Podcast appearances and mentions of chase slate

“A high utilization rate hurts your credit score as much as missing a payment.” - Stephen Liao(click to tweet) Go to netsuite.com/tai to download their FREE “Crushing the Five Barriers to Growth”Banks are willing to lend us credit cards. With these credit cards, our purchasing power increases. We are able to purchase the things we want, as long as we pay the bank back. But these credit card companies also incentivize us to purchase more with bonuses and gifts. So the question becomes: how can we use these free perks to pay off our credit cards?On today’s episode of The Tai Lopez Show, Stephen Liao teaches us how to sift through the world of credit card perks to be able to do just this. Stephen dropped out of Stanford to figure out the credit card game just a year ago, and today he has a credit-limit that exceeds $3 million spread across 220 different credit cards. If he’s not flying first-class, he’s on a private jet. And if he’s not staying at the Waldorf Astoria, he’s at the Ritz-Carlton. Tune in today to learn his secrets on building a good credit score!Don’t forget, you can listen to The Tai Lopez Show on Spotify! Click “Follow” and let me know what you think!“Essentially, it’s legal money laundering. You pay off your credit card with cash equivalence, get your sign up bonus, and then pocket the $150.” - Stephen Liao(click to tweet)Points to Keep In MindChecking your credit for your own personal use does not hurt your creditUse Credit Karma to check creditVantageScore is less accurate than FICO score850 is a perfect credit scoreTry to keep your credit card utilization under 9%Treat your credit limit as how much money you haveUtilization rate, payment history, and derogatory marks affect your credit scoreAge of credit history factors in: oldest account and average ageYou can’t help your age of credit historyTry to have an age of credit history over 9 yearsTry to have at least 21 lines of credit being reported Correlation does not imply causation when opening new credit cardsFor those under 18, get authorized on your parents/relatives’ cards to build rapport with banks Get Chase Freedom for first card$150 cash back for $500 spent5% money back (MB) for an intermediate credit cardYou need a credit score of at least 600 to receive credit card perksTry to get status with each card (ex: Delta’s status for travel allows you to upgrade to first-class for free)If you’re in debt, look into Citi Simplicity to balance-transfer your debt (also, Chase Slate and Bank Americard) Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you started holiday shopping yet? Today’s episode has some advice for you, as you embark on the spending frenzy. As part of So Money’s yearlong partnership with Chase Slate and as a brand partner for Chase, we have the honor of welcoming Jen Roberts to the show today. She is the head of Chase Pay and Digital Products at JP Morgan Chase. Jen has decades worth of experience in the credit card industry. She has advice for us on how to have #onelessthing to worry about, as we make our way through the holiday shopping season, make the most of our finances and reduce the financial stress that is natural this time of year. For more information, head to Chase.com.

Money money money! This is such an important topic for creators and I am so excited to bring you the best in the business on the subject, Farnoosh Torabi.  She's an incredible expert who is shaking up the world with her savvy tips on money and she's was gracious enough to stop by the Artists Without DayJobs camp to share some of her expertise with us!  Farnoosh is a sought-after speaker and bestselling author. Each year she speaks at numerous events, companies, organizations and schools. Recent engagements have included SXSW, Tedx, The PA and MA Conferences for Women and The Simmons Leadership Conference. She’s written multiple books, the latest entitled When She Makes More: The Truth About Love and Life for a New Generation of Women. She is the Financial Ambassador for Chase Slate. Farnoosh’s work and advice have been featured in The New York Times, The Wall Street Journal, Fortune, Forbes, Time, Marie Claire, Glamour, Redbook and USA Today. She appears on major news and talk shows. Highlights include the NBC Today, CNN, MSNBC, Good Morning America, Dr. Oz, The View and Live! With Kelly and Michael. She hosted the Webby-nominated web series, Financially Fit, on Yahoo. She’s also served as a money coach on such shows as Remake America on Yahoo!, Bank of Mom & Dad on soapNet and TLC’s REAL SIMPLE. REAL LIFE. Farnoosh graduated from Penn State University with a degree in Finance and International Business. She also holds a Master’s from the Columbia University Graduate School of Journalism. She resides happily in Brooklyn with her husband and two children. Don't forget to check out her podcast, So Money or contact her at farnoosh.tv 

Mical Jeanlys is the General Manager of Chase Slate. Chase Slate is the financial services partner of this show, and I have the honor of being the brand's financial education partner. I've always wanted to talk to Mical about money deeply. She and I worked together, but this is the first time I've gotten the chance to really go there with her and talk about money and learn about her financial philosophy, her memories about money growing up and how she and her husband are paying it forward and teaching their three young boys about money.  For more, visit www.somoneypodcast.com

In light of Equifax and other data breaches, how do I balance convenience and security? How to budget for holiday gifts and limit spending? Answering these questions of yours and more on a special Ask Farnoosh with special co-host Brittney Castro of Financially Wise Women and our brand partner Chase Slate. To learn more or share a question for an upcoming episode visit www.somoneypodcast.com.

The holiday shopping season is a particularly vulnerable time for credit and debit card fraud but there are several ways that you can help to protect yourself. I've invited Leslie Maloney, Executive Director, Credit & Debit Card Fraud Prevention at Chase to join me on a special Ask Farnoosh episode dedicated to all-things fraud protection. I'm a financial education partner with Chase Slate and know personally that Chase is focused on protecting customers with its zero liability protection, 24/7 monitoring and chip technology. In this podcast, we explore: Debit or credit? Which is safer to use? How will the chip card effect holiday shopping with a credit card this year? What are some steps to ensure my credit card information isn't being compromised? What happens if my card gets in the wrong hands? For more information visit www.somoneypodcast.com. 

Now, if you're someone who's always on the go, looking for a way to consume the day's top new stories in the fastest way possible, you may already be a subscriber to this or you've heard about it, but you have to check out theSkimm - one word. It's a free, daily email newsletter that goes out each morning, gives you all the important news across subject lines, and party lines. It is simple, and kind of a sassy roundup of the latest news stories with fresh editorial content catering mainly to a young female audience. It's fun to read, easy to understand, easy to explain to a friend after work at a happy hour, what's say going on in Greece or the latest in the electoral race. And I'm not only a fan, I guess you could also say I'm sort of a contributor to theSkimm. In my partnership with Chase Slate, the brand partnered with theSkimm to create some cool and interesting editorial content around financial fitness that I helped create. So I'm very proud to introduce today's guests, the co-founders of theSkimm. They are friends, Danielle Weisberg and Carly Zakin and you're gonna love their story. Carly and Danielle, they originally met in Rome, they were studying abroad, it was a rainy day and they were both studying in Rome, they were in college. Years later they reconnected in New York as they were both producers for NBC News - how bout that? And they not only became fast friends again, but they also became roommates and co-founded theSkimm from their living room couch. Both of them have now been included on Forbes 30 Under 30 List this year. They were honored by Goldman Sachs Builders and Innovator Summit as one of the most 100 Intriguing Entrepreneurs in 2014. Danielle is a Tufts grad; she hails from Chicago. While Carly is a New Yorker who attended the University of Pennsylvania. And what brought them together and what really sparked theSkimm, was and is their passion for news. And so these ladies are just a force to be reckoned with, and they're also really relatable. I loved talking with them.