy" the left says arresting them threatens "democracy." Now the Department of Labor and Department of War have turned into Q-anon. The DOL posted "trust the plan" while the DOW posted "directed energy weapons." There is a plan and there are DEWs, but neither are what you think. This is what next generation psych warfare looks like; a loyalty trap, a Maoist 100 flowers campaign and a Soviet Operation Trust (the plan). The purpose of LARPING resistance groups is more complex than divide and conquer; their goal is to obtain identities and information on all forms of resistance. After blacklisting, censorship, and the like terrifies most to stand down, phase two begins; now the censorship lifts and random people obtain popularity in their driving of vulgar speech and narratives. This both justifies additional censorship in the long run, but also identifies voices to be cataloged that are far more of a threat. Make no mistake, all of it is run by official sources. As in Mao's China and the Soviet Union, certain individuals can post and say whatever they want because they facilitate the agenda of the state to draw out of hiding, or simply silence, those who would resist. If the initial shadow banning and the platforming doesn't scare people into submission, and If the next round of blacklisting and censorship fails to destroy the threat, the final stage is neutralization when the new RedTerror begins. Couple this with the “everything is fake” motif and the revolution against liberty, justice, and reality is complete. For all Ground Zero shows, please visit their website. *The is the FREE archive, which includes advertisements. If you want an ad-free experience, you can subscribe below underneath the show description.WEBSITEFREE ARCHIVE (w. ads)SUBSCRIPTION ARCHIVE-X / TWITTERFACEBOOKINSTAGRAMYOUTUBERUMBLE-BUY ME A COFFEECashApp: $rdgable PAYPAL: rdgable1991@gmail.comRyan's Books: https://thesecretteachings.info- EMAIL: rdgable@yahoo.com / rdgable1991@gmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-secret-teachings--5328407/support.
L'info du matin - Dans certains trains d'Europe, les enfants voyagent comme des rois. Le winner du jour - Les pompiers déploient les grands moyens pour sauver un homme avec la tête coincée dans une poubelle. - Sa chanson devient un slogan pour Dr Pepper. Le flashback du jour - Octobre 2000 : "Les rois du monde", extrait de la comédie musicale Roméo et Juliette, reste numéro un pendant 17 semaines. - Sortie en France de Scary Movie, parodie culte du cinéma d'horreur inspirée notamment de Scream. Les savoirs inutiles - Les noms des personnages du Livre de la Jungle viennent en grande partie de l'hindi. Baloo signifie ours et Bagheera panthère. La chanson du jour - Lenny Kravitz "Again" 3 choses à savoir sur Van Halen Qu'est-ce qu'on teste ? - Des Crocs en forme de briques Lego rouges, disponibles mi-février. - Une lampe en forme de stylo Bic lancée pour les 75 ans de la marque. Le jeu surprise (1, 2, 3, 4) - Éric de Tours gagne un iPad. La Banque RTL2 - Élodie de Millery (vers Nancy) gagne un séjour de deux nuits en hôtellerie haut de gamme Hôtels & Préférence. - Élodie de Dol-de-Bretagne (vers Saint-Malo) gagne 500 €. Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.
On this special preview episode of Voices of Self Funding, co-host Tom Testa sits down with Ron Peck, Chief Legal Officer at The Phia Group, to discuss his highly anticipated session at Executive Forum 2026: “Fiduciary Gotchas and the Company You Keep.” From revenue-sharing arrangements to PBM contracts and vendor disclosures, Ron shares what TPAs need to know now as courts and regulators sharpen their focus on fiduciary responsibilities. With plaintiff attorneys getting more creative and DOL audits on the rise, this conversation is a must-listen for anyone looking to protect their business and stay compliant. Catch the full session live at Executive Forum 2026 — register today to reserve your seat and join the industry's most important conversations. Find all of our network podcasts on your favorite podcast platforms and be sure to subscribe and like us. Learn more at www.healthcarenowradio.com/listen/
Send in your questions to hrask.org or leave your questions in the chat! In Episode 359 we welcome Beltway insider Jim Plunkett for a practical breakdown of how recent disruptions are shaping the year ahead for employers. The conversation explores where employment policy is really being made, why federal agencies may have more influence than Congress, and how shifts at the Department of Labor, NLRB, and EEOC could impact employers in 2026. The panel also takes a look at AI hiring risks, emerging discrimination lawsuits, a rare 27-pay-period year, and the growing divide between state and federal workplace rules. This episode is essential viewing for HR leaders and business executives who want to understand what is changing, why it matters, and how to prepare before the next wave hits. Timestamps: 00:00 – Welcome & what Congress did (and didn't) do for employers 01:31 – Opening banter & why keeping up with policy feels like tennis 03:38 – Lawyer on the Clock: AI hiring tools & Fair Credit Reporting Act risks 07:32 – Uber & Lyft gender-matching lawsuits: damned if you do, damned if you don't 10:27 – 2026 warning: Why some employers may face 27 pay periods 13:52 – Why 2025 felt so disruptive for employers 17:38 – When agencies drive employment policy, not Congress 19:03 – Independent contractor rules & OSHA heat regulations 23:15 – State vs. federal divide on AI and workplace laws 26:12 – What's coming from the NLRB, EEOC & DOL in 2026 Learn more about becoming a member of AAIM at https://aaimea
Matthew Patrick is a senior manager on CAPTRUST's Defined Contribution team. Matt joined CAPTRUST in 2014 and serves as a senior manager on the defined contribution team. His role encompasses the strategic planning and leadership of the team that manages CAPTRUST's discretionary services for defined contribution plans. He holds a Bachelor of Business Administration degree in finance from James Madison University and is a member of DCIIA. Matt holds the designation of Chartered Retirement Plans Specialist℠ (CRPS®).In this episode, Eric and Matthew Patrick discuss:Personalizing investing effectivelyMeasuring success by outcomes, not benchmarksApplying a documented fiduciary frameworkPrioritizing transparency in provider selectionKey Takeaways:Managed accounts tailor portfolios using plan and participant data, often combining core and non-core funds. Their true value comes from thoughtfully aligning the portfolio design with participant needs and plan demographics.Traditional benchmarking struggles when each participant has a unique portfolio. Committees should evaluate fees, engagement, and behavioral changes like savings rates and retirement readiness to gauge meaningful impact.DOL target-date guidance provides a practical model for evaluation. Committees should review methodology, underlying investments, fees versus value, fiduciary roles, and plan fit, while thoroughly documenting their rationale and process.Managed accounts can be offered by third parties, recordkeepers, or advisor-managed structures. Committees must clearly understand payments, fiduciary responsibilities, and ensure the sponsor actively engages and oversees participant outcomes.“You've got to start with best fit. You've got to start with appropriateness.” - Matthew PatrickConnect with Matthew Patrick:Website: https://www.captrust.com/ LinkedIn: www.linkedin.com/in/matthew-patrick-39759555 Connect with Eric Dyson: Website: https://90northllc.com/Phone: 940-248-4800Email: contact@90northllc.com LinkedIn: https://www.linkedin.com/in/401kguy/ The information and content of this podcast are general in nature and are provided solely for educational and informational purposes. It is believed to be accurate and reliable as of the posting date, but may be subject to change.It is not intended to provide a specific recommendation for any type of product or service discussed in this presentation or to provide any warranties, investment advice, financial advice, tax, plan design, or legal advice (unless otherwise specifically indicated). Please consult your own independent advisor as to any investment, tax, or legal statements made.The specific facts and circumstances of all qualified plans can vary, and the information contained in this podcast may or may not apply to your individual circumstances or to your plan or client plan-specific circumstances.The opinions expressed by guests are not necessarily agreed by, or the same opinions of 90 North Consulting or of Eric Dyson.
The Miami Dolphins have hired their new head coach Jeff Hafley, announcing the news right before the national title game. How are Dol-fans feeling after getting what they wanted which is firing Chris Grier as GM and Mike McDaniel as head coach.
Join David Fortney, Nita Beecher and Burt Fishman as they discuss the altered state of workplace civil rights in the second Trump Administration. The panel reviews the legal landscape in the wake of President Trump's executive orders eliminating affirmative action, attacking DEI, and limiting the use of disparate impact. Additionally, they outline what employers can expect from DOJ, DOL and EEOC in the coming year.Contact Fortney & Scott: Tweet us at @fortneyscott Follow us on LinkedIn Email us at info@fortneyscott.com Thank you for listening! https://www.fortneyscott.com/
Kristen Deere is a Director in the Employee Benefit Plan Audit Services practice at Weaver & Tidwell, LLP. With over 20 years of experience in public accounting, she has specialized in auditing employee benefit plans throughout most of her career. Kristen leads audits for both private and public plan sponsors, covering a wide range of plan types, including defined contribution (401(k), 403(b), ESOP, 11-K), defined benefit, and health & welfare plans. Kristen has led audits for plans ranging from under $1 million to over $45 billion in assets, ensuring compliance with complex ERISA, DOL, and SEC compliance requirements. Her industry expertise spans not-for-profit organizations, government entities, financial services, energy, and a diverse portfolio of employee benefit plan administrators. She also champions technology innovation initiatives that enhance audit quality and efficiency. In this episode, Eric and Kristen Deere discuss:Understanding why benefit plan audits existUsing technology to reduce audit burdenPreparing proactively for smooth auditsFollowing the plan document above all elseKey Takeaways:Department of Labor audits are required for large plans to confirm that operations follow the plan document. Their goal is to protect participants and ensure promised benefits are delivered accurately. Audits may surface issues or risks, but they are not designed as fraud detection guarantees.Employee benefit plan audits rely heavily on payroll, census, and record-keeper data. Audit software, structured spreadsheets, and direct system access improve accuracy and efficiency. When used well, technology makes audits less disruptive for plan sponsors.Successful plan sponsors stay organized throughout the year, not just during audit season. They maintain clear documentation, communicate changes early, and reconcile data regularly. This preparation prevents last-minute scrambles and repeated audit findings.Most audit issues trace back to operations drifting from the written plan document. Payroll, record keepers, and processes must all align with what the plan actually says. Reading, understanding, and following the document is the strongest safeguard against errors.“They can outsource the function, but they can't outsource the responsibility.” - Kristen DeereConnect with Kristen Deere:Website: https://weaver.com/ LinkedIn: https://www.linkedin.com/in/kristen-derryberry/ Connect with Eric Dyson: Website: https://90northllc.com/Phone: 940-248-4800Email: contact@90northllc.com LinkedIn: https://www.linkedin.com/in/401kguy/ The information and content of this podcast are general in nature and are provided solely for educational and informational purposes. It is believed to be accurate and reliable as of the posting date, but may be subject to change.It is not intended to provide a specific recommendation for any type of product or service discussed in this presentation or to provide any warranties, investment advice, financial advice, tax, plan design, or legal advice (unless otherwise specifically indicated). Please consult your own independent advisor as to any investment, tax, or legal statements made.The specific facts and circumstances of all qualified plans can vary, and the information contained in this podcast may or may not apply to your individual circumstances or to your plan or client plan-specific circumstances.The opinions expressed by guests are not necessarily agreed by, or the same opinions of 90 North Consulting or of Eric Dyson.
While the recent DOL guidance provides long-awaited clarity on FMLA and FLSA compliance, the rapid expansion of state-level paid leave mandates is adding a new layer of regulatory risk. Key Takeaways for Employers: Business Closures: Whether a partial-week business closure can be counted as FMLA leave depends on whether the employee was on FMLA leave for the entire workweek. Travel Time: FMLA leave may be used for travel time to and from medical appointments, even if the time is not specified on the medical certification. State-Level Leave: Thirteen states and the District of Columbia now have paid leave laws that interact with the FMLA, creating a complex compliance landscape. In this episode of Employment Law This Week®, Epstein Becker Green attorney Genevieve Murphy-Bradacs discusses what these FMLA clarifications and the patchwork of state laws mean for employers. Mini-Family and Medical Leave Laws: Are You Up to Speed? VIEW MAP - Visit our site for this week's Other Highlights and links: https://www.ebglaw.com/eltw418 Download our Wage & Hour Guide for Employers app: https://www.ebglaw.com/wage-hour-guide-for-employers-app. Subscribe to #WorkforceWednesday: https://www.ebglaw.com/eltw-subscribe Visit http://www.EmploymentLawThisWeek.com - Epstein Becker Green is a national law firm that focuses its resources on health care, life sciences, and workforce management solutions, coupled with powerful litigation strategies. This video is for informational purposes only and does not constitute legal advice. Viewing this video does not create an attorney-client relationship. EMPLOYMENT LAW THIS WEEK® and #WorkforceWednesday® are registered trademarks of Epstein Becker & Green, P.C. © Epstein Becker & Green, P.C. All Rights Reserved. Attorney Advertising.
We’re kicking off a two-part series ranking the 30 largest public companies in Canada based purely on business quality. In Part 2, we tackle the last 15 names (and 2 bonus names) covering everything from banks and pipelines to precious metals—sharing our perspective on which business models stand the test of time and which ones carry more hidden risk. Tickers of stocks discussed: SHOP.TO, FNV.TO, NA.TO, DOL.TO, RY.TO, BN.TO, TRI.TO, WPM.TO, GIB.A.TO, CP.TO, ATD.TO, L.TO, IFC.TO, ENB.TO, BMO.TO, AEM.TO, CNQ.TO, CNR.TO, MFC.TO, TRP.TO, GWO.TO, CLS.TO, FFH.TO, SU.TO, IMO.TO, SLF.TO, ABX.TO, CM.TO, TD.TO, K.TO Watch the full video on Our New Youtube Channel! Check out our portfolio by going to Jointci.com Our Website Canadian Investor Podcast Network Twitter: @cdn_investing Simon’s twitter: @Fiat_Iceberg Braden’s twitter: @BradoCapital Dan’s Twitter: @stocktrades_ca Want to learn more about Real Estate Investing? Check out the Canadian Real Estate Investor Podcast! Apple Podcast - The Canadian Real Estate Investor Spotify - The Canadian Real Estate Investor Web player - The Canadian Real Estate Investor Asset Allocation ETFs | BMO Global Asset Management Sign up for Fiscal.ai for free to get easy access to global stock coverage and powerful AI investing tools. Register for EQ Bank, the seamless digital banking experience with better rates and no nonsense.See omnystudio.com/listener for privacy information.
In hour 1 of the show: - Lamar Jackson vs John Harbaugh who would you want Dol-fans - Mike McDaniel talked to the media yesterday - Heat take on Minnesota Timberwolves on NBC - Joey Galloway Damage Is Done you Canes hater
The Moose on The Loose helps Canadians to invest with more conviction so they can enjoy their retirement. Today, I discuss my 6 favorite stocks from the Top 25 Canadian stocks held at Dividend Stocks Rock #6 Power corp (my favorite deluxe bond) (18) #5 Granite REIT (favorite REIT) (12) #4 Fortis (favorite boring stock) (2) #3 CNQ (favorite high yield) (5) #2 Dol (favorite dividend tirangle) (21) #1 National Bank (my favorite bank) (7) It's all about dividend growth investing! Be ready to invest in 2026: https://www.dividendstocksrock.com/2026 2026 investment themes Investing strategies Protect your portfolio Favorite stocks for 2026! Subscribe to the best free dividend investing newsletter: https://thedividendguyblog.com/newsletter Get the 20 income products guide for retirees: https://retirementloop.ca/income/ Get your Investment roadmap: https://dividendstocksrock.com/roadmap
The Moose on The Loose helps Canadians to invest with more conviction so they can enjoy their retirement. Today, I discuss my 9 biggest dividend increases of the year! LMAT +25% (0.16 to 0.20) DOL 0.0902 to 0.1058 +15% TVK +14% (from 0.175 to 0.20) V 0.59 to 0.67 +13.6% COST 1.16 to 1.30 +12% WCN 0.315 to .35 +11% SJ 0.28 to 0.31 +10.7% TMX 0.20 to 0.22 +10% MSFT 0.83 to 0.91 +9.6% It's all about dividend growth investing! Be ready to invest in 2026: https://www.dividendstocksrock.com/2026 2026 investment themes Investing strategies Protect your portfolio Favorite stocks for 2026! Subscribe to the best free dividend investing newsletter: https://thedividendguyblog.com/newsletter Get the 20 income products guide for retirees: https://retirementloop.ca/income/ Get your Investment roadmap: https://dividendstocksrock.com/roadmap
‘Tis the season for “best of,” “most,” and of course, “naughty and nice” list making. In this episode Nevin (Adams) and Fred (Reish) share theirs with regard to retirement plans.In that holiday classic “Santa Claus is Coming to Town,”Santa is said to be “making a list and checking it twice…” all with the purpose of finding out “who's naughty and nice.” Well, in this special holiday-inspired episode, Nevin and Fred share their lists. So, who/what is going to wind up with a lump of coal in their stocking?Here are our lists:Naughty 1. Surveys that promote bogus data to generate business for themselves. Scare techniques generally, including by those who use surveys and studies to do that.2. Frivolous lawsuits - given multiple chances to make their claim(s) - the forfeiture suits primarily (note: some of that comes from apparent conflicts in the laws and regulations…for example, the IRS says that using forfeitures to offset contributions is possible, but the DOL says that, if left to discretion, it is a fiduciary duty that must be in the best interest of participants.3. Social Security looming shortfalls left unaddressed - and everyone says it won't be a problem. 4. The lack of any integrated fiduciary/institutional answer to retirement income. Although the steps taken, e.g., the SECURE Act, are “nice.”5. The complexity of the laws governing qualified plans, especially when it comes to small employers.Nice1. Signs that people are saving more and better. Evidence in PSCA, Vanguard and Fidelity surveys. The very low costs of saving through 401(k) plans as compared to retail (andpartially the plaintiffs' attorneys who have contributed to that).2. DOL backing plan fiduciaries on the forfeiture reallocation suit. 3. More personalized target-date funds/managed accounts.4. Pooled Employer plans (though keep an eye on themarketing and administration of these programs down the road).5. Mandatory automatic enrollment for new 401(k) and 403(b) plans.6. Retirement issues continue to be a bipartisan issue mostly). Episode Resources:Misleading headlines/surveysTalking Points: Third Time No Charm in ‘Forgotten Account' FantasyTalking Points: IRA ‘Junk' BunkNo 'Magic' in These 401(k) Retirement NumbersTalking Points: A Red Flag for a ‘Red Flag' Report).Social Security'Nothing' Doing About Social Security?Forfeiture StuffDOL Backs HP in Forfeiture Reallocation Suit AppealSECURE 2.0 and Retirement IncomeSECURE Act and Guaranteed Income (Part 3) - Fred Reish6 Obstacles to Retirement Income AdoptionPEPsNevin & Fred: Could a Predominant PEPs Prediction Prove Positive?Automatic EnrollmentThe SECURE Act 2.0: The Most Impactful Provisions (#1–Automatic Plans) - Fred ReishThe SECURE Act 2.0: The Most Impactful Provisions #13 — Starter 401(k) Plans and Safe Harbor 403(b) Plans - Fred ReishThings I Worry About (6): Automatic Enrollment (5) and PEPs - Fred Reish
The Moose on The Loose helps Canadians to invest with more conviction so they can enjoy their retirement. Today, I discuss Dollarama's (DOL.TO) impressive earnings. Revenue +22%, EPS +19%. Growth was fueled by organic growth and The Reject Shops in Australia. It's all about dividend growth investing! Subscribe to the best free dividend investing newsletter: https://thedividendguyblog.com/newsletter Get the 20 income products guide for retirees: https://retirementloop.ca/income/ Get your Investment roadmap: https://dividendstocksrock.com/roadmap
In hour 3, T&L talk on the Miami Heat' bad play of late has them bothered and upset. They discuss if Philip Rovers is the best option for the Indianapolis Colts and how the Colts situation should be a cautionary tale for Dol-fans who want Tua out as QB. Lastly, we play Rats Of A Ship
Chris Sullivan with a Chokepoint: Sully feels dumb about changes to the DOL's tab renewal system // Luke Duecy with a Tech Talk: Popping the AI Bubble // Scott MacFarlane on the arrest made after an attempted pipe bombing on January 6th, plus a few odd Presidential Pardons // Charlie Commentary looking back on the release of South Hill Rapist Kevin Coe, now that he has passed away // Gee Scott on the AI bubble
Simon and Dan break down Canada’s latest CPI print and why inflation data doesn’t always match what you see at the grocery store. They dig into the recent drawdown in risk assets, from Bitcoin and Ethereum to the high-growth and AI names that have gone from “can’t miss” to painful drawdowns. They also look at Berkshire’s new stake in Alphabet, what it might signal for big tech, and wrap up with another strong quarter from Loblaw and what it says about food inflation, pricing power, and defensive compounding in a choppy market. Tickers of stocks discussed: QQQ, MSFT, AMZN, META, GOOGL, BRK.B, UNH, NVDA, ORCL, ADBE, DUOL, HIMS, IONQ, RGTI, CELH, GSY.TO, L.TO, DOL.TO, HD Check out our portfolio by going to Jointci.com Our Website Our New Youtube Channel! Canadian Investor Podcast Network Twitter: @cdn_investing Simon’s twitter: @Fiat_Iceberg Braden’s twitter: @BradoCapital Dan’s Twitter: @stocktrades_ca Want to learn more about Real Estate Investing? Check out the Canadian Real Estate Investor Podcast! Apple Podcast - The Canadian Real Estate Investor Spotify - The Canadian Real Estate Investor Web player - The Canadian Real Estate Investor Asset Allocation ETFs | BMO Global Asset Management Sign up for Fiscal.ai for free to get easy access to global stock coverage and powerful AI investing tools. Register for EQ Bank, the seamless digital banking experience with better rates and no nonsense.See omnystudio.com/listener for privacy information.
A listener's nightmare 401(k) story sparks a deep dive into how small employers can delay, misuse, or even lose employee retirement contributions before they ever reach the plan custodian. Don and Tom explain the Department of Labor's weak enforcement, why small plans are most vulnerable, and what workers must do to protect themselves. Then the show tackles backdoor Roth timing rules, Social Security “worst-case” planning, the appeal (or lack of) of mid-cap ETFs, and how to unwind a hodgepodge portfolio without triggering massive tax bills. :04 When employers steal 401(k) contributions before depositing them 1:42 The WSJ case: three-year hunt for missing contributions 3:02 Why small employers are the highest-risk group 5:02 DOL enforcement loopholes and the “administratively feasible” dodge 7:04 What to do if your contributions never show up 8:09 Fidelity bonds, audits, and how recovery really works 9:39 Big-company plans vs. small plans 10:36 Inside the Amazon layoff notice fiasco 11:54 Listener question: timing a backdoor Roth in 2026 for the 2025 tax year 13:40 The Form 8606 trap and pro-rata consequences 15:03 Listener question: Should you assume Social Security cuts in your plan? 16:41 Why benefits probably won't be cut—even though the system needs fixing 18:04 Listener question: Should anyone buy a mid-cap ETF? 18:46 Why good portfolios already own plenty of mid-caps 19:36 Listener question: Fixing 20 years of hodgepodge-itis at age 72 21:22 Taxes, capital gains, and the slow cleanup strategy 23:52 Why Wellington and Wellesley don't fit a modern portfolio 25:20 Personal banter: vacations, spending guilt, and sci-fi Learn more about your ad choices. Visit megaphone.fm/adchoices
When there is big news we want to hear from the listeners so the phone lines were open. We take calls from Dol-fans who are happy that Chris Grier is no ;loner GM who they would like to be the next GM and the first order of business they need to take care of when they hired?
In the first hour of the show, Leroy & Donno talk about the Dolphins loss to the Baltimore Ravens on Thursday night football 28-6. The stadium felt lifeless, with fans wearing brown paper bags over their faces. The team is now 2-7 with no signs of hope, what will the team do now cause it was embarrassing to watch this team not score any points in the 2nd half and hear many Raven fans drown out Dol-fans at Hard Rock stadium ? We touched a little on the Heat losing to the Spurs 107-101on the road behind Victor Wembanyama 27 points and18 rebounds
In the final hour of the show, we let Dol-fans call in and share their joy that Chris Grier is no longer GM of their team
How is throwing soup at a painting going to help when doing nothing also doesn't help? BONUS EPISODES available on Patreon (https://www.patreon.com/deniersplaybook) SOCIALS & MORE (https://linktr.ee/deniersplaybook) WANT TO ADVERTISE WITH US? Please contact sponsors@multitude.productions DISCLAIMER: Some media clips have been edited for length and clarity. CREDITS Created by: Rollie Williams, Nicole Conlan & Ben BoultHosts: Rollie Williams & Nicole ConlanExecutive Producer: Ben Boult Editor: Laura ConteProducers: Daniella Philipson, Irene PlagianosArchival Producer: Margaux SaxAdditional Research and Fact Checking: Carly Rizzuto & Canute HaroldsonMusic: Tony Domenick Art: Jordan Doll Special Thanks: The Civil Liberties Defense CenterSOURCESDon Vidrine and Bob Kaluza: What Happened to the BP Executives? Aahana Swrup. (2024, April 7). The Cinemaholic.Stop the Church. ACT UP Oral History Project. (n.d.). Retrieved October 28, 2025.In Memory of Jesse Helms, and The Condom On His House [VIDEOS] - POZ. Peter Staley. (2008, July 8). POZ. Panel Discussion: Protest Art and the Art of Protest. Art For Tomorrow. (2023, May 8).Here Is Every Artwork Attacked by Climate Activists This Year, From the “Mona Lisa” to “Girl With a Pearl Earring.” Benzine, V. (2022, October 31). Artnet News.Taraji Shouts Out Keith Lee & Halle, Urges Us To Research Project 2025 & GO VOTE | BET Awards '24. BETNetworks. (2024, July 1).“Deeds not words”: Suffragettes and the Summer Exhibition. Bonett, H. (2018, June 18). Royal Academy of Arts.A Timeline of Colin Kaepernick's Protests against Police Brutality. Boren, C. (2020, August 26). Washington Post.CNN Tonight : CNNW : October 25, 2022. CNN. (2022, October 25). Internet Archive.Even Though He Is Revered Today, MLK Was Widely Disliked by the American Public When He Was Killed. Cobb, J. (2018, April 4). Smithsonian.Climate Activists Get Prison Time for Throwing Soup at Van Gogh Painting. Dobkin, R. (2024, September 27). Newsweek.Why Did Suffragettes Attack Works of Art?. Fowler, R. (1991). Journal of Women's History, 2(3), 109–125.Outnumbered : FOXNEWSW : October 14, 2022. Fox News. (2022, October 14). Internet Archive.Stories - FAM. L. D. | This Is Loyal. (n.d.). Retrieved October 28, 2025.Running Aground in a Sea of Complex Litigation: A Case Comment on the Exxon Valdez Litigation. Jenkins, R. E., & Kastner, J. W. (1999). UCLA Journal of Environmental Law and Policy, 18(1).Climate activists throw mashed potatoes at Monet work in Germany. Jones, S. (2022, October 23). The Guardian.“Guernica” Survives a Spray‐Paint Attack by Vandal. Kaufman, M. T. (1974, March 1). The New York Times.When, where, and which climate activists have vandalized museums. Kinyon, L., Dolšak, N., & Prakash, A. (2023). NPJ Climate Action, 2(1), 1–4.5 Times The Mona Lisa Has Been Vandalised Throughout History. Maher, D. (2022, May 31). Harper's Bazaar Australia.The climate protesters who threw soup at a van Gogh painting. (And why they won't stop.). Mathiesen, K. (2024, October 2). POLITICO.How AIDS Activists Used “Die-Ins” to Demand Attention to the Growing Epidemic. Montalvo, D. (2021, June 2). HISTORY.Two demonstrators killed amid anti-mining protests in Panama. Oppmann, P. (2023, November 9). CNN.“Why We Threw Soup At Van Gogh.”. Owen Jones. (2022, October 17). YouTube.Five legal missteps in Judge Hehir's sentencing of Plummer and Holland – Just Stop Oil. Press, J. (2024, October 16).Here's the Story Behind the St. Patrick's Cathedral Action Depicted in “Pose.”. Rodriguez, M. (2019, June 12). TheBody.com.Rosa Parks & The Montgomery Bus Boycott: Catalysts of the Civil Rights Movement. (2025). SocialStudiesHelp.com.Radical Flanks of Social Movements Can Increase Support for Moderate Factions. Simpson, B., Willer, R., & Feinberg, M. (2022). PNAS Nexus, 1(3), 1–11.Deeds Not Words: Slashing the Rokeby Venus. Walker, E. (2024, May 9). History Today.Joe Rogan Experience #2061 - Whitney Cummings. YouTube. (2025).See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.