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Could your business be a franchise — and you don't even know it yet? I sat down with Attorney Gary Remer, who leads the Franchise Group at Maddin Hauser, and we broke down what it takes to turn a business into a scalable franchise model.
Dlaskův statek v Dolánkách opět po roce obsadili řezbáři. Schází se tam už od roku 1996 a z kusů dřeva vytvářejí umělecká i praktická díla. Je to setkání lidí nejen šikovných, ale i moudrých a zábavných.Všechny díly podcastu Vybrali jsme pro vás můžete pohodlně poslouchat v mobilní aplikaci mujRozhlas pro Android a iOS nebo na webu mujRozhlas.cz.
What employers should know about key developments this week: Two Federal Agencies Target DEI: The U.S. Department of Labor (DOL) is urging its employees to file whistleblower complaints and report diversity, equity, and inclusion (DEI) activities that violate the administration's ban. Additionally, the Equal Employment Opportunity Commission released a 2025-2029 National Enforcement Plan that prioritizes enforcement against DEI-related discrimination. DOL Opinion Letters: The DOL's Wage and Hour Division published four opinion letters addressing overtime exemptions, bonuses, meal breaks, and compensable work. While these letters do not signal dramatic shifts in the DOL's position, they provide greater clarity, consistency, and transparency. PAGA Standing: A California appeals court held that an employee who loses in individual arbitration may also lose standing to bring a representative claim under the Private Attorneys General Act (PAGA). - Visit our site for this week's video edition and more news: https://www.ebglaw.com/eltw437 Sign up for notifications: https://www.ebglaw.com/eltw-subscribe Visit https://www.EmploymentLawThisWeek.com - Epstein Becker Green is a national law firm focused on health care and life sciences; employment, labor, and workforce management; and litigation and business disputes. This video is for informational purposes only and does not constitute legal advice. Viewing this video does not create an attorney-client relationship. EMPLOYMENT LAW THIS WEEK® and #WorkforceWednesday® are registered trademarks of Epstein Becker & Green, P.C. © Epstein Becker & Green, P.C. All Rights Reserved. Attorney Advertising.
In this episode, we break down the latest CPP Investments annual report and why comparing CPP’s returns directly to the S&P 500 or TSX misses the mark. We discuss CPP’s 7.8% fiscal-year return, its heavy exposure to private equity, real assets and credit, and whether the high fees and complexity are justified over the long run. We also look at five Canadian stocks that could fit a “buy it, lock it away, and don’t touch it for 10 years” mindset. From railways and waste collection to royalty companies, grocers, and energy producers, we discuss which businesses may have the durability, moats, and cash flow profiles to survive and compound through different market environments. Tickers of Stock discussed: WCN.TO, FNV.TO, WPM.TO, CP.TO, CNR.TO, L.TO, CNQ.TO, ENB.TO, DOL.TO, RY.TO, BNS.TO, BAM.TO, BN.TO, CSU.TO, TRI.TO, META, NVDA, GOOGL, AAPL, MSFT, AMZN, TSM, AVGO, TSLA Subscribe to our Our New Youtube Channel! Check out our portfolio by going to Jointci.com Our Website Our New Youtube Channel! Canadian Investor Podcast Network Twitter: @cdn_investing Simon’s twitter: @Fiat_Iceberg Braden’s twitter: @BradoCapital Dan’s Twitter: @stocktrades_ca Want to learn more about Real Estate Investing? Check out the Canadian Real Estate Investor Podcast! Apple Podcast - The Canadian Real Estate Investor Spotify - The Canadian Real Estate Investor Web player - The Canadian Real Estate Investor Asset Allocation ETFs | BMO Global Asset Management Sign up for Fiscal.ai for free to get easy access to global stock coverage and powerful AI investing tools. Register for EQ Bank, the seamless digital banking experience with better rates and no nonsense.See omnystudio.com/listener for privacy information.
We've just wrapped up presenting at some of the leading national employer conferences, and we heard from the leaders at federal agencies and hundreds of employers. Join David, Liz and Nita as they discuss the latest developments, including the implementation of the EU Pay Transparency Directive, the impact of EEOC's proposal to eliminate the EEO-1 Report, the unique challenges issues federal contractors face in supporting various events as a result of EO 14398, how the DOJ settlements with IBM and PayPal inform employers about “illegal DEI,” and DOL's latest initiatives under Acting Secretary Keith Sonderling's leadership.Contact Fortney & Scott:Tweet us at @fortneyscottFollow us on LinkedInEmail us at info@fortneyscott.comThank you for listening! https://www.fortneyscott.com/
Breaking Down the June Visa Bulletin & DOL's Proposed Wage IncreasesPartner & Attorney Gladys Gervacio and Client Services Manager Arianna Gonzalez, MBA, hosted an immigration law webinar covering the latest developments impacting employers and foreign national employees. During the session, the presenters discussed key updates from the June 2026 Visa Bulletin, including retrogression and advancement trends across several employment-based categories, as well as USCIS's decision to honor Final Action Dates for employment-based filings.The session also addressed the Department of Labor's proposed rule to increase prevailing wages and its potential impact on employment-based immigration sponsorship strategies. Attendees gained practical insights into how these developments could affect workforce planning, green card processing timelines, and compliance considerations.Listen in to know more!
In this episode of Friday Fiduciary Five, Eric Dyson talks about DOL and EBSA guidance for DC plan investment selection. Eric discusses the complexity factor in investment decisions, emphasizing the need for clear definitions in investment policy statements (IPS). He highlights the operational constraints and management issues associated with private assets in target date funds. Connect with Eric Dyson: Website: https://90northllc.com/Phone: 940-248-4800Email: contact@90northllc.com LinkedIn: https://www.linkedin.com/in/401kguy/ The information contained herein is general in nature and is provided solely for educational and informational purposes.It is not intended to provide a specific recommendation of any type of product or service discussed in this presentation or to provide any warranties, financial advice, or legal advice.The specific facts and circumstances of all qualified plans can vary, and the information contained in this podcast may or may not apply to your individual circumstances or to your plan or client plan specific circumstances.The opinions expressed by guests on the Be More Than a Fiduciary podcast are not necessarily the same as the opinions held by 90 North Consulting, or of Executive Director Eric Dyson.
The 401k Girls are back. Hayley Porter and Jessica Porter return to talk acquisitions, target-date funds, financial literacy, vibe coding, and getting more women into financial services. Plus Fact or Fiction Thursday, a Chat Bar Champion challenge, and the usual chaos. We dig into the Ascensus and American Trust custodian shakeup and what consolidation means for advisors and TPAs, the wave of public comments on the latest DOL rule, whether private assets belong inside target-date funds, and why retirement should maybe just be boring. The girls break down their approachable take on financial literacy, the rebrand to The 401k Girls, and how authenticity (and the occasional quarter-zip) wins on social media. We also get into AI and vibe coding for plan administration. 0:00 Validate everyone in the chat bar 1:30 Welcoming back The 401k Girls 1:57 Fact or Fiction Thursday 4:50 Ascensus and American Trust custodian shakeup 13:30 Wholesaler relationships and partner reactions 20:50 DOL rule draws 37,000 public comments 23:30 Private assets inside target-date funds 27:20 Chat Bar Champion challenge 29:30 Reading bad financial advice posts 36:30 Making financial literacy approachable 38:40 Rebranding to The 401k Girls 41:30 Authenticity wins on social media 43:50 Vibe coding and AI for plan admin 49:50 Getting more women into financial services 59:00 Setting sales goals and succession planning 1:04:00 Wrap up and shoutouts Guests: Hayley Porter and Jessica Porter, The 401k Girls LinkedIn: https://www.linkedin.com/company/the-401k-girls Retireholics is a live show for the 401(k) industry. New episodes the 1st and 3rd Thursdays at 4:30pm Pacific. Join the next show live: https://plandesign.zoom.us/w/760355487 More episodes and transcripts: https://retireholics.com
In this episode, Simon and Dan cover a wide mix of macro updates, Canadian corporate earnings, and AI-related investment themes. They start by discussing the latest Canadian inflation data, where headline CPI surprisingly slowed despite a volatile energy environment. The hosts also weigh the broader macroeconomic impact of surging bond yields—highlighting the climb in both U.S. and Canadian yields—and explain how these moves directly pressure household disposable income via upcoming fixed-rate mortgage renewals. The conversation then shifts to corporate earnings, starting with Constellation Software's strong quarter, record M&A spending, and whether AI poses a structural threat to the software sector. They also touch on Atkins Réalis (formerly SNC-Lavalin), reviewing its massive nuclear opportunities, unique Candu technology moat, and a new partnership with Nvidia to develop nuclear-powered AI factories. They wrap up by analyzing Canadian Tire's sluggish retail top-line growth, exploring a large sequential decline in Sport Chek store locations and elevated credit card delinquencies that signal a stretched consumer. Finally, the hosts highlight key industrial earnings from Applied Materials and Finning International, which are both capitalizing on the massive infrastructure and data center build-outs fueling the global AI boom. Tickers of stocks discussed: CSU.TO, ATRL.TO, WSP.TO, CTC-A.TO, DOL, AMAT, ASML, FTT, TIH Subscribe to Our New Youtube Channel! Check out our portfolio by going to Jointci.com Our Website Canadian Investor Podcast Network Twitter: @cdn_investing Simon’s twitter: @Fiat_Iceberg Braden’s twitter: @BradoCapital Dan’s Twitter: @stocktrades_ca Want to learn more about Real Estate Investing? Check out the Canadian Real Estate Investor Podcast! Apple Podcast - The Canadian Real Estate Investor Spotify - The Canadian Real Estate Investor Web player - The Canadian Real Estate Investor Asset Allocation ETFs | BMO Global Asset Management Sign up for Fiscal.ai for free to get easy access to global stock coverage and powerful AI investing tools. Register for EQ Bank, the seamless digital banking experience with better rates and no nonsense.See omnystudio.com/listener for privacy information.
In this Season 3 episode, co-hosts A. Valerie Mirko, Partner at Armstrong Teasdale LLP and leader of the firm's Securities Regulation and Litigation Practice, and William Nelson, Director of Public Policy and Associate General Counsel at the Investment Adviser Association, are joined by Kendra Isaacson, Partner at Mindset, for an in-depth discussion of major policy developments reshaping retirement savings. Kendra is a leading voice on retirement policy, bringing deep experience from her time as Pensions Policy Director for the Senate HELP Committee, at the Department of Labor, and in the private sector. During this episode, she breaks down the DOL's proposal to expand use of alternative investments in certain retirement accounts, exploring the regulatory rationale, potential benefits, and compliance considerations. The conversation also covers broader efforts to expand access to retirement savings, including recently introduced federal legislation and the Administration's newly announced IRA marketplace. Together, Valerie, William and Kendra examine how these initiatives could alter the retirement landscape for investors, advisers, and plan sponsors. This episode is a must-listen for securities lawyers, compliance professionals, regulators, and anyone navigating today's rapidly evolving regulatory landscape. Recent Past Episodes of this Series:A New Enforcement Era and the Potential Coming Wave of SEC Rulemaking (4/22/2026)Congress Puts the SROs Under the Microscope: SEC Oversight, Transparency, and Reform (3/18/2026)Congress Puts the SEC Under the Microscope: Accountability, Due Process, and Reform (2/11/2026)A Study in Contrasts: Innovation and Crypto versus the Crypto Fraud Landscape (1/21/2026)A Year of Change, Challenges, and What Comes Next (12/17/2025)When Washington Stops: What the 2025 Shutdown Means for the SEC and Congress Going Forward (11/19/2025)The SEC's New Direction: Enforcement and Governance in Focus (10/22/25) Please note, the positions and opinions expressed by the speakers are strictly their own, and do not necessarily represent the views of their employers, nor those of the D.C. Bar, its Board of Governors or co-sponsoring Communities and organizations.
On this special episode of In AI We Trust?, U.S. Department of Labor (DOL) Acting Secretary Keith Sonderling joins EqualAI President and CEO Miriam Vogel to discuss a moment of urgency and opportunity for the American workforce. In keynote remarks at a reception following EqualAI's Summit on Agentic AI, the Acting Secretary outlines the federal government's mission to prepare the American workforce for AI by demystifying the technology and moving from a narrative of fear to one of job augmentation. The conversation explores the DOL's ambitious goal of reaching one million active apprenticeships, expanding beyond traditional trades into corporate America and the tech sector, while ensuring that industry-led curriculum bridges the skills gap for the next generation of citizens. From the launch of an AI literacy framework to a free, text-based course designed to reach every American with a cell phone, this episode provides an overview of how DOL is actively approaching its goal to ensure an AI-ready workforce.
Federal CIO Greg Barbaccia has tapped the Department of Education's chief information officer as the government's new No. 2 IT official. Thomas Flagg will take over as deputy federal CIO after spending more than 11 years at the Department of Labor and leading Education's IT shop since October 2024. In an email sent Thursday to agency CIOs and shared with FedScoop, Barbaccia said there was “an overwhelming amount of interest” in the deputy role “from an exceptionally strong field of candidates.” Flagg stood out due to the “depth and seriousness of his experience across multiple technology leadership roles,” Barbaccia wrote, pointing to his time at the Department of Education and DOL. The hiring of Flagg gives the White House its first permanent deputy CIO since September 2025, when Drew Myklegard left the public sector to become Carahsoft's executive director of government programs. Since then, the acting deputy federal CIO position has been held by Jay Teitelbaum, an Office of Management and Budget, U.S. Digital Service and Department of Homeland Security alum. The Trump administration is redirecting a cybersecurity scholarship program that requires recipients to work in government service toward artificial intelligence, leaving some current program scholars dismayed and bewildered. In an email to participating school program coordinators obtained by CyberScoop, the Office of Personnel Management and National Science Foundation said the CyberCorps Scholarship For Service program would now be known as CyberAI SFS. The email reads: “The SFS students we enroll today will not be employable when they graduate in 2-3 years without significant AI background. Any SFS student in this new program must be proficient in using AI in cybersecurity or providing security and resilience for AI systems. Therefore, new students in the legacy CyberCorps program must learn to acquire AI expertise to augment their cybersecurity expertise.” It also explains that “new SFS scholars will not be accepted to the Legacy CyberCorps(C) program without a description on how they will develop competencies at the intersection of cybersecurity and AI.” The Daily Scoop Podcast is available every Monday-Friday afternoon. If you want to hear more of the latest from Washington, subscribe to The Daily Scoop Podcast on Apple Podcasts, Soundcloud, Spotify and YouTube.
Piše Vid Bešter, bere Dejan Kaloper. Vsaka pesem v pesniški zbirki Tatjane Pregl Kobe Potem ima na razpolago dve strani. Na levi strani je pod naslovom v poševnem tisku zapisana trivrstičnica, ‒ nekakšen moto k daljši pesmi na desni strani. Vsaka daljša pesem je dolga natanko eno stran. Nekaj pesmi ima še oštevilčena nadaljevanja, ki pa so prav tako vsa dolga natanko eno stran. Ker pa imajo nekatere pesmi vendarle več besed kot druge, variira dolžina vrstice. Dolžina vrstice je torej očitno podrejena enakomerni dolžini pesmi: vsaka ima enaintrideset vrstic. Iz tega že lahko izpeljemo ugotovitev, da verz kot vsebinska in ritmična enota za zbirko Potem ni prav zelo pomemben. Kakor imajo vse pesmi enako postavitev na strani, tako so enakomerno urejene tudi v štiri dele in ti v celoto. V vsakem od štirih delov, ki so zasnovani na ohlapnih vsebinskih vezeh, je devet pesmi. Skupaj torej šestintrideset daljših pesmi, ki jih spremlja šestintrideset trivrstičnic, vse skupaj pa uvaja sedemitrideseta pesem, sestavljena iz štirih trivrstičnic ... Bralcu je ob tem redu, ki vlada v zbirki gotovo prijetno ‒ kot v lepo urejenem in obdelanem vrtu. Trivrstičnice so po vsebini in vlogi podobne haikuju, čeprav nimajo oblikovnih značilnosti te japonske pesemske zvrsti. Nekako nakazujejo razpoloženje ali nagib, s katerim se bere daljša pesem na nasprotni strani. Morda pa kažejo tudi na obljubo in pogled v trenutku, ko je bila pesem napisana. Pravzaprav so kot tiste semenske vrečice, ki jih nataknjene na paličice ali položene pod kamne puščamo ob gredicah, da ne pozabimo, kaj smo zasejali. Daljše pesmi v takšni družbi spominjajo na tisto japonsko literarno zvrst, ki haikuju pridruži kratko prozno besedilo ‒ impresijo ali dnevniški zapis, poln podob. Tudi pesmi v zbirki Potem nimajo močnega ritma, po retorični legi so bliže prozi kakor liriki, na vsebino pa pomembno vplivajo trenutni vtisi, misli in spomini. Njihova liričnost pa se skriva v toku podob, sestavljenem večinoma iz prostih asociacij. Podobe v pesmih zato težijo k abstrakciji, ki pa vendarle ne prevlada ‒ podobe še kažejo tako na zunanji kot na čustveni svet. Izmenjavanje metafore in abstraktnejše osvobojene asociativne podobe ustvarja napetost in gibanje. Zdaj prevzame pobudo veriga asociacij in pesem steče, skoraj zdrvi, drugič prevladata metafora in njen pomen, pa pesem stopi počasneje, opisuje in pripoveduje. Kljub temu pa od podob ni mogoče pričakovati preveč. Bralcu, ki bi rad preveč razumel, utegne na njih spodrsniti kot na spolzkem kamenju. Ni povsem jasno, ali so na teh mestih zakodirani kakšni skriti pomeni in kje iskati ključ do njih ..., če so nam sploh namenjeni. Bralcu bo bolje, če bo pesmi prebiral tako, da ga bodo asociacije nosile s sabo. A tudi svobodni polet domišljije na krilih asociacij znajo pesmi dokaj grobo prekiniti. Čeprav je podobam puščene veliko svobode, je pesnici sporočilnost vendarle pomembnejša in rada zategne vajeti. Tako so pesmi napete med podobami, ki so preabstraktne, da bi lahko razbrali njihovo sporočilo, in tistimi, ki so preveč nadzorovane, da bi sporočilo v njih bralci lahko izsanjali. Poleg bogato razbohotenih podob je za pesmi značilno skoraj deklarativno izjavljanje. Neposredno izrečena oziroma zabeležena opažanja, stališča, spomini, občutki se vrivajo med podobe ‒ skoraj kot nepovabljene misli. Morda z največjim učinkom v drugem delu Tiha polja. Tu v zbirki najbolj prevladujejo podobe narave, lahko bi dejali pogledi skozi razna okna. Narava je v zbirki Potem tudi sicer pomemben motiv in pogosto jedro, ki spodbudi nizanje podob. Govorka skuša v pesmih ubesediti in posredovati osupljivo lepoto, ki ji je priča. A se ji vmešajo misli na begunce, žrtve genocida, vojne in drugih družbenih krivic. In narava se svoji lepoti zazdi ravnodušna in brezčutna. Podoben proces vmešavanja tudi v drugih delih zbirke gradi tematska osišča. V prvem delu Vsi moji mrtvi se na primer v spomine na bližnje mešajo misli na sedanjost ‒ in nelagodje nad političnimi obeti, ki grozijo prihodnjim rodovom. V tem delu je mešanje registrov manj posrečeno in se približuje teznosti. Ta plast izjavljanja, ki se vmešava med podobe, je pogosto enoznačna in vsakdanja. V njih se nam govorka seveda najbolj razkrije. Pokaže svoj okus in gledišče: da so ji všeč določene slike in pesniki, da ima določena politična prepričanja, pripada določenemu rodu in naravo opazuje na določenih krajih. Drugače povedano: ima osebnost in ta je pravzaprav osrednja vsebina zbirke. “Jaz”, ki govori v pesmih, ni le abstraktna slovnična nujnost ‒ je subjekt, ki svet opazuje in se očitno čuti dolžno izreči in opredeliti. Sam se nam ponuja sklep, da je naloga teh pesmi, da beležijo pesničine občutljivosti. Pesmi v zbirki ne govorijo o svetu, kakršen je, pač pa nam poročajo o odzivih neke osebnosti. Ni tako pomemben razgled skozi okno, ampak tisto, kar govorka ob njem občuti. Zato ne govori o vojni, ampak o strahu pred vojno. In ne govori o beguncih, ampak o svojem sočutju. Najjasnejši primer tega so morebiti impresije ob slikah, ki prevladujejo v tretjem delu Angel. Tu je glas sicer najmanj oseben, a skuša z rabo asociacij in podob očitno ubesediti specifičen občutek in trenutek gledanja, ki je vendar toliko več od sporočila neke slike. Zbirka Tatjane Pregl Kobe Potem je po temeljnem odnosu do sveta precej impresionistična. Pesnica motri lastne odzive na dražljaje sveta tam zunaj ‒ ni nenavadno, da jo vleče k naravi. Kot naravnost pove v zadnjem delu Vpogled, v katerem se ukvarja s poetološkimi temami, jo najbolj zanima: “Kako najti besedo, ki ni le beseda? / Besedo, ki preseva moč skozi čutno zaznavo?” Bralec pa se, ko lista med gredicami zbirke Potem, počuti kot gost v tujem vrtu, kamor je zataval morda po naključju. Gotovo občuduje bohotne podobe, ki so na vrtu zasejane. Marsikaj najbrž razume, velikokrat najbrž kaj tudi zgreši … včasih začuti piš vetra s pejsaža, včasih pa se z nelagodjem prestopa ob pogovoru neznancev … Kako pa se bo po obisku počutil, pa je odvisno od tega, kako dobro se bo sporazumel z gostiteljico, ki svoj vrt razkazuje.
Mesirow's deal to acquire LeafHouse Financial Advisors and Blue Ridge Associates' acquisition of Economic Group Pension Services. QuickBooks and Vestwell integrated 401(k) solution aimed at small and mid-sized businesses. Fred Reish's analysis of the DOL's proposal on alternative assets and how it affects plan investment menu selection, EBSA head Aronowitz's request for industry input on the DOL investment rule, and President Trump's executive order expanding workers' retirement access.
In Washington, D.C., there is a saying: “personnel is policy.” In this episode of our Dirty Steel-Toe Boots podcast series, shareholders Phillip Russell (Tampa) and Jim Plunkett (Washington) break down the significance of Labor Secretary Lori Chavez-DeRemer's departure and the rise of Acting Secretary Keith Sonderling for employers. They examine how Sonderling's background and his time as deputy secretary have already shaped the DOL's enforcement and policy direction. The speakers also take a closer look at OSHA head David Keeling and what to expect regarding issues like the heat illness standard.
Nate McMurray is a Democrat who's running for office in Western New York. He loves Canadians, and despises Donald Trump / The Leafs win the draft lottery / Humble loves his Shoppers Drug Mart / More Fred and Dol conversations / The Retirement Sherpa talks about Sherpa sizing / Dan is not a big fan of the World Cup coming to Canada / The ballroom has hit a billions dollars Hosted on Acast. See acast.com/privacy for more information.
There is recent evidence that OWCP (under the U.S. Department of Labor) has increasingly began to outsource significant portions of claims-related services for FECA (federal workers' compensation) to third-party vendors, including private companies traditionally known for state workers' compensation claims management. This is a change in the entire structure of the FECA and OWCP government division's responsibilities. OWCP has been slowly outsourcing divisions of OWCP to outside contracts in the form of third party vendors. This began with medical bill processing (e.g., past transitions to vendors like CNSI now called ACCENTRA) and medical authorizations. This began when OWCP decided to outsource the pharmacy benefits to an outside corporate vendor called OPTUM, a pharmacy benefit manger to manage all of OWCP's pharmacy benefits. We can expect to see an increasing amount of companies continue to be added for specifically handling broad OWCP claims adjudication, the overall trend of outsourcing to experienced private-sector TPAs vendors from the state workers' comp ecosystem is now the wave of the future. For more information read the show transcript. The podcaster is Dr. Stephen Taylor, OWCP medical-legal consultant & DOL expert for Oberheiden Law Firm. Dr. Taylor's contact email information is:https://fedcompconsultants@protonmail.com If you need a medical provider or assistance with an OWCP / DOL claim in Pensacola Florida you can make an appointment to see Dr. Taylor at the clinic at FWC Medical Centers . To make a consultation with Dr. Taylor call the clinic at 813-215-4356 in Florida. For responses email Dr. Taylor at fedcompconsultants@protonmail.comSupport the showFEEDSPOT TOP #1 Federal Workers Compensation Podcast & #6 National Workers Compensation Podcast:For responses email Dr. Taylor at fedcompconsultants@protonmail.comSupport the showFEEDSPOT TOP 10 National Workers Compensation Podcast: https://podcast.feedspot.com/workers_compensation_podcasts/?feedid=5557942&_src=f2_featured_email
Julie Selesnick, Executive Director of Legal and Compliance at Judi Group, joins the Astonishing Healthcare podcast for an in-depth discussion on the Department of Labor's proposed rules aimed at enhancing PBM transparency. Julie shares the highlights of Judi Group's submitted comments and explains how the Department could help reshape the healthcare landscape, improve fiduciary practices, and drive systemic change in the pharmacy benefits ecosystem - but it shouldn't stop there.Julie dives into the arguments for and against the proposed rules, highlighting the importance of transparency in PBM compensation and the need for plan sponsors to understand the true costs associated with their health plans. She also discusses the potential impact of these regulations on reporting, which should get easier over time, and the medical side of drug spending, which is projected to outpace PBM-side drug spending in the near future. Julie's expertise and passion for improving fiduciary management make this episode a must-listen for anyone navigating the evolving worlds of healthcare policy and benefits.HighlightsJulie explains why the DOL's proposed rules are a critical step toward improving PBM transparency and enabling plan sponsors to make informed decisions.She emphasizes the need for clear disclosures on rebates, clawbacks, and indirect compensation to help plans verify reasonable compensation and minimize litigation risks.The discussion explores the growing importance of addressing medical-side drug spending, which could surpass PBM-side spending within the next five years.Julie shares insights on how machine-readable file disclosures could simplify compliance and create pricing benchmarks, enabling plan sponsors to evaluate whether costs are reasonable.State laws, the CAA 2026, these DOL proposed rules, and the recent FTC settlements all reinforce one another.Related Content & ResourcesFact Sheet: Proposed Pharmacy Benefit Manager Fee Disclosure RuleJudi Health Partner Summit Highlights: Progress is Impossible to IgnoreAH102 - PBM Reform Update: Health Policy Changes Slowly, Until it Doesn't, with Lloyd FioriniClick HERE for more information on Judi Group.Get in touch with Julie on LinkedIn.For more information about this episode, please visit Judi Health - Insights.
In this episode, Miriam Vogel, President and CEO of EqualAI, sits down with Taylor Stockton, Chief Innovation Officer at the U.S. Department of Labor, to discuss what the federal government is doing to prepare workers for the AI economy. Stockton walks through the DOL's AI Literacy Framework, a text message-based literacy course designed to reach workers where they are, modernized apprenticeships with embedded AI skills, and the new AI Workforce Hub — a real-time resource tracking how AI is transforming jobs across sectors. Taylor shares his favorite use cases and how the federal government is adhering to the Executive Order to increase its own AI use.
Ralph welcomes Professor Nicholas Chater, co-author of “It's on You: How Corporations and Behavioral Scientists Have Convinced Us That We're to Blame for Society's Deepest Problems.” Then, as most of the media turns its attention to Iran, we return to the ongoing genocide in Gaza and welcome back Dr. Feroze Sidhwa to break down his three-part series published in Zeteo called “The Truth About Gaza's Dead.”Nick Chater is Professor of Behavioural Science at Warwick Business School. He has written and co-written more than two hundred research papers and six books, including It's on You: How Corporations and Behavioral Scientists Have Convinced Us That We're to Blame for Society's Deepest Problems (co-written with George Loewenstein).I was on a UK government committee as the representative of behavioural science for six years, where my role was (at least I understood my role to be) coming up with smart-aleck ideas about what individual nudges or bits of useful information we could give to the public—how that would help people reduce their carbon emissions. And I came away from that experience extremely chastened. Because almost all the interesting issues were nothing to do whatsoever with individual behavior. They were all about big systemic changes… And the shock for me was realizing that the tools that I was hoping to wield were in fact completely ineffective.Nick ChaterI think it's absolutely true that many of the things that behavioral scientists are supposedly “discovering” [are] the things that campaigners and activists and indeed people in the political world generally and journalists intuitively have long known, and indeed probably have good evidence for. It's simply— it's sort of a sad process of trailing-along-behind which I think the academic world has been engaged in, where we've been slowly realizing that things that everybody else knew initially are actually true after all.Nick ChaterOne of the most powerful things that each of us has is the ability to propagate our own perspective and to campaign for change…I think getting people pulling together and pushing for change can be incredibly powerful. So seeing ourselves as citizens who are actively able to have our voice, make our voices heard, I think that's where the real power lies. And I think that the campaigners and political activists and so on have always known this. And of course, also, big businesses have always known this too. And they certainly don't want us to be doing too much of that. They want us to be focusing on quite the opposite. They want us to be focusing on our own gardens and not worrying about the big picture. They don't want organized opposition.Nick ChaterDr. Feroze Sidhwa is a general, trauma, and critical care surgeon in California. He is also a humanitarian surgeon who has worked in Palestine, Ukraine, Haiti, Zimbabwe, and Burkina Faso. He most recently volunteered at Nasser Medical Complex in Khan Younis, Gaza. He was blocked from entering Gaza by Israel's Shin Bet intelligence service in November 2025.In the first 25 days of the assault on Gaza, more children were killed than in the entire worst year of conflict that Airwars had ever studied previously, which was Syria in 2016. In the first 25 days in Gaza, between 2,200 and 2,600 children were killed in Gaza, compared to 1,900 in Syria. So again, if you adjust for the size of the population (because Syria is a much bigger country than Gaza is a territory), the rate of killing of children in Gaza was 71 to 142 times higher than it was in the worst year on record for children in conflict—Syria in 2016.Dr. Feroze SidhwaGaza is a place where infants freeze to death if they are not sheltered. Well, there are no sheltered infants in Gaza for any practical purposes. They're all unsheltered. So we have a list of the actual names of a dozen or two dozen children who have actually frozen to death…And there is shelter—ready-made mobile shelters for hundreds of thousands of people right outside of Gaza. It's in Egypt and it's in Jordan. The only thing that's stopping anybody from bringing it in is the US and Israel…This is just dastardly. We should think about it for a second—we (meaning Americans) [are] living in a country where neither political party seems to care that we are freezing infants to death.Dr. Feroze SidhwaRight now, the Israelis are blocking cough medicine from going into Gaza. And the reason (they say) is because it contains glycerin. Now, glycerin, in theory, can be used to make explosives. But it's one picogram or something—it's just part of a pill or the syrup that goes into it, right? This is children's cough medicine. The idea that Hamas or Islamic Jihad or anybody else in Gaza has the laboratory equipment and facilities that would be needed to extract the 0.01% of glycerin that's in a pill or a medical syrup to then make a bomb is beyond idiotic. Furthermore, we all know that there's (and I'm speaking literally) hundreds of tons of unexploded Israeli bombs—actually I should say unexploded US bombs—all over the Gaza Strip. That's where Hamas gets all of its explosives from. It just repurposes unexploded Israeli munitions. So all of this is just sheer nonsense.Dr. Feroze SidhwaNews 4/24/26* Our top stories this week have to do with people losing their jobs. First up, Apple CEO Tim Cook – the handpicked successor of Steve Jobs who has led the tech giant for the past 15 years – announced this week that he would transition away from the CEO role. While he will remain on as Executive Chairman, John Ternus, the company's head of hardware engineering, will take over at the helm, PBS reports. Cook's tenure at Apple has received mixed evaluations, with many applauding the steady handed executive for adding an estimated $3.6 trillion in market value to the company, while others have critiqued his supposed lack of innovation compared to his predecessor. Some hope his more technical-minded successor will put more emphasis on product development moving forward. Like many tech CEOs, Cook went to great lengths to ingratiate himself with President Trump in his second term, donating $1 million to his inaugural committee and gifting Trump a glass plaque set in 24-karat gold last August.* Meanwhile, Secretary of Labor Lori Chavez-DeRemer resigned this week amid “an internal investigation into her conduct,” which included “instructing staff to buy her bottles of sauvignon blanc on work trips… [stashing] liquor in her office, [encouraging] young female staffers to ‘pay attention' to her father and husband, [having] an affair with a member of her security detail, and [arranging] work travel to visit family and friends,” per Vox. For the time being, the Labor Department will be headed by Keith Sonderling, whom POLITICO calls a “quintessential Washington insider who is well-connected in the capital's Republican circles and his home state of Florida.” Sources quoted in this piece identify Sonderling as a key behind-the-scenes player in the administration whose accumulated influence “extends well beyond DOL.” The choice of Chavez-DeRemer, a former Congresswoman who was seen as perhaps the most labor-friendly Republican in the House, was supported at the time by Trump-aligned Teamster boss Sean O'Brien; her ouster therefore, represents the latest humiliating setback for his strategy of cozying up to Trump to win favorable treatment for his membership. In the words of a recent Current Affairs piece published before the downfall of Chavez-DeRemer, “Sean O'Brien Sold Labor to Trump, and Got Nothing.”* In the House, Rep. Sheila Cherfilus-McCormick resigned her seat this week, just minutes before the House Ethics Committee was set to weigh punishment for the Congresswoman, whom the panel had previously found guilty of “a slew of ethics violations, including accusations that she stole millions in pandemic relief funds and used it to bolster her 2021 campaign,” according to CNN. Cherfilus-McCormick was one of the four Members of Congress included in the proposed bipartisan expulsion deal some weeks ago, along with Representatives Swalwell, Gonzales, and Mills. With the first two gone, a tremendous amount of pressure is sure to be exerted on Congressman Mills to resign as well. Prior to resigning, Cherfilus-McCormick was already facing a stiff primary challenge from young progressive Elijah Manley. Now, it seems her seat – representing hundreds of thousands in Broward and Palm Beach counties – could remain vacant until a new member is sworn in next January, with Florida Governor Ron DeSantis unlikely to call a special election before then.* Also in Congress, Axios reports Representative David Scott of Georgia, a powerful Black Georgia Democrat who served in the lower house for over 20 years, passed away this week at age 80. Scott, who rose to become the first Black chair of the key House Committee on Agriculture, had filed to run again in 2026 despite rumored resistance from his colleagues. His death leaves Georgia's 13th district without representation in the House and amounts to a stunning fourth death-based Democratic House vacancy in the past year. Like the ones that preceded it, this must be seen as a bright red warning signal to Democratic leadership.* In DC more broadly, the employment picture looks even worse. According to a new report in the Guardian, the combined purging of 300,000 jobs from the federal government – the piece notes this is the “region's largest employer” – by Elon Musk's absurd Department of Government Efficiency (DOGE) initiative, with another 13,000 job cuts in the private sector, has left DC with the highest unemployment rate in the nation at 6.7%. With little sign of increased hiring in the public or private sectors, there is no indication this trend will reverse itself any time soon.* Elsewhere in the DMV, this week Virginia voters approved a referendum to amend the state constitution allowing Democrats to redraw the state's congressional districts in their favor. Currently, Virginia Democrats hold six districts to the Republicans' five; under the new map, Democrats are poised to hold 10 districts and the Republicans just one. This is the latest episode in the mid-decade redistricting fight begun last year, when Texas Republicans sought to redraw the Lone Star state's maps to be more favorable to the GOP. This set off a stampede of states seeking to redraw their district lines. Now, in light of the Virginia referendum passing, Florida is threatening to redraw their maps to the detriment of Democrats there. The Hill reports House Minority Leader Hakeem Jeffries, taking a sharper tone than usual, responded to news of the Florida redistricting attempt with a statement reading “If Florida Republicans proceed with this illegal scheme, they will only create more prime pick-up opportunities for Democrats, just as they did with Trump's dummymander in Texas…[he vowed] maximum warfare, everywhere, all the time.”* In California, the downfall of Eric Swalwell has resulted in the unexpected rise of another candidate – former Congressman, California Attorney General, and Biden-era Health and Human Services Secretary Xavier Becerra. Between April 10th and April 22nd, Becerra surged from a polling average of under 4% to an average of 13% – and in some polls, even moved into first place. While Becerra seeks to consolidate this spike in support, progressives are airing long-held grievances. David Sirota, former Bernie Sanders campaign advisor and founder of the Lever, cited that publication's 2021 report on how “As California AG, [Becerra] demanded the HHS secretary use existing law to lower medicine prices - and then he became HHS secretary & literally refused to do that.” Others have pointed out that, according to Transparency USA, Becerra's campaign has received massive donations from the likes of Chevron. Progressive billionaire Tom Steyer on the other hand this week received the endorsement of Our Revolution, closely aligned with Bernie Sanders, which noted that “Yes, Tom Steyer is a billionaire. But it matters what he is doing with that power: pushing for taxes on the wealthy, expanding universal programs, and dismantling corporate influence in our politics.”* In another case of politics making strange bedfellows, the Chicago Tribune reports the political arm of Planned Parenthood is making an endorsement in the race to succeed retiring Rep. Jesús “Chuy” García in Illinois 4th congressional district. Except, in this case, the reproductive rights group is not endorsing the Democrat in the race. Listeners may recall that Congressman García was sharply criticized for his maneuvering to ensure his chief of staff Patty García would be the Democratic nominee. This has forced other potential aspirants to run as independents. These include DSA-aligned Chicago Alderman Byron Sigcho-López and activist Mayra Macías – the latter of whom won the Planned Parenthood Action endorsement this week. The Tribune notes that Macías served on the board of Planned Parenthood Action until the beginning of this year. In a statement, Planned Parenthood President Alexis McGill Johnson called Macías “a proven leader,” who “will be unrelenting in the fight to protect access to sexual and reproductive health care.”* Turning to international news, in South Africa, leftist politician and leader of the Economic Freedom Fighters (EFF) party Julius Malema was sentenced to five years in prison this week for “firing a rifle in the air at a party rally,” Al Jazeera reports. Unsurprisingly, given that the EFF is the fourth largest political party in South Africa, this case has become a rallying cry for Malema's supporters, with those same supporters accusing the prosecution of being politically motivated. Presiding Magistrate Twanet Olivier disputes this, contending that it “is not a political party who has been convicted here … it is a person, an individual.” Malema's lawyers immediately applied for – and were granted – leave to appeal, but if these appeals fail Malema could be barred from serving as a Member of Parliament.* Finally, in more positive news from abroad, Reuters reports that the much-trumpeted summit of the global Left held in Barcelona this week – designed to help progressives rally their forces to defeat modern reactionary Right-wing nationalism characterized by figures like Trump – drew over 6,000 attendees from over 40 countries. Headline speakers included Spanish Prime Minister Pedro Sanchez, Brazilian President Lula, Mexican President Claudia Sheinbaum, Colombian President Gustavo Petro and South African President Cyril Ramaphosa. From the United States, an ecclectic group addressed the summit, ranging from video messages of support from Hilary Clinton to Bernie Sanders to Zohran Mamdani, with an in-person address by Minnesota Governor and former Vice-Presidential candidate Tim Walz. A recurrent theme, hammered home by Isabel Allende, former Senate president of Chile and daughter of Salvador Allende, Chile's leftist president ousted in a U.S.-backed coup and replaced with the dictator Augusto Pinochet, was that the left has become too distant from the daily concerns of workers, stating in no uncertain terms that “It's unimaginable to fight against the right if we can't get closer to ordinary people.”This has been Francesco DeSantis with In Case You Haven't Heard. Get full access to Ralph Nader Radio Hour at www.ralphnaderradiohour.com/subscribe
This episode features a timely conversation with Jonathan Berry, DOL's Solicitor of Labor, discussing how the Solicitor prioritizes DOL's enforcement efforts (focusing on the Big, the Bad and the Ugly) and the Department's regulatory agenda. The wide-ranging discussion with Solicitor Berry will provide employers with practical insight on major DOL rulemakings, including independent contractor and joint employer standards, administrative law judge challenges, and the heightened enforcement initiatives related to immigration and labor market protections.Contact Fortney & Scott:Tweet us at @fortneyscottFollow us on LinkedInEmail us at info@fortneyscott.comThank you for listening! https://www.fortneyscott.com/
I never thought I'd be glued to my screen at 6 AM on April 22, 2026, watching the legal world spin around President Donald Trump like a whirlwind, but here we are, listeners. Just yesterday, on April 21, the U.S. Department of Justice dropped a bombshell in Montgomery, Alabama—a federal grand jury indicted the Southern Poverty Law Center on 11 counts of wire fraud, false statements to a federally insured bank, and conspiracy to commit concealment money laundering. Acting Attorney General Todd Blanche and FBI Director Kash Patel announced it from Washington, with the FBI and IRS Criminal Investigation leading the probe. Two forfeiture actions aim to claw back the alleged proceeds, though it's all allegations for now, and a conviction could strip away their ill-gotten gains, according to the Justice Department's press release.But that's not all keeping Trump's legal orbit buzzing these past few days. Shift over to the Supreme Court, where his Executive Order 14160—aimed at redefining birthright citizenship under the Fourteenth Amendment—is hanging by a thread. SCOTUSblog reports that during two hours of oral arguments in Trump v. Barbara last week, justices gave the administration's push an icy stare, hinging on a novel take on "domicile." The government argues a mother's domicile should limit citizenship for kids born on U.S. soil, but without that buy-in, the order likely crumbles. Rutgers Law School professors predict a pivotal ruling this term, clashing with the Immigration and Nationality Act, and we might not hear until late June.Meanwhile, Trump's immigration enforcement machine keeps humming. Vasquez Law in Smithfield, North Carolina, details how fresh 2026 executive orders ramp up electronic monitoring, tighten green card rules for applicants, and boost local-federal cop cooperation from Florida to nationwide. Dreamers and undocumented folks face expedited removals, prioritized by public safety risks—policies echoing back to 2016 but supercharged now to protect Americans, as their blog outlines in a grim timeline from initial encounters to appeals dragging months.And don't sleep on the DOL front—Mayer Brown notes that on April 15, the Department of Labor released Technical Release 2026-01, sparked by Trump's December 2025 executive order. It cracks down on ERISA retirement plans' proxy voting and advisory services, ensuring fiduciary duty aligns with worker interests.From Alabama indictments to Supreme Court showdowns, Trump's legal moves are reshaping enforcement, citizenship, and more, proving the past week's drama is just the latest chapter. Thanks for tuning in, listeners—come back next week for more. This has been a Quiet Please production, and for more, check out Quiet Please Dot A I.Some great Deals https://amzn.to/49SJ3QsFor more check out http://www.quietplease.aiThis content was created in partnership and with the help of Artificial Intelligence AIThis episode includes AI-generated content.
In this episode of Friday Fiduciary Five, Eric Dyson talks about the Department of Labor's (DOL) new enforcement priorities, as outlined in Field Assistance Bulletin 20-2601. The DOL will focus on egregious conduct, the duty of loyalty, timely investigations, and senior-level reviews. Connect with Eric Dyson: Website: https://90northllc.com/Phone: 940-248-4800Email: contact@90northllc.com LinkedIn: https://www.linkedin.com/in/401kguy/ The information contained herein is general in nature and is provided solely for educational and informational purposes.It is not intended to provide a specific recommendation of any type of product or service discussed in this presentation or to provide any warranties, financial advice, or legal advice.The specific facts and circumstances of all qualified plans can vary, and the information contained in this podcast may or may not apply to your individual circumstances or to your plan or client plan specific circumstances.The opinions expressed by guests on the Be More Than a Fiduciary podcast are not necessarily the same as the opinions held by 90 North Consulting, or of Executive Director Eric Dyson.
#ThisMorning | Could the #proposed #DOL #regulations lead to #more #retirement #plan #litigation? | Christopher Tobe, CFA, CAIA | #Tunein: broadcastretirementnetwork.com #Aging, #Finance, #Lifestyle, #Privacy, #Retirement, #wellness
Ary Rosenbaum talks about the DOL proposals on allowing alternative investments on 401(k) plans and why plan sponsors shouldn't be guinea pigs.
In this episode of Revamping Retirement, Pete Ruffel and Jennifer Doss sit down with Kelsey Mayo, Chief of Retirement Policy and Regulatory Affairs at the American Retirement Association, to unpack the Department of Labor's newly proposed rule on fiduciary duties and the selection of designated investment alternatives (DIAs). Mayo explains why the rule is asset-class neutral, how it aims to recalibrate litigation standards, and what the DOL is signaling to both fiduciaries and the courts. With the 60-day comment period underway, this episode offers timely insight into what plan sponsors and fiduciaries should be thinking about now and what may come next.
The Department of Labor's new proposed safe harbor could fundamentally reshape how retirement plan fiduciaries think about prudence, litigation risk, and innovation. In this episode, you'll hear a practical roadmap for committees and advisors to prepare now, before the rule is finalized.In this episode, Eric and Joel Shapiro discuss:Scope and intent of the DOL's proposed investment safe harborPrudence as process and the shift from products to frameworksThe six-factor test: performance, fees, liquidity, valuation, benchmarking, complexityLitigation risk, meaningful benchmarks, and documentation standardsPractical guidance for plan committees, advisors, and the use of 3(21)/3(38) expertsKey Takeaways:The DOL's proposed safe harbor is intentionally asset-class neutral and process-focused, offering fiduciaries a clearer roadmap rather than product-specific rules.Meeting the six factors—performance, fees, liquidity, valuation, benchmarking, and complexity—can create a presumption of prudence, but that presumption is still rebuttable.Proper documentation of analysis and decisions is just as critical as conducting a prudent process; “showing your work” is central to defending fiduciary actions.The proposal directly targets perceived abuses in litigation and encourages innovation (including alternatives) without sacrificing participant protections.Committees should honestly assess their internal expertise and strongly consider engaging a 3(21) or 3(38) fiduciary to help operationalize the safe harbor and ongoing monitoring responsibilities“For you as fiduciaries, don't pursue innovation for innovation's sake, or don't just jump on whatever the train is for the current trend; you still have to take control of the fiduciary wheel.” - Joel ShapiroLinks referenced during the podcast recording:DOL Fact Sheet DOL Proposed RuleJoel Shapiro Whitepaper90 North Newsletter Joel Shapiro brings over 30 years of ERISA and fiduciary consulting experience to the firm's retirement advisory platform. A former ERISA attorney and seasoned consultant, he focuses on translating complex regulations into practical strategies for Plan Sponsors and strengthening the firm's ERISA framework. He has advised large Plan Sponsors on plan design, fiduciary governance, and compliance, and is widely recognized for developing ERISA playbooks and best-practice fiduciary models that balance rigor with efficiency. Joel holds degrees from Tufts University, American University's Washington College of Law (J.D.), and Georgetown University Law Center (LL.M. Taxation), and is a frequent speaker at national retirement conferences.Connect with Joel Shapiro:Website: https://www.wealthspire.com/ LinkedIn: https://www.linkedin.com/in/joel-shapiro-wealthspire/ Connect with Eric Dyson: Website: https://90northllc.com/Phone: 940-248-4800Email: contact@90northllc.com LinkedIn: https://www.linkedin.com/in/401kguy/ The information and content of this podcast are general in nature and are provided solely for educational and informational purposes. It is believed to be accurate and reliable as of the posting date, but may be subject to change.It is not intended to provide a specific recommendation for any type of product or service discussed in this presentation or to provide any warranties, investment advice, financial advice, tax, plan design, or legal advice (unless otherwise specifically indicated). Please consult your own independent advisor as to any investment, tax, or legal statements made.The specific facts and circumstances of all qualified plans can vary, and the information contained in this podcast may or may not apply to your individual circumstances or to your plan or client plan-specific circumstances.The opinions expressed by guests on the Be More Than a Fiduciary podcast are not necessarily the same as the opinions held by 90 North Consulting, or of Executive Director Eric Dyson.
In this episode, we examine the U.S. Department of Labor's proposed changes to worker classification and their impact on employers. Listen in as we break down the updated framework for distinguishing independent contractors from employees and highlight key compliance considerations. Learn what these developments could mean for your workforce strategy and risk exposure. Host: Tara Stingley (email) (Cline Williams Wright Johnson & Oldfather, LLP)Guest Speaker: Alex Grande (email) (Holland & Hart LLP)Support the showRegister on the ELA website here to receive email invitations to future programs.
In this special "Breaking News" episode of the Directed IRA Podcast, Mat breaks down new guidance from the Department of Labor that could expand 401(k) access to alternative investments like private equity, real estate funds, and crypto.Mat explains why alternatives have largely been excluded—fiduciary liability under ERISA—and how the proposed rule shifts the focus to a prudent, process-based standard centered on risk-adjusted returns.Mat also discuss what the DOL's “neutral” stance means for plan sponsors, what's coming next from the SEC, and how this could reshape retirement investing.Most importantly, Mat highlights that owning alternative assets in an IRA is already possible through the power or self-directed IRAs. Tune in to learn more or visit directedira.com. Directed IRA Homepage: https://directedira.com/Directed IRA Explore (Linktree): https://linktr.ee/SelfDirectedIRABook a Call: https://directedira.com/appointment/Other:Mat Sorensen: https://matsorensen.com & https://linktr.ee/MatSorensen KKOS: https://kkoslawyers.comMain Street Business https://mainstreetbusiness.com
Kanto: el la kompaktdisko Trajn' nenien kanto kun sama titolo de Dolĉamar Legado: Heather 1)el vikipedio “ Pasko” 2) el Esperanta retradio “La forto de la kvieta menso: kaj soleco ne estas manko” de Aaron Chapman Kanto: “Pri landskneĥto” el la kompaktdisko Kavaliriko de la grupo Kapriol' Legado :Brendan “La Honesta Fripono” de Jean Borel […]
CHALLENGING VALIDITY OF OWCP CLAIMS –If the validity of a claim is questioned, the Agency supervisor should investigate the circumstances and report the results to OWCP. However, filing of the claimshould not be delayed whether the claim is disputed or what OWCP calls controverted. A. Allegations Must be supported by factual evidence.1) Different Versions of incident by several witnesses, whose accountsdiffer, should provide supervisor with written statements of theirinformation.2) Previous Injury – Agency should request statements from witnesses ifon the date on the claimed injury the appearance of a previouscondition or injury.3) Time Frame – Agency should provide written statement if the injury isreported after a lapsed time from the reported date of injury.4) Outside of Employment – If employed outside of the agency andinjury is claimed, supervisor should inquire about the duties of theother employment and report it to OWCP.B. Notifications and Decisions – for more information click on the show transcript!The podcaster is Dr. Stephen Taylor, OWCP medical-legal consultant for Oberheiden Law Firm. Dr. Taylor's contact email information is:https://fedcompconsultants@protonmail.com If you need a medical provider or assistance with an OWCP / DOL claim in Pensacola Florida you can make an appointment to see Dr. Taylor at the clinic at FWC Medical Centers . To make a consultation with Dr. Taylor call the clinic at 813-215-4356 in Florida. For responses email Dr. Taylor at fedcompconsultants@protonmail.comSupport the showFEEDSPOT TOP #1 Federal Workers Compensation Podcast & #6 National Workers Compensation Podcast:For responses email Dr. Taylor at fedcompconsultants@protonmail.comSupport the showFEEDSPOT TOP 10 National Workers Compensation Podcast: https://podcast.feedspot.com/workers_compensation_podcasts/?feedid=5557942&_src=f2_featured_email
Bu dəfə qonağımız ABB İnvest-in “Biznesin inkişafı” departamentinin direktoru Elçin Məmmədov oldu. Dolğun, bol-bol maraqlı və faydalı söhbətimizi dinləyin, paylaşın və şərh yazın ki, daha çox adama çataq
In this episode of Friday Fiduciary Five, Eric Dyson talks about the Department of Labor's (DOL) proposed rule on private assets like private equity, credit, and real estate in defined contribution plans. The rule, expected for public comment very soon, will likely emphasize the fiduciary process for selecting and monitoring investments rather than setting specific asset allocation caps. Dyson highlights the importance of liquidity, valuation, and fee transparency in managing private assets. He suggests that committees and advisors should develop a clear evaluation framework, document decision-making processes, and align these with appropriate experts. Connect with Eric Dyson: Website: https://90northllc.com/Phone: 940-248-4800Email: contact@90northllc.com LinkedIn: https://www.linkedin.com/in/401kguy/ The information contained herein is general in nature and is provided solely for educational and informational purposes.It is not intended to provide a specific recommendation of any type of product or service discussed in this presentation or to provide any warranties, financial advice, or legal advice.The specific facts and circumstances of all qualified plans can vary, and the information contained in this podcast may or may not apply to your individual circumstances or to your plan or client plan specific circumstances.The opinions expressed by guests on the Be More Than a Fiduciary podcast are not necessarily the same as the opinions held by 90 North Consulting, or of Executive Director Eric Dyson.
Bonus episode: we're unpacking the DOL's proposed PBM fee disclosure rules, sharing takeaways from our colleague Jenny Gartman. Learn more in Jenny's blog post: https://blog.ifebp.org/pbm-fee-disclosure-regulatory-and-legislative-update/
The Moose on The Loose helps Canadians to invest with more conviction so they can enjoy their retirement. Dollarama reported its earnings yesterday. Revenue up double-digit, EPS up 2% and a 13% dividend increase. Yet, the stock price is down by 10%! What is going on with DOL.TO? It's all about dividend growth investing! Subscribe to the best free dividend investing newsletter: https://thedividendguyblog.com/newsletter Get the 20 income products guide for retirees: https://retirementloop.ca/income/
In this episode, Chase Cannon and Suzanne Spradley review three important upcoming compliance-related deadlines. Chase highlights the three requirements, including ACA reporting, an April 15 deadline related to HSA contributions and distributions, and RxDC reporting. Chase and Suzanne discuss some practical approaches to each of those deadlines and conclude with a summary of how recent DOL enforcement priorities and ERISA fiduciary litigation come into play.
On this episode of In AI We Trust?, EqualAI President and CEO Miriam Vogel sat down for a conversation with Dr. Chris Howard, Executive Vice President and Chief Operating Officer of Arizona State University (ASU). They reflected on EqualAI's recent AI Literacy Initiative event with ASU in Scottsdale, Arizona, featuring ASU President Michael Crow, Taylor Stockton, CIO of DOL, ASU Chief Information Officer Lev Gonick, Dean of ASU's Walter Cronkite School of Journalism Battinto Batts, and Dean of ASU's Mary Lou Fulton Teachers College Carole Basile, among other notable speakers. Dr. Howard and Miriam Vogel dove into ASU leadership on AI and education, including how ASU is using AI to help build human capacity and create impact for students and learners as they prepare to enter the workforce, and how AI fits in with ASU's charter statement.
What employers should know about key developments this week: NLRB Reinstates 2020 Joint Employer Rule: Under the National Labor Relations Board's (NLRB's) rule, a company is a joint employer only if it exercises substantial, direct, and immediate control over at least one of an employee's key employment terms. Employer Liability Outlook: The risk of joint-employer liability is lower without direct involvement in core employment decisions. DOL Proposes New Independent Contractor Rule: The U.S. Department of Labor's (DOL's) new proposal revives the 2021 standard, emphasizing economic realities and the actual practices of the parties rather than just the contractual agreements. In this episode of Employment Law This Week®, Epstein Becker Green attorneys Erin E. Schaefer and Jeffrey H. Ruzal provide insights on the NLRB and DOL regulations, examining what these developments mean for employers. Visit our site for this week's Other Highlights and links: https://www.ebglaw.com/eltw425 Download our Wage & Hour Guide for Employers app: https://www.ebglaw.com/wage-hour-guide-for-employers-app. Subscribe to #WorkforceWednesday: https://www.ebglaw.com/eltw-subscribe Visit http://www.EmploymentLawThisWeek.com - Epstein Becker Green is a national law firm that focuses its resources on health care, life sciences, and workforce management solutions, coupled with powerful litigation strategies. This video is for informational purposes only and does not constitute legal advice. Viewing this video does not create an attorney-client relationship. EMPLOYMENT LAW THIS WEEK® and #WorkforceWednesday® are registered trademarks of Epstein Becker & Green, P.C. © Epstein Becker & Green, P.C. All Rights Reserved. Attorney Advertising.
Kevin Walsh, a Principal at the Groom Law Group, and Kendra Isaacson, a Principal at Mindset, unpack President Trump's State of the Union proposal to expand retirement savings access for uncovered workers. The conversation explores the competing Congressional proposals on the table and how the Administration might act on its own to close the retirement coverage gap. They look ahead at the broader 2026 retirement policy landscape, including anticipated DOL rulemaking on private market assets, the future of the Savers Match, Trump Accounts, the upcoming mid-term elections, and what it all means for workers, employers, and state-facilitated retirement savings programs. Mindset and the Groom Law Group are general supporters of the Center for Retirement Initiatives. The views and opinions expressed in this podcast are the views of the guests and do not reflect any policy or position of the Center for Retirement Initiatives.
4pm: Guest – Attorney Joel Ard – Ard Law Group // Joel Ard is filing a class action lawsuit against the state of Washington for failing to fix or notify potential victims of a 6 YEAR exploit on the DOL website that made every resident vulnerable to identity theft, stalking and more // Families deserve a fair shot at protecting children online, not more of the same // The power of music on the brain
6pm: Guest – Attorney Joel Ard – Ard Law Group // Joel Ard is filing a class action lawsuit against the state of Washington for failing to fix or notify potential victims of a 6 YEAR exploit on the DOL website that made every resident vulnerable to identity theft, stalking and more // Families deserve a fair shot at protecting children online, not more of the same // The power of music on the brain
Are reefer rates finally finding a new floor, and what does the Department of Labor's six-factor test mean for owner-operators? Let's dive into the following topics: Vineland-to-Tracy reefer lane, where rates have stabilized around $4,500 despite winter slowdowns, signaling tighter capacity and a potential pricing shift for carriers and brokers. The DOL's independent contractor rule changes and how the new test could reclassify drivers as employees, creating major liabilities if you're not careful. The FMCSA's move to proactive safety enforcement using big data to flag high-risk carriers before incidents occur, improving safety while shaking up the competitive landscape. Resources / References https://www.ttnews.com/articles/independent-contractor-rule https://www.overdriveonline.com/regulations/article/15818491/safer-transport-act-would-require-prosecution-of-fraudsters-more https://www.freightwaves.com/news/derek-barrs-defends-fmcsas-bold-moves-at-tca
We chat about Operation Epic Fury's latest developments and the Clintons' Epstein testimony. Then, Anders talks to Kim Kelly about her reporting on Trump's unhinged Labor Secretary, the Department's reichslop content and the oft overlooked history of Frances Perkins, who used DOL's authority to dismantle the Great Depression version of ICE. Kim's articles: https://thebaffler.com/latest/a-piece-of-work-kelly https://www.thenation.com/article/economy/sheris-ranch-union-united-brothel-workers/ Subscribe to our bonus feed for extra episodes at Patreon.com/poddamnamerica
Eric Dyson, Executive Director of 90 North Consulting and one of the retirement industry's more active ERISA expert witnesses, joins the 401(k) Specialist Podcast for a practical conversation on how plan sponsors and advisors can reduce fiduciary risk—and be better prepared if the Department of Labor comes calling.Drawing on his experience testifying in more than a dozen ERISA cases, Dyson shares the most common mistakes he sees in litigation and investigations, why a DOL audit may be a bigger risk than a lawsuit for most plans, and what courts actually expect from fiduciaries. He tackles pressing questions around paying advisors and TPAs with plan assets, properly documenting QDIA selections to secure safe harbor protection, conducting RFPs and benchmarking at “reasonable intervals,” and crafting committee meeting minutes that protect rather than expose.Dyson also provides clear, actionable steps sponsors can take before their next committee meeting to strengthen governance, document prudence, and stay off the litigation radar, and reduce fiduciary risk.EDITOR'S NOTE: This podcast episode is part of our new “Deep Dive” special content package for Q1 2026 titled, “How Not to Get Sued.” You can find additional coverage in the links below, and more focused content will be available in the coming days.SEE ALSO:How Not to Get Sued in 2026: Part 1How Not to Get Sued 2026: Part 2
In this news and earnings episode, Simon and Dan break down Canada’s January CPI print and why food inflation still feels painfully high despite softer headline numbers. They dig into TELUS’ rough quarter, the surprise CEO change, and what it means for leverage, dividends, and long-term turnaround prospects. The guys also cover Shopify’s strong Q4 results and growing AI integration—discussing whether AI is a real threat or a long-term tailwind for the platform—before wrapping up with Robinhood’s explosive growth in options and crypto trading, and why the business increasingly looks more like a casino than a traditional brokerage. Along the way, they touch on grocery inflation, telecom price wars, valuation risks in high-multiple stocks, and what today’s speculative behavior could mean for markets going forward. Tickers discussed: T.TO, SHOP, HOOD, DOL.TO, L.TO Watch the full video on Our New Youtube Channel! Check out our portfolio by going to Jointci.com Our Website Canadian Investor Podcast Network Twitter: @cdn_investing Simon’s twitter: @Fiat_Iceberg Braden’s twitter: @BradoCapital Dan’s Twitter: @stocktrades_ca Want to learn more about Real Estate Investing? Check out the Canadian Real Estate Investor Podcast! Apple Podcast - The Canadian Real Estate Investor Spotify - The Canadian Real Estate Investor Web player - The Canadian Real Estate Investor Asset Allocation ETFs | BMO Global Asset Management Sign up for Fiscal.ai for free to get easy access to global stock coverage and powerful AI investing tools. Register for EQ Bank, the seamless digital banking experience with better rates and no nonsense.See omnystudio.com/listener for privacy information.
It seems as if American society is suffering from a nationwide carbon-monoxide leak. The Department of Homeland Security is implying that possessing "2 magazines" implies intent to commit a massacre; the right suddenly backs an anti-gun stance. Antifa is encouraging liberals, who usually hate guns, to "march with guns" against federal agents. While the right says illegals threaten "democracy" the left says arresting them threatens "democracy." Now the Department of Labor and Department of War have turned into Q-anon. The DOL posted "trust the plan" while the DOW posted "directed energy weapons." There is a plan and there are DEWs, but neither are what you think. This is what next generation psych warfare looks like; a loyalty trap, a Maoist 100 flowers campaign and a Soviet Operation Trust (the plan). The purpose of LARPING resistance groups is more complex than divide and conquer; their goal is to obtain identities and information on all forms of resistance. After blacklisting, censorship, and the like terrifies most to stand down, phase two begins; now the censorship lifts and random people obtain popularity in their driving of vulgar speech and narratives. This both justifies additional censorship in the long run, but also identifies voices to be cataloged that are far more of a threat. Make no mistake, all of it is run by official sources. As in Mao's China and the Soviet Union, certain individuals can post and say whatever they want because they facilitate the agenda of the state to draw out of hiding, or simply silence, those who would resist. If the initial shadow banning and the platforming doesn't scare people into submission, and If the next round of blacklisting and censorship fails to destroy the threat, the final stage is neutralization when the new RedTerror begins. Couple this with the “everything is fake” motif and the revolution against liberty, justice, and reality is complete.