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Simon and Dan break down Canada’s latest CPI print and why inflation data doesn’t always match what you see at the grocery store. They dig into the recent drawdown in risk assets, from Bitcoin and Ethereum to the high-growth and AI names that have gone from “can’t miss” to painful drawdowns. They also look at Berkshire’s new stake in Alphabet, what it might signal for big tech, and wrap up with another strong quarter from Loblaw and what it says about food inflation, pricing power, and defensive compounding in a choppy market. Tickers of stocks discussed: QQQ, MSFT, AMZN, META, GOOGL, BRK.B, UNH, NVDA, ORCL, ADBE, DUOL, HIMS, IONQ, RGTI, CELH, GSY.TO, L.TO, DOL.TO, HD Check out our portfolio by going to Jointci.com Our Website Our New Youtube Channel! Canadian Investor Podcast Network Twitter: @cdn_investing Simon’s twitter: @Fiat_Iceberg Braden’s twitter: @BradoCapital Dan’s Twitter: @stocktrades_ca Want to learn more about Real Estate Investing? Check out the Canadian Real Estate Investor Podcast! Apple Podcast - The Canadian Real Estate Investor Spotify - The Canadian Real Estate Investor Web player - The Canadian Real Estate Investor Asset Allocation ETFs | BMO Global Asset Management Sign up for Fiscal.ai for free to get easy access to global stock coverage and powerful AI investing tools. Register for EQ Bank, the seamless digital banking experience with better rates and no nonsense.See omnystudio.com/listener for privacy information.
US jobless claims at 232k in the October 18th week, via DOL; continuing claims 1.957mln.European bourses are entirely in the red, US equity futures are modestly lower.USD is choppy amidst early release of weekly jobless claims, JPY digests more verbal intervention.Bonds are benefiting from the risk tone, with some modest price action seen on a surprise jobless claims release.Crude and Copper continue to be dragged by equity selloff as XAU bounces at USD 4k/oz.Looking ahead, US ADP Weekly Estimate, US Factory Orders (Aug), US Durable Goods (Aug), and Japanese Trade Balance. Speakers include BoE's Pill, Dhingra; Fed's Barr, Barkin.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk
A listener's nightmare 401(k) story sparks a deep dive into how small employers can delay, misuse, or even lose employee retirement contributions before they ever reach the plan custodian. Don and Tom explain the Department of Labor's weak enforcement, why small plans are most vulnerable, and what workers must do to protect themselves. Then the show tackles backdoor Roth timing rules, Social Security “worst-case” planning, the appeal (or lack of) of mid-cap ETFs, and how to unwind a hodgepodge portfolio without triggering massive tax bills. :04 When employers steal 401(k) contributions before depositing them 1:42 The WSJ case: three-year hunt for missing contributions 3:02 Why small employers are the highest-risk group 5:02 DOL enforcement loopholes and the “administratively feasible” dodge 7:04 What to do if your contributions never show up 8:09 Fidelity bonds, audits, and how recovery really works 9:39 Big-company plans vs. small plans 10:36 Inside the Amazon layoff notice fiasco 11:54 Listener question: timing a backdoor Roth in 2026 for the 2025 tax year 13:40 The Form 8606 trap and pro-rata consequences 15:03 Listener question: Should you assume Social Security cuts in your plan? 16:41 Why benefits probably won't be cut—even though the system needs fixing 18:04 Listener question: Should anyone buy a mid-cap ETF? 18:46 Why good portfolios already own plenty of mid-caps 19:36 Listener question: Fixing 20 years of hodgepodge-itis at age 72 21:22 Taxes, capital gains, and the slow cleanup strategy 23:52 Why Wellington and Wellesley don't fit a modern portfolio 25:20 Personal banter: vacations, spending guilt, and sci-fi Learn more about your ad choices. Visit megaphone.fm/adchoices
Ag employers took a big sigh of relief last month after the Department of Labor revised the methodology for determining the H-2A program's Adverse Effect Wage Rate.
Support Us :Donation Page – LibriVox Free AudiobooksAn outbreak of plague in London forces a gentleman, Lovewit, to flee temporarily to the country, leaving his house under the sole charge of his butler, Jeremy. Jeremy uses the opportunity given to him to use the house as the headquarters for fraudulent acts. He transforms himself into 'Captain Face', and enlists the aid of Subtle, a fellow conman and Dol Common, a prostitute. In The Alchemist, Jonson unashamedly satirizes the follies, vanities and vices of mankind, most notably greed-induced credulity. People of all social classes are subject to Jonson's ruthless, satirical wit. He mocks human weakness and gullibility to advertising and to "miracle cures" with the character of Sir Epicure Mammon, who dreams of drinking the elixir of youth and enjoying fantastic sexual conquests. The Alchemist focuses on what happens when one human being seeks advantage over another. In a big city like London, this process of advantage-seeking is rife. The trio of con-artists - Subtle, Face and Dol - are self-deluding small-timers, ultimately undone by the same human weaknesses they exploit in their victims. (Summary by Wikipedia)Cast:Subtle, First Neighbor: Elizabeth KlettFace: ToddHWDol Common: Arielle LipshawDapper, Second Officer: Nathanial W.C. HigginsDrugger, Third Neighbor: Thomas Leigh MooreLovewit: Kevin JohnsonSir Epicure Mammon: Algy PugPertinax Surly, Fifth Neighbor, First Officer: Alan MapstoneTribulation Wholesome: TriciaGAnanias: Martin GeesonKastril: David NicolDame Pliant: Amy GramourFourth Neighbor: Charlotte DuckettNarrator: KristingjGenre(s): SatireLanguage: EnglishKeyword(s): comedy (191), farce (37), ben jonson (3), alchemist (1)Support Us :Donation Page – LibriVox Free Audiobooks
Entre prouesses technologiques et chutes spectaculaires, 2025 marque le véritable départ de la robotique humanoïde. Une course mondiale s'engage entre États-Unis, Chine et Europe.La chute d'A.I.Dol, symbole d'une robotique en apprentissageEn novembre à Moscou, le robot russe A.I.Dol s'est effondré dès son entrée en scène. Pensé pour incarner la puissance technologique du pays, il est devenu malgré lui le symbole des limites actuelles de la robotique humanoïde. L'épisode a fait rire le monde entier, mais il illustre surtout une vérité : la route vers des machines capables d'évoluer naturellement dans notre environnement humain reste longue et semée d'embûches.2025, du laboratoire à la mise en situation réelleCette année, les humanoïdes sortent enfin des labos. Aux États-Unis, Tesla teste Optimus dans ses usines ; Figure AI, soutenue par OpenAI, présente un robot capable d'effectuer des tâches ménagères. En Chine, la mobilisation est massive : des dizaines d'entreprises, soutenues par l'État, développent des robots pour l'industrie et la santé. Même les « marathons de robots » se multiplient à Pékin, preuve d'une émulation sans précédent. La robotique humanoïde est devenue un enjeu stratégique national.L'Europe avance prudemment mais sûrementSur le continent européen, la philosophie est différente : prudente, humaniste, réfléchie. En France, Wandercraft prépare Calvin 40 pour les usines ; au Royaume-Uni, Ameca fascine par ses expressions réalistes ; en Norvège, 1X Technologies commercialise Iron, un humanoïde encore maladroit mais prometteur. L'Europe mise sur la coopération homme-machine plutôt que sur la substitution. Cette approche, parfois jugée lente, pourrait pourtant s'avérer payante sur le long terme.Une course mondiale encore balbutianteAucun humanoïde n'est encore autonome. Tous sont partiellement télécommandés, corrigés par des opérateurs humains. Mais chaque chute, chaque essai, alimente les algorithmes d'apprentissage. 2025 n'est pas l'année des robots parfaits, mais celle du coup d'envoi. Et comme toujours dans la tech, celui qui part au bon moment – ni trop tôt, ni trop tard – pourrait bien remporter la course.-----------♥️ Soutien : https://mondenumerique.info/don
Kassavaitinė 15min tinklalaidė apie futbolą „Skrieja kamuolys“ tradiciškai apžvelgia svarbiausius savaitės futbolo įvykius. Šįkart didžiausias dėmesys – Lietuvos futbolo čempionato finišui, pažvelgiant iš kiekvieno A lygos klubo perspektyvos. Padėkojome karjerą baigusiam Linui Pilibaičiui, traukėme pečiais dėl Lietuvos ir Izraelio mačo be žiūrovų, kvietėme nepraleisti U19 žvaigždžių pasirodymų Raudondvaryje, diskutavome dėl raudonos kortelės Čempionų lygoje, (ne)pasyvios nuošalės „Manchester City“ ir „Liverpool“ mūšyje, įvarčių nebemušančio Madrido „Real“, nutrūkusios Miuncheno „Bayern“ serijos, trenerių karuselės „Serie A“ lygoje ir slapto Lionelio Messi vizito „Camp Nou“. Studijoje – 15min sporto žurnalistai Marius Bagdonas ir Aurimas Tamulionis bei „Go3“ komentatorius Karolis Dudėnas. 00:00 Įžanga ir naujas Karolio darbas 04:59 A lygos finišas ir Mariaus pažadas 56:40 Simbolinės A lygos vienuolikės 1:01:30 Odė Linui Pilibaičiui 1:03:50 Rinktinė be žiūrovų ir mačas su Izraeliu 1:13:39 Dubickas, Dolžnikovas ir kiti lietuviai užsienyje 1:15:29 U17 ir U19 žvaigždės Raudondvaryje 1:17:20 Čempionų lyga: raudona, ar ne? 1:35:20 Lietuviai Konferencijų lygoje 1:37:00 Pepo 1000-ukas, (ne)pasyvi nuošalė ir „Arsenal“ 1:57:39 Užsikirtęs „Real“ ir tos pačios „Barcelona“ bėdos 2:05:05 Nutrūkusi „Bayern“ serija 2:07:27 „Serie A“ trenerių karuselė ir Messi
While data touches out lives in so many ways, virtually every day - you may not really even think about it until it's gone. So we're bringing back one of the leaders from the Connecticut Data Collaborative to talk about what's going missing, what her team is doing about it, and to invite you to be part of the upcoming Data For Democracy Conference - even if you have no idea how data impacts your life, job, or community. Then we're replaying a couple of key interviews we produced earlier in 2025 starting with the leader of Arts for Learning CT, which is working hard to inspire young people and expand their learning through the arts. You'll learn how their affiliated artists, partners, and supporters are developing strategic partnerships to reach shared goals for young people and our state. And we'll closereplaying our interview with a rep from the Connecticut Dept. of Labor, talking about workforce development, trends that are developing, and the ways the DOL can help you - whether you are employed and looking to step things up, or you are seeking employment somewhere across our state.
The National Potato Council is not pleased with the U.S.-Japan trade agreement reached last week, and the Department of Labor's updated shutdown plan confirms the processing of H-2A temporary labor applications will resume.
Georgia's farmers don't need data to know the weather has been dry recently, but the recent Drought Monitor report confirmed as much, and the Department of Labor's updated shutdown plan confirms the processing of H-2A temporary labor applications will resume.
The National Potato Council is not pleased with the U.S.-Japan trade agreement reached last week, and the Department of Labor's updated shutdown plan confirms the processing of H-2A temporary labor applications will resume.
When a pair of high-profile internet outages took down large chunks of the internet last month, the events briefly brought hundreds of organizations to a near-halt and prevented millions of users from accessing core services for everyday business needs. From Starbucks to crypto exchanges to the messaging app Signal, the outages rippled across nearly every sector, shining a spotlight onto the country's — and even the government's — reliance on a mere handful of cloud service providers. In the wake of those incidents, watchdog groups are calling on federal regulators to scrutinize the role that massive cloud companies like Amazon and Microsoft play in owning and maintaining much of our collective backend IT infrastructure. Meanwhile, technology and cybersecurity experts point out that, because of financial and business realities, there are very few alternatives to the large companies that now dominate the market. The Amazon Web Services outage began Oct. 19 and lasted into Oct. 20. According to Amazon's post-mortem, a single software bug in DynamoDB — the system that manages website addresses, along with efforts to repair it — caused all services in the Northern Virginia region that relied on the tool to go down for 15 hours. Just over a week later, Microsoft's Azure cloud platform experienced an outage impacting several of its services. According to Microsoft, an “inadvertent tenant configuration change” occurred in Azure Front Door, the company's content delivery network. The outages exposed just how fragile the country's digital infrastructure is and showed the risks of letting a few companies hold so much power. As a result, some groups are urging federal regulators to address the issue. Federal agencies would be required to report artificial intelligence-related layoffs to the Department of Labor under a new bill from a bipartisan pair of senators. The AI-Related Job Impacts Clarity Act from Sens. Mark Warner, D-Va., and Josh Hawley, R-Mo., calls on agencies and major companies to deliver quarterly reports to DOL on the impact AI has on their workforces, detailing job cuts and displacements. Hawley said in a press release“Artificial intelligence is already replacing American workers, and experts project AI could drive unemployment up to 10-20% in the next five years. The American people need to have an accurate understanding of how AI is affecting our workforce, so we can ensure that AI works for the people, not the other way around.” The bill would also require agencies and companies to report hirings that can be “substantially” credited to AI, as well as the number of individuals they are retraining because of AI. There's also a callout to keep track of open positions an agency or company decided not to fill because of automation. The Daily Scoop Podcast is available every Monday-Friday afternoon. If you want to hear more of the latest from Washington, subscribe to The Daily Scoop Podcast on Apple Podcasts, Soundcloud, Spotify and YouTube.
This week, we're covering the U.S. Department of Labor's (DOL's) launch of Project Firewall to enforce H-1B visa compliance and new guidance on stand-alone fertility benefits, as well as a federal court ruling voiding gender identity protections. Project Firewall: An H-1B Enforcement Initiative The DOL has introduced Project Firewall, an initiative to enforce compliance with H-1B visa regulations. The program aims to ensure employers follow federal guidelines while balancing U.S. workers' rights and businesses' needs for skilled foreign labor. DOL Issues Guidance for Fertility Treatments Employers can now offer stand-alone fertility benefits, such as in-vitro fertilization (IVF) coverage, as "excepted benefits" separate from traditional health plans under new guidance from the DOL. Federal Judge Strikes Down Gender Identity Protections A federal judge in the Southern District of Mississippi has voided a Biden-era rule that extended sex discrimination protections under the Affordable Care Act to include gender identity, raising questions about the future of gender-affirming care protections. - Visit our site for this week's Other Highlights and links: https://www.ebglaw.com/eltw411 Download our Wage & Hour Guide for Employers app: https://www.ebglaw.com/wage-hour-guide-for-employers-app. Subscribe to #WorkforceWednesday: https://www.ebglaw.com/eltw-subscribe Visit http://www.EmploymentLawThisWeek.com This podcast is presented by Epstein Becker & Green, P.C. All rights are reserved. This audio recording includes information about legal issues and legal developments. Such materials are for informational purposes only and may not reflect the most current legal developments. These informational materials are not intended, and should not be taken, as legal advice on any particular set of facts or circumstances, and these materials are not a substitute for the advice of competent counsel. The content reflects the personal views and opinions of the participants. No attorney-client relationship has been created by this audio recording. This audio recording may be considered attorney advertising in some jurisdictions under the applicable law and ethical rules. The determination of the need for legal services and the choice of a lawyer are extremely important decisions and should not be based solely upon advertisements or self-proclaimed expertise. No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers.
When there is big news we want to hear from the listeners so the phone lines were open. We take calls from Dol-fans who are happy that Chris Grier is no ;loner GM who they would like to be the next GM and the first order of business they need to take care of when they hired?
In the first hour of the show, Leroy & Donno talk about the Dolphins loss to the Baltimore Ravens on Thursday night football 28-6. The stadium felt lifeless, with fans wearing brown paper bags over their faces. The team is now 2-7 with no signs of hope, what will the team do now cause it was embarrassing to watch this team not score any points in the 2nd half and hear many Raven fans drown out Dol-fans at Hard Rock stadium ? We touched a little on the Heat losing to the Spurs 107-101on the road behind Victor Wembanyama 27 points and18 rebounds
In the final hour of the show, we let Dol-fans call in and share their joy that Chris Grier is no longer GM of their team
How is throwing soup at a painting going to help when doing nothing also doesn't help? BONUS EPISODES available on Patreon (https://www.patreon.com/deniersplaybook) SOCIALS & MORE (https://linktr.ee/deniersplaybook) WANT TO ADVERTISE WITH US? Please contact sponsors@multitude.productions DISCLAIMER: Some media clips have been edited for length and clarity. CREDITS Created by: Rollie Williams, Nicole Conlan & Ben BoultHosts: Rollie Williams & Nicole ConlanExecutive Producer: Ben Boult Editor: Laura ConteProducers: Daniella Philipson, Irene PlagianosArchival Producer: Margaux SaxAdditional Research and Fact Checking: Carly Rizzuto & Canute HaroldsonMusic: Tony Domenick Art: Jordan Doll Special Thanks: The Civil Liberties Defense CenterSOURCESDon Vidrine and Bob Kaluza: What Happened to the BP Executives? Aahana Swrup. (2024, April 7). The Cinemaholic.Stop the Church. ACT UP Oral History Project. (n.d.). Retrieved October 28, 2025.In Memory of Jesse Helms, and The Condom On His House [VIDEOS] - POZ. Peter Staley. (2008, July 8). POZ. Panel Discussion: Protest Art and the Art of Protest. Art For Tomorrow. (2023, May 8).Here Is Every Artwork Attacked by Climate Activists This Year, From the “Mona Lisa” to “Girl With a Pearl Earring.” Benzine, V. (2022, October 31). Artnet News.Taraji Shouts Out Keith Lee & Halle, Urges Us To Research Project 2025 & GO VOTE | BET Awards '24. BETNetworks. (2024, July 1).“Deeds not words”: Suffragettes and the Summer Exhibition. Bonett, H. (2018, June 18). Royal Academy of Arts.A Timeline of Colin Kaepernick's Protests against Police Brutality. Boren, C. (2020, August 26). Washington Post.CNN Tonight : CNNW : October 25, 2022. CNN. (2022, October 25). Internet Archive.Even Though He Is Revered Today, MLK Was Widely Disliked by the American Public When He Was Killed. Cobb, J. (2018, April 4). Smithsonian.Climate Activists Get Prison Time for Throwing Soup at Van Gogh Painting. Dobkin, R. (2024, September 27). Newsweek.Why Did Suffragettes Attack Works of Art?. Fowler, R. (1991). Journal of Women's History, 2(3), 109–125.Outnumbered : FOXNEWSW : October 14, 2022. Fox News. (2022, October 14). Internet Archive.Stories - FAM. L. D. | This Is Loyal. (n.d.). Retrieved October 28, 2025.Running Aground in a Sea of Complex Litigation: A Case Comment on the Exxon Valdez Litigation. Jenkins, R. E., & Kastner, J. W. (1999). UCLA Journal of Environmental Law and Policy, 18(1).Climate activists throw mashed potatoes at Monet work in Germany. Jones, S. (2022, October 23). The Guardian.“Guernica” Survives a Spray‐Paint Attack by Vandal. Kaufman, M. T. (1974, March 1). The New York Times.When, where, and which climate activists have vandalized museums. Kinyon, L., Dolšak, N., & Prakash, A. (2023). NPJ Climate Action, 2(1), 1–4.5 Times The Mona Lisa Has Been Vandalised Throughout History. Maher, D. (2022, May 31). Harper's Bazaar Australia.The climate protesters who threw soup at a van Gogh painting. (And why they won't stop.). Mathiesen, K. (2024, October 2). POLITICO.How AIDS Activists Used “Die-Ins” to Demand Attention to the Growing Epidemic. Montalvo, D. (2021, June 2). HISTORY.Two demonstrators killed amid anti-mining protests in Panama. Oppmann, P. (2023, November 9). CNN.“Why We Threw Soup At Van Gogh.”. Owen Jones. (2022, October 17). YouTube.Five legal missteps in Judge Hehir's sentencing of Plummer and Holland – Just Stop Oil. Press, J. (2024, October 16).Here's the Story Behind the St. Patrick's Cathedral Action Depicted in “Pose.”. Rodriguez, M. (2019, June 12). TheBody.com.Rosa Parks & The Montgomery Bus Boycott: Catalysts of the Civil Rights Movement. (2025). SocialStudiesHelp.com.Radical Flanks of Social Movements Can Increase Support for Moderate Factions. Simpson, B., Willer, R., & Feinberg, M. (2022). PNAS Nexus, 1(3), 1–11.Deeds Not Words: Slashing the Rokeby Venus. Walker, E. (2024, May 9). History Today.Joe Rogan Experience #2061 - Whitney Cummings. YouTube. (2025).See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Would you ever invite the Department of Labor to audit your company—on purpose? In this episode, Miller Johnson employment attorneys Rebecca Strauss and Sarah Willey break down the DOL's recently revived PAID (Payroll Audit Independent Determination) program. This voluntary initiative allows employers to self-report and correct wage & hour or FMLA violations—before the feds come knocking. Tune in as we explore: What the PAID program is and why it's back Who qualifies to participate (and who doesn't) Why "voluntary" doesn't mean "risk-free" The surprising pros and cons of raising your hand to the DOL
Join Traci and attorney Bryan Driscoll for this month's Policy Pulse episode covering the latest workplace regulations that demand your attention. Together they break down the DOL's new emergency pay ruling, a shocking discrimination lawsuit, California's pay transparency expansion, and Supreme Court cases that could reshape federal workplace regulation.Spoiler alert: Emergency pay just became part of your overtime calculation headache, and California is done with fake pay ranges.This episode unpacks how the Department of Labor now requires emergency and hazard pay to be included when calculating overtime rates, making your payroll significantly more complex. You'll also hear about the EEOC's lawsuit against a staffing firm that honored male-only hiring requests and why this puts all recruiters on notice. Discover how California's strengthened pay transparency law demands "good faith" ranges that include total comp, not theoretical maximums, plus why the Supreme Court's upcoming term could create wild policy swings for the NLRB and EEOC.What We Cover:– DOL's new emergency pay overtime requirement– The staffing firm's male-only hiring lawsuit– California's "good faith" pay range mandate– Why vendor compliance doesn't absolve employer liability– Supreme Court cases threatening independent agencies– The ERISA fiduciary risks HR overlooksKey Quote: "California now says you can't put in a job description what you could pay an employee. You have to put in the job posting what you will pay the employee." – Bryan DriscollConnect with Bryan Driscoll: https://www.linkedin.com/in/bryanjohndriscoll/ Connect with Traci here: https://linktr.ee/HRTraci Disclaimer: Thoughts, opinions, and statements made on this podcast are not a reflection of the thoughts, opinions, and statements of the Company by whom Traci Chernoff is actively employed.Please note that this episode may contain paid endorsements and advertisements for products or services. Individuals on the show may have a direct or indirect financial interest in products or services referred to in this episode.
Welcome to Tuesday's Tobin & Leroy show. We Have Alex Donno filling on for the birthday boy Tobin this week and we get you going on this Tuesday recapping the Dodgers 6-5 win over the Toronto Blue Jays in 18 innings in game 3 of the World Series to take a 2-1 series lead. It was an instant classic and Dodgers all everything player Shohei Ohtani had himself another great night going 4-4 with 2 HRS and 2 Doubles and was on base all 9 times he went up to bat. His postseason run maybe the most dominant we have ever seen? Or is it? We talk some Dolphins football as they get ready to face the Baltimore Ravens on Thursday Night Football. The Raves are a 2 7.5 point favorite and Leroy wants to know if QB Lamar Jackson who is expected to return from injury for this game can he play defense for the Ravens cause they are a sieve. Dol-fans want to know can they have a repeat performance from Sunday's victory over the Falcons and can they win 2 game s in a row? The Heat are action tonight to face the Charlotte Hornets at Kaseya Center. The Hornets are the team that traded embattled player Terry Rozier to the Heat and had knowledge of his gambling case. Will the league give back the Heat their draft picks or compensation for the Rozier case? The Panthers are back on the ice looking to make it 2 straight wins as they host the Anaheim Ducks.
Just in time for Halloween, Melissa Terito and Kasey Melancon share some spine-tingling tales from the world of retirement plans!
Farmers are looking forward to recent changes the Department of Labor made to the Adverse Effect Wage Rate and how it could impact their finances. So, any questions?
Send us a textIn this episode: Christi Powell and Angela Gardner speak with Samantha DeAlmeida Roman, President and CEO of ABC New Jersey. Samantha shares her insights on leading a trade association, emphasizing workforce development and safety, and her passion for diversity in construction. She discusses the impactful ABC programs, such as the DOL-approved apprenticeship and pre-apprenticeship CORE program, which helps individuals explore various trades. Samantha also highlights the importance of advocacy, government affairs, and engaging underrepresented communities. The conversation delves into strategies for increasing diversity and inclusion, and the challenges faced by women and minorities in the construction industry. Samantha offers her advice to the next generation of construction professionals and emphasizes the value of early exposure and education in the trades.Supported by: Women Confidence BuildersSupport the show
As Halloween approaches, and thoughts turn to ghosts,goblins and things that go bump in the night, Nevin (Adams) & Fred (Reish) turned their focus to things that SHOULD have the attention of (and perhaps even scare) plan fiduciaries.Now, there are lots of things that require careful attention, selection and monitoring of plan assets and services by planfiduciaries; advisors and plan sponsors alike. But there are some things that may sneak up on even the most attentivefiduciary – things like:Your target-date fund glidepath(s) – Is it “to”retirement or “through” retirement, is it appropriate for your participant base, and do THEY know what it is (particularly at the projected date of retirement)?The degree of personalization in a “managed” account– How personalized is it, what data elements are considered, is the cost (relative to a target-date fund alternative) reasonable for the value provided, and who pays it? Is it structured as a qualified default investment alternative (QDIA)? Cybersecurity – What provision(s) have your providersmade in securing participant data (particularly in view of the sample questions provided by the Labor Department), and are you prepared to deal with those questions in a DOL audit? Participants that leave their accounts “behind” – Whatprocedures do you have in place to communicate with, and in some cases track down for distributing benefits? Are youable to appropriately track and administer required minimum distributions (RMD)?Ignorance of fees – Do you know what fees are being paid by the plan, to whom, for what, and how? Personal liability – Plan fiduciaries are personally liable for the actions they take (or don't) with regard to plan administration. Traditional organizational insurance policies don't cover that, nor does the fiduciary bond required. What provision(s) have you made to insure against that possibility?Episode Resources5 Things That (Should) Scare Plan Fiduciaries Target- Date FundsDOL: Target Date Retirement Funds - Tips for ERISA Plan FiduciariesCybersecurityDOL Cybersecurity Program Best PracticesTips for Hiring a Service Provider with Strong Cybersecurity PracticesCybersecurity tips for participantsParticipant “Leave Behinds”National Registry of Unclaimed RetirementBenefits: https://www.unclaimedretirementbenefits.com/A nationwide, secure database listing of retirement planaccount balances that have been left unclaimed by former participants of retirement plans.Retirement Savings Lost and Found Database: https://lostandfound.dol.gov/EBSA is helping America's workers and beneficiaries searchfor retirement plans that may still owe them benefits by establishing a public Retirement Savings Lost and Found Database through the SECURE 2.0 Act of 2022. This database serves as a centralized location to find lost or forgottenbenefits and get information on how to obtain those funds.Fiduciary Insurance5 Dangerous Fiduciary AssumptionsThe value of fiduciary liability insurance How plan fiduciaries can protect themselves from litigation Fiduciary liability insurance offers protection from claims | Invesco US
Le budget est donc de retour à l'Assemblée Nationale, et avec lui l'une des questions les plus inflammables du débat politique en France : la taxation de l'héritage. Personne ne l'avait vu venir : à l'heure du déficit budgétaire, c'est une élue macroniste, Yaël Braun-Pivet, qui remet la taxation des successions sur la table, provoquant une levée de bouclier, en particulier à droite… Alors pourquoi le sujet reste-t-il si passionnel ? Qu'est-ce que la question de l'héritage vient toucher dans notre inconscient collectif ? On en débat avec nos invités : ▶︎ Mélanie PLOUVIEZ Philosophe, maîtresse de conférences à l'université Côte d'Azur, autrice de « L'injustice en héritage. Repenser la transmission du patrimoine » aux éditions La Découverte (13.03.25)▶︎ Nicolas BOUZOU Économiste et essayiste français, directeur du cabinet d'études Asterès▶︎ Nicolas DUVOUX Sociologue, président du Conseil national des politiques de lutte contre la pauvreté (CNLE)▶︎ Stéphanie VILLERS Economiste, conseillère économique PwC▶︎ Rémy GOUBERT Membre du conseil national du PS, Président de l'association Rendez les Doléances, auteur de « Faut-il abolir l'héritage ? De l'impôt sur la mort à la dotation pour la vie » aux éditions L'Harmattan (25.09.25)
Guest: Lisa M. Gomez the Former Assistant Secretary of Labor for Employee Benefits Security at USDOL Potential topics: A mix of industry, regulatory, and cultural developments. Key retirement plan topics include growing litigation concerns impacting DC plan services, new CIT offerings aimed at reducing small business 401(k) fees, and the ongoing battle over the DOL fiduciary rule, the DOL's reversal of crypto investment guidance. A law firm facing penalties for sharing confidential information, and Empower signaling potential RIA acquisitions.... and Taylor Swift.
Recent changes the Department of Labor announced to the Adverse Effect Wage Rate was great news for farm employers, but what's changed?
Kanto: “Solaj paroj” de Dolĉamar el la kompaktdisko Rebela sono Legado: Heather el la revuo de UNESKO Kuriero “ La Australia fotisto Jess Malow”. Brendan el Esperanta Retradio “ Arbaroj funkcias kiel protektantaj ŝildoj” de Paŭlo Sergio Viana Muziko : Himno de la lando Amikejo “ La marŝo de Amikejo” a) ludita tiam b) ludita […]
Kate Tynan, Senior Vice President at the Northwest Horticultural Council, says the DOL's announcement on reforming AEWR calculations comes at a good time and could help growers become sustainable once again.
This week, we're covering the new H-1B visa fee, the Equal Employment Opportunity Commission's (EEOC's) closure of disparate impact cases, and recent key labor appointments. New Fee for H-1B Visas Employers must now pay $100,000 for each first-time H-1B petition filed on or after September 21, 2025. Current visa holders are not affected. Exceptions may apply, but details are limited. EEOC Shuts Down Disparate Impact Cases The EEOC has closed nearly all disparate impact cases following a recent executive order. These claims can still be pursued in court. The agency will also dissolve its Office of Enterprise Data and Analytics, although EEO-1 reporting requirements appear unchanged. Key Labor Roles Confirmed The Senate has confirmed Daniel Aronowitz as Assistant Secretary of Labor for the Employee Benefits Security Administration. Additionally, the Senate has confirmed over 100 other labor-related appointments—including 11 top labor positions—restoring a quorum at both the EEOC and the Merit Systems Protection Board. Visit our site for this week's Other Highlights and links: https://www.ebglaw.com/eltw407 Download our Wage & Hour Guide for Employers app: https://www.ebglaw.com/wage-hour-guide-for-employers-app. Subscribe to #WorkforceWednesday: https://www.ebglaw.com/eltw-subscribe Visit http://www.EmploymentLawThisWeek.com This podcast is presented by Epstein Becker & Green, P.C. All rights are reserved. This audio recording includes information about legal issues and legal developments. Such materials are for informational purposes only and may not reflect the most current legal developments. These informational materials are not intended, and should not be taken, as legal advice on any particular set of facts or circumstances, and these materials are not a substitute for the advice of competent counsel. The content reflects the personal views and opinions of the participants. No attorney-client relationship has been created by this audio recording. This audio recording may be considered attorney advertising in some jurisdictions under the applicable law and ethical rules. The determination of the need for legal services and the choice of a lawyer are extremely important decisions and should not be based solely upon advertisements or self-proclaimed expertise. No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers.
Ag employers took a big sigh of relief last week after the Department of Labor revised the methodology for determining the H-2A program's Adverse Effect Wage Rate.
Kanto: el la kompaktdisko Trajn' nenien de Dolĉamar “ Trajn' nenien”. Omaĝo al Svetislav Kanacki ,kiu forpasis la 3an de septembro 2025, de Franciska. Legado: Heather Mesaĝo de UEA pri la Internacia tradukada Tago. Kanto: el la kompaktdisko Amo kaj Perforto de la grupo Edke Tiam “ Reva vi”. Legado: Matt “ Kial Open AI […]
Join us for a special episode of Retireholics this week with expert guest Financial Advisor Jim Sampson. A breakdown/analysis of Freddy B's 'Ten Products and Services with the Greatest Impact on the 401(k) Industry' : Crypto, Private Equity, Custom TDFs, Held Away Assets, Retirement Income, Capturing IRA Rollovers, PEPs, Managed Accounts, and of course Artificial Intelligence. Brian Graff and American Retirement Association ask the DOL to not favor PEPs. Todd Kading of LeafHouse has new Op-Ed on 401(k) Data tells the industry "You Don't Own The Alphabet!"
Even with regulatory barriers to including alternative assets such as private equity in defined contribution plans being removed by the Trump administration, many advisors, plan sponsors and fiduciaries are understandably hesitant to jump in.To get a better idea of what private equity investments can bring to the table, we speak with Maura Reilly Kennedy and Michelle Rappa of investment manager Neuberger Berman, a pair of highly accomplished subject matter experts when it comes to private equity and its defined contribution investment capabilities.Reilly Kennedy and Rappa talk through some innovative structures seeking to make these investments more accessible and practical for retirement savers.Key InsightsRegulatory Shift Opens Door to AlternativesA new executive order and the rollback of prior DOL guidance mark a major policy shift, signaling broader access to private equity in 401(k) plans. This regulatory momentum is encouraging plan sponsors to seriously consider alternative investments.Private Equity in 401(k)s Boosts OutcomesNeuberger Berman's research shows that adding just a 10% private equity allocation to a target-date fund can improve returns, reduce risk, and increase monthly retirement income by as much as 19%, offering meaningful impact on participant outcomes.Industry Innovation Addresses Past HurdlesInnovative structures like evergreen funds and DC-friendly wrappers (e.g., CITs) are solving challenges like illiquidity, fees, and complexity—making private markets more accessible and practical for defined contribution plans.
The Moose on The Loose helps Canadians to invest with more conviction so they can enjoy their retirement. Today, we are talking about Dollarama (DOL.TO) and its recent earnings. I also tell you why I'm building a full position and we discuss DOL's growth vectors (Dollarama stores, Dollarcity, The Reject Shop). Don't know why a stock is or Up or Down? Avoid price confusion! A simple framework to judge if you should sell, hold or buy! Register my free webinar to get rid of paralysis by analysis: https://moosemarkets.com/webinar It's all about dividend growth investing! Get the 20 income products guide for retirees: https://retirementloop.ca/retirement-income/ Get your Investment roadmap: https://dividendstocksrock.com/roadmap Download the Rockstar list here: https://moosemarkets.com/rockstars *This show is for information & entertainment purposes only. I'm not your financial advisor or investment broker. I don't provide financial advice or buy/sell recommendations. It's not because I like a stock that you should buy it (far from it!). Please do your due diligence and seek professional advice before making any financial decisions.
In this episode of The Canadian Investor Podcast, we cover a packed week of market-moving news. We start with reports that Bain Capital may be taking Canada Goose private, with bids valuing the luxury parka maker well above its current market cap. Next, we break down Fed Chair Jerome Powell’s latest speech at Jackson Hole, where cooling growth, sticky inflation, and tariff-driven price shocks shaped the market’s outlook on rate cuts. We also look at Scotiabank’s surprising earnings beat, why their international arm is still a drag, and whether their promise of “pruning” is finally over. On the macro front, we discuss Trump’s efforts to reshape the Federal Reserve and the U.S. government’s growing trend of taking equity stakes in strategic companies like Intel and MP Materials. Finally, we wrap up with another strong quarter from Dollarama, which continues to post impressive growth while expanding globally. Tickers of stocks discussed: MP, INTC, DOL.TO, BNS.TO, LMT Check out our portfolio by going to Jointci.com Our Website Our New Youtube Channel! Canadian Investor Podcast Network Twitter: @cdn_investing Simon’s twitter: @Fiat_Iceberg Braden’s twitter: @BradoCapital Dan’s Twitter: @stocktrades_ca Want to learn more about Real Estate Investing? Check out the Canadian Real Estate Investor Podcast! Apple Podcast - The Canadian Real Estate Investor Spotify - The Canadian Real Estate Investor Web player - The Canadian Real Estate Investor Asset Allocation ETFs | BMO Global Asset Management Sign up for Fiscal.ai for free to get easy access to global stock coverage and powerful AI investing tools. Register for EQ Bank, the seamless digital banking experience with better rates and no nonsense.See omnystudio.com/listener for privacy information.
Join David in a special interview with Taylor Stockton, Chief Innovation Officer of the U.S. Department of Labor, as they discuss the Trump Administration's newly released AI Action Plan and DOL's lead responsibilities in expanding AI opportunities for workers and upskilling our current and future workforce.Contact Fortney & Scott: Tweet us at @fortneyscott Follow us on LinkedIn Email us at info@fortneyscott.com Thank you for listening! https://www.fortneyscott.com/
The Labor Department has a leading role in shaping and leading a wide range of the Trump Administration's policies and initiatives affecting the workplace. Join David Fortney, Nita Beecher, and Adriana Joens as they discuss the significant changes DOL is undergoing in Trump 2.0, including updates on significant regulatory changes, enforcement, new voluntary compliance programs, and the expansive focus on Artificial Intelligence.Contact Fortney & Scott: Tweet us at @fortneyscott Follow us on LinkedIn Email us at info@fortneyscott.com Thank you for listening! https://www.fortneyscott.com/
This week, we dig into the U.S. Court of Appeals for the Seventh Circuit's new Fair Labor Standards Act (FLSA) collective action notice standard, the U.S. Department of Labor's (DOL's) relaunched Payroll Audit Independent Determination (PAID) program, and the DOL's scaled-back approach to wage and hour investigation penalties. Seventh Circuit's New Standard for FLSA Notice The Seventh Circuit has introduced the Richards framework, a middle-ground standard for FLSA collective actions. This decision deepens the circuit split over notices to potential plaintiffs and could lead to Supreme Court involvement. Learn how this could impact your compliance strategies. DOL Relaunches PAID Program The DOL has relaunched the PAID program, letting employers self-report FLSA violations to avoid litigation or liquidated damages. The program now covers select Family and Medical Leave Act corrections. Discover how this voluntary option supports compliance. Wage and Hour Investigation Penalties Scaled Back A new DOL directive reduces penalties during wage and hour audits. Liquidated damages won't apply in pre-litigation investigations but may still be pursued in litigation. See how this change could affect your risk management strategies. -- Download our Wage & Hour Guide for Employers app: https://www.ebglaw.com/wage-hour-guide-for-employers-app. Visit our site for this week's Other Highlights and links: https://www.ebglaw.com/eltw401 Subscribe to #WorkforceWednesday: https://www.ebglaw.com/eltw-subscribe Visit http://www.EmploymentLawThisWeek.com This podcast is presented by Epstein Becker & Green, P.C. All rights are reserved. This audio recording includes information about legal issues and legal developments. Such materials are for informational purposes only and may not reflect the most current legal developments. These informational materials are not intended, and should not be taken, as legal advice on any particular set of facts or circumstances, and these materials are not a substitute for the advice of competent counsel. The content reflects the personal views and opinions of the participants. No attorney-client relationship has been created by this audio recording. This audio recording may be considered attorney advertising in some jurisdictions under the applicable law and ethical rules. The determination of the need for legal services and the choice of a lawyer are extremely important decisions and should not be based solely upon advertisements or self-proclaimed expertise. No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers.
In this episode, Tim asks the question many pilots hear in the cockpit: Is your 401(k) a scam? He walks through why 401(k)s exist, how they replaced pensions, and what today's airline plans actually offer: contribution mechanics, investment menus, legal protections, and employer contributions specific to the majors. Tim also shares a listener email requesting a cargo-carrier disability deep-dive and invites other cargo pilots to weigh in.What You'll Learn from This EpisodePensions vs. 401(k)s: Why pensions faded (PBGC oversight, funding issues)and how 401(k)s became the primary retirement tool.How Airline 401(k)s Work: Salary deferrals: pre-tax and Roth, after-taxcontributions, investment menus, brokerage window.Contribution Limits & Employer Money: What “up to $70,000 per year”includes: deferral, after-tax non-Roth, NEC; why big plans mean lower-costfunds.Ownership & Vesting: Immediate vesting when dollars hit your account: what it means if you stay or leave.Legal Protections & Risks: 401(k)s protected from creditors, suits, bankruptcy; IRA and Roth IRA bankruptcy protection to ~$1.7M through 2028; civil-suit rules vary by state; QDROs in divorce are the exception.Beneficiaries that Bypass Probate: Keep beneficiaries current to speeddistributions and reduce taxes.What Might Be Coming Next: In August order asks DOL to review alternativesin 401(k)s: private equity, private credit, crypto, real estate, digital assetsResources:Schedule An AppointmentOur Practice's WebsiteSend Us Your Questions: info@pilotsportfolio.comThis episode is sponsored by: Beacon RelocationBeacon Relocation is a real estate firm helping pilots and air traffic controllers save money on their real estate transactions. By tapping into their network of over 1500 real estate agents across the country, pilots can save 20% of the real estate agent's commission towards your closing cost on the sale or purchase of your home. Visit https://www.beaconrelocation.com/ to learn more. Timothy P. Pope is a Certified Financial Planner™and principal owner of 360 Aviation Advisors, LLC (“360 Aviation Advisors”), a registered investment advisory firm. Investment advisory services are provided through 360 Aviation Advisors, in its separate and individual capacity as a registered investment adviser. Podcast episodes are provided through Pilot's Portfolio, in its separate and individual capacity. We try to provide content that is true and accurate as of the date of publishing; however, we give no assurance or warranty regarding the accuracy, timeliness, or applicability of any of the contents. We assume no responsibility for information contained on this website and disclaim all liability in respect of such information, including but not limited to any liability for errors, inaccuracies, omissions, or misleading or defamatory statements. Links to external websites are provided solely for your convenience. We accept no liability for any linked sites or their content and remind you that we have no control over their content. When visiting external web sites, users should review those websites' privacy policies and other terms of use to learn more about, what, why and how they collect and use any personally identifiable information. Usage of this content constitutes an explicit understanding and acceptance of the terms of this disclaimer.
In this episode of Friday Fiduciary Five, Eric Dyson talks about the August 2025 Executive Order by President Trump on alternative investments in 401(k) plans. He references his article in 401(k) Specialist Magazine, Private Equity in 401(k) Plans: Policy Shift or Practical Reality? and the 90 North newsletter - Private Equity in 401(k) Plans: What Fiduciaries Must Know.The order does not mandate private equity inclusion but allows plan sponsors to consider it. Eric emphasizes the need for plan sponsors to revisit their investment policies, consult advisors, and prepare participant communications. He highlights the importance of daily valuation and liquidity in 401(k) plans and advises a wait-and-see approach. Eric also references 2013 DOL guidance on target date funds, stressing understanding fund investments and strategies to include awareness and understanding of underlying investments in TDFs.Connect with Eric Dyson: Website: https://90northllc.com/Phone: 940-248-4800Email: contact@90northllc.com LinkedIn: https://www.linkedin.com/in/401kguy/ The information contained herein is general in nature and is provided solely for educational and informational purposes.It is not intended to provide a specific recommendation of any type of product or service discussed in this presentation or to provide any warranties, financial advice, or legal advice.The specific facts and circumstances of all qualified plans can vary, and the information contained in this podcast may or may not apply to your individual circumstances or to your plan or client plan's specific circumstances.
In this week's episode of Dividend Talk, we kick off with our Q2 performance review , looking at how our dividend portfolios fared, what we bought, sold, and learned over the past quarter. We also dive into three big names making headlines: Wolters Kluwer's sharp share price drop and the fear of AI disruption, Novo Nordisk's earnings and competition with Eli Lilly, and UnitedHealth's reduced outlook. Along the way, we cover dividend hikes and cuts from around the globe, have some laughs over corporate slogans, and answer a packed list of listener questions ranging from sector risks to portfolio construction. SEE YOU ON THE INSIDE!! Tickers discussed: WKL.AS, NVO, LLY, UNH, HEIA.AS, NN.AS, AD.AS, ITW, CLX, AWR, WHR, LGEN.L, MRK, LVMH.PA, TGT, LYB, NKE,CVX, HPQ, MSFT, SHEL, BTI, BAM, BAES.L, HORNB.BR, UPS, PEP, CCOI, ORA.PA,ASR.AS, ASML.AS, UL, GLB.IR, KRZ.F, KESKOB.HE, KNEBV.HE, SAMPO.HE, AGE.BR, XIOR.BR,ASC.BR, SHL.DE, DEF.F, NVO-B.CO, VICI, RY, DOL.TO, FTS.TO, UKW.L, VOLVB.ST,INVE-A.ST, INVE-B.ST, SEB-A.ST, SWED-A.ST, HAND-B.ST, SHELL.AS, VIE.PA, O,SECUB.ST, ABBV, BAYN.DE. Join us :[Facebook] - Https://www.facebook.com/groups/dividendtalk[Twitter] - @DividendTalk_ , @European_DG[Discord] - https://discord.gg/nJyt9KWAB5[Premium Services] - https://dividendtalk.eu/how-it-works
Potential topics: Trumps EO!, The DOL's RFI for PEPs, Sway Conference, Human Interest gets more $$, Empower Zero Fee SP500 X-Ray, FinTok, and Roswell Sighting of PEP Loving Mind Controlling Aliens.
This week, we look at the potential restoration of a quorum at the National Labor Relations Board (“NLRB” or “Board”), the U.S. Department of Labor's (DOL's) deregulatory initiatives, and lessons from a high-profile workplace incident at a Coldplay concert. NLRB May Regain Quorum Lacking a quorum, the NLRB is currently unable to issue decisions affecting workplace policies and disputes. On July 17, 2025, President Trump nominated two Republicans to fill vacant seats on the Board. Senate confirmation of the nominees is required to restore the Board's authority and ensure continued guidance for employers. DOL Begins Deregulation Push The DOL's deregulatory agenda could reshape compliance priorities for employers. Plans include 63 actions to roll back regulations and align with federal mandates. Coldplay Concert Exposes Workplace Romance A viral “kiss cam” moment at a recent Coldplay concert led to the resignations of a CEO and a Chief People Officer and heightened legal exposure for their company. This is a reminder that employers must implement and consistently enforce relationship policies to prevent risk and uphold workplace credibility. -- Download our Wage & Hour Guide for Employers app: https://www.ebglaw.com/wage-hour-guide-for-employers-app. Visit our site for this week's Other Highlights and links: https://www.ebglaw.com/eltw398 Subscribe to #WorkforceWednesday: https://www.ebglaw.com/eltw-subscribe Visit http://www.EmploymentLawThisWeek.com This podcast is presented by Epstein Becker & Green, P.C. All rights are reserved. This audio recording includes information about legal issues and legal developments. Such materials are for informational purposes only and may not reflect the most current legal developments. These informational materials are not intended, and should not be taken, as legal advice on any particular set of facts or circumstances, and these materials are not a substitute for the advice of competent counsel. The content reflects the personal views and opinions of the participants. No attorney-client relationship has been created by this audio recording. This audio recording may be considered attorney advertising in some jurisdictions under the applicable law and ethical rules. The determination of the need for legal services and the choice of a lawyer are extremely important decisions and should not be based solely upon advertisements or self-proclaimed expertise. No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers.
Legado:Brendan “Kreita en UEA Komisiono Por Esperanto-Agado ĉe Briks” el UEA Gazetaro Kanto: “Akcidentoj” de Dolĉamar el la muzikalbumo Rebela Sono Legado: Matt “Kimĉio: Laktoacidafermenta Nutraĵo”verkis Cho Myung-Ja kaj aperis en la Revuo Monato, la eldono de Aŭgusto-Septembro 2025. Parolado: William “Danĝerejoj, Drakoj,kaj Pensoj de Vilhelmo”. Kanto: “Liza Pentras Bildojn” de Persone el la muzikalbumo …Sed Estas Ne Legado:Brendan […]
In this episode, we compare two major dollar stores, Dollar Tree and Dollarama. We break them down to see which one stands out as the better business and long-term investment. We break down Dollar Tree’s recent decision to sell off its struggling Family Dollar segment, analyze key financial metrics like margins, free cash flow, and valuation, and contrast that with Dollarama’s performance and business model. From store growth to customer trends, we dig into what sets these two retailers apart and which one looks more compelling going forward. Tickers of stocks discussed: DOL.TO, DLTR Get your TSX Meetup tickets here! Check out our portfolio by going to Jointci.com Our Website Our New Youtube Channel! Canadian Investor Podcast Network Twitter: @cdn_investing Simon’s twitter: @Fiat_Iceberg Braden’s twitter: @BradoCapital Dan’s Twitter: @stocktrades_ca Want to learn more about Real Estate Investing? Check out the Canadian Real Estate Investor Podcast! Apple Podcast - The Canadian Real Estate Investor Spotify - The Canadian Real Estate Investor Web player - The Canadian Real Estate Investor Asset Allocation ETFs | BMO Global Asset Management Sign up for Fiscal.ai for free to get easy access to global stock coverage and powerful AI investing tools. Register for EQ Bank, the seamless digital banking experience with better rates and no nonsense.See omnystudio.com/listener for privacy information.
In this episode of Friday Fiduciary Five, Eric Dyson discusses the Department of Labor's (DOL) position in the forfeiture-related case Hutchins vs. Hewlett Packard, Inc. The DOL submitted an amicus brief supporting the court's dismissal of the plaintiffs' complaint, agreeing that Hewlett Packard acted within the discretion granted by its plan document. Dyson stresses the importance of following plan documents and recommends consulting advisors, attorneys, record keepers, and TPAs to ensure compliance. He explains that plan sponsors are allowed to use forfeitures to pay plan expenses or fund employer contributions, depending on what the plan permits. Dyson warns that requiring forfeitures to always offset administrative expenses could lead employers to reduce promised benefits, such as matching contributions.Connect with Eric Dyson: Website: https://90northllc.com/Phone: 940-248-4800Email: contact@90northllc.com LinkedIn: https://www.linkedin.com/in/401kguy/ The information contained herein is general in nature and is provided solely for educational and informational purposes.It is not intended to provide a specific recommendation of any type of product or service discussed in this presentation or to provide any warranties, financial advice, or legal advice.The specific facts and circumstances of all qualified plans can vary, and the information contained in this podcast may or may not apply to your individual circumstances or to your plan or client plan specific circumstances.
In episode 208, Coffey talks with David Miklas about the Department of Labor's evolving definitions and interpretations of independent contractor classification under the Fair Labor Standards Act. They discuss why DOL interpretations matter for FLSA compliance and overtime requirements; the shift from Biden administration's six-factor economic reality test back to Trump administration's emphasis on control and profit/loss opportunity; the six key factors including nature and degree of control, opportunity for profit and loss, permanence of relationship, worker investments, skill and initiative requirements, and how integral the work is to the principal business; common classification mistakes across industries including misunderstanding IRS versus DOL tests; the risks of supervision and control over workers classified as contractors; how technology can demonstrate control in gig economy situations; the financial consequences of misclassification including unpaid overtime, liquidated damages, and attorney fees; and the importance of proper written agreements and immediate legal consultation when classification issues arise. Good Morning, HR is brought to you by Imperative—Bulletproof Background Checks. For more information about our commitment to quality and excellent customer service, visit us at https://imperativeinfo.com. If you are an HRCI or SHRM-certified professional, this episode of Good Morning, HR has been pre-approved for half a recertification credit. To obtain the recertification information for this episode, visit https://goodmorninghr.com. About our Guest: David Miklas owns a Labor & Employment law firm and for 26 years he has practiced all types of labor and employment law exclusively representing Florida employers. He has written hundreds of employment law articles, is the co-author for the premier legal textbook used by lawyers for Florida employment law, is a frequent employment law presenter and is a nationally recognized speaker and an invited guest lecturer addressing employment law and human resource issues with over thirty universities, including Harvard. Mr. Miklas graduated from the University of Florida College of Law. David Miklas can be reached athttps://www.miklasemploymentlaw.com/https://www.linkedin.com/in/david-miklas-301861121/ About Mike Coffey: Mike Coffey is an entrepreneur, licensed private investigator, business strategist, HR consultant, and registered yoga teacher.In 1999, he founded Imperative, a background investigations and due diligence firm helping risk-averse clients make well-informed decisions about the people they involve in their business.Imperative delivers in-depth employment background investigations, know-your-customer and anti-money laundering compliance, and due diligence investigations to more than 300 risk-averse corporate clients across the US, and, through its PFC Caregiver & Household Screening brand, many more private estates, family offices, and personal service agencies.Imperative has been named a Best Places to Work, the Texas Association of Business' small business of the year, and is accredited by the Professional Background Screening Association.Mike shares his insight from 25+ years of HR-entrepreneurship on the Good Morning, HR podcast, where each week he talks to business leaders about bringing people together to create value for customers, shareholders, and community.Mike has been recognized as an Entrepreneur of Excellence by FW, Inc. and has twice been recognized as the North Texas HR Professional of the Year. Mike serves as a board member of a number of organizations, including the Texas State Council, where he serves Texas' 31 SHRM chapters as State Director-Elect; Workforce Solutions for Tarrant County; the Texas Association of Business; and the Fort Worth Chamber of Commerce, where he is chair of the Talent Committee.Mike is a certified Senior Professional in Human Resources (SPHR) through the HR Certification Institute and a SHRM Senior Certified Professional (SHRM-SCP). He is also a Yoga Alliance registered yoga teacher (RYT-200) and teaches multiple times each week. Mike and his very patient wife of 28 years are empty nesters in Fort Worth. Learning Objectives: 1. Evaluate worker relationships using the Trump Administration's six-factor economic reality test.2. Differentiate between US Department of Labor independent contractor definitions and those of the and IRS and state regulators.3. Respond appropriately to classification concerns to avoid liability.
In this episode, we give 10 Canadian companies we believe are well-positioned to thrive over the next decade. Tickers of stocks discussed: CSU.TO, L.TO, CP.TO, WSP.TO, IFC.TO, BN.TO, WCN.TO, DOL.TO, ATZ.TO, FNV.TO, SHOP.TO, WPM.TO, TFII.TO, CNQ.TO, TOU.TO, RY.TO, TIH.TO Get your TSX Meetup tickets here! Get your Calgary Meetup Tickets here! Check out our portfolio by going to Jointci.com Our Website Our New Youtube Channel! Canadian Investor Podcast Network Twitter: @cdn_investing Simon’s twitter: @Fiat_Iceberg Braden’s twitter: @BradoCapital Dan’s Twitter: @stocktrades_ca Want to learn more about Real Estate Investing? Check out the Canadian Real Estate Investor Podcast! Apple Podcast - The Canadian Real Estate Investor Spotify - The Canadian Real Estate Investor Web player - The Canadian Real Estate Investor Asset Allocation ETFs | BMO Global Asset Management Sign up for Fiscal.ai for free to get easy access to global stock coverage and powerful AI investing tools. Register for EQ Bank, the seamless digital banking experience with better rates and no nonsense. See omnystudio.com/listener for privacy information.
In this episode, Simon and Dan break down the latest earnings from four major consumer-facing companies. Dollarama and Costco delivered another strong quarter while Lululemon’s stock took a big hit following revised guidance. BRP surprised to the upside despite a tough year-over-year comparison, with snowmobiles carrying the quarter and dealers slowly working through inventory. Tickers of stocks discussed: DOO.TO, LULU, COST, DOL.TO Questrade’s new securities lending program Get your TSX Meetup tickets here! Get your Calgary Meetup Tickets here! Check out our portfolio by going to Jointci.com Our Website Our New Youtube Channel! Canadian Investor Podcast Network Twitter: @cdn_investing Simon’s twitter: @Fiat_Iceberg Braden’s twitter: @BradoCapital Dan’s Twitter: @stocktrades_ca Want to learn more about Real Estate Investing? Check out the Canadian Real Estate Investor Podcast! Apple Podcast - The Canadian Real Estate Investor Spotify - The Canadian Real Estate Investor Web player - The Canadian Real Estate Investor Asset Allocation ETFs | BMO Global Asset Management Sign up for Finchat.io for free to get easy access to global stock coverage and powerful AI investing tools. Register for EQ Bank, the seamless digital banking experience with better rates and no nonsense.See omnystudio.com/listener for privacy information.